welcome to clearent mobile payment solution with restaurant operation system

CLEARENT is ONE OF FASTEST GROWING PAYMENT PROCESSOR in USA, One of only twelve direct processors in the nation. It means there are no middle men to pay like with the thousands of other processors out there.

Do you know that banks are not direct processors? You will discover the incredible value powered by direct processor, Clearent the best reliable your payment partner.

The Most Reliable Direct Source of Merchant Payment Services, CLEARENT offers the incredible value such as world class perfect payment services with the lowest pricing and superior customer support directly without middle man.

The payment solutions you've been

searching for

Never Miss Your Great Benefits On Payment Processing With Clearent.

Even if Million Others Never Help You Satisfy. Here is a new approach You never had!

WE ARE HERE TO ADVANCE YOUR BUSINESS

James Lee M. 917.930.3945 F. 718.661.0014

[email protected] www.Clearent.com

Welcome to Clearent

Your Most Reliable Payment Processing Partner

When you turn to CLEARENT, youll find truly different kind of processor. Let us show you how Clearent can meet all of your payment needs while providing you with great benefits

SWITCH TO CLEARENT!

YOUR BENEFITS WILL NEVER END..

Ask About

Merchant Services

James Lee M. 917.930.3945 [email protected]

http://b2breferral.wix.com/home

Dear Merchant, On behalf of the Clearent Northeast Sales team, I would like to thank you for the opportunity to provide Clearent Customers Incredible Advantages on Non Cash Payment processing services. We appreciate your consideration in reviewing our proposal and look forward to continuing to service your business needs. As one of only 12 processors in USAthe fastest growing acquirer in the USClearent has unmatched expertise and single-source functionality, which is unique in todays outsourced world. We fully understand Harvey Industries business model and the need for choosing the right long-term partner. Clearent has experienced professionals with diverse electronic payment processing expertise. Our systems are designed to allow Harvey Industries to obtain the lowest cost of acceptance on each and every transaction. Our world-class solution will help with future growth at enhanced margins. From our proprietary platforms to our customer service, every facet of our company is designed to support your processing needs and is 100 percent owned by Clearent. We will continue to manage every facet of our partnership with Harvey Industries to achieve optimal rates, to inform you on process and compliance enhancements, and formulate strategic plans for continued success. Each element of our partnership will provide you with the assur-ance that every aspect of your processing experience is being optimally managed. We look for-ward to the privilege of continuing our relationship and delivering a complete payment processing solution to your organization.

Respectfully,

James Lee, Account Executive

These copies were created by James Lee and opinions expressed here are the personal opinions of James Lee, an account

executive of Clearent. Content published here is not monitored or approved by Clearent before it is posted and does not

necessarily represent the views and opinions of Clearent.

INTRODUCTION CLEARENT CUSTOMERS INCREDIBLE ADVANTAGES

James Lee M. 917.930.3945 F. 718.661.0014

[email protected] www.Clearent.com Your Most Reliable Payment Processing Partner

Ask About

Merchant Services



A DIFFERENT KIND OF PROCESSOR

Clearent: A Closer Look

When it comes to payment processing, Clearent was built to be different.

We combine leading edge technology, a passion for service, and proprietary tools that help you increase profi

ts and boost your business.

Your Trusted Partner for Payment Processing

CLEARENT IS THE RIGHT CHOICE for all of your payment

processing needs. We value transparency, honesty, and

innovation and never stop looking for ways to make our clients

more profitable.

We offer next day funding with an 11:00 p.m. EST cut off

time, which is one of the latest in the industry.

Youll also receive fast application approvals and access to

graphical online reporting tools that make it easy to manage your

merchant services program.

When questions arise, youll receive personalized service and you

can eliminate the middleman and unnecessary costs and fees

thanks to our proprietary processing platform that connects us

directly with Visa, MasterCard and Discover.

Our Mission & Vision

Principles that Guide Us and the Code We Live By

When you partner with Clearent, youll see that we dont just

talk about the principles behind our mission and vision

statements, we live them.

MISSION STATEMENT

Through our technology, business processes, and

trust-based working relationships, we will become

irreplaceable to the partners who sell our payment

processing services to merchants.

VISION STATEMENT

To be the payment processor that our customers

consistently recommend to their colleagues.

Ask About

Merchant Services



LET THE CLEARENT DIFFERENCE WORK FOR YOU. We built our back-end processing platform from the

ground up so that we can better meet your needs and offer an unmatched level of fl exibility and service that

legacy processors cant match.

Clearent by the Numbers

Active merchants: 20,000+

Transaction volume: $5 Billion

Year-over-year growth (2012-2013): 61%

Full-time employees nationwide: 120+

Accolades

Inc. 5000 list of fastest growing private companies (#904)

The Nilson Report Top Acquirers (#51)

St. Louis Business Journal list of fastest growing private companies (#3)

A+ rating from Better Business Bureau

InfoWorld Top 100 Award

At Clearent, were focused on building trust-based relationships. This commitment to our sales partners and merchants is what fuels our organic growth and keeps us on the Inc. 5000 list of fastest growing companies and has helped us receive numerous other accolades.

Let Clearent help you take advantage of the latest trends in credit card processing. Were not content with looking at the here and now were focused on the future, for your success and ours!

2014 Clearent, LLC, a Member Service Provider for First National Bank of St. Louis.

clearent.comlinkedin.com/comp

any/clearenttwitter.com/GoClea

rentfacebook.com/GoClearent

Need More Information?

Were focused on your future and are here to help your

business. To learn more, contact James Lee at

[email protected] or 1.917.930.3945.

Sign Up For Free Consultation! The Sooner, The More Profits!

James Lee Free & Reliable Payment Processing Consultation

If You have any issue on your payment processing, Ask James Lee for the best solution then With his18 years payment processing industry expertise, He will help you have the instant solution with The great benefits you never expected.

See What A Consulting Make Your Business Deferent!

Through Better Services Plan With Best Payment Processor Such As Clearent, A Consultation With James Lee Help Achieve Faster Growth And Faster Profits Such AS:

Learn More, Visit: http://b2breferral.wix.com/home

Ask About

Merchant Services



To have the perfect payment solutions fit your unique business needs. To prevent your damages from the bad choice for the processing services provider, equipment's and service plane: etc To Stop your loss profits on hidden surcharges on payment processing service fee. To protect your business from the damages from the failing of payment processing mandatory such as PCI Compliance and avoid IRS Backup withholding your card sales settlement at a rate of 28%

Ever wonder what sets one processor apart from all the others in such a crowded field? Well, wonder no more. When you get help from James Lee for all your processing needs, youll discover that a unique experience, with a new revolution on your payment processing powering the best benefits such as:

A Complete Payment Solutions- Tailed to Your Business Needs. we enable your business to make the sale - grow your sales with every payments anywhere, anytime

Regulatory Compliance Assistance protecting your business such as PCI Security Compliance

Program and Regulatory reporting program

3 Year Price Guarantee - no price increases every April & October like other processors

No cancellation fee with 45 day written notice - You can sign up for our service with no obligation or risk, and youre not locked into a long-term contract. You can cancel your service at any time, for any reason, with no penalties or early termination fees when you give us a 45 day written notice Next day funding including weekend - get your money the next business day including getting your weekend batches on Monday morning when you batch before 10:00PM CST with Express Funding

Superior Customer support - Our friendly, responsive customer support experts are ready for you 24/7/365 U Daily updates - Easy, stress-free reconciling with online reporting thats updated daily

Seamless POS Integration - Despite what you may have been told, not all POS systems are proprietary to one merchant processor. We can seamlessly integrate with these POS systems and more:

Apply for A New Approach On Payment Processing

A FASER BETTER GROWTH WITH YOUR GREAT PROFITS ON CARD SERVICES

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Merchant Services



A Different Kind of Processor

In stark contrast to processors that offer rigid systems built on outdated technology, spotty customer service and high PCI fees, we deliver interchange plus pricing which is wholesale pricing that identifies the true cost of every card that comes through your door.

Aldelo Systems Aloha

Comtrex

Datacap Systems

Supermenu POS

Halo

Harbortouch

Ingenico

MICROS

Digital Dining

Dinerware

Focus

Future POS

NCR

POS Lavu

POSitouch

QuickBooks

Restaurant Manager

ShopKeep

SilverWare

Squirrel Systems

Reducing Your Credit Card Processing Costs

Competitive Pricing Work with a direct processor and eliminate the middleman and unnecessary, costly fees. There are only 12 direct processors in the nation, and did you know that banks are not direct processors?

Competitive rates - Our rates are among the industrys most competitive No hidden fees - We give you the clearest, most detailed statement in the

industry Free PCI - Absolutely no fees for merchants who complete our free PCI

questionnaire

Learn More How You Get The Lowest Processing Cost

Sign up For free consultation, Contact James Lee at 917-930-3945

[email protected]

You are sick and tired of hidden surcharges eating your profits every single sales, are you? We will stop your loss and help your business more profitable.

Turning to Clearent, Your Benefits On Processing Never End..

Easy to Switch Paying your cancellation fee with Cost-free Application. Free to Go No Early Termination fee will by applied

with Written Notice

Call James Lee

1. 917.930.3945 [email protected]

Advance Your Business With James Lee At Clearent

YOUR GREAT ADVANTAGES WITH US Perfect Processing Solution Fit Your

Business Reduce Your Overall Cost More Than 25% Less Increase Your Sales And Your Business Safety.

Payless More Than 25% Of Average Cost On Payment Processing

3 Year Price Guarantee - no price increases every April & October like other processors

Competitive Pricing Skip the middleman and avoid unnecessary, costly fees by working with a direct processor for Visa, MasterCard, and Discover.

Competitive rates - Our rates are among the industrys most competitive

No hidden fees - We give you the clearest, most detailed statement in the industry

Free PCI - Absolutely no fees for merchants who complete our free PCI questionnaire

Know Who can bring the best profits

Ask About Merchant Services



A Complete Payment Solution

Products and Services Tailed to Your Business Needs

A COMPLITE CARD ACCEPTANCE

CREDIT

Fast and easy acceptance of Visa,

MasterCard, American Express, and

Discover cards is the mark of a strong merchant

services provider, as is quick, no-hassle

settlement. Clearent delivers both!.

SINATURE OR PIN-SECURED DEBIT

A rapidly growing payment option for consumers,

debit cards can reduce your processing costs. With

Clearent, you can accept PIN-based debit cards

from all of the major debit networks

EBT - Cut down food stamp processing time and eliminate potential fraud with our Electronic Benefits Transfer service. Your customers have full access to their funds and we help you to examine eligibility and determine the solution that best suits your business!

CHECKS - We offer a wide array of electronic check and ACH services, including check conversion, guarantee, remote deposit capture and ACH debit. No cash? No problem!

A COMPLETE VALUE ADDED PROGRAM

GIFT CARDS AND LOYALTY CARDS

Begin selling your own gift cards or launch a customizable, card-based customer loyalty program in as little as two weeks. Real-time, online reporting makes managing your program a breeze.

Gift card spend can result in up to a 50% higher average

ticket. With 9-out-of-10 people purchasing or receiving at

least one card in the last 12 months, consumer demand

has expanded prepaid well beyond retail.

Loyalty Card Program which allows you to easily (and

frequently) create and track promotions to incent

repeat business and reward your best customers.

Double points, buy-10-get-1-free, whatever you have in

mind...its automatically managed through your credit card

terminal.

ATM Services

Cash Advance Products-helping you have the Lowest Interest Rate with variety of payback option at the top of fast approval from $50,000 up to $1MM

THE PERFECT SOLUTION FITS YOUR BUSINESS

IN STORE

Switch to high-speed processing to potentially save

money on every transaction. Add a PIN-pad for additional

savings on larger purchases. Use your existing

equipment or your Clearent Account Executive, James

Lee can recommend the right terminal for your business.

ONLINE OR OVER THE PHONE

Securely sell online or take payments over the phone.

Login to the Virtual Terminal to accept payments through

your computer. Add a mag-stripe reader to secure more

favorable card-present rates.

ON YOUR WEB STORE -Accept payments on

your web store with e commerce credit card

processingfrom CLEARENT. The fast, safe, and secure

way to run your business

ON THE WAY

Wireless terminals and cellphone applications mean youre free to accept payments practically anywhere.

Flexible Point-of-Sales Solution: Terminals, virtual terminals, payment gateway, POS Software, wireless, mobile and IVR/touchtone.... We make integration easy by offering POS software for brick-and-mortar retail ... Wireless connectivity makes mobile commerce (m-commerce) possible. ... Mobile Phones ... service turns your touch-tone phone or cell phone into a robust POS device. We can seamlessly integrate with these POS systems and more: Digital Dining, Future POS, MICROS, Comtrax, Aloha, Harbortouch, POS Lavu, POSitouch, Supermenu POS, NCR, Ingenico, Aldelo Systems, Squirrel Systems, Datacap Systems, Dinerware, SilverWare, Restaurant Manager, Halo, Focus, ShopKeep, QuickBooks

Recurring Payments - Automate the management and collection of scheduled payments. Set up daily, weekly or monthly plans that charge your customers credit card or checking account Clearent customers also have 24/7 access to a toll-free Automated Voice System (AVS) to secure a credit card authorization

Ask About

Merchant Services




James Lee helps US merchants eliminate barriers to success so you can win the day. His customers

satisfaction on the unique combination of value pricing and excellent Assistance have put him on the

fast track for growth and helped him be able to set up more than 5,000 local merchants by himself

The Choice Of Mobile Payment Solutions

ePN

Mobile

MagTek

QwickPAY

VeriFone

PAYware

Smartphones iPhone

Android

Blackberry

iPhone

Android

iPhone

Android

Tablets iPad compatible iPad compatible iPad compatible

Pricing:

Up front

Monthly

Transaction

$117.00

$6.00

$0.06

$115.00

Free (1 year)

Free

$55.00

$20.00

Free

Features Multiple phones Multiple phones

Geo-tag

Best Mobile Payment Solution is VeriFone PAYware-No Transaction Free to use

mobile application

Clearent Mobile Payments

Your Business Payment Processing Equipment Solution

INTRODUCTION CLEARENT CUSTOMERS INCREDIBLE ADVANTAGES

James Lee M. 917.930.3945 F. 718.661.0014

[email protected] www.Clearent.com Your Most Reliable Payment Processing Partner

Ask About

Merchant Services



VeriFones PAYware Mobile enables merchants to accept payments with their mobile phones.

Target Merchants Mobile merchants (e.g., flea market, craft show, food delivery, etc.) Home services (e.g., contractors, plumbers, photographers, musicians, etc.) Transportation services (e.g., taxis, limousines, etc.)

Description VeriFones PAYware Mobile is a complete payment solution that transforms a smartphone into a secure payment portal. Simply swipe a card, capture a signature and enjoy the convenience of payments wherever, whenever. With PAYware Mobile, not only do you have the ultimate in convenience, you have the ultimate in security.

Merchant Benefits: Card data is fully encrypted to ensure secure transaction processing. Speeds transactions and eliminates manual-entry errors by swiping cards Swiped rates help merchants save up to 30% on the cost of accepting credit cards. Multiple phones can be consolidated into a single gateway account for easy reporting.

iPhone Android

Product Brief

VeriFone PAYware Mobile

Features Compatible with Apple iOS version 4.0 and higher: o iPhone 3, 3G, 4, 4S, 5 o iPad 2, 3, 4 o iTouch 1G, 2G, 3G, 4G, 5G

Compatible with select Android devices, including: o HTC Droid Incredible, EVO 3G, EVO 5G LTE o LG Nitro HD, Optimus S o Samsung Galaxy S II, Tab, S Blaze 4G o Samsung Nexus S

866.435.0666 1 3/25/13

Product Brief

VeriFone PAYware Mobile

PAYware Connect Gateway is PCI Level 1 certified Supports credit and signature debit transactions (not PIN based debit) Supported transaction types: sale, pre-auth, voice-auth, credit, tip adjust, void Customizable receipt email Electronic signature capture Transactions feature geo-tagging of the nearest street or coordinates to reduce pay disputes Address verification (AVS) Supports tax and tips Remotely manage multiple devices from a single administration account Remote deactivation to secure lost devices

Real-time reporting including extensive search capabilities to find specific transactions Merchant can enable/disable auto-close and customize the settlement time

Pricing

Unlimited Promotional

Fee Month-to-Month Month-to-Month

PAYware Secure Audio Reader 1 FREE 1 FREE additional $65 each additional $65 each

Setup Fee $55.00 $55.00

Monthly Fee $20.00 $13.00

Transaction Fee -- 200 txns free unlimited txns $0.35 / additional txn

Monthly Fee for each additional phone $6.00 $6.00

PAYware Mobile fees are charged in addition to standard authorization, transaction and monthly fees. Merchant pricing must include setup, monthly and transaction fees at a minimum of the prices above.

Application & Billing

How does merchant apply? In the Equipment section of Clearent Boarding, select Staging Only as the terminal and choose CUSTOM as the application (MMS Code). In the Comments field, please enter VeriFone PAYware and the exact type of device which will be used to ensure a compatible card reader.

Please submit a TPG Mobile Order Form, PAYware Connect Terms of Service and a PAYware Gateway Billing Agreement (month-to-month), all of which must be signed by the merchant. Please indicate the pricing for all fees to the merchant on the forms, making sure they meet above minimums.

Clearent will set up the PAYware account (thru Phoenix) and PAYware will automatically send activation instructions to the merchant via e-mail.

Who bills the merchant? The Phoenix Group

How is the sales partner Clearent will make a residual adjustment for the sales partners share of paid? the revenue (merchant revenue less the costs in the Pricing section

above).

Additional Information

PAYware Mobile website:www.paywaremobile.com Complete list of supported devices

866.435.0666 2 3/25/13

MODERATE RISK MERCHANT

Application

Voided Check / Bank Verification

3 Previous Processor Statements

Business Financials (if needed)

Description of business via marketing material web

page, advertisement, etc. Return Policy

If You already have a consultation with James Lee, Download & Fill out Clearent Merchant

Services Application Then Fax to 718-661-0014 or email application to [email protected]

TAPE VOIDED CHECK HERE

LOW RISK MERCHANT

Application

Voided Check / Bank Verification

3 Previous Processor Statements

1. The Application Guide - Required Paperwork Please Fill Out Clearent Application Data Inquiry (Next Page) Fill out This Merchant Services Application Inquiry

Then Fax to 718-661-0014 or email application to [email protected]

2. You will receive the Merchant Services Application Filled Out

Then Review It First, Submit to James Lee with Your Authorization Including

Below Additional Paperwork

Ask About

Merchant Services



YOUR BUSINESS INFORMATION Legal Name of Business:

DBA Name (if different than above):

Physical Address of Business:

(If multiple locations, please list all location addresses and telephone numbers on an additional page)

Phone Number of Business: Fax Number of Business

Federal Tax Id Number of Business: Date of Business Started

State Business Incorporated in: How many employees

Visa/MasterCard Sales Volume/ Month Average Transaction:

Existing Amex Account Number E-mail Address

SIGNERS PERSONAL INFORMATION

Signers Name Title

Home Address

Home Phone Number Hand Phone Number

Social Security Number Date of Birth

Driver License Issued State

Monthly statement to be sent to Business Outlet, Corporate Office, or Home address (please circle or bold one)

BANK INFORMATION

Name of Bank Phone Number

Routing Number Account Number

Bank Address

Please Attach A Copy Of Void Check With This Form

EQUIPMENT INFORMATION

Name of Model Equipment Type Quantity of Customer Owned

New Order

Quantity Unit Price Total

Note

Clearent Application Data Inquiry

Thanks for Application. Bellow information is required to open the new merchant account Please fill out and mailto: [email protected] or Fax:718.661.0014 Question 917-930-3945


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welcome to clearent mobile payment solution with restaurant operation system

Documents

payment partner

account executive of

growing payment processor

payment solutions youve

business james lee

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clearent northeast sales

processing experience