MAJAR INSURANCE AGENCY & BUSINESS

VENTURES, INC.Created by: Maryann Barbie Pacia

( MAJAR Zamboanga)

Introduction

Life has its own destiny.

Parents, or any individual for that

matter, all have their own dreams.

We may all have our goals and ways of

reaching it until certain circumstances

arise, unforseen, unexpected.

In times of need or demise, allow us to

extend our assistance.

For any situation, there should be a

backup plan, let it be MAJAR.

Created by: Maryann Barbie Pacia

( MAJAR Zamboanga)

Personal Protection Plan

Parental Care Protection Plan

A complete package designed for any individual

and married couples insurable for the welfare of the

family in times of demise of the policyholder.

Provide cash assistance for funeral services and

other needs that may arise in the future. It can be

offered to people from all walks of life with limited

resources.

TRIPLE “P”:

Created by: Maryann Barbie Pacia

( MAJAR Zamboanga)

Personal Protection

Plan

TERM OF

CONTRACT

MODE OF

PAYMENT

15 years program

5 years to pay

5 years waiting Period

5 years extended period

Lump sum / Spot Cash

Cash Installment basis:

Monthly, Quarterly, Semi –Annual Annual

Created by: Maryann Barbie Pacia ( MAJAR Zamboanga)

Paying Period (1 – 5 yrs) P1 P2 P3 P4

Life Insurance 10,000 15,000 18,000 27,000

Accident Insurance 50,000 50,000 50,000 50,000

UMA

(Unprovoked Murder and Assault)

25,000 25,000 25,000 25,000

Hospital Confinement Benefit 100/

day

150/

day

200/

day

250/

day

Cash Burial Benefit 10,000 15,000 20,000 25,000

PREMIUM

Monthly 220 330 440 550

Quarterly 655 980 1,310 1,635

Semi – annual 1,296 1,940 2,590 3,325

Annual 2,560 3,845 5,125 6,405

Lumpsum 12,540 18,810 25,080 31,350

Total Premium 13,200 19,800 26,400 33,000

Free Extended Insurance Period (6 – 10 yrs)

Life Insurance 10,000 10,000 10,000 10,000

Cash Burial Assistance 15,000 15,000 15,000 15,000

Postpaid Insurance Period ( 11 – 15 yrs)

Accident Insurance 50,000 50,000 50,000 50,000

Annual Cash Bonus 1,500 2,000 3,000 4,000

(If insured dies before the end of the 15th , the cash bonus will be paid to the cash

beneficiary)

Created by: Maryann Barbie Pacia

( MAJAR Zamboanga)

Waiting Period – 6th – 10th year Extended Benefits Life Insurance

Fully Paid amount convertible to memorial service in case death of policy holder

Maturity Optional Provision – 11th – 15th year Accident Insurance

Releasing of Cash Incentive

Conversion of share to stock

Convertible to memorial service in case demise of any member of the family based on plan selected

Outright convertible to Damayan program of deceased member (lifetime privileged)

General Insurance Provisions Non Medical examination

One year contestability period

Reinstatable before 2 years

Coverage of benefit takes effect 30 days based or O.R date or upon issuance of certificate

Requirements For Claim Certificate of Coverage

Certificate Form for Claim

Application Form for Claim

Branch SOA / Ledger

Official Receipts

Death Certificate

Police Report, in case of accident / murder assault

Created by: Maryann Barbie Pacia

( MAJAR Zamboanga)

PROGRAM PROFILE

Recipient : Husband and Wife

Age requirement: 25 to 55 years old

Term of Program: 5 yrs to pay – installment period

5 yrs coverage

10 yrs maturity options Mode of Payment: Monthly, Quarterly, Semi – Annual, Annual,

Lump Sum

Benefits for both insured

During paying period - 1st to 5th years

Life Insurance: 10,000 – 50,000

Accident Insurance: 50,000 – 100,000

Medical Reimbursement: 5,000 – 10,000

Hospital Confinement: 200/day – 400/day 15days per year

Damayan ServiceType: Senior Lizo Full Glass – Metal Value: 36,000 – 60,000

During waiting period – 6th to 10th year

Hospital confinement: 200/day – 400/day

Damayan ServiceType: Senior Lizo Full Glass – Metal Value: 36,000 – 60,000

Maturity Period – beginning on the 10th year Optional Provision

Extending program (renewal) for another 10 years without any payment

Conversion to Damayan upon full payment

Awards 10% increment yearly from the gross contracted price

Transfer of Damayan Services to any immediate family member who dies ahead of parents

. SALIENT FEATURES

Non – medical examination

Affordable lowest premiums in town Double protection package for both insured

30 days grace period

One (1) year contestability period Created by: Maryann Barbie Pacia ( MAJAR Zamboanga)

Parental Care

Protection

Program

Parental Care COVERAGE RATE AND PREMIUMS - PER PERSON

BENEFITS PLAN 1 PLAN2 PLAN3

Life Insurance 10,000 30,000 50,000

Accident Insurance 50,000 75,000 100,000

Medical Reimbursement

(Accident only) 5,000 7,500 10,000

Hospital Confinement

(illness/accident)

200/day 300/day 400/day

Damayan service

Type of Service Senior Lizo

Full Glass

Senior Lizo

Full Glass

Flexi

Semi – Metal

Flex

Service Value 36,000 60,000 80,000

Premium

Monthly 500 750 1,000

Quarterly 1,485 2,230 2,970

Semi – annual 2,940 4,410 5,880

Annual 5,820 8,730 11,640

Lump sum / Spot Cash 28,500 42,750 57,000

Created by: Maryann Barbie Pacia( MAJAR Zamboanga)

Created by: Maryann Barbie Pacia ( MAJAR Zamboanga)

Ultima Damayan

Program

This insurance is specifically

designed to cover funeral

and burial costs.

More seniors today are

taking care of costs

associated with their future

burial, funeral services, or

special wishes rather than

leaving such details to

grieving family members and

loved ones.

Unfortunately, some

insurance companies no

longer give them the

privilege to do so on their

golden age, and this is

where Majar steps in

Benefits P1 P2 P3 P4 P5 P6 P7

Types Of Service

Jr. Lizo(Half

Glass)

Jr. Lizo(Full

Glass)

Sr. Lizo(Full

Glass)

Semi-Metal (Ordinary)

Semi –Metal(Flexi)

MetalDouble Top

(Flexi)

Metal (Side open)

DamayanService Value 25,000.00 30,000.00 40,000.00 60,000.00 90,000.00 120,000.00 150,000.00

Direct Service 40,000.00 45,000.00 60,000.00 80,000.00 100,000.00 130,000.00 150,000.00

Membership Fee

15,000.00 18,000.00 20,000.00 30,000.00 42,000.00 60,000.00 75,000.00

Mode Of Payments

Monthly 250 300 355 500 700 1,000 1,250

Quarterly 745 895 995 1,485 2,080 2,970 3,175

Semi-annual 1,470 1,765 1,970 2,940 4,120 5,880 7,354

Annual 2,910 3,495 3,900 5,820 8,150 11,640 14,550

Lump Sum 14,250 17,100 19,000 28,500 39,900 57,000 71,250

Amenities

Wreath Wreath.Playing cards

Wreath. Tarpaulin,

Playing cards

Wreath. Tarpaulin,

Playing cards.

Wreath. Tarpaulin,

Playing cards,

Groceries

Wreath. Tarpaulin,

Playing cards,

Groceries.

VideoCoverage

Wreath. Tarpaulin,

Playing cards,

Groceries.

VideoCoverage

,VigilSnacks

Base on M. fee

5% 5% 5% 7& 10% 10% 10%

Ultima

Damayan

Created by: Maryann Barbie Pacia( sMAJAR Zamboanga)

Our Competitor:

Created by: Maryann Barbie Pacia( MAJAR Zamboanga)

MAJAR St. Peter Cost Diff.

Jr. Lizo Lump Sum 18,000.00 34,200.00 16,200

(Full Glass) Annual 3,495.00 6,840.00 3,345

Semi-Annual 1,765.00 3,625.00 1860

Quarterly 895.00 1,880.00 985

Monthly 300.00 650.00 350

Sr. Lizo Lump Sum 19,000.000 50,000.00 31,000.00

(Full Glass) Annual 3,900.00 10,000.00 61,000.00

Semi-Annual 1,970.00 5,300.00 3,300.00

Quarterly 995.00 2,750.00 1,755.00

Monthly 355.00 950.00 595.00

Metal Lump Sum 57,000.00 110,000.00 53,000.00

Double Top Annual 11,640.00 22,000.00 10,360.00

(Full Glass) Semi-Annual 5,880.00 11,660.00 5,780.00

Quarterly 2,970.00 6,050.00 3,080.00

Monthly 1,000.00 2,090.00 1,090.00

WAIT!!!! THERE’S MORE!!!

Created by: Maryann Barbie Pacia

( MAJAR Zamboanga)