This document provides an overview of coverages and services. Coverages may differ in availability by state. All coverages are individually underwritten. For a complete description of all coverages, terms and conditions, refer to the insurance policy. In the event of a conflict, the terms, conditions and exclusions of the policy prevail. All information and representations herein are as of 2021. CA License #0C66724. Rev. 7.2021

atlas.us.comtel: 858.724.5100 toll free: 877.662.8527

4365 Executive Drive, Suite 200San Diego, CA 92121

Financials ą 2019 Projected Year End Surplus > $150M ą Total Capital 1127% of RBC ą 2019 Net Premium to Surplus <.5 to 1 ą Net leverage <2 (NWP + Liabilities)/Surplus) ą Service American carries no debt ą Balance Sheet rated “Very Strong” by AM Best ą AM Best BCAR Ratio > 60 ą Shareholders committed to organic capital growth (reinvestment of profits into surplus)

Service American Indemnity Company and sister company, Service Lloyds Insurance Company, are pooled and operate under the Service Insurance Holdings, Inc. parent

which is wholly owned by the Gray Family. The rating reflects the company’s excellent capitalization and historically solid overall operating performance.

Service American Indemnity CompanyRating AM Best Rating: A- VIII (Excellent)States Available AL, CA, CT, GA, FL, KY, MD, ME, MS, NH, NJ, NC, PA, RI, SC, TN, VA, VT, WV

The Atlas Advantage ą Exclusive carrier partnerships with “A-” (Excellent)

rating or better by A.M. Best

ą Complete in-house underwriting authority ą Extensive knowledge & underwriting expertise

ą Competitive rates

ą Excellent commission structures

ą Creative and flexible payment plans ą Superior claims handling and oversight

ą Atlas insureds have free access to GoSafe, our online safety and loss control platform

ą Get live customer service with our Client Solutions Team