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1 Fringe Benefits Orientation

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Fringe Benefits Orientation. Arizona State Retirement System (ASRS). Provides defined benefit retirement, LTD, retiree health insurance, and survivor benefits to members Employee and Amphi both contribute Retirement contribution is 10.90% of pay (before tax) - PowerPoint PPT Presentation

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Page 1: Fringe Benefits Orientation

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Fringe Benefits Orientation

Page 2: Fringe Benefits Orientation

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Arizona State Retirement System (ASRS) Provides defined benefit retirement, LTD,

retiree health insurance, and survivor benefits to members

Employee and Amphi both contribute Retirement contribution is 10.90% of pay

(before tax) LTD contribution is 0.24% (after tax) Enrollment is mandatory Two-step enrollment process Website: www.azasrs.gov Local phone (520) 239-3100

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403(b) or 457 Tax Sheltered Annuity Tax free retirement saving Contact an approved retirement

investment company Automatic payroll deductions IRS rules and regulations govern

these investments Visit the retirement savings section of

Benefits website at: www.amphi.com

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ASBAIT Medical Insurance Arizona School Board

Association Insurance Trust BlueCross/BlueShield of

Arizona provides the network of doctors, hospitals, and labs

Meritain is the administrator

Certificate of Creditable Coverage (COCC) for your current insurance provider is required to waive pre-existing condition clause on all covered persons over the age of 19

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Medical Plans: 3 choices A$25 – co-pays only B$25 – co-pays for doctor’s visits and prescriptions; lower deductible plus co-insurance for major medical services HDHP $1200 - High Deductible Health Plan with HSA available through Health Equity

Dependents may be covered up to age 26

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Medical Insurance Rates

Individual Only Individual + Spouse

Individual + Child(ren)

Individual + Family

ASBAIT A$25 $149.23/month($89.54/pay)

$567.23/month($340.34/pay)

$506.23/month($303.74/pay)

$861.23/month($516.74/pay)

ASBAIT B$25 $117.23/month ($70.34/pay)

$503.23/month($301.94/pay)

$445.23/month($267.14/pay)

$773.23 /month($463.94/pay)

ASBAIT HDHP $46.23/month

($27.74/pay)$361.23/month($216.74/pay)

$316.23/month($189.74/pay)

$599.23/month($359.54/pay)

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Preventative Care Benefits Preventive Care In-Network

Physical exams 100% Well-Child Care 100% Mammogram 100%* Pap smears 100% Prostate blood test 100% Screening lab work 100%

As required by PPACA, preventive benefits covered at 100%, with no cost to you. For complete listing, visit

http://www.healthcare.gov/center/regulations/prevention/taskforce.html

Additional Wellness Benefit First $300 covered at

100%, 10% of eligible thereafter In-network

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Tools Enroll with www.myMERITAIN.com

Type both First and Middle name in First Name field when enrolling

Access your electronic Explanation of Benefits Find the status of a claim Order new ID cards One-stop-shop access to your account Enroll with https://www.mycatamaranrx.com to find

out your prescription drug costs

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Tools Visit www.azblue.com for in-network

provider directory Search the Provider Directory Select “PPO/EPO” network for medical Select “Dental Choice/Blue Preferred Dental” for

dental Tabs for Providers, Facilities and Urgent Care

If you enroll in ASBAIT Medical, make sure to pick up a Guide to your Medical Benefits on your way out today

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Dental Insurance Options Two Dental Options

Employers Dental Services ASBAIT PPO

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IndividualOnly

Individual +Spouse

Individual + Child(ren)

Individual +Family

Employers Dental Services

$0.00/mo.($0.00/pp)

$8.57/mo.($5.14/pp)

$13.85/mo.($8.31/pp)

$17.31/mo.($10.39/pp)

ASBAIT Dental$22.35/mo.($13.41/pp)

$54.35/mo.($32.61/pp)

$56.35/mo.($33.81/pp)

$76.35/mo.($45.81/pp)

The following Individual costs reflect a monthly District dental contribution of $8.65

Dental Insurance Rates

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Dental Insurance Options Employers Dental Services (EDS)

In-network coverage only Low-cost exams, cleanings and x-rays Discounts for other major services No coverage limits No prior coverage requirement Domestic partner coverage is available Dependents may be covered to age 26 Pick up directory of providers on your way out

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Dental Insurance Options ASBAIT PPO

Freedom to choose any licensed dentist Free yearly exam, x-rays and biannual

cleanings Plans pays max $1,500 per calendar year Low deductible - $50 per person Co-insurance of 80% or 50% Reduced costs if your provider is in BCBS of

AZ Dependents covered to age 22 (up to age

24 if full time student) COCC required to waive pre-existing clause

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Vision Insurance

EyeMed Vision $10 co-pay for annual eye exam Allowance toward glasses or contacts Lower costs if you use a network provider Partial reimbursement available for non-

network providers Domestic partner coverage available Dependents may be covered to age 26 Rates on page 24 in Handbook

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Pet Insurance

United Pet Care Low premiums Coverage for office visits, extensive

discounts 2 plans to choose from: Choice or

Select Must select a network provider

Rates in booklet or online

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Standard LifeInsurance/AD&D You will receive $25,000 term

life insurance at no charge Includes accidental death

& dismemberment coverage

Amount is reduced beginning at age 70

Accelerated payment for terminal illness

You must provide beneficiary information – SSN, and current address and phone number

Additional Term Life Insurance available Set rate ($6.95 per

month) for additional $25,000

Rates vary by age for $50,000, $100,000, or $200,000

See rates in Handbook, page 25

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Hartford Short Term Disability No charge – provided by the District Pays 60% of your salary after a 45 day

waiting period Maximum benefit period is 20 weeks

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Medical and Dependent Care Flex Spending Accounts

Plans administered by BASIC Lower your taxable income Reimburse yourself for dependent care

or medical, dental, and vision expenses Up to $5,000 allowed for dependent care Up to $2,500 allowed for medical flex Use it or Lose it Save all receipts

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Other Voluntary Products American Fidelity offers:

Cancer (basic and enhanced plans)

Accident (w/ or w/o spouse and dependants)

Long Term Care (w/ spousal rider) Insurance

Texas Life offers: Permanent Life Insurance

(for you, your spouse, and/or your dependents)

Details in the enrollment portal

For more information contact Ginger Huff at 1-800-365-3860 or 1-623-385-2397

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Employee Discounts Verizon Wireless Tucson Values Teachers Prestige Fitness JCC Desert Sports & Fitness Lady of America Alive Fitness & Training Center

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Payroll Deductions Plan year is July 1 – June 30th

Benefits begin 1st of the month after hire date

Benefits end last day of the month that you terminate if midyear, or June 30th if year end

Deductions occur August 24th - May 17th

First deduction might be pro-rated

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Making Changes Mid-Year

Your benefit elections will stay in place for the entire plan year.

Qualifying Event Changes allowed: Marriage, Divorce, Birth, Adoption,

Dependent Death, Spouse’s Open Enrollment, Spouse’s change in employment status, etc.

You must notify us (with documentation) within 30 days of event

The change must align with the event

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When to Enroll

You must complete your benefits enrollment within 30 days of hire

Enrollment letter gives login and PIN Access the online portal anywhere Computer available in Benefits Office Certification of Dependent Eligibility

form required - if enrolling dependents

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Access to Plan Documents View online at www.amphi.com

Benefits section Benefit Plan Descriptions ASBAIT summary plan description

(SPD) HIPAA (Health Insurance Portability and

Accountability Act) Notice Printed copies available in the

Benefits Office

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Benefits Department is Available Monday – Friday

8am – 5pm: Debbie Peck, 696-5240

[email protected] Joyce Martin, 696-5184

[email protected] Jeannette Rivera, 696-

5241 [email protected]