mobile payments technology view - economia...turkcell mno tsm&ota zone4 nfc sim ... turkcell project...
TRANSCRIPT
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Mobile Payments Technology View
Ján Franzen11.10.2012
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Agenda> Company Profiles> Technology Alternatives
> QR, BAR, RFID> NFC
> Infrastructure> NFC solution of Cardtec Group
> Turkcell project> Advantages of NFC> Ecosystem
> Subscriber Experience
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Company Profiles
> Renowned European company providing the largest information systems and solutions
> For more than twenty years has supported providers of banking services> European IT Excellence Awards 2011 - Technology Innovation of the Year
> One of the world’s leading innovative solution providers in contactless payments
> Business and technology know-how of NFC ecosystem in Turkey> The FIRST contactless credit card - Garanti Bank (2006)
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Technology for mobile payments> SMS and WAP payments
> Failed due to reliability, security and speed
> QR codes> Scanning required
> RFID> Stickers, watches …
> NSDT> Near sound data transfer
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Technology for mobile payments> Direct Mobile Billing
> MNO driven payments
> Mobile wallets> Prepaid limitation
> NFC> Full alternative to debit and credit card
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How NFC works
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> NFC = Near Field Communication> Short-range wireless connectivity technology> Within four centimeters (max. 20 cm)> At 13.56 MHz> Data transfer rate 106, 212, 424 and 848 kbits/s
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Technology for NFC Mobile Payments
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Three modes of NFC
> Card Emulation> Enables devices to
act like contactless cards
> Works with existing contactless infrastructure
> Examples include NFC-enabled mobile phones used for payment and transit
> Reader/Writer> Enables devices to
interact with RF tags> Example includes
NFC-enabled mobile phones used to read “smart posters”
> Peer-to-Peer> Enables devices to
communicate with one another
> Works with existing contactless infrastructure
> Examples include connecting NFC-enabled laptops and printers or sharing photos between a camera and TV
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Mobile payments as a enabler
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NFC Ecosystem
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NFC Solutions of Cardtek Group
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Zone1Bank
Zone2Cardtek SP TSM
Zone3Turkcell MNO TSM&OTA
Zone4NFC SIM
Turkcell Project
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EUROPEAN FIRST MASTERCARD CERTIFIED TSM STRUCTURE !!!
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Service Provider Deployments in Turkcell Project
> Europe’s first MasterCard approved SP TSM is developed and MNO TSM system integration was done by Cardtek.
> Six banks’ backoffice system are integrated to SP TSM.> Project has been in production since 2011 Q2.
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Turkcell System Extentions in 2012
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Visa application with 512 K NFC SIM
Non-payment experience: loyalty applet
Payment for transport
Access control (pilot: Turkcell company access)
Multi-OS client support
More banks (from 7 to 12)
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Advantages of NFC for Parties
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Advantages of NFC for Parties
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Ecosystem is must
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Thank you for your attention
Ján Franzen
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Subscrieber Experience !!! Subscrieber Experience !!!
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m ile s
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m ile s
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help!
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Mo b ile Wa lle tMo b ile Wa lle tA pplic a tio nA pplic a tio n
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O KO K
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O KO K
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Transferring…Transferring…Successfully CompletedSuccessfully Completed
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Successfully CompletedSuccessfully Completed
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THANKS....
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