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February 2011 LAMBROSERA.COM Snowbowl, Missoula

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February 2011

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Page 1: Lambros Relocation Guide

February 2011

Lambrosera.com Snowbowl, Missoula

Page 2: Lambros Relocation Guide

406-532-9234•1-800-735-8845Bill McQuirk 531-4444Mark McQuirk 880-7253Tiffany McQuirk 880-0099Barb McQuirk [email protected] or www.era.comwww.montanabuysell.com

Team mcQuirk

REDUCED $120,000Now $975,000 wash n go, Polson

Located in high traffic location just off Highway 93 on the way to Super WalMart! Car Wash and Laundromat Business includes equipment and land!

MLS#802231

REDUCED $500,000NOW $795,000 W Broadway

WareHOUSE OFFICE SPACE • Multi-purpose Building

• 33,040 sq ft on 1.74 acres • Highway frontage

REDUCED $145,000NOW $ 575,000

NORTH RESERVE OFFICE

• New 2-story Office BLD

• 6000 sq ft/easy access

REDUCED $109,000NOW $995,000 Truckers Express

Multi-Functional Building $1,100,000 MLS#10004403 • Large office space with adjoining shops +warehouse area Approx 19,633 SF building space & approx 347ft

West Broadway/ HWY frontage.

REDUCED $25,000NOW $670,000

LOLO WINERY BUILDING• High Traffic location

• At Reserve/Mount stop-light

REDUCED $405,000NOW $1,695,000 FAT CAT GRILL

& CASINO• Restaurant/Casino/ all FF&E • Includes Beer & Wine License

REDUCED $20,000NOW $675,000 OFFICE WARE

HOUSE • Zoned light industrial • Off

Expressway near Airport • 2500 sq ft office • 1500 sq ft warehouse

MLS#905769

REDUCED $150,000NOW $1,650,000 DOWNTOWN OFFICE BUILDING • 51 offices

professional building• Great income property!

ChEERs EtCEtERa

504 3rd Ave E

Restaurant/ Bar

Includes Liquor license and FF&E

$240,000 MLS#10003798

Pablo

918 E COMMERCIAL AVE

Gold Bar Tavern & Casino. Sale includes

business, land, building, liquor license

and FF&E. Also includes Laundromat

$799,000 MLS#901701

anaconda

FiRst QUaRtER Casino MLS# 10007331 1st Quarter Restaurant

& Casino in Anaconda. Sale includes

building, land business, FF&E, liquor

license. $799,000

REstaURant & BaR sPaCE

Arlee, MT. Hwy 93 exposure.

Bldg, land. Chef designed kitchen.

$950,000 MLS#809569

arlee

MERChants MovingSale includes all land, buildings,trucks, FF&E, and client base in

Hamilton MT & Burley ID$2,500,000 MLS#10006660

reduced $400,000

601 N FIRST STREET, HAMILTON $800,000 MLS# 904756

Great investment opportunity, excellent business location. Full acre on first street, last large parcel available, zoned b-2 hwy realted business, new owner required to run service line & connect to city water,

call for specifics. 6 City lots 7,000 sf each,

2911 BRIGGS

4 Bed 2 Bath -Tons of updates

Meticulously Landscaped $252,000

MLS#10004943

1828 HOWELL ST.

2bd 1ba home on large

Corner lot on Russell. Includes deck

And Natural Gas furnace.

MLS#10002591 $169,000

reduced

719 PARkVIEW

Refurbished 4 bed, 2 bath Home

Move in Ready! $290,000

MLS#10005516

reduced

sW higgins PRoF. PLaZa

100% Leased. Multi-tenant office build-

ing in a high traffic location. Good rental

history. $1,075,000 MLS#806858

$1,075,000

musT sell!reduced Prices!

FOR LEASE OR SALEFINNEGAN’S RESTAURANT

One of a kind, Built overRattlesnake Creek! With a

CLB overlay Don’t miss outOn this Property! MLS# 10008157

SW HIGGINS PROFESSIONAL BUILDING

Great income Property! Ample ParkingHigh visibility & Good rental history!

$2,100,000 MLS#20110338

Page 3: Lambros Relocation Guide

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courtesy of Eagle Satellite. Call for details.

Digital Home Advantage plan requires 24-month agreement and credit qualifi cation. Cancellation fee of $17.50/month remaining applies if service is terminated before end of agreement. Programming credits apply during fi rst 12 months. $10/mo HD add-on fee waived for life of current account; requires 24-month agreement, continuous enrollment in AutoPay with Paperless Billing. Showtime off er ($39 value) requires AutoPay with Paperless Billing; after 3 months then-current price applies unless you downgrade. DISH Platinum off er requires qualifying HD programming, AutoPay with Paperless Billing; after 3 months you must choose to continue subscription. Free Standard Professional Installation only. All equipment is leased and must be returned to DISH Network upon cancellation or unreturned equipment fees apply. Limit 6 leased tuners per account; upfront and monthly fees may apply based on type and number of receivers. HD programming requires HD television. Prices, packages and programming subject to change without notice. Off er available for new and qualifi ed former customers, and subject to terms of applicable Promotional and Residential Customer agreements. Additional restrictions may apply. Off er ends 5/17/11. SHOWTIME and related marks are registered trademarks of Showtime Networks Inc., a CBS Company. Visa® is a registered trademark of Visa International Service Association.

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2347 South Ave. W.Missoula

12-Month Pricing and Free HD require 24-mo. Agreement.

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IT’S A NO

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Age Distribution2000 CensusUnder 20 years ............................... 24,74820-34 years .................................... 25,05635-44 years .................................... 13,81045-54 years .................................... 14,02055-64 years ...................................... 7,59765 years and over ............................ 9,585

Total Population (2007) ............... 105,650

IncomeAverage Annual Wage2006, Missoula County ................ $38,1682006, Montana ............................ $40,2722006, National ............................. $49,348

Unemployment RateMissoula LFA (2005) .......................... 3.7%Montana ........................................... 3.8%National ............................................ 5.1%

Economic Base% of Total (1998)Trade Center Activities........................... 32Wood & Paper Products ........................ 16Motor Carriers ....................................... 16Federal Government.............................. 14University of Montana ........................... 10Non-Resident Travel ................................ 4Other Manufacturing .............................. 8Railroads ................................................. 2

Housing & ConstructionMedian Price of Homes(July 31, 2008) ........................... $224,450Average Monthly Rent ....................... $725Residential Units—New/Remodel(July ‘03 - ‘04) ................................ $1,843Commercial(July ‘03 - June ‘04)(millions) ............ $68.6

TransportationDistance (highway miles)Spokane .............................................. 207Seattle ................................................. 488Salt Lake city ....................................... 500Portland .............................................. 547Denver ................................................ 951

ClimateElevation - 3,205 feet above sea levelAnnual Average Temperature ............. 44.6January Daily Minimum ......................... 14July Daily Minimum ............................... 84Growing Season Days ......................... 137Annual Mean Snowfall .......................... 48Annual Mean Rainfall ......................... 13.4Average Annual Wind Speed ...........7 mphHeating Degree Days ....................... 7,792Cooling Degree Days .......................... 280

Commercial AirSkywest ...............................800-221-1212Northwest Airlines ...............800-225-2525United Airlines .....................800-241-6522Alaska/Horizon Air ...............800-547-9308Allegiance .................................. 728-9022

BusBeach Transportation ................. 549-6121Greyhound Bus Lines ................. 549-2339Rimrock Trailways ....................... 549-2339Mountain Line (local) ................. 721-3333

EducationPublic Schools Number Enroll.Elementary 26 9,715High Schools 4 4,081College of Technology 1 800University of Montana 1 12,800

Private Schools Number Enroll.Elementary 7 819High School 3 376

TaxationProperty Tax (within Schl. Dist. 1-1) 2000-2001—710.96 millsPersonal Income Tax—2% to 8%Corporation Income Tax—6.75% of Net IncomeAccommodation “Bed” Tax—4%Sales Tax—NoneInventory Tax—None

Health CareHospitals ................................................. 2Nursing Homes ....................................... 4Dentists ................................................. 55Chiropractors ........................................ 47Pharmacies ............................................ 22Physicians ............................................ 275Physical Therapists ................................ 33

Recreational/CulturalHealth Clubs ......................................... 21Private Swimming Pools .......................... 5Public Swimming Pools ........................... 4Private Golf Courses ................................ 1Public Golf Courses ............................... 10Bowling Centers ...................................... 3Parks ..................................................... 50Movie Theater Screens .......................... 25Ski Areas ................................................. 4

Theatrical Playhouses .............................. 8Museums ................................................ 8Art Galleries ........................................... 20Symphonies/Orchestras ........................... 4

CommunityPublic Libraries ........................................ 2Restaurants .......................................... 153Hotels/Motels ........................................ 52Shopping Centers ................................. 12Indoor Shopping Mall (105 stores).......... 1Licensed Day Care Facilities ................. 261

Important Telephone Numbers

Government:Missoula Mayor’s Office ............. 523-4601Chamber of Commerce .............. 728-7273Weather Conditions (Missoula) ... 721-3939Road Conditions (Missoula) ........ 728-8553(Montana) ...........................800-226-7623Job Service ................................. 728-7060County Attorney ........................ 523-4737

Services:Northwestern Energy ..........888-467-2669Missoula Electric Coop ............... 541-4433Mountain Water ......................... 721-5570Qwest Telephone ................800-244-1111Allied Waste ............................... 543-3157The Missoulian Newspaper......... 523-5200AT&T Broadband ....................... 728-4200Eagle Home Cable ...................... 549-6680

Licensing/Registration:Office of Planning & Grants ........................................ 523-4657Building Permits & Inspections ................................. 523-4629Missoula County Treasurer (vehicle licensing/taxes/registration) ............................... 523-4847Dept. of Revenue ....................... 329-1400Missoula County Elections .......... 523-4751Driver’s License Exams ................ 329-1350

Schools:University of Montana ................ 243-0211Missoula County Public Schools ............................ 728-2400School Dist. #7 (Lolo) ................. 273-0451School Dist. #14 (Bonner) .......... 258-6151School Dist. #15(Superintendent & Business) ................................ 273-6751School Dist. #18 (Lolo Creek Rd.) 273-6770School Dist. #20 (Desmet) ......... 549-4994School Dist. #23 (Target Range) . 549-9239

Childcare:Childcare Resources ................... 728-6446

Missoula County

Profileincluding Missoula, Frenchtown

& Seeley Lake Communities

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Lynda AllenRealtor

532-9374

Katy AndersonShirley Simonson

Realtor532-9383 • 532-9385

Cindy BartlingRealtor, GRI ABR

532-9241

Jeremy, Jim & Julie Betty

Realtors532-9201

Bill Bucher Realtor

529-8329

Nancy & John CoffeeRealtor, GRI, ABR

532-9248 • 532-9247

Karina ColemanRealtor

214-6328

Tory DaileyBroker, GRI532-9229

Goldie DobakBroker, GRI532-9275

Nate DolanRealtor

532-9281

Sharon EvansABR, AHS

e-PRO, QSC529-3428

Kelley FillenworthRealtor

532-9213

Sylvia FunkRealtor

529-1380

Julie GardnerRealtor

532-9233

Rita GrayRealtor,GRI 532-9283

Chris & Vickie Honzel

Broker, CRS, GRI532-9211

Carla HardyRealtor

531-8112

Bob Kelly Kasey Kelly-McNulty

CRS, GRI Broker, ABR 532-9271

Devin Khoury Realtor, CCIM-c

207-8200

Ruth King Realtor

531-2628

Cindy Klette Realtor

532-9344

Mary Louise Zapp-Knapp

Realtor532-9296

Susan LianeBroker, CRS, GRI

532-9381

Edie LoveRealtor, ABR532-9206

Rick MeisingerRealtor

GRI, ABR 532-9399

Valerie McCollumRealtor

490-8259

Mike McNultyRealtor

546-0483

Brigitta Miranda-Freer

Realtor 532-9251

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Andie MooreRealtor

532-9240

Mackenzie MurphyRealtor

241-5009

Maura MurrayRealtor

532-9267

JoAnna NuckolsRealtor

546-7413

Jim OlsonRealtor,CRS532-9221

Sharon PalmerRealtor

532-9384

Lorin & Amy Peterson

Broker CRS, GRI 532-9223 532-9287

Patsy PlaggemeyerBroker, CRS, GRI

532-9204

Randie Pringle & Lance Roeske

Realtor, Broker; CSR531-9635, 240-3174

Jan & Rod Rogers Broker, ABR, CRS, GRI

532-9264

Molly Round Realtor

239-0587

Karla RosenbaumRealtor

532-9410

Tom SkalskyRealtor, ABR, GRI

532-9280

Brandy SniderRealtor, ABR, GRI

532-9270

Sandi Tarr-BrownRealtor, CRS, GRI

532-9268

Claire ThompsonRealtor

360-3102

Shannon TonnRealtor

239-2408

Jack WadeBroker, CRS532-9361

Laura Walker Realtor

532-9236

Ed CoffmanBroker, CCIM, CRS, GRI

532-9246

Jerry FordManager

Broker, CPA532-9244

Peter LambrosRealtor

532-9293

Karen Ann ReynerBroker, GRI, ABR, CRS

532-9298

Bill WyckmanRealtor,

ABR, GRI,CCIM532-9207

Bob ZimorinoRealtor

239-9795

Tiffany McQuirk Realtor 532-9243Bill McQuirk Realtor 532-9234

Mark McQuirk Broker 532-9202Barb McQuirk Realtor 532-9341

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FrenchtownHuson, 9-Mile & Alberton

ProfileMissoula County Profile

Advertising & CommunicationBig Bear Signs Wendy McNally ........................542-1871Clark Fork Chronicle .......................822-6275Clark Fork Journal ...........................375-8580Epson Sign Company Jim Blome .................................543-7444Finishline Screen Printing Jim Litzenberger .......................240-5270

CampgroundsJellystone RV Park ................ 1-800-318-9644 ......................................................543-9400Jim & Mary’s RV Park .....................543-4416

Child CareLil’ Broncs Pre-School & Child Care ......................................................626-5503Kids Ranch .....................................626-1755Big Red Barn ..................................626-1766

Financial InstitutionsClark Fork Valley Bank ....................626-4500

Fire DepartmentFrenchtown Fire Department .........626-5791

Fitness CentersCurves of Frenchtown ....................626-1600Frenchtown Fitness Center .............626-0142

Golf CourseKing Ranch Golf Course .................626-4000

GroceryBroncs Grocery...............................626-4402Frenchies Convenient Store ............626-5279

Health CareDoxey Chiropractic ........................626-1114Frenchtown Dental Clinic ...............626-4337Frenchtown Drug ...........................626-4113Frenchtown Physical Therapy .........626-0026Frenchtown Family Practice ............626-5769

Other ServicesAll Seasons Plumbing .....................240-3065Axmen Propane .............................626-2490Backwood Designs ........................... 626-5778Basset Rescue of Montana .............207-0765Big Sky Insulation ..........................544-4105Cahall Excavating, Alberton ...........864-2150Clizbe Electric ................................721-1788Fire & Ice Heating & Cooling ........239-5661Gooden Construction ....................626-0840Huset Excavating ...........................626-5316Jim Kelly Masonry ..........................626-5506Lande Drywall ................................544-0143Morgan Concrete ..........................531-5228Neely Electric .................................726-0333Pro Painting ...................................531-1512Rocky Mountain Drywall ................240-5072Stenerson Excavating, Alberton .....626-5219

Places of WorshipChurch of Jesus Christ of Latter Day Saints .... ......................................................626-4641Frenchtown Community Church ....626-5780St. John the Baptist Catholic Church ............. ......................................................626-4492Valley Of Chirst Lutheran Church ...626-4606

Points of InterestAlberton Gorge • Christmas HouseFrenchtown PondHistoric 9-Mile Ranger StationKing Ranch Golf Course

Postal ServicesPost Office .....................................626-5772The Shipping Store ........................626-1631

Restaurants & Fine DiningAlcan Grill ......................................626-5451Eugene’s Cafe .................................626-4386Frenchtown Club ...........................626-5720French Connection .........................626-4006Hot Stuff Pizza ................................626-5277King Ranch .....................................626-4043Larry’s 6-Mile .................................626-5573River Edge Resort ...........................722-3338

Salons and MoreBackwood Hair Designs, Jan Cheselske ............................626-5778Hair Depot & Tanning Salon Gerri Lovell ...............................626-4247Farmer’s Tan, Nails & Pedicures Deb Haberlock…………………..626-5795Gifted Hands Salon Jennifer Warner .........................626-0222

SchoolsFrenchtown District #40, Class A Elementary ..................................626-2620 Junior High .................................626-2650 High School ................................626-2670Alberton District #10 Elem. & H.S. ...............................722-3381

New beginnings in a new home!

Feel Welcome at the Frenchtown OfficeAlways Here To Help You.

16862 Beckwith Street, Frenchtown, MT 59834 web site: www.lambros.com/frenchtown

Heather GoodenRealtor, GRI

Direct: 532-9284Cell: 544-4409

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Promote your services in the Lambros Relocation guide

• title, Mortgage, Lending & Banking services • home improvement • insurance & more...

REaCh yoUR

taRgEt aUDiEnCE!

FOR DETAILS, CONTACT:MELINDA LONG • 406-531-9541 • [email protected]

SHELLY PARGE • 406-531-9546

hoME sELLERs, BUyERs & REntERs

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514 North First street • hamiltoN, moNtaNa406-363-6668 • 1-888-734-7653 • Fax 406-363-3252

www.lambros.com

Professional agents who know the Bitterroot Valley.

Bessie evansRealtoR®, CRS, GRI

544-5157

Betty LongRealtoR546-9942

CheryL smithManaGInG BRokeR

MBa, CRS, GRI880-6650

Donna Larson -shuLunD

RealtoR 369-4422

Population ............................... 39,376

Tax Rate Per capita taxes: 43rd of U.S. average: Real property- approx. 1.05 – 1.32% of market value; Business equipment 1.2% of market value; Auto license & registration fee based on year of vehicle maximum $195 + GVW fee + $25 - $35 for license title & registration fees. No sales Tax.

Commercial ServicesChamber of Commerence… 363-2400

CommunicationsDaily Newspapers ..................................... 2Missoulian ................................... 523-5200Ravalli .......................................... 363-3300Weekly Newspaper ................................... 1Bitterroot Star .............................. 777-3928

Radio & TV stationsKLQ AM, 1240kHzABC NetworkPublic radio & TV3 TV stations from MissoulaCable TV

Financial InstitutionsBanks ............................................... 7 & 15Credit Unions ........................................... 2Investment Firms ...................................... 6Business Assistance ................................... 2

Schools Public Schools ......................................... 14Corvallis ....................................... 961-4211Darby .......................................... 821-3841Florence ....................................... 273-6751Hamilton ..................................... 363-2280Lone Rock .................................... 777-5481Stevensville .................................. 777-5481Victor ........................................... 642-3221Private Schools.......................................... 5

Utility ServicesElectricityNorth Western Energy ..........888-467-2669Ravalli Electric Co-Op................... 961-3001

HousingAverage reported Sales PriceAll Single Family .......................... $213,000Under 1 acre ................................ $160,000Over 1 acre .................................. $225,000Average Rent ...................................... $750

Health FacilitiesMarcus Daly Memorial Hospital, HamiltonNursing Home .......................................... 3Doctors ................................................... 30Dentists .................................................. 18

MuseumsRavalli county MuseumStevensville MuseumVictor MuseumDarby Museum

LibrariesNorth Valley Library in StevensvilleBitterroot Public Library in HamiltonDarby Public Library in Darby

Bitterroot Cowboy Church718 Grantsdale RoadHamilton .............................(406)381-0599

CatholicSaint Francis Catholic Church411 S. 5th St. Hamilton .......................... (406) 363-1385

ChristianCalvary Chapel - Bitterroot Valley700 North 4th, Hamilton ........................... (406) 363-3431

Latter Day SaintsChurch of Jesus Christ of LDS401 North 8th Hamilton ........................... (406) 363-5617

LutheranFaith Lutheran Church ELCA171 Lewis Ln, Hamilton ..... (406) 363-2964Grace Lutheran Church275 Hattie Lane, Hamilton ...(406)363-1924

Methodist United Methodist American Baptist Federated Church2116 North, Hamilton ....... (406) 363-2465

PresbyterianFirst Presbyterian Church1220 W Main Hamilton ........................... (406) 363-1232

ProtestantFirst Christian Church (Disciples of Christ) 328 Fairgrounds RdHamilton ........................... (406) 363-1213

For other places of worship, contact the Bitterroot Chamber of Commerce

Places of WorshipRavalli County

Profileincluding Hamilton, Stevensville, Darby, Corvallis, Victor, Florence,

Pinesdale, Sula, & Conner

363-6668

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Welcome to

Helena 2685 Airport Rd, Helena, MT 59601 406-449-7844 • 888-449-7804

406-449-7735 Fax

David BrandonRealtor®

406-594-9121

David Torgerson

Realtor®406-459-8565

Robin HallBroker

406-439-3028

Kathy SuttonBroker

406-459-8018

Jeffrey GrewettRealtor®

406-202-0325

Harry JacobsBroker

406-439-5009

EmploymentHelena Job ServiceWorkforce Center ..........................................(406)447-3200

HealthcareSt. Peter’s Hospital .............(406)442-2480

Fort Harrison Veterans Administration Hospital ............................1-877-468-8387

TransportationHelena Regional Airport .....(406)495-1100Helena Area Transit Service (HATS) ..........................................(406)447-1580

EducationHelena Public Schools ........(406)324-2001Carroll College ...................(406)447-4300UM Helena College of Technology ........................(406)444-6800Helena School District Adult Learning Center .................(406)324-2118St. Andrew School .............(406) 449-3201Rocky Mountain Emergency Services Training Center ................................. (406)449-FIRE

Population StatisticsHelena is the center of Montana’s population of 926,865, and within the city limits reside approximately 30,000 (2006 estimates). The greater Helena area population is 68,829.

Population Statistics*% of Population w/4 Year Degree or Higher ..................................................... 30.41%Total Available Labor Supply (11/02) 14,200Average Hourly Earnings for Trades $14.28Average Hourly Earnings for Labor .. $8.71Median Household Income ......... $35,069

ClimateAverage relative humidity ............... 52.5% Average annual precipitation . 11.6 inches Average annual snowfall ........ 47.1 inches

Places of WorshipCanyon Ferry Road Baptist Church3384 Canyon Ferry Road ...(406)227-5119

Cathedral of St. Helena530 North Ewing St. ..........(406)442-5825

Community Church1710 National Ave .............(406)449-7771

Hannaford Street Bible Church830 North Hannaford ........(406)449-2273

Our Redeemers Lutheran Church & Preschool1400 Stuart ........................(406)442-7842

St. Paul’s United Methodist Church80 E. Lawrence ...................(406)442-5643

Lewis & Clark County

Profileincluding Helena, East Helena, Lakeside,

Lincoln and Wolf Creek Communities

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David Murphy406 253-5677

Tony & Tillie Marshall406 249-0835 406 249-0837

51045 Hwy 93, Polson, MT 59860

[email protected]: 406-883-1373

406-883-1372www.lambros.com

Flathead Lake and the Mission Valley

Janet Frederick406 250-2880

Irene Marchello406 249-0969

Jim Cockriel406 212-7245

George Salovich406 471-1063

Susie Speckert406 212-1521

Karen Ratcliff406 250-2420

Age Distribution2000 CensusUnder 20 years .......................... 8,20320-34 years ................................ 3,97035-44 years ................................ 3,87445-54 years ................................ 3,86155-64 years ................................ 2,74865+ years ................................... 3,851Total Population....................... 26,5072005 Estimate .......................... 28,297

IncomeAnnual Average Wage1999, Lake County ................ $23,086Median Houshold Income2003, Lake County ................ $30,288

Per Capita Personal Income2004, Lake County ................ $21,080

Commercial ServicesCommunicationsNewspapers ...................................... 2Radio Stations (1 AM & 2 FM) .......... 3Television, cable and satellite available.Financial InstitutionsNumber of Banks ............................ 10Number of Credit Unions ................. 1Investment Firms .............................. 5

Utility ServicesFuel OilMountain West Coop 1-800-258-0575John’s Fuel Farm ...... 1-800-940-1976PropaneNorthern Energy ................883-2408Polson Propane .................883-3588Energy Partners .................676-2201Water/SewerPolson ................................ 883-8201Pablo .................................675-4242

EducationDistrict Phone Enroll.Charlo 644-2207 349Arlee 726-3216 450Polson 883-6355 1,644St. Ignatius 745-4420 643Ronan 676-3390 1,359Dayton 849-5484 29Valley View 883-2208 25Salmon Prairie 754-2245 5Big Fork 837-7400 867Hot Springs 741-2964 221

HousingAverage Reported Sales Price All Single Family . . . . . .$117,200 Median Rental . . . . . . . .$403

Health CareHospitals ..........................................3Clinics ..............................................2Nursing Homes/Assisted Living ........4

Lake County

Profileincluding the Polson Community

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Take a good look at these smiles. You probably recognize more than a few of us, because we’re more than your First Security Bank real estate lending team – we’re your neighbors. Like you, we want our community to thrive. That’s why our reputation for

strength, stability and responsibility is more important than ever when financing a home. Talk to one of us about our unsurpassed experience, competitive rates, and local approval process. We’re sure you’ll walk out with a smile on your face.

Not just horsepower, thoroughbred power.

HORSEPOWER

Real Estate Lending Center 2601 Garfield 329-1958 fsbmsla.com

FSB_8642 horesepower ad LAMBROS 6.625x8.875 KS.indd 1 9/29/10 11:57 AM

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