notification- r-wbcis kharif 2018hpagriculture.com/rwbcis k 2018.pdf · it is informed that the...
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1
Restructured WBCIS
Kharif, 2018 Season.
No.Agr.H(8-P)F(10)-20/2018-Vol.-I
Directorate of Agriculture, H.P.
From
Director of Agriculture,
Himachal Pradesh.
To
1. The Registrar Co-operative Societies,
Himachal Pradesh, Block No. -25, Shimla-171009.
2. The Managing Director,
H.P. State Co-operative Bank Ltd.,
The Mall, Shimla-171001.
3. The Zonal Manager &
Convener, State Level Bankers Committee, H.P.,
UCO Bank, G.M. Office,
Himland Hotel Annexe, Circular Road, Shimla-171001.
4. The General Manager,
National Bank for Agriculture and
Rural Development (NABARD),
Block No.31, SDA Complex, Shimla-171009.
5. The Branch Manager,
SBI – General Insurance Co. Ltd.,
Suriyansh Building (above State Bank of India),
Near Passport Office, Panthaghati, Bye Pass Road, Shimla-9.
Dated: Shimla-5, the 5th
May, 2018
Subject: - Notification of Restructured Weather Based Crop Insurance Scheme (R-
WBCIS) in Himachal Pradesh for Kharif, 2018 season.
Sir,
It is informed that the Govt. of India, Ministry of Agriculture, Department of
Agriculture & Cooperation, Krishi Bhawan, New Delhi vide their letter No.13015/ 03 / 2016-
Credit-II dated 25th
April, 2018 has conveyed its Administrative Approval for the
implementation of Restructured Weather Based Crop Insurance Scheme (R-WBCIS) during
Kharif, 2018 season as per the terms & conditions contained in the scheme.
During Kharif, 2018 season, six crops, i.e. Potato, Ginger, Tomato, Peas, Cabbage
& Cauliflower are to be covered under Restructured Weather Based Crop Insurance Scheme (R-
WBCIS). The scheme intends to provide Insurance protection to the cultivators against weather
incidence, such as Rainfall, Heat (Temperature), Relative Humidity, Hail Storm, Dry Spell etc.
which are deemed to adversely affect the Kharif Crops during its cultivation period.
Under the scheme, SBI General Insurance Co. Ltd. will be the Implementing
Agency (IA) for all the above said crops in all the 10 Districts of the state (except Hamirpur &
Una) as decided on the basis of Lowest Weighted Average Premium (WAP) as per Operational
Guidelines received from the Govt. of India
2
1. District-wise proposal for coverage of Crops under Restructured WBCIS and premium
rates/Implementing Agency as decided on the basis of L-1 during Kharif, 2018 season:
Table-1 Crop District Blocks Insurance
Company
Premium Rates
(%)
Ginger
Bilaspur Sadar, Ghumarwin, Jhandutta SBI-GIC 8.00
Sirmour Nahan, Poanta, Shillai, Rajgarh, Sangrah,
Pachhad
SBI -GIC 8.00
Solan Kunihar, Kandaghat, Dharampur SBI-GIC 10.00
Peas
Chamba Salooni, Tissa SBI-GIC 6.00
Kinnaur Pooh, Kalpa, Nichar SBI-GIC 2.00
Kullu Nirmand, Anni, Kullu, Naggar, Banjar SBI-GIC 9.97
Lahaul-Spiti Lahaul, Spiti SBI-GIC 8.00
Mandi Siraj, Gohar, Karsog, Balh, Drang SBI-GIC 9.00
Shimla Nankhari, Narknda, Rohru, Chhohara, Jubbal,
Mashobra, Theog, Chopal, Basantpur, Rampur
SBI-GIC 7.00
Tomato
Bilaspur Sadar, Ghumarwin, Jhandutta SBI-GIC 5.67
Kangra Bhedu-Mahadev, Nagrota Bagwan, Kangra, Rait,
Bhawarna, Baijnath
SBI-GIC 11.33
Kullu Kullu, Naggar, Nirmand, Banjar, Anni SBI-GIC 15.00
Mandi Siraj, Gohar, Karsog, Balh, Drang SBI-GIC 6.00
Shimla Theog, Rampur, Basantpur, Narkanda,
Mashobra, Rohru, Chhohara, Chopal, Jubbal,
Nankhari
SBI-GIC 12.60
Sirmour Nahan, Paonta, Rajgarh, Sangrah, Shillai,
Pachhad
SBI-GIC 8.50
Solan Kunihar, Kandaghat, Dharampur, Solan &
Nalagarh
SBI-GIC 11.00
Potato
Chamba Chamba, Mehla, Salooni, Tissa, Bharmour SBI-GIC 5.67
Kangra Baijnath SBI-GIC 3.91
Kinnaur Nichar, Kalpa, Pooh SBI-GIC 12.00
Kullu Kullu, Naggar, Banjar, Nirmand, Anni SBI-GIC 8.33
Lahaul Spiti Lahaul, Spiti SBI-GIC 8.00
Mandi Siraj, Darang, Sundernagar, Gohar SBI-GIC 6.87
Shimla Jubbal, Rohru, Chhohara, Theog, Chopal,
Rampur, Basantpur, Mashobra
SBI-GIC 6.53
Sirmour Rajgarh, Sangrah, Shillai SBI-GIC 5.00
Cabbage Kullu Nirmand, Anni, Kullu, Naggar, Banjar SBI-GIC 8.00
Shimla Theog SBI-GIC 8.00
Cauliflower Shimla Theog SBI-GIC 8.00
3
2. Season and Risk Period :
Insurance coverage under the scheme would be provided for these crops for the period
mentioned against each, as mentioned in the Term sheets:-
S. N. Crop Reference Unit Area/ Block Insurance
Coverage period
1 Potato Chamba, Mehla, Salooni, Tissa and Bharmour Blocks of Chamba
District.
Baijnath Block of Kangra District.
Nichar, Kalpa and Pooh Blocks of Kinnaur District.
Kullu, Naggar, Banjar, Nirmand and Anni Blocks of Kullu District.
Lahaul and Spiti Blocks of Lahaul & Spiti District.
Siraj, Darang, Sundernagar and Gohar Blocks of Mandi District.
Jubbal, Rohru, Chhohara, Theog, Chopal, Rampur, Basantpur and
Mashobra Blocks of Shimla District.
Rajgarh, Sangrah and Shillai Blocks of Sirmour District.
1st June, 2018 to
31st Aug., 2018
2 Ginger Sadar, Ghumarwin, Jhandutta Blocks of Bilaspur District.
Nahan, Paonta, Shillai, Rajgarh, Sangrah and Pachhad blocks of
Sirmour District.
Kunihar, Kandaghat, Dharampur blocks of Solan District.
1st July, 2018 to
15th Sept., 2018
3 Tomato Sadar, Ghumarwin, Jhandutta Blocks of Bilaspur District.
Bhedu Mahadev, Nagrota Bagwan, Kangra, Rait, Bhawarna,
Baijnath blocks of Kangra District.
Kullu, Naggar, Nirmand, Banjar & Anni blocks of Kullu District.
Siraj, Gohar, Karsog, Balh & Drang blocks of Mandi District.
Theog, Rampur, Basantpur, Narkanda, Mashobra, Rohru, Chhohara,
Chopal, Jubbal & Nankhari blocks of Shimla District.
Nahan, Paonta, Rajgarh, Sangrah, Shillai & Pachhad blocks of
Sirmour District.
Kunihar, Kandaghat, Dharampur, Solan & Nalagarh blocks of Solan
District.
1st Aug., 2018 to
15th Oct., 2018
4 Peas Salooni & Tissa blocks of Chamba District.
Pooh, Kalpa, Nichar, blocks of Kinnaur District.
Nirmand, Anni, Kullu, Naggar, Banjar blocks of Kullu District.
Lahaul & Spiti blocks of Lahaul & Spiti District.
Siraj, Gohar, Karsog, Balh, Drang blocks of Mandi District.
Nankhari, Narkanda, Rohru, Chhohara, Jubbal, Mashobra, Theog,
Chopal, Basantpur & Rampur blocks of Shimla District.
15th May, 2018 to
31st Oct., 2018
5 Cabbage Nirmand, Anni, Kullu, Naggar & Banjar blocks of Kullu District.
Theog block of Shimla District.
16th June, 2018 to
15th Sept., 2018
6 Cauliflower Theog block of Shimla District. 16th June, 2018 to
15th Sept., 2018
4
3. Area approach:
The scheme shall operate on the principle of “Area Approach” in selected notified Reference
Unit Areas (RUA). Area Approach signifies that a Reference Unit Area shall be considered as a unit
area of insurance for the purpose of acceptance of risk and assessment of compensation as well.
Therefore, all insured cultivators of a notified crop in the notified Reference Unit Area, i.e. Block
shall be deemed to be at par so far as their terms of insurance coverage and assessment of
compensation are concerned.
4. Geographical Coverage:
Reference Unit Areas are linked to specific Reference Weather Stations for providing Weather
data for the purpose of assessment of compensation. Reference Unit-Area is a geographical area around a
Reference Weather Stations pre-notified by the State Level Co-ordination Committee on Crop Insurance
(SLCCCI) as mentioned in the Term sheets of respective RUA. At present there are 97 number of
Reference Weather Stations (RWS) for the above said RUAs/blocks. Two new Reference Weather
Stations (RWS), one at Ghanahatti of Mashobra Block of Shimla District and other at Sub-Tehsil
Ramshehar of District Solan are to be installed by the Implementing Agency, which is SBI –GIC, for the
coverage of notified crops during Kharif, 2018 season. The list of Reference Weather Stations (RWS)
during Kharif, 2018 season is annexed at Annexure - “A”.
5. Crops Covered:
During Kharif, 2018 season, Potato, Ginger, Tomato, Peas, Cabbage & Cauliflower crops are to
be covered under Restructured WBCIS in Himachal Pradesh.
6. Cultivators Eligible for Coverage :
All the cultivators (including share croppers and tenant cultivators growing notified crops in any
reference unit area shall be eligible for coverage. The scheme shall be
Compulsory : For all loanee applicant cultivators i.e. those who have sanctioned credit limit
from a financial institution for the notified crops in notified RUAs. The maximum credit limit (MCL)
shall be sanctioned within the cut-off dates as mentioned at point no. (8) below.
Voluntary : For all non- loanee cultivators i.e. those who do not have sanctioned credit limit
from any financial institution for the notified crops in notified RUAs. Financial Institution, for the
purpose of the scheme includes all district Central Co-operative Bank and also the PAC’s affiliated to
them, all commercial banks and all Regional Rural banks.
5
7. Perils Covered :
Following are the weather perils, which are deemed to cause “Adverse Weather
Incidence”, leading to crop loss, would be covered under the scheme such as Rainfall, Heat
(Temperature), Relative Humidity, Hail Storm, Dry Spell, etc.
The specific “Adverse Weather Incidence” with its timing/ duration applicable are given
in the Term sheets annexed at Annexure - “B”.
8. Seasonality Discipline (submission of declaration by banks):
The cut- off date for coverage of loanee and non-loanee farmers shall be as under :
Crop Type of
Farmers
Cut-off Period/Date Last date for submission of
declaration by banks/
intermediaries to Insurance
Companies
Potato Loanee Credit limit to be sanctioned up to 31st May, 2018 15
th June, 2018
Non-
Loanee
Proposals to be accepted by banks from non- loanee
farmers up to 31st May, 2018
7th
June, 2018
Proposals to be accepted by intermediaries up to 31st
May, 2018
7th
June, 2018
Tomato Loanee Credit limit to be sanctioned up to 31st July, 2018 15
th August, 2018
Non-
Loanee
Proposals to be accepted by banks from non -loanee
farmers up to 31st July, 2018
7th
August, 2018
Proposals to be accepted by intermediaries up to 31st
July, 2018
7th
August, 2018
Ginger Loanee Credit limit to be sanctioned up to 30th June, 2018 15
th July, 2018
Non -
Loanee
Proposals to be accepted by banks from non- loanee
farmers up to 30th
June, 2018
7th
July, 2018
Proposals to be accepted by intermediaries up to 30th
June, 2018
7th
July, 2018
Peas Loanee Credit limit to be sanctioned up to 14th May, 2018. 29
th May, 2018
Non-
Loanee
Proposals to be accepted by banks from non- loanee
farmers up to 14th
May, 2018.
21st May, 2018
Proposals to be accepted by intermediaries up to 14th
May, 2018.
21st May, 2018
Cabbage Loanee Credit limit to be sanctioned up to 15th June, 2018. 30
th June, 2018
Non-
Loanee
Proposals to be accepted by banks from non- loanee
farmers up to 15th
June, 2018.
22nd
June, 2018
Proposals to be accepted by intermediaries up to 15th
June, 2018.
22nd
June, 2018
Cauliflower Loanee Credit limit to be sanctioned up to 15th June, 2018. 30
th June, 2018
Non-
Loanee
Proposals to be accepted by banks from non- loanee
farmers up to 15th
June, 2018.
22nd
June, 2018
Proposals to be accepted by intermediaries up to 15th
June, 2018.
22nd
June, 2018
6
9. Coverage Procedure: (a) Insurance coverage of Loanee Applicant Cultivators shall be through the existing network of
Financial Institutions (FI) at the grass-root level, using Nodal Bank system.
(b) Insurance coverage of Non-loanee Cultivators shall be through the existing network of Financial
Institutions (FIs) at the grass root level; the Insurance Intermediaries and Authorized Representatives of
Insurance Companies.
(c) Nodal Bank Branches shall be paid by Insurance Companies, a service charges of 4% on the actual
Premium amount remitted by them, being in the nature of sharing the incidental management
expenses incurred by them for servicing the scheme.
10. Sum Insured: Sum insured is further sub -divided into various covers as given in the Term sheets. The Sum
insured for an individual cultivator shall be the product of the cultivator’s declared ‘area under
cultivation’ (in hectare). Sum Insured proposed for Tomato Rs. 1,00,000/- per hect., Potato Rs.
75,000/- per hect., Ginger Rs. 1,50,000/- per hect., Cabbage Rs. 75,000/- per hect., Cauliflower Rs.
75,000/- per hect. and Peas Rs. 1,00,000/- per hect. with an additional coverage of add-on cover for hail
storm under Peas crop Rs. 15,000/- per hect.
An individual Cultivator’s ‘area under cultivation’ for a Notified Crop in a notified Reference
Unit area shall be declared by him as follows:
Loanee Applicant Cultivators: ‘Area under cultivation’ for the Notified Crop as already declared by
him in the Loan Application Form for the purpose of fixing his “Maximum Credit Limit (MCL) by the
Lending Financial institutions.
Non- Loanee Cultivators: The cultivators shall declare the ‘area under cultivation’ for the Notified Crop
in the Insurance Proposal Form.
11. Premium Rates:
During Kharif, 2018 season, Premium Rates have been finalized on the basis of bidding
procedures which is based on Weighted Average Premium (WAP) of L-1 for all crops in a Districts.
There will be an optional additional coverage for Hail Storm under add-on cover for Peas crop at the same
rate of premium.
12. Premium sharing and Subsidy: Maximum Insurance premium payable by the farmer for the commercial crops to be covered
during Kharif, 2018 season would be 5% of Sum Insured or actuarial rate, whichever is less. The
difference between actuarial premium rate and the rate of Insurance charges payable by farmers shall be
treated as Rate of Normal premium Subsidy, which shall be shared equally by Centre and State Govts. In
the bidding process, L-1 have been decided at District level on the basis of lowest Weighted Average
Premium (WAP) and premium rates for all crops in a District have been given in the Table-1 above.
Compensation (Payout):
(i) Insurance Company will be responsible for all Payouts arising out of “Adverse Weather Incidence”
strictly in terms and condition of the scheme read with the relevant Premium & Payout table...
(ii) Pay-out shall arise only in case of Adverse Weather Incidence. Adverse Weather Incidence is
equivalent to the deviation between “Trigger Weather” and “Actual Weather” Data recorded at a
“Reference Weather Station” during the specified time period. Trigger Weather is a pre-defined
Weather Parameter applicable to a Notified Crop in a notified Reference Unit Area (RUA). In case of
Adverse Weather Incidence (AWI), all the insured cultivators growing the Notified Crop in the Reference
Unit Area shall be deemed to have suffered the same level of AWI and the same proportion of crop-loss,
and become eligible for the same rate of Payouts.
7
(iii) Pay-Out Disbursement:
(a) Pay-outs would normally be made by the Insurance Company to the Nodal Banks within 45
days of closing of Insurance Period subject to receipt of the necessary actual weather data.
(b) So far as the Insured is concerned, the Pay-outs procedure shall be automatic; that is to say,
Payouts would be automatically computed by the Insurance Company on the basis of Actual Weather
Data received and the Payouts would be automatically credited to the Insured’s Bank Account through
the concerned Nodal Bank/Financial Institution.
13. ROLE OF VARIOUS AGENCIES:
i) The State Level Bankers Committee (SLBC), The Lead Bank Managers, the Co-operative Banks and the
Insurance Company (Implementing Agency) shall take immediate necessary action to ensure the
implementation of the scheme in the District as mentioned above.
ii) The Implementing Agency, i.e. the Insurance Company shall ensure that Claims are paid at the earliest
after release of State Govt. share, Litigations, if any, for delay in payment of claims and if any other, shall
be the sole responsibility of the Implementing Agency.
iii) To credit the claims proceeds of R-WBCIS received from Insurance Company to respective beneficiary
bank account within 7 Days.
iv) The Implementing Agency shall make necessary arrangements to give wide publicity to the scheme.
v) The Convener, District Level Bankers Committee will monitor the progress of this scheme in its periodical
meetings time to time.
The detailed operational guidelines of the scheme alongwith role and responsibilities can be seen in the
Ministry of Agriculture Website www.agricoop.nic.in .
Yours faithfully,
Encls.: - As above.
Sd/-
Director of Agriculture,
Himachal Pradesh.
Endst.No.Agr.H(8-P)F(10)-20/2018- Vol-1 Dated: Shimla-5, the 5th
May, 2018
Copy alongwith a copy of the information referred to above is sent to the
following for information and necessary action:-
1. The Additional Chief Secretary (Agriculture) to the Govt. of H.P., Shimla-2.
2. The Additional Chief Secretary (Finance) to the Govt. of H.P., Shimla-2.
3. The Additional Chief Secretary (Revenue) to the Govt. of H.P., Shimla-2
4. The Additional Chief Secretary (Planning) to the Govt. of H.P., Shimla-2.
5. The Secretary (Co-operation) to the Govt. of Himachal Pradesh, Shimla-2.
6. The Joint Secretary to the Govt. of India, Ministry of Agriculture, Department of
Agriculture & Co-operation, Krishi Bhawan, New Delhi- 110114.
7. The Deputy Commissioner (Credit) to the Govt. of India, Ministry of Agriculture,
Department of Agriculture and Co-operation, Krishi Bhawan, New Delhi-110001.
8
8. The Director of Land Records, Himachal Pradesh, Shimla-9.
9. The Director, Rural Development Department, H.P., Shimla-9.
10. The Director of Horticulture, Himachal Pradesh, Shimla-2.
11. The Director, Indian Meteorological Department, Meteorological Centre, Bibra House
Cliffend Estate, Shimla-1.
12. The Agricultural Statistical Officer-cum-Member Secretary, State Level Co-ordination
Committee on Crop Insurance, Himachal Pradesh, Shimla-5.
13. The Joint Member Secretary, Science & Technology, H. P., Shimla-9.
14. All the Deputy Commissioner, H.P. except Districts Hamirpur & Una.
15. The Additional Director of Agriculture, North Zone, Dharamsala, District Kangra, H.P.
16. All the Deputy Directors, H.P. except Districts Hamirpur & Una.
17. The District Agriculture Officer, Recong Peo/Keylong, (H.P.)
18. The Assistant Project Officer (Agr), Kaza, District Lahaul/Spiti, H.P.
19. The Additional Registrar, Co-operative Societies, Kangra at Dharamsala, H.P.
20. The Managing Director, Kangra Central Co-operative Bank Ltd., Dharamsala, Distt.
Kangra, H.P.
21. The Managing Director, The Jogindra Central Co-operative Bank Ltd H.O. Solan,
Rajgarh Road, near Thodo Ground, Solan, District-Solan, H.P.
22. The Manager, Himachal Gramin Bank, H.O.Mandi, District-Mandi, H.P.
23. The Administrative Officer, Parvatiya Gramin Bank, H.O.- Chamba, District-Chamba, H.P.
24. The Secretary, The Miar Co-operative Agr. Service Coop. Society Ltd.,P.O.Miar, Tehsil
and District-Hamirpur, H.P.
25. The General Manager, H.P. State Co-operative Agr.& Rural Dev. Bank Ltd., Himachal
Pradesh, Shimla-9.
26. The Director, Information & Public Relation Department, H.P., Shimla-2.
27. The Station Director, All India Radio, Shimla-4, H.P.
28. The Station Director, Doordarshan Kendra, Shimla-171004.
29. The Agricultural Information Officer, H.P., Shimla-5 for publicity in Print and Electronic
media immediately.
Sd/-
Director of Agriculture,
Encls.: As above. Himachal Pradesh.
9
Annexure : A
Detail of Reference Weather Stations (RWS) for Tomato, Potato, Ginger,
Peas, Cabbage & Cauliflower crops under R-WBCIS during Kharif, 2018 season.
District Name of
the Crop
Development
Blocks
Reference
Weather Station
(RWS)
Reference
Unit Area
(RUA)/
Block
Area Covered Back up
Weather
Station
(BWS)
Bilaspur Ginger,
Tomato
Sadar NCMSL Namhol Block Sadar Namhol Sub-Tehsil NCMSL
Bilaspur
NCMSL Bilaspur Tehsil Sadar NCMSL
Namhol
NCMSL Swarghat Tehsil Shri Naina Devi
Ji at Swarghat
NCMSL
Bilaspur
Ghumarwin Sh. Manjit Singh
S/O Sh. Labh Singh
Vill. Karbhasara
(Saruin Khas) P.O
Chalehali Teh.
Ghumarwin Distt.
Bilaspur H.P.
Block
Ghumarwin
Entire Block of
Ghumarwin
RWS-
Jhandutta-A
Tel. No. 01978-
285278
M.No. 98170-
18086
Jhanduta
(Geharwin)
RWS Jhandutta-A Block
Jhandutta
Gram Panchayat
Jhandutta and Sadar
Geharwin, Jangla,
Samoh, Dahad, Bahna,
Barhmana, Balghad,
Rohal, Jhandutta,
Berthin, Sunhani,
Badagaon,
Baloh,Chhat, Gallian,
Karloti, Paplah,
Kapahara, Kotlu
Barhmna,Gandhir,
Malagan, Balhseena,
Dashlehra, Jabhola,
Dhanipakhar,Salwar,
Paploa, Malroan,
Jejwin, Kalol, Dudian,
Bharoli -Kalan, Jadu
Kuljar, Gharan,
Kosirian, Badagaon
Galu, Nagiar, Dari
Bhari, Nakhlera etc.
RWS -
Ghumarwin Sh. Ashwani
Chandel
S/O Sh. Rattan
Singh
Vill.Lekhwin,P.O
Geharwin Distt.
Bilaspur Tel. No.
o1978-
270077&270412
RWS Jhandutta-B Gram Panchayat RWS -
10
O/O Deputy
Director of
Horticulture,
Bilaspur H.P Tel.
No. 01978-222363
Rishi- Kesh,
BehnaJatta,
Badoa,Thuran, Bakroa,
Fatoh, Amarpur,
Damli, Auhar, Badol
etc.
Ghumarwin
Chamba Potato,
Peas
Salooni RWS Salooni Block
Salooni
Entire Salooni Block RWS -Tissa
O/o B.D.O,
Salooni, Ph. 01896-
233224
Tissa RWS- Tissa Block
Tissa
Entire Tissa Block RWS -
Chamba O/o B.D.O, at
Bhanjradu (Tissa)
01896-227022
Chamba RWS-Chamba,
Horticulture
Extension Centre,
Sandhi.
Block
Chamba
Entire Chamba Block RWS-
Salooni
Bharmour RWS-Bharmour,
O/o SMS
Bharmour, Tel. No.
01895-225038
Block
Bharmour
Entire Bharmour Block RWS-
Chamba
Mehla RWS - Mehla, Mr.
Raj Kumar, VPO-
Mehla, Tehsil &
District Chamba,
H.P. Pin code -
176311
Block
Mehla
Entire Mehla Block RWS -
Chamba
Kangra Potato,
Tomato
Bhedu -
Mahadev RWS Bhedu
Mahadev, B.D.O.
office at Sullah
Phone No.01894-
275658
Block
Bhedu-
Mahadev
Entire Bhedu-Mahadev
Block
RWS -
Bhawarna
Nagrota
Bagwan RWS Nagrota
Bagwan, B.D.O.
office at Baijnath
Phone No. 1894-
263024
Block
Nagrota
Bagwan
Entire Nagrota Bagwan
Block
RWS -
Kangra
Rait RWS Rait , Block Rait Entire Rait Block RWS - N.
Surian KVK Kangra
01892-264550
Kangra RWS Kangra, Block
Kangra
Entire Kangra Block RWS - N.
Surian KVK Kangra
01892-264550
Bhawarna RWS Bhawarna Block
Bhawarna
Entire Bhawarna Block RWS -
P/Rukhi O/O BDO
Bhawarna 01894-
247125
Baijnath RWS Baijnath, Block Gram Panchayat RWS -
11
B.D.O. office
Baijnath Phone
No.1894-263024
Baijnath Avairi, Bahi, Baijnath,
Bandiyan, Bhadraina,
Bhattu Panjala, Beer,
Chobin, Dayol,
Dhanag, Dhared, Kand,
Gadiyara, Gunehar,
Hared, Kandral, Kaswa
Paprola, Khara naal,
Kothi, Kudail, Kunsal,
Kyori, Mahalpatt,
Nain, Nanahar,
Narghor (Chobu),
Pantehar, Paprola
Khas, Fatahar, Rajehar,
Sakri, Sansai, Sansal,
Sehal, Sapedu, Tikri
Duhki, Ustehar,
Chogan, Madho Nagar,
Mahakaal, Madorna,
Manjhoti, Manded etc.
P/Rukhi
RWS- PCDO
Multhan
Gram Panchayat Bara
Bhangal, Baragraon,
Dharman, Kothikor,
Luayai, Multhan,
Poling, Swad etc.
RWS-
Bharmour
Kinnaur Potato,
Peas
Nichar RWS- Nichar
Vill. Nigani (Sh.
Laxman Negi, S/o
Sh. Gangawar
Negi, Near PCDO
Nichar)
Block
Nichar
Entire Nichar Block RWS -
Rampur
Pooh RWS-Pooh
O/o BDO, Pooh
Ph. No.: 01785-
232311
Block Pooh Entire Pooh Block RWS -
Kalpa
Kalpa RWS-Kalpa
O/o DDH, Kinnaur
Ph. No. 01786-
222362
Block
Kalpa
Entire Kalpa Block RWS -
Nichar
Lahaul
& Spiti
Potato,
Peas
Lahaul RWS -Lahaul
O/o DDH, Keylong
Ph. No.: 01900-
222250
Block
Lahaul
Entire Lahaul Block RWS - Spiti
Spiti RWS - Spiti
O/o BDO Kaza
Ph. No. 01906-
222211
Block Spiti Entire Spiti Block RWS -
Lahaul
Kullu Potato,
Tomato,
Peas,
Cabbage
Anni RWS Anni Block Anni Gram Panchayat Anni,
Behna, Bishladhar,
Karana, Kungas,
Kamand, Munndash,
Taluna, Ropa, Palahi
etc.
RWS -
Dalash O/o SMS Anni
RWS Gram Panchayat RWS -
12
HEC Dalash Beongal, Buchhes,
Bakhnao, Chuwai,
Deothi, Dalash,
Dingidhar, Fanonti,
Jaban, Karshaigad,
Karad, Kohila, Kuther,
Khani., Khanog,
Lagoti, Lajheri,
Muhan, Namhong,
Pokhri, Shilli, Takresi
etc.
Anni
(O/o SMS) Sh. Rajesh Kumar
S/O Sh. Sanki Ram
VPO Dalash
Ph.No. 01904-
256677
Banjar RWS Banjar Block
Banjar
Entire Banjar Block RWS-
Kullu-B O/O Block
Development
Officer, Banjar,
District, Kullu
Ph. No-01903-
229228
Nirmand RWS- Nirmand-A Block
Nirmand
Gram Panchayat
Durah, Lot, Shilli,
Gamog, Rahnu,
Ghattu, Nore, Sarahan,
Chail, Dehra, Deem,
Nore, Gadej, Nither
etc.
RWS-
Nirmand-B Dayal Singh VPO
Nither
Land line No.
01904-265439
RWS- Nirmand-B Gram Panchayat Arsu,
Kot, Bari, Nishani,
Twar, Bhalsi, Nimand,
Poshna, Sargha,
Khushwa, Kharga,
Tunan, Bahadva etc.
RWS-
Nirmand-A Sh. Jhalli Ram S/O
Sh. Bhagat Ram
VIll. Damehli
Land line No.
01904-258361
Naggar RWS- Naggar Block
Naggar
Entire Naggar Block RWS -
Kullu-B
O/o SMS Agri.
Patlikuhl
Kullu RWS Kullu (A) Block
Kullu
Gram Panchayat
Baradha, Jalugran,
Ratocha, Chong,
Bharain, Banogi, Pini,
Jari, Kasol, Manikaran,
Barshaini, Shat,
Talpini, Chinuar etc.
RWS-
Kullu (B) Sh.Vikas Soni s/o
Sh. Kundan Soni
VPO BradhaTehsil
Bhunter Distt.
Kullu H.P Ph. No-
01902207770
RWS Kullu (B) Gram Panchayat
Kothisari, Basturi,
Nahlach, Bandrol,
Mohal, Peej, Bahl,
Shamshi, Bajaura, Hat,
Jia, Bhuin, Badabhuin,
Naresh, Dyar, Neul,
Hurala, Tharas, Jindor,
Jaradbhutti, Kalehli,
Tegubehar, Choparsa,
Khokhan, Bashona,
RWS -
Kullu (A) O/o DDH, Kullu
HP Ph.N0-01902-
222407
13
Mashgan, Sachani,
Rot, Surad, Bulang,
Shilihar, Shilanal,
Manjhali etc.
RWS Kullu (C) Gram Panchayat
Bhalyani, Brahman,
Mangarh, Dunkhrighar,
Mashna, Chaupaisa,
Majhat, Dugilag, Buai,
Barahar, Khadiyar,
Shilirajgiri, Bhumitar,
Falan etc.
RWS -
Kullu (B) Dr. Prem lal
Thakur S/o Sh.
Sangat Ram
Village Jathoni. PO
Bhalyani Ph. No
01902-204204
Mandi Potato,
Tomato,
Peas
Balh
(Rewalsar)
RWS Balh Block
Balh
(Rewalsar)
Entire Balh (Rewalsar)
Block
RWS -
Sadar O/O BDO Balh,
Tel. No. 01905-
241839
Drang RWS Drang Block
Drang
Entire Drang Block RWS-
Sadar O/O BDO Drang
Tel. No. 01908-
260252
Gohar RWS Gohar-A Block
Gohar
Gram Panchayat
Dharot, Jhungi,
Killing, Kutahachi,
Masogal, Shilhanu,
Chhamiyar etc.
RWS-
Gohar-B Sh. Labh Singh,
S/o Sh. Janku Ram
V.P.O. Badhu, Sub
Tehsil Nihri Distt
Mandi H.P.Tel. No.
01907-274157
RWS-Gohar-B Gram Panchayat
Chachyot, Dhisthi, Jahal,
Kandha, Kandhi,
Kamrunag, Kharsi, Lot,
Majothi, Parwara,
Tharjoon, Tunna,
Musrani, Murhag, Bara,
Shala, Saran, Gohar,
Delgi Tikri, Seri, Bahwa,
Bassi, Chail Chowk,
Nandi, Tandi, Sainj,
Saroua, Baila, Naun,
Chhaprahan, Balhari etc.
RWS
Gohar-A Sh. Diwan Chand,
S/o Sh. Ram Singh
V.P.O.Bagsaid,
Tehsil Chachyot
Distt Mandi
H.P.Tel. No.
01907-254365
Karsog RWS - Karsog Block
Karsog
Entire Karsog Block RWS-
Jhanjhalli-A O/O Himachal
Gramin Bank,
Churag
Siraj RWS- Thunag, Mr.
Anil Sharma,
Tehsildar, P.O.
Thunag, Tehsil
Thunag, District
Mandi, H.P. 175048
Block Siraj Entire Siraj Block RWS -
Gohar-B
14
Sunder Nagar RWS- Sunder
Nagar, BDO,
Sunder Nagar,
District, Mandi, Tel.
No. 01907-267203
Block
Sunder
Nagar
Entire Sunder Nagar
Block
RWS- Balh
Shimla Potato,
Tomato,
Peas,
Cabbage,
Cauliflower
Jubbal RWS- Kiari,
Branch Manager
SBI, Kiari, tehsil
Kotkhai, Distt.
Shimla, HP Ph. No.
01793-258820
Block
Jubbal
Gram Panchayat Purag,
Panog, Kiari, Baghar,
NAC Kotkhai, Pandli,
Prem Nagar, Mahasu,
Bakhol, Gumma etc.
RWS-
Tharola
RWS -Tharola, Sh.
Liaq Ram S/o Sh.
Bhop Singh,
Village & PO
Tharola, Tehsil
Kotkhai Ph. No.
01783-252222
Gram Panchayat
Tharola, Darkoti,
Garawag, Shilli (Deori
Khaneti), Parali (Deori
Khaneti), Bag
Domehar, Parali
Baduni etc.
RWS-Kiari
RWS- Kalbog,
Branch Manager
SBI Kalbog, Teh.
Kotkhai, Distt.
Shimla Ph. No.
01783-240098
Gram Panchayat
Devgarh, Himri,
Rawlakiar, Ramnagar,
Nagan, Kalbog,
Ratnari, Baghi, Kiarvi
etc.
RWS-Kiari
RWS- Khatasu
Panchyat ghar, C/o
Sh. Balbir Jagta
(Pardhan) Contact
No. 98164 47099
Gram Panchayat
Khatasu, Bharal,
Bharthata, Nandpur,
Dhar, Jaipidi Mata,
Sari etc.
RWS-
Mandel
RWS- Mandel
Panchyat ghar,
Mandel C/o Sh.
Madam (Pardhan)
Contact No. 94184
98422
Gram Panchayat
Jhagtan, Sarswatinagar,
Pandranu, Bholar,
Mandal, Thana,
Ravin, Kuddu, Anti,
Jhalta, Giltari , Solang,
Pandranu, Mandhol
etc.
RWS-
Khatasu
Narkanda RWS- Dabi
(Thanedhar)
Fruit Plant
Nutrition
Laboratory Dabi
(Thanedhar), P.O.
Thanedhar, Tehsil
Kumarsain, Distt.
Shimla, HP.
Block
Narkanda
Gram Panchayat
Bhutti, Shamthala,
Kirti, Malendi Mangsh,
Thanedhar, Kotgarh,
Melan Kumarsain, Zar
etc.
RWS-
Kumarsain
RWS- Narkanda
Office of Block
Development
Officer Narkanda,
P.O. Narkanda,
Tehsil Kumarsain,
Distt.Shimla, HP.
Gram Panchayat Jarol,
Khaneti, Madhawani,
Jadoon, Kwarthi,
Shathla, Sihal,
Narkanda, Deeb etc.
RWS-
Thanedhar
15
RWS- Kangal
Panchayat Ghar
Kangal VPO
Kangal, Tehsil
Kumarsain, Distt.
Shimla, HP.
Gram Panchayat
Shiwan, Baragaon,
Kotighat, Kangal
Janjeli, Mogra,
Banahar, Shalota,
Bharadi etc.
RWS-
Kumarsain
RWS- Kumarsain,
PCDO Kumarsain,
P.O. Kumarsain,
Tehsil Kumarsain,
Distt. Shimla - H.P.
Phone No.: 94186-
24656
Gram Panchayats
Kumarsain, Deeb, zar,
Madhawni, Malendi,
Krewathi and Kirti etc.
RWS-
Thanedhar
RWS- Baragaon
PCDO Baragaon,
P.O. Baragaon,
Tehsil Kumarsain,
Distt. Shimla - H.P.
Phone No. :
96256-51419
Gram Panchayats
Bhareri, Shivan,
Baragaon & Banahar
etc.
RWS-
Kangal
Theog RWS- Cheog
Gram Panchyat
Cheog P.O Fagu,
Tehsil Theog, Distt.
Shimla, HP.
Block
Theog
Gram Panchayat
Majhar, Bani, Cheog,
Shteyian, Dharech,
Tiyali etc.
RWS-
Theog
RWS -Dhamandari
Gram Panchayat
Dhamandari,V PO
Dhamandari
Gram Panchayat
Balag, Dadas,
Dhamandri, Jais,
Kamah, Kelvi, Kiara,
Mahori, Mundu,
Nahol, Sainj, Satog,
Kiar, Bagain etc.
RWS- Deha
RWS- Deha
Tehsil Office Deha,
VPO Deha, Tehsil
Theog, Distt.
Shimla, HP.
Gram Panchayat Bagri,
Ghorna, Deha,
Pargean, Kuthar,
Basadhar, Chainar,
Deothi -Janan, Ghund,
Tikkar etc.
RWS-
Dhamandari
RWS- Matiana
PPC Matiana,
VPO. Matiana,
Tehsil Theog, Distt.
Shimla, HP.
Gram Panchayat
Kalantoo,
Dharkandroo,
Kaleend, Matiyana,
Kalzer, Shilaroo (Kot),
Roni, Sharmalla etc.
RWS-
Theog
RWS -Theog
O/O SMS
(Horticulture)
Theog Tehsil
Theog, Distt.
Shimla, HP.
Gram Panchayat
Barog, Basa (Theog),
Bharada, Chikhar,
Deorighat, Kathog,
Mahog, Sandhu,
Sariun, Sarog, Shari
Dharampur, Kiartoo
etc.
RWS-
Matiana
16
Rohru RWS- Lowerkoti
Panchayat Ghar
Lower Koti, VPO
Lowerkoti, Tehsil
Rohru, Distt.
Shimla, HP.
Block
Rohru
Gram Panchayat
Lowerkoti, Sidhroti,
Chhupari, Bagi,
Shekhal, Rantari &
Munchhara etc.
RWS-Kui
RWS- Rohru
O/O Soil
Conservation
(Agriculture)
Rohru
Gram Panchayat Arhal,
Karasa, Ukli- Mendli,
Samoli & Brasali
Bashla etc.
RWS-KUI
RWS- Sheelghat
PPC Sheelghat
P.O. Sheel, Tehsil
Rohru,
Distt.Shimla, HP.
Gram Panchayat Sheel,
Brall, Katlah, Kot
Kaina, Mandhol,
Jhaldri, Jharag Nakrari
etc.
RWS-
Tikkar
RWS- Khadralla
PCDO Khadralla
VPO Khadralla
Gram Panchayat
Khangteri, Kuthari,
Kadiwan, Dharara,
Bhaloon, Village
Nasari of GP
Summerkot etc.
RWS- Kui
RWS -Tikkar
HP PWD Rest
House, Tikkar, Sub
Tehsil Tikkar,
Distt. Shimla, HP.
Gram Panchayat
Tikkar, Sharontha,
Hanstari, Pujarli No.3,
Pujarli no.4 &
Karchhari etc.
RWS-
Sheelghat
RWS- Kui
Panchayat Ghar
Kui, VPO Kui,
Tehsil Rohru, Distt.
Shimla, HP.
Gram Panchayat Kui,
Bhamnoli, Summerkot,
Dalgaon, Kuttara,
Bhalara, & Jagothi etc.
RWS-
Khadralla
RWS- Kralash,
KVK Shimla at
Karlash, Rohru,
District, Shimla-
H.P.
Gram Panchayats
Kralash, Basla, Brasli,
Dalgaon & Kutara etc.
RWS-
Kui/Rohru
Chopal RWS Bamta
Panchyat Bhawan
Bamta Tehsil
Chopal, District
Shimla Contact No.
98163 42616
Block
Chopal
Gram Panchayat
Bamta, Mattal, Pouria
etc.
RWS-
Chopal
RWS Chopal
O/o SMS (Agi)
VPO Chopal,
Tehsil Chopal,
Distt. Shimla, HP.
Gram Panchayat
Chanju Chopal, Thana,
Khagna, Dhabas,
Sarahan, Lingzar,
Khaddar, Devat etc.
RWS-
Maraog
RWS Nerwa Gram Panchayat RWS-
17
O/o Naib Tehsildar
Nerwa, VPO
Nerwa, Tehsil
Chopal, Distt.
Shimla, HP.
Nerwa, Pujarli,
Bharanu, Mundli,
Rushla, Deyia, Kaidi,
Bijmal, Pelor, Kiran,
Bohar, Padhan, Khund
Newal, Tikkri, Dhanat,
Manu Bhavia,
Madhana, Tharoch,
Polia, Hallan, Chainjan
etc.
Bamta
RWS Maraog
Panchyat Bhawan
Maraog tehsil
Chopal District
Shimla Contact No.
94181 29138
(Pardhan)
Gram Panchayat
Maraog, Makrog,
Mashdon, Nanahar,
Adj area of GP Deothi
tehsil Theog Jhina etc.
RWS-
Chopal
RWS Deiya
VPO Deiya,
Chopal
Gram Panchayat
Charoli, Dhotali,
Bhalu, Malat, Jhokher,
Dhar Chandnan,
Bawat, Jublee, Bandal
Kafla, Kulag Baag,
Majholi, Juddu Shilal,
Kanda Banah (Bp) etc.
RWS-
Bamta
District Shimla
RWS Pulbhal
Panchyat Bhawan
Jaog Chamrog
(Pulbahal) tehsil
Chopal District
Shimla Contact No.
98164 34068
(Pardhan)
Gram Panchayat Jaog
Chamrog, Jorna, Sari,
Jhina etc.
RWS-
Dhamandari
Rampur RWS Sarahan Block
Rampur
Gram Panchayat
Kinnu, Shahdhar,
Sarahan, Jeori, Badhal,
Labana Sadana,
Phancha, Jagori,
Kariyo, Koot etc.
RWS-
PCDO
Bahli PCDO, Sarahan
RWS- Gopalpur Gram Panchayat
Gopalpur, Dhar Gaura,
Sarpara, Dofda, Jhakri
etc.
RWS -
Sarahan PCDO Gopalpur,
Vill. Gopalpur
P.O., Kartot
RWS- PCDO Bahli Gram Panchayat Bahli,
Narain, Taklech,
Darkoli, Dev nagar,
Munish, Deothi &
Kuhal etc.
RWS-
Rampur
Nankhari RWS-Nankhari-A Block
Nankhari
Gram Panchayat
Adu, Gahan, Kungal
Balti, Jahu, Sholli,
Khamadi, Barog,
Majholi, Tipper etc.
RWS-
Nankhari-B Gurdyal Singh S/O
Krishan Singh Vill.
Bainal, Land Line
No. 01782-225548
18
RWS- Nankhari-B Gram Panchayat
Delath, Brach
,Karangla, Kaleda
Majhoti, Thalli Chakti
Khuni, Panoli, Bagalti
etc.
RWS-
Nankhari-A Sh. Keshav Ram
S/O Lt.Sh. Sadhu
Ram Vill. Bagalti
(Malnu)
Land Line
No.01782-225910
Mashobra RWS- Mashobra
SMS Agriculture
Office Mashobra
Tel- 0177-2740339
Block
Mashobra
Gram Panchayat
Baldeyan, Moolkoti,
Mashobra, Kufri, Dhalli,
Chedi, Gumma, Dhumi,
Naldehra, Pagog, Bhont,
Neri, Village Anji
Brahmna of Neri
Panchayat, Chailly, Totu,
Majthai, Ghanahatti,
Dudhalti, Moolbari (Dev
nagar), Ganewog, Nehra,
Halog, Dhami,
Bhatmana, Jabri, Ghech
(Kohbaag), Village
Kalihatti of Ghech
(Kohbaag Panchayat),
Village Malangan of
Kohbaag Panchayat,
Maili Jajhar, Bhaloh,
Kotla, Shakrah, Mayali
(Jejad) etc.
RWS-
Khatnol
RWS- Koti,
The Karoli Co-
opertaive Multi
purpose Society
Ltd. Koti
Telephone No.
0177-2733329/489
Gram Panchayat
Dharbog, Patghair Junga,
Satlai, Koti, Janedghat,
Piran, Balog, Chamiyana,
Malyana, Pujarli,
Bharach, Kot, Anandpur,
Village Badhai of
Anandpur Panchayat,
Jalail, Thadi, Baagi,
Rampur Keonthal,
Dhamoon, Chanog,
Baichiri, Shamlaghat,
Galot, Bhaloh, Rajhana,
Bhadech, Junga, Patgehar
etc.
RWS-
Cheog
RWS- Shoghi
Panchayat Ghar
(Mrs. Asha
Kashyap), Gram
Panchayat Shoghi,
P.O. Shoghi, Tehsil
& Distt. Shimla,
H.P.
Phone No.:
98161-72231
Gram Panchayats
Dhamoon, Rampuri,
Keonthal, Chaily,
Thadi, jalel, Anandpur,
Kot, Chanog, bagi,
Rajhana, Totu, Majthai
& Pujarli etc.
RWS-Koti
19
RWS- Ghanahatti
(Yet to be installed)
Gram Panchayats
Bycheri, Dudhalti,
Galot, Shamlaghat,
Devnagar, G. Nehra,
Ghanahatti, Bhaloh,
Ghech Kohbaag,
Shakrah, Maily Jajar,
Dhami & Bathmana
Jabri etc.
RWS-
Mashobra
Basantpur RWS Himri
Panhyat Ghar
Himri Vill. Banuna,
P.O. Gadheri,
Tehsil Sunni, Distt.
Shimla, HP.
Block
Basantpur
Gram Panchayat
Himri, Karyali,
Dharogra, Baag,
Dumehar, Pandoha,
Ogli, Chebri etc.
RWS-
Khatnol
RWS Khatnol
Panchyat Ghar
Khatnol VPO,
Khatnol,Tehsil
Sunni, Distt.
Shimla, HP.
Gram Panchayat
Khatnol, Garkahan,
Deola, Neen, Naldehra,
Majhwar, Sunni,
Thachi, Majailu,
Madhod, Ghaini,
Nehra, Village Panohi
of Nehra Panchayat,
Bainsh, Baldehan,
Basantpur, Juni, Kotla,
Okhru, Rewag,
Shakrori etc.
RWS-Himri
Chhohara at
Chirgaon
RWS Devidhar,
C/o Sh. Joginder
Damalu, VPO
Devidhar, Tehsil
Rohru, Distt.
Shimla, HP
Block
Chhohara
at Chirgaon
Gram Panchayat
Saribasa, Ranol,
Jangla, Kulgaon, Todsa
and Thana etc.
RWS-
Bhatwari
RWS Larot,
C/o Dr. Naresh
Kumar Mehta VPO
Larot, Tehsil
Rohru, Distt.
Shimla, HP
Gram Panchayat
Shiladesh, Pekha and
Kharshali, Tangnu
Janglik, Sindasli,
Khabal, Diwidi,
Dindhimayala, Tikkari
etc.
RWS-
Khashdhar
RWS Bhatwari,
C/o Sh. Kartar
Singh Kulla, Vill.
Bhatwari, P.O.
Kaloti, Tehsil
Rohru, Distt.
Shimla, H.P.
Gram Panchayat
Kaloti, Gawas and
Dishwani etc.
RWS-
Devidhar
20
RWS Khashdhar,
C/o Sh. Amar
Singh VPO
Khashdhar,Tehsil
Rohru, Distt.
Shimla, H.P.
Gram Panchayat
Khashdhar, Dhakgaon,
Chirgaon and Masli
etc.
RWS- Larot
RWS Bahlidhar
(Jaknoti) ,
C/o Sh. Shamsher
Thaku, Vill.
Bahlidhar, P.O.
Chilala,Tehsil
Rohru, Distt.
Shimla, H.P.
Gram Panchayat
Bhampad, Gaondari,
Dhagoli, Sunda
Bhonda, Rohal,
Chirgaon etc.
RWS-
Khashdhar
Sirmour Potato,
Ginger,
Tomato
Sangrah RWS- Sangrah Block
Sangrah
Entire Sangrah Block RWS
Shillai Charna/Charna
Sh.Vipta Ram VPO
Charna/01702-
203041
Shillai RWS Shillai Block
Shillai
Entire Shillai Block RWS-
Sangrah Subject Matter
Specialist
(Agriculture)
01704-278543
Rajgarh RWS: Rajgarh Block
Rajgarh
Entire Rajgarh Block RWS
Shillai Habban H.P State
Co-Op Bank
Habban
Ph. No. 01799-
266080
Paonta Sahib RWS Paonta Sahib Block
Paonta
Sahib
Entire Paonta Sahib
Block
RWS -Amb
O/O F.T.
Dhaulakuan
Nahan RWS Nahan Block
Nahan
Entire Nahan Block RWS-
Paonta
Sahib Nahan,
Smt.Promila
Chauhan , 01702-
251033
Pachhad RWS: Sarahan Block
Pachhad
Entire Pachhad Block RWS -
Rajgarh O/o SMS
(Agriculture)
Pachhad ,
Distt – Sirmour
21
Ph. No. 01799-
236064
Solan Ginger,
Tomato
Dharampur RWS –Dharampur Block
Dharampur
Entire Dharampur
Block
RWS -
Nalagarh PCDO Patta
Mehlog
Kunihar RWS- Kunihar Block
Kunihar
Gram Panchayat
Barail, Balera,
Hanuman Barog,
Bhumti, Chakkar,
Daunti, Dhundan,
Dumehar, Kunihar,
Navgaon, Saniyarimor,
Surajpur, Mangu,
Materni, sarli, Sarma,
Saryanj etc.
RWS-
Dharampur O/O BDO Kunihar
RWS Kunihar-A Gram Panchayat
Bakhalag, Banoh,
Barog, Basantpur,
Batal, Chamayaval,
Dadhogi, Danoghat,
Darla, Daseran, Devra,
Ganagu, Giyana,
Hatkot, Kashlog, Kotji,
Kotli, Kuirushehrol,
Mangal, Maan, Palog,
Parnu, Plania, Rohan
Jalana, Sanan, Sanghoi,
Sevra Chandi, Shehrol,
Daunti, Ghanagughat,
Arki etc.
RWS-
Kunihar Sh. Rajender S.
Verma
S/O Dila Ram,
Vill. Giyana,
PO Mangoo (
01796-247067)
Kandaghat RWS Mahog Bag
(Kandaghat)
Block
Kandaghat
Gram Panchayat Chail,
Banjini, Bisha,
RWS- Koti
(Mashobra
22
MFC,Mahog Bag,
Chail (01792-
248220) SMS
Floriculture
Dangheel, Hinner,
Mahi, Jhajha, Nagali,
Sakouri, Tundal etc.
Block)
RWS Kandaghat Gram Panchayat
Basha, Chausha, Delgi,
Jaghana, Kahla,
Kanair, Kot, Kwarag,
Mamleeg, Paudhana,
Satrol, Sayari,
Sirinagar and
Waknaghat etc.
RWS -
Solan Mini Secretariat,
Kandaghat (01792-
257193) SMS Agr.
Solan RWS Solan Block
Solan
Gram Panchayat
Anhech, Anji, Barog,
Basal, Bharti,
Bhojnagar, Bholi,
Bhadech, Chamat,
Chewa, Dangri,
Devthi, Dharot,
Haripur, Jamrot, Jabal,
Jadli, Jaunaji, Kaba
Kalan, Kakarhatti,
Koro, Kothon,
Mashiwar, Neri Kalan,
Nouni, Majhgaon,
Oachghat, Parag, Patta
Barauri, Salogra,
Sanhol, saproon,
Serbanera, Seri,
Shadiyan, Shamrod,
Shamti, Top Ki Ber
etc.
RWS -
Kandaghat DDH office, Solan
(01792-230741)
Nalagarh RWS- Nalagarh,
BDO office,
Nalagarh (01795-
222878)
Tehsil
Nalagarh
Nalagarh Tehsil RWS -
Ramshehar
Ramshehar Yet to be finalized Sub -
Tehsil
Ramshehar
Ramshehar Sub-Tehsil RWS-
Nalagarh
Note:- 1. In case any Gram Panchayat has not been enlisted under the Area Covered, the nearest RWS may be
reffered to for it.
2 The responsibility in respect of installation of RWS lies with Implementing Agency to whom the area
is allocated in the Notification.
23
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF, 2018)
TERMSHEET
State: Himachal Pradesh
Distt:
Kullu
Crop: Cabbage
Block/RUA/RWS/BWS : As
per Notification
PHASE-I
PHASE-II
PHASE-III
1
EXCESS
RAINFALL
PERIOD 16-JUN to 15-JUL
16-JUL
to 15-
AUG
16-AUG
to 15-
SEP
INDEX Highest of 4 consecutive day's cumulative rainfall in respective phases
STRIKE 1 (>) 75 mm
100
mm
75
mm
STRIKE 2 (>) 125 mm
150
mm
125
mm
EXIT 175 mm
200
mm
175
mm
PAYOUT RATE 1
(Rs./mm) 90
187.50
75
PAYOUT RATE 2
(Rs./mm) 210
312.50
225
MAXIMUM
PAYOUT
(Rs./Hect.) 15000
25000
15000
TOTAL MAXIMUM
PAYOUT
(Rs./Hect.) 55000
2
HIGH
TEMPRATURE
PERIOD 16-Jun to 15-Sep
INDEX
Maximum No. of Consecutive days
having daily Maximum Temp.> 32˚C
STRIKE 1 (>) 5
STRIKE 2 (>) 10
EXIT 15
PAYOUT RATE 1
(Rs./day) 1500
PAYOUT RATE 2
(Rs./day) 2500
MAXIMUM
PAYOUT
(Rs./Hect.) 20000
TOTAL MAXIMUM 20000
24
PAYOUT
(Rs./Hect.)
SUM INSURED
(Rs./Hect.) 75000
PREMIUM (%)
PREMIUM
(Rs./Hect.)
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF,
2018)
TERMSHEET
State:
Himachal
Pradesh
Distt:
Shimla
Crop: Cabbage
Block/RUA/RWS/BWS :
As per Notification
PHASE-I
PHASE-II
PHASE-III
1 EXCESS PERIOD 16-JUN to 15-JUL
16-JUL
to 15-
AUG
16-AUG
to 15-
SEP
RAINFALL INDEX
Highest of 4 consecutive day's cumulative rainfall in
respective phases
STRIKE 1 (>) 75 mm
100
mm
75
mm
STRIKE 2 (>) 125 mm
150
mm
125
mm
EXIT 175 mm
200
mm
175
mm
PAYOUT RATE
1 (Rs./mm) 90
187.50
75
PAYOUT RATE
2 (Rs./mm) 210
312.50
225
MAXIMUM
PAYOUT
(Rs./Hect.) 15000
25000
15000
TOTAL
MAXIMUM
PAYOUT
(Rs./Hect.) 55000
25
2 HIGH PERIOD 16-Jun to 15-Sep
TEMPERATURE INDEX
Maximum No. of
Consecutive days having
daily Maximum Temp.>
30˚C
STRIKE 1 (>) 5
STRIKE 2 (>) 10
EXIT 15
PAYOUT RATE
1 (Rs./day) 1500
PAYOUT RATE
2 (Rs./day) 2500
MAXIMUM
PAYOUT
(Rs./Hect.) 20000
TOTAL
MAXIMUM
PAYOUT
(Rs./Hect.) 20000
SUM
INSURED
(Rs./Hect.) 75000
PREMIUM
(%)
PREMIUM
(Rs./Hect.)
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF, 2018)
TERMSHEET
State: Himachal Pradesh
Distt:
Shimla
Crop: Cauliflower
Block/RUA/RWS/BWS :
As per Notification
PHASE-I
PHASE-II
PHASE-III
1 EXCESS PERIOD 16-JUN to 15-JUL
16-JUL
to 15-
AUG
16-AUG
to 15-
SEP
RAINFALL INDEX
Highest of 4 consecutive day's cumulative rainfall in respective
phases
STRIKE 1 (>) 75 mm
100
mm
75
mm
STRIKE 2 (>) 125 mm
150
125
26
mm mm
EXIT 175 mm
200
mm
175
mm
PAYOUT RATE 1
(Rs./mm) 90
187.50
75
PAYOUT RATE 2
(Rs./mm) 210
312.50
225
MAXIMUM
PAYOUT
(Rs./Hect.) 15000
25000
15000
TOTAL
MAXIMUM
PAYOUT
(Rs./Hect.) 55000
2 HIGH PERIOD 16-Jun to 15-Sep
TEMPERATURE INDEX
Maximum No. of Consecutive days
having daily Maximum Temp.>
30˚C
STRIKE 1 (>) 5
STRIKE 2 (>) 10
EXIT 15
PAYOUT RATE 1
(Rs./day) 1500
PAYOUT RATE 2
(Rs./day) 2500
MAXIMUM
PAYOUT
(Rs./Hect.) 20000
TOTAL
MAXIMUM
PAYOUT
(Rs./Hect.) 20000
SUM INSURED
(Rs./Hect.) 75000
PREMIUM (%)
PREMIUM
(Rs./Hect.)
27
Annexure -B Crop Ginger
District Bilaspur Block / RUA / RWS / BWS As per Notification
Deficit Rainfall Cover
Index A (<) Aggregate rainfall during the cover phases in mm
Cover Phase, From 1-Jul-18 21-Jul-18 11-Aug-18 1-Sep-
18
To 20-Jul-18 10-Aug-18 31-Aug-18 15-Sep-
18
Strike 1 (mm) 71 220 130 12
Strike 2 (mm) 50 160 65 5
Exit (mm) 20 60 20 2
Standard Loss Rate between Strike 1 and Strike 2 - Notional 1 (Rs / mm / Hectare) 142.86 50.00 46.15 314.29
Standard Loss Rate between Strike 2 and Exit - Notional 2 (Rs / mm / Hectare) 233.33 95.00 211.11 933.33
Policy Limit (Rs / Hectare) 10000 12500 12500 5000
Excess Rainfall Cover
Index B (>) Aggregate rainfall during the cover phases in mm
Cover Phase, From 1-Jul-18 21-Jul-18 11-Aug-18 1-Sep-
18
To 20-Jul-18 10-Aug-18 31-Aug-18 15-Sep-
18
Strike 1 (mm) 250 550 200 180
Strike 2 (mm) 450 650 300 280
Exit (mm) 650 700 420 400
Standard Loss Rate between Strike 1 and Strike 2 - Notional 1 (Rs / mm / Hectare) 15.00 50.00 30.00 30.00
Standard Loss Rate between Strike 2 and Exit - Notional 2 (Rs / mm / Hectare) 35.00 100.00 58.33 58.33
Policy Limit (Rs / Hectare) 10000 10000 10000 10000
High Mean Temprature Cumulative upward deviation of daily mean
temperature from benchmark of the respective phase
Index B (>)
Cover Phase, From 15-Jul-18 1-Aug-18 16-Aug-18
To 31-Jul-18 15-Aug-18 31-Aug-18 Benchmark(degree Celsius) 27.00 26.00 26.00
Strike 1 (degree Celsius) 15 15 17
Strike 2 (degree Celsius) 25 35 35
Exit (degree Celsius) 50 50 50
Standard Loss Rate between Strike 1 and Strike 2 - Notional 1 (Rs / degree / Hectare) 250 300 222
Standard Loss Rate between Strike 2 and Exit - Notional 2 (Rs / degree / Hectare) 380 533 667
Policy Limit (Rs / Hectare) 12000 14000 14000
Disease conduciv cover Maximum number of consicutive DCW Days where DCW day is
28
Index C (>)
a day when rainfall and average Temprature for the day is grater than the benchmarks
Cover Phase, From 1-Aug-18 16-Aug-18 1-Sep-18
To 15-Aug-18 31-Aug-18 15-Sep-18 Daily rainfall (mm) 9 Average Temp (degree Celsius)> 15
Strike 1 (Days) 4 3 3
Strike 2 (Days) 8 8 7
Exit (Days) 12 13 12
Standard Loss Rate between Strike 1 and Strike 2 - Notional 1 750 600 750
Standard Loss Rate between Strike 2 and Exit - Notional 2 1750 1400 1400
Policy Limit (Rs / Hectare) 10000 10000 10000
Combined Policy Limit (Rs. / Hectare) 150000
Premium Rate Quoted
29
Termsheet for Restructured Weather Based Crop Insurance Scheme
Season Kharif, 2018 Crop Ginger
State Himanchal Pradesh District Sirmour
Block / RUA As per Notification Reference Weather Station & Backup Weather Station As per Notification
Phase I Phase II
1. Deficit Rainfal
(Single Maximum
Payout)
Period 01-Jul-18 16-Aug-18
15-Aug-18 15-Sep-18
Index Aggregate of rainfall over respective phases
Strike I (<) mm 300 175
Strike II (<) mm 150 125
Exit mm 50 25
Rate I (Rs/mm) 20.00 24.00
Rate II (Rs/mm) 170.00 188.00
Maximum Payout (Rs) 20000 20000
Total Maximum Payout (Rs.) 40000
Phase I Phase II
2. Excess Rainfall
(Single Maximum
Payout)
Period 01-Jul-18 16-Aug-18
15-Aug-18 15-Sep-18
Index Maximum of 2 consacutive day's cumulative rainfall in respective phases
Strike I (>) mm 125 100
Strike II (>) mm 225 155
Exit mm 300 225
Rate I (Rs/mm)
15.00
15.00
Rate II (Rs/mm)
246.67
273.93
Maximum Payout (Rs) 20000 20000
Total Maximum Payout (Rs.) 40000
Phase I Phase II
3. High Mean Coverv
(Single Maximum
Payout)
Period 15-Jul-18 06-Aug-18
05-Aug-18 31-Aug-18
Trigger Temp (°C) 27.00 26.00
Index Number of Continious days having Mean Temperature grater than trigger temperature in
respective phase
Strike 1 (>) Days 5 5
Strike 2 (>) Days 10 10
Exit Days 25 25
Rate I ( Rs/ Days) 160.00 100.00
Rate II ( Rs/ Days) 1280.00 1300.00
Maximum Payout (Rs) 20000 20000
Total Maximum Payout (Rs.) 40000
4. Disease conductive
cover (Single
Maximum Payout)
Peroid 01-Aug-18
15-Sep-18
Index Desease congenial day is a day when mean Temp Between 24 °C to 28°C , Relative humidity should
be >80 % and Rainfall >2.5 mm
Index
Strike 1 (>) Days 4
Strike 2 (>) Days 10
Exit Days 20
30
Rate I ( Rs/ Days) 300.00
Rate II ( Rs/ Days) 2820.00
Maximum Payout (Rs) 30000
Sum Insured
(Rs./Hect.) 150000
Premium rate
(Rs./Hect.)
Restructured Weather Based Crop Insurance Scheme Termsheet (Kharif, 2018)
Crop Ginger District Solan
Reference Weather Station As per Notification Block/RUA/BWS As per Notification
A. Deficit Rainfall Cover
Phase Period (Start Date) 01-Jul-18 01-Aug-18 01-Sep-18
Phase Period (End Date) 31-Jul-18 31-Aug-18 15-Sep-18
Index < Aggregate rainfall in mm during cover period
Strike 1 (mm) 250 250 75
Strike 2 (mm) 150 150 25
Exit (mm) 100 100 5
Rate 1(Rs/mm/Hectare) 20.00 20.00 10.00
Rate 2(Rs/mm/Hectare) 260.00 260.00 475.00
Phase Sum Insured (Rs/Hectare) 15,000.00 15,000.00 10,000.00 Maximum Sum Insured(Rs/Hectare) 40,000.00
B. Excess Rainfall Cover
Phase Period (Start Date) 01-Jul-18 01-Aug-18 01-Sep-18
Phase Period (End Date) 31-Jul-18 31-Aug-18 15-Sep-18
Index > Aggregate rainfall in mm during cover period
Strike (mm) 325 275 200
Exit (mm) 700 650 650
Rate (Rs/mm/Hectare) 33.33 33.33 33.33
Phase Sum Insured (Rs/Hectare) 12,500.00 12,500.00 15,000.00 Maximum Sum Insured(Rs/Hectare) 40,000.00
C. Disease Congenial Day Cover
Phase Period (Start Date) 01-Aug-18
Phase Period (End Date) 15-Sep-18
Index >
Maximum consecutive days in the phase where daily average temperature is < 250C than and Average Humdity
is > 80% ((Humidity at 8.30 am + Humdity at 5.30 pm) /2)
Strike 1 (days) 5
Strike 2 (days) 15
Exit (days) 25
Rate 1(Rs/day/Hectare) 500.00
Rate 2(Rs/day/Hectare) 2,500.00
31
Phase Sum Insured (Rs/Hectare) 30,000.00
D. High Temperature Cover
Phase Period (Start Date) 15-Jul-18 01-Aug-18
Phase Period (End Date) 31-Jul-18 31-Aug-18
Index > Cumulative daily upward deviation of Maximum Temperature from Trigger Temperature
Trigger (° C) 35.0 36
Strike 1 (° C) 20 30
Strike 2 (° C) 30 40
Exit (° C) 40 45
Rate 1(Rs/°C/Hectare) 100.00 125.00
Rate 2(Rs/°C/Hectare) 1,400.00 4,750.00
Phase Sum Insured (Rs/Hectare) 15,000.00 25,000.00
Maximum Sum Insured(Rs/Hectare) 40,000.00
Total Sum Insured (Rs/Hectare)
150,000
Total Premium (%)
Total Premium (Rs/Hectare)
Restructured Weather Based Crop Insurance Scheme (R-WBCIS) KHARIF, 2018
TERMSHEET
State :- Himachal Pradesh District - Chamba Block/RUA/RWS/BWS As per Notification
Crop - Peas Unit- Hectare
1. Unseasonal Rainfall /
Excess Rainfall - (Single
Maximum Payout)
Period Phase I Phase II Phase III
From 1-Jul-18 1-Aug-18 1-Sep-18
To 31-Jul-18 31-Aug-18 30-Sep-18
Index - If the Sum of 2 Consecutive days rainfall (mm) is more than strike
during cover period
Strike 1>(mm) 125 125 75
Strike 2>(mm) 200 200 150
Exit (mm) 300 250 200
Rate1 (Rs./mm/Ha) 10 10 10
Rate2 (Rs./mm/ Ha) 92.5 185 185
Max. Payout (Rs./Ha) 10000 10000 10000
Total payout (Rs.) 30000
Period Phase I Phase II Phase III
2. Deficit Rainfal (Single
Maximum Event)
From 01-Jun-18 01-Jul-18 01-Sep-18
To 30-Jun-18 31-Aug-18 30-Sep-18
Index Aggregate of rainfall over respective phases
Strike I (<) mm 120 175 150
Strike II (<) mm 50 75 25
Exit mm 10 25 5
32
Rate I (Rs/mm) 10 10 12
Rate II (Rs/mm) 232.5 180 425
Maximum Payout (Rs) 10000 10000 10000
Total payout (Rs.) 30000
Period Phase I Phase II
3. High mean
Temperature Coverv
(Single Maximum
Payout)
From 15-May-18 16-Jun-18
To 15-Jun-18 15-Jul-18
Trigger Temp °C 29.00 31.00
Index
Number of Continious days having high mean Temperature greater than their trigger
temperature in respective phase
Strike I (>) day 5 5
Strike II (>) day 15 15
Exit 20 20
Rate I (Rs/day) 125 75
Rate II (Rs/day) 1250 1350
Maximum Payout (Rs) 7500 7500
Total Maximum Payout (Rs.) 15000
4. Disease Conginial
Day Cover-(Single
Maximum Payout)
Period Sub Period 1
From 15-Jul-18
To 15-Sep-18
Index - Cumulative of Disease Conginial Day( A day having Min temp is > 7 °C , Max Temp is
<26.5°C and Avg relative Humidity >75%
Strike 1 (Days) 4
Strike 2 (Days) 8
Exit (Days) 20
Notional 1 (Rs./Day/Ha) 500
Notional 2 (Rs./Day/Ha) 1916.67
Max. Payout (Rs./Ha) 25000
Total Payout (Rs.) 25000
Total Sum Insured (Rs. / Hect.) 100000
Premium %
Add On Cover
Districts Chamba
Crop: Peas
Block/RUA/RWS/BWS As per Notification
1. Hail Stroms Phase I Phase II
Cover Period From 15-Sep-18 06-Oct-18
To 05-Oct-18 31-Oct-18
Payouts 7500 7500
Sum Insured (Rs./Hect.) 15000
Premium (Rs./Hect.)
33
Conditions for Hail Strom Cover:-
1. Hail storm intimation should be made to the Insurance Company within 48 hours of the incidence.
2. Loss assessement would be done by representative of Insurance company along with representative of
Government.
Crop Peas
District Kinnaur
Block /RUA/ RWS/BWS As per Notification
Deficit Rainfall Cover
Index A (<) Aggregate rainfall during the cover phases in mm
Cover Phase, From 1-Jun-18 1-Jul-18 1-Aug-18 1-Sep-18
To 30-Jun-18 31-Jul-18 31-Aug-18 30-Sep-18
Strike 1 (mm) 25 39 25 11
Strike 2 (mm) 18 27 18 7
Exit (mm) 10 15 10 4
Standard Loss Rate between Strike 1 and Strike 2 - Notional 1 (Rs / mm / Hectare) 214.29 175.00 285.71 750.00
Standard Loss Rate between Strike 2 and Exit - Notional 2 (Rs / mm / Hectare) 750.00 450.00 687.50 1500.00
Policy Limit (Rs / Hectare) 7500 7500 7500 7500
Excess Rainfall Cover
Index B (>) Aggregate rainfall during the cover phases in mm
Cover Phase, From 1-Jul-18 1-Aug-18 1-Sep-18
To 31-Jul-18 31-Aug-18 30-Sep-18
Strike 1 (mm) 265 275 275
Strike 2 (mm) 350 360 365
Exit (mm) 450 450 420
Standard Loss Rate between Strike 1 and Strike 2 - Notional 1 (Rs / mm / Hectare) 35.29 35.29 44.44
Standard Loss Rate between Strike 2 and Exit - Notional 2 (Rs / mm / Hectare) 70.00 77.78 109.09
Policy Limit (Rs / Hectare) 10000 10000 10000
Disease conduciv cover
Maximum number of consecutive DCW Days where DCW day is a day when rainfall and average Temprature for the day is grater than the benchmarks
Index C (>)
Cover Phase, From 15-Jul-18 6-Aug-18 27-Aug-18
To 5-Aug-18 26-Aug-18 15-Sep-18
Daily rainfall (mm) 10
34
Average Temp (degree Celsius)> 19
Strike 1 (Days) 4 3 3
Strike 2 (Days) 8 8 7
Exit (Days) 12 13 12
Standard Loss Rate between Strike 1 and Strike 2 - Notional 1 500 400 500
Standard Loss Rate between Strike 2 and Exit - Notional 2 1583 1267 1267
Policy Limit (Rs / Hectare) 8333 8333 8333
High mean temperature Cumulative upward deviation of daily mean temperature from benchmark of the
respective phase
Index D (>)
Cover Phase, From 15-May-18 4-Jun-18 24-Jun-18
To 3-Jun-18 23-Jun-18 15-Jul-18
MEAN TEMPERATURE BENCHMARK (◦ C) 23 22 23
Strike 1 (◦ C) 78 97 81
Strike 2 (◦ C) 91 110 99
Exit (◦ C) 108 134 110
Standard Loss Rate between Strike 1 and Strike 2 - Notional 1 77 77 100
Standard Loss Rate between Strike 2 and Exit - Notional 2 235 167 291
Policy Limit (Rs / Hectare) 5000 5000 5000
Combined Policy Limit (Rs. / Hectare) 100000 Premium Rate Quoted
Total Premium (Rs. / Hectare)
Season Kharif, 2018 Crop Peas State Himachal Pradesh
District Kinnaur
Block/RUA/RWS/BWS As per Notification
Add on cover for hail storm
Cover Phase 15th Sept 2018 31st Oct 2018
Total Sum Insured (Rs./Hect.)
15000
Total Premium (Rs./Hect.)
Premium
Rate
35
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF, 2018)
TERM SHEET
State:
Himachal Pradesh
District: Kullu Block / RUA / RWS / BWS As per Notification
Crop: Peas BWS As per Notification Unit: HECTARE
1.
DEFICIT
RAINFALL
PERIOD 1-Jun to 15-Jul 16-Jul to
15-Aug
16-Aug to
30-Sep
INDEX Aggregate of rainfall over Period
STRIKE I (<) 160 mm 220 mm 190 mm
STRIKE II (<) 30 mm 40 mm 30 mm
EXIT 0 mm 0 mm 0 mm
RATE I (Rs./ mm) 20 16 16
RATE II (Rs./ mm) 246.67 178.00 248.00
MAXIMUM PAYOUT (Rs.) 10000 10000 10000
Total SI (Rs./Hect.) 30000
2.
EXCESS RAINFALL
(Single Payout)
PERIOD 1-Jul to 31-Jul 1-Aug to
31-Aug 1-Sep to
30-Sep
INDEX Maximum of 5
consecutive day's cumulative rainfall Over Period
STRIKE 1 (>) 20 mm 30 mm 35 mm mm
15-Mar mm
STRIKE 2 (>) 150 180 150
EXIT 250 mm 280 mm 250 mm
RATE 1 (Rs/mm) 14.00 22.00 20.00
RATE 2 (Rs/mm) 81.80 67.00 77.00
MAXIMUM PAYOUT (Rs) 10000 10000 10000
Total SI (Rs./Hect.) 30000
3
HIGH MEAN TEMPERATURE
PERIOD 15-May to 31-
May 1-Jun to 15-Jun 16-Jun to
30-Jun
1-Jul to
15-Jul
INDEX
Cumulative Daily Upward deviation of Mean Temperature from Phasewise Trigger
TRIGGER (°C) 26.5 27.0 27.5 26.0
STRIKE 1 (>) 5 °C
STRIKE 2 (>) 25
EXIT 40 °C
RATE 1 (Rs/°C) 120
RATE 2 (Rs/°C) 840
MAXIMUM PAYOUT (Rs./ Hect.) 15000
4
DISEASE CONGENIAL
COVER
PERIOD 15-Jul to 15-
Sep
INDEX
Average RH > 80 &
Maximum Temperature > 24 0C
Maximum number of DCD days during the cover period
STRIKE 1 (>) 5
STRIKE 2 (>) 25
EXIT 40
RATE 1 (Rs/days) 200.00
RATE 2 (Rs/days) 1400.00
MAXIMUM PAYOUT (Rs./Hect.) 25000
SUM INSURED (Rs./Hect.) 100000
Premium (Rs./Hect.)
36
Premium %
Add-on Cover - Hailstorm (Optional)
15 Sep. to 31 Oct.
To cover losses due to hailstorm
SUM INSURED (Rs./Hect.) 15000
Total Premium (Rs./Hect.)
Total Premium %
TOTAL SUM INSURED (Rs./Hect.) 115000
Restructured Weather Based Crop Insurance Scheme Termsheet (Kharif, 2018)
Crop Peas District Lahaul & Spiti
Block/RUA/RWS/BWS As per Notification Unit Hectare
A. Deficit Rainfall Cover
Phase Period (Start Date) 01-Jun-18 01-Jul-18 01-Aug-18 01-Sep-18
Phase Period (End Date) 30-Jun-18 31-Jul-18 31-Aug-18 30-Sep-18
Index < Aggregate rainfall in mm during cover period
Strike 1 (mm) 50 10 35 45
Strike 2 (mm) 20 5 15 10
Exit (mm) 10 0 5 5
Rate 1(Rs/mm/Hectare) 12.50 6.00 10.00 15.00
Rate 2(Rs/mm/Hectare) 1,162.50 594.00 580.00 1,695.00
Phase Sum Insured (Rs/Hectare) 12000 3000 6000 9000
Maximum Sum Insured(Rs/Hectare) 30,000.00
B. Excess Rainfall Cover
Phase Period (Start Date) 01-Jul-18 01-Aug-18 01-Sep-18
Phase Period (End Date) 31-Jul-18 31-Aug-18 30-Sep-18
Index > Aggregate rainfall in mm during cover period
Strike 1 (mm) 25 50 75
Strike 2 (mm) 75 100 125
Exit (mm) 175 200 225
Rate 1(Rs/mm/Hectare) 7.50 10.00 12.50
Rate 2(Rs/mm/Hectare) 116.25 85.00 83.75
Phase Sum Insured (Rs/Hectare) 12,000.00 9,000.00 9,000.00
Maximum Sum Insured(Rs/Hectare) 30,000.00
C. High Temperature Cover
Phase Period (Start Date) 15-May-18 01-Jun-18 16-Jun-18 01-Jul-18
Phase Period (End Date) 31-May-18 15-Jun-18 30-Jun-18 15-Jul-18
Index > Cumulative daily upward deviation of Maximum Temperature from Trigger Temperature
Trigger (° C) 33.5 37.0 36.0 35.0
Strike 1 (°C) 20 25 20 20
Strike 2 (°C) 30 35 30 30
Exit (°C) 40 45 40 40
Rate 1(Rs/0C/Hectare) 30 30 30 30
Rate 2(Rs/0C/Hectare) 270 270 270 270
Phase Sum Insured (Rs/Hectare) 4,000.00 3,000.00 4,000.00 4,000.00
37
Maximum Sum Insured(Rs/Hectare) 15,000.00
D. Disease Congenial Day Cover
Phase Period (Start Date) 15-Jul-18
Phase Period (End Date) 15-Sep-18
Index >
Maximum consecutive days in the phase where daily average temperature is < 200C than and
Average Humdity is > 80% ((Humidity at 8.30 am + Humdity at 5.30 pm) /2)
Strike 1 (Day) 10
Strike 2 (Day) 25
Exit (Day) 35
Rate 1(Rs/ day/ Hectare) 200.00
Rate 2(Rs/day /Hectare) 2,200.00
Phase Sum Insured (Rs/Hectare) 25,000.00
E. Hailstorm Cover
Phase Period (Start Date) 15-Sep-18
Phase Period (End Date) 31-Oct-18
Phase Sum Insured (Rs/Hectare) 15000
Total Sum Insured (Rs./Hectare) 115,000
Total Premium (%)
Total Premium (Rs./Hectare)
Crop Peas
District Mandi
Block /RUA/RWS/BWS As per Notification
Cover 1 Deficit Rainfall
Index Sum of total rainfall during the cover period
Period 01-Jun to 30-Sep
Phase Phase 1 Phase 2
Phase Period 1st June to 15th Aug 16th Aug to 30th Sep
Trigger I (mm) 500 300
Trigger II (mm) 300 200
Exit (mm) 100 100
Payout I (Rs./mm) 24 30
Payout II (Rs./mm) 51 120
Max Payout 15000 15000
Cover Max. Payout (Rs./Hect.) 30000
Cover 2 Excess rainfall cover
Index Sum of 2 consecutive days rainfall above threshold
Period 01-Jul to 30-Sep
Trigger I (mm) 150
Trigger II (mm) 250
Exit (mm) 350
Payout I (Rs./mm) 60
Payout II (Rs./mm) 240
Max. Payout (Rs./Hect.) 30000
Cover 3 High Mean Temperature
Index Sum of daily deviation of Mean Temperature above threshold mean temperature
Threshold 28
Period 15-May to 15-Jul
Trigger I (°C) 30
38
Trigger II (°C) 50
Exit (°C) 75
Payout I (Rs./ °C) 200
Payout II (Rs./ °C) 440
Max Payout (Rs./Hect.) 15000
Cover 4 Disease Congenial Days
Index Consecutive days with rainfall greater than 5 mm and mean temperature in range of 20 to 25 degree
Period 15-Jul to 15-Sep
Trigger I (Days) 5
Trigger II (Days) 10
Exit (mm) 25
Payout I (Rs./Days) 250
Payout II (Rs./Days) 1,583.33
Max Payout (Rs./Hect.) 25000
Gross Sum Insured (Rs./Hect.) 100,000
Premium (Rs./Hect.)
Cover 5 Add On cover for hailstorm
Index Hail storm
Period 15-Sep to 31-Oct
Index Definition
Max Payout (Rs./Hect.) 15000
Premium (Rs./Hect.)
Restructured Weather Based Crop Insurance Scheme (WBCIS) KHARIF, 2018
TERMSHEET
State :- Himachal Pradesh District - Shimla
Block / RUA /RWS
/BWS
As per Notification
Crop - Peas Unit- Hectare
1.
Unseasonal
Rainfall /
Excess
Rainfall -
(Single
Maximum
Payout)
Period Phase I Phase II Phase III
From 1-Jul-18 1-Aug-18 1-Sep-18
To 31-Jul-18 31-Aug-18 30-Sep-18
Index - If the Sum of 2 Consecutive days rainfall (mm) is more
than strike during cover period
Strike 1>(mm) 100 100 75
Strike 2>(mm) 175 175 150
Exit (mm) 275 275 250
Rate1 (Rs./mm/Ha) 20 20 20
Rate2 (Rs./mm/ Ha) 85 85 85
Max. Payout (Rs./Ha) 10000 10000 10000
Total payout (Rs./Hect.) 30000
Period Phase I Phase II Phase III
2. Deficit
Rainfal
(Single
Maximum
Event)
From 01-Jun-18 01-Jul-18 01-Sep-18
To 30-Jun-18 31-Aug-18 30-Sep-18
Index Aggregate of rainfall over respective phases
Strike I (<) mm 150 175 100
Strike II (<) mm 50 125 50
Exit mm 25 25 0
Rate I (Rs/mm) 15 20 10
Rate II (Rs/mm) 340 90 190.00
Maximum Payout (Rs./Hect.) 10000 10000 10000
39
Total payout (Rs./Hect.) 30000
Period Phase I Phase II
3. High
mean
Temperature
Coverv
(Single
Maximum
Payout)
From 15-May-18 16-Jun-18
To 15-Jun-18 15-Jul-18
Trigger Temp °C 29.00 30.00
Index
Number of Continious days having meanTemperature greater than their trigger
temperature in respective phase
Strike I (>) day 7 5
Strike II (>) day 17 15
Exit 25 20
Rate I (Rs/day) 70 100
Rate II (Rs/day) 850 1300
Maximum Payout (Rs./Hect.) 7500 7500
Total Maximum Payout (Rs./Hect.) 15000
4. Disease
Conginial
Day Cover-
(Single
Maximum
Payout)
Period Sub Period 1
From 15-Jul-18
To 15-Sep-18
Index - Cumulative of Disease Conginial Day( A day having Min temp is > 7 °C , Max Temp is <24°C
and Avg relative Humidity >85%
Strike 1 (Days) 5
Strike 2 (Days) 10
Exit (Days) 25
Notional 1 (Rs./Day/Ha) 500
Notional 2 (Rs./Day/Ha) 1500.00
Max. Payout (Rs./Ha) 25000
Total Payout (Rs./Hect.) 25000
Total Sum Insured (Rs./ Hect.) 100000
Premium %
Add On Cover
Districts Shimla
Crop: Peas
Block/RUA/RWS /BWS As per Notification
1. Hail Stroms Phase I Phase II
Cover Period From 15-Sep-18 06-Oct-18
To 05-Oct-18 31-Oct-18
Payouts 7500 7500
Sum Insured (Rs./Hect.) 15000
Premium (Rs./Hect.)
Conditions for Hail Strom Cover:-
1. Hail storm intimation should be made to the Insurance Company within 48 hours of the incidence.
2. Loss assessement would be done by representative of Insurance company along with representative of Government.
40
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF, 2018)
Stat
e:
HIMAC
HAL
PRADE
SH District:
Chamb
a
Cro
p: Potato
Block/RUA/RW
S/BWS As per Notification Unit: HECTARE
1.
DEFICIT
RAINFALL
PHASE - I PHASE - II
1 A. RAINFALL
VOLUME
PERIOD 1-Jun to
15
-
Jul
16-
Jul to
15
-
A
ug
INDEX
Aggregate of rainfall in respective
phases
STRIKE I (<) 175
m
m 225
m
m
STRIKE II (<) 75
m
m 100
m
m
EXIT 25
m
m 25
m
m
RATE I (Rs./
mm) 25 30
RATE II (Rs./
mm) 200.00
183.
33
MAXIMUM
PAYOUT (Rs.) 12500
175
00
TOTAL
MAXIMUM
PAYOUT (Rs.) 30000
2. EXCESS RAINFALL COVER:
Cover
Definiti
on:
Phase II Phase III
EXCESS
RAINFALL
COVER
(Single
event of
maximum
payout
will be
paid)
PERIOD 1-Jun to
30
-
Ju
n 1-Jul to
31
-
Jul
1-
Aug
t
o
31
-
A
ug
INDEX
Maxim
um Of 4
Consecutive
Days
STRIKE I (>) 100
m
m 150
m
m 125 mm
STRIKE II (>) 150
m
m 275
m
m 175
EXIT 200
m
m 325
m
m 225 mm
RATE I (Rs./
mm) 30 30 20
RATE II (Rs./
mm) 170.00
125.
00 180
MAXIMUM 10000 100 100
41
PAYOUT (Rs.) 00 00
TOTAL
MAXIMUM
PAYOUT (Rs.) 30000
3.
DISEASE
CONGENIA
L CLIMATE
PERIOD 15-Jun to
15
-
A
ug
Index
Largest spell of consecutive
DCC days
DCC Def
A day is DCC day if Daily
average RH >
85
%
with Daily Mean
Temperature > 25
°
C
STRIKE (>) 4
Da
ys
EXIT 14
Da
ys
RATE(Rs./
Cons. Day) 1500
MAXIMUM
PAYOUT (Rs.) 15000
TOTAL
MAXIMUM
PAYOUT (Rs.) 15000
TOTAL SUM
INSURED (Rs.) 75000
PREMIUM
(Rs.)
PREMIUM %
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF, 2018)
Stat
e:
HIMACHA
L
PRADESH District: Kangra
Cro
p: Potato
Block/RUA/RW
S/BWS As per Notification Unit: HECTARE
1.
DEFICIT
RAINFALL
PHASE - I PHASE - II
1 . RAINFALL
VOLUME
PERIOD 1-Jun to
15
-
Jul
16-
Jul to
15
-
A
ug
INDEX
Aggregate of rainfall in respective
phases
STRIKE I (<) 200
m
m 250
m
m
STRIKE II (<) 75
m
m 125
m
m
EXIT 25
m
m 25
m
m
RATE I (Rs./ 40 40
42
mm)
RATE II (Rs./
mm) 150.00
125.
00
MAXIMUM
PAYOUT (Rs.) 12500
175
00
TOTAL
MAXIMUM
PAYOUT (Rs.) 30000
2. EXCESS RAINFALL COVER:
Cover
Definiti
on:
Phase II Phase III
EXCESS
RAINFALL
COVER
(Single
event of
maximum
payout
will be
paid)
PERIOD 1-Jun to
30
-
Ju
n 1-Jul to
31
-
Jul
1-
Aug
t
o
31
-
A
ug
INDEX
Maxim
um Of 4
Consecutive
Days
STRIKE I (>) 125
m
m 175
m
m 150 mm
STRIKE II (>) 175
m
m 250
m
m 250
EXIT 225
m
m 350
m
m 325 mm
RATE I (Rs./
mm) 20 15 15
RATE II (Rs./
mm) 180.00
88.7
5
113.
33
MAXIMUM
PAYOUT (Rs.) 10000
100
00
100
00
TOTAL
MAXIMUM
PAYOUT (Rs.) 30000
3.
DISEASE
CONGENIA
L CLIMATE
PERIOD 15-Jun to
15
-
A
ug
Index
Largest spell of consecutive
DCC days
DCC Def
A day is DCC day if Daily
average RH >
85
%
with Daily Mean
Temperature > 25
°
C
STRIKE (>) 4
Da
ys
EXIT 14
Da
ys
RATE(Rs./
Cons. Day) 1500
MAXIMUM
PAYOUT (Rs.) 15000
TOTAL
MAXIMUM
PAYOUT (Rs.) 15000
TOTAL SUM 75000
43
INSURED (Rs.)
PREMIUM
(Rs.)
PREMIUM %
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF, 2018)
Stat
e:
HIMACHA
L
PRADESH District:
Kinnau
r
Cro
p: Potato
Block/RUA/RW
S/BWS As per Notification Unit: HECTARE
1.
DEFICIT
RAINFALL
PHASE - I PHASE - II
1 A. RAINFALL
VOLUME
PERIOD 1-Jun to
15
-
Jul
16-
Jul to
15
-
A
ug
INDEX
Aggregate of rainfall in respective
phases
STRIKE I (<) 90
m
m 100
m
m
STRIKE II (<) 40
m
m 50
m
m
EXIT 10
m
m 25
m
m
RATE I (Rs./
mm) 35 50
RATE II (Rs./
mm) 358.33
600.
00
MAXIMUM
PAYOUT (Rs.) 12500
175
00
TOTAL
MAXIMUM
PAYOUT (Rs.) 30000
2. EXCESS RAINFALL COVER:
Cover
Definiti
on:
Phase II Phase III
EXCESS
RAINFALL
COVER
(Single
event of
maximum
payout
will be
paid)
PERIOD 1-Jun to
30
-
Ju
n 1-Jul to
31
-
Jul
1-
Aug
t
o
31
-
A
ug
INDEX
Maxim
um Of 4
Consecutive
Days
STRIKE I (>) 75
m
m 75
m
m 75 mm
STRIKE II (>) 125
m
m 125
m
m 125
EXIT 175
m
m 175
m
m 175 mm
44
RATE I (Rs./
mm) 40 50 30
RATE II (Rs./
mm) 160.00
150.
00 170
MAXIMUM
PAYOUT (Rs.) 10000
100
00
100
00
TOTAL
MAXIMUM
PAYOUT (Rs.) 30000
3.
DISEASE
CONGENIA
L CLIMATE
PERIOD 15-Jun to
15
-
A
ug
Index
Largest spell of consecutive
DCC days
DCC Def
A day is DCC day if Daily
average RH >
85
%
with Daily Mean
Temperature > 25
°
C
STRIKE (>) 4
Da
ys
EXIT 14
Da
ys
RATE(Rs./
Cons. Day) 1500
MAXIMUM
PAYOUT (Rs.) 15000
TOTAL
MAXIMUM
PAYOUT (Rs.) 15000
TOTAL SUM
INSURED (Rs.) 75000
PREMIUM
(Rs.)
PREMIUM %
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF, 2018)
Stat
e:
HIMACHA
L
PRADESH District: Kullu
Cro
p: Potato
Block/RUA/RW
S/BWS As per Notification Unit: HECTARE
1.
DEFICIT
RAINFALL
PHASE - I PHASE - II
1 A.
RAINFALL
VOLUME
PERIOD 1-Jun to
15
-
Jul
16-
Jul to
15
-
A
ug
INDEX
Aggregate of rainfall in respective
phases
STRIKE I (<) 150
m
m 200
m
m
45
STRIKE II (<) 75
m
m 75
m
m
EXIT 25
m
m 25
m
m
RATE I (Rs./
mm) 40 50
RATE II (Rs./
mm) 190.00
225.
00
MAXIMUM
PAYOUT (Rs.) 12500
175
00
TOTAL
MAXIMUM
PAYOUT (Rs.) 30000
2. EXCESS RAINFALL COVER:
Cover
Definiti
on:
Phase II Phase III
EXCESS
RAINFALL
COVER
(Single
event of
maximum
payout
will be
paid)
PERIOD 1-Jun to
30
-
Ju
n 1-Jul to
31
-
Jul
1-
Aug
t
o
31
-
A
ug
INDEX
Maxim
um Of 4
Consecutive
Days
STRIKE I (>) 75
m
m 75
m
m 75 mm
STRIKE II (>) 125
m
m 125
m
m 125
EXIT 175
m
m 175
m
m 175 mm
RATE I (Rs./
mm) 60 75 50
RATE II (Rs./
mm) 140.00
125.
00 150
MAXIMUM
PAYOUT (Rs.) 10000
100
00
100
00
TOTAL
MAXIMUM
PAYOUT (Rs.) 30000
3.
DISEASE
CONGENIA
L CLIMATE
PERIOD 15-Jun to
15
-
A
ug
Index
Largest spell of consecutive
DCC days
DCC Def
A day is DCC day if Daily
average RH >
85
%
with Daily Mean
Temperature > 25
°
C
STRIKE (>) 4
Da
ys
EXIT 14
Da
ys
RATE(Rs./
Cons. Day) 1500
MAXIMUM
PAYOUT (Rs.) 15000
46
TOTAL
MAXIMUM
PAYOUT (Rs.) 15000
TOTAL SUM
INSURED (Rs.) 75000
PREMIUM
(Rs.)
PREMIUM %
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF, 2018)
Stat
e:
HIMACHA
L
PRADESH District:
Lahul
& Spiti
Cro
p: Potato
Block/RUA/RW
S/BWS As per Notification Unit: HECTARE
1.
DEFICIT
RAINFALL
PHASE - I PHASE - II
1 A. RAINFALL
VOLUME
PERIOD 1-Jun to
15
-
Jul
16-
Jul to
15
-
A
ug
INDEX
Aggregate of rainfall in respective
phases
STRIKE I (<) 100
m
m 125
m
m
STRIKE II (<) 50
m
m 75
m
m
EXIT 15
m
m 25
m
m
RATE I (Rs./
mm) 25 50
RATE II (Rs./
mm) 321.43
300.
00
MAXIMUM
PAYOUT (Rs.) 12500
175
00
TOTAL
MAXIMUM
PAYOUT (Rs.) 30000
2. EXCESS RAINFALL COVER:
Cover
Definiti
on:
Phase II Phase III
EXCESS
RAINFALL
COVER
(Single
event of
maximum
payout
will be
PERIOD 1-Jun to
30
-
Ju
n 1-Jul to
31
-
Jul
1-
Aug
t
o
31
-
A
ug
INDEX
Maxim
um Of 4
Consecutive
Days
STRIKE I (>) 75
m
m 75
m
m 75 mm
47
paid)
STRIKE II (>) 125
m
m 125
m
m 125
EXIT 175
m
m 175
m
m 175 mm
RATE I (Rs./
mm) 40 50 30
RATE II (Rs./
mm) 160.00
150.
00 170
MAXIMUM
PAYOUT (Rs.) 10000
100
00
100
00
TOTAL
MAXIMUM
PAYOUT (Rs.) 30000
3.
DISEASE
CONGENIA
L CLIMATE
PERIOD 15-Jun to
15
-
A
ug
Index
Largest spell of consecutive
DCC days
DCC Def
A day is DCC day if Daily
average RH >
85
%
with Daily Mean
Temperature > 25
°
C
STRIKE (>) 4
Da
ys
EXIT 14
Da
ys
RATE(Rs./
Cons. Day) 1500
MAXIMUM
PAYOUT (Rs.) 15000
TOTAL
MAXIMUM
PAYOUT (Rs.) 15000
TOTAL SUM
INSURED (Rs.) 75000
PREMIUM
(Rs.)
PREMIUM %
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF, 2018)
Stat
e:
HIMACHA
L
PRADESH District: Mandi
Cro
p: Potato
Block/RUA/RW
S/BWS As per Notification Unit: HECTARE
1.
DEFICIT
RAINFALL
PHASE - I PHASE - II
1 A. RAINFALL
VOLUME PERIOD 1-Jun to
15
-
Jul
16-
Jul to
15
-
A
48
ug
INDEX
Aggregate of rainfall in respective
phases
STRIKE I (<) 200
m
m 250
m
m
STRIKE II (<) 75
m
m 100
m
m
EXIT 25
m
m 50
m
m
RATE I (Rs./
mm) 40 60
RATE II (Rs./
mm) 150.00
170.
00
MAXIMUM
PAYOUT (Rs.) 12500
175
00
TOTAL
MAXIMUM
PAYOUT (Rs.) 30000
2. EXCESS RAINFALL COVER:
Cover
Definiti
on:
Phase II Phase III
EXCESS
RAINFALL
COVER
(Single
event of
maximum
payout
will be
paid)
PERIOD 1-Jun to
30
-
Ju
n 1-Jul to
31
-
Jul
1-
Aug
t
o
31
-
A
ug
INDEX
Maxim
um Of 4
Consecutive
Days
STRIKE I (>) 100
m
m 150
m
m 125 mm
STRIKE II (>) 150
m
m 200
m
m 175
EXIT 200
m
m 250
m
m 225 mm
RATE I (Rs./
mm) 60 75 50
RATE II (Rs./
mm) 140.00
125.
00 150
MAXIMUM
PAYOUT (Rs.) 10000
100
00
100
00
TOTAL
MAXIMUM
PAYOUT (Rs.) 30000
3.
DISEASE
CONGENIA
L CLIMATE
PERIOD 15-Jun to
15
-
A
ug
Index
Largest spell of consecutive
DCC days
DCC Def
A day is DCC day if Daily
average RH >
85
%
with Daily Mean
Temperature > 25
°
C
STRIKE (>) 4
Da
ys
EXIT 14 Da
49
ys
RATE(Rs./
Cons. Day) 1500
MAXIMUM
PAYOUT (Rs.) 15000
TOTAL
MAXIMUM
PAYOUT (Rs.) 15000
TOTAL SUM
INSURED (Rs.) 75000
PREMIUM
(Rs.)
PREMIUM %
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF, 2018)
Stat
e:
HIMACHA
L
PRADESH District: Shimla
Cro
p: Potato
Block/RUA/RW
S/BWS As per Notification Unit: HECTARE
1.
DEFICIT
RAINFALL
PHASE - I PHASE - II
1 A. RAINFALL
VOLUME
PERIOD 1-Jun to
15
-
Jul
16-
Jul to
15
-
A
ug
INDEX
Aggregate of rainfall in respective
phases
STRIKE I (<) 150
m
m 175
m
m
STRIKE II (<) 75
m
m 75
m
m
EXIT 25
m
m 25
m
m
RATE I (Rs./
mm) 40 60
RATE II (Rs./
mm) 190.00
230.
00
MAXIMUM
PAYOUT (Rs.) 12500
175
00
TOTAL
MAXIMUM
PAYOUT (Rs.) 30000
2. EXCESS RAINFALL COVER:
Cover
Definiti
on:
Phase II Phase III
EXCESS PERIOD 1-Jun to 30 1-Jul to 31 1- t 31
50
RAINFALL
COVER
(Single
event of
maximum
payout
will be
paid)
-
Ju
n
-
Jul
Aug o -
A
ug
INDEX
Maxim
um Of 4
Consecutive
Days
STRIKE I (>) 75
m
m 75
m
m 75 mm
STRIKE II (>) 125
m
m 125
m
m 125
EXIT 175
m
m 175
m
m 175 mm
RATE I (Rs./
mm) 40 50 30
RATE II (Rs./
mm) 160.00
150.
00 170
MAXIMUM
PAYOUT (Rs.) 10000
100
00
100
00
TOTAL
MAXIMUM
PAYOUT (Rs.) 30000
3.
DISEASE
CONGENIA
L CLIMATE
PERIOD 15-Jun to
15
-
A
ug
Index
Largest spell of consecutive
DCC days
DCC Def
A day is DCC day if Daily
average RH >
85
%
with Daily Mean
Temperature > 25
°
C
STRIKE (>) 4
Da
ys
EXIT 14
Da
ys
RATE(Rs./
Cons. Day) 1500
MAXIMUM
PAYOUT (Rs.) 15000
TOTAL
MAXIMUM
PAYOUT (Rs.) 15000
TOTAL SUM
INSURED (Rs.) 75000
PREMIUM
(Rs.)
PREMIUM %
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (KHARIF, 2018)
Stat
e:
HIMACHA
L
PRADESH District:
Sirmau
r
Cro
p: Potato
Block/RUA/RW
S/BWS As per Notification Unit: HECTARE
51
1.
DEFICIT
RAINFALL
PHASE - I PHASE - II
1 A. RAINFALL
VOLUME
PERIOD 1-Jun to
15
-
Jul
16-
Jul to
15
-
A
ug
INDEX
Aggregate of rainfall in respective
phases
STRIKE I (<) 250
m
m 325
m
m
STRIKE II (<) 100
m
m 175
m
m
EXIT 50
m
m 50
m
m
RATE I (Rs./
mm) 40 50
RATE II (Rs./
mm) 130.00
80.0
0
MAXIMUM
PAYOUT (Rs.) 12500
175
00
TOTAL
MAXIMUM
PAYOUT (Rs.) 30000
2. EXCESS RAINFALL COVER:
Cover
Definiti
on:
Phase II Phase III
EXCESS
RAINFALL
COVER
(Single
event of
maximum
payout
will be
paid)
PERIOD 1-Jun to
30
-
Ju
n 1-Jul to
31
-
Jul
1-
Aug
t
o
31
-
A
ug
INDEX
Maxim
um Of 4
Consecutive
Days
STRIKE I (>) 100
m
m 175
m
m 150 mm
STRIKE II (>) 175
m
m 250
m
m 250
EXIT 250
m
m 350
m
m 325 mm
RATE I (Rs./
mm) 40 30 30
RATE II (Rs./
mm) 93.33
77.5
0
93.3
33
MAXIMUM
PAYOUT (Rs.) 10000
100
00
100
00
TOTAL
MAXIMUM
PAYOUT (Rs.) 30000
3. DISEASE
CONGENIA
L CLIMATE PERIOD 15-Jun to
15
-
A
ug
Index Largest spell of consecutive
52
DCC days
DCC Def
A day is DCC day if Daily
average RH >
85
%
with Daily Mean
Temperature > 25
°
C
STRIKE (>) 4
Da
ys
EXIT 14
Da
ys
RATE(Rs./
Cons. Day) 1500
MAXIMUM
PAYOUT (Rs.) 15000
TOTAL
MAXIMUM
PAYOUT (Rs.) 15000
TOTAL SUM
INSURED (Rs.) 75000
PREMIUM
(Rs.)
PREMIUM %
Crop Tomato
District Bilaspur
Block / RUA / RWS / BWS As per Notification
Risk 1 HMT
Cover Phase, From 1-Aug-18
To 15-Oct-18
Index (>)
Total Sum of upward deviation of daily mean temperature of every subphase from corresponding benchmark temperature during cover period in degree celsius where mean temperature of a day is average of maximum and minimum temprature of that perticular day Subphase Benchmark
Temperature (0C) Strike (
0C) 6.00 From To
Exit (0C) 14.00 1 Aug 18 15 Aug 18 28.0
Standard Loss Rate between Strike and Exit- Notional (Rs /
0C / Hectare) 3125.00 16 Aug 18 31 Aug 18 28.0
Policy Limit ( Rs. / Hectare) 25000.00 1 Sep 18 15 Sep 18 28.5
16 Sep 18 30 Sep 18 28.5
1 Oct 18 15 Oct 18 28.5
Risk 2 Dry Spell
Cover Phase, From 1-Aug-18
To 31-Aug-18
Index (>)
Maximum number of consecutive dry days during the cover period where a dry day is a day having rainfall less than or equal to 2.5 mm
Strike 1 ( days ) 5.00
Strike 2 ( days ) 10.00
Exit ( days ) 15.00
53
Standard Loss Rate between Strike 1 and Strike 2 - Notional 1(Rs / day / Hectare) 1320.00
Standard Loss Rate between Strike 2 and Exit- Notional 2(Rs / day / Hectare) 4680.00
Policy Limit ( Rs. / Hectare) 30000.00
Risk 3 Excess Rainfall
Cover Phase, From 15-Aug-18
To 15-Sep-18
Index (>)
Aggregate rainfall in mm during cover period
Strike 1 ( mm ) 200.00
Strike 2 ( mm ) 350.00
Exit ( mm ) 550.00
Standard Loss Rate between Strike-1 and Strike-2- Notional-1 (Rs / mm / Hectare) 10.00
Standard Loss Rate between Strike-2 and Exit- Notional-2 (Rs / mm / Hectare) 117.50
Policy Limit ( Rs. / Hectare) 25000.00
Risk 1 LMT
Cover Phase, From 15-Sep-18
To 15-Oct-18
Index (>)
Total Sum of downward deviation of daily mean temperature of every subphase from corresponding benchmark temperature during cover period in degree celsius where mean temperature of a day is average of maximum and minimum temprature of that perticular day Subphase Benchmark
Temperature (0C) Strike (
0C) 4.00 From To
Exit (0C) 14.00 15 Sep 18 30 Sep 18 15.0
Standard Loss Rate between Strike and Exit- Notional (Rs /
0C / Hectare)
2000.00 1 Oct 18 15 Oct 18 16.0
Policy Limit ( Rs / Hectare) 20000.00
Combined Policy Limit ( Rs. / Hectare) 100000
Premium Rate Quoted
Premium ( Rs. / Hectare)
Restructured Weather Based Crop Insurance Scheme Termsheet (Kharif, 2018)
Crop Tomato District Kangra
Block/RUA/RWS/BWS As per Notification
A. Excess Rainfall Cover
Phase Period (Start Date) 15-Aug-18
Phase Period (End Date) 15-Sep-18
Index > Aggregate rainfall in mm during cover period
Strike 1 (mm) 750
Strike 2 (mm) 950
Exit (mm) 1,150
Rate 1 (Rs/mm/Hectare) 15.00
Rate 2 (Rs/mm/Hectare) 110.00
Phase Sum Insured (Rs/Hectare) 25,000.00
Maximum Sum Insured(Rs/Hectare) 25,000.00
54
B. Low Temperature Cover
Phase Period (Start Date) 15-Sep-18 01-Oct-18
Phase Period (End Date) 30-Sep-18 15-Oct-18
Index > Cumulative daily downward deviation of Minimum Temperature from Trigger Temperature
Trigger (° C) 20.0 12.0
Strike 1 (°C) 5.0 5.0
Strike 2 (°C) 10.0 10.0
Exit (°C) 15.0 15.0
Rate 1(Rs/0C/Hectare) 35.00 35.00
Rate 2(Rs/0C/Hectare) (2,435.00) (1,635.00)
Phase Sum Insured (Rs/Hectare) 12,000.00 8,000.00
Maximum Sum Insured(Rs/Hectare) 20,000.00
C. High Temperature Cover
Phase Period (Start Date) 01-Aug-18 16-Aug-18 01-Sep-18 16-Sep-18 01-Oct-18
Phase Period (End Date) 15-Aug-18 31-Aug-18 15-Sep-18 30-Sep-18 15-Oct-18
Index > Cumulative daily upward deviation of Maximum Temperature from Trigger Temperature
Trigger (° C) 35 35 34.0 34.0 33.0
Strike 1 (°C) 20 20 20 20 20
Strike 2 (°C) 35 35 35 35 35
Exit (°C) 45 45 45 45 45
Rate 1(Rs/0C/Hectare) 40.00 40.00 50.00 50.00 40.00
Rate 2(Rs/0C/Hectare) 340.00 340.00 575.00 575.00 340.00
Phase Sum Insured (Rs/Hectare) 4,000.00 4,000.00 6,500.00 6,500.00 4,000.00
Maximum Sum Insured(Rs/Hectare) 25,000.00
D. Consecutive Dry Day Cover
Phase Period (Start Date) 01-Aug-18
Phase Period (End Date) 31-Aug-18
Index > Maximum number of consecutive dry days (Dry day is a day with total rainfall <2.5 mm)
Strike 1 (>) (Days) 15
Exit (Days) 30
Rate (Rs/ Day) 2000
Payout (Rs) 30000
Maximum Sum Insured (Rs/Hectare) 30000.00
Total Sum Insured (Rs/Hectare) 100,000
Total Premium (%)
Total Premium (Rs/Hectare)
RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME (TERM SHEET) KHARIF, 2018
State:
Himachal Pradesh
District: Kullu Block / RUA / RWS /BWS
Crop: Tomato BWS As per Notification
1 EXCESS
RAINFALL (Single Payout)
PERIOD 15-Aug to
INDEX Maximum of 5
consecutive days rainfall
55
STRIKE 1 (>) 100 mm
STRIKE 2 (>) 130 mm
EXIT 250 mm
RATE 1 (Rs/mm) 160.00
RATE 2 (Rs/mm) 168.33
MAXIMUM PAYOUT (Rs./Hect.) 25000
Total SI (Rs./Hect.) 25000
2
HIGH MEAN TEMPERATURE
PERIOD 1-Aug to
INDEX
Cumulative Daily Upward deviation of Mean Temperature from Phasewise Trigger
TRIGGER (°C)
25.5
STRIKE 1 (>) 5 °C
STRIKE 2 (>) 15
EXIT 30 °C
RATE 1 (Rs/°C) 1000
RATE 2 (Rs/°C) 1000
MAXIMUM PAYOUT (Rs./Hect.) 25000
3
Rainfall Distribution
PERIOD 1-Aug to
INDEX Maximum Number of the days in a spell of Consecutive dry days with rainfall below 2.5 mm
STRIKE (>=) 5
Payout 3000
MAXIMUM PAYOUT (Rs./Hect.) 30000
4
LOW MEAN TEMPERATURE
PERIOD 15-Sep to
INDEX
Cumulative Daily Downward deviation of Mean Temperature from Phasewise Trigger
TRIGGER (°C)
19.0
STRIKE 1 (>) 3 °C
STRIKE 2 (>) 20
EXIT 35 °C
RATE 1 (Rs/°C) 250
RATE 2 (Rs/°C) 1050
MAXIMUM PAYOUT (Rs./Hect.) 20000
SUM INSURED (Rs./Hect.) 100000
Total Premium (Rs./Hect.)
Total Premium %
56
Crop Tomato
District Mandi
Blocks / RUA/ RWS /BWS As per Notification
Cover 1 Dry Spell
Index (>) Maximum No. of Consecutive days with rainfall below 2.5 mm
Period 01-Aug to 31-Aug
Trigger I (Days) 5
Trigger II (Days) 20
Exit (Days) 31
Payout I (Rs./Days) 200
Payout II (Rs./Days) 2455
Cover Max Payout
(Rs./Hect.) 30000
Cover 2 Excess rainfall cover
Index (>) Aggregate rainfall in mm during cover period
Period 15-Aug to 15-Sep
Trigger I (mm) 250
Trigger II (mm) 400
Exit (mm) 500
Payout I (Rs./mm/Hect.) 20
Payout II (Rs./mm/Hect.) 220
Phase Sum Insured
(Rs./Hect.) 25000
Max Payout (Rs./Hect.) 25000
Cover 3 High Mean Temperature
Index (>) Sum of daily deviation of Mean Temperature above threshold mean temperature
Threshold 26
Period 01-Aug to 15-Oct
Trigger I (°C) 15
Trigger II (°C) 30
Exit (°C) 50
Payout I (Rs./ °C) 200
Payout II (Rs./ °C) 1,100
Max Payout (Rs./Hect.) 25000
Cover 4 Low Mean Temperature
Index (>) Sum of daily deviation of Mean Temperature Below threshold mean temperature
Threshold 22
Period 15-Sep to 15-Oct
Trigger I (°C) 15
Trigger II (°C) 30
Exit (°C) 50
Payout I (Rs./ °C) 200
Payout II (Rs./ °C) 850
Max Payout (Rs./Hect.) 20000
57
Total Sum Insured
(Rs./Hect.) 100,000
Premium
Restructured Weather Based Crop Insurance Scheme Termsheet (Kharif, 2018)
Crop Tomato District Shimla
Block/RUA/RWS/BWS As per Notification
A. Excess Rainfall Cover
Phase Period (Start Date) 15-Aug-18
Phase Period (End Date) 15-Sep-18
Index > Aggregate rainfall in mm during cover period
Strike 1 (mm) 250
Strike 2 (mm) 400
Exit (mm) 500
Rate 1 (Rs/mm/Hectare) 20.00
Rate 2 (Rs/mm/Hectare) 220.00
Phase Sum Insured (Rs/Hectare) 25,000.00
Maximum Sum Insured(Rs/Hectare) 25,000.00
B. Low Temperature Cover
Phase Period (Start Date) 15-Sep-18 01-Oct-18
Phase Period (End Date) 30-Sep-18 15-Oct-18
Index > Cumulative daily downward deviation of Minimum Temperature from Trigger Temperature
Trigger (° C) 21.0 13.0
Strike 1 (°C) 5.0 5.0
Strike 2 (°C) 10.0 10.0
Exit (°C) 15.0 15.0
Rate 1(Rs/0C/Hectare) 35.00 35.00
Rate 2(Rs/0C/Hectare) 2,365.00 1,565.00
Phase Sum Insured (Rs/Hectare) 12,000.00 8,000.00 Maximum Sum Insured (Rs/Hectare) 20,000.00
C. High Temperature Cover
Phase Period (Start Date) 01-Aug-18 16-Aug-18 01-Sep-18 16-Sep-18 01-Oct-18
Phase Period (End Date) 15-Aug-18 31-Aug-18 15-Sep-18 30-Sep-18 15-Oct-18
Index > Cumulative daily upward deviation of Maximum Temperature from Trigger Temperature
Trigger (° C) 36 36 34.0 34.0 33.0
Strike 1 (°C) 20 20 20 20 20
Strike 2 (°C) 35 35 35 35 35
Exit (°C) 45 45 45 45 45
Rate 1(Rs/0C/Hectare) 40.00 40.00 50.00 50.00 40.00
Rate 2(Rs/0C/Hectare) 340.00 340.00 575.00 575.00 340.00
Phase Sum Insured (Rs/Hectare) 4,000.00 4,000.00 6,500.00 6,500.00 4,000.00
Maximum Sum Insured(Rs/Hectare) 25,000.00
58
D. Consecutive Dry Day Cover
Phase Period (Start Date) 01-Aug-18
Phase Period (End Date) 31-Aug-18
Index > Maximum number of consecutive dry days (Dry day is a day with total rainfall <2.5 mm)
Strike 1 (>) (Days) 15
Exit (Days) 30
Rate (Rs/ Day) 2000
Payout (Rs./Hect.) 30000
Maximum Sum Insured(Rs/Hectare) 30000.00
Total Sum Insured (Rs/Hectare) 100,000
Total Premium (%)
Total Premium (Rs/Hectare)
Crop Tomato
District Sirmour
Block / RUA/RWS / BWS As per Notification
Risk 1 HMT
Cover Phase, From 1-Aug-18
Subphase
Benchmark Temperature (0C)
To 15-Oct-18
From To
Index (>)
Total Sum of upward deviation of daily mean temperature of every subphase from corresponding benchmark temperature during cover period in degree celsius where mean temperature of a day is average of maximum and minimum temprature of that particular day
1 Aug 18
15 Aug
18 28.0
Strike (0C) 12.00
16 Aug 18
31 Aug
18 27.5
Exit (0C) 17.00
1 Sep 18
15 Sep
18 27.0
Standard Loss Rate between Strike and Exit- Notional (Rs /
0C / Hectare) 5000.00
16 Sep 18
30 Sep
18 26.5
Policy Limit ( Rs / Hectare) 25000.00
1 Oct 18
15 Oct
18 26.0
Risk 2 Dry Spell
Cover Phase, From 1-Aug-18
To 31-Aug-18
Index (>)
Maximum number of consecutive dry days during the cover period where a dry day is a day having rainfall less than or equal to 2.5 mm
Strike 1 ( days ) 6.00
Strike 2 ( days ) 16.00
Exit ( days ) 22.00
Standard Loss Rate between Strike 1 and Strike 2 - Notional 1(Rs / day / Hectare) 550.00
Standard Loss Rate between Strike 2 and Exit- Notional 2(Rs / day / Hectare) 4083.33
Policy Limit ( Rs / Hectare) 30000.00
Risk 3 Excess Rainfall
Cover Phase, From 15-Aug-18
59
To 15-Sep-18
Index (>) Aggregate rainfall in mm during cover period
Strike 1 ( mm ) 250.00
Strike 2 ( mm ) 450.00
Exit ( mm ) 700.00
Standard Loss Rate between Strike-1 and Strike-2- Notional-1 (Rs / mm / Hectare) 10.00
Standard Loss Rate between Strike-2 and Exit- Notional-2 (Rs / mm / Hectare) 92.00
Policy Limit ( Rs / Hectare) 25000.00
Risk 1 LMT
Cover Phase, From 15-Sep-18
To 15-Oct-18
Index (>)
Total Sum of downward deviation of daily mean temperature of every subphase from corresponding benchmark temperature during cover period in degree celsius where mean temperature of a day is average of maximum and minimum temprature of that perticular day
Subphase Benchmark Temperature (0C) Strike (
0C) 4.00
From To
Exit (0C) 14.00
15 Sep 18
30 Sep
18 15.0
Standard Loss Rate between Strike and Exit- Notional (Rs /
0C / Hectare) 2000.00
1 Oct 18
15 Oct
18 15.0
Policy Limit ( Rs / Hectare) 20000.00
Combined Policy Limit ( Rs. / Hectare) 100000
Premium Rate Quoted
Premium ( Rs. / Hectare)
Restructured Weather Based Crop Insurance Scheme Termsheet (Kharif, 2018)
Crop Tomato District Solan
Block/RUA/RWS/BWS As per Notification
A. Excess Rainfall Cover
Phase Period (Start Date) 15-Aug-18
Phase Period (End Date) 15-Sep-18
Index > Aggregate rainfall in mm during cover period
Strike 1 (mm) 250
Strike 2 (mm) 400
Exit (mm) 500
Rate 1 (Rs/mm/Hectare) 20.00
Rate 2 (Rs/mm/Hectare) 220.00
Phase Sum Insured (Rs/Hectare) 25,000.00
Maximum Sum Insured (Rs/Hectare) 25,000.00
B. Low Temperature Cover
Phase Period (Start Date) 15-Sep-18 01-Oct-18
Phase Period (End Date) 30-Sep-18 15-Oct-18
60
Index > Cumulative daily downward deviation of Minimum Temperature from Trigger Temperature
Trigger (° C) 22.0 14.0
Strike 1 (°C) 5.0 5.0
Strike 2 (°C) 10.0 10.0
Exit (°C) 15.0 15.0
Rate 1(Rs/0C/Hectare) 35.00 35.00
Rate 2(Rs/0C/Hectare) 2,365.00 1,565.00
Phase Sum Insured (Rs/Hectare) 12,000.00 8,000.00
Maximum Sum Insured(Rs/Hectare) 20,000.00
C. High Temperature Cover
Phase Period (Start Date) 01-Aug-18 16-Aug-18 01-Sep-18 16-Sep-18 01-Oct-18
Phase Period (End Date) 15-Aug-18 31-Aug-18 15-Sep-18 30-Sep-18 15-Oct-18
Index > Cumulative daily upward deviation of Maximum Temperature from Trigger Temperature
Trigger (° C) 36.5 36.5 35.0 35.0 34.0
Strike 1 (°C) 20 20 20 20 20
Strike 2 (°C) 35 35 35 35 35
Exit (°C) 45 45 45 45 45
Rate 1(Rs/0C/Hectare) 40.00 40.00 50.00 50.00 40.00
Rate 2(Rs/0C/Hectare) 340.00 340.00 575.00 575.00 340.00
Phase Sum Insured (Rs/Hectare) 4,000.00 4,000.00 6,500.00 6,500.00 4,000.00
Maximum Sum Insured(Rs/Hectare) 25,000.00
D. Consecutive Dry Day Cover
Phase Period (Start Date) 01-Aug-18
Phase Period (End Date) 31-Aug-18
Index > Maximum number of consecutive dry days (Dry day is a day with total rainfall <2.5 mm)
Strike 1 (>) (Days) 15
Exit (Days) 30
Rate (Rs/ Day) 2000
Payout (Rs) 30000
Maximum Sum Insured(Rs/Hectare) 30000.00
Total Sum Insured (Rs/Hectare) 100,000
Total Premium (%)
Total Premium (Rs/Hectare)