investing with your principles in mind
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p r e s e n t e d b y : Financial Professional’s Name Financial Professional’s Title. Investing with Your Principles In Mind. Who is Money Concepts?. Money Concepts Is A Worldwide Network Of Financial Planning Centres Keyed To Individual, Family And Business Financial Planning. - PowerPoint PPT PresentationTRANSCRIPT
Investing with
Your Principles In Mind
p r e s e n t e d b y :
Financial Professional’s NameFinancial Professional’s Title
Investing with Your Principles In Mind
Money Concepts Is A Worldwide Network Of Financial Planning Centres Keyed To Individual, Family And Business Financial Planning
Formed In 1979 With The Corporate Mission Of Providing Professional Financial Planning To Everyone
Money Concepts Is Associated With Money Concepts Capital Corp., A Broker Dealer And Member Of FINRA And SIPC
Money Concepts Is Associated With Money Concepts Capital Corp., A Broker Dealer And Member Of FINRA And SIPC
Who is Money Concepts?
Who is Lighthouse Investments?They Are Concerned Financial Advisors
Lighthouse Investments Was Founded
By Concerned Investors And Financial
Advisors. Its Objective Was To Do What
No Other Company Does . . .
Investing with Your Principles In Mind
Create Investment Tools That Invest
According To Family Values And
Socially Responsible Principles
Who is Lighthouse Investments?They Are Concerned Financial Advisors
Investing with Your Principles In Mind
A Warning To Those
Nearing The Shore
A Beacon Of Hope For
Those Lost At Sea
Why Lighthouse Investments?
A Lighthouse Symbolizes Two Things:
Investing with Your Principles In Mind
Why Lighthouse Investments?
Lighthouse Investments Uses
The Lighthouse To Symbolize
Its Desire To Protect Its
Clients And Investors From
Investments Not Matching
Their Standards
Investing with Your Principles In Mind
Why Lighthouse Investments?
They Want To Give
Hope To Those That Are
Looking To Invest In
Companies They Can
Have Confidence In
Investing with Your Principles In Mind
Investing with Your Principles In Mind
Evaluate Prospectuses
Screen Each Investment For
Model Violations
Evaluate Performance And
Risk Measures
Screen Investments Using Morningstar
Weighted Economic And Market Indicators
Target Allocation
There Are Five Important Factors That Make Up The Quarterly Allocations
The Factors
Weighted Market and Economic Indicators
• Institute for Supply Management monthly report
• Goldman Sachs Commodity Index (GSCI)
• 2 to 10 Year Treasury Note Spread
• Gold
• University of Michigan Consumer Sentiment
• Long Term Interest Rates
• Dollar Exchange Rate
• Federal Funds Rate
• Copper
Investing with Your Goals In Mind
A New Standard Of Screening
Using the market and Economic indicators four Portfolios are determined:
Investing with Your Goals In Mind
A New Standard Of Screening
• Aggressive Growth
• Moderate Growth
• Conservative Growth
• Balanced
Weighted Market and Economic Indicators
Screen Investments Using MORNINGSTAR
“Morningstar is a trusted source for insightful information on investments. With operations in 19 countries, we currently provide data on more than 300,000 investment offerings worldwide.”
Investing with Your Goals In Mind
http://corporate.morningstar.com/US/asp/subject.aspx?xmlfile=177.xml, Accessed 5-15-09
A New Standard Of Screening
Potential program investments are further evaluated to ensure risk and returns are suitable for inclusion. In addition, various internal features are judged for adherence to criteria determined by the current market and economic conditions.
A New Standard Of Screening Evaluate Performance and Risk Measures
Investing with Your Goals In Mind
Screen Each Investment For Model Violations
Investments are screened to match one of three models:
Investing with Your Goals In Mind
A New Standard Of Screening
• Fundamental
• Socially Responsible (Green)
• Values
Fundamental Target AllocationHow it works
Investing with Your Goals In Mind
All The Screening Principles Talked About Earlier Are Utilized With One Exception
Evaluate Prospectuses
Screen Each Investment For
Model Violations
Evaluate Performance And
Risk Measures
Screen Investments Using Morningstar
Weighted Economic And Market Indicators
Socially Responsible Target AllocationWhat is it?
A Model based on Socially Responsible principles also commonly referred to as “Green”
Investing with Your Principles In Mind
Socially Responsible Target AllocationScreening Criteria
All The Screening Principles Talked About Earlier Are Utilized With One Exception
Evaluate Prospectuses
Screen Each Investment For
Green Violations
Evaluate Performance And
Risk Measures
Screen Investments Using Morningstar
Weighted Economic And Market Indicators
Investing with Your Principles In Mind
Values Target AllocationWhat Is It?
A Model Based On Common Family Values And Principles
Investing with Your Values In Mind
Screening Criteria
Investing with Your Values In Mind
All The Screening Principles Talked About Earlier Are Utilized With One Exception
Evaluate Prospectuses
Screen Each Investment For
Values Violations
Evaluate Performance And
Risk Measures
Screen Investments Using Morningstar
Weighted Economic And Market Indicators
Values Target Allocation
Screening Criteria• Abortion• Pornography• Anti-family Entertainment• Non-marriage Lifestyles• Alcohol• Tobacco• Gambling
Investing with Your Values In Mind
Values Target Allocation
Evaluate Prospectuses
Each investment used is evaluated using the prospectuses from the investment and companies that make up that investment to ensure it matches the performance and values screening desired.
Investing with Your Principles In Mind
A New Standard Of Screening
A New Standard Of Screening
This Allows Them To Make An Investment Tool That Can Help Produce The Results You Are Looking For.
Investing with Your Principles In Mind
Investing with Your Principles In Mind
Target Allocation
The Same Process Used Initially to Screen Your Investments, Is Repeated Each Quarter
More
Quarterly Re-Allocation
Evaluate Prospectuses
Screen Each Investment for
Model Violations
Evaluate Performance and
Risk Measures
Screen Investments Using Morningstar
Weighted Economic and Market Indicators
Lighthouse Investments Is Steadfastly Committed To Invest Your Hard Earned Money Into Investments That Are Actively Pursuing The Investment Goals and Principles You Have Set
Their Commitment to You
Investing with Your Principles In Mind
• To Conduct Every Phase Of Their Business In An Honorable And Ethical Manner
• To Provide Their Investors With Quality Service
• To Retain The Confidence And Trust Of Their Investors Through Their Total Commitment To Honesty And Integrity In Managing Every Aspect Of Their Investments
Corporate Philosophy
Investing with Your Principles In Mind
• To Consistently Demonstrate Their Dedication To Professionalism And Excellence In Everything They Do
• To Communicate A Sincere, Caring Attitude Toward Every Investor Or Prospective Investor
• To Always Place Investors’ Financial Well-being Above Their Own.
Corporate Philosophy
Investing with Your Principles In Mind
Individuals Should Require Of Themselves The Accountability To Their Investments
And . . .Accountability To Their Financial Advisors To Heed Their Investment
Concerns
Are you ready?
Investing with Your Principles In Mind
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Will you decide it is time to invest your hard earned money in an investment tool that can produce the results you are looking for?
Will you continue living and investing the way you have for years? Or…
Are You Ready?
Investing with Your Principles In Mind
Investing with Your Principles In Mind
Questions?
Money Concepts International, Inc.11440 N. Jog Road
Palm Beach Gardens, FL 33418
Tel: 561.472.2000
www.moneyconcepts.com
All Securities through Money Concepts Capital Corp. Member FINRA/SIPCMoney Concepts Advisory Service is a Registered Investment Advisor with the SEC
All Non Securities and Non Advisory Products through Money Concepts International, Inc.
Providers of Financial Services Since 1979
Investing with Your Principles In Mind