gta new home guide - feb 7, 2015

Jan 25 - Feb 08, 2014 Volume 22 Issue 2

INSIDE THIS ISSUE

RISKS & REWARDS OFREAL ESTATE INVESTING

CASHING IN ON YOUR HOME EQUITY

A NEW YEAR,A NEW ATTITUDE

FROM

Feb 7 - 21, 2015 Volume 23 Issue 3

INSIDE THIS ISSUE

WHAT THE BANK OF CANADA’SRATE DROP MEANS FOR YOU

UNDERSTANDING YOURNEW HOME’S STRUCTURE

TAX TIPS FOR HOMEBUYERS

ASPIRE to loving your homein brampton

fold

6.875" x 10.5" OGFfold

aspenridgehomes.com


fold

6.875" x 10.5" OGFfold

aspenridgehomes.com


fold

6.875" x 10.5" OGF fold

aspenridgehomes.com

© aspen ridge homes. prices and specifications are subject to change. See sales representative for details. all rights reserved. e.&o.e. February 2015.

ASPIREto loving

yourCommunity.

great care has been taken to preserve the natural features of the area. a naturalized water channel is the centrepiece of the community. in addition, six new local parks will offer playground space and playing fields for active families.

PRESENTATION CENTRE NOW OPEN4575 Mayfield Road, Brampton

Towns from the $340’sSemis from the $490’s | Singles from the $650’s

905.230.2592 | aspenridgehomes.comAspire to great design.

NOW OPENBRADFORD Dream� elds Presentation Centre & 2 Model Homes 905.551.1631

BRAMPTON Credit Manor HeightsPresentation Centre & Model Home 905.216.5155

BRAMPTONMay� eld VillagePresentation Centre 905.230.2592

KLEINBURGKleinburg HillsPresentation Centre & 2 Model Homes 905.552.0678

NEWMARKETWoodland HillsPresentation Centre 416.270.9484

NOBLETON King Country EstatesPresentation Centre & 2 Model Homes 905.558.0255

RICHMOND HILLKettle Lakes ClubPresentation Centre & 4 Model Homes 289.234.1064

VAUGHANUpper West Side (Open Weekends Only)Presentation Centre & 2 Model Homes 289.553.5633

WATERDOWNWaterdown MeadowsPresentation Centre905.690.2224

MORE INFO ATaspenridgehomes.com

COMING SOONKESWICKSimcoe Landing

MARKHAMUnion

QUEENSVILLEQueensville

VAUGHANChelsea

REGISTER ATaspenridgehomes.com

ASPIRE to being CloSerto everything.Mayfield Village is Aspen Ridge’s newest and brightest addition to brampton. in this master-planned community inviting streetscapes create a modern look while still retaining the charm of the area’s small-town past. this pedestrian-oriented community has a decidedly urban feel and every home is within walking distance of brampton transit service.

Now Open!

visit the presentation Centre east of Dixie rd. on mayfi eld rd., brampton.

aspenridgehomes.com

6.875” x 10.5” IGF 7.25” x 10.5” IFC 7.5” x 10.5”fold

contentsFEBRUARY 7 - 21, 2015 || VOLUME 23 ISSUE 3

community focus features24 Kleinburg

Fieldgate Homes Two new designer decorated models now open at Impressions

34 Corporate Primont Homes Award-winning Decor Centre – 5,000 sq. ft. of inspiration

50 Toronto Decade Homes Yorkdale Village Phase II more than 60 per cent sold

72 Oakville Branthaven Homes, Minto Communities & Emshih Developments Oakvillage – one of Oakville’s most anticipated communities

ON THE COVER

p. 32PRIMONT HOMES

presents Urban Townhomes in Mount Pleasant


INSIDE THIS ISSUE




FROM


INSIDE THIS ISSUE




regular and special featuresIN EVERY ISSUE

4 Editor’s Note

10 Contributors

94 Hot Dates

102 Ad Index

COLUMNISTS

14 BILD Report Understanding your new home’s structure by Bryan Tuckey

18 Fundamentally Speaking What type of home should you buy? by Wayne Karl

contentsFEBRUARY 7 - 21, 2015 || VOLUME 23 ISSUE 3

community focus features24 Kleinburg

Fieldgate Homes Two new designer decorated models now open at Impressions

34 Corporate Primont Homes Award-winning Decor Centre – 5,000 sq. ft. of inspiration

50 Toronto Decade Homes Yorkdale Village Phase II more than 60 per cent sold

72 Oakville Branthaven Homes, Minto Communities & Emshih Developments Oakvillage – one of Oakville’s most anticipated communities

ON THE COVER

p. 32PRIMONT HOMES

presents Urban Townhomes in Mount Pleasant


INSIDE THIS ISSUE




FROM


INSIDE THIS ISSUE




regular and special featuresIN EVERY ISSUE

4 Editor’s Note

10 Contributors

94 Hot Dates

102 Ad Index

COLUMNISTS

14 BILD Report Understanding your new home’s structure by Bryan Tuckey

18 Fundamentally Speaking What type of home should you buy? by Wayne Karl

50

24

72

20 Mortgage Advice What the Bank of Canada’s rate drop means for you by Alyssa Richard

44 Taxing Issues Determining your deductions by Henry Choo Chong

46 Legally Speaking Financing, and what happens if it goes wrong? by Jayson Schwarz

70 Taxing Issues With a move, it’s all in the timing by Chuck Resnick

88 Design Secrets Decorating your first home by Jane Lockhart

HOMEBUYERS’ HELP

95 Resource Section Mortgage Calculator and Rate Table

99 GTA Hot Sheet Two pages of new openings, new releases and preview registrations

IN THE NEWS

28 Fieldgate Homes Construction at 90 Niagara set to begin in March

40 Mattamy Homes Mattamy National Cycling Centre in Milton ready to roll

42 Empire Communities unveils brand new look and plans for expansion in Ontario

56 Luxury Homes Luxury homes see double-digit increase in sales

86 New Home Sales Strong new home sales in the GTA fuel job growth

4 NEW HOME GUIDE GTA | FEBRUARY 7 - 21, 2015 FEBRUARY 7 - 21, 2015 | NEW HOME GUIDE GTA 5

When you’re buying a home, particularly your � rst home, you will need the advice of

several professionals: builder, lawyer, mortgage broker or banker, � nancial advisor and so on. But none of them has the personal stake in the deal that you do. Indeed, it is your transaction, your future and, ultimately, your money.

� is is why it’s essential to ask questions. Don’t understand something? Ask. Don’t get a satisfactory answer? Ask again.

Take this scenario brought to our attention by Alyssa Richard, CEO of ratehub.ca. First-time buyers who are looking to buy together with a buyer who is not a � rst-timer, can still use the Home Buyers’ Plan to withdraw $25,000 from their RRSP, tax-free, for a down payment. But they cannot

claim the First-Time Home Buyers’ Tax Credit of $750.

“Another surprise had to do with land transfer tax rebates. In Toronto, qualifying � rst-time homebuyers can claim a total rebate of up to $5,725 for both the Ontario and Toronto land transfer tax. If you’re buying with someone who is not a � rst-time homebuyer, many � rst-time buyers assume they can’t claim those rebates. But you can – 50 per cent is yours to claim.” Instead of being able to claim the full rebate of $5,725, you could claim $2,862.50, which of course is better than nothing.”

Whatever your own circumstances, take the time to ask those challenging,if di� cult, taxing questions. � e answers could save you hundreds if not thousands.

Ask those taxing questionsWhether from your mortgage broker or fi nancial advisor, the right answers could save you hundreds if not thousands

Moving made easyDue diligence a must with this part of the homebuying process

Whether you’re relocating from one coast to the other or moving to your

� rst place out of your parents’ home, moving can be hectic, exciting and certainly stressful. But, relax. You can eliminate all of the anxiety associated with moving by taking control of the situation with con� dence.

If you decide to move yourself, book a moving truck well in advance from a reliable company that can help with some tips on moving as well as advice regarding the size of vehicle you will need.

If you decide to go with a pro, ask your friends and family to recommend a mover. Call at least three companies to ask about their services and then decide.

Professional movers can do everything for you if you wish, from packing and unpacking, to disconnecting appliances and electronics, but of course there’s extra cost involved.

Make sure you understand the terms of your agreement no matter what you decide, as well as any additional costs such as insurance and mileage fees, so you can budget accordingly.

Happy moving!

//EDITOR’S NOTE

WAYNE KARL EDITOR Wall2Wall [email protected]

Follow me on Twitter at Twitter.com/WayneKarlLike us on Facebook. Search: New Home Guide

SUSAN LEGGE EDITOR-IN-CHIEF Wall2Wall Media [email protected]

Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide

menkes.com

Your Life Storey always comes � rst.For the last sixty years, Menkes has been a central chapter in the Life Storeys of so many. Menkes has always focused on building

homes in the city’s most desirable and accessible locations. Discover elegant family homes in communities across the Greater

Toronto Area that exude this company’s trademark character, charm and lasting value. Come home to Menkes today, where

your Life Storey always begins and ends with total customer satisfaction.

menkes.comFacebook.com/MenkesLife @MenkesLife

menkes.comPrices and speci� cations are subject to change. E.&O.E. January 2015.

NEW RELEASE

Burnhamthorpe Rd. & West MallEtobicoke

Starting from the low $400’s 416.259.2525

UNDER CONSTRUCTION

Bathurst St. & Finch Ave.North York

Starting from the high $600’s 416.730.1600

NEW RELEASE

Brown’s Line & Evans Ave.Etobicoke

Starting from the mid $500’s 416.259.2525

NEW RELEASE

Guelph St. & MacFarlane Dr.Georgetown

Starting from the mid $700’s 289.891.9103

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

SALES CENTRE HOURS: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pmMODEL HOME HOURS: Monday - Thursday 1pm-7:30pm; Friday 1pm-5:30pm; Saturday, Sunday and Holidays 11am-5:30pm

Follow us:

The Best Of The West GTA. Fine Living From Mattamy.

Choose to live elegantly in the most compelling communities in the GTA. Hawthorne South Village and The Preserve beckon with a stellar selection

of Towns and Detached Designs.

Freehold Townhomes From The $380’s

Detached Homes From The $470’s

MILTON

SALES CENTRE: 10180 Derry Road

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Reg

iona

l Roa

d 25

Thom

pson

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SALES CENTRE

36' Home, The Wyndham, ‘Tudor’, 2,824 Sq.Ft., $639,515

30' Home, The Trenton, ‘French Chateau’, 2,070 Sq.Ft., $520,990

OAKVILLE

SALES CENTRE: 1388 Dundas Street West

Freehold Townhomes From The $400’s

Detached Homes

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38' Home, The Honeysuckle Corner, Elev. ‘E’, 2,492 Sq.Ft., $854,990

RearLane Townhome, The Beech, Elev. ‘D’, 1,766 Sq.Ft., $511,990

Elev. ‘D’

Early Move-In Homes Now Available

4 Model Homes Open To Tour

The Snowberry Model Home The Preserve, Oakville

MATHAMILTONHAL_MH – All Sites_Forest_ComingSoon – New Homes and Condos – Magazine – 15" x 10.5" Due: 31/01/2015

File Name: MATHAMILTONHAL_NH&C_DPS-All Sites_Mag Publication: Hew homes and Condos

Trim: 7.5" x 10.5" Safety/V.O.: .25 DPI: 300

Bleed: .125 Colours: CMYK Built: 26/01/2015 - RKL

MATHAMILTONHAL_NH&C_DPS-All Sites_Mag.indd All Pages 2015-01-28 2:39 PM


contributorsNEW HOME GUIDE

BILD REPORT BRYAN TUCKEYBryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca)

TAXING ISSUES HENRY CHOO CHONG, CGA

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: [email protected]

LEGALLY SPEAKING JAYSON SCHWARZ Schwarz Law -Barristers and Solicitors

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at [email protected] or phone at 416.486.2040

PRESIDENT, WALL2WALL MEDIA

Jacqueline HillEDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan LeggeDIRECTOR OF SALES, NATIONAL

Josh HeppnerSALES MANAGER NEW HOME GUIDE GTA, NEW CONDO GUIDE, HOME DÉCOR & RENOVATIONS

Conni RobinsonASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE SWO, LIFESTYLE COMMUNITIES

Susan Maxwell ART DIRECTOR

Tammy Leung

EDITOR

Wayne KarlCONTRIBUTING EDITORS

Sara Duck, Elisa Krovblit Lydia McNutt

SENIOR ACCOUNT EXECUTIVE

Nina Downs [email protected]

SENIOR ACCOUNT EXECUTIVE Dionne Fraser [email protected]

SALES & MARKETING CO-ORDINATOR

Terry BassettDISTRIBUTION & SALES CO-ORDINATOR

Jennifer BistronADMINISTRATIVE ASSISTANT

Antoinette Jackson

PRODUCTION MANAGER

Bala GnanapandithanPRODUCTION CO-ORDINATOR

Sandra Hanak-VujnovicGRAPHIC DESIGNERS Viosa Barileva, Miguel Cea, Mike Terentiev, Hannah Yarkony

NATIONAL ACCOUNT MANAGER, MEDIATIVE

Paul Slizys

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867newhomeguide.ca ADVERTISING Call 416.626.4200 for advertising rates and information. CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.COPYRIGHT 2015 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at [email protected].

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

DESIGN SECRETS

JANE LOCKHARTis Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

Published By

MAKE YOUR MOVE CHUCK RESNICKis Vice-President of Marketing and Operations, Two Men and a Truck Canada. twomenandatruck.ca

MORTGAGE ADVICE ALYSSA RICHARDis the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

SALES OFFICE LOCATED AT

the S/E corner of Cornell Centre Boulevard and 16th Ave.

Open Monday to Thursday from 1 to 8 p.m.Friday by appointment only

Weekends & Holidays from 11 a.m. to 6 p.m.

Renderings are artist’s concept. Prices and specifi cations are subject to change without notice. See sales representatives for details. E & O.E.

cornellrouge.com 905.472.9556

Markham

FREEHOLD TOWNHOMES

FROM 1,881 SQ FT

FROM 2,175 SQ FT

SINGLE FAMILY HOMES on 30',36' & 40'

$500's $700'sfrom the

high

from the mid

New Release! New Designs!

M A R K H A M

AMAZING AMENITIES AT YOUR DOORSTEP• new cornell community centre & library

• markham stouffville hospital

• new shopping centres & retail shops

• excellent public & private schools

• parks, playgrounds & woodlots

• easy access to 401, 404, 407 & GO transit

tour our

8decoratedmodel homes

MADI-COR-A-AD-NHC-JAN9-1.indd 1 15-01-12 3:03 PM

assionOur

H O M E S ™ Consider Yourself at Home PrimontHomes.com

SALES OFFICE HOURS: MON-THURS 1PM - 8PM FRI CLOSED SAT, SUN & HOL 11 AM - 6 PM

We create homes that meet your dreams and aspirations.

Building fi ne homes is not just our business, it’s our passion. At Primont Homes, we understand what your dream home means to you. Our professionally trained designers, craftsmen and customer service people are committed to bringing your vision to life.

It’s the Primont Promise.

COMING SOON to Mount Pleasant, Urban Townhomes from $339,900

Limited collection of 3-bedroom Urban Townhomes from 1,136 sq. ft. with private garage in the heart of Mount Pleasant, surrounded by great family amenities.

REGISTER NOW primonthomes.com

There’s a new energy in town

• Minutes to GO Transit• Acres of lush parks and greenspace• Steps to planned Osmington Mall• Charming Mount Pleasant Village nearby• Shopping, dining, leisure and more!

See Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.See Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.

$375,900

MOUNT PLEASANT BRAMPTON

FREEHOLD TOWNS & 38’ DETACHED

INVENTORY SALE: 5% DOWN & UP TO $10,000 CASH BACK!*

10629 Mississauga Rd.905.495.5067

FROM

WOODBRIDGE

FREEHOLD TOWNHOMES

NO CONDO FEES!PHASE 2 NOW OPEN

3890 Major Mackenzie Dr. W.905.417.3363

$584,900FROM

$509,900

MARKHAM

FINAL RELEASEOF TOWNHOMES

VISIT OUR SALES CENTRE!HURRY, ONLY A FEW REMAIN!

Hwy 7, East of Ninth Line905.201.2804

FROMFROM

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COMING SOON

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$500’s

CORNELLMARKHAM

A T C O R N E L L


FROM THE

COMING SOON

12 NEW HOME GUIDE GTA | FEBRUARY 7 - 21, 2015

assionOur

H O M E S ™ Consider Yourself at Home PrimontHomes.com

SALES OFFICE HOURS: MON-THURS 1PM - 8PM FRI CLOSED SAT, SUN & HOL 11 AM - 6 PM

We create homes that meet your dreams and aspirations.

Building fi ne homes is not just our business, it’s our passion. At Primont Homes, we understand what your dream home means to you. Our professionally trained designers, craftsmen and customer service people are committed to bringing your vision to life.

It’s the Primont Promise.

COMING SOON to Mount Pleasant, Urban Townhomes from $339,900

Limited collection of 3-bedroom Urban Townhomes from 1,136 sq. ft. with private garage in the heart of Mount Pleasant, surrounded by great family amenities.

REGISTER NOW primonthomes.com

There’s a new energy in town

• Minutes to GO Transit• Acres of lush parks and greenspace• Steps to planned Osmington Mall• Charming Mount Pleasant Village nearby• Shopping, dining, leisure and more!

See Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.See Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.

$375,900

MOUNT PLEASANT BRAMPTON

FREEHOLD TOWNS & 38’ DETACHED

INVENTORY SALE: 5% DOWN & UP TO $10,000 CASH BACK!*

10629 Mississauga Rd.905.495.5067

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FREEHOLD TOWNHOMES

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3890 Major Mackenzie Dr. W.905.417.3363

$584,900FROM

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MARKHAM

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VISIT OUR SALES CENTRE!HURRY, ONLY A FEW REMAIN!

Hwy 7, East of Ninth Line905.201.2804

FROMFROM

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DETACHED HOMES


COMING SOON

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$500’s

CORNELLMARKHAM

A T C O R N E L L


FROM THE

COMING SOON

FEBRUARY 7 - 21, 2015 | NEW HOME GUIDE GTA 13


//BILD REPORT

» by BRYAN TUCKEY

BRYAN TUCKEY is president and CEO

of the Building Industry and Land Development

Association and a land-use planner who has worked

for municipal, regional and provincial governments.

Follow him on Twitter @bildgta, facebook.com/

bildgta, and bildblogs.ca.

Understanding your home’s structure

You sleep there, you eat there and you entertain there. It’s your home and you want it to be safe and comfortable. One of the most important aspects contributing to the comfort of your home is the building envelope and just like a car, the building envelope requires regular maintenance to keep it in tip top shape.

You may be wondering, what is the building envelope? It’s a technical term for three barriers – weather, air and thermal – that stand between what’s inside your house and what’s outside. When all three work properly, your home is more energy efficient, safe and comfortable.

In any building, the top three most important part of the building envelope are the foundation, the exterior walls (including doors and windows) and the roof. There are key systems that work within that envelope – think heating, cooling, plumbing, electrical – and they perform best when maintained.

So how can you tell if there’s a problem? The most common symptoms of a problem with the building envelope are water stains on the inside walls or ceilings, windows that are wet on the inside, mould and increased air flow due to missing sealants such as caulking.

The most important thing to do is don’t ignore it. You can do some research and learn if the problem is

too big to solve yourself. If it is, we have a database of professional renovators and trade contractors on the RenoMark website, renomark.ca. RenoMark renovators and trade contractors can provide some expertise. They are BILD members and abide by a Code of Conduct, which includes providing a detailed, written contract, carrying a minimum of $2 million in liability insurance and offering a two-year warranty on all work.

If you live in a multi-family dwelling, such as a condominium building, you can take comfort in the fact that our industry follows strict building codes, provincial standards and municipal policies, plans and guidelines when building homes, as well as employment centres. If there is a condominium board, you can find out if there is an inspection program in place and a schedule for building envelope maintenance. Some upkeep can be done in the individual homes, but most are likely building-wide and big jobs.

In any building, the top three most important part of the building

envelope are the foundation, the exterior walls (including doors and

windows) and the roof.

Whitby Taunton Road and Coronation Road.

Towns, Semis and Singles. Register Now

Richmond Hill Leslie Street and Elgin Mills Road.

Towns, Semis and Singles. Register Now

Aurora Trails | Aurora Luxurious towns and detached homes in the rolling hills

of Aurora located at St. John’s Side Road and Leslie Street. Phase II in early 2015 | Register Now

Boxgrove | Markham NEW RELEASE of live/work towns and freehold townhomes

in an established master planned community in Markham located at Hwy 407 & 9th Line. Register Now

AristA homes All you have to do is live!!

*Prices, plans and specifications are subject to change without notice. see sales representative for details. e. & o.e.

W W W. ARISTAHOMES.COM

Impressions Kleinburg

Master planned community of towns, semis and detached homes in Charming Kleinburg.

from the $550’s MOdEl HOME nOW OpEn.

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Goddard on the valley Central Toronto

Beautiful semis and detached family homes located at Sheppard and Bathurst. from the upper $600’s

MOdEl HOME nOW OpEn. MOvE In 120 dAyS.

vaughan valley EstatesVaughan

Beautiful detached family homes in Vaughan.

Final opportunityfrom the $900’s nOW SEllInG MOdEl HOMES

vellore Woods Vaughan

Beautiful detached family homes in Vaughan. Now under construction

Final opportunityfrom the mid $700’s

COMING SOON • REGISTER NOW

ARIS-MUL-A-AD-NHC-DEC9-9.indd 1 14-12-15 12:51 PM


What type of home should you buy? Whether you’re a f irst-time buyer, moving up to a larger home or downsiz-ing to a smaller one, the answer to this question is a very individual one. It short, it really depends on your situation – everything from the amount of your down payment to where you work to whether you have kids to other personal circumstances.

Of course, most of us would love a large house on an expansive property on a quiet cul-de-sac in the best neighbourhood. But that’s not always possible.

For your own enjoyment while you live in your home as well as for future resale potential, proximity to transportation, shopping, schools and other amenities is among the key determinants that a ect the your property’s appeal, and ultimately its value. After all, those are the qualities potential buyers look for when searching for a home; the more of them your house has when you go to sell, the more it will be attractive to a greater number of people.

While experts suggest you take a long-term view when buying a home, it’s also important to not look too far down the road.

Let’s be honest, your � rst home may not be your dream home, and your needs and desires are bound to change throughout the various stages of home ownership. You might not be able to a ord the home of your dreams right o the bat, but once you’re in the market, it’s easier to move up.

So, while the answer to the question – What type of home should you buy? – is speci� c to circumstances, there are also some common guidelines you can follow.

HOW MUCH CAN YOU AFFORD?Experts agree it is never a good idea to make yourself house-poor, and it is a very common mistake, particularly of � rst-time buyers, to buy more home than you can really a ord. Meeting with a mortgage broker or your banker will help determine your full � nancial picture, assessing everything from your credit rating to how much you have saved for a down payment. And with tougher mortgage rules recently taking e ect, buyers should “stress-test” their plans

– seeing how well you could cope with higher mortgage payments brought on by rising interest rates.

HOW MUCH WILL IT REALLY COST?Another common homebuyer mistake is not being prepared for all the closing costs involved: lawyer fees, land transfer taxes, utilities, insurance, and home inspection and appraisal fees and insurance. All of these costs add up, and ultimately should factor into your overall home-shopping budget.

WHERE DO YOU WANT TO LIVE?� is question is becoming more important for a number of reasons, though in� uenced primarily by where you work, how much of a commute you want and whether your transportation options include mass transit or only driving. Indeed, especially with gas prices on the rise, proximity to mass transit is something more and more people are looking for in their new home location. It may not be as simple as choosing to live in the city, suburbs or small town.

WHAT TYPE OF HOME DO YOU WANT?Once you have determined your options for cost and location, you can then assess what types of homes are available in your price range and desired neighbourhood: Single-family detached, semi-detached, townhome or duplex?

Some many questions, so many choices. � e good news is, home builders today are in sync with customer preferences for location and amenities, and with market realities with regard to pricing and needs for energy e� ciency, so your options for new-home product have never been better.

What type of home should you buy?» by WAYNE KARL

Wayne Karl is an award-winning writer and editor

with experience in real estate and business. In

Fundamentally Speaking, Wayne explores the

basics – such as economic fundamentals – you need to examine when buying

property. He can be reached at [email protected] or

follow him on Twitter at Twitter.com/WayneKarl

//FUNDAMENTALLY SPEAKING

TOWNHOMES LUXURY SINGLES SINGLES

Starting from Starting from Starting from

Presentation Centre24 Briggs Ave.

Presentation Centre20 Fogal Rd.

By appointment onlyCall 416.798.7705

Richmond Hill Brampton Markham

COMING SOON

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TOWNHOMESTOWNHOMES

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Model Home: 20 Squire Ellis Dr.

PRESENTATION CENTRE: MON-THURS 1PM-8PM • SAT, SUN & HOLIDAYS 11AM-6PM | MODEL HOME: SAT & SUN 11AM-6PM

DISCOVERlivingWITH

TWO TIMEWINNER OF THEBILD AWARDS“PROJECT OFTHE YEAR”

PROUD SUPPLIER TO

Lot. Lic. #: 7060 FEBRUARY 7 - 21, 2015 | NEW HOME GUIDE GTA 19

//MORTGAGE ADVICE

» by ALYSSA RICHARD

ALYSSA RICHARD is the Founder and

CEO of RateHub.ca – a financial product comparison site that

aims to empower Canadians to make smart

financial decisions.

What the Bank of Canada’s rate drop means forHOMEBUYERS AND HOMEOWNERS

On Jan. 21, Governor Stephen Poloz announced that the Bank of Canada (BoC) was dropping its overnight rate by 0.25 per cent, from one per cent to 0.75 per cent. It was the first time the rate had been changed in nearly 4.5 years.

First, if you read the news or happen to follow even a few personal finance experts on Twitter, you probably got the sense that it came as a surprise – and it did. Until a few months ago, everyone expected Canada’s economy to finally pick up in 2015, and for interest rates to go up along with it.

Unfortunately, as you’ve probably noticed by the cheap gas prices you see around your city now, falling oil prices have already hurt our economy. Profits are down, people are losing jobs… and the BoC’s decision to cut its rate was meant to do one thing: encourage banks to drop their Prime rates, so Canadians who were feeling the negative impacts of what’s been happening in the oil industry could keep up with their existing debt commitments.

Conversely, at first, the banks chose to ignore the BoC’s rate cut and refused to lower their Prime rates. Stating concerns that dropping interest rates further would actually cause Canadians to take on more debt they couldn’t afford to

repay, versus help those who were feeling the itch, the banks didn’t want to budge. Finally, one week after the overnight rate was dropped, the big banks all lowered their Prime rates – but only by 0.15 per cent, not the full 0.25 per cent. There’s no telling how long this will last, or if the banks will drop their Prime rates further, but here’s what it means for you.

If you’re a homeowner with a variable mortgage rate, your bank’s decision to drop its Prime rate will result in a smaller monthly mortgage payment. A 0.15-per-cent decrease won’t save you much – maybe $40 per month on a $400,000 mortgage – but it’s still something. And if you are carrying extra debt or want to make a lump sum payment on your mortgage later this year, use this savings to help you do so.

If you’re thinking about buying a home this year, don’t let these lower interest rates make you think you can afford an extra-large mortgage. There’s a lot of uncertainty surrounding this rate cut, and we don’t know how long it will last. It’s really important to buy a home that is below your maximum price limit and to stress test your mortgage; that means tacking on two per cent to the current interest rate and seeing if you could still afford the payment, if interest rates went up.

The banks are right to be concerned about Canadians taking on more debt; that’s what happens in low interest rate environments. Take this rate cut for what it’s really worth: a chance to pay down your current debt sooner.

Unfortunately, as you’ve probably noticed by the cheap gas prices you see around your city now, falling oil prices have already hurt our economy.

20 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

MODEL HOMES LOCATED AT 20 SQUIRE ELLIS DR.

779 900 ,$ *

TWO-STOREY

STARTING FROM

Monday to Thursday: 1pm - 8pm • Friday: Closed Saturday, Sunday & Holidays: 11am-6pm

PRESENTATION CENTRE HOURS:

Saturday & Sunday: 11am-6pmMODEL HOME HOURS:

50´ UP TO 100´ LUXURY SINGLES ON ESTATE LOTS

*Limited quantities available in some price ranges. To qualified purchasers, prices and information correct at press time. Map not to scale. Some lots may have premiums. Illustrations reflect artist’s impression. E. & O.E.

MODEL HOMESNOW OPEN

3 fully furnished and decorated

va leso f thehumber.com

Queen St.

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Prices and specifi cations correct at press time. Renderings are artist concept. E. & O.E. Prices quoted are in thousands except for Kleinburg & Randall pricing.

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HA•VEN: A PLACE OF SAFETY OR REFUGE

Seek haven from the common, the oh-so-typical, the average, the middle-of-the-road, the good-enough, the run-of-the-mill.At Rosehaven, we will never be satisfi ed with anything less than the exceptional. Because we know you won’t.

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Fieldgate Homes’ two new designer decorated models are just the latest in a long list of

reasons why Impressions – winner of BILD’s prestigious 2014 People’s Choice Award for Community of the Year – is among the GTA’s most popular family communities. This breathtaking master-planned community features more than 70 acres of greenspace, community parks, ponds and two proposed community

schools. Featuring stunning homes in an ideal location minutes from the heart of the historic village of Kleinburg.

The current release features townhomes and semis, both with two-car garages, from $583,990 and 30-ft. detached homes from $629,990. Adding to the exceptional collection of homes available at Impressions, this release boasts an amazing selection of brand new designs. There’s such an abundance of

TWO NEW DESIGNER DECORATED MODELS NOW OPEN AT IMPRESSIONS

//COMMUNITY FOCUS

LOCATION Kleinburg

HOUSING TYPE Townhomes and semis with two-car garages from $583,990, 30-ft. detached homes from $629,990

CONTACT 905.893.9500 fieldgatehomes.com

Visit Impressions this weekend to tour two stunning new models from Fieldgate Homes

...continued on pg 26

FIELDGATE HOMES | Impressions


selection that homebuyers are sure to find something that matches their families’ lifestyle and needs. With construction already underway, Impressions is certainly taking shape, and you won’t have to wait long to start enjoying life in this exquisite family home community.

One of the many fine designs that homebuyers can have the pleasure of discovering Impressions this weekend is the 30-ft. single-detached Berman Elevation B. With 1,836 sq. ft. of stylish interior living space, three bedrooms, 2.5 baths and a single-car garage, this home offers an abundance of today’s most in-demand features. The exterior of the home is of distinguished brick construction, with a large covered porch welcoming you into a world of beauty

and comfort. Inside, the highly functional contemporary floorplan creates an attractive and highly convenient living environment for the whole family. The main floor boasts a free flowing, open concept design that includes a large formal room, gourmet kitchen and inviting family room with gas fireplace. Upstairs, homebuyers will be pleased to discover a second floor laundry room, a lavish master suite with walk-in closet and an ensuite bathroom that includes an

oval soaker tub and separate glass shower, two additional large bedrooms and a spacious main bathroom. The Berman is priced at $632,990.

Throughout all of the GTA, there’s no place quite like the Village of Kleinburg. Perfectly nestled between the east and west branches of the Humber River, Kleinburg offers all the pleasures of small town life just minutes from the big city conveniences of Vaughan and the surrounding area. This is a place where the old and the new are weaved together to create a vibrant tapestry of inspired community living – a place that celebrates arts and culture; a place that celebrates family and friends.

Kleinburg’s main street is the perfect setting for a leisurely afternoon stroll past charming boutiques, cafes and restaurants. This is also a community that celebrates our nation’s rich cultural heritage – the village is famously home to The McMichael Canadian Art Collection, an exclusive showcase for Canadian art. For nature lovers, the Kortright Centre for Conservation – renown for its hiking, bird watching and outdoor education programs – is just minutes away, along with Bindertwine Park’s breathtaking walking trails, and Copper Creek, one of the GTA’s premier golf clubs.

The impressive selection of nearby amenities extends well beyond Kleinburg’s quaint village setting. Vaughan’s many other charming neighbourhoods also offer convenient shopping destinations – such as Vaughan Mills – boasting a host of major retailers and top name brands. Commuting is made easy with Hwys. 27, 400, 427 and 407 all just minutes away.

To learn more about Impressions, visit fieldgatehomes.com today or call 905.893.9500 to speak with a sales representative.

Perfectly nestled between the east and west branches of the Humber River, Kleinburg offers all the pleasures of small town life just minutes from the big city conveniences of Vaughan and the surrounding area.

//COMMUNITY FOCUS...continuedFIELDGATE HOMES | Impressions

The three-bedroom Berman Elevation B has many in-demand features, such as a second floor laundry room, lavish master suite and more.

YOU’RE GOING TO LOVE YOUR NEW BEACON HILL HOME!

Averton.caLearn more @Follow us on

Prices and specifi cations are subject to change without notice. E. & O.E. Rendering’s are artist’s concept.*Limited time only. Ask sales representative for details.

At Beacon Hill in Bowmanville, you’ll enjoy life in a beautiful and luxurious new detached home on a 40’ lot, with easy access to the miles of trails that wind through the area and down to the waterfront.Charming collection of detached homes from the low $400’s

A uniquely appealing collection of incredible detached homes on 33’ and 40’ lots in a spectacular Mount Albert setting.from the low 500’s

Mount Albert

COMING SOON

A beautiful and exclusive new residential enclave in Canada’s prettiest town, Niagara-On-The- Lake.Luxury Condominiums from the low $300’sOnly 20 Detached Bungalows from the low $600’s

MODEL HOMES COMING SOON!

Niagara-on-the-Lake

Superb selection of quick move-in suites available in this spectacular completed boutique condominium. from the $260’s

Brownstone Townhomes nestled in a central Pickering location. from the high $200’s

EtobicokePickering

Three luxurious condominium villas o� ering suites ranging from 890 to 1,560 sq. ft. in historic Kleinburg village.from the low $600’s

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AVER-MUL-A-AD-NHC-JAN27-1.indd 1 15-01-28 12:35 PM

YOU’RE GOING TO LOVE YOUR NEW BEACON HILL HOME!

Averton.caLearn more @Follow us on

Prices and specifi cations are subject to change without notice. E. & O.E. Rendering’s are artist’s concept.*Limited time only. Ask sales representative for details.

At Beacon Hill in Bowmanville, you’ll enjoy life in a beautiful and luxurious new detached home on a 40’ lot, with easy access to the miles of trails that wind through the area and down to the waterfront.Charming collection of detached homes from the low $400’s

A uniquely appealing collection of incredible detached homes on 33’ and 40’ lots in a spectacular Mount Albert setting.from the low 500’s

Mount Albert

COMING SOON

A beautiful and exclusive new residential enclave in Canada’s prettiest town, Niagara-On-The- Lake.Luxury Condominiums from the low $300’sOnly 20 Detached Bungalows from the low $600’s

MODEL HOMES COMING SOON!

Niagara-on-the-Lake

Superb selection of quick move-in suites available in this spectacular completed boutique condominium. from the $260’s

Brownstone Townhomes nestled in a central Pickering location. from the high $200’s

EtobicokePickering

Three luxurious condominium villas o� ering suites ranging from 890 to 1,560 sq. ft. in historic Kleinburg village.from the low $600’s

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In the heart of Downtown Toronto, Fieldgate’s 90 Niagara has quickly become one of the city’s most unique residential developments, combining indoor and outdoor living. Adding to Fieldgate’s exciting portfolio of new urban projects, 90 Niagara offers residents boutique-style condo living at its best.

With demolition set to start this March, the on-site presentation centre at 90 Niagara will be closing its doors shortly, offering homebuyers one final opportunity to purchase a new suite at pre-construction prices.

With a summer 2016 occupancy, discerning buyers are encouraged to act quickly as these pre-construction prices won’t last long.

Ranging in size from 560 to 1,030 sq. ft., and priced from the mid-$300’s, 90 Niagara is a modern and intimate five-storey building comprised of 45 residences including condominium suites and urban towns. Layouts at 90 Niagara offer the maximum in style and comfort – each segueing into fantastic outdoor balconies and terraces. Features at 90 Niagara include nine-ft. ceilings, pre-finished hardwood

//IN THE NEWS

flooring in main principal rooms, and contemporary flat-panel interior doors. Designer-inspired kitchens include contemporary European-style flat slab, soft-closing cabinetry, quartz countertops with a combination of quartz backsplash and ceramic tile, stainless steel appliances, and under-cabinet valance lighting.

Exclusive to 90 Niagara residents and their guests is the incredible selection of recreational amenities, including an elegant party room featuring a geometric patterned fireplace feature wall, lounge seating and bar area. Other features include a modern, boutique-style lobby, an outdoor terrace and lounge area with two distinct conversation areas, and a dining/barbecue area in-between.

Situated at Bathurst and Niagara St., 90 Niagara will be surrounded by bohemian shops, world-class restaurants, cool cafes and au courant clubs. To the east, the Fashion District merges with the Entertainment District which merges with the Financial District. To the north lies Little Italy and to the south, the waterfront. Residents will enjoy a short stroll to the King streetcar, and a quick ride to the subway.

The 90 Niagara sales office will be closing shortly. For your last chance at pre-construction pricing (and final chance to visit the fully decorated model suite), visit the 90 Niagara presentation centre located at 90 Niagara St. Sales office hours are Monday to Thursday from noon to 7 p.m.; Saturday, Sunday and holidays from 11 a.m. to 6 p.m.; and Friday’s by appointment only. For more information, call 416.981.0036 or visit 90niagara.com

Construction at 90 Niagara set to start in March 2015

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sales office hours: sat. & sun. 11am - 6pm • Mon.-Thurs. 1 - 8pm • Closed Fri. Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

Bovaird and CreditviewWalk To Mount Pleasant GO Station

New Release of Townhomes at Mississauga Rd. and Steeles

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The name Mount Pleasant conjures charming images of a bustling community; a place where children can attend a fine school, play safely in parks, enjoy

sports and extra-curricular activities, skate on a community pond – all within a five-minute walk of home!

In this vibrant and urban master-planned community, Primont Homes is bringing a whole new style of living, a new opportunity to be part of a one-of-a-kind community. Welcome to Newtowns, a stunning collection of Urban Townhomes surrounded by transit, schools, shops, dining, parks and greenspace.

With hundreds of acres of protected greenbelt and open greenspace, Mount Pleasant offers a picturesque

PRIMONT HOMES PRESENTS URBAN TOWNHOMES IN MOUNT PLEASANT

//COVER STORY

There’s a new energy in town!

LOCATION Mount Pleasant

HOUSING TYPE Urban Townhomes

CONTACT primonthomes.com

the citizen 13 BEDROOM

TOTAL AREA 1143 SF

MAIN LEVEL

COMMONFOYER

UP TOGRADE

CITIZENENTRY

GARAGE

THE CITIZEN

THE GRAMERCY THE EDISON

MODULE 1

DRIVEWAY

TYPICAL CROSS SECTION

PRIM 38275 NHG Floorplan Jan 28.indd 1 15-01-28 4:15 PM

The Citizen 1, three-bedroom, 1,143 sq. ft.


PRIMONT HOMES | Mount Pleasant

wonderland of forests, parks, walking trails and more. Families will appreciate the stunning architecture and excellent craftsmanship of Primont’s Urban Townhomes, set in proximity to nearby amenities.

STEPS FROM FINE FAMILY AMENITIES Enjoy living in close proximity to a wide range of amenities in the neighbourhood. Newtowns is within walking distance of Brampton Transit and the GO Station, connecting families to every destination in the GTA and beyond! Just steps away is

the brilliant Mount Pleasant Village, a wonderfully integrated and diverse community hub. The walkable, streetscaped Village is home to schools, shops, dining, cafes, recreation, libraries and much more!

A new hybrid mega mall is coming soon just down the street from Newtowns! Millions of dollars of infrastructure is being planned around the upcoming Osmington Centre at Mississauga Road and Bovaird Drive West. Scheduled for completion in 2019, this Centre will feature a mixed-use mall including retail, office, hotel, open space and residential community uses. It is also comprised of enclosed retail and street retail. Osmington Centre promises to bring tremendous ease and convenience to all Newtowns residents.

DESIGNED WITH THE URBAN FAMILY IN MIND With all the conveniences of carefree condominium living, the Urban Townhomes offer spacious three bedroom designs featuring your own private garage. The main living space is open concept, maximizing space and light – ideal for flexibility with furniture layouts. The open, bright and airy Great Room is perfect for family gatherings. Each townhome comes with a covered Terrace, great for summer barbecues! Gourmet Kitchens with tall cabinets are contemporary to optimize your living space. The master bedroom comes with a walk-in closet and luxurious ensuite. You’ll be proud to call this your home.

BRING YOUR DREAM TO LIFE Craft a home that is right for you at Newtowns. We understand and share your passion. That’s why we have a comprehensive Decor Centre filled with limitless design ideas, materials, layouts and vignettes to help make your dream come true. What’s more, we also have expert design professionals on staff to lead you in making right selections for your Primont home.

A COMPANY BUILT ON VALUES Prime locations, elegant design, superlative craftsmanship and unrivaled customer service have earned Primont Homes the trust of tens of thousands of homebuyers. Primont Homes is committed to providing the highest quality and value. We know that every homebuyer is unique and special, which is why we work individually with each of you to reflect your dreams and aspirations. Our mission is to meet your expectations at every step of the way, through our design, our workmanship, our decor selections and our after-sales service. Today you can see our signature quality and excellence at dozens of Primont communities across the Greater Toronto Area.

Register at primonthomes.com


//COMMUNITY FOCUS

Y our own home – a true reflection of your heart-felt dreams and aspirations. You

want to make it the finest, the most elegant residence possible. At Primont, we understand and share your passion. That’s why we have a comprehensive 5,000-sq.-ft. Decor Centre filled with limitless design ideas, materials, layouts and vignettes to help make your Primont home a dream come true. What’s more, we also have expert design professionals on staff to guide you in making the right selections for your Primont home.

PRIMONT HOMES

Award-winning Decor Centre 5,000 sq. ft. of inspiration


PRIMONT HOMES | Corporate

Our award winning Decor Centre offers only the best quality products and services from a wide selection of industry leaders. When you step into our Decor Centre you are entering a space that is truly inspirational. Surrounded by hardwood and marble floors, Primont invites you to browse and explore the hundreds of possibilities. With a vast selection of materials to choose from, your dream home can really become a reality.

To contact our Decor Centre, please call 905.770.7002

PRIMONT HOMES

Award-winning Decor Centre 5,000 sq. ft. of inspiration

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*Prices and specifi cations are subject to change without notice. E. & O. E. See Sales Representative for details.

MARKHAM

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//IN THE NEWS

Mattamy National Cycling Centre IN MILTON READY TO ROLL

Not long ago it was just a dream of a few cycling enthusiasts. Now, the Mattamy National Cycling Centre in Milton is not only a reality, it will soon host a major international competition – the track cycling events of the 2015 Pan American Games.

Three years in the making, the world-class velodrome recently hosted its first two weekend events, welcoming more than 6,700 spectators, athletes and coaches from across Canada and around the world.

The Town of Milton recently hosted a private donor and sponsor recognition celebration to honour those whose support helped bring the facility to fruition.

Among the attendees were leaders from all three levels of government, including Lisa Raitt, MP, Halton and federal Minister of Transport, Indira Naidoo-Harris, MPP, Halton and Milton Mayor Gord Krantz, along with members of Town council.

“The Mattamy National Cycling Centre represents so many important partnerships and I’m thrilled to have had the opportunity to recognize the relationships that were built through our shared mission,” says Krantz.

Also in attendance were representatives from the many businesses and organizations that supported the project, as well as individual donors and sponsors. Among them was Howard Chang, who led the Make-it-Happen campaign that raised funds for the building of the velodrome.

In keeping with the vision of the velodrome as a high-performance cycling centre and a community recreation facility, the fundraising

campaign encouraged everyone in the area to get involved. From sponsoring a $25 virtual track plank, to purchasing a $250 seat, the campaign offered a number of opportunities for Miltonians.

The campaign received a major boost from Peter Gilgan, founder and CEO of Mattamy Homes and member of the Make-it-Happen committee. Gilgan shared the dream of creating a home for Canadian cycling in Milton early on, and was quick to mobilize the cycling community and encouraged their involvement through events such as Mattamy’s Tour de Bleu, the Paris to Ancaster Bike Race and the Ride Across America.

“We are so pleased to have been a part of this wonderful initiative and proud that the Mattamy name will be associated with cycling excellence for years to come,” says Gilgan. “We’re looking forward to Milton becoming a destination for the world’s best cycling athletes and competitions. When you add to that the benefits to the local community from this world-class centre, it really is going to be a new era for sports and recreation in the region.”

During the Pan Am Games (July 10-26) and Parapan Am Games (July 7-15), the Mattamy National Cycling Centre will be known as the Cisco Milton Pan Am/Parapan Am Velodrome.

This isn’t the first time Gilgan has supported amateur athletics in the GTA. In 2011, he donated $15 million to Ryerson University in Toronto for a new athletic complex on the site of the former Maple Leaf Gardens. The facility was renamed the Mattamy Athletic Centre at the Gardens, while ice rink, located on the third level, is called Mattamy Home Ice.


//IN THE NEWS

Empire Communities UNVEILS BRAND NEW LOOK AND PLANS FOR CONTINUED EXPANSION IN ONTARIO

Over the past 20 years, Empire Communities has built more than 10,000 single-family and highrise homes across Southwestern Ontario and the GTA. Now one of the top builders of master-planned communities in the province and the largest Energy Star builder in Southwestern Ontario, Empire has undergone an exciting company rebranding and currently has Ontario and U.S. expansion plans underway.

“Empire has grown from a small, single-project property developer to become one of Canada’s largest home builders,” says Daniel Guizzetti, co-founder, CEO and president. “By revitalizing our brand, we’re commemorating our legacy of building inspiring homes and neighbourhoods of enduring value. But we’re also sharpening our focus on our continued growth, and building on what we’ve always delivered – confidence, trust and optimism in the home buying experience.”

The Vaughan-based community builder that started in Dundas, Ont. plans to continue its growth in the province with the possession of enough land to accommodate 20,000 new single-family and highrise homes in Canada, including its expansion into the United States, specifically Texas.

Empire’s pioneering history in Southwestern Ontario started in Brantford with Wyndfield, its first master-planned community, and the builder has plans for 13,000 new homes across the GTA and Southwestern Ontario. The recent release of new home designs of Lush at Victory saw tremendous success with buyers clamouring to own in the Upper Stoney Creek neighbourhood. This past year saw another milestone, with Empire achieving 1,000 Energy Star qualified

homes at Wyndfield. In its 20-year history, Empire has achieved more than 90 awards for outstanding service and achievement, including the Green Builder of the Year Award from both the HHHBA and BILD.

“We were one of the first in the industry to become a land developer and a home builder that creates single family-detached homes and highrise condos,” says Andrew Guizzetti, co-founder, CFO and executive vice-president. “And as we move ahead into the next 20 years, we will reflect on our history, build on our solid reputation as a company that instills confidence and trust, and continue our commitment to creating sustainable communities and homes that make luxury more affordable for everyone.”

Since opening its doors in 1993, Empire has impacted 30,000 lives with the purchase of a home, and prior to that the founders’ families had played a major role in the development of Southwestern Ontario and the GTA with the construction of Toronto landmarks, such as the Rogers Centre, Scotia Plaza and the Gardiner Expressway.

“This rebranding process gave us the opportunity to pause and look at what Empire has accomplished – the ‘What’ and the ‘Why’ of our work,” says Paul A. Golini Jr., co-founder and executive vice-president, industry relations. “We love what we do and that’s seeing how a small neighbourhood or community can grow just from an idea.”

The renewed look and feel of the Empire brand was led by Toronto branding agency Distility, which worked with internationally renowned graphic designer Carmen Dunjko, founder of Pod 10 Art + Design. Dunjko has worked with The National Ballet of Canada, The City of Toronto, Club Monaco, Random House and Holt Renfrew, among others. The new brand was co-created by customers, a cross-section of Empire team members and the founders. The new logo features a “Crown E” to respect Empire’s past, represent its future and capture the inspiration that the home builder brings to its work of creating homes for thousands of Ontarians every day.

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//TAXING ISSUES

» by HENRY CHOO CHONG

HENRY CHOO CHONG, CGA, sits on many

committees and provides accounting and tax

services to individuals and businesses in the GTA. He can be reached at

416.485.5225. Questions to Taxing Issues can

be emailed to [email protected]

Q My kids attend pre-school and elementary private institutions. � e cost is astronomical but my wife and

I believe it is best for our kids. How much of the tuition may I deduct and how? Wong, Markham

A Generally, private school tuition is not tax deductible. An attempt was made several years past to deduct private

school tuition; however it was politically unpopular and was reversed the following year.

Fees to education institutions may be deductible as childcare and claimed by the lower income spouse. A receipt must be provided by the school for the portion of the fees that are considered “childcare.” Additionally, depending if there is some religious a� liation, part of the fees may be allocated as a charitable donation. Again, the institution must provide receipts and qualify for charitable status.

QI recently sold a real estate investment property. How much income tax will I pay? I calculated I

made approximately $80,000. Karim, Mississauga

A Generally, real estate that is sold for more than its cost may result in a capital gain for the individual. Fifty per

cent of the gain must be included in your income tax return in the year of sale.

Using your � gures and assuming you have other income, such as from employment, we can use a 40-per-cent tax rate. � erefore, the $80,000 capital gain is reported. Forty thousand (50 per cent of the gain) must be included in income. � is is taxed at 40 per cent. Your tax obligation on the gain is $16,000 (40,000 x 40 per cent) to Canada Revenue Agency.

Consult your accountant/tax advisor before committing to pay any income taxes.

� e opinions and views expressed herein are those of the author and not those of New Home Guide. New Home Guide does not necessarily endorse or encourage any speci� c tax strategies. Please consult a tax professional for advice speci� c to your particular situation.

Determining your deductions

Q My wife and I recently welcomed her elderly parents into our home.

� ey lived in north Simcoe and we are in Richmond Hill. � ey loved their home; unfortunately they can no longer maintain it on their own. We can � nancially and physically help them in their senior years. Can we deduct the money we give them for living expenses? Where and how on our tax return?Ron and Beth, Richmond Hill

A � e Baby Boomer generation may have to put condo living on hold

for several years. Many boomers have the � nancial responsibility of not just university kids but aging parents too. Our generation (myself included) is blessed with having the people most close to us at home – children and parents.

Unfortunately, neither Ottawa nor Ontario provide a deduction for your � nancial assistance. However, they do provide a “caregiver” tax credit. You may qualify to claim a $4,223 federal tax credit and a similar provincial amount. � is will reduce your federal and provincial income taxes by $633 and $210 respectively.

You should note, parents must be at least 65 years old and mentally or physically dependant on adult children.

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//LEGALLY SPEAKING

JAYSON SCHWARZ LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If

you have a topic in mind, mail, deliver or fax letters

to the magazine or to the firm, email

([email protected]) and give us your

questions, concerns, critiques and quandaries.

» by JAYSON SCHWARZ

Before you go new-home shopping, visit your bank, trust company or other financial institution to see what amount of mortgage you qualify for.

Take your significant other, if you have one, because everyone’s income and assets help. Once you know how much you can borrow, secure the best rate you can and lock it in for as long a period as possible. Don’t be afraid to negotiate – the banks want and need your business. Don’t be afraid to shop around for rates and lock-in periods.

You should also visit the condo sales centre armed with your knowledge and check what mortgage rate and term the builder is offering. Take note that the builder may have brought the rate down to make his package more attractive or forced his bank as part of his deal with them to offer special rates. Remember, if your bank’s offered rate and terms are close, you may be able to negotiate a better deal with the builder. If you do not take the builder’s mortgage you may

be able to get some leverage in your overall negotiations as the builder may save money by not having to pay his bank for the better rate. Question this and make sure you understand all of the financing details. Regardless of where you go to get financing, get your commitment in writing!

When you walk into that sales centre, all ready to buy that beautiful

new condo, perhaps the most important piece of the puzzle you need to have is security in your financial arrangements. A tragedy waiting to happen occurs when you sign an unconditional offer, give your hard-earned, harder-saved deposit to the builder and later find out you do not qualify for the mortgage. In other words, don’t buy the home unless you have a mortgage commitment or a conditional deal. This leads us into the next part of the discussion – what happens if your financing goes wrong?

An Agreement of Purchase and Sale for the purchase of land is a legal contract, and once it is signed it binds both parties to certain obligations. If either party does not hold up to their end of the arrangement, they can be held liable to the other party for either specific performance or damages. Firstly, if the purchasers default, they will likely lose their deposit. The builder will then have the option of suing to force them to close the deal and pay all legal fees related thereto, or sue them for any damages the builder might suffer before he resells the condo (for items such as interest, changes and price differential) and legal fees. Sometimes, in a booming market, kindhearted builders will release purchasers who have made a mistake or encountered personal tragedies. But don’t count on it!

The moral of the story is to make sure you have financing, or that the offer is conditional for a few days on both financing and review by a lawyer. It is critical you get the right advice, and only a lawyer can provide legal advice. That is the law. When you select a lawyer, find one who cares about you and a long-term relationship.

FINANCING, AND WHAT HAPPENS

if it goes wrong?

It is critical you get the right advice, and only a lawyer can provide legal advice. That is the law.

*Certain Terms and Conditions shall apply. Full disbursement disclosure.

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WALL

The GTA Home & Reno Show, where ideas, advice and inspiration for your home all come together, for 4 days only. Learn the tricks of the trade in one of our hands-on DIY learning stations, take a culinary adventure in our Winter Market where you can taste a variety of artisanal Ontario Foods, up your culinary skills at our Cooking Stage, and be inspired by industry experts including Drew and Jonathan Scott, Hosts of Property Brothers. Whether you need inspiration for your next project or are looking for some practical how to advice, make sure you dont miss this show!

C

M

Y

CM

MY

CY

CMY

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Wall2Wall Full Page FINAL.pdf 1 2015-01-19 4:39:53 PM

WALL

The GTA Home & Reno Show, where ideas, advice and inspiration for your home all come together, for 4 days only. Learn the tricks of the trade in one of our hands-on DIY learning stations, take a culinary adventure in our Winter Market where you can taste a variety of artisanal Ontario Foods, up your culinary skills at our Cooking Stage, and be inspired by industry experts including Drew and Jonathan Scott, Hosts of Property Brothers. Whether you need inspiration for your next project or are looking for some practical how to advice, make sure you dont miss this show!

C

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Y

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Wall2Wall Full Page FINAL.pdf 1 2015-01-19 4:39:53 PM



IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region>> Builder news and the latest in new homes in the central and north region

Showcasing new homes in the GTA’s central and north regions

February 7 - 21, 2015


Brought to you by Decade Homes, Yorkdale Village is central Toronto’s hottest new urban townhome community. Located on Wilson Avenue near Dufferin Street, Yorkdale Village gives GTA homebuyers a great

opportunity to own a well-priced one or two-storey townhome model that is sure to impress. These stunning townhomes are offered in one-bedroom plus den, two-bedroom and two-bedroom plus den configurations, so there is a model to meet every homebuyer’s needs at Yorkdale Village.

//COMMUNITY FOCUS

LOCATION Toronto

HOUSING TYPE One and two-storey townhomes in one-bedroom plus den, two-bedroom and two-bedroom plus den configurations

CONTACT yorkdalevillage.com

YORKDALE VILLAGE PHASE II IS MORE THAN 60 PER CENT SOLD Visit this weekend to discover central toronto’s most loved townhome community

...continued on pg 52


Yorkdale Village is proud to bring its bold contemporary aesthetic to the heart of central Toronto. This sophisticated urban community features eye-catching modern townhome designs that embody the spirit of vibrant urban living both inside and out. But these homes don’t just look amazing; they’re also designed with the needs of today’s homebuyer in mind. Interiors boast stylish kitchens, spacious master bedrooms and bright, open living and dining areas. Many models offer rooftop terraces or balconies, providing a great way to relax and enjoy Toronto’s warm summer nights. With townhomes priced from the low $300’s, homebuyers need to act quickly to own at this highly desirable location.

One of the primary appeals of city living is the unmatched convenience and ease of access to Toronto’s many world-class amenities. Yorkdale Village is located on a major bus route, with Wilson subway station, Hwy. 401 and Allen Road just minutes away, so it’s always easy to enjoy everything the city has to offer. And whether you’re shopping, having a night out with friends, or just looking to relax and enjoy the great outdoors, there’s a great selection of top amenities within a short distance of the community.

The university bound will love the convenient access to York University provided by current bus routes and the coming subway extension. Nearby Yorkdale Shopping Centre offers a world-class selection of shops and restaurants, with major department

Nature and active living enthusiasts will love Yorkdale Village’s convenient proximity to the newly redesigned Downsview Park.

DECADE HOMES | Yorkdale Village

stores such as Holt Renfrew and The Bay, an Apple Store, and hundreds of other popular retailers. In addition, Humber River Regional Hospital is just around the corner from Yorkdale Village. Currently undergoing a massive redevelopment, Humber will be one of the nation’s largest and most technologically advanced health care facilities when it’s completed at the end of this year.

Nature and active living enthusiasts will love Yorkdale Village’s convenient proximity to the newly redesigned Downsview Park. The park’s 572 acres comprise one of Canada’s largest urban parks, offering sports fields, fitness and recreation facilities, entertainment venues, museums, hiking trails, playgrounds and more.

Decade Homes is an experienced builder with more than 70 years in the residential, commercial and hotel development industries. The company has developed major properties throughout southern Ontario, in locations such as Toronto, London, Kitchener, Waterloo, Windsor and Stratford, as well as properties as far afield as Texas, Florida and Israel.

Decade Homes’ passion for building is only surpassed by its deep commitment to customer service. Decade’s beautifully constructed homes and highrises are meticulously designed so that they always meet industry standards for excellence. The team at Decade believes in delivering quality that homeowners can count on, and every new Decade home in Ontario is protected by the Tarion New Home Warranty Program. With Decade Homes, homebuyers can be assured in knowing that they’re joining a long list of satisfied customers that spans decades.

To learn more about Yorkdale Village, visit yorkdalevillage.com today

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//IN THE NEWS

Luxury homes are selling like hotcakes in Canada’s major markets, according to Sotheby’s International Realty Canada’s latest Top-Tier Real Estate Report. That upward trend is expected to continue well into 2015, with historically low mortgage lending rates, a solid Canadian economy and an ongoing flow of immigration, migration and foreign investment into Vancouver, Calgary, the Greater Toronto Area and Montreal.

The report examined properties sold in the $1-million-plus range between Jan. 1 and Dec. 31, 2014, analyzing sales volume, the number of days on market, and the percentage of homes that sold over asking price.

Canada’s big four all saw double-digit gains in the sale of luxury homes. The GTA led the pack with a 38-per-cent increase over 2013 – head and shoulders above Canada’s priciest market of Vancouver, which saw gains of 25 per cent, and Montreal’s 21 per cent. Calgary’s more modest increase of 16 per cent is attributed to fluctuations in the oil market, which introduced uncertainty to the luxury market.

With demand up and inventory down, luxury homes favored sellers in 2014, showing a drop in days on market and a rise in the number of homes sold over asking price in the GTA and Vancouver. The steady rise in the benchmark price of a typical, detached single-family home (now well

beyond the $1 million mark in what are considered “conventional” neighbourhoods) has propelled the price of luxury homes upward in these cities as well.

According to Sotheby’s International Realty Canada president and CEO Ross McCredie, “2014 was another benchmark year for high-end real estate in Canada, as demand continued to be fueled by historically low lending rates, a strong economy and steady immigration and migration into Canada’s major cities. We expect the market to remain strong in the GTA and Vancouver well into 2015, and for demand to outweigh available inventory, especially when it comes to detached single-family homes. The outlook for Montreal and Calgary is positive, but more conservative – both cities are heading into the year positioned to maintain balance.”

» by LYDIA MCNUTT

Luxury homesSEE DOUBLE-DIGIT INCREASE IN SALES

I’m Opening in March!A Town To Call Home

With parks, schools, trails, playgrounds, a future Town Centre and over 6000 new homes, you’ll see why I’m the most anticipated new town in Ontario. See you in March.

QueensvilleQueensvilleQUEENSVILLE SIDE RD.

QUEENSVILLE SIDE RD.

DOANE RD.DOANE RD.

DAVIS DR.DAVIS DR.

GREEN LANEGREEN LANE

404 EXTENSIO

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404404

407407AuroraAuroraMarkhamMarkham

NewmarketNewmarket

$500sDETACHED

FROM HIGH

Prices and specifications are subject to change without notice. E. & O. E.

for an aMazing lifeSign UP YourQueensville.ca

QUEE 7706 NHGGTA-7.5x10.5-F.indd 1 2015-01-28 3:26 PM

I’m Opening in March!A Town To Call Home

With parks, schools, trails, playgrounds, a future Town Centre and over 6000 new homes, you’ll see why I’m the most anticipated new town in Ontario. See you in March.

QueensvilleQueensvilleQUEENSVILLE SIDE RD.

QUEENSVILLE SIDE RD.

DOANE RD.DOANE RD.

DAVIS DR.DAVIS DR.

GREEN LANEGREEN LANE

404 EXTENSIO

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LESLIE ST.LESLIE ST.

NN

404404

407407AuroraAuroraMarkhamMarkham

NewmarketNewmarket

$500sDETACHED

FROM HIGH

Prices and specifications are subject to change without notice. E. & O. E.

for an aMazing lifeSign UP YourQueensville.ca

QUEE 7706 NHGGTA-7.5x10.5-F.indd 1 2015-01-28 3:26 PM

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Builder Site Tel Price Range Page No.

1 ARiSTA HomeS Goddard on the Valley aristahomes.com • • from$690,000 15 7B

5 TiffANy PARk HomeS Westhaven 416-792-6655 • from$633,000 41 3G

5 Graywooddevelopmentsltd Westhaven 416-792-6655 • from$633,000 41 3G

10 FieldGateHomes 90 Niagara 416-981-0036 • • from$346,000 25 7H

17 FieldGateHomes Zigg fieldgatehomes.com • • 25 8F

18 FieldGateHomes Axiom Tower 2 fieldgatehomes.com • • from$250,000 25 8H

22 avertonHomes Evolution averton.ca • from$260,000 27 3G

86 meNkeS Humber Mews 416-259-2525 • from$550,000 7 3i

86 meNkeS Dwell City Town 416-259-2525 • from$420,000 7 3i

87 meNkeS Bloom Park Towns 416-730-1600 • from$690,000 7 8B

89 DeCADe HomeS Yorkdale Village phase II 416-638-5656 • from$320,000 51 6d

2 nationalHomes The Churchill Collection in Forest Hill 416-922-1414 • from$1400,000 7G

3 ConservatoryGroup Weston Village 416-748-7001 • • from$490,000 4C

4 GeorGianCorporation Lex Towns 416-428-3419 • • • from$495,000 12G

6 CoventryHomes Danforth’s Crossing 416-924-8338 • from$450,000 12G

7 FieldGateHomes The Brownstones at Westown lidvest.com • • from$620,000 4e

8 emSATeC CANADA iNC. The Brownstones 5 416-531-7760 • • from$350,000 6G

9 lindvestproperties The Brownstones at Westown lindvest.com • • from$330,000 4C

9 lindvestproperties Grand Cornell Brownstones in Markham lindvest.com • • from$340,000 4C

9 lindvestproperties Corporate lindvest.com • • 4C

11 triButeCommunities Canterbury 647-352-2130 • from$767,000 9e

12 nationalHomes The Townes of Richview 416-746-1234 • from$570,000 3e

13 insoHodevelopments Highland Creek Collection ownhighlandcreek.com • • from$650,000 17D

14 dunparHomes The Ossington 416-253-5888 • from$700,000 7G

15 mATTAmy HomeS Downsview Park www.mattamyhomes.com from$270,000 6C

16 ConservatoryGroup Oakdale Village 416-243-0567 • from$429,000 5C

18 FieldGateHomes Axiom fieldgatehomes.com • • from$250,000 8H

19 ConservatoryGroup Upper Beach Villas 416-698-7796 • from$415,000 11G

20 BeaverBrookHomes Evolution 416-747-9691 • from$270,000 2G

21 mATTAmy HomeS Heron Park www.mattamyhomes.com • • 17e

28 pemBertonGroup Park Lake Residences 416-769-4343 • from$180,000 5H

34 H&rdevelopments Westown hr-newhomes.com • • • from$190,000 5C

41 moNARCH CoRPoRATioN Evergreen 416-495-3526 • from$470,000 14f

43 aspenridGeHomes Scenic On Eglinton 416-805-1781 • • from$190,000 10F

49 triButeCommunities RCMI 416-363-4800 • from$324,000 8H

50 FieldGateHomes Corktown Mews corktownmews.ca • from$550,000 9H

77 aspenridGeHomes Seventy Seven Charles 416-203-7034 • • from$2100,000 8G

78 yourHomedevelopments Nature’s Path 647-340-6972 • from$280,000 17e

83 ARiSTA HomeS Lilly Factory Towns 416-792-4872 • • from$395,000 12G

90 sundanCeHomes Braeburn Lane sundancehomes.ca • from$430,000 15D

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For this page import Central.txt script

059-CentralRegion_Etob_index.indd 73 03/02/15 19:43:37

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060-Cent North1_Vaughn_Map.indd 78 03/02/15 19:43:38

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Builder Site Tel Price RangePage No.

2 TRiBuTe CommuNiTieS Gates of Nobleton 647-633-3500 • from$920,000 5 4A

3 ARiSTA HomeS IMPRESSIONS impressionskleinburg.com • • • from$550,000 15 4e

3 FielDgATe HomeS IMPRESSIONS 905-893-9500 • • • from$538,000 insert & 25 4e

4 ARiSTA HomeS Vellore Woods aristahomes.com • from$750,000 15 8F

6 PRimoNT HomeS Renaissance Townes 905-417-3363 • from$585,000 12 8D

9 TReASuRe Hill HomeS Moda Urban Village treasurehill.com • 19 8E

10 FoReST Hill HomeS Bridle Path of Thornhill foresthillhomes.ca • from$1400,000 39 13F

12 RoSeBuRy HomeS Riverside in Pine Grove 416-746-1234 • from$400,000 43 6i

24 FielDgATe HomeS Vaughan Valley Estates 905-893-9500 • from$1199,000 insert & 25 8F

24 ARiSTA HomeS Vaughan Valley Estates aristahomes.com • from$900,000 15 8F

44 mADiSoN HomeS Thornhill 905-417-1203 • from$1800,000 37 13g

1 CouNTRy WiDe HomeS Kleinburg Hills KleinburgHills.com • 4e

1 ASPeN RiDge HomeS Kleinburg Hills aspenridgehomes.com • 4e

3 PARADiSe HomeS IMPRESSIONS impressionskleinburg.com • • • from$520,000 4e

3 TiFFANy PARK HomeS Valleybrooke Estates 905-303-1620 • from$870,000 8E

5 ASPeN RiDge HomeS Upper West Side uwscommunity.com • from$1099,000 14D

5 CoNSeRvAToRy gRouP Upper West Side 289-553-4156 • from$1099,000 14D

5 CouNTRy WiDe HomeS Upper West Side uwscommunity.com • from$1099,000 14D

5 RegAl CReST HomeS Upper West Side uwscommunity.com • from$1099,000 14D

5 ToWNWooD HomeS Upper West Side uwscommunity.com • from$1099,000 14D

7 loRmel HomeS La Viva lavivatowns.com • from$350,000 5J

8 FielDgATe HomeS Kleinburg 905-893-9500 • • from$523,000 4e

32 ANDRiN HomeS Chelsea Station andrinhomes.com • 11e

42 DuNPAR HomeS Riverside Village 416-253-5888 • from$519,000 5i

46 CouNTRy WiDe HomeS The Point at Woodbridge 905-907-1500 • from$700,000 8E

47 CouNTRy WiDe HomeS Upper Thornhill Estates 905-907-1500 • from$900,000 14e

48 BeAveRHAll HomeS Regency Estates 905-265-2634 • from$1301,000 6H

48 gRAyWooD DeveloPmeNTS lTD Regency Estates 905-265-2634 • from$1250,000 6H

51 ASPeN RiDge HomeS King Oaks 905-539-0181 • from$1100,000 11B

51 gReAT gulF King Oaks 905-833-6413 • from$1300,000 11B

52 ZANCoR HomeS Royal Collection 905-833-0883 • • from$550,000 12A

53 TReASuRe Hill HomeS Thornhill Woods treasurehill.com • from$950,000 13g

54 FielDgATe HomeS Rivers Edge 905-320-5642 • • • from$730,000 8E

55 oSKAR gRouP Le Sedici lesedici.com from$600,000 10e

56 SeNAToR HomeS Bathurst 9130 289-597-4381 • • from$700,000 13g

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For this page import North1.txt script

061-Cent North1_Vaugh_index.indd 77 03/02/15 19:43:39

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Attention Builders - Want to add your

community to our maps? Need to update existing information?

Please fax the details to (416) 789-9554

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62

062-Cent. Richmond_RH_Map.indd 80 03/02/15 19:43:40

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1 HeaTHwooD HoMeS Hampshire Mews heathwood.com from $480,000 45 5I

8 TReaSuRe HIll HoMeS Urbantowns on Bayview treasurehill.com from $730,000 19 7Q

15 FoReST HIll HoMeS Jefferson Forest foresthillhomes.ca • • from$700,000 39 4H

3 CeNTRa HoMeS The Mills Collections 416-238-2404 • from$940,000 5J

4 aSPeN RIDge HoMeS Kettle Lakes Club 289-231-2849 • from$550,000 6D

5 ST. RegIS HoMeS Mission Hill on Bayview 905-884-8885 from $850,000 6C

6 FIelDgaTe HoMeS The Humberlands 905-773-7738 • from$850,000 2C

7 HIgHMaRk HoMeS Nuvo 647-206-2276 • from$1100,000 2e

9 MaTTaMy HoMeS Richmond Green www.mattamyhomes.com • • 9J

14 aRISTa HoMeS Jefferson Forest jeffersonforest.ca • • from$586,000 4H

15 MaDISoN HoMeS Jefferson Forest jeffersonforest.ca • • from$586,000 4H

16 FIelDgaTe HoMeS Jefferson Forest 905-884-8017 • • from$586,000 4H

20 NoRTH STaR HoMeS King’s Crossing 416-291-9666 • from$530,000 2e

22 yoRkwooD HoMeS Hillside Manors 905-770-4662 • from$472,000 4I

26 aRTeN DeveloPMeNT gRouP The Manors of Roseview Grand roseviewgrand.com • • from$650,000 4l

27 aCoRN HoMeS Oak Knoll acornhomes.ca • from$650,000 3C

28 SeNaToR HoMeS Richvale senatorhomes.com • • 2J cent

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Ric

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63

063-Cent. Richmond_RH_index.indd 81 03/02/15 19:43:41

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064-Cent. North2_Nmrkt_Map.indd 82 03/02/15 19:43:44

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Builder Site Tel Price RangePage No.

3 MaTTaMy HoMeS St. John Forest www.mattamyhomes.com from $400,000 BC 14e

4 FielDgaTe HoMeS The New U 905-477-6464 • • from$593,000 insert & 25 5g

5 TReaSuRe Hill HoMeS Accolades in Markham 416-798-7705 • from$830,000 19 6F

6 PRiMoNT HoMeS Heirloom in Markham 905-201-2804 • • from$510,000 12 7F

9 BRookFielD HoMeS The Arbors auroraBrookfield.ca • 17 14F

11 MaDiSoN HoMeS Greensborough madisonhomes.ca • • 37 7g

15 FielDgaTe HoMeS Aurora Trails fieldgatehomes.com • • from$520,000 insert & 25 14e

15 aRiSTa HoMeS Aurora Trails aristahomes.com • • 15 14e

20 FielDgaTe HoMeS BlueSky Stouffville fieldgatehomes.com • from$650,000 insert & 25 18F

23 aRiSTa HoMeS Boxgrove Markham aristahomes.com • 15 7H

30 MaDiSoN HoMeS Cornell Rouge 905-472-7667 • • from$590,000 11 & 37 8g

30 FoReST Hill HoMeS Cornell Rouge cornellrouge.com • from$590,000 11 & 39 8g

1 MaRyDel HoMeS Woodland Hills 905-898-7380 • from$400,000 10B

2 BeaveRBRook HoMeS The Terrace On Rouge Creek 905-640-7360 • • from$390,000 18F

4 aRiSTa HoMeS The New U 905-534-1564 • • • from$490,000 5g

4 PaRaDiSe HoMeS The New U 905-477-0317 • • • from$490,000 5g

4 STaRlaNe HoMe CoRPoRaTioN The New U 905-534-0493 • • • from$490,000 5g

7 leBoviC HoMeS Bovaird Trail 905-640-7361 • • • from$2597,000 14H

8 CouNTRy WiDe HoMeS Wismer Commons 905-907-1500 • • from$450,000 6g

9 CouNTRy WiDe HoMeS The Arbors 905-907-1500 • from$720,000 14F

10 BRiaRWooD HoMeS Havelock Town Manors 289-301-0077 • from$560,000 6i

12 lauRieR HoMeS windsong 905-201-5979 • • from$495,000 6g

12 lauRieR HoMeS Windsong North 905-201-5979 • from$598,000 6g

13 NaTioNal HoMeS Stonehaven 416-746-1234 • from$730,000 13D

13 NaTioNal HoMeS Stonehaven 416-746-1234 • from$730,000 13D

14 aSPeN RiDge HoMeS Woodland Hills 416-270-9484 • from$450,000 9C

15 PaRaDiSe HoMeS Aurora Trails auroratrails.com • • from$400,000 14e

15 oPuS HoMeS Aurora Trails auroratrails.com • • from$400,000 14e

16 liNDveST PRoPeRTieS Auroraglen lindvest.com • • 14e

17 CoNSeRvaToRy gRouP Heritage Estates 905-640-2274 • • from$283,000 18F

18 kyleMoRe CoMMuNiTieS Angus Glen West Village 905-887-9950 • from$2000,000 4g

19 NeW eRa HoMeS Landmark Estates 905-953-9046 from $550,000 11D

20 STaRlaNe HoMe CoRPoRaTioN BlueSky Stouffville starlanehomes.com • from$434,000 18F

21 aNDRiN HoMeS Glenway andrinhomes.com • 10e

22 CoNSeRvaToRy gRouP Heritage Collection 905-640-2274 • • from$680,000 18F

24 BallaNTRy HoMeS Cornell ballantryhomes.com • • from$520,000 8g

28 PReSToN HoMeS Copper Hills 905-954-4050 • from$500,000 14e

30 MaDiSoN HoMeS Forest Hill cornellrouge.com • from$400,000 8g

41 aSPeN RiDge HoMeS Upper Cornell 905-554-3446 • • from$495,000 7F

42 NaTioNal HoMeS Wismer Woods 416-746-1234 • • • from$680,000 6g

50 geRaNiuM HoMeS The Neighbourhoods of Cardinal Point 905-640-9999 • • from$575,000 7F

50 geRaNiuM HoMeS Cardinal Point Downtown Stouffville 905-640-9999 • • from$600,000 7F

50 geRaNiuM HoMeS Uptownes at Cardinal Point 905-640-9999 • • from$400,000 7F

50 geRaNiuM HoMeS Copperstone Ballantrae 905-640-9999 • • from$1.1,000 7F

51 oxFoRD HoMeS Coventry Valley 905-836-8902 from $600,000 10D

52 FielDgaTe HoMeS Potter’s Bend 905-294-3125 • • from$700,000 6g

53 H&R DeveloPMeNTS Castle Square hr-newhomes.com • 6g

54 BeaveRBRook HoMeS Victoria Highlands 416-924-0110 • from$450,000 10H

55 CouNTRy WiDe HoMeS Woodland Hills 905-907-1500 • 10C

59 PRiMoNT HoMeS Harmony 905-305-8871 • 5i

62 NoRTH STaR HoMeS Mill Fair Village NorttStarHomesinc.com • from$500,000 5T

64 STaRlaNe HoMe CoRPoRaTioN Upper Unionville 905-534-0493 • • • from$520,000 5g

64 PaRaDiSe HoMeS Upper Unionville 905-477-6464 • • from$520,000 5g

65 FielDgaTe HoMeS Victoria Manor 905-294-3125 • from$896,000 3g

66 TReaSuRe Hill HoMeS Aurora Woods on Bayview 905-727-5794 • from$769,000 13H

70 MaTTaMy HoMeS Cornell mattamyhomes.com • • 8g

85 oRCHaRD RiDge HoMeS Prairiewood orchardridgehomes.com • from$800,000 19F

86 CHeRRyWooD HoMeS Glengrove on the Park 905-640-7571 • • from$250,000 19F

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065-Cent. North2_Nmrkt_index.indd 83 03/02/15 19:43:45

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066-FurtherNorth Barrie_Map.indd 84 03/02/15 19:43:48

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Builder Site Tel Price Range Page No.13 AveRToN HomeS Victoria Highlands averton.ca • from$520,000 27 10H

16 GReAT Gulf Summerlyn Village 905-775-3461 • from$550,000 29 8I

45 RoSeHAveN HomeS Dreamfields in Bradford dreamfieldsbradford.com • • from$490,000 55 8I

45 ReGAl CReST HomeS Dreamfields in Bradford dreamfieldsbradford.com • • from$490,000 55 8I

45 CouNTRy WIDe HomeS Dreamfields in Bradford dreamfieldsbradford.com • • from$490,000 55 8I

45 ASPeN RIDGe HomeS Dreamfields in Bradford dreamfieldsbradford.com • • from$490,000 55 8I

65 BRookfIelD HomeS Willow Glen Tottenham BrookfieldTottenham.ca • from$300,000 16 7J

1 PACIfIC HomeS lImITeD MarlLake Village 1-877-428-5115 • from$210,000 5F

1 ReD BeRRy HomeS MarlLake Village 1-877-428-5115 • from$210,000 5F

2 DelPARk HomeS Cedar Ridge 905-722-7210 • • • from$275,000 10G

3 loSANI HomeS Summit Shores losanihomes.com/readybuilt from$390,000 2E

4 mANCINI HomeS Princeton Woods 705-730-1978 • from$330,000 14E

5 NATIoNAl HomeS The Forest 416-746-1234 • from$480,000 7I

6 mARIPoSA HomeS Trailside 705-329-3330 • • from$249,000 8C

6 mANCINI HomeS West Ridge Place Orillia 905-773-9997 • 8C

7 GRANDvIeW HomeS Mayberry Estates 705-735-0732 • from$460,000 9G

8 fANDoR HomeS Hamptons on Big Bay Point 705-792-6807 • from$250,000 18e

9 GRANDvIeW HomeS Big Bay Point 705-735-0732 • from$355,000 13e

10 SummeRHIll HomeS West Shore Lakeside Community 705-689-0001 • • from$350,000 9C

11 BAllymoRe HomeS Lakeside Meadows 1-877-455-0201 • • from$290,000 9G

11 BAllymoRe HomeS Lakeside Meadows 1-877-455-0201 • from$293,000 9G

12 PRevIN CouRT HomeS Victorian Village 1-855-777-3846 • • from$335,000 6I

13 RoSeHAveN HomeS Victoria Highlands 905-473-3225 • 9H

14 RoSeHAveN HomeS King Country Estates 905-558-0098 • from$700,000 7k

14 ASPeN RIDGe HomeS King Country Estates 905-558-0255 • from$780,000 7k

14 CouNTRy WIDe HomeS King Country Estates 905-907-1500 • from$750,000 7k

15 mARyDel HomeS Seven Meadows marydelhomes.com • • from$290,000 11f

17 BRookfIelD HomeS Grand Central 905-778-0873 • from$570,000 8I

17 BRookfIelD HomeS Grand Central 905-778-0873 • from$515,000 8I

18 GRANDvIeW HomeS Cromwell Place 705-735-0732 • 7G

19 ANDRIN HomeS Hillsborough andrinhomes.com • 10H

24 kAITlIN CoRPoRATIoN Blue Shores 1-866-625-2583 • from$380,000 3e

32 CouNTRy HomeS Alcona by the Lake 1-866-531-3424 • • from$300,000 7H

33 SANDIeGo HomeS Lakeside Living in Innisfil 705-436-5445 • • from$285,000 8G

37 PRISTINe HomeS Pebbleshores 705-436-5547 • from$240,000 7G

39 SToNeBRIDGe BuIlDING GRouP Stonebridge by The Bay 1-877-420-0880 • from$200,000 5E

40 RoyAlPARk HomeS Emerald Forest royalpark.com • • from$200,000 6H

41 DelPARk HomeS Pretty River on Georgian Bay 1-888-257-1999 from$298,000 3e

42 RAymAC HomeS Brennan Enclave 705-516-0681 • from$252,000 6H

43 BRemoNT HomeS Centretown 1-877-855-1122 • from$234,000 5E

44 BRookfIelD HomeS Treetops 1-855-590-3577 • from$350,000 7I

44 oRCHARD RIDGe HomeS Treetops 1-855-590-3577 • from$350,000 7I

46 DevoNleIGH HomeS INC. Creekside 705-444-0555 • • from$210,000 2E

47 DevoNleIGH HomeS INC. Parkside by Devonleigh 705-435-9991 • from$275,000 6H

48 DevoNleIGH HomeS INC. Brownley Meadows 705-423-9662 • • from$225,000 7G

55 BRIARWooD HomeS Briarwood Estates 705-294-2288 • from$420,000 8G

58 lAkevIeW HomeS Greenbrook Village 519-306-0665 • from$280,000 4I

59 BRookfIelD HomeS Fieldstone 1-855-379-1495 • from$600,000 5J

59 DelPARk HomeS Fieldstone MyFieldstone.ca • from$570,000 5J

60 BRIARWooD HomeS Pretty River Collingwood 1-888-257-1999 • from$310,000 3e

70 fAR SIGHT HomeS Greenfields 1-855-299-7929 • from$309,000 7I

71 BRIARWooD HomeS Mill Street Village 1-855-232-8100 • • from$300,000 8J

71 BAllymoRe HomeS Mill Street Village 1-855-232-8100 • • from$300,000 8J

Map

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067-FurtherNorth Barrie_index.indd 85 03/02/15 19:43:49

Get your copy now!416.626.4889

Fall issue available.

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created exclusively to showcase luxury homes and condo developments, Luxury Living is the first premium magazine of its kind.

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newhomeguide.ca


,

Showcasing new homes in the GTA’s west region

February 7 - 21, 2015

IN THIS SECTION

>> Maps and listings for new-home communities in the west region>> Builder news and the latest in new homes in the west region


» by CHUCK RESNICK

//MAKE YOUR MOVE

CHUCK RESNICK is Vice-President,

Marketing and Operations at Two Men and a Truck – Canada

With a move, it’s all in the timing

Timing is everything, and when it comes to ensuring a successful move, that statement is pretty much true.

Even if it’s not “everything,” using some careful planning and forethought helps “everything” happen efficiently. The point is, as soon as you decide to move, start your thinking process, explore your options and take action.

First, are you going to move yourself, or will you hire movers?

It’s best to book the truck or the moving company at least a month ahead, and preferably more. Keep in mind that because of more cooperative weather, late spring, early summer and early fall are the most popular times of the year for moves. If you wait too long to book, you may have trouble getting someone during those seasons.

And don’t forget, June 30 is the busiest moving day of the year!

Next, are you going to pack or take advantage of professional packing services? If you are thinking DIY, start collecting/buying boxes and packing material. Remember that professional movers usually sell standard-size boxes that are sturdy and easy to stack, as well as paper that can protect your items without leaving newsprint behind.

Last, but not least, what do you want/need to move? Now is the time to purge all of those unnecessary items that have been at the back of closets and basement corners for months, and often years. The less “stuff” you move, the easier and less expensive the transfer. Following is a handy reference for what to do when.

A MONTH BEFORE THE MOVE …› De-clutter, sort, pitch, give away, donate to charity, host a

yard sale – whatever – but pare down your goods.› Obtain and change-of-address cards from your local

post office.› Notify magazines, insurance companies, banks, credit card

companies, schools and employers of your change of address.› Start using up food and perishables to minimize what you

throw out on moving day.› If you are moving to a new home or condo that includes

appliances, ask for the owner’s manuals ahead of time.

2 WEEKS TO 1 WEEK IN ADVANCE…› Make a “survival closet” of items you will need to clean

the place once furniture is moved (broom, dustpan, cleansers), and even snacks that you can grab quickly during the process.

› Either start packing or make sure your mover begins. Label boxes as you pack with both the contents and which room each will go into at your new digs. Write the destination room on the top and sides of each box.

› Schedule disconnects for utilities and phone, but make sure you still have the use of your phone line on moving day. At the same time, arrange for hook-ups at the other end.

› Cancel newspapers, cable TV, security system monitoring and any companies you use for services such as cleaning and lawn maintenance.

› Send out change-of-address cards.

THE DAY BEFORE THE MOVE…› Clean out, defrost and dry the fridge and freezer.› Get to a bank or bank machine and take out enough cash to

tide you over.› Pack a last-minute essentials bag/box. › Arrange for children and pets to be looked after elsewhere

on moving day.

ON MOVING DAY…› Double and triple check rooms, closets, the garage and

basement to ensure that you have all of your things and the areas are left clean.

› Don’t forget to carry your own (family’s) valuables, cash and relevant to the move and all other important documents.

The less “stuff” you move, the easier and less expensive the transfer.

It’s that “O” moment. The moment you realize that everything you could ask for was

right here all along. Welcome to Oakvillage. With shops, scenic woodlots, a luminous

pond and over 1.5 km of walking and biking trails that connect to Oakville’s extensive

trail system, Oakvillage is a visionary community inspired by both nature and urban

amenities. Come home to contemporary townhomes with elegant architecture

and gorgeous fi nishes. Register now to experience that “O” moment with us.

Coming early 2015 Oakville’s visionary master-planned community from the low $400s*

Register now for your Preview Opening Invite at Oakvillage.ca

*Prices and specifi cations are subject to change without notice. E.&O.E.

A J OINT D EVEL OPMENT BY

HWY 407

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DUNDAS ST.E.

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MINB 38299 NEW HOME GUIDE FP AD.indd 1 15-02-02 12:12 PM



//COMMUNITY FOCUS

LOCATION: Oakville

HOUSING TYPE: Contemporary townhomes from the low $400,000s

CONTACT: [email protected]

OAKVILLAGEBranthaven Homes, Minto Communities and Emshih Developments create one of Oakville’s most anticipated new communities

It’s that “O!” moment. The moment of pure joy inspired by innovative architecture, scenic woodland settings, a

wealth of fine shopping, restaurants, walking trails and anything else you could imagine. Welcome to Oakvillage, a visionary, master-planned community by Branthaven Homes, Minto Communities and Emshih Developments.

Located on the northeast corner of Trafalgar Road and Dundas Street East, these

contemporary townhomes are surrounded by a great selection of urban amenities. Hwys. 403, 407 and the QEW are just moments away, as well as the Rapid Transit system on Trafalgar Road, connecting you quickly and easily to all parts of the GTA.

With its beautiful parks, magnificent lakeside setting, contemporary homes, great schools and unparalleled opportunities for both sport and culture, Oakville is the perfect backdrop for the good life. The essence of


BRANTHAVEN HOMES, MINTO COMMUNITIES, EMSHIH DEVELOPMENTS | Oakvillage

Bright, spacious and airy interiors will be accented with fine features and finishes, such as nine-ft. ceilings on the main level, large living and family rooms, gourmet kitchens, luxurious bedrooms, premium ensuites and more.

Oakville is that it’s a community with all the attractions of a big city but the charm and friendliness of a small town. Fun, livable and totally unique, there’s simply no place like Oakville.

Against this enchanting backdrop, Oakvillage is a master-planned residential community that lets you enjoy all that Oakville has to offer. The plan for Oakvillage has been carefully designed to ensure this new neighbourhood fosters and cultivates a village ambience, a real sense of community.

With a pond at one end and a woodlot at the other, the greenspace that borders the Oakvillage community also includes 1.5 kilometres of walking trails for sport, recreation and relaxation.

The residences of Oakvillage are set against an Arcadian setting of parks, ponds and natural vistas. Urban amenities such as schools, shops, cafes and boutiques are mere steps away.

True to the exceptional building capacities of builders Branthaven Homes and Minto Communities, Oakvillage will be built to the highest aesthetic and architectural standards. An alluring palette of brick and stone will be used to create a charming, harmonious streetscape. Inside, the townhomes will offer elegant, functional floorplans that maximize living space.

Bright, spacious and airy interiors will be accented with fine features and finishes, such as nine-ft. ceilings on the main level, large living and family rooms, gourmet kitchens, luxurious bedrooms, premium ensuites and more. Contemporary colours and materials will blend old and new styles to offer a refined, modern lifestyle.

Oakville is widely considered to be the most beautiful lakeside community in the country. For outdoor recreation, it’s a short drive to where Sixteen Mile Creek joins Lake Ontario with its celebrated pier and breathtaking views. Or you might want to stroll along Lakeshore Road, the city’s lively “high street,” where Oakvillians promenade year-round. There are cafes to sip lattes, wine bars to indulge in vintages, pubs to savour gourmet burgers and boutique beers and stores, stores galore. From arts and theatre to golf, sailing, hiking and more, Oakville offers a wealth of recreation all year round.

THE VISIONARIES From its inception more than 40 years ago as a master community developer and builder, Branthaven Homes is an award-winning visionary with an idealistic drive for creating spaces that inspire people and improve their quality of life. Branthaven strives to improve every detail in the design and building process, and shape the way homebuyers live life by delivering better living spaces, distinctive styling, and higher than industry standard features.

Spanning 60 years of operational excellence, Minto Communities is renowned for its commitment to quality and focus on customer care. Bringing together the skills, energy and talents of more than 1,400 employees, Minto has been instrumental in the design and construction of more than 70,000 residential and commercial properties in Toronto, Ottawa and South Florida.

A leading developer in the Halton Region for more than 35 years, Emshih Developments specializes in retail, healthcare facilities, retirement residences and mixed-use developments. Emshih will bring its proven expertise to Oakvillage with an impressive array of diverse retail and commercial establishments designed to serve the larger community.

Oakvillage offers a great selection of contemporary townhomes starting from the low $400,000s.

Register now to be among the first to receive news and updates, at oakvillage.ca

VIEW OUR MAGAZINES ON ANY

DIGITAL DEVICEanytime, anywhere!

Now you can view all New Home Guide magazines online using any smartphone, tablet or desktop device.

NEWHOMEGUIDE.CAPublished by

Life just got better in these two communities

by Rosehaven Homes & Homes by DeSantis

TWO AWARD-WINNING BUILDERS IN SOUTH WEST ONTARIO

TO TORONTO TO NIAGARA

LAINNETNEC REPPUY

WKRP

KING ST. E.

MUD ST. E.

FIRS

T RD

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MODELS &PRESENTATION

CENTRES

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NIAGARARIVER

STONEY CREEKCHIPPAWA

Prices and specifications correct at press time. Prices quoted are in $ thousands. Maps not to scale. E. & O.E.

LyonsCreekChippawa.com

LiveOnTheRidge.caROSEHAVEN HOMES

HOMES BY DESANTIS

Walk, Bike & PlayIN STONEY CREEK’S FAMILY FRIENDLY COMMUNITY

Discover your new home at on The Ridge. An exciting new enclave of 40’ & 35’ Singles, Semis and Towns within an established and sought-after neighbourhood in Stoney Creek. Surrounded by fun for the whole family – hiking, biking, swimming and all the attractions of Niagara. It’s the lifestyle you want for your family... a touch above!

9 MODELS TO TOUR

36’ & 30’ singles and 36’ wide freehold townes starting from the high $200’s

Semis from the mid $300’sSingles from the mid $400’s

Live the Niagara Lifestyle!36’ & 30’ SINGLES GRAND OPENING OF NEW CONDO TOWNS FEB 28TH

• 4 NEW 36’ DESIGNS & 3 NEW 30’ DESIGNS• Limited selection 36’ wide freehold towns remain • 9’ main floor ceilings • gourmet kitchens • luxurious ensuites • gas fireplaces • 1,100 to over 2,283 sq.ft. • PARK/GREEN SPACE LOTS STILL AVAILABLE

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20 FoReST HIll HoMeS Derry Village Mississauga foresthillhomes.ca • from$590,000 39 8B

1 VaNDyk CoMMuNITIeS Windows on the Green vandykcommunities.com • from$300,000 5H

2 aMaCoN The Towns at Parkside Village 705-435-9991 • from$550,000 8F

3 STaRlaNe HoMe CoRPoRaTIoN Churchill Woods starlanehomes.com • • • from$562,000 4E

3 GReeNPaRk HoMeS Churchill Woods churchillwoods.ca • • • from$529,000 4E

4 CoNSeRVaToRy GRouP Central Park North 905-890-0195 • • from$465,000 7F

5 DuNPaR HoMeS Heritage Gate heritagegate.ca • from$500,000 6F

6 CouNTRy HoMeS Lakeshore Village 1-866-746-2999 • • from$550,000 9J

7 GReaT GulF Hot 905-828-4257 • from$420,000 5K

19 DezeN HoMeS McLaughlin 905-696-7938 • from$544,000 8B

23 DuNPaR HoMeS Park View Trail 416-253-5888 • from$500,000 11G

24 DuNSIRe DeVeloPMeNTS Barca Verde barcaverde.ca • from$690,000 10I

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Builder Site Tel Price Range Page No.7 ASPeN RiDge HomeS Mayfield Village 905-230-2592 • • • from$340,000 iFC 11L

8 TReASuRe HiLL HomeS Vales of the Humber Estates valesofthehumber.com • from$780,000 21 11L

8 STARLANe Home CoRPoRATioN Vales of the Humber Estates valesofthehumber.com • from$780,000 21 11L

8 gReeNPARk HomeS Vales of the Humber Estates valesofthehumber.com • from$780,000 21 11L

11 FieLDgATe HomeS Lotus Pointe Caledon 905-838-2806 • • from$600,000 insert & 25 6m

12 gReAT guLF Westfield 905-866-6876 • from$450,000 29 10k

14 TReASuRe HiLL HomeS Southfield Meadows treasurehill.com • 19 6m

15 FieLDgATe HomeS Cobblestones 905-457-0445 • • from$679,000 insert & 25 8Q

16 RoSeHAveN HomeS Urban Towndominiums at Mount Pleasant rosehavenurban.com • • from$290,000 22 6o

21 PRimoNT HomeS Centretown 905-495-5067 • • • from$376,000 12 6P

23 HeATHwooD HomeS Meadow Green 647-287-7042 • • from$520,000 45 8R

55 PRimoNT HomeS Newtowns at Mount Pleasant www.primonthomes.com • from$340,000 13 6P

62 FieLDgATe HomeS Valley Lands 905-457-0445 • • • from$567,000 insert & 25 9o

65 gReAT guLF Mount Pleasant 905-459-5772 • from$640,000 29 6P

67 PRimoNT HomeS Seasons in Caledon www.primonthomes.com • • from$600,000 12 7m

1 TRiBuTe CommuNiTieS Landscapes 905-893-3331 • • from$399,000 8m

2 CoSCoRP iNC. The Village of Southfields thevillageofsouthfields.ca • • • 6L

2 moNARCH CoRPoRATioN The Village of Southfields 905-843-0707 • • • from$390,000 6L

3 emPiRe CommuNiTieS Lakeside empirelakeside.com • • from$350,000 7N

4 vANmAR HomeS Credit Ridge Estates 416-746-1234 • from$550,000 8P

5 TiFFANy PARk HomeS The Estates of Spring Valley 905-216-5620 • from$583,000 6P

6 TowNwooD HomeS Gates of Countryside gatesofcountryside.ca • • from$400,000 8m

6 CouNTRy wiDe HomeS Gates of Countryside 905-907-1500 • • from$400,000 8m

6 RegAL CReST HomeS Countryside Meadows countrysidemeadows.ca • from$346,000 8m

6 RoyAL CLiFF HomeS Gates of Countryside gatesofcountryside.ca • • from$400,000 8m

6 STARLANe Home CoRPoRATioN Gates of Countryside starlanehomes.com • from$520,000 8m

9 mATTAmy HomeS Mount Pleasant North mattamyhomes.com • • from$338,000 7o

9 mATTAmy HomeS Mount Pleasant Village mattamyhomes.com • • • from$255,000 7o

10 STARLANe Home CoRPoRATioN Mount Pleasant Meadows meadowsbrampton.com • from$464,000 6o

10 vALeRy HomeS Mount Pleasant Meadows meadowsbrampton.com • from$464,000 6o

11 gReeNPARk HomeS Lotus Pointe Caledon LotusPointeCaledon.ca • from$450,000 6m

11 STARLANe Home CoRPoRATioN Lotus Pointe Caledon LotusPointeCaledon.ca • from$450,000 6m

11 RoSeHAveN HomeS Lotus Pointe Caledon LotusPointeCaledon.ca • from$450,000 6m

13 STANFoRD HomeS The Ravines of Credit Woods 905-453-4200 • from$570,000 6P

17 PemBeRToN gRouP Rosedale Village Golf & Country Club 905-799-5000 • • • • from$190,000 8m

18 SABeRwooD HomeS Heart Lake Village 905-773-6549 • from$300,000 8N

19 mATTAmy HomeS Salisbury Square mattamyhomes.com • • from$314,000 10N

20 LANDmART HomeS Casablanca 905-915-5227 • from$730,000 9J

22 TowNwooD HomeS Marigold townwoodhomes.com • • from$475,000 11L

24 CoNSeRvAToRy gRouP Trinity Village 905-846-2930 • • from$440,000 7N

25 HeATHwooD HomeS Terracotta Village at The Credit Valley905-874-4741 • from$430,000 9Q

32 FoReST HiLL HomeS Ravines of Castlemore 905-794-8875 • from$650,000 8k

37 oxFoRD HomeS Adena Ridge 905-584-6444 from$600,000 37o

38 ANDRiN HomeS Turnberry Townhomes AndrinTowns.com • from$350,000 9m

45 BRookFieLD HomeS Pathways 905-584-2225 • from$400,000 8k

48 ASPeN RiDge HomeS Credit Manor Heights 905-216-5155 • • from$400,000 8Q

48 RegAL CReST HomeS Credit Manor Heights yourkingdom.ca • • from$850,000 8Q

48 CouNTRy wiDe HomeS Credit Manor Heights yourkingdom.ca • from$850,000 8Q

51 ACoRN HomeS Castlegate acornhomes.ca • from$575,000 11k

55 RoSeHAveN HomeS The Neighbourhoods of Mount Pleasant 416-410-0175 • • from$405,000 6P

55 TowNwooD HomeS The Neighbourhoods of Mount Pleasant LovemountPleasant.com • • from$270,000 6P

55 TowNwooD HomeS The Neighbourhoods of Mount Pleasant lLovemountPleasant.com • • from$405,000 6P

58 DevoNLeigH HomeS iNC. Meadowlands 519-942-3312 • • from$339,000 3C

60 PRimoNT HomeS Castlemore 905-856-5777 • • from$430,000 9k

64 meRiDiAN HomeS Credit Valley Manors 905-216-5186 • • from$400,000 8P

65 gReAT guLF Mount Pleasant 905-459-5772 • from$530,000 6P

66 BALLANTRy HomeS Spring Valley Village ballantryhomes.com • from$420,000 9m

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* Due to scale restrictions locators are approximate. Please see build-

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14 AveRToN HomeS Averton Square avertonsquare.com • from $320,000 27 9H

17 mATTAmy HomeS Hawthorne South Village mattamyhomes.com • from $380,000 9 9G

33 meNkeS The Enclaves of Upper Canada 289-891-9103 • • from $750,000 7 9C

out of range HomeS By DeSANTiS Lyon’s Creek lyonscreekchippawa.com • • • from $290,000 75

out of range RoSeHAveN HomeS Lyon’s Creek lyonscreekchippawa.com • • • from $290,000 75

1 SCHuiT HomeS Perth Park 905-628-9559 • 2Q

2 GReAT Gulf Edgewood 905-356-9408 • from $305,000 11Q

3 SPAllACCi HomeS Simona Place spallaccihomes.com • 2Q

4 SPAllACCi HomeS Eden Park 905-381-4280 • from $320,000 2Q

4 SPAllACCi HomeS Eden Park www.spallaccihomes.com • from $320,000 2Q

5 ARiSTA HomeS Milton Trails 905-864-3306 9H

6 CouNTRy GReeN HomeS The Uptowns of waterdown 905-690-7600 • • from $250,000 10k

7 lAkeview HomeS Cannery Park 1800-565-5150 • from $320,000 9G

8 mATTAmy HomeS Cranberry Hill www.mattamyhomes.com 8m

9 BeAveRHAll HomeS Forestwood 905-636-1365 • • from $518,000 9G

10 GReAT Gulf Rolling Meadows 905-680-0841 • from $300,000 12R

11 BRANTHAveN HomeS Jazz Condos jazzcondos.ca • from $200,000 9N

12 ToByN PARk HomeS Park City parkliving.ca • from $180,000 10l

13 HeATHwooD HomeS The Village at Traditions 905-876-3140 • • from $441,000 8H

19 CoNSeRvAToRy GRouP Jasper Village 905-636-1942 • • from $520,000 10G

20 PARkBRiDGe lifeSTyle CommuNiTieS iNC. Cherry Hill at Vineland 1-800-479-9777 • from $194,000 12R

22 CouNTRy GReeN HomeS Park Place Village 905-690-7600 • • • from $250,000 8m

26 eDeN oAk Weaver’s Mill weaversmill.com/nh • from $336,000 6B

35 PHelPS HomeS Jordan Village phelpshomes.com • from $345,000 8R

36 PHelPS HomeS Brookside phelpshomes.com • from $236,000 7R

37 PHelPS HomeS Streamside phelpshomes.com • from $316,000 6R

38 loSANi HomeS Ancaster Glen 289-239-7629 from $370,000 2Q

39 loSANi HomeS The Fairgrounds 289-286-0928 from $250,000 2Q

40 loSANi HomeS Greenhill Glen 905-538-8752 from $270,000 4Q

41 loSANi HomeS Sherman Oaks 905-574-0828 from $290,000 3R

42 loSANi HomeS Paramount 905-560-2061 from $230,000 3R

43 loSANi HomeS Orchard Park 905-930-9943 from $390,000 5Q

44 loSANi HomeS Discovery 905-563-0666 from $330,000 8R

45 RoSeHAveN HomeS On the Ridge liveontheridge.ca • • from $350,000 3R

45 HomeS By DeSANTiS On the Ridge liveontheridge.ca • • from $350,000 3R

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For this page import west.txt script

081-West Acton_Halton_index.indd 65 03/02/15 19:43:55

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* Due to scale restrictions locators are approximate. Please see builder’s

ads for exact locations.

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

82

082-West Oakville Map.indd 66 03/02/15 19:43:57

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1 MaTTaMy HOMeS The Preserve mattamyhomes.com • • from$400,000 9 4E

6 BRaNTHaveN HOMeS Oakvillage oakvillage.ca • from$410,000 71 5C

6 eMSHiH DevelOPMeNTS iNC Oakvillage 905-639-9006 • from$410,000 71 5C

6 MiNTO Oakvillage oakvillage.ca • from$410,000 71 5C

15 MeNkeS Millstone On The Park 905-825-3619 • from$420,000 3G

3 MaRkay HOMeS Bronte Park Town Manors 416-746-1234 • from$590,000 3H

4 GReaT GulF Trafalgar Landing greatgulf.com/trafalgartownhomes • from$450,000 5C

083-West Oakville_index.indd 67 03/02/15 19:43:58

“Our company’s BILD membership allows us to reach out to our customers and provides us with the opportunity to support them in ways that would not have been possible without membership. I have the opportunity to network and learn from many people which helps grow our company by identifying potential energy efficient programs.

Thank you BILD!”

Margaret Ward, Channel ConsultantEnbridge Gas Distribution Inc.,

Manufacturer / SupplierMember Since 1954

I AM

I BUILD PARTNERSHIPS.

Get Involved: bildgta.ca


Showcasing new homes in the GTA’s east region

February 7 - 21, 2015

IN THIS SECTION

>> Maps and listings for new-home communities in the east region>> Builder news and the latest in new homes in the east region


//IN THE NEWS

Strong new-home sales fuel job growthSales of new homes and condominiums in the GTA reached nearly 40,000 last year, creating thousands of new jobs and paving the way for job retention for years to come, according to the Building Industry and Land Development Association (BILD).

“Sales of homes today translate into the jobs of tomorrow,” says BILD president and CEO Bryan Tuckey, emphasizing that job creation and wage generation are two benefits of a strong sales year.

The GTA saw 39,736 new home transactions in 2014, according to a report by RealNet Canada Inc., BILD’s official source for new-home market intelligence. The new-home sales tally is 41 per cent higher than the 2013 total.

“The building and development industry is a major economic engine in our economy, creating approximately 200,000 well-paying jobs in

construction and related fields every year, “ Tuckey adds. “For example, each construction crane you see is responsible for the creation of up to 500 jobs. The wages earned from these jobs later show up as purchases across the GTA, further contributing to our growing economy.”

He explained that 2014 sales fall within the range necessary to accommodate the GTA’s rising population growth. “Our region is increasing by up to 100,000 people each year, and it is important that our industry creates between 35,000 and 40,000 new homes annually to accommodate this growth.”

Highrise completions set a new record in 2014 with 25,571 new homes built – the result of strong condominium sales in 2010 and 2011. The lowrise sector also had a record-breaking year, with the average price for a ground-related home in the GTA exceeding $700,000 for the first time.

The RealNet New Home Price Index shows average prices in the lowrise sector up eight per cent at the end of 2014, reaching a new record high of $705,813. The highrise market saw a more moderate increase of four per cent, reaching a year-end average price of $454,476.

December ’14 Lowrise Highrise Total

Region 2012 2013 2014 2012 2013 2014 2012 2013 2014Durham 83 117 137 10 0 37 93 117 174Halton 92 32 53 27 88 72 119 120 125Peel 126 181 198 49 29 69 175 210 267Toronto 11 19 50 376 934 900 387 953 950York 87 235 377 72 123 98 159 358 475GTA 399 584 815 534 1,174 1,176 933 1,758 1,991Jan-Dec 13,815 12,115 17,745 18,172 15,986 21,991 31,987 28,101 39,736

Source: RealNet Canada Inc.


//DESIGN SECRETS

» by JANE LOCKHART

Now that a new year is upon us, many of us like to regroup and think about how we can make changes to maximize storage and rid ourselves of unneeded items. Nothing could be more important as you move into your new home! As a first-time homeowner, it’s sometimes tempting to move everything with you for those “just in case” moments. Starting fresh has its advantages when it comes to making the most of storage options to max out their usefulness.

No matter if you are moving into a new house or condo, no one ever says they have enough closet space, so making the most of what you have is critical. Investing in closet organizers in the bedroom that provide shelves, both short and long, hanging as well as drawers and shoe storage will be invaluable. You will be happy you took the time to do this as you move in and create a new life and new routines. Leaving a closet undone will simply waste space in the end.

Another area to make sure you maximize space is in the front hall closet. Being Canadian means we have a lot of different seasonal coats and footwear and this needs to go somewhere! Think about adding shelves, drawers and hooks to this closet as well. Make sure the doors to the closet are swing doors if possible and not sliders, as sliders can make closet access difficult.

Decorating your first home


Another place to create useful organization is the linen closet. Be sure to update this space with lots of shelving prior to using it. A tip that will help maximize your storage within your linen closet is to tightly fold each sheet set and then place them inside the corresponding pillowcase. This will help you stay organized, allow you to see all of the linen sets and will keep everything together.

Store unused items in bins that fit under a bed or purchase a new bed with built-in drawer storage under the mattress as this is a big area so make sure gets used, particularly in a condo! This is a good place to store out-of-season items, as they will be out of sight and mind until they are needed.

If you have the height and budget, build upwards! Create a wall unit that goes to the ceiling so you not only elevate the visual height, you take advantage of this extra storage space. In the area, you

JANE LOCKHART is founder and principal

designer of Jane Lockhart Interior Design. She

was creative director and host of W Network’s

top-ranked show, Colour Confidential, and has a

Canadian-built furniture collection, Jane by Jane Lockhart, by Statum Designs. Visit online at janelockhart.com

can store items such as CDs, DVDs, books and photo albums. These items can take up lots of space if not stored efficiently, so make sure to buy storage solutions specifically created for these items.

If you are building new, you can request to have additional outlets placed in easy-to-access places to cut-down on the clutter of power cords. Consider adding extra receptacles under the cabinets in kitchens to maximize counter space and a few extra in the bed and bathroom, so that you have enough space for chargers, blow dryers and shavers.

And never forget, there are great accessories that can be added within kitchen cabinets and under sinks for better organization and easier access.

Good organization may take a little more time and money in the beginning but it will definitely be worth the effort in the end.

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Henry StBrock St N

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12 Averton Homes Main Street Seaton averton.ca from $290,000 27 4F

14 HeAtHwood Homes Country Lane in Whitby Heathwood.com • • • 45 9G

47 senAtor Homes Harbourside Condominiums 905-493-3823 • • from $250,000 87 9J

1 tribute Communities Charing Cross 905-571-1011 • from $390,000 14e

2 brookfield Homes Hills of Harrowsmith 905-697-1681 • from $300,000 15G

3 GreAt Gulf Stonecrest greatgulf.com • • from $298,000 14G

4 menkes Somerset 905-428-0500 • from $690,000 7G

5 tribute Communities The Village of Brooklin West 905-425-0539 • from $400,000 11d

6 emery Homes Town Central 1-877-953-6379 • from $350,000 4J

7 HiGHmArk Homes Triumph whitbytriumph.ca • from $350,000 10G

8 lAkeview Homes The Forest of Lyndebrook 416-746-1234 • from $490,000 10f

9 stAfford Homes Elements Townhomes elementsajax.com from $390,000 7H

10 fernbrook Homes Altona Woods fernbrookhomes.com • from $450,000 1i

11 mAttAmy Homes Seaton www.mattamyhomes.com • • 5G

13 lifetime Homes Folkstone 1-877-365-9555 • • from $335,000 10G

21 GreAt Gulf Grandview Oshawa 1-888-579-7235 • from $334,000 14f

31 Preston Homes Prestonvale Heights 905-432-2800 • • from $350,000 15J

34 tribute Communities The Neighbourhoods of Park Ridge 905-723-2344 • from $339,000 15G

45 sundiAl Homes limited Mulberry Meadows 905-427-8255 • from $560,000 6J

48 senAtor Homes Whitby by the Lake senatorhomes.com • • from $250,000 10J

54 bAyCliffe Homes The Gates of Whitby 905-668-9828 • • from $250,000 9G

60 GreyCrest Homes the fields of conlin 905-725-4539 • from $310,000 15G

66 monArCH CorPorAtion Tran Quility monarchgroup.net • from $550,000 7G

67 midHAven Homes Breeze 1-877-773-6888 • • from $300,000 15f

68 storybook Homes Brookstone Estates 905-438-9516 • from $1050,000 11C

90 leboviC Homes Old Taunton in Pickering 905-428-3434 • • • 5H

91 sundAnCe Homes The Towns of Nichol Green Phase 2 905-441-3312 • from $350,000 11J

92 Glen rouGe Homes The Cornerstone 905-415-2710 • from $796,000 6i

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091-East_Ajax.index_tel.indd 115 03/02/15 19:44:00

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1 MaSoN HoMeS Port Hope Lakeside Village 905-885-6565 • from $229,000 15J

2 FaR SigHT HoMeS King’s Bay Golf & Country Club Estates 905-642-8383 • from $460,000 16B

3 FaR SigHT HoMeS The Estates at Sunset Ridge 905-642-9015 • from $930,000 2e

4 PaRkview HoMeS Jackson Creek Meadows 705-748-4663 • 2i

4 PaRkview HoMeS Jackson Creek Meadows Townhomes 705-748-4663 • 2i

5 aveRToN HoMeS Beacon Hill Bowmanville averton.ca • from $420,000 13B

7 BRookFielD HoMeS Foxtrail foxtraillife.ca • from $400,000 5C

8 kaiTliN gRouP lTD. Port of Newcastle 1-800-305-6849 • • • from $260,000 14e

8 kyleMoRe CoMMuNiTieS Port of Newcastle 905-987-5146 • from $479,000 14e

8 SToRyBook HoMeS Bond Head Estates 905-438-9516 • from $850,000 14e

9 PaRkview HoMeS Harmony Condominiums 705-748-4663 • from $189,000 2i

14 RiCe DeveloPMeNTS Willmot Creek On The Lake 905-697-5806 • from $225,000 11D

18 B.g. SCHiCkeDaNz Lake Scugog Estates 1-888-894-9888 • from $330,000 18B

20 geRaNiuM HoMeS Verandas 905-885-0555 • from $266,000 10i

26 kaiTliN gRouP lTD. Aspen Heights 905-697-0513 • from $165,000 10C

26 kaiTliN gRouP lTD. Condominiums at Clarington Centre 905-697-4513 • from $210,000 10C

26 kaiTliN gRouP lTD. Country Classics 1-866-514-3573 • • from $300,000 10C

30 eMPiRe CoMMuNiTieS Estates of Wyndance 905-649-8197 • from $900,000 3e

34 CaRRiNgToN HoMeS Woodlands of Upper Courtice 905-787-0963 • from $260,000 9i

35 MaSoN HoMeS Parklands 1-866-443-7900 • from $238,000 3H

39 H&R DeveloPMeNTS Gracefields hr-newhomes.com • from $322,000 4C

39 THoRNRiDge HoMeS Gracefields 1-877-361-4226 • from $320,000 4C

39 liNDveST PRoPeRTieS Gracefields 1-877-361-4226 • from $320,000 4C

45 HigHCaSTle HoMeS Northglen northglen.ca • • from $221,000 11B

45 DelPaRk HoMeS Northglen 905-419-7222 • • • from $221,000 11B

45 eSquiRe HoMeS Northglen northglen.ca from $245,000 11B

48 BRookFielD HoMeS BrookHill 905-697-1681 • • • from $350,000 10B

48 JeFFeRy HoMeS BrookHill 905-697-0765 • • • from $300,000 10B

72 vaNDyk CoMMuNiTieS West Park Village vandykcommunities.com • • • from $210,000 3i east

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093-FurtherEast_index.indd 105 03/02/15 21:11:08


Feb 7 to 21, 2015

FEB 7-8

Kuumba HARBOURFRONT CENTREIt’s Black History Month, and Harbourfront Centre observes it every year with Kuumba, its annual festival showcasing the best of artists of African heritage. Named after the Swahili word for “creativity,” the festival presents music, film, poetry and more celebrating the African Canadian community’s contribution to the arts.

harbourfrontcentre.com

FEB 7-8

Toronto Sportsmen's Show DIRECT ENERGY CENTRECanada’s biggest outdoors show is the Toronto Sportsmen’s Show, and it’s back in Toronto this year for four days only showcasing outdoor sports, including fishing, hunting, boating and more. This years event features a an All Star Dog Show, a Fish TV Trout Pond, an Adventure Zone with an indoor mountain range, and rafting ride, and the Antique Outboard, a display of historic boat motors from the 1920s to 50s. New this year is the Speaking of Wildlife, an up close and personal look at some critters and creatures who are native to Ontario. Toronto Sportmen’s Show also features more than 300 exhibitors for outdoor sports.

torontosportshow.ca

Calendar of events beginning from

Feb. 7 to 21, 2015

FEB 10-15

Toronto Black Film Festival TIFF BELL LIGHTBOXAfter its highly successful first year, the Toronto Black Film Festival (TBFF) returns for its second edition featuring even more films than the first. As a part of Black History Month, this film festival celebrates Black films from around the world and creating a space to discuss cultural and socio-economic issues that effect everyone. The films presented will be independent features from around the world, offered a platform to reach audiences they often don’t receive.

torontoblackfilm.com

FEB 13-15

Winterfolk Music Festival DANFORTHThe twangy sounds of a blues guitar may be associated with a balmy summer night, but there’s no need to wait until the season changes to heat things up. This festival by the fans for the fans of urban, blues, rock, jazz, country, folk and roots music provides a stage for three days worth of music and partying.

winterfolk.com

//HOT DATES


Homebuyers’ Resource SectionYou love the home, see what you can afford!» Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

HOMEBUYERS’ HELP//


Calculate your mortgage payments

01 Determine the appropriate 5-Year Fixed Mortgage Rate, which is easiest to qualify for.

02 Run your finger down the left column of the table below to find the rate (round to the nearest 1/4%).

03 Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time buyers).

04At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.

CHART FIGURE MORTGAGE AMOUNT ÷ 1,000INTEREST RATE MONTHLY PAYMENT

EXAMPLE: 5% 25 YEARS 5.82 (MORTGAGE AMOUNT $125,000) 125 $

AMORTIZATION PERIOD

Canadian mortgage payment factors Instructions:

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.


2.50% $666 $529 $448 $394

2.75% $678 $541 $461 $407

3.00% $690 $554 $473 $421

3.25% $702 $566 $486 $434

3.50% $714 $579 $499 $448

3.75% $726 $591 $513 $461

4.00% $738 $604 $526 $476

4.25% $750 $617 $540 $490

4.50% $763 $630 $553 $504

4.75% $775 $644 $567 $519

5.00% $788 $657 $582 $534

5.25% $801 $671 $596 $549

5.50% $814 $684 $610 $564

5.75% $827 $698 $625 $579

6.00% $840 $712 $640 $595

6.25% $853 $726 $655 $611

6.50% $866 $741 $670 $626

6.75% $880 $755 $685 $642

7.00% $893 $769 $700 $659

Table provided by Calum Ross, Owner, President and Principal Broker at Calum Ross Mortgage. He can be reached at 416.410.9905, [email protected] and calumross.com

Mortgage payment calculation chartAMORTIZATION PERIODS

INTEREST RATES

15 YEARS

20 YEARS

25 YEARS

30 YEARS

%


Compare mortgage rates for your best deal

CHARTERED BANKS Variable 6 Months 1 Year 2 years 3 years 4 years 5 years

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLEJanuary 26, 2015. Prepared By Fiscal Agents Financial Information Services 905.844.7700

OTHER FINANCIAL INSTITUTIONS

TRUST COMPANIES

ATB Financial 2.7 4 2.94 2.89 2.89 2.99 3.09 6.30op 6.30op 6.50op Alterna Svgs/Alterna Bk 2.6 4 2.98 2.98 2.98 2.94 3.19 6.30op 6.30op Bank of Montreal 3 4 3.14 3.04 3.85 4.39 3.29 6.30op 6.30op Bank of Nova Scotia 3.1 4.55 3.29 3.14 3.44 3.94 3.19 6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.65 4.2 4.99 6.45op 6.30op CFF Bank 3.69 3.75 2.69 3.79 2.99CIBC 3 2.99 2.79 3.65 3.14 4.99 6.70op 6.35op ICICI Bank Canada 3.05 3.15 3.65 3.64 3.69 3.89Manulife Bank 2.7 4.45 3 3.04 3.04 3.09 3.09 3.50op National Bank n/a 4.4 3.14 3.04 3.75 3.09 3.19 6.70op 6.70op President’s Choice Finan 2.65 2.94 3.59 2.99 4.44Royal Bank 3 3.14 3.14 3.8 4.54 4.84 6.30op 6.30op TD Canada Trust 3 2.99 2.94 3.44 3.14 3.29 6.30op Tangerine 3 3.19 3.24 3.49 3.69 3.79

Community Trust n/a 6.5 3.14 3.25 3.95 4.74 4.99Concentra Financial n/a 5 2.89 2.59 3.44 3.94 4.79 6.70op 6.30op Effort Trust n/a 4.45 3.45 3.6 3.7 4.6 4.95 6.30op 6.30op Home Trust Company 2.5 3.95 2.89 2.89 2.79 2.94 2.95Investors Group Trust n/a 4.2 3.14 3.14 3.75 4.64 4.99 6.50op 6.30op MTCC 3.1 4.55 3.29 3.14 3.44 3.94 3.19 6.45op 6.50op

Airline Financial C.U. 4 3.01 3.1 3.33 3.65 3.13 6.25op Comtech Credit Union 2.95 6.2 2.99 3.25 3.29 2.99 2.99 6.40op 6.30op First National Fin. LP 3.95 2.99 2.59 2.69 2.79 2.99FirstOntario C.U. 2.75 3.09 3.14 3.29 3.09 3.19 6.34op 6.34op IC Savings 2.99 2.79 2.99 3.14 3.29London Life n/a 4.2 3.14 3.14 3.75 4.64 4.99 6.50op 6.30op Luminus Financial 2.6 2.95 2.75 3.4 2.95 3.15 6.25op MCAP 2.5 3.6 3.95 4.35 4.84 5.14Meridian Credit Union 2.75 4 3.09 2.65 3.65 3.29 3.19 6.30op Parama Credit Union 2.85 2.85 3.05 3.15 3.25 3.4 3.00op Steinbach Credit Union 2.5 2.75 2.85 2.95 3.05 3.1


NEW OPENINGSBrookfield Residential Uxbridge – FoxtrailAn exclusive enclave of 46 bungalow townhomes from the $400’s. brookfieldhomes.caTreasure Hill Homes Markham – AccoladesNow open – singles, semis and townhomes in Markham. treasurehill.comMenkes Etobicoke – Dwell City TownsNow open – urban townhomes in the heart of Etobicoke.menkes.comNational Homes Etobicoke – RichviewFreehold townhomes in the heart of Etobicoke from the $570’s. nationalhomes.comTribute Communities Nobleton – Gates of Nobleton Grand opening now on – luxurious detached homes on 50-, 60- and 70-ft. lots.mytribute.caTribute Communities Oshawa – U.C.Grand opening of this new master-planned community in north Oshawa.mytribute.caAverton Homes Mount Albert – Victoria Highlands Now open – community of bungalows and two-storey homes.victoriahighlands.comArista Homes North York – Goddard on the ValleyModel home now open for these semis and select number of detached homes.aristahomes.com

Fieldgate Homes Brampton – Valleylands on Chinguacousy Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.comMattamy HomesBrampton – Mount Pleasant NorthNow open – this selection of three-storey townhomes and detached homes on 30-, 38- and 45-ft. lots.mattamyhomes.comFieldgate Homes Richmond Hill – The HumberlandsGrand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more.fieldgatehomes.com Aspen Ridge Homes & Great Gulf Homes King City – King Oaks Now open – designer-furnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine.aspenridgehomes.com & greatgulfhomes.comAspen Ridge Homes Richmond Hill – Kettle Lakes ClubNow open in Richmond Hill – a collection of executive townhomes on a protected ravine.aspenridgehomes.comNational Homes Forest Hill – The Churchill CollectionNow open at Spadina and St. Clair, refined townhome residences.churchillcollection.caMonarch Corporation Kleinburg – Kleinburg Crown EstatesNow open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27.monarchgroup.netRosehaven Homes Kleinburg – Kleinburg Heritage EstatesNow open – homes of distinction on unique 60-to 70-ft. lots.kleinburgheritageestates.com

NEW RELEASESRosehaven Homes Bradford – Dream FieldsLimited release of 45- and 36-ft. singles from 1,800 to 3,384 sq. ft.rosehavenhomes.comBallymore Homes/Briarwood Homes Tottenham – Mill Street VillageTowns, semis and detached homes on 33- and 40-ft. lots.millstreethomes.comBallymore Homes/Briarwood Homes Sutton – Jubilee Singles on 36-, 40- and 50-ft. lots from the $300’s.myjubilee.caBrookfield Residential Aurora – The ArborsNew phase of two- and three-storey upscale townhomes in a master-planned community. brookfieldhomes.ca

Brookfield Residential Tottenham – Willow GlenNew phase of 30-, 36, 43- and 50-ft. designs. brookfieldhomes.caBrookfield Residential Alliston – TreetopsPhase 2 now open – 32-, 36- and 45-ft. single-family homesites. brookfieldhomes.ca

Fieldgate Homes Etobicoke – Humber MewsNew release of urban townhomes and new balcony suites.fieldgatehomes.com

Menkes Etobicoke – Humber MewsNew release of townhomes with basement and garage access, from $559,990.menkes.com

Empire Communities Brampton – LakesideNew 38-ft. designs in a community of townhomes, semis and detached homes.empirelakeside.comMonarch Ajax – TranQuility New release of detached single-family homes on private ravine and pie-shaped lots. monarchgroup.netRosehaven Homes & Townwood HomesBrampton – Mount Pleasant New release of freehold towns, attached singles and detached homes on 30-, 38-, 41- and 45-ft. lots.lovemountpleasant.comMattamy Homes Oakville – The Preserve A new release of Village Homes and 34-, 38- and 45-ft. detached homes.mattamyhomes.comForest Hill Homes & Madison Homes Markham – Cornell Rouge New release of freehold towns and singles on 30-, 36- and 40-ft. lots.cornellrouge.com Ballantry Homes Brampton – Spring Valley VillageNew release of semi-detached and detached homes surrounded by valley lands.ballantryhomes.com Tribute Communities Oshawa – Park Ridge New 40-, 50- and never before seen 36-ft. designs on extra deep lots.mytribute.caAspen Ridge Homes Markham – Upper Cornell New release now available – semis and detached homes on 30-ft. lots.aspenridgehomes.comGreat Gulf Homes Bradford – Summerlyn Village Limited edition detached homes on premium conservation lots. greatgulf.com

BUILDERS: If you would like to include your new model home or site opening, email [email protected] Please say you saw it in New Home Guide!

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2014The Only Complete Resource Directory of Southwestern Ontario Home Builders

2014DISCOVER SWO’s top builders & developersone success story at a time

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一月三十一日至三月七日 / Jan 31 - Mar 7, 2015 Volume 4 Issue 1

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PREVIEW REGISTRATIONLaurier Homes Scarborough – Keeler ParkComing in spring – a small enclave of architecturally distinct new home designs.laurierhomes.comGreat Gulf Oakville – Trafalgar LandingRegister now for freehold townhomes at Dundas and Trafalgar.greatgulf.comLakeview Homes/Andrin Homes Newmarket – GlenwayComing soon – 50-ft. bungalows and two-storey singles, two-storey towns and three-storey urban towns. liveinglenway.comAspen Ridge/Lakeview/CountryWide Queensville – NewmarketComing soon, townhomes and 36- and 45-ft. singlesmyqueensville.comBayview Wellington Homes Bradford – Green Valley EstatesGrand opening for this community of towns, semis and singles. greenvalleyestates.comLormel Homes Woodbridge – La VivaComing soon – urban towns in the heart of Woodbridge. lavivatowns.comTreasure Hill Homes Aurora – Aurora Views on WellingtonFreehold townhomes in an exclusive enclave community. treasurehill.comTribute Communities Whitby – The Village of Brooklin WestComing soon – limited release of only 26 townhomes with double-car garages.mytribute.ca

Mattamy Homes Oakville – The PreserveComing soon, rear lane townhomes and detached homes in prestigious Oakville.mattamyhomes.comCountryWide Homes Aurora – The ArborsRegister now for these singles, coming soon.countrywidehomes.caRosehaven Homes Caledon – Lotus PointComing soon – 36-ft. singles from the low $600’s and freehold towns from the mid $400’s.moveuptocaledon.caArista Homes Vaughan – Vellmore WoodsComing soon to Vaughan – exclusive 36- and 42-ft. singles.aristahomes.comArista/Fieldgate/Paradise Kleinburg – ImpressionsPre-construction savings for these freehold townhomes and semis, and 30-, 38- and 44-ft. detached homes.impressionskleinburg.comGreenpark/Starlane Mississauga – Churchill WoodsRegister now for these towns and semis in one of Mississauga’s newest communities.churchillwoods.caCountryWide Homes Bradford – DreamFieldsRegister now for priority opportunity of singles and towns coming soon.countrywidehomes.caBallantry Homes Oakville – Oak ParkRegister now for this collection of urban townhomes and midrise condominiums.ballantryhomes.comMattamy Homes Milton – Hawthorne Village On The EscarpmentComing soon, exclusive new townhome designs on the Escarpment.mattamyhomes.com Madison Homes Richmond Hill – Jefferson ForestGrand opening coming soon! Register now for a collection of detached homes and freehold towns.madisonhomes.ca Great Gulf Brampton – Mount PleasantPreview opening at Bovaird and Creditview – full depth lots with unique standard features.greatgulf.comCountryWide Homes Newmarket – Woodland HillsComing soon – towns and singles, some with court, ravine and pie-shaped lots.countrywidehomes.caBrookfield Residential Tottenham – Willow GlenPreview opening on now – register now for these towns and singles from the $300’s. brookfieldhomes.caTreasure Hill Homes Richmond Hill – Urbantowns at BayviewComing soon – register now freehold townhomes at Bayview and Hwy. 7. treasurehill.com

CountryWide/Greenpark/ Royalcliff/Starlane/Townwood Brampton – Gates Of CountrysideRegister now for all new phase of semis and 38- and 47-ft. singles in an established, family-first neighbourhood.gatesofcountryside.ca Monarch Corporation AjaxComing soon to Ajax – 40-ft. designs. Discover a lifestyle infused with nature. Register now!monarchgroup.netFieldgate Homes Markham – Victoria Manor Coming soon – register now for luxury singles on 40-ft. lots in a prestigious neighbourhood at Woodbine and Major Mackenzie. fieldgatehomes.com Heathwood Homes Richmond Hill – Hampshire Mews Now previewing in Richmond Hill – an enclave of urban towns on Yonge St. heathwood.comBallantry Homes Oakville – OakParkRegister now for this collection of urban townhomes and midrise condominiums, coming soon to Oakville. ballantryhomes.comNational Homes Newmarket – StonehaveA ravine enclave in a mature community – 35-, 40- and 50-ft. lots near highways, shopping and schools. nationalhomes.comDelpark Homes Sutton – Cedar RidgeComing soon – register now for towns and singles from the upper $200’s. delparkhomes.caBeaverhall Homes Milton – Forestwood in Milton Now previewing in Milton – semi-towns and singles in a sought-after location.beaverhall.comAmacon Mississauga – The Towns at Parkside Village Register now for these townhomes starting from the mid $500’s.thetowns.caArista/Fieldgate/Paradise/Opus Aurora – Aurora TrailsRegister now to be among the first at the preview opening of these luxurious singles, semis and towns.auroratrails.comSunrise Homes Oakville – Bronte HarboursideLaunching soon – 18 exquisite homes close to the water in a rare Oakville location.sunrisehomes.caLindvest Aurora – Aurora GlenComing soon Phase 2 – traditional and contemporary detached homes.lindvest.com

BUILDERS: If you would like to include your new model home or site opening, email [email protected] Please say you saw it in New Home Guide!

GTAHOT SHEET

ARISTA HOMES - Aurora Trails 15

ARISTA HOMES - Boxgrove Markham 15

ARISTA HOMES - Goddard on the Valley 15

ARISTA HOMES - IMPRESSIONS 15

ARISTA HOMES - Vaughan Valley Estates 15

ARISTA HOMES - Vellore Woods 15

ASPEN RIDGE HOMES - Corporate 1

ASPEN RIDGE HOMES - Dreamfields in Bradford 55

ASPEN RIDGE HOMES - Mayfield Village IFC

ASPEN RIDGE HOMES - Queensville 57

AVERTON HOMES - Averton Common 27

AVERTON HOMES - Averton Square 27

AVERTON HOMES - Evolution 27

AVERTON HOMES - Main Street Seaton 27

AVERTON HOMES - Victoria Highlands 27

BALLYMORE HOMES - Jubilee 53

BILD - Promo 84

BRANTHAVEN HOMES - Oakvillage 71

BRIARWOOD HOMES - Jubilee 53

BROOKFIELD HOMES - The Arbors 17

BROOKFIELD HOMES - Willow Glen Tottenham 16

COUNTRY WIDE HOMES - Corporate 30-31

COUNTRY WIDE HOMES - Dreamfields in Bradford 55

COUNTRY WIDE HOMES - Queensville 57

DECADE HOMES - Yorkdale Village Phase II 51

DIGITAL DEVICE - Promo 74

EMSHIH DEVELOPMENTS INC. - Oakvillage 71

FAMILY OF MAGAZINES - Promo 100

FIELDGATE HOMES - 90 Niagara 25

FIELDGATE HOMES - Aurora Trails Insert & 25

FIELDGATE HOMES - Axiom Tower 2 25

FIELDGATE HOMES - BlueSky Stouffville Insert & 25

FIELDGATE HOMES - Cobblestones Insert & 25

FIELDGATE HOMES - IMPRESSIONS Insert & 25

FIELDGATE HOMES - Lotus Pointe Caledon Insert & 25

FIELDGATE HOMES - The New U Insert & 25

FIELDGATE HOMES - Valley Lands Insert & 25

FIELDGATE HOMES - Vaughan Valley Estates Insert & 25

FIELDGATE HOMES - Zigg 25

FOREST HILL HOMES - Bridle Path of Thornhill 39

FOREST HILL HOMES - Cornell Rouge 11 & 39

FOREST HILL HOMES - Derry Village Mississauga 39

FOREST HILL HOMES - Jefferson Forest 39

GRAYWOOD DEVELOPMENTS LTD - Westhaven 41

GREAT GULF - Mount Pleasant 29

GREAT GULF - Summerlyn Village 29

GREAT GULF - Westfield 29

GREENPARK HOMES - Vales of the Humber Estates 21

ADVERTISERINDEX


HEATHWOOD HOMES - Country Lane in Whitby 45

HEATHWOOD HOMES - Hampshire Mews 45

HEATHWOOD HOMES - Meadow Green 45

HOMES BY DESANTIS - Lyon’s Creek 75

LAKEVIEW HOMES - Queensville 57

LUXURY LIVING MAGAZINE - Promo 68

MADISON HOMES - Cornell Rouge 11 & 37

MADISON HOMES - Greensborough 37

MADISON HOMES - Thornhill 37

MATTAMY HOMES - Corporate 8

MATTAMY HOMES - Hawthorne South Village 9

MATTAMY HOMES - St. John Forest BC

MATTAMY HOMES - The Preserve 9

MENKES - Bloom Park Towns 7

MENKES - Corporate 6

MENKES - Dwell City Town 7

MENKES - Humber Mews 7

MENKES - The Enclaves of Upper Canada 7

MINTO - Oakvillage 71

MOBILE APP - Promo 38

MONARCH CORPORATION - Corporate 104 & IBC

PRIMONT HOMES - Centretown 12

PRIMONT HOMES - Heirloom in Markham 12

PRIMONT HOMES - Model Home of the Month 36

PRIMONT HOMES - Jadegarden at Cornell 12

PRIMONT HOMES - Newtowns at Mount Pleasant 13

PRIMONT HOMES - Renaissance Townes 12

PRIMONT HOMES - Seasons in Caledon 12

REGAL CREST HOMES - Dreamfields in Bradford 55

ROSEBURY HOMES - Riverside in Pine Grove 43

ROSEHAVEN HOMES - Corporate 23

ROSEHAVEN HOMES - Dreamfields in Bradford 55

ROSEHAVEN HOMES - Lyon’s Creek 75

ROSEHAVEN HOMES - Urban Towndominiums at Mount Pleasant 22

SCHWARZ LAW LLP - Barristers & Solicitors 47

SENATOR HOMES - Harbourside Condominiums 87

STARLANE HOME CORPORATION - Vales of the Humber Estates 21

THE GTA HOME & RENO SHOW - PROMO 48

TIFFANY PARK HOMES - Westhaven 41

TREASURE HILL HOMES - Accolades in Markham 19

TREASURE HILL HOMES - Aurora Views on Wellington 19

TREASURE HILL HOMES - Moda Urban Village 19

TREASURE HILL HOMES - Southfield Meadows 19

TREASURE HILL HOMES - Tiara Estate Collection 19

TREASURE HILL HOMES - Urbantowns on Bayview 19

TREASURE HILL HOMES - Vales of the Humber Estates 21

TREASURE HILL HOMES - Victory Heights 19

TRIBUTE COMMUNITIES - Gates of Nobleton 5


first run.It’s something you’ve never done before. Buying your first home is a moment filled with promise and hope and a rush of excitement. And when you cross this threshold, you’re entering a place that will be with you forever. Because it’s your first run at ownership. Since 1917, thousands and thousands of Canadian families have made Monarch their first choice for a first home. So trust the oldest, strongest and most respected name in Canadian homebuilding. Choose Monarch. First.

Please see a sales associate for full details. Prices and specifications subject to change without notice. E.&O.E. February 2015. 14753.

KITCHENER | Topper Woods | Models To View 43’ & 50’ Singles from the mid $400,000’sSales Centre located at 7 Wetland Way, Kitchener519-894-8222

SCARBOROUGH | Parkwood | Don’t Miss Out! Visit Monarch TodayFreehold Townhomes from the mid $500,000’sSales Centre located at 1325 Danforth Rd., Scarborough416-495-3574

SCARBOROUGH | Bennett | New Community - Now Open Executive Singles from the low $800,000’sSales Centre located at 1325 Danforth Rd., Scarborough416-495-3574

HOURS: Monday – Thursday: 1pm – 8pm, Friday: 12pm – 5pm, Weekends & Holidays: 11am – 6pm

ALSO BUILDING HIGH RISE COMMUNITIES IN:Etobicoke | Markham | Downtown Toronto

CALEDON | SouthFields | Models To ViewTownhomes from the mid $400,000’s Semis from the high $400,000’s Singles from the mid $600,000’sSales Centre located at 12515 Old Kennedy Rd., Caledon (Old Kennedy Rd. and Mayfield Rd.)905-843-0707

KLEINBURG | Kleinburg Crown Estates | Designer Decorated Models50’ Singles from just over one million dollarsSales Centre located at 165 Timber Creek Boulevard416-495-3513

MONARCH COMMUNITIES

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aspenridgehomes.com

6.875” x 10.5” IGF 7.25” x 10.5” IFC 7.5” x 10.5”fold


ASPIREto loving

yourCommunity.
















MARKHAMUnion


VAUGHANChelsea



Now Open!


aspenridgehomes.com

6.875” x 10.5” IGF 7.25” x 10.5” IFC 7.5” x 10.5”fold


ASPIREto loving

yourCommunity.
















MARKHAMUnion


VAUGHANChelsea



Now Open!


aspenridgehomes.com

6.875” x 10.5” IGF 7.25” x 10.5” IFC 7.5” x 10.5”fold


ASPIREto loving

yourCommunity.
















MARKHAMUnion


VAUGHANChelsea



Now Open!


aspenridgehomes.com

6.875” x 10.5” IGF 7.25” x 10.5” IFC 7.5” x 10.5”fold


ASPIREto loving

yourCommunity.
















MARKHAMUnion


VAUGHANChelsea



Now Open!


aspenridgehomes.com

6.875” x 10.5” IGF 7.25” x 10.5” IFC 7.5” x 10.5”fold

Now Open. An Exquisite Collection Of Upscale Towns & Detached Designs.

3 Exquisite Model Homes Open To Tour.

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FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM

The Snapdragon Model Home In St. John’s Forest

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifi cations, terms and conditions subject to change without notice. E.&O.E.

SALES CENTRE HOURS: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pmMODEL HOME HOURS: Monday - Thursday 1pm-7:30pm; Friday 1pm-5:30pm; Saturday, Sunday and Holidays 11am-5:30pm

36' Home, The Southampton, Elev. ‘F’, 2,747 Sq.Ft.

2-Storey Townhome, The Blyth, Elev. ‘G’, 1,390 Sq.Ft.

AURORAFreehold Townhomes From $399,990

SALES CENTRE

HW

Y 404

404

Bayview

Ave.

Leslie St.

Wellington St.

St. John’s Sideroad

Aurora Rd.

SALES CENTRE: 1280 St. John’s Sideroad

Detached Homes From $649,990

Elev. ‘G’

MATGTA - St. Johns Forest - New Homes & Condos - Magazine Back Cover Due: 28/01/2015

File Name: MATGTA-SJF_NH&C_Mag_BackCover Publication: New Homes & Condos

Trim: 7.5" x 10.5" Safety/V.O.: 7” x 10” DPI: 300

Bleed: 0.125” Colours: CMYK Built: 26/01/2015 – KG

MATGTA-SJF_NH&C_Mag_BackCover.indd 1 2015-01-28 9:53 AM

gta new home guide - feb 7, 2015

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