hipay presentatie - using payment data in the fight against fraud

Using payment data in the fight against fraud26.01.2016

Enterprise

About HiPayA global payment provider

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Enterprise

Our clientsThey trust us

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Our mission

It’s more than just a payment.

We partner with our merchants to increase revenue byimproving conversion rates while limiting risk.Technology, value-added services combined witha 360-degree analysis of customer data boostssales and profitability!

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Fighting fraud is a battle not to betaken lightly

Online fraud: the primary concern of e-merchants

In Europe, online fraud represents on average a lossof 1% of e-merchants’ sales.

Optimized fraud protection must be considered as agrowth driver allowing you to realize additional gainsand cost savings.

It deals with converting more transactions into actualsales while ensuring a low fraud risk.

73 % of European internet usersare reluctant to communicate their bank details on e-commerce websites.

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The Fraud Protection Service

Our FPS module for detecting fraud fits perfectly within youractivity by combining payment rules with business rules into anadvanced scoring tool.

A market leading tool

More than 80 configurable criteria

Integration of your own business data

3D Secure on demand

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Block fake accountsAccording to the creation date of user accounts.

…and adjust the final scorefor customers using the most reliable carriers for themerchant!

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Reinvent fraud preventionby targeting risk factors specific to your activity

Custom data

- Delivery option (pick-up delivery, carrier, express delivery, etc.)

- Special and promotional offers applied (promotional code, discounts, etc.)

- Ongoing marketing strategies (campaign and acquisition channel, affiliation, sponsor, first order, etc.)

- Information linked to product details (collection, quantities, etc.)

Protect star productsLuxury or clothing sectors require stronger securityrules on baskets containing specific items

Control delivery areas…often targeted by fraud and requiring extra caution.

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In order to strengthen the analysis ofyour payment data, custom data canbe integrated into our Data &Analytics tools such as:

Using your data in the fight againstfraud

Enterprise

Data visualization100+ dashboards and reports to help you easily understand your payment data

Data Analysis is based upon tools provided by Tableau Software, a worldwide market leader. 10

An in-depth analysis of every transactionOur Risk Management Team will ensure that the most appropriate rules and outcomes are implemented

Chargeback analysis

Analysis of anti-fraud filters per payment method

Transaction & anti-fraud filter status

Volume of transactions blocked by anti-fraud filters

Example of merchant reports from HiPay’s Data & Analytics tool

Merci.Des questions ?