WineryBusiness Insurance

WINERY INSURANCE

Why choose Bryte?

Winemakers take their craft very seriously, and that’s why at Bryte, we understand the value of providing wineries with cover for just about every eventuality, from product recall, contamination and injured employees’ right down to protecting trellises, uprights and fences!

The perfect wine deserves insurance cover with similar qualities: multi-faceted and superior. And that’s where Bryte comes in. We have extensive knowledge of wine operations throughout South Africa, and are the trusted insurer for some of the leading wine estates.

Our product is designed to suit wineries, cellars, bottlers and co-operatives and is built on the following principles:

• The convenience of offering a comprehensive wineries insurance solution in one package

• The flexibility to cover farming, personal and wineries risks in one policy

WINERY INSURANCE

As part of our bouquet of commercial lines business, we offer the wine industry protection against an array of potential losses such as:

Accidental Damage

• Covers for accidental damage to wine, wine tanks and related property

• Accidental damage caused by discharge or leakage from tanks, pipe rupture or collapsed barrels

• Winery-related property including accidental damage to wine stock

ExtendedLiability

• Product recall– Cover for reasonable costs

and expenses for the recall of the wine as a result of mislabelling, unintentional fault, presence of foreign objects and substances in the wine

– Cover includes costs and expenses for transportation (including packaging and storage), advertisement of the recall, examination and sorting and destruction of the wine

Fire Comprehensive fire cover for damage by fire, storm and other perils to trellis/uprights, fences and plant material

Loss of Revenue

• Loss of revenue as a result of interruption to the winery as a result of fire damage to the trellis/uprights, fences and plant material

• Loss of wages for the period of the interruption• Fines and penalties for breach of contract

As a thoroughly homegrown South African insurer, Bryte is proud to be part of protecting one of our longest standing industries.

Bryte Insurance Company LimitedA Fairfax Company

Registration No. 1965/006764/06 | Authorised Financial Services Provider No. 17703

Contact

Registered Address 15 Marshall Street, Ferreirasdorp, Johannesburg, 2001, South Africa

T +27 (0) 11 370 9111www.brytesa.com

Postal Address PO Box 61489, Marshalltown, 2107