C12 – Light Commodity Marketing

2016 Premium Rate & Industry Statistics

October 2015

** For more information on how premium rates are set, please visit our website at www.wcbsask.com/employers/classification-premium-rates/

Key Premium Rate Drivers

Premium Rates

Injury Rates Durations

Claims Costs

Payroll

Injury Rate:

* Projected

Measures frequency of injury, and is the number of claims

accepted divided by the estimated number of workers

covered.

Total Includes all claims (no time loss and time loss).

Time Loss claims that require injured worker to miss work beyond the date of injury.

2010 2011 2012 2013 2014 2015*

Total - C12 3.33% 3.67% 3.81% 3.72% 3.17% 3.47%

Total - All Class 8.70% 8.73% 8.65% 7.80% 6.99% 6.62%

TL - C12 1.19% 1.45% 1.47% 1.29% 1.20% 1.24%

TL - All Class 3.12% 3.05% 2.79% 2.54% 2.41% 2.14%

0.00%

1.00%

2.00%

3.00%

4.00%

5.00%

6.00%

7.00%

8.00%

9.00%

10.00%

Total and Time Loss Claims per 100 Workers

Distribution of Claims

For more detailed industry statistics, download a copy of the Industry Summary Statistics.

0% 5% 10% 15% 20% 25% 30%

Shoulder

Pelvic Region

Other

Neck

Multi

Leg

Head

Hand

Foot

Eye

Chest

Body System

Back

Arm

Abdomen

Part of Body

Costs

Frequency

0% 5% 10% 15% 20% 25% 30%

Under 25

25 to 34

35 to 44

45 to 54

55 to 64

65 plus

C12 Average Age at Injury: 37.4

Male 38.1%

Female 61.9%

Claim Duration: Measures the length of claims and how quickly

workers return to work.

C12 - Light Commodity Marketing All Class

2010 28 35

2011 27 34

2012 36 39

2013 21 35

2014 29 37

0

5

10

15

20

25

30

35

40

45

Average # compensation days, 12-month window

Claims Costs: Includes wage loss benefits, health care costs and vocational

rehabilitation benefits.

2010 2011 2012 2013 2014

Compensation 766 696 839 595 606

Health Care 990 720 881 765 866

Vocational Rehab 28 15 25 23 27

0

200

400

600

800

1,000

1,200

Thousands of Dollars

Payroll

* Projected

C12 - Light Commodity Marketing

2012 494

2013 507

2014 521

2015 534

2016* 549

0

100

200

300

400

500

600

Millions of Dollars

Premium Composition

* Per $100 assessable payroll

73%

27%

Claims Costs

Administration

Factors 2015 2016 % Change

Claims Costs 0.625$ 0.604$

Administration 0.225$ 0.222$

Industry Base Rate $0.85 $0.83 -2.35%

Saskatchewan Premium Rate History

C12 - Light Commodity Marketing All Class

2012 0.69 1.60

2013 0.68 1.58

2014 0.67 1.51

2015 0.65 1.46

2016* 0.60 1.34

0.00

0.20

0.40

0.60

0.80

1.00

1.20

1.40

1.60

1.80

Effective Rate per $100 Assessable Payroll

How You Can Influence Your Premium Rate

1. Prevent Injuries

Effective workplace health and safety programs prevent

injuries.

2. Manage Injuries / Claims

Effective return to work plans help reduce claims costs

by returning injured workers back to work as soon as

they are medically able to do so.

For information and resources on how to prevent injuries and manage

claims, visit www.worksafesask.ca