jenniferrosdail date: may 6, 2015 paragonrealestategroup ...jenniferrosdail date: may 6, 2015 ’...

Date: May 6, 2015

Jennifer Rosdail Paragon Real Estate Group 1400 Van Ness Avenue

San Francisco, CA 94109 Phone: (415) 269-4663

Email: [email protected]

RE: Disclosure Package for 473B Tehama Please use presale escrow #3808-4897691 with Terry Pizzo at First American Title on Castro Street. Her email is [email protected], her phone is 415-671-4873 and fax is 866-523-8047. List of Documents Enclosed: Buyers' Inspection Advisory Lead-Based Paint Disclosure Real Estate Transfer Disclosure Statement Seller’s Supplement to the Real Estate Transfer Disclosure Statement Receipt for General Information for Buyers & Sellers of Residential Real Property in SF Preliminary Title Report 3R Report - dated 5/4/15 General Information Statement Concerning SF Energy and Water Conservation Ordinances Receipt of Combined Residential Environmental Hazards Booklet(s) Residential Earthquake Hazards Report Property Brochure MLS Printout Buyer’s Approval of Parking & Storage JCP Natural Hazards Report – dated 4/29/15 GCIS Contractors Inspection Report – dated 5/5/15 Lingruen Associates Pest Inspection Report – dated 5/5/15 Underground Tank Inspection Recorded Old San Francisco Energy & Water Conservation Certificate CC&Rs Monthly Budget To be provided under separate cover: Listing Agent AVID Recorded New San Francisco Energy & Water Conservation Certificate Condominium Financial Disclosure Statement Buyer(s) Signature(s) acknowledging receipt, read, and approval of the above documents: Buyer: Date: Buyer: Date:

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San Francisco Association of REALTORS®

BUYER'S INSPECTION ADVISORY SAN FRANCISCO ASSOCIATION OF REALTORS® STANDARD FORM

PROPERTY ADDRESS: _4_7_3 __ T_e_h_ama __ S_t ____________________ s_an __ F_r_a_n_c_1_· s_c_o ___ CA __ 9_4_1_0_3_

1. DISCLOSURES, BOOKLETS, ADVISORIES AND OTHER DOCUMENTS REGARDING THE PROPERTY. Buyer is urged to carefully review all disclosures, booklets, advisories and other documents regarding the property including, without limitation, the General Information for Buyers and Sellers of Residential Real Property in the City and County of San Francisco prepared by the San Francisco Association of REAL TORS®.

2. PROPERTY INVESTIGATION. It is strongly recommended that before removing any property inspection contingencies, Buyer conduct inspections and investigations of the entire property, including but not limited to, the following: A. GENERAL CONDITION OF THE PROPERTY. The property should be thoroughly inspected, including without limitation, its

foundation, structural and structural framing, HV AC (heating and any air conditioning), plumbing, electrical, mechanical, roof and gutters, exterior sheathing, security, pool/spa, landscaping, drainage and grading, fixtures and flooring. A contractor's inspection ("home inspection") is generally strongly recommended, but other construction experts, such as structural engineers and architects, may also be needed to provide additional and more extensive review of the foundation and structural components.

B. WOOD DESTROYING PESTS AND ORGANISMS. A "pest inspection" or "termite inspection" seeks to uncover evidence of wooddestroying insects and organisms or evidence of other infestation, rot or infection. A report is generated which, as a matter of law, separates the conclusions into "Section l" items which identify areas of active rot, infestation, or infection, or "Section 2" items which identify conditions likely to lead to active rot, infestation or infection. Note: A licensed structural pest control company is best qualified to determine these conditions.

C. SOIL CONDITIONS, ST ABILITY AND FLOODING. Careful attention should be given to the susceptibility of the property to flooding, settlement, movement, slippage, or liquefaction, drainage grading and sloping and other soils conditions. Note: A geotechnical engineer is best qualified to investigate soil conditions and flooding potential.

D. LOT SIZE AND DIMENSIONS, BOUNDARIES AND SQUARE FOOTAGE. Lot size and dimensions, lot boundaries, fence line locations, set-back measurements, building square footage, county tax record square footage statements and room size and dimension should be carefully investigated. Buyer should not rely on fences, hedges, tree-lines or other markers to identify the true boundary line. Surveyors and civil engineers are best qualified to determine lot size and dimensions, lot boundaries and square footage. Note: Any measurements or square footage statements provided by the seller or others are typically approximations only, and have not been verified by the broker. The buyer is thus urged to investigate them.

E. ROOF AND GUTTERS. Current condition, age, leaks, and remaining useful life, as well as water collection and disbursement off the roof and away from the house should be carefully investigated. Note: Although the home inspector typically comments on the type, age and visual appearance of the roof and gutters, a licensed roofing contractor is best qualified to determine these conditions.

F. POOLS/SPA. Current condition, age, leaks, and remaining useful life, as well as the condition of the mechanical and filtration systems should be investigated. Note: A licensed pool contractor is best qualified to determine these conditions.

G. WATER, WASTE AND UTILITIES. Sewer or septic systems, public water sources and intake, wells, available utility service, water quality and flow, and use restrictions should be carefully investigated. Note: Most urban and suburban properties are connected to a municipal water supply and sewer system, and serviced by a local utility providing gas and electricity. However, many rural properties have no such services available, or have some but not others. Therefore, it is imperative that the buyer confirm the source of the water supply, waste management system, and also confirm the availability of gas and electric utility service.

H. ENVIRONMENT AL HAZARDS. The buyer should inspect for any and all potential or actual environmental hazards including asbestos, lead-based paint, lead-based paint hazards, radon, methane, other toxic gases, fuel oil or chemical storage tanks, contaminated soil or water, hazardous waste, waste disposal sites, electromagnetic fields, nuclear sources, mold, fungus, and other substances or conditions. Note: The buyer is urged to carefully review all booklets and pamphlets in this regard, such as, the one entitled, "Environmental Hazards: A Guide for Homeowners, Buyers, Landlords and Tenants and Protect Your Family from Lead in Your Home."

I. FIRE, HAZARD AND LIABILITY INSURANCE. The cost and availability of insurance varies and is dependant upon the size, location and construction of the property and the improvements, as well as a claims history on the building/property and other factors. Note: A licensed insurance agent is best qualified to provide insurance coverage advice and quotations.

J. RENTAL PROPERTY LIMITATIONS RESTRICTIONS AND TENANT RIGHTS. San Francisco and some other cities impose limitations and restrictions on the rent a landlord can charge, as well as the terms and conditions under which a landlord can terminate a tenancy. Other restrictions pertaining to tenant safety and security and other tenant rights and restrictions may also apply. Note: Landlord and tenant laws, as well as the applicable rent control and rent stabilization laws are complex. A local attorney specializing in landlordtenant law is best qualified to provide advice and counsel on these issues.

K. BUILDING PERMITS, ZONING, AND USE RESTRICTIONS AND LAWSUITS. Zoning, use restrictions, permits and permit history, certificates of occupancy, city building inspection, other government limitations on use, requirements affecting the use or future use of the property, other limitations affecting the development of the property, subdivision rights and limitations and lawsuits relating to the property should be carefully reviewed. Note: Brokers generally do not investigate such matters of public record and are not qualified to do so as they regard, among other things, legal and construction/design issues that should be reviewed by qualified attorneys, contractors, engineers and architects.

Buyer's Initials

I Copyright© 2011 San Francisco Association of REALTORS® ---

Thia form presented by Jennifer Roadail I Paragon Real Estate Group I 415-565-0500 I [email protected]

G) £WAl.llOUSOlC OflPORlUNITY

Page 1 of2 (Rev. 01/11)

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L. SECURITY AND SAFETY. State and local laws may require the property to comply with minimum safety standards to decrease the risk of harm to residents, occupants, tenants, neighbors, children, or those persons with special needs and limitations. The property may not be in compliance with some or all of these requirements. Note: Local government agencies can provide information relevant to the requisite safety measures and standards.

M. NEIGHBORHOODS, VIEWS AND NOISE. Neighborhood conditions and noise, neighborhood crime, local schools, adequacy of local public social services, fire services, law enforcement, local crime statistics, the proximity of registered felons or sex offenders, availability to telecommunications services, proximity to stores, factories, farms, proximity to transportation, local cemeteries or houses of hip, local construction projects, traffic, airport noise, noise or odor from any source, wild and domestic animals, other nuisances, the possibility of loss of views due to planned or possible construction and the like should be investigated, as well.

This document is not meant to be a complete source of information on all matters which should be investigated or can become issues in real property sale and purchase transactions. For that reason, it is strongly recommended that the buyer use the utmost care and diligence in reviewing and investigating all matters relating to the property or which may be relevant to any transaction.

Date ___ _ Buyer ________________ _ Date ___ _

Seller's Acknowledgement and Receipt:

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4/29/2015 Date ___ _

4/29/2015 Date ___ _

A REAL ESTATE BROKER OR AGENT CAN ADVISE ON REAL ESTATE TRANSACTIONS ONLY. FOR LEGAL OR TAX ADVICE, CONSULT A QUALIFIED ATTORNEY OR CPA.

Copyright© 2011 San Francisco Association of REALTORS®

This form presented by Jennifer Rosdail I Paragon Real Estate Group I 415-565-0500 I [email protected]

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Page 2 of2 (Rev. 01/11)

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5/7/2015

https://trust.docusign.com

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See AVID of later date.

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- San Francisco ACKNOWLEDGEMENT OF RECEIPT OF Association of GENERAL INFORMATION FOR BUYERS AND SELLERS REALTORS® OF RESIDENTIAL REAL PROPERTY IN THE

CITY AND COUNTY OF SAN FRANCISCO SAN FRANCISCO ASSOCIATION OF REAL TORS® ST AND ARD FORM

This form is intended for use primarily in San Francisco and the northern peninsula.

By signing in the space provided below, the buyer(s) or seller(s) acknowledge receipt ofa copy of"General Information for Buyers and Sellers of Residential Real Property in the City and County of San Francisco," published by the San Francisco Association of REALTORS®, consisting of 61 pages and bearing a revision date of November 15, 2012. Buyers and sellers are urged to satisfy any questions or concerns they might have regarding matters covered in this document, as well as any other matters relevant to any real property sale and purchase transaction, at the earliest possible time and before removing any contingencies.

Property Address 473 Tehama St San Francisco CA 94103

Buyer (Please Print or Type)

Signature -----------------------------~ Date _________ ~-~~~

Buyer (Please Print or Type)

Signature ---------------------------- Date ______________ _

Seller (Please Print ~~~J.iby. Joey A. Gottbrath

Signature LJbUt bbffl,r~ Date 4/29/2015

Seller (Please Print£1.;u'I~~y: Megan Bates

Signature [~ b~s Date 4/29/2015

BROKERS/AGENTS CAN ADVISE ON REAL ESTATE TRANSACTIONS ONLY. FOR LEGAL OR TAX ADVICE, CONSULT A QUALIFIED ATTORNEY OR CPA.

Copyright© 2013 San Francisco Association of REALTORS® -XRSF ' -This form presented by Jennife~ Rosdail I Paragon Real Estate Group I 415-565-0500 I [email protected]

t:S:l -OPPORTUNJTY

Page I of I (Rev. 02/13)

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CLTA Preliminary Report Form Order Number: 3808-4897691 (Rev. 11/06) Page Number: 1

First American Title Page 1 of 14

First American Title Company 1354 Castro Street

San Francisco, CA 94114

Escrow Officer: Terry Pizzo Phone: (415)671-4864 Fax No.: (866)523-8047 E-Mail: [email protected]

E-Mail Loan Documents to: Lenders please contact the Escrow Officer for email address for

sending loan documents. Property: 473 Tehama Street Unit B


PRELIMINARY REPORT

In response to the above referenced application for a policy of title insurance, this company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a Policy or Policies of Title Insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an Exception below or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations of said Policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Exhibit A attached. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered Risks applicable to the CLTA and ALTA Homeowner�s Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Exhibit A. Copies of the policy forms should be read. They are available from the office which issued this report. Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Exhibit A of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects, and encumbrances affecting title to the land. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a Binder or Commitment should be requested.

Jennifer

Read and Approved

Order Number: 3808-4897691 Page Number: 2


Dated as of April 17, 2015 at 7:30 A.M.

The form of Policy of title insurance contemplated by this report is:

ALTA/CLTA Homeowner's (EAGLE) Policy of Title Insurance (2010) and ALTA Ext Loan Policy 1056.06 (06-17-06) if the land described is an improved residential lot or condominium unit on which there is located a one-to-four family residence; or ALTA Standard Owner's Policy 2006 (WRE 06-17-06) and the ALTA Loan Policy 2006 (06-17-06) if the land described is an unimproved residential lot or condominium unit

A specific request should be made if another form or additional coverage is desired.

Title to said estate or interest at the date hereof is vested in:

JOEY A. GOTTBRATH AND MEGAN A. BATES, HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP

The estate or interest in the land hereinafter described or referred to covered by this Report is:

A FEE AS TO PARCEL(S) A AND B, AN EASEMENT AS TO PARCEL(S) C AND D

The Land referred to herein is described as follows: (See attached Legal Description) At the date hereof exceptions to coverage in addition to the printed Exceptions and Exclusions in said policy form would be as follows:

1. General and special taxes and assessments for the fiscal year 2015-2016, a lien not yet due or payable.

2. Assessment liens, if applicable, collected with the general and special taxes, including but not limited to those disclosed by the reflection of the following on the tax roll:

Community Facilities District SF UNIFIED SCHOOL DISTRICT CFD.

3. The lien of supplemental taxes, if any, assessed pursuant to Chapter 3.5 commencing with Section 75 of the California Revenue and Taxation Code.

4. Any easements or servitudes appearing in the public records. Affects: Common Area.

5. The fact that the land lies within the boundaries of the SOUTH OF MARKET EARTHQUAKE RECOVERY Redevelopment Project Area, as disclosed by the document recorded July 12, 1990 as DOCUMENT NO. 1990-746933, BOOK/REEL F166, PAGE/IMAGE 917 of Official Records.

http://ep.firstam.com/Packages/TransferDocument?PackageID=4432370&DocID=44991062&ImageDocumentID=509844943



Document(s) declaring modifications thereof recorded July 17, 1995 as DOCUMENT NO. 1995-816264, BOOK/REEL G424, PAGE/IMAGE 156 of Official Records.

Document(s) declaring modifications thereof recorded February 12, 1999 as DOCUMENT NO. 1999-514109, BOOK/REEL H321, PAGE/IMAGE 599 of Official Records.

Document(s) declaring modifications thereof recorded December 11, 2006 as DOCUMENT NO. 2006-296007, BOOK/REEL J284, PAGE/IMAGE 0772 of Official Records.

A document entitled "DECLARATION OF RESTRICTIONS AND STATEMENT REGARDING EMINENT DOMAIN LIMITATIONS IN THE SOUTH OF MARKET REDEVELOPMENT PROJECT AREA" recorded December 11, 2006 as DOCUMENT NO. 2006-296008, BOOK/REEL J284, PAGE/IMAGE 0773 OF OFFICIAL RECORDS.

A document entitled "NUNC PRO TUNC AMENDMENT TO DECLARATION OF RESTRICTIONS AND STATEMENT REGARDING EMINENT DOMAIN LIMITATIONS IN THE SOUTH OF MARKET REDEVELOPMENT PROJECT AREA PREVIOUSLY RECORDED ON DECEMBER 11, 2006" recorded December 31, 2007 as DOCUMENT NO. 2007-512984, BOOK/REEL J547, PAGE/IMAGE 0278 OF OFFICIAL RECORDS.

6. Covenants, conditions, restrictions, easements, assessments, liens, charges, terms and provisions in the document recorded MARCH 23, 2011 as DOCUMENT NO. 2011-154165, BOOK/REEL K358, PAGE/IMAGE 0052 of Official Records, which provide that a violation thereof shall not defeat or render invalid the lien of any first mortgage or deed of trust made in good faith and for value, but deleting any covenant, condition, or restriction indicating a preference, limitation or discrimination based on race, color, religion, sex, sexual orientation, familial status, disability, handicap, national origin, genetic information, gender, gender identity, gender expression, source of income (as defined in California Government Code § 12955(p)) or ancestry, to the extent such covenants, conditions or restrictions violation 42 U.S.C. § 3604(c) or California Government Code § 12955. Lawful restrictions under state and federal law on the age of occupants in senior housing or housing for older persons shall not be construed as restrictions based on familial status.

473-473A-473B TEHAMA STREET Homeowners Association is referenced in the above mentioned document.

7. A deed of trust to secure an original indebtedness of $264,000.00 recorded February 26, 2013 as DOCUMENT NO. 2013-608296, BOOK/REEL K841, PAGE/IMAGE 0160 OF OFFICIAL RECORDS.

Dated: February 15, 2013 Trustor: JOEY A GOTTBRATH AND MEGAN A BATES, HUSBAND AND

WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP

Trustee: FIRST AMERICAN TITLE INSURANCE COMPANY Beneficiary: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Lender: EVERBANK











INFORMATIONAL NOTES

Note: The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than the certain dollar amount set forth in any applicable arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. If you desire to review the terms of the policy, including any arbitration clause that may be included, contact the office that issued this Commitment or Report to obtain a sample of the policy jacket for the policy that is to be issued in connection with your transaction.

1. General and special taxes and assessments for the fiscal year 2014-2015.

First Installment: $1,914.20, PAID Penalty: $0.00 Second Installment: $1,914.20, PAID Penalty: $0.00 Tax Rate Area: 01-008 A. P. No.: LOT: 264 AND BLOCK: 3732

2. This report is preparatory to the issuance of an ALTA Loan Policy. We have no knowledge of any fact which would preclude the issuance of the policy with CLTA endorsement forms 100 and 116 and if applicable, 115 and 116.2 attached. When issued, the CLTA endorsement form 116 or 116.2, if applicable will reference a(n) Condominium known as 473 TEHAMA STREET UNIT B, SAN FRANCISCO, CA.

3. According to the public records, there has been no conveyance of the land within a period of twenty-four months prior to the date of this report, except as follows:

None

4. Note: Please contact the 473-473A-473B TEHAMA STREET Homeowner�s Association and/or their successors and assigns or any other appropriate entity regarding assessments, transfer fees and other requirements that may be due or imposed upon the contemplated transaction pursuant to the above document(s). Reference is made to the recorded document(s) for full particulars.

NOTE to proposed insured lender only: No Private transfer fee covenant, as defined in Federal Housing Finance Agency Final Rule 12 CFR Part 1228, that was created and first appears in the Public Records on or after February 8, 2011, encumbers the Title except as follows: None

The map attached, if any, may or may not be a survey of the land depicted hereon. First American expressly disclaims any liability for loss or damage which may result from reliance on this map except to the extent coverage for such loss or damage is expressly provided by the terms and provisions of the title insurance policy, if any, to which this map is attached.



LEGAL DESCRIPTION

Real property in the City of San Francisco, County of San Francisco, State of California, described as follows: PARCEL A: CONDOMINIUM UNIT NO. 473B, LOT NO. 264, AS DELINEATED AND SHOWN UPON THE "473, 473A, 473B TEHAMA STREET CONDOMINIUM FLOOR PLANS" (REFERRED TO HEREIN AS "THE PLAN"), AS SHOWN IN EXHIBIT "B" OF THE "DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS OF 473-473A-473B TEHAMA STREET & CONDOMINIUM PLAN", RECORDED ON MARCH 23, 2011, INSTRUMENT NO. 2011-J154165-00, OFFICIAL RECORDS OF THE CITY AND COUNTY OF SAN FRANCISCO, STATE OF CALIFORNIA, AND AS FURTHER DEFINED IN SAID "DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS OF 473-473A-473B TEHAMA STREET & CONDOMINIUM PLAN", REFERRED TO HEREINABOVE (REFERRED TO HEREIN AS "THE DECLARATION"). EXCEPTING THEREFROM, ANY PORTION OF THE COMMON AREA LYING WITHIN SAID UNIT. ALSO EXCEPTING AND RESERVING THEREFROM: (A) EASEMENTS THROUGH SAID UNIT, APPURTENANT TO THE COMMON AREA AND ALL OTHER UNITS, FOR SUPPORT AND REPAIR OF THE COMMON AREA AND ALL OTHER UNITS. (B) EASEMENTS, APPURTENANT TO THE COMMON AREA FOR ENCROACHMENT UPON THE AIR SPACE OF THE UNIT BY THOSE PORTIONS OF THE COMMON AREA LOCATED WITHIN THE UNIT. PARCEL B: AN UNDIVIDED 36.66% INTEREST IN AND TO THE COMMON AREA AS SHOWN ON THE PLAN AND DEFINED IN THE DECLARATION, EXCEPTING AND RESERVING THEREFROM THE FOLLOWING: (A) EXCLUSIVE EASEMENTS, AS SHOWN ON THE PLAN AND EXCEPTING BY GRANTOR TO UNITS FOR USE AS DEFINED IN THE DECLARATION; (B) NON-EXCLUSIVE EASEMENTS APPURTENANT TO ALL UNITS FOR INGRESS AND EGRESS, SUPPORT, REPAIR AND MAINTENANCE. PARCEL C: A NON-EXCLUSIVE EASEMENT APPURTENANT TO PARCEL A ABOVE FAR SUPPORT, REPAIR AND MAINTENANCE, AND FOR INGRESS AND EGRESS THROUGH THE COMMON AREA IN ACCORDANCE WITH CALIFORNIA CIVIL CODE SECTION 1361(A). PARCEL D: ENCROACHMENT EASEMENTS APPURTENANT TO THE UNIT IN ACCORDANCE WITH THE PROVISIONS OR THE DECLARATION.

APN: LOT: 264 AND BLOCK: 3732



NOTICE

Section 12413.1 of the California Insurance Code, effective January 1, 1990, requires that any title insurance company, underwritten title company, or controlled escrow company handling funds in an escrow or sub-escrow capacity, wait a specified number of days after depositing funds, before recording any documents in connection with the transaction or disbursing funds. This statute allows for funds deposited by wire transfer to be disbursed the same day as deposit. In the case of cashier's checks or certified checks, funds may be disbursed the next day after deposit. In order to avoid unnecessary delays of three to seven days, or more, please use wire transfer, cashier's checks, or certified checks whenever possible.



First American Title Company 1354 Castro Street San Francisco, CA 94114 (415)671-4864

INCOMING DOMESTIC WIRE INSTRUCTIONS

PAYABLE TO: First American Title Company

BANK: First American Trust, FSB

ADDRESS: 5 First American Way, Santa Ana, CA 92707

ACCOUNT NO: 3116490000

ROUTING NUMBER: 122241255 PLEASE REFERENCE THE FOLLOWING:

PROPERTY: 473 Tehama Street Unit B, San Francisco, CA 94103

FILE NUMBER: 3808-4897691 (TP) PLEASE USE THE ABOVE INFORMATION WHEN WIRING FUNDS TO First American Title Company. FUNDS MUST BE WIRED FROM A BANK WITHIN THE UNITED STATES. PLEASE NOTIFY YOUR ESCROW OFFICER AT (415)671-4864 OR [email protected] WHEN YOU HAVE TRANSMITTED YOUR WIRE. IF YOUR FUNDS ARE BEING WIRED FROM A NON-U.S. BANK, ADDITIONAL CHARGES MAY APPLY. PLEASE CONTACT YOUR ESCROW OFFICER/CLOSER FOR INTERNATIONAL WIRING INSTRUCTIONS. AN ACH TRANSFER CANNOT BE ACCEPTED FOR CLOSING, BECAUSE IT IS NOT THE SAME AS A WIRE AND REQUIRES ADDITIONAL TIME FOR CLEARANCE. FIRST AMERICAN TRUST CONTACT INFO: Banking Services 1-877-600-9473

ALL WIRES WILL BE RETURNED IF THE FILE NUMBER AND/OR PROPERTY REFERENCE ARE NOT INCLUDED

With cyber crimes on the increase, it is important to be ever vigilant. If you receive an e-mail or any other communication that appears to be generated from a First American employee that contains new,



revised or altered bank wire instructions, consider it suspect and call our office at a number you trust. Our bank wire instructions seldom change.



EXHIBIT A

LIST OF PRINTED EXCEPTIONS AND EXCLUSIONS (BY POLICY TYPE)

CLTA/ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (02-03-10)

EXCLUSIONS In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of those portions of any law or government regulation concerning: (a) building; (d) improvements on the Land;

(b) zoning; (e) land division; and

(c) land use; (f) environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27.

2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not limit the coverage described in Covered Risk 14 or 15.

3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17. 4. Risks: (a) that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records;

(b) that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date; (c) that result in no loss to You; or (d) that first occur after the Policy Date - this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5. Failure to pay value for Your Title. 6. Lack of a right: (a) to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and (b) in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state

insolvency, or similar creditors' rights laws.

LIMITATIONS ON COVERED RISKS

Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: For Covered Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A.

Your Deductible Amount Our Maximum Dollar Limit of Liability

Covered Risk 16: 1% of Policy Amount or $2,500.00 (whichever is less) $10,000.00




ALTA RESIDENTIAL TITLE INSURANCE POLICY (6-1-87)

EXCLUSIONS In addition to the Exceptions in Schedule B, you are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of any law or government regulation. This includes building and zoning

ordinances and also laws and regulations concerning: (a) and use

(b) improvements on the land

(c) and division

(d) environmental protection This exclusion does not apply to violations or the enforcement of these matters which appear in the public records at Policy Date. This exclusion does not limit the zoning coverage described in Items 12 and 13 of Covered Title Risks. 2. The right to take the land by condemning it, unless:



(a) a notice of exercising the right appears in the public records on the Policy Date

(b) the taking happened prior to the Policy Date and is binding on you if you bought the land without knowing of the taking 3. Title Risks: (a) that are created, allowed, or agreed to by you (b) that are known to you, but not to us, on the Policy Date -- unless they appeared in the public records (c) that result in no loss to you (d) that first affect your title after the Policy Date -- this does not limit the labor and material lien coverage in Item 8 of Covered Title Risks 4. Failure to pay value for your title. 5. Lack of a right: (a) to any land outside the area specifically described and referred to in Item 3 of Schedule A OR

(b) in streets, alleys, or waterways that touch your land

This exclusion does not limit the access coverage in Item 5 of Covered Title Risks.

2006 ALTA LOAN POLICY (06-17-06)

EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating,

prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land;

(ii) the character, dimensions, or location of any improvement erected on the Land;

(iii) the subdivision of land; or

(iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the

coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed

in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11,

13, or 14); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-

business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the

Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. 6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating

the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of

Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage provided under Covered Risk 11(b).

The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage:

EXCEPTIONS FROM COVERAGE

This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) that arise by reason of:

1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real

property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records.

2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land.

3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records.



4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records.

5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records.

6. Any lien or right to a lien for services, labor or material not shown by the public records.

2006 ALTA OWNER'S POLICY (06-17-06)






coverage provided under Covered Risk 5.

(b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed

in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 or

10); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting

the Title as shown in Schedule A, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of

Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage:


This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) that arise by reason of: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real







ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (07-26-10)

EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of:



1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to

(i) the occupancy, use, or enjoyment of the Land;




coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c),

13(d), 14 or 16. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed


16, 17, 18, 19, 20, 21, 22, 23, 24, 27 or 28); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-


Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. This Exclusion does not modify or limit the coverage provided in Covered Risk 26.

6. Any claim of invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11.

7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of Policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11(b) or 25.

8. The failure of the residential structure, or any portion of it, to have been constructed before, on or after Date of Policy in accordance with applicable building codes. This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6.

9. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is

(a) a fraudulent conveyance or fraudulent transfer, or

(b) a preferential transfer for any reason not stated in Covered Risk 27(b) of this policy.



Privacy Information We Are Committed to Safeguarding Customer Information In order to better serve your needs now and in the future, we may ask you to provide us with certain information. We understand that you may be concerned about what we will do with such information - particularly any personal or financial information. We agree that you have a right to know how we will utilize the personal information you provide to us. Therefore, together with our subsidiaries we have adopted this Privacy Policy to govern the use and handling of your personal information. Applicability This Privacy Policy governs our use of the information that you provide to us. It does not govern the manner in which we may use information we have obtained from any other source, such as information obtained from a public record or from another person or entity. First American has also adopted broader guidelines that govern our use of personal information regardless of its source. First American calls these guidelines its Fair Information Values. Types of Information Depending upon which of our services you are utilizing, the types of nonpublic personal information that we may collect include:

• Information we receive from you on applications, forms and in other communications to us, whether in writing, in person, by telephone or any other means; • Information about your transactions with us, our affiliated companies, or others; and • Information we receive from a consumer reporting agency.

Use of Information We request information from you for our own legitimate business purposes and not for the benefit of any nonaffiliated party. Therefore, we will not release your information to nonaffiliated parties except: (1) as necessary for us to provide the product or service you have requested of us; or (2) as permitted by law. We may, however, store such information indefinitely, including the period after which any customer relationship has ceased. Such information may be used for any internal purpose, such as quality control efforts or customer analysis. We may also provide all of the types of nonpublic personal information listed above to one or more of our affiliated companies. Such affiliated companies include financial service providers, such as title insurers, property and casualty insurers, and trust and investment advisory companies, or companies involved in real estate services, such as appraisal companies, home warranty companies and escrow companies. Furthermore, we may also provide all the information we collect, as described above, to companies that perform marketing services on our behalf, on behalf of our affiliated companies or to other financial institutions with whom we or our affiliated companies have joint marketing agreements. Former Customers Even if you are no longer our customer, our Privacy Policy will continue to apply to you. Confidentiality and Security We will use our best efforts to ensure that no unauthorized parties have access to any of your information. We restrict access to nonpublic personal information about you to those individuals and entities who need to know that information to provide products or services to you. We will use our best efforts to train and oversee our employees and agents to ensure that your information will be handled responsibly and in accordance with this Privacy Policy and First American's Fair Information Values. We currently maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Information Obtained Through Our Web Site First American Financial Corporation is sensitive to privacy issues on the Internet. We believe it is important you know how we treat the information about you we receive on the Internet. In general, you can visit First American or its affiliates� Web sites on the World Wide Web without telling us who you are or revealing any information about yourself. Our Web servers collect the domain names, not the e-mail addresses, of visitors. This information is aggregated to measure the number of visits, average time spent on the site, pages viewed and similar information. First American uses this information to measure the use of our site and to develop ideas to improve the content of our site. There are times, however, when we may need information from you, such as your name and email address. When information is needed, we will use our best efforts to let you know at the time of collection how we will use the personal information. Usually, the personal information we collect is used only by us to respond to your inquiry, process an order or allow you to access specific account/profile information. If you choose to share any personal information with us, we will only use it in accordance with the policies outlined above. Business Relationships First American Financial Corporation's site and its affiliates' sites may contain links to other Web sites. While we try to link only to sites that share our high standards and respect for privacy, we are not responsible for the content or the privacy practices employed by other sites. Cookies Some of First American's Web sites may make use of "cookie" technology to measure site activity and to customize information to your personal tastes. A cookie is an element of data that a Web site can send to your browser, which may then store the cookie on your hard drive. FirstAm.com uses stored cookies. The goal of this technology is to better serve you when visiting our site, save you time when you are here and to provide you with a more meaningful and productive Web site experience. -------------------------------------------------------------------------------- Fair Information Values Fairness We consider consumer expectations about their privacy in all our businesses. We only offer products and services that assure a favorable balance between consumer benefits and consumer privacy. Public Record We believe that an open public record creates significant value for society, enhances consumer choice and creates consumer opportunity. We actively support an open public record and emphasize its importance and contribution to our economy. Use We believe we should behave responsibly when we use information about a consumer in our business. We will obey the laws governing the collection, use and dissemination of data. Accuracy We will take reasonable steps to help assure the accuracy of the data we collect, use and disseminate. Where possible, we will take reasonable steps to correct inaccurate information. When, as with the public record, we cannot correct inaccurate information, we will take all reasonable steps to assist consumers in identifying the source of the erroneous data so that the consumer can secure the required corrections. Education We endeavor to educate the users of our products and services, our employees and others in our industry about the importance of consumer privacy. We will instruct our employees on our fair information values and on the responsible collection and use of data. We will encourage others in our industry to collect and use information in a responsible manner. Security We will maintain appropriate facilities and systems to protect against unauthorized access to and corruption of the data we maintain.

Form 50-PRIVACY (9/1/10) Page 1 of 1 Privacy Information (2001-2010 First American Financial Corporation)

CLTA Preliminary Report Form Order Number: 3808-4897691 (Rev. 11/06) Page Number: 1


First American Title Company 1354 Castro Street


Escrow Officer: Terry Pizzo Phone: (415)671-4864 Fax No.: (866)523-8047 E-Mail: [email protected]

E-Mail Loan Documents to: Lenders please contact the Escrow Officer for email address for

sending loan documents. Property: 473 Tehama Street Unit B


PRELIMINARY REPORT

In response to the above referenced application for a policy of title insurance, this company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a Policy or Policies of Title Insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an Exception below or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations of said Policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Exhibit A attached. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered Risks applicable to the CLTA and ALTA Homeowner�s Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Exhibit A. Copies of the policy forms should be read. They are available from the office which issued this report. Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Exhibit A of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects, and encumbrances affecting title to the land. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a Binder or Commitment should be requested.



Dated as of April 17, 2015 at 7:30 A.M.

The form of Policy of title insurance contemplated by this report is:

ALTA/CLTA Homeowner's (EAGLE) Policy of Title Insurance (2010) and ALTA Ext Loan Policy 1056.06 (06-17-06) if the land described is an improved residential lot or condominium unit on which there is located a one-to-four family residence; or ALTA Standard Owner's Policy 2006 (WRE 06-17-06) and the ALTA Loan Policy 2006 (06-17-06) if the land described is an unimproved residential lot or condominium unit

A specific request should be made if another form or additional coverage is desired.

Title to said estate or interest at the date hereof is vested in:

JOEY A. GOTTBRATH AND MEGAN A. BATES, HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP

The estate or interest in the land hereinafter described or referred to covered by this Report is:

A FEE AS TO PARCEL(S) A AND B, AN EASEMENT AS TO PARCEL(S) C AND D

The Land referred to herein is described as follows: (See attached Legal Description) At the date hereof exceptions to coverage in addition to the printed Exceptions and Exclusions in said policy form would be as follows:

1. General and special taxes and assessments for the fiscal year 2015-2016, a lien not yet due or payable.

2. Assessment liens, if applicable, collected with the general and special taxes, including but not limited to those disclosed by the reflection of the following on the tax roll:

Community Facilities District SF UNIFIED SCHOOL DISTRICT CFD.

3. The lien of supplemental taxes, if any, assessed pursuant to Chapter 3.5 commencing with Section 75 of the California Revenue and Taxation Code.

4. Any easements or servitudes appearing in the public records. Affects: Common Area.

5. The fact that the land lies within the boundaries of the SOUTH OF MARKET EARTHQUAKE RECOVERY Redevelopment Project Area, as disclosed by the document recorded July 12, 1990 as DOCUMENT NO. 1990-746933, BOOK/REEL F166, PAGE/IMAGE 917 of Official Records.




Document(s) declaring modifications thereof recorded July 17, 1995 as DOCUMENT NO. 1995-816264, BOOK/REEL G424, PAGE/IMAGE 156 of Official Records.

Document(s) declaring modifications thereof recorded February 12, 1999 as DOCUMENT NO. 1999-514109, BOOK/REEL H321, PAGE/IMAGE 599 of Official Records.

Document(s) declaring modifications thereof recorded December 11, 2006 as DOCUMENT NO. 2006-296007, BOOK/REEL J284, PAGE/IMAGE 0772 of Official Records.

A document entitled "DECLARATION OF RESTRICTIONS AND STATEMENT REGARDING EMINENT DOMAIN LIMITATIONS IN THE SOUTH OF MARKET REDEVELOPMENT PROJECT AREA" recorded December 11, 2006 as DOCUMENT NO. 2006-296008, BOOK/REEL J284, PAGE/IMAGE 0773 OF OFFICIAL RECORDS.

A document entitled "NUNC PRO TUNC AMENDMENT TO DECLARATION OF RESTRICTIONS AND STATEMENT REGARDING EMINENT DOMAIN LIMITATIONS IN THE SOUTH OF MARKET REDEVELOPMENT PROJECT AREA PREVIOUSLY RECORDED ON DECEMBER 11, 2006" recorded December 31, 2007 as DOCUMENT NO. 2007-512984, BOOK/REEL J547, PAGE/IMAGE 0278 OF OFFICIAL RECORDS.

6. Covenants, conditions, restrictions, easements, assessments, liens, charges, terms and provisions in the document recorded MARCH 23, 2011 as DOCUMENT NO. 2011-154165, BOOK/REEL K358, PAGE/IMAGE 0052 of Official Records, which provide that a violation thereof shall not defeat or render invalid the lien of any first mortgage or deed of trust made in good faith and for value, but deleting any covenant, condition, or restriction indicating a preference, limitation or discrimination based on race, color, religion, sex, sexual orientation, familial status, disability, handicap, national origin, genetic information, gender, gender identity, gender expression, source of income (as defined in California Government Code § 12955(p)) or ancestry, to the extent such covenants, conditions or restrictions violation 42 U.S.C. § 3604(c) or California Government Code § 12955. Lawful restrictions under state and federal law on the age of occupants in senior housing or housing for older persons shall not be construed as restrictions based on familial status.

473-473A-473B TEHAMA STREET Homeowners Association is referenced in the above mentioned document.

7. A deed of trust to secure an original indebtedness of $264,000.00 recorded February 26, 2013 as DOCUMENT NO. 2013-608296, BOOK/REEL K841, PAGE/IMAGE 0160 OF OFFICIAL RECORDS.

Dated: February 15, 2013 Trustor: JOEY A GOTTBRATH AND MEGAN A BATES, HUSBAND AND

WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP

Trustee: FIRST AMERICAN TITLE INSURANCE COMPANY Beneficiary: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Lender: EVERBANK











INFORMATIONAL NOTES

Note: The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than the certain dollar amount set forth in any applicable arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. If you desire to review the terms of the policy, including any arbitration clause that may be included, contact the office that issued this Commitment or Report to obtain a sample of the policy jacket for the policy that is to be issued in connection with your transaction.

1. General and special taxes and assessments for the fiscal year 2014-2015.

First Installment: $1,914.20, PAID Penalty: $0.00 Second Installment: $1,914.20, PAID Penalty: $0.00 Tax Rate Area: 01-008 A. P. No.: LOT: 264 AND BLOCK: 3732

2. This report is preparatory to the issuance of an ALTA Loan Policy. We have no knowledge of any fact which would preclude the issuance of the policy with CLTA endorsement forms 100 and 116 and if applicable, 115 and 116.2 attached. When issued, the CLTA endorsement form 116 or 116.2, if applicable will reference a(n) Condominium known as 473 TEHAMA STREET UNIT B, SAN FRANCISCO, CA.

3. According to the public records, there has been no conveyance of the land within a period of twenty-four months prior to the date of this report, except as follows:

None

4. Note: Please contact the 473-473A-473B TEHAMA STREET Homeowner�s Association and/or their successors and assigns or any other appropriate entity regarding assessments, transfer fees and other requirements that may be due or imposed upon the contemplated transaction pursuant to the above document(s). Reference is made to the recorded document(s) for full particulars.

NOTE to proposed insured lender only: No Private transfer fee covenant, as defined in Federal Housing Finance Agency Final Rule 12 CFR Part 1228, that was created and first appears in the Public Records on or after February 8, 2011, encumbers the Title except as follows: None

The map attached, if any, may or may not be a survey of the land depicted hereon. First American expressly disclaims any liability for loss or damage which may result from reliance on this map except to the extent coverage for such loss or damage is expressly provided by the terms and provisions of the title insurance policy, if any, to which this map is attached.



LEGAL DESCRIPTION

Real property in the City of San Francisco, County of San Francisco, State of California, described as follows: PARCEL A: CONDOMINIUM UNIT NO. 473B, LOT NO. 264, AS DELINEATED AND SHOWN UPON THE "473, 473A, 473B TEHAMA STREET CONDOMINIUM FLOOR PLANS" (REFERRED TO HEREIN AS "THE PLAN"), AS SHOWN IN EXHIBIT "B" OF THE "DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS OF 473-473A-473B TEHAMA STREET & CONDOMINIUM PLAN", RECORDED ON MARCH 23, 2011, INSTRUMENT NO. 2011-J154165-00, OFFICIAL RECORDS OF THE CITY AND COUNTY OF SAN FRANCISCO, STATE OF CALIFORNIA, AND AS FURTHER DEFINED IN SAID "DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS OF 473-473A-473B TEHAMA STREET & CONDOMINIUM PLAN", REFERRED TO HEREINABOVE (REFERRED TO HEREIN AS "THE DECLARATION"). EXCEPTING THEREFROM, ANY PORTION OF THE COMMON AREA LYING WITHIN SAID UNIT. ALSO EXCEPTING AND RESERVING THEREFROM: (A) EASEMENTS THROUGH SAID UNIT, APPURTENANT TO THE COMMON AREA AND ALL OTHER UNITS, FOR SUPPORT AND REPAIR OF THE COMMON AREA AND ALL OTHER UNITS. (B) EASEMENTS, APPURTENANT TO THE COMMON AREA FOR ENCROACHMENT UPON THE AIR SPACE OF THE UNIT BY THOSE PORTIONS OF THE COMMON AREA LOCATED WITHIN THE UNIT. PARCEL B: AN UNDIVIDED 36.66% INTEREST IN AND TO THE COMMON AREA AS SHOWN ON THE PLAN AND DEFINED IN THE DECLARATION, EXCEPTING AND RESERVING THEREFROM THE FOLLOWING: (A) EXCLUSIVE EASEMENTS, AS SHOWN ON THE PLAN AND EXCEPTING BY GRANTOR TO UNITS FOR USE AS DEFINED IN THE DECLARATION; (B) NON-EXCLUSIVE EASEMENTS APPURTENANT TO ALL UNITS FOR INGRESS AND EGRESS, SUPPORT, REPAIR AND MAINTENANCE. PARCEL C: A NON-EXCLUSIVE EASEMENT APPURTENANT TO PARCEL A ABOVE FAR SUPPORT, REPAIR AND MAINTENANCE, AND FOR INGRESS AND EGRESS THROUGH THE COMMON AREA IN ACCORDANCE WITH CALIFORNIA CIVIL CODE SECTION 1361(A). PARCEL D: ENCROACHMENT EASEMENTS APPURTENANT TO THE UNIT IN ACCORDANCE WITH THE PROVISIONS OR THE DECLARATION.

APN: LOT: 264 AND BLOCK: 3732



NOTICE

Section 12413.1 of the California Insurance Code, effective January 1, 1990, requires that any title insurance company, underwritten title company, or controlled escrow company handling funds in an escrow or sub-escrow capacity, wait a specified number of days after depositing funds, before recording any documents in connection with the transaction or disbursing funds. This statute allows for funds deposited by wire transfer to be disbursed the same day as deposit. In the case of cashier's checks or certified checks, funds may be disbursed the next day after deposit. In order to avoid unnecessary delays of three to seven days, or more, please use wire transfer, cashier's checks, or certified checks whenever possible.



First American Title Company 1354 Castro Street San Francisco, CA 94114 (415)671-4864

INCOMING DOMESTIC WIRE INSTRUCTIONS

PAYABLE TO: First American Title Company

BANK: First American Trust, FSB

ADDRESS: 5 First American Way, Santa Ana, CA 92707

ACCOUNT NO: 3116490000

ROUTING NUMBER: 122241255 PLEASE REFERENCE THE FOLLOWING:

PROPERTY: 473 Tehama Street Unit B, San Francisco, CA 94103

FILE NUMBER: 3808-4897691 (TP) PLEASE USE THE ABOVE INFORMATION WHEN WIRING FUNDS TO First American Title Company. FUNDS MUST BE WIRED FROM A BANK WITHIN THE UNITED STATES. PLEASE NOTIFY YOUR ESCROW OFFICER AT (415)671-4864 OR [email protected] WHEN YOU HAVE TRANSMITTED YOUR WIRE. IF YOUR FUNDS ARE BEING WIRED FROM A NON-U.S. BANK, ADDITIONAL CHARGES MAY APPLY. PLEASE CONTACT YOUR ESCROW OFFICER/CLOSER FOR INTERNATIONAL WIRING INSTRUCTIONS. AN ACH TRANSFER CANNOT BE ACCEPTED FOR CLOSING, BECAUSE IT IS NOT THE SAME AS A WIRE AND REQUIRES ADDITIONAL TIME FOR CLEARANCE. FIRST AMERICAN TRUST CONTACT INFO: Banking Services 1-877-600-9473

ALL WIRES WILL BE RETURNED IF THE FILE NUMBER AND/OR PROPERTY REFERENCE ARE NOT INCLUDED

With cyber crimes on the increase, it is important to be ever vigilant. If you receive an e-mail or any other communication that appears to be generated from a First American employee that contains new,

Records Management Division 1660 Mission Street - San Francisco CA 94103 Office (415) 558-6080 - FAX (415) 558-6402 - www.sfdbi.org

3732Block 264LotAddress of Building 473B TEHAMA ST

Other Addresses

1. A. Present authorized Occupancy or use: THREE FAMILY DWELLING

UNKNOWN

1

Application #

6. Original Occupancy or Use:

141982

400723

9207950

200906220976

201201091865

Permit # Issue Date

127994

362407

697777

1188050

1255400

3. Building Code Occupancy Classification:

Nov 30, 1951

Aug 31, 1971

May 15, 1992

Jun 22, 2009

Jan 09, 2012

UNKNOWN

Type of Work Done

5. Building Construction Date (Completed Date):

REPAIR FOUNDATION AND FRONT PORCH

COMPLY WITH BUREAU OF BUILDING INSPECTION REPORT - CFC 3FD

RE-ROOFING

COMPLY WITH PHYSICAL INSPECTION REPORT #CC-5594 - CFC 3FD

#B -ADD 4 KITCHEN CIRCUITS, NEW DRAIN AND NEW WATER HEATER.REMOVE PORTION OF WALL TO CREATE OPENING FROM HALLWAY &LIVING ROOM INTO THE KITCHEN. INFILL DOORWAY

Status

Report of Residential Building Record (3R)

If Yes, what date?

B. Is this building classified as a residential condominium?

(Housing Code Section 351(a))

Yes

C

C

X

C

C

BEWARE: This report describes the current legal use of this property as compiled from records of City Departments. There hasbeen no physical examination of the property itself. This record contains no history of any plumbing or electrical permits. Thereport makes no representation that the property is in compliance with the law. Any occupancy or use of the property other thanthat listed as authorized in this report may be illegal and subject to removal or abatement, and should be reviewed with thePlanning Department and the Department of Building Inspection. Errors or omissions in this report shall not bind or stop theCity from enforcing any and all building and zoning codes against the seller, buyer and any subsequent owner. The preparationor delivery of this report shall not impose any liability on the City for any errors or omissions contained in said report, nor shallthe City bear any liability not otherwise imposed by law.

No

C. Does this building contain any Residential Hotel Guest Rooms as defined in Chap. 41, S.F. Admin. Code?

��

Yes No

2. Zoning district in which located:

4. Do Records of the Planning Department reveal an expiration date for any non-conforming use of this property? Yes No

7. Construction, conversion or alteration permits issued, if any:

The zoning for this property may have changed. Call Planning Department, (415) 558-6377, for the current status.

��

RSD

��

8. A. Is there an active Franchise Tax Board Referral on file? B. Is this property currently under abatement proceedings for code violations?

9. Number of residential structures on property?

10. A. Has an energy inspection been completed? B. If yes, has a proof of compliance been issued?

Yes ��NoYes ��No

��Yes No ��Yes No

R-2

City and County of San Francisco Edwin M. Lee, MayorDepartment of Building Inspection Tom C. Hui, S.E., C.B.O., Director

11. A. Is the building in the Mandatory Earthquake Retrofit of Wood-Frame Building Program? YesB. If yes, has the required upgrade work been completed? Yes

NoNo

��

Jennifer

Read and Approved



THIS REPORT IS VALID FOR ONE YEAR ONLY. The law requires that, prior to the consummation of the sale or exchange ofthis property, the seller must deliver this report to the buyer and the buyermust sign it.

(For Explanation of terminology, see attached)

Other Addresses

201504298678

Department of Building Inspection1660 Mission Street - San Francisco CA 94103 - (415) 558-6080Report of Residential Record (3R)

Report No:

NOREEN MURPHYBy:

Date of Issuance: 04 MAY 2015

04 MAY 2016Date of Expiration:

Patty Herrera, Manager Records Management Division

Page 2


, .. SAN FRANCISCO GENERAL INFORMATION STATEMENT AND , . ~ ASSOCIATIONo/REALTORs· ACKNOWLEDGMENTOFRECEIPTOFLOCAL

RESIDENTIAL ENERGY AND WATER CONSERVATION ORDINANCE INFORMATIONAL BROCHURE

SAN FRANCISCO ASSOCIATION OF REALTORS® STANDARD FORM This form is intended for use in the City and County of San Francisco only.

Property Address _4_7_3 _________ T_e_h_am_a_s_t ___________ s_a_n_F_ra_n_c_i_s_c_o ____ CA ___ 9_4_1_0_3_

Contract dated ________________________________________ _

Buyer(s) __________________________________________ _

Seller(s) ______ --'J=o=e"-'y'---"'A=-=·--=Go=ttb=r=-=a=-=t=h=------------------=M=e=g..,,a=n=--=B=a=t=es=----------

The San Francisco Association of REALTORS® (SFAR) has compiled the general information contained in this document to assist Buyers and Sellers of residential real property in the City and County of San Francisco ("City") in gaining an understanding of certain energy and water conservation and inspection laws enacted by the City.

SFAR also provides this form for convenience of the parties in acknowledging receipt of a copy of an "informational brochure" issued by the City.

Buyers and Sellers are urged to use the utmost care and diligence in reviewing and investigating all matters pertaining to these laws. And it is strongly recommended that Buyers in particular do so before removing any contingencies.

Any questions regarding the general information below, the City's "informational brochure" or the referenced law should be directed to a qualified inspector or attorney. Broker/agents are qualified to advise on real estate transactions, not legal matters.

By signing in the space provided below, Buyers and Sellers acknowledge receipt of a copy of the attached City and County of San Francisco "informational brochure" entitled, What You Should Know About San Francisco's Residential Energy and Water Conservation Requirements.

4/29/2015

Buyer ______________ Date _____ _

NO REPRESENTATION IS MADE AS TO THE LEGAL VALIDITY OR ADEQUACY OF ANY INFORMATION IN THIS DOCUMENT FOR ANY SPECIFIC TRANSACTION. REAL ESTATE LICENSEES ARE QUALIFIED TO ADVISE ON REAL ESTATE TRANSACTIONS, NOT LEGAL MATTERS. THEY CANNOT AND WILL NOT DETERMINE WHETHER ANY PROPERTY OR PARTY IS OR IS NOT IN COMPLIANCE WITH SAN FRANCISCO'S RESIDENTIAL ENERGY AND WATER CONSERVATION REQUIREMENTS. FURTHER, THEY ARE NOT QUALIFIED TO DETERMINE WHETHER THE WORK PERFORMED BY OTHER LICENSED PROFESSIONALS IS ADEQUATE OR ACCEPTABLE UNDER THESE LAWS. FOR LEGAL ADVICE, EACH PARTY IS URGED TO CONSULT A QUALIFIED REAL ESTATE ATTORNEY. FOR ANY OTHER ADVICE, THEY ARE EACH URGED TO CONSULT THE APPROPRIATE PROFESSIONAL.


Copyright© 2014 San Francisco Association of REALTORS® ~ £QVAl.ltOIJSINC OPPORTUNITY

This form presented by Jennifer Rosdail I Paragon Real Estate Group I 415-565-0500 I [email protected]

Page 1 of3 (Rev. 0411 ~. _

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DocuSign Envelope ID: 3AB7 4092-DD37-45C6-9BC2-D1 OA2844BODD

GENERAL INFORMATION REGARDING THE SAN FRANCISCO RESIDENTIAL ENERGY AND WATER CONSERVATION REQUIREMENTS

Introduction

The following general information is provided by the San Francisco Association of REALTORS® (SFAR) regarding certain relatively new amendments to existing residential energy and water conservation laws in San Francisco. Any and all questions regarding these laws should only be answered by a qualified real estate attorney. Brokers/agents are not qualified to provide answers to any such legal questions.

The laws generally discussed below were enacted by the City and County of San Francisco ("City") and require the Seller to complete certain inspection, compliance and notice requirements before the close of escrow.

Recent amendments to these laws effective July I, 2009, require more water efficient showerheads, faucets and toilets. In addition, Sellers must locate and repair all water leaks. And the amendments make the inspection, compliance and notice provisions of the laws more comprehensive.

Summary of Key Requirements

The recent amendments can be summarized as follows: I. They apply to all residential real property. 2. The obligation to comply with them is triggered by the Seller entering into a contract to sell with a Buyer. 3. The Seller is obligated to comply with these laws. 4. The Seller can transfer that obligation to the Buyer by holding back 1 % of the sales price in escrow. This is discussed in the City's

"information brochure" mentioned below in greater detail. 5. After entering into a contract to sell, the Seller must hire a "qualified inspector" to inspect Seller's property using a special inspection

form issued by the City ("City Inspection Form"). 6. The City maintains a list of"qualified inspectors" at its Department of Building Inspection (DBI). 7. The Seller's "qualified inspector" must submit a completed City Inspection Form for the property to the City within 15 days after the

inspection. 8. The Seller must install the conservation measures specified by that inspector in the completed City Inspection Form for the property

(e.g., under the amendments, install new toilets with a rated flush volume not exceeding 1.6 gallons per flush and otherwise in compliance with the San Francisco Plumbing Code's requirements).

9. The Seller's "qualified inspector" must certify installation of all of the specified conservation measures at the property by completing and filing a special compliance form issued by the City ("City Compliance Form").

10. The Seller must record the completed City Compliance Form at or before the close of escrow. 11. Before the close of escrow, the Seller must provide a copy of both the City Inspection Form and City Compliance Form to the Buyer. It

is recommended that the Seller provide the Buyer with these copies as soon as reasonably possible after the Seller receives them from his or her "qualified inspector."

12. Before the close of escrow, the Seller must provide the Buyer with a disclosure regarding these laws. The City has prepared an "informational brochure" that can be used for this disclosure. It is available from the City's Department of Building Inspection and is entitled, What You Should Know About San Francisco's Residential Energy and Water Conservation Requirements. It is recommended that Seller provide the Buyer with the City's "informational brochure" along with the Transfer Disclosure Statement for the property being sold.

What Topics Does the City's "Informational Brochure" Cover?

The City's "informational brochure" covers the following topics:

• Overview

• Who Must Comply?

• Special Conditions/Exemptions

• What the Law Requires

• Postponement of Requirements

• How Can You Comply?

• Special Appeals

• Escrow Accounts

• What Are The Costs?

• Questions

(5) Copyn.ght © 2014 San Francisco Association of REALTORS® EOUAl.IWUStlG

OPPORTUNITY Thia form proaented by Jennif@r Rosdail I Paragon Real Estate croup I 415-565-0500 I jennif@[email protected]

Page 2 of3 (Rev. 04/14~

1=.l(!)t


GENERAL INFORMATION REGARDING THE SAN FRANCISCO RESIDENTIAL ENERGY AND WATER CONSERVATION REQUIREMENTS

The contents of the City's "informational brochure" are not repeated here. To view an on-line copy of the "informational brochure" go to: http://www.sfdbi.org/Modules/ShowDocument.aspx?documentid=l24. It is recommended that the Seller and Buyer carefully review the brochure and its contents and refer any questions to a "qualified inspector" or real estate attorney knowledgeable about this San Francisco law. A real estate broker/agent or salesperson is not qualified to answer any such questions.

Additional Comments The recent amendments also have an exemption for existing medical necessity upon request by the occupant subject to certain procedures and verifications in the water conservation measures. And there is an exemption for removing toilets that the Seller contends "detract from the historical integrity of the building," again on request and subject to certain procedures.

But there is no exemption for:

l. REOs or "real estate owned" properties sold by a bank or for "short sales;" 2. Condominium units; and

3. "Fixer-uppers" where the Buyer is going to demolish and remodel the existing bathrooms and put in new toilets in compliance with these laws.

Nor is there any "Seller affidavit exception" for these laws.

Unless an exemption applies, the Seller must always comply with the water conservation inspection and installation measures even if when the Seller bought the property it was in compliance. However, the Seller is not obligated on resale to comply again with the energy conservation inspection and installation measures on condition that Seller's property is a (a) residential building for which proof of compliance with the energy conservation requirements of this ordinance was previously submitted to DBI and recorded with the City Recorder's Office; or (b) as regards any portion of such a property subject to a building permit granted by the City after July 1, 1978.

There is a spending limit or "cap" for compliance with the energy conservation measures, as opposed to the water conservation measures. For energy compliance, for properties with 3 or more units, the Seller is not in any event obligated to spend more thanl % of the purchase price indicated on the real estate sales contract or of the assessed value of the building, whichever is greater. For properties with 1 or 2 units, the most that the Seller must ever pay to comply with the energy inspection measures is $1,300.

There is no spending limit or "cap" for compliance with the water conservation measures.

As of the effective date of this Advisory, there is a lawsuit challenging these laws but it is recommended that any Buyer or Seller not make any assumptions about its outcome, as that would be highly speculative.

The San Francisco Public Utilities Commission (SFPUC) provides free showerheads and faucet aerators to San Francisco residents and there is a rebate program to reduce the cost of water-efficient toilets. More detailed information also is available by calling the SFPUC Water Conservation at 415-551-4730 and on the web at www.sfwater.org. To view a copy of the Residential Water Conservation Ordinance, go to: http://sfaov.org/site/uploadedfiles/bdsupvrs/ordinances09/o0076-09.pdf. To view "Frequently Asked Questions" concerning the amendments, prepared by the SFPUC, go to: http://sfwater.org/detail.cfrn/MC ID/13/MSC ID/168/MTO ID/357/C ID/4642/ListID/2.

NO REPRESENTATION IS MADE AS TO THE LEGAL VALIDITY OR ADEQUACY OF ANY INFORMATION IN THIS DOCUMENT FOR ANY SPECIFIC TRANSACTION. REAL ESTATE LICENSEES ARE QUALIFIED TO ADVISE ON REAL ESTATE TRANSACTIONS, NOT LEGAL MATTERS. THEY CANNOT AND WILL NOT DETERMINE WHETHER ANY PROPERTY OR PARTY IS OR IS NOT IN COMPLIANCE WITH SAN FRANCISCO'S RESIDENTIAL ENERGY AND WATER CONSERVATION REQUIREMENTS. FURTHER, THEY ARE NOT QUALIFIED TO DETERMINE WHETHER THE WORK PERFORMED BY OTHER LICENSED PROFESSIONALS IS ADEQUATE OR ACCEPTABLE UNDER THESE LAWS. FOR LEGAL ADVICE, EACH PARTY IS URGED TO CONSULT A QUALIFIED ATTORNEY. FOR ANY OTHER ADVICE, THEY ARE EACH URGED TO CONSULT THE APPROPRIATE PROFESSIONAL.


Copyright© 2014 San Francisco Association of REALTORS® !El OPPOflTUNllY

This fo:i:m presented by Jennifer Roadail I Paragon Real Estate Group I 415-565-0500 f [email protected]

Page 3 of3 (Rev. 04/12

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COMBINED HAZARD DISCLOSURE BOOKLETS

Presented by the San Francisco Association of REAL TORS®

San Francisco Association of REALTORS®

The following have been combined into this one booklet:

• Residential Environmental Hazards: A Guide For Homeowners, Homebuyers, Landlords and Tenants, January 2011 Edition

• Protect Your Family From Lead In Your Home, June 2003 Edition

• The Homeowner's Guide to Earthquake Safety, 2005 Edition

• What is Your Home Energy Rating?-CEC-400-2009-008-BR-REVl

Receipt of the above-referenced documents is hereby acknowledged:

Buyer ~~~~~~~~~~~~~~~~~~~~~~~~~~~~- Date

Buyer -r~OOC~u~S1g~M~d~ey~:~-----------------~

Seller Jbt.it bblfl,rAf/;.,

~ J~~1M~ath

Seller ~ f2Aft-s. ~~~~~4

Date

Date 4/29/2015

Date 4/29/2015

This form presented by JeiuiifeF Rq~dail I Paragon Real Estate Group I 415-565-0500 I [email protected]

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DocuSian Envelooe ID: 3AB74D92-DD37-45C6-9BC2-D10A2844BODD -=.>an r-ranc1sco Association of REALTORS® BUYER'S APPROVAL OF PARKING AND STORAGE

SAN FRANCISCO ASSOCIATION OF REAL TORS® STANDARD FORM

This form is intended for use primarily in San Francisco and the northern peninsula.

RE: Contract for the Sale and Purchase of Real Property dated -------------------------

for the Property known as 473 Tehama St San Francisco CA 94103

between (Buyer)

and Joey A. Gottbrath Megan Bates (Seller).

Buyer has been advised that discrepancies occasionally exist in condominium projects, cooperatives and tenancies-in-common,

involving the parking spaces and storage areas associated with specific units.

Buyer understands that the best way to ascertain whether or not Buyer's motor vehicle(s) will adequately fit into the parking space(s) to be transferred or assigned in the purchase of the subject Property is to actually PARK Buyer's vehicle(s) in the assigned space(s).

Buyer further understands that the parking space(s) and storage area(s) allocated to the Property should be described on the

Condominium Map or in the Conditions, Covenants and Restrictions for condominium projects, or in equivalent documents, if any, for cooperatives and tenancies-in-common ("Association Documents"). Buyer understands that the actual markings, striping and numbering for parking in the garage and the physical construction of the storage area(s) may be in conflict with the location(s)

designated in the Association Documents.

By signing below, Buyer acknowledges the following:

I. Buyer has personally inspected the parking space(s) and compared the actual location(s) with those described in the Association Documents. If any discrepancies exist, Buyer is satisfied that they are not material to Buyer's purchase.

2. Buyer has successfully driven into the garage and parked Buyer's vehicle( s) in the parking space( s) designated as being allocated to

Buyer's unit, or if not, Buyer is satisfied by visual inspection that Buyer's vehicle(s) will fit.

3. Buyer has personally inspected the storage area(s) and compared the actual location(s) with those described in the Association

Documents. If any discrepancies exist, Buyer is satisfied that they are not material to Buyer's purchase.

4. Buyer has personally determined that the parking space(s) and storage area(s) are adequately identified and described in the Association Documents. The space(s) are acceptable for Buyer's intended needs and uses of the Property and Buyer is not relying on

the Broker(s) involved in this transaction to make that determination.

Except for information contained in Seller's and Agent's Property Disclosure Statements, Buyer has not relied upon representations by Seller or Broker(s) as to the parking and storage for the Property.

Exceptions (attach separate sheet, if necessary):

Buyer ___________ _ Date Buyer __________ _ Date

Acknowled~M!Mf9~,ed (only necessary if Exceptions have been includtS~ned by:

A. /'.lli. J{ 4/29/2015 "A•.,.,. {)IAft,s Seller I JOUf t?OH wV'Afl(... Date Seller ' . ......,..r..,

1Ae51~~.ath ""=e,,,.,..""""'1!""'ll,.,,~ ........... ~----

4/29/2015 Date

(Rev. 10/04) Copyright© 2004 San Francisco Association of REALTORS®

This form presented by J~ifer.Rosdail I Paragon Real Estate Group I 415-565-0500 I [email protected] ' . ,.~

The information contained herein has either been given to us by the owner of the property or obtained from sources that we deem reliable. Prospective purchasers are advised to independently verify accuracy and review any disclosure information on file with this office.

For more photos and showing times, visit www.TimelessOnTehama.com

PRESENTED BY

JENNIFER ROSDAILJennifer Rosdail415.269.4663www.JenniferRosdail.comwww.Living415.com

Lic# 01349379

473B TEHAMA S T R E E T

Jennifer

Read and Approved

www.TimelessOnTehama.comOffered at $729,000

H E A D L I N E ? ? ? ?

2 Bedroom/1 bath Edwardian flat

Gracious period details

Two fireplaces (one decorative/one gas)

Sleek European styled kitchen

In-unit front-loading washer & dryer

Newer Hickory floors

Traditional bath with shower over claw foot tub

Lush shared rear garden

Tankless water heater

Originally constructed in 1904

Square footage: 1,017 per tax records

HOA Dues: 511.03/month

473B TEHAMA S T R E E T

Condo/Coop/TIC/Loft Agent Detail Report

Listings as of 05/07/15 at 10:37am Page 1

MLS#: 432498 Active 473 Tehama St #B San Francisco 94103 South of Market $ 729,000

Type: Condominium LD: 03/27/15 OMD: 05/01/15 D/S: 9/FCross Street: 5th Map: CU42 Blk/Lot/APN: 3732264 Zoning: MURBd: 2 Ba: 1 Pkg: 1 Parking Type:Lease Avail Off Site Rms: 5~Sq Ft: 992 Per Tax Records $/SqFt: 734.88 Yr Built: 1908Floor#:2 #Units in Bldg: 3HOA: Yes HOA Dues: 322.47 Paid: MonthlyHOA Name: HOA Phone:Builder: Hm Protect Plan: NoShort Sale: No REO: No Pend. Lit.: No Probate: No Court:

Marketing Remarks: 473B Tehama is an oasis in the heart of SOMA. It is an unexpected, in-tact, but updated, Edwardian at the edge of the glittering new construction zone that the neighborhood is known for. When you step through the sunny yellow door you are reminded of European vacations real or just aspired to. The flat lives large for its size with two well separated bedrooms, a dining room adjacent to the recently remodeled kitchen, a large living room (could be a 3rd bedroom?), in-building laundry, a home office nook, and a sunny shared back yard. Outlooks are of trees from both the front and back, which lends the home a peacefulness that you might not have thought you could find in the heart of an industrial district.

Agent Only Remarks: Please call Janeen Anderson to show at 415-713-6590 or [email protected]. Showing schedule and more info at http://www.TimelessOnTehama.com. Disclosures will be available on website on Wednesday, May 6. Offers, if any, to be reviewed after 12:00 p.m. on Wednesday, May 13.

Show Appointment Only Show Call Listing Agent Posses Close of Escrow Type Flat Exter Redwood SidingMain 2 Bedrooms Fplcs 2 Fplcs Gas Burning Fplcs Decorative Only Ba Typ Shower Over TubKitchn Gas Range Laund Washer/Dryer Laund In Basement Deeded Garden Trans 1 BlockShop 1 BlockBrokers Tour Date: Time: Lockbox Only: Price Reduction: Remarks:Open House Date: 05/07/15 Time: 5:30 pm - 6:30 pm Remarks: Super comfy flat on a tree-lined alley. An unexpected oasis in the center of the exciting urban hive that is SOMA. Walkscore 97.Open House Date: 05/09/15 Time: 2:00 pm - 4:00 pm Remarks: Super comfy flat on a tree-lined alley. An unexpected oasis in the center of the exciting urban hive that is SOMA. Walkscore 97.Dimensions: Living: Dining: Family: Kitchen: Master Bedroom:Occupant:Vacant Rent: Type: Name: Phone:List Office: Paragon Real Estate Group Phone: 415-565-0500, FAX: 415-552-8367 List Type: ERList Agent: Jennifer Rosdail Primary:415-269-4663 Secondary:415-565-0500 x7233 Fax: 415-738-7283 CSO: 2.5Email: [email protected] Internet: YCo-List Office: Dual Var: NoCo-List Agent: UCBC: 0.00Email: DOM: 6 Presented By: Jennifer Rosdail (Lic: 01349379) / Paragon Real Estate Group (Office Lic.:) All data NOT VERIFIED. Subject to ERRORS, OMISSIONS, or REVISIONS. Prospective Buyers URGED TO INVESTIGATE. - Copyright: 2015 by San Francisco

Assoc of REALTORS. Copyright ©2015

U.S. Patent 6,910,045

Equal Opportunity Housing * All information deemed reliable, but not guaranteed.

Jennifer

Read and Approved

Map of Statutory Natural Hazard Zones

This map is provided for convenience only to show the approximate locationof the Property and is not based on a field survey.

JCP-LGS Residential Property Disclosure ReportsMap of Statutory Natural Hazards

For SAN FRANCISCO CountyProperty Address: 473 TEHAMA ST #B APN: 3732-264SAN FRANCISCO, SAN FRANCISCO COUNTY, CA 94103 Report Date: 04/29/2015("Property") Report Number: 1712416

©2015 - JCP-LGS Disclosure Reports - 200 Commerce, Suite 100, Irvine, CA 92602 Phone: (800) 748-5233 Fax: (800) 329-9527 Page 1 of 38

Statutory Natural Hazard Disclosure ("NHD") Statementand Acknowledgment of Receipt

The transferor and his or her agent(s) or a third-party consultant disclose the following information with the knowledge that even though this is not a warranty,prospective Transferees may rely on this information in deciding whether and on what terms to purchase the Property. Transferor hereby authorizes any agent(s)representing any principal(s) in this action to provide a copy of this statement to any person or entity in connection with any actual or anticipated sale of the Property.

The following are representations made by the transferor and his or her agent(s) based on their knowledge and maps drawn by the State. This information is adisclosure and is not intended to be part of any contract between the transferee and the transferor. THIS REAL PROPERTY LIES WITHIN THE FOLLOWINGHAZARDOUS AREA(S):

A SPECIAL FLOOD HAZARD AREA (Any type Zone "A" or "V") designated by the Federal Emergency Management AgencyYes No X Do not know and information not available from local jurisdiction AN AREA OF POTENTIAL FLOODING shown on a dam failure inundation map pursuant to Section 8589.5 of the Government Code.Yes No X Do not know and information not available from local jurisdiction A VERY HIGH FIRE HAZARD SEVERITY ZONE pursuant to Section 51178 or 51179 of the Government Code. The owner of this Property is subject to themaintenance requirements of Section 51182 of the Government Code.Yes No X A WILDLAND AREA THAT MAY CONTAIN SUBSTANTIAL FOREST FIRE RISK AND HAZARDS pursuant to Section 4125 of the Public Resources Code. Theowner of this Property is subject to the maintenance requirements of Section 4291 of the Public Resources Code. Additionally, it is not the state's responsibility toprovide fire protection services to any building or structure located within the wildlands unless the Department of Forestry and Fire Protection has entered into acooperative agreement with a local agency for those purposes pursuant to Section 4142 of the Public Resources Code.Yes No X AN EARTHQUAKE FAULT ZONE pursuant to Section 2622 of the Public Resources Code.Yes No X A SEISMIC HAZARD ZONE pursuant to Section 2696 of the Public Resources Code.Yes (Landslide Zone) Yes (Liquefaction Zone) X

No Map not yet released by state THESE HAZARDS MAY LIMIT YOUR ABILITY TO DEVELOP THE REAL PROPERTY, TO OBTAIN INSURANCE, OR TO RECEIVE ASSISTANCE AFTER ADISASTER. THE MAPS ON WHICH THESE DISCLOSURES ARE BASED ESTIMATE WHERE NATURAL HAZARDS EXIST. THEY ARE NOT DEFINITIVEINDICATORS OF WHETHER OR NOT A PROPERTY WILL BE AFFECTED BY A NATURAL DISASTER. TRANSFEREE(S) AND TRANSFEROR(S) MAY WISH TOOBTAIN PROFESSIONAL ADVICE REGARDING THOSE HAZARDS AND OTHER HAZARDS THAT MAY AFFECT THE PROPERTY.

Signature of Transferor(s) Date Signature of Transferor(s) Date

Signature of Agent Date Signature of Agent Date

X Transferor(s) and their agent(s) represent that the information herein is true and correct to the best of their knowledge as of the date signed by the transferor(s)and agent(s).

X Transferor(s) and their agent(s) acknowledge that they have exercised good faith in the selection of a third-party report provider as required in Civil Code Section1103.7, and that the representations made in this Natural Hazard Disclosure Statement are based upon information provided by the independent third-partydisclosure provider as a substituted disclosure pursuant to Civil Code Section 1103.4. Neither transferor(s) nor their agent(s) (1) has independently verified theinformation contained in this statement and Report or (2) is personally aware of any errors or inaccuracies in the information contained on the statement. Thisstatement was prepared by the provider below:

Third-Party Disclosure Provider(s) FIRST AMERICAN PROFESSIONAL REAL ESTATE SERVICES, INC. Date 29 April 2015

Transferee represents that he or she has read and understands this document. Pursuant to Civil Code Section 1103.8, the representations in this Natural HazardDisclosure Statement do not constitute all of the transferor's or agent's disclosure obligations in this transaction.

Signature of Transferee(s) Date Signature of Transferee(s) Date

TRANSFEREE(S) REPRESENTS ABOVE HE/SHE HAS RECEIVED, READ AND UNDERSTANDS THE COMPLETE JCP-LGS DISCLOSURE REPORT DELIVERED WITH THIS SUMMARY:

A. Additional Property-specific Statutory Disclosures: Former Military Ordnance Site, Commercial/Industrial Use Zone, Airport Influence Area, Airport Noise, SanFrancisco Bay Conservation and Development District Jurisdiction (in S.F. Bay counties only), California Energy Commission Duct Sealing Requirement, Notice ofStatewide Right to Farm, Notice of Mining Operations, Sex Offender Database (Megan's Law), Gas and Hazardous Liquid Transmission Pipeline Database.

B. Additional County and City Regulatory Determinations as applicable: Airports, Avalanche, Blow Sand, Coastal Zone, Dam/Levee Failure Inundation, Debris Flow,Erosion, Flood, Fault Zone, Fire, Groundwater, Landslide, Liquefaction, Methane Gas, Mines, Naturally Occurring Asbestos, Redevelopment Area, Right to Farm,Runoff Area, Seiche, Seismic Shaking, Seismic Ground Failure, Slope Stability, Soil Stability, Subsidence, TRPA, Tsunami.

C. General advisories: Methamphetamine Contamination, Mold, Radon, Endangered Species Act, Abandoned Mines, Oil & Gas Wells, Tsunami Maps (coastal only).D. Additional Reports - Enclosed if ordered: (1) PROPERTY TAX REPORT (includes state-required Notices of Mello-Roos and 1915 Bond Act Assessments, and

Notice of Supplmental Property Tax Bill, (2) ENVIRONMENTAL SCREENING REPORT (discloses Transmission Pipelines, Contaminated Sites, and Oil & GasWells), (3) INSURANCE CLAIMS HISTORY REPORT (C.L.U.E.© Home Sellers Disclosure Report). Enclosed if applicable: Local Addenda.

E. Government Guides in Combined Booklet with report. Refer to Booklet: (1) ENVIRONMENTAL HAZARDS: "A Guide for Homeowners, Buyers, Landlords andTenants"; (2) EARTHQUAKE SAFETY: "The Homeowners Guide To Earthquake Safety" and included "RESIDENTIAL EARTHQUAKE HAZARDS REPORT FORM";(3) LEAD-BASED PAINT: "Protect Your Family From Lead In Your Home"; (4) BRIEF GUIDE TO MOLD, MOISTURE AND YOUR HOME; (5) WHAT IS YOUR HOMEENERGY RATING? Government Guides are also available on the Company's "Electronic Bookshelf" at http://www.disclosures.com/.


JCP-LGS Residential Property Disclosure ReportsNatural Hazard Disclosure (NHD) Report


http://www.disclosures.com/

Table of ContentsMap of Statutory Natural Hazards.................................................................................. 1Statutory NHD Statement and Acknowledgment of Receipt...........................................2Table of Contents............................................................................................................3Summary of Disclosure Determinations......................................................................... 4-5NHD Report.................................................................................................................... 6-27Tax Report...................................................................................................................... 28-36Terms and Conditions..................................................................................................... 37-38


JCP-LGS Residential Property Disclosure ReportsContents


PROPERTY DISCLOSURE SUMMARY - READ FULL REPORT

StatutoryNHD Determinations IN

NOTIN

MapN/A* Property is:

NHDReportpage:

Flood X NOT IN a Special Flood Hazard Area. The Property is IN aFEMA-designated Flood Zone N.

6

Dam X NOT IN an area of potential dam inundation. 6

Very High Fire Hazard Severity X NOT IN a very high fire hazard severity zone. 7

Wildland Fire Area X NOT IN a state responsibility area. 7

Fault X NOT IN an earthquake fault zone designated pursuant to theAlquist-Priolo Act.

8

Landslide X NOT IN an area of earthquake-induced land sliding designatedpursuant to the Seismic Hazard Mapping Act.

8

Liquefaction X IN an area of potential liquefaction designated pursuant to theSeismic Hazard Mapping Act.

8

County-level NHD Determinations INNOTIN


NHDReportpage:

Tsunami X NOT IN a mapped Tsunami Hazard Zone. 11

Ground Shaking Hayward X IN an area assigned a Shaking Severity Level of Very Strong inthe event of a Magnitude 6.5 Earthquake on the NorthernHayward Fault.

10

Ground Shaking San Andreas X IN an area assigned a Shaking Severity Level of Violent in theevent of a Magnitude 7.2 Earthquake on the Peninsula-GoldenGate San Andreas Fault.

10

Additional Statutory Disclosures INNOTIN


NHDReportpage:

Former Military Ordnance X NOT WITHIN one mile of a formerly used ordnance site. 14

Commercial or Industrial X WITHIN one mile of a property zoned to allow commercial orindustrial use.

14

Airport Influence Area X NOT IN an airport influence area. 15

Airport Noise Area for 65 Decibel X NOT IN a delineated 65 dB CNEL or greater aviation noise zone. 16

Bay Conservation and DevelopmentCommission

X NOT IN an area that is within the jurisdiction of the San FranciscoBay Conservation and Development Commission.

17

California Energy Commission X NOT IN a climate zone where properties are usually subject toduct sealing and testing requirements

18

Right to Farm Act X NOT IN a one mile radius of designated Important Farmland. 19

Notice of Mining Operations X NOT IN a one mile radius of a mapped mining operation thatrequires a statutory “Notice of Mining Operation” be provided inthis Report:

20

General Advisories Description

NHDReportpage:

Registered Sex Offender Data Base(Megan's Law) Notice

Provides an advisory required pursuant to Section 290.46 of the Penal Code. Informationabout specified registered sex offenders is made available to the public.

21

Gas and Hazardous Liquid TransmissionPipeline Database Notice

Provides a notice required pursuant to Section 2079.10.5(a) of the Civil Code. Informationabout transmission pipeline location maps is made available to the public.

22

Methamphetamine Contamination Provides an advisory that a disclosure may be required pursuant to the "MethamphetamineContaminated Property Cleanup Act of 2005".

23

Mold Provides an advisory that all prospective purchasers of residential and commercial propertyshould thoroughly inspect the subject property for mold and sources for additional informationon the origins of and the damage caused by mold.

24

Radon Provides an advisory on the risk associated with Radon gas concentrations. 25

JCP-LGS Residential Property Disclosure ReportsSummary of Disclosure Determinations



General Advisories Description

NHDReportpage:

Endangered Species Provides an advisory on resources to educate the public on locales of endangered orthreatened species.

25

Abandoned Mines Provides an advisory on resources to educate the public on the hazards posed by, and someof the general locales of, abandoned mines.

26

Oil and Gas Wells Provides an advisory on the potential existence of oil and gas wells and sources for additionalgeneral and/or specific information.

26

Tsunami Map Advisory Provides an advisory about maximum tsunami inundation maps issued for jurisdictionalemergency planning.

27

Property Tax Determinations ISIS

NOT Property is:

TaxReportpage:

Mello-Roos Districts X SUBJECT TO one or more Mello-Roos Community Facilities Districts. 29

1915 Bond Act Districts X NOT SUBJECT TO a 1915 Bond Act District. 29

Other Direct Assessments X SUBJECT TO one or more other direct assessments. 31

SRA Fire Prevention Fee X NOT SUBJECT TO the State Responsibility Area Fire Prevention Fee (seeState-level SRA Zone Disclosure).

35

Determined by First American Professional Real Estate Services, Inc.

For more detailed information as to the foregoing determinations, please read this entire report.

JCP-LGS Residential Property Disclosure ReportsSummary of Disclosure Determinations



Natural Hazard Disclosure ReportPART 1. State Defined Natural Hazard Zones

Statutory Natural Hazard DisclosuresSection 1103 of the California Civil Code mandates the disclosure of six (6) natural hazard zones if the Property is located withinany such zone. Those six "statutory" hazard zones, disclosed on the Natural Hazard Disclosure Statement ("NHDS") on Pageone of this Report, are explained below. Note that the NHDS does not provide for informing buyers if a property is only partiallywithin any of the delineated zones or provide additional flood zone information which could be very important to the process. Thefollowing summary is intended to give buyers additional information they may need to help them in the decision-making processand to place the information in perspective.

SPECIAL FLOOD HAZARD AREADISCUSSION: Property in a Special Flood Hazard Area (any type of Zone "A" or "V" as designated by the Federal EmergencyManagement Agency ("FEMA") is subject to flooding in a "100-year rainstorm." Federally connected lenders are required to havehomeowners maintain flood insurance in these zones. A 100-year flood occurs on average once every 100 years, but may notoccur in 1,000 years or may occur in successive years. According to FEMA, a home located within a SFHA has a 26% chance ofsuffering flood damage during the term of a 30-year mortgage. Other types of flooding, such as dam failure, are not considered indeveloping these zones. In some cases, the insurance requirement may be waived or modified by obtaining a Letter of MapRevision ("LOMR") or Letter of Map Amendment ("LOMA") from the FEMA. This might be possible where flooding is shallow andfill was placed on the site, appropriate flood control measures were taken, or only the lot and no part of the structure is in the zone.Contact FEMA directly for more information. Flood insurance for properties in Zones B, C, D, X, X500, and X500_Levee isavailable but is not required.

Zones A, AO, AE, AH, AR, A1-A30: Area of "100-year" flooding - a 1% or greater chance of annual flooding.Zones V, V1-V30: Area of "100-year" flooding in coastal (shore front) areas subject to wave action.Zone B: Area of moderate flood risk. These are areas between the "100" and "500" year flood-risk levels.Zones C, D: NOT IN an area of "100-year" flooding. Area of minimal (Zone C) or undetermined (Zone D) flood hazard.Zones X: An area of minimal flood risk. These are areas outside the "500" year flood-risk level.Zone X500: An area of moderate flood risk. These are areas between the "100" and "500" year flood-risk levels.Zone X500_LEVEE: An area of moderate flood risk that is protected from "100-year flood" by levee and that is subject to revisionto high risk (Zone A) if levee is decertified by FEMA.Zone N: Area Not Included, no flood zone designation has been assigned or not participating in the National Flood InsuranceProgram.

Note: If the Property is subject to a Letter of Map Amendment ("LOMA") or a Letter of Map Revision ("LOMR") issued by FEMA, acopy of the LOMA or LOMR must be attached to the Natural Hazard Disclosure Statement ("NHDS") or appropriate disclosurestatement. The Company is not always able to determine if the Property is subject to a LOMA or a LOMR. Even if suchinformation is available to the Company, the Company is unable to attach a copy of the LOMA or LOMR to the NHDS. If Seller isaware that the Property is subject to a LOMR or a LOMA, the Seller shall attach a copy to the NHDS and notify the Company.

For more information about flood zones, visit:http://www.floodsmart.gov/floodsmart/pages/flooding_flood_risks/defining_flood_risks.jsp

PUBLIC RECORD: Official Flood Insurance Rate Maps ("FIRM" ) compiled and issued by the Federal Emergency ManagementAgency ("FEMA") pursuant to 42 United States Code §4001, et seq.

AREA OF POTENTIAL FLOODING (DAM FAILURE)DISCUSSION: Local governmental agencies, utilities, and owners of certain dams are required to prepare and submit inundationmaps for review and approval by the California Office of Emergency Services ("OES"). A property within an Area of PotentialFlooding Caused by Dam Failure is subject to potential flooding in the event of a sudden and total dam failure with a full reservoir.Such a failure could result in property damage and/or personal injury. However, dams rarely fail instantaneously and reservoirs arenot always filled to capacity. Please note that not all dams (such as federally controlled dams) located within the state have beenincluded within these dam inundation zones. Also these maps do not identify areas of potential flooding resulting from storms orother causes.

PUBLIC RECORD: Official dam inundation maps or digital data thereof made publicly available by the State of California Office ofEmergency Services ("OES") pursuant to California Government Code §8589.5.




http://www.floodsmart.gov/floodsmart/pages/flooding_flood_risks/defining_flood_risks.jsp

VERY HIGH FIRE HAZARD SEVERITY ZONE (VHFHSZ)DISCUSSION: VHFHSZs can be defined by the California Department of Forestry and Fire Protection ("Calfire") as well as bylocal fire authorities within "Local Responsibility Areas" where fire suppression is the responsibility of a local fire department.Properties located within VHFHS Zones may have a higher risk for fire damage and, therefore, may be subject to (i) additionalconstruction requirements such as a "Class A" roof for new construction or replacement of existing roofs; and (ii) additionalmaintenance responsibilities such as adequate vegetation clearance near the structure, spark screens on chimneys andstovepipes, leaf removal from roofs, and other basic fire-safety practices. Contact the local fire department for a complete list ofrequirements and exceptions.

PUBLIC RECORD: Maps issued by Calfire pursuant to California Government Code § 51178 recommending VHFHSZs to beadopted by the local jurisdiction within its Local Responsibility Area, or VHFHSZs adopted by the local jurisdiction within thestatutory 120-day period defined in California Government Code § 51179.

WILDLAND FIRE AREA (STATE RESPONSIBILITY AREA)DISCUSSION: The State Board of Forestry classifies all lands within the State of California based on various factors such asground cover, beneficial use of water from watersheds, probable damage from erosion, and fire risks. Fire prevention andsuppression in all areas which are not within a Wildland - State Responsibility Area ("WSRA") is primarily the responsibility of thelocal or federal agencies, as applicable.

For property located within a WSRA, please note that (1) there may be substantial forest fire risks and hazards; (2) except forproperty located within a county which has assumed responsibility for prevention and suppression of all fires, it is NOT the state'sresponsibility to provide fire protection services to any building or structure located within a WSRA unless the Department hasentered into a cooperative agreement with a local agency; and (3) the property owner may be is subject to (i) additionalconstruction requirements such as a "Class A" roof for new construction or replacement of existing roofs; and (ii) additionalmaintenance responsibilities such as adequate vegetation clearance near the structure, spark screens on chimneys andstovepipes, leaf removal from roofs, and other basic fire-safety practices.

The existence of local agreements for fire service is not available in the Public Record and, therefore, is not included in thisdisclosure. For very isolated properties with no local fire services or only seasonal fire services there may be significant fire risk. Ifthe Property is located within a WSRA, please contact the local fire department for more detailed information.

PUBLIC RECORD: Official maps issued by the California Department of Forestry and Fire Protection ("Calfire") pursuant toCalifornia Public Resources Code § 4125.

SRA Fire Prevention Benefit Fee AdvisoryOn January 23, 2012, the State Board of Forestry and Fire Protection ("Board") adopted an emergency regulation thatimplements a Fire Prevention Benefit Fee ("Benefit Fee") imposed annually on property owners in wildland areas where thestate has responsibility for providing fire protection. According to the adopted regulation, the Benefit Fee is one hundred-fiftydollars ($150.00) per habitable structure in the State Responsibility Area ("SRA"), including single-family homes, multi-dwelling structures, mobile and manufactured homes, and condominiums. The Board regulation is pursuant to Chapter 1.5(commencing with Section 4210) to Part 2 of Division 4 of the Public Resources Code (also known as Assembly Bill X1 29).The regulation allows a fee reduction of thirty-five dollars ($35.00) per habitable structure located in the SRA and within theboundaries of a local agency that provides fire protection services. For more information, please refer to "Part 6. StateResponsibility Area Fire Prevention Fee" in the JCP-LGS Property Tax Report.




EARTHQUAKE FAULT ZONEDISCUSSION: Earthquake Fault Zones are delineated and adopted by California as part of the Alquist-Priolo Earthquake FaultZone Act of 1972. Property in an Earthquake Fault Zone ("EF Zone") does not necessarily have a fault trace existing on the site.EF Zones are areas or bands delineated on both sides of known active earthquake faults. EF Zones vary in width but averageone-quarter (1/4) mile in width with the "typical" zone boundaries set back approximately 660 feet on either side of the fault trace.The potential for "fault rupture" damage (ground cracking along the fault trace) is relatively high only if a structure is locateddirectly on a fault trace. If a structure is not on a fault trace, shaking will be the primary effect of an earthquake. During a majorearthquake, shaking will be strong in the vicinity of the fault and may be strong at some distance from the fault depending on soiland bedrock conditions. It is generally accepted that properly constructed wood-frame houses are resistant to shaking damage.

PUBLIC RECORD: Official earthquake fault zone or special study zone maps approved by the State Geologist and issued by theCalifornia Department of Conservation, California Geological Survey pursuant to California Public Resources Code §2622.

SEISMIC HAZARD MAPPING ACT ZONEDISCUSSION: Official Seismic Hazard Zone ("SH Zone") maps delineate Areas of Potential Liquefaction and Areas ofEarthquake-Induced Landsliding. A property that lies partially or entirely within a designated SH Zone may be subject torequirements for site-specific geologic studies and mitigation before any new or additional construction may take place.

Earthquake-Induced Landslide Hazard Zones are areas where the potential for earthquake-induced landslides is relatively high.Areas most susceptible to these landslides are steep slopes in poorly cemented or highly fractured rocks, areas underlain byloose, weak soils, and areas on or adjacent to existing landslide deposits. The CGS cautions these maps do not capture allpotential earthquake-induced landslide hazards and that earthquake-induced ground failures are not addressed by these maps.Furthermore, no effort has been made to map potential run-out areas of triggered landslides. It is possible that such run-out areasmay extend beyond the zone boundaries. An earthquake capable of causing liquefaction or triggering a landslide may notuniformly affect all areas within a SH Zone.

Liquefaction Hazard Zones are areas where there is a potential for, or an historic occurrence of liquefaction. Liquefaction is asoil phenomenon that can occur when loose, water saturated granular sediment within 40 feet of the ground surface, are shakenin a significant earthquake. The soil temporarily becomes liquid-like and structures may settle unevenly. The Public Record isintended to identify areas with a relatively high potential for liquefaction but not to predict the amount or direction of liquefaction-related ground displacement, nor the amount of damage caused by liquefaction. The many factors that control ground failureresulting from liquefaction must be evaluated on a site specific basis.

PUBLIC RECORD: Official seismic hazard maps or digital data thereof approved by the State Geologist and issued by theCalifornia Department of Conservation, California Geological Survey pursuant to California Public Resources Code §2696.

STATUTORY NATURAL HAZARD DISCLOSURE REPORTING STANDARD: "IN" shall be reported if any portion of the Propertyis located within any of the above zones as delineated in the Public Record. "NOT IN" shall be reported if no portion of theProperty is located within any of the above zones as delineated in the Public Record. Map Not Available shall be reported in areasnot yet evaluated by the governing agency according to the Public Record. Please note that "MAP NOT AVAILABLE" will beapplicable to most portions of the state. Official Seismic Hazard Zone ("SH Zone") maps delineate Areas of Potential Liquefactionand Areas of Earthquake-Induced Landsliding.






Other Addresses

1. A. Present authorized Occupancy or use: THREE FAMILY DWELLING

UNKNOWN

1

Application #

6. Original Occupancy or Use:

141982

400723

9207950

200906220976

201201091865

Permit # Issue Date

127994

362407

697777

1188050

1255400

3. Building Code Occupancy Classification:

Nov 30, 1951

Aug 31, 1971

May 15, 1992

Jun 22, 2009

Jan 09, 2012

UNKNOWN

Type of Work Done

5. Building Construction Date (Completed Date):

REPAIR FOUNDATION AND FRONT PORCH

COMPLY WITH BUREAU OF BUILDING INSPECTION REPORT - CFC 3FD

RE-ROOFING

COMPLY WITH PHYSICAL INSPECTION REPORT #CC-5594 - CFC 3FD

#B -ADD 4 KITCHEN CIRCUITS, NEW DRAIN AND NEW WATER HEATER.REMOVE PORTION OF WALL TO CREATE OPENING FROM HALLWAY &LIVING ROOM INTO THE KITCHEN. INFILL DOORWAY

Status

Report of Residential Building Record (3R)

If Yes, what date?

B. Is this building classified as a residential condominium?

(Housing Code Section 351(a))

Yes

C

C

X

C

C

BEWARE: This report describes the current legal use of this property as compiled from records of City Departments. There hasbeen no physical examination of the property itself. This record contains no history of any plumbing or electrical permits. Thereport makes no representation that the property is in compliance with the law. Any occupancy or use of the property other thanthat listed as authorized in this report may be illegal and subject to removal or abatement, and should be reviewed with thePlanning Department and the Department of Building Inspection. Errors or omissions in this report shall not bind or stop theCity from enforcing any and all building and zoning codes against the seller, buyer and any subsequent owner. The preparationor delivery of this report shall not impose any liability on the City for any errors or omissions contained in said report, nor shallthe City bear any liability not otherwise imposed by law.

No

C. Does this building contain any Residential Hotel Guest Rooms as defined in Chap. 41, S.F. Admin. Code?

��

Yes No

2. Zoning district in which located:

4. Do Records of the Planning Department reveal an expiration date for any non-conforming use of this property? Yes No

7. Construction, conversion or alteration permits issued, if any:

The zoning for this property may have changed. Call Planning Department, (415) 558-6377, for the current status.

��

RSD

��

8. A. Is there an active Franchise Tax Board Referral on file? B. Is this property currently under abatement proceedings for code violations?

9. Number of residential structures on property?

10. A. Has an energy inspection been completed? B. If yes, has a proof of compliance been issued?

Yes ��NoYes ��No

��Yes No ��Yes No

R-2

City and County of San Francisco Edwin M. Lee, MayorDepartment of Building Inspection Tom C. Hui, S.E., C.B.O., Director

11. A. Is the building in the Mandatory Earthquake Retrofit of Wood-Frame Building Program? YesB. If yes, has the required upgrade work been completed? Yes

NoNo

��



THIS REPORT IS VALID FOR ONE YEAR ONLY. The law requires that, prior to the consummation of the sale or exchange ofthis property, the seller must deliver this report to the buyer and the buyermust sign it.

(For Explanation of terminology, see attached)

Other Addresses

201504298678

Department of Building Inspection1660 Mission Street - San Francisco CA 94103 - (415) 558-6080Report of Residential Record (3R)

Report No:

NOREEN MURPHYBy:

Date of Issuance: 04 MAY 2015

04 MAY 2016Date of Expiration:

Patty Herrera, Manager Records Management Division

Page 2

Part 2. County and City Defined Natural Hazard ZonesHAZARD MAPS IN THE LOCAL GENERAL PLAN

General Plan regulates property development. There are currently over 530 incorporated cities and counties in California. Thestate Government Code (Sections 65000 et seq.) requires each of those jurisdictions to adopt a comprehensive, long-term"General Plan" for its physical development. That General Plan regulates land uses within the local jurisdiction in order to protectthe public from hazards in the environment and conserve local natural resources. The General Plan is the official city or countypolicy regarding the location of housing, business, industry, roads, parks, and other land uses.

Municipal hazard zones can affect the cost of ownership. Each county and city adopts its own distinct General Planaccording to that jurisdiction's unique vegetation, landscape, terrain, and other geographic and geologic conditions. The "SafetyElement" (or Seismic Safety Element) of that General Plan identifies the constraints of earthquake fault, landslide, flood, fire andother natural hazards on local land use, and it delineates hazard zones within which private property improvements may beregulated through the building-permit approval process, which can affect the future cost of ownership. Those locally regulatedhazard zones are in addition to the federal and state defined hazard zones associated with statutory disclosures in the precedingsection.

City and/or County natural hazard zones explained below. Unless otherwise specified, only those officially adopted SafetyElement or Seismic Safety Element maps (or digital data thereof) which are publicly available, are of a scale, resolution, andquality that readily enable parcel-specific hazard determinations, and are consistent in character with those statutory federal orstate disclosures will be considered for eligible for use as the basis for county- or city-level disclosures set forth in this Report.Please also note:

• If an officially adopted Safety Element or Seismic Safety Element map relies on data which is redundant of that used for state-level disclosures, this Report will indicate so and advise Report recipients to refer to the state-level hazard discussion sectionfor more information.

• If an officially adopted Safety Element or Seismic Safety Element cites underlying maps created by another agency, those mapsmay be regarded as incorporated by reference and may be used as the basis for parcel-specific determinations if those mapsmeet the criteria set forth in this section.

• Because county- and city-level maps are developed independently and do not necessarily define or delineate a given hazardthe same way, the boundaries for the "same" hazard may be different.

If one or more maps contained in the Safety Element and/or Seismic Safety Element of an officially adopted General Plan areused as the basis for local disclosure, those maps will appear under the "Public Record(s) Searched" for that county or city.

REPORTING STANDARDSA good faith effort has been made to disclose all hazard features on pertinent Safety Element and Seismic Safety Element mapswith well-defined boundaries; however, those hazards with boundaries that are not delineated will be deemed not suitable forparcel-specific hazard determinations. Some map features, such as lines drawn to represent the location of a fault trace, may bebuffered to create a zone to facilitate disclosure. Those map features which can not be readily distinguished from thoserepresenting hazards may be included to prevent an omission of a hazard feature. If the width of a hazard zone boundary is inquestion, "IN" will be reported if that boundary impacts any portion of a property. Further explanations concerning specific mapfeatures peculiar to a given county or city will appear under the "Reporting Standards" for that jurisdiction.

PUBLIC RECORDS VS. ON-SITE EVALUATIONSMapped hazard zones represent evaluations of generalized hazard information. Any specific site within a mapped zone could beat less or more relative risk than is indicated by the zone designation. A site-specific evaluation conducted by a geotechnicalconsultant or other qualified professional may provide more detailed and definitive information about the Property and anyconditions which may or do affect it.

PROPERTY USE AND PERMITTINGNo maps beyond those identified as "Public Record(s)" have been consulted for the purpose of these local disclosures. Thesedisclosures are intended solely to make Report recipient(s) aware of the presence of mapped hazards. For this reason -- andbecause local authorities may use on these or additional maps or data differently to determine property-specific land use andpermitting approvals -- Report recipients are advised to contact the appropriate local agency, usually Community Development,Planning, and/or Building, prior to the transaction to ascertain if these or any other conditions or related regulations may impactthe Property use or improvement.




CITY AND COUNTY OF SAN FRANCISCO GEOLOGIC DISCUSSIONPUBLIC RECORD(S) SEARCHED: The following Public Record(s), contained in the Community Safety Element of the SanFrancisco City and County General Plan as officially adopted in 2012, is/are used for the City-level disclosure(s) below: "Map 02:Ground Shaking Intensity: Magnitude 7.2 Earthquake on the San Andreas Fault"; "Map 03: Ground Shaking Intensity: Magnitude6.5 Earthquake on the Hayward Fault"; and "Map 05: Tsunami Hazard Zones, San Francisco, 2012".

GROUND SHAKINGMost earthquake damage comes from ground shaking. Ground shaking occurs in all earthquakes. All of the Bay area andmuch of California are subject to some level of ground shaking hazard. The impacts of ground shaking will be quitewidespread. The severity of ground shaking varies considerably over the impacted region depending on the size of theearthquake, the distance from the epicenter of the earthquake, the nature of the soil at the site, and the nature of the geologicmaterial between the site and the fault. It is likely that the intensities of ground shak¬ing will vary considerably throughout theCity during any given earthquake, and that the pattern of ground shaking will be fairly consistent, reflecting the underlyingsoils. In general, sites with stronger soils will experience shaking of less intensity than those in low-lying areas and along theBay, with Bay mud or other weaker soils. Some sites, particularly those with poor soils, will experience strong ground shakingin most earthquakes. Earthquake intensity is measured on the Modified Mercalli Intensity (MMI) Scale, relevant portions ofwhich are shown below:

ModifiedMercalliIntensity

SummaryDescriptionUsed on Maps

Description ofShakingSeverity

Short Description(from Elementary Seismology, C. F. Richter, 1958)

V Light Pictures Move Felt outdoors. Sleepers wakened. Liquids disturbed, some spilled. Smallunstable objects displaced or upset. Doors swing. Pictures move.Pendulum clocks stop.

VI Moderate Objects Fall Felt by all. People walk unsteadily. Many frightened. Windows crack.Dishes, glassware, knickknacks, and books fall off shelves. Pictures offwalls. Furniture moved or overturned. Weak plaster, adobe buildings, andsome poorly built masonry buildings cracked. Trees and bushes shakevisibly.

VII Strong Nonstructuraldamage

Difficult to stand or walk. Noticed by drivers of cars. Furniture broken.Damage to poorly built masonry buildings. Weak chimneys broken at roofline. Fall of plaster, loose bricks, stones, tiles, cornices, unbracedparapets and porches. Some cracks in better masonry buildings. Waveson ponds.

VIII Very Strong Moderatedamage

Steering of cars affected. Extensive damage to unreinforced masonrybuildings, including partial collapse. Fall of some masonry walls. Twisting,falling of chimneys and monuments. Wood-frame houses moved onfoundations if not bolted; loose partition walls thrown out. Tree branchesbroken.

IX Violent Heavy damage General panic. Damage to masonry buildings ranges from collapse toserious damage unless modern design. Wood-frame structures rack, and,if not bolted, shifted off foundations. Underground pipes broken.

X Very Violent Extreme damage Poorly built structures destroyed with their foundations. Even some well-built wooden structures and bridges heavily damaged and needingreplacement. Water thrown on banks of canals, rivers, lakes, etc.

Source: ABAG, Modified Mercalli Intensity Scale, http://quake.abag.ca.gov/shaking/mmi/

The Public Record includes maps which depict projected ground shaking intensities for two different earthquake scenarios: AMagnitude 7.2 Earthquake on the San Andreas Fault and a Magnitude 6.5 Earthquake on the Hayward Fault. A list of theModified Mercalli Intensity values identified in the Public Record, corresponding Shaking Severity Levels ("Very Violent","Violent", "Very Strong", "Strong", "Moderate", or "Light"), and plain language characterizations of each shaking condition isprovided in the table above. For additional shaking scenario maps please refer to ground shaking maps available on thewebsite of the Association of Bay Area Governments (ABAG) at http://www.abag.ca.gov. This ground shaking map librarydepicts shaking intensity for various communities based on more than a dozen seismic event scenarios of differentmagnitudes on different fault segments.Reporting Standards: "IN" shall be reported as well as the most severe Shaking Severity Level ("Very Violent", "Violent","Very Strong", "Strong", "Moderate", or "Light") affecting the Property for both the San Andreas Earthquake Magnitude 7.2




http://quake.abag.ca.gov/shaking/mmi/

http://www.abag.ca.gov

and Hayward Earthquake Magnitude 6.5 Shaking Intensity Scenarios as delineated in the Public Record. Note: The PublicRecord states that the depicted shaking intensities may be incorrect by one unit higher or lower.

TSUNAMITsunamis are large waves in the ocean generated by earth¬quakes, coastal or submarine landslides, or volcanoes.Damaging tsunamis are not common on the California coast. Most California tsunamis are associated with distantearthquakes (most likely those in Alaska or South America, and recently in Japan), not with local earthquakes. Dev¬astatingtsunamis have not occurred in historic times in the Bay area. Because of the lack of reliable information about the kind oftsunami run-ups that have occurred in the prehistoric past, there is considerable uncertainty over the extent of tsunami run-upthat could occur. There is ongoing research into the potential tsunami run-up in California. The Public Record shows areaswhere tsunamis are thought to be possible.Reporting Standards: "IN" shall be reported if any portion of the Property is within a "Tsunami Hazard Zone" as delineated inthe Public Record. "NOT IN" shall be reported if no portion of the Property is within a "Tsunami Hazard Zone" as delineated inthe Public Record.

OTHER HAZARDS"Map 01: Bay Area Earthquake Faults, USGS 2007" is a regional map which depicts no faults within San Francisco Countybut advises there is a 63% probability for one or more magnitude 6.7 or greater earthquakes from 2007 to 2035 in the SanFrancisco Bay Region. The seismic hazard zones depicted on "Map 04: Seismic Hazard Zones, San Francisco, 2012" areredundant of those subject to statutory disclosure on the natural hazard disclosure statement. For the most currentinformation please refer to the state-level discussion and disclosure of Areas of Potential Liquefaction and Earthquake-Induced Landslides in the preceding section of this Report. "Map 06: Potential Inundation Areas due to Reservoir Failure" isnot to scale. Please see the Dam Inundation discussion below for a description of potential inundation areas not alreadysubject to state-level statutory disclosure.

The following natural hazards are discussed at length but not mapped in the County (and City) General Plan:FLOODAccording to the General Plan the National Flood Insurance Program (NFIP), which designates flood-prone areas, hasrecently completed map¬ping communities along the San Francisco Bay, including San Francisco. Areas currently designatedas prone to sur¬face flooding in San Francisco on the new floodplain maps are in portions of Mission Bay, Treasure Island,Hunters Point Shipyard and Candlestick Point, as well a significant portions of the Port. Designation as a federal floodhaz¬ard zones could necessitate the adoption of a Floodplain Management Ordinance, which would restrict uses that couldbe dangerous due to water or erosion, require that uses be protected against flood damage when constructed, and requirefloodplain management by development in floodplain areas. Special flood hazard areas designated by the NFIP will besubject to statutory disclosure once FEMA issues official Flood Insurance Rate Maps (FIRMs) for this community.Reporting Standards: No determination is reported because the Public Record does not include a map which delineates theboundaries for this hazard within the City.

DAM INUNDATIONDams and reservoirs which hold large volumes of water represent a potential hazard due to failure caused by ground shaking.The San Francisco Water Department owns above ground reservoirs and tanks within San Francisco. The San FranciscoWater Department monitors its facilities and submits periodic reports to the California Department of Water Resources,Division of Safety of Dams (DOSD), which regulates large dams. In addition to those reservoirs already subject to statutorystate-level disclosure (Sunset, Sutro, Stanford Heights, and University Mound), potential inundation areas are identified for 3other facilities: Lombard Street & Francisco Street Reservoirs in the north of the City (bordered roughly by Van Ness Avenueon the west, Taylor Street on the east, and Lombard Street on the south); McLaren Park Reservoir in the south (borderedroughly by Santos Street on the west, Bayshore Boulevard on the east, Raymond Avenue on the north, and the SanFrancisco-San Mateo County Line on the south); and Merced Manor Reservoir in the west (bordered roughly by SunsetBoulevard on the west, 22nd Avenue on the east, Sloat Boulevard on the north, and Lake Merced Boulevard and EucalyptusAvenue on the south).Reporting Standards:No determination is reported because the map contained in the Public Record is not to scale.SEA LEVEL RISEUsing multiple emissions scenarios, best available projec¬tions for California and the Bay Area currently assume 12-18inches of sea level rise by 2050 and 21-55 inches of sea level rise by 2100, given current carbon emissions trends. Suchscenarios are depicted on San Francisco Bay Conservation and Development Commission sea level rise mapsat http://www.bcdc.ca.gov/planning/climate_change/index_map.shtml. These projections are likely to change over time asclimate science progresses. Perhaps the most obvious and widespread consequence of sea level rise is inundation andflooding of land. Sea level rise will not only cause permanent land inundation, it will increase and expand the 100-yearfloodplain. Thus, the number of residents at risk would increase during storm events. Land composed of bayfront fill is at riskfor inundation because of low elevation and subsidence over time due to compaction from buildings and soil desiccation.




http://www.bcdc.ca.gov/planning/climate_change/index_map.shtml

Additionally, sea walls located along the Embarcadero and along the Great Highway may be at risk for overtopping andinundation.Reporting Standards:No determination is reported because the Public Record does not include a map which delineates theboundaries for this hazard within the City.




CITY-LEVEL GEOLOGIC AND SEISMIC ZONES DISCUSSIONThis Report reviews the officially adopted geologic hazard maps in the Safety Element that each city in California is required toinclude in its General Plan. The city the subject property is located in has either not officially adopted hazard zonation maps in itsGeneral Plan at an appropriate scale to delineate where hazards may exist on a single parcel basis or will not make such mapsavailable outside city offices. However, all Parties should be California is "earthquake country." Faults that may exist in this city orin neighboring regions could cause earthquake shaking or other fault related-phenomena on the Property. Other geologic hazardssuch as, but not limited to liquefaction (a type of soil settling that can occur when loose, water-saturated sediments are shakensignificantly in an earthquake) may occur in certain valley floor areas and landslides are a possibility in any hillside area. Suchpotential natural hazards may exist and be delineated on other sources used by the city in its Planning, Engineering, or BuildingDepartments. Such potential sources are not reviewed in this report.

END OF LOCAL AREA DISCLOSURES AND DISCUSSIONS SECTION




Inspected By License No.

WOOD DESTROYING PESTS AND ORGANISMS INSPECTION REPORT

Ordered by: Report sent to:Property Owner and/or Party of Interest

COMPLETE REPORT LIMITED REPORT SUPPLEMENTAL REPORT REINSPECTION REPORT

GENERAL DESCRIPTION: Inspection Tag Posted:

Other Tags Posted:

Subterranean Termites Drywood Termites Fungus/Dryrot Other Findings

Signature

NOTE: Questions or problems concerning the above report should be directed to the manager of the company. Unresolved questions or problems with services performed may

copies contact: Structural Pest Control Board, 2005 Evergreen Street, Suite 1500, Sacramento, California, 95815-3831.You are entitled to obtain copies of all reports and completion notices on this property reported to the Structural Pest Control Board during the proceding two years. To obtain

be directed to the Structural Pest Control Board at (916) 561-8708, (800) 737-8188 or www.pestboard.ca.gov.

BUILDING NO. STREET CITY ZIP Date of Inspection NUMBER OF PAGES

LINGRUEN ASSOCIATES1555 Yosemite Ave. # 30San Francisco, CA 94124PH# (415) 822-2324 FAX (415) 822-1464

66680

PR 0156

An inspection has been made of the structure(s) on the diagram in accordance with the the Structural Pest Control Act. Detached porches, detachedsteps, detached decks and any other structures not on the diagram were not inspected.

If any of the above boxes are checked, it indicates that there were visible problems in accessible areas. Read the report for details on checked itemsFurther Inspection

Key: 1 = Substructure 2 = Foundations 3 = Steps/Decks 4 = Interior 5 = Exterior

43M-41 (Rev. 10/01)

Report #:

6 = Other

3 story wood frame 3 unit dwelling with wood exterior siding.

473 TEHAMA SAN FRANCISCO

66680

Electric Service.

ON-SITE INPECTIONS, WELLINGTON

X

05/05/2015 794103

GARY FLOWERS OPR 8848

Please see subsequent pages for diagram.

Registration #:

Jennifer Rosdail

Paragon

180 Redwood

San Francisco CA

X X X

JOEY GOTTBRATH

MEGAN ANN BATES

473 TEHAMA STREET #B

SAN FRANCISCO CA 94103

JOEY GOTTBRATH

MEGAN ANN BATES



SECOND PAGE OF STANDARD INSPECTION REPORT OF THE PROPERTY LOCATED AT:

DATE OF INSPECTION CO. REPORT NO.

BLDG. NO. STREET CITY

05/05/2015 66680


1A

1A

1B

1C

1C

2A

2B

3A

5A

5B

FRONT

THIRD PAGE OF STANDARD REPORT OF THE PROPERTY LOCATED AT:




05/05/2015 66680

IMPORTANT: Read this document. It explains the scope and limitations of a Structural Pest Control Inspection and Wood Destroying Pest and OrganismInspection Report.

A Wood Destroying Pest and Organism Inspection Report contains findings as to the presence or absence of wood destroying pest and organisms in the visible and accessible areas and contains recommendations for correcting any infestations or infections found. The Structural Pest Control Act and Regulations govern the

contents of the inspection report. Some structures may not comply with building code requirements or may have structural, plumbing, electrical, heating, air

conditioning, or other defects that do not pertain to wood destroying organisms. A Wood Destroying Pest and Organism Inspection Report does not contain

information on such defects, if any, as they are not within the scope of the licenses of either the inspector or the company issuing the report. All recommendations

for repairs are contingent upon approval by the local building department. Any changes, modifications, or redesign required by said building department, including

handicap access and architectural/engineered plans are not included and may result in additional costs.

The Structural Pest Control Act requires inspection of only those areas which are visible and accessible at the time of inspection. Some areas of the structure are not accessible for inspection, such as the interior of walls, floors, or ceilings, areas concealed by carpeting, built-in appliances, or cabinetwork. Infestations or

infections may be active in these areas without visible evidence. This company renders no guarantee against any infections, infestations, or any adverse condition

which may exist in such areas or may become evident in such areas after this date. If you desire information about areas that were not inspected, further

inspection will be performed at additional cost.

This company does not guarantee against leakage, such as (but not limited to), plumbing, appliances, doors, windows, shower or tub enclosures, roof or deckcoverings. We offer no guarantee against moisture penetration through foundations or into basements and subareas. If information regarding drainage systems,

runoff, or ground water is desired, interested parties are advised to consult a soils engineer.

The exterior surface of the roof was not inspected. If you want the water tightness of the roof determined, you should contact a roofing contractor who is licensed by the Contractor's State Licence Board.

MOLD DISCLAIMER: There may be health-related implications associated with the findings reflected on this report. We are not qualified to render any opinionconcerning any such health implications, and no such opinion is expressed. Any questions concerning any health-related implications which may be associatedwith the findings or recommendations (including recommendations for structural repairs) that are reflected in this report, or concering indoor air quality, should bedirected to a qualified professional.

Note: This company will reinspect repairs done by others within four months of the original inspection. A charge, if any, can be no greater than the originalinspection fee for each reinspection. The reinspection is a visual inspection and if inspection of concealed areas is desired, inspection of work in progress wil benecessary. Any guarantees must be received from parties performing repairs.

NOTICE: Reports on this structure prepared by various registered companies should list the same findings (i.e. termite infestations, termite damage,

ARBITRATION: Any party using this report agrees to the following: Any controversy or claim out of or relating to this report, or the breach thereof, shall besettled by arbitration in accordance with the Commercial Arbitration Rules of the American Association, and judgement upon the award rendered by thearbitrator(s) may be entered in any court having jurisdiction thereof.

This is a separated report, which is defined as Section I/Section II conditions evident on the date of the inspection. Section I contains items where there is visibleevidence of active infestation, infection, or conditions that have resulted in or from infestation or infection. Section II items are conditions deemed likely to lead to

infestation or infection but where not visible evidence of such was found. Further inspection items are defined as recommendations to inspect area(s) which duringthe original inspection did not allow the inspector access to complete the inspection and cannot be defined as Section I or Section II.

fungus damage, etc). However, recommendations to correct these findings may vary from company to company. You have a right to seek asecond opinion from another company.

FOURTH PAGE OF STANDARD INSPECTION REPORT OF THE PROPERTY LOCATED AT:



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THIS REPORT, AS REQUESTED BY THE ORDERING PARTY IS LIMITED TO THE CONDOMINIUM UNIT #473-BAND ACCESSIBLE COMMON AREAS ONLY. NO INSPECTION OR REPRESENTATION IS MADE AND/ORINTENDED REGARDING THE INTERIORS OF REMAINING UNIT(S). WE ARE REQUIRED TO RECOMMENDFURTHER INSPECTION TO THE ENTIRE STRUCTURE AND WILL DO SO UPON AUTHORIZATION AND ATADDITIONAL COSTS.

1. SUBSTRUCTURE

Localized beetle infestations were noted at both tradesway walls.

FINDING: (Section 1) 1A

Locally treat infested wood members with approved material. NOTE: Local treatment is not intended to be an entirestructure treatment method. If infestations of wood-destroying pests extend or exist beyond the area(s) of localtreatment, they may not be exterminated. No guarantees are submitted against future infestations.Chemical: Tim-Bor

RECOMMENDATION:

Fungus damage was noted at the left rear tradesway wall and corner framing.

FINDING: (Section 1) 1B

Remove exterior corner face trim and exterior siding up to the second floor line only and all damaged wood. Repairframing with new material and refinish disturbed siding and face trim with similar quality material. Painting is notincluded. Note: Should repairs reveal additional inaccessible damage extending beyond areas described asupplemental report and cost estimate will be submitted. _

RECOMMENDATION:

Substructure area below the lower units wood floor is inaccessible to inspection due to lack of access and limitedframing clearance as visualized through existing vent openings. We make no guarantees regarding inaccessible woodmembers and we are required to recommend the following.

FINDING: (Further Inspection) 1C

Open the lower unit's interior floor, perform further inspection and issue a supplemental report. Note: This service willonly be performed upon authorization and at additional cost.

RECOMMENDATION:

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2. FOUNDATIONS

Fungus damage was noted at the front entry wall and door sill due to faulty grades conditions.


Remove the lower foundation frame across doorway and re-construct with elevated concrete and a new wooden doorsill.

RECOMMENDATION:

Marginal and/or faulty grades were noted in areas indicated. No damage or infestation was noted in the visibleand/or accessible areas.


Increase foundation height.

RECOMMENDATION:

3. Steps/Decks

Scattered and random fungus damage was noted at the rear stairway's step treads, risers, tongue and groovelandings and one middle post.


Remove all damaged wood and repair with new material. Chemically treat as necessary. NOTE: Any modification orredesign as may be required by the local building inspector will be provided at additional cost. Interested parties areadvised to consult the local building inspector prior to commencement of repair. Painting or staining is not included.Chemical: Copper, Tim-Bor

RECOMMENDATION:

5. EXTERIOR

Fungus damage was noted at exterior bay window plywood soffit.


Repair damaged wood members and chemically treat as necessary. If damage is found in enclosed wood membersa supplemental report and cost estimate will be submitted. Painting is not included. Repair or refinishing of interiorsis not included.Chemical: Tim-Bor

RECOMMENDATION:

The right front corner trim and adjacent siding are embedded in concrete. No infestation or damage was noted.


Cut off base of siding and trim work and fill resulting resulting void with morter.

RECOMMENDATION:

It is the opinion of this inspector that structural repairs outlined in this report will require a building permit.

FINDING: (Section 1) 5C

Lingruen Associates will obtain a building permit as required. See item 5C on the attached contract for permit fees.Architectural and/or structurally engineered drawings as may be required by the building department and/or districtinspector are not included. Any additional permit or plan check fees, including but not limited to historical buildings,

RECOMMENDATION:

SIXTH PAGE OF STANDARD INSPECTION REPORT OF THE PROPERTY LOCATED AT:



05/05/2015 66680


architecturally significant buildings or handicap upgrade requirements will be provided at additional cost.

6. OTHER

Subarea/basement framing is inaccessible due to finished walls and/or ceilings. There was no outward evidence ofinfestation or damage noted to warrant further inspection at this time; however, any guarantees regardinginaccessible wood members cannot be made. Further inspection by defacement of finished materials will only beperformed upon specific request and at additional costs. Periodic inspection is advised.

NOTE:

Renovation or remodeling has been performed by others. Information regarding renovation or remodeling should beobtained from the district building inspector and the contractor that performed these services.

NOTE:

Interior rooms have recently been painted. No adverse conditions were noted and no guarantee against futureleakage is submitted. Interested parties are advised to have periodic inspections.

NOTE:

Property line walls that abut adjacent structures and/or properties and are inaccessible for inspection. Norepresentation can be made regarding these portions of the exteriors. Interested parties are advised to maintainexteriors including any flashing details to adjacent properties.

NOTE:

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CHEMICAL INFORMATION

CALIFORNIA STATE LAW REQUIRES THAT YOU BE GIVEN THE FOLLOWING INFORMATION: "caution pesticidesare toxic chemicals". Structural pest control operators are licensed and regulated by the Structural Pest Control Board,and apply pesticides which are registered and approved for use by the California Department of Pesticide Regulation and the United States Environmental Protection Agency. Registration is granted when the state finds that based on existingscientific evidence there are no appreciable risks if proper use conditions are followed or that risks are outweighted by thebenefits. The degree of risk depends upon the degree of exposure, so exposure should be minimized.

If within twenty-four hours following application you experience symptoms similar to common seasonal illness comparable to the flu, contact your physician or poison control center and your pest control operator immediately. For additional information contact the County Health Department, County Agricultural Department and the Structural Pest Control Board, 2005 Evergreen Street, Suite 1500, Sacramento, CA. 95815-3831.

For further information contact any of the following:

Your Pest Control Operator - Lingruen Associates

For Health Questions - County Health Department

For Application Information:

San Francisco County Agricultural CommissionerSan Mateo County Agricultural CommissionerMarin County Agricultural Commissioner

For Regulatory Information:

The Structural Pest Control Board

Poison Control Center

(415) 822-2324

(415) 554-2500

(415) 252-3830(650) 363-4700(415) 499-6700

(916) 561-8708(800) 737-8188

(800) 222-1222

Santa Clara County Agricultural Commissioner (405) 918-4600

The Pesticide or pesticides proposed to be used and the active ingredients are:

COPPER NAPTHENATE 20

Active ingredient 20%

Inert ingredients 80%

E.P.A. Reg. 9630-17-9639

TIM-BOR

E.P.A. Reg. #1624-39E.P.A. est. #1624-CA-1


Active ingredient:

Disodium Octaborate

Tetrahydrate 98%

ZYTHOR

Active ingredient:

Sulfuryl fluoride 99.3%

Inert ingredients 0.7%

E.P.A. Reg. #81824-1

VIKANE

Active ingredient:



E.P.A. Reg. #62719-4

CHLOROPICRIN

Active ingredient:

Chloropicrin

CAS #000076-0602 96%

PREMISE

Active ingredient:

Imidacloprid 0.05%

Other Ingredients 99.95%

E.P.A. Reg. #432-1391

TRI-DIE PT 230

Active ingredient:

Pyrethrins 0.6%

Piperonyl butoxide, tech. 4.8%

Silica Gel 8%


E.P.A. Reg. #499-385E.P.A. est. #499-MO-1

TERMIDOR SC

Active ingredient:

Fipronil 80%

E.P.A. Reg. 43-901

Target Pest:

Subterranean Termites Drywood Termites Dampwood Termites Wood Boring Beetle

OPTIGARD ZTINSECTICIDE Active ingredient: Thiamethoxam 21.6%E.P.A. Reg. 100-1170

66680

473 TEHAMA * SAN FRANCISCO, CA 94103

Inspection report performed at:

Fee for Report:

Inspection Date: 05/05/2015

Balance Due: $

Payment:(CHECK#507) Date: 05/05/2015

We appreciate your business and look forward to being of further assistance.

450.00

450.00

0.00

Lingruen Associates1555 Yosemite Avenue, Suite #30San Francisco, CA 94124(415) 822-2324

Invoice/Statement

Invoice Number

www.lingruen.com Date of Invoice

05/05/2015

To: JOEY GOTTBRATHMEGAN ANN BATES473 TEHAMA STREET #BSAN FRANCISCO CA 94103

Invoice Description:

(415) 822 2324 i /Si /S

BUILDING NO. STREET CITY ZIP DATE OFINSPECTION

473 TEHAMA SAN FRANCISCO 94103 05/05/2015

Page 1 WORK AUTHORIZATION

1555 Yosemite Avenue #30San Francisco, CA 94124

(415) 822-2324 * (415) 822-1464 FAX

LINGRUEN ASSOCIATES

ADDRESS OF PROPERTY INSPECTED

WORK AUTHORIZATION

(415) 822-2324 * (415) 822-1464 FAX

LINGRUEN ASSOCIATES

Report #:66680

Section: 1

1A 500.00= 1B 1,900.00= 2A 2,000.00= 3A 3,800.00= 5A 800.00= 5C 500.00=

Total $ 9500.00

9501900

Payment Information:

Down payment:Start payment:

Progress payment:

Cost of Recommendations $ 9,500.00Note: Damage foundin inaccessible areasmay cost extra.

PLEASE RETURN PAGE 1 AND 2 OF THE WORK AUTHORIZATION

Customer agrees to hold Lingruen Associates harmless for any damage which may occur to plant life, wiring, plumbing, roofs, orfor the release of any mold spores which may occur during performance of this work and which is beyond the control of LingruenAssociates. Any questions concerning any health-related implications, which may be associated with the structural repairs reflectedin this Work Authorization Contract, or concerning any necessary precautions to be taken prior to or during the course of such repairs,should be directed to a qualified professional before any such repairs are undertaken.

473 TEHAMA SAN FRANCISCO 94103

CUSTOMER INFORMATION

Page 2

FOR PROPERTY LOCATED AT:

The total amount of this contract is due and payable upon completionof the work listed above unless otherwise specified. Workcompleted shall be guaranteed for a period of one year from date of completion. Plumbing repairs and any repairs for the moisturecontrol are guaranteed for (90) ninety days only. Chemical application is guaranteed for one year unless otherwise specified.Painting is not included, unless otherwise specified.

In case of non-payment, reasonable attorney's fees and costs of collection shall be paid, whether suit is filed or not. A SERVICECHARGE OF 1-1/2 PERCENT PER MONTH WILL BE CHARGED ON ALL BALANCES OVER THIRTY (30) DAYS. THE 1-1/2 PERCENTPER MONTH EQUALS 18 PERCENT PER ANNUM ON THE UNPAID BALANCES.

NOTICE TO PROPERTY OWNERS: (Section 7018 of the California Contractors License Law, Business & Professions Code Div.3,Chap. 9) provides under the Mechanic's Lien Law any contractor, subcontractor, laborer, supplier, or other person who helps toimprove your property but is not paid for his work or supplies has a right to enforce a claim against your property. This means that,after a court hearing, your property could be sold by the court officer and the proceeds of the sale used to satisfy the indebtedness.This can happen even if you have paid your own contractor in full. If the subcontractor, laborer, or supplier remains unpaid.

To preserve their right to file a claim or lien against your property, certain claimants such as subcontractors or material suppliers are required to provide you with a document entitled "Preliminary Notice". Prime contractors and laborers for wages do not have toprovide this notice. A Preliminary Notice is not a lien against your property. Its purpose is to notify you of persons who may have aright to file a lien against your property if they are not paid.

The minimum contract amount agreed to by Lingruen Associates is $300.00 (Three hundred dollars). Price valid for 30 days.

Cancellation of this contract within 15 days of the scheduled start date will result in a penalty of 10% of the down payment plus actual costs incurred by Lingruen Associates i.e. permit fees, supplies purchased for job, etc.

PARTY RESPONSIBLE FOR PAYMENT:

Name:

Billing Address:

Ph. #:

ACCESS INFORMATION (Please complete this section so job can be scheduled):

Name: Address:

Day Phone #: Evening Phone #:

I have read this contract and the termite report it refers to and I authorize the following items to be performed.

SIGNED WORK AUTHORIZATION CONTRACT MUST BE RECEIVED BEFORE WORK WILL BE SCHEDULED.I have read and understand the terms of this work authorization contract and hereby agree to all terms thereof.

APPROVED AND READ DATE APPROVED AND READ BYLINGRUEN ASSOCIATES

DATE

Report #:66680

WORK AUTHORIZATION

(List items from Page 1 of the Work Authorization that you wish to have performed)

Day Time Evening Time

If different than job address

Email Address: Cell Ph. #:

Cell Ph. #:

Part 3. Additional Property Specific DisclosuresFORMER MILITARY ORDNANCE SITE DISCLOSURE

DISCUSSION: Former Military Ordnance (FUD) sites can include sites with common industrial waste (such as fuels), ordnance orother warfare materiel, unsafe structures to be demolished, or debris for removal. California Civil Code Section 1102 requiresdisclosure of those sites containing unexploded ordnance. "Military ordnance" is any kind of munitions, explosive device/materialor chemical agent used in military weapons. Unexploded ordnance are munitions that did not detonate. NOTE: MOST FUD sitesdo not contain unexploded ordnance. Only those FUD sites that the U.S. Army Corps of Engineers (USACE) has identified tocontain Military Ordnance or have mitigation projects planned for them are disclosed in this Report. Additional sites may be addedas military installations are released under the Federal Base Realignment and Closure (BRAC) Act. Active military sites are NOTincluded on the FUD site list.

PUBLIC RECORD: Data contained in Inventory Project Reports, Archives Search Reports, and related materials produced for,and made publicly available in conjunction with, the Defense Environmental Restoration Program for Formerly Used DefenseSites by the U.S. Army Corps of Engineers. Sites for which no map has been made publicly available shall not be disclosed.

REPORTING STANDARD: If one or more facility identified in the Public Record is situated within a one (1) mile radius of theProperty, "WITHIN" shall be reported. The name of that facility or facilities shall also be reported.

COMMERCIAL OR INDUSTRIAL ZONING DISCLOSUREDISCUSSION: The seller of real property who has actual knowledge that the property is affected by or zoned to allow commercialor industrial use described in Section 731a of the Code of Civil Procedure shall give written notice of that knowledge to purchasersas soon as practicable before transfer of title (California Civil Code Section 1102.17). The Code of Civil Procedure Section 731adefines industrial use as areas in which a city and/or county has established zones or districts under authority of law whereincertain manufacturing or commercial or airport uses are expressly permitted. The "Zoning Disclosure" made in this Report DOESNOT purport to determine whether the subject property is or is not affected by a commercial or industrial zone. As stated above,that determination is based solely upon ACTUAL KNOWLEDGE of the seller of the subject property.

In an effort to help determine areas where this may be applicable, this disclosure identifies if a property exists within one mile ofthe seller's property that is zoned to allow for commercial or industrial use. Very commonly, a home will have in its vicinity one ormore properties that are zoned for commercial or industrial use such as restaurants, gasoline stations, convenience stores, golfcourses, country club etc.

PUBLIC RECORD: Based on publicly-available hardcopy and/or digital zoning and land use records for California cities andcounties.

REPORTING STANDARD: If one or more property identified in the Public Record as "commercial," "industrial," or "mixed use" issituated within a one (1) mile radius of the Property, "WITHIN" shall be reported. Please note that an airport facility that may beclassified as public use facility in the Public Record will be reported as "commercial/industrial" in this disclosure.




AIRPORT INFLUENCE AREA DISCLOSUREDISCUSSION:Certain airports are not disclosed in this report. JCP-LGS has made a good faith effort to identify the airports covered underSection 1102.6a. Sources consulted include official land use maps and/or digital data made available by a governing Airport LandUse Commission (ALUC) or other designated government body. Most facilities for which an Airport Influence Area has beendesignated are included on the "California Airports List" maintained by the California Department of Transportation's Division ofAeronautics. Not disclosed in this report are public use airports that are not in the "California Airports List", airports that arephysically located outside California, heliports and seaplane bases that do not have regularly scheduled commercial service, andprivate airports or military air facilities unless specifically identified in the "California Airports List". If the seller has actualknowledge of an airport in the vicinity of the subject property that is not disclosed in this report, and that is material tothe transaction, the seller should disclose this actual knowledge in writing to the buyer.Most facilities for which an Airport Influence Area has been designated are included on the "California Airports List" maintained bythe California Department of Transportation's Division of Aeronautics. The inclusion of military and private airports varies byCounty, and heliports and seaplane bases are not included, therefore, airports in these categories may or may not be included inthis disclosure.

NOTE: Proximity to an airport does not necessarily mean that the property is exposed to significant aviation noise levels.Alternatively, there may be properties exposed to aviation noise that are greater than two miles from an airport. Factors that affectthe level of aviation noise include weather, aircraft type and size, frequency of aircraft operations, airport layout, flight patterns ornighttime operations. Buyer should be aware that aviation noise levels can vary seasonally or change if airport usage changes.

PUBLIC RECORD: Based on officially adopted land use maps and/or digital data made publicly available by the governing ALUCor other designated government body. If the ALUC or other designated government body has not made publicly available a currentofficially adopted airport influence area map, then California law states that "a written disclosure of an airport within two (2) statutemiles shall be deemed to satisfy any city or county requirements for the disclosure of airports in connection with transfers of realproperty."

REPORTING STANDARD: "IN" shall be reported along with the facility name(s) and the "Notice of Airport in Vicinity" if any portionof the Property is situated within either (a) an Airport Influence Area as designated on officially adopted maps or digital data or (b)a two (2) mile radius of a qualifying facility for which an official Airport Influence Area map or digital data has not been madepublicly available by the ALUC or other designated governing body. "NOT IN" shall be reported if no portion of the Property iswithin either area.




AIRPORT NOISE DISCLOSUREDISCUSSION: California Civil Code §1102.17 requires the seller(s) of residential real property who has/have actual knowledgethat the property in the transaction is affected by airport use must give written notice of that knowledge, as soon as practicable,before transfer of title.

Under the Federal Aviation Administration's Airport Noise Compatibility Planning Program Part 150, certain 65 decibel (dB)Community Noise Equivalent Level (CNEL) contour maps have been produced for some airports. Not all airports have producednoise exposure maps. A property may be near or at some distance from an airport and not be within a delineated noise exposurearea, but still experience aviation noise. Unless 65dB CNEL contour maps are published, helipads and military sites are notincluded in this section of the Report.

The Airport Noise Compatibility Planning Program is voluntary and not all airports have elected to participate. Furthermore, not allproperty in the vicinity of an airport is exposed to 65dB CNEL or greater average aviation noise levels. Conversely a property maybe at some distance from an airport and still experience aviation noise. Buyer should be aware that aviation noise levels can varyseasonally or change if airport usage changes after a map is published or after the Report Date. JCP-LGS uses the mostseasonally conservative noise exposures provided.

Federal funding may be available to help airports implement noise reduction programs. Such programs vary and may includepurchasing properties, rezoning, and insulating homes for sound within 65dB areas delineated on CNEL maps. Airport ownershave also cooperated by imposing airport use restrictions that include curfews, modifying flight paths, and aircraft limitations.

PUBLIC RECORD: Certain 65 decibel (dB) Community Noise Equivalent Level (CNEL) contour maps produced under the FederalAviation Administration's Airport Noise Compatibility Planning Program Part 150.

REPORTING STANDARD: "IN" shall be reported if any portion of the Property is situated within a 65 decibel Community NoiseEquivalent Level contour identified in the Public Record. "NOT IN" shall be reported if no portion of the Property is situated withina 65 decibel Community Noise Equivalent Level contour identified in the Public Record.




SAN FRANCISCO BAY CONSERVATION AND DEVELOPMENTCOMMISSION DISCLOSURE

DISCUSSION: As of July 1, 2005, Civil Code §1103.4 mandates disclosure to buyers of certain real estate if the boundary of theproperty is determined to be (1) within 100 feet of the San Francisco Bay shoreline as mapped in 1997 by the National OceanSurvey (NOS), an agency of the National Oceanographic and Atmospheric Administration (NOAA); or (2) within another mappedzone established by the Bay Conservation and Development Commission (BCDC). The BCDC has regulatory jurisdiction within100 feet inland from the point of "mean higher high water" as mapped by the NOS, and within other zones the agency has definedalong the San Francisco Bay margin (BCDC Memo entitled "Guidance on Determining Commission Jurisdiction Pursuant toSenate Bill 1568).

Notice is required to prevent unknowing violations of the law by new owners who were unaware that certain activities on the realproperty are subject to the BCDC's permit requirements. The BCDC notes that the Bay is a highly dynamic environment and theshoreline changes over time (see Discussion below). In addition, there is inherent uncertainty in the shoreline position as mappedby the NOS or any agency. The BCDC advises the buyer and other interested parties to contact its office if a more authoritativejurisdictional determination is desired. The BCDC office is located at 50 California Street, Suite 2600, San Francisco, California94111, and can be reached at (415) 352-3600, or by email to [email protected]

The BCDC has issued maps for some parts of its jurisdiction, including the San Francisco Bay Plan maps (California Code ofRegulations, Title 14, Section 10121) and the Suisun Marsh Plan maps (Nejedly-Bagley-Z'berg Suisun Marsh Preservation Act of1974). Official maps have not been issued for other parts of the BCDC jurisdiction (McAteer-Petris Act areas) because the Bay isa highly dynamic environment and the shoreline changes over time (in part because the sea level also changes over time). Inthose areas where official BCDC maps are not available or along the edges of the BCDC's mapped jurisdiction, to meet thedisclosure requirements, this report will indicate that the property "could be within" the BCDC's jurisdiction and that a location-specific jurisdictional determination should be made by consulting the BCDC. This determination of "could be within" the BCDC'sjurisdiction was recommended by the BCDC in that certain Memo entitled "Guidance on Determining Commission JurisdictionPursuant to Senate Bill 1568" issued in February 2005 and posted on the BCDC website.

PUBLIC RECORDS: San Francisco Bay Plan maps (California Code of Regulations, Title 14, Section 10121) and the SuisunMarsh Plan maps (Nejedly-Bagley-Z'berg Suisun Marsh Preservation Act of 1974) made publicly available by BCDC and thatcertain Memo entitled "Guidance on Determining Commission Jurisdiction Pursuant to Senate Bill 1568" issued by BCDC inFebruary 2005 and posted on the BCDC website ("BCDC Memo").

REPORTING STANDARD: "WITHIN" shall be reported if any portion of the Property is situated within an areas mapped by BCDCor is within the 100-foot shoreline band. "COULD BE WITHIN" shall be reported if any portion of the Property is situated withinone-quarter (1/4) mile of either an area mapped by BCDC or the 100-foot shoreline band. "NOT WITHIN" shall be reported if noportion of the Property is situated within an area that would otherwise be reported as either "WITHIN" or "COULD BE WITHIN".




CALIFORNIA ENERGY COMMISSION DUCT SEALING & TESTING REQUIREMENTDISCUSSION: According to the California Energy Commission ("CEC") most California homes have improperly sealed central airconditioning and heating system ducts such that approximately 30 percent of the conditioned air actually leaks outside the home.

Effective October 1, 2005, in order to combat this waste of energy and money, the CEC set forth new duct sealing and testingrequirements in Title 24 of the Building Energy Efficiency Standards. Title 24 requires that, in specific climate zones as designatedby the CEC, when a central air conditioner or furnace is installed or replaced, homeowners must have ducts tested for leaks.Ducts found to leak more than 15 percent or more must be repaired. Once a contractor tests and fixes these ducts, you must havean approved third-party verifier determine that the ducts have been properly sealed. The CEC cautions homeowners that acontractor who fails to obtain a required building permit and fails to test and repair your ducts "is violating the law and exposingyou to additional costs and liability." If you do not obtain a permit, you may be required to bring your home into compliance withcode requirements for that work and may incur additional penalties and fines that have to be paid prior to selling your home.Remember that you have a duty to disclose whether you obtained required permits for work performed to prospective buyers andappraisers.

Local governments may mandate more stringent requirements; however, please be advised that duct sealing and associatedtesting is generally not required:

• if homes are located in specific coastal climates;• when systems have less than 40 feet of ductwork in unconditioned spaces such as attics, garages, crawlspaces, basements, oroutside the building; or

• when ducts are constructed, insulated, or sealed with asbestos.

Please note there are specific alternatives that allow high efficiency equipment and added duct insulation to be installed instead offixing duct leaks. Please also be advised that there are separate regulations which govern duct insulation levels required byclimate zone and HVAC system.

For more information on these requirements, please contact the California Energy Commission or visit the official CEC "2005HVAC Change-Out Information" portal at http://www.energy.ca.gov/title24/changeout/

PUBLIC RECORD: Vector digital rendition of the official "California Building Climate Zone Map" made publicly available by theCalifornia Energy Commission ("CEC").

REPORTING STANDARD: "WITHIN" shall be reported if the Property is situated within climate zone 2 or any climate zone 9through 16 as designated in the Public Record. These are areas wherein duct sealing is "prescriptively required when an airconditioner or furnace is replaced and when new ducts are added or ducts are altered in an existing home." "NOT WITHIN" shallbe reported if the Property is situated in climate zone 1 or any of climage zones 3 through 8 as designated in the Public Record.

COOLING AND HEATING ENERGY-EFFICIENCY ADVISORYEffective January 1, 2015, new federal energy-efficiency standards apply to the repair and replacement of residential heating,ventilation and air conditioning ("HVAC") systems. The new standards raise the minimum efficiency requirements for airconditioning systems and certain types of heating systems. Energy efficiency is measured by the Seasonal Energy EfficiencyRatio ("SEER"), which compares the amount of cooling (or heating) output by an HVAC system to the amount of energy (electricityor gas) input over its operating season. The higher the system's SEER value, the more energy-efficient it is and the lower the unitcost of cooling (or heating) a home.

For the first time, federal minimum-efficiency standards will vary by region. Prior to 2015 one standard, called SEER 13, appliednationwide. Now, in California, Nevada, Arizona and New Mexico (the Southwestern Region), SEER 13 has been replaced by themore efficient SEER 14 standard. In the Southwestern Region the new rule allows repairs to existing SEER 13-compliant systems.However, in many cases a full system replacement (both the indoor and outdoor unit) will be necessary to make the systemcompatible, and replacement is allowed only with a SEER 14-compliant unit. The higher standard may increase the replacementcost to the property owner because the SEER 14 efficiency improvements require increased complexity of the new equipment,and the SEER 14 units may not fit in the existing space, requiring structural modifications at the owner's expense. In some casesthe SEER 14 standard could double the cost of replacement over the earlier replacement cost. For applicable details and codes,see the California Energy Commission web page at: http://www.energy.ca.gov/title24/2013standards/residential_manual.html (Thenew federal standards go into effect on January 1, 2015, which is six months after the July 1, 2014, effective date of the 2013Standards.)




http://www.energy.ca.gov/title24/2013standards/residential_manual.html

STATEWIDE RIGHT TO FARM DISCLOSUREDISCUSSION:California has a "Right to Farm Act" (Civil Code Section 3482.5) to protect farming operations. When agricultural land within theState's agricultural areas is bought and sold, the purchasers are often not made aware of the fact that there are right-to-farm laws.This has lead to confusion and a misunderstanding of the actual uses of the land or uses of the surrounding agricultural lands.

In 2008 the State of California enacted Assembly Bill 2881 to limit the exposure of farmers to nuisance lawsuits by homeowners inneighboring developments. The mechanism of this bill is a formal notification of the buyer, through a "Notice of Right to Farm" inan expert disclosure report that advises the buyer if the subject property is within one mile of farmland as defined in the bill.

If the seller has actual knowledge of an agricultural operation in the vicinity of the subject property that is not disclosedin this report, and that is material to the transaction, the seller should disclose this actual knowledge in writing to thebuyer.PUBLIC RECORD: Based on the most current available version of the "Important Farmland Map" issued by the CaliforniaDepartment of Conservation, Division of Land Resource Protection, utilizing solely the county-level GIS map data, if any, availableon the Division's Farmland Mapping and Monitoring Program website, pursuant to Section 11010 of the Business and ProfessionsCode, and Section 1103.4 of the California Civil Code.

REPORTING STANDARD: "IN" shall be reported and the "Notice of Right to Farm" provided if any portion of the Property issituated within, or within one mile of, a parcel of real property designated as "Prime Farmland," "Farmland of StatewideImportance," "Unique Farmland," "Farmland of Local Importance," or "Grazing Land" in the public record. "NOT IN" shall bereported if no portion of the Property is within that area.

Some counties, or parts thereof, are not included in the Public Record because they have not been mapped for farmland parcelsunder this State program. Typically, this is because the county area is public land and not planned for incorporation, or, in the caseof San Francisco, the county is entirely incorporated. In those instances, we report "Map Not Available" above, or "Map N/A" in thetable of summary determinations at the beginning of this report.




NOTICE OF MINING OPERATIONS DISCLOSUREIf the Property has been determined to be located within one (1) mile of a reported mining operation(s), the following notice isprovided as mandated by California law:

NOTICE OF MINING OPERATIONSThis property is located within one mile of a mine operation for which the mine owner or operator has reported minelocation data to the Department of Conservation pursuant to Section 2207 of the Public Resources Code. Accordingly,the property may be subject to inconveniences resulting from mining operations. You may wish to consider the impactsof these practices before you complete your transaction.DISCUSSION: Historically mining operations have been located in remote areas. However, increasing urbanization has resulted insome residential projects being developed near existing mining operations.

California Public Resources Code §2207 requires owners and operators of mining operations to provide annually specificinformation to the California Department of Conservation ("DOC"), including but not limited to, (i) ownership and contactinformation, and (ii) the latitude, longitude, and approximate boundaries of the mining operation marked on a specific UnitedStates Geological Survey map. The Office of Mining Reclamation ("OMR") is a division of the DOC. Using the mandatory dataspecified above, OMR provides map coordinate data that can be used by GIS systems to create points representing minelocations ("OMR Maps"). For more information please visit OMR's Mines OnLine Map Viewer(http://maps.conservation.ca.gov/mol/index.html).

Effective January 1, 2012, California Civil Code §1103.4 requires the seller of residential property to disclose to a buyer if theresidential property is located with one (1) mile of mining operations as specified on OMR Maps.

Special Notes:1. This statutory disclosure does not rely on the OMR's "AB 3098 List," a list of mines regulated under the Surface Mining andReclamation Act of 1975 ("SMARA") that meet provisions set forth under California Public Resources Code §2717(b). The AB3098 List does not include map coordinate data as required under California Public Resources Code §2207 and may not includeall mining operations subject to the "Notice of Mining Operations" disclosure.

2. This "Notice of Mining Operations" disclosure is not satisfied by disclosing abandoned mines. An abandoned mine is NOT anoperating mine. California Civil Code §1103.4 is satisfied only by disclosing based on OMR Maps.

PUBLIC RECORD: Mining operations as provided on OMR Maps made publicly available by DOC pursuant to California law.REPORTING STANDARD: "IN" is reported if any portion of the Property is located within a one (1) mile radius of one or moremining operation(s) identified in the Public Record for which map coordinate data is provided. If "IN", the name of the miningoperation(s) as it appears in the Public Record is also reported. "NOT IN" is reported if no portion of the Property is located withina one (1) mile radius of a mining operation specified on OMR Maps.




Part 4. General AdvisoriesREGISTERED SEX OFFENDER DATABASE DISCLOSURE REQUIREMENT

("MEGAN'S LAW")Notice: Pursuant to Section 290.46 of the Penal Code, information about specified registered sex offenders is madeavailable to the public via an Internet Web site maintained by the Department of Justice at www.meganslaw.ca.gov.Depending on an offender's criminal history, this information will include either the address at which the offenderresides or the community of residence and ZIP Code in which he or she resides.DISCUSSION: California law (AB 488), signed by the Governor on September 24, 2004, provides the public with Internet accessto detailed information on registered sex offenders. The Sex Offender Tracking Program of the California Department of Justice(DOJ) maintains the database of the locations of persons required to register pursuant to paragraph (1) of subdivision (a) ofSection 290.46 of the Penal Code. The online database is updated with data provided by local sheriff and police agencies on anongoing basis. It presents offender information in 13 languages; may be searched by a sex offender's specific name, zip code, orcity/county; provides access to detailed personal profile information on each registrant; and includes a map of your neighborhood.

California Department of Justice Information Sources:Megan's Law Sex Offender Locator Web Site: http://www.meganslaw.ca.gov

California Department of Justice Megan's Law Email Address: [email protected]

Local Information Locations For The Property:All sheriffs departments and every police department in jurisdictions with a population of 200,000 or more are required to make aCD-ROM available free to the public for viewing. Although not required, many other law enforcement departments in smallerjurisdictions make the CD-ROM available as well. Please call the local law enforcement department to investigate availability.

The following are the law enforcement departments in your county that are REQUIRED to make information available:

San Francisco County Sheriff Department (415) 554-7225San Francisco Police Department (415) 553-9203

Explanation and How to Obtain InformationFor over 50 years, California has required certain sex offenders to register with their local law enforcement agencies. However,information on the whereabouts of the sex offenders was not available to the public until implementation of the Child MolesterIdentification Line in July 1995. The available information was expanded by California's "Megan's Law" in 1996 (Chapter 908,Stats. of 1996). Megan's Law provides certain information on the whereabouts of "serious" and "high-risk" sex offenders. The lawspecifically prohibits using the information to harass or commit any crime against the offender. The information on a registered sexoffender includes: name and known aliases; age and sex; physical description, including scars, marks and tattoos; photograph, ifavailable; crimes resulting in registration; county of residence; and zip code (from last registration). Accessing the online databaserequires agreement to the DOJ's terms of use on the web page.




http://www.meganslaw.ca.gov

GAS AND HAZARDOUS LIQUID TRANSMISSION PIPELINEDATABASE DISCLOSURE REQUIREMENT

DISCUSSION: Following a number of pipeline disasters in the U.S., such as the 2010 San Bruno explosion in Northern California,there is an increased awareness of the potential dangers associated with underground transmission pipelines. As a result, theCalifornia Legislature unanimously passed Assembly Bill 1511 (Bradford), signed by Governor Jerry Brown on July 13, 2012. Thislaw, which becomes effective January 1, 2013, is chaptered as California Civil Code Section 2079.10.5 and mandates thedisclosure of the following notice to homebuyers:

NOTICE REGARDING GAS AND HAZARDOUS LIQUIDTRANSMISSION PIPELINES

This notice is being provided simply to inform you that information about the general location of gasand hazardous liquid transmission pipelines is available to the public via the National PipelineMapping System (NPMS) Internet Web site maintained by the United States Department ofTransportation at http://www.npms.phmsa.dot.gov/. To seek further information about possibletransmission pipelines near the property, you may contact your local gas utility or other pipelineoperators in the area. Contact information for pipeline operators is searchable by ZIP Code andcounty on the NPMS Internet Web site. (California Civil Code Section 2079.10.5(a))

Civil Code Section 2079.10.5(c) adds, "Nothing in this section shall alter any existing duty under anyother statute or decisional law imposed upon the seller or broker, including, but not limited to, the dutiesof a seller or broker under this article, or the duties of a seller or broker under Article 1.5 (commencingwith Section 1102) of Chapter 2 of Title 4 of Part 4 of Division 2."Such "existing duties" include the disclosure of actual knowledge about a potential hazard, such as maybe created by the delivery of a letter from the local utility company informing the seller that a gastransmission pipeline exists within 2,000 feet of the Property.

Beginning on the law's January 1, 2013, effective date, except where such"existing duties" apply, "Upon delivery of the noticeto the transferee of the real property, the seller or broker is not required to provide information in addition to that contained in thenotice regarding gas and hazardous liquid transmission pipelines in subdivision (a). The information in the notice shall be deemedto be adequate to inform the transferee about the existence of a statewide database of the locations of gas and hazardous liquidtransmission pipelines and information from the database regarding those locations." (California Civil Code Section 2079.10.5(b))

The disclosure of underground transmission pipelines helps the parties in a real estate transaction make an informeddecision and is in the best interest of the public. Buyer should be aware that, according to the NPMS Internet Web site,gas and/or hazardous liquid transmission pipelines are known to exist in 49 of California's 58 counties, the exceptionsbeing in rural mountainous parts of the state. Every home that utilizes natural gas is connected to a gas "distribution"pipeline, which is generally of smaller size and lower pressure than a transmission pipeline.For More InformationTo investigate whether any pipeline easement (right-of-way) exists on the Property, buyer should review the Preliminary TitleReport. Buyer should consult an attorney for interpretation of any law. This notice is for information purposes only andshould not be construed as legal advice.




METHAMPHETAMINE CONTAMINATED PROPERTY DISCLOSURE ADVISORYDISCUSSION: According to the "Methamphetamine Contaminated Property Cleanup Act of 2005" a property owner must disclosein writing to a prospective buyer if local health officials have issued an order prohibiting the use or occupancy of a propertycontaminated by meth lab activity. The owner must also give a copy of the pending order to the buyer to acknowledge receipt inwriting. Failure to comply with these requirements may subject an owner to, among other things, a civil penalty up to $5,000.Aside from disclosure requirements, this new law also sets forth procedures for local authorities to deal with meth-contaminatedproperties, including the filing of a lien against a property until the owner cleans up the contamination or pays for the cleanupcosts.




MOLD ADVISORYDISCUSSION: The Buyer is hereby advised that naturally occurring molds may exist both inside and outside of any home andmay not be visible to casual inspection. Persons exposed to extensive mold levels can become sensitized and develop allergies tothe mold or other health problems. Extensive mold growth can damage a structure and its contents. All prospective purchasers ofresidential and commercial property are advised to thoroughly inspect the Property for mold. Be sure to inspect the Property insideand out for sources of excess moisture, current water leaks and evidence of past water damage.

As part of a buyer's physical inspection of the condition of a property, the buyer should consider engaging an appropriate andqualified professional to inspect and test for the presence of harmful molds and to advise the buyer of any potential risk andoptions available. This advisory is not a disclosure of whether harmful mold conditions exist at a property or not. No testing orinspections of any kind have been performed by The Company. Any use of this form is acknowledgement and acceptance thatThe Company does not disclose, warrant or indemnify mold conditions at a property in any way and is not responsible in any wayfor mold conditions that may exist. Information is available from the California Department of Health Services Indoor Air QualitySection fact sheet entitled, "Mold in My Home: What Do I Do?" The fact sheet is available at www.cal-iaq.org or by calling (510)620-3620.

The Toxic Mold Protection Act of 2001 requires that information be developed regarding the potential issues surrounding naturallyoccurring molds within a home. Information was written by environmental authorities for inclusion in the Residential EnvironmentalHazards: A Guide for Homeowners, Buyers, Landlords and Tenants booklet developed by the California Environmental ProtectionAgency and the Department of Health Services. It is found in Chapter VII of that booklet, and includes references to sources foradditional information.

For local assistance, contact your county or city Department of Health, Housing, or Environmental Health.




RADON ADVISORYDISCUSSION: For its Radon Advisory, JCP-LGS uses the updated assessment of radon exposure published in 1999 by theLawrence Berkeley National Laboratory (LBNL) and Columbia University, under support from the U.S. Environmental ProtectionAgency (EPA), the National Science Foundation, and the US Department of Energy (published onlineat http://energy.lbl.gov/ie/high-radon/USgm.htm). Based on this recent assessment, JCP-LGS radon advisory is as follows:

All of California's 58 counties have a predicted median annual-average living-area concentration of radon below 2.0 pCi/L(picocuries per liter of indoor air) -- which is well below the EPA's guideline level of 4 pCi/L and equivalent to the lowesthazard zone (Zone 3) on the 1993 EPA Map of Radon Zones.The "median concentration" means that half of the homes in a county are expected to be below this value and half to be above it.All houses contain some radon, and a few houses will contain much more than the median concentration. The only way toaccurately assess long-term exposure to radon in a specific house is through long-term testing (sampling the indoor airfor a year or more). The EPA recommends that all homes be tested for radon. Columbia University's "Radon Project" websiteoffers help to homeowners in assessing the cost vs. benefit of testing a specific house for radon or modifying it for radon reduction(see http://www.stat.columbia.edu/~radon//).

NOTE: JCP-LGS does not use the EPA's 1993 map for advisory purposes because that map shows "short-term" radon exposureaveraged by county. It was based on "screening measurements" that were intentionally designed to sample the worst-caseconditions for indoor air in US homes--using spot checks (sampling for just a few days), in the poorest air quality (with sealeddoors and windows), at the worst time of the year (winter), in the worst part of the house (the basement, if one was available).These short-term, winter, basement measurements are both biased and variable compared to long-term radon concentrations(averaged over a year) in the living area of a house. Long-term concentrations are a more accurate way to judge the long-termhealth risk from radon. For the above reasons, the EPA expressly disclaims the use of its 1993 map for determining whether anyhouse should be tested for radon, and authorizes no other use of its map for property-specific purposes. For additional informationabout EPA guidelines and radon testing, see "Chapter VII--Radon", in the California Department of Real Estate's ResidentialEnvironmental Hazards: A Guide for Homeowners, Homebuyers, Landlords and Tenants.

ENDANGERED SPECIES ACT ADVISORYDISCUSSION: The Federal Endangered Species Act of 1973 ("ESA"), as amended, requires that plant and animal speciesidentified and classified ("listed") by the Federal government as "threatened" or "endangered" be protected under U.S. law. Areasof habitat considered essential to the conservation of a listed species may be designated as "critical habitat" and may requirespecial management considerations or protection. All threatened and endangered species -- even if critical habitat is notdesignated for them -- are equally afforded the full range of protections available under the ESA.

In California alone, over 300 species of plants and animals have been designated under the ESA as threatened or endangered,and over 80 species have critical habitats designated for them. Most California counties are host to a dozen or more protectedspecies and, in many cases, 10 or more species have designated critical habitats within a county.

ADVISORY: An awareness of threatened and endangered species and/or critical habitats is not reasonably expected to be withinthe actual knowledge of a seller.

No federal or state law or regulation requires a seller or seller's agent to disclose threatened or endangered species or criticalhabitats, or to otherwise investigate their possible existence on real property. Therefore, Buyer is advised that, prior to purchasinga vacant land parcel or other real property, Buyer should consider investigating the existence of threatened or endangeredspecies, or designated critical habitats, on or in the vicinity of the Property which could affect the use of the Property or thesuccess of any proposed (re)development.

FOR MORE INFORMATION: Complete and current information about the threatened and endangered species in California thatare Federally listed in each county -- including all critical habitats designated there -- is available on the website of the U.S. Fish &Wildlife Service, the Federal authority which has enforcement responsibility for the ESA.

U.S. Fish & Wildlife Service Endangered Species Database (TESS)http://ecos.fws.gov/tess_public/




http://energy.lbl.gov/ie/high-radon/USgm.htm

http://www.stat.columbia.edu/~radon/

http://ecos.fws.gov/tess_public/

ABANDONED MINES ADVISORYDISCUSSION: According to the California Department of Conservation, Office of Mine Reclamation, since the Gold Rush of 1849,tens of thousands of mines have been dug in California. Many were abandoned when they became unproductive or unprofitable.The result is that California's landscape contains many thousands of abandoned mines, which can pose health, safety, orenvironmental hazards on and around the mine property. Mines can present serious physical safety hazards, such as open shaftsor adits (mine tunnel), and they may create the potential to contaminate surface water, groundwater, or air quality. Someabandoned mines are such massive problems as to earn a spot on the Federal Superfund environmental hazard list.

No California law requires the disclosure of abandoned mines in a real estate transaction, unless the existence of an abandonedmine is within the actual knowledge of the Seller and is deemed to be a fact material to the transaction.

The Office of Mine Reclamation (OMR) and the U.S. Geological Survey maintain a database of abandoned mines -- however, it isknown to be incomplete and based on maps that are often decades out of date. Many mines are not mapped because they are onprivate land. The OMR warns that, "Many old and abandoned mines are not recorded in electronic databases, and whenthey are, the information may not be detailed enough to accurately define, differentiate or locate the mine feature, suchas a potentially hazardous vertical shaft or horizontal adit or mine waste." (See reference below.)Accordingly, this Report does not contain an abandoned mines disclosure from any government database or map or anyother source, in order to protect the seller from liability for non-disclosure of unrecorded abandoned mines.Parties concerned about the possible existence or impact of abandoned mines in the vicinity of the Property are advised to retaina State-licensed geotechnical consultant to study the site and issue a report. Other sources of information include, but are notlimited to, the State Office of Mine Reclamation at (916) 323-9198 (website: http://www.conservation.ca.gov/OMR), and theEngineering, Planning or Building Departments in the subject City and County.

FOR MORE INFORMATION: For more information visit the State Office of Mine Reclamation's website at:http://www.conservation.ca.gov/omr/abandoned_mine_lands/Pages/index.aspx

OIL & GAS WELL ADVISORYCalifornia is currently ranked fourth in the nation among oil producing states. Surface oil production is concentrated mainly in theLos Angeles Basin and Kern County, and in districts elsewhere in the state. In recent decades, real estate development hasrapidly encroached into areas where oil production has occurred. Because the state's oil production has been in decline since the1980's, thousands of oil and gas wells have been shut down or abandoned, and many of those wells are in areas whereresidential neighborhoods now exist.

According to the California Department of Conservation ("DOC"), to date, about 300,000 oil and gas wells have been drilled inCalifornia and around 160,000 are still in use. The majority of remaining wells have been sealed ("capped") under the supervisionof the DOC's Division of Oil, Gas and Geothermal Resources. A smaller number have been abandoned and have no knownresponsible operator -- these are called "orphan" wells. The state has a special fund that pays the cost of safely capping orphanwells, however, that program is limited in its scope and progress.

Buyer should be aware that, while the DOC database is the most comprehensive source available for California oil andgas well information, the DOC makes no warranties that the database is absolutely complete, or that reported welllocations are known with absolute accuracy.For More InformationFor a search of the state's databases of oil and gas wells and sites of known environmental contamination on or near the Property,please obtain the JCP-LGS Residential Environmental Report. For general information, visit the California Department ofConservation, Division of Oil, Gas, and Geothermal Resources at http://www.consrv.ca.gov/dog.




http://www.conservation.ca.gov/OMR

http://www.conservation.ca.gov/omr/abandoned_mine_lands/Pages/index.aspx

http://www.consrv.ca.gov/dog

TSUNAMI MAP ADVISORYDISCUSSION: The California Emergency Management Agency (CalEMA), the University of Southern California TsunamiResearch Center (USC), and the California Geological Survey (CGS) have prepared maps that depict areas of maximum tsunamiinundation for all populated areas at risk to tsunamis in California (20 coastal counties). The maps were publicly released inDecember 2009 with the stated purpose that the maps are to assist cities and counties in identifying their tsunami hazard anddeveloping their coastal evacuation routes and emergency response plans only.

These maps specifically contain the following disclaimer:

Map Disclaimer: This tsunami inundation map was prepared to assist cities and counties in identifying their tsunami hazard.It is intended for local jurisdictional, coastal evacuation planning uses only. This map, and the information presented herein,is not a legal document and does not meet disclosure requirements for real estate transactions nor for any otherregulatory purpose. The California Emergency Management Agency (CalEMA), the University of Southern California(USC), and the California Geological Survey (CGS) make no representation or warranties regarding the accuracy of thisinundation map nor the data from which the map was derived. Neither the State of California nor USC shall be liable underany circumstances for any direct, indirect, special, incidental or consequential damages with respect to any claim by any useror any third party on account of or arising from the use of this map.

A tsunami is a series of ocean waves or surges most commonly caused by an earthquake beneath the sea floor. These mapsshow the maximum tsunami inundation line for each area expected from tsunamis generated by undersea earthquakes andlandslides in the Pacific Ocean. Because tsunamis are rare events in the historical record, the maps provide no information aboutthe probability of any tsunami affecting any area within a specific period of time.

Although these maps may not be used as a legal basis for real estate disclosure or any other regulatory purpose, the CGS has,however, provided diagrams of the maps online which the public can view. To see a maximum tsunami inundation map for aspecific coastal community, or for additional information about the construction and/or intended use of the tsunami inundationmaps, visit the websites below:

State of California Emergency Management Agency, Earthquake and Tsunami Program:http://myhazards.calema.ca.gov/

University of Southern California -- Tsunami Research Center:http://www.usc.edu/dept/tsunamis/2005/index.php

State of California Geological Survey Tsunami Information:http://www.conservation.ca.gov/cgs/geologic_hazards/Tsunami/index.htm

National Oceanic and Atmospheric Agency Center for Tsunami Research (MOST model):http://nctr.pmel.noaa.gov/time/background/models.html

END OF NATURAL HAZARD DISCLOSURE REPORT SECTIONSee Terms and Conditions at end of this Report.




http://myhazards.calema.ca.gov/

http://www.usc.edu/dept/tsunamis/2005/index.php

http://www.conservation.ca.gov/cgs/geologic_hazards/Tsunami/index.htm

http://nctr.pmel.noaa.gov/time/background/models.html

California Property Tax Disclosure ReportThe parties for whom this Report was prepared are the owner ("Seller") of the Residential Property ("Property") on the ReportDate, the buyer ("Buyer") of the Residential Property from Seller as of the Report Date, and their respective licensed real estateagents ("Agents"). Seller, Buyer and the Agents are sometimes referred to herein as "Party" or "Parties."

Part 1. Introduction and SummaryThis Tax Report section discusses the results of an electronic search of specified government lists ("Databases") containing realproperty tax information and geographic data concerning the Residential Property. To understand the information provided, pleaseread this entire Report.

Summary of Property Tax DeterminationsThe ResidentialProperty:

IS

IS NOT

A. X SUBJECT TO one or more Mello-Roos Community Facilities Districts. 29

B. X NOT SUBJECT TO a 1915 Bond Act District. 29

C. X SUBJECT TO one or more other direct assessments. 31

D. X NOT SUBJECT TO the State Responsibility Area Fire Prevention Fee(see State-level SRA Zone Disclosure).

35

Determined by First American Professional Real Estate Services, Inc.

THIS IS A DATABASE REPORT ONLY: The tax information in this Report only provides data derived from County Tax Assessor'sDatabases ("Databases") identified in this Report. While JCP-LGS has made good faith efforts to report from the Databases asaccurately as possible, the quality, accuracy, and currency ("Database Date") of the information contained in these Databases canvary greatly. For more information regarding a specific Database, please read Part 2 of this Report.

LIABILITY PROTECTIONS: Upon consummation of the sale of the Residential Property to Buyer ("Sale Date"), the Partiesinvolved in that sale are protected against loss caused by an error in this Report as specified at the end of this Report in the Termsand Conditions: Tax Report Subsection. The Parties understand that this is a report product and not an insurance policy.

This Report satisfies Seller's obligations to disclose (a) Mello-Roos and 1915 Act Bond Assessments applicable to theResidential Property as required by California Civil Code Section 1102.6b, and (b) Supplemental Taxes as required byCalifornia Civil Code Section 1102.6c.

BUYER'S ACKNOWLEDGMENTBuyer(s) acknowledge(s) receipt of this California Property Tax Disclosure Report as well as the Notice of Special Tax andAssessment contained herein by his/her/their signature(s) on the Natural Hazard Disclosure Statement (NHDS) Form that is a partof this report package.


JCP-LGS Residential Property Disclosure ReportsProperty Tax Disclosure ReportFor SAN FRANCISCO County

Property Address: 473 TEHAMA ST #B APN: 3732-264SAN FRANCISCO, SAN FRANCISCO COUNTY, CA 94103 Report Date: 04/29/2015("Property") Report Number: 1712416

Part 2. NOTICE OF SPECIAL TAX/ASSESSMENTSpecial assessments, also referred to as direct or fixed assessments, are charges that are not based on the value of the property.These charges are levied to provide funding for services or improvements that directly benefit the property. Mello RoosCommunity Facility Districts and 1915 Bond Districts are also classified as special assessments. Certain special assessmentsmay be subject to accelerated foreclosure if allowed to go delinquent.

TO THE PROSPECTIVE PURCHASER OF THE RESIDENTIAL PROPERTY AT THE ADDRESS REFERENCED ABOVE: THIS IS A NOTIFICATION TO BUYER PRIOR TO PURCHASING THE RESIDENTIAL PROPERTY.

A. Mello-Roos Community Facilities DistrictsIf the Residential Property is within a Mello-Roos Community Facilities District (CFD), it is subject to a special tax that will appearon the property tax bill. This special tax is in addition to the ad valorem property taxes and any other charges and benefitassessments that will be itemized on the property tax bill and the proceeds of this tax or assessment are used to provide publicfacilities or services that are likely to particularly benefit the real property. This special tax may not be imposed on all parcels withinthe city or county where the property is located.

The current tax levy, maximum tax levy, the maximum tax escalator, and the authorized facilities and/or services which are beingpaid for by the special taxes are indicated below. THE BUYER SHOULD TAKE THIS TAX AND THE BENEFITS FROM THEPUBLIC FACILITIES AND SERVICES FOR WHICH IT PAYS INTO ACCOUNT IN DECIDING WHETHER TO BUY THERESIDENTIAL PROPERTY.

The Residential Property IS SUBJECT to the following Mello-Roos Special Tax District(s):AGENCY IMPROVEMENTS AND/OR

FACILITIESSTART DATE /

MATURITY DATECURRENT TAX

LEVYCURRENT YEAR

MAXIMUM TAX LEVY

SAN FRANCISCO USDCFD 90-1

SEISMIC UPGRADING ANDRELATED IMPROVEMENTS OFSCHOOL FACILITIES.REHABILITATION, REPLACEMENTOR IMPROVEMENT OF FIRE ANDLIFE-SAFETY BUILDING SYSTEMSAND RELATED IMPROVEMENTS.

1990/19912030/2031

$34.64 $34.64 PER SFD

MAX. TAX ESCALATOR CONTACT PHONE NUMBER ACCELERATED FORECLOSURE

CPI, BUT NO MORE THAN2% SAN FRANCISCO USD (415) 241-6480 NO

Note: If "yes" is marked under Accelerated Foreclosure, please see Section C for more detailed information.Database Date: 2014-2015

B. 1915 Bond Act Assessment Districts This Residential Property is NOT SUBJECT to 1915 Bond Assessment Districts.Database Date: 2014-2015

C. Accelerated Foreclosure InformationCertain assessment or bond issues may contain accelerated foreclosure liens which have priority over other real property taxesand are a legal right included as part of the security for the obligation. The issuers of such bonds are often contractually requiredto monitor and collect delinquent assessments quickly. Accordingly these assessments are not subject to the five (5) year waitingperiod applicable to ad valorem real property taxes. If the real property is subject to such an assessment and the taxes are notpaid promptly, the real property may be foreclosed upon and sold at public auction on an expedited basis. Therefore, it isextremely important that the real property tax bill be paid on time to prevent the accelerated foreclosure.

D. Notice of Property Assessed Clean Energy (PACE) ProgramProperty assessed clean energy (PACE) programs allow property owners to finance energy efficiency, water efficiency andrenewable energy projects on residential and commercial structures through a voluntary special tax assessment on the property.PACE programs are offered by many city, county and regional planning agencies, and have repayment periods ranging from 5 to20 years however some may be longer.




WHAT THIS MEANS: If a property owner voluntarily enters into a PACE program, a contractual assessment lien is placed on theproperty. The lien is repaid through installments collected on the property owner's secured county property tax bill. In certainsituations the program administrator may bill the property owner directly. If the property is sold and the contractual assessment isnot repaid in full, the new owner may be responsible for future assessments contributing towards repayment of the PACE contract.

DISCLOSURES AT RESALE: A PACE lien runs with the land. This means that the responsibility to repay the PACE lien may fallto the new owner upon transfer of the property unless the lien is paid off before closing. This fact may be material to a buyer’sdecision to purchase or price offered for the property. In addition, the buyer’s lender may require the lien to be paid in full beforeclosing (for certain federally backed mortgages, for example). Therefore, the property seller and his or her real estate agent mayhave a duty to disclose the existence of a PACE lien on the sale property.

DISCLAIMER: This Property Tax Report only discloses PACE special taxes documented in the county’s 2014-2015 property tax roll. The Report does not include PACE special taxes first assessed or recorded after JCP-LGS obtained this tax roll information. To discover a PACE lien on the Property executed more recently, thebuyer should read the preliminary title report and obtain and read all exceptions listed therein. Note that, inthe title report, lien exceptions are named as recorded with the county; therefore, a PACE lien may be listedunder a name that is not obvious.

E. Approved Assessment Districts Which Have Been Formed and Authorized But Are NotYet FundedCertain assessment districts may have been formed and authorized but have not yet been funded. Accordingly no assessmentlien will appear in the County Assessor records. However, the information regarding such districts may appear on your preliminaryreport issued by a title company. If the assessment district has not been formed or funded, the improvements have also not beenconstructed. If the district is subsequently formed, the assessments may then appear on the property tax bill.




Part 3. Current Property Tax Bill SummaryA. Summary of 2014-2015 Property Tax BillThe following is a summary of Database information obtained from the SAN FRANCISCO COUNTY Secured Property Tax Roll forTax Year 2014-2015 ("Database Date"). This summary is provided for informational purposes only. The summary includes AdValorem taxes which are based on the property's Assessed Value as well as other Non- Ad Valorem Direct or SpecialAssessments. Upon transfer of ownership, the Assessed Value may be reset to the Current Market Value or Sale Price which mayresult in a substantial change in the Ad Valorem taxes assessed. Please see Parts 4 and 5 of this Report for more informationregarding Ad Valorem taxes and Supplemental taxes.

Total Assessed Value: $284,846.00

1st Installment Due 11/01/2014 $1,914.202nd Installment Due 03/01/2015 $1,914.20

Total Annual Tax Liability $3,828.40

General Ad Valorem TaxesAGENCY DESCRIPTION AMOUNT CONTACT PHONE

SAN FRANCISCO COUNTY GENERAL AD VALOREM TAX ANDVOTER APPROVED BONDS $3,344.94 415-554-5596

TOTAL AD VALOREM TAXES $3,344.94

Direct and/or Special AssessmentsAGENCY DESCRIPTION AMOUNT CONTACT PHONE

CITY OF SF SPEC ASMT DIST CENTRAL MARKET CBD $145.26 (415) 957-5985

S. F. COMM COLLEGE DISTRICT SFCCD PARCEL TAX $79.00 (415)487-2400

SF - TEACHER SUPPORT SF-TEACHER SUPPORT $224.56 (415) 355-2203

**SAN FRANCISCO USD CFD 90-1

MELLO ROOS COMMUNITYFACILITIES DISTRICT $34.64 (415) 241-6480

TOTAL DIRECT ASSESSMENTS $483.46

** Indicates Mello Roos CFD, 1915 Bond Act or PACE Program Assessment. See Part 2 "Notice of Special Tax/Assessment" for additional informationregarding these items.

B. Available Senior Citizen ExemptionsCertain districts that levy special taxes or assessments may offer exemptions to Senior Citizens. These exemptions can result insubstantial savings to qualified tax payers. The filing of an application along with annual renewal may be required. Below is thecontact information for requesting details on filing exemptions for districts that may offer a Senior Citizen Exemption. AdditionalDirect Assessment Districts may offer exemptions. Therefore you may want to contact the districts to determine their policy onSenior Citizen Exemptions.

AGENCY DESCRIPTION AMOUNT CONTACT PHONE

SAN FRANCISCO USD CFD 90-1 MELLO ROOS COMMUNITYFACILITIES DISTRICT $34.64 (415) 241-6480

See Part 4B for additional information on other exemptions that may be available to Buyer.




Part 4. Estimating Property Taxes After the SaleA. Calculating Property Taxes After Sale (ESTIMATE ONLY)

PROPERTY TAX ESTIMATORThe following calculation method is provided to assist Buyer in estimating the approximate amount of property tax charges thatthe Residential Property may be subject to for the upcoming tax year based on the assessed valuation being equal to the salesprice. The amount derived is only an estimate and is not a substitute for a tax bill from the County, nor does it anticipate newproperty tax charges, fees or other changes in the property tax rates for future tax years.

1 Estimated Sales Price............................................................................................................... • 1 $

2 Estimated Ad Valorem Tax Rate............................................................................................... • 2 0.011743 Multiply line 1 by line 2. This is your Estimated Ad Valorem Tax.............................................. • 3 $

4 Direct Assessments including Mello Roos Special Taxes and 1915 Bond Act Assessments ifapplicable..................................................................................................................................

•

4

$

483.465 Add lines 3 and 4. Total Estimated Annual Tax Amount After Sale........................................... • 5 $

The information in this subparagraph A is an estimate only. The purpose of this "ESTIMATOR" is to assist Buyer in planning forproperty taxes which will be applicable after the Sale Date. This "ESTIMATOR" requires the Buyer's projection of the purchaseprice of the Residential Property. Please note that potential exemptions and exclusions are not reflected in this estimate.Additionally, undeveloped or recently developed properties may be subject to additional Direct Assessments not included in thisestimate JCP-LGS is not responsible or liable for any losses, liabilities or damages resulting from use of this Property TaxEstimator.

B. Exemptions & Exclusions to Ad Valorem TaxesCalifornia law provides certain exemptions from reassessments. The following is a list of common exemptions which may beavailable:

• Homeowner exemption (California Constitution Art XIII, §3 & R&T Code §218)• Honorably discharged veterans (California Constitution Art XIII, §3 & R&T Code §205)• Disabled veterans (California Constitution Art XIII, §4 & R&T Code §205)

California law also provides certain exclusions from reassessment. The following is a list of common exclusions which may beavailable:

• Persons over 55 years of age (R&T Code § 69.5)• Severely and permanently disable persons (R&T Code § 69.5(a))• Transfers between parents and children and grandparents and grandchildren (R&T Code § 63.1)• Transfers into revocable trusts (R&T Code § 62)• Interspousal transfers (R&T Code § 63)• Improvements for seismic retrofitting (R&T Code § 74.5)• Improvements for disabled access (R&T Code § 74.3)• Replacement of property damaged or destroyed by disaster (R&T Code § 69)

In order to determine if Buyer may qualify for any exemptions or exclusions or to obtain a comprehensive list of availableexemptions and exclusions, please contact the county tax assessor's office (415-554-5596) or visit the county websiteat http://www.sfassessor.org/. Additional information is also available on the website for the California Board of Equalization atwww.boe.ca.gov




Part 5. Supplemental Property Tax InformationA. General Information Regarding Supplemental TaxesCalifornia law mandates the county assessor to reappraise real property upon a change in ownership or completion of newconstruction. The assessor's office issues a supplemental assessment which reflects the difference between the prior assessedvalue and the new assessment. This value is prorated based on the number of months remaining in the fiscal tax year which endsJune 30.

Notices of the supplemental assessment are mailed out to the property owners prior to the issuance of the supplemental tax bill orrefund if the value is reduced. The taxes or refund based on the supplemental assessment are in addition to the regular annual taxbill.

The supplemental tax will be due from the current owner in addition to the regular tax assessment. Accordingly for the first year ofownership, Buyer should plan for this additional payment.

B. Supplemental Property Tax DisclosureThe following notice is mandated by California Civil Code Section 1102.6c:

NOTICE OF YOUR "SUPPLEMENTAL" PROPERTY TAX BILL"California property tax law requires the Assessor to revalue real property at the time the ownership of theproperty changes. Because of this law, you may receive one or two supplemental tax bills, depending on whenyour loan closes.The supplemental tax bills are not mailed to your lender. If you have arranged for your property tax payments to bepaid through an impound account, the supplemental tax bills will not be paid by your lender. It is yourresponsibility to pay these supplemental bills directly to the Tax Collector.If you have any question concerning this matter, please call your local Tax Assessor or Collector's Office."SAN FRANCISCO County AssessorPhone: 415-554-5596Website: http://www.sfassessor.org/




http://www.sfassessor.org/

C. Calculating Supplemental Taxes After Sale (ESTIMATE ONLY)

SUPPLEMENTAL TAX ESTIMATORThe following schedule is provided to estimate the potential amount of the supplemental taxes on a given property and does NOTinclude the amount of the regular annual ad valorem property tax. The following calculation provides an estimate of thesupplemental property taxes that can be expected during the first year of ownership, and should be used for planning purposesonly.

1 Estimated Sales Price............................................................................................................... • 1 $

2 Estimated Current Assessed Value........................................................................................... • 2 $ 284,846.00

3 Subtract line 2 from line 1.Estimated Supplemental Assessed Value.................................................................................

•

3

$

4 Multiply line 3 by 0.01174 (the Estimated Ad Valorem Tax Rate for the Residential Property).Estimated Full-Year Supplemental Tax Obligation...................................................................

•

4

$

If the Sale Date for the Residential Property falls during the months of January through May, Buyer will receive TWOsupplemental tax bills: (a) one for the current partial tax year; and (b) one for the next full tax year. The supplementaltaxes can be estimated by completing lines 5 through 8 below:

5 Enter the Month-of-Sale Factor from TABLE 1 below.............................................................. • 5

6 Multiply line 4 by line 5.Estimated Supplemental Tax Bill # 1.........................................................................................

•

6

$

7 Enter the amount on line 4.Estimated Supplemental Tax Bill # 2.........................................................................................

•

7

$

8 Add lines 6 and 7. Total estimated Supplemental Tax Bill......................................................... • 8 $

If the Sale Date for the Residential Property falls during the months of June through December, Buyer will receive ONEsupplemental tax bill. The supplemental tax can be estimated by completing lines 9 and 10 below:

9 Enter the Month-of-Sale Factor from TABLE 2 below.............................................................. • 9

10 Multiply line 4 by line 9. Total estimated Supplemental Tax Bill................................................ • 10 $

TABLE 1. Month-of-Sale Factor TABLE 2. Month-of-Sale FactorJan 0.4167 Jun 1.0000Feb 0.3333 Jul 0.9167Mar 0.2500 Aug 0.8333Apr 0.1667 Sept 0.7500May 0.0833 Oct 0.6667

Nov 0.5833 Dec 0.5000

The information in this subparagraph C is an estimate only. The purpose of this "ESTIMATOR" is to assist Buyer in planning forthe supplemental taxes. The estimated supplemental tax is not a substitute for the supplemental bill and may not be relied uponas such. This "ESTIMATOR" requires the Buyer's projection of the purchase price of the Residential Property as well as month inwhich the transaction will be consummated. Please note that potential exemptions and exclusions are not reflected in theseestimations JCP-LGS is not responsible or liable for any losses, liabilities or damages resulting from use of this Supplemental TaxEstimator.




Part 6. State Responsibility Area Fire Prevention FeePursuant to Chapter 1.5 (commencing with Section 4210) to Part 2 of Division 4 of the Public Resources Code, the State ofCalifornia shall charge an annual "Fire Prevention Benefit Fee" ("Benefit Fee") on each eligible habitable structure on a parcel thatis within a State Responsibility Area ("SRA") as defined in Section 4102 of the Public Resources Code, commencing with the2011-2012 fiscal year. For an explanation of the SRA, refer to page 7 of the Natural Hazard Disclosure Report, under "WildlandFire Area (State Responsibility Area)". The Fee Amount and a Fee Exemption (explained below) were implemented in anemergency regulation adopted January 23, 2012 by the State Board of Forestry and Fire Protection ("Board").

Fee Amount: A Benefit Fee of one hundred-fifty dollars ($150) shall be charged on each habitable structure within an SRA,including single-family homes, multi-dwelling structures, mobile and manufactured homes, and condominiums. This is not a "perparcel" fee, but a levy on each structure (if any) on the parcel within an SRA which the State determines to be habitable.

Fee Exemption: Property owners of habitable structures within a SRA and also within the boundaries of a local agency thatprovides fire protection services shall receive a fee reduction of thirty-five dollars ($35) per habitable structure.

Date Due and Late Payment PenaltiesThe fee shall be collected annually by the State Board of Equalization ("BOE"), and is due and payable 30 days fromthe date of assessment by the BOE. If not paid when due and payable, a penalty of twenty percent (20%) of the feedetermined to be due shall be added to the amount due and payable for EACH 30-day period in which the fee remainsunpaid.

The fees collected, other than that retained by the BOE necessary for payment of refunds and expenses incurred in the collectionof the fee, shall be deposited into the State Responsibility Area Fire Prevention Fund in the State Treasury. This Fund shall beused by the Board and the Department of Forestry and Fire Protection ("CalFire") to finance the cost of specified fire preventionactivities that will benefit the owners within the SRA who are required to pay the fee, including such activities as public educationprograms and local fire prevention projects to reduce fire risk in SRAs.

On July 1, 2013, and annually thereafter, the Board shall adjust the annual amount of the Fire Prevention Fee to reflect thepercentage of change in the average annual value of a specified standard price index as reported by the Department of Finance.Commencing with the 2012-13 fiscal year, if there are sufficient amounts of moneys in the SRA Fire Prevention Fund to financethe costs of specified fire prevention activities for a fiscal year, the BOE would be prohibited from collecting the fee for that fiscalyear.

Appeals Process: A person from whom the Benefit Fee is to be due may petition for a redetermination of whether this feerequirement applies to the Property. To appeal, the owner must submit within 30 days after the date of service of the determinationa written petition stating the specific grounds upon which the appeal is founded and include supporting documentation. Thepetition must be sent to the address indicated by CalFire which may be the address of CalFire's Designated Fee Administrator.

Database Date: March 2015This Property IS NOT located in a State Responsibility Area.




Part 7. Private Transfer Fee AdvisoryPrivateTransfer Fee. This is a fee imposed by a private entity such as a property developer, home builder, or homeownerassociation, when a property within a certain type of subdivision is sold or transferred. (It is commonly known as a "PrivateTransfer Tax".) It is NOT the same as a city or county Documentary Transfer Tax. A Private Transfer Fee may apply in addition togovernment Documentary Transfer Taxes that are due upon sale or transfer of the Property.

Transfer Fee Defined. California Civil Code Section 1098 defines a "Transfer Fee" as "any fee payment requirement imposedwithin a covenant, restriction, or condition contained in any deed, contract, security instrument, or other document affecting thetransfer or sale of, or any interest in, real property that requires a fee be paid upon transfer of the real property." Certain existingfees such as governmental fees, court ordered fees, mechanic lien fees, common interest development fees, etc. are specificallyexcluded from the definition of "Transfer Fee."

Effective January 1, 2008, if the payment of any Transfer Fee is required in the sale or transfer of the Property, Civil CodeSection 1102.6e requires Seller to notify Buyer of the existence of the fee and to disclose certain specific informationabout the fee.Content of Disclosure. Civil Code Section 1102.6e requires the Seller to disclose specific information about any Transfer Feethat may affect the Property. If a Private Transfer Fee affects the Property, refer to C.A.R. Form NTF (11/07), provided by theCalifornia Association of REALTORS, for a standard format to use in making the Transfer Fee disclosure.

How to Determine the Existence of a Transfer Fee. If a Transfer Fee does exist affecting the Property, the document creatingthe fee may be on file with the County Recorder as a notice recorded against the Property and should be disclosed in thepreliminary (title) report on the Property. However, the preliminary (title) report will merely disclose the existence of the documentsaffecting title, not the content of the documents. The title of a document may also not be sufficient to disclose that a Transfer Feeis included in its terms. Accordingly Seller should (a) request the title company which issued the preliminary (title) report to providecopies of the documents shown as "exceptions," and (b) review each document to determine if it contains a Transfer Fee.

Parties are advised that documents regarding any Transfer Fee should be obtained early in the sale process in order toavoid delays in the transaction process and to ensure full disclosure as required by law.

It is estimated that fewer than 1 in 10 California homes is subject to a Private Transfer Fee. To determine if the Property is subject to a Transfer Fee, OBTAIN COPIES OF ALL OF THE EXCEPTIONS LISTED ON THE PRELIMINARY(TITLE) REPORT FROM THE TITLE COMPANY AND READ THEM TO DETERMINE IF ANY TRANSFER FEES AREAPPLICABLE.

END OF TAX DISCLOSURE REPORT SECTIONSee Terms and Conditions at end of this Report.




TERMS and CONDITIONSThe Report ("Report") is subject to each of the following Terms and Conditions. Each Recipient (defined below) of the Report agrees that theReport is subject to the following Terms and Conditions, and each Recipient agrees to be bound by such. Use of this Report by any Recipientconstitutes acceptance of the Terms and Conditions to the Report. The Terms and Conditions below are incorporated by this reference into theReport. This Report is not an insurance policy.

This Report is made for the real property specifically described in the Report (the “Property”) and solely for the transaction for which it wasoriginally purchased ("Transaction"). The Property shall not include any property beyond the boundaries of the real property described in theReport. The Property shall not include any structures (whether located on the Property, or not), easements, or any right, title, interest, estate, oreasement in any abutting streets, roads, alleys, lanes, ways, or waterways.

IMPORTANT NOTICE: Transferor(s) and transferee(s) shall read the complete Report in its entirety before the close of escrow. A "SignaturePage" or "Summary Pages" document may be included in the electronic delivery of this Report. Those documents do not replace the completeReport or remove the need to read the complete Report, and do not remove the requirement to disclose. The Signature Page and SummaryPages documents are subject to the Terms and Conditions of the complete Report.

A. Only the Recipients May Rely on This Report. Only the transferor(s) and transferee(s), and their agents/brokers, if any, involved in theTransaction (collectively, the "Recipients") may use and rely on this Report and only after they have paid in full for the Report. Whiledisclosures made on the statutory Natural Hazard Disclosure Statement in the Report may indicate certain risks to the Property, thedisclosures are only "…between the transferor, the transferor's agents, and the transferee, and shall not be used by any other party, including,but not limited to, insurance companies, lenders, or governmental agencies, for any purpose." Cal. Civil Code section 1103.2, subdivision (g).

B. Seller and Seller’s Agent’s Responsibility of Full Disclosure. Recipients are obligated to make disclosures, and always disclose materialfacts, that are within their actual knowledge.

C. Scope of Report. This Report is limited to determining whether the Property is in those specified natural hazard zones and property taxdistricts, and in proximity to those specified environmental sites (depending on the report product ordered), as defined in the Report. TheReport is not a geologic report or a land survey and no site inspection has been made in producing the Report. JCP-LGS makes nodetermination, expresses no opinion or view, and assumes no responsibility in this Report concerning the right, entitlement, or ability todevelop or improve the Property. JCP-LGS has no information concerning whether the Property can be developed or improved. Nodetermination is made and no opinion is expressed, or intended, by this Report concerning structures or soils on or outside of the Property,including, without limitation, habitability of structures or the Property, suitability of the Property for construction or improvement, potential forsoil settlement, drainage, soil subsidence, or other soil or site conditions. The Recipient(s) is advised to consult the local Planning Departmentto determine whether factors beyond the scope of this Report may limit the Transferee(s) ability to use or improve the Property.

The Report is not a title report, and no determination is made and no opinion is expressed, or intended, by this Report as to title to theProperty or liens against the Property, recorded or otherwise, or whether the Property is comprised of legal lots in conformance with theCalifornia Subdivision Map Act or local ordinances. The Report is not a property inspection report, and no determination is made and noopinion is expressed, or intended, by this Report concerning architectural, structural, mechanical, engineering, or legal matters, or themarketability or value of the Property. JCP-LGS has not conducted any testing or physical or visual examination or inspection of the Property,nor is this Report a substitute for any such testing, physical or visual examination, or inspection.

D. Tax and Environmental Disclosures (if included in Report). No determination is made and no opinion is expressed, or intended, by theReport concerning the existence of property tax liabilities, or the existence of hazardous or toxic materials or substances, or any other defects,on, under, or in proximity to the Property, unless specifically described in the Report.

E. Statutory and Additional Disclosures, Advisories, and Local Addenda (if included in Report). No determination is made and no opinionis expressed, or intended, by this Report concerning the need to purchase earthquake or flood insurance for the Property. In preparing theReport, JCP-LGS accurately reported on information contained in Government Records. JCP-LGS reviewed and relied upon thoseGovernment Records specifically identified and described in the Report. JCP-LGS has not reviewed or relied upon any Government Recordsthat are not specifically identified in the Report. JCP-LGS also has not reviewed any plat maps, survey maps, surveyor maps, assessor maps,assessor parcel maps, developer maps, or engineering maps, whether or not such maps have been recorded. No determination is made andno opinion is expressed, or intended, by the Report concerning any matters identified in Government Records that were not reviewed by JCP-LGS. Local Addenda, where applicable, are included "AS IS" as an accommodation to the local real estate board that provided the content;JCP-LGS assumes no responsibility for the accuracy of any information included in the Local Addenda.

F. FEMA Flood Determination Certificate (if accompanying the Report). No determination is made and no opinion is expressed, or intended,by the Report concerning the requirement for or cost of flood insurance on the Property. Recipient(s) understands that a lender may requireflood insurance to secure its loan collateral independent of whether FEMA may require flood insurance under the National Flood InsuranceProgram on a federally backed mortgage. The FEMA Flood Determination Certificate ("Flood Certificate"), which may accompany the Report,is produced by a third-party expert certified by FEMA to provide Flood Certificates. JCP-LGS assumes no liability for errors in that third-partyflood determination.

G. C.L.U.E.® Loss History Report (if accompanying the Report). No determination is made and no opinion is expressed, or intended, by theReport concerning any prior insurance claims made on the Property. The C.L.U.E.® Loss History Report ("C.L.U.E. Report"), which mayaccompany this Report, is produced by the Comprehensive Loss Underwriting Exchange maintained by LexisNexis (a division of ReedElsevier Inc.), a third-party agency that maintains a database of insurance claims pooled by insurance companies. JCP-LGS assumes noliability for errors in that third-party database.

H. Changes to Government Record after Report Date. This Report is issued as of the Report Date identified in the Report. JCP-LGS shallhave no obligation to advise any Recipient of any information learned or obtained after the Report Date even if such information would modify

JCP-LGS Residential Property Disclosure ReportsTerms and Conditions



or otherwise affect the Report. Subsequent to JCP-LGS acquisition of Government Records, changes may be made to said GovernmentRecords and JCP-LGS is not responsible for advising the Recipients of any changes. JCP-LGS will update this Report upon request and at nocharge during the transaction process for which this Report was issued, but not to exceed one year from the date of the Report. Likewise,JCP-LGS is not liable for any impact on the Property that any change to the Government Records may have.

I. Government Record Sources.JCP-LGS relies upon the Government Records specifically identified in the Report without conducting anindependent investigation of their accuracy. JCP-LGS assumes no responsibility for the accuracy of the Government Records identified in theReport. JCP-LGS makes no warranty or representation of any kind, express or implied, with respect to the Report. JCP-LGS expresslydisclaims and excludes any and all other express and implied warranties, including, without limitation, warranties of merchantability or fitnessfor a particular purpose. The JCP-LGS Report is "AS IS".

J. Liability Provisions.(1) Recipients are entitled to rely on the provisions of the Report as of the close of escrow for the transaction for which said Report was

issued.(2) Except as specifically described in the Report, JCP-LGS's total liability and responsibility to any Recipient for any liabilities, causes of

action, claim or claims, including but not limited to any claim for breach of Report or negligence, shall be for actual proven damages onlyand is limited to the difference in fair market value of the Property as of the Report Date, caused by the error or omission but not in excessof the sale price of the Property to the Buyer. JCP-LGS shall have no responsibility, or liability, for any lost profits, consequential damages,special damages, indirect damages, or incidental damages allegedly suffered as a result of the use of, or reliance on, the Report. JCP-LGS has not conducted an independent investigation of the accuracy of the information provided by the Recipient. JCP-LGS assumes noresponsibility for the accuracy of information provided by the Recipient. JCP-LGS shall be subrogated to all rights of any claiming partyagainst anyone including, but not limited to, another party who had actual knowledge of a matter and failed to disclose it to the Recipientsin writing prior to the close of escrow.

K. Governing Law. The Report shall be governed by, and construed in accordance with, the laws of the State of California.

L. Small Claims or Arbitration. This provision constitutes an agreement to arbitrate disputes on an individual basis. Any party may bring anindividual action in small claims court instead of pursuing arbitration. All disputes and claims arising out of or relating to the Report must beresolved by binding arbitration. This Report to arbitrate includes, but is not limited to, all disputes and claims between JCP-LGS, transferor(s)and transferee(s) and claims that arose prior to purchase of the Report. This agreement to arbitrate applies to transferor(s) and transferee(s)successors in interest, assigns, heirs, spouses, and children. As noted above, a party may elect to bring an individual action in small claimscourt instead of arbitration, so long as the dispute falls within the jurisdictional requirements of small claims court.

Any arbitration must take place on an individual basis, JCP-LGS, transferor(s) and transferee(s) agree that they are waiving any right to a jurytrial and to bring or participate in a class, representative, or private attorney general action, and further agree that the arbitrator lacks thepower to consider claims for injunctive or declaratory relief, or to grant relief effecting anyone other than the individual claimant.

The arbitration is governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (the"AAA Rules") of the American Arbitration Association ("AAA"), as modified by this Agreement, and will be administered by the AAA. Companywill pay all AAA filing, administration and arbitrator fees for any arbitration it initiates and for any arbitration initiated by another party for whichthe value of the claims is $75,000 or less, unless an arbitrator determines that the claims have been brought in bad faith or for an improperpurpose, in which case the payment of AAA fees will be governed by the AAA Rules. A COPY OF THESE RULES IS AVAILABLE FROMTHE AAA’S WEB SITE AT WWW.ADR.ORG OR ON REQUEST FROM THE COMPANY. THE ARBITRATION AWARD MAY INCLUDEATTORNEY’S FEES IF ALLOWED BY FEDERAL, STATE, OR OTHER APPLICABLE LAW AND MAY BE ENTERED AS A JUDGMENT INANY COURT OF PROPER JURISDICTION.

The arbitration will take place in the same county in which the property covered by the Report is located. The Federal Arbitration Act willgovern the interpretation, applicability and enforcement of this arbitration agreement. This arbitration agreement will survive the termination ofthis Report.

M. Severability. If any provision of the Terms and Conditions to this Report is determined to be invalid or unenforceable for any reason, then suchprovision shall be treated as severed from the remainder of the Terms and Conditions, and shall not affect the validity and enforceability of allof the other provisions of the Terms and Conditions.

N. Other Agreements. This Report constitutes the entire, integrated agreement between JCP-LGS and Recipients, and supersedes andreplaces all prior statements, representations, negotiations, and agreements.

JCP-LGS Residential Property Disclosure ReportsTerms and Conditions



http://WWW.ADR.ORG



revised or altered bank wire instructions, consider it suspect and call our office at a number you trust. Our bank wire instructions seldom change.



EXHIBIT A

LIST OF PRINTED EXCEPTIONS AND EXCLUSIONS (BY POLICY TYPE)

CLTA/ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (02-03-10)

EXCLUSIONS In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of those portions of any law or government regulation concerning: (a) building; (d) improvements on the Land;

(b) zoning; (e) land division; and

(c) land use; (f) environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27.

2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not limit the coverage described in Covered Risk 14 or 15.

3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17. 4. Risks: (a) that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records;

(b) that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date; (c) that result in no loss to You; or (d) that first occur after the Policy Date - this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5. Failure to pay value for Your Title. 6. Lack of a right: (a) to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and (b) in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state

insolvency, or similar creditors' rights laws.

LIMITATIONS ON COVERED RISKS

Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: For Covered Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A.

Your Deductible Amount Our Maximum Dollar Limit of Liability





ALTA RESIDENTIAL TITLE INSURANCE POLICY (6-1-87)

EXCLUSIONS In addition to the Exceptions in Schedule B, you are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of any law or government regulation. This includes building and zoning

ordinances and also laws and regulations concerning: (a) and use

(b) improvements on the land

(c) and division

(d) environmental protection This exclusion does not apply to violations or the enforcement of these matters which appear in the public records at Policy Date. This exclusion does not limit the zoning coverage described in Items 12 and 13 of Covered Title Risks. 2. The right to take the land by condemning it, unless:



(a) a notice of exercising the right appears in the public records on the Policy Date

(b) the taking happened prior to the Policy Date and is binding on you if you bought the land without knowing of the taking 3. Title Risks: (a) that are created, allowed, or agreed to by you (b) that are known to you, but not to us, on the Policy Date -- unless they appeared in the public records (c) that result in no loss to you (d) that first affect your title after the Policy Date -- this does not limit the labor and material lien coverage in Item 8 of Covered Title Risks 4. Failure to pay value for your title. 5. Lack of a right: (a) to any land outside the area specifically described and referred to in Item 3 of Schedule A OR

(b) in streets, alleys, or waterways that touch your land

This exclusion does not limit the access coverage in Item 5 of Covered Title Risks.

2006 ALTA LOAN POLICY (06-17-06)






coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed


13, or 14); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-


Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. 6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating

the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of

Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage provided under Covered Risk 11(b).

The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage:


This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) that arise by reason of:

1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real









2006 ALTA OWNER'S POLICY (06-17-06)






coverage provided under Covered Risk 5.

(b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed

in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 or

10); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting

the Title as shown in Schedule A, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of

Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage:


This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) that arise by reason of: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real







ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (07-26-10)

EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of:



1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to

(i) the occupancy, use, or enjoyment of the Land;




coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c),

13(d), 14 or 16. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed


16, 17, 18, 19, 20, 21, 22, 23, 24, 27 or 28); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-


Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. This Exclusion does not modify or limit the coverage provided in Covered Risk 26.

6. Any claim of invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11.

7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of Policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11(b) or 25.

8. The failure of the residential structure, or any portion of it, to have been constructed before, on or after Date of Policy in accordance with applicable building codes. This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6.

9. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is

(a) a fraudulent conveyance or fraudulent transfer, or

(b) a preferential transfer for any reason not stated in Covered Risk 27(b) of this policy.



Privacy Information We Are Committed to Safeguarding Customer Information In order to better serve your needs now and in the future, we may ask you to provide us with certain information. We understand that you may be concerned about what we will do with such information - particularly any personal or financial information. We agree that you have a right to know how we will utilize the personal information you provide to us. Therefore, together with our subsidiaries we have adopted this Privacy Policy to govern the use and handling of your personal information. Applicability This Privacy Policy governs our use of the information that you provide to us. It does not govern the manner in which we may use information we have obtained from any other source, such as information obtained from a public record or from another person or entity. First American has also adopted broader guidelines that govern our use of personal information regardless of its source. First American calls these guidelines its Fair Information Values. Types of Information Depending upon which of our services you are utilizing, the types of nonpublic personal information that we may collect include:

• Information we receive from you on applications, forms and in other communications to us, whether in writing, in person, by telephone or any other means; • Information about your transactions with us, our affiliated companies, or others; and • Information we receive from a consumer reporting agency.

Use of Information We request information from you for our own legitimate business purposes and not for the benefit of any nonaffiliated party. Therefore, we will not release your information to nonaffiliated parties except: (1) as necessary for us to provide the product or service you have requested of us; or (2) as permitted by law. We may, however, store such information indefinitely, including the period after which any customer relationship has ceased. Such information may be used for any internal purpose, such as quality control efforts or customer analysis. We may also provide all of the types of nonpublic personal information listed above to one or more of our affiliated companies. Such affiliated companies include financial service providers, such as title insurers, property and casualty insurers, and trust and investment advisory companies, or companies involved in real estate services, such as appraisal companies, home warranty companies and escrow companies. Furthermore, we may also provide all the information we collect, as described above, to companies that perform marketing services on our behalf, on behalf of our affiliated companies or to other financial institutions with whom we or our affiliated companies have joint marketing agreements. Former Customers Even if you are no longer our customer, our Privacy Policy will continue to apply to you. Confidentiality and Security We will use our best efforts to ensure that no unauthorized parties have access to any of your information. We restrict access to nonpublic personal information about you to those individuals and entities who need to know that information to provide products or services to you. We will use our best efforts to train and oversee our employees and agents to ensure that your information will be handled responsibly and in accordance with this Privacy Policy and First American's Fair Information Values. We currently maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Information Obtained Through Our Web Site First American Financial Corporation is sensitive to privacy issues on the Internet. We believe it is important you know how we treat the information about you we receive on the Internet. In general, you can visit First American or its affiliates� Web sites on the World Wide Web without telling us who you are or revealing any information about yourself. Our Web servers collect the domain names, not the e-mail addresses, of visitors. This information is aggregated to measure the number of visits, average time spent on the site, pages viewed and similar information. First American uses this information to measure the use of our site and to develop ideas to improve the content of our site. There are times, however, when we may need information from you, such as your name and email address. When information is needed, we will use our best efforts to let you know at the time of collection how we will use the personal information. Usually, the personal information we collect is used only by us to respond to your inquiry, process an order or allow you to access specific account/profile information. If you choose to share any personal information with us, we will only use it in accordance with the policies outlined above. Business Relationships First American Financial Corporation's site and its affiliates' sites may contain links to other Web sites. While we try to link only to sites that share our high standards and respect for privacy, we are not responsible for the content or the privacy practices employed by other sites. Cookies Some of First American's Web sites may make use of "cookie" technology to measure site activity and to customize information to your personal tastes. A cookie is an element of data that a Web site can send to your browser, which may then store the cookie on your hard drive. FirstAm.com uses stored cookies. The goal of this technology is to better serve you when visiting our site, save you time when you are here and to provide you with a more meaningful and productive Web site experience. -------------------------------------------------------------------------------- Fair Information Values Fairness We consider consumer expectations about their privacy in all our businesses. We only offer products and services that assure a favorable balance between consumer benefits and consumer privacy. Public Record We believe that an open public record creates significant value for society, enhances consumer choice and creates consumer opportunity. We actively support an open public record and emphasize its importance and contribution to our economy. Use We believe we should behave responsibly when we use information about a consumer in our business. We will obey the laws governing the collection, use and dissemination of data. Accuracy We will take reasonable steps to help assure the accuracy of the data we collect, use and disseminate. Where possible, we will take reasonable steps to correct inaccurate information. When, as with the public record, we cannot correct inaccurate information, we will take all reasonable steps to assist consumers in identifying the source of the erroneous data so that the consumer can secure the required corrections. Education We endeavor to educate the users of our products and services, our employees and others in our industry about the importance of consumer privacy. We will instruct our employees on our fair information values and on the responsible collection and use of data. We will encourage others in our industry to collect and use information in a responsible manner. Security We will maintain appropriate facilities and systems to protect against unauthorized access to and corruption of the data we maintain.

Form 50-PRIVACY (9/1/10) Page 1 of 1 Privacy Information (2001-2010 First American Financial Corporation)

Copyright: Further Inspection dba General Contractors Inspection Service (GCIS) Inspection Report Page Number:

The following pages include a GCIS Property Inspection Report and our Contract, which describes the scope of the

report and the limits of our liability. This report has been prepared for the exclusive use of the client named within.

In addition to this report, we have attached a Glossary and Supplement Page that provide additional information

regarding our findings during our inspection.

GCIS reserves all rights regarding distribution, reproduction and use of this report. If you have any questions

regarding the content of these documents or the conditions of their authorized use, please call us at 415-822-9090.

473 Tehama, Unit B, 20150505, GCIS REPORTFile Name:

1630A Taraval Street


www.gcisnow.com

p: 415-822-9090

Abbreviations used in this report:

I/A = inaccessible

N/A = not applicable

PCO = Pest Control Operator (termite inspector)

Termite Report = Structural Pest Control Report

F/I = further inspection needed

SPCR = Structural Pest Control Report

General Contractors Inspection Service

Property Inspection Report


Further Inspection LLC dba GCIS

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Inspectors:

Leo Bragagnolo

Roger Drosd

Peter Goodman

Ken Johnson

Burk Karr

Mark Nolfi

John Casasanto

473 Tehama, Unit B

San Francisco

2015/05/05

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2.0v

Property address:

Date of inspection:

Burk KarrInspector:

Megan Gottbrath

Joey Gottbrath

Prepared for:

Jennifer

Read and Approved



SCOPE OF INSPECTION: The inspection of the subject property shall be performed by General Contractors Inspection Service (GCIS) in accordance with the

American Society of Home Inspectors (ASHI) Standards of Practice and Code of Ethics. The PURPOSE OF THE INSPECTION IS TO IDENTIFY AND

DISCLOSE TO THE CLIENT MAJOR DEFICIENCIES AND DEFECTS OF THE SYSTEMS AND COMPONENTS of the subject premises that are visually

observable at the time of the inspection. Unless indicated otherwise, the following major systems will be included:

FOUNDATION: Examined to determine its type, general condition, evidence of excessive settlement and damage.

STRUCTURE: Wall, floor and roof structures will be identified and evaluated for damage and abnormal wear.

ELECTRICAL: The electrical system capacity and condition will be evaluated with an emphasis on safety issues.

PLUMBING: Water supply and drainage systems will be examined to determine age, condition and serviceability.

HEATING: Heating systems will be evaluated for type, age, general condition and serviceability.

ROOFING: Roofing materials will be identified and evaluated for evidence of leakage and serviceability.

OTHER: Miscellaneous items will be inspected and evaluated where applicable.

The Inspection and Inspection Report are intended to provide the Client with a better understanding of the property conditions as observed at the time of the

inspection. Although minor problems may be mentioned, the report will not attempt to list them all. The inspection will consist of a visual analysis of major systems

and components of the property and comment on those that are in need of immediate repair, replacement, or further evaluation by a specialist. The Inspection

Report may contain information that was not discussed by the inspector during the inspection. It is agreed that no claim shall be made against GCIS for any oral

representations, which are perceived to be inconsistent with the written report. The scope of the inspection is limited to the items listed within the report pages.

LIMITATIONS OF THE INSPECTION: The inspection is limited to readily accessible and visible major systems, components, and equipment located in and

attached to the premises. The inspection is not technically exhaustive, and it does not include destructive testing. Any area which is not exposed to view, is

concealed, or is inaccessible because of soil, wall coverings, floor coverings, ceiling coverings, rugs, carpets, furnishings, or other materials is not to be

considered part of this inspection. Low crawlspaces and any area judged by the inspector as potentially hazardous will not be entered. Weather limitations may

affect the extent to which the inspector can access and inspect the property or operate heating and air conditioning systems. This inspection is not considered to

be an expressed or implied guarantee or warranty of any kind regarding the condition of the property, its systems or components. An exhaustive inspection that

includes a guarantee of the conditions of the property for which GCIS would be held responsible would require the services of a number of experts in different

fields, and it would cost 3% of the property's fair market value. Further limitations described in the report also apply.

INSPECTION EXCLUSIONS: The following items are specifically excluded from this inspection:

1) Building code compliance and zoning violations

2) Hidden or latent defects

3) Geological stability and soils condition

4) Structural stability and engineering analysis

5) Termites, pests or other wood destroying organisms

6) Asbestos, radon, formaldehyde, lead, water or air quality, mold, electromagnetic fields, underground fuel tanks or other environmental hazards

7) Building value appraisal or cost estimates for repairs and remodeling

8) Cosmetic conditions. Conditions of the surrounding neighborhood and properties as they may affect the subject property or its desirability

9) Detached buildings or structures, unless specifically included

10) Pools, exterior spas/hot-tubs, saunas, steam baths, or similar fixtures with enclosed equipment, underground piping, sprinkler systems

11) Specific components noted as being excluded in the context of the report

12) Kitchen or other appliances not specifically addressed in the report, including but not limited to ranges, dishwashers, laundry equipment, microwave ovens

13) Appliances may be checked for connections, but not for functionality and suitability. We do not perform research for product recalls.

14) Private water or private sewage (septic) systems, water softener / purifier systems

15) Radio-controlled devices, automatic gates, elevators, car-lifts, dumbwaiters and thermostatic controls, timers, security alarms

16) Photovoltaic (solar) power systems, solar water-heating systems, geo-thermal heating/cooling systems

17) Furnace heat exchangers are not accessible without disassembly, and they are excluded.

18) Interiors of fireplace flues or chimneys

19) Adequacy, efficiency or prediction of the life expectancy of any system or component

(continued on next page)

Inspection Contract

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Copyright: Copyright: General Contractors Inspection Service (GCIS) Inspection Report Page Number:


Inspection Contract (page 2)

LIMITATION OF LIABILITY: Client agrees and understands that this inspection is not a home warranty, guarantee, insurance policy, or substitute for real estate

transfer disclosures which may be required by law. Neither GCIS, nor its agents, principals, and employees, shall be liable for any repairs or replacement of any

components, systems, structure of the property or the contents therein, either during or after the inspection. The liability of GCIS for errors and omissions in the

inspection and report is limited to a refund to the client of double the fee paid for the inspection and report. Refund of the fee shall be accepted by the client as full

settlement of all claims, and GCIS shall thereupon be generally released. The undersigned waives all rights under Section 1542 of the California Civil Code, which

reads as follows:

"A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time

of executing the release, which if known to them must have materially affected their settlement with debtor."

ADDITIONAL INSPECTIONS: Any recommendation made by GCIS to engage the services of specialty contractors or engineers for more detailed inspection,

evaluation or repair of a specific system, component, and/or structure of the subject property, shall relieve GCIS from any liability to Client for the inspection and

report of those components, systems, or structures. Any such additional inspections or repairs are to be made by contractors, consultants or other professionals

who are duly licensed and qualified in the appropriate field or trade.

ARBITRATION: Any dispute, controversy, interpretation or claim including claims for, but not limited to, breach of contract, any form of negligence, fraud or

misrepresentation arising out of, from or related to, this contract or arising out of, from of related to the inspection or inspection report shall be submitted to binding

arbitration under the Rules and Procedures of the Expedited Arbitration of Home Inspection Disputes of Construction Arbitration Services, Inc. The decision of the

appointed Arbitrator shall be final and binding, and judgment on the Award may be entered in any Court of competent jurisdiction.

CONFIDENTIAL REPORT: The report is the property of GCIS. It is prepared for Client's own information and may not be relied upon by any other person without

compensation for, and expressed written permission of GCIS. Client agrees to maintain the confidentially of the inspection report in accordance with these terms.

This report is not a complete product without a signed contract and attendance of the client at the inspection. It is a summary of information presented and

discussed during the inspection, and reliance upon this report without benefit of attendance is wholly at the risk of the Client or any other party. Client may

distribute copies of the inspection report to authorized agents directly involved in this transaction, but said persons are not specifically intended beneficiaries of this

Agreement or the inspection report. Client agrees to indemnify, defend, and hold GCIS harmless from any third party claims arising out of Client's unauthorized

distribution of the inspection report.

NOTICE REQUIREMENTS: Client agrees that any claim alleging GCIS's failure to accurately report a visually observable defective condition of the subject

property shall be made in writing and delivered to GCIS within ten (10) business days of discovery. Client further agrees that, with the exception of emergency

repairs, neither Client, nor anyone acting on Client's behalf, will make alterations, modifications, or repairs to the subject of the claim prior to a re-inspection by

GCIS within a reasonable time period. Client further agrees and understands that any failure to notify the Inspector as set forth above shall constitute a waiver of

any and all claims for said failure to accurately report the condition.

ATTORNEY'S FEES: In the event that Client files suit in any civil court alleging claims arising out of this agreement or the services performed hereunder, Client

agrees to pay to GCIS, all costs, expenses, and attorneys' fees incurred by GCIS, its agents, employees, or insurers in the defense of such suit. This section shall

not apply to arbitration proceedings unless the selected arbitrator finds that the claim brought by Client is without merit and the Client has been given written notice

of the claim's lack of merit prior to the proceedings.

SEVERABILITY: Client and GCIS agree that should a court of competent jurisdiction determine and declare that any portion of this contract is void, voidable, or

unenforceable, the remaining provisions and portions shall remain in full force and effect.

I (Client) hereby request a limited visual inspection of the structure at the address named below, to be conducted by GCIS, for my sole use and benefit.

I understand that I am bound by all the terms of this contract. I further warrant that I will read the entire inspection report when I receive it and

promptly call the inspector with any questions I may have.

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$650Fee:

Date:Signed:

473 Tehama, Unit BProperty address:

San FranciscoCity:

No

Date:Signed:

Date:Signed:

CheckPayment type:


INSPECTION REPORT


1.5 Due to the age of this structure, hazardous materials (such as lead paint and asbestos) may be present. Identification and evaluation of

hazardous materials is beyond the scope of this inspection; any notes in this report identifying potential sources of hazardous substances are

provided as a courtesy, and should not be considered all-inclusive.. Refer to S.F. Dept. of Environmental Health (554-2770) or a hazardous

materials contractor for further information.

1.6 This building consists of three levels above a crawlspace. Unit B occupies the second level. There is no garage.

(This section continued on next page.)

Jennifer Rosdail

Joey Gottbrath

Janeen Anderson ((Paragon)

Megan Gottbrath

Client & Agent information

Burk Karr473 Tehama, Unit B

San Francisco

May 5 2015

Section 1: Building Description & General Information

Condominium

1 of 3

Clear

DATE:

PROPERTY ADDRESS:

CITY:

Inspector:

CLIENT:

CLIENT:

BUYER'S AGENT:

LISTING AGENT:

OTHER:

1.1 Number of units

1.2 Property type

1.3 Square footage (per disclosure)

1.4 Type of structure

1.6 Floors of occupancy in bldg.

1.8 Time of day

1.9 Weather

1.5 Estimated year built

PresentNoSIGNED CONTRACT:

$650FEE: CheckPayment type:

no, Gary of Lingruen onsite

No

1.10 SPCR (termite report) reviewed

1.11 Disclosure statement reviewed

No1.12 Other documents reviewed

1.7 Building orientation



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1908*

Wood framed

Three

Front faces north

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Section 1 continued:

Additional comments:

473 Tehama, Unit B, San Francisco

2015/05/05


1.11 The client is encouraged to secure and review all relevant documents connected with any construction process, including warranties /

guarantees, permits, plans, and local building official sign-offs. Items in this report that are on the exterior, or may serve the whole property, may

have the note "HOA" or "Common area" as they may be controlled by the Home Owner's Association. This inspection is limited to the subject unit

and the readily accessible common areas as described within the report. Other areas are excluded unless specifically indicated in this report.

GCIS does not measure or verify property lines, encroachments, common-area designations, building dimensions, or square-footage. Any

information provided to GCIS regarding common-area and deeded space is anecdotal and should be verified by interested parties. Refer to the

HOA for any available information regarding conditions and maintenance of the common areas, as well as information on responsibilities,

requirements, schedules, condition and history of the building, items regarding other units, and plans for future construction / repairs.

Sec 1 Addl Note (1): Notes in this report may refer to 'The Homeowner's Guide to Earthquake Safety', published by the California Seismic Safety

Commission. This guide can be reviewed and printed free of charge at http://www.seismic.ca.gov/pub/CSSC_2005-01_HOG.pdf

Sec 1 Addl Note (2): Any cost-estimates provided by the inspector are strictly 'ballpark estimates'. They are not based on measurements or

specifications of any sort. They should be considered as rough guidelines only, provided as a courtesy to our client. They are also not to be

considered as solicitations for any work by GCIS. Any reliance on these figures as projections of actual remodeling or repair costs is wholly at the

risk of the user. For more accurate cost estimates, competitive bids by a remodeling contractor or specialty contractors should be procured by

interested parties.

Sec 1 Addl Note (3): This report has been prepared for the exclusive use of the Seller of the property. It is not a substitute for a Real Estate

Transfer Disclosure Statement, nor does it take the place of an independent inspection for the prospective Buyer. An on-site independent

consultation with the Inspector to answer questions regarding this report can be arranged for a reduced fee.

Sec 1 Addl Note (4): The unit was staged at the time of the inspection. Portions of the unit appear recently painted.

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2.1 (HOA) There is a low crawlspace under the bottom unit . Only small portions of the crawlspace could be viewed from the side vents.Replace the damaged vent screens where needed. .

2.2 (HOA) Portions of the foundation were viewed in the ground level southwest hall, ground level southeast hall, and the south side. Most ofthe foundation is inaccessible for observation due to finished surfaces, inaccessible crawlspaces, and adjacent properties.

2.4 (HOA) Posts have been installed under the bay at the exterior south side, and the cantilevered portions of the second level at the front eastand back west sides. This was likely conducted to slow the settlement that typically occurs in cantilevered joists over time. Much of thesemodifications were conducted long ago, and some of the posts and framing rest upon the concrete slab ; this earth-wood condition is subject todecay. Decay was observed at the base of the southwest corner port. Refer to a structural pest control inspector for more information. Also, typicalfirewalls were not installed along the property line portions of the walls at the east and west sides, possibly due to the era of construction. Refer to ageneral contractor for improvements.

2.5 (HOA) Portions of the foundation appear to be more recent than original construction ( such as seen at the exterior south side and thesouthwest hallway). See Note 1.11.

2.7 (HOA) As viewed at the ground level southeast hall, small surface portions of the foundation spalled off when probed with a screwdriver. Moisture in the concrete reacts with the air, and over the years the surface of the concrete weakens. This condition is not uncommon, and probing ofthe accessible portions of the foundation revealed spalling only at the surface. The rate of this deterioration can be slowed down by scraping off theworn portions of concrete, and then coating it with a cement-based sealer (parge coat). Refer to a handyperson.

2.9 (HOA) The foundation is below grade at the front entry door at the north side of the building. Refer to a Structural Pest Control Inspector forfurther information and recommendations. (This section continued on next page.)

Section 2:

Foundation & Substructure:

1) Evaluation of the internal conditions or stabilities of soils, concrete footings and foundations, or the effectiveness of site drainage, is beyond the scope of this inspection. Evidence

of foundation cracking or structural settlement such as out-of-plumb walls, doors, or sloping floors may indicate the possibility of soils or drainage problems. We recommend contacting

a structural or civil engineer for further information if these conditions are noted in our report. Refer to the Glossary for more information regarding foundation types and conditions


Notes and Recommendations:

2015/05/05


2.0 Foundation

None observed

Yes*

None observed

Yes*

Serviceable

Yes*2.5 Alterations/repairs evident

2.6 Foundation cracks observed

2.7 Surface spalling

2.8 Concrete crumbling

2.9 Below-grade foundation

Concrete2.3 Perimeter foundation type

Yes2.4 Post & pier supports

Partially*2.2 Foundation covered/obscured

No2.1 Subarea access

2.20 Substructure / Framing

Typical for age

None observed

See below*

Yes, see Note 2.4

None observed

See Note 2.4

2.21 Earth/wood contact

2.22 Cellulose debris in subarea

2.23 Settlement/deflection evident

2.24 Mudsill deterioration visible

2.25 Framing damage visible

2.26 Structural alterations evident

Inaccessible

No

See below*

Yes

None observed

Yes, see Note 2.1

Inaccessible

2.41 Surface drainage adequate

2.42 Efflorescence/water stains

2.43 Subarea may be seasonally wet

2.44 Sump pump present

2.45 Subarea ventilation

2.47 Vapor barrier/retarder present

2.46 Slab/ratproofing present

2.40 Drainage/Moisture/Insulation

Inaccessible2.48 Subarea insulation present

Inaccessible*

N/A

Inaccessible*

Inaccessible*

2.31 Anchor bolts visible

2.32 Framing connectors visible

2.33 Substructure wall bracing visible

2.34 Garage door opening braced

2.30 Seismic bracing features

2.10 General condition 1

6 of 12

2.0v


Section 2 continued:

Foundation and Substructure:

2.24, 2.25 (HOA) Many of the sills and framing were inaccessible due to finished interiors. Portions are exposed to the exterior at the ground

level east and west hallways; refer to a structural pest control inspector for any additional information.

2.30 (HOA) Finished surfaces cover the sills and framing from inspection for seismic elements. Currently, foundation-sill anchor bolts, post &

framing connectors, and wall braces are elements typically used by a structural engineer for seismic reinforcement. Although the absence of any

of these seismic elements is typical to buildings of this era, their installation where not present is recommended. Refer to 'The Homeowner's Guide

to Earthquake Safety'(see Sec 1 Addl Note (1)), for general information and recommendations, and to a structural engineer for information

regarding the benefits and limitations of any discovered / reported seismic elements (see Note 1.11), as well as information on recommended

upgrades.

2.41, 2.43 (HOA) Keep any interior and exterior surface drains clear of debris for drainage.

File Name:

of


Section 3:

Structure Interior/Exterior:

None observed

Wood shingle, mineral shingle , wood

Inaccessible

Inaccessible

Inaccessible

See below*

None observed

Typical wear

N/A

None observed

Inaccessible


N/A

Yes*

Yes*

Inaccessible

3.3 (HOA) On the exterior south side, some of the sections of mineral shingle siding are displaced. Refer to a siding contractor for repair. Shingles may contain asbestos; see Note 1.5.

3.5, 3.6 Windows, doors, glass 1. Many of the windows consist of replacement double pane glass units. While this is a modern style of window,

the windows appears to be older. The window next to the bath tub does not consist of safety glass (replace with safety glass) . The window opening in the northeast room is smaller than allowed by modern bedroom emergency egress standards (replace with a window with an appropriately sized opening). Some windows have noisy springs. Refer to a window specialist for review and safety improvements.

2. This operable window in the southeast room is within 24 inches of the floor. If needed for child safety, install appropriate window restraints or barriers to protect the opening.

3. (HOA) The ground level entry stairway door has glass without the "tempered-safety glass" label. For safety, we recommend upgrading to safety glass. Refer to a glass / door specialist.

4. The glass in some doors in Unit B is without the "tempered-safety glass" label. For safety, we recommend upgrading to safety glass. Refer to a glass / door specialist.

3.8 (HOA) A stairway is located on the exterior middle west side of the building. Wood decay was observed; refer to a structural pest controlinspector for more information. Some stairway details are outdated (some of the winding treads are narrow). By modern standards, the guardrailshave wide openings, and they are low along the top. The current handrails are not graspable, do not extend the full length of the stairs. Refer to ageneral contractor with qualified deck experience for repairs and safety improvements.


2015/05/05


N/A

3.8 Deck/balcony needs repair

3.9 Stair/landing needs repair

3.2 Siding materials

3.10 Railings damaged/missing

3.5 Window/door damage

3.6 Windows broken/fogged

3.22 Floors deteriorated/damaged

3.24 Emergency exit from bedroom

3.25 Fire-door w/closer at garage

3.26 Fire-wall / ceiling at garage

3.23 Ceiling / wall / door damage

3.27 Attic access

3.28 Roof sheathing type

3.29 Roof framing dimensions

3.30 Ceiling framing dimensions

3.31 Attic insulation

3.32 Attic ventilation

See Note 3.5, 3.6 (1)

Wood framed3.1 Type of structure

No3.7 Attached invasive foliage

See below*3.3 Siding deterioration

No3.4 Ornamentation needs repair

3.20 Interior/Walls/Floors/Doors/Attic3.0 Exterior/Stairs/Decks/Doors/Windows

No3.21 Railings/stairs damaged/missing

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4.34 The loose outlet receptacles (such as in the southeast and southwest rooms) are conducive to loose wire connections which is a fire hazard.Secure as needed.

4.38 At the water heater, install an appropriate conductive cable between the gas and water pipes to insure a continuous bond (the water pipes arealready bonded to each other).

4.39 Some three-pronged outlet receptacles are non-grounded (such as in the northeast room). Ground the outlets, or replace non-grounded3-prong receptacles with 2-prong type. Refer to an electrician for further investigation and modifications.

Sec 4 Addl Note (1): The two-pronged outlets (such as in the southeast room) indicate that some of the outlet receptacles are ungrounded (typicalfor the age of unit). Some devices today are designed for grounding; have rewired for three-pronged outlets where needed.

Section 4:

Electrical:


2015/05/05



4.20 GFCI (ground fault circuit interrupters)4.0 Service Type/Description

No

See below*

Yes

Yes*

No

No

No

Yes*

Ground level interior entry4.2 Shutoff location

4.1 Electricity on

Underground4.3 Service entry type

4.32 Open boxes/exposed splices

4.33 Unprotected cables

4.34 Loose/broken fixtures/devices

4.36 Extension cords used for wiring

4.37 Insufficient outlets

4.38 Bonding missing at water heater

4.39 Non-grounded 3-prong outlets

4.40 Other defects/hazards observed None observed

None observed4.35 Inoperative lights/outlets

N/A

Yes

None observed

Yes4.21 GFCI in kitchen

4.22 GFCI in bathroom

4.23 GFCI in exterior outlets

4.24 GFCI in garage/basement

4.30 Defects observed

4.50 Service/Distribution Panels

No

Yes

Yes

No

Yes

4.9 Cover removed for inspection

4.4 Panel weatherproofed

4.5 Service size (amps)

4.10 Fuses

4.11 Circuit breakers

4.13 Service upgrade recommended

Yes4.8 Panel deadfront present

Not observed4.7 Service ground visible

Yes4.6 240-volt service

Yes4.12 Wire types observed: YesCable

Knob & tube None observed

None observed4.31 Service entry damage

Panel #1 ground level entry

8

1

2

50/60-amp/240v:

40-amp/240v:

30-amp/240v:

20-amp/240v:

15-amp/240v:

30-amp/120v:

20-amp/120v:

15-amp/120v:

Panel #2

50/60-amp/240v:

40-amp/240v:

30-amp/240v:

20-amp/240v:

15-amp/240v:

30-amp/120v:

20-amp/120v:

15-amp/120v:

N/A Panel #3

50/60-amp/240v:

40-amp/240v:

30-amp/240v:

20-amp/240v:

15-amp/240v:

30-amp/120v:

20-amp/120v:

15-amp/120v:

N/A Panel #4 N/A

50/60-amp/240v:

40-amp/240v:

30-amp/240v:

20-amp/240v:

15-amp/240v:

30-amp/120v:

20-amp/120v:

15-amp/120v:

8 of 12

Conduit

2.0v


5.24 In the bathroom, the gasket at the drain line to tub connection is worn / bent out of shape, and may start leaking in the near future. Monitor andreplace if leakage is detected, or refer to a handyperson for replacement now.

5.25 (HOA) See Note " 1 " at the bottom of the first page of Section 5.

5.26 The toilet is loose; this condition can result in a damaged wax sealing ring. Remove the toilet, inspect the area for damage and replace the waxring, then reset the toilet securely. Refer to a handyperson / plumber


1) Underground sewer laterals are inaccessible by GCIS for inspection. Video inspection by a plumbing contractor is recommended for buildings more than 50 years old.

2) Appliances may be operated during the inspection to check for connections. However, we do not check temperature settings, timers, run cycles etc.

3) Shower pans may leak, regardless of the outward appearance of the shower enclosure. Refer to the Pest Control inspector to test pans for leakage, where applicable.

Section 5:

Water supply/Drains/Fixtures:


2015/05/05


Yes

5.1 Water service on

5.2 Water shutoff location

5.4 Pressure regulator present

5.5 Supply lines galvanized

5.6 Supply lines copper

5.7 Supply lines plastic

5.8 Dielectric unions

5.9 Local shutoff valves

5.10 Leakage from supply lines

5.0 Water Supply

Yes

Garage level front east hall

None observed

Yes

No

No

No

5.11 Water flow restricted No

5.21 Types of piping observed: Cast iron Galvanized

Plastic

5.22 Ejection pump present

5.23 Drains slow/clogged

5.24 Trap leakage observed

5.25 Drain pipe leakage

5.27 Non-vented drains evident

5.26 Toilet seal loose/leaking

5.20 Drain/Waste/Vent (DWV)

Yes

Yes

No

No

No

No, see below*

None observed

No

Copper Yes

5.31 Cabinet/countertop damage

5.32 Fixtures damaged/loose

No

No

No

Yes

5.3 Pressure checked No

1

5.33 Tub/shower deterioration 3

Yes

9 of 12

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5.30 Fixtures/Cabinets 2

6.30 Heating/Cooling Systems


Section 6:

Gas/Water Heater/HVAC:


1) We do not perform a pressure test of the gas supply lines to check for leaks. Older gas lines may leak small amounts of gas without any obvious indications. If faulty

gas lines are revealed during future testing, it may be necessary to replace large sections of the gas pipe system.

2) Evaluation of heat exchangers in forced-air and gravity heaters requires partial disassembly of the unit and is beyond the scope of this inspection. We recommend that

older heating systems be inspected by a heating contractor for a comprehensive evaluation of interior components.

3) Heat output to upper levels and remote rooms can vary considerably. Client should verify that heat output to each room meets expectations.



2015/05/05

6.3 (HOA) Keep a gas meter wrench near the gas meter for emergency shutoffs.

6.30 There is a gas fired fireplace heater in the front room. Because the glass plate can get very hot, child safety precautionary measures havebeen taken to prevent direct contact with the glass ( a metal screen is currently attached in front of the glass). For safety, do not remove the metalscreen. The fireplace glass plate is discolored on the inside. Sometimes this dissipates during use, but usually removal is needed for cleaning. Refer tothe manufacturer or a heating specialist for details. The furnace may not adequately heat any rooms with closed doors; consider installing additional heaters (such as baseboard electric) for better

distribution of heat. Refer to a heating specialist for options. The heater did not turn on when tested; refer to a heating specialist for review. At the roof, the vent pipe for the furnace terminates too close to an adjacent wall. The vent should be modified to provide at least 8 ft. horizontal

clearance from the adjacent wall, or extended to at least 2 ft. above the roof line. Refer to a heating specialist for modifications as needed..

Sec 6 Addl Note (1): (HOA) The ground level clothes dryer exhaust duct is excessively long with multiple elbows. Between the laundry area andthe outside, the maximum recommended duct distance is 14 ft. (minus 2 ft. for each 90-degree bend in excess of 2 bends). Ducts exceeding theserequirements should have an in-line booster fan attached (refer to an appliance specialist). Note that the flexible vent connector between the dryerand the duct should be constructed of metal, and be a maximum of 6 ft. in length

Sec 6 Addl Note (2): There is a window for a ventilation system in the bathroom. Installation of a mechanical vent system to the outside should beconsidered. Refer to a general contractor.

6.0 Gas supply

Yes

Ground level front east hall6.2 Meter/shutoff location

Keep a wrench nearby for emergencies

6.4 Seismic shutoff valve None observed

6.3 Shutoff wrench at meter

6.5 Local shutoff valves Yes

6.10 Water heater

Unit kitchen6.11 Water heater location

Tankless6.12 Water heater type

Tankless6.14 Size (gallons)

No6.16 Recirculation system

Yes6.17 Temp/press relief (TPR)

Yes6.19 Flexible gas connector

N/A6.22 Elevated in garage

Yes6.20 Vented

6.21 Combustion air adequate Yes

Gas6.13 Fuel type

Secured to wall6.18 Earthquake bracing

20076.15 Estimated age

See below

6.33 Fuel type

6.34 Estimated age

6.35 Combustion air adequate

6.41 Condensate drain/pump

6.39 Damaged ducts evident

6.38 Ducts insulated

6.40 Air-conditioning installed

Gas

Unknown ( appears to be middle aged)

Yes

Yes*

N/A

N/A

6.42 Condensate neutralizer

N/A

6.36 Furnace/boiler vented

N/A

6.37 Filter needs replacement

No

6.45 Radiator valve leakage N/A

6.46 Steam heat local control N/A

6.43 Heating system operated No

Northwest room6.31 Heater location

Gas fireplac heater

6.1 Gas service on 1

6.32 Heating system type2

6.44 Heat to upper levels 3

10 of 12

N/A

2.0v

7.34 Other leakage/stains observed


Section 7:

Roofing and Waterproofing:

1) Our findings pertain to the general condition of the roof, and we cannot guarantee against leakage. Any visible stains or evidence of recent repairs to the interior

ceilings or the roof itself should be regarded as possible indications of leakage. It is also generally not possible to estimate the age of stains by their appearance, and

unless there has been substantial recent rainfall, use of a moisture meter to check for dampness does not provide reliable data.

7.1 Roof type and location


No

Inaccessible

No

No

No

No

No

No

No


Location

Main

Material

Modified bitumen

Overall condition

Serviceable

Comments

2015/05/05


12 ft ladder set at side stairs

Roof access

7.31 Ceiling leakage observed

7.32 Skylight leakage/damage observed

7.33 Wall leakage observed

7.44 Chimney/vent flashing damaged/missing

7.46 Patching/repairs/alterations observed

7.47 Gutters/downspouts damaged/missing

7.51 Exterior painting/sealing needed

7.52 Window reglazing/caulking/flashing needed

No

No

7.42 Flashing damaged/missing

7.43 Counter-flashing damaged/missing

Typical wear7.41 Surface damage

7.40 Roof Conditions/Defects

7.50 Painting/Waterproofing

7.2 Means of access/ Access limitations

No7.45 Rain caps damaged/missing

11 of 12

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7.30 Evidence of water intrusion 1

8.32 Check all smoke alarms. Verify that operational, battery-operated, alarms are installed per the manufacturer's specifications in all bedroomsand adjacent hallway, and at least one on every level. Replace / install as needed.

Sec 8 Addl Note (1): Trees in the yard may require maintenance. Inspection of trees is beyond the scope of this report. Refer to a tree careprofessional for evaluation and recommendations.


Section 8:

Miscellaneous/Other:

1) We perform a Level 1 inspection of the fireplace, which is limited to its readily accessible interior and exterior portions. Much (or most) of the flue interior may be inaccessible for

inspection without special equipment. If it has not been inspected by a Certified Chimney Sweep within the past year, further evaluation is recommended.

2) Evaluation of the adequacy of retaining walls requires the services of a structural or civil engineer and is beyond the scope of this inspection.


2015/05/05


8.0 Fireplace


Cracks and gaps

N/A

N/A

N/A

Level out the back yard uplifted pavers

Do not use the brick firebox at the southeast room, obsolete and unsafe

No

No

N/A

N/A

None observed

N/A

See below*

No

Yes

Flue is stuffed with a pillow

8.4 Damage observed

8.7 Settlement/leaning visible

8.8 Flue bracing present

8.9 Spark arrestor/cap present

8.3 Damper present

8.5 Flue cleaning needed

8.6 Evidence of smoking N/A

8.21 Sidewalk/driveway damage

8.22 Patio/walkway damage

Type of wall

8.24 Fencing damaged

8.31 Garage door auto-reverse

8.32 Smoke alarm

8.33 CO alarm

8.34 Fire sprinklers present

For safety, verify that CO alarms with fresh batteries are installed per manufacturer's instructions

8.35 Deadbolts on doors

Leaning/damage visible

N/A8.2 Gas jet/log-lighter present

8.20 Grounds/Pavement

8.30 Additional safety items

8.1 Location/type1

8.23 Retaining wall present 2

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2.0v

Inspected By License No.

WOOD DESTROYING PESTS AND ORGANISMS INSPECTION REPORT

Ordered by: Report sent to:Property Owner and/or Party of Interest

COMPLETE REPORT LIMITED REPORT SUPPLEMENTAL REPORT REINSPECTION REPORT

GENERAL DESCRIPTION: Inspection Tag Posted:

Other Tags Posted:

Subterranean Termites Drywood Termites Fungus/Dryrot Other Findings

Signature

NOTE: Questions or problems concerning the above report should be directed to the manager of the company. Unresolved questions or problems with services performed may

copies contact: Structural Pest Control Board, 2005 Evergreen Street, Suite 1500, Sacramento, California, 95815-3831.You are entitled to obtain copies of all reports and completion notices on this property reported to the Structural Pest Control Board during the proceding two years. To obtain

be directed to the Structural Pest Control Board at (916) 561-8708, (800) 737-8188 or www.pestboard.ca.gov.

BUILDING NO. STREET CITY ZIP Date of Inspection NUMBER OF PAGES

LINGRUEN ASSOCIATES1555 Yosemite Ave. # 30San Francisco, CA 94124PH# (415) 822-2324 FAX (415) 822-1464

66680

PR 0156

An inspection has been made of the structure(s) on the diagram in accordance with the the Structural Pest Control Act. Detached porches, detachedsteps, detached decks and any other structures not on the diagram were not inspected.

If any of the above boxes are checked, it indicates that there were visible problems in accessible areas. Read the report for details on checked itemsFurther Inspection

Key: 1 = Substructure 2 = Foundations 3 = Steps/Decks 4 = Interior 5 = Exterior

43M-41 (Rev. 10/01)

Report #:

6 = Other

3 story wood frame 3 unit dwelling with wood exterior siding.


66680

Electric Service.

ON-SITE INPECTIONS, WELLINGTON

X

05/05/2015 794103

GARY FLOWERS OPR 8848

Please see subsequent pages for diagram.

Registration #:

Jennifer Rosdail

Paragon

180 Redwood

San Francisco CA

X X X

JOEY GOTTBRATH

MEGAN ANN BATES



JOEY GOTTBRATH

MEGAN ANN BATES



Jennifer

Read and Approved

SECOND PAGE OF STANDARD INSPECTION REPORT OF THE PROPERTY LOCATED AT:



05/05/2015 66680


1A

1A

1B

1C

1C

2A

2B

3A

5A

5B

FRONT

THIRD PAGE OF STANDARD REPORT OF THE PROPERTY LOCATED AT:




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IMPORTANT: Read this document. It explains the scope and limitations of a Structural Pest Control Inspection and Wood Destroying Pest and OrganismInspection Report.

A Wood Destroying Pest and Organism Inspection Report contains findings as to the presence or absence of wood destroying pest and organisms in the visible and accessible areas and contains recommendations for correcting any infestations or infections found. The Structural Pest Control Act and Regulations govern the

contents of the inspection report. Some structures may not comply with building code requirements or may have structural, plumbing, electrical, heating, air

conditioning, or other defects that do not pertain to wood destroying organisms. A Wood Destroying Pest and Organism Inspection Report does not contain

information on such defects, if any, as they are not within the scope of the licenses of either the inspector or the company issuing the report. All recommendations

for repairs are contingent upon approval by the local building department. Any changes, modifications, or redesign required by said building department, including

handicap access and architectural/engineered plans are not included and may result in additional costs.

The Structural Pest Control Act requires inspection of only those areas which are visible and accessible at the time of inspection. Some areas of the structure are not accessible for inspection, such as the interior of walls, floors, or ceilings, areas concealed by carpeting, built-in appliances, or cabinetwork. Infestations or

infections may be active in these areas without visible evidence. This company renders no guarantee against any infections, infestations, or any adverse condition

which may exist in such areas or may become evident in such areas after this date. If you desire information about areas that were not inspected, further

inspection will be performed at additional cost.

This company does not guarantee against leakage, such as (but not limited to), plumbing, appliances, doors, windows, shower or tub enclosures, roof or deckcoverings. We offer no guarantee against moisture penetration through foundations or into basements and subareas. If information regarding drainage systems,

runoff, or ground water is desired, interested parties are advised to consult a soils engineer.

The exterior surface of the roof was not inspected. If you want the water tightness of the roof determined, you should contact a roofing contractor who is licensed by the Contractor's State Licence Board.

MOLD DISCLAIMER: There may be health-related implications associated with the findings reflected on this report. We are not qualified to render any opinionconcerning any such health implications, and no such opinion is expressed. Any questions concerning any health-related implications which may be associatedwith the findings or recommendations (including recommendations for structural repairs) that are reflected in this report, or concering indoor air quality, should bedirected to a qualified professional.

Note: This company will reinspect repairs done by others within four months of the original inspection. A charge, if any, can be no greater than the originalinspection fee for each reinspection. The reinspection is a visual inspection and if inspection of concealed areas is desired, inspection of work in progress wil benecessary. Any guarantees must be received from parties performing repairs.

NOTICE: Reports on this structure prepared by various registered companies should list the same findings (i.e. termite infestations, termite damage,

ARBITRATION: Any party using this report agrees to the following: Any controversy or claim out of or relating to this report, or the breach thereof, shall besettled by arbitration in accordance with the Commercial Arbitration Rules of the American Association, and judgement upon the award rendered by thearbitrator(s) may be entered in any court having jurisdiction thereof.

This is a separated report, which is defined as Section I/Section II conditions evident on the date of the inspection. Section I contains items where there is visibleevidence of active infestation, infection, or conditions that have resulted in or from infestation or infection. Section II items are conditions deemed likely to lead to

infestation or infection but where not visible evidence of such was found. Further inspection items are defined as recommendations to inspect area(s) which duringthe original inspection did not allow the inspector access to complete the inspection and cannot be defined as Section I or Section II.

fungus damage, etc). However, recommendations to correct these findings may vary from company to company. You have a right to seek asecond opinion from another company.

FOURTH PAGE OF STANDARD INSPECTION REPORT OF THE PROPERTY LOCATED AT:



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THIS REPORT, AS REQUESTED BY THE ORDERING PARTY IS LIMITED TO THE CONDOMINIUM UNIT #473-BAND ACCESSIBLE COMMON AREAS ONLY. NO INSPECTION OR REPRESENTATION IS MADE AND/ORINTENDED REGARDING THE INTERIORS OF REMAINING UNIT(S). WE ARE REQUIRED TO RECOMMENDFURTHER INSPECTION TO THE ENTIRE STRUCTURE AND WILL DO SO UPON AUTHORIZATION AND ATADDITIONAL COSTS.

1. SUBSTRUCTURE

Localized beetle infestations were noted at both tradesway walls.


Locally treat infested wood members with approved material. NOTE: Local treatment is not intended to be an entirestructure treatment method. If infestations of wood-destroying pests extend or exist beyond the area(s) of localtreatment, they may not be exterminated. No guarantees are submitted against future infestations.Chemical: Tim-Bor

RECOMMENDATION:

Fungus damage was noted at the left rear tradesway wall and corner framing.


Remove exterior corner face trim and exterior siding up to the second floor line only and all damaged wood. Repairframing with new material and refinish disturbed siding and face trim with similar quality material. Painting is notincluded. Note: Should repairs reveal additional inaccessible damage extending beyond areas described asupplemental report and cost estimate will be submitted. _

RECOMMENDATION:

Substructure area below the lower units wood floor is inaccessible to inspection due to lack of access and limitedframing clearance as visualized through existing vent openings. We make no guarantees regarding inaccessible woodmembers and we are required to recommend the following.

FINDING: (Further Inspection) 1C

Open the lower unit's interior floor, perform further inspection and issue a supplemental report. Note: This service willonly be performed upon authorization and at additional cost.

RECOMMENDATION:

FIFTH PAGE OF STANDARD INSPECTION REPORT OF THE PROPERTY LOCATED AT:



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2. FOUNDATIONS

Fungus damage was noted at the front entry wall and door sill due to faulty grades conditions.


Remove the lower foundation frame across doorway and re-construct with elevated concrete and a new wooden doorsill.

RECOMMENDATION:

Marginal and/or faulty grades were noted in areas indicated. No damage or infestation was noted in the visibleand/or accessible areas.


Increase foundation height.

RECOMMENDATION:

3. Steps/Decks

Scattered and random fungus damage was noted at the rear stairway's step treads, risers, tongue and groovelandings and one middle post.


Remove all damaged wood and repair with new material. Chemically treat as necessary. NOTE: Any modification orredesign as may be required by the local building inspector will be provided at additional cost. Interested parties areadvised to consult the local building inspector prior to commencement of repair. Painting or staining is not included.Chemical: Copper, Tim-Bor

RECOMMENDATION:

5. EXTERIOR

Fungus damage was noted at exterior bay window plywood soffit.


Repair damaged wood members and chemically treat as necessary. If damage is found in enclosed wood membersa supplemental report and cost estimate will be submitted. Painting is not included. Repair or refinishing of interiorsis not included.Chemical: Tim-Bor

RECOMMENDATION:

The right front corner trim and adjacent siding are embedded in concrete. No infestation or damage was noted.


Cut off base of siding and trim work and fill resulting resulting void with morter.

RECOMMENDATION:

It is the opinion of this inspector that structural repairs outlined in this report will require a building permit.

FINDING: (Section 1) 5C

Lingruen Associates will obtain a building permit as required. See item 5C on the attached contract for permit fees.Architectural and/or structurally engineered drawings as may be required by the building department and/or districtinspector are not included. Any additional permit or plan check fees, including but not limited to historical buildings,

RECOMMENDATION:

SIXTH PAGE OF STANDARD INSPECTION REPORT OF THE PROPERTY LOCATED AT:



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architecturally significant buildings or handicap upgrade requirements will be provided at additional cost.

6. OTHER

Subarea/basement framing is inaccessible due to finished walls and/or ceilings. There was no outward evidence ofinfestation or damage noted to warrant further inspection at this time; however, any guarantees regardinginaccessible wood members cannot be made. Further inspection by defacement of finished materials will only beperformed upon specific request and at additional costs. Periodic inspection is advised.

NOTE:

Renovation or remodeling has been performed by others. Information regarding renovation or remodeling should beobtained from the district building inspector and the contractor that performed these services.

NOTE:

Interior rooms have recently been painted. No adverse conditions were noted and no guarantee against futureleakage is submitted. Interested parties are advised to have periodic inspections.

NOTE:

Property line walls that abut adjacent structures and/or properties and are inaccessible for inspection. Norepresentation can be made regarding these portions of the exteriors. Interested parties are advised to maintainexteriors including any flashing details to adjacent properties.

NOTE:

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CHEMICAL INFORMATION

CALIFORNIA STATE LAW REQUIRES THAT YOU BE GIVEN THE FOLLOWING INFORMATION: "caution pesticidesare toxic chemicals". Structural pest control operators are licensed and regulated by the Structural Pest Control Board,and apply pesticides which are registered and approved for use by the California Department of Pesticide Regulation and the United States Environmental Protection Agency. Registration is granted when the state finds that based on existingscientific evidence there are no appreciable risks if proper use conditions are followed or that risks are outweighted by thebenefits. The degree of risk depends upon the degree of exposure, so exposure should be minimized.

If within twenty-four hours following application you experience symptoms similar to common seasonal illness comparable to the flu, contact your physician or poison control center and your pest control operator immediately. For additional information contact the County Health Department, County Agricultural Department and the Structural Pest Control Board, 2005 Evergreen Street, Suite 1500, Sacramento, CA. 95815-3831.

For further information contact any of the following:

Your Pest Control Operator - Lingruen Associates

For Health Questions - County Health Department

For Application Information:

San Francisco County Agricultural CommissionerSan Mateo County Agricultural CommissionerMarin County Agricultural Commissioner

For Regulatory Information:

The Structural Pest Control Board

Poison Control Center

(415) 822-2324

(415) 554-2500

(415) 252-3830(650) 363-4700(415) 499-6700

(916) 561-8708(800) 737-8188

(800) 222-1222

Santa Clara County Agricultural Commissioner (405) 918-4600

The Pesticide or pesticides proposed to be used and the active ingredients are:

COPPER NAPTHENATE 20

Active ingredient 20%


E.P.A. Reg. 9630-17-9639

TIM-BOR

E.P.A. Reg. #1624-39E.P.A. est. #1624-CA-1


Active ingredient:

Disodium Octaborate

Tetrahydrate 98%

ZYTHOR

Active ingredient:



E.P.A. Reg. #81824-1

VIKANE

Active ingredient:



E.P.A. Reg. #62719-4

CHLOROPICRIN

Active ingredient:

Chloropicrin

CAS #000076-0602 96%

PREMISE

Active ingredient:

Imidacloprid 0.05%

Other Ingredients 99.95%

E.P.A. Reg. #432-1391

TRI-DIE PT 230

Active ingredient:

Pyrethrins 0.6%

Piperonyl butoxide, tech. 4.8%

Silica Gel 8%


E.P.A. Reg. #499-385E.P.A. est. #499-MO-1

TERMIDOR SC

Active ingredient:

Fipronil 80%

E.P.A. Reg. 43-901

Target Pest:

Subterranean Termites Drywood Termites Dampwood Termites Wood Boring Beetle

OPTIGARD ZTINSECTICIDE Active ingredient: Thiamethoxam 21.6%E.P.A. Reg. 100-1170

66680

473 TEHAMA * SAN FRANCISCO, CA 94103

Inspection report performed at:

Fee for Report:

Inspection Date: 05/05/2015

Balance Due: $

Payment:(CHECK#507) Date: 05/05/2015

We appreciate your business and look forward to being of further assistance.

450.00

450.00

0.00

Lingruen Associates1555 Yosemite Avenue, Suite #30San Francisco, CA 94124(415) 822-2324

Invoice/Statement

Invoice Number

www.lingruen.com Date of Invoice

05/05/2015

To: JOEY GOTTBRATHMEGAN ANN BATES473 TEHAMA STREET #BSAN FRANCISCO CA 94103

Invoice Description:

(415) 822 2324 i /Si /S

BUILDING NO. STREET CITY ZIP DATE OFINSPECTION

473 TEHAMA SAN FRANCISCO 94103 05/05/2015

Page 1 WORK AUTHORIZATION

1555 Yosemite Avenue #30San Francisco, CA 94124

(415) 822-2324 * (415) 822-1464 FAX

LINGRUEN ASSOCIATES

ADDRESS OF PROPERTY INSPECTED

WORK AUTHORIZATION

(415) 822-2324 * (415) 822-1464 FAX

LINGRUEN ASSOCIATES

Report #:66680

Section: 1

1A 500.00= 1B 1,900.00= 2A 2,000.00= 3A 3,800.00= 5A 800.00= 5C 500.00=

Total $ 9500.00

9501900

Payment Information:

Down payment:Start payment:

Progress payment:

Cost of Recommendations $ 9,500.00Note: Damage foundin inaccessible areasmay cost extra.

PLEASE RETURN PAGE 1 AND 2 OF THE WORK AUTHORIZATION

Customer agrees to hold Lingruen Associates harmless for any damage which may occur to plant life, wiring, plumbing, roofs, orfor the release of any mold spores which may occur during performance of this work and which is beyond the control of LingruenAssociates. Any questions concerning any health-related implications, which may be associated with the structural repairs reflectedin this Work Authorization Contract, or concerning any necessary precautions to be taken prior to or during the course of such repairs,should be directed to a qualified professional before any such repairs are undertaken.

473 TEHAMA SAN FRANCISCO 94103

CUSTOMER INFORMATION

Page 2

FOR PROPERTY LOCATED AT:

The total amount of this contract is due and payable upon completionof the work listed above unless otherwise specified. Workcompleted shall be guaranteed for a period of one year from date of completion. Plumbing repairs and any repairs for the moisturecontrol are guaranteed for (90) ninety days only. Chemical application is guaranteed for one year unless otherwise specified.Painting is not included, unless otherwise specified.

In case of non-payment, reasonable attorney's fees and costs of collection shall be paid, whether suit is filed or not. A SERVICECHARGE OF 1-1/2 PERCENT PER MONTH WILL BE CHARGED ON ALL BALANCES OVER THIRTY (30) DAYS. THE 1-1/2 PERCENTPER MONTH EQUALS 18 PERCENT PER ANNUM ON THE UNPAID BALANCES.

NOTICE TO PROPERTY OWNERS: (Section 7018 of the California Contractors License Law, Business & Professions Code Div.3,Chap. 9) provides under the Mechanic's Lien Law any contractor, subcontractor, laborer, supplier, or other person who helps toimprove your property but is not paid for his work or supplies has a right to enforce a claim against your property. This means that,after a court hearing, your property could be sold by the court officer and the proceeds of the sale used to satisfy the indebtedness.This can happen even if you have paid your own contractor in full. If the subcontractor, laborer, or supplier remains unpaid.

To preserve their right to file a claim or lien against your property, certain claimants such as subcontractors or material suppliers are required to provide you with a document entitled "Preliminary Notice". Prime contractors and laborers for wages do not have toprovide this notice. A Preliminary Notice is not a lien against your property. Its purpose is to notify you of persons who may have aright to file a lien against your property if they are not paid.

The minimum contract amount agreed to by Lingruen Associates is $300.00 (Three hundred dollars). Price valid for 30 days.

Cancellation of this contract within 15 days of the scheduled start date will result in a penalty of 10% of the down payment plus actual costs incurred by Lingruen Associates i.e. permit fees, supplies purchased for job, etc.

PARTY RESPONSIBLE FOR PAYMENT:

Name:

Billing Address:

Ph. #:

ACCESS INFORMATION (Please complete this section so job can be scheduled):

Name: Address:

Day Phone #: Evening Phone #:

I have read this contract and the termite report it refers to and I authorize the following items to be performed.

SIGNED WORK AUTHORIZATION CONTRACT MUST BE RECEIVED BEFORE WORK WILL BE SCHEDULED.I have read and understand the terms of this work authorization contract and hereby agree to all terms thereof.

APPROVED AND READ DATE APPROVED AND READ BYLINGRUEN ASSOCIATES

DATE

Report #:66680

WORK AUTHORIZATION

(List items from Page 1 of the Work Authorization that you wish to have performed)

Day Time Evening Time

If different than job address

Email Address: Cell Ph. #:

Cell Ph. #:

INVOICEDATE 5/4/15

INVOICE # 73190

73190

73190

BILL TO:

First American Title Company1354 Castro StreetSan Francisco, CA 94114Attn: Terry P.Fax: 866-523-8047

RE:

Visual Property Inspectionfor Underground Fuel Tanks

STREET: 473 Tehama St.CITY: San Francisco, CAESCROW #

cc: PERSON REQUESTING

Janeen Anderson

Please write Invoice # on the payment.

Golden Gate Tank Removal, Inc. * 1480 Carroll Avenue, San Francisco, CA 94124ph. (415) 512-1555 * fx. (415) 512-0964

Balance Due

Payments/Credits

Please Write Invoice # On The Payment

TO PERSON REQUESTING INSPECTION: IF ESCROW FAILS TO PAY WITHIN 60 DAYS OFTHE DATE ON THIS INVOICE, THIS FEE IS CC: PERSON REQUESTING RESPONSIBILITY. COD - RELEASE REPORT UPON RECEIPT OF PAYMENT.

DESCRIPTION AMOUNT

Visual Property Inspection ordered by Janeen Anderson of Paragon415-713-6590; email: [email protected]

90.00

$90.00

$0.00

Jennifer

Read and Approved

473 Tehama Street HOA

Date: October 1, 2014 New increase in monthly fees reflects increases in insurance, trash pick up, and reseve fund.

Operating Costs Annual Monthly

Insurance for Entire Building $3,881 $323

Common Area PG&E $936 $78

Common Area Recology $1,536 $128

Common Area Minor Repairs $300 $25

Common Area Landscape $0 $0

Association Legal / Accounting $0 $0

Reserve Fund $2,400 $200

Total Operating Costs $9,053 $754

Monthly Dues For: 473 473-B 473-A CC&Rs allocation % 27% 37% 36%

Common Area Cleaning* 43.34 43.34 43.34

Totals per Unit

New Monthly Dues $247.03 $322.47 $314.93 (starting October 2014)

Notes:

* Because David Klein does not live in the building, he is unable to participate in taking out the trash. As a result, we all agreed we would split the newly incurred common area cleaning cost evenly. Therefore, this amount is not part of the usual 27%, 37%, 36% per unit break down.

Jennifer

Read and Approved