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GNU FDL 2006-2007 Yann Geffrotin Vision: Give 1. Get 2.

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Give1Get2 is an online trading platform based on win-win-win strategy. Users can do online payment and receive money with the Payment Service Provider (Moneybookers API). The PSP is regulated by the Financial Services Authority (FSA) of the UK.

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Page 1: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Vision: Give 1. Get 2.

Page 2: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Financing education abroad

Page 3: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Paradigm ShiftThere is a questioning of the existing paradigm and demand change because it does not meet the demand of everyone.

I studied the market for existing solutions. Not being satisfied (because if I was happy the issue was already resolved), so I decided to create this software.

Page 4: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Create a free market alternative● Give1Get2 The software is

designed to build a capital market alternative to existing financial markets.

● The software specializes in raising funds online.

● It facilitates free trade in the international economy.

Page 5: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Principles and Qualities

● Liberty, Citizenship, Responsibility, Equality, Solidarity

● Open, rule based, predictable, nondiscriminatory

Page 6: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Aim● Make a pilot project

(functional, no set-up fees, free to use, legal, available, based on a win-win strategy) for an international trading platform from a PSP payment API (Moneybookers) and the FreePay Trading System (FTS) to help raise account balance of participants.

Page 7: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

ResultThe main objective has been achieved.

Example: 1234 Euros sent -> 2468 Euros received.http://www.give1get2.com/

http://sourceforge.net/projects/give1get2/

Page 8: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Target● Target User: users of the PSP

used speaking French or English and have minimal skills in finance

● Target Developer: programmers (preferably web developer) and / or companies wishing to establish a trading platform.

Page 9: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Strategies for doing business● There are 3 possible

strategies for 2 people: lose, no deal or win. (representing 9 combinations in total)

● The only solution that seems feasible is: win-win strategy.

Page 10: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Some Partners● Payment (PSP)

● Development

● Picture

● Download

Page 11: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Win-Win Strategy● 4 categories, 5 parts: Provider, Consumer, Competitor, Partner

and Himself.

Page 12: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Business Model● The advantage of the Internet

user is to make profit in order to buy goods that meet their needs.

● The user therefore needs a trading platform.

● Compared to the PSP, the user earns more per transaction if he uses them up.

Page 13: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Business Model● A trading platform (like FSX)

can not exist without financial institution without the API provided by it, and without its users.

● Traditionally, a project that uses an API is the API logo identification and a link to here.

Page 14: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Business Model● Payment systems have an economic model based on

commissions on transactions for their members. (about 2%)● Profit is directly proportional to the volume of transactions.● To increase their profits, they must increase their volume of

transactions.● This is done through access to their information systems: the

API (Application Programming Interface) that allows anyone to automate payments.

Page 15: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Business Model● Even competitors have the

opportunity to earn money with the system.

● Users can register with the link of the affiliate will receive commissions on what wins the PSP (up to 30% and limited to max 100 euros) This is not an additional cost (30-70 division) . It is therefore completely transparent to the user.

Page 16: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Affiliates● Use the link to the affiliate

link● Gain up to 30%● Limited to 100 euro per

● https://www.moneybookers.com/app/referral.pl?s=get_id

Page 17: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Interoperability● Create Account● Supply● Financial Certification● Separation test and real● POST or GET● B2B, B2C, C2C & C2B● XML

Page 18: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Consumers● Moneybookers saves 9

million customers, according to Moneybookers.

● The goal is not to limit it to this category but can reach the largest number of users.

Page 19: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Online Payment Service● Moneybookers is a payment

service secure online that lets you send and receive money instantly from an e-mail.

● Opening an account is free.

Page 20: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Moneybookers

Page 21: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Credit and debit cards● The loading and withdrawal

of money is through a credit card (Visa, Mastercard, Diners Club, American Express, JCB, Delta / Visa Debit, Visa Electron) or bank transfer.

Page 22: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Internationalization (i18n)● Moneybookers is translated

into 12 different languages. (English, German, French, Spanish, Italian, Polish, Modern Greek, Romanian, Russian, Turkish, Chinese, Czech)

● Transaction costs are low and the deals can be found in the account history at any time.

Page 23: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Electronic money issuer● Moneybookers is an issuer of

electronic money.● It allows the merchant (or

merchant company) to accept online payments from customers worldwide

● And this without any installation charges or monthly fees.

Page 24: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Division of roles● The software can be seen as a

plugin that interacts with the main software (financial institution) to bring him a new feature.

● The software is an open system that sends information to the internal (history) and outside (order).

Page 25: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Schema by level

TradingTrading

Payment (PSP)Payment (PSP)

BankBank

API API

Page 26: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Schema with exemple

API API

Page 27: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Dependence● Dependence: saves the cost of

initial capital (1 million Euros) for the creation of a financial institution issuing electronic money (in: e-money issuer) within the European Union.

● ref : Article 4 paragraphe 1 de la Directive 2000 46 CE

Page 28: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Independence: Centralized & Decentralized Architecture

Payment Service Provider

(PSP)

Payment Service Provider

(PSP)

Trading Platform

Trading Platform

Trading Platform

Trading Platform

Page 29: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Give 1 Get 2● no goods exchanged● zero sum game● no right of entry● person to person (P2P)● no risk of inverse

proportionality● Each user can enrich● adjustable gain

Page 30: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Economical Explanation● The software is not intended

to create inflation● Increased income players in

the system thus increasing the purchasing power

● No increase in money supply● No interest rate because this

is not a bank

Page 31: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Ecommerce explanation● The trading process works as

follows: The seller exchange goods cons money from the buyer. The seller of the property does that against a sum greater than what it cost him at first with these suppliers.

Page 32: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Financial Explanation● Similarly, when that person A

makes a claim and receives money from a person B. This acts as a compensatory mechanism that allows B in turn place a claim for a price equal to or greater than what it cost him to his predecessor.

Page 33: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Computer Science Explanation● A relationship with 2 people

is problematic if one of the 2 party may pay or reimburse. (Relationship 1 to 1) With this software alternative market, there are multiple suppliers and multiple plaintiffs. (Relation of many to many) So, this reduces the risk (1 to many relationship in 2 directions) and there are more opportunities for success.

Page 34: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Download● Free GNU GPL License● Free● give1get2.zip● Mirror sourceforge

Page 35: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Installation● Buy a domain name● Getting accommodation● De-compress the files● Edit the file 'script'● Create a database, user, rights● Run 'script'● Edit 'params.php'● Copy and paste the web

server.

Page 36: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

SEO● Suggest your site on search

engines● Generate a Sitemap XML● Optimize your site

Page 37: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Materials Needed● The only equipment needed is

a pc● an operating system,● Internet connection● and a web browser.

Page 38: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Multi-Platform

Page 39: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Prerequisite for developer● EasyPHP:

– Apache– PHP– PhpMyAdmin– MySQL

Page 40: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Buying ChoicesDo not buy, less than, equal to or exceeds a certain sum

Page 41: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Less● Before:

● After:Alice

Payment: +10 EURAsk: +5 EURBalance: +15 EUR

Alice

Payment: +10 EURAsk: 0 EURBalance: +10 EUR

Bob

Payment: +12 EURAsk: +3 EURBalance: +15 EUR

Payment: +8 EURAsk: +4 EURBalance: +12 EUR

Bob

Page 42: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Equals● Before:

● After:Camille

Payment: +10 EURAsk: +5 EURBalance: +15 EUR

Camille

Payment: +10 EURAsk: 0 EURBalance: +10 EUR

Darius

Payment: +15 EURAsk: 0 EURBalance: +15 EUR

Payment: +5 EURAsk: +10 EURBalance: +15 EUR

Darius

Page 43: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Superior● Before:

● After:Erika

Payment: +10 EURAsk: +5 EURBalance: +15 EUR

Erika

Payment: +10 EURAsk: 0 EURBalance: +10 EUR

Félix

Payment: +20 EURAsk: 0 EURBalance: +20 EUR

Payment: 0 EURAsk: +20 EURBalance: +20 EUR

Félix

Page 44: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Security● The application has been

designed and tested CAL9000 (OWASP) to be protected against attacks like Cross Site Scripting (XSS).

● In the Top 10 vulnerabilities in 2007 by the Open Web Application Security Project (OWASP).

Page 45: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Legal● I think my system is legal

because I am doing research in this direction before putting it free.

● I believe it is in line with the principles of the European Union.

Page 46: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Copyright● My copyright is protected by

the GNU General Public License.

● My creations are protected at European level

● My designs are protected internationally

Page 47: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Organization● The Indefinite Lifespan

Foundation is a charitable organization of nonprofit, nongovernmental, dedicated to reducing human mortality, to promote the extension of life expectancy and the pursuit of happiness using mainly preventive medicine, health Public and scientific computing. (Currently being created)

Page 48: Give1 Get2 Slides English

GNU FDL 2006-2007 Yann Geffrotin

Contact● Yann Geffrotin, Web

Application Developer, Master 2 SUPINFO Paris, France, Europe

● I'm open to suggestions for improving the [email protected]

● Transparency: cv attached. (optional reading)

http://www.give1get2.com/