Provide a secure and confidential data repository, for CRE and C&I loan datacontributed by banks.

T r e p p A n o n y m i z e d l o a nl e v e l r e p o s i t o r y

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A Better Solution for Portfolio Risk Management

Value to Participants

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Trepp’s Anonymized Loan Level Repository (T-ALLR) houses CRE and C&I data from large and mid-sized commercial banks. The T-ALLR Data Feed contains anonymized loan level and period level attribute and performance information on each loan. With 7+ years of history and new quarterly originations typically exceeding $7 billion for CRE and $9 billion for C&I, T-ALLR provides the breadth and depth necessary to gain insights into market activity, identify trends, and spot emerging pockets of risk and opportunity.

The development of T-ALLR was driven by feedback from banks who wanted bank portfolio loan level performance data for improved credit risk management, stress testing, and CECL. In addition to credit modeling, customers have deployed the T-ALLR dataset in a variety of ways to create an advantage in highly competitive markets.

Banks typically only know about the deals won and lost, resulting in a market activity blind spot. T-ALLR provides greater insights into deals getting done, allowing banks to price and structure loans competitively without leaving money on the table or offering terms outside of their risk appetite.

Managing risk does not mean avoiding risk and requires a broad and comprehensive understanding of trends, activities, and concentrations in any given market. T-ALLR allows banks to avoid data gaps that can hinder decision making and help ensure they are prepared for the next economic downturn.

Proactive Risk Management

Responsive Risk Management

Monitoring Market Level Trends: New Loan Composition, Terms & PricingFirst Line of Defense Second Line of Defense

Portfolio Risk Management / KRI Metric Development

Provide timely deal level data on pricing and term trends needed to win business at the most profitable level.

Provides risk management with timely data to identify emerging market level risks, concentrations, and to eliminate potential blind spots.

Provide line managers with timely market level data needed to balance business goals against risk appetite to maximize risk based returns.

Enables the creation of much more granular peer analysis to include benchmarks and performance metrics based on property type, size, market, and loan purpose.

First Line of Defense Second Line of Defense

The Trepp-ALLR Data Feed will contain the aggregated set of anonymized loans (i.e. thousands of more loan records than each bank has on its own) which will provide Banks with a larger and more relevant data set and the ability to create statistically more accurate models.

t r e p p A n o n y m i z e d l o a nl e v e l r e p o s i t o r y

About Trepp, LLC

Trepp, founded in 1979, is the leading provider of information, analytics and technology to the CMBS, commercial real estate and banking markets. Trepp provides primary and secondary market participants with the web-based tools and insight they need to increase their operational efficiencies, information transparency and investment performance. From its offices in New York, San Francisco and London, Trepp serves its clients with products and services to support trading, research, risk management, surveillance and portfolio management. Trepp is wholly-owned by DMG Information, the information publishing division of the Daily Mail and General Trust (DMGT).

For more information, visit www.Trepp.com.

New York212.754.1010

San Francisco510.893.1760

London+44 (0)20.7621.2075

info@trepp.com

Alex Karavousanos (212) 329-6178 alexk@trepp.com

Next Steps

If you are interested in participating or have questions, please contact:

A Trusted Partner

Modeling

Risk Management

Benchmarking

Experience Matters

T-ALLR is a Trepp managed, partici-pant-guided data consortium. Trepp actively engages with each participat-ing bank to continually improve and refine T-ALLR to ensure participant banks are receiving maximum value. From the initial design of data templates to the benchmark, market, and data quality reports, customer feedback through working groups and advisory panels has been instrumental to T-ALLR’s design.

Trepp has been capturing, cleaning, storing, and analyzing data on CRE loans for more than 20 years. In today’s environment, data security is a paramount concern for everyone in the financial services industry. Trepp has made data security a foundational compo-nent of T-ALLR.

From data encryption to multifactor authentication, background checks to data access controls – participants can rest assured that Trepp is taking all necessary actions to protect their data.

Trepp embraces the vendor risk management process and welcomes questionnaires, audits, and onsite inspections. T-ALLR’s experienced team has efficiently passed every vendor risk management review, including reviews from the largest financial institutions in the country.

Licensing & Structure

There are no participation fees. Licensing fees for the loan level data feeds are based on asset size of participating bank.

Participants that submit data receive substantial discounts compared to non-participants. Participants will receive free quarterly CRE, Construction, C&I, Multifamily and other available summary level reports.