FOREIGN EXCHANGE FOR PRIVATE CLIENTS

FOREIGN EXCHANGE & INTERNATIONAL PAYMENTS

Founded in 2000, Currency UK

has helped thousands of clients

move billions of pounds around

the globe. Our focus on delivering

a comprehensive range of FX tools,

hedging services and international

payments with market leading

customer service has won us the

long term loyalty of our client base.

We invite you to join them.

WHAT WE DOWe provide three cost effective, safe and efficient services to

fulfil your international currency requirements:

FOREIGN EXCHANGE

The exchange and transfer of funds

world-wide for significant purchases.

REGULAR PAYMENT SERVICE

The exchange and transfer of regular

monthly amounts to cover items such

as pensions, mortgage payments and

rental income.

Same day international bank transfers

available in many currencies including

GBP, EUR, USD, CAD, CHF and ZAR.

INTERNATIONAL TRANSFERS

We provide ‘spot’ contracts to fulfil immediate requirements,

‘forward’ contracts to guarantee a rate for a future date and

other money market tools to help you to get the best value

from the foreign exchange market.

These are covered in more detail later in this guide. In all cases,

once you have agreed a rate with your dealer over the phone,

this rate is fixed regardless of subsequent market fluctuations.

We work on your behalf to ensure that the transfer of your funds

is as quick and painless as possible. Our multilingual staff are on

hand to liaise with the recipient of the funds (if necessary) so

that the whole process is completed smoothly.

Learn more: currencyuk.co.uk +44 (0) 20 7738 0777

OUR LATEST CURRENCY

VIEWS

Stay informed with timely news & views from the world of FX.

@CurrencyUKLtd

1.3780CURRENCY//UK

RATES

1.3250TOURIST

CASH RATES

1.3490HIGH STREET BANK RATES

1.4005PLC

RATES

1.4055INTERBANK

RATES

EXAMPLE COMPETITIVE RATES*

HOW WE SAVE YOU MONEYOur private client team can handle all of your foreign currency

payments & receipts and give you access to the same money

market tools as the largest companies.

Private individuals normally only have access to the poor

exchange rates offered by the high street banks. As specialists

we buy currency on your behalf saving you up to 4% on your

overseas transfers.

We are real people at our head office in London, no call centres.

Your personal account manger is on hand to help you through

the process.

Learn more: currencyuk.co.uk +44 (0) 20 7738 0777

* Rates are indicative and are for comparative purposes only, but are based on actual GBP/EUR rates in March '15 with the Interbank rate at 1.4055. The 1.3780 was a rate offered by Currency UK Ltd for a trade of £200,000 to a private client, a major high street bank offered 1.3490 for the same amount. The client received €5,800 more by using Currency UK Ltd. The tourist rate was that generally available from Bureau De Change outlets.

BEAT THE BANKS

For the best rates on international transfers, just ask us.

Up to 4% better off

BENEFITS OF USING CURRENCY//UKWe work on behalf of our private clients to get the best value

for their money, minimise exposure to exchange rate

fluctuations, and to make the international payments process

safe, quick and easy.

// Better exchange rates than those offered by the banks

(up to 4%)

// No fees on transfers of £5,000+ saving you £20-£40

// Same day transfers

// A dedicated personal account manager

// Market leading customer service

// Avoid receiving charges from your overseas bank

// Same secure transfer method as your bank

// Multi-lingual staff

Learn more: currencyuk.co.uk +44 (0) 20 7738 0777

VISIT US ONLINE

A wealth of FX information

currencyuk.co.uk

HOW TO TRANSFER FUNDS WITH USRegister yourself for free by completing our user friendly online

application form:

currencyuk.co.uk/private-app

Set yourself up in minutes, make payments same day: it's free,

easy and without obligation. Your personal account manager

will call you to confirm your registration is complete. Then

simply follow these steps whenever you need to make a transfer.

Advise your account manager of the currency and amount to be exchanged.2

Agree a rate and confirm you want to proceed.3

Receive confirmation via email.4

Confirm the onward payment details and return it. We'll store onward payment details for regular payees.5

Transfer the agreed amount to our relevant client account.6

Relax. Upon receipt of your funds we'll forward your foreign currency to the designated recipient account with a confirmation.7

Call Currency UK for a quote.1

TAKE THE FRUSTRATION

OUT OF FX FLUCTUATION

If it involves sending or receiving foreign currency then we can do what your

bank cannot – help.

currencyuk.co.uk

PRODUCTS DESCRIPTION USE

If you need to make immediate or urgent payments.

SAME DAY / NEXT DAY / SPOT CONTRACT

Use if you have specific minimum budgeted levels but don’t want to spend your time watching the markets.

Allows you to use the funds as and when required. An ideal product when a property purchase completion date is uncertain.

If you do not have all the funds currently available.

// Guarantee a rate for a future date

// Take advantage of favourable rates

// Fix the GBP price of a property purchase

MARKET ORDERS

FLEXIBLE FORWARD CONTRACT

FORWARD CONTRACT

Stop Loss, Take Profit, One Cancels Other (OCO) are all types of order designed to automatically execute if certain market conditions are met.

This is for the purchase or sale of a currency between a range of future dates.

We act as your eyes and ears in the FX market so you don't have to.

If you think your business could benefit from our services then please let us know.

RATE ALERTS

CORPORATE CLIENT SERVICES

A proactive approach and service that allows you to make an informed decision when a particular price has been achieved.

We offer a range of our services to businesses as well as individuals.

This is for the purchase or sale of a currency on a fixed future date. A forward contract will guarantee an exchange rate for a future date, regardless of subsequent market fluctuations.

The most common type of FX contracts.

REFER A FRIEND

Receive wine or M&S vouchers in thanks

currencyuk.co.uk/refer

SECURITY OF FUNDSOur regulations, authorisations, permissions and registrations

are broadly split into two categories: Customer Protection and

Anti-Money Laundering. This means that depending on which

Currency UK services you use, different regulations will apply.

As a private client transferring funds to or from the UK, the

following will apply:

Currency UK Limited is authorised and regulated by the

FCA as a Payment Service Firm (FRN 504592), Anti-Money

Laundering regulations (HMRC) and Data Protection (ICO).

What does this all mean?

// We have demonstrated and proven the measures in place to

ensure security of our clients' funds – most relevantly, the

use of segregated safeguarding/client accounts

// We have met stringent solvency tests

// We have demonstrated our compliance with consumer

based policies such as our complaints procedure and data

protection policies

// We are covered by the Financial Ombudsman – in the

unlikely event we make a mistake

At Currency UK, protecting our customers' funds is of

paramount importance. That's why we take the most stringent

precautions to make sure we comply with UK and international

legislation regarding the safeguarding of funds.

Our regulatory status can be confirmed on the

FCA register: fca.org.uk/register

WE LOVE CLIENTS BLOWING OUR

TRUMPET!

Hundreds of five star ratings – we're only as good as our last review.

trustpilot.com/review/

currencyuk.co.uk

WHAT OUR CLIENTS SAYDon't take our word for it, here's a selection of what some of our

clients have to say:

I will never use my bank for larger value international transfers

again - Currency UK does a terrific job, faster, far better value

and with outstanding customer service and communication.

Highly recommended.

Malcolm | Private client

"

"

I have used Currency UK for many years now, and have always

found them to be easy to deal with, and most professional, at

all times. They act promptly and offer fair rates for both large

and small transactions. I can confidently recommend them for

a fast and fair service, which far exceeds anything offered by

traditional banks, in foreign currency payments.

Roger | Private client

"

"

As with many people purchasing property in Europe, the rate of

exchange fluctuated considerably during the period it took to

complete. With your help we arranged a forward contract which

saved us £3,000-5,000. I am sending a bottle of champagne to

the person who recommended you to us!

Sue | Private client

"

"

My very first trade with Currency UK was under difficult

circumstances. Despite this Currency UK took my trade and

sent me my currency as soon as they received my payment -

which was several days before the agreed payment date.

Janet | Private client

"

"

Learn more: currencyuk.co.uk +44 (0) 20 7738 0777

A 79 Clerkenwell Road, London EC1R 5AR, U.K.

T +44 (0) 20 7738 0777 F +44 (0) 20 7691 9479

E info@currencyuk.co.uk W currencyuk.co.uk