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About YES BANK:

YES BANK, India's new age private sector Bank, is an outcome of the professional entrepreneurship of itsFounder, Rana Kapoor and his highly competent top management team, to establish a high quality, customercentric, service driven, private Indian Bank catering to the "Future Businesses of India". YES BANK is the

only Greenfield license awarded by the RBI in the last 15 years, associated with the finest pedigree investors.YES BANK has fructified into a "full service" commercial Bank that has steadily built Corporate andInstitutional Banking, Financial Markets, Investment Banking, Corporate Finance, Branch Banking,Business and Transaction Banking, and Wealth Management business lines across the country, and iswell equipped to offer a range of products and services to corporate and retail customers.

The Bank has adopted international best practices, the highest standards of service quality and operationalexcellence, with innovative state-of-the-art technology, and offers comprehensive banking and financialsolutions to all its valued customers. A key strength and differentiating feature of YES BANK is its knowledgedriven approach, which goes beyond the traditional realm of banking, and helps adoption of a diagnostic andprescriptive approach towards superior product structuring.

At YES BANK, we are committed to supporting the sustainable growth and development of sunrise sectorsin the country, by facilitating overall growth through strategic knowledge initiatives. YES BANK has formed aspecialized 'Development and Knowledge Banking Division' focusing on key growth sectors likeInfrastructure, Food & Agribusiness, Telecommunications, Information Technology, Lifesciences,Infrastructure, Renewable Energy, Media & Entertainment, Manufacturing and Textiles, among others. YES

BANK's unique knowledge driven sectoral approach provides industry specific financial solutions whichfacilitate superior structuring and tailored financial solutions. Based on efficient product delivery, industrybenchmarked service levels, and strong client orientation, YES BANK already services a number of leadingcompanies in India.

YES BANK has a vision to champion 'Responsible Banking' in India where the concepts of Corporate SocialResponsibility and Sustainability are embedded in the DNA of the organization and integrated in its BusinessFocus. YES BANK is committed to adding long term value to society, to differentiate itself in the marketplacebased on a strong 'sustainability mandate' and to build in flexibility and openness as part of its core strategy.The Bank has engaged with global thought leadership forums like the Clinton Global Initiative (CGI), TripleBottom Line Investing (TBLI) and Tallberg Forum. YES BANK has recently become the first Indian Bank tobecome a signatory to the United Nations Global Compact. YES BANK has also launched YES SAMPANN,a microfinance initiative of the Bank focused on developing a pioneering strategy of Direct Intervention for themicrofinance domain in collaboration with ACCION International, USA.

YES BANK has invested in the best IT systems and practices in order to make its technology platform astrategic business tool for building a competitive advantage. The Bank has outsourced a significant part of its

technology, infrastructure and hardware requirements, which has enabled the Bank to achieve highstandards of customer service at comparatively lower cost structures. YES BANK is committed to executinga concerted strategy by continuously launching innovative and secure banking channels to enhance customersatisfaction and increase focus on providing convenience and choice to our clients. The Bank has partneredObopay USA, to launch secure mobile payment solutions for the first time in India.

YES BANK has been recognized amongst the Top and the Fastest Growing Bank in various IndianBanking League Tables by prestigious media houses and Global Advisory Firms, and has received nationaland international honours for our various Businesses including Corporate Finance, Investment Banking,Treasury, Transaction Banking, and Sustainable practices through Responsible Banking. The Bank hasreceived several recognitions for our world-class IT infrastructure, and payments solutions, as well asexcellence in Human Capital.

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Financial Trust

The vast banking experience of Founder, Rana Kapoor, has been strengthened by the financial supportof Rabobank Netherlands, a AAA rated private Bank, and respected global institutional investors likeOrient Global, Rabobank, Franklin Templeton, AIF Capital, Swiss Re, Khazanah Nasional, Fidelityamongst others to provide YES BANK a strong foundation of enduring financial trust.

Human Capital

At YES BANK, we look to offer comprehensive banking and financial solutions. Which is why, we have

inducted top quality Human Capital across all our banking functions, including Corporate & InstitutionalBanking, Financial Markets, Investment Banking, Business & Transactional Banking and Retail Banking &Wealth Management.

Knowledge Banking

Our differentiated view of banking as a knowledge-based industry has ensured that our Bankers are alsoindustry experts in sectors like Food & Agribusiness, Life Sciences, Telecommunications, Media &Technology, Infrastructure, Retailing & Textiles and Select Engineering. These Knowledge Bankers offerinvaluable and in-depth insights into these sectors, thereby helping our clients to develop great ideas andnurture them to fruition.

Technology Edge

Technology is another key differentiator at YES BANK. Our alliances with best-of-breed technologypartners ensure proactive, on-demand support to meet our growth requirements, as well as the

continuous development of our systems infrastructure and delivery channels.

Corporate Governance

Our foundations have been inscribed with stringent Corporate Governance measures, wherebytransparency, disclosure norms and accountability have paramount importance, in order to safeguard thetrust and wealth of each and every stakeholder and customer.

Responsible Banking

Our commitment extends further, from our customers, investors, stakeholders and employees to societyat large. By focusing on sustainability and corporate social responsibility, we aspire to be a role modelinstitution in Responsible Banking.

Growth

Indeed, at YES BANK, we look to partner the growth of our clients, while they gain from leveraging ourfinancial expertise, thereby enabling us to accomplish our mission of Creating and Sharing Value.

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