Blue Chips Financing & Investment CorporationBryan U. YapCarlos Palanca IIIChristine Karen U. YapCPJ CorporationDavid E.T. LimEnrique C. FernandezFelipe U. YapInt'l. Distillers, Assn. Inc.Jaime C. FernandezJose Raulito E. ParasKarleen Palanca- CasiñoLandor, Inc.Lepanto Investment and Development Corporation

Jose G. CervantesChairman and CEO

Mary Grace C. CerdeniaJaime C. FernandezDavid E.T. LimRodolfo S. MirandaMa. Belina B. MarianoJose Raulito E. ParasMa. Lourdes B. TuasonDiana Y. Yap

OUR STOCKHOLDERS

OUR BOARD OF DIRECTORS

Atty. Ma. Belina MarianoMa. Elena C. FernandezMerje Trading, Inc.Patrick K. YapPerfect Realty & Development CorporationPLLIM Investments Inc.Rodolfo S. MirandaStarman Realty CorporationJose G. CervantesMary Grace C. CerdeniaDiana Y. YapMa Lourdes B. Tuason

STOCKHOLDERS & BOARD OF DIRECTORS

OUR KEY OFFICERS

Atty. Ma. Belina B. Mariano President

John Paul D. Enriquez Vice President

Diana Y. YapAssistant to the President

Ma. Lourdes TuasonTreasurer

Odette A. JavierCorporate Secretary

Virgilio V. Cruz Assistant Vice President

Underwriting

Alexander R. DimapilisSenior Manager - Accounting

Joseph M. VirreySenior Manager – Finance

Mario T. AdoremosSenior Manager - Claims

Vivian D. PorlajeManager - Bonds

Rolando G. GarciaManager - Motor & Casualty

Luisito L. RiveraOIC - North Luzon Operations Head

Ronaldo G. CaragayUnderwriting Manager - Fire

Jyxl Jill D. PahilgaAR & Collections Manager

Atty. Rozaire G. Ombao Senior Manager - Underwriting

OUR MANAGEMENT TEAMKEY OFFICERS & MIDDLE MANAGEMENT

Monina M. HechanovaSenior Manager - Brokers Channel

Joel I. ArnejoVismin Branches Operation Head

Cely B. GoceSouth Luzon Operations Head

Adriel J. SengcoHuman Resources &

Admin O�cer

Jessamine T. CabalongaReinsurance Manager

OUR HEADQUARTERS

5/F Lepanto Building, 8747 Paseo de Roxas, Makati City Email: hrd@phil�re.com.ph Phone: (02) 892-2981 to 85 Fax: (02) 813-6163 & (02) 659-6596

HEADQUARTERS

CEBU CITY Rm. 208 Krizia Bldg. Gorordo Ave., Cebu City Tel No. (032) 232-4746 / (0922) 857-8164Fax No. (032) 232-4730 Mr. Lester Lim – O�cer-in-Charge

DAVAO CITY Yapster Building. Quimpo Blvd. Davao City Tel No. (082) 227-0445 / (0922) 857-8163Fax No. (082) 222-5698 Mr. Axel Andres A. Alcanzar - Branch Manager

CAGAYAN DE ORO CITY 2/F Pelaez, Arcade St., Divisoria, Cagayan de Oro City Tel No. (088) 231-4911 / (0922) 857-8162Mr. Noel Par - Branch Manager

ILOILO CITY Southern Sales Corp. Building, Quezon, Texas St. Iloilo City Tel No. (033) 336 - 9485 / (0923) 682-4943Ms. Elisa Dusaran - Branch Manager

BINONDO Suite 913 Paci�c Centre, 460 Quintin Paredes Cor. Sabino Padilla Street, Binondo, Manila Telefax (02) 516 15 30 / (02) 806 27 34 Mr. Luisito Rivera - North Luzon Regional O�cer-in-Charge

OUR BRANCH OFFICES

BRANCH OFFICES

ALABANG CITY Unit 104, Cedar Building, West Park Condominium, Filinvest CorporateCity, Alabang CityMs. Cely Goce – Branch Manager

DAGUPAN CITY Room 204, 2nd Floor, P&C Building I, Perez Boulevard, Dagupan City, Pangasinan Tel. No.: (075) 523-2434 Mobile: 0922-8083623Mr. Edward Tello

ZAMBOANGA CITY Cortex Bldg., NSO G/F Evangelista St., Sta. Catalina Tel. No.: (062) 990-2481 Mobile: 0915-8727304Mr. Nathaniel Alanano

MASBATE CITY Florentino Shoes, Danao St., Masbate City Tel. No.: (056) 582-0314 Mobile: 0917 587 8730 Mr. Dexter Florentino

LEGASPI CITYGround Floor, Hotel Victoria Rizal St., Legaspi City Tel. No.: (052) 820-2607 Mobile: 0922-8935813 Mr. Henry M. Rivera

OUR AGENCY OFFICES

AGENCY OFFICES

ACCREDITED SHOPS

ACCREDITED SHOPS

3 Star Accredited Shops for vehicles 3 years old and above.

CALOOCAN CITYCarmatrix Automotive Inc. #4 Caimito St., Caloocan City 367-45-66

MANILA

Project S Automotive Center 1749 F. B Harrison St. Pasay City 5224340

Ollen Auto Schemes 3250 First St., Sta Mesa, Manila 7147287

Unique Auto Car Specialist Company 562-8467 / 562-8435

Autohub Car Care Services (Accs)

Technik Automobile Specialist

561-0885 / 561-0971

562-3051 / 561-1713

2701 New Panaderos St. Sta Ana ManilaPres Quirino Avenue Extension Paco, Manila 1007

1948 Paz Mendoza Guazon St., Paco

QUEZON CITY

Ambasador Inmogo

Eucar Service Center

Ajmc Prominent Motors Inc. 480 8796 / 381-5632 / 3876672

10 Congressional Ave., Quezon City 9262998

Networx Auto Detailing Corp. 7218007 / 7266349 / 7273778

Drafter Auto Tech Inc 3932021

Jomaka Auto Repair & Spare Parts

Car Haus Clinica Inc.

21-a Mindanao Ave., Quezon City 454-6184 / 377-0976

29 -G Rd 11 Cor. Shorthorn, Proj. 8 Quezon City

Congressional Auto Care & Restoration Center, Co.

1 Manhattan St., Corner Cubao, Quezon CityNo. 56 Linaw St., Corner Banawe St., Brgy Sienna, Quezon City

150-c-g P.Tuazon Bldv Cor 5th Avenue, Cubao Quezon City

913-2633 / 913-2628 / 911-4031 / 911-8712

5 Sto Sto.tomas St. Brgy. Don Mnauel Q.C 711-9622 / 749-8321 / 413-7231 / 413-7232

No. 49 Sgt. Rivera Ave., Brgy Manresa, Quezon City

364-1402 / 364-1409 / 364-1416

Aldous Paint And Body Repairs 1609 G. Araneta Ave., Quezon City 366-7658

Seal And Shine Automotive Services 1240 Don Raymundo St., San Agustin Village Brgy Talipapa, Novaliches, Q.C.

454-5914 / 453-7874

77 Auto Center 1320 Quezon Ave., Quezon City 373-3054 / 414-6643

New Fix and Paint Auto Body Shop No.18 Mother Ignacia St. Corner Don A. Roces Ave. Quezon City

441-8475 / 922-1632

MARIKINA

Carsan Auto Service & Trading Center 6464342 / 7962902 / 703435626 Oak St., New Marikina , Marikina City

PARANAQUE

Cubero Motors 820-4343 / 829-8951# 22 Seacom Compound, Sucat Road, Paranaque City

LAS PIÑAS Sure Fix Motorway Km 270 Alabang Zapote Talon 8746596

Evangelos Auto Repair Shop 4072358

Gaspeed Autokolorcraft Re�nishing Technology

7360 Marcos Alvarez Aveneu,talon 5 Las Pinas CityCrispina Avenue, Pamplona, Las Pinas City

8007054 / 5466282

MAKATI

Ambasador Inmogo

Centennial Auto Service, Inc.

M&l Auto Repair Shop

RS Maintenace Center

7488 Bagtikan St., San Antonio Village, Makati City

Pablo Ocampo Sr., Avenue, Makati City

2061 Hawaii St, Brgy Lapaz, Makati City

1190 Vito Cruz Ext., Sta Cruz, Makati City

896-6231 / 409-0961 / 895-6695

96-1771 / 896-4654 / 899-2030

403-6479

890-8514 / 890-8505

ACCREDITED SHOPS(Outside Metro Manila)

ACCREDITED SHOPS

3 Star Accredited Shops for vehicles 3 years old and above.

LAGUNA

FJI Auto Care Shop

BA Carzone Motorworks (0919)6626202 / (049) 5296910

165 A. Bonifacion, Canlalay, Binan, Laguna (049) 4111735 / 4294869

B-1 L-18 Ph 3-b Macaria Ave. Pacita Complex Subd. Brgy. Sanfrancisco Binan

ANTIPOLO CITY

Carsan Auto Service & Trading Center 6464342 / 7962902 / 7034356# 21 Crisostomo St., Brgy. Mayamot, Antipolo City

SUBIC ZAMBALES

Subic Auto Restoration (047) 2328815 / 09162384232# 282 Natl Highway Brgy Matain Subic Zambales

TARLAC CITY

Smart�x Autoworks (045)982-6945 / 0920-9229132Saint Joseph St., Sitio Estrella San Rafael Tarlac City

ZAMBALES

Subic Auto Restoration (047) 2328815 / (0916) 2384232# 282 Natl Highway Brgy Matain Subic Zambales

PAMPANGA

Car Palace Incorporated (045) 8606012Mc Arthur Hiway Dela Paz Norte City, San Fernando Pampanga

RIZAL

Carsan Auto Service & Trading Center 646-4342 / 796-2902 / 703-4356# 21 Crisostomo St., Brgy. Mayamot, Antipolo City

DAGUPAN

General Performance Motor Works (075)522-3831/515-4423Bacayao Norte Road Caranglaan District Dagupan City

DAVAO

D&L AUTOMOTIVE CENTER (082) 296-9756GPI BLDG., SANDAWA ROAD , SIR MATINA , DAVAO CITY

CAGAYAN DE ORO

Karr Jackson Automotive Shop Cm Recto Avenue Cagayan De Oro City

CEBU BRANCH

Complete Auto Motive Repair Shop (032) 4147508Sanjercasvil Road, Gorordo, Lahug, Cebu City

Cebu Advance Auto Tech Blk 17 Lot 36 S. Osmena Highway, Cebu City

(032) 2328437

Auto Lab Car Care Specialist

Complete Auto Motive Repair Shop

Cj Karr Industrial Sales Services

12 Rosal St., Brgy Kamputhaw, Lahug, Cebu City

Sanjercasvil Road, Gorordo, Lahug, Cebu City

Mindanao Rattan Compound P. Burgos St., Alang-alang Mandaue City

(032) 4171800

(032) 414-7508

2363328

ACCREDITED SHOPS

ACCREDITED SHOPS

Accredited 5 star shops exclusively for brand new vehicles up to 3 years old.

ALABANG

Citimotors – Alabang

Nissan – West Gate

Mazda Alabang

Blk 42 Lot 8a & 8b West State Business District, Alabang, Zapote, Rd, Muntinlupa

Alabang, Muntinlupa City

Filinvest Corporate City, Alabang- Zapote Road, Alabang, Muntinlupa

659-0118

722-1875 to 80722-1870 to 71

7723168

CALOOCAN

Toyota Balintawak

Nissan (Northd Edsa) Balintawak

1010 Edsa Corner V Ang & Gen Evangelista Sts., Caloocan City

1174 Edsa, Brgy Unang Sigaw, Balintawak, Quezon City

366-8901 TO 06 / 364-1547 TO 49

330-5331/330-5332/330-5333/330-5334/330-5335

MAKATI

Toyota Pasong Tamo

Citimotors – Makati

2292 Pasong Extension, Makati City

Chino Roces Ave., Corner Pasong Tamo, Makati City

893-2084/893-8357/893-8084 Loc 120/139

813-7867

MANILA

Hyundai - Otis

Toyota - Otis

1535 Paz M. Guazon St., Otis, Paco, Manila

1770 Paz Guanzon St., Paco, Manila

564-8034

564-18-11

PASAY

Hyundai Manila Bay

Toyota Manila Bay

Diosdado Macapagal Ave Blvd., Cor Sen. Gil Puyat Ext., Pasay City

Roxas Blvd., Cor Edsa Extension, Pasay 1308

556-1573/556-1574

581-6168/581-6116

PASIG

Diamond Motors - Marcos Highway

Diamond Motors - Valle Verde

Gm / Chevrolet Pasig

Hyundai - Pasig

Kia Motors/ Carbayan Motors

Toyota Shaw Ortigas

Marcos Highway, Brgy. Dela Paz Rizal

100 E Rodriguez Jr Ave., Ugong, Pasig City

E. Rodriguez Jr., Ave., (C5) Pasig City

19 E.Rodriguez Jr.,Ave. (C5) Pasig City

1253 Amang Rodriguez Ave., Dela Paz, Pasig City

124 E Rodriguez, Bo. Ugong Pasig City

645-9551/6453855

671-9854 to 56

645-4801

671-9590 to 94

672-1612

672-3801 to 04

EDSA

Chevrolet Greenhills 500 Edsa Greenhills, San Juan City 721-4903

MANDALUYONG / SHAW

Mazda - Mandaluyong 202 Eda Corner Rochester St. Mandaluyong City

722.1102

Suzuki - Mandaluyong 41 Shaw Blvd., Mandaluyong City 718.1834 / 718.1835

Nissan - Shaw 725.3906 / 722.7576

Hyundai - Shaw

Chevrolet - Shaw

718.0092 / 726.3228

562-3051 / 561-1713

Shaw Autoplex, 411 Shaw Blvd.,Mandaluyong City

411 Shaw Blvd., Mandaluyong City

411 Shaw Blvd., Addition Hills, Mandaluyong City

ACCREDITED SHOPS

ACCREDITED SHOPS

Accredited 5 star shops exclusively for brand new vehicles up to 3 years old.

QUEZON

Diamond Motors – Quezon Ave

Gm/ Advan Motor Inc.-chevrolet

Hyundai – Commonwealth

Nissan - Commonwealth

Toyota Cubao

Toyota North Edsa

Wheels, Inc.

782 Quezon Ave., Quezon City

1231 Quezon Ave., Cor J. Abad Santos St., Quezon City

43 Commonwealth Ave., Diliman Q.C.

43 Commonwealth Ave., Diliman Q.C.

926 Aurora Blvd., Cubao, Quezon City 1135

1010 Edsa (Corregidor St.,) , Quezon City

E. Rodriguez Sr., Ave., Quezon City

932-0428

671-9854 to 56

9277215

722-0936

372-3901 to 05

374-1257/ 374-1250 to 59/ 3726257

951-2201to 04

TAGUIG

Ford Global City 860-8888Blk. 15 Ford Global City Bldg., Rizal Drive, Crescent Park West, Bonifacio Global, Taguig City

CEBU

Honda Cars - Cebu

Mitsubishi Motors / Fast World – Mandaue

Toyota Cebu

Nivel Hills, Lahug, Cebu City

MC Briones St., Maguikay, Mandaue City

M.J. Cuenco Ave., Cebu City

032-2313502

032-3451233

032-2531161 / 032-4161161

BATANGAS

Nissan- Batangas City 520-6260Brgy Purok2 Brgy Tambo, Lipa Batangas

RIZAL

Diamond Motors- Marcos Highway 645-4801 TO 05Marcos Highway Cor Mrr St., Dela Paz, Cainta, Rizal

PROVINCIAL

CAVITE CITY

Nissan Southwoods

Nissan Dasmarinas Fax: 584.4114Dasmarinas, Cavite

Carmona Toll Plaza, South Luzon Expressway 843.1804

Philtrust BankInsular BankUnion Bank of the PhilippinesEast West BankReal BankBank of CommerceUCPB BankPSBANKMetrobankRCBC BankMaybankPremiere Bank

Orix Metro Leasing and Finance Corp. Toyota Financial Services Phils., Inc.

OUR PARTNER BANKS

OUR PARTNER FINANCIAL INSTITUTIONS

PARTNER BANKS AND INSTITUTIONS

OUR MAJOR CLIENTSCONDOMINIUMAIC Burgundy Tower BA Lepanto Condominium Corporation City and Land Mega Plaza Dominion Town Homes Owners Association, Inc. Pan Asia Sunshine Garden Condominium CorpPlatinum Tower Plaza Victoria De Manila Condominium

CONSTRUCTION INDUSTRYD M Consunji Inc Beta Electric CorpHI-Mart Jast Construction CompanyPillars Industrial Equipment Corp.Sunwest Constriction Development CorporationWTG Construction and Development Corporation

COOPERATIVEJordan Motor Banca CooperativeMisubi Sea Transport CooperativeNueva Ecija Electric Cooperative II

MAJOR CLIENTS

AUTOMOTIVEAsian Carmakers Corporation Columbian Auto Car CorporationDiamond Motors CorporationDragon Motor BikesNissan Manila

BANKINGAsiatrust Development Bank Development Bank of the Philippines Landbank VisaPhilippine Bank of CommunicationPremiere Development Bank Rural Bank of Pandi Bulacan, Inc.

COMMERCIAL/INDUSTRIALBSJ Fishing and Trading IncCentral Azucarera Don Pedro Inc.Container Corporation of the PhilippinesDexterton Industrial Corporation Diamant Boart Philippines, Inc. First Solid Rubber IndustriesGlobal Art Home CollectionPhilippine Carpet Manufacturing Corporation Philippine Phosphate Fertilizer Corporation Union Cement Corporation Vitarich Corporation

ENTERTAINMENT/AMUSEMENTBingo Amusement CorporationDuty Free Phils Fao Landmark Management P and C LtdGreenhills Theater Mall/Ortigas & Company Music Museum Group Plaza Amusement Company, Inc. Sherwood Hills Gold Club

FOODAce Foods, IncorporatedAsiawide Refreshment Corp.Domino’s Pizza/Magic MarsGinebra San Miguel Inc. Lauras Food Products Corporation Mamma Maria’s Pizzeria Teriyaki Boy

HOTELBoracay Mandarin Island HotelCamp John Hay Suites Domo Hotel, Incorporated Mactan Shangri-La Hotel and Resorts Manila Peninsula Northwalk Inn, Inc. Sarabia Manor HotelSogo Hotels

INSURANCEAlsons Insurance Brokers Corporation Bene�cial-PNB Life Insurance Company, Inc. First Lepanto Taisho Insurance Corporation FLT Prime Insurance Corporation

INVESTMENT HOLDINGS/EQUITIESCP EquitiesCPJ CorporationLepanto Investment and Development CorporationPhilippine Investment Management ConsultationSolid Development Corporation

MALLAsia Link Central MallGaisano Country Mall Shangri-La Plaza Corporation &/or Shang Properties, Inc.

MANUFACTURINGBacnotan Steel Industries Inc C.E. Foundation Engineering Fil Paci�c CorpHi-Mart Jast Builders, Inc. Knitech Manufacturing IncorporatedPeninsula Steel Manufacturing CorpPremium Feeds Manufacturing CorporationSteel Asia Manufacturing Corp.WBS Consorttum Watergy Business Solutions Inc

OUR MAJOR CLIENTS

MAJOR CLIENTS | 13

MEDIAABS-CBNLiberty Broadcasting Network Inc.Solar Entertainment Corp.

MEDICAL/PHARMACEUTICALDentista, Inc.Meedpharma Medical Supplies and Equipment Distibutor Pharmaceuticals Supply R8 Drugs Distributor Royal Pharmacy

MININGAden Remote Site Philippines Inc.Apex Mining Corporation Diamond Drilling Corporation Far Southeast Gold Resources Inc.Galeo Equipment and Mining Co., Inc. Lepanto Consolidated Mining Company Manila Mining CorporationRapu Rapu Minerals Inc

PAPER INDUSTRYAdvance Paper Corporation Aspen Paper Products Corporation Fiesta Greetings, Inc. Milestone Paper Products Inc.

PETROCHEMICAL/POWERBNPC Alliance Corporation Cagayan Electric Power and Light Co Cebu Private Power Corporation Galaxy Petroleum Fuel, Incorporated Jetti Supply DistributionJM Fuel Center Philippine Nippon Kyoei CorporationPhoenix Petroleum Philippines, Inc. PNOC Exploration Corporation Seaoil Philippines, Inc.

REALTY AND DEVELOPMENTAdvance RealtyDavao Central Realty, Inc.Eastwood Properties Empire East Landholdings IncFirst Landlink Asia Development CorporationFMF Development CorporationMegaworld Properties and Holdings

RESORTSAmbasador Paradise Resort, Inc. Riverfront International Hotel and Resort Inc. Sportshouse International Leisure, Inc. Villa Escudero Corporation/Plantations & Resorts

OUR MAJOR CLIENTS

MAJOR CLIENTS | 14

SALES/MARKETINGAppliance Plaza Central Quality Appliance Digital HubDigital Walker ZoomGoodwill Lighterage Corporation Multiplex Marketing Corporation Quality Appliance Plaza Royal Sporting House, Inc. TQMP Marketing

SERVICESE-Business Services Inc. Global Business Xpress Service Inc. Jam Liner IncOxford Security Agency Inc.Rapideye CorporationRubcor Services Inc.SRN Fast Seacrafts Inc.Superferry Tourist Trade & Travel Corporation

SCHOOLS/EDUCATIONAL INSTITUTIONGlobal Culinary and Hospitality Academy Languages Internationale Misamis Oriental Institute of Science and Technology Moriah Christian Academy

SHIPPINGAavega Bros Integrated Shipping Corp.Arega Bros. Integrated Shipping Corp. Asian Marine Transport Corporation Aviva Shipping Lines B and E Sea Transport Candano Shipping Lines DIMC Shipping Inc. E B Aznar Shipping CorporationF E Cruz Shipping CorporationGeorge and Peter Line Incorporated International Tankers Corporation Jomalia Shipping Corp.

(shipping cont.)Manila Marine Trade Carriers IncMarina FerriesMilagrosa J Shipping CorporationMontenegro Shipping Lines, Inc. MV San Carlo Uno and or Aurello Shipping Lines Inc Philippine SeaBoard Shipping CorporationPreeminent Shipping & Management Corporation Trans-Asia Shipping Lines Inc.Ocean Lighterage Corporation

TRANSPORTAboitiz One Inc.AFS Trucking Services Inc CA Logistics Corporation Carry All International Forwarders Inc.Digits TradingEl Salvador Marine Logistics IncGS Jodi Cargo ForwarderG&S Transport Corporation (Avis-Rent-A-Car)Impex Pro Logistics Corporation Patrice Tracking Services Seas Transport LoansTerrestrial Sea Link Reliance Corp. Transcend Cargo Express Inc

TEXTILE/MILLINGAlliance Textile Mills Dragon Textile Mills Far East Mills International Garments Manufacturing Corporation Masagana Telamart

MAJOR CLIENTS | 15

OUR MAJOR CLIENTS

16th StationAce Insurance & Surety Services Akioshi Insurance Services ALFC Insurance Agency CorporationAMM Insurance Services Antz Insurance Agency Baron GroupBerckmans Insurance Agency Inc.Blue Bird Insurance Management ServicesConsult Excel Insurance ConsultancyCPJ Corporation Cruzent Paci�c Insurance Services, Inc. Diamond Motors Corporation DYA InsuranceDurable Auto Shop Elnora Eguia (A-Best) E.I. Insurance Agency Inc.Filipino Firm InsuranceGains Insurance AgencyGibraltar Insurance Agency Inc. GLG Insurance AgencyGlobal Care Insurance AgencyMizrach Insurance Agency

Gold Plan Insurance Agency Insurance Experts AgencyIseway MotorsJamar Underwriters & Insurance Specialists Lancaster Insurance Lepanto Investment Development Corp. LGP Insurance AgencyLoric Insurance & Indemnity ServicesMGM Financial Consulting ServicesNew Hope Insurance Agency Pan OceanicPhilippine National Oil CompanyPhilworldPL Lim, Inc. Maven Insurance Agency RFC Insurance Agency RGB Insurance AgencyRisk Management Services Inc. R & R Insurance and Financial AdvisorsRREDD Insurance Agency Signet Insurance Management Agency SPI Ventures

OUR PARTNER AGENCIES

PARTNER AGENCIES

A�nitas Insurance Brokers, Inc. Alsons Insurance Brokers Corp. Anchor Insurance Brokers Corp. Asian Asset Insurance Brokerage Corp. Avenues Insurance Brokers, Inc. A.V. Ocampo Insurance Brokers, Inc. BDO Insurance Brokers, Inc. Cotton & Diaz Insurance Services, Inc. EAB Insurance Brokers, Inc. First Philippines Insurance Brokerage,Inc. Gotuaco, del Rosario Insurance Brokers, Inc. Guevent Insurance Brokers Corporation GTS Insurance Brokers, Inc. IUBI Insurance Intermediary Corporation K & A Insurance Brokers, Inc. LBP Insurance Brokerage, Inc. Lacson & Lacson Insurance Brokers, Inc. Lockton Phils. Insurance & Reinsurance Brokers, Inc.

Marsh Philippines Risk Advisers & Insurance Brokers Penta Insurance Brokers Services, Inc. PhilPaci�c Insurance Brokers & Managers, Inc. Polaris Reinsurance Brokers, Inc. Omni International Consultants, Inc. RA Roco Insurance Brokers, Inc. Ricsons Consultants & Insurance Brokers, Inc. Taishan Insurance Brokers (Phils.), Inc. T-O Insurance Brokers, Inc. Trinity Insurance Brokers, Inc. Winebrenner & Inigo Insurance Brokers, Inc.Yapster e-Insurance Brokers, Inc.

OUR PARTNER BROKERS

PARTNER BROKERS

Certificate of Authority, SEC Registration,& Approval of Increase in Capital Stock

Philippine Fire and Marine Insurance Corporation

CERTIFICATE OF AUTHORITY AND SEC REGISTRATION

CERTIFICATE OF AUTHORITY AND SEC REGISTRATION

CERTIFICATE OF AUTHORITY AND SEC REGISTRATION

CERTIFICATE OF APPROVAL OF INCREASE OF CAPITAL STOCK

Financial StatementsDecember 2012 - 2011

Philippine Fire and Marine Insurance Corporation

FINANCIAL STATEMENTS DECEMBER 2012 - 2011

STATEMENT OF FINANCIAL POSITION (2012-2011)

STATEMENT OF FINANCIAL POSITION

STATEMENT OF INCOME (2012-2011)

STATEMENT OF INCOME

STATEMENT OF CASHFLOWS (2012-2011)

STATEMENT OF CASHFLOWS

STATEMENT OF CASHFLOWS (2012-2011)

STATEMENT OF CASHFLOWS

ABOUT THE COMPANY

OUR HISTORYThe Philippine Fire and Marine Insurance Corporation (Phil�re) has built a solid reputation, based on years of outstanding performance and reliable service.

OUR REPUTATIONRESPONSIBILITY GROWTH. Phil�re's growth re�ects the prudent vision of its owners and management. The Company is embedded with a multitude of business actors and has taken responsibility for the ways the company's operation impact its stakeholders. With the call for sustainability and increased expectations on both its bottom line and organizational development, the company is committed not only to the furtherance of its own interest but also to the industry's welfare.STABILITY. For more than a decade now, the foundation of PHILFIRE's success has been the tailored and individualized products and services we o�er to our customers. Within the company and beyond, all employees are integrated into the Phil�re community and its a�liates enhancing their knowledge base and capabilities. Combining our extensive knowledge in non-life insurance and continuous product research enable us to perform and develop synergies between our employees, the management and our customers in our business operations.

In 1977, the company was acquired by Lepanto Investment and Development Corporation (a subsidiary of Lepanto Consolidated Mining Company), Far East Bank and Trust Company, the Fernandez-Palanca Group, Filsyn Corporation, and the Tugu Insurance Company, Ltd.; (a Hongkong subsidiary of Pertamina, the Indonesia Oil and Gas Co.). It was subsequently renamed as Philippine Fire and Marine Insurance Corporation. Drawing from the strength of its new owners, Phil�re has become one of the most reputable and stable non-life insurance companies in the country.

The Company traces its roots to the Manila Underwriters Insurance Co. Inc., which was established in 1949, during the exuberant period of post-World War II Philippines.

MISSION. To be the nation’s most valued non-life insurance company.

VISION. Pursue excellence by providing quality comprehensive non-life insurance products and services to all insuring public.