AnnualReport

MotivatingCommunity Change!

Annual Highlights

Reached nearly 3,000 individuals through financial literacy education Reached a total of more than 45,000 class participants in 24 years of operation Distributed over 1,000 copies of the Personal Financial Literacy for High Schools

Curriculum, which is approved by the Texas State Board of Education, and began work on asecond edition

Awarded more than $140,000 in scholarships to deserving students in 2007, including thelargest-ever scholarship of $25,000 to one person, bringing total scholarship awards in 24years to more than $3.5 million

Increased the diversity of our partnerships for greater outreach to low income and minorityconstituencies

Driving Forces

This year the Federal Reserve reported consumer debt stands at $2.5 trillion. This amount has grown nearly ten-fold since 1980.The average household carries nearly $8,500 in credit card debt, and as of the twelve months ending June 2006, there were morethan 1.5 million consumer bankruptcy filings. Total U.S. revolving consumer debt reached $904 billion in June 2007, up from$879 billion just six months earlier. The Center for Media Research found that approximately 14 percent of Americans use 50percent or more of their available credit and this group carries an average of 6.6 credit cards.

While the median U.S. household income is currently $43,200, the typical family's credit card balance is now almost five percentof their annual income, leaving little margin for household expenses, healthcare, auto payments, emergencies, mortgagepayments, and savings or real wealth-building.

Late summer reports of rising foreclosures and increasing consumer debt led President George W. Bush to call for a greaternational emphasis on financial literacy. Because of these spiraling increases in debt and the new nationwide focus,First Command Educational Foundation (FCEF) recognized the increased, compelling need for financial literacyeducation, and in 2007 set a course to positively impact the countrys growing need.

Summary of Agency Successes

FCEF addressed more than 75 groups concerning money management education and awarded over $140,000 inscholarships to deserving recipients. FCEFs staff and volunteers instructed in classrooms, churches, employee groups, civicorganizations, and community resource centers across the country, fulfilling a mission imperative to deliverfinancial literacy to a broad constituency. FCEFs educational programming expanded to 32 various topics, and thescholarship program directly affected students lives at 80 different colleges/universities across the nation.

Through the end of 2007, FCEFs impact on both local and national communities was huge, positively changing the lives of thosewho use FCEFs financial programs. FCEF made a difference in more venues than ever before, proving once again thatFinancial Literacy for Life is more than our tagline; it is our way of life.

Vickie C. MauldinWoman of InfluenceNovember 15, 2007

Great Women of Texas recognizes influential area women for theirsignificant accomplishments in business and selfless civic and socialcontributions. Each woman honored is a trailblazer in their choseninterests, but it is their dedication to family and the communitythat makes them exemplary.

Congratulations Vickieon a well-deserved honor!

Below is a short excerpt from Mauldins award citation.

When Vickie Mauldin graduated as her high schoolsvaledictorian in the tiny coal-mining town of Powellton, WV,she found herself determined not to stay there while the worldpassed her by. I dont know why, but from the time I was born, Iknew that there had to be something better. Neither one of my parentsgraduated from high school; my Mom never drove a car, wrote a check,or bought groceries Mauldin, 51, couldnt persuade her father to lether go away to college, so she joined the United States Air Force,even though opportunities for women at that time were limited.Such barriers only inspired her to test themMauldin retiredin 2004 from Ohios Wright-Patterson Air Force Base as acommand chief master sergeant, Air Force MaterielCommand, one of the top ten chiefs in the Air Force...Today,she is executive director of the nonprofit First CommandEducational Foundation, where she oversees programs infinancial literacy for the public as well as the distribution ofcollege scholarships nationwide.I love to teach and help people,Mauldin says, and I wake up some mornings and say, How did I getso lucky? ?

Motivating Leadership;Inspiring Lives!

This year, 2007, has been one of remarkable change and growth. While Vickie Mauldin, in the role of ExecutiveDirector (ED), has been the guiding force, the Board of Directors also has made sweeping changes which will havelong-range impact on First Command Educational Foundation (FCEF) and the people we serve.

The first step in the process was to give Vickie the authority to hire a Deputy Executive Director. She selectedDr. Chris Wilkie, who has extensive experience in building and rebuilding organizations for greater strength andpurpose. Dr. Wilkie set to work immediately with the Board and ED to plan for the future and the changes whichwould be vital to achieving new goals and visions for FCEF.

To support Vickie and Chris, the Board:

Worked diligently to bring forth a new set of by-laws. The former administrative regulations had not beenradically changed in years, and it was a good time for reorganization of these guidelines. The new by-lawsallowed us to add new members to the board, bringing new energy and ideas to the table.

Approved a new three-year strategic plan which would change the geographic focus of FCEF to return to itsroots here in Fort Worth.

Created new standing committees for continued strategic planning, quality assurance/evaluation, and futureboard expansion.

Dedicated a sizeable portion of our future scholarship funding exclusively to Fort Worth and Tarrant Countystudents who live, work, and study in our home community.

Approved a new development plan, case statement, and planned giving program to support the developmentgoals established with the hiring of Christina Judge as Development Director in 2006.

Planned for staff expansion and new focus on high school financial literacy in our Education Division.

The board and I are extremely proud of the hard work and accomplishments of FCEF and its dedicated staff. I havebeen truly blessed to serve as Acting Chairman for the majority of 2007 and honored to be associated with such anoutstanding organization. On behalf of the entire board, I want to personally thank FCEFsenergetic and talented staff. I cant wait to see what they accomplish in 2008.

Vincent W. Patton III, Ed.D.MCPOCG, United States Coast Guard (Retired)

Chairmans Thoughts

Executive Directors ThoughtsEvery year I think it cannot get any more fulfilling to work for First CommandEducational Foundation (FCEF)but events in 2007 were the best ever! What anexciting year we had! Our Chairman of the Board, Vince Patton, spoke of FCEFsincredible advancements and numerous accomplishments. These strategic andprogrammatic changes were absolutely necessary to position FCEF for sustainedgrowth in our ability to help and serve others. I am so proud of what everyoneaccomplished in 2007, but I was even more touched by what I saw in our staff, our

volunteers, our donors, and the individuals we served during the year.

As I reflect on 2007, I am reminded of a significant event that happened while I was still serving in themilitary. I loved watching movies and one of the previews to the movie I was about to watch had excerptsfrom about 20 movies. Each small segment featured a hero or heroine doing some exciting deed, designedto maximize energy, motivate action, and inspire results. The clip ended up being an advertisement for amovie rental chain and ended in these words, Everybody needs a herogo to your local video store, andrent one today. At that time I was angry because I knew I didnt have to watch a movie to see a hero, Iwas surrounded by them every day.

The same feeling of seeing heroes everywhere will be how I remember 2007. I saw the FCEF staff workincredibly long hours. I witnessed the joy on countless young faces when their hard work and personalsacrifices were rewarded with extra dollars to help them cover the high cost of education. Sincerecommitment to change was heard in a young mans comments after completing one of FCEFs classes.He said, Im really scared that I havent done enough to financially protect my familythat will changestarting today. A young teen with a child of her own told us many of her fears were gone; she was nowready to teach her child what her parents could not teach her about money. Volunteer speakers were alwayscoming forward saying How can I help? I want to give back. Donors repeatedly gave because theywanted to help, wanting little to nothing in return.

A hero is most often thought of as a person who is somehow endowed with great strength or ability.Merriam-Webster also defines a hero as a person admired for their achievements, noble qualities, greatcourage, and extreme devotion. Heroes can be seen in many aspects of FCEFs internal andexternal successes, but it is the caring and sincere passions to make a difference one dollar at a time, oneprogram at a time, and one smile at a time, that I will treasure most.

To the board, staff members, volunteers, donors, and community members I worked with in 2007, thanksfor being my hero over and over again. You have inspired me to try even harder to serve you. I cant waitto meet the heroes 2008 will bring. My question is, Will you be one of them?

Vickie C. MauldinChief Master Sergeant, U.S. Air Force (retired)

Leadership Thoughts

The first President of First Command Educational Foundation, Donaldson DonFrizzell, witnessed many changes through the 24 year-history of the agency. Frizzell, a formeradvisor with First Command Financial Services, helped to launch the educational goals forFCEF, and now remains on the Board of Directors to guide FCEF into the future.

The changes in concept and focus have been unparalleled. From the agencys new brandedidentity to a strategic planning process for the future, FCEF is ready to meet the demands in ourcommunity for financial literacy and scholarships. We began as an agency to distributescholarships, and that focus will not change, but the addition of financial literacy education iscrucial to the needs of the nations economy. I am proud to be a part of both the past and thefuture of FCEF.

Bill Stringer, who received his invitation to join the Board of Directors in late 2007, sees thefuture of FCEF as one of dedicated service to the local and regional economy. Stringer is aconsultant with extensive experience in the nonprofit world.

This is an exciting period of growth for FCEF. I am proud to have a hand in creating a strongstrategic plan which will take us into a new decade with a heightened level of service to FortWorth, Tarrant County, and the North Texas Region. Our plan is to add staff, increase thenumber of presentations, have more targeted financial literacy programming, and develop newpartnerships to increase outreach for education and scholarships.

Recipient and Donor Thoughts

First Command Financial Planning Advisor, Nicole Jansen, speaks to her view of the missionof FCEF. Jansen has a unique perspective on the value of FCEF programs.

When I planned my college career I hoped to help my parents pay for my education by earningscholarships. I was fortunate enough to be awarded a scholarship from First CommandEducational Foundation during my college career. This had a profound impact on my future.Not only did it help me finish my studies, but when I was approached to become a financialadvisor for First Command Financial Services, I knew that the goals of both the commercialcompany and the foundation were entirely compatible with my life-long goals of providingfinancial education and a clear path to wealth-building for my community. Now, I am proud tosay that I was a scholarship winner, and that I am now a donor to the foundation. I want tohelp others enjoy the benefits of the scholarships and financial education programs.

Community Partner Thoughts

Education is also a lifetime goal for Evelyn Collins. Collins is principal of The Center for NewLives, a high school program for expectant and new mothers. FCEF joined the school in apartnership supported by Colonial Savings to provide a series of financial literacy classes forstudents and families.

We were elated to join in partnership with Colonial Savings and First Command EducationalFoundation to provide financial literacy education for our students, their parents, and theirsignificant others. FCEF impacted the lives of 100 students through education and awardedfour scholarships to deserving teen parents.

Motivating CommunitiesTo Excellence!

REALLY MOTIVATE & IMPACT FROM WITHIN?

Leaders must be tough enough to fight, tender enough to cry,human enough to make mistakes, humble enough to admit

them, strong enough to absorb the pain, and resilient enoughto bounce back and keep on moving.

Jesse Jackson

With plans to earn a Masters and Ph.D. in Materials Science Engineering, Rachel Kolensikov-Lindsey hopes to make a career of the Air Force after graduation. She is the daughter of AirForce parents and her family resides in New Mexico where she attended high school.

A junior, she currently is studying at Oxford with the MIT Year-Abroad program. This pastsummer she was in charge of a project functionalizing gold nano-rods with DNA, and isproficient in spectroscopy and centrifuging microscopy. She has a 4.7 of 5.0 grade-pointaverage. In her spare time she tutors elementary grade students in reading.

REALLY MOTIVATE AND IMPACT RECIPIENTS LIVES??

Motivating Communitiesto Higher Education!

Scholarship Programming

Over a working lifetime, higher education can mean an estimated $1.2 million more in salary for studentswho earn a bachelors degree and $2.1 million for people with a masters degree, according to The Big Payoff.However, the cost of a college education has soared, rising more than 38% in the last decade, as reported byCollegeboard.com. First Command Educational Foundation (FCEF) has had a strong commitment from itsorigins in 1983 to assist deserving students with these high educational costs.

To that end, FCEF has awarded more than 2,100 scholarships in 24 years, with a renewed pledgeto increase the number and size of awards. This goal was reaffirmed and outlined in the three-year strategicplan approved in 2007.

2007 was highlighted by major achievements in FCEFs scholarship program. FCEF gave more than$140,000 in scholarships and awarded its largest-ever single scholarship. In past years, all scholarshipswere awarded in cooperation with community partners. This year marked the first time in FCEF history forthe foundation to directly advertise, collect scholarship applications, and use a committee made up of FCEFstaff, board, and local community volunteers to select scholarship recipients. FCEF was extremely proud tooffer $15,000 in two scholarships ($10,000 and $5,000). The two recipients will be announced in 2008 as wellas a planned expansion of this direct scholarship program.

FCEF also worked with two college partners to award scholarships for their educational institutions over afive-year partnership. Current negotiations call for a $3,000 annual scholarship to a Tarrant County College(Fort Worth, Texas) student and a $10,000 scholarship to a student at Rutgers School of Law - Newark (NewJersey). Agreements are expected to be signed in early 2008 for an immediate scholarship award. Stay tunedin 2008 to learn the final program details as well as the first-year award recipients.

The largest single scholarship ever awarded by FCEF in its 24-year-history was presented in partnershipwith the Air Force Association (AFA). The Air Force Reserve Officers Training Corps (AFROTC) memberselected for the first award was Rachel Kolensikov-Lindsey. She received $25,000 to assist withher studies at Massachusetts Institute of Technology.* FCEF is proud of the partnership with AFAand plans to continue this partnership over the next four years, but will spread the $25,000 award amongtwo AFROTC cadets and five Air Force members as well as their families.

* (See the previous page to learn more about this outs tanding AFROTC student . )

Explanation:In 2007, the scholarship

program served individualsthrough matched and

unmatched scholarships,awarding a total of $142,400to 98 deserving individuals

across the nation.

Motivating Communitiesto Educate!

In 2007 financial literacy for high school youth became a major focus throughout Texas and for First CommandEducational Foundation. FCEF already had its curriculum, Personal Financial Literacy for High Schools,approved by the Texas State Board of Education in 2006. However, in 2007, as the timing for mandatory*financial education drew near, FCEF defined a new plan for outreach to Texas educators and began the task ofupdating the high school curriculum.

The curriculum includes the following topics:The Accounts Issue The Stocks & Investments IssueThe Checkbook Issue The Credit IssueThe Loans Issue The Rights and Responsibilities IssueThe Buying Issue The Retirement IssueThe Insurance Issue The Entrepreneur IssueThe Bankruptcy Issue The Giving Issue

The goal set in the strategic plan was to expand both the reach and the depth of the high school program.Early in 2007, FCEF began communications with several school districts and local universities to ensure asmany young people as possible were exposed to the concepts of wise money management and the practical useof credit.

FCEF increased its outreach, establishing high-profile partnerships to provide curriculum and supportprograms across the state. One example of a 2007 partnership was the Fort Worth Academy of Fine Arts(FWAFA), where FCEFs curriculum was implemented for 34 fine arts students in Tarrant County.*House Bill 492 mandated financial literacy for all public and open enrollment charter school juniors and seniors prior to graduating, with fall of 2008 asthe deadline for implementing a curriculum and lesson plan.

FCEF could not have accomplished the increased presentation load and the outreach were it not for itsSpeakers Bureau. An integral part of the history of FCEF, the Speakers Bureau has more than 40 volunteersnationwide who are trained and certified to teach FCEFs money management education.

All FCEF speakers are dedicated to increasing financial literacy in their individual communities. Since 2001,they have registered some 2,000 hours of volunteer time to boost financial literacy. In 2007 dollars, that wouldbe valued as a contribution of more than $200,000 to the Foundation and its mission. FCEF is veryappreciative and proud of its Speakers Bureau.

2006 2007 Increase Decrease

Total Presentations 68 76 11.8% n/a

Military 51 5 n/a 90%

General Population 17 71 318% n/a

Total Number Served 2,529 2,947 16.5% n/a

REALLY MOTIVATE AND IMPACT PARTICPANTS LIVES?

I learned things I could even take home to my parents to help them plan forpaying for my college education. These classes were a wake-up call. Im notgoing to get credit cards when I go to college and let them get out of control. Weheard stories about people coming out of school with debts larger than a first yearsalary.

FWAFA student, Fall 2007

REALLY MOTIVATE AND IMPACT FUTURE GENERATIONS?

In 1996, Paul and Susan Smith lost their only son, Jay, in a tragic plane crash. JaySmith, a 24-year old Air Force Lieutenant, was returning from Florida, where he wascommissioning a fraternity brother. The Smiths decided they would honor Jays memoryby providing financial assistance to others.

Shortly after Jays passing, the Smiths established a scholarship and excellencefoundation in Jays name to help fellow Air Force members. The Smiths, impressed withthe mission and services of FCEF, decided in 2007 to dissolve the foundation and transferthe assets to First Command Educational Foundation (FCEF). Today, FCEF continuesthe legacy by managing the Jay Smith Scholarship and Excellence Fund in honor of Jay.

Motivating CommunitiesFor Commitments!The success of the First Command Educational Foundation depends on the generous donations ofindividuals, corporations, and private foundations. Its scholarship and financial literacy educationprograms both depend on the goodwill of those who believe in these concepts and the need for theseprograms in their communities.

A new case statement was created in 2007 and approved by the FCEF Board of Directors. It builds adeclaration for the urgency of support for our two programs. The case statement reveals the need forsupport of money management education by reviewing the numbers of Americans in bankruptcy andthe level of national consumer debt. It also notes the alarming increase in the cost of a collegeeducation and the importance of higher education for our youth.

Also in 2007, the Development Division added a new tool for support of FCEF, that of plannedgiving. Planned giving provides donors with a wide variety of options for giving to charity duringtheir lifetime and/or after their death, while meeting current income needs and providing for theirheirs. Planned giving is typically done in conjunction with estate planning, and is a viable optionfor donors of all income levels.

In 2007, FCEF added a new section on its website to help individuals understand the intricaciesof planned giving. There are new, up-to-date articles every month on a variety of topics andregulations. FCEF also offered e-Brochures and an opportunity to begin specific planning withits Build Your Gift Planner feature on the FCEF website.

In 2007 FCEF also conducted its second annual fundraiser event, A Night at the Vines.Corporations and retailers were very generous with gifts to sell in the silent auction, and almost200 guests enjoyed the various wines of a unique winery in west Fort Worth, The Light Catcher.Almost $17,000 was netted, with every penny going solely for scholarships. At the event, FCEFreceived a commitment from Adam Levin, Executive Officer of the Philip and Janice LevinFoundation, that his agency would donate a total of $100,000 over a ten-year period. Thisgenerous donation will support scholarships across the nation.

2007 also saw a new focus on passive giving. Simple gestures such as grocery shopping andlinking a rewards card to FCEF can be a powerful way to raise funds for scholarships andfinancial literacy.

Committed Passive Partnerships Include

Totaling Over $5,475

Lifetime Giving

$2,000,000+ First Command Financial

Planning

$1,000,000 - $1,999,999 No donors at this level

$500,000 - $999,999 Payne Family

$250,000 - $499,999 Carroll (Chip) H. Payne, II

$100,000 - $249,999 First Command Bank Torchmark Corporation

$50,000 - $99,999 Invesco Aim

$25,000 - $49,999 AIG Life Brokerage Charles T. Bauer Franklin Templeton Investments Donaldson D. Frizzell Lamar C. Smith

$10,000 - $24,999 Hometown Threads Hyatt Place Jay Smith ROTC Scholarship &

Excellence Foundation James A. Petersen Philip & Janice Levin Foundation Pioneer Investments Premier Wines of Plano Kathryn L. Skillington Paul J. & Susan Smith George C. Talley United Technologies Corporation

$5,000 - $9,999 Samuel B. Adams Andres Construction Daniel M. Brannon

Barry B. Bridger Colonial Savings Howard Crump Ronald R. Dorenbush Martin R. Durbin E Management Systems Edward T. Elmendorf FedEx Services Karen M. Foley Jeffrey L. Gibson Richard E. Giles Ronald D. Huff Scott L. Hull Raleigh C. Kone Law, Snakard & Gambill Donald G. Marcum Vickie C. Mauldin Mark F. Nielsen Michael D. OHanlon Fredrick D. Orr Theodore A. Smith Barry D. Todd Jay W. Vance Michael J. Wheeler Esau Williamson

Please note: Reflects from 2002to present.

Giving in 2007

$250,000+ First Command Financial

Planning

$100,000 - $249,999 First Command Bank

$75,000 - $99,999 No donors at this level

$50,000 - $74,999 No donors at this level

$25,000 - $49,999 No donors at this level

$10,000 - $24,999 Invesco Aim

Jay Smith ROTC Scholarship &Excellence Foundation

Carroll (Chip) H. Payne, II Philip & Janice Levin Foundation Premier Wines of Plano Paul J. & Susan Smith

$5,000 - $9,999 Colonial Savings Hyatt Place James A. Petersen

$2,500 - $4,999 Martin R. Durbin Karen M. Foley Raleigh C. Kone Law, Snakard & Gambill Vickie C. Mauldin Kathryn L. Skillington Speedway Childrens Charities,

Texas Michael E. Thomas Barry D. Todd

$1,500 - $2,499 Barry B. Bridger Ronald R. Dorenbush Jeffrey L. Gibson Adam Levin Donald G. Marcum Mark F. Nielsen Frederic W. Offutt Michael D. OHanlon Fredrick D. Orr Scott Spiker Jay W. Vance Michael J. Wheeler

$1,000 - $1,499 Samuel B. Adams Air Force Association - Texas Richard R. Amelon Gilbert H. Andres Robert E. Ashton William L. Bartels Richard E. Batton Kirk H. Baur Bradley A. Berger David C. Bonney Lonnie D. Bowman Daniel M. Brannon Thomas D. Cheritt Parker Consaul Walter F. Coulter Donald L. Eberly Joachim W. Exner Donaldson D. Frizzell Hotels.com Ronald D. Huff Brian W. Johnston Robin L. Jones

Victor P. Jones Margaret A. Kapuschansky James N. Lanier James A. Leach Philip E. Leopold Louis J. Leyes Charles D. McGee Richard I. McManus Michael Morrison Kirk B. Olliff Charles E. Patisaul Andrew R. Pike Conrad A. Plyler Harvey L. Pullen Stephen M. Ray Martin L. Robbins Steven W. Ross Hugh Simpson Lamar C. Smith Theodore A. Smith Ronald P. Testa Travel Service Everywhere Janis L. Wagner Esau Williamson James G. Wolf Homer W. Worrell Richard T. Young

$500 - $999 Affairs to Cater Sandy T. Allen Kurt B. Anderson Brian D. Barnard John R. Bennett David H. Brooks Gretchen O. Butler Claudia Canestra Frank Casciani Jeff Clyman Craig H. Cowen Melissa Cox Degenkolb Photography Mark Diunizio John L. Draper Farmers Insurance - Angela

Medcalf Carlos Garza Martha (Cisy) E. Gray Anthony Harvey Susan Herman Raymond L. Herzog Kevin D. Hollis Susan J. Jennaway Christopher D. Lee Manchester Grand Hyatt -

San Diego Joseph R. McLaughlin Microsoft Matching Gifts Luis A. Muniz Elizabeth R. Nichols-Kelloff Alan E. Orr

Renaissance Laser Hair Removal T. H. Rush William A. Saunders Sewell Lexus of Fort Worth John D. Sheehan Robert Slaughter Myra L. Slaybaugh Anthony R. Smith Robert W. Smith Paul R. Soderlund Todd D. Taylor Doris Terrell Michael J. Theres Mark R. Timko Teresa N. Tyler Verizon Wireless Matthew W. Wineriter X-Quizit Transportation Christopher J. Young

$250 - $499 Accent Design Studio Bank of America Matching Gift

Program John W. Barton George Benish Laurie Bond Howard M. Brinkman Heather B. Brock James. M. Burroughs Mark J. Cincotta Russell H. Clarke William E. Cook Timothy J. Custer Mark J. Dierlam Gordon R. Edgin Henry C. Evans Robert J. Evart Monte Ferguson Dennis L. Fesser Richard A. Fleming Anthony R. Frissore Steven W. Gay Dennis W. Glynn Tom M. Griffith Christopher J. Henn Ralph L. Hill Samantha A. Hilliard Kodak Horton Joes Crab Shack Fort Worth Robert H. Kerr Robert M. Knox Janine M. Kraus Kurt L. Langenwalter Robert L. Lanzettel David P. Lavallee Bavy U. Lopez Dallas T. Lower Jeffrey A. Luther Harold E. McClelland

William McLeRoy Patrick W. Miller Mira Vista Chiropractic Mira Vista Dental Associates Alvin D. Morgan William A. Motley NeQwa Art William O. Nichols Mark H. OConnor William E. Oliver Greg Orr Michael K. Parker Richard F. Parrington William J. Perry Gregory Pomes Doyel Price Kimberly D. Provo Scott Rainville Rickard E. Rein Renaissance Worthington Hotel Gerald O. Saari Jay Scheideman Daniel F. Seemann Stephen E. Simmons Sherry A. Sitton David F. Sloan John C. Snider Merle D. Spaulding Gerald I. Stanley Richard R. Steely David C. Strick David M. Surgent Gary F. Svatek Richard H. Terrell Texas Motor Speedway Texas Vein Center Robert G. Thomson John Ulzheimer Richard W. Wall Michael D. Watson Clifford B. Weddington David White Brad A. Wilson

$120 - $249 2 Sister Designs - Karen Judge John E. Anderson Adan D. Araujo James M. Bade Jerre L. Baker Matthew J. Baker David E. Barber Eric Barnes Alan M. Batey Raymond K. Bennett Karen Bertapelle Steven R. Bione Kevin A. Bornhoft Beverly K. Bowden Scott E. Broberg

Roger I. Brueckbauer Kelly N. Buchfink Mike Bunting David B. Burns Nicholas W. Campbell Peter C. Carlo Joseph R. Cieslewicz Charles E. Cinnamon Harry S. Collins John D. Cook Michael R. Cordrey Carl E. Cornelius Landon G. Cox Vincent A. Croom William A. Crow William W. Cultice Cummings & Associates Edward J. Daffron Dallas Mavericks Christopher W. Dentinger James A. Dentinger Susan R. Dixon Charles E. Doerler Randal E. Dorf Pam V. Elliott Bruce D. Ellwein Edward C. Fariss Michael J. Gazzerro Michael D. Gilbert Richard E. Giles Terrance D. Green James L. Greene Griffin Auto Detailing John R. Grigsby David Hansen James P. Harkey Michael E. Harvin Tracy A. Heichelbach John M. Hess Karen J. Hollis Robert E. Jorgenson Jos. A. Bank Timothy Joseph Christina L. Judge Lori Ann G. Kane William W. Kane Robert S. Keaton Scott W. Keller Rocky D. Krueger Kubes Jewelers Stephen R. Laidlaw Harold L. Langley Michael E. Lucero Ronald E. Lux M & Company Salon Staci A. Mapes Christina Martin Scott G. Matlock Bob C. McAdams Michael C. McConnell

Kristy J. McCormick James D. McCullough Jessica J. Merritt Benjamin D. Meyer Jeffrey R. Miller Jerry T. Mohr Joseph R. Morrin Joseph J. Mulcahy Michael B. Neveu Stanley L. Obrey Gordon F. Olde Randal K. Oliver Vince W. Patton Debra Sue Payne Perfect Touch Spa Douglas N. Petersen Sean Pettit Stacy L. Pickard Jill S. Pietrusinski Robert G. Ponton John M. Poutier Jocinta N. Powell Robert J. Raush John L. Reed Christy Rippin William M. Robeson Jamie T. Rodgers Harold J. Roesch Curtis L. Ross Michael Ross Charles Russell Heidi Russell Milton A. Salter Ronald F. Scarborough James M. Schless John R. Schneider Eric K. Schuster Fred T. Shirley Sid Richardson Museum Jackie Smalls Glendon C. Speakman Benjamin F. Stahl Rob Stenson William J. Stropp David E. Studer Lawrence Stumpf Clay H. Swindell Stephen D. Thaeler The Club at Runaway Bay Zachary T. Thompson Debra A. Thrush Thomas H. Trant Michael Turley Graydon S. Uyeda Clarence L. Van Donselaar Michael A. Walker Fred Watke Richard R. Wax Alan J. Weaver Brad Willimont

WineStyles - Hulen Kari Wood Jim Wynne Brian K. Young

2007 Memories

In Memory of Lt. JaySmith made to the JaySmith Scholarship &Excellence Fund Jeff Clyman

In Memory ofDallas Lower Dirk E. Abernathy Brad D. Cleeton Craig H. Cowen John L. Draper Robert Duecaster Donald L. Eberly Finite Solutions Incorporated First Command Financial

Planning Karen M. Foley Mike & Nancy Gazzerro Robin L. Jones Christina L. Judge Mark Kalkhoff Margaret A. Kapuschansky Scott K. Kellogg Robert L. Klar Philip E. Leopold Donald G. Marcum Vickie C. Mauldin Glen L. Miller Mark F. Nielsen Carroll H. Payne, II Sarah L. Probasco R. G. Smiley Benjamin L. Strange Jay W. Vance West Chester Liberty Township

Ohio Jeffrey M. Young

In Memory of MaryMetcalf Polk Charles E. Doerler

In Memory of Raymond J.Salinas Anonymous

2007 HonorsIn Honor of the Legal andCompliance Departmentat First CommandFinancial Planning Law, Snakard & Gambill

Honor Your Loved One or Company

Contact Us to Establish YourNamed Scholarship!

Scholar Hometown College or UniversityKimberly J. Adams Fort Worth, TX Cornell University

Matthew Alan Ansley Thomson, GA Augusta State University

Amber Sharee Baker Clarksville, TN University of Tennessee - Knoxville

Constance Bankston Visalia, CA Cal Poly Pomona

Annaleska Renee Barton Fort Worth, TX Babson College

Megen Elizabeth Batway Cheyenne, WY Michigan State University

Allison Beene Abilene, TX Baylor University

Claire Marie Bennett Fort Worth, TX Texas A&M University

Judith A. Black Wahiawa, HI Capella University

Jackie Bodily Plain City, UT Brigham Young University

Curtis R. Bowden Fort Rucker, AL Grace College

Stephanie Ashley Bowen Newcastle, OK Oklahoma State University

Timothy L. Briner Montgomery Village, MD University of Maryland - College Park

Adam M. Burkett Honolulu, HI Pennsylvania State University

Sarah Bussa North Pole, AK University of Alaska - Fairbanks

Virginia Lynn Butler Norfolk, VA The College of William & Mary

Cailee M. Caldwell Eagle River, AK University of Rochester

Tabatha Rochelle Caples Columbus, MS East Mississippi Community College

Ana Castillo de Molina Dallas, TX University of TX Southwestern Medical School

Douglas R. Clarke St Inigoes, MD University of Maryland - Baltimore County

Stephanie Clifford Paris, TX Emory University

Adam Cribb Universal City, TX Trinity University

Kattrina M. Crouch Anchorage, AK University of Alaska - Anchorage

Hanna Elise DeForest Wheatland, CA Yuba Community College

Waynette Y. Edgecombe-Golightly Fort Worth, TX Tarrant County College

Paul Anthony Ellison Mechanicsburg, PA University of Pittsburgh

Caitlin Anne Fairchild Williamsburg, VA The College of William & Mary

Jennifer E. Fields Fort Walton Beach, VA University of Florida - Gainesville

Ashleigh Evon Fisher Allen, TX University of Texas - Austin

Reena Flores Visalia, CA University of California - Berkeley

Tiffany Rochelle Foy Keller, TX Tarrant County College

Amanda Lynn Freed Mobile, AL University of South Alabama

Kiera Lisa Gallagher Heidelberg, GE Texas A&M University - Galveston

Leah Nicole Guidry Valparaiso, FL Okaloosa-Walton College

Eric John Gutierrez Tucson, AZ Northern Arizona University

Valerie Rena' Gutierrez San Antonio, TX St. Mary's University

Heather Nicole Haas Virginia Beach, VA Virginia Tech

Laura Sue Haller Boulder City, NV Oklahoma Christian University

Tiffany Nicole Harris El Paso, TX University of Texas - El Paso

Congratulations to FCEF 2007 Scholars

Corey Gray Maples Virginia Beach, VA Virginia TechEmily Frances McGinnis Middletown, RI Georgetown UniversityMelissa Ann McWilliams Portsmouth, RI Connecticut College

Melissa K. Mowry Virginia Beach, VA Randolph-Macon UniversityBeatriz Munoz Fort Worth, TX Texas Christian University

Linh Thuy Nguyen Oceanside, CA University of California - San DiegoMargaret J. Parker Robinson, TX Auburn University

Mary Anna Pendleton Hinesville, GA University of GeorgiaLupe Cecilia Perez Fort Worth, TX Tarrant County CollegeTerah N. Phillips Ozark, AL Huntingdon College

Erin Murphy Plate Montgomery, AL University of Notre DameRae Rachel Quigley Biloxi, MS Mississippi State University

Wesley William Rickard Dover, DE University of DelawareChristina D. Rodriquez Fort Worth, TX Texas A&M University - Corpus Christi

William James Sames, IV San Antonio, TX Texas A&M UniversityShelby Glenn Sapp Elizabeth City, NC East Carolina UniversityAmy M. Scheffler California, MD Northeastern University

Stephen Kyle Shumacher Niceville, FL University of Central FloridaElizabeth Ruth Shaffer Cascade, CO McPherson College

Hilary Kristina Showers Universal City, TX Texas State University San MarcosAshley Ladana Spann Douglasville, GA Samford University

Joseph Spears Birmingham, AL University of DenverShauna Marie Stewart Hewitt, TX California State University - NorthridgeSarah Amanda Stoudt Gorham, ME University of ArizonaSerena Chen Swanland Kadena, Japan Texas A&M UniversityPaul Anthony Tomkiel Carlisle, PA Susquehanna UniversityJennifer Marie Utroska Lithia, FL Florida State UniversityNatalie Marie Vaiana Fairfax Station, VA University of Notre Dame

John Thomas Walker Dalzell, SC University of South CarolinaThomas Anthony Ward, Jr. Waco, TX Texas Christian UniversityElizabeth Chang Wendel Fort Monmouth, NJ Stanford University

Megan Alyse Werth Chesapeake, VA Old Dominion UniversityStephen Wong Crowley, TX University of Texas

Jessica Ann Wood Mountain Home AFB, ID Idaho State UniversityJenna Ilene Ziesenhene Warner Robins, GA University of Georgia

Lauren Marie Kampfer Leesville, LA Southeastern Louisiana University

Sara Jaclyn Keyes Auburn Hills, MI University of Florida - Gainesville

Brittany Merin Knickerbocker Minot AFB, ND Minot State University

Rachel Kolesnikov-Lindsey Lumberton, NJ Massachusetts Institute of TechnologyJacquie Lynn Lewis Fort Riley, KS Kansas State University

Cristina Lopez Fort Worth, TX Tarrant County College - NorthwestLucy B. Manley Honolulu, HI University of Hawaii - Manoa

Torin Patrick Jones Fredericksburg, VA University of Virginia

Jamie Marie Harshbarger Waynesville, MO Missouri State University

Brittany Alexandra Johnston Columbus, MS Mississippi CollegeTa Tiana Jackson Anchorage, AK University of Alaska - Anchorage

Josiah Stephen Irvin Kinston, NC University of North Carolina - Chapel HillElizabeth Hetling Crowley, TX Oklahoma Christian University

Michael Anthony Herrera Albuquerque, NM American Military Institute

Air Force ROTCAshley N. Bower Norman, OK University of Oklahoma - NormanJames T. Erkard, III Athens, OH Ohio UniversityNoah R. Firth Monroe, NC North Carolina State UniversityRiley J. Hestermann Fort Collins, CO Colorado State University

Jack Johnston Fresno, CA California State University - Fresno

Army ROTCJesse B. Burnette Lexington, VA Virginia Military InstituteWilliam T. Cigich San Antonio, TX University of Texas - San AntonioBrent A. Kurutz Syracuse, NY Syracuse UniversityMark R. Sudweeks Ames, IA Iowa State UniversityChad M. Vincton Syracuse, NY Syracuse University

Board of DirectorsOfficersVince Patton, Ph.D. Interim Chair/Vice PresidentMichael F. Morrison TreasurerMartha E. Gray Secretary

DirectorsDon Frizzell; Janine Kraus, Ph.D.; Doris Terrell; Robert Slaughter

Officers & StaffOfficersVickie C. Mauldin, President & Executive DirectorChris Wilkie, D.H.S., M.P.H. Vice President & Deputy Executive DirectorDoug Worrell Finance Director

StaffChristina Judge, M.A.; Pam Elliott; Mary Rusnak; Johnna Stewart

YOU REALLY DO MAKE AN IMPORTANT DIFFERNCE!

REALLY IMPACT FCEFs PROGRAMS?

Yes, and it is so easy! Your donation would: Cover 25% of the cost to award a $1,000 scholarship award to a deserving student; or Provide the complete curriculum to six separate high school classrooms; or Allow FCEF provide financial literacy classes to 100 individuals in the DFW area.

Strengthen your community today Wont you donate?

This agreement is made between and First Command EducationalFoundation (FCEF).

In order to assist FCEF, a nonprofit public charity, in meeting its identified goals, I hereby pledge to make a giftof $ to FCEF.

I would like my gift to be designated for:___________________________________________________________________________________________________________________________________________(General support, designated program, scholarship or, if pledge is for multiple designations, please identify designations and amounts)

My gift will be made in the following increments on the following dates:

$______________ Date ________________$______________ Date ________________$______________ Date ________________$______________ Date ________________

Enclosed is my first payment of $_________________ payable to FCEF (if applicable).

In recognition of my gift, I wish my name to be listed asin any published reports and materials.

[ ] I would like my gift to be made anonymously and not publicized in FCEF internal reports, publishedmaterials, annual reports, or public releases.

[ ] My gift is eligible to be matched by my/my spouses employer. I will initiate the match transaction.

____________________________________________________________________Signature Date

Note - FCEF will send pledge reminders prior to scheduled payment dates unless otherwise notified.

Name: Phone:

Address:

Email:

1 FirstComm Plaza * Fort Worth * Texas * 76109-4999Phone: 817.569.2940 * Fax: 817.569.2970

www.firstcommand.org

First Command Educational Foundation (FCEF) promoteseducation as the foundation to a productive society through

scholarships and financial literacy programs dedicated tofinancial wellness and independence.

First Command Educational Foundation1 FirstComm Plaza

Fort Worth, TX 76109Phone: 817.569.2940

Toll Free: 1.877.872.8289Fax: 817.569.2970

edufoundation@FirstCommand.orgwww.FirstCommand.org