Slide 1

1Wat is microfinanciering ?

21. De financile behoefte

2There are 1.1 billion people live on less than US $ 1 per day. For many years the question has been there , how can the poverty be alleviated. How can the hungry be feed. With all the effects to fight poverty, why is it still so prevalent in the world? Many wonder if there is any answer to these questions. Yet wherever we turn, there they are, staring back at us.

You might thought that the poor in developing countries, probably lack of working ethic, they didnt try hard enough, or they should try harder. In reality, these people work incredible hard, they have to. Because if they dont , their babies starve and people die, and life stops.

What the poor lack is the opportunity, they dont lack motivation, they dont lack ability, they need a chance to change.There are 2.5 billions of poor people around the world who have no access to financial services, the market Currently only meets 10% to 20% of the potential demand.The quicker we are able to give them support, the better.

This urgency to help the poor is exactly why Mirofinance was created. The answer to the poverty begin to cover different part of the world. Perhaps not THE solution but A solution. Microfinance is a method of helping the poor to help themselves.An idea is so simple that many were asking why it had not been tried before.

It was not a charity handout or another development program. It is something that we had been reluctant to given in the past credit.Having access to financial capital would allow the poor to start or grow their small businesses. It is not a gift but a loan, to be repaid with formal interest. This sort of service is commonly entitled as Microfinance.

In the business term, Microfinance is retail banking for developing countries to provide financial services for relative poor but economically active people. Access to credit and other financial services, helps people create a more stable and sustainable income situation for themselves.

Today, microfinance organizations across the global give microcredit loans to millions of families in the poors nations, most of the loans go to women, who have proven to be uniquely qualified at growing their businesses. The loan size is usually between 50 and 150 dollars, the recipient use the loan for their small business, then pay it back with competitive interest rate. The profit is invested in health care and education of their families.

The result broke all conventional thinking, not only did these borrowers grow their business and improve their life, but they repay their loans on time. With an average 95% repayment rate which is well above the traditional banks, microfinance institutions would be able to provide those money again to other micro entrepreneurs.

In the following session, we are going to explain the term of Microfinance Intuitions which is also called MFIs.

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41. De financile behoefte 1.1 miljard mensen leven van US $ 1 per dag

2.7 miljard mensen leven van US $ 2 per dag

4There are 1.1 billion people live on less than US $ 1 per day. For many years the question has been there , how can the poverty be alleviated. How can the hungry be feed. With all the effects to fight poverty, why is it still so prevalent in the world? Many wonder if there is any answer to these questions. Yet wherever we turn, there they are, staring back at us.

You might thought that the poor in developing countries, probably lack of working ethic, they didnt try hard enough, or they should try harder. In reality, these people work incredible hard, they have to. Because if they dont , their babies starve and people die, and life stops.

What the poor lack is the opportunity, they dont lack motivation, they dont lack ability, they need a chance to change.There are 2.5 billions of poor people around the world who have no access to financial services, the market Currently only meets 10% to 20% of the potential demand.The quicker we are able to give them support, the better.

This urgency to help the poor is exactly why Mirofinance was created. The answer to the poverty begin to cover different part of the world. Perhaps not THE solution but A solution. Microfinance is a method of helping the poor to help themselves.An idea is so simple that many were asking why it had not been tried before.

It was not a charity handout or another development program. It is something that we had been reluctant to given in the past credit.Having access to financial capital would allow the poor to start or grow their small businesses. It is not a gift but a loan, to be repaid with formal interest. This sort of service is commonly entitled as Microfinance.

In the business term, Microfinance is retail banking for developing countries to provide financial services for relative poor but economically active people. Access to credit and other financial services, helps people create a more stable and sustainable income situation for themselves.

Today, microfinance organizations across the global give microcredit loans to millions of families in the poors nations, most of the loans go to women, who have proven to be uniquely qualified at growing their businesses. The loan size is usually between 50 and 150 dollars, the recipient use the loan for their small business, then pay it back with competitive interest rate. The profit is invested in health care and education of their families.

The result broke all conventional thinking, not only did these borrowers grow their business and improve their life, but they repay their loans on time. With an average 95% repayment rate which is well above the traditional banks, microfinance institutions would be able to provide those money again to other micro entrepreneurs.

In the following session, we are going to explain the term of Microfinance Intuitions which is also called MFIs.

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61. De financile behoefte 2.5 miljard mensen hebben geen toegang tot de financile dienstverlening

Momenteel wordt slechts 10% tot 20% van deze markt bediend

6There are 1.1 billion people live on less than US $ 1 per day. For many years the question has been there , how can the poverty be alleviated. How can the hungry be feed. With all the effects to fight poverty, why is it still so prevalent in the world? Many wonder if there is any answer to these questions. Yet wherever we turn, there they are, staring back at us.

You might thought that the poor in developing countries, probably lack of working ethic, they didnt try hard enough, or they should try harder. In reality, these people work incredible hard, they have to. Because if they dont , their babies starve and people die, and life stops.

What the poor lack is the opportunity, they dont lack motivation, they dont lack ability, they need a chance to change.There are 2.5 billions of poor people around the world who have no access to financial services, the market Currently only meets 10% to 20% of the potential demand.The quicker we are able to give them support, the better.

This urgency to help the poor is exactly why Mirofinance was created. The answer to the poverty begin to cover different part of the world. Perhaps not THE solution but A solution. Microfinance is a method of helping the poor to help themselves.An idea is so simple that many were asking why it had not been tried before.

It was not a charity handout or another development program. It is something that we had been reluctant to given in the past credit.Having access to financial capital would allow the poor to start or grow their small businesses. It is not a gift but a loan, to be repaid with formal interest. This sort of service is commonly entitled as Microfinance.

In the business term, Microfinance is retail banking for developing countries to provide financial services for relative poor but economically active people. Access to credit and other financial services, helps people create a more stable and sustainable income situation for themselves.

Today, microfinance organizations across the global give microcredit loans to millions of families in the poors nations, most of the loans go to women, who have proven to be uniquely qualified at growing their businesses. The loan size is usually between 50 and 150 dollars, the recipient use the loan for their small business, then pay it back with competitive interest rate. The profit is invested in health care and education of their families.

The result broke all conventional thinking, not only did these borrowers grow their business and improve their life, but they repay their loans on time. With an average 95% repayment rate which is well above the traditional banks, microfinance institutions would be able to provide those money again to other micro entrepreneurs.

In the following session, we are going to explain the term of Microfinance Intuitions which is also called MFIs.

72. Wat is Microfinanciering

7There are 1.1 billion people live on less than US $ 1 per day. For many years the question has been there , how can the poverty be alleviated. How can the hungry be feed. With all the effects to fight poverty, why is it still so prevalent in the world? Many wonder if there is any answer to these questions. Yet wherever we turn, there they are, staring back at us.

You might thought that the poor in developing countries, probably lack of working ethic, they didnt try hard enough, or they should try harder. In reality, these people work incredible hard, they have to. Because if they dont , their babies starve and people die, and life stops.

What the poor lack is the opportunity, they dont lack motivation, they dont lack ability, they need a chance to change.There are 2.5 billions of poor people around the world who have no access to financial services, the market Currently only meets 10% to 20% of the potential demand.The quicker we are able to give them support, the better.

This urgency to help the poor is exactly why Mirofinance was created. The answer to the poverty begin to cover different part of the world. Perhaps not THE solution but A solution. Microfinance is a method of helping the poor to help themselves.An idea is so simple that many were asking why it had not been tried before.

It was not a charity handout or another development program. It is something that we had been reluctant to given in the past credit.Having access to financial capital would allow the poor to start or grow their small businesses. It is not a gift but a loan, to be repaid with formal interest. This sort of service is commonly entitled as Microfinance.

In the business term, Microfinance is retail banking for developing countries to provide financial services for relative poor but economically active people. Access to credit and other financial services, helps people create a more stable and sustainable income situation for themselves.

Today, microfinance organizations across the global give microcredit loans to millions of families in the poors nations, most of the loans go to women, who have proven to be uniquely qualified at growing their businesses. The loan size is usually between 50 and 150 dollars, the recipient use the loan for their small business, then pay it back with competitive interest rate. The profit is invested in health care and education of their families.

The result broke all conventional thinking, not only did these borrowers grow their business and improve their life, but they repay their loans on time. With an average 95% repayment rate which is well above the traditional banks, microfinance institutions would be able to provide those money again to other micro entrepreneurs.

In the following session, we are going to explain the term of Microfinance Intuitions which is also called MFIs.

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92. Wat is MicrofinancieringMicrofinanciering is het verstrekken van leningen, sparen, en andere fundamentele financile diensten aan de armen.

9There are 1.1 billion people live on less than US $ 1 per day. For many years the question has been there , how can the poverty be alleviated. How can the hungry be feed. With all the effects to fight poverty, why is it still so prevalent in the world? Many wonder if there is any answer to these questions. Yet wherever we turn, there they are, staring back at us.

You might thought that the poor in developing countries, probably lack of working ethic, they didnt try hard enough, or they should try harder. In reality, these people work incredible hard, they have to. Because if they dont , their babies starve and people die, and life stops.

What the poor lack is the opportunity, they dont lack motivation, they dont lack ability, they need a chance to change.There are 2.5 billions of poor people around the world who have no access to financial services, the market Currently only meets 10% to 20% of the potential demand.The quicker we are able to give them support, the better.

This urgency to help the poor is exactly why Mirofinance was created. The answer to the poverty begin to cover different part of the world. Perhaps not THE solution but A solution. Microfinance is a method of helping the poor to help themselves.An idea is so simple that many were asking why it had not been tried before.

It was not a charity handout or another development program. It is something that we had been reluctant to given in the past credit.Having access to financial capital would allow the poor to start or grow their small businesses. It is not a gift but a loan, to be repaid with formal interest. This sort of service is commonly entitled as Microfinance.

In the business term, Microfinance is retail banking for developing countries to provide financial services for relative poor but economically active people. Access to credit and other financial services, helps people create a more stable and sustainable income situation for themselves.

Today, microfinance organizations across the global give microcredit loans to millions of families in the poors nations, most of the loans go to women, who have proven to be uniquely qualified at growing their businesses. The loan size is usually between 50 and 150 dollars, the recipient use the loan for their small business, then pay it back with competitive interest rate. The profit is invested in health care and education of their families.

The result broke all conventional thinking, not only did these borrowers grow their business and improve their life, but they repay their loans on time. With an average 95% repayment rate which is well above the traditional banks, microfinance institutions would be able to provide those money again to other micro entrepreneurs.

In the following session, we are going to explain the term of Microfinance Intuitions which is also called MFIs.

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112. Wat is MicrofinancieringMensen creren een meer stabiel inkomen doordat zij toegang hebben tot financile middelen.

Microfinanciering helpt de armen om zichzelf te helpen.

11There are 1.1 billion people live on less than US $ 1 per day. For many years the question has been there , how can the poverty be alleviated. How can the hungry be feed. With all the effects to fight poverty, why is it still so prevalent in the world? Many wonder if there is any answer to these questions. Yet wherever we turn, there they are, staring back at us.

You might thought that the poor in developing countries, probably lack of working ethic, they didnt try hard enough, or they should try harder. In reality, these people work incredible hard, they have to. Because if they dont , their babies starve and people die, and life stops.

What the poor lack is the opportunity, they dont lack motivation, they dont lack ability, they need a chance to change.There are 2.5 billions of poor people around the world who have no access to financial services, the market Currently only meets 10% to 20% of the potential demand.The quicker we are able to give them support, the better.

This urgency to help the poor is exactly why Mirofinance was created. The answer to the poverty begin to cover different part of the world. Perhaps not THE solution but A solution. Microfinance is a method of helping the poor to help themselves.An idea is so simple that many were asking why it had not been tried before.

It was not a charity handout or another development program. It is something that we had been reluctant to given in the past credit.Having access to financial capital would allow the poor to start or grow their small businesses. It is not a gift but a loan, to be repaid with formal interest. This sort of service is commonly entitled as Microfinance.

In the business term, Microfinance is retail banking for developing countries to provide financial services for relative poor but economically active people. Access to credit and other financial services, helps people create a more stable and sustainable income situation for themselves.

Today, microfinance organizations across the global give microcredit loans to millions of families in the poors nations, most of the loans go to women, who have proven to be uniquely qualified at growing their businesses. The loan size is usually between 50 and 150 dollars, the recipient use the loan for their small business, then pay it back with competitive interest rate. The profit is invested in health care and education of their families.

The result broke all conventional thinking, not only did these borrowers grow their business and improve their life, but they repay their loans on time. With an average 95% repayment rate which is well above the traditional banks, microfinance institutions would be able to provide those money again to other micro entrepreneurs.

In the following session, we are going to explain the term of Microfinance Intuitions which is also called MFIs.

123. Microkrediet, Macro impact

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143. Microkrediet, Macro impact Microfinancierings organisaties wereldwijd verstrekken microkrediet leningen aan miljoenen families in arme landen.

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16De meeste leningen gaan naar vrouwen

Zij hebben bewezen zeer geschikt te zijn om groeiende bedrijven op te zetten

3. Microkrediet, Macro impact174. Duurzaam beleggen

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19 De winst wordt gebruikt voor gezondheidszorg, educatie en onderwijs.4. Duurzaam beleggen

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215. Goed krediet

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235. Goed kredietHet resultaat is boven verwachting

Niet alleen hebben de kredietnemers een groeiend bedrijf opgezet en hun leven verbeterd, ze hebben ook hun lening op tijd afbetaald

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25Gemiddeld 97% van de leningen wordt terugbetaald

Microfinancierings instellingen kunnen dit geld weer investeren in andere micro-ondernemers

26Les 2 Klik hier voor contact