insert token: apidays london remix

@jna_sh

InsertTokenTokenisation & Immersion

</speaker>@jna_sh

@jna_sh

</speaker>

<talk>

@jna_sh

Developer Advocate

</speaker>

<talk>

@jna_sh

Braintree

@jna_sh

</content>

<content>

@jna_sh

Payments processor

</content>

<content>

@jna_sh

Uber | AirBnb | Minecraft

</speaker>

<talk>

@jna_sh

Thanks for having me!

@jna_sh

@jna_sh

Tokenization

@jna_sh

Payments

@jna_sh

Payment Methods

@jna_sh

User Experience

@jna_sh

Payments Industry

@jna_sh

@jna_sh

1 in 6 payments online is facilitated by PayPal.

@jna_sh

Just two years after the acquisition, Braintree has more than $50B in Authorized

Payment Volume in 2015 -- more than quadrupling our payment volume in two

years. In Q1 2014, just a few months after the acquisition closed, Braintree had 56.5M cards on file. In Q2 2015, Braintree has

nearly tripled the number of cards on file to 154M.

@jna_sh

@jna_sh

27% of online transactons are through mobile.

</speaker>

<talk>

@jna_sh

Payment Methods

@jna_sh

Fragmentation

@jna_sh

We don’t all pay the same.

@jna_sh

France: 57% Visa/MC/Amex

@jna_sh

Germany: 9% Visa/MC/Amex

@jna_sh

@jna_sh

Digital Wallets

@jna_sh

User Choice

@jna_sh

Hard for Merchants

@jna_sh

Pain for Developers

@jna_sh

An issue of USER EXPERIENCE

@jna_sh

Time spent in mobile apps grows 21% year on year.

@jna_sh

Most apps opened…

@jna_sh

ONCE.

@jna_sh

“Ever on the lookout for engaging content, most online viewers spend

less than 60 seconds at an average site”

@jna_sh

Av. time in app: 103 seconds

@jna_sh

In contrast…

@jna_sh

Video Games

</content>

<content>

@jna_sh

What makes video games effective?

@jna_sh

@jna_sh

Immersion

@jna_sh

@jna_sh

Seamless

@jna_sh

Developers need immersion

@jna_sh

Magical Feeling

@jna_sh

@jna_sh

70%

@jna_sh

@jna_sh

Immersion is Fragile

@jna_sh

We’ve killed the magic.

@jna_sh

Variety of payment methods.

@jna_sh

User Experience

@jna_sh

Security

@jna_sh

Tokenization!

@jna_sh

PCIDSS Recommended security method

@jna_sh

Card Number Verification Expiration

Name Postcode

1a472HDsabejmasiw8371480isajlkarsi742198ue

@jna_sh

</speaker>

<talk>

@jna_sh

User Experience

</content>

<content>

@jna_sh

Checkout hell

@jna_sh

Vault

Store a payment method

@jna_sh

@jna_sh

Payment Methods

@jna_sh

ZTU5NGUxY2QzMTVkNmQ1YmMxMmI2ZWJjYjY1NWM0NjQ3fGNyZWF0ZWRfYXQ9MjAxNS0wNi0wNFQyMToyMjoxMC41MDIwNzk3MjYrMDAwMFx1MDAyNm1lcmNoYW50X2lkPWRjcHNweTJicndkanIzcW5cdTAwMjZwdWJsaWNfa2V5PTl3d3J6cWszdnIzdDRuYzgiLCJjb25maWdVcmwiOiJodHRwczovL2FwaS5zYW5kYm94LmJyYWludHJlZWdhdGV3YXkuY29tOjQ0My9tZXJjaGFudHMvZGNwc3B5MmJyd2RqcjNxbi9jbGllbnRfYXBpL3YxL2NvbmZpZ3VyYXRpb24iLCJjaGFsbGVuZ2VzIjpbXSwiZW52aXJvbm1lbnQiOiJzYW5kYm94IiwiY2xpZW50QXBpVXJsIjoiaHR0cHM6Ly9hcGkuc2FuZGJveC5icmFpbnRyZWVnYXRld2F5LmNvbTo0NDMvbWVyY2hhbnRzL2RjcHNweTJicndkanIzcW4vY2xpZW50X2FwaSIsImFzc2V0c1VybCI6Imh0dHBzOi8vYXNzZXRzLmJyYWludHJlZWdhdGV3YXkuY29tIiwiYXV0aFVybCI6Imh0dHBzOi8vYXV0aC52ZW5tby5zYW5kYm94LmJyYWludHJlZWdhdGV3YXkuY29tIiwiYW5hbHl0aWNzIjp7InVybCI6Imh0dHBzOi8vY2xpZW50LWFuYWx5dGljcy5zYW5kYm94LmJyYWludHJlZWdhdGV3YXkuY29tIn0sInRocmVlRFNlY3VyZUVuYWJsZWQiOnRydWUsInRocmVlRFNlY3VyZSI6eyJsb29rdXBVcmwiOiJodHRw

Payment Method Nonce

@jna_sh

</content>

<content>

@jna_sh

Genericity

@jna_sh

</speaker>

<talk>

@jna_sh

The most awesome bit?

</speaker>

<talk>

@jna_sh

Tokens are generic.

</speaker>

<talk>

@jna_sh

New payment methods?

</speaker>

<talk>

@jna_sh

No new code.

@jna_sh

gateway.transaction.sale({ amount: '20', paymentMethodNonce: parameters.payment_method_nonce });

@jna_sh

</content>

<content>

@jna_sh

Thank you!

</speaker>@jna_sh

@jna_sh

@jna_sh

Thanks_Joe Nash

@jna_sh

[email protected]

lanyrd.com/profile/jna_sh/

linkedin.com/in/joednash

Subtitle

mailto:[email protected]

http://lanyrd.com/profile/jna_sh/

http://linkedin.com/in/joednash

insert token: apidays london remix

Technology