Meezan Bank Limited:

Consumer Banking Products

By

Nafees Ul Haq Saqib

Karachi Institute of Management & Sciences

Overview

• Introduction of Meezan Bank

• Products (Consumer Banking)

Easy Home

Car Ijarah

Laptop Ease

• Did the Dreams come true?

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Vision

• To establish Islamic banking as banking

of first choice...

Introduction of Meezan Bank

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Mission

To be a premier Islamic bank, offering a

one-stop shop for innovative value-added

products and services to our customers

within the bounds of Shariah...

Introduction of Meezan Bank

Introduction of Meezan Bank

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Introduction of Meezan Bank

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Introduction of Meezan Bank

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Introduction of Meezan Bank

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Introduction of Meezan Bank

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Introduction of Meezan Bank

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Introduction of Meezan Bank

Products (Consumer Banking)

• Easy Home

• Car Ijarah

• Laptop Ease

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Easy Home

• Shariah Base: Diminishing Mushrakah (DM)

• What is DM and how it works?

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Forms of Home Financing

Easy Buyer

“Choose it and get ready to move in!”

Easy Builder

“For that special home you want to build!”

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Forms of Home Financing

Easy Renovate

“Make your home even better or just repair

it!”

Easy Replace

“Transfer your existing mortgage!”

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Easy Home

Car Ijarah

• Shariah Base: Ijarah

• What is Ijarah and how it works?

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Car Ijarah

• Rights & liabilities of Owner v/s User

• Continuation of lease rentals in case of total loss

or theft of vehicle

• Takaful instead of Insurance

• Penalty of Late Payment of Rent

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Difference between Conventional

Lease & Ijarah

Car Ijarah

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Laptop Ease

• Shariah Base: Musawamah

• What is Musawamah and How it works?

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Laptop Ease

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Special Features

• Easy Installment options for financing period for

3 to 24 months.

• 1 year warranty for Dell, HP & Apple Products

provided by vendor.

Laptop Ease

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Special Features

• Free Carrying Case for Dell & HP laptops

provided by vendor.

• Dedicated Call Center for addressing after-sale

issues provided by vendor

Laptop Ease

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Special Features

• Free Takaful (Islamic Insurance) cover up to

100% incase of damage and up to 50% incase

of theft of laptop

• Complete surety and peace of mind that

purchased laptop is a genuine brand

Laptop Ease

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Special Features

• Laptop model offerings will vary from time to

time in consistence with the latest & upgraded

features and market demand.

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Laptop Ease

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Vision

• To establish Islamic banking as banking

of first choice...

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Mission

To be a premier Islamic bank, offering a

one-stop shop for innovative value-added

products and services to our customers

within the bounds of Shariah...

Jazakumullah

nafeesulhaqsaqib@gmail.com