home buyer seminar welcome date:. home buyer seminar agenda: z selecting a lawyer z role of real...
TRANSCRIPT
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Home Buyer Seminar
Welcome
Date:
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Home Buyer Seminar
Agenda: Selecting a lawyer Role of Real Estate Professional Obtaining a mortgage High Ratio mortgages Title Insurance – do you need it?
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Home Buyer Seminar
Selecting a Lawyer
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Home Buyer Seminar
The Role of a Real Estate Professional
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Home Buyer Seminar
Applying for a Mortgage
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Home Buyer Seminar
High Ratio Mortgages
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Home Buyer Seminar
Title Insurance:
What is it?
Do I need it?
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Home Buyer Seminar
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Home Buyer Seminar
What is Title Insurance:
An alternative method of assuring good title
An insurance policy that provides purchasers and mortgage lenders with protection against specific title risks
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Typical Coverage:
Defects in title
Compliance risks
Access, other rights and defects
Home Buyer Seminar
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Exclusions and Exceptions:
Exclusions are general risks that all policies do not cover
Exceptions are specific risks that the policy for the property does not cover
Home Buyer Seminar
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What is TitlePLUS:
Title insurance...PLUS more
Two integrated components:
Title Insurance and Legal Services Coverage
Automated Delivery System
Home Buyer Seminar
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Differences between TitlePLUS andtitle insurance: Expanded title coverage The addition of legal services coverage Single policy for both home buyer and lender The benefit of a lawyer’s independent advice
Home Buyer Seminar
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Benefits for Home Buyers: Cost savings Better protection Enhanced service from lawyers Less complicated claims process
Home Buyer Seminar
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Home Buyer Seminar
Questions?
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Home Buyer Seminar
Thanks for coming