Accidental Loss
Theft
Accidental Damage
Fire or Earthquake
Typical Jewelry Rider to
a Homeowners Policy
Typical Homeowners /
Renters Insurance
Mysterious Disappearance
An unexplained loss
Preventive Repair
Types of repair to prevent a larger loss
CHOOSE YOUR JEWELRY PROTECTION WITH CONFIDENCE
What’s Covered Covered Maybe Covered Not Covered
Jewelry Expertise
Claims Process
Effects of Claims
Deductible Options
Exclusively insuring
jewelry for more than
100 years, with
graduate and certified
gemologists on staff
Unlikely Unlikely
Repair or replacement
with same kind and
quality (up to the value
on your policy) from
jeweler of your choice;
no need for multiple
estimates.
May require you to use
an authorized jeweler
or repair/replacement
company; may instead
pay cash; may require
multiple estimates
May require you to use
an authorized jeweler
or repair/replacement
company; may instead
pay cash; may require
multiple estimates
No increase to your
Jewelers Mutual
policy premium
Claims may affect
status of entire policy,
including coverage
for your home
Claims may affect
status of entire policy,
including coverage
for your home
Flexible, as low as $0 Same as overall policy Flexible, as low as $0
This is a brief overview for informational purposes only. Coverage and pricing are subject to underwriting review and approval, and to policy terms and conditions.
©2016 Jewelers Mutual Insurance Company
Typical Jewelry Rider to
a Homeowners Policy
Typical Homeowners /
Renters Insurance
Coverage Features
*Preventive repair is defined by Jewelers Mutual as: prong retipping; repair of broken, worn or bent prongs; clasp replacement; restringing of broken or stretched pearl strands; stone
tightening; and repair of broken earring posts.
Round
Princess
Emerald
Asscher
Marquise
Oval
Radiant
Pear
Heart
Cushion
CHOOSE YOUR JEWELRY PROTECTION WITH CONFIDENCE
Covered
*Preventive repair is defined by Jewelers Mutual as: prong retipping; repair of broken, worn or bent prongs; clasp replacement; restringing of broken or stretched pearl strands; stone
tightening; and repair of broken earring posts.
RoundPrincessEmeraldCushionAsscherRadiantPearMarquiseOvalHeart
Round 4.1 mm 5.1 mm 5.8 mm 6.4 mm 7.4 mm 8.1 mm 9.3 mm 10.2 mm 11 mm
Princess 3.5 mm 4.4 mm 5 mm 5.5 mm 6.4 mm 7 mm 8 mm 9 mm 9.5 mm
Emerald 4.1 mm 5.1 mm 5.8 mm 6.4 mm 7.4 mm 8.1 mm 9.3 mm 10.2 mm 11 mm
Cushion 4x3.5 mm 5x4.5 mm 6x5 mm 6.5x5.5 mm 7.5x6.5 mm 8x7 mm 9x8 mm 10x8.5 mm 10.5x9 mm
Asscher 3.7 mm 4.4 mm 5 mm 5.5 mm 6.4 mm 7 mm 8.1 mm 9 mm 9.6 mm
Radiant 3.5x3 mm 5x4.5 mm 5.5x5 mm 6x5.5 mm 7x6 mm 7.5x7 mm 8.5x7.5 mm 9.5x8.5 mm 10x9 mm
Pear 5.5x3.5 mm 7x4.5 mm 8x5 mm 8.5x5.5 mm 10x6.5 mm 10.5x7 mm 12.5x8 mm 13.5x9 mm 15x10 mm
Marquise 6.5x3 mm 8.5x4 mm 9.5x4.5 mm 10.5x5 mm 12x6 mm 13x6.5 mm 14x7 mm 16x8 mm 17x8.5 mm
Oval 5x3 mm 6.4 mm 7.5x5 mm 8x5.5 mm 9x6 mm 10.5x7 mm 11.5x7.5 mm 13x8.5 mm 14x9.5 mm
Heart 4.2 mm 5.4 mm 6 mm 6.7 mm 7.6 mm 8.3 mm 9.5 mm 10.3 mm 11 mm
Carat Weight 0.25 0.5 0.75 1 1.5 2 3 4 5
Diamond Carat Size Chart
Round 4.1 mm 5.1 mm 5.8 mm 6.4 mm 7.4 mm 8.1 mm 9.3 mm 10.2 mm 11 mm
Princess 3.5 mm 4.4 mm 5 mm 5.5 mm 6.4 mm 7 mm 8 mm 9 mm 9.5 mm
Emerald 4.1 mm 5.1 mm 5.8 mm 6.4 mm 7.4 mm 8.1 mm 9.3 mm 10.2 mm 11 mm
Cushion 4x3.5 mm 5x4.5 mm 6x5 mm 6.5x5.5 mm 7.5x6.5 mm 8x7 mm 9x8 mm 10x8.5 mm 10.5x9 mm
Asscher 3.7 mm 4.4 mm 5 mm 5.5 mm 6.4 mm 7 mm 8.1 mm 9 mm 9.6 mm
Radiant 3.5x3 mm 5x4.5 mm 5.5x5 mm 6x5.5 mm 7x6 mm 7.5x7 mm 8.5x7.5 mm 9.5x8.5 mm 10x9 mm
Pear 5.5x3.5 mm 7x4.5 mm 8x5 mm 8.5x5.5 mm 10x6.5 mm 10.5x7 mm 12.5x8 mm 13.5x9 mm 15x10 mm
Marquise 6.5x3 mm 8.5x4 mm 9.5x4.5 mm 10.5x5 mm 12x6 mm 13x6.5 mm 14x7 mm 16x8 mm 17x8.5 mm
Oval 5x3 mm 6.4 mm 7.5x5 mm 8x5.5 mm 9x6 mm 10.5x7 mm 11.5x7.5 mm 13x8.5 mm 14x9.5 mm
Heart 4.2 mm 5.4 mm 6 mm 6.7 mm 7.6 mm 8.3 mm 9.5 mm 10.3 mm 11 mm
Carat Weight 0.25 0.5 0.75 1 1.5 2 3 4 5
Diamond Carat Size Chart
jewelersmutual.com
Carat Weight 0.25 0.5 0.75 1 1.5 2 3 4 5
Round 4.1 mm 5.1 mm 5.8 mm 6.4 mm 7.4 mm 8.1 mm 9.3 mm 10.2 mm 11 mm
Princess 3.5 mm 4.4 mm 5 mm 5.5 mm 6.4 mm 7 mm 8 mm 9 mm 9.5 mm
Emerald 4.5x3 mm 5.5x4 mm 6x4.5 mm 6.5x5 mm 7.5x5.5 mm 8.5x6 mm 9.5x7 mm 10.5x7.5 mm 11.5x8.5 mm
Cushion 4x3.5 mm 5x4.5 mm 6x5 mm 6.5x5.5 mm 7.5x6.5 mm 8x7 mm 9x8 mm 10x8.5 mm 10.5x9 mm
Asscher 3.7 mm 4.4 mm 5 mm 5.5 mm 6.4 mm 7 mm 8.1 mm 9 mm 9.6 mm
Radiant 3.5x3 mm 5x4.5 mm 5.5x5 mm 6x5.5 mm 7x6 mm 7.5x7 mm 8.5x7.5 mm 9.5x8.5 mm 10x9 mm
Pear 5.5x3.5 mm 7x4.5 mm 8x5 mm 8.5x5.5 mm 10x6.5 mm 10.5x7 mm 12.5x8 mm 13.5x9 mm 15x10 mm
Marquise 6.5x3 mm 8.5x4 mm 9.5x4.5 mm 10.5x5 mm 12x6 mm 13x6.5 mm 14x7 mm 16x8 mm 17x8.5 mm
Oval 5x3 mm 6x4 mm 7.5x5 mm 8x5.5 mm 9x6 mm 10.5x7 mm 11.5x7.5 mm 13x8.5 mm 14x9.5 mm
Heart 4.2 mm 5.4 mm 6 mm 6.7 mm 7.6 mm 8.3 mm 9.5 mm 10.3 mm 11 mm
When printing, set Page Scaling to “None” in your print dialog box.
*Measurements are based on diamonds cut to ideal proportions.