businessweek mindanao (february 6-7, 2013 issue)

12
Market Indicators US$1 = P40.59 6,435.9 points X FOREX PHISIX AS OF 5:54 PM JAN. 28, 2013 (Monday) X 10 cents 117 points Briefly Armm investments DAVAO City -- Mujiv S. Hataman, acting governor of the Autonomous Region in Muslim Mindanao, has called on the island’s trad- ers to invest in his region, noting its business climate has improved significantly. “Your investment is not just for the profit, but also as help in attaining peace in the country,” Mr. Hataman said during the Mindanao Development Forum held at this city’s Marco Polo Hotel on Fri- day. To lure investors, he also assured them that his governance will ensure that investments are pro- tected. Mr. Hataman said new private sector projects have to start now and in- vestors must not wait for final agreement between the National Government and the Moro Islamic Lib- eration Front to be signed. CBAs signed KORONADAL City -- La- bor Secretary Rosalinda Dimapilis-Baldoz wel- comed the signing of a new collective bargaining agreement (CBA) between the management of Coca- Cola Bottlers Philippines, Inc.- General Santos City and its union, the General Santos Coca-Cola Plant Free Workers Union-Tupas, without any need for DOLE intervention. Citing a report of Na- tional Conciliation and Mediation Board Executive Director Reynaldo Ubaldo, Baldoz said this is the first time for Coca-Cola Bot- tlers Philippines, Inc. to conclude a CBA after only six negotiation meetings. “This is an indication that when workers and management work together in an atmosphere of trust and with the general wel- fare of workers and interest of company sustainability and competitiveness in mind, nothing is impos- sible,” Baldoz said. P15.00 Issue No. 158, Volume III February 6-7, 2013 Wednesday-Thursday Cagayan de Oro City Editorial and advertising email : [email protected] • Cell Number : 0917-7121424 • 0947-8935776 NOW every Mondays, Wednesdays, & Fridays BusinessWeek www.businessweekmindanao.com YOUR LOCAL ONLINE BUSINESS PAPER MINDANAO POWER/PAGE 7 TURNS/PAGE 7 PROGRAM/PAGE 7 Power crisis hinders Mindanao’s growth FAILED TEST. Testing a PCOS machine at the City Central School in Cagayan de Oro did not go perfectly as the Smart signal went static on Saturday morning. Leading the Comelec officials in demonstrat- ing how to use the machine are Commissioner Grace Padaca (right) and Assistant Regional Director Dolette Cuevas-Banzon (behind Padaca). PHOTO BY GERRY LEE GORIT By ANN MARIE MAGSAYO Staff Member T HE National Economic Development Author- ity on Monday said the continued power problem in Mindanao is one of the “most binding constraints” to the region’s development. NEDA Director General Arsenio Balisacan specifically pointed out during the Philippine Development Forum (PDF) in Davao City on Monday that power outages are affecting busi- ness operations and other activities in the region, making it an unattractive investment destination. BOODLE FIGHT. Misis Hanepbuhay Cynthia Villar joins Laguna First Dis- trict Rep. Dan Fernandez and other local officials of San Pedro, Lagu- na in a boodle fight during her recent visit in the province. ADVERTORIAL Rural Mindanao program to be replicated nationwide By CARMELITO Q. FRANCISCO Correspondent DAVAO City -- The National Government and the World Bank are looking at success stories under the Mindanao Rural Development Program (MRDP) for replication in a similar nationwide program. Arnel V. de Mesa, MRDP Abad: Economic spotlight turns to Mindanao BUDGET and Management Secretary Florencio B. Abad confirmed that the development of Mindanao continues to be a priority for the Aquino ad- ministration, especially in view of the Bangsamoro peace framework and UP TO 15% DISCOUNT ON DOWNPAYMENT DOWNPAYMENT- UP TO 12-24 MONTHS TO PAY BALANCE PAYABLE IN 10 YEARS @ 10% FLAT RATE deputy program director, said the two agencies have started an assessment, with a team visiting towns in North Cotabato for a closer look at the program’s projects. The planned national program would be patterned after the MRDP and would J.P. RIZAL - CRUZ TAAL STS., (NEAR SHANGHAI BAKERY) DIVISORIA, CAGAYAN DE ORO CITY

Upload: dante-sudaria

Post on 28-Mar-2016

222 views

Category:

Documents


4 download

DESCRIPTION

BusinessWeek Mindanao (February 6-7, 2013 Issue)

TRANSCRIPT

Page 1: BusinessWeek Mindanao (February 6-7, 2013 Issue)

Market Indicators

US$1 = P40.59 6,435.9 points

X

FOREX PHISIX

AS of 5:54 Pm JAn. 28, 2013 (monday)

X10cents

117points

BrieflyArmm investmentsDAVAO City -- Mujiv S. Hataman, acting governor of the Autonomous Region in Muslim Mindanao, has called on the island’s trad-ers to invest in his region, noting its business climate has improved significantly. “Your investment is not just for the profit, but also as help in attaining peace in the country,” Mr. Hataman said during the Mindanao Development Forum held at this city’s Marco Polo Hotel on Fri-day. To lure investors, he also assured them that his governance will ensure that investments are pro-tected. Mr. Hataman said new private sector projects have to start now and in-vestors must not wait for final agreement between the National Government and the Moro Islamic Lib-eration Front to be signed.

CBAs signed KORONADAL City -- La-bor Secretary Rosalinda Dimapi l is -Baldoz wel -comed the signing of a new collective bargaining agreement (CBA) between the management of Coca-Cola Bottlers Philippines, Inc.- General Santos City and its union, the General Santos Coca-Cola Plant Free Workers Union-Tupas, without any need for DOLE intervention. Citing a report of Na-t ional Concil iat ion and Mediation Board Executive Director Reynaldo Ubaldo, Baldoz said this is the first time for Coca-Cola Bot-tlers Philippines, Inc. to conclude a CBA after only six negotiation meetings. “This is an indication that when workers and management work together in an atmosphere of trust and with the general wel-fare of workers and interest of company sustainability and competitiveness in mind, nothing is impos-sible,” Baldoz said.

P15.00Issue No. 158, Volume III • February 6-7, 2013Wednesday-ThursdayCagayan de Oro City

Editorial and advertising email : [email protected] • Cell Number : 0917-7121424 • 0947-8935776

Now

every Mondays,

wednesdays, & Fridays

BusinessWeek www.businessweekmindanao.com

YOUR LOCAL ONLINE BUSINESS PAPERMINDANAO

power/PAGE 7

turns/PAGE 7

progrAm/PAGE 7

Power crisis hinders Mindanao’s growth

FAILED TEST. Testing a PCOS machine at the City Central School in Cagayan de Oro did not go perfectly as the Smart signal went static on Saturday morning. Leading the Comelec officials in demonstrat-ing how to use the machine are Commissioner Grace Padaca (right) and Assistant Regional Director Dolette Cuevas-Banzon (behind Padaca). photo by gerry lee gorit

By ANN MARIE MAGSAYOStaff Member

THE National Economic Development Author-ity on Monday said the

continued power problem in Mindanao is one of the “most binding constraints” to the region’s development. NEDA Director General Arsenio Balisacan specifically pointed out during the Philippine Development Forum (PDF) in Davao City on Monday that power outages are affecting busi-ness operations and other activities in the region, making it an unattractive investment destination.

BOODLE FIGHT. Misis Hanepbuhay Cynthia Vi l lar joins Laguna Fi rst Dis-t r ict Rep. Dan Fernandez and other local of f icials of San Pedro, Lagu-na in a boodle f ight during her recent visi t in the province. advertorial

Rural Mindanao program to be replicated nationwide

By CARMELITO Q. FRANCISCOCorrespondent

DAVAO City -- The National Government and the World Bank are looking at success stories under the Mindanao Rural Development Program (MRDP) for replication in a similar nationwide program. Arnel V. de Mesa, MRDP

Abad: Economicspotlight turns to Mindanao

BUDGET and Management Secretary Florencio B. Abad confirmed that the development of Mindanao continues to be a priority for the Aquino ad-ministration, especially in view of the Bangsamoro peace framework and

up to 15% discount on downpaymentdownpayment-up to 12-24 months to paybalance payable in 10 years @ 10% flat rate

deputy program director, said the two agencies have started an assessment, with a team visiting towns in North Cotabato for a closer look at the program’s projects. The planned national program would be patterned after the MRDP and would

J.P. RIZAL - CRUZ TAAL STS.,(NEAR SHANGHAI BAKERY)DIVISORIA, CAGAYAN DE ORO CITY

Page 2: BusinessWeek Mindanao (February 6-7, 2013 Issue)

0917-7154399088-856-8562/63

AmenItIes : ZORBIT * ATV * TREE TOP ADVENTURE BUGGY * BUNGEE

* PICNIC GROUNDS PLAYGROUND * CAFE * LUGE * MINI GOLF ROOM

ACCOMODATIONS

Economy2 Wednesday - Thursday I Feb. 6-7, 2013 BusinessWeek www.businessweekmindanao.com

YOUR LOCAL ONLINE BUSINESS PAPERMINDANAO

JV: Economic growth meaningless if millions remain poor

Ejercito Estrada

SAN Juan Rep. JV Ejercito Estrada reminded the Aquino administration that its “economic gains” may be meaningless if it will not be able to improve the lives of Filipinos and lift millions out of poverty.

The survey showed that some 120,000 additional Filipino workers joined the ranks of the unemployed last year. The country’s unemploy-ment rate went up despite the fact that prior to the release of the survey, the Philippines posted a 6.5 percent increase in its gross domestic product (GDP)--the sum of goods and services produced within the country’s borders--in January to September 2012. “President Aquino and his Cabinet should also ask the 10.9 million Filipino

households who considered themselves poor in an SWS survey whether the 6.6 percent economic growth in 2012 had an impact on their lives,” said Ejercito Estrada. In a survey by the Social Weather Stations (SWS) in January, an additional 1.4 million Filipino households rated themselves “mahirap.” The SWS poll, which was conducted on Dec. 8 to 11, indicated that 54 percent of respondents or 10.9 million Filipino households consid-ered themselves poor. This is

Ejercito Estrada said the 6.6-percent economic growth posted by the Philippines last year will not mean anything to Juan de la Cruz unless it translates into more jobs, higher pay, and an over-all improvement in the quality of his life. “If the country’s economy

performed ‘beyond expecta-tions,’ why then did we have more unemployed Filipinos last year?” the young lawmaker asked. The San Juan solon pointed out the results of the Octo-ber 2012 Labor Force Survey which revealed that 2.76 mil-lion Filipinos are unemployed.

higher than the 47 percent or 9.5 million Filipino families recorded in August 2012. The young lawmaker also noted that while the salary of minimum wage earners have remained the same, the prices of basic goods and services such as food and utilities rise every year. “Our minimum wage earn-ers practically have no respite from the continuous increase in the price of basic goods and services. So before the Aquino administration f launts its economic gains, it must first

examine whether these have really trickled down to the people.”

Oro Council allows mayor to ink pact on IDPs housingTHE City Council here re-cently enacted an ordinance authorizing the City Mayor to enter into and sign the memorandum of agreement (MOA) with the National Housing Authority (NHA) to develop housing facilities here. Vice Mayor Ian Acenas, presiding officer of the City Council, said that the MOA, in coordination with the Of-fice of the City Mayor, would facilitate the timely and or-derly relocation of Internally Displaced Persons (IDPs) in

these develop lots. Aside from IDPs, other beneficiaries include victims of typhoon Sendong in the wait-list for free houses and lots, Acenas added. He said the memorandum of agreement stipulated that the NHA pays the initial amount equivalent to not more than 30 percent of the property’s approved acquisi-tion cost and assists the city government in the conduct of the beneficiary selection process through the Local

Inter-Agency Committee (LIAC). For its part, the city gov-ernment would extend techni-cal support in the incremental development of the project site; assist in the planning, development, fund sourcing and technical support in the development of the site as well as provide socioeconomic services such as health cen-ter, police assistance, multi-purpose covered court in the community, among others, Acenas said.

DSWD turns over P140M to OroMAYOR Vicente Y. Emano accepted, on behalf of the city of Cagayan de Oro, a P140 million check from De-partment of Social Welfare and Development (DSWD) regional director Atty. Araceli Solamillo for the construction of decent, permanent houses for calamity victims.

This took place during the groundbreaking and capsule-laying rite of the Cagayan de Oro Resettlement and Social-ized Housing Program at the 16-hectare relocation site in Barangay Pagatpat. In his message during the program, the mayor thanked DSWD Secretary Dinky Soli-

man and Dir. Solamillo for providing funds for the reha-bilitation of Typhoon Sendong survivors. “The successes accom-plished by the city are due to Sec. Soliman and Dir Sol-amillo,” the mayor cited, as he also acknowledged the great help extended by the Habitat for Humanity and Gawad Kalinga. Mayor Emano said their support to the city will be enshrined in the hearts and minds of all Kagay-anons. The mayor formally turned over the P140 million check to the HFHP’s Leonilo Escalada during the program. The HFH will be implementing the hous-ing project.

TRANSFORMATION In her message, Dir. Sol-amillo expressed gladness as she observed the transfor-mation of Typhoon Sendong victims and how they are back on their feet. She thanked Mayor Emano for his brand of leadership, which she said is worth emu-lating.

HOUSES According to Escalada, 1,742 duplex-type houses will be constructed at the Pagatpat relocation site. Each house will have a floor area of 21 sq.meters and will be constructed in a 42 sq. mt.-lot., he added. Escalada confirmed obser-vations of the DSWD regarding the fast rehabilitation process in Cagayan de Oro. He cited that the HFH had a different experience in the city when it comes to build-ing houses and rehabilitating calamity victims. Escalada gave credit to Mayor Emano and city officials for this. “We hope to replicate the CdeO model of rebuilding in Compostela Valley and Davao del Norte,” he added. (LCR)

Page 3: BusinessWeek Mindanao (February 6-7, 2013 Issue)

Economy

3BusinessWeek www.businessweekmindanao.com

YOUR LOCAL ONLINE BUSINESS PAPERMINDANAOWednesday - Thursday I Feb. 6-7, 2013

Page 4: BusinessWeek Mindanao (February 6-7, 2013 Issue)

4 Wednesday - Thursday I Feb. 6-7, 2013 BusinessWeek www.businessweekmindanao.com

YOUR LOCAL ONLINE BUSINESS PAPERMINDANAO

Dr. Chang Hyun You, Mushroom Specialist from Korea and the COIKA-COAID project team leader, delivers his lecture to the 40 participants comprising of Claveria farmers, MOSCAT faculty and students, and the municipal agricultural technicians.

Dole Philippines to finally ship bananas to US soilDOLE Philippines may now ship Cavendish to the Unit-ed States after the maiden export of the commodity was frustrated by Typhoon Pablo last December, the Bureau of Plant Industry said Monday, noting that the shipment was cleared by the US Department of Agriculture (USDA). An initial shipment of 3,000 metric tons will be made in the first quarter, said Bureau director Clarito Barron. The Philippine official

said his American coun-terpart, Kelan Evans of the USDA Animal and Plant Health Inspection Service (APHIS) conveyed the of-f icial import ruling that covers the the shipment to the US mainland. Barron and Evans met on Monday, during which the US official also said that the USDA- APHIS certified mango plantations in Davao Oriental and Samal Island as pest-free. “This means that we may also export mangoes from these areas

other than Guimaras,” Bar-ron noted. No volume has yet been specified for mango ship-ments to the US. “We are still working on the proto-cols for that,” said Barron. Typhoon Pablo destroyed banana plantation in Davao and Campostela Valley in early December, which com-pelled the Philippines to postpone the maiden ship-ment of Cavendish to the US to cover existing export contracts with Japan and South Korea.

Tangub City receives FMRTANGUB City -- Residents of barangay Tugas and Guina-bot were delighted to accept the concreted 503 meter-length Farm-to-Market-Road (FMR) from the Department of Agriculture, Mindanao North Coast Integrated Area Development Project (DA-MNCIADP) on January 30, 2013. In an interview with Brgy. Guinabot Chairperson Ber-nardo Atay, he said that before the construction of the FMR project in the area, “ lisod kaayo magdala sa among produkto nga saging ug kopras ngadto sa merkado kay wala mi saktong dalan.

Karomata lang ang makaagi kay tungason kaayo.” With the said aspiration realized, the residents can now own vehicles that can haul their produce from their barangay down to the mar-ket. Travel time is shortened and they can now enjoy the access of a road network. The farmer-beneficiaries are likewise happy as they can maintain the quality of their products and can further demand for reasonable price which will be beneficial for them. On the other hand, Tan-gub City Mayor Philip T. Tan encouraged the residents to

be responsible in maintain-ing the road so it could still be utilized by the succeeding generations. “We should love the project for this is our own. The accessibility of this road depends on how well we take care of this.” MNCIADP project coor-dinator Carlota S. Madriaga, meanwhile, revealed that the project was materialized through a 90:10 counterpart-ing scheme wherein 90% or P2 million was shouldered by the DA while the 10% or P222,000 was shouldered by the city government of Tangub. The total project costs P2, 222,000.

Korean expert holds technology training in mushroom productionTHE Korean International Cooperation Agency (KO-ICA)- thru the Center for Overseas Agriculture and International Development (COAID) project team and the Misamis Oriental State College of Agriculture and Technology (MOSCAT) has recently started a se-ries of training seminar on mushroom technology held at MOSCAT campus in Claveria, Misamis Oriental. The activity is in support to the project on Technol-

ogy Transfer for Micro-bia l/Organic Fert i l izer and Mushroom Cultiva-tion in Claveria which is now being implemented by KOICA-COAID, DA-RFU 10 through the Claveria Experiment Station (DA-CES) and the state college. This training on mush-room technology transfer is carried out in four ses-sions at 2 hours per session (January 25, February 1, 8, and 15, 2013 at 10:00 to 12:00am) which is held at

the IA e-room. Dr. Chang Hyun-You, an expert on Mushroom Technology from Korea National College of Ag-riculture and Fisheries, South Korea and also the KOICA project team leader on Mushroom Technology Transfer is the resource speaker. KOICA-COAID pro-vides mushroom cultiva-tion book (160p volume), lunch (refreshments), gift

trAInIng/PAGE 7

Aggie News

TANGUB City––Resi-dents of barangay Tugas and Guinabot were de-lighted to accept the con-creted 503 meter-length Farm-to-Market-Road (FMR) from the Depart-ment of Agriculture, Mindanao North Coast Integrated Area Devel-opment Project (DA-MNCIADP) on January 30, 2013.

In an interview with Barangay Guinabot Chairperson Bernardo Atay, he said that before the construction of the FMR project in the area, “lisod kaayo magdala sa among produkto nga saging ug kopras ngadto sa merkado kay wala mi saktong dalan. Karo-mata lang ang makaagi kay tungason kaayo. (It’s very difficult to bring our agri-products such as ba-nanas and copra because we don’t have road access. The only transporta-tion we have were draft animals that can bring down our produce to the market which is laborious and expensive).

With the said as-piration realized, the residents can now own vehicles that can haul their produce from their barangay down to the

Tangub receives farm to market road

Tangub City Mayor Philip T. Tan handing over the certificate of project acceptance to the barangay officials headed by Barangay Chairperson Bernardo Atay. Photo by MGBSta. Elena, DA-10 RAFID

The ceremonial cutting of ribbon denotes the opening of the concreted 503 meter-FMR traversing the barangays of Tugas-Guinabot in Tangub City. The activity was headed by Hon. City Mayor Philip T. Tan, Barangay Chairperson Bernardo Atay and MNCIADP coordinator Carlota S. Madriaga.

market.Travel time is short-

ened and they can now enjoy the access of a road network.

The farmer-beneficia-ries are likewise happy as they can maintain the quality of their products and can further demand for reasonable price which will be beneficial for them.

On the other hand, Tangub City Mayor Philip T. Tan encouraged the residents to be respon-sible in maintaining the road so it could still be utilized by the succeeding generations.

Tan said: “We should love the project for this is our own. The accessibil-ity of this road depends on how well we take care of this.”

MNCIADP project coordinator Carlota S. Madriaga, meanwhile, revealed that the project was materialized through a 90:10 counterparting scheme wherein 90-per-cent or P2 million was shouldered by the DA while the 10-percent or P222,000 was shouldered by the city government of Tangub.

The total project costs P2, 222,000.

By Mary Grace Sta. elena, Contributor

Page 5: BusinessWeek Mindanao (February 6-7, 2013 Issue)

5Wednesday - Thursday I Feb. 6-7, 2013

BusinessWeek www.businessweekmindanao.com

YOUR LOCAL ONLINE BUSINESS PAPERMINDANAO

Page 6: BusinessWeek Mindanao (February 6-7, 2013 Issue)

Opinion6 Wednesday-Thursday I Feb. 6-7, 2013 BusinessWeek www.businessweekmindanao.com

YOUR LOCAL ONLINE BUSINESS PAPERMINDANAO

CImAgAlA/PAGE 7

loreChe/PAGE 7

Win with words

Our need for St. Thomas Aquinas today

THINK a minute… A famous man said, “Words are the most power-ful drug used by mankind. Words are like nitroglycerine: they can blow up bridges—or heal hearts.” It just depends on how you use them: as a weapon to hurt or a tool to help. Our tongue really does have the power of life and death. Words have brought peace or war between nations; life and death to millions. Words can either make or break the reputations and careers of people. So an important secret to success is learning how to use our words well, to say the right thing at the right time in the right way. Yet sometimes, the best

THE title may sound anach-ronistic and can provoke a turning-off reaction, given today’s general mentality. But that’s part, in fact, a big part of why we have to bring this topic out in the open. With the world drifting to a repeat of the Enlightenment that is self-generated, we need the mind of St. Thomas, his way of reasoning and look-ing at the world, to see that we need a light outside of ourselves, that our light is at best something received and can only ref lect. Ours can never be the original and creative light. When we say we have to be original and creative, we have to understand those qualities in a broad sense, never in the strict, literal sense. We can only be the moon with respect to the sun. Our originality and cre-ativity are borrowed and shared qualities. They are a given-and-received affair involving us, rational, free and therefore responsible creatures who can rightfully think that what we think, say and do are also ours even if we can only react and ref lect exterior or even interior stimuli. At the moment, we have

statement we can make is our silence. It’s also a hard argu-ment to beat. Occasionally, the only way to be heard is to be quiet. Those who have the most to say usually say it with the fewest words. It’s the wise, successful person who says more by talking less. Remem-ber, “You’ll almost never hurt yourself by what you don’t say. It’s when the fish opens his mouth that he gets caught.” So a good rule to follow is: “Don’t speak unless you can improve on the silence.” You can often tell more about a person by what they say about others than by what others say about them. The reason we enjoy talk-ing about the faults of others

is so we can feel better about our own faults. You see what you want to see and say what you want to say. It’s out of our heart that our words come. But remem-ber that a good word is as easy to say as a bad one. In fact, if we’re smart, we’ll “keep our words soft and sweet, because we may have to eat them.” Gentle words may fall lightly, but they carry great weight. So the sooner we learn to use our words well, to build others up instead of tearing them down, the sooner we’ll start enjoying success and happier relationships. But first, we need to change our heart, since that’s where our words come from. Just ask Jesus Christ to change your

heart by taking full charge of your attitudes and words everyday. Then ask Him to give you the willpower and wisdom you need so you can win with your words. Just think a minute…

ESIP Step 2: Learn to Save!

Website: www.businessweekmindanao.comE-mail : [email protected]

The BusinessWeek Mindanao is published by Busi-nessWeek Mindanao Advertising and Promotions every Monday, Wednesday and Friday of the week with office address at Tanleh Building, Abellanosa, Cagayan de Oro City. It is registered with the Depart-ment of Trade and Industry (DTI), Region 10 with Cer-tificate No. 00875701, and with Business Permit No. 2010-5698, TIN No. 946-396-807 – Non VAT. Tel. Nos.: (088)8578447, 74-5380, 0923-432-0687, 0917-7121424

ATTY. MARIO T. JUNIatty. roberto a. cantago jr.

Legal Counsels

DANTE M. SUDARIAPublisher

ROSE MARY D. SUDARIAManager

JOE DEL PUERTO FELICILDAUriel C. Quilinguing Editorial Consultants

RIZA O. ARESLIEZL A. DELOSO

JOE PALABAORENE MIChAEL BAÑOS

Marketing Consultants

NELSON CONSTANTINOeditor-in-Chief

DOLLY PELONEAdvertising

FELIX SANTILLANRONALD B. MASTAIL

Layout Artists

allan medianteexecutive Editor

Member: -Philippine Press Institute

-Cagayan de Oro Chamber of Commerce and Industry Foundation, Inc. (Oro Chamber)-Misamis Oriental - Cagayan de Oro Association of Publishers (MOCAP), Inc.

JHAN TIAFAU HURST

Think a minute

FR. ROY CIMAGALA

Hints and tracesmany thinkers who pride themselves as free-thinkers and who think they can go about understanding the world and the universe by their own selves. The bright-est of these free-thinkers cannot go far beyond their own ideas, precisely because they imprison themselves in their own world. They cannot transcend. They claim they have no biases, no presupposi-tions at all, and that they are not pre-conditioned, which are already quite an assumption to make. In the end, what they mean is that no one has the right to tell them anything. Everything ought to start and end with them. No authority is above or before them. That already sounds funny to me. Any mention of faith, religion, Church, God, etc., already turns them off. That’s already quite a contradic-tion for those who claim they are not conditioned by anything at all. They, a priori, a lready eliminate any possible contribution to their knowledge and wisdom from these sources. St. Thomas Aquinas was a medieval philosopher who made the great contribution

“A part of all you earn is yours to keep, and if you cannot save money, the seeds of greatness are not in you.” – W. Clement Stone AS the “E-S-I-P” para-digm goes: Earn. Save. Invest. Protect. Once you’ve got the mon-ey you’ve strived hard to earn (which I believe everyone has the potential of learning and doing as long as one does his best to continually increase his valuable contribution to society and the marketplace), it becomes imperative as well for you to learn how to keep and save a part of it for yourself. Saving money is not so much for the person that you are at present, but more so for the person that you are to become in the future – someone who may poten-tially be not as physically

capable and productive as the one that you are right now. The future is definitely not ours to tell, thus, it would be prudent to save! Ideally, you should be saving at least 10-20% of your earnings by “paying yourself first.” Earning money in the right and honest way is ir-refutably harder than los-ing it. No matter how large that amount may be, spend-ing money is one of the easiest things to do. P10M (~US$250,000) for the aver-age individual ordinarily takes years and years to accumulate. Most people may think this is quite an enormous sum, yet such an amount could be entirely gone in a blink of an eye should you decide to buy a BMW 750Li. As the old Japa-nese proverb goes: “Finding money is like digging in the

sand with a needle. Losing money is like pouring water into the sand.” Financial consultants will normally advise you to keep an amount equivalent to 3-6 months of your usual monthly expenses parked in liquid instruments that can easily be converted back to cash on hand. This may be in the form of savings and money market accounts or low risk liquid investment funds offering higher rates. This amount works as your buffer shield in the event a financial emergency should unexpectedly arrive. Saving is not exactly simi-lar to investing. Investing primes you up to a higher level in terms of greater po-tential growth, opportunities and rewards for your money. This will be tackled in the next topic of this column.

Earn, save, invest, and protect them all. Act now! (Dr. Adonis Agcopra is a registered international financial strategic consultant with IARFC and is portfolio director of AFIC Meridian Consultants. Log in to www.af icf inancialconsultants.com.)

be dominated by the impulses of the f lesh and the things of the world. In their worst predicament, they keep rea-son to be fully captivated by the powers of reason alone. They don’t go to limits of reason to discern a deeper, richer reality that is just beyond reason. They feel quite convinced there is no reality outside what reason can take. The contribution of St. Thomas Aquinas is precisely in demonstrating that reason has the capacity to transcend itself to discern this reality that is pure spirit and above our nature. In real life, of course, this conviction of St. Thomas can

BusinessWeek www.businessweekmindanao.com

YOUR LOCAL ONLINE BUSINESS PAPERMINDANAO

Health in Focus

DR. MARY JEANLORECHE

of synthesizing the best of philosophy from the time of the ancient Greeks with the role and requirements of faith. It was he who clearly distinguished between what is reason and what is faith, but he also made it clear that the two while distinct are not incompatible. More than that, he demonstrated that, in the words of Pope Benedict XVI, “a philoso-phy elaborated without the knowledge of Christ almost awaited the light of Jesus to be complete.” In short, it is in the nature of reason to be in need of faith. And it is also in the nature of faith to be in need of reason, since faith which is a supernatural gift needs to impact on us who always have to work through reason. Reason without the guid-ance of faith is a force with a limited sense of direction, at best, and has the likelihood to fall in circles, unable to go beyond what it can already perceive as beyond it-the world of the spiritual and the supernatural. This is the usual problem of many brilliant men who have little or no faith. They tend to allow their reason to

The FinancialDoctor

DR. ADONIS AGCOpRA, MbA, RFC®

Acid back f low: Simple notes

THE production of acid in the stomach is important as it is needed in the digestion process. Ordinarily, it stays in the stomach, but there are instances when this back f lows (medically known as ref lux) into the food pipe or esophagus. When this happens, we have what we call as GERD (Gastro-Esophageal Ref lux Disease). Ask those who suffer from GERD and they will tell you that it is not a nice feeling! Normally, when you swal-low, the lower esophageal sphincter, that circular band of muscle around the bottom part of the esophagus relaxes in order to allow food and f luids f low down into the stomach, after which it closes again. When there is failure to close properly, acid then flows back to the esophagus. People who are obese, pregnant, diabetics and smokers are at an increased risk of developing GERD. Patients suffering from GERD often complain of a burning sensation in the chest or heart burn, along with a sour taste in the mouth. Other symptoms may include difficulty in swallowing, dry cough, sore throat or having that sensa-tion of a lump in the throat. The frequent occurrence of GERD can cause scar tis-sue formation which then narrows the food pathway, or, the acid can irritate the lining which can lead to ulcerations. But, more than these, is the development

of Barret’s which is a pre cancerous lesion! GERD responds to medi-cations like antacids, which may be bought over the coun-ter. There may be instances though when prescription drugs may be added to or replace the antacids. Modifying one’s lifestyle is as important as the diag-nosis and the medications. Though there is no hard and fast rule GERD Diet, one must be observant enough to notice if a certain kind of food triggers the incidence of GERD. Chocolates, spicy foods, mint and sauces, caffeinated or carbonated drinks, are among the reported triggers. And it may vary from patient to patient. Eating small frequent meals can help, as well as keeping that weight within that which is acceptable for age, sex and height. Instead of drinking water with your

Page 7: BusinessWeek Mindanao (February 6-7, 2013 Issue)

7Wednesday-Thursday I Feb. 6-7, 2013BusinessWeek www.businessweekmindanao.com

YOUR LOCAL ONLINE BUSINESS PAPERMINDANAO

Loreche...from page 6

Cimagala...from page 6

only be appreciated if one has the humility to accept the true character of our reason-that it is something created by someone who is not us, and that it is not self-generated. Without this humility, one gets blinded by the powers of reason alone and becomes in-capable of discerning the world of faith. That’s why, St. Thomas, more than a brilliant man, was a very holy, pious and humble man. Others saints, like St. Edith Stein, who were also big minds got converted to the faith by the example of humility they saw in others and that moved them. This is what we need this days-intellectual humility.

meals, which tends to add volume to the food already in the stom-ach, putting further pressure, take small sips or drink water between meals instead. It is advisable that after each meal, one should stand up or walk around for a while instead of sit or lie down, as this will encour-age the gastric juices to flow in the right direction. Choosing clothes that do not add pressure to the abdomen and the lower esophageal sphincter, will further help in reducing the frequency of GERD. These are simple and easy steps that anyone can do, that can make GERD not go away, but, can make it more tolerable for a quality living. Not all heart burns can be treated as GERD. When the chest pain is accompanied by other signs and symptoms like the pain that spreads to the arm or jaw, shortness or difficulty of breathing, immediate consulta-tion is a must. Better fast than sorry.

Power...from page 1

Turns...from page 1

Programs...from page 1

“The Mindanao grid will require additional power capacity of at least 394 megawatts (MW) over the next few years to meet the required reserve margin, and peak demand until 2016,” Balisacan said quoting a report from the Department of Energy (DOE). “One of the most binding con-straints to realizing Mindanao’s economic potential is the energy situation. During the peak of the El Niño phenomenon in 2010, some areas experienced 8 to 10 hours of power interruptions which has severely affected busi-ness operations, not to mention home, school, medical and other activities,” Balisacan said.

Agri, tourism He said Mindanao holds a lot of potential in agriculture and tourism. He earlier said the region may grow faster than Luzon if its potential is realized. The NEDA chief said Mind-anao is a leader in the export of rubber, pineapple, banana, coffee and organic agriculture products overseas. According to him, the region also accounted for 17% of Phil-ippine tourist arrivals in 2011, a number that is expected to grow especially now that the Bangsam-oro Framework Agreement has been signed. To realize Mindanao’s full potential, Balisacan said the fol-lowing must be done:put up additional power capacity that will serve off-grid areas in Mindanaobuild farm-to-market roadsrevive investor interest in the Brunei Darussalam-Indonesia-Malaysia-Philippines East ASEAN growth areaexpand and rehabilitate sea ports “I have always believed that Mindanao has so much economic potential that could spur higher growth for our country and con-

and the region’s overall growth potential. “Unlocking Mindanao’s potential is high up in the Ad-ministration’s list of priorities. Already, the region is poised to make great strides in pursuing its socio-economic goals, given the wealth of its resources and its remarkable growth pros-pects. The Bangsamoro peace agreement has also encouraged greater confidence in the region, particularly in areas where armed conflict once undermined efforts at community development or commercial progress,” Abad said in a statement, Sunday. Abad made this statement ahead of the 2013 Philippine Development Forum (PDF) in Davao City, where the country’s global development partners will join government leaders, civil society groups, and other stakeholders in discussing urgent development goals and issues unique to the Philippines. “This year’s Phi l ippine Development Forum will be crucial in bridging the Aquino administration’s socio-economic agenda with the objectives of our development partners. We’re looking forward to nurturing a more focused and coordinated relationship with them, so we can seamlessly confront our most pressing development challenges in the country while facilitating growth and reform,” Abad said. Through the 2013 PDF, the Administration and its devel-opment partners are expected to fine-tune the development agenda for the country and strat-egize the allocation of resources and knowledge, with the goal of streamlining programs and projects that will be conducive to growth in the Philippines.

cover 80 provinces starting this year. Based on initial estimates, it would be implemented in six years with a $671.59 million budget, including a loan from the World Bank and counterpart funding from local and national governments. “Mindanao regions will serve as role models in project imple-mentation for Visayas and Luzon,” Mr. De Mesa said in a statement released on Thursday. The government is still waiting National Economic and Devel-opment Authority approval for the program’s expansion as the agency earlier extended MRDP implementation until 2014. Is is estimated that about 40% of the $83 million funding for MRDP has yet to be disbursed. Based on information from the Department of Agriculture, the lead agency in its implemen-tation, the nationwide program could be pursued even before the Mindanao implementation is completed as the initial plan was to start the national program this year. Next week, another team composed of representatives from the World Bank and na-tional agencies will again visit the project areas for preparatory activities for the nationalization of the program. In an earlier statement, Ag-riculture Secretary Proceso J. Alcala said the success of up-scaling the program will also depend on the cooperation of local government units. Initially, municipal governments were supposed to shoulder 30% of the cost of projects they want imple-mented, but when Mr. Alcala saw how difficult such a share could be for poor local govern-ment units, he decided that his department would shoulder the counterpart fund. — Carmelito Q. Francisco

tribute immensely in the attain-ment of the inclusive development agenda. To achieve this, we must address the critical constraints to this goal, as well as identify new players in the regions in order to increase and spread growth more equitably,” Balisacan said.

Higher electricity demand The DOE said electricity de-mand will rise in Mindanao as well as the Luzon and Visayas grids as the economy continues to grow. Mindanao however will see the greatest demand, based on the agency’s 2013 Electricity Supply-Demand Outlook. The outlook report said elec-tricity demand in Mindanao will grow by an annual average of 4.57% to 2,078 MW in 2020, and 3,250 MW in 2030. “Mindanao grid is experienc-ing under generation since 2010. The large power plant built in the region is the 210-MW coal-fired plant, which was commissioned in 2006. The existing capacity in the region is composed of more than 50% hydroelectric power plant, which is dependent on the availability of water and affected by weather conditions. A total of 1,600 MW additional capacities are needed in the planning period to meet the electricity demand and the require reserve margin of the grid,” the DOE report said. In Visayas, electricity demand is projected to increase by an average annual rate of 4.52% or to 2,237 MW in 2020. There is dependable capacity of 2,037 MW in the grid, and it will need additional base-load and peaking capacities of 1,700 MW. Electricity demand in Luzon will also grow by an average of 4.13% to 10,693 MW in 2020, and 16,477 MW in 2030. On top of the committed power projects in the grid, the DOE report said 8,100 MW of additional capacities composed of 6,000 MW base-load plant and 2,100 MW peaking plants are needed to meet the

required reserve margin.-- with reports from Cai Ordinario/Rappler.com

“It’s no coincidence that the 2013 PDF is being held in Davao, considering the Administration’s aim of enhancing Mindanao’s growth capacity and invigo-rating the region’s agri-fishery and tourism industries, as well as other fast-growing sectors,” Abad said. “With the Philippine economy performing very well, we need to ensure that the gains we’ve made will actually be felt by all Filipinos. Together with our development partners, we can work toward creating more growth dividends for Mindanao, thus empowering the region and giving it ample room for socio-economic prog-ress,” he added.(DBM)

Training...from page 8(shirts with collar) and certificate to the participants with perfect attendance. The topics deal largely on how to make money through mushroom cultivation’ for Clave-ria community. Participants to the training are composed of MOSCAT faculty, students, agri-cultural technicians and farmers who are interested on mushroom cultivation. The COAID, the implementing agency and a subsidiary institution of Chungbuk National University in Korea, implemented programs and projects in the developing countries like the Philippines, focusing on major program areas on rural development, environ-ment and climate change. This project covers the im-plementation of the technology transfer on commercial mushroom production and organic fertilizer production in Claveria Experiment Station and MOSCAT for period of 9 months (from November 3, 2012 to August 3, 2013) and subject for extension for another one year based on the performance of the project and subject for the approval of funding support from KOICA.

Page 8: BusinessWeek Mindanao (February 6-7, 2013 Issue)

waters of Bubunawan River, Baungon

Headwater sections of Mangima River; upslopeof Guilang-Guilang area; and along Dalirig- Moderate-HighMaluko section of Sayre Highway, all withinthe Municipality of Manolo Fortich

Within the middle to upper sections of KalatunganMountains, Pangantucan; and steep portions of Moderate-Highthe hillslope northeast of Kalilangan and atBarangay Kuya, Maramag

Within the east-bank of Pulangi River fromDangcagan-Kibawe-Damulog area; and Moderate-Highalong the Omonay road section, Kibawe

Parts of Musuan Peak; headwaters of Lumba Creek;midslopes in-between headwaters of Hindangon and Pangalihantukan Creeks; Steep slopes west Moderate-Highand east of Malaybalay and Valencia cities, andthe towns of Cabanglasan and San Fernando;and parts of the Bukidnon-Davao road section.

whereAs, Republic Act 10121 requires, in Section 11 thereof, all local government units to have a Local Disaster Risk Reduction and Management Council with the following functions:

(1) Approved, monitor and evaluate the implementation of the LDRRMPs and regularly review and test the plan consistent with other national and local planning programs;

(2) Ensure the integration of disaster risk reduction and climate change adaptation into local development plans, programs and budgets as a strategy in sustainable development and poverty reduction;

(3) Recommend the implementation of forced or pre-emptive evacuation of local residents, if necessary; and(4) Convene the local council once every three (3) months or as necessary.

whereAs, Republic Act 10121 further requires, in Section 12 thereof, that local government unit shall have a Local Disaster Risk Reduction and Management Office (or Committee for barangays) which shall be responsible for setting the direction, development, implementation and coordination of disaster risk management programs within their territorial jurisdiction. now, thereFore, on motion of Hon. Jay S. Albarece, and with the unanimous accord of the Members present, assembled in session, be it: Be It orDAIneD, by the Honorable Sanguniang Panlalawigan of the Province of Bukidnon, this 9th day of January, in the Year of Our Lord, Two Thousand Thirteen, that: seCtIon 1 – Title. This Ordinance shall be known as: AN ORDINANCE MANDATING THE STRICT IMPLEMENTATION OF DISASTER PREPAREDNESS AND RISK REDUCTION MEASURES AS REQUIRED BY RA 10121 IN THE FLOOD AND LANDSLIDE HIGH RISK AREAS IN THE PROVINCE AND FOR OTHER PURPOSES. seCtIon 2 – All municipalities and barangays with areas heretofore identified by the Mines and Geosciences Bureau as flood or landslide prone or high risk areas are hereby required to strictly comply with Republic Act 10121, specially Sections 10 and 11 thereof. seCtIon 3 – Dereliction of duty by local government officials or officers of such kind that is not covered by Section 10 of the said law shall be penalized by a fine of P1,000.00 for the 1st Offense, P2,000.00 for the 2nd Offense; and P3,000.00 for the 3rd Offense. seCtIon 4 – This Ordinance shall be published in a newspaper with general circulation in the province of Bukidnon.

Approved.

*** *** ***

I hereBY CertIFY to the correctness of the foregoing resolution-ordinance.

EMD: lbe/’12

Republic of the PhilippinesproVInCe oF BuKIDnon

City of Malaybalay

oFFICe oF the sAnggunIAng pAnlAlAwIgAn

eXCerpts From the mInutes oF the 1st regulAr sessIon oF the 11th sAnggunIAng pAnlAlAwIgAn, proV-InCe oF BuKIDnon, helD on weDnesDAY, JAnuArY 9, 2013 At the sAnggunIAng pAnlAlAwIgAn sessIon hAll,

mAlAYBAlAY CItY, BuKIDnon.

present: hon. Jose mA. r. ZuBIrI, Jr., provincial Vice governor hon. rolAnD F. DetICIo, Board member(ex-officio-rep. pCl) /temp. presiding officer hon. JAY s. AlBAreCe, Board member hon. AlFeo u. BAguIo, Board member hon. nemesIo B. BeltrAn, Jr. Board member/Floor leader hon. renAto C. CentIllAs, Board member hon. mAnuel l. DInlAYAn, Board member hon. mArIVIC r. montesClAros, Board member hon. rAnulFo e. pepIto, Board member hon. rAIZA AngelIQue D. pormInAl, Board member (ex-officio-rep. sK) -on o.B. hon. mAgDAlIno C. pAnDIAn, Board member(ex-officio-rep. Ips) hon. gorDon m. torres, Board member

ABsent : hon. roelIto A. gAwIlAn, Board member(ex-officio-rep. FABC) hon. ClIVe D. QuIÑo, Board member

orDInAnCe no. 2013-072r(11th sp)(1st Regular Session)

An orDInAnCe mAnDAtIng the strICt ImplementAtIon oF DIsAster prepAreDness AnD rIsK reDuCtIon meAsures As reQuIreD BY rA 10121 In the FlooD AnD lAnDslIDe hIgh rIsK AreAs In the proVInCe AnD For other purposes -

Introduced by: Hon. Jay S. Albarece Board Member-1st District Province of Bukidnon

eXplAnAtorY note

It is the policy of the State to uphold the people’s constitutional rights to life and property by addressing the root causes of vulner-abilities to disasters, strengthening the country’s institutional capacity for disaster risk reduction and management and building the resilience of local communities to disasters including climate change impacts. Along this policy, local government units are expected to develop, promote and implement their own local risk reduction and man-agement plans that will strengthen their capacity, together with partner stakeholders, to institutionalize arrangements and measures for reducing disaster risks including projected climate risks and enhancing disaster preparedness and response capabilities. Towards this aim, the 10th SP passed resolutions requesting the Mines and Geosciences Bureau, Regional Office 10, to furnish this Body with a geo-hazard map to aid in the crafting of disaster preparedness and response measures for the most vulnerable in the province. With the posting of the list of landslide and flood high risk areas in the province by the bureau in its website, even without the official copy of the requested official geo-hazard mapping, it is imperative for this Body to now pass measures aimed at pressuring the officers and officials of local government units in the province to perform their duties and responsibilities in the protection of their constituents in the identified high risk communities from calamities and disasters.

whereAs, the Mines and Geosciences Bureau of the DENR has published the following list of flood and landslide prone areas in the province of Bukidnon:

IDentIFIeD FlooD-prone AnD/or AFFeCteD AreAs In the proVInCe oF BuKIDnonrIVer sYstem/ FlooD prone AnD/or AFFeCteD AreAsCreeKs/estuArYMaridugao River Barangays located near riverbanks in the Municipalities of Kalilangan, Pangantucan and KadingilanMalitbog River Barangays located near riverbanks/flood prone and Barangay Sta. Ines, MalitbogManupali River Low-lying barangays located near riverbanks within the junction with the main Pulangi River (Valencia City)Muleta River Barangays located near riverbanks of Bangbang, Oata, Lantay and Bagic-ican within the municipalities of Pangantucan and MaramagPulangi River Low-lying barangays located near riverbanks within the municipalities of San Fernando, Maramag, Quezon, Don Carlos, Kitaotao, Dangcagan, Kibawe, Damulog, and Valencia City

IDentIFIeD lAnDslIDe-prone AreAs In the proVInCe oF BuKIDnon AFFeCteD AreAs Degree oF susCeptIBIlItYSteep slopes within the headwater sectionsof Tagiti and Calawaig Rivers, upslope of Moderate-HighTicalaan Plain, Talakag and within the head- BWM: Jan. 30, Feb. 6 & 13 2013

8 Wednesday-Thursday I Feb. 6-7, 2013 BusinessWeek www.businessweekmindanao.com

YOUR LOCAL ONLINE BUSINESS PAPERMINDANAO

Republic of the PhilippinesproVInCe oF BuKIDnon

City of Malaybalay

oFFICe oF the sAnggunIAng pAnlAlAwIgAn

eXCerpts From the mInutes oF the 2nD regulAr sessIon oF the 11th sAnggunIAng pAnlAlAwIgAn, proVInCe oF BuKIDnon, helD on weDnesDAY, JAnuArY 16, 2013 At the sAnggunIAng pAnlAlAwIgAn ses-

sIon hAll, mAlAYBAlAY CItY, BuKIDnon.

present: hon. Jose mA. r. ZuBIrI, Jr., provincial Vice governor/Chairman & presiding officer hon. AlFeo u. BAguIo, Board member/temp. presiding officer hon. JAY s. AlBAreCe, Board member hon. nemesIo B. BeltrAn, Jr., Board member/Floor leader hon. renAto C. CentIllAs, Board member hon. mAnuel l. DInlAYAn, Board member hon. roelIto A. gAwIlAn, Board member(ex-officio-rep. FABC) hon. mArIVIC r. montesClAros, Board member hon. rAnulFo e. pepIto, Board member hon. mAgDAlIno C. pAnDIAn, Board member(ex-officio-rep. Ips) hon. ClIVe D. QuIÑo, Board member hon. gorDon m. torres, Board member/temp. presiding officer

ABsent : hon. rolAnD F. DetICIo, Board member(ex-officio-rep. pCl) -on o.B. hon. rAIZA AngelIQue D. pormInAl, Board member (ex-officio-rep. sK) -on o.B.

orDInAnCe no. 2013-073r(11th sp)(2nd Regular Session)

An orDInAnCe ADoptIng the proVIsIon emBoDIeD unDer r.A. 9640 – An ACt AmenDIng seCtIon 140(a) oF r.A. 7160, otherwIse Known As “the loCAl goVernment CoDe oF 1991” reDuCIng the rAte oF Amusement tAX From 30% to 10% thereBY AmenDIng seCtIon 28, ArtICle VI oF the proVInCIAl tAX orDInAnCe no. 92-03 –

whereAs, the Provincial Government of Bukidnon through its revenue raising power as provided under Section 140(a) of R.A. 7160 had enacted Provincial Tax Ordinance No. 92-03; thereby imposing an amusement tax from the proprietors, lessees, or operators of theaters, cinemas, concert hall, circuses, boxing stadia and other places of amusement at the rate of thirty percent (30%) of gross receipts from admission fees. whereAs, recent development in the field of National Legislation, Congress of the Philippines had enacted Republic Act No. 9640 – An Act Amending Section 140(a) of Republic Act No. 7160, otherwise known as the “Local Government Code of 1991” reducing the rate of amusement tax from 30% to 10%; whereAs, there is a need for the provincial government to adopt the provision embodied under R.A. 9640 – An act amending Section 140(a) of R.A. 7160, otherwise known as “The Local Government Code of 1991” reducing the rate of amusement tax from 30% to 10%, and ultimately amend Section 28 of Article VI of the Provincial Tax Ordinance No. 92-03 of the Province of Bukidnon; now, thereFore, on motion of Hon. Jay S. Albarece, and with the unanimous accord of the Members present, assembled in session; Be It orDAIneD, by the Honorable Sanguniang Panlalawigan of the Province of Bukidnon, this 16th day of January, in the Year of Our Lord, Two Thousand Thirteen, that: seCtIon 1 — Title. This Ordinance shall be known as: AN ORDINANCE ADOPTING THE PROVISION EMBODIED UNDER R.A. 9640 - AN ACT AMENDING SECTION 140(a) OF R.A. 7160, OTHERWISE KNOWN AS “THE LOCAL GOVERNMENT CODE OF 1991” REDUCING THE RATE OF AMUSEMENT TAX FROM 30% TO 10% THEREBY AMENDING SECTION 28, ARTICLE VI OF THE PROVINCIAL TAX ORDINANCE NO. 92-03. seCtIon 2 — This Ordinance shall take effect fifteen (15) days after its complete publication in a newspaper of general circula-tion in the Province of Bukidnon.

Approved.

*** *** ***

I hereBY CertIFY to the correctness of the foregoing ordinance.

BWM: Jan. 30, Feb. 6 & 13 2013

Republic of the PhilippinesSUPREME COURT

REGIONAL TRIAL COURT OF MISAMIS ORIENTAL10th Judicial RegionCagayan de Oro City

sherIFF’s notICe oF sAleeJF File no. 2013-034

Upon Extra-Judicial Petition for Sale under Act 3135 as amended, filed by BpI FAm-IlY sAVIngs BAnK, InC., with principal place of business at BpI Family Bank Center, paseo de roxas corner De la rosa streets, makati City and with branch office located at BpI Bldg., C.m. recto Avenue, lapasan, Cagayan de oro City, against sps. John w. stAnIsZewsKI & eVAngelIne A. stAnIsZewsKI with residence and postal ad-dress at purok 2-B, pines Village, poblacion, linamon, lanao del norte, to satisfy the mortgage indebtedness which as of January 15, 2013 amounts to one mIllIon seVen hunDreD nInetY two thousAnD three hunDreD FIFtY one pesos & 42/100 (p1,792.351.42) Philippine Currency, as mortgagor’s outstanding principal obligation, inter-est, late payment charges and insurances, plus other interest and charges thereon from January 15, 2013 to the date of foreclosure, 25% of the total amount due as attorney’s fees, 15% of the total amount due as liquidated damages and other necessary fees and expenses of Extra-Judicial Foreclosure and Sale, the undersigned Sheriff-in-charge will sell at Public Auction on mArCh 4, 2013 at 10:00 o’clock in the morning or soon thereafter, at the court room of rtC, Branch 39, 2nd Floor, hall of Justice Bldg., Arch. s. hayes street, Cagayan de oro City, to the Highest Bidder, for CASH and in Philippine Currency, the real property mortgaged together with all existing and future improvements thereon, as follows:

trAnsFer CertIFICAte oF tItle no. 137-2012007936regIstereD In the nAme oF mrs. eVAngelIne A. stAnIsZewsKI

“A PARCEL OF LAND (lot 7, Block 4, psD-10-056458, being a portion of lot 1332-B-4-B-5-e, psD-10-052259). Situated in the Barrio of Kauswagan, City of Cagayan de oro, Island of Mindanao. Bounded on x x x; Beginning at x x x; containing an area of Fifty Five (55) square meters, more or less.”

Prospective buyers/bidders may investigate for themselves the title herein above-described and encumbrances thereon, if any there be. In case March 4, 2013 will be declared holiday or non working day, the public Auction Sale shall automatically be held on the next working day without further notice, publication and posting. Cagayan de Oro City, February 1, 2013.

For the eX oFFICIo proVInCIAl sherIFF

By: (sgD) Joseph C. mAAgAD Sheriff IVBWM: February 6, 13 & 20, 2013

Page 9: BusinessWeek Mindanao (February 6-7, 2013 Issue)

Lifestyle www.businessweekmindanao.com MINDANAO

9Wednesday-Tuesday I-Jan. 30-31, 2013BusinessWeek www.businessweekmindanao.com

YOUR LOCAL ONLINE BUSINESS PAPERMINDANAOClassified Ads

Pryce Plaza HotelCarmen Hill, CDo,

Tel. no.722791 to93/858-4537E-mail:[email protected]

---------------------------------tHe Marigold Hotel

Velez cor. Luna Sts, CDoTel nos. 856-4320, 856-2050, 726937

E-mail: [email protected]

---------------------------------cHaNaNtHoN Bed

& BreaKFaStcm recto avenue, cagayan de oro citytel. #: 856-81-89 / 309-3095 / 231-2103email ad : [email protected]

Room @ P800.00

---------------------------------NeW daWN PeNSioNNe

Velez-macahambus Sts, CDoTel nos. 8571776, 721776

email : [email protected]

for RENT

088-855-19450918-979-31300922-865-9063

ADDRESS: 003 Guijo Street Baloy Cagayan de Oro City

EMAIL ADDRESS:[email protected]

MDN: Aug 17, 2012-Feb 17, 2013

Contact no.: 309-5276HERMILINO VILLALON

KIMBERLITE PAWNSHOP MALAYBALAY BRANCH

Kimberlite Pawnshop will be having an AUCTION SALE on all items that expired on December 2012

EXPIRY DATE

AUCTION MONTH

2012

TAGUM

BRANCH 1

BRANCH 2

MALAYBALAY

November 2011 JANUARY 19 12 26 17

December 2011 FEBRUARY 21 14 28 16

January 2012 MARCH 20 13 29 15

February 2012 APRIL 19 12 26 17

March 2012 MAY 22 15 29 17

April 2012 JUNE 21 14 26 19

May 2012 JULY 24 12 26 19

June 2012 AUGUST 21 14 28 16

July 2012 SEPTEMBER 20 13 27 18

August 2012 OCTOBER 18 12 25 16

September 2012 NOVEMBER 20 15 27 20

October 2012 DECEMBER 11 18 18 13

KIMBERLITE PAWNSHOP

Kimberlite Pawnshop will be having its monthly AUCTION SALE with corresponding expiry dates. All items will be sold to public auction at KIMBERLITE PAWNSHOP on the following dates and venues.

ADDRESS TAGUM MAIN Door 1 Misa Bldg., Pioneer Ave., Misa District, Magugpo West, Tagum City PANABO BRANCH 1 Lot 8 Blk 22 Cor. Mabitad-Quirino Sts., Panabo City, Davao del Norte Tel. No. (084) 628-8165 PANABO BRANCH 2 Blk 10 Stall 7, Panabo Central Market Panabo City, Davao del Norte Tel. No. (084) 628-8529 MALAYBALAY BRANCH Estrada Bldg., Fortich-Don Carlos Sts., Malaybalay, Bukidnon

AUCTION DATE: fEbrUARY 21, 2013Estrada bldg., fortich-Don Carlos Sts.,

Malaybalay City, bukidnon

CASA AZZURRIOFFICE SPACE (2nd Floor)

Contact Nos.:857 3995 / 09177009435

A. Velez St. Fronting EAStwESt BANk VElEz

MDN: DEC. 17, 2012-JAN. 17, 2013

FORRENT

Page 10: BusinessWeek Mindanao (February 6-7, 2013 Issue)

10 Wednesday-Thursday I Feb. 6-7, 2013 BusinessWeek www.businessweekmindanao.com

YOUR LOCAL ONLINE BUSINESS PAPERMINDANAO

Republic of the PhilippinesRegional Trial Court of Misamis Oriental

10th Judicial RegionBranch 38

Cagayan de Oro City

RE: CANCELLATION OF ENTRIES IN SPEC. PROC. NO. 2012-146THE CIVIL REGISTRAR OFCAGAYAN DE ORO CITY,

CORA A. GALOPE, Petitioner,

-versus-

CIVIL REGISTRAR OF CAGAYANDE ORO CITY AND KEITH R. BACARRO, Respondents.X-------------------------------------------------/

orDer

Before this Court is a Petition for Cancellation of Entries in the Certifi-cate of Live Birth of petitioner’s granddaughter, Sweet Sofia Ashley Elaco, in the Office of the Local Civil Registrar of Cagayan de Oro City. IT IS HEREBY ORDERED that said Petition be set for hearing on February 27, 2013 at 8:30 in the morning at the Session Hall of this Court, on which date, time and place, all persons who may have any opposition to the petition herein sought, may appear to show cause why said petition should not be granted. Let this Order be published in a newspaper of general circulation in the Province of Misamis Oriental once a week for three (3) consecutive weeks prior to the date of hearing. Likewise, let copies of this Order, with Petition attached, be posted by the petitioner on the bulletin boards of the Court, the City Hall of Cagayan de Oro City and the Provincial Capitol of Misamis Oriental for at least ten (10) days prior to date of hearing. Furnish copies of this Order and the Petition to the Offices of the Solicitor General, City Prosecutor of Cagayan de Oro City and the Local Civil Registrar of Cagayan de Oro City. SO ORDERED. January 2, 2013, Cagayan de Oro City.

(Sgd.) emmAnuel p. pAsAl JudgeBWM: JAN. 16, 23 & 30, 2013

Republic of the PhilippinesREGIONAL TRIAL COURT OF LANAO DEL NORTE

12TH Judicial RegionBRANCH 07

Tubod, Lanao del Norte

PETITION FOR APPOINTMENT AS Pet. for Not. Com No. 024-07-2013NOTARY PUBLIC FOR THE PROVINCE OF LANAO DEL NORTE.

ATTY. NICOLAS J. LIM, Petitioner.X - - - - - - - - - - - - - - - - - - - - - - - - - - - - /

notICe oF heArIng

NOTICE is hereby given that a summary hearing on the petition for notarial commission of Atty. nicolas J. lim shall be on February 12, 2013 at 8:30 in the morn-ing at rtC, Branch 07, tubod, lanao del norte. Any person who has any cause or reason to object to the grant of the petition may file a verified written opposition thereto, received by the undersigned before the date of the summary hearing.

(Sgd.) wenIDA B.m. pApAnDAYAn Acting Presiding Judge

BWM: Jan 23, 30 & Feb 6, 2013

Republic of the PhilippinesREGIONAL TRIAL COURT OF MISAMIS ORIENTAL

10th Judicial RegionCagayan de Oro City

oFFICe oF the regIonAl trIAl Court sherIFF

notICe oF eXtrA JuDICIAl sAleFile no. 2013-021

Upon extra-judicial petition for sale under Act No. 3135 as amended by Act No. 4118, filed by hDmF (pag-IBIg) Cagayan de oro Branch as mortgagee, against AlVIn r. tumAsIs, as mortgagor of Blk. 55, lot 9, p.n. roa subd., Barra opol, misamis oriental, which as of October 17, 2012, amounts to seVen hunDreD eIghtY eIght thousAnD eIght hunDreD FIFtY sIX pesos & 46/100 (php 788,856.46) inclusive inter-est and penalty charges, attorney’s fees and expenses of foreclosure, the undersigned will sell at public auction on march 13, 2013, at 10:00 a.m. to 4:00 p.m. at the office of the Clerk of Court, regional trial Court, room 110, hall of Justice, Cagayan de oro City, to the highest bidder for cash or manager’s check and in Philippine Currency, the following property described below with all the improvements found thereon, described as follows:

tCt no. t-27277

A PARCEL OF LAND (lot 9, Blk. 55, psd 10-020903, being a portion of lot 5237, Cad-237, Cagayan Cadastre) situated in the Barrio of Barra, municipality of opol, province of misamis oriental. With an area of 106 sg.m., more or less.xxx

All sealed bids must be submitted to the undersigned on the above stated date, time and place.

In the event auction sale cannot take place for whatever legal reason the same will proceed on the following working day, without further notice, posting and publication.

Prospective buyers may investigate for themselves the title herein-above described and encumbrances thereon, if any there be.

Done this 18th day of January, 2013, in the City of Cagayan de Oro.

FOR THE EX-OFFICIAL PROVINCIAL SHERIFF.

(SGD.) enrIQue m. tAlAg, Jr. Sheriff IV

BWM: January 23, 30 & Feb. 6, 2013

Congress • Watch

Rufus to receive award as outstanding solon for 2012

Rodriguez

THE 2012 Outstanding Congressman Award will be held today, Feb. 6, at the Mandarin Oriental Hotel in Makati City. There will be twenty (20) recipients of the award presented by Super-brands Marketing International. The awardees for the 2012 Outstanding Congress-man Award include: Joseph Emilio Abaya, Romeo Acop, Rodolfo Antonino, Elpidio Barzaga, Jorge Banal, Ra-mon Durano, Jun Omar Ebdane, Albert Raymond Garcia, Anthony Rolando Golez, Jr., Mark Llandro Mendoza, Florencio Noel, Karlo Alexei Nograles, Vic-tor Francisco Ortega, Lani Mercado-Re-villa, Rufus

Rodriguez, Lorenzo Tanada III, Irwin Tieng, Arnel Ty and Susan Yap. The Outstanding Con-gressman Award is on its 21st year and Superbrands Marketing International, Inc. is at the forefront of the award that recognizes the achievements of Philip-pine legislators as nation builders. “The Outstanding Con-gressman Award is con-ferred for the noble objective of an awareness and a direct honor to our leaders. This public acknowledgment is given as a measure for achievements while in of-f ice,” Harry Tambuatco, president of Superbrands said.

Senate hailed for approval of CDO reforestation billENVIRONMENT Secretary Ramon J. P. Paje hai led as timely and appropriate the Senate’s passage of a bill that seeks to reforest some 3,000 hectares of public land in Cagayan de Oro City, saying the move wil l complement government’s reforestation campaign to fight adverse ef-fects of climate change. “It couldn’t come at a bet-ter time than now when the national government is mak-ing an unprecedented push to reforest the country through the National Greening Program and the nationwide logging ban in natural and residual forests,” he said. Senate approval of the bill occurred almost two years since the House of Representatives passed it on final reading. The measure, known as House Bill (HB) 1398, mandates the Department of Environment and Natural Resources (DENR) to reforest 3,000 hectares of public land in the city. The bill reached the Senate in Aug. 2011 but it was only last Jan. 21 when the chamber approved it. HB 1398 allocates at least PhP37.5 million, charged to the

national budget, for the refor-estation that will be carried out in the city’s two congressional districts. The bill’s principal author, Cagayan de Oro City Rep. Rufus Rodriguez, first filed the bill in 2009 during the 14th Congress. Rodriguez had to ref i le the bill in the 15th Congress after it was sidelined in favor of more pressing legislation. The legislation was filed four years ago by Rodriguez to help the city battle frequent f lashf loods and mitigate the effects of climate change. Cagayan de Oro suffered its worst f lood on Dec. 16, 2011 when tropical storm ‘Sendong’ dumped a month’s volume of rain on the city, leaving hun-dreds dead and billions of pesos worth of properties damaged. On Jan. 3 and 11, 2009, flood waters engulfed the entire city for the first time in recent history after incessant rains. Lawmakers vowed to call for the immediate convening of the bicameral conference committee to come up with a reconciled version of the measure before sending it to Malacañang for enactment. (PNA)

House sets SALN rules discussionSPEAKER Feliciano Bel-monte Jr. hinted yesterday that there is still time for the House of Representatives to tackle the proposed new guidelines on the release of Statement of Assets, Liabili-ties and Net Worth (SALN) of House members, officers and employees. He said the chamber could discuss the proposed SALN measure within the remain-

ing three session days. “I will check the status of the proposed measure. But, I think it could be discussed (within the remaining days),” he said. Congress has until Feb. 6 to tackle and pass pending legislative bills to pave way for the election campaign. Belmonte assured that the pro-transparency guidelines, which has yet to be calen-

dared for plenary discussions would be passed during his leadership. The new reviews and com-pliance procedures on SALN release was proposed by the five-man special House panel, headed by the late Bohol Rep. Erico Aumentado. On June 18, 2012 the spe-cial House committee was formally formed to formulate the rules and procedures for public access to copies of SALNs of House members, officials, employees and staff,

subject to the approval of the House of Representatives. It started drafting the new rules and procedures last August 15 and a month after approved the final draft of the guidelines. Belmonte designated the members of the special com-mittee pursuant to Section 10 of RA 6713.The five-man special committee is tasked to determine whether the SALNs were submitted on time, are complete and in proper form, and if not, to inform the reporting individual and direct him or her to take the necessary corrective action. Sitting as members of the panel are Isabela Rep. Giorgidi B. Aggabao, Batan-gas Rep. Tomas V. Apacible, Nueva Ecija Rep. Rodolfo Antonino, and Cagayan de Oro Rep. Rufus Rodriguez.

Page 11: BusinessWeek Mindanao (February 6-7, 2013 Issue)

11Wednesday-Thursday I Feb. 6-7, 2013BusinessWeek www.businessweekmindanao.com

YOUR LOCAL ONLINE BUSINESS PAPERMINDANAO

A hip, classy and trendy way of doing business will surely appeal to the younger generation as LifeSTYLE by M&Co enters the Cagayan de Oro

market scene, paving way to give Kagay-anons a better way of life.

The company is rooted on a mission to give its members a better life through product selling and multi-level networking.

Originally created by the owners to give their employees an alternative source of income, LifeSTYLE by M&Co. is now a brand that continues to grow and is the fastest growing direct selling company today.

LifeSTYLE by M&Co is owned by Mr. Gunn Roque III, who also owns the internationally known brand KAMISETA.

Setting up the multi-level networking and direct selling approach is brought about by Gunn’s vision of sharing to his employees and giving them extra income.

In an interview Gunn reveals that “First yung Kamiseta, nung na-create ko yung Kamiseta, I wanted to give my employees extra income, so tinayo ko yung M&Co. yung M&Co. na iyon was only meant to be for our employees, kaso nung nag-open ang store, sobrang dami nang naging members. Now we have 600 thousand members, so one time sa M&Co, nandoon ako, yung mga nagrerecruit – nagsusponsor sabi sa akin ‘sir bigyan niyo naman ako nang extra income’ sabi ko, why not yung M&Co., sabi nila ‘sir wala akong puhunan but I can invite people’, so doon ko naisip yung proper networking, multi-level talaga. Smaller ang puhunan – extra income. Doon na nagsimula itong Lifestyle, nagstart nung February (2012).”

When one browses through the catalogue, LifeSTYLE by M&Co. products show a dash of elegance, a brew of style and comfort, and an aroma of class all on its own, comparable of that to the Kamiseta line.

Gunn enthused “it is actually the same quality, of course some of the accessories yung exclusive sa Kamiseta, hindi namin ginagamit for M&Co. may sarili sya. Our products are for both men and women

consumers.” LifeSTYLE by M&Co. can help people make

a better living and generate income, Gunn says “para sa akin important yung product, the word of mouth is so important for me – so first we give you good quality products, we’re now all over the Philippines because of these products, but now we really encourage people to get into business. Ito lang naman talaga ang gusto ko, my idea is yung middle

class natin na walang trabaho can help in the economy. Population is not a problem, if they have jobs or income they can live happier. Ako as an entrepreneur, I feel this is my only way to share to the people and the quality of the product should be able to market itself”.

Gunn continues by assuring the quality of the products of LifeSTYLE by M&Co. and why it is on a class of its own, “we are the best, and that is for sure… like in Kamiseta, we are the best local brand in terms of quality. I have to wear it, like yung sa men’s wear, each and every product must pass through me, so kung hindi siya papasa sa akin, it won’t be out in the market, I am also confident that for our ladies wear, that with our quality – you can’t get this product for this price only anywhere in the country, alam ko iyon, kasi yung pricing ko talagang eksakto lang iyan… I also personally work with our great designers”

Gunn enthused, “im very confident na if they sell the products, matutuwa talaga ang customers nila”.

LifeSTYLE by M&Co. switches back to a more direct and personalized setup in contrast to the heavy marketing and promotions of the sister brand Kamiseta, envisioning a better life for the middle-class Filipino and those who want to have extra income.

“business for a better life, honestly noong una, as an entrepreneur – it was never really a policy to share, when I got into business it was really more of ‘to acquire’… but as you get a little bit older, sa dami na nang taong nakakausap ko, at nagrerely sa akin, sabi ko sayang eh, Filipinos are really hardworking – they just lack the opportunity. I really think if masipag ka, coupled with a good product line – you will be successful. So to those who are interested to get into business, pero hindi nila alam paano – come in, look at it, we will teach you how. Basta masipag ka, and you want a chance, pwede, just come in to Lifestyle by M&Co.” Gunn states in parting.

LifeSTYLE by M&Co. believes in hardwork and

LifeSTYLE by M&Co suits up in CDoBrings Business for a Better life

By Shaun Alejandrae Yap Uy

“Ako as an

entrepreneur,

I feel this is my

only way to share

to the people and

the quality of the

product should

be able to market

itself”

(L-R) BWM Group of Publications CEO Dante M. Sudaria, LifeSTYLE by M&Co owner Gunn Roque III and Roland Banquil, LifeSTYLE by M&Co top earner, pose for a photo op during a meeting in Cagayan de Oro City.

Visit lifeStYlE by M&Co. at

Roland BanquilZillion Life, Lifemax Office, 2nd Floor,

Egmedeo Bldg.,Corrales St., Cagayan De Oro

0917-7242107/088-8520125

Lailane P. DoloresJV Seriña St., Carmen, Cagayan de Oro City

0917-7044542

Ortigas BranchUnit 2301 I-Square Bldg. No. 15

Meralco Avenue, Ortigas Center, Pasig City09175501387/09432850640

6547210/6547992

Pagadian Branch0157 B. Aquino St., Pagadian

Fronting Best Emporium 2nd Floor Solid StateNick Subrado-09173110680, Rizal Avenue, Pagadian City

SOON TO OPEN M&Co.BwM Outlet, Abellanosa St.,

Cagayan de Oro City

perseverance and that it will help people propel into reaching their dreams and aspirations by providing a profitable business venture that brings financial freedom to their members through their premium quality products.

Page 12: BusinessWeek Mindanao (February 6-7, 2013 Issue)

12 Wednesday-Thursday I Feb. 6-7, 2013 BusinessWeek www.businessweekmindanao.com

YOUR LOCAL ONLINE BUSINESS PAPERMINDANAO

lowest gross & lowest net (36 holes)Class Champions: Class A, B, C, D (18 holes)Class runner-ups: Class A, B, C, D (18 holes)ladies Champions

the tournament will be played in accordance with the rules of golf the royal & Ancient golf of st. Andrews, the usgA and the applicable tournament and local rules of pDogCC. (modified stablefold full of handicap)

January 2013 official handicap of the club will be used. players who are non-pDogCC members must submit their handicaps/index duly certified by their Club manager or sec-retary. players who cannot submit a handicap shall be automatically assigned a “zero” handicap. A player’s net handicap must not be more than 30 for men and 30 for women, after applying the modified stablefold full handicap format. the tournament committee reserves the right to adjust the handicap of players as it deems fit in the best interest of the tournament.

Class A-0 to 10 Class C-19 to 24Class B-11 to 18 Class D-25 to 30

For registration contact: (088) 8587436-37 (PDOGCC) Registration: P1,500.00 - Two (2) days to play* GIVEAWAYS TO THE FIRST 250 REGISTRANTS * ADDITIONAL GIVEAWAYS TO BE GIVEN TO THE FIRST 50 REGISTRANTS

S P O N S O R S :