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FIDELITY CLEARING & CUSTODY SOLUTIONS

200 SEAPORT BOULEVARD

BOSTON, MA 02210

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Fidelity Clearing & Custody Solutions® provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC, Members NYSE, SIPC.

© 2018 FMR LLC. All rights reserved.

504164.5.0 1.533061.115

How to Read Your StatementComprehensive investment reporting

Your Statement

Your statement provides a fast and easy way to analyze your portfolio, and provides details on your account(s) activity and positions for the current period. The statement is designed to help you make informed decisions about your portfolio and account, while enabling you to effectively manage your investments and plan for your financial future.

Multiple Account StatementsCustomers with more than one account in their statement household will receive a portfolio summary view of all their accounts. This provides an aggregated view of key information across all accounts within the portfolio. This is in addition to the individual account summaries. (Note: If you have only one account, the portfolio summary will not appear.)

Financial Professional InformationProvides you with advisor contact information for easy access when making inquiries about your account.

Your Portfolio ValueProvides the value of all the accounts within the portfolio at a glance.

Change from Last PeriodIndicates the increase or decrease in your portfolio value from the prior period.

Accounts Included in This ReportDisplays a table of contents that includes each account within the portfolio, high-level account summary information, and the specific page on which each account begins.

Income SummaryProvides a summary of income earned in the current statement period and year-to-date, aggregated across all accounts in the portfolio.

Realized Gain/Loss from SalesProvides a summary of your realized gain or loss information during the current statement period and year-to-date. These figures exclude transactions where cost basis information is incomplete, and are aggregated across all accounts in the portfolio.

Top HoldingsProvides a list of your top 10 holdings across all accounts within the portfolio.

Single Account StatementsThe account summary is provided when there is a single account and displays a summary of key account information.

Your Account NumberLists the account number for your account.

Your Account ValueProvides the total value of your account.

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Change from Last Period Indicates the increase or decrease in your account value from the prior period.

Account Summary Provides a summary of your account activity for the current statement period and year-to-date.

Income SummaryProvides a summary of income earned in the current statement period and year-to-date.

Top HoldingsProvides a list of the top 10 holdings for this account.

Core Account and Credit Balance Cash Flow Provides a summary of investment activity and cash management activity that impacted your core account balance in the current statement period and year-to-date.

Realized Gain/Loss from SalesProvides a summary of your realized gain or loss information during the current statement period and year-to-date. These figures exclude transactions where cost basis information is incomplete.

Holdings and Activity for All StatementsThe holdings and activity sections will provide detailed information for all holdings and transactions at the account level.

HoldingsA detailed view of your positions as of the end of the current statement period, including core account/cash, mutual funds, stocks, bonds, ETFs, loaned/collateralized, options, and other securities.

ActivityA recap of transactions that occurred in your account for the current statement period. See details on trading, additions, withdrawals, income, expenses, and other activity.

Your statement is customized to include information about your portfolio and/or account. It may not contain all the sections described here, or it may contain sections in addition to those described here. Contact your investment advisor if you have any questions.

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INVESTMENT REPORTMonth 1, YYYY - Month 31, YYYY

Portfolio Summary

Accounts Included in This Report Account Net Additions Change inPage Account Type/Name Number Beginning ValueZ & Subtractions T Net Adjustments Investment Value* Ending Value

GENERAL INVESTMENT

5 John W. Doe - Individual - TOD 111-111111 $120,173.95 $13,838.90 - $1,458.33 $135,471.18

PERSONAL RETIREMENT

20 John W. Doe - Traditional IRA 222-222222 137,232.44 - - 5,180.68 142,413.12

TRUST

27 John W. Doe - Trust Under Agreement 333-333333 117,880.14 - - 4,724.59 122,604.73 Separate Account Manager: ABC XYZ - Domestic Equity LG Growth

Total Portfolio $375,286.53 $13,838.90 $11,363.60 $400,489.03

Accrued Interest (AI) 582.57

Total Including AI $401,071.60

ABFINANCIALADVISORS

123 Main Street, New York, NY 10001

T Includes transfers between Fidelity accounts.

* Reflects appreciation or depreciation of your holdings due to price changes, transactions from Other Activity In or Out and Multi-currency transactions, plus any distribution and income earned during the statement period.

Z If you added or removed an account to your statement-reporting household during this period, the Beginning Portfolio Value and Change from Last Period are based off the accounts that were in the statement household as of the end of the last period and thus may not accurately reflect the updated statement household.

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Portfolio Summary

Income Summary This Period Year-to-Date

Taxable $178.53 $5,450.67

Dividends 178.53 1,548.81

Interest - 10.25

Short-term Capital Gains - 391.70

Long-term Capital Gains - 3,499.91

Tax-exempt $372.10 $3,456.97

Dividends - 1,798.10

Interest 372.10 1,658.87

Tax-deferred $500.31 $7,020.49

Return of Capital $4,000.00 $10,500.00

Liquidations - $1,533.47

Total $5,050.94 $27,961.60

Realized Gains and Losses from Sales(Realized gains and losses from non-retirement accounts only, may not reflect all gains and

losses due to incomplete cost basis.)

This Period Year-to-Date

Net Short-term Gain/Loss - -$682.58

Short-term Gain - 391.70

Short-term Loss - -1,083.03

Short-term Disallowed Loss - 8.75

Net Long-term Gain/Loss $0.00 $1,404.46

Long-term Gain - 2,982.63

Long-term Loss -13,992.12 -15,570.29

Long-term Disallowed Loss 13,992.12 13,992.12

Net Gain/Loss $0.00 $721.88

Top Holdings Percent ofDescription Value Portfolio

Fidelity Government Cash Reserves $89,139.31 22%

Fid Conservative Income Bond Fund 47,113.80 12

Fidelity Mass Muni Money Market 28,892.05 7

Massachusetts St College Bldg Auth 44,382.94 11


Massachusetts St Wtr Res Auth Rev Ref Bds 13,859.10 4

Massachusetts St Dev Fin Agy Spl Oblig 13,710.00 3

Massachusetts St Health & Edl Facs 10,744.20 3Massachusetts St Go Ref Bds Ser.2009B 10,165.00 3

Total $273,381.40 69%

ABFINANCIALADVISORS


Your Advisor is an independent organization and is not affiliated with Fidelity Investments. Brokerage services provided by Fidelity Brokerage Services LLC (FBS), Member NYSE, SIPC, (800) 544-6666. Brokerage accounts carried with National Financial Services LLC (NFS), Member NYSE, SIPC.

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Account Summary

Top Holdings

Percent ofDescription Value Account

Fidelity Government Cash Reserves $150,911.25 14%

Fid Conservative Income Bond Fund 130,450.00 12

Fidelity Mass Muni Money Market 80,625.60 8

Massachusetts St Go Ref Bds Ser.2006 B 63,939.50 6



Massachusetts St Wtr Res Auth Rev Ref Bds 49,998.50 5

Massachusetts St Dev Fin Agy Spl Oblig 36,400.74 3

Massachusetts St Health &Edl Facs 33,204.99 3

Massachusetts St Go Bds Ser.2009B 32,250.00 3

Total $678,229.58 64%

Core Account and Credit Balance Cash FlowCore Account: CASH This Period Year-to-Date

Beginning Balance $28,681.40 $35,181.93

Investment ActivitySecurities Bought - -$97,906.02Securities Sold - 711,818.29Dividends, Interest & Other IncomeD 3,924.37 60,592.92Exchanges In - 50,877.17Exchanges Out - -555,544.22

Account # 111-111111JOHN W. DOE - INDIVIDUAL

Core Account and Credit Balance Cash Flow (continued)Core Account: CASH

This Period Year-to-DateOther Activity In 15,001.42 140,702.83Other Activity Out -15,001.42 -140,557.94

Total Investment Activity $3,924.37 $169,983.03

Cash Management ActivityDeposits - 604.11Withdrawals -6,696.44 -63,478.50Checking Activity -9,873.12 -144,237.68Debit Card Activity -2,165.17 -12,738.17Fees & Charges - -19,151.25Margin Interest -201.26 -9,856.49

Total Cash Management Activity -$18,935.99 -$248,857.98

Ending Balance -$43,693.02 -$43,693.02

D Includes dividend reinvestments.

Margin Information (as of September 28, 2018)Margin balance -$43,884.08

Maximum amount you can borrow $478,382.54

Maximum rate that could currently apply 7.35%

Realized Gains and Losses from Sales(May not reflect all gains and losses due to incomplete cost basis)


Net Short-term Gain/Loss - -8,301.59

Short-term Gain - 154.35

Short-term Loss - -8,455.94

Net Long-term Gain/Loss - 6,384.81Long-term Gain - 15,448.95Long-term Loss - -9,064.14

Net Gain/Loss - -$1,916.78

ABFINANCIALADVISORS



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Envelope # 900043677

JOHN W. DOE100 MAIN ST.BOSTON, MA 02201

Your Advisor/Agent Contact Your Advisor/AgentAB FINANCIAL ADVISORS JOHN ADVISORATTN: JOHN ADVISOR Phone: (888) 123-4567123 MAIN STREET www.ABFinancial.comNEW YORK, NY 10001

Advisor MessageIt is important that AB Financial Advisors and you touch base at least annually to review any changes to your financial situation, investment objectives, risktolerance, or investment restrictions on your managed account. Please contactJonathan Williams, CFP at AB Financial if you are interested in meeting or if there have been any changes to your financial situation that may affect your investment strategy.

Brokerage JOHN W. DOE - INDIVIDUAL Account Number: 111-111111

Your Account Value: $255,896.43Change from Last Period: $6,634.90


Beginning Account ValueZ $249,261.53 $255,312.02

Additions 10,024.70 22,426.09

Subtractions -7,247.90 -25,349.40

Change in Investment Value* 3,858.10 3,507.72

Ending Account Value** $255,896.43 $255,896.43

Accrued Interest (AI) 597.02

Ending Account Value Incl. AI $256,493.45

ABFINANCIALADVISORS


* Reflects appreciation or depreciation of your holdings due to price changes, transactions from Other Activity In or Out and Multi-currency transactions, plus any distribution and income earned during the statement period.

** Excludes unpriced securities.Z If you added or removed an account to your statement-reporting household during this

period, the Beginning Portfolio Value and Change from Last Period are based off the accounts that were in the statement household as of the end of the last period and thus may not accurately reflect the updated statement household.


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Account # 111-111111 JOHN W. DOE - INDIVIDUAL TODHoldings

Stocks Price Total Total Unrealized Est. Annual Est. YieldDescription Quantity Per Unit Market Value Cost Basis Gain/Loss Income (EAI) (EY)

Common StockMAPPLE INC (AAPL) 25.00 $525.31 $13,132.75 $9,350.12 $3,782.63 $304.68 2.32%

MAMERCO COM (UHAL) 30.00 203.15 6,094.50 4,149.75 1,944.75 -

ENSTAR GROUP LIMITED COM STK USD 1.00 100.00 137.10 13,710.00 14,510.99 -800.99 -(ESGR)

Total Common Stock (24% of account holdings) $32,937.25 $28,010.86 $4,926.39 $304.68

Preferred StockBANK AMER CORP DEP SHS REPSTG 1/1200TH 150.00 $20.230 $3,034.50 $2,470.16 $564.34 $154.15 5.08%PFD SER 5 (BMLPRL)

M CITIGROUP INC DEP SH REP STG 1/100TH INT 300.00 25.843 7,752.90 6,895.40 857.50 616.36 7.95NON CUMULATIVE PFD SER F 8.50% (CPRM)ISIN: US1729675561

Total Preferred Stock (8% of account holdings) $10,787.40 $9,365.56 $1,421.84 $770.51

Total Stocks (32% of account holdings) $43,724.65 $37,376.42 $6,348.23 $1,075.19

Bonds Price Total Market Value Total Unrealized Est. Annual CouponDescription Maturity Quantity Per Unit Accrued Interest (AI) Cost Basis Gain/Loss Income (EAI) Rate

Asset Backed SecuritiesFEDERAL NATL MTG ASSN 12/17/13 10,000.00 $100.00 $10,000.00 $10,250.00 -$250.00 $125.00 1.25%CUSIP: 3136FPEX1 $51.25Int. Semi-Annually

Total Asset Backed Securities (7% of account holdings) $10,000.00 $10,250.00 -$250.00 $125.00

ABFINANCIALADVISORS



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Account # 111-111111 JOHN W. DOE - INDIVIDUAL TODActivity

Securities Bought & SoldSettlement Symbol/ Total TransactionDate Security Name CUSIP Description Quantity Price Cost Basis Cost Amount

m/dd SPDR SER TR BARCLAYS CAP HIGH YIELD JNK You bought 100 $37.17900 -$7.95 -$3,725.85 BD ETF Wash sale of 3/8/17: $2,805.50

m/dd SPDR SER TR BARCLAYS CAP HIGH YIELD JNK You sold -200 36.88200 $6,000.00 -7.95 7,368.45 BD ETF LT loss: $8,781.90 LT disallowed loss: $8,781.90

Total Securities Bought -$7.95 -$3,725.85

Total Securities Sold -$7.95 $7,368.45

Net Securities Bought & Sold $3,642.60

Deposits

Date Reference Description Amount05/12 Wire Trans From Bank $312,500.00

12/29 Deposit Received 50,256.27

Total Deposits $362,756.27

Withdrawals

Date Reference Description Amount

01/06 EFT FUNDS PAID AD35639794/DIRECTED Money Line Paid -$10,000.0001/14 WIRE TFR TO BANK Wire Tfr To Bank -25,000.00

Total Withdrawals -$35,000.00

Bill Payments

Payee Post Date Code Amount YTD Payments

MACY’S 02/10 0 -39.06 333.84POTTERY BARN 02/10 0 -14.09 90.77AT&T MOBILITY 02/10 0 -297.45 590.57

Total Bill Payments -$350.60

ABFINANCIALADVISORS



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Envelope # 900043677

JOHN W. DOE100 MAIN ST.BOSTON, MA 02201

Your Advisor/Agent Contact Your Advisor/AgentAB FINANCIAL ADVISORS JOHN ADVISORATTN: JOHN ADVISOR Phone: (888) 123-4567123 MAIN STREET www.ABFinancial.comNEW YORK, NY 10001

Advisor MessageIt is important that AB Financial Advisors and you touch base at least annually to review any changes to your financial situation, investment objectives, risktolerance, or investment restrictions on your managed account. Please contactJonathan Williams, CFP at AB Financial if you are interested in meeting or if there have been any changes to your financial situation that may affect your investment strategy.

Your Portfolio Value $3,833,815.21Por tfolio Change from Last Period: $11,438.06


Beginning Portfolio ValueZ $3,822,377.15 $1,989,344.09

Additions - 527,491.28

Subtractions -22,420.23 -227.305.18

Transfers Between Fidelity Accounts - -37,319.72

Net Adjustments 319.72 319.72

Change in Investment Value* 34,178.29 1,581,924.44

Ending Portfolio Value** $3,833,815.21 $3,833,815.21

Accrued Interest (AI)

Ending Portfolio Value Incl. AI $3,833,815.21

ABFINANCIALADVISORS


* Reflects appreciation or depreciation of your holdings due to price changes, transactions fromOther Activity In or Out and Multi-currency transactions, plus any distribution and income earned during the statement period.

** Excludes unpriced securities.Z If you added or removed an account to your statement-reporting household during this

period, the Beginning Portfolio Value and Change from Last Period are based off the accounts that were in the statement household as of the end of the last period and thus may not accurately reflect the updated statement household.


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Account Summary

Net Account Value: $1,031,010.92

Change in Account Value $30,343.33


Beginning Account Value $1,061,354.25 $1,550,636.15

Additions - $51,481.28

Deposits - 604.11

Exchanges In - 50,877.17

Subtractions -$18,935.99 -$805,499.86

Withdrawals -6,696.44 -63,478.50

Exchanges Out - -555,544.22

Cards, Checking & Bill Payments -12,038.29 -156,975.85

Transaction Costs, Fees & Charges - -19,644.80

Margin Interest -201.26 -9,856.49

Transfers Between Fidelity Accounts - 157,044.42

Change in Investment Value* -11,407.34 77,348.93

Ending Account Value $1,031,010.92 $1,031,010.92

Accrued Interest (AI) 8,029.71

Ending Account Value Incl. AI $1,039,040.63

Account # 111-111111JOHN W. DOE - INDIVIDUAL

Free Credit Balance $191.06

Free credit balances (FCB) include cash credits from the sale of long positions,deposits, cash dividends, and interest payments which have not been transferredto a money market fund or FDIC core position. FCB also includes multi-currencyposition, FCASH and credit balances that exceed the amount required to satisfyyour margin obligations. Refer to the back of your statement for more information.

Balance Details

Market Value of Holdings $1,074,703.94

Net Debit Balance -43,693.02

Ending Net Account Value $1,031,010.92

*Reflects appreciation or depreciation of your holdings due to price changes, transactions from Other Activity In or Out and Multi-currency transactions, plus any distribution and income earned during the statement period.

Income Summary This Period Year-to-Date

Taxable $923.43 $26,806.62

Dividends 923.24 21,515.63

Interest 0.19 5,290.99

Tax-exempt 3,009.94 33,786.30

Interest 3,009.94 33,786.30

Return of Capital - 604.11

Total $3,924.37 $61,897.03

ABFINANCIALADVISORS



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