cdda presentation. topics fleet management technology enhancements
TRANSCRIPT
CDDA Presentation CDDA Presentation
TopicsTopicsFleet Management Technology Enhancements
Which of these is safer Which of these is safer to operate?to operate?
Side by Side Standard ATV
Commercial Vehicles – Commercial Vehicles – CVOR RequirementsCVOR Requirements
• 1.) Every 2 years
• 2.) Every 3 years
• 3.) Every year
• 4.) Depends on the MTO in your province
• How often are you required to pull a CVOR Level 2 report for your commercial rated vehicles?
• Vehicles that require A or D licence
Driver AbstractsDriver Abstracts
• How often according to MTO Guidelines are you required to secure driver abstracts?
• A – every year
• B – every 6 month
• C – every 2 years
• D – when new hire occurs
Operators with Operators with ConvictionsConvictions
• How many convictions does a driver have to accumulate in order to become an issue for the fleet manager/owner and Insurer?
• 1.) 2
• 2.) 4
• 3.) 3
• 4.) any of the above
All Convictions are the All Convictions are the samesame
• Which of the following conviction types disqualify drivers on fleet or operator policies?
• A.) Careless Driving
• B.) Speeding over 40 Km above limit
• C.) Suspension for unpaid child support
• D.) all of the above
Unlicienced OperatorsUnlicienced Operators
• If unlicienced operator of your vehicle is involved in an accident, what position will the insurer take on damages to your vehicle?
• 1.) Only cover damages to third party, not owners vehicle
• 2.) Only cover potential medical costs to driver
• 3.) Cover lost income only in No Fault Provinces
• 4.)All of the above
Risk Management Risk Management SummarySummary
• Monitor and adhear to
guidelines established by Transportation Authority in your Province
• Prepare your fleet for potential audit by Authority
• Promote a culture of disclosure on driving abstract issues with staff
• MTO Audit Preparation Kit available – just need your email address
• Insurer Statistics – ask your broker to provide loss runs, and compare against CVOR & paid claims
• Fight the good fight if required with CVOR
Technology and Technology and InsuranceInsurance
Current EnvironmentCurrent Environment• User Based Insurance
• Potential savings by sharing BIG DATA
• Big Brother mentality
• Black Box Underwriting
• Safety Concerns
Fleet AdvisorFleet Advisor
Fleet Advisor BenefitsFleet Advisor Benefits• Trusted Data – you own the data!• Track location of vehicles at all times with ease
and clarity• Receive alerts for vehicle speeding, device
disconnect and vehicle maintenance intervals• Implement geo-fencing perimeters to provide
geographic boundaries for the fleet• Control operational costs with clear, detailed
reporting tools• Provide real-time crash detection notification
Questions?Questions?
ContactContact
Bernie Robertson CAIB,CPIB, CRMKnox Worldwide 1-877-742-7907 ext [email protected] – bernierobertso1