The future of fundraising

Investor Presentation

Includes typical charity presentation

Value Creation for Investors

Management has extensive experience in transaction based services. A previous transaction processing company founded by Management was acquired for nearly $20 million. Management believes Dynamic Scrip should be able to create much more value for investors than their previous company that was acquired. The reasons for this strong belief are:

•The Gift Card Market is $138 billion and growing•The Mobile Rewards Market is exploding•The Non-Profit Industry is $8 billion and growing•Mobile Gifting is growing•The Greeting Card Industry is $9 billion and shifting to online•Our technology is superior to anything else in the market

• Scalable• Unique• Built for white labeling• We can also accept donations on behalf of charities

•We have an experienced Management Team•Our Sales Team has a proven track record of closing large accounts•Our Sales Funnel is filled even though we are officially launching July 6 th

•We expect revenues of $133 million, Operating Income of $4.4 million and Net Profit of $2.5 million or more in 2018. Closing just one national account will reach these goals.•We have experience in building companies with an exit strategy in mind

Attached is a sample presentation we would typically send to a charity outlining our services.

Great Returns with Limited Risk

We believe Dynamic Scrip is the future of fundraising. Our business model, technology and experience in transaction based businesses will provide a substantial return to investors with a limited amount of risk. In addition to a very fair share price, we also offer a healthy dividend to a very select group of investors. Please join us as we strengthen local communities.

•Limited Number of Investors • We are limiting this investment to a maximum of 10 investors

•Great Potential Returns • Shares should be worth 5X the initial investment if we hit our goals in just 36 months• Very healthy dividend also included

•Proven Track Record • Management sold a previous “start up” for $20 million dollars in 2005; netting millions for investors • 20 years of transaction based marketing experience

•Low Investment Requirement • Low minimum investment

•Support Local Charities • Our business model assists local charities in raising critical funds. As an investor, you help facilitate building a

stronger local community

• Cutting Edge Technology • We offer the only end to end, non-inventory Mobile App fundraising system in the country that combines both

national & local retailers.• We even accept donations via our Mobile App for our Non-Profit Clients• Extremely scalable business model allows for rapid regional or even national expansion for a very low incremental

cost, thus increasing profits exponentially.

- The statements made in this presentation are forward looking -

The future of fundraising

Start of Charity Presentation

The New Paradigm in Fundraising

Because our “products” are a branded payment based system (Gift Cards, Visa Cards, Mobile App/Mobile Wallet), we can help you capture exponentially higher monthly revenues than ever before.

According to the US Department of Labor (Sept. 2014), the average family spends over $51,000 annually on everyday items like: gas, groceries, clothing, dining out, entertainment, auto services, home improvement, health services and more. Our program will help you add these new revenues to your existing product portfolio quickly and keep your customer active longer through our unique value proposition.

The Future of Fundraising - Now

Dynamic Scrip truly is the Future of Fundraising. From cutting edge technology to effective marketing strategies, we’ll help you drive more donations than ever. Our Program will provide you with (1) the ability to attract new (younger) parishioners and (2) maximize the amount that each parishioner contributes.

•Private Labeled • Perfect for branding – remind parishioners why they are supporting scrip with EVERY

purchase.• A very low cost of just $79 per month to have your own Mobile App & custom website

•Lifestyle Driven • Easy to sign up• Easy to use• Designed for everyday needs

•Young Family/Millennial Focused • 86 million millennials – the largest demographic EVER in the US • They are technology driven (cash and checks are foreign to them as payment

options)• Millennials and young families are the future of nearly every parish

Fully Integrated Solution

Dynamic Scrip is the only “Fully Integrated, End to End Fundraising Solution” in the US that provides parishes an inventory free scrip program that addresses ALL of a customer’s daily purchasing needs:

•National Retailers • Mobile App Driven• Thousands of retail locations across the country • Nearly 200 leading retail brands and growing

•Local Retailers • Dynamic Visa Card Driven• ANY local retailer can sign up (even gas stations) • Great for supporting the local community

•Petroleum/Gas • Dynamic Visa Card Driven• Nationwide Gas n’ Go Program also available

•Donations • Dynamic Visa Card, Checking Account or even Credit Card Driven• Increase giving up to 126% vs. traditional programs

Dynamic Scrip vs. “Regular Scrip Programs”

With traditional “Regular Scrip Programs” there is tremendous pressure on scrip coordinators and parishes/schools on a number of fronts:

•Inventory • Live cards• Negative cash flow for purchases• Many hands touching inventory• More success = more inventory

•Local Retailers • Coordinators must source product • Live cards & even certificates

•Scrip Coordinator “Burn Out” • Yes. Due to all the responsibilities• Tracking, auditing & sales

•Lifestyle Driven• Not at all; very antiquated• Not payment option friendly for parishioners

•Auditing/Budgeting Issues • Difficult to reconcile• Difficult to calculate actual profits• Losses due to “shrink” or mistakes• Difficult to budget for upcoming months

With Dynamic Scrip, your Coordinators can focus on the most important goal – growing your scrip program while we handle the rest!

•Inventory • NONE – All Mobile App & Visa Card driven• Positive cash flow• Nobody touching inventory• More success = more profits

•Local Retailers • Dynamic Visa Card Driven• NO live inventory. ANY local retailer can sign up

•Scrip Coordinator “Burn Out” • None – Sales focused because ALL of the

inventory issues are gone.

•Lifestyle Driven• Absolutely!• Instant issue of “product” to the parishioner• 3 consumer driven types of payment methods• Easy to sign up, easy to use

•Auditing Issues • Very easy• Full reporting for 100% of the transactions• Easy to budget for upcoming months

3 Easy Ways to Contribute

Many parishioners do not participate in scrip is because it is not convenient and does not fit their busy lifestyles. With Dynamic Scrip, it is very easy for parishioners to get involved and, more importantly, to stay involved in your scrip program. It couldn’t be more simple or more rewarding!

•Dynamic Visa Card • Highest Scrip Rebates• Many Local Retailers (so you can earn more scrip rebates @ more places)• 10 Cents Per Gallon Rebate with our Nationwide Gas n’ Go Program• Gas purchases count towards your Dynamic Scrip Membership Program• Great for budgeting (no interest since it’s a debit card)• Perfect for teenagers (allowances, budgeting)• Friends and Family can help!

•From your Checking Account • Highest Scrip Rebates• Start making purchases today!• Great for budgeting • Friends & Family can help!

•Your Favorite Credit Card • Earn your credit card rewards points & help scrip at the same time – it’s the best of both

worlds!!!• Start making purchases today!• Get 30 days “float” from your credit card provider in most cases• Friends & Family can help!

Zero Inventory

One of the largest issues with traditional “scrip programs” is that they require a large outlay of cash from the parish to purchase the card inventory. This stifles sales and causes the parish to hold large quantities of inventory.

Many “successful” scrip programs have over $100,000 in live gift card inventory at any given time. Because of this huge liability, some non-profits have experienced internal “accounting irregularities” of over $70,000 with traditional scrip programs.

With Dynamic, there is never any inventory. This allows you to grow your scrip program to it’s fullest potential without the concern of inventory cost or internal issues that may arise.

150 National Retailers Available

Dynamic Scrip Mobile App/Mobile Wallet

Our new Mobile App and Mobile Wallet allows your parishioners to purchase mobile gift cards and have them sent to their mobile device (phone, tablet or laptop) instantly! This greatly increases the number of available merchants your parishioners can earn scrip rebates from. The mobile gift card balances are then stored in their Dynamic Scrip Mobile Wallet for future use. Our Visa Debit Card can also be managed directly from our Mobile Wallet, which allows your parishioners the ability to manage all of their account balances and purchases instantly in the palm of their hand.

Our Visa Card is primarily designed for local merchant and gas purchases, while the Mobile App is designed for national retailers.

Dynamic Visa Debit Card

Our universally accepted Visa Debit Card is specifically designed to give your parishioners one card to use at many local retailers on our Visa Retail Network. It also provides cash back at any gas station nationwide with our Preferred Membership Rewards Program. This exciting program requires no live inventory at the parish and offers instant delivery of product to your parishioners. It is the easiest way ever designed to participate in scrip!

Preferred Membership Program

Our new Preferred Membership Program directly rewards & encourages your parishioners to participate at higher levels by combining scrip purchases AND donations to dramatically increase their Nationwide Gas n’ Go Rebate all the way up to .10 cents per gallon!

Preferred Membership Program – Dynamic Visa Card OnlyMembership Status

Customer Mo. Spend* Monthly Fee

Gas n Go Rebate** Rebate %

Silver $0-$250 $2.95 0.03Varies by Retailer

Gold $251-$999 $0 0.05Varies by Retailer

Platinum $1000+ $0 0.10Varies by Retailer

         

     

*Customer Monthly Spend = Mobile App purchases + Dynamic Visa purchases + Donations + Friends & Family Members

Any donations made to the Parish or School through Dynamic count towards attaining Gold or Platinum Membership just as any qualified purchase would!

Nationwide Gas n’ Go Program

Save up to 10 Cents Per Gallon!!!

Dynamic Scrip has done it again! This time by saving your parishioners money at the pump. Just use your Dynamic Scrip Visa Card at ANY gas station in the country and select “credit” at the pump and you’ll receive up to .10 cents per gallon every time to fill it. It’s the easiest way to keep your hard earned cash!

Lower your cost of filling up at your favorite gas station & start saving money today!

**Restrictions apply. Exclusive to Dynamic Visa Card customers.

Case Study

Attached is an example of the profit potential for an average parish. Participation and Family & Friends are the keys!

Parish Case Study # of Parishioners 500Participation Rate 30%Active Dynamic Parish Members 150Average Annual $'s Spent $3,600 Average Commission 5%Annual Sales $540,000 Annual Commission Dollars $27,000 Family & Friends Active Members* 300 F&F Average Annual $'s Spent $2,400 F&F Average Commission 5%F&F Annual Commission Dollars $720,000 F&F Annual Commission Dollars $36,000 TOTAL COMMISSION DOLLARS $63,000

*Assumes 2 F&F Members for each Active Dynamic Parish Member

US Gift Card Market is expected to reach $138 Billion dollars in 2015!

The US Gift Card Market

Gift Card Uses

Personal Use

• Gas• Groceries• Restaurants• Clothing• Everyday Items• Electronics• Entertainment• Home Improvement• College kids

Gift Giving

• Convenient• High perceived value• Birthdays• Graduations• Holidays• Weddings• Special Events

Personal Use is the Key!

The overall Dynamic Scrip market size for personal use (not gifting) is exceptionally high. The average family spends over $51,000 per year on products that our payment options could be used for. A typical family of 4 example would be:

Walmart/Target $500Gas/Auto $100Walgreens/CVS $100Starbucks/Caribou Coffee/Dunkin Donuts $50Various Restaurants $150Clothing $200i-Tunes/Ebay/Fandango/Amazon $100TOTAL MONTHLY SPEND: $1,200

An average Dynamic Scrip Member spends $411 per month*

Personal Use = Stable Income

The majority of gift cards for gift giving (not personal use) are purchased during the peak holiday seasons of Christmas, Father’s Day, Mother’s Day, graduations, weddings, birthdays and special events. If you’re only focused on the traditional gift giving side of Dynamic, you’re missing the largest and most stable portion of our fundraising opportunity: personal use.

Personal use, combined with traditional gifting allows for a stable, reliable income for your organization year round. It also enables you to benefit from the huge gifting peaks during the holiday seasons.

Gifting – Purchasing Habits

The vast majority of gift cards that are purchased today are in the food, drug and mass retail channels. This includes retailers such as: Grocery Stores, CVS & Walgreen’s. Our concept of gifting is to shift those purchases from the national retailer where your parishioners have purchased gift cards in the past to purchasing from Dynamic so your own organization gains scrip rebates for the sales. This shifts the profits from the retailers to the parish.

Friends & Family Program

By talking to your friends and family about Dynamic, you can earn additional profits. This can leverage your sales exponentially! The process is simple:

1.Sign up friends and family• Free sign up• For gifting or for Visa Scrip Debit Card & Mobile App• Easy and convenient for parents/grandparents to

support their children2.Friends and family that sign up will be given a customer code3.That customer code is tracked in our database for that customer4.You receive scrip credit for all purchases they make

Simple!

Guaranteed Security

Dynamic Scrip offers your parishioners several layers of protection so they can have peace of mind that their hard earned funds are 100% safe:

•Holding Company – Visa Card funds are held by our sponsoring bank, Cedar Rapids Band & Trust. CRBT is publically traded on the NASDAQ (QCRH). Your parishioners’ funds never leave the CRBT holding account until they are spent.

•FDIC Insured – Each card is FDIC insured up to $250,000

•Visa Zero Fraud Liability Protection – If your Member is the victim of a fraud or unauthorized transaction, they will be refunded the full amount.

•“Verified by Visa” Fraud Protection – This program offers your Members who shop online an extra layer of fraud protection for participating online retailers.

Future Product Enhancements

We expect the following product enhancements to become available in the next couple of months:

•Mobile Coupons – Our goal is to provide this money saving benefit to Parishioner at no cost. Parishioners would basically be able to “double dip” savings.

•Mobile Gift Giving – This exciting product allows your Parishioners to give a Mobile Gift Card to anyone, anytime in only a few seconds via email or even text message.

•On Demand Custom Greeting Cards & Gift Cards – This first to market product allows parishioners to design custom greeting cards, choose a gift card and even add a personal touch by uploading pictures or adding a personal message. Then just tell us where to mail the card and you’ll gain valuable scrip credit for shopping at home!

•Local Banks – We’re developing new technology that could allow parishioners to use their local bank credit or debit card at participating local retailers to gain scrip credit. This could be especially useful in smaller rural communities.

•Geo Fencing – We will soon have the ability to assist Scrip Coordinators in promoting scrip services and raise donations by using advanced geo-targeting marketing techniques. Essentially, we can send targeted ads to a customers phone reminding them of the parish needs. This cutting edge technology can be turned on or off by parish and also by times.

Getting Started

Getting started with Dynamic is easy!

1.Sign up your organization. You will be provided an organization customer number.2.Your parishioners sign up online. They will be provided a customer number.3.Your parishioners make purchases with their new Mobile App or Visa Card, which is tied to your parish.4.Dynamic tracks all parishioner purchases for each calendar Quarter for your entire organization. This includes Friends & Family Members.5.Dynamic pays the rebates earned to your parish Quarterly for all Visa Card and Mobile App sales.