dental source list - benefitspro · dearborn national (formerly fort dearborn life insurance co.)...

Benefi tsSellingMag.com • March 2010 • Benefi ts Selling52This list includes companies that chose to participate and has been edited for space.

Please see company information at Benefi tsSellingMag.com

Dental source list

Brokers National LifePhone: (800) 798-1125 /www.bnlac.com

Edge Plus Plan AProduct name

Yes, 3 or 2 in some StatesFam. coverage / group min.

$50 annually/1st year $750, 2nd year $1,000, & 3rd year $1,500

Deduct. amount / Max. yearly

Group DentalPolicy type

BEST Life and Health Insurance Co.Phone: (800) 433-0088/www.bestlife.com

PPO DentalProduct name

Employer-sponsored available to groups with 2 or more employees enrolling; voluntary plans avail-able to groups with 5 or more employees enrolling.

Fam. coverage / group min.

$0, $25, $50, $75 and $100 deductible options. Utah plans also offer a $50 Lifetime Deductible. Calendar-year max from $750 to $2,500 offered depending on product and state.


Dental PPOPolicy type

Ameritas Group DentalPhone: (800) 776-9446/www.ameritasgroup.com

AmeritasProduct name

Groups as small as one life up to any size. Family coverage is available all plans: small group plans below 10 offer three tier ratings, while groups with 10 or more offer other tier options.


Annual or lifetime deductibles are available in a wide range of dollar amounts, from none to $150 dollars. Our maximum annual benefi t ranges from $400-$2500.


Ameritas offers a wide variety of dental plans, including PPO, indemnity, voluntary, employer-paid and contributory on employer groups of at least one life. Plan designs are fi xed below 10 lives with fewer options.

Policy type

American General Life Cos.Phone: (732) 922-7000/www.americangeneral.com/benefi tsolutions

Group Dental PPOProduct name

2-9 groups 10-plus groups Spouse, children and full family coverage available


Deductible options: $0, $25, $50, $75 or $100 per plan or calendar year; $100 lifetime, three times family deductible, two times family deductible.


Dental policy issued by AIG Life Insurance Co. and American International Life Assurance Co. of New York.

Policy type

AlwaysCare Benefi ts Inc. (a Starmount Life Insurance Co.)Phone: (888) 729-5433 x5/www.AlwaysCareBenefi ts.com

AlwaysDentalProduct name

yes / 2Fam. coverage / group min.

$0 - $100 / Annual or lifetime maximums availableDeduct. amount / Max. yearly

Group and Individual policiesPolicy type

AIGILIS Corp.Phone: (407) 324-3921/www.Aigilis.com or www.PPODentalPlus.com

PPO Dental PlusProduct name

Individual plans available - 3 lives for list billFam. coverage / group min.

Ranges from $0-$150 depending on plan selec-tion. Maximum yearly maximum range is up to $1,500 depending on plan selection.


PPO / Hybrid plan. Policyholder can use dentist in or out of network. See plan design for specifi c details

Policy type

Afl acPhone: (800) 992-3588/www.afl ac.com

Afl ac DentalProduct name

Payroll available for employer accounts with minimum of 3 participants.


No deductible/Annual maxs: Basic”$1,200/per-son. Standard: $1,400/person. Premier: $1,600/person. Premier Plus” $1,800/person


Individually issued, guaranteed renewable product. Product pays indemnity benefi t amounts for specifi ed ADA codes in the policy.

Policy type

Aegis Administrative Services Inc.Phone: (773) 658-1324/www.aegisadmin.com

Premier Dental PlansProduct name

yes,1.Fam. coverage / group min.

plan sponsors choiceDeduct. amount / Max. yearly

Discount, self insured, fully insured, capitationPolicy type

www.GetDeltaDental.com

Happiness is: knowing that the dental benefits

provider I recommend has the word-of-mouth that

makes it easy for clients to say “yes.”

Delta Dental covers more groups nationwide than any other dental benefits provider and we

have the expertise to design a plan that fits any of your clients perfectly. When it comes to

making sure your clients smile at the point of sale, trust Delta Dental to make it happen.

Get happy. Get Delta Dental .

Circle #126 on the Free Product Information Card on page 48 or visit benefitssellingmag.com

Benefi tsSellingMag.com • March 2010 • Benefi ts Selling 53This list includes companies that chose to participate and has been edited for space. Please see company information at Benefi tsSellingMag.com

Dental source list

Denali DentalPhone: (800) 620-5010/www.denalidental.com

Denali DentalProduct name

Yes / 1Fam. coverage / group min.

$50 / $150 annual deductibles or $100 lifetime deductibles / $1000 to $2000 annual maximums


Individual and GroupPolicy type

Dearborn National (formerly Fort Dearborn Life Insurance Co.)Phone: (630) 824-6270/www.dearbornnational.comGroup Network, Scheduled and ASO Dental Plans

Family coverage available / Scheduled Dental Product name

plans available down to 2 lives, Network Dental Plans available down to 10 lives. ASO Dental Plans available to groups with 500 or more lives.


Varied - dental programs are group specifi c.Deduct. amount / Max. yearly

GroupPolicy type

Citizens Security Life Insurance Co.Phone: (800) 843-7752 /www.citizensgroup.com

CS Group DentalProduct name

Yes / Minimum group size is 10Fam. coverage / group min.

Varies by plan design - $0 - $100 for deductible, $500 - $3,000 for Annual Maximum


Indemnity, PPO, MACPolicy type

CIGNA Dental & Vision CarePhone: (800) 257-5800/www.cigna.com

CIGNA Dental Care (DHMO); CIGNA Dental EPO/PPO; CIGNA Traditional indemnity

Product name

Yes/10Fam. coverage / group min.

0-200/500-2500Deduct. amount / Max. yearly

Group DHMO, DEPO/DPPO, Indemnity, Dis-count Dental

Policy type

DentalPlans.comPhone: (954) 668-2125/www.DPBrokers.com

Discount Dental PlansProduct name

yes/ 5Fam. coverage / group min.

None / UnlimitedDeduct. amount / Max. yearly

Discount Dental PlanPolicy type

DR Administrative Services Inc.Phone: (888) 791-3737/www.dradmin.com

Direct Reimbursement Dental PlansProduct name

25Fam. coverage / group min.

CustomDeduct. amount / Max. yearly

DentalPolicy type

Eastern Life & Health Insurance Co.Phone: (888) 654-7100/www.elhins.com

Premier Group DentalProduct name

Minimum of 2 employees for non-contributory and contributory. 100% participation required for less than 5 employees. Greater of 20% par-ticipation or 5 lives for 10+ voluntary groups.


Deductibles of $0, $25, $50, $75 & $100 per per-son per year and $100 lifetime per person on all groups. Deductibles of $25 and $50 per per-son per year and $100 lifetime per person on voluntary groups. Annual max of $500-$1,500 for 2-9 non-voluntary groups. Annual max of $500-$2500 for 10+ non-voluntary groups. An-nual max of $500-$2,000 for voluntary groups.


Fully-insured Indemnity and PPOPolicy type

Guardian Life Insurance Co. of AmericaPhone: (212) 598-8000/www.guardianlife.com

DentalGuard Preferred (PPO) or DentalGuard (Indemnity)

Product name


Many deductible options available from $0-$300 (preventive services can be excluded)/Many maximum options available from $500-$5,000.


Fully-insured and self-insured; employer contributory or voluntary.

Policy type

www.GetDeltaDental.com

Happiness is: knowing that the dental benefits

provider I recommend has the word-of-mouth that

makes it easy for clients to say “yes.”

Delta Dental covers more groups nationwide than any other dental benefits provider and we

have the expertise to design a plan that fits any of your clients perfectly. When it comes to

making sure your clients smile at the point of sale, trust Delta Dental to make it happen.

Get happy. Get Delta Dental .


Dental source list

HealthPlan ServicesPhone: (813) 289-1000/www.healthplan.com

Ameritas Dental ProductsProduct name

Coverage ranges from 1 life to 1000+. We offer single, employee +1 and employee +family coverage


Deductible and yearly maximums vary by plan. The deductible range is from $0-$100. The yearly maximum ranges are $750-$2000


All plans are fully insured. Plans vary from UCR 90% to managed care ppo plans

Policy type

Harbor Insurance Marketing Inc.Phone: (866) 424-2167/www.harborins.com

Flexident Dental PlansProduct name

Groups of 2 or more.Fam. coverage / group min.

$0-100 lifetime. Annual Max $2,000.Deduct. amount / Max. yearly

Fully insured group plans.Policy type

Harbor Insurance Marketing Inc.Phone: (866) 424-2167/www.harborins.com

Diamond Voluntary Dental PlanProduct name

Groups of 2 or moreFam. coverage / group min.

$100 Lifetime Deductible. Max. $1,000 1st year, $1,250 2nd year, $1,500 3rd year and after.


Fully insured group plan.Policy type

Guardian Life Insurance Co. of AmericaPhone: (212) 598-8000/www.guardianlife.com

Managed DentalGuard DHMO (FL, NJ, NY, TX), Managed Dental Care DHMO (CA), First Commonwealth DHMO (IL, IN, MI, MO, WI); available in some states as single-option plan or part of dua-option plan.

Product name


No deductible/no maximumDeduct. amount / Max. yearly

Fully-insured; employer contributory or voluntary

Policy type

www.imglobal.com1.866.368.3724 1.317.655.4500

Company: Slazenger Steel Co.Department: Business DevelopmentCurrent Location: Caracas, Venezuela Coverage Required: Group Employee Benefi tsSolution: GEOSM Group Medical Insurance

Your clients are global. So are we. They need to feel confi dent knowing that their heal th care is in good hands whenever and wherever they may travel. We off er Coverage Without Boundaries®.

At International Medical Group® (IMG®), we know that the reasons to travel abroad are many and varied - that’s why our products are too. Providing a full-service approach to the international medical insurance market, we have developed a comprehensive range of major medical and related health insurance products that can be tailored to meet group and individual specifi cations.

®

Slazenger Steel Co. exemplifi es one of over a million clients satisfi ed with IMG. Contact us today to provide your clients the security they need, wherever they may be. After all, they are global. Their health insurance and peace of mind should be too.


BenefitsSellingMag.com • March 2010 • Benefits Selling 57This list includes companies that chose to participate and has been edited for space. Please see company information at BenefitsSellingMag.com

Dental source list

Magnum DentalPhone: (800) 620-5010/www.magnumdental.com

Magnum DentalProduct name

Yes / 1Fam. coverage / group min.

$50 /$150 annual deductible or $100 lifetime deductibles / $1000 to $2000 annual maximums



Lincoln Financial GroupPhone: (800) 423-2765 /www.lincolnfinancialgroup.com

Lincoln DentalConnectProduct name

Yes./Plans issued to groups covering 10 or less. True group plans require 75% eligible em-ployees enrolled and 60% eligible dependents. Voluntary may be as low as 25%.


Deductibles can range from $25 to $100 with a family maximum of two or three times the individual deductible. Annual and orthodontic maximums range from $500 to $2,500.


PPO Indemnity Scheduled VoluntaryPolicy type

Kansas City LifePhone: (877) 266-6767/www.kclgroupbenefits.com

True Group and Voluntary DentalProduct name

minimum group of 10 employeesFam. coverage / group min.

no deductible Preventive and Orthodontia Services; $50 combined deductible for Basic and Major Services with a maximum three per family; Other options available. Annual maximum range from $500 to $2,000


GroupPolicy type

Kansas City LifePhone: (877) 266-6767/www.kclgroupbenefits.com

Select Trust Plus DentalProduct name

minimum group of 2 employeesFam. coverage / group min.

$50 per person per calendar year for Preven-tive, Basic and Major Service; $50 one-time deductible per child for Orthodontic Services Max: $1,000 calendar year max for Preventive, Basic and Major Services; $500 calendar year max for orthodontics.


GroupPolicy type

These days, flexibility is essential. Finding success in an evolving industry calls for the ability to respond quickly and confidently. BenefitMall is up for the challenge and

committed to keeping you ahead of the pack.

Partnership for a changing industryPeople who can help you stay ahead of the curveProducts to meet the demands of the marketplace

Partner with BenefitMall and let’s continue to achieve success together. Contact your local

BenefitMall Sales Team today.

Constantly adapting, Consistently achieving.

©2010 BenefitMall®. All rights reserved. BenefitMall, the circle “b” logo and the corporate logo are registered trademarks of Centerstone Insurance and Financial Services, Inc. California license #063979.

(800) 350-0500Offices in Arizona, California, Colorado, Florida, Georgia, Illinois,

Mid-Atlantic Region, New Jersey, New York, Ohio & Texas.


BenefitsSellingMag.com • March 2010 • Benefits Selling58This list includes companies that chose to participate and has been edited for space.

Please see company information at BenefitsSellingMag.com

Dental source list

Mutual of OmahaPhone: (402)351-2025/www.mutualofomaha.com/dental

Mutual of Omaha DentalProduct name

Minimum of 10 livesFam. coverage / group min.

Individual Deductible: $0, $25, $50, $75, $100, $150, $200 Annual or $100 Lifetime Family Deductible: $0, 2x, 3x Annual Maximum: $500, $750, $1000, $1250, $1500, $1750, $2000, $2250, $2500


Active PPO Passive PPO Indemnity Voluntary PPO Voluntary Indemnity

Policy type

Merchants Benefit AdministrationPhone: (480) 221-7778/www.mbaadmin.com

Nationwide Multiflex DentalProduct name

Individual and FamilyFam. coverage / group min.

Varies by Plan/up to $2,000 per yearDeduct. amount / Max. yearly

Both Indemnity and PPOPolicy type

Medico Insurance Co.Phone: (800) 228-6080/www.gomedico.com

Dental, Vision and Hearing InsuranceProduct name

There is no minimum number for our House-hold 10% discount if the applicants live in the same house. The policy is issued on an individual basis.


$100 policy-year deductible.Deduct. amount / Max. yearly

Limited benefit policy designed to provide, to persons insured, limited or supplemental coverage.

Policy type

Managing Agency Group, ThePhone: (800) 243-2534 x12/www.mag-eb.com

EMPLOYERS DENTAL TRUSTProduct name

Participation based upon employer contribu-tion and group size. Minimum group size of 2+ Full time employees enrolled.


Various deductible options available from $25, $50, $100. Various Maximums available from $500, $750, $1,000, $1,500 $2,000 Maximum available with 10+ enrolled.


3 plan types based upon state availability: Traditional PPO, Enhanced (Steerage) PPO and MAC.

Policy type


Benefits Selling is partnering with GreatInsuranceJobs.com!

GreatInsuranceJobs.com – The #1 insurance career Website for both employers and jobseekers.

All listings are featured online for 60 days in Benefits Sellings’ Career Center, powered by GreatInsuranceJobs.com.For pricing contact: 888-265-3616

Career Center

Line Listing

featured job ListingsTo apply or view listings visit the career center at: BenefitsSellingMag.com

Job Title ................................. City, StateCompany Name

•2"x2.25"adspace

• Includesyourlogo(PDF,EPS,orTIFF;300DPI;CMYK)

•Youchoosethecategorynamelistedaboveyourad

Premium Listing business Card Listing

•1.5"x2.25"adspace

• Includesyourlogo(PDF,EPS,orTIFF;300DPI;CMYK)

•Youchoosethecategorynamelistedaboveyourad

ad SizeS

Dental source list

Principal Financial GroupPhone: (800) 986-3343/www.principal.com

Principal Dental Series IIProduct name

The Principal offers family dental coverage to any group of five or more employees.


Our policies have a wide range of employer choice including deductibles. This can range from $0 - $300 and can vary by category – pre-ventive, basic and major. Maximum amounts can also vary based on employer choice. We have annual maximums that range from $250 to $5000.


We offer both employer paid and voluntary coverage. We also offer coverage on both a fully insured and self insured basis. Coverage can also include several different plan types – Pre-ferred provider organization, indemnity, Exclusive provider organization and point of service.

Policy type

Securian Dental PlansPhone: (866) 222-6507/www.securiandental.com

Securian Dental PPO and Indemnity plans (employer-paid and voluntary)

Product name

Community-rated plans for groups of 2-249; In-dividually rated plans or ASO for groups of 100+. Four coverage tiers include: employee, employee + spouse, employee + child(ren), family


Options for standard annual or escalating maximum. Maximums range from $500 to $2,000. Options for calendar-year deductible or lifetime deductible. Deductible applies to diagnostic and preventive services.


Fully insured community-rated plans, custom-risk plans for groups of 100+ and self-funded Administrative Services Only plans for groups of 100 or more.

Policy type

SecureCare DentalPhone: (602) 241-0419/www.securecaredental.com

SecureCare DentalProduct name

2Fam. coverage / group min.

No Deductibles/No Annual MaximumDeduct. amount / Max. yearly

Fully Insured Group DentalPolicy type

QCD of America Inc.Phone: (972) 726-0444/www.qcdofamerica.com

All-American Dental & Vision Benefit ProgramProduct name

Has 4 Choices for the employee at time of enrollment. The discount plan provides family coverage for the employee and all household members regardless of age or relationship. Insured plan choices cover legal dependents. Group minimum is 5 employees covered.


No deductible or coverage maximums on most plans. Maximum benefit on insured plans - $1,000 to $3,000 per calendar year.


Fully insured through Madison National Life Insur-ance Company - AM Best rated A-Excellent.

Policy type

Join bene� tsCONNECT® on June 9–11, 2010

for the 2nd Annual Bene� ts Technology

Users Summit and witness the launch of

bene� tsCONNECT® 5.0, the next generation

of bene� ts technology.

A S P E C I A L P R E S E N TAT I O N B Y


BenefitsSellingMag.com • March 2010 • Benefits Selling60This list includes companies that chose to participate and has been edited for space.

Please see company information at BenefitsSellingMag.com

Dental source list

Universal AmericanPhone: (800) 538-1053/www.UniversalAmerican.com

Supplemental Senior Dental InsuranceProduct name

Coverage eligibility 63+ and any age spouse. Some states may vary.


$0 Annual Deductible for Standard and En-hanced Plan. $1,500 Annual Maximum Benefit for Standard Plan. $6,000 Annual Maximum Benefit for Enhanced Plan.


Dental Insurance.Policy type

United Concordia Cos. Inc.Phone: (717) 260-7497/www.UnitedConcordia.com

Dental InsuranceProduct name

Yes/Minimum varies by plan and location.Fam. coverage / group min.

Standard: $0, $25/$75, $50/$150 / $1,000, $1,250, $1,500, $2,000, $2,500


Fully-insured or ASO; Contributory and VoluntaryPolicy type

Trustmark Group BenefitsPhone: (800) 247-4179/www.trustmarklife.com/group

Dental PPO and IndemnityProduct name


Individual deductibles: $0, $25, $50, $100, $50/$150, $100/$300. Maximum yearly benefit varies from $500 to $2,500 per person.


Ancillary or stand-alone available.Policy type

Trustmark Affinity MarketsPhone: (866) 447-0639 /www.trustmarkaffinitymarkets.com

Dental PPO and IndemnityProduct name

Yes/TwoFam. coverage / group min.

Individual deductibles: $50, $100, $50/$150, $100/$300. Maximum yearly benefit per person: $1,500, $2,000.


Ancillary.Policy type

Triumph DentalPhone: (800) 620-5010/www.triumphdental.com

Triumph DentalProduct name

No/3 enrolled livesFam. coverage / group min.

$50 per person/ $150 per family / $1000 to $3000Deduct. amount / Max. yearly

Group Fully Insured by Citizen’s Security Life or National Guardian Life

Policy type

Transamerica Worksite MarketingPhone: (501) 227-1188/www.transamericaworksite.com

TransSmileProduct name

Yes/greater of 10 applications or 25% of eligible employees


$0, $25, $50, $75, $100, $150, $200; or $100 lifetime deductible/$500, $750, $1,000, $1,200, $1,500, $2,000 or $2,500.


Group VoluntaryPolicy type

Sun Life Financial Employee Benefits GroupPhone: (800) 451-2513/www.ebg.sunlife.com

DentalProduct name

We offer both employee and employee plus family coverage for groups down to 2 lives.


We offer deductibles that range from $0 to $500. Deductibles can apply to all expense types combined or separate.


PPO, Indemnity, Maximum Allowable Charge Dental, Schedule Plans, Dual Option Plans, Voluntary PPO, Voluntary Indemnity, Voluntary Maximum Allowable Charge, Voluntary Sched-ule Plans, DHMO in California

Policy type

StarmarkPhone: (800) 522-1246 x33057/www.starmarkinc.com

Dental PPO A and B, and Indemnity A and B. Plan availability and/or coverage may vary by state.

Product name

Family coverage is available. Dental PPO A and Indemnity A are available to groups with 5 or more insured employees. Dental PPO B and Indemnity B are available to groups with 2 or more insured employees.


Individual deductibles: $50, $100, $50/$150, $100/$300. Maximum yearly benefit varies from $750 to $2,500 per person.


Ancillary or stand-alone available.Policy type

Standard Insurance Co.Phone: (800) 633-8575/www.standard.com

Optima Care Dental, Banner Dental Care, Bal-anced Care Dental

Product name

Yes, family coverage is available. Minimum number in group is 2 primary insured lives


Deductibles typically vary from $0 to $50 annu-ally and are sometimes waived for Preventive dental expenses. Annual maximum benefits range from $400 to $2,500.


If fully insured vs self funded, only fully insured is offered.

Policy type

Spirit DentalPhone: (800) 620-5010/www.spiritdental.com

Spirit DentalProduct name

yes / 1Fam. coverage / group min.

$50 / $150 annual or $100 lifetime deductible / $1000 to $3000 annual maximums



Senior Market Sales Inc.Phone: (800) 786-5566/www.SMSDentalInsurance.com

PrimeStar Series and PPO Dental PlusProduct name

Family coverage is available for single parents and couples with one or more children. Mini-mum number of employees for group coverage is two people unrelated by blood or marriage.


When deductibles apply, they are $50 per per-son per year (max $150 per family). Maximum yearly benefit is $2,000.


PrimeStar Series of dental insurance plans are indemnity coverage with no provider networks. PPO Dental Plus offers the option of additional savings by using a dentist in the PPO network.

Policy type

Senior Market Sales Inc.Phone: (800) 786-5566/www.seniormarketsales.com

PrimeStar Platinum Senior DentalProduct name

Dependent spouse is eligible for coverageFam. coverage / group min.

$50 deductible / $1,000 max benefit per insuredDeduct. amount / Max. yearly

Graded benefitPolicy type

dental source list - benefitspro · dearborn national (formerly fort dearborn life insurance co.)...

Documents