2009-10 2010-11 2001-02 table 58: private sector non-life ... · 223 handbook on indian insurance...
TRANSCRIPT
223
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(`
Lakh
)
FIRE
Pa
rticu
lars
BAJA
J ALL
IANZ
BHAR
TI A
XA
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
220
10-11
2009
-10
2008
-09
Prem
iums e
arne
d (Ne
t)11
314
1184
7 11
588
1225
693
8273
9952
6426
4197
468
632
234
(37)
Profi
t/ Los
s on s
ale/re
demp
tion o
f Inv
estm
ents
14
6711
943
318
810
513
8 11
231
100
–11
Othe
rs 22
2 13
8 78
256
(84)
213
32
10
19
–26
2
20
Inter
est, D
ivide
nd &
Ren
t – G
ross
1972
16
1714
4111
8313
7779
959
7 42
020
2 23
149
53
21
TOTA
L (A
)13
522
1367
013
226
1412
810
863
8517
6031
3183
1226
101
807
288
15
Claim
s Inc
urre
d (Ne
t)61
95
6877
7263
4976
5009
5769
2546
60
627
6 10
371
4 90
6 10
Co
mmiss
ion
(158
8)(1
574)
(182
0)(2
838)
(696
8)(6
690)
(478
9)(2
382)
(131
3)(6
63)
(520
)(3
68)
(34)
Oper
ating
Exp
ense
s rela
ted to
Insu
ranc
e Bu
sines
s 51
91
4402
4803
4799
4903
4747
3550
27
0710
66
424
1716
14
22
536
Co- I
nsur
ance
admi
nistra
tion f
eeSo
latium
Fun
dPr
emium
Defi
cienc
y24
Othe
r Misc
ellan
eous
7 TO
TAL
(B)
9798
97
0610
246
6936
2943
3826
1307
931
29(1
36)
1941
19
59
511
Oper
atin
g Pr
ofit/(
Loss
) C= (
A – B
)37
24
3964
29
80
7192
7921
4691
4724
2252
1197
237
(1134
)(1
671)
(497
)AP
PROP
RIAT
IONS
Tran
sfer t
o Sha
reho
lders'
Acc
ount
3724
39
64
2980
71
9279
2146
9147
2422
5211
97
237
(1134
)(1
671)
(497
)Tr
ansfe
r to C
atastr
ophe
Res
erve
Tran
sfer t
o Othe
r Res
erve
sTO
TAL
(C )
3724
39
64
2980
71
9279
2146
9147
2422
5211
97
237
(1134
)(1
671)
(497
)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
224
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
FIRE
Pa
rticu
lars
CHOL
AMAN
DALA
MFU
TURE
GEN
ARAL
I
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
220
10-11
2009
-10
2008
-09
Prem
iums e
arne
d (Ne
t)19
49
1597
20
32
3266
3180
1444
1085
338
1296
7 30
0 89
(1
48)
Profi
t/ Los
s on s
ale/re
demp
tion o
f Inv
estm
ents
6 45
1738
1215
15
493
21
91
–
Othe
rs 4
5 5
99
79
3 –
1 1
––
Inter
est, D
ivide
nd &
Ren
t – G
ross
443
342
358
331
327
271
110
441
239
73
22–
TOTA
L (A
)24
01
1988
24
11
3643
3528
1738
1219
43
416
12
28
383
112
(148
)Cl
aims I
ncur
red (
Net)
1217
12
15
1609
11
7289
413
5775
6 18
3–
838
549
172
3 Co
mmiss
ion
(404
)(4
76)
(851
)(9
77)
(122
9)(1
462)
(934
)(6
53)
(133
)(6
17)
(607
)(3
21)
(76)
Oper
ating
Exp
ense
s rela
ted to
Insu
ranc
e Bu
sines
s 15
44
1053
99
1 14
9920
7319
1912
18
864
454
2100
14
52
744
368
Co- I
nsur
ance
admi
nistra
tion f
eeSo
latium
Fun
dPr
emium
Defi
cienc
y(7
5)50
––
Othe
r Misc
ellan
eous
TOTA
L (B
)23
56
1792
17
49
1693
1738
1814
1040
39
4 32
1 22
46
1443
59
5 29
6 Op
erat
ing
Profi
t/(Lo
ss) C
= (A
– B)
45
196
663
1950
17
90
(76)
179
40
(305
)(1
018)
(106
0)(4
83)
(444
)AP
PROP
RIAT
IONS
Tran
sfer t
o Sha
reho
lders'
Acc
ount
45
196
663
1950
17
90
(76)
179
40
(305
)(1
018)
(106
0)(4
83)
(444
)Tr
ansfe
r to C
atastr
ophe
Res
erve
Tran
sfer t
o Othe
r Res
erve
sTO
TAL
(C )
45
196
663
1950
17
90
(76)
179
40
(305
)(1
018)
(106
0)(4
83)
(444
)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
225
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
FIRE
Pa
rticu
lars
HDFC
ERG
OIC
ICI L
OMBA
RD
2010
-1120
09-10
2008
-0920
07-08
2006
-0720
05-06
2004
-0520
03-04
2010
-1120
09-10
2008
-0920
07-08
2006
-0720
05-06
2004
-0520
03-04
2002
-0320
01-02
Prem
iums e
arne
d (Ne
t)14
01
332
8816
115
715
810
9(2
)11
287
8993
1010
410
865
6982
3480
3616
2388
744
21Pr
ofit/ L
oss o
n sale
/rede
mptio
n of
Inve
stmen
ts17
8
4–
––
–1
314
561
469
154
160
358
269
7023
–
Othe
rs 38
(3
)46
53
21
(1
)(1
)–
–(7
5)(9
1)(9
)(8
)–
–4
––
Inter
est, D
ivide
nd &
Ren
t – G
ross
235
79
29
2123
166
154
8 53
1 59
1 45
532
423
719
6 18
175
3
TOTA
L (A
)16
90
416
167
235
201
173
114
(1)
1330
1 10
010
1107
311
464
7458
4075
4081
26
4384
2 24
Claim
s Inc
urre
d (Ne
t)13
70
522
19
3411
825
252
10
1122
1 65
8196
9857
9424
7417
0114
45
936
151
12Co
mmiss
ion
(173
4)(1
822)
(743
)(2
72)
(234
)(1
46)
(32)
(5)
204
(1118
)(2
734)
(362
9)(9
339)
(834
3)(7
395)
(716
3)(1
426)
(316
)Op
erati
ng E
xpen
ses r
elated
to
Insur
ance
Bus
iness
10
18
650
201
250
153
133
121
4845
83
4688
64
10
7695
6939
5903
4796
50
3925
88
333
Co- I
nsur
ance
admi
nistra
tion f
ee–
––
––
––
––
––
––
––
––
–So
latium
Fun
d–
––
––
––
––
––
––
––
––
–Pr
emium
Defi
cienc
y–
––
––
––
––
––
––
––
––
–Ot
her M
iscell
aneo
us–
––
––
––
––
––
––
––
––
–TO
TAL
(B)
654
(650
)(5
24)
1137
239
141
53
1600
8 10
152
1337
498
60
73
(738
)(11
54)
(1188
)13
13
29
Oper
atin
g Pr
ofit/(
Loss
) C=
(A –
B)10
36
1067
69
1 22
3 16
4 (6
7)(2
7)(5
4)(2
707)
(142
)(2
301)
1605
7385
4813
5235
38
31(4
71)
(6)
APPR
OPRI
ATIO
NS–
––
––
––
––
––
––
––
––
–Tr
ansfe
r to S
hare
holde
rs'
Acco
unt
1036
10
67
691
223
164
(67)
(27)
(54)
(270
7)(1
42)
(230
1)16
0573
8548
1352
35
3831
(471
)(6
)
Tran
sfer t
o Cata
strop
he R
eser
ve–
––
––
––
––
––
––
––
––
–Tr
ansfe
r to O
ther R
eser
ves
––
––
––
––
––
––
––
––
––
TOTA
L (C
)10
36
1067
69
1 22
3 16
4 (6
7)(2
7)(5
4)(2
707)
(142
)(2
301)
1605
7385
4813
5235
38
31(4
71)
(6)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
226
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
FIRE
Pa
rticu
lars
IFFC
O TO
KIO
RAHE
JA Q
BE
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
220
10-11
2009
-10
Prem
iums e
arne
d (Ne
t)50
35
4684
60
49
6364
5481
4368
3158
2432
96
794
(94)
(74)
Profi
t/ Los
s on s
ale/re
demp
tion o
f Inv
estm
ents
14
1223
1713
102
––
–0
–
Othe
rs (5
8)(2
35)
(5)
––
–18
25
–
––
Inter
est, D
ivide
nd &
Ren
t – G
ross
580
595
609
447
380
421
212
135
52
18
15
0 TO
TAL
(A)
5572
50
55
6676
68
2858
7447
9933
90
2592
1019
11
2(7
9)(7
3)Cl
aims I
ncur
red (
Net)
4853
43
83
4414
42
2625
9211
9512
45
1183
293
367
1 Co
mmiss
ion
(906
)(1
047)
(165
4)(2
742)
(562
4)(5
507)
(404
5)(3
003)
(259
9)(1
027)
(4)
(1)
Oper
ating
Exp
ense
s rela
ted to
Insu
ranc
e Bu
sines
s 33
58
2931
34
02
3845
5209
4511
3376
28
4623
63
1210
23
3 97
Co- I
nsur
ance
admi
nistra
tion f
eeSo
latium
Fun
dPr
emium
Defi
cienc
yOt
her M
iscell
aneo
usTO
TAL
(B)
7306
62
66
6161
53
2921
7719
957
6 10
2657
22
0 23
6 98
Oper
atin
g Pr
ofit/(
Loss
) C= (
A – B
)(1
734)
(121
1)51
4 14
9936
9746
0028
15
1566
962
(108
)(3
15)
(171
)AP
PROP
RIAT
IONS
Tran
sfer t
o Sha
reho
lders'
Acc
ount
(173
4)(1
211)
514
1499
3697
4600
2815
15
66
962
(108
)(3
15)
(171
)Tr
ansfe
r to C
atastr
ophe
Res
erve
Tran
sfer t
o Othe
r Res
erve
sTO
TAL
(C )
(173
4)(1
211)
514
1499
3697
4600
2815
15
66
962
(108
)(3
15)
(171
)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
227
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
FIRE
Pa
rticu
lars
L&T
SBI
RELI
ANCE
2010
-1120
10-11
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
2
Prem
iums e
arne
d (Ne
t)(2
2)(1
51)
3075
40
74
4151
38
4523
9413
5716
2590
0 26
839
Pr
ofit/ L
oss o
n sale
/rede
mptio
n of
Inves
tmen
ts(1
)0
47
134
127
164
7816
21
2991
–
Othe
rs –
––
––
––
––
–
Inter
est, D
ivide
nd &
Ren
t – G
ross
8 49
44
5 59
3 57
533
419
412
214
2 13
616
3 56
TOTA
L (A
)(1
6)(1
02)
3567
48
01
4853
43
4326
6514
9417
88
1065
522
95Cl
aims I
ncur
red (
Net)
14
84
1761
31
7228
8926
7417
8612
9978
5 67
254
4 29
Co
mmiss
ion
(28)
(8)
(827
)(1
419)
(148
1)(2
657)
(391
6)(1
066)
(843
)(1
346)
(188
0)(6
97)
Oper
ating
Exp
ense
s rela
ted to
Insu
ranc
e Bu
sines
s 87
2 37
88
1074
11
4916
3418
8212
1846
811
12
1139
92
7 85
9
Co- I
nsur
ance
admi
nistra
tion f
eeSo
latium
Fun
dPr
emium
Defi
cienc
yOt
her M
iscell
aneo
usTO
TAL
(B)
858
3864
20
09
2902
30
43
1899
(9
12)
701
1054
46
5 (4
09)
191
Oper
atin
g Pr
ofit/(
Loss
) C= (
A – B
)(8
73)
(396
6)15
59
1898
18
10
2444
3577
793
734
600
931
(96)
APPR
OPRI
ATIO
NSTr
ansfe
r to S
hare
holde
rs' A
ccou
nt(8
73)
(396
6)(1
559)
1898
18
10
2444
3577
793
734
600
931
(96)
Tran
sfer t
o Cata
strop
he R
eser
veTr
ansfe
r to O
ther R
eser
ves
TOTA
L (C
)(8
73)
(396
6)(1
559)
1898
18
10
2444
3577
793
734
600
931
(96)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
228
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
FIRE
Pa
rticu
lars
ROYA
L SU
NDAR
AMSH
RIRA
M
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
220
10-11
2009
-10
2008
-09
Prem
iums e
arne
d (Ne
t)15
81
1293
14
95
2144
2920
2340
1909
1340
86
467
21
8 75
(4
0)Pr
ofit/ L
oss o
n sale
/rede
mptio
n of
Inves
tmen
ts6
4930
95
7(2
)34
271
––
Othe
rs –
––
––
––
––
–10
0
–
Inter
est, D
ivide
nd &
Ren
t – G
ross
327
351
397
329
179
127
80
6047
13
16
4 1
TOTA
L (A
)19
14
1693
19
22
2482
3105
2474
1988
1434
938
8124
4 79
(3
9)Cl
aims I
ncur
red (
Net)
490
494
763
929
542
929
971
404
287
6331
63
4
Comm
ission
(1
86)
(251
)(3
46)
(660
)(1
642)
(166
3)(9
48)
(1110
)(9
25)
(366
)(3
7)(1
3)0
Oper
ating
Exp
ense
s rela
ted to
Insu
ranc
e Bu
sines
s 95
1 70
2 97
1 15
7423
2420
5512
23
1217
968
876
53
25
4
Co- I
nsur
ance
admi
nistra
tion f
eeSo
latium
Fun
dPr
emium
Defi
cienc
yOt
her M
iscell
aneo
usTO
TAL
(B)
1255
94
4 13
88
1844
1224
1321
1246
511
330
573
47
75
8 Op
erat
ing
Profi
t/(Lo
ss) C
= (A
– B)
659
748
533
638
1881
1153
742
923
608
(493
)19
7 4
(47)
APPR
OPRI
ATIO
NSTr
ansfe
r to S
hare
holde
rs' A
ccou
nt65
9 74
8 53
3 63
818
8111
5374
292
360
8(4
93)
197
4 (4
7)Tr
ansfe
r to C
atastr
ophe
Res
erve
Tran
sfer t
o Othe
r Res
erve
sTO
TAL
(C )
659
748
533
638
1881
1153
742
923
608
(493
)19
7 4
(47)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
229
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
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58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
FIRE
Pa
rticu
lars
TATA
AIG
UNIV
ERSA
L SO
MPO
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
220
10-11
2009
-10
2008
-09
2007
-08
Prem
iums e
arne
d (Ne
t)20
04
2011
20
64
1662
1489
1085
810
823
346
(46)
2244
12
63
(267
)(4
3)Pr
ofit/ L
oss o
n sale
/rede
mptio
n of
Inves
tmen
ts53
48
71
1515
0 –
1 –
28
11
––
Othe
rs 3
13
22
914
1714
–
(6)
–(1
4)(8
)–
1 Int
eres
t, Divi
dend
& R
ent –
Gro
ss40
2 37
5 38
1 42
717
611
110
7 61
30
–21
5 10
5 43
–
TOTA
L (A
)24
62
2447
24
74
2099
1695
1227
931
884
371
(46)
2473
13
70
(223
)(4
2)Cl
aims I
ncur
red (
Net)
1315
10
22
1166
65
763
579
732
1 27
112
2 23
1037
87
9 39
–
Comm
ission
(2
468)
(192
8)(2
542)
(235
2)(2
778)
(361
6)(1
878)
(177
7)(1
034)
(430
)20
64
(4
6)(3
)Op
erati
ng E
xpen
ses r
elated
to In
sura
nce
Busin
ess
1214
11
40
1570
13
0215
8912
38–
410
265
237
2175
18
75
981
727
Co- I
nsur
ance
admi
nistra
tion f
ee33
30
–
Solat
ium F
und
Prem
ium D
eficie
ncy
––
––
––
696
17–
––
––
Othe
r Misc
ellan
eous
––
––
––
––
––
5 –
–TO
TAL
(B)
94
263
194
(394
)(5
54)
(158
1)(8
61)
(107
9)(6
47)
(170
)32
31
2823
97
4 72
4 Op
erat
ing
Profi
t/(Lo
ss) C
= (A
– B)
2368
21
84
2280
24
9322
4928
0817
93
1963
10
18
124
(759
)(1
452)
(1198
)(7
66)
APPR
OPRI
ATIO
NSTr
ansfe
r to S
hare
holde
rs' A
ccou
nt23
68
2184
22
80
2493
2249
2808
1793
19
63
1018
12
4 (7
59)
(145
2)(11
98)
(766
)Tr
ansfe
r to C
atastr
ophe
Res
erve
Tran
sfer t
o Othe
r Res
erve
sTO
TAL
(C )
2368
21
84
2280
24
9322
4928
0817
93
1963
10
18
124
(759
)(1
452)
(1198
)(7
66)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
230
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58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
MARI
NEPa
rticu
lars
BAJA
J ALL
IANZ
BHAR
TI A
XA
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
220
10-11
2009
-10
2008
-09
Prem
iums e
arne
d (Ne
t)57
2856
4354
7638
9726
7421
9615
8669
621
615
334
145
(28)
Profi
t/ Los
s on s
ale/re
demp
tion o
f Inv
estm
ents
421
4111
936
1628
1921
61
00
2
Othe
rs 13
933
20(5
)57
3117
2–
70
3Int
eres
t, Divi
dend
& R
ent –
Gro
ss59
049
850
232
526
512
412
272
251
3610
3TO
TAL
(A)
6336
6171
6052
4361
2970
2392
1767
804
247
1737
815
6(2
1)Cl
aims I
ncur
red (
Net)
3231
4577
5098
3166
3727
2480
1890
922
146
1724
117
83
Comm
ission
42
934
939
517
7(1
24)
(259
)(1
66)
(160
)(8
5)(2
2)(8
7)(1
2)(2
)Op
erati
ng E
xpen
ses r
elated
to In
sura
nce
Busin
ess
1682
1512
1637
1478
1270
756
642
334
112
1949
627
311
7
Co-In
sura
nce a
dmini
strati
on fe
eSo
latium
Fun
dPr
emium
Defi
cienc
y–
––
(387
)38
7–
(44)
44–
––
–Ot
her-M
iscell
aneo
usTO
TAL
(B)
5341
6438
7131
4434
5260
2978
2323
1140
173
1465
043
911
8Op
erat
ing
Profi
t/(Lo
ss) C
= (A
– B)
995
(268
)(1
079)
(74)
(228
9)(5
86)
(555
)(3
36)
742
(272
)(2
84)
(139
)AP
PROP
RIAT
IONS
Tran
sfer t
o Sha
reho
lders'
Acc
ount
995
(268
)(1
079)
(74)
(228
9)(5
86)
(555
)(3
36)
742
(272
)(2
84)
(139
)Tr
ansfe
r to C
atastr
ophe
Res
erve
Tran
sfer t
o Othe
r Res
erve
sTO
TAL
(C )
995
(268
)(1
079)
(74)
(228
9)(5
86)
(555
)(3
36)
742
(272
)(2
84)
(139
)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
231
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
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58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
MARI
NEPa
rticu
lars
CHOL
AMAN
DALA
MFU
TURE
GEN
ARAL
I
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
10-11
2009
-10
2008
-09
2007
-08
Prem
iums e
arne
d (Ne
t)12
23
1216
11
45
981
709
546
380
150
4 52
5 25
1 10
7(1
5)Pr
ofit/ L
oss o
n sale
/rede
mptio
n of
Inves
tmen
ts2
245
102
23
271
9 3
––
Othe
rs 2
2 2
11
1–
––
0 0
––
Inter
est, D
ivide
nd &
Ren
t – G
ross
84
113
110
8964
4523
25
–10
2 26
9
–TO
TAL
(A)
1311
13
55
1262
10
8177
659
440
6 20
25
636
280
116
(15)
Claim
s Inc
urre
d (Ne
t)73
9 99
3 78
8 97
889
260
234
0 13
8–
520
301
132
4 Co
mmiss
ion
(432
)(3
55)
(384
)(3
36)
(301
)(1
01)
(219
)(5
8)(1
)(1
99)
(94)
(46)
(7)
Oper
ating
Exp
ense
s rela
ted to
Insu
ranc
e Bu
sines
s 81
2 92
5 68
0 70
166
743
840
2 19
813
92
5 53
1 31
7 92
Co-In
sura
nce a
dmini
strati
on fe
eSo
latium
Fun
dPr
emium
Defi
cienc
y–
–(2
4)24
–(6
)6
––
––
Othe
r-Misc
ellan
eous
TOTA
L (B
)11
18
1563
10
84
1320
1282
939
517
284
12
1246
73
8 40
3 89
Op
erat
ing
Profi
t/(Lo
ss) C
= (A
– B)
192
(208
)17
8 (2
39)
(506
)(3
45)
(111)
(82)
(7)
(610
)(4
58)
(287
)(1
04)
APPR
OPRI
ATIO
NSTr
ansfe
r to S
hare
holde
rs' A
ccou
nt19
2 (2
08)
178
(239
)(5
06)
(345
)(11
1)(8
2)(7
)(6
10)
(458
)(2
87)
(104
)Tr
ansfe
r to C
atastr
ophe
Res
erve
Tran
sfer t
o Othe
r Res
erve
sTO
TAL
(C )
192
(208
)17
8 (2
39)
(506
)(3
45)
(111)
(82)
(7)
(610
)(4
58)
(287
)(1
04)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
232
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58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
MARI
NEPa
rticu
lars
HDFC
ERG
OIC
ICI L
OMBA
RD
2010
-1120
09-10
2008
-0920
07-08
2006
-0720
05-06
2004
-0520
03-04
2010
-1120
09-10
2008
-0920
07-08
2006
-0720
05-06
2004
-0520
03-04
2002
-0320
01-02
Prem
iums e
arne
d (Ne
t)77
7 30
119
214
296
5016
142
48
3228
2728
1830
1224
1164
1591
649
169
15Pr
ofit/ L
oss o
n sale
/rede
mptio
n of
Inve
stmen
ts5
32
00
––
–15
3 36
431
653
3412
411
8 30
4 –
Othe
rs (1
)(1
)0
3 (1
)(1
)–
–(1
43)
(32)
(62)
(26)
(2)
(2)
––
1 –
Inter
est, D
ivide
nd &
Ren
t –
Gros
s67
29
16
11
63
1 –
266
344
399
157
6981
86
7814
1
TOTA
L (A
)84
8 33
2 20
9 15
610
152
17
1 45
24
3904
3381
2015
1324
1366
1795
75
718
8 16
Claim
s Inc
urre
d (Ne
t)63
3 46
5 10
8 13
275
378
1 47
22
2668
5502
3220
1156
2019
2107
12
7519
7 10
Comm
ission
(2
07)
(174
)(8
5)(1
7)(1
2)(9
)(1
)–
(822
)(7
90)
(132
9)(1
330)
(1193
)(1
055)
(803
)(5
77)
(37)
–Op
erati
ng E
xpen
ses r
elated
to
Insur
ance
Bus
iness
37
4 18
4 37
1 21
893
4416
2
2658
24
68
4268
36
3125
6516
0614
20
683
172
–
Co-In
sura
nce a
dmini
strati
on fe
eSo
latium
Fun
dPr
emium
Defi
cienc
y–
––
––
––
–18
5 (9
85)
680
305
––
(110)
8030
–
Othe
r-Misc
ellan
eous
TOTA
L (B
)80
0 47
5 39
4 33
315
672
23
3 67
44
3361
9121
5827
2528
2570
2614
14
6036
2 10
Oper
atin
g Pr
ofit/(
Loss
) C=
(A –
B)48
(1
43)
(185
)(1
76)
(55)
(19)
(7)
(2)
(222
0)54
3 (5
740)
(381
2)(1
204)
(120
4)(8
19)
(702
)(1
74)
6
APPR
OPRI
ATIO
NSTr
ansfe
r to S
hare
holde
rs'
Acco
unt
48
(143
)(1
85)
(176
)(5
5)(1
9)(7
)(2
)(2
220)
543
(574
0)(3
812)
(120
4)(1
204)
(819
)(7
02)
(174
)6
Tran
sfer t
o Cata
strop
he R
eser
veTr
ansfe
r to O
ther R
eser
ves
TOTA
L (C
)48
(1
43)
(185
)(1
76)
(55)
(19)
(7)
(2)
(222
0)54
3 (5
740)
(381
2)(1
204)
(120
4)(8
19)
(702
)(1
74)
6
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
233
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58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
MARI
NEPa
rticu
lars
IFFC
O TO
KIO
RAHE
JA Q
BE
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
220
10-11
2009
-10
Prem
iums e
arne
d (Ne
t)38
82
3969
44
60
4207
3035
1928
1602
1019
366
2(2
6)(5
)Pr
ofit/ L
oss o
n sale
/rede
mptio
n of
Inves
tmen
ts14
12
2319
115
1 –
––
0 –
Othe
rs 21
27
1 (1
2)–
––
––
––
–Int
eres
t, Divi
dend
& R
ent –
Gro
ss56
9 58
5 60
5 51
633
419
113
6 11
556
3
0 0
TOTA
L (A
)44
87
4836
50
75
4742
3380
2124
1739
11
3442
2 5
(26)
(5)
Claim
s Inc
urre
d (Ne
t)38
41
4085
44
48
4301
4222
2452
1797
11
7545
0 37
3 1
Comm
ission
(4
42)
(324
)(4
69)
152
4310
8(2
4)(9
1)(1
41)
(51)
1 0
Oper
ating
Exp
ense
s rela
ted to
Insu
ranc
e Bu
sines
s 22
85
2260
19
80
1179
2289
792
607
489
419
112
20
9
Co-In
sura
nce a
dmini
strati
on fe
eSo
latium
Fun
dPr
emium
Defi
cienc
y–
–(1
00)
–50
10
––
––
Othe
r-Misc
ellan
eous
TOTA
L (B
)56
84
6021
59
59
5533
6555
3402
2390
15
7272
8 97
24
10
Oper
atin
g Pr
ofit/(
Loss
) C= (
A – B
)(11
97)
(1185
)(8
84)
(792
)(3
175)
(127
8)(6
51)
(438
)(3
06)
(92)
(50)
(15)
APPR
OPRI
ATIO
NSTr
ansfe
r to S
hare
holde
rs' A
ccou
nt(11
97)
(1185
)(8
84)
(792
)(3
175)
(127
8)(6
51)
(438
)(3
06)
(92)
(50)
(15)
Tran
sfer t
o Cata
strop
he R
eser
ve–
Tran
sfer t
o Othe
r Res
erve
s–
TOTA
L (C
)(11
97)
(1185
)(8
84)
(792
)(3
175)
(127
8)(6
51)
(438
)(3
06)
(92)
(50)
(15)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
234
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58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
MARI
NEPa
rticu
lars
RELI
ANCE
L&T
SBI
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
220
10-11
2010
-11
Prem
iums e
arne
d (Ne
t)12
56
1800
1511
1094
621
427
330
181
92
14(2
4)(1
8)Pr
ofit/ L
oss o
n sale
/rede
mptio
n of
Inves
tmen
ts10
28
34
39
94
5 8
15
–(0
)
Othe
rs –
––
––
––
––
0 Int
eres
t, Divi
dend
& R
ent –
Gro
ss96
12
615
580
2427
34
3926
2
1 0
TOTA
L (A
)13
63
1954
1700
1213
654
458
369
227
133
16(2
3)(1
8)Cl
aims I
ncur
red (
Net)
791
1781
1849
1288
581
766
250
133
140
44
6 0
Comm
ission
(5
1)(5
3)10
(8
6)(2
6)(1
04)
(84)
(150
)(5
9)(1
3)(1
)(0
)Op
erati
ng E
xpen
ses r
elated
to In
sura
nce
Busin
ess
402
482
722
591
319
193
–20
718
2 33
151
28
Co-In
sura
nce a
dmini
strati
on fe
eSo
latium
Fun
dPr
emium
Defi
cienc
y(2
54)
254
––
–28
6 –
––
Othe
r-Misc
ellan
eous
TOTA
L (B
)11
41
1956
2835
1793
874
855
452
191
263
6415
6 28
Op
erat
ing
Profi
t/(Lo
ss) C
= (A
– B)
222
(2)
(1135
)(5
80)
(220
)(3
97)
(83)
37(1
30)
(48)
(179
)(4
6)AP
PROP
RIAT
IONS
Tran
sfer t
o Sha
reho
lders'
Acc
ount
222
(2)
(1135
)(5
80)
(220
)(3
97)
(83)
37
(130
)(4
8)(1
79)
(46)
Tran
sfer t
o Cata
strop
he R
eser
veTr
ansfe
r to O
ther R
eser
ves
TOTA
L (C
)22
2 (2
)(11
35)
(580
)(2
20)
(397
)(8
3)37
(1
30)
(48)
(179
)(4
6)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
235
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58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
MARI
NEPa
rticu
lars
ROYA
L SU
NDAR
AMSH
RIRA
M
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
220
10-11
2009
-10
2008
-09
Prem
iums e
arne
d (Ne
t)11
44
1045
75
4 45
382
311
0183
869
2 43
6 18
9
2 (5
)Pr
ofit/ L
oss o
n sale
/rede
mptio
n of
Inves
tmen
ts3
219
22
3(1
)18
14
1–
–
Othe
rs –
––
––
––
––
0 –
–Int
eres
t, Divi
dend
& R
ent –
Gro
ss10
3 96
80
58
7561
37
3225
5
3 0
–TO
TAL
(A)
1250
11
62
844
513
900
1166
875
742
475
2413
2
(5)
Claim
s Inc
urre
d (Ne
t)73
1 68
2 63
8 36
761
910
4154
5 44
040
3 49
8 1
–Co
mmiss
ion
0 24
32
(1
97)
(230
)43
19
(72)
(94)
(11)
(3)
0 –
Oper
ating
Exp
ense
s rela
ted to
Insu
ranc
e Bu
sines
s 36
3 38
5 35
5 29
931
830
631
7 31
331
7 13
63
0 –
Co-In
sura
nce a
dmini
strati
on fe
eSo
latium
Fun
dPr
emium
Defi
cienc
y–
––
––
––
––
––
Othe
r-Misc
ellan
eous
TOTA
L (B
)10
94
1092
10
25
469
706
1390
881
682
626
174
8 2
–Op
erat
ing
Profi
t/(Lo
ss) C
= (A
– B)
156
70
(181
)44
19
4 (2
24)
(6)
59
(151
)(1
51)
5 (0
)(5
)AP
PROP
RIAT
IONS
Tran
sfer t
o Sha
reho
lders'
Acc
ount
156
70
(181
)44
19
4 (2
24)
(6)
59
(151
)(1
51)
5 (0
)(5
)Tr
ansfe
r to C
atastr
ophe
Res
erve
Tran
sfer t
o Othe
r Res
erve
sTO
TAL
(C )
156
70
(181
)44
19
4 (2
24)
(6)
59
(151
)(1
51)
5 (0
)(5
)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
236
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
MARI
NEPa
rticu
lars
TATA
AIG
UNIV
ERSA
L SO
MPO
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
220
10-11
2009
-10
2008
-09
Prem
iums e
arne
d (Ne
t)91
93
6169
55
63
4426
3099
2484
1802
1519
798
184
81
13
(22)
Profi
t/ Los
s on s
ale/re
demp
tion o
f Inv
estm
ents
163
117
162
2838
––
3 –
3 1
0
Othe
rs (2
5)(1
3)29
3
46
1 –
(20)
–(1
)(0
)–
Inter
est, D
ivide
nd &
Ren
t – G
ross
573
426
387
295
195
172
180
157
89
–22
6
1 TO
TAL
(A)
9904
66
99
5995
47
2633
2726
9919
83
1676
870
184
104
19
(20)
Claim
s Inc
urre
d (Ne
t)76
77
4724
53
20
3612
2552
2156
1301
11
9411
01
122
189
88
5 Co
mmiss
ion
1309
14
7 (7
0)(1
68)
(127
)(5
0)6
(61)
(165
)(7
8)(3
3)(1
9)(6
)Op
erati
ng E
xpen
ses r
elated
to In
sura
nce
Busin
ess
2807
25
31
2623
19
9213
8695
9–
749
575
526
233
170
50
Co-In
sura
nce a
dmini
strati
on fe
e0
1 So
latium
Fun
dPr
emium
Defi
cienc
y–
––
––
761
––
–17
0 –
–Ot
her-M
iscell
aneo
us1
TOTA
L (B
)11
793
7403
78
73
5435
3812
3066
2068
18
8215
11
569
558
240
49
Oper
atin
g Pr
ofit/(
Loss
) C= (
A – B
)(1
889)
(703
)(1
878)
(709
)(4
85)
(367
)(8
6)(2
06)
(641
)(3
86)
(454
)(2
21)
(69)
APPR
OPRI
ATIO
NSTr
ansfe
r to S
hare
holde
rs' A
ccou
nt(1
889)
(703
)(1
878)
(709
)(4
85)
(367
)(8
6)(2
06)
(641
)(3
86)
(454
)(2
21)
(69)
Tran
sfer t
o Cata
strop
he R
eser
veTr
ansfe
r to O
ther R
eser
ves
TOTA
L (C
)(1
889)
(703
)(1
878)
(709
)(4
85)
(367
)(8
6)(2
06)
(641
)(3
86)
(454
)(2
21)
(69)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
237
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
MISC
ELLA
NEOU
SPa
rticu
lars
BAJA
J ALL
IANZ
BHAR
TI A
XA
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
220
10-11
2009
-10
2008
-09
Prem
iums e
arne
d (Ne
t)19
7923
17
0931
17
2063
12
5391
7179
749
042
3024
119
728
1422
089
930
604
7986
(2
12)
Profi
t/ Los
s on s
ale/re
demp
tion o
f Inv
estm
ents
133
607
1070
3219
683
260
368
312
118
411
1 65
Othe
rs 13
92
3332
30
3588
720
143
59
2 73
15
332
18
113
Inter
est, D
ivide
nd &
Ren
t – G
ross
1889
0 14
606
1297
287
8450
0219
7115
9911
53
761
9418
33
516
122
TOTA
L (A
)21
8338
18
9476
1891
4113
8281
7768
351
707
3221
621
194
1517
2 10
4932
769
8521
88
Cl
aims I
ncur
red (
Net)
1607
01
1272
0312
3630
8642
846
828
3275
018
197
1353
3 10
245
1154
2664
1 75
36
276
Comm
ission
51
95
4401
43
29
786
(772
)72
876
023
4 (1
51)
(596
)21
3 (6
60)
(78)
Oper
ating
Exp
ense
s rela
ted to
Insu
ranc
e Bu
sines
s 57
739
4893
753
443
4582
728
452
1536
010
713
7025
54
89
3270
2227
4 13
909
4794
Co-In
sura
nce a
dmini
strati
on fe
eSo
latium
Fun
d17
1 14
5–
––
––
––
–9
––
Prem
ium D
eficie
ncy
(535
)21
2 –
–(4
87)
293
5190
54
–
(428
)42
8 –
Othe
r-Misc
ellan
eous
260
–TO
TAL
(B)
2232
72
1808
9818
1402
1330
4074
021
4913
029
721
2088
2 15
637
3828
48
969
2121
2 49
92
Oper
atin
g Pr
ofit/(
Loss
) C= (
A – B
)(4
934)
8578
77
39
5241
3663
2577
2496
313
(465
)(2
779)
(162
00)
(126
92)
(490
4)AP
PROP
RIAT
IONS
Tran
sfer t
o Sha
reho
lders'
Acc
ount
(493
4)85
78
7739
52
4136
6325
7724
9631
3 (4
65)
(277
9)(1
6200
)(1
2692
)(4
904)
Tran
sfer t
o Cata
strop
he R
eser
ve–
––
––
––
––
––
––
Tran
sfer t
o Othe
r Res
erve
s–
––
––
––
––
––
––
TOTA
L (C
)(4
934)
8578
77
39
5241
3663
2577
2496
313
(465
)(2
779)
(162
00)
(126
92)
(490
4)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
238
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
MISC
ELLA
NEOU
SPa
rticu
lars
CHOL
AMAN
DALA
MFU
TURE
GEN
ARAL
I
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
10-11
2009
-10
2008
-09
2007
-08
Prem
iums e
arne
d (Ne
t)59
565
4341
5 35
360
2063
988
3968
4956
3918
95
94
3142
0 18
197
5485
34
Pr
ofit/ L
oss o
n sale
/rede
mptio
n of
Inves
tmen
ts13
0 43
310
614
018
1935
15
931
16
2 76
13
–
Othe
rs 2
1 6
32
38–
––
7 5
1 –
Inter
est, D
ivide
nd &
Ren
t – G
ross
4135
30
51
2234
12
3152
434
325
1 14
26
1855
60
1 23
2 –
TOTA
L (A
)63
832
4690
0 37
705
2201
393
8372
4859
25
2196
131
3344
4 18
878
5732
34
Cl
aims I
ncur
red (
Net)
4662
3 32
226
2518
1 13
415
5291
4935
4376
17
6862
26
544
1606
6 57
50
50
Comm
ission
65
8 (1
314)
(156
5)(9
52)
(585
)(6
09)
(73)
(130
)(4
2)(5
17)
(102
5)(3
60)
(42)
Oper
ating
Exp
ense
s rela
ted to
Insu
ranc
e Bu
sines
s 20
955
1741
7 14
724
1101
152
0933
6326
72
2231
828
1630
1 12
290
8817
15
99
Co-In
sura
nce a
dmini
strati
on fe
eSo
latium
Fun
d–
––
––
––
–32
21
–
–Pr
emium
Defi
cienc
y(1
28)
128
––
––
(8)
8 –
(26)
––
Othe
r-Misc
ellan
eous
TOTA
L (B
)68
107
4845
7 38
340
2347
499
1576
8869
67
3877
84
8 42
359
2732
6 14
207
1607
Op
erat
ing
Profi
t/(Lo
ss) C
= (A
– B)
(427
6)(1
557)
(635
)(1
461)
(532
)(4
40)
(104
2)(1
680)
(717
)(8
915)
(844
8)(8
475)
(157
3)AP
PROP
RIAT
IONS
Tran
sfer t
o Sha
reho
lders'
Acc
ount
(427
6)(1
557)
(635
)(1
461)
(532
)(4
40)
(104
2)(1
680)
(717
)(8
915)
(844
8)(8
475)
(157
3)Tr
ansfe
r to C
atastr
ophe
Res
erve
––
––
––
––
––
––
–Tr
ansfe
r to O
ther R
eser
ves
––
––
––
––
––
––
–TO
TAL
(C )
(427
6)(1
557)
(635
)(1
461)
(532
)(4
40)
(104
2)(1
680)
(717
)(8
915)
(844
8)(8
475)
(157
3)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
239
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
MISC
ELLA
NEOU
SPa
rticu
lars
HDFC
ERG
O
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
3
Prem
iums e
arne
d (Ne
t)58
458
3937
3 17
668
1470
213
776
1362
711
801
3986
42
Profi
t/ Los
s on s
ale/re
demp
tion o
f Inv
estm
ents
330
236
161
1523
1133
18
01
Othe
rs 28
2 68
9 31
7 30
5 (1
44)
57(9
3)–
(2)
Inter
est, D
ivide
nd &
Ren
t – G
ross
4562
22
70
1207
75
872
770
152
5 18
812
TO
TAL
(A)
6363
2 42
568
1935
3 15
780
1438
214
397
1226
6 43
5553
Cl
aims I
ncur
red (
Net)
5122
6 38
600
1436
3 11
311
7810
7684
7853
30
9288
Co
mmiss
ion
(192
4)(1
747)
(120
6)(1
62)
730
935
1104
23
9 (4
8)Op
erati
ng E
xpen
ses r
elated
to In
sura
nce B
usine
ss
2152
9 17
444
1017
9 69
4261
4955
9044
70
3982
915
Co-In
sura
nce a
dmini
strati
on fe
eSo
latium
Fun
d–
––
––
––
–Pr
emium
Defi
cienc
y–
––
––
––
–Ot
her-M
iscell
aneo
usTO
TAL
(B)
7083
1 54
297
2333
6 18
092
1468
914
210
1342
7 73
12
955
Oper
atin
g Pr
ofit/(
Loss
) C= (
A – B
)(7
199)
(1172
9)(3
982)
(231
1)(3
08)
187
(1160
)(2
958)
(902
)AP
PROP
RIAT
IONS
Tran
sfer t
o Sha
reho
lders'
Acc
ount
(719
9)(11
729)
(398
2)(2
311)
(308
)18
7(11
60)
(295
8)(9
02)
Tran
sfer t
o Cata
strop
he R
eser
ve
Tr
ansfe
r to O
ther R
eser
ves
TOTA
L (C
)(7
199)
(1172
9)(3
982)
(231
1)(3
08)
187
(1160
)(2
958)
(902
)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
240
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
MISC
ELLA
NEOU
SPa
rticu
lars
ICIC
I LOM
BARD
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
2
Prem
iums e
arne
d (Ne
t)27
0081
20
7061
1845
3314
4024
9845
948
124
1635
348
7218
10
121
Profi
t/ Los
s on s
ale/re
demp
tion o
f Inv
estm
ents
9117
14
778
1047
832
9324
3927
0198
6 14
650
–
Othe
rs 47
84
(158
2)(2
029)
(205
)(1
23)
(40)
(2)
7 14
–
Inter
est, D
ivide
nd &
Ren
t – G
ross
1592
8 13
962
1322
1 97
3949
4517
5872
0 37
816
2 38
TOTA
L (A
)29
9911
23
4219
2062
0315
6850
1057
1952
543
1805
7 54
0220
36
160
Claim
s Inc
urre
d (Ne
t)25
7121
18
1014
1532
5311
3818
7775
435
205
1192
5 47
9514
35
166
Comm
ission
(4
812)
4013
(3
496)
(869
7)(8
516)
(317
5)(7
29)
(242
5)(2
58)
(88)
Oper
ating
Exp
ense
s rela
ted to
Insu
ranc
e Bus
iness
60
738
4835
7 57
181
4479
040
370
2231
888
78
3220
1434
86
7Co
-Insu
ranc
e adm
inistr
ation
fee
Solat
ium F
und
––
––
––
––
–Pr
emium
Defi
cienc
y–
––
––
––
––
Othe
r-Misc
ellan
eous
TOTA
L (B
)31
3046
23
3384
20
6938
14
9910
1096
0854
348
1983
2 58
3220
96
1461
Oper
atin
g Pr
ofit/(
Loss
) C= (
A – B
)(1
3136
)83
5 (7
35)
6940
(3
889)
(180
6)(1
773)
(430
)(6
0)(1
301)
APPR
OPRI
ATIO
NSTr
ansfe
r to S
hare
holde
rs' A
ccou
nt(1
3136
)83
5 (7
35)
6940
(3
889)
1806
(1
773)
(430
)(6
0)(1
301)
Tran
sfer t
o Cata
strop
he R
eser
veTr
ansfe
r to O
ther R
eser
ves
TOTA
L (C
)(1
3136
)83
5 (7
35)
6940
(3
889)
1806
(1
773)
(430
)(6
0)(1
301)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
241
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
MISC
ELLA
NEOU
SPa
rticu
lars
IFFC
O TO
KIO
RAHE
JA Q
BE
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
220
10-11
2009
-10
Prem
iums e
arne
d (Ne
t)10
4593
83
570
7278
4 53
396
4624
428
303
1277
765
7226
17
279
(55)
(252
)Pr
ofit/ L
oss o
n sale
/rede
mptio
n of
Inves
tmen
ts25
3 18
526
914
892
397
––
–0
0
Othe
rs (7
)(6
4)13
7
73
51
––
–6
2 Int
eres
t, Divi
dend
& R
ent –
Gro
ss10
173
9277
70
41
4009
2699
1568
666
375
189
38
27
3 TO
TAL
(A)
1150
12
9296
8 80
107
5756
049
042
2991
213
501
6947
2806
31
7(2
2)(2
47)
Claim
s Inc
urre
d (Ne
t)90
352
6479
9 60
640
4194
733
045
2076
188
81
4928
2106
35
517
3 44
Co
mmiss
ion
2859
38
90
1801
21
9514
2813
88(4
66)
(516
)(7
07)
(459
)39
1
Oper
ating
Exp
ense
s rela
ted to
Insu
ranc
e Bu
sines
s 26
221
1973
6 18
581
1510
612
975
9986
5735
30
9520
86
1043
11
76
1088
Co-In
sura
nce a
dmini
strati
on fe
eSo
latium
Fun
dPr
emium
Defi
cienc
y–
––
––
––
––
Othe
r-Misc
ellan
eous
TOTA
L (B
)11
9432
88
425
8102
1 59
248
4744
832
134
1415
0 75
0734
85
939
1388
11
32
Oper
atin
g Pr
ofit/(
Loss
) C= (
A – B
)(4
420)
4543
(9
14)
(168
8)15
93
(222
2)(6
49)
(560
)(6
79)
(622
)(1
410)
(138
0)AP
PROP
RIAT
IONS
Tran
sfer t
o Sha
reho
lders'
Acc
ount
(442
0)45
43
(914
)(1
688)
1593
(2
222)
(649
)(5
60)
(679
)(6
22)
(141
0)(1
380)
Tran
sfer t
o Cata
strop
he R
eser
veTr
ansfe
r to O
ther R
eser
ves
TOTA
L (C
)(4
420)
4543
(9
14)
(168
8)15
93
(222
2)(6
49)
(560
)(6
79)
(622
)(1
410)
(138
0)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
242
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
MISC
ELLA
NEOU
SPa
rticu
lars
RELI
ANCE
SBI
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
220
10-11
Prem
iums e
arne
d (Ne
t)12
5049
13
4051
1332
2491
065
2141
236
1328
4715
5157
2 69
(84)
Profi
t/ Los
s on s
ale/re
demp
tion o
f Inv
estm
ents
837
1735
16
1420
2639
834
37
62
20
0 –
0 Ot
hers
10
12
3 (1
)5
–20
–
19
–2
Inter
est, D
ivide
nd &
Ren
t – G
ross
9481
76
86
7311
4123
994
265
253
297
356
3716
TO
TAL
(A)
1353
78
1434
8314
2152
9721
422
809
3912
3157
19
1111
47
106
(67)
Claim
s Inc
urre
d (Ne
t)13
0587
11
3616
1026
2771
107
1495
113
7928
01
1569
1233
87
48
0 Co
mmiss
ion
(137
3)(2
047)
(168
4)(5
234)
(400
1)(2
25)
(104
0)(1
039)
(922
)(1
04)
(82)
Oper
ating
Exp
ense
s rela
ted to
Insu
ranc
e Bu
sines
s 43
211
4643
351
748
5381
316
555
2063
–19
8615
59
560
3240
Co-In
sura
nce a
dmini
strati
on fe
eSo
latium
Fun
dPr
emium
Defi
cienc
y–
––
––
2034
–
––
Othe
r-Misc
ellan
eous
TOTA
L (B
)17
2424
15
8002
1526
9111
9686
2750
632
1737
95
2516
1870
54
336
37
Oper
atin
g Pr
ofit/(
Loss
) C= (
A – B
)(3
7046
)(1
4519
)(1
0539
)(2
2472
)(4
697)
694
(637
)(6
05)
(723
)(4
37)
(370
4)AP
PROP
RIAT
IONS
Tran
sfer t
o Sha
reho
lders'
Acc
ount
(370
46)
(145
19)
(105
39)
(224
72)
(469
7)69
4 (6
37)
(605
)(7
23)
(437
)(3
704)
Tran
sfer t
o Cata
strop
he R
eser
ve
Tran
sfer t
o Othe
r Res
erve
s
TOTA
L (C
)(3
7046
)(1
4519
)(1
0539
)(2
2472
)(4
697)
694
(637
)(6
05)
(723
)(4
37)
(370
4)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
243
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
MISC
ELLA
NEOU
SPa
rticu
lars
ROYA
L SU
NDAR
AMSH
RIRA
M
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
220
10-11
2009
-10
2008
-09
Prem
iums e
arne
d (Ne
t)84
894
6914
8 57
557
4198
729
614
2150
214
581
1119
1 63
49
1223
32
776
1352
8 17
60
Profi
t/ Los
s on s
ale/re
demp
tion o
f Inv
estm
ents
127
946
459
113
5860
(14)
292
226
12–
Othe
rs 17
9
6 11
33
3 2
––
299
317
57
Inter
est, D
ivide
nd &
Ren
t – G
ross
6651
55
09
4672
29
8519
7611
4872
4 52
539
2 11
228
92
1061
32
0 TO
TAL
(A)
9169
0 75
612
6269
5 45
097
3165
122
714
1529
4 12
010
6967
1347
3596
7 14
907
2137
Cl
aims I
ncur
red (
Net)
6480
0 49
731
3983
4 28
519
1921
314
196
9855
81
1651
69
1051
2546
9 95
35
1197
Co
mmiss
ion
2268
33
04
3521
24
8117
7510
0140
7 (1
56)
(328
)(2
39)
1504
(6
29)
8 Op
erati
ng E
xpen
ses r
elated
to In
sura
nce
Busin
ess
2915
8 22
310
2062
9 15
562
1099
881
2157
42
5046
4250
31
8978
16
4078
18
57
Co-In
sura
nce a
dmini
strati
on fe
e–
––
––
––
––
––
––
Solat
ium F
und
––
––
––
––
––
––
–Pr
emium
Defi
cienc
y–
––
––
––
––
––
––
Othe
r-Misc
ellan
eous
––
––
––
––
––
178
TOTA
L (B
)96
226
7534
5 63
983
4656
231
987
2331
816
003
1300
690
9140
0134
966
1298
3 30
62
Oper
atin
g Pr
ofit/(
Loss
) C= (
A – B
)(4
536)
267
(128
8)(1
465)
(335
)(6
04)
(710
)(9
96)
(212
4)(2
654)
1001
19
24
(925
)AP
PROP
RIAT
IONS
Tran
sfer t
o Sha
reho
lders'
Acc
ount
(453
6)26
7 (1
288)
(146
5)(3
35)
(604
)(7
10)
(996
)(2
124)
(265
4)10
01
1924
(9
25)
Tran
sfer t
o Cata
strop
he R
eser
ve–
––
––
––
––
––
–Tr
ansfe
r to O
ther R
eser
ves
––
––
––
––
––
––
TOTA
L (C
)(4
536)
267
(128
8)(1
465)
(335
)(6
04)
(710
)(9
96)
(212
4)(2
654)
1001
19
24
(925
)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
244
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
MISC
ELLA
NEOU
SPa
rticu
lars
TATA
AIG
L&T
UNIV
ERSA
L SO
MPO
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
220
10-11
2010
-1120
09-1
020
08-0
920
07-0
8
Prem
iums e
arne
d (Ne
t)61
472
5079
3 51
121
3929
633
576
2498
720
148
1202
071
4411
2975
16
950
6248
20
1 –
Profi
t/ Los
s on s
ale/re
demp
tion o
f Inv
estm
ents
1318
98
913
418
252
332
3 10
5916
–(4
)13
2 39
–
–
Othe
rs (2
28)
(140
)18
6 45
4578
112
–(11
5)–
0 (1
8)(3
0)9
–Int
eres
t, Divi
dend
& R
ent –
Gro
ss59
55
4729
39
41
2524
1753
1511
1391
–
524
–45
10
27
485
102
–TO
TAL
(A)
6851
8 56
372
5538
1 41
882
3562
526
909
2165
4 13
079
7569
11
2911
6 18
091
6742
31
2 –
Claim
s Inc
urre
d (Ne
t)45
319
3389
2 29
081
2042
717
524
1306
110
928
6993
4783
87
522
5 12
990
4782
19
7 –
Comm
ission
30
57
4009
45
94
2668
1961
1564
1222
12
51
276
(141
)(7
)78
2 64
0 13
2 –
Oper
ating
Exp
ense
s rela
ted to
Ins
uran
ce B
usine
ss
2540
2 21
345
2293
4 19
825
1637
912
916
–64
5048
05
3817
5086
92
39
6299
17
36
2
Co-In
sura
nce a
dmini
strati
on fe
e5
4 –
––
––
––
––
––
–So
latium
Fun
d43
24
–
––
––
––
–27
8
––
Prem
ium D
eficie
ncy
––
––
9198
–
––
11
––
––
Othe
r-Misc
ellan
eous
72
96
––
––
––
––
–2
––
TOTA
L (B
)73
899
5936
9 56
610
4292
035
864
2754
121
348
1469
498
64
4551
5315
23
039
1173
1 20
64
2 Op
erat
ing
Profi
t/(Lo
ss) C
= (A
– B)
(538
1)(2
997)
(122
8)(1
037)
(239
)(6
32)
307
(161
5)(2
295)
(342
2)(5
200)
(494
8)(4
989)
(175
2)(2
)AP
PROP
RIAT
IONS
Tran
sfer t
o Sha
reho
lders'
Acc
ount
(538
1)(2
997)
(122
8)(1
037)
(239
)(6
32)
307
(161
5)(2
295)
(342
2)(5
200)
(494
8)(4
989)
(175
2)(2
)Tr
ansfe
r to C
atastr
ophe
Res
erve
––
––
––
––
––
––
–Tr
ansfe
r to O
ther R
eser
ves
––
––
––
––
––
––
–TO
TAL
(C )
(538
1)(2
997)
(122
8)(1
037)
(239
)(6
32)
307
(161
5)(2
295)
(342
2)(5
200)
(494
8)(4
989)
(175
2)(2
)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
245
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
TOTA
L (F
IRE+
MARI
NE+M
ISCE
LLAN
EOUS
)Pa
rticu
lars
BAJA
J ALL
IANZ
BHAR
TI A
XA
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
220
10-11
2009
-10
2008
-09
Prem
iums e
arne
d (Ne
t)21
4965
18
8420
18
9127
14
1544
8385
358
637
3709
223
064
1541
098
231
570
8364
(2
78)
Profi
t/ Los
s on s
ale/re
demp
tion o
f Inv
estm
ents
151
695
1231
37
7190
838
253
444
415
352
1 1
78
Othe
rs 16
27
3480
31
46
1163
112
705
7129
9415
36
5 20
13
5 Int
eres
t, Divi
dend
& R
ent –
Gro
ss21
453
1672
1 14
915
1029
166
4428
9323
1916
4598
811
7 20
18
579
146
TOTA
L (A
)23
8196
20
9316
2084
1915
6770
9151
762
616
4001
525
182
1664
511
6533
954
8964
82
Cl
aims I
ncur
red (
Net)
1701
27
1386
57
1359
92
9457
055
563
4099
922
633
1506
110
667
1273
27
596
8619
28
9 Co
mmiss
ion
4036
31
77
2378
(1
876)
(786
4)(6
222)
(419
4)(2
307)
(154
9)(1
280)
(395
)(1
040)
(114)
Oper
ating
Exp
ense
s rela
ted to
Insu
ranc
e Bu
sines
s 64
612
5485
1 59
883
5191
134
625
2086
414
905
1006
666
6737
13
2448
5 15
604
5447
Co-In
sura
nce a
dmini
strati
on fe
e–
––
––
––
––
––
––
Solat
ium F
und
171
145
172
––
––
––
–9
––
Prem
ium D
eficie
ncy
(535
)21
2 35
4 (2
31)
(100
)29
37
133
54
(403
)42
8 –
Othe
r-Misc
ellan
eous
––
––
––
––
––
267
––
TOTA
L (B
)23
8411
19
7042
1987
7914
4375
8222
355
934
3335
122
953
1583
937
0651
560
2361
156
22Op
erat
ing
Profi
t/(Lo
ss) C
= (A
– B)
(215
)12
274
9640
12
395
9294
6682
6664
2229
806
(254
0)(1
7606
)(1
4647
)(5
540)
APPR
OPRI
ATIO
NSTr
ansfe
r to S
hare
holde
rs' A
ccou
nt(2
15)
1227
4 96
40
1239
592
9466
8266
6422
29
806
(254
0)(1
7606
)(1
4647
)(5
540)
Tran
sfer t
o Cata
strop
he R
eser
veTr
ansfe
r to O
ther R
eser
ves
TOTA
L (C
)(2
15)
1227
4 96
40
1239
592
9466
8266
6422
29
806
(254
0)(1
7606
)(1
4647
)(5
540)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
246
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
TOTA
L (F
IRE+
MARI
NE+M
ISCE
LLAN
EOUS
)Pa
rticu
lars
CHOL
AMAN
DALA
MFU
TURE
GEN
ERAL
I
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
10-11
2009
-10
2008
-09
2007
-08
Prem
iums e
arne
d (Ne
t)62
737
4622
9 38
536
2488
612
728
8840
7104
2383
11
032
912
1874
8 56
82
(129
)Pr
ofit/ L
oss o
n sale
/rede
mptio
n of
Inves
tmen
ts13
8 50
112
818
832
3653
236
3519
2 88
15–
Othe
rs 7
7 12
13
1145
93
–8
6 2
–Int
eres
t, Divi
dend
& R
ent –
Gro
ss46
61
3506
27
02
1651
915
659
383
211
721
96
700
262
–TO
TAL
(A)
6754
4 50
243
4137
8 26
738
1368
795
8075
5028
3315
235
308
1954
2 59
60
(129
)Cl
aims I
ncur
red (
Net)
4857
8 34
434
2757
8 15
565
7077
6893
5472
2089
6227
902
1691
5 60
03
58
Comm
ission
(1
78)
(214
5)(2
801)
(226
6)(2
115)
(217
2)(1
226)
(841
)(1
76)
(133
3)(1
726)
(737
)(1
25)
Oper
ating
Exp
ense
s rela
ted to
Insu
ranc
e Bu
sines
s 23
311
1939
5 16
395
1321
279
4957
1942
9332
9312
9519
325
1427
4 98
78
2059
Co-In
sura
nce a
dmini
strati
on fe
e–
––
––
––
––
––
–So
latium
Fun
d–
––
––
––
––
32
21
9 –
Prem
ium D
eficie
ncy
(128
)12
8 –
(24)
24–
(14)
14
–(7
5)24
51
–
Othe
r-Misc
ellan
eous
––
––
––
––
––
––
TOTA
L (B
)71
582
5181
2 41
173
2648
812
934
1044
085
2445
5511
8145
851
2950
8 15
205
1992
Oper
atin
g Pr
ofit/(
Loss
) C= (
A – B
)(4
038)
(156
9)20
6 25
075
2(8
60)
(974
)(1
722)
(102
9)(1
0543
)(9
967)
(924
5)(2
121)
APPR
OPRI
ATIO
NSTr
ansfe
r to S
hare
holde
rs' A
ccou
nt(4
038)
(156
9)20
6 25
075
2(8
60)
(974
)(1
722)
(102
9)(1
0543
)(9
967)
(924
5)(2
121)
Tran
sfer t
o Cata
strop
he R
eser
veTr
ansfe
r to O
ther R
eser
ves
TOTA
L (C
)(4
038)
(156
9)20
6 25
075
2(8
60)
(974
)(1
722)
(102
9)(1
0543
)(9
967)
(924
5)(2
121)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
247
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
TOTA
L (F
IRE+
MARI
NE+M
ISCE
LLAN
EOUS
)Pa
rticu
lars
HDFC
ERG
O
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
3
Prem
iums e
arne
d (Ne
t)60
636
4000
6 17
947
1500
514
029
1383
511
925
3985
42Pr
ofit/ L
oss o
n sale
/rede
mptio
n of I
nves
tmen
ts35
2 24
7 16
716
2412
3418
11
Othe
rs 31
9 68
6 36
336
1(1
25)
55(9
4)–
(2)
Inter
est, D
ivide
nd &
Ren
t – G
ross
4864
23
78
1252
790
756
720
532
189
12TO
TAL
(A)
6617
0 43
316
1973
016
172
1468
414
622
1239
743
5553
Claim
s Inc
urre
d (Ne
t)53
230
3958
6 14
489
1147
780
0379
7379
1331
0188
Comm
ission
(3
864)
(374
3)(2
034)
(451
)48
4 78
010
7123
4 (4
8)Op
erati
ng E
xpen
ses r
elated
to In
sura
nce B
usine
ss
2292
0 18
278
1075
174
0963
9557
6746
0840
3291
5Co
-Insu
ranc
e adm
inistr
ation
fee
Solat
ium F
und
Prem
ium D
eficie
ncy
Othe
r-Misc
ellan
eous
TOTA
L (B
)72
286
5412
1 23
206
1843
614
882
1452
113
592
7368
955
Oper
atin
g Pr
ofit/(
Loss
) C= (
A – B
)(6
115)
(108
05)
(347
6)(2
264)
(198
)10
1 (11
95)
(301
3)(9
02)
APPR
OPRI
ATIO
NSTr
ansfe
r to S
hare
holde
rs' A
ccou
nt(6
115)
(108
05)
(347
6)(2
264)
(198
)10
1(11
95)
(301
3)(9
02)
Tran
sfer t
o Cata
strop
he R
eser
veTr
ansfe
r to O
ther R
eser
ves
TOTA
L (C
)(6
115)
(108
05)
(347
6)(2
264)
(198
)10
1(11
95)
(301
3)(9
02)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
248
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
TOTA
L (F
IRE+
MARI
NE+M
ISCE
LLAN
EOUS
)Pa
rticu
lars
ICIC
I LOM
BARD
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
2
Prem
iums e
arne
d (Ne
t)28
5616
21
9282
1973
6515
6718
1066
6552
768
2156
179
0827
2314
1Pr
ofit/ L
oss o
n sale
/rede
mptio
n of I
nves
tmen
ts95
83
1570
311
263
3500
2633
3189
1373
246
771
Othe
rs 57
93
3677
(2
182)
(240
)(1
33)
(49)
(2)
11
15
–Int
eres
t, Divi
dend
& R
ent –
Gro
ss16
742
1432
5 14
211
1035
153
3720
7610
0363
825
142
TOTA
L (A
)31
7735
25
2987
2206
5717
0329
1145
0257
984
2393
588
0330
6618
4Cl
aims I
ncur
red (
Net)
2730
64
1948
3816
8454
1228
3281
384
3892
515
476
7005
1782
179
Comm
ission
(5
430)
2106
(7
558)
(136
56)
(190
48)
(125
73)
(892
7)(1
0164
)(1
721)
(404
)Op
erati
ng E
xpen
ses r
elated
to In
sura
nce B
usine
ss
6797
9 55
514
6785
8 56
116
4987
329
827
1509
489
4141
9512
00Co
-Insu
ranc
e adm
inistr
ation
fee
––
––
––
––
––
Solat
ium F
und
––
Prem
ium D
eficie
ncy
185
(985
)68
0 30
5–
–(3
52)
322
(485
)51
5 Ot
her-M
iscell
aneo
us–
––
––
––
––
–TO
TAL
(B)
3357
98
2514
7322
9433
1655
9711
2210
5618
021
291
6104
3771
1490
Oper
atin
g Pr
ofit/(
Loss
) C= (
A – B
)(1
8063
)15
15
(877
6)47
3322
9218
0426
4426
99(7
04)
(130
7)AP
PROP
RIAT
IONS
Tran
sfer t
o Sha
reho
lders'
Acc
ount
(180
63)
1515
(8
776)
4733
2292
1804
2644
2699
(704
)(1
307)
Tran
sfer t
o Cata
strop
he R
eser
veTr
ansfe
r to O
ther R
eser
ves
TOTA
L (C
)(1
8063
)15
15
(877
6)47
3322
9218
0426
4426
99(7
04)
(130
7)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
249
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
TOTA
L (F
IRE+
MARI
NE+M
ISCE
LLAN
EOUS
)Pa
rticu
lars
IFFC
O TO
KIO
RAHE
JA Q
BE
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
220
10-11
2009
-10
Prem
iums e
arne
d (Ne
t)11
3510
92
222
8329
3 63
967
5476
034
598
1753
710
023
3950
374
(175
)(3
31)
Profi
t/ Los
s on s
ale/re
demp
tion o
f Inv
estm
ents
282
208
315
184
116
5411
––
–1
–
Othe
rs (4
4)(2
8)(4
)7
73
6925
–
–6
2 Int
eres
t, Divi
dend
& R
ent –
Gro
ss11
323
1045
7 82
54
4972
3412
2180
1014
625
297
58
43
3 TO
TAL
(A)
1250
70
1028
60
9185
8 69
129
5829
536
835
1863
110
673
4247
432
(126
)(3
26)
Claim
s Inc
urre
d (Ne
t)99
046
7326
7 69
502
5047
439
859
2440
711
923
7285
2849
428
183
45
Comm
ission
15
11
2519
(3
23)
(395
)(4
152)
(401
1)(4
535)
(361
0)(3
447)
(153
7)36
–
Oper
ating
Exp
ense
s rela
ted to
Insu
ranc
e Bu
sines
s 31
864
2492
7 23
962
2013
120
473
1528
997
1864
3048
6823
65
1429
11
95
Co-In
sura
nce a
dmini
strati
on fe
e–
––
––
––
––
––
–So
latium
Fun
d–
––
––
––
––
––
–Pr
emium
Defi
cienc
y–
––
(100
)–
5010
––
––
–Ot
her-M
iscell
aneo
us–
––
––
––
––
––
–TO
TAL
(B)
1324
22
1007
13
9314
2 70
110
5618
035
735
1711
510
105
4270
1256
1648
12
40Op
erat
ing
Profi
t/(Lo
ss) C
= (A
– B)
(735
1)21
47
(128
4)(9
81)
2115
1100
1515
568
(23)
(823
)(1
774)
(156
6)AP
PROP
RIAT
IONS
Tran
sfer t
o Sha
reho
lders'
Acc
ount
(735
1)21
47
(128
4)(9
81)
2115
1100
1515
568
(23)
(823
)(1
774)
(156
6)Tr
ansfe
r to C
atastr
ophe
Res
erve
Tran
sfer t
o Othe
r Res
erve
sTO
TAL
(C )
(735
1)21
47
(128
4)(9
81)
2115
1100
1515
568
(23)
(823
)(1
774)
(156
6)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
250
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
TOTA
L (F
IRE+
MARI
NE+M
ISCE
LLAN
EOUS
)Pa
rticu
lars
RELI
ANCE
L&T
SBI
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
220
10-11
2010
-11
Prem
iums e
arne
d (Ne
t)12
9380
13
9925
1388
8696
003
2442
653
9748
0326
3293
2 12
128
(2
53)
Profi
t/ Los
s on s
ale/re
demp
tion o
f Inv
estm
ents
894
1897
1775
2230
485
5364
99
306
–(5
)0
Othe
rs 10
12
3
(1)
50
2019
–
–2
Inter
est, D
ivide
nd &
Ren
t – G
ross
1002
3 84
0480
4145
3712
1241
442
947
254
595
54
65
TOTA
L (A
)14
0308
15
0237
1487
0510
2770
2612
858
6453
1532
0318
0221
777
(1
86)
Claim
s Inc
urre
d (Ne
t)13
3138
11
8569
10
7366
75
068
1731
834
4438
3623
7419
1716
124
5 56
4 Co
mmiss
ion
(225
2)(3
519)
(315
5)(7
976)
(794
3)(1
395)
(196
7)(2
535)
(286
1)(8
14)
(36)
(90)
Oper
ating
Exp
ense
s rela
ted to
Insu
ranc
e Bu
sines
s 44
687
4806
3 54
104
5628
618
092
2724
3431
3333
2668
1451
6109
70
55
Co-In
sura
nce a
dmini
strati
on fe
e–
––
––
––
––
––
–So
latium
Fun
d–
––
––
––
––
––
Prem
ium D
eficie
ncy
(254
)25
4–
––
––
––
11
–Ot
her-M
iscell
aneo
us–
––
––
––
––
––
–TO
TAL
(B)
1755
74
1628
6015
8569
1233
7827
468
4773
5301
3172
1724
798
6329
75
29
Oper
atin
g Pr
ofit/(
Loss
) C= (
A – B
)(3
5266
)(1
2623
)(9
864)
(206
08)
(134
0)10
9115
3278
(581
)(6
252)
(771
6)AP
PROP
RIAT
IONS
Tran
sfer t
o Sha
reho
lders'
Acc
ount
(352
66)
(126
23)
(986
4)(2
0608
)(1
340)
1091
1532
78
(5
81)
(625
2)(7
716)
Tran
sfer t
o Cata
strop
he R
eser
veTr
ansfe
r to O
ther R
eser
ves
TOTA
L (C
)(3
5266
)(1
2623
)(9
864)
(206
08)
(134
0)10
9115
32
78
(581
)(6
252)
(771
6)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
251
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
td.)
(` La
kh)
TOTA
L (F
IRE+
MARI
NE+M
ISCE
LLAN
EOUS
)Pa
rticu
lars
ROYA
L SU
NDAR
AMSH
RIRA
M
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
220
10-11
2009
-10
2008
-09
Prem
iums e
arne
d (Ne
t)87
619
7148
6 59
806
4458
333
358
2494
417
328
1322
3 76
49
1308
33
003
1360
5 17
15
Profi
t/ Los
s on s
ale/re
demp
tion o
f Inv
estm
ents
136
1016
499
124
6670
(16)
343
267
14
––
–
Othe
rs 17
9
6 11
33
32
––
309
319
57
Inter
est, D
ivide
nd &
Ren
t – G
ross
7082
59
56
5149
33
7322
3013
3784
161
746
4 13
0 29
12
1066
32
0 TO
TAL
(A)
9485
4 78
467
6546
0 48
092
3565
726
354
1815
614
185
8380
1452
3622
4 14
988
2093
Cl
aims I
ncur
red (
Net)
6602
2 50
907
4123
5 29
815
2037
416
166
1137
189
6158
59
1163
25
508
9500
12
00
Comm
ission
20
82
3077
32
06
1624
(9
7)(6
19)
(523
)(1
338)
(134
7)(6
15)
1464
(6
42)
9 Op
erati
ng E
xpen
ses r
elated
to In
sura
nce
Busin
ess
3047
1 23
397
2195
5 17
435
1364
010
481
7282
6576
5535
42
00
7871
41
03
1861
Co-In
sura
nce a
dmini
strati
on fe
e–
––
––
––
––
––
––
Solat
ium F
und
––
––
––
––
––
––
–Pr
emium
Defi
cienc
y–
––
––
––
––
––
––
Othe
r-Misc
ellan
eous
––
––
––
––
––
178
––
TOTA
L (B
)98
575
7738
1 66
397
4887
533
916
2602
818
130
1419
910
047
4749
3502
1 13
060
3069
Oper
atin
g Pr
ofit/(
Loss
) C= (
A – B
)(3
721)
1086
(9
37)
(783
)17
4032
527
(14)
(166
7)(3
298)
1203
19
28
(977
)AP
PROP
RIAT
IONS
Tran
sfer t
o Sha
reho
lders'
Acc
ount
(372
1)10
86
(937
)(7
83)
1740
325
27(1
4)(1
667)
(329
8)12
03
1928
(9
77)
Tran
sfer t
o Cata
strop
he R
eser
veTr
ansfe
r to O
ther R
eser
ves
TOTA
L (C
)(3
721)
1086
(9
37)
(783
)17
4032
527
(14)
(166
7)(3
298)
1203
19
28
(977
)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e
252
HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11TA
BLE
58:
PR
IVAT
E SE
CTO
R N
ON
-LIF
E IN
SUR
ERS:
PO
LIC
YHO
LDER
S A
CC
OU
NT
(Con
cld.
)(`
Lakh
)
TOTA
L (F
IRE+
MARI
NE+M
ISCE
LLAN
EOUS
)Pa
rticu
lars
TATA
AIG
UNIV
ERSA
L SO
MPO
2010
-1120
09-1
020
08-0
920
07-0
820
06-0
720
05-0
620
04-0
520
03-0
420
02-0
320
01-0
220
10-11
2009
-10
2008
-09
2007
-08
Prem
iums e
arne
d (Ne
t)72
669
5897
3 58
748
4538
538
165
2855
622
760
1436
282
8812
6719
275
7524
(8
7)(4
3)Pr
ofit/ L
oss o
n sale
/rede
mptio
n of
Inves
tmen
ts15
34
1155
157
2129
538
53
1059
20–
162
50
––
Othe
rs (2
49)
(141
)23
6 57
6310
112
7–
(141
)–
(33)
(39)
9 1
Inter
est, D
ivide
nd &
Ren
t – G
ross
6930
55
31
4709
32
4521
2417
9416
7921
864
3–
1263
59
6 14
6 –
TOTA
L (A
)80
884
6551
8 63
850
4870
840
647
3083
624
569
1563
988
1012
6720
667
8131
68
(4
2)Cl
aims I
ncur
red (
Net)
5431
1 39
637
3556
7 24
695
2071
116
015
1254
984
5860
0610
20
1421
6 57
49
241
–Co
mmiss
ion
1899
22
29
1982
14
7(9
44)
(210
2)(6
49)
(587
)(9
23)
(649
)76
9 68
5 10
0 (3
)Op
erati
ng E
xpen
ses r
elated
to In
sura
nce
Busin
ess
2942
2 25
016
2688
5 23
119
1935
515
113
1065
576
0956
4545
79
1164
6 83
44
2743
72
9
Co-In
sura
nce a
dmini
strati
on fe
e38
34
46
–
––
––
––
––
––
Solat
ium F
und
43
24
23
––
––
––
–27
8
––
Prem
ium D
eficie
ncy
––
––
––
–17
––
170
––
–Ot
her-M
iscell
aneo
us72
96
17
3 –
––
––
––
–8
3 –
TOTA
L (B
)85
786
6703
5 64
503
4796
239
121
2902
622
555
1549
710
728
4950
2682
8 14
794
3087
726
Oper
atin
g Pr
ofit/(
Loss
) C= (
A – B
)(4
902)
(151
7)(8
26)
747
1525
18
0920
1414
2(1
918)
(368
3)(6
161)
(666
3)(3
019)
(768
)AP
PROP
RIAT
IONS
Tran
sfer t
o Sha
reho
lders'
Acc
ount
(490
2)(1
517)
(826
)74
715
2518
0920
1414
2 (1
918)
(368
3)(6
161)
(666
3)(3
019)
(768
)Tr
ansfe
r to C
atastr
ophe
Res
erve
Tran
sfer t
o Othe
r Res
erve
sTO
TAL
(C )
(490
2)(1
517)
(826
)74
715
2518
0920
1414
2 (1
918)
(368
3)(6
161)
(666
3)(3
019)
(768
)
Note
: Figu
re in
brac
kets
indica
tes ne
gativ
e valu
e