PENSIONERS’ EMAILS & FEEDBACK FROM 1st MARCH, 2015:SERIES No.97

1)Dear Sir, The mail this time, as usual, contains many matters of interest. The following attracted me particularly: . Suggestion  to 1. deduct medi-claim premium monthly, 2. provide  Mediclaim  ID card indicating eligible S.I. for the   Pensioner/family pensioner clearly stating the names of persons covered under the Floater Policy, 3. Enlist more no. of hospitals under Cashless scheme and not confine it to specified ailments/disability  as of now. I am aware these matters are already engaging  your attention.Item 7-Passage to Death  by Srinivasa Ramanan  makes sad reading and as rightly pointed out I wonder where is  the regulatory mechanism for the administration of hospitals.Yours,---------------------------S.R.Nagarajan.

2)EMAIL SENT TO PRIME MINISTER OF INDIA ON PENSIONERS ISSUES:

I bring to your kind Notice that Pensioners of Nationalized Insurance Industry are getting Unequal& Raw treatment from Govt. with regard to Pension Updation, Family Pension Updation, Super Sr. Pensioners Pension, etc. though the Govt. given such benefits to its own Pensioners. Several HCs & SC upheld Pension Updation, but Govt. files SLPs in Sup. Court again & again. Pension Scheme was notified by Govt. of India on Central Civil Service Rules but we not even invited in Wage Talks. Pl. help.

Any one can Register with PMindia.gov.in and interact directly with the Prime Minister of India.

Pl. circulate and comment !!

VK BHASINCHAIRMAN,GENERAL INSURANCE PENSIONERS ASSOCIATION

3) Referring to the post of Mr R K Viswanathan, I wish to reiterate that as it is legally upheld by the Supreme Court in the M C Jain case that Basic Pay as at 1/8/1992 has to be revised, naturally, the Basic Pension as at 1/11/1993 will also get revised upwards. Consequently, LIC will necessarily have to pay the difference in commuted value of pension for which option was already exercised by the pensioner at the inception of the scheme.I do not think there is any option for the pensioner not to receive the difference in commuted value of pension, nor can LIC decide not to pay the difference in CV of pension. As actuarially a rate of interest is also factored in while arriving at the CV of pension, logically and legally LIC is obliged to pay interest on the difference amount at least at the rate that is taken into account in the commutation factors.Among the similarly placed pensioners as Mr M C Jain, some might have expired before the CP restoration-period of 15 years. In such cases, if LIC does not pay difference in CV with interest, the family pensioners will be at a disadvantage.LIC cannot adopt different approaches for surviving pensioners and deceased retirees who are beneficiaries of the MC Jain case judgment.

At this juncture, I wish to clarify that whatever I have written earlier on difference in commutation value of pension is relevant only in respect of those who retired from 1/8/1992 to 31/3/1993( Mr M C Jain category),as for those retired after 1/4/1993, despite removal of DR anomaly, there will be no revision of Basic Pension except on upgradation from 1/8/1997 onwards as per the Jaipur judgment. With greetings,------------------------------C H Mahadevan

4)Corporate Culture:

Simply Superb Sir. Thanks for this mail----------G.Parthasarathy

This sums up the typical managerial systems of the USA. -----K.Gopalan

RESPECTED SIR, I am grateful to you for this email ,REGARDS-----AKGoswami

5) DDay 13 March 2015,NO COMPLACENCY PLEASE,UNASSAILABLE LEGAL SUBMISSIONS & HEART-TOUCHING DATA A MUST:

My God - RBK,

You are a wizard, ably assisted by CHM.I do not have words to express my feelings of gratitude. You are so well armed, well informed, chronological and summarise all that goes to win the war in SC.

How I wish, you and CHM were there along with KMLA to assist our Hon. Advocates to present our case.

Going through the several points, I felt so elated and so confident that JUSTICE will be done to us.

Good Luck and our Prayers are with you and your frontline team. 

Keep Going, Keep Growing UncleNan

6)Dear Sir, Thanks for your clear elucidation, point by point, educating brother pensioners about the great deal we are entitled to and are expecting to get.  Our Sr. Counsel  and Shri. Asthanaji  will  no doubt take due note  of them and  as stated in the conclusion, "May  Lord's invisible hand write the judgment  on DDAY for Pensioners."  

With kind regards,  -----------------S.R. Nagarajan. 

7)I wish to respond to the post in the Pensioners' Chronicle by Mr G N Sridharan:I do not quite agree that the judgment of the Single judge Bench order of Kolkata HC will help our pensioners’ cases any better than the three judgments at Jaipur HCB, PB & H HC and Delhi HC in respect of which Civil Appeals are before the Supreme Court with SC having refused to stay the three HC judgments while granting leave for appeal. We need to keep in mind that the Kolkata HC judgment has been delivered by a single judge and there is a fair possibility of appeal to the Division Bench and Review Petition as also a SLP if the aggrieved party resorts to these steps.

When all the three CAs are tagged together, in my view, it is unlikely that Delhi HC order will be upheld leaving out the other two judgments, as the Delhi HC has based its verdict on the Jaipur HC Bench Order. If Delhi HC Order is to be upheld, then per force the Jaipur Bench Order has to be upheld by the Supreme Court and along with these, the PB & H HC order as well. Only then the real benefits will flow to all pensioners, both pre August 1997 and post July 1997 retirees.

By now it is very well known that LIC was only willing to remove DR anomaly and provide equitable neutralisation to pre-August 1997 retirees which decision was however held back after the 12/1/2010 judgment was delivered by the Jaipur Single judge Bench. If more focus is given on implementation of the Delhi HC judgment relegating the other two judgments, there is every risk of LIC getting away with its own interpretation of the LIC Board Resolution and the judgment and ending up with paying less than what they were legally obliged to do as we had experienced from the payments made in the Jaipur & Chandigarh HC Registries under the contempt petitions before the two HCs.

If Jaipur HCB and Chandigarh judgments are implemented, the benefits that flow to all the pensioners will be much more than what has been sought in the WP in the Delhi High Court. So the endeavour of all the three counsel will have to be to concertedly ensure that all the Civil Appeals are dismissed which will be the only

way in which the interests of the entire fraternity of pensioners will be admirably served . With greetings,----------------------------C H Mahadevan

8)i)Dear ShriKrishnaswamy, As you are aware, Shri. V.C. Jain, our Ex G.S. expired on 5.03.2015 In order to offer condolence on behalf of AIRIEF, I went to Indore on 8.03.2015, met his sons, widow and family, offered condolences on behalf of AIRIEF and myself and prayed for the peace of departed soul I returned to Bhopal in the evening With regards, ---------------------------------------S.S. Saxena

ii) We the members of Insurance Pensioner's Association, Delhi(NCR) Division express our deepest condolences on the sudden and sad demise of Sh.V.C.Jain, Former General Secretary, AIRIEF.

Words are not sufficient to express this big loss to AIRIEF. Sh. Jain Saheb had always been prompt in his actions and in communication either through E-mail or mail or cell phone. We stand by the family in grief.

May the Almighty give strength and courage to the bereaved family to bear this irreparable loss.

We pray to Almighty God to grant eternal peace to the noble soul.D.D.Gupta and MembersInsurance Pensioner's AssociationDelhi(NCR) Divisioniii)

*

iv)Please accept my heartfelt condolence on the sad demise of a valient campaigner and fighter Mr VC Jain. May God grant peace to the departed soul. LICIans will always remember his contribution and the pains of his loss.-------------------Dharmendra Kumar

v)Thanks for your mail dated 6/3/2015. We the pensioners of Visakhapatnam division of LIC and members of AIRIEF deeply mourl the sad and untimely demise of our beloved leader Sri.V.C.Jain. We pray the almighty to bestow peace and rest to his soul. We firmly believe all the good work done by late sri V.C.Jain will certainly yield fruits to all lic pensioners fraternity through the historical verdict expected from the supreme court on 13/3/2015. We convey our condolences to you to the family members of late V.C.Jain. With Warm Regards, M.V.RAMANA, PRESIDENT, RETD LIC EMPLOYEES ASSN,VISAKHAPATNAM DIVISI

vi)CONDOLENCE.It is really shocking to learn that the treacherous and cruel hands of ' Death ' have snatched the precious life of V.C.jain yesterday night. He had been an uncompromising and stead-fast leader in our Kuruchetra War against the onslaught of unlawful,unethical,substandard and narrow-minded methods adopted by the Orthodox Rulers against their own erst-while employees and law-abiding subjects.He has been our All India General Secretary for three terms consecutively and has deeply marked his presence in chalking out acceptable, progressive and purposeful counter steps to arrest the evil designs of the bureaucracy. The sad news  gives us pain further to infer that he had been carrying out his assignment for the welfare of our pensioner colleagues, bearing and without letting out his physical sufferings. His services will ever remain green in our memories. Members of Madurai Unit of AIRIEF condole the unexpected demise of V.C.Jain and Pray Almighty to give sufficient strength to the family members to bear this irreparable loss. May the departed soul rest in peace-------- B.Angurajan,All India Organizing Secretary,AIRIEF 

vii) hearing the news I have  come to Indore and today attended the uthawana and conveyed condolence on behalf of Airief.-------- Ramesh Chandra Bhatt

viii)Dear All,It is really very saddening  and painful for all of us.  Words are hard to find to express our feelings.He has left the footprints for all of us to follow.

We pray to GOD to give strength to the family and peace to the departed soul.--------------------------------------Upendra Vajpayee,Lucknow

ix) I AM VERY SORRY AND SHOCKED TO HEAR THE NEWS OF SAD AND SUDDEN DEMISE OF Mr V C JAIN AT !0 P.M YESTERDAY.MY HEARTFELT CONDOLENCES TO MEMBERS OF THE BEREAVED FAMILY.MAY HIS SOUL REST IN PEACE.Mournfully yours,------------------ C H Mahadevan

x)I am deeply saddened to know the sad demise of Shri V C Jain, Ex General Secretary, AIRIEF. Shri Jain's contribution to AIRIEF and the pensioners fraternity is incredible. He has been active till his last day. He is known for his caring and supportive nature and pleasant manners. His sad demise is great loss to us. I pray the Almighty to bestow peace to the departed soul and give courage to the bereaved family to bear the irreparable loss.

---------------------------------------------------------------M P Agnihotri.

xi)I was shocked to learn the sad demise of Sri V C Jain, former GS of AIRIEF. He was holding the reign till Bangalore conference.

His acumen and assistance to Sri KML Asthana ji has brought many laurels in the form of Jaipur HC and SC judgements. It is very sad that he is not alive to see the final outcome of the SC case and reap the fruits of it.My heartfelt condolences to all AIRIEF members and also to the bereaved family members.MAY HIS SOUL REST IN PEACE.

Yours sincerely,---------------- C T JOSHIxii)Deeply shocked to hear the sad demise of V.C.Jain.we will always miss his shayeri.Kindly convey my hearfelt condolences to the bereaved family.---  K.S.Raman

xiii)This morning, We have received the shocking news of sudden sad demise of VC Jain. Till a few months' back, sri VC Jain was the General Secretary of AIRIEF.During his tenure We had the numerous occasions of interactions over telephone on the issues relating to the concerns of the LIC pensioners. No longer, we will receive calls from him, emails from vcindore@gmail.com, copies of AIRIEF Bulletins.He was very much optimistic of the positive outcome of the ongoing legal batte on the pension case. May his soul rest in peace.

LIC RETIRED CASS-I OFFICERS' ASSOCIATION, KOLKATA pays its respectful homage to the memory of ate VC Jain. We offer our condolences to the members of the bereaved family and to AIRIEF.

Subir Kumar Mazumder----General Secretary

xiv) Kishore Sir ,We are all very much pained to hear the sad demise of our Ex. General Secretary Sh .V C JAIN and we offer our heartfelt condolences to the bereaved family .Kindly convey our respectful regards to the family members of Sh Jain sahib .

Destiny has snatched away a brave warrior who toiled relentlessly for the cause of pensioners and it happened at a crucial time .Let us all , the soldiers of AIRIEF  emulate the sacrifices of leaders like Jainji .RLICOA   Kozhikode Division pray for his soul to rest in eternal peace .Mournfully---------C M Gopalakrishnan ,Secretary

xv) sad to hear the demise of Mr  Jain- may his soul rest in peace.------R.Venugopal.

xvi)RBK - Tributes-cum-obituary you have paid to late Shri V C Jain are heart-rendering. One can imagine the genuineness of loss and void which is created by passing away of such dear friend and colleague. My deepest sympathies are with family of Shri Jain and entire fraternity of pensioners. One could have wished if he had survived to witness the joy and happiness of pensioners after the Apex court hopefully passes favourable judgment due shortly for pension up-gradation etc. for which his contribution was note-worthy. May his noble soul rest in eternal peace ! - Harish Ganatra

xvii)it is very very shocking news to all of us .it is irreparable loss toAIRIEF.IT IS A BITTER LOSS.It will take time to reconcile.this bitterloss.we pray to the almighty to provide peace to the departed soul andstrength to the family.--------B.S.Verma,Joint Secretary,AIRIEF, Meerut.

xviii)TRIBUTE TO SRI .V.C.JAIN, Former GENERAL SECRETARY, AIRIEF

1)Time &Tide wait for no man.Time is  a great healer;Time is a great destroyer too.This reflection is never more true than in the case of our beloved & affectionate Sri VCJain.Little did we expect that the cruel hand of Fate will snatch him away from our midst so soon.We have mixed & mingled with him,so close, so intimate, so

personal, so touching, full of warmth,love,kindness that he was a personification of.  Pensioners community owes a deep debt of gratitude to him

2)It is no easy going for top Office-bearers of any organization.Pensioners’ Federations work & assignment is more complex, more haphazard,less organized,less powerful,more arduous,more loose-knit.The job of a General Secretary calls for deftness,delicate balancing of power & authority,more suave & friendly,less task-oriented ,less disciplined,less orderly & so all the more demanding & summoning all skills of ingenuity, power of talking,command of writing, stirring Appeals to brothers & sister pensioners,& in general endeavouring to spread the organization tentacles far & wide geographically & creating more & more units,RIEAs in our parlance.

3)It can be imagined as a Herculean task or atbest a trapeze ,trial & error method, or no trials & all error.It can be a significant success or a downright failure.We, as Indians ,are more prone to stick on to ordinary way of living & leading than to an ambitious,professional touch of a born leader or acting as a  change-agent inducing synergy throughout the rank & file of the organisation .

Sri VCJain endeavoured to the best of his ability to be more than ordinary,made all significant attempts to reach extraordinary, believing & pursuing the simple but profound saying of Indira Gandhi,that ‘ I do not want people to do any extraordinary things,but I certainly want all of you to do ordinary things in an extraordinary manner’ ,she added significantly & pregnant with meaning, ‘the difference between ordinary & extraordinary is that little EXTRA ‘.Throughout his indelible innings as General Secretary from 2008 to 2014, 3 terms of 2 years each & 6 long years,VC, as I affectionately called him,he bore the brunt of the struggle  of AIRIEF scaling new pathways,new methodologies,new Booklets,Souvenirs galore, AIRIEF Circulars issued in a  methodical manner ,his Indore Unit  RIEA Newsletter Bima Sandhesh,with his characteristic Hindi & Urdu  couplets &striking,stunning phraseology,so captivating to all.This, we remember & recall, ‘it has become Mahabharat yudh for us.This is the last battle & should not be a lost battle  for lack of finances.Finance plays a vital role.Everyone has to give Aahuti in this Mahayagnya.Not only the pensioners,working employees will also be benefitted in future.                Aasman me kitni,udane baki hain,                Jeevan me kai imtihan baki hain,                Abhi to napi hai mutthi bhar jami hamne,

Abhi to sara Aaasma baki hai  ’ 

4)VC took lot of pains in communicating the final happenings after every Court case to all.He was in regular & constant touch with me.I felt privileged to work as information beaming,seeking advice or strategy,wanting better liaison & coordination,avid to enhance membership, especially after we secured full & correct data of pensioners in  September,2013 from LIC CO.He wanted AIRIEF House Magazine Varistha Vaani to break new grounds & to be a real communication crusade & to this task, he sent his message & appeal to all pensioners & RIEAs.He secured good help from local Joint Secretary & Treasurer.With good membership of Indore, & real good volunteers to assist round the clock,missing at many places,he strove hard to ensure audited Books of Accounts regularly.Thanx to his followup for legal fund donations & earlier Gratuity arrears levy ,he could ensure a significant buoyancy of revenues & indeed from a paltry,pigmy like budget & Revenue/Expenditure  & Asset/Liability statement to a stream of surplus , breathing an aura of respectability,unlike Central govt finances with fiscal deficit.He had the profound partnership & friendship of the former President Sri SKShukla,whose rein was for 8 years, whose guidance & advice was always available at any time to steer the AIRIEF to greater & greater heights of glory.Like Dhoni Captain Cool, Sri SKShukla was Captain Cool AIRIEFwith his wit & wisdom & proficiency in English & Hindi with an air of warmth & camaraderie

I recall the hard,persistent, patient work myself & VC  did for release of the 2 invaluable BOOKLETS Kurukshetra & Charter of Demands,45 days of daily inputs to me from his Printers & scrupulously I exerted to avoid Printers devil.That saga of sacrifice for pensioners fraternity, I cannot forget.VC correctly added in COD :Our Expectations:Health, Happiness & Harmony.Even in RAIPUR Office bearers Meeting on 19th January,2015,he released the latest AIRIEF Constitution as amended upto 19October ,2014.From Jabalpur to Ujjain to Ahmedabad to Bengaluru,AIRIEF EC/GC venues bi-annual,it was a long journey.Ujjain VC revelled in

Cultural programme,Hindi film songs to full hearts content & ecstacy & a picnic unforgettable.Last few months, he was aggressively busy in the final preparation of accounts & transfer of all records to new AIRIEF Secretariat,Bengaluru.Even updated statements with full details of legal fund & allocation were given to us at Raipur.From room to room, he went & had pleasantries exchanged with OBs

5)VC had health problems, mainly skin disorders serious,itching & irritating;he resorted to all forms of alternate medicine.He had an accidental fall from scooter & that proved to be grievous.We witnessed the plight when Bengaluru friends arranged special chair to extend his legs fairly in comfort.Whenever I spoke to him, I enquired about his health position.

It is a bolt from the blue when we got the news from Sri G.Krishnaswamy,Bengaluru about his sudden demise after a severe attack of brain haemerrohage.He passed away at 10pm yesterday.The news was shocking.Fate has snatched him away from all of us.We bow in reverence & regard for all the multi-dimensional services he rendered ,as a social service with sacrifice of time, labour & energy,all for the good cause of pensioners welfare & progress .Our sincere & heartfelt condolences to the bereaved family.May his soul rest in peace,May the Almighty shower strength,courage  & fortitude to his family to bear this irreparable loss.Mournfully,   ----------- R.B.KISHORE,VP,AIRIEF                   Sri VCJain Tel :0731-2497323 M:094066 28570

xix) heartfelt condolences .sri Jain’s demise is a great loss for assn and their fly. May the noble soul rest in peace and guide us in future-----R.Thiruvenkataswamy

9)Ref: 2015/020 8/3/2015

The Office Bearers/ Central Committee Members/ State Body Chief

A.I.B.R.F

Dear Sir Re: Kolkata High Court Decision on 100 percent DA

As you are aware, Kolkata High Court has recently delivered judgment on the writ petition filed by United Bank of India Retirees Welfare Association Kolkata & Others in the matter of 100 percent Dearness Allowance to pre-November 2002 retirees.

2.The court has directed Board of Directors of United Bank of India to take reasoned decision in consultation with Government of India & Reserve Bank of India in the light of findings and observation given in the judgement regarding payment of 100 percent Dearness Allowance to pre-2002 retirees by 30 th June,2015.

3. While delivering the judgement, the court has observed that policy and service conditions of the respondent bank for payment of dearness allowance to pre-2002 retirees is arbitrary and discriminatory. The court has further observed that United Bank of India being under the control of Reserve Bank of India it was incumbent on it to follow RBI policy with regard to payment of dearness allowance because regulations of RBI has been accepted by the respondent bank in 1993 regulations and 1995 regulation did not expressly repeal this principle. The respondent bank has all the more reasons to follow RBI circulars granting 100 percent dearness relief to pre-November 2002 retirees with retrospective effect from February, 2005.

4. It may be state that in 1993 Unions and IBA had entered into settlement wherein under clause 6 it was stated that dearness relief to pensioners will be granted at such rate as may be determined from time to time in line with dearness formula in operation in RBI. IBA was ignoring and refusing to

implement this clause of the settlement. Now Kolkata High Court has given fresh legal sanctity to this clause of the settlement.

5. We wish to convey our heartiest congratulations to our affiliate, United Bank of India Retirees’ Welfare Association and its leadership for this successful legal fight.

6. We understand that UBI Retirees’ Welfare Association is issuing necessary legal notice to the Bank Management, Government of India and Reserve Bank of India to pass necessary order to grant 100 percent dearness allowance to pre-November 2002 retirees as per the relevant circulars of RBI in the light of observations made by the high court before 30 th June, 2015, the last date fixed by the court for this purpose.

7. We are keeping close watch on the developments in the matter and take necessary action at the appropriate time at our end.

With Regards Yours Sincerely --- ( S.C.JAIN ),GENERAL SECRETARY,AIBRF, Indore

10) My response to the points made in the letter of Mr G N Sridharan(M.C.Jain caase)

Mr G N Sridharan states that the Federation would not like to go into how LIC had arrived at the reported amount that was settled. Knowing as we do that LIC can go wrong in their calculations as was experienced in the case of the petitioners in the Jaipur and Chandigarh cases, can we be sure that LIC would have paid the correct amount to Mr M C Jain in the absence of the verification of their calculation sheets? If LIC’s calculations prove to be wrong and inadequate, is it the view of the Federation that similarly placed retired Class I Officers should also be content with a paltry amount even if LIC takes a broader view and makes similar settlements to them? Is it not necessary for the Federation to ensure that the concerned retired officers get the arrears of the right amounts legally due to them in terms of the Jaipur judgment? More so when the Federation has collected Rs 1000 each from a number of such members towards the legal fund contributions to take up their cases?

Now that the dismissal of SLP in the Supreme Court has brought finality to the issue, I do not think there is any relevance for the pending Kerala HC case except to obtain an ‘in rem’ decision for settlement. I feel that the Federation should forcefully persuade LIC to make settlement of the right amount due to similarly placed retirees.I have heard a grapevine information that LIC has issued instructions for payment to similarly placed retirees. But I cannot confirm it authentically unless some similarly placed retiree officer actually receives the information of settlement.With greetings,-----------------------C H Mahadevan

11) SRI. KISHORE JI, I AM SURE THAT THIS FAVOURABLE DEVELOPMENT MAY TURNUP TO BE A POSITIVE PRECURSOR TO THE SHAPE OF THINGS TO EMERGE ON THEMUCH AWAITED DAY OF 13 MARCH 2015 IN SUPREME COURT WITH REGARD TO OURCASE SCHEDULED TO COME UP FOR FINAL HEARING ON THAT DAY.LET US HOPETHIS WILL BE A MEMORABLE DAY AND A MILESTONE IN OUR ACHIEVEMENTS

WITH WARM REGARDS, ----------------------JALARAMAIAH

12) Dear Mr Kishore. The operative part of the judgment states:

"I direct the Board of the respondent bank in consultation with the Central government and the Reserve Bank of India to take a reasoned decision, in the light of the above observations and findings regarding payment of 100% dearness relief to the pre November-2002 retirees’ of the respondent bank by 30th June, 2015."

But all the wage revisions  in the Banks are finalised through Bipartite settlements with the IBA.I wonder how the IBA has not been mentioned in the order.Besides, it is a Single Judge Bench Order. So we cannot rule out the order being appealed against in the DB followed by a Review Petition as happened in the Jaipur case. All this legal process may be time consuming.May be  the CAs in our cases  will be decided earlier!

Kind regards.----------------CHMahadevan

13)Dear Sir:I am forwarding herewith the judgement in the case of SBI VRS Retirees

by the Supreme Court of India holding that those optees who completed 15 plus yearsof service are entitled for Pensionery Benefits.

With regards, -------VK BHASIN

b)From: kamalshakthi@yahoo.com ,Subject: SBI SVRS

SBI-VRS2001 Optees.....CIVIL APPEAL NO.2463 OF 2015[Arising out of S.L.P. (Civil) No. 3686 OF 2007]The Supreme Court orders SBI to grant of Pension for those optees who had completed 15+years of service!''' I direct the appellant Bank to grantpension to the employees seeking voluntary retirementunder the SBI-VRS after completing 15 years ofpensionable service. Therefore, the respondent RadheyShyam Pandey, having completed 19 years 8 months and18 days of service, respondent M.P. Hallan, havingcompleted 19 years and 4 months of service and therespondent R.P. Nigam, having completed 16 years and6 months of service, become eligible for pension asper the amended Regulation 28 of Employees PensionRules, 1995. By virtue of power vested in this Court under Article 142 Constitution of India, I hold thatthe pension relief is also extended to all the otheremployees who have availed SBI-VRS 2000 after havingcompleted 15 years of pensionable service-------------- Justice Dipak Misra(Posted by Sri C N Prasad . Civil Appeals filed by our Bank in respect of SBMVRS (in respect of restoration of 5Years benefit) are likely to be heard on 7/4/2015.)

14) My dear Kishore,In view of this fact it is important that amount of arrears of persons 80 or over are not taxed, from the age they are 80 or over, in view of their exemption limit being 5 lacs. I hope as soon a decision is taken about payment of arrears this matter is taken up with management as well as finance ministry. Other arrears can be clubbed together and taxed in the last year keeping their exemption limit of 5 lacs in mind.

As a matter of fact I would also say that arrears of over, say 5 years, should not be taxed in view of rise in cost of living. Tax should be collected from LIC unless they are paying arrears with interest, which is unlikely.I hope the Association will this in mind. We should not have to run after income tax department to claim refund.With best wishes-----------------------------------------B.D.Bhargava

15)SO GLAD to convey AIRIEFWEBSITE airiefvision.wordpress.com Hits cross=20,000 on 11th March,2015 in so short a time from 21 January 2015Our pranams & thanx to all visitors,Elders, Pensioners, Sr Citizens & others for having chosen to visit this multi-dimensional website planned, strategised, designed by Sri Ramanan, Coimbatore & assisted by Madurai S/Sri Angurajan, MPSubrahmanian & RSSubramanian

Enjoy the communication crusade,let us get enlightenment & entertainment wth the array of topics & disciplines inserted Daily with vigour & fervour, devotion & dedication, care & concern.  FORM, INFORM, REFORM, TRANSFORM & PERFORM is OUR MOTTO to create  INSIGHT,FORESIGHT & HINDSIGHTJoin this journey from mediocrity to Excellence,ordinary to Extraordinary,visit atleast twice DAILY as we insert ,on an average 20 delectable.utilitarian news & info,so invalauble to elders & pensioners.Absorb & assimilate & radiate to others,inform others of our website,to know all latest developmentsGreetings & profound thanx---,R.B.KISHORE,VP,AIRIEF

16)All prayers done with devotion sincerity dedication and purity of heart always result in fulfilment of innermost desires.There is least doubt that Sushri Seetha's prayers combined with your personal detached efforts will yeild 101% favourable verdict on (not unlucky !) Friday 13th !(Just purely personal ) - I am born on Friday 13th (1934) and consider myself very lucky in life as all through last 8 decades everything has worked very well in all respects for me & family ! I join with my own prayers today for the success of all of you on 13th March at Apex court. Hari Om !!! ----------------------------------------------- Harish.Ganatra

17)Your herculean,untiring, sincere and concentrated efforts  and Madam's prayers and vilakku pooja should definitely brin--------------Y.Bhagyanath..

18)All these only go to show that divinity should get infused into our human efforts- of course with all patience and perseverance-to achieve justice for pensioners.Kind regards.--------------------------CHMahadevan

19) Respected Sir,I have gone through your mail PRAYERS..... and the 5 photos sent by you.

It is really great that Mrs. Seetha kishore is praying for the benefit of all Pensioners' of LIC.Very definitely, Prayers have immense power, when they are performed with faith and conviction. Pensioners' long wait will come to an end in 2015, is definitely good news for all those whose pension is not upgraded for the last more than 2 decades.

LET EACH AND EVERY PENSIONER PRAY ON THE COMING FRIDAY, WITH FULL FAITH AND CONVICTION. GOD IS ALWAYS THERE TO HELP.

Thanking you Sir, Yours Brotherly,, --------------------C T JOSHI

20)IT IS REALLY GREAT OF U AND MADAM TO HAVE ARRANGED PUJA FOR  THE WELFARE OF ALL THE PENSIONERS. ONLY KISHORES CAN THINK N DO SO MUCH.WE JOIN U BY PRAYING AND JOINING U  ON THIS AUSPICIOUS OCCASION.PRAY TO ALLMIGHTY FOR SUCCESS IN UR ENDEAVOURS FOR PENSIONERS.OURSINCERE AND HEART FELT PRAYERS FOR POSITIVE OUTCOME  OF UR EFFORTS

With Best Regards-----------------M.S.Sachdeva

21)a) Dear sir,The mediclaim floater policy is introduced from last year with compulsory  sum assured of Rs.3,4,6 lacs as per category 3,2,1, of  the pensioner while in service.The premium rebate of 75% and also exorbitant increase of mediclaim treatment,many of the pensioners have opted for higher sumassured.It is experienced that opting for the higher sumassured,if the pensioner dies,it become difficult  to pay the premium from family  pension and at  times it may  be more than monthly family pension.In view of the above it is absolutly necessary to allow the spouse to reduce to her mimum paying capacity from her monthly pension.Hence present  rule that,ONCE THE S.A. IS INCREASED WILL NOT BE ALLOWED REDUCTION"" should be changed to "ONCE THE S.A IS INCREASED WILL BE ALLOWED ONLY TO THE SPOUSE OF A DECEASED PENSIONE IMMEDIATELY TO HER MINIMUM PAYING CAPACITY FROM HER MONTHLY PRNSION"PLEASE CONSIDER AND TAKE UP THE MATTER AT YOUR EARLIEST.YOURS FAITHFULLY ---------B.P.BUCH ( RAJKOT)

b) Good point ,thinking helps to find out some deficiencies, if any,You are doing a signal service to AIRIEF by way of suggestions, charts & tables,No 1 in cent per cent membership,great great achievement, we laud ur efforts in progressive & constructive thinking:You are categorized & designated as AIRIEF Brand Ambassador,rightly

Please refer to CO Circular dt 28April 2014,Para 9

“9.    Once an employee/retired employee opts for increased Floater sum insured, he/she will not be allowed to lower the total Floater sum insured.  However, he/she can reduce the total Floater sum insured proportionately to the next available total  Floater sum insured on exit of any member by way of death/ineligibility but compulsory Floater sum insured will remain same.  For example: if any family of four members is covered for total Floater sum insured of Rs.20 Lakh and one member exits  due to his/her ineligibility on next  renewal, employee can reduce total Floater cover from 20 Lakh to 15 Lakh.  For the same coverage if number of members is 5 then proportionate reduction in total Floater cover on exit of one member will be Rs. 4 Lakh but cover for Rs.16 Lakh is not available.  Therefore, employee will have to go for next available total Floater cover of Rs.20 Lakh.

You are advised to ensure that retired employees and spouse of deceased employees/retired employees are informed about the premium rates and availability of the option for increased Floater sum insured.”

So,this possibility has been contemplated & a reduction to next lower SA is provided. Original premium, after death of Regular pensioner, gets reduced PLUS CO circular allows shift to lower slab.It is possible that one single deduction of a lumpsum may affect some, but after this payment or where ZOs allow 3 or more deductions from pension, things may settle down.I also spoke to SZO OS/Per& mediclaim section & they confirmed this proviso,very useful, not dogmatic to insist that shift to lower SA shall never be allowed.If any other consideration is needed, please revert back ,whereupon, we can jointly find a solution---R.B.KISHORE,VP,AIRIEF

22)RespectedSir, Sri R. Ramakrishnan Sirs blog was so nice. In simple, easy understandable facts about LIC. Really he is a genius Actuary. God gives him great strength and health.My respects to Mrs. R. Ramakrishnan. ----------Subrahmanya Kumari

23)Dear Shri ASTHANAJI, I hope and wish that you are in the best of your health and strength .I am happy to go through the comprehensive analysis and synopsis and summary of Pensioners’ problems and court cases made out by Shri R.B Kishoreji. We were rejoiced by the Historic Judgment dated 12th January 2010 of Jaipur High Court and equally were rejoiced at the dismissal of the appeal against to Judgment by LIC of India on 21.01.2011 and our happiness went high at the time of the dismissal of Review Writ at the hands of Jaipur DB on 19.08.2011. Our joy hovered high on 08.08.2013 when the Honble Supreme Court dismissed LIC’S two Special Leave Petitions No.29956 and 29957, one against 100% neutralization of DA and another against updation of pension .Despite of all these the cruellest of the cruel act of LIC against the aged pensioners is still continuing. The LIC is indulging in mockery of Judiciary and making the contempt of court by seeking repeated adjournments .The Honb’le Justice Mr.M.N Bhandhari ordered LIC of India to implement the decision of the Board taken on 24.11.2001 without any further delay, LIC of India is not playing an intelligent game but playing a dirty trick to delay the delivery of justice On 14.11.2011,the Supreme Court granted 10 weeks time to calculate and deposit to amount due to the employee pensioners .But nothing has happened and it is a pity that the Judiciary is convinced on their reply .How?

The Supreme Court must be convinced on all these counts on 13.03.2015 and we must be

able to get a flawless order from the Supreme Court directing LIC of India to deliver the justice

within a reasonably short time limit to the ever dying aged pensioners. It must be ensured that no

adjournment is granted and no time is granted to calculate and settle the arrears due to the

pensioners .The Judgment of various courts have cast a liability on LIC of India and they must have

made a statutory provisions for their liabilities at the end of every financial year since 12.01.2010

Otherwise it will be tantamount to the contempt of the courts!

With kind regards ----------N.Kasilingam,Tuticorin

24)DEAR SIR, IT IS INDEED UNFORTUNATE -THE HON. SC HAS ADJOURNED OUR CASE AGAIN DESPITE A NOTE  FROM  SUPREME COURT THAT"

"IT WILL BE APPRECIATED IF THE LEARNED ADVOCATESON RECORD DO NOT SEEK ADJOURNMENT IN THEMATTERS LISTED BEFORE ALL THE COURTS IN THECAUSE LIST.'(Dated 13.3.15) "   

I APPEND BELOW  AN EMAIL FROM MY ARCHIVES SENT BY LATE SH SP SOOD ON 3RD DECEMBER,2013.THERE IS ONE VERY PATHETIC BUT APPROPRIATE LINE My Lord......Naa to koi sachai ke liye larhne wala rahega aur naa hi insaaf maangne wala... WHICH MEANS   my lord -(IF THERE ARE ADJOURNMENTS ONLY), THERE WILL REMAIN NO   PETITIONER NOR ANY BODY   TO SEEK OR EXPECTING JUSTICE.   ABOUT 40% OF THE PENSIONERS HAVE ALREADY LEFT THIS WORLD WAITING FOR JUSTICE. PENSIONERS ARE DISHEARTENED AND DEPRESSED. WE CAN  ALSO FEEL THE PAIN, AGONY & SUFFERINGS OF THOSE LIKE SH KML ASTHANA & OTHERS WHO HAVE TO WORK HARD AND TRAVEL LONG DISTANCES IN SPITE OF THEIR NOT SO GOOD HEALTH TIME AND AGAIN FOR THE LAST MANY YEARS AND AT A VERY HEAVY COST.CAN WE EXPECT ANY CHANGE IN THE LEGAL SYSTEM FULL OF  INBUILT INTRICACIES CAUSING UNDUE & UNCALLED FOR DELAYS IN THE DELIVERY OF JUSTICE WHICH IN TURN  IS EATING PRECIOUS LIVES DAY BY DAY. ANYWAY WHAT CANNOT BE CURED MUST BE ENDURED. WISHING GOOD HEALTH TO ALL.WITH KIND REGARDS.,-----------------H K AGGARWAL.------------------------------------------------------------------------------------------------------------------------------------------------b)  FROM LATE SH SP SOOD.Date: Tue, 3 Dec 2013 16:12:45 +0530Subject: TAARIKH PE TAARIKH........!Here are much quoted dialogues by Sunny Deol ..who appears as an Advocate in the climax court room scene of a socially relevant Hindi film "DAMINI" .. When Hon'ble Judge was goingE to give another adjournment,  Sunny Deol intervenes and laments:"My Lord ! taarikh dene se pahle main kuchh aarz karna chahoonga...Pehli taarikh pe kaha gaya ki Damini paagal hai........doosri taarikh se pahle Urmi kaa khoon ker diya gaya.........Aaz aap fir  tarikh de rahe hain.....My Lord......Naa to koi sachai ke liye larhne wala rahega aur naa hi insaaf maangne wala...reh jayegi sirf taarikh...Aur yahi hota aya hai My Lord....Taarikh pe taarikh.....taarikh pe taarikh....taarikh pe taarikh....taarikh pe taarikh...milti hai sirf taarikh....lekin insaaf nahin milta My Lord...insaaf nahin milta.. milti hai sirf taarikh...Kanoon ke dalalon ne taarikh ko ek hathiyar ki tarah istemaal kiya hai My Lord.............Log mur zatey hain....reh zati hai sirf tarikh.....

Log insaf ke liye apni zamin bech detey hain...aurten apne gahne bech deti hain...milti hai sirf taarikh...

Maheeno...saalon Court ke chakker lagatey lagatey kai fariyadi....bun zatey hain sirf taarikh......".( No punch intended though out of about 45000 pensioners, about 13000 have already died ..... )S.P.SOOD

25)Dear Sir: Thanks for your mail.

It is a strategic fight. We must focus on our strategy and make best of effortsto seek justice from apex court of law. For that patience is required.

It is well within every one's knowledge that the system of law is being abused manya times. 

The Courts in India are also working under a great stress and strain. 

The Government of India who should normally administer justice for the public is themselves a party to deny justice.

Regards, ------------------------ VK BHASIN

26)a)So, our misery & inconvenience does not count ?--------B.D.Bhargava

b) 1)WHO WILL WIPE THE TEARS OF THE WIDOW? FAMILY PENSIONERS HAVE JUMPED FROM 18 % TO 38% OF REGULAR PENSIONERS,IT HAS CROSSED 15,000

WHEN NOONE HAD THE FORETHOUGHT & COURAGE, SRI KMLASTHANA TOOK UP DR DISCRIMINATION IN   6676/1998No OTHER PENSIONERS FEDN ROSE TO THE OCCASION !!

2)MYSELF, CSMURTY THEN GS AIRIEF , JKKARULKAR, PRESIDENT HCMEHTA, HON CHAIRMAN,AIRIEF SRI SUNIL SASTRY ,IN A MARATHON MEETING FOR 110 MINUTES FOR PENSION UPGRADATON  FOR ALL, REMOVAL OF DR ANAMOLIES FOR PRE 8/1997 PENSIONERS, IN AUGUST 2001,WITH SRI GNBAJPAI,CAMPED IN MUMBAI FOR 4 DAYS, MET ALL INDEPENDENT BOARD MEMBERS, SUBMITTED LOSS OF PENSION CHARTS,WITH LUCID NOTES,& LO, AFTER DR KHANNA BOARD MEMBER RAISED THE QUERY ,SAW THE BIRTH OF FAMOUS LIC BOARD RESOLUTION DT 24 NOV 2001, WHICH ALL MY BANKER FRIENDS & ASSNS HAIL ,AS THEY DONT HAVE ONE SUCH & PORTRAY AS THE BEDROCK OF OUR MODEST DEMANDS & A SURE SHOT AT VICTORY COUPLED WITH EXTENDED LOGIC & JUDGEMENT BY HON SJ BHANDARI, JAIPUR HC.

HE LATER TOOK UP PENSION UPGRADATION CASE IN 654/2007

AFTER LOT OF SITTINGS & HEARINGS, IN WHICH EVERY DRAFT, WHATEVER,KMLA USED TO SEND TO ME FOR CORRECTION/MODIFICATION/DATA INCLUSION ETC, WE WORKED SHOULDER TO SHOULDER.

SO, WE CHRISTENED IT AS KURUKSHETRA LEGAL BATTLE

3)I ,IN SPITE OF DOMESTIC DIFFICULTIES, AS WE HAD TO LOOK AFTER BACHELOR BROTHER WHO SACRIFICED HIS LIFE BY REMAINING IN CHENNAI TO HELP OUR AGED

FATHER/MOTHER/AUNT & LATER, MYSELF & MRS SEETHA KISHORE HAD TO NURSE,MY MOTHERIN LAW WHO FELL DOWN, HAD A FRACTURE,2 LADIES RS 8000 12 HRS EACH, RS 7000 PM MEDICINES AS SHE WAS A HEART & DIABETIC PATIENT, POTENTIAL VOLCANO,A DEADLY COMBINATION,LATER SHE SUCCUMBED.EARLIER BACHELOR BROTHER WHO WAS WITH ME FOR ABOUT 23 YRS ALSO PASSED AWAY.WE DID SERVICE WITH A SMILE, NO REGRETS. MUCH MUCH EARLIER, WE WERE A JOINT FAMILY OF 23 !!

4)YET I BATTLED, PREPARED THE 52 PAGE BOOKLET , 7 MONTHS ARDUOUS COLLECTIONS,MY ARCHIVES,TREASURE KURUKSHETRA BOOKLET & CHARTER OF DEMANDS 24 PAGE BOOKLET & PRESENTED AT AHMEDABAD EC/GC MEETING ON 1,2,3 NOV 2012 8TH BIENNIAL GC OF AIRIEF 

5)WHERE IS ACCHE DIN ANEWALA HAI, ONLY INSCE BILL PASSED,CHORUS OF RSS/VHP MEDDLING, ONLY POSITIVE RAY IS DEFENCE MINISTERS PERSISTENCE OROP ANITHER 5 JUDGE BENCH OF THEN CJ RMLODHA & NOW ALLOTTING NEAR 10,000 CRTODAY LIC HAS EARNED RS 27,000 CR BONANZA IN SHARE MARKET, I PHONED & TOLD ASTHANAJI.WHAT IS RS 1600 CR FOR 15 YRS FOR LIC,PEANUTS IT IS

OUR PATIENCE & PERSEVERANCE WILL BE TESTED TILL WE SCORE FINAL VICTORY, THERE ARE NO SHORT-CUTS GREETINGS,----------- RBKISHORE

27)IT IS INCORRECT THAT MR NIDHISH GUPTA AND MR SINGHVI

AGREED TO THE POSTPONEMENT. MR SINGHVI AND PANIGRAHIWANTED THE TIME UPTO END OF APRIL WHILE MR NIDISHGUPTA OPPOSED AND LATER ON UNDER THE DIRECTIONSOF THE COURT, THE CASE HAS BEEN DIRECTED TO BE LISTEDAS FIRST PART HEARD CASE ON 25TH WHILE MR NIDISHGUPTA AND MR RK SINGH PRAYED FOR IT BEING LISTED ONTHE COMING WEDNESDAY.-------------------------KML ASTHANA

28)Dear Shri R B Kishore sir : Email to NEW LIC Board Members

I have gone through your submissions to the LIC Board Members detailing the issues, pains and anguish of the LIC pensioners so logically, clearly and convincingly that no other manner they would have been placed. My hats off to you, Shri KML Asthana and the team of committed people around you, for the common cause of one and all. I fail in my words to express my gratitude to you all for the relentless fights which have been pursued for the long 14 years- a VANWAS in the shape of denial by the power that be. You have mentioned this fight as KURUKSHETRA which ended in 18 days; your struggle was of 14 years. Let us hope the RAVAN of denial is be given a MUKTI and the RAMAYAN of RAMRAJYA prevails

soon. Your TAPAS as true KARMYOGI should reach to fulfillment. Let us pray for the day of JUSTICE!With respectful SALUTATION.-----------------------Dharmendra Kumar.  

29)a), March 15 -- Army Chief General Dalbir Singh Suhag on Saturday said the long-standing demand of Armed Forces veterans' for One Rank One Pension (OROP) will be approved by April end.

Addressing a rally of around 17,000 ex-servicemen at Jhajjar in Haryana, the Army Chief said, "The OROP will come out in the same principle as desired. It will be effective from April 1, 2014 and may be approved latest by April 30 this year. However, delay does not matter as arrears will be given."The OROP scheme seeks to ensure that a uniform pension is paid to defence personnel who retire at the same rank with the same length of service, irrespective of their date of retirement, has been a long-standing demand of the over two million ex-servicemen in the country.In view of the hardships faced by the soldiers while discharging their duties, Gen Singh has sought a hike in their pay and allowances from the Prime Minister, a defence statement said. Singh said that the army has tied up with the Skilled Development ministry for ensuring employment to the Army retirees in public and private sectors, it said.However, the Army Chief ruled out the possibilities of exempting the veterans from income tax as it would be a violation of the principal of parity, the statement added. A number of grievance resolution stalls were set up to process on-the-spot redressal of grievances pertaining to pension, preparation of ECHS cards and CSD cards, it said. A medical camp was also organised in which specialists from various discipline of medicine attended the needy patients.Besides, 26 modified scooters and six wheel chairs were given to the eligible ex-servicemen.Published by HT Syndication with permission from Pioneer.

b)1)Everything is ok, but alas! a BOMBSHELL wef 1/4/2014,a blatant violation of latest 5-JUDGE BENCH presided over by then Hon CJ Sri R.M.Lodha

2)Even after all Appeals,Reviews,SLP, Curative petitions of UOI dismissed that OROP cannot be from 1/9/2012, but wef 1/1/2006 ,VI Pay Commission effective date, how come UOI or Defence Minister who established empathy & coordination with MOF & other Depts concerned,FINAL OUTCOME deprives Armed forces of FIRST their own submissions wef 1/9/2012 & VIOLATES SC JUDGEMENTThis is reprehensibleWe LIC Pensioners have to guard against such mischief ,if SC succumbs to PROSPECTIVE EFFECTIVE DATE.That will be a blot on EQUITY & JUSTICE, as scales have to be even & safeguard INVIOLABLE PRINCIPLES enunciated by Hon SC that DATE on which discrimination arose MUST BE THE EFFECTIVE DATE

3)A general sweeping Judgement in Court 5 by 2 eminent Hon Judge Bench on 25/3/2015 hopefully, shall demoralise all Groups of pensioners & we must conserve& consolidate all past clear utterances & submissions & even clarificatory Judgement by Hon SC Bench dt 14 oct 2012 to pay retiral benefits from the date of eligibility,meaning date of retirement.As far as DR is concerned, effective date is very clearcut pre -8/1997 pensioners getting 50 % DR, while post-8/1997 pensioners & Employees get FULL 100 % DR.That should be sealed as far as effective date is concernedComing to Pension Upgradation & HON SJ Bhandari admitting both the writs 6676/1998 & 654/2007 on pension upgradation,if our Sr Counsels are able to assertively & even emotionally, on legal principles, Fundamental rights violation, gross anamolies whereby 8/9 grade below Cadres get more than their past Senior cadres,& we are still in IV PC mode, Basic Pension not having been touched ,remaining same static basic pension for 21 years , & so pension revision with every wage revision as the ONLY ANSWER, secure Date of retirement as effective date & if at all course of arguments ,gracefully compel SC Bench to accept ,as per evolved canons of jurisprudence, Date of Writ ie 654/2007 & so 1/1/2007 atleast.Any other date shall be ARBITRARY & an affront on Justice which is the Symbol of Courts,that BALANCE cannot be dispensed with or ignored

4)It is a pity, even the New Govt ,with all its penchant for progress, 5 Jan 2015 MOF/UOI Circular indicating heralding of Independent Corporate Governance, on commercial & personnel decisions full liberty to banks & financial institutions , should itself stray away from solid pronouncements, with no qualms of hurt & injury to the aged Pensioners & Sr Citizens.It is also not known how earlier the news appeared that Govt is intending to provide near Rs 10,000 cr ,which then looks to be with considerable past arrears wef 1/1/2006We shall also look to other announcements ,especially from Defence Minister, as effective date is VITAL

We have to be forewarned & so forearmed

Greetings,Goodluck & Godspeed----------------RBKISHORE

30) SIR THIS IS ARBITRARY. NO SANCTITY TO THE DELIVERED JUDGEMNTS.IN OUR CASE TOO INSPITE OF CLEARCUT ADVICE BY CJ SC THAT ADJOURNMENTS BE AVOIDED THE CASES R BEING ADJOURNED FORA NUMBER OF TIMES..JUSTICE DELAYED IS JUSTICE DENIED.  IS THERE ANY POWER THAT IS STANDING IN OUR WAY.THERE APPEARS SOMETHING IS WRONG SOME WHERE ,EVERY TIME CASE IS ADOURNED FOR FRIVOLOUS REASON ONE OR THE OTHER.JUDGES R UNMINDFUL OF THE EXPENSES TIME BEING SPENT BESIDES THE INCONVINIENCE BEING CAUSED TO D SR CITIZENS WHO R CLAIMED OF BEING TAKEN CAREOF BY POWERS THAT B.REALLY UNFORTUNATE .WE R HELPLESS SPECTATORS OF THE DRAMA.WE HAVE TO BEAR IT .WE CAN ONLY PRAY THAT GOOD SENSE PERVAILS AND 25TH MARCH BRINGS CHEERS ON THE FACES OF PENSIONERS With Best Regards, ----------- M.S.Sachdeva

31)So far as effective date of revision for LIC pensioners is concerned, it cannot be later than 1/8/1997 as LIC by its own action of depositing the amounts due to the petitioners(according to them)in the HC Registries at Jaipur & Chandigarh have impliedly conceded the effective date as 1/8/1997.In fact our counsel should ask for the effective date of 1/11/1993 itself as DR anomaly has been created from that date.Kind regards. --------------------------------------C.H Mahadevan

32)Respected Kishoreji,   Kindly clarify us on the following :-

While completing Form No."A" (R)  i.e Reimbursement of hospitalisation expenses --- Statement of particulars as on 01-04-2015, I have furnished the required details about me and also about my wife, the only dependent eligible family member to be covered under the scheme.   

I nominated my son to receive the mediclaim proceeds in case of unforeseen circumstances. My understanding is that the proceeds could be claimed by my wife in case of my death and vice-versa ( either of the survivor normally). Supposing any unforeseen event happens to both of us simultaneously, an eligible member from our family should be nominated to avoid legal intricacies. Hence, I nominated my major son.

But, I am advised by our OS Dept.here that normally the surviving spouse of the employee / pensioner should only be nominated and none else. They don't have answer to my query about the event of any contingency to both of the employee / pensioner and the spouse. They say that such event occurs occasionally and very rarely.

We have to find out a way to bridge this gap. The subject becomes vital as the procedure should be a common one through out.We await to hear from your goodself. With regards, Yours,------------- MPSubrahmanian.

(Reply & Resolution of this issue reaches you,dear MPS,tomorrow evening ---R.B.KISHORE)

COLLECTIONS : R.B.KISHORE,VP,AIRIEF : 16/3/2015

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