River of Light Enterprise, Inc., dba

C3 Initiatives, Inc.A 501(c) Corporation

Compassion. Commerce. Community.

Who we are C3 Initiatives is a nonprofit community that was founded

as the River of Light Enterprise, Inc. in 1999. In 2003, the organization moved to Colorado and in 2009, the organization changed its name to C3 Initiatives, Inc. to better reflect its commitment to compassion, commerce and community.

Over the past decade, C3 has served over 8,500 people, 65% of whom are Veterans or their family members, and provided over $1.7 million dollars in services to the community through volunteer and donated goods and $107,000 in cash earned through fees and donations from the community. This means that for every dollar donors give we create $15 worth of services to your neighbors!

C3 serves people, especially those with extensive health, financial and social challenges, in marginalized and isolated communities throughout Rocky Mountain Urban Corridor including communities from as far south as Pueblo, Colorado and as far north as Sheridan, Wyoming.

C3 is lead by Rev. Julieann Mercer, who has 35 years of experiences developing and operating nonprofit essential services and housing. She is supported by a highly qualified staff of professionals who combined have over 200 years of experience in their various specialties.

and a “family by choice” for those who find themselves alone in the world.

Our Commitment – We Will

Act as a voice for the voiceless;

a helping hand to those in need;

a guide to those seeking a better life;

When someone comes to C3 they are most often

Housing – they have lost their home or about to or have come to realize they can’t live alone any longer and are afraid of the future

However, we are all more than the sum of our parts…

Health Issues – they are living with a debilitating illness or injury and need access to care

Legal and financial challenges – the bills are racking up, the creditors are calling or they have suddenly found themselves in legal trouble and don’t know what to do

Economic Security and Meaningful Activity – they are looking for work, struggling to start a business or are retired or disabled in need of something productive to do with their time

Diminished sense of self – life just isn’t working and they need insight, guidance and support

Challenges to “getting help”

Most organizations are “agency driven” as opposed to consumer-driven meaning that they provide services in a manner that best meets the needs of the organization as opposed to the very people they exist to serve.

Most organizations are “single-focused” – housing, health, employment - meaning an individual seeking help may need to interact with multiple federal, state and local agencies for services with conflicting rules, requirements and expectations to get the true level of help they need.

Most organizations are designed to serve a single population – families with children, felons, addicts, Veterans, women, etc., rather than serving people just as they are without needing to fit a specific eligibility criteria.

Challenges of ‘giving help’… Private service professionals and

micro-businesses who want to help are often struggling financially themselves and need “help to help”.

Small grassroots organizations are often the most effective however their size also often prevents them from having the level of infrastructure that most public and private funding sources require.

Micro-ventures – whether private, nonprofit or faith based – are initiated by entrepreneurs with the creativity to broach new ideas and the innovation to put them into practice, what they lack is access to the resources they need to fully implement their vision.

Our Strategy to Achieve our Vision Build the Capacity of people through an integrative

wellness model that promotes healing through service to others, security through home and business ownership, realization of full potential through life long learning, and a sense of belonging and purpose through civic involvement – the cornerstones of sustainable communities.

Build the capacity of neighborhood based micro-ventures (non-profit, faith-based, or for-profit) that deliver services for those in need by offering a range of specialized “business to business” products and support services that promote greater self-determination and an improved quality of life for all people, especially the poor and vulnerable among us.

Balance the relationship of power between those in need and those who serve by promoting more authentic partnerships to “solve” not just “manage” the health, education, housing and economic security challenges facing our members, our communities, the Nation and the World.

Establish a single-point of entry to a range of neighborhood based programs offering services cooperatively to create an integrative tapestry of care and compassion throughout the Rocky Mountain Front Range Urban Corridor.

Our Integrative Wellness Model Helps People

Restore their sense of safety in

their housing situation – we offer housing counseling, landlord/tenant mediation services, foreclosure prevention negotiations, and a range of residential housing options

Our services are designed to help people manage the “business” of life so they can concentrate on living it!

Regain their health – we offer non-skilled home care and a range of alternative wellness therapies to promote wellness and wellbeing

Resolve their legal and financial challenges – we offer pro se legal support with bankruptcies, simple divorces, benefits advocacy, and consumer credit negotiations

Re-establish a consistent income and engage in Meaningful

Activity – we help people find work or start a business and a range of intensive volunteer activities

Revive their motivation for Personal,

Professional and Spiritual Growth – we provide life, small business and spiritual coaching to offer perspective, context and guidance in a non-judgmental, trans-cultural environment

Our Current Initiatives… InLife Community Concierge and Day Treatment Service – a wide-reaching

program for vulnerable populations that offers an emergency response team, benefits and social advocacy, nutritional support, accommodating employment, life management and coaching, adaptive recreational and social support services;

Morning Star/Health Success – a licensed, Medicaid Certified non-skilled in-home care service offering meal preparation, shopping, light housekeeping, medication reminder/monitoring, a full range of alternative wellness therapies, and custodial oversight/companionship services on a daily, weekly or full-time basis;

Pro Se Legal Support Center – general legal and financial services including pro se legal consultation and administrative support, legal document preparation services, fiduciary oversight and legal guardianship, credit counseling, money management and consumer law;

Chamber of Compassion – a micro-venture development service that supports those non-profit, for-profit or faith-based neighborhood ventures who are addressing some of our communities most challenging issues through a full-range of “back office” administrative and technical services, marketing and public relations, human resources, and resource development and financing services.

Eco-Unity Properties – a full range of special needs housing services to include: counseling and placement services, eviction/foreclosure prevention and mediation, home ownership, reverse mortgages, property acquisition, development and management of “special needs” properties, i.e., residential treatment, group homes, assisted living, senior housing, etc.;

When defending the American Dream leads to the American Nightmare of Poverty…Only eight percent of the general population can claim Veteran status, however nearly one-fifth of the homeless population are Veterans.

45% of homeless population are single males, and of those 40% are Veterans

47% of homeless Veterans served during the Vietnam Era

76% of homeless Veterans experience alcohol, drug, or mental health problems (inc PTSD) - 45% suffer from mental illness, 50% have substance abuse problems

Most homeless Veterans, 96%, are alone rather than part of a family. Among all homeless people, 66% are without families.

Rural and non-metropolitan counties had the highest concentration of Veterans

1.7 million working-age (17-64) veterans reported having a disability that limits or prevents them from working (the disability may or may not be service-connected).

Among these disabled veterans, 60 percent most recently served during the Vietnam Era and 27 percent received Veteran Affairs disability compensation in 2006.

In 2008, 13.8 percent of working-age civilian veterans, had a service connected disability, of whom 50,600 had a VA service-connected disability of 70% or above.

Almost 1.5 million veterans (7 percent) receive government assistance in the form of subsidies or welfare.

Our Challenge

While each component of C3’s integrative model is designed as independent profit centers – they benefit from shared administrative and operating costs only if they operate from a common facility.

Without the ability to provide on-site housing – supporting the service center became too costly. Without space for supportive service activities – the provision of supportive housing was difficult to coordinate and leaves no room to grow.

Finding a property that would support both the administrative and residential activities on the same site has been illusive and the cost of ground up construction as well as the zoning process lengthy and complicated putting opening day out at least two years – and the Vets just can’t wait that long!

An Answer to a Prayer… Identified a 5-acre property with two residences, and three

outbuildings – enough to create 12-16 beds of supportive, therapeutic housing for 1-60 months

The property has the potential of generating no less than eight full-time jobs funded through service fees from Medicaid, VA Aid and Attendant, VA Grant and Per Diem, HUD Shelter plus Care, and other public funding residential care programs

The property will generate $437,000 per year in annual service fees and is anticipated to net $50,000 per year that can be invested in the full continuum of care provided through C3 and its partners.

Objectives Secure $170,000 in start-up

costs that includes: down payment funds to secure facility; money for rehabilitation of outbuildings; money for consumable inventory; and initial staff costs.

Obtain licensing from State of Colorado as an Alternative Care Facility for 16 people.

Secure pre-enrollment leads for no less than 16 people for move-in within 30 days of closing;

Open Doors no later than Memorial Day 2012!

Key Benefits Meet a critical gap in care for

working age adults living in rural communities within the northern Rocky Mountain Front Range Urban Corridor

Provide residential care for no less than 11 and no more than 22 “working age adults” with disabilities at any given point, with an emphasis on Veterans

Establish sustainable sources of consistent, unrestricted revenues to support day-to-day operations and serves the community at large

Demonstrate an integrative care model that can be replicated in communities throughout the Rocky Mountain Front Range Urban Corridor and the Nation.

Project TimetableDescription Start Date to Completion

Date

Phase 1 Due Diligence/ Purchase

Letter of Intent made 1/1/12Expected closing date 3/31/12

Phase 2 Move In/Set Up Expected within 5 days of closing – fully prepared for move-in within 30 days of closing [4/30/12]

Phase 3 Grand Opening Introduce the project to the community and open for business – establish on-going operations within 60 days of closing [Memorial Day 2012]

Budget Start-up Costs including

down payment, closing costs, licensing fees and remodeling costs is $170,000. [Does not include $1.6 million acquisition costs]

Total annual costs of facility mortgage - $1.620,000 @ 3.75% fixed interest at 40 years – is $78.234 or $6,519 per month.

Annual service operating costs for all components is $136,991 or $13,000 per month.

Income Source

(Derived from fees)

Total Annual Est. Income

Residential Care Income

300,380.00

Wellness Center Income

145,500.00

Total Earnings*

$446,380.00

Endorsements Veterans Assistance League of

Colorado Health Success, LLC Denver Homeless Veterans

Reintegration Program Metro-Denver Veterans Upward

Bound Program And a growing list of independent

healing professionals, direct service providers and micro-businesses.

For a More complete review click on the icons below

http://www.spotlighthometours.com/tours/tour.php?&tourid=27559&CFID=343095&CFTOKEN=65672851

Click the link below to take a virtual tour of the property