Seven Keys ToFinancial FREEDOM!

Pre−Release Version

Copyright Notices

Copyright © 1999 by Michael Ross

All rights reserved.

No part of this publication may be reproduced or transmitted in any form or by anymeans, mechanical or electronic, including photocopying and recording, or by anyinformation storage and retrieval system, without permission in writing from thepublisher. Requests for further information should be addressed to Miros DesignsMarketing, 144 Casino St, Lismore, NSW, 2480. Australia.

This pre−release version printed August 1999.

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Legal Notices

While all attempts have been made to verify information provided in this publication,neither the author nor the Publisher assumes any responsibility for error, omissions, lackof care, default, negligence or contrary interpretation of the subject matter herein.

This publication is not intended for use as a source of legal or accounting advice. ThePublisher wants to stress that the information contained herein may be subject to varyingstate and/or local laws or regulations. All users are advised to retain competent counselto determine what state and/or local laws or regulations may apply to the users particularbusiness applications of this material.

The purchaser or reader of this publication assumes sole responsibility for the use ofthese materials and information. Adherence to all applicable laws and regulations, bothfederal and state and local, governing professional licensing, business practices,advertising and all other aspects of doing business in Australia or any other jurisdictionis the sole responsibility of the purchaser or reader. The author, publisher and alldistributors of this book assume no responsibility or liability for any loss or damage ofany kind whatsoever arising as a result of any purchaser or reader of these materialsacting on the opinions, advice and recommendation expressly or implicitly publishedhere. We do not guarantee any results you may or may not get as a result of followingour recommendations. You must test everything for yourself.

Any perceived slights of specific people or organisations is unintentional.

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The Seven Keys To Financial FREEDOM

Going from zero to 'financial hero' in the blink of an eye

Introduction

Before I get started I want to thank you for two things.

First, I want to thank you for your money. Money is precious to you. And I want to thankyou for sharing some of your precious money with me by buying this book. I am goingto make sure that I appreciate what you've done by giving me your money.

Second, I want to thank you for your trust. You trusted me to provide you with theinformation I said I would. And I don't want to let you down. So I really appreciate thetrust you have placed in me.

Kinda reminds me of a little story I read.

There's this guy. And he's hanging off the edge of a cliff by the tips of his fingers. Thingsare not looking too good. He's starting to slip, so he yells "Is there anybody up there whocan help me?". He hears nothing. Again he yells "Is there anybody up there who can helpme?". Again nothing. He yells "Is there anybody up there who can help me?" for thethird time. This time he is answered by a booming voice which says... "This is God. I canhelp you. Just let go and trust." A minute goes by and he says "Is there anyone else upthere that can help me?"

Onward.

As a marketing consultant, I am often asked... "What's the quickest way to make a lot ofmoney?"

The easy answer to that is... "create your own charity... you'll become a millionaire inrecord time."

But that's not the good answer. Because while creating a charity will enable you tobecome some kind of Mr Money Bags pretty fast, it's actually a lot of hard work. Andbesides... you have to beg for money. The best answer to the question is... "Sell whatpeople want."

And while this is good advice, it doesn't help YOU figure out what people want. And

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while I can tell you what people want in general, it doesn't help you out specifically. Letme show you what I mean by this.

Lets say you decide to satisfy the biggest want that every single person on the planethas... FOOD. You decide to sell food. While you will be selling what people want, it'snot specific enough. You have to sell them a certain type of food. And figuring out whattype of food people want is a bit more complicated.

And it's at this stage... the specifics... that most people get stuck. They bog down andcan't get out. The result is they go nowhere.

It doesn't have to be this way. No way hose'. In fact, with just the tiniest piece ofknowledge you can get yourself out of that damn bog and onto the moneysuper−highway. And it won't require you to get all grubby and dirty either. No siree. Youcan still wear your nice clean tuxedo while you dig yourself out from that muddy swampyou're stuck in.

All it takes is...

Well, I'm not going to reveal what it takes here. That's what the rest of the book is for.

I will tell you this though... after you have read this book, you'll not only have thetow−rope you need to unbog yourself, you'll also have the secret treasure map to allthose hidden riches you've heard about.

X marks the spot. And this book shows you were X is. So lets begin. Lets get this showon the road and into the good stuff.

Part One − Seven Keys To FREEDOM:

So there I was, sitting at a sidewalk cafe. You know the type... small tables for twoblocking the footpath, other larger tables filled with yuppie wanna−bees and 'arty' peoplesipping exotic flavoured coffees.

Anyway... I'm sitting there smoking a cigarette, sipping a hot black coffee, reading thepaper, listening to the conversations at the other tables and just enjoying being in what Icall 'The Human Theatre'. All of a sudden something in the newspaper grabs my eye.

I just sit there staring at it, thinking. I didn't think I'd been looking at it for long, but Imust have been because it was the heat of the cigarette (which had burnt all the waydown) which broke my gaze. My coffee had gone cold too. I pondered what I'd seen in

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the newspaper... which, by the way, had cost me all of seventy cents.

I left the trendy little sidewalk cafe and got home as fast as I could. I couldn't wait tojump into action to start what had just been forced into my mind. That small investmentof mine, in the newspaper, had been responsible for triggering a chain of events that ledme to embark on the most wonderful journey of my life. A journey that took me fromwhat I would now call a modest income, to an income I would then have calledoutrageous.

And to think it all started with something I saw in the newspaper. Incredible.

It didn't always start with a newspaper. No. Sometimes it was something I'd seen whilstdriving, or something I'd heard, or something else entirely. But each case was the samefor me... my mind started ticking over. Slowly at first. But it sped up real quick as it sunkin more. And sometimes there was no build up at all. Sometimes the whole thingslammed into me like a Mack truck. Talk about being knocked off your feet.

So what the heck am I talking about?

Why I'm talking about ideas. Money making ideas that I applied a few rules to. Orshould I say, money making ideas that came about because of the rules.

Please let me explain...

As you know, this book is going to reveal the seven necessary keys to financialFREEDOM. But not just financial freedom... freedom from work as well. Because it'snot good to earn a truck load of money if you never have the time to enjoy it. I meanwhat's the point in that, right?

We're only on this ball of mud we call earth for a short while. You've got to make themost of it while you can. As such, you want to spend as much of the time you haveenjoying life, not working your fingers to the bone. And that's what these seven keys willshow you.

They not only show you how to make money... heck there's a million ways to do that...they also show you how to make money and have time to enjoy that money.

Okay, Okay, I hear you. I'll stop rambling on and get into it. It's just that I wanted toprepare you for what you are about to see. I wanted to open your mind to receiving vastamounts of cash before you discovered how to receive those vast amounts.

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So lets get into it.

CARPET:

It was once said... "The longest journey begins with a single step." This is true in allareas of life. Everything begins with a single step. A first step. But as with walking...before you can take that first step, you have to learn to crawl. What we'll be doing in thissection is laying the carpet for you to crawl on. From here well go at rocket speed andyou'll be running in no time.

So what is this carpet?

Ah... this carpet is the most fundamental requirement along the seven key path. Withoutit, there would be no path. Sounds cryptic or somehow new−age right?

Rest assured, it's not.

Anyway. This carpet, as with real carpet, is made up of a few different items... layers.They are...

*The right you. Can you take action? Do you have the guts and perseverance? Are yousuited to running a business?

*The right knowledge. Do you know your business and area of expertise? If not, are youable to get it from somewhere?

*The right vehicle at the right time. It's not just enough to know something if the timingis all wrong. You've got to be in the right money−making vehicle at the right time. Andit's this vehicle which we'll be talking about in this book.

Let me explain the importance of the right vehicle at the right time...

Years and years ago... well over 15... a friend of mine says "Michael, I'm going to start alawn−mowing business. I'm going to charge people money to mow their lawns."

My mental reaction to this (which I kept to myself) was along the lines of... "Are youcrazy? Who would pay to have that done? Everyone has their own lawnmower. Theyaren't going to spend money hiring you when they've got their own mower and can do itthemselves."

At the time, this was true. Every Saturday and Sunday you'd hear the familiar sound of

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lawn−mowers all over the neighbourhood. Dogs would be barking. And you knew it wasthe weekend. My friend never started his lawn−mowing business. I got him a jobelsewhere (where he met his future wife). And he went on to bigger and better things.

But just a few short years after his comments, hiring people to mow your lawns started totake off. Until it's at the stage it is today. A flooded market. So flooded in fact, that inone local newspaper I counted 27 ads for lawn−mowing. That's too many peoplecompeting. Far too many.

The point of this is... my friend's ideas was sound. It was just at the wrong time.

Onward.

What follows on from here is going to be real simple stuff okay? No fancy schmancyhard−to−follow and hard−to−do techniques. Just real basic stuff. Like kindergarten.

The reason is two−fold.

First, if it was hard to follow and hard to do, you most likely would never do it.

And second... if it's too hard and complicated, you might never start it let alone get itfinished.

So it's just going to be really really simple. Childs−play!

THE FIRST KEY:

This is really important okay? I mean so important that if you don't have it, you just willnot succeed.

So what is it?

The business you want to be in has got to fit you! It has got to fit you like a glove. Youmust really enjoy it. Otherwise you will not put any effort into it. And besides, when youenjoy it, it doesn't seem like effort.

So the first key is...

You've got to do what you love!

If you don't do what you love, you won't have what it takes to stick with it. That lack of

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effort will cause you to fail. And fail big time.

THE SECOND KEY:

This follows directly on from the first key. In fact, they go hand−in−hand.

Let me ask you, if I came up to you and said, "Hey, here's a book that can make youmoney. Wanna buy it?" what would you say? You would walk away from me, or call mesome kind of name and then walk away.

But what if I said, "Hey, Listen... you've just got to get this book here. It contains atreasure map to a whole heap of undiscovered money. I mean it's just totally awesome.All you do is follow the instructions and you'll be making a stack of cash in no time atall. And the guy who wrote it went through years of trying all sorts of things before hefigured this out. He's made all the mistakes so you don't have to. It's so good, that heeven backs it up with a money−back guarantee. If you don't make at least $200,000within two years by following what he says, he'll refund your money, plus pay you anextra $1000 for your trouble. I'll tell you, it's the best thing I've ever read. Would you beinterested in having a look at it?"

Which approach would work better?

The second one of course. And why? Because it has ENTHUSIASM!

And when you have enthusiasm it leads to... TRUST!

Let me give you an example here.

Say it's early in the morning... say 2 am. And there's this knock at the door. You open thedoor and see some sixteen year old kid standing there. He's wearing baggy ripped pantsand a singlet, and he says to you, "Hey dude. I've got this 1999 Range Rover for sale for$1,000. Wanna buy it?"

What are you going to do?

One thing you definitely will not do is buy the car. Why? Because you probably think it'sstolen. And why do you think that? Because you do not TRUST the guy selling it − nomatter how good the deal is. When you LOVE what you do you exude ENTHUSIASM.And that ENTHUSIASM leads people to TRUST you. It's a totally natural process andyou don't have to fake any of it.

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You can fake it if you want. I'm not saying you can't. But we can all tell when someoneis being fake. And if we can't it doesn't really matter because those fake people don't stayaround for long. Not long at all.

Onward.

THE THIRD KEY:

In an article I wrote, I examined the factors that motivate us. I looked at wants versesneeds, love verses money, having fun, not having fun, and just about everything thatcould possibly motivate us as humans.

When it was all said and done, I had stripped it down to one thing...

FEAR!

We are totally and solely motivated by fear. Fear of loss, fear of missing out, fear ofpain, fear of lack of pleasure. Notice here that I wrote "Fear of lack of..." This is MYterm for GAIN. When we want to GAIN something it is because we fear not having it.

This fear doesn't have to be the all encompassing fear you might feel if you were beingattacked by a pack of rabid dogs. It can be very very mild, almost imperceptible. But notmatter how mild, it is still there. This FEAR can be placed into two categories... Fear ofgetting something, and fear of missing out.

We are motivated by a fear of getting something. So we want to avoid it, because itwould cause us some kind of pain. So this can be written as "Avoid pain" We are alsomotivated by the fear of missing out. We would rather have it, because it will give uspleasure. So this can be written as "Gain pleasure"

So the two motivating categories are... "Avoid Pain and Gain Pleasure"

Which one is more motivating?

Well, let me give you these two choices... would you rather go on an all−expenses−paidtrip around the world, or would you rather sit for six hours in the dentist chair while hedrilled your teeth? If you're like me, and most everyone else on the planet, you'll take thetrip around the world. So you would rather gain pleasure andavoid pain.

But this isn't a real good example. Let me put it another way... if you have a badtoothache what will you do? You'll go to the dentist to get it fixed. What do you do when

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you get a headache? You take some aspirin or paracetamol to get rid of it. In both casesyou don't go out and have fun, or do something enjoyable. You do whatever it takes toavoid the pain.

THE FOURTH KEY:

Someone once said "Build a better mouse trap and you'll be rich beyond your wildestdreams" or something like that. In a sense they were right. But they were also wrong inway also. Entrepreneurs are problem solvers. It's the nature of the beast. When you are inbusiness, problems will occur. And it's up to you to solve those problems.

NOW is the time to put those problem solving skills to work.

Because what you now need to do is look for people in pain.

Why? Because people want to avoid pain and will do anything to do it. So if you find abunch of people in pain, and they see you as their knight in shinning armour, they'll taketo you like a duck to water. So what you've got to do is go against our natural instinct,and you've got to go and look for problems. Look for people in pain and solve theirproblems for them!

They don't have to be massively huge problems. Any old problem will do.

Let me give you a small example here.

I'm in a fish and chip shop the other day talking to the owner about his cooking oil. Aftera while I discover he was considering buying an oil−filtering machine. If he had it hecould recycle his oil and make it last longer. He wouldn't have to keep buying oil all thetime then. But he had a problem. The machine was too expensive.

So how could you solve his problem? Easy... sell him a much cheaper machine, OR, sellhim your services as an oil recycler and cleaner. He had another problem too... the oil hefound that worked best was an imported oil. He didn't know where to buy a locally madeoil that was the same as the oil he was getting from the importer. Sure it's only a smallminor problem... more of a hassle than anything... but what if you solved it for him?What if you became his one and only contact for the locally made oil?

Can you see what's happening here?

Just in a five minute conversation with this man I came up with two ideas for a business− an oil cleaning service, and a middle man who supplies his oil from a local

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manufacturer.

Here's another example...

There's a product on the market. It's called "Off The Hook." It's a music CD full of soundeffects. The sound effects range from a ball smashing a window to a melt−down at anuclear reactor. Sounds pretty cool right? Well what problem is it designed to solve? It'sdesigned to help you get off the phone.

So if there's this tele−marketer who just won't quit, you play a sound effect that signalsyou have to leave.

Got a friend who just will not shut up? Play a sound effect − like someone at the door, oryour window breaking. When you say you've got to go they will understand why. Neathey? The problem is how to get off the phone. The solutions is a CD full of sound effectswhich legitimises your excuse. If you have internet access, you can check it out foryourself here: http://www.ineedthis.com/

Moving on.

Okay, what we're going to do here is a little odd, but extremely productive.

We are going to come up with some million dollar ideas. And we're only going to take aminute or two to do it. Alright... what I want you to do is... grab yourself a piece of paperand a pen. Then when I say, stop reading and start writing − but only when I say. What Iwant you to do is write down a list of every physical object in the room you are in. Everysingle one. It can be a light fitting, light bulb, carpet, curtains, cushions, table, pen,paper, and so on and so forth. Every object in the room. But I only want you to take twominutes to do it. Are you ready? Okay stop reading and start writing... I'll see you backhere in two minutes. GO!

AND.... welcome back. I hope you didn't cheat and decided to just keep on reading. Ifyou did, you have done yourself out of the next part that involves your list.

Now let me ask you... do you believe that anything on this planet is perfect?

There's this saying that goes... "Nothing is perfect"

If that's true, it means everything can be improved. Not some things... EVERYTHING.

Now look down at your list.

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How many items do you have? 10? 20? 40?

Lets say you have twenty items. That's twenty items just in the room you're in. Howmany different items do you think are in the whole world? A million? two million?

Seeing as nothing is prefect, and everything can be improved to remove the pain of theimperfect object, every item can be a million dollar business. And if there are at leasttwo million different items/products in the world, that's two million different businessesyou could start and build up to make your fortune.

Now look back at your list and ask "How can this be improved?" The answer you getcould be your new business.

How easy was that?

I said it was going to be easy and simple.

So basically what we are doing here is IMPROVING ANYTHING!

Now... you could sit there and try to come up with ideas for businesses that haven'texisted before, but why bother? Seeing as every product can be improved, you justimprove one of your liking. And we improve a product instead of coming up with a newone because the product is already being used. People have already bought it. So weknow there's a market for the product.

If we developed a new product altogether, we might find no−one would buy it. It's saferand easier to sell people what they've proven they will buy. You could find out how mayitems of a particular product are being sold. The chances are that a new product which isan improved version of something else, will sell just as well if not better.

If you get a letter, or see an ad (on TV or in the paper) that's selling some hot sellingproduct, what you do is... you improve the product or service a little bit and start sellingit too. Simple. Look, I know this is real simple stuff, but you DO have to startsomewhere right? Might as well make it as easy and as risk free as possible.

THE FIFTH KEY:

It's said that 'A Change Is As Good As A Holiday.'

Whoever said that has obviously never been on a holiday.

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I mean lets face it... what could be as much fun as skiing the slopes, living it up in atropical island paradise, or whatever you do when you go on a holiday? Having said that,I am now going to say 'A Change Is BETTER Than A Holiday.'

Please let me explain...

Everytime there is a major change in the law, a major change in socialinterest, or a major change in technology, somebody gets rich!

Let me repeat this because it is so very important...

EVERYTIME there is a major change in the law, a major change in socialinterests, or a major change in technology, somebody gets rich!

Let me give you an example...

Thirty years ago, hardly anybody on the face of the planet had a computer in their home.Now they are everywhere. A few years ago no−one had a CD ROM for their computer.Now they are standard. Computer programs used to come on floppy disks... now theycome on CD ROMS. But not only that... a whole stack of other stuff also comes on CDROMS now. Magazines for example − and they have sight and sound.

When CD ROMS were first starting, the smart people who saw it coming were there.And they made a stack of money. What's next in the computer world? Who can reallysay? DVD? Internet 24 hours a day from your home? Two−way camera phones thatwork with your computer and the internet? What's next? I cannot say because I do notknow. But I will say this... watch out for it. Keep a real close eye on it. And when yousee that a change is just beginning to become in demand... JUMP IN!

And this doesn't just apply to computer changes... any change can mean big bucks foryou.

Let me give you an example.

When the federal government changed the gun laws in Australia, every gun owner waseffected. Suddenly, for them to be allowed to keep their guns, they had to either join ahunting club, a shooting club, or have permission from a land owner to hunt on the land.

So, suddenly, hunting and shooting club membership went crazy as people forked overmoney to join. But they weren't the only ones getting money. Some smart land ownersplaced small ads. These ads basically said... "Send me $20 and I'll write you a letter of

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consent to say you are allowed to shoot on my property."

See that? Land owners were selling letters of consent to hunters who didn't want to paythe hundred dollars a year to join a club. Whether or not you like guns doesn't matter.What matters is what went on. There was a change and people prospered from thatchange. That's the point I wanted to show you.

Remember when I mentioned lawn mowing? Those who jumped in early are now theones who own the master franchises. They made a killing when the social interestchanged. Coffee shops are everywhere now. They never used to be did they? Nope. Butnow they are. And those who saw it have prospered.

Mobile phones? That's another item that never used to be around, and now nearlyeveryone has one. Okay, sure you might not be able to afford to get into selling mobilephones, or manufacturing mobile phones, but it's an example of how change meansmany people will get very rich.

Are you beginning to see the pattern here?

Whenever there's change there's a whole new way to make a stack of cash!

Let me give you three more examples of how change has created wealthy men andwomen...

Martial Arts: Before videos (before the change that made video players a regularhouse−hold item, and video cameras affordable to the general public), the only way tolearn a martial art was to go to a martial art school. Since that time, some smart martialarts teachers have placed their classes on video tape. Now more people can learn amartial art, and the teacher makes even more money. This is a booming industry.

About this type of industry: You do not have to be an expert to produce and sell avideo tape. All you need to do is film an expert. In the case of the martial art teachers... ifyou approached a teacher of an art that wasn't being sold via video, you could request tofilm him and sell the tapes yourself − this 'approaching experts' technique applies to allsubjects!

Microwave Ovens: With the arrival of Microwave ovens came a whole new industry −microwave proof plates and bowls, recipe books, and so on. Some enterprising peopleeven started microwave cooking classes! The teachers were just normal house−wiveswho actually spent time learning the microwave ovens they'd bought. They then soldtheir newly acquired skills to others in the form of a class. Anyone could have done it,

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they did.

Home Services: Years and years ago, the main income earner was the man of the house.The wife usually stayed home and looked after the house. She did the cooking, cleaning,ironing, washing, and so on. But now both husband and wife work and they don't havethe time for the cleaning and ironing and so on. Who does the cleaning? A cleaningservice is who. Who mows the lawn? A lawn−mowing service. Who cleans the car? Acar cleaner. Who looks after the kids while mum and dad are at work? Day care. Whowashes the dog? A dog washer. Which brings me to an opportunity for you... theproblem − picking up dog poo. The solution − a dog poo picker upper service. Find onethat's already working somewhere and duplicate what they do. Simple. Hint: Thesealready exist in the USA and are just beginning in Australia (see lag time in the nextsection).

THE SIXTH KEY:

A long long time ago, someone invented something. In fact, since that inventionthousands of years ago, no−one has been able to invent a better version.

What am I talking about?

I'm talking about the wheel. Yes, the humble wheel. A most simple, useful and longlasting invention. An invention that solved a lot of problems at the time. An inventionthat help many people avoid pain.

And if you could invent a better wheel, then the world would really beat a path to yourdoor. But you know what? Why even try? For thousands of years no−one has been ableto invent a better wheel. It's too damn hard, if not impossible. It's easier to use the provenformula of the wheel and keep moving.

My point?

Don't go around trying to re−invent the wheel. Use what's around you already. It may notbe original. But it's a proven formula of what works. And in the case of making money,or starting businesses, take the easy way out and follow what someone else had done. Itmay not be clever, but it sure does work.

There are hot new businesses out there right now that are turning their owners intomillionaires. All you have to do is copy what they are doing, and do it somewhere else.You'll be making money hand over fist. And you will have gotten the idea from someoneelse. You will have opted for the easy path and followed a proven winner.

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Simple.

So how do you tell if something is a proven winner?

Easy. Expansion. People do not expand things that are not working. If you see a businesswith more than one outlet, it means they have expanded and what they do works. Youthen just take the idea from one place and start it in another. There's a good chance thatwhat people in one area like, people in another area will also like.

So if you see one business solving a problem, and doing it very successfully, there's nolaw that says you can't also solve that problem. You may do it differently, better. Or youmay go after a slightly different niche market − a niche market being a small subsectionof a larger market.

And you don't have to worry about competition. Why? Because there is always a lag −the time it takes for an idea or concept to creep and spread throughout the nation.

Remember when I mentioned the lawn−mowing businesses earlier?

They just didn't suddenly appear all over the country. They took time... years.

Lets say they started in Sydney. If you lived in Sydney you would have seen them beginand then start to get popular. So what you'd do is find out if there were any of these insay Brisbane or Melbourne. The chances are there wouldn't be yet. So you pack up yourbelongings and move to Brisbane or Melbourne and start one up. What people in onearea want, people in another area will also most likely want, so your business would takeoff.

The length of time it takes for an idea to spread is lag time. And sometimes that lag timecan be many many years. You don't have to wait years to use the idea. You don't have towait years for the idea to come to your area before you use it. You can take a proven ideafrom one place and move it to another place and beat everyone else.

And if there's an idea in your area that's working, see if you can find a place that doesn'thave that idea yet. Then just take the idea over to it. You'll get rich real fast.

I mentioned coffee shops before. They are pretty well everywhere in all the major cities,but they might not be everywhere in the smaller country towns − like Armidale orTammworth. If they aren't there you will have two choices − stay where you are in yourmajor city and remain poor and struggle, or go to Tammworth and get rich.

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THE SEVENTH KEY:

You'll notice that a few paragraphs earlier I mentioned the word "niche".

If you look the word up in a dictionary it says something like... "A cavity, hollow, orrecess, generally within the thickness of a wall." Or "A position particularly well suitedto the person who occupies it."

In marketing it is "a smallandhighlytargetedgroup of people." And marketing to themis known as 'niche marketing.'

Let me give you an example of how this goes...

The market is 'dogs'. The smaller market is a particular breed of dog... lets say Poodles.An even smaller market would be 'Poodles who live in the house'. 'Poodles who live inthe house' would be a very niche market. And if there was a problem that all owners of'Poodles that live in the house' had, and you solved it for them, you could be sure theywould nearly all buy your product.

But this is just an example of a particular type of niche. And there are six different kindsof niche. They are...

1: People.

2: Product.

3: Promotion.

4: Package.

5: Place.

6: Price.

To show you how these work.

Take this book for example. The title is "Seven Keys To Financial Freedom". And itappeals to all those people who would like financial freedom. I can narrow it down to fita smaller niche and increase sales within that niche. How? Easy. Just change the title.

What if it was called, "Seven Keys To Financial Freedom For Women"? What have I

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just done? I've just changed the niche from general to women.

I could change it again to read "Seven Keys To Financial Freedom For Men". Orwhatever market I wanted to work in. All I would have to do is change the last word inthe name of the title and it would be a more targeted book, aimed at different people.

But it doesn't even have to be your own product. You can have a look at a product that isalready selling. All you might do is change the packaging, or change the productslightly. You could take a product from one area and sell it in a different place.

You could change the way a product is being promoted. If it's being sold viamail−order, it might do well in stores. If it's doing well in a few specialty stores, it maydo well via mail. You may find a product that's being sold via mail. So you take thatproduct and sell it via small or large ads.

You can change the price of a product. What sells at one price might sell, in a slightlymodified form, in a different place at a higher price. Heck, it may even sell at the higherprice in the same place. Look at some of the major shopping centres. You'll see K−Martnear David Jones, Grace Bros., or Myers. Similar products, different price range, andboth do well.

WHERE TO START?

You've just read the seven keys, or steps, you'll need to merge together to start along theroad to financial freedom. But you must surely be wondering, "Where to start?"

The answer is simple.

Start back at the beginning, at number one, doing what you love.

You are a unique person with unique abilities. You have skills and abilities that no−oneelse has.

You might not be able to write a book like me (I've written 15), or see solutions tomarketing problems as fast as me (I've had many many years of hands−on experience togain these skills), but I guarantee you that you are far more skilled at something than Iam. And I guarantee you that you are far more skilled than most people in certain areas −such as the area you love.

So, start with what you love. Look for products in that area, and problems. Also,products which are solving those problems. If there's a proven winner, you've found

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what you're looking for. Copy the methodology of how the thing's being sold − evenchange it slightly, and do the same thing elsewhere. All the while, keep an eye out forany changes that would lead to problems which need to be solved.

Let me give you a few more examples of this being done in the past (products andservices solving problems)...

Problem: Cats scratch at your furniture. Solution: Scratching post.

Problem: Wall to wall carpet cannot be taken outside and beaten clean. Solution: CarpetCleaning Services.

Problem: Dropping your car off to get serviced and being without it all day. Solution:Mobile services like Lube Mobile.

Problem: Getting into a cold bed at night. Solution: Electric blankets.

Problem: Missing telephone calls when you're out. Solution. Answering machine.

Now some multi−step Problem/Solution examples...

Problem: Fresh food goes off if not eaten quick enough. Solution: Put the food inair−tight jars. Problem: Food in jars gets spoilt by the light and the jars can break.Solution: Put that food in cans. Problem: How to open the can and get at the food.Solution: Can opener. Problem: Can openers leave jagged edges. Solution: Can openerthat removes the top and leaves the edge non−jagged. Problem: Hands not strong enoughto use can opener. Solution: Electric can opener.

Problem: Writing with a quill and ink bottle. Solution: Pen with ink in it. Problem: Inkruns out of the nib. Solution: Ball point pen. Problem: Ball point is always out and inharms way. Solution: Retractable pen. Problem: Having to buy a new retractable peneverytime the ink runs out. Solution: Refills.

Now, while all of the above examples show you how products that sell well for years areall products that solve problems, there is something you should know... the exampleproducts are out of reach of most people to create and sell. But they do show you theproblem−solving/product−creation process involved.

The previous examples (in the Fifth Key) showed you how easy it is for YOU to come upwith solutions to problems − even if you are not heavily funded.

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WHAT ABOUT FUNDING?

It's true that, you need money to make money. You don't need a lot, but some.

You cannot possibly make money if you have absolutely no money to start with. But youcan take a few bucks, sometimes less than $100, and turn that into $200. Turn that $200into $400. $400 to $800. $800 to $1,600. $1,600 to $3,200. $3,200 to $6,400. $6,400 to$12,800. $12,800 to $25,600. $25,600 to $56,200. $56,200 to $112,400 and so on and soforth. And all it took was $100 to start. You just kept on doubling your money.

But sometimes you need a bit of external funding, say from a bank.

I'll just wait a bit while all of you shudder at the thought of approaching a bank. Justcalm down. There's a real easy way to bring the bank over to your way of thinking. Whatyou do is... show them what you have discovered about this idea of yours.

Let me give you an example of the type of thing I'm talking about here. Lets say, forarguments sake, that coffee shops are not everywhere. Okay... You live in Sydney. Youhear that there's this business doing real well down in Melbourne. It's a coffee shop.What you do is, you hop on a flight to Melbourne, or drive to Melbourne, and go andhave a look at this coffee shop.

Take photos of the shop at various times of the day. Photos that show how busy the shopis. Take a bunch.

Go in and buy some coffee. Take note of everything you can − the number of flavoursavailable, what most people order, the layout of the store, the extras they sell, their staff,everything. Even count the number of customers − from either across the road orwhatever.

Take note of the ads they run to get customers, and any other promotions you find outthey have. Get copies of them. What you're doing here is gathering proven evidence thatthe coffee shop idea is working. And working well.

You present all these details to your bank manager, when you ask for some funding, asproof that what you want the money for will work. They say a picture is worth athousands words. And I'll tell you, your pictures of a busy shop will do more to sway thebank than any words you have. Even give the bank the address of the place so they cancheck it out themselves. Even offer the bank−manager plane tickets to fly down andcheck it out for himself.

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You do this, and you're bank manager will understand the extent you went to. They'll seehow good the idea really is, and be far more willing to give you the money you want.They'll see how serious you are. Of course you'll also have to present a business plan tothe bank... unfortunately that's something they always seem to want.

But I'll tell you... give them all the detailed research you've done, including photos, andthey won't need a highly detailed business plan. They have seen from your research howserious you really are.

IDEAS TO BEGIN WITH:

So far you've seen the principles involved. And I'm sure you'd love to save yourself allthat easy work of spotting problems and would prefer to have complete ideas handed toyou.

Well okay. Your wish is my command.

But please keep in mind... that what gets presented here is just the tip of the ice−berg,and it may not be the right vehicle for you. Also keep in mind that times change. And forme to keep this list up to date would require constant re−writing of this book.

I don't mind re−writing this book. There's one small problem though. While I plan toupdate this book on a regular basis, it is not a constant weekly or monthly update. I planto update every three months − this section anyway. So you may in fact be reading abook which could have a new updated version in a week or in three months.

To stay fully up to date with all the new opportunities, I recommend buying each updateof this book. But I realise that at $47 a hit... or $188 for the year, that could be gettingout of your price range. Specially when you consider that each update will only containan additional three businesses − one new one a month, or whatever.

So what I propose is this... subscribe to my monthly update service. Each month you'llreceive a floppy disk chock full of details − far more details than I present in this book −of businesses and opportunities that I see as taking off − one business or opportunity anissue. You'll have a ground floor opportunity to get into these businesses if you wish.And you'll be getting these updates up to three months, or more, ahead of those who onlybuy the book when it updates.

Each issue will include addresses of the businesses, ads, letters and promotions they run(wherever possible), and manufacturer and supplier details. Each issue will also containplaces where the business could be set up and other niche changes. Basically you will

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receive complete details of how to get into the business.

To subscribe to these monthly updates, which lets you get advanced notice of the latestmoney making businesses and ideas before anyone else, will only require a smallinvestment which I haven't fully decided on yet as you read this pre−release book.

To get more info on this, which will come out twelve times a year and could contain thesingle item you need to turn you into a millionaire, just call 0414−726−271 right now.

Onward.

So you want some ideas to help you get started? A little push in the right direction?Okay... here are three businesses I've found which are doing great, but have not spreadthroughout Australia yet. Meaning, if you jump in you could very well become amillionaire.

The categories by which these businesses have been selected by me are very strict.

1: They must be PROVEN successes. No point recommending guesses and failures.

2: They must be expanding. Shows they really do work.

3: They must be affected by lag − haven't spread everywhere yet.

4: They must solve a problem.

Also, full details are not given here. For full details, including thorough contact details,plans, sample ads and so on, you'll need to subscribe to my update service − full detailsof businesses listed here can be obtained separately (as a special report... single issue ofmy update service) for $20 each. And all info will be provided on floppy disk − thismakes it easier for you to rework the ads and letters and so on, and allows me to giveyou more info than may fit onto eight printed pages.

Business Number 1:

This business is still being thoroughly researched and is not yet available in thispre−release version of the book.

Business Number 2:

This business is still being thoroughly researched and is not yet available in this

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pre−release version of the book.

Business Number 3:

This business is also still being thoroughly researched and is not yet available in thispre−release version of the book. If you would like to know when these three businessesare ready to be revealed, please give me a call on 0414−726−271 and let me know you'reinterested. I'll let you know as soon as the info is available.

If you'd rather attend a workshop that goes through these steps and presents livingexamples of these steps in action, as well as a thorough analysis of up to 9 businessesthat you can start and make your fortune with right now, then please call me on0414−726−271 and let me know you're interested. If enough people are interested I'll puton a workshop.

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