insert token: api days remix
TRANSCRIPT
@jna_sh
InsertTokenTokenisation & Immersion
</speaker>@jna_sh
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</speaker>
<talk>
@jna_sh
Developer Advocate
</speaker>
<talk>
@jna_sh
Braintree
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</content>
<content>
@jna_sh
Payments processor
</content>
<content>
@jna_sh
Uber | AirBnb | Minecraft
</speaker>
<talk>
@jna_sh
Thanks for having me!
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Tokenization
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Payments
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Payment Methods
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User Experience
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Payments Industry
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1 in 6 payments online is facilitated by PayPal.
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Just two years after the acquisition, Braintree has more than $50B in Authorized
Payment Volume in 2015 -- more than quadrupling our payment volume in two
years. In Q1 2014, just a few months after the acquisition closed, Braintree had 56.5M cards on file. In Q2 2015, Braintree has
nearly tripled the number of cards on file to 154M.
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27% of online transactons are through mobile.
</speaker>
<talk>
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Payment Methods
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Fragmentation
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We don’t all pay the same.
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France: 57% Visa/MC/Amex
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Germany: 9% Visa/MC/Amex
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Digital Wallets
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User Choice
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Hard for Merchants
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Pain for Developers
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An issue of USER EXPERIENCE
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Time spent in mobile apps grows 21% year on year.
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Most apps opened…
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ONCE.
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“Ever on the lookout for engaging content, most online viewers spend
less than 60 seconds at an average site”
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Av. time in app: 103 seconds
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In contrast…
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Video Games
</content>
<content>
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What makes video games effective?
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Immersion
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Seamless
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Developers need immersion
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Magical Feeling
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70%
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Immersion is Fragile
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We’ve killed the magic.
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Variety of payment methods.
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User Experience
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Security
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Tokenization!
@jna_sh
PCIDSS Recommended security method
@jna_sh
Card Number Verification Expiration
Name Postcode
1a472HDsabejmasiw8371480isajlkarsi742198ue
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</speaker>
<talk>
@jna_sh
User Experience
</content>
<content>
@jna_sh
Checkout hell
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Vault
Store a payment method
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Payment Methods
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
Payment Method Nonce
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
Payment Method Nonce
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
Payment Method Nonce
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
Payment Method Nonce
</content>
<content>
@jna_sh
Genericity
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</speaker>
<talk>
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The most awesome bit?
</speaker>
<talk>
@jna_sh
Tokens are generic.
</speaker>
<talk>
@jna_sh
New payment methods?
</speaker>
<talk>
@jna_sh
No new code.
@jna_sh
gateway.transaction.sale({ amount: '20', paymentMethodNonce: parameters.payment_method_nonce });
@jna_sh
</content>
<content>
@jna_sh
Thank you!
</speaker>@jna_sh
@jna_sh
@jna_sh
Thanks_Joe Nash
@jna_sh
lanyrd.com/profile/jna_sh/
linkedin.com/in/joednash
Subtitle