Personal Financial Management

& Funding Your Business

Independent Advice & Financial Freedom

COMPLETE FINANCIAL

What Does Complete Financial Do?

COMPLETE FINANCIAL

How do we do it?1.Online Financial Plan2.Complete & Consolidate Approach3.Educate-Newsletter/Blog4.Your Goals & Deadline Driven5.Meetings & Reviews

What do we Do?• Advise Individuals & Companies, Directors & Self-Employed, 50+• Help people manage their Money, Insurance, Investments, Retirement• Repair and Protect-Prevention is better than cure

What is Wealth? COMPLETE FINANCIAL

“Wealth is a measure of your ability to do what you would like to do, when you would like to do it”

What's Your Goal? COMPLETE FINANCIAL

• Make Money• Have Fun• Help People• Be in Control• Have Time to do what you want• Take care of You & Your Family• Financial Freedom

YOUR GOALS

Why Bother Planning COMPLETE FINANCIAL

Because if you

don’t THEY will…

COST SAVINGS

Key Financial Planning Areas

Protection• Income•Mortgage•Life•Serious Illness

Business Protection•Keyman Insurance•Shareholder Insurance

•Partnership•Group Risk

Savings•High/Med/Low Risk

•Short/Medium Term

•Regular/Lump•Emergency/Kids/TaxCar/Expenses

Retirement / Investments•Capital Protection•Fund Profiling•Business Expansion Savings

•Tax Planning

Inheritance & Will Provisions•Estate Planning•Statement of Affairs

•Will / EPOA

COMPLETE FINANCIAL

Financial Review Process-Roadmap

Current Situation Review

1.Goals 2.Priority 3.Deadlines

KPI’sKey Financial GoalsKey Business GoalsKey Personal Goals

What motivates

you

Goal Destinatio

n

Review&

Adjust

COMPLETE FINANCIAL

COMPLETE FINANCIALPersonal Financial Roadmap

Process1.Current Review2.Financial Plan3.Roadmap to get

there4.Prioritise5.Implement6.Review

ACTIONS1. Have a Financial Plan for You

a) Target Income now and in 5 yearsb) Target Income in Retirement, What agec) Passive v Active Income

2. Have a Financial Plan for your Businessa) Target Incomeb) Net Income and BEPc) Structure-Sole v Otherd) How do you take money out?

3. Measure and Review-Annually at a minimum, Monthly4. HAVE A FINANCIAL HEALTH CHECK

How do I achieve my Goal? COMPLETE FINANCIAL

1. Consider the many benefits of Financial Planning2. Complete Financial Review today3. Write Down Your Personal Goals and Plan4. Write Down Your Business Goals and Plan5. Focus on the Key things-80/20 Rule6. Be ruthless with your Time & Resources7. Create, Maintain and Transfer Wealth

Next Steps

Complete Financial- Independent Advice & Financial Freedom

COMPLETE FINANCIAL

Traditional Funding routes are very Tight

Why are you trying to Fund? Grow Your Income / Business Reduce your Costs to a Minimum-Bootstrapping What's Your Breakeven Point? Benefits v Costs

Things You Need To Have / Do 3 Year Business Plan and Detailed Financials Is your Business a Commodity or a Service? Why would an Investor/Bank Invest

Share of Profits, Profit on Sale, Interest on Loan Looking At-How you manage Your Finances & Business What is Your return on Investment

Others Benefits-Investment Partner• Other Sales Channel, Experience, Skills• Do that already

FUNDING YOUR BUSINESS COMPLETE FINANCIAL

Appreciate Your Feedback on Our

1. Online Financial Review

2. Newsletter

3. Blog-Irish Financial Adviser

4. Website

FEEDBACK

Complete Financial- Independent Advice & Financial Freedom

COMPLETE FINANCIAL