Sergey Brin(Co-founder of Google, Inc.)

Sergey was born in Moscow, Russia in1973. His family moved to the UnitedStates in 1979. His parents enrolledhim in a Montessori school thatemphasized independence andcreativity, a critical inflection point inhis life.

He earned a degree in mathematicsand computer science from theUniversity of Maryland. He enteredStanford University earning anadvanced degree in computer science,where he met Larry Page. The twocreated a search engine that would sortweb pages based on popularity. Theynamed the search engine “Google”based on the mathematics term“googol.” In 1998, they raised $1 Millionfrom family and friends and went publicin 2004, making Sergey a billionaire.

Sergey is a devout fan of the BurningMan Fair, which is a week-long artfestival in the Nevada desert attractingsome of the world’s most famousindustry tech leaders.

He has a fitness obsession, typicallywearing workout clothes, and a wildsense of humor. He once conductedinterviews dressed as a cow! Later hewas referred to as the “EnlightenmentMan” honoring his dedication to solvingthe world’s problems.

In speaking to kids about money I get lots of different(and sometimes funny) questions, but the question Iget most is: How do I become a millionaire? Whilethis is not the simplest question to answer, I explainthat in terms of investing, becoming a millionairecomes down to four factors:

• When you start an investment plan• How much money you start with• How much you invest each month• What type of return do you expect to earn on your money

I explain that by answering these questions, you cancalculate how long it will take to become amillionaire. Below is a table that calculates the ageat which you could become a millionaire based ondifferent answers to the above questions (thisassumes that income earned is reinvested).

It is important toremember that becoming amillionaire is dependent onmaintaining a long-terminvestment horizon – inother words, essentiallyignoring the ups and downsof the stock market. In fact, if youviewed market declines as additionalbuying opportunities, this strategy could result inachieving your goal sooner. Also note, if your returnassumption is too conservative (e.g., bank account)your money may be safer, but the return you earn willlikely not be enough to reach your millionaire goal.

Monetta

SAVINGSThe amount of money left overafter spending.

EXPECTED RETURNThe amount one would expect to earnon an investment. Returns are usuallyquoted as an annual percentage.

SuccessfulE n t r e p r e n e u r

i n v e s t o r s

Images are for Editorial Use Only.

This is a percentagevalue that tells you

how much aninvestment has changedover a period of time.

Suppose you own a stock that declined15% in the first year and then increased25% in the next. Theaverage annualreturn over thetwo-year period,would be 3.08%.

LossPro�t

Can I become a millionaire?NEWSLETTER | 3rd Quarter 2016 | www.monetta.com

Young

Age you Start Investing 1 1 1 10 20 20 35Initial Deposit 1,000 1,000 1,000 1,000 1,000 1,000 10,000Monthly Investment Amount 100 100 100 200 300 300 400Expected Return 2% 8% 10% 8% 8% 10% 10%Age Investment Reaches a Million 144 53 45 54 60 53 65

KnowKnowT hese!T hese!Financial Terms

GoodGood to to

Understand!

Understand!

Annual Return

Awesome!Awesome!

The chart is hypothetical. A program of regularinvesting cannot assure a profit or protect against aloss in a declining market. Investing involves risk.Principal loss is possible.

1. What do you get when you crossfish and an elephant?

2. What gets wetter themore it dries?

3. What do penguinsput in their salad?

4. Why did the bananago to the doctor?

5. Why is an eyedoctor like ateacher?

Enter for a chance to win a $10 Target Gift Card Send your answers in toinfo@monetta.com. (Only one shareholder will win.) To enter online please visit www.kidsnewsletters.com

■ Teslawas foundedby MartinEberhardand Marc

Tarpenning in 2003. Elon Muskjoined the company in 2004.

■ Martin Eberhard came up withthe name “Tesla” while eating at thePirates of the Caribbean Restaurantinside Disneyland.

■ Did you know the Model S hasan “insane mode?” The car can gofrom 0 to 60 MPH is 3.2 seconds.

■Only six parts onthe Tesla Model S need regularreplacements...four tires and twowiper blades.

■When you park the Tesla’s Model3 it actually never turns off. It goesinto sleep mode, much like a laptop.

■ The Model S has the largestpanoramic sunroof on the market.Blocks 98% of UV light and 81%heat from the sun.

■The Tesla Model S has thelargest touchscreen of any othervehicle, 17 inches wide!

Company Triviay o u n g i n v e s t o r s n e w s l e t t e r m o n e t t a . c o m

Way Way Cool!Cool!

Name ________________________________________________________

Address ______________________________________________________

City ______________________________State________ Zip __________

Phone ________________________________________________________

E-mail ________________________________________________________

Age__________________

MONETTA FINANCIAL SERVICES, INC.1776-A SOUTH NAPERVILLE ROADSUITE 100WHEATON, IL 60189

Mail back the quiz with your name and address to abovemailing address or email to: info@monetta.com.Entries must be received by September 15, 2016.

KIDS - If you have a joke that you would like tosubmit, please send it to info@monetta.com. If we useyour joke we’ll send you a special prize!

A towel!

Iceberg lettuce.

Swimming trunks.

They both test the pupils.

StudioLaughing

Eye Doctor

Veronica from Bristol, VA is last quarter’s newsletter winner of the $10 Target Gift Card.

SuperSuper

Interesting

InterestingMillionaire Quiz

In order to complete the quiz below you will need to visit monetta.com/educational-games.html and Click on the Millionaire Calculator.

For educational purposes only, not intended as a recommendation to buy or sell a security. All logos are trademarks of their respective owners.

Use the Online Millionaire Calculatorto determine how old thisperson will be when theybecome a millionaire!

• 10 Years Old• Deposited $5,000• Saves $200 Per Month

• Assuming a 10% Return

It wasn’t peeling well.