Wize Up to your Best Financial Decision!

www.loanwize.com.au

Who is Tammy Reid? (Soon to Be Tammy Gifford !) *

*Just a bit excited to be getting married

Specialist Lending Advice• I have an Diploma of Financial Planning,

– Diploma of Finance Services / Mortgage Broker – Advanced Cert in Mortgage Planning.

• Finalist In Numerous Business Awards• Worked in Finance since 1984• Started Mortgage Broking in 2003• Over 24 Property transactions over the last 7 years• Successful Property Developer and fulltime Property Investor• Started Loan Wize in 2007 and purchased several lending businesses that

were leaving the market• Over $200M of loans settled and over 1200 happy clients

Is this really who I am?

or

could there be more?

Firstly, I am a fiancée!

And a Mum!

I am Passionate!

I love life, value friendships & experiencing new cultures!

I Really Value Integrity, Honesty

and

Trust

Benefits of Using Loan Wize • We Build long term relationships with our clients• We Value client and referral relationships• Our clients refer to us because they love what we do!• We believe Integrity is paramount to a good ongoing

relationship • We look after our clients best interest as our number one

priority.

Why use EF? (Equipment Finance) A car & equipment finance facility allows a business &individuals to finance the purchase of plant, equipment and motor vehicles, without tying up large amounts of capital. Under an Equipment Finance facility you have theequipment you need now, with repayments structured tosuit your cash flow.

Before Using Loan Wize Services

AFTER Using Loan Wize Services

Before Using Loan Wize Services

AFTER Using Loan Wize Services

Before Using Loan Wize Services

AFTER Using Loan Wize Services

Before Using Loan Wize Services

AFTER Using Loan Wize Services

Before Using Loan Wize Services

AFTER Using Loan Wize Services

What Is it that I Do? 1. Collect your personal financial information2. Negotiate the best rate3. Recommend a Product / Lender that is suitable for your needs4. Make Lending Easy for you to understand by cutting through the confusion

in regards to loan types / features5. Assist you to understand the finance options available6. Lodge your loan application to the bank7. Manage your loan application to formal approval8. Assist you with any questions in regard to the loan documents9. Manage the documentation and settlement process of your loanLending Advice Specific to your personal circumstances

Rates change weekly & are determined by;

1. Type of Goods2. Age of Goods3. Term4. Amount Financed5. Balloon6. Business or Personal Use7. Purchase from Dealership or Private Sale8. Full Doc or Low Doc9. Car Yard Finance or Broker Finance* *(Relationship / Volumes with lenders to negotiate a better deal for you)

Example of this weeks Rates

No Financials P&E Finance• Financing Motor Vehicles up to $100,000 if you are Self Employed. Clients must

have an ABN for two years, must be a home owner/have a mortgage OR be an Existing Leasing client with any financial institution with excellent conduct on their account. Client simply signs a self declaration confirming their ability to service the loan.

• Easy Upgrade Finance - This program is designed for clients looking to replace a “like for like” asset (eg vehicle replacing a vehicle, truck for a truck, etc). New monthly payments cannot increase by more than 25% of old monthly payments.

• Professional Package – Must be a suitably qualified professional* and have been in practice for a minimum of 3 years. Limits are $100,000 for Motor Vehicles and $50,000 on general plant and equipment

My goal and passion is to take the confusion out of the finance world and connect people to a lender that meets their needs.

One true advantage of my offering is providing you the consumer with an informed choice of lender, backed by extensive knowledge andexperience.

So isn’t it time you wized up to your best financial decision and give me a call today at Loan Wize?

0499 LOAN WIZE (0499 562 694)

Lending Advice Specific to your personal circumstances