Meticulously shapingWealth Management solutions for you!

Jewellery has always been an indispensible part of India's culture. �e craftsmanship behind every single piece, the deep sense of aesthetics, the

eye for detail and passion for perfection have all helped sculpt the many beautiful jewels of India.

�e art involves meticulously selecting a combination of precious stones that are in harmony with the chosen metal. Once the distinct elements are chosen, they are painstakingly placed to create symmetry of rhythm that will complement the individuals who will one day call it their own. �e craftsmen then thoroughly polish each setting to bring out its exceptional radiance.

It is this craftsmanship and dexterity, refined over the years that make Indian jewellery so unique. At Aditya Birla Money Wealth Management, our team of professionals are like these craftsmen, ensuring that your portfolio is as distinct as you and your financial goals. We craft a sublime creation that is just the perfect fit for you.

Some might say investing is a science, one that follows a fixed discipline, with defined principles and rules. But calculations and numbers will only take you to a certain point. Beyond that, it's the expertise that counts.

Picking the right investments, identifying growth opportunities and correctly managing your exposure to different asset classes, requires immense skill and a strong sense of discipline. For us at Aditya Birla Money Wealth Management, creating an optimum portfolio is a skill that we have polished over the years. Based on your goals and expectations, we offer you an expert panel of professionals who help mould sound investment strategies. We help translate your financial dreams into monetary reality by carefully crafting portfolios that are centered on you getting the most out of your investments.

With Aditya Birla Money Wealth Management, you have a dedicated advisor who not only strives to help you meet your financial goals but also exceeds your expectations at every step.

Since our inception, We have built a platform that produces high quality outcomes. Our mission is to deliver excellent advice, driven by the relationships we forge with our clients. We take pride in our intensely personalised, prompt and hands-on service.

At Aditya Birla Money Wealth Management, we offer you sound investment strategies and financial expertise to craft a portfolio that perfectly suits your financial dreams and requirements.

Aditya Birla Money Wealth Management

�rough a consolidated strategy, we offer you investment solutions and opportunities across varied financial products.

We provide you with new investment opportunities and solutions which allow you to choose from a broad spectrum of financial products. With Aditya Birla Money Wealth Management, you will have access to the most viable wealth management products and solutions. With a well-planned wealth consolidation strategy, we ensure a lasting legacy for you and your loved ones.

Traditional investment solutions• Debt - Fixed deposits and bonds - Fixed maturity plans - Debt mutual funds• Equities - Direct equity and equity mutual funds - Portfolio management products - Stocks and derivatives• Commodities - Commodities trading

Financing support solutions• Loan against securities - Loan against shares - Loan against AAA bonds• Loan against property• IPO financing• Line of credit against securities

Our range of offerings

Financial planning solutions• Retirement planning• Survivor care planning• Loan counselling• Healthcare planning• Tax planning

Alternate solutions• Structured products - Equity/Commodities linked debentures• Real estate - Commercial/Residential investment offerings - Real estate funds - Real estate advisory services• Private equity - Venture fund offerings from leading private equity funds/players

Corporate Office: One Indiabulls Center, Tower 1, 14th Floor, Jupiter Mills Compound, 841 Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013. Tel: 022-43567000. www.adityabirlamoney.com CIN NO.: U61190GJ1997PLC062406

Contact Information

(a) �e information contained herein is meant solely for the selected recipient to whom it has been specifically made available to by Aditya Birla Money Mart Limited (ABMML). (b) �e information contained in this document is for general information purposes only and nothing in this document constitute as an offer to buy or sell or solicitation to buy / sell any securities. �is document is not intended for distribution in countries where distribution of such material is subject to any licensing, registration or other legal requirements. No part of this document must be altered, transmitted, copied or distributed to any other person or to the media or reproduced in any form, without prior written consent of ABMML. (c) ABMML is engaged in providing execution and distribution services for third party financial products, the services offered by ABMML are purely recommendatory, non-exclusive and non-binding in nature. �e services do not assure returns for attainment of any investment objectives and neither is there an assurance that the investment objectives will be achieved as the same is subject to performance of the mutual fund schemes, securities and forces affecting the securities market. (d) ABMML does not accept funds from the customers for management. �e Services provided by ABMML are non–binding in nature and it will not in any way mean and be construed that ABMML or any of its employees or associates having been in any way involved in your decision making process. �e investment decision, if any, will be taken by you in your sole and absolute discretion. �e services therefore cannot be in any manner termed or construed as management of your portfolio. ABMML shall not be held responsible in any manner whatsoever for the consequences resulting from you taking the decision based on our research. You may therefore obtain your own Legal, tax and financial advice before making a decision. (e) All investments in mutual funds, securities, commodities, currency derivates and other financial products are subject to market risks, and therefore all scheme related documents, Information Memorandum, product literature, sales brochure must be read carefully before making an investment decision. ABMML or any of its employees, cannot be held liable for any direct or indirect damages or loss; if any, resulting out of your investment decision. (f) �e information, opinion, views contained in this document are as per prevailing conditions and are of the date appearing on this material only and are subject to change. No reliance may be placed for any purpose whatsoever on the information contained in this document or on its completeness. Neither ABMML nor any person connected with it accepts any liability or loss arising from the use of this material. �e information set out herein may be subject to updating, completion, revision, verification and amendment and such information may change materially including regulatory changes / notifications. (g) Nothing in this document is intended to constitute legal, tax or investment advice, or an opinion regarding the appropriateness of any investment, or a solicitation of any type. �e contents in this document are intended for general information purposes only. (h) Tax benefits, if any, are as per the Income Tax Act, 1961, and are subject to change from time to time. (i) ABMML inter-alia being engaged in the distribution of third party financial products may receive fees / commission from the issuers of these products. (j) Wealth Management, distribution of FDs, Bonds, structured products, portfolio management products Real Estate Property Services and Mutual Fund Distribution (ARN 0003) is through Aditya Birla Money Mart Limited (ABMML). Securities Broking is through Aditya Birla Money Limited (ABML) and Commodity Broking is through Aditya Birla Commodities Broking Limited (ABCBL), ABMML is an authorised person of ABML and ABCBL, which are their group companies. Home Loan, Loan Against Property, Loan Against Shares & Lease Rental Discounting are available through third party service providers like Banks or Non Banking Financial Company (NBFC) as per their terms and conditions.

All information is as on 31 Aug. 2012.

Stay ahead with our complete range of financial solutions

Aditya Birla MoneyBroking & Distribution

Being optimistic and focused with your investments can help you achieve your

financial goals faster.

However to do so, several factors need to be considered like your risk profile, products

you have invested in, time frame and even uncontrollable factors such as market

movements and inflation etc. A financial partner with adequate experience, expertise

and sound judgement can be of great help!

�is is where we come in. Be it wealth creation, a regular source of income or savings,

we at Aditya Birla Money help you identify an ideal investment strategy based on your

investment objectives and risk appetite. From the best products in Mutual Funds,

Equities, Insurance and Commodities to Property Solutions, we are here to help. So

stay bullish with our range of investment solutions and services available at any of our

branches and even online!

Rest assured, if you have a financial need, we have a solution.

Products & Services for your distinct investment needs

Your reason for investing may depend on your current needs. With a wide range of offerings,

we make sure your investment requirements are taken care of.

Invest in Equity

- Research support for portfolio creation & restructuring

- Multiple Access – Internet, Mobile, Branch & Central Desk

- Dedicated Relationship Manager

Advisory & research support for your mutual fund investments

Protection, Savings & Retirement solutions

Bonds from Government of India & Public Sector Undertakings

Attractive fixed deposit schemes of major corporates & financial institutions

Best-in-class priority services for your trading needs

Time is of the essence when you are trading in the markets. We offer you specialised and

comprehensive services, reviews and expert analysis in a timely manner to help you stay positive

about your investment decisions.

Trade in Equity, Derivatives, Commodities & Currency Segments through a single platform

Technical Analysis with advanced Charting Tools

Customised risk policies designed to suit different categories of large trading customers

Expert Technical Analysts to support and guide you on various trading strategies

Trading platform with access through internet, desktop application and mobile application

Aditya Birla Money Trade Metri(s)ksSM

- A unique trade analytics tool

- Trader Analytics to track & improve your trading experience

- Insights into your trading behaviour using complex algorithms

Exceeding your expectations, always!

We realise that your financial needs may extend above and beyond the normal realms, we

therefore offer several attractive services which help you make the most of every opportunity

that comes your way.

Financial Planning & Mutual Fund Advisory Services

Real estate and property services for your residential & commercial requirements

Home Loan & Commercial Property Loan

Loans against your Shares

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One View- Multiple Accounts

(Banks, Mutual Funds, Life Insurance, Credit Cards and Loans)

- Manage Bills

Analysis and Advice - Analyise your income,

expenses and investments

- Get Customised Advice

Transact - Buy or Sell Investments - Plan and File your Taxes- Pay Bills

Aditya Birla MoneyBroking & Distribution

Equity Broking is through Aditya Birla Money Limited; NSE – SEBI Registration No.: INB 23 1347031, Derivatives – INF 23 1347031, Currency – INE 23 1347031, BSE – SEBI Registration No.: Equity – INB 01 1347037, Derivatives – INF 01 1347037, MCX –SX – SEBI Registration No.: Equity - INB 26 1347034, Derivatives – INF 26 1347034, Currency – INE 26 1347031. Commodity Broking is through Aditya Birla Commodities Broking Limited - NCDEX Membership No. 00158, MCX Membership No. 28730, FMC Registration No. NCDEX/TCM/CORP/0180, MCX/TCM/CORP/0023. Mutual Fund Distribution is through Aditya Birla Money Mart Limited, ARN 0003. Life Insurance is through Aditya Birla Money Insurance Advisory Services Limited, licensed to act as a Corporate Agent of Birla Sun Life Insurance Company Limited. IRDA license no. BSL 308007. Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. Mutual Fund Investments are subject to Market Risks; please read the Scheme Information Document & Statement of Additional Information carefully before investing. Investments in securities, commodities and currency derivative market and other instruments are subject to market and other risks and price fluctuations and the prices may go up or down depending upon the factors and forces affecting the market. Please read the risk disclosure document, rights and obligations, guidance note, Do’s and Don’ts , policies and procedure carefully before making any investment decision.Distribution of FDs, Bonds and Property Services is through Aditya Birla Money Mart Limited. �e services of myuniverse.co.in are offered by Aditya Birla Customer Services Private Limited.Regd. Office: Indian Rayon Compound, Veraval- 362 266.Corporate Offices: Ali Centre, 53, Greams Road, Chennai 600 006. Tel: +91-44-39190002/3 Fax: +91-44-28290835One Indiabulls Centre, Tower 1, 14th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai-400 013.Tel: +91-22-43568300 Fax: +91-22-43568310/11 www.adityabirlamoney.com

visitwww.adityabirlamoney.com

call1800-300-29999

e-mailadityabirla.money@adityabirla.com