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FactsJanuary 2015

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sms MUTUAL to 59090

“Different needs, one solution”


Banks Industrial Capital Goods Consumer Non Durables Power Auto Construction Project Auto Ancillaries Consumer Durables Industrial Products Petroleum Products Minerals/Mining Telecom - Services Finance Software Cement Oil Paper Pharmaceuticals Gas Ferrous Metals CBLO/Cash and Cash Receivables

Systematic Investment Plan (SIP) - AUTO DEBIT/ECS FACILITY AVAILABLE

Monthly 6 post-dated cheques for minimum of ` 500 each and in multiples of ` 500

Quartery 4 post-dated cheques for minimum of ` 500 each and in multiples of ` 500

Load Structure (SIP)

Entry Load NA

Exit Load NIL If redeemed after 36 months.

PORTFOLIO AS ON 30.01.2015

Name of the Instrument Industry % of AUM

EQUITY SHARESPower Grid Corporation of India Ltd. Power 4.44TVS Motor Company Ltd Auto 4.19Reliance Industries Ltd Petroleum Products 3.66Tata Communications Ltd Telecom - Services 3.61CCL Products (India) Ltd Consumer Non Durables 3.36Crompton Greaves Ltd Industrial Capital Goods 3.34HDFC Ltd Finance 3.23Hindustan Unilever Ltd Consumer Non Durables 3.13Bharat Electronics Ltd Industrial Capital Goods 3.07Ultratech Cement Ltd Cement 3.02Kesoram Industries Ltd Auto Ancillaries 3.00ICICI Bank Ltd Banks 2.89Oil & Natural Gas Corp Ltd Oil 2.81Larsen & Toubro Ltd Construction Project 2.72Bharat Heavy Electricals Ltd Industrial Capital Goods 2.57Mahindra & Mahindra Ltd Auto 2.53Voltas Ltd Construction Project 2.36Axis Bank Ltd Banks 2.35Syndicate Bank Banks 2.34CESC Ltd Power 2.34Bank of Baroda Banks 2.32BATA India Ltd Consumer Durables 2.28HDFC Bank Ltd Banks 2.20UCO Bank Banks 2.11State Bank of India Banks 2.08HSIL Ltd Consumer Durables 2.07Bharat Forge Ltd Industrial Products 2.07ABB India Ltd Industrial Capital Goods 2.06ITC Ltd Consumer Non Durables 1.98Tamil Nadu Newsprint & Papers Ltd Paper 1.93NMDC Ltd Minerals/Mining 1.93Glenmark Pharmaceuticals Ltd Pharmaceuticals 1.90GAIL (India) Ltd Gas 1.90Infosys Ltd Software 1.89Pricol Ltd Auto Ancillaries 1.83Mahindra CIE Automotive Ltd Industrial Products 1.83Tata Metaliks Ltd Ferrous Metals 1.73Coal India Ltd Minerals/Mining 1.73Mastek Ltd Software 1.23Equity Total 98.05CBLO/Cash & Cash Receivables 1.95Grand Total 100.00

Returns for the period ended December 2014CAGR

RETURNS (%) ` 10,000 CAGR

RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS

Scheme / Duration

SinceInception

SinceInception

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012Tax Gain Fund 24.52 491792.80 41.46 6.24 32.66 14145.63 10624.44 13265.98

S & P BSE 200 14.03 102992.04 35.47 4.38 30.98 13546.66 10438.05 13098.46

Sensex 12.44 80243.19 29.89 8.98 25.70 12989.39 10897.72 12569.92

SMS TAX TO 59090 www.saharamutual.com

An Open-Ended Equity Linked Savings Scheme (ELSS)

FUND MANAGERName Designation Experience (Years)

Naresh Kumar Garg Chief Investment Officer 24 yrs (10.5 yrs in Sahara Tax Gain Fund)A N Sridhar Fund Manager 24 yrs (7.5 yrs in Sahara Tax Gain Fund)

Date Of Inception 01/04/1997 Total Expense Ratio (%)Portfolio Turnover Ratio 2.24 Direct Options 2.45%Holdings in Top 10 Scrips (%) 35.07 Options Other than Direct Options 2.70%AUM (In ` Lakhs) 1249.44

NAV AS ON 30.01.2015Growth Option ` 63.6529 Dividend Option ` 17.5579Growth Option - Direct ` 64.0721 Dividend Option - Direct ` 17.6625

DIVIDENDRecord Date Rate Face Value Cum Dividend NAV (`)

Dividend Option Dividend Option - Direct

25.02.2014 ` 2.00 per unit ` 10.00 13.7826 13.822307.03.2013 ` 2.00 per unit ` 10.00 14.0575 14.053701.03.2011 ` 2.50 per unit ` 10.00 15.8112.03.2010 ` 4.00 per unit ` 10.00 18.3829.03.2008 ` 7.50 per unit ` 10.00 20.7524.03.2006 ` 2.50 per unit ` 10.00 19.4023.03.2005 ` 20.00 per unit ` 10.00 66.7519.01.2005 ` 10.00 per unit ` 10.00 70.61

Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and statutory levies if any.

Bonus History (Record Date - Aug 29, 2005) Growth Option: 7:1 Dividend Option: 3:1

Statistical Measures (For trailing 3 years Period) (as on 30.01.2015)Sharpe Ratio1 0.8324 Beta 0.9886STDEV (%) 16.87% Rsquare 0.76501 Risk Free rate is based on 1 year T-Bill rate.Minimum Application Amount ` 500 and additional amount in multiples of ` 500.

OPTIONS Growth Option Dividend OptionGrowth Option - Direct Dividend Option - Direct

Load StructureEntry Load NAExit Load NIL If redeemed after 36 months.

INDUSTRY-WISE ASSET DISTRIBUTION (%)

The basic objective of Sahara Tax Gain Fund is to provide immediate tax relief and long term growth of capital to investors.This scheme is suitable for investors who are seeking*• Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives.• High Risk (BROWN) (Investors understand that their principal will be at high risk) * (Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

16.2911.03

8.476.786.725.094.834.353.903.663.663.613.233.123.022.811.931.901.901.731.95

16.29

11.03

8.47

6.786.725.09

4.834.35

3.903.66

3.613.233.12

2.811.931.90

1.90 1.95

3.02

1.73

3.66



Naresh Kumar Garg Chief Investment Officer 24 yrs (6 yrs in Sahara B & FS Fund)A N Sridhar Fund Manager 24 yrs (6 yrs in Sahara B & FS Fund)

DATE OF INCEPTION 16/09/2008AUM (` in Lakhs) 1351.46PORTFOLIO TURNOVER RATIO 1.51

Total Expense Ratio (%)For Direct Options 2.30%Options other than Direct options 2.70%

NAV AS ON 30.01.2015Growth Option ̀ 50.0854 Dividend Option ` 17.7215Growth Option - Direct ` 50.3991 Dividend Option - Direct ` 17.8593

DIVIDEND

Record Date Rate Face ValueCum Dividend NAV (`)

Dividend Option

Dividend Option - Direct

18.01.2013 ` 2.50 Per Unit ` 10.00 14.8698 14.872029.04.2011 ` 2.50 Per Unit ` 10.00 15.570203.09.2010 ` 4.00 Per Unit ` 10.00 19.736519.01.2010 ` 4.00 Per Unit ` 10.00 19.486431.07.2009 ` 4.00 Per Unit ` 10.00 19.7059





Scheme / Duration

SinceInception

SinceInception

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012B & FS Fund 28.18 47696.70 61.00 (13.80) 58.16 16100.48 8619.54 15816.19Bank Nifty 19.42 30550.80 64.57 (8.73) 56.54 16456.95 9127.00 15654.16Sensex 11.94 20341.61 29.89 8.98 25.70 12989.39 10897.72 12569.92

SMS BANKING TO 59090 www.saharamutual.com

An Open-Ended Sectoral Growth Fund

The investment objective would be to provide long term capital appreciation through investment in equities and equities related securities of companies whose business comprise of Banking / Financial services, either whole or in part.This scheme is suitable for investors who are seeking* • Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives, in the Banking & Financial Services sector. • High Risk (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

87.50

6.05

6.45

87.50

6.056.45

Banks

Finance

CBLO / Cash & Cash Receivables



EQUITY SHARES

HDFC Bank Ltd Banks 23.04ICICI Bank Ltd Banks 22.95

Axis Bank Ltd Banks 11.31

State Bank of India Banks 10.74

City Union Bank Ltd Banks 4.14

Bajaj Finance Ltd Finance 3.60

Yes Bank Ltd Banks 3.40

Max India Ltd Finance 2.46

Union Bank of India Banks 2.32

DCB Bank Ltd Banks 2.18

Canara Bank Banks 1.97

IndusInd Bank Ltd Banks 1.93

Bank of Baroda Banks 1.72

UCO Bank Banks 0.95

The Federal Bank Ltd Banks 0.84

Equity Total 93.55

CBLO/Cash & Cash Receivables 6.45Grand Total 100.00


Load StructureEntry Load NA

Exit Load 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months. NIL - For Direct Option

Load Structure (SIP)Entry Load NA

Exit Load 1%- If redeemed on or before 1 year from the date of allotment.

NIL (for Direct Option)

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLE

Monthly Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 each

Quartery Initial cheque of ` 2000 and 3 post dated cheques for minimum of ` 2000 each

Minimum Application Amount ` 5000 and in multiples of ` 1 thereafter.

OPTIONS : Growth Option Dividend OptionGrowth Option - Direct Dividend Option - Direct

Statistical Measures (For trailing 3 years Period) (as on 30.01.2015)Sharpe Ratio1 0.5849 Beta 0.9382Standard Deviation (%) 26.63% Rsquare 0.96881 Risk Free rate is based on 1 year T-Bill rate.


Systematic Investment Plan (SIP) - AUTO DEBIT/ECS FACILITY AVAILABLEMonthly Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 eachQuartery Initial cheque of ` 2000 and 3 post dated cheques for minimum of ` 2000 eachLoad Structure (SIP)Entry Load NAExit Load 1%- If redeemed on or before 1 year from the date of allotment.Exit Load NIL - for Direct Option




Scheme / Duration

SinceInception

SinceInception

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012Growth Fund 22.29 119891.10 35.44 1.07 31.60 13543.57 10107.48 13160.47CNX Nifty 18.58 81958.24 31.39 6.76 27.70 13138.80 10675.52 12769.72Sensex 19.09 86442.73 29.89 8.98 25.70 12989.39 10897.72 12569.92

Minimum Application Amount` 3000 and additional amount of ` 500 and multiples of ` 1 thereafter.


Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL If redeemed after 12 months.Exit Load NIL - For Direct Option

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 24 yrs (10.5 yrs in Sahara Growth Fund)

A N Sridhar Fund Manager 24 yrs (7.5 yrs in Sahara Growth Fund)

Date of Inception 30/08/2002 AUM (` in Lakhs) 798.95Portfolio Turnover Ratio 2.27 Holdings in Top 10 Scrips (%) 42.69

Total Expense Ratio (%)For Direct Option 2.30%Options other than Direct Option 2.70%

NAV AS ON 30.01.2015

Growth Option ` 124.4311 Dividend Option ` 36.0980

Growth Option- Direct ` 126.0714 Dividend Option-

Direct ` 36.3959

DIVIDEND

Record Date Rate Face Value Cum Div NAV (`)

29.10.2010 ` 7.50 per unit ` 10.00 33.1549

07.09.2007 ` 7.50 per unit ` 10.00 28.5888

13.03.2006 ` 7.50 per unit ` 10.00 28.22

28.01.2005 ` 3.00 per unit ` 10.00 19.57

25.09.2003 ` 3.00 per unit ` 10.00 14.95


Statistical Measures (For trailing 3 years Period) (as on 30.01.2015)Sharpe Ratio1 0.6527 Beta 1.0358STDEV (%) 16.26% Rsquare 0.83711 Risk Free rate is based on 1 year T-Bill rate.


An Open-Ended Growth Fund

SMS GROWTH TO 59090 www.saharamutual.com

The investment objective of the Scheme is to achieve capital appreciation by investing in equity and equity-related instruments.This scheme is suitable for investors who are seeking*• Long Term Capital Growth • Investment in Equity & equity related securities including equity derivatives.• High Risk. (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

22.327.887.226.965.374.984.974.194.013.963.592.752.712.342.061.881.651.601.571.521.395.07

Banks Software Auto Ancillaries Consumer Non Durables Finance Power Industrial Capital Goods Construction Project Petroleum Products Oil Auto Construction Minerals/Mining Pharmaceuticals Telecom - Services Industrial Products Consumer Durables Textile Products Cement Gas Fertilisers CBLO/Cash and Cash Receivables

22.32

7.88

7.22

6.965.374.98

4.974.19

3.96

3.592.752.712.34

2.061.88

1.651.601.57

1.52

4.01



EQUITY SHARESICICI Bank Ltd Banks 5.42HDFC Ltd Finance 5.37Axis Bank Ltd Banks 5.15Larsen & Toubro Ltd Construction Project 4.19Reliance Industries Ltd Petroleum Products 4.01Oil & Natural Gas Corp Ltd Oil 3.96Hindustan Unilever Ltd Consumer Non Durables 3.74State Bank of India Banks 3.67Tech Mahindra Ltd Software 3.59Hero Motocorp Ltd Auto 3.59HDFC Bank Ltd Banks 3.32ITC Ltd Consumer Non Durables 3.23Power Grid Corporation of India Ltd Power 3.15Kesoram Industries Ltd Auto Ancillaries 2.82Alstom India Ltd Industrial Capital Goods 2.80Prestige Estates Project Ltd Construction 2.75Coal India Ltd Minerals/Mining 2.71Union Bank of India Banks 2.62Mastek Ltd Software 2.41Lupin Ltd Pharmaceuticals 2.34Exide Industries Ltd Auto Ancillaries 2.33Crompton Greaves Ltd Industrial Capital Goods 2.17Punjab National Bank Banks 2.14Igarashi Motors India Ltd Auto Ancillaries 2.07Tata Communications Ltd Telecom - Services 2.06Timken India Ltd Industrial Products 1.88Infosys Ltd Software 1.88CESC Ltd Power 1.83Whirlpool of India Ltd. Consumer Durables 1.65Himatsingka Seide Ltd Textile Products 1.60Ultratech Cement Ltd. Cement 1.57GAIL (India) Ltd Gas 1.52UNLISTED EQUITY SHARESNagarjuna Fertilizers & Chemicals Ltd Fertilisers 1.39Equity Total 94.93CBLO/Cash & Cash Receivables 5.07Grand Total 100.00

1.395.07


FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 24 yrs (9 yrs in Sahara Wealth Plus Fund)A N Sridhar Fund Manager 24 yrs (7.5 yrs in Sahara Wealth Plus Fund)

Date of Inception 01/09/2005 AUM (` in Lakhs) 1161.80Portfolio Turnover Ratio 1.95 Holding In Top 10 scrips (%) 40.68

Total Expense Ratio (%) For Direct Option 2.45%Options other than Direct options 2.70%

NAV AS ON 30.01.2015Fixed Pricing Option Variable Pricing Option

Growth Option ` 38.1695 Growth Option ` 41.1610Dividend Option ` 27.1875 Dividend Option ` 29.8390Growth Option - Direct ` 38.4207 Growth Option - Direct ` 41.3913Dividend Option - Direct ` 27.3274 Dividend Option - Direct ` 30.0004

DIVIDEND

Record Date Rate Face Value

Cum Div NAV (`)Fixed Pricing Option Variable Pricing OptionDividend Option


Dividend Option


07.03.2013 ` 2.50 Per Unit ` 10.00 17.7335 17.7435 18.9205 18.928105.10.2010 ` 4.00 Per Unit ` 10.00 23.2186 24.0699


Statistical Measures (For trailing 3 years Period) (as on 30.01.2015)Variable Pricing Option Fixed Pricing Option

Sharpe Ratio1 1.3903 Beta 0.8066 Sharpe Ratio1 1.3060 Beta 0.8058STDEV 14.07% Rsquare 0.7757 STDEV 14.06% Rsquare 0.77531 Risk Free rate is based on 1 year T-Bill rate.Minimum Application Amount` 1000 and additional amount of ` 500 & multiples of ` 1 thereafter.OPTIONS : Growth Option Dividend Option

Growth Option - Direct Dividend Option - Direct

Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL If redeemed after 12 months.Exit Load NIL - for Direct option


Return on Equity: The Equity selected is based on Return on Equity. A higher RoE may mean higher creation of Wealth.

Portfolio RoE : 9.23%


Monthly SIP Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 each

Quartery SIP Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000 each

Load Structure (SIP)Entry Load NAExit Load 1%- If redeemed on or before 1 year from the date of allotment.Exit Load NIl - for Direct option




Scheme / Duration

SinceInception

SinceInception

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012W Plus-V Fund 15.73 39114.10 43.79 12.70 31.32 14378.76 11270.22 13132.03W Plus-F Fund 14.81 36304.30 42.40 11.62 30.15 14240.11 11162.22 13015.15CNX 500 13.11 31599.41 37.82 3.61 31.84 13782.01 10361.34 13184.49Sensex 14.33 34914.80 29.89 8.98 25.70 12989.39 10897.72 12569.92

SMS WEALTH TO 59090 www.saharamutual.com


The primary objective of the scheme would be to invest in equity and equity related instruments of companies that would be wealth builders in the long term.This scheme is suitable for investors who are seeking *• Long Term Capital Growth • Investment in Equity & equity related securities including equity derivatives.• High Risk. (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

19.5313.128.847.517.326.426.405.214.892.862.802.001.901.891.491.210.316.30

Auto Ancillaries

Software

Consumer Non Durables

Pharmaceuticals

Banks

Auto

Industrial Capital Goods

Consumer Durables

Finance

Industrial Products

Minerals/Mining

Fertilisers

Construction Project

Chemicals

Cement

Oil

Textile Products

CBLO/Cash & Cash Receivables

19.53

13.12

8.84

7.517.326.42

6.40

5.21

4.892.86

2.001.90

1.89 1.49



EQUITY SHARESCity Union Bank Ltd Banks 5.22Glenmark Pharmaceuticals Ltd Pharmaceuticals 4.64Colgate-Palmolive (India) Ltd Consumer Non Durables 4.44Bosch Ltd Auto Ancillaries 4.31Infosys Ltd Software 4.24Exide Industries Ltd Auto Ancillaries 4.16Tech Mahindra Ltd Software 3.70Wipro Ltd Software 3.39Motherson Sumi Systems Ltd Auto Ancillaries 3.30Bharat Heavy Electricals Ltd Industrial Capital Goods 3.26Siemens Ltd Industrial Capital Goods 3.14Kesoram Industries Ltd Auto Ancillaries 3.01Bajaj Finance Ltd Finance 2.96CCL Products (India) Ltd Consumer Non Durables 2.96Bata India Ltd Consumer Durables 2.94Lupin Ltd Pharmaceuticals 2.87NRB Bearing Ltd Industrial Products 2.86Coal India Ltd Minerals/Mining 2.80Hero Motocorp Ltd Auto 2.71Sona Koya Steering Systems Ltd Auto Ancillaries 2.61Whirlpool of India Ltd Consumer Durables 2.27Ucal Fuel Systems Ltd Auto Ancillaries 2.14State Bank of India Banks 2.09Coromandel International Ltd Fertilisers 2.00IDFC Ltd Finance 1.93Larsen & Toubro Ltd Construction Project 1.90Atul Ltd Chemicals 1.89TVS Motor Company Ltd Auto 1.86Mahindra & Mahindra Ltd Auto 1.85Kpit Technologies Ltd Software 1.79Ultratech Cement Ltd Cement 1.49Hindustan Unilever Ltd Consumer Non Durables 1.44Oil & Natural Gas Corp Ltd Oil 1.21Monte Carlo Fashions Ltd Textile Products 0.31Equity Total 93.70CBLO/Cash & Cash Receivables 6.30Grand Total 100.00

1.210.31

6.30

2.80


14.1512.1010.608.027.906.835.865.655.273.142.802.692.582.412.171.991.831.672.36

Cement Construction Project Banks Industrial Capital Goods Industrial Products Power Hotels Transportation Telecom - Services Auto Ancillaries Construction Petroleum Products Gas Auto Ferrous Metals Minerals/Mining Non - Ferrous Metals Oil CBLO/Cash and Cash Receivables

14.15

12.10

10.60

7.906.83

5.86

5.65

5.27

2.80

2.582.41

2.171.99

1.671.83

3.14

2.69

2.36

8.02

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 24 yrs (8.5 yrs in Sahara Infrastructure Fund)A N Sridhar Fund Manager 24 yrs (7.5 yrs in Sahara Infrastructure Fund)


Total Expense Ratio (%)For Direct Option 2.45%other than Direct option 2.70%

NAV AS ON 30.01.2015Fixed Pricing Variable Pricing

Growth Option ` 19.0552 Growth Option ` 20.4716Dividend Option ` 13.9291 Dividend Option ` 15.0603Growth Option - Direct ` 19.0956 Growth Option - Direct ` 20.5114Dividend Option - Direct ` 13.9952 Dividend Option - Direct ` 15.1219DIVIDEND

Record Date Rate Face Value Cum Div NAV (`)FIXED VARIABLE

30.11.2007 ` 5.00 per unit ` 10.00 18.6112 18.8216Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and statutory levies if any.

Statistical Measures (For trailing 3 years Period) (as on 30.01.2015)Variable Pricing Option Fixed Pricing Option

Sharpe Ratio1 0.2520 Beta 1.4335 Sharpe Ratio1 0.2096 Beta 1.4331STDEV (%) 24.99% Rsquare 0.6781 STDEV (%) 24.99% Rsquare 0.6780

1 Risk Free rate is based on 1 year T-Bill rate.

Minimum Application Amount` 1000 under Growth Option and ` 5000 under Dividend Option and additional amount in multiples of ` 1.

OPTIONS Fixed Pricing Option Growth

OptionGrowth Option

- DirectDividend Option

Dividend Option - DirectVariable Pricing Option

Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL-If redeemed after 12 months.Exit Load NIL - for Direct option



Quartery SIP Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000 each

Load Structure (SIP)Entry Load : NA

Exit Load 1%- If redeemed on or before 1 year from the date of allotment.NIL - for Direct option

SMS INFRA TO 59090 www.saharamutual.com





Scheme / Duration

SinceInception

SinceInception

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012INFRA - V Fund 8.10 19770.00 48.85 (12.23) 27.92 14885.48 8777.20 12792.14INFRA - F Fund 7.23 18416.60 47.49 (13.09) 26.78 14748.50 8691.03 12678.40Nifty 10.44 23846.77 31.39 6.76 27.70 13138.80 10675.52 12769.72Sensex 10.41 23779.46 29.89 8.98 25.70 12989.39 10897.72 12569.92

The investment objective would be to provide income distribution and / or medium to long term capital gains by investing in equity / equity related instrument of companies mainly in the infrastructure sector.This scheme is suitable for investors who are seeking*• Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives, predominantly in the infrastructure sector. • High Risk. (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)



EQUITY SHARESTata Communications Ltd Telecom - Services 5.27Larsen & Toubro Ltd Construction Project 5.02Prism Cement Ltd Cement 4.36ICICI Bank Ltd Banks 4.23Crompton Greaves Ltd Industrial Capital Goods 4.17Voltas Ltd Construction Project 3.94Axis Bank Ltd Banks 3.88Ptc India Ltd Power 3.85Alstom India Ltd Industrial Capital Goods 3.84Bharat Forge Ltd Industrial Products 3.79Everest Industries Ltd Cement 3.74Heidelberg Cement India Ltd Cement 3.56EIH Ltd Hotels 3.31Container Corporation of India Ltd Transportation 3.18Ashoka Buildcon Ltd Construction Project 3.14Exide Industries Ltd Auto Ancillaries 3.14Power Grid Corporation of India Ltd Power 2.99ITD Cementation India Ltd Construction 2.80Reliance Industries Ltd Petroleum Products 2.69Sintex Industries Ltd Industrial Products 2.64GAIL (India) Ltd Gas 2.58Indian Hotels Co Ltd Hotels 2.55Ramco Industries Ltd Cement 2.49Bank of Baroda Banks 2.48Adani Ports & SEZ Ltd Transportation 2.47Ashok Leyland Ltd Auto 2.41Pennar Industries Ltd Ferrous Metals 2.17Coal India Ltd Minerals/Mining 1.99National Aluminium Co.Ltd Non - Ferrous Metals 1.83Oil & Natural Gas Corp Ltd Oil 1.67Jain Irrigation Systems Ltd Industrial Products 1.46Equity Total 97.64

CBLO/Cash & Cash Receivables 2.36

Grand Total 100.00




Monthly SIP 1st cheque of ` 1000 along with minimum of 5 post dated cheques of minimum ` 1000 each.

Quartery SIP 1st cheque of ` 2000 along with minimum of 3 post dated cheques of minimum of ` 2000 each

Load Structure (SIP)Entry Load NAExit Load 1%- If redeemed on or before 1 year from the date of allotment.Exit Load NIL - for Direct option

SMS MIDCAP TO 59090 www.saharamutual.com




Scheme / Duration

SinceInception

SinceInception

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012Midcap Fund 18.40 54190.70 58.08 6.39 33.08 15808.02 10639.08 13308.10CNX Midcap 15.47 42161.75 55.91 (5.10) 39.16 15590.86 9489.95 13915.75Sensex 15.33 41648.81 29.89 8.98 25.70 12989.39 10897.72 12569.92


FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 24 yrs (10 yrs in Sahara Midcap Fund)A N Sridhar Fund Manager 24 yrs (7.5 yrs in Sahara Midcap Fund)Date of Inception 31/12/2004 AUM (` in Lakhs) 1064.90Portfolio Turnover Ratio 1.96 Holding In Top 10 scrips (%) 31.10Total Expense ratio (%) for Direct options 2.45%

Options other than Direct options 2.70%NAV AS ON 30.01.2015Growth Option ` 54.6011 Dividend Option ` 24.0901Auto Payout Option ` 54.6011 Bonus Option ` 54.6011Growth Option - Direct ` 54.7235 Dividend Option - Direct ` 24.1902Auto Payout Option - Direct ` 54.7235 Bonus Option - Direct ` 54.7235DIVIDEND

Record Date Rate Face Value Cum Div NAV (`)24.12.2010 ` 3.00 per unit ` 10.00 17.279728.05.2010 ` 4.00 per unit ` 10.00 18.937631.12.2007 ` 5.00 per unit ` 10.00 20.918320.09.2005 ` 1.50 per unit ` 10.00 14.2829

Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and statutory levies if any.Statistical Measures (For trailing 3 years Period) (as on 30.01.2015)Sharpe Ratio1 0.9095 Beta 0.8552STDEV (%) 19.31% Rsquare 0.80031 Risk Free rate is based on 1 year T-Bill rate.Minimum Application Amount

` 1000 & additional amount of ` 500 & multiples of ` 1.

OPTIONS Growth Option Dividend OptionGrowth Auto Payout Option Bonus OptionGrowth Option - Direct Dividend Option - DirectGrowth Auto Payout Option - Direct Bonus Option - Direct

Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL-If redeemed after 12 months.Exit Load NIL - for Direct Option

TARGETED CAPITAL SEGMENT WIISE BREAKUP (As on 30th Jan, 2015 )MIDCAP 97.23% LARGE CAP 2.77%

An open-ended Growth Fund with an objective to achieve long term capital growth at medium level of risks by investing primarily in mid-cap stocks.This scheme is suitable for investors who are seeking *• Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives.• High Risk. (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

12.6412.52

9.908.687.437.026.334.673.793.702.782.702.622.60

2.572.362.151.821.652.07

Banks Auto Ancillaries Industrial Capital Goods Pharmaceuticals Construction Project Software Cement Textile Products Fertilisers Construction Power Telecom - Services Gas Telecom - Equipment & Accessories Finance Services Industrial Products Media & Entertainment Consumer Non Durables CBLO/Cash and Cash Receivables

12.64

12.52

9.90

8.68

7.437.02

6.33

4.67

3.79

3.702.782.70

2.572.60

2.362.15 1.82 2.07

2.62

1.65



EQUITY SHARESITD Cementation India Ltd Construction 3.70Crompton Greaves Ltd Industrial Capital Goods 3.56Bharat Electronics Ltd Industrial Capital Goods 3.45Glenmark Pharmaceuticals Ltd Pharmaceuticals 3.38Kesoram Industries Ltd Auto Ancillaries 3.17Alstom India Ltd Industrial Capital Goods 2.89NCC Ltd Construction Project 2.85Power Grid Corporation of India Ltd Power 2.78Tata Communications Ltd Telecom - Services 2.70City Union Bank Ltd Banks 2.63Indraprastha Gas Ltd Gas 2.62Astra Microwave Products Ltd Telecom - Equipment & Accessories 2.60Shriram Transport Finance Company Ltd Finance 2.57Ramco Industries Ltd Cement 2.55Motherson Sumi Systems Ltd Auto Ancillaries 2.54Voltas Ltd. Construction Project 2.52Cyient Ltd Software 2.50Himatsingka Seide Ltd Textile Products 2.49UCO Bank Banks 2.47Syndicate Bank Banks 2.42Aditya Birla Nuvo (Indian Rayon) Services 2.36Intellect Design Arena Ltd Software 2.35Sona Koya Steering Systems Ltd Auto Ancillaries 2.33Exide Industries Ltd Auto Ancillaries 2.32Arvind Ltd Textile Products 2.18Mastek Ltd Software 2.17Ucal Fuel Systems Ltd Auto Ancillaries 2.15Mahindra CIE Automotive Ltd Industrial Products 2.15Marksans Pharma Ltd Pharmaceuticals 2.11Techno Electric & Engineering Company Ltd Construction Project 2.06Canara Bank Banks 2.00Mangalam Cement Ltd Cement 1.96Natco Pharma Ltd Pharmaceuticals 1.95Coromandel International Ltd Fertilisers 1.91Gujarat State Fertilizers & Chemicals Ltd Fertilisers 1.88Union Bank of India Banks 1.87JK Lakshmi Cement Ltd Cement 1.82T.V. Today Network Ltd Media & Entertainment 1.82DCM Shriram Ltd Consumer Non Durables 1.65J B Chemicals & Pharmaceuticals Ltd Pharmaceuticals 1.25Bank of India Banks 1.25Equity Total 97.93CBLO/Cash & Cash Receivables 2.07Grand Total 100.00






Quartery SIP Initial cheque of ` 2000 and 3 post dated cheques for minimum of ` 2000 each

Load Structure (SIP)Entry Load NA


Exit Load NIL - for Direct option

SMS POWER TO 59090 www.saharamutual.com




Scheme / Duration

SinceInception

SinceInception

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012P & NR Fund 6.49 15087.60 31.88 (1.73) 21.24 13188.35 9827.25 12123.85Nifty 9.21 17800.77 31.39 6.76 27.70 13138.80 10675.52 12769.72Sensex 8.95 17519.01 29.89 8.98 25.70 12989.39 10897.72 12569.92

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 24 yrs (6.5 yrs in Sahara Power & NR Fund)A N Sridhar Fund Manager 24 yrs (6.5 yrs in Sahara Power & NR Fund)

Date Of Inception 17/06/2008 Holdings in Top 10 Scrips (%) 40.70 AUM (` in Lakhs) 277.71 Portfolio Turnover Ratio 1.39

Total Expense Ratio (%)For Direct option 2.45%

Options other than Direct option 2.70%

NAV AS ON 30.01.2015Growth Option ` 15.5439 Dividend Option ` 13.2579Growth Option-Direct ` 15.6110 Dividend Option - Direct ` 13.3378

DIVIDENDRecord Date Rate Face Value Cum Dividend NAV (`)30.07.2010 ` 2.00 per unit ` 10.00 13.5352


Statistical Measures (For trailing 3 years Period) (as on 30.01.2015)Sharpe Ratio1 0.1644 Beta 1.2506STDEV (%) 22.29% Rsquare 0.64921 Risk Free rate is based on 1 year T-Bill rate.Minimum Application Amount ` 5000 and in multiples of ` 1 thereafter.


Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months.Exit Load NIL - for Direct option


The investment objective is to generate long term capital appreciation through investment in equities and equity related securities of companies engaged in the business of generation, transmission, distribution of Power or in those companies that are engaged directly or indirectly in any activity associated in the power sector or principally engaged in discovery, development, production, processing or distribution of natural resources.This scheme is suitable for investors who are seeking *• Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives in the power & natural resources sector. • High Risk. (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

24.6617.976.876.315.714.523.953.903.873.683.542.742.562.532.521.962.71

Power Industrial Capital Goods Construction Project Gas Fertilisers Chemicals Petroleum Products Minerals/Mining Finance Transportation Cement Industrial Products Ferrous Metals Oil Auto Ancillaries Non - Ferrous Metals CBLO/Cash and Cash Receivables

24.66

17.97

6.876.31

4.52

3.95

3.90

3.68

3.542.74

2.562.53

2.521.96

2.71

5.71



EQUITY SHARESPTC India Ltd Power 4.68Tata Chemicals Ltd Chemicals 4.52Power Grid Corporation of India Ltd Power 4.26Indraprastha Gas Ltd Gas 4.18Reliance Industries Ltd Petroleum Products 3.95Coal India Ltd Minerals/Mining 3.90PTC India Financial Services Ltd Finance 3.87Voltas Ltd Construction Project 3.87Crompton Greaves Ltd Industrial Capital Goods 3.75Torrent Power Ltd Power 3.71Adani Ports & SEZ Ltd Transportation 3.68NTPC Ltd Power 3.62Prism Cement Ltd Cement 3.54Alstom India Ltd Industrial Capital Goods 3.52CESC Ltd Power 3.42APAR Industries Ltd Industrial Capital Goods 3.08Bharat Heavy Electricals Ltd Industrial Capital Goods 3.05Larsen & Toubro Ltd Construction Project 3.00Gujarat State Fertilizers & Chemicals Ltd Fertilisers 2.89Coromandel International Ltd Fertilisers 2.82Finolex Cables Ltd Industrial Products 2.74Tata Power Company Ltd Power 2.61Pennar Industries Ltd Ferrous Metals 2.56Oil & Natural Gas Corp Ltd Oil 2.53Kesoram Industries Ltd Auto Ancillaries 2.52Kalpataru Power Transmission Ltd Power 2.35ABB India Ltd Industrial Capital Goods 2.31Siemens Ltd Industrial Capital Goods 2.25GAIL (India) Ltd Gas 2.13National Aluminium Co.Ltd Non - Ferrous Metals 1.96Equity Total 97.29CBLO/Cash & Cash Receivables 2.71Grand Total 100.00

3.87





Scheme / Duration

SinceInception

SinceInception

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012Star Value Fund 11.70 16995.02 57.36 (3.67) 26.01 15736.30 9633.45 12601.47S & P BSE 200 10.88 16409.76 35.47 4.38 30.98 13546.66 10438.05 13098.46Sensex 10.48 16128.74 29.89 8.98 25.70 12989.39 10897.72 12569.92

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 24 yrs (5 yrs in Sahara Star Value Fund)A N Sridhar Fund Manager 24 yrs (5 yrs in Sahara Star Value Fund)

Date of Inception 14/09/2009 Holding In Top 10 scrips (%) 45.48Portfolio Turnover Ratio 4.54 AUM (` in Lakhs) 207.93

Total Expense Ratio (%) for Direct option 2.30%Options other than Direct options 2.70%

NAV AS ON 30.01.2015Growth Option ` 17.8175 Dividend Option ` 13.9998Growth Option - Direct ` 19.2900 Dividend Option -Direct ` 14.1130


Statistical Measures (For trailing 3 years Period) (as on 30.01.2015)Sharpe Ratio1 0.4270 Beta 1.2718STDEV (%) 23.48% Rsquare 0.65361 Risk Free rate is based on 1 year T-Bill rate.

Minimum Application Amount` 5000 and in multiples of ` 1 thereafter.



Monthly SIP 1st cheque of ` 1000 along with minimum of 5 post dated cheques of minimum of ` 1000 each.

Quartery SIP 1st cheque of ` 2000 along with minimum of 3 post dated cheques of minimum of ` 2000 each


Entry Load NA


Exit Load NIL - for Direct option

SMS STARVALUE TO 59090 www.saharamutual.com


The investment objective is to provide long term capital appreciation by investing predominantly in equity / equity related instruments of select companies based on value parameters.This scheme is suitable for investors who are seeking *• Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives.• High Risk. (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

16.52

12.25

12.25

11.70

8.21

8.08

4.35

4.08

3.70

3.47

3.13

2.96

1.54

7.76

Banks


Auto Ancillaries

Power

Construction

Construction Project

Chemicals

Software

Cement

Industrial Products

Ferrous Metals

Telecom - Services

Fertilisers

CBLO/Cash and Cash

Receivables

16.52

12.25

12.25

11.708.21

8.08

4.08

3.70

2.961.54

7.76



EQUITY SHARESCrompton Greaves Ltd Industrial Capital Goods 5.47UCO Bank Banks 4.71Techno Electric & Engineering Company Ltd Construction Project 4.61Syndicate Bank Banks 4.51Kesoram Industries Ltd Auto Ancillaries 4.51Itd Cementation India Ltd Construction 4.51Exide Industries Ltd Auto Ancillaries 4.47Atul Ltd Chemicals 4.35Kalpataru Power Transmission Ltd Power 4.27Mastek Ltd Software 4.08CESC Ltd Power 3.87Prestige Estates Project Ltd Construction 3.70Mangalam Cement Ltd Cement 3.70Apar Industries Ltd Industrial Capital Goods 3.58Power Grid Corporation of India Ltd. Power 3.56Greaves Cotton Ltd Industrial Products 3.47NCC Ltd Construction Project 3.47Subros Ltd Auto Ancillaries 3.27Walchandnagar Industries Ltd Industrial Capital Goods 3.20Canara Bank Banks 3.20Pennar Industries Ltd Ferrous Metals 3.13Union Bank of India Banks 3.02Tata Communications Ltd Telecom - Services 2.96Punjab National Bank Banks 1.09

UNLISTED EQUITY SHARESNagarjuna Fertilizers & Chemicals Ltd Fertilisers 1.54

Equity Total 92.24CBLO/Cash & Cash Receivables 7.76Grand Total 100.00

Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL If redeemed after 12 months.Exit Load NIL - for Direct option


3.47

4.35

DIVIDEND

Record Date Rate Face ValueCum Dividend NAV (`)Dividend Option


01.09.2014 ` 2.50 Per Unit ` 10.00 16.4033 16.537616.08.2010 ` 1.00 Per Unit ` 10.00 12.5064

3.13


SMS SUPER TO 59090 www.saharamutual.com


FUND MANAGER

Name Designation Experience (Years)

Naresh Kumar Garg Chief Investment Officer 24 yrs (5 yrs in Sahara Super 20 Fund)

A N Sridhar Fund Manager 24 yrs (5 yrs in Sahara Super 20 Fund)

Date of Inception 31/07/2009 AUM (` in Lakhs) 75.57

Portfolio Turnover Ratio 1.87 Holding In Top 10 scrips (%) 53.04

Total Expense ratio (%)for Direct options 2.30%

Options other than Direct options 2.70%

NAV AS ON 30.01.2015

Growth Option ` 17.1637 Dividend Option ` 17.1478

Growth-Direct ` 17.2932 Dividend-Direct ` 17.2985

Statistical Measures (For trailing 3 years Period) (as on 30.01.2015)

Sharpe Ratio1 0.4933 Beta 0.9832

STDEV (%) 14.78% Rsquare 0.9123


MINIMUM APPLICATION AMOUNT : ` 5000 and in multiples of ` 1 thereafter.

Load Structure Entry Load: NA ; Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months. NIL - for Direct option

SIP / STP: Entry Load: NA ; Exit Load: 1%- If redeemed on or before 1 year from the date of allotment. NIL - for Direct option

OptionsGrowth Growth Option - Direct

Dividend Dividend Option - Direct

SYSTEMATIC INVESTMENT PLAN (SIP) – AUTO DEBIT / ECS FACILITY AVAILABLE


Quarterly Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000

The investment objective would be to provide long term capital appreciation by investing in predominantly equity and equity related securities of around 20 companies selected out of the top 100 largest market capitalization companies, at the point of investment.This scheme is suitable for investors who are seeking *• Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives of the Top 100 companies by market capitalisation. • High Risk (BROWN)

(Investors understand that their principal will be at high risk)(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

Returns for the period ended December 2014

CAGR Returns (%) ` 10,000 CAGR Returns ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS

Scheme / Duration

SinceInception

SinceInception

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012

Super 20 Fund 9.51 15632.96 27.20 3.59 23.33 12720.43 10358.94 12332.85

Nifty 11.29 16926.13 31.39 6.76 27.70 13138.80 10675.52 12769.72

Sensex 10.93 16654.70 29.89 8.98 25.70 12989.39 10897.72 12569.92

23.1013.8812.356.065.635.014.524.203.092.652.56

16.95

Banks Software Consumer Non Durables Petroleum Products Construction Project Finance Services Pharmaceuticals Industrial Capital Goods Auto Oil CBLO/Cash and Cash Receivables

23.10

13.88

12.355.63

4.52

4.20

6.06

5.01

3.092.652.56

16.95



EQUITY SHARESInfosys Ltd Software 6.24ICICI Bank Ltd Banks 6.20Reliance Industries Ltd Petroleum Products 6.06ITC Ltd Consumer Non Durables 5.85Larsen & Toubro Ltd Construction Project 5.63HDFC Bank Ltd Banks 5.49HDFC Ltd Finance 5.01Aditya Birla Nuvo (Indian Rayon) Services 4.52Lupin Ltd Pharmaceuticals 4.20Wipro Ltd Software 3.85Tech Mahindra Ltd Software 3.80Colgate-Palmolive (India) Ltd Consumer Non Durables 3.72State Bank of India Banks 3.68Bharat Heavy Electricals Ltd Industrial Capital Goods 3.09Canara Bank Banks 2.93Kotak Mahindra Bank Ltd Banks 2.80Hindustan Unilever Ltd Consumer Non Durables 2.78Hero Motocorp Ltd Auto 2.65Oil & Natural Gas Corp Ltd Oil 2.56Yes Bank Ltd Banks 2.00Equity Total 83.05CBLO/Cash & Cash Receivables 16.95Grand Total 100.00



Options Growth Option

Dividend Option Growth Option - Direct Dividend Option - Direct

Returns for the period ended December 2014

CAGR Returns (%) ` 10,000 CAGR Returns ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS

Scheme / Duration

SinceInception

SinceInception

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012R.E.A.L Fund 5.58 14703.70 72.97 0.89 32.34 17297.05 10089.13 13233.65

NIFTY 5.41 14535.77 31.39 6.76 27.70 13138.80 10675.52 12769.72

Sensex 5.25 14376.73 29.89 8.98 25.70 12989.39 10897.72 12569.92

An Open-Ended Equity Fund


Naresh Kumar Garg Chief Investment Officer 24 yrs (6.5 yrs in Sahara R.E.A.L Fund)

A N Sridhar Fund Manager 24 yrs (6.5 yrs in Sahara R.E.A.L Fund)


Total expense ratio (%) for Direct options 2.45%Options other than Direct options 2.70%

NAV AS ON 30.01.2015Growth Option ` 15.1653 Dividend Option ` 15.1652Growth-Direct ` 15.4454 Dividend-Direct ` 15.2622

Statistical Measures (For trailing 3 years Period) (as on 30.01.2015)

Sharpe Ratio1 1.1138 Beta 1.0760

STDEV (%) 19.02% Rsquare 0.6599


SMS REAL TO 59090 www.saharamutual.com

The investment objective would be to provide long term capital gains by investing predominantly in equity / equity related instrument of companies in the Retailing, Entertainment & Media, Auto & auto ancillaries and Logistics sector.This scheme is suitable for investors who are seeking* • Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives, in the Retailing, Entertainment & Media, Auto & auto ancillaries and Logistics sector. • High Risk. (BROWN)

(Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

MINIMUM APPLICATION AMOUNT : ` 5000 and in multiples of ` 1 thereafter.

Load Structure Entry Load: NA ; Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months. NIL - for Direct option

SIP / STP: Entry Load: NA ; Exit Load: 1%- If redeemed on or before 1 year from the date of allotment. NIL - for Direct option

32.46

10.76

9.21

8.42

5.92

5.32

5.29

5.24

3.37

2.43

2.42

1.97

1.77

5.42

Auto Ancillaries

Transportation

Banks

Consumer Durables

Consumer Non Durables

Auto

Media & Entertainment

Industrial Products


Textile Products

Software

Telecom - Services

Hotels

CBLO/Cash and Cash

Receivables

32.46

10.76

9.218.42

5.29

5.24

3.372.43

1.971.77

2.42

5.42



EQUITY SHARESGateway Distriparks Ltd Transportation 4.97Exide Industries Ltd Auto Ancillaries 4.66CCL Products (India) Ltd Consumer Non Durables 4.39DCB Bank Ltd Banks 3.95Bata India Ltd Consumer Durables 3.87T.V. Today Network Ltd Media & Entertainment 3.59Crompton Greaves Ltd Industrial Capital Goods 3.37Motherson Sumi Systems Ltd Auto Ancillaries 3.30Samkrg Pistons & Rings Ltd Auto Ancillaries 3.21Igarashi Motors India Ltd Auto Ancillaries 3.12Wabco India Ltd Auto Ancillaries 3.07Container Corporation of India Ltd Transportation 3.07Bharat Forge Ltd Industrial Products 3.03Suprajit Engineering Ltd Auto Ancillaries 2.91Ashok Leyland Ltd Auto 2.75Transport Corporation of India Ltd Transportation 2.71Ucal Fuel Systems Ltd Auto Ancillaries 2.65TVS Motor Company Ltd Auto 2.58Subros Ltd Auto Ancillaries 2.55Sona Koya Steering Systems Ltd Auto Ancillaries 2.53UCO Bank Banks 2.52Arvind Ltd Textile Products 2.43Mastek Ltd Software 2.42Pricol Ltd Auto Ancillaries 2.38Whirlpool of India Ltd Consumer Durables 2.37Mahindra CIE Automotive Ltd Industrial Products 2.21V I P Industries Ltd Consumer Durables 2.19Asahi India Glass Ltd Auto Ancillaries 2.08Tata Communications Ltd Telecom - Services 1.97Taj GVK Hotels & Resorts Ltd Hotels 1.77Union Bank of India Banks 1.75Entertainment Network India Ltd Media & Entertainment 1.70DCM Shriram Ltd Consumer Non Durables 1.53Punjab National Bank Banks 0.99Equity Total 94.58CBLO/Cash & Cash Receivables 5.42Grand Total 100.00


5.32

SYSTEMATIC INVESTMENT PLAN (SIP) – AUTO DEBIT / ECS FACILITY AVAILABLE


Quarterly Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000

5.92


FUND MANAGER

Name Designation Experience (Years)

Naresh Kumar Garg

Chief Investment Officer

24 yrs (5.5 yrs in Sahara Short Term Bond Fund)

Ashwini Kumar Fund Manager 10 yrs (3.5 yrs in Sahara Short Term Bond Fund)

Date of Inception 13/04/2009 AUM (` in Lakhs) 533.03

Average Portfolio Maturity 1 day

Total Expense ratio (%)

for Direct option 0.29

Options other than Direct option 0.30

NAV AS ON 30.01.2015

Growth Option ` 16.3539 Dividend Reinvestment Option ` 10.5145

Growth Option-Direct ` 16.3816 Dividend Reinvestment

Option - Direct ` 10.5251

Dividend History [(per unit (Gross Dividend in Rupees)] for 3 months under

Dividend Re investment Option (Monthly Frequency)

Date Gross Dividend (`) Investor

29.01.2015 0.0700 Non Corporate

24.12.2014 0.0580 Non Corporate

27.11.2014 0.0580 Non Corporate

Dividend declared on the face value of `10.

Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and dividend Distribution tax as applicable.

Systematic Investment Plan (SIP) Auto Debit / ECS Facility Available

Monthly 5 post dated cheques for a minimum of ` 2000 each.

Quarterly 4 post dated cheques for a minimum of ` 2500 each.


Entry / Exit Load NIL


Name of the Instrument Rating % of AUM

Collateralized Borrowing and Lending Obligation - 99.11%

Cash & Cash Receivables - 0.89%

TOTAL 100.00%

Minimum Application Amount

` 5000 and in multiples of ` 1 thereafter.

Load Structure (for all Options)

Entry /Exit Load NIL


RETURNS (%)

` 10,000 CAGR RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS

Scheme / Duration

SinceInception

SinceInception

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012Short Term Bond Fund 8.86 13133.34 8.40 9.40 9.17 10839.61 10940.06 10916.53

Crisil Liquifex 7.38 12569.51 9.21 9.74 8.52 10921.44 10973.96 10851.96

Crisil 10 yr Gilt Index 5.20 11766.64 14.14 (0.68) 10.61 11414.28 9932.21 11060.68

SMS MUTUAL TO 59090 www.saharamutual.com

An Open Ended Income Fund

The investment objective is to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities. This product is suitable for investors who are seeking*• regular fixed income for short term to medium term • investment in Debt/Money Market Instruments. • low risk. (BLUE) (Investors understand that their principal will be at low risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)


Systematic Investment Plan (SIP) - Auto Debit / ECS Facility Available

Monthly 5 postdated cheques for minimum of ` 2000 each.

Quarterly 4 postdated cheques for minimum of ` 2500 each.


Entry / Exit Load NIL


Name of the Instrument Rating % of AUM



Total 100.00%

Minimum Application Amount`10000 & additional amt. of ` 5000 & Multiples of ` 1.

Load Structure (for all Options)Entry /Exit Load NIL


Naresh Kumar Garg Chief Investment Officer

24 yrs (10.5 yrs in Sahara Liquid Fund)

Ashwini Kumar Fund Manager 10 yrs (3.5 yrs in Sahara Liquid Fund)

Returns for the period ended December 2014CAGR RETURNS

(%) ` 10,000 CAGR


Scheme / Duration

SinceInception

SinceInception

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012Liquid Fund - VP 7.90 16610.86 8.41 9.47 9.31 10841.20 10946.69 10930.79Crisil Liquifex 7.59 16293.61 9.21 9.74 8.52 10921.44 10973.96 10851.961 year T bill 5.92 14680.44 8.56 5.86 8.06 10855.81 10586.45 10806.12

Liquid Fund - FP 7.17 20503.01 8.21 9.31 9.26 10821.09 10930.99 10926.43Crisil Liquifex NA* NA* 9.21 9.74 8.52 10921.44 10973.96 10851.961 year T bill 5.70 17762.87 8.56 5.86 8.06 10855.81 10586.45 10806.12

Date of Inception 19/02/2002 AUM (` in Lakhs) 6677.99Average Portfolio Maturity 1 day

Total Expense Ratio (%)

Fixed Pricing Option 0.40Variable Pricing Option 0.40Fixed Pricing Option - Direct Option 0.39Variable Pricing Option - Direct Option 0.39

CAGR RETURNS (%) ` 10,000 CAGR RETURNS7 days 15 days 1 month 7 days 15 days 1 month

Liquid Fund - VP 8.01 8.13 7.99 10015.35 10033.40 10065.63Crisil Liquid Fund Index 8.92 8.30 8.20 10017.11 10034.12 10067.401 year T bill 11.40 9.74 8.87 10021.85 10040.04 10072.92

Liquid Fund - FP 7.87 7.96 7.78 10015.10 10032.71 10063.97Crisil Liquid Fund Index 8.92 8.30 8.20 10017.11 10034.12 10067.401 year T bill 11.40 9.74 8.87 10021.85 10040.04 10072.92

* AS INDEX INCEPTION IS 31.03.2002


An Open-Ended Liquid Fund

Dividend History [Gross Dividend per unit (in Rupees)] (for Monthly Dividend Option )*

Date Variable Pricing Option

Variable Pricing Option - Direct Option Investor

30.01.2015 7.8432 - Non Corporate

26.12.2014 6.3434 - Non Corporate

28.11.2014 6.1797 - Non Corporate

* Dividend declared on the face value of Rs.1000. Past performance may or may not be sustained in future. The performance of the dividend plan for the investor would be net of the dividend distribution tax, as applicable.

The investment objective is to create a highly liquid portfolio of good quality debt as well as money market instruments with a view to provide high liquidity and reasonable returns to the unit holders, while at all times emphasizing the importance of capital preservation.

This product is suitable for investors who are seeking*

• regular income generation in short term to medium term • highly liquid portfolio of money market debt instruments • low risk. (BLUE)

(Investors understand that their principal will be at low risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

NAV AS ON 30.01.2015Fixed Pricing Option Variable Pricing Option

Daily Dividend ` 1038.5712 Daily Dividend - Direct ` 1038.5712 Daily Dividend ` 1038.6442 Daily Dividend - Direct ` 1038.7987Weekly Dividend ` 1027.4373 Weekly Dividend - Direct ` 1027.4373 Weekly Dividend ` 1045.8390 Weekly Dividend - Direct ` 1045.8390Monthly Dividend ` 1043.3721 Monthly Dividend - Direct ` 1043.3721 Monthly Dividend ` 1053.0720 Monthly Dividend - Direct ` 1055.8972Growth Option ` 2454.9635 Growth Option - Direct ` 2455.8730 Growth Option ` 2484.7352 Growth Option - Direct ` 2486.4612

The face value of the units have been changed from ` 10 per unit to ` 1000 per unit by consolidation of units w.e.f. 27th October, 2005. Also, the Variable Pricing Option has been introduced under the scheme w.e.f. 27th October, 2005.





Scheme / Duration

SinceInception

SinceInception

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012Sahara Classic Fund 9.31 14803.65 7.99 9.24 9.11 10798.95 10923.95 10911.12MIP Blended Index 5.74 12791.08 16.83 5.24 12.10 11682.83 10523.80 11210.07Crisil 10 yr Gilt Index 6.01 12936.61 14.14 (0.68) 10.61 11414.28 9932.21 11060.68

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS facility availableMonthly 6 post dated cheques for minimum of ` 1000 each.Quarterly 4 post dated cheques for minimum of ` 2000 each.

Load Structure (SIP)Entry / Exit Load NIL

PORTFOLIO AS ON 30.01.2015Name of the Instrument Rating % of AUM



TOTAL 100.00%


Naresh Kumar Garg Chief Investment Officer 24 yrs (6.5 yrs in Sahara Classic Fund)Ashwini Kumar Fund Manager 10 yrs (3.5 yrs in Sahara Classic Fund)

Date of Inception 01/02/2008 AUM (` in Lakhs) 27.29Average Portfolio Maturity 1 day

Total Expense Ratio (%) For Direct options 0.34Options other than Direct options 0.35

NAV AS ON 30.01.2015Growth Option ` 18.6222 Dividend Option ` 18.6235Growth Option - Direct ` 18.6266 Dividend Option - Direct ` 18.6235

Minimum Application AmountDividend Option ` 5000 and additional investments in multiples of ` 1000.Growth Option ` 1000 and additional investments in multiples of ` 1000.


Minimum Application Amount` 3000 and additional amt. of ` 1000 & multiples of ` 1 thereafter.


FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg


24 yrs (10.5 yrs in Sahara Income Fund)

Ashwini Kumar Fund Manager 10 yrs (3.5 yrs in Sahara Income Fund)

Date of Inception 21/2/2002AUM (` in Lakhs) 295.19Average Portfolio

Maturity 1 day

Total Expense ratio (%)

for Direct option 0.34other than Direct 0.35

NAV AS ON 30.01.2015Growth Option ` 26.0079 Dividend Option ` 21.4198Growth - Direct ` 26.0314 Dividend - Direct ` 21.6465

DividendRecord Date Rate Cum Div NAV (`)26.03.2007 ` 1.00 per unit 11.7697

Dividend declared on the face value of `10. Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and dividend Distribution tax as applicable.




Scheme / Duration

SinceInception

SinceInception

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012Sahara Income Fund 7.66 21475.93 8.26 9.36 9.33 10825.82 10936.46 10933.31Crisil Composite Bond Fund Index NA* NA* 14.31 4.67 9.36 11430.67 10466.70 10936.40

Crisil 10 yr Gilt Index 6.30 18834.79 14.14 (0.68) 10.61 11414.28 9932.21 11060.68


An Open-Ended Income Fund

An Open-Ended Income Fund

* AS INDEX INCEPTION IS 31.03.2002

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly 6 post dated cheques for a minimum of ` 500 each.Quarterly 4 post dated cheques for a minimum of ` 750 each.Load Structure (SIP)Entry / Exit Load NIL




TOTAL 100.00%

The investment objective of the scheme is to generate returns by investing mainly in debt and debt related instruments including money market instruments and also to invest a portion of the fund in equity and equity related instruments to seek capital appreciation.This product is suitable for investors who are seeking*• regular income generation/capital appreciation in short, medium and long term • investment in various debt securities and equity and equity related instruments. • Medium risk. (Yellow) (Investors understand that their principal will be at medium risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

The primary objective of the scheme is to generate income by investing in a portfolio of corporate and sovereign debt instruments and at the same time provide continuous liquidity along with reasonable safety.This product is suitable for investors who are seeking*• regular income/capital appreciation in short, medium and long term • investment in Money Market Instruments, Corporate Debt & Govt. Securities. • low risk. (BLUE) (Investors understand that their principal will be at low risk)(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)




24 yrs (6 yrs in Sahara Interval Fund)

Ashwini Kumar Fund Manager 10 yrs (3.5 yrs in Sahara Interval Fund)

Date of Inception 03/10/2008 Average Portfolio Maturity 1 dayAUM (` in Lakhs) 9.03

Total Expense Ratio (%)

For Direct Option 0.34Option other than Direct option 0.35

NAV AS ON 30.01.2015Growth Option ` 16.2442 Dividend Option ` 16.2443

Growth Option - Direct ` 16.2503 Dividend Option - Direct ` 16.2443


Name of the Instrument Rating % of AUMCollateralized Borrowing and Lending Obligation - 99.37%


TOTAL 100.00%

Minimum Application Amount

` 5000 & additional amount in Multiples of ` 1 thereafter.

Load Structure (for all Options)

Entry /Exit Load NIL



24 yrs (10.5 yrs in Sahara Gilt Fund

Ashwini Kumar Fund Manager 10 yrs (3.5 yrs in Sahara Gilt Fund)

Date of Inception 21/02/2002 Average Portfolio Maturity 1 dayAUM (` in Lakhs) 6.10

Total Expense Ratio (%)For Direct Option 0.34Option other than Direct option 0.35

NAV AS ON 30.01.2015Growth ` 23.0462 Dividend ` 19.2210Growth Option - Direct ` 23.0473 Dividend Option-Direct ` 19.2210

Minimum Application Amount`5000 & additional amount of `1000 & Multiples of `1 thereafter. Load Structure (for all Options)Entry /Exit Load NIL

Returns for the period ended December 2014CAGR RETURNS

(%) ` 10,000 CAGR


Scheme / Duration

SinceInception

SinceInception

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012Sahara Gilt Fund 6.65 19483.80 8.09 8.66 8.06 10808.70 10866.07 10805.72I Sec Composite Gilt Index NA* NA* 15.12 5.33 11.08 11511.76 10533.25 11108.51Crisil 10 yr Gilt Index 6.30 18834.79 14.14 (0.68) 10.61 11414.28 9932.21 11060.68


An Debt Oriented Interval Fund

An Open-Ended Gilt Fund




Scheme / Duration

SinceInception

SinceInception

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012

31/12/2013 TO

31/12/2014

31/12/2012 TO

31/12/2013

31/12/2011 TO

31/12/2012Sahara Interval Fund 7.97 13317.74 8.06 8.79 8.98 10805.93 10879.42 10898.45Crisil Liquidfex 7.59 13143.64 9.21 9.74 8.52 10921.44 10973.96 10851.96I year T bill 6.31 12570.43 8.56 5.86 8.06 10855.81 10586.45 10806.12

Systematic Investment Plan (SIP) - Auto Debit / Ecs Facility AvailableMonthly 5 post dated cheques for minimum of ` 1000 each.Quarterly 4 post dated cheques for minimum of ` 1250 each.Load Structure (SIP)Entry / Exit Load NIL



Cash & Cash Receivables - 0.56%TOTAL 100.00%

DividendRecord Date Rate Cum Div NAV (`)

26.03.2007 ` 1.00 per unit 11.4405Dividend declared on the face value of `10. Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and dividend distribution tax as applicable.

The units of Sahara Interval Fund are listed on the National Stock Exchange of India in line with SEBI guidelines, “It is been distinctly understood that the permission given by NSE should not in any way be deemed or construted that the Scheme Information Document has been cleared or approved by NSE nor does it certify the correctness or completeness of any of the content of the Draft Scheme Information Document. The Investor are advised to refer to the Combined Scheme Information Document for the full text of the “Disclaimer clause of NSE’. ”

The investment objective is to generate returns with low volatility through a portfolio of debt and money market instruments with a provision to offer liquidity at periodic intervals. This product is suitable for investors who are seeking*• to generate reasonable return at periodic intervals in short, medium term • investment in Debt/Money Market Instruments/Govt. Securities. • low risk. (BLUE) (Investors understand that their principal will be at low risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

The primary investment objective of the Scheme is to generate resonable returns by investing in sovereign securities issued by the Central Government and/or State Government and/or any security unconditionally guaranteed by the Government of India.This product is suitable for investors who are seeking*• regular income generation/capital appreciation for short , medium and long term • investment in Government Securities and government guaranteed debt securities / T - bills / Overnight money market instruments • low risk. (BLUE) (Investors understand that their principal will be at low risk) *(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)


AHMEDABAD :No - 1, Ground Floor, Narnarayan Complex, Swastik Cross Road, Navrangpura, Ahmedabad - 380 009.Ph-079 32942935.BANGALORE:No.41, 3rd Cross, Ulsoor Road, Bangalore- 560042.Ph-080-25327891.BHUBANESHWAR: Plot No.617/D, Kharvel Nagar, Unit-3, In front of Giridurga Temple, Bhubaneshwar-751001. Ph 0674-2391372 / 3257998. CHANDIGARH: SCO-364-366, Cabin-304, Sec-34/A,3rd Floor, Above Tata Motors Office, Chandigarh - 160 034.Ph.0172-3244010 / 4636359.CHENNAI:Flat No."J", 2nd Floor, "Mount Chambers", No.758, Anna Salai, Chennai – 600002.Ph. 044-32979232 / 43546336.COIMBATORE: Door No.196/8, Gr/Flr,Aishwarya Commercial Centre, T.V. Samy Rd.(W), R.S.Puram, Coimbatore - 641 002. Ph.0422-3296379.GURGAON:Office No. 110,Upper Ground Floor,Aap ka Bazar, Main Gurudwara Road, Gurgaon-122001.Ph.0124-3224746. GORAKHPUR: Shop No.23, Upper Ground Floor, Cross Roads, "The Mall", Bank Road, Gorakhpur - 273001.Ph.0551-3247171.HYDERABAD: Sahara Manzil,2nd Floor,Opp. Secretariat,Basheerbagh,Hyderabad-500004.Ph.040-32936958.INDORE: Flat No.315, 3rd Floor,President Tower,6/2,South Tukoganj, Indore-452001.Ph.0731-3255735.JAIPUR:Office No. 305-A, 3rd Floor, Shyam Anukampa,Opp. HDFC Bank,C Scheme,Ashok Marg, Jaipur-302001. Ph.0141-3269923 / 4013634.JAMMU:Kiosk-5, (B-1) North Block,Ground Floor,Bahu Plaza, Jammu -180012. Ph.0919-2100485 / 9797366142.KOLKATA:Sahara India Pariwar,101 1st Floor, Mangal Jyoti,227/2, A.J.C Bose Road,Kolkata-700020.Ph.033-40032420/32977674.KOLKATA (Salt Lake): B.D-16(Ground Floor),Sector-1 Salt lake city,Kolkata-700 064.Ph.033-40041617.LUCKNOW:Office No. 8, Ground Floor, Saran Chamber-1, V Park Road. Lucknow-226001.Ph.0522-3242899 / 4015702.MUMBAI:2nd Floor,Parinee Crescenzo,Bandra-Kurla Complex,Bandra (East),Mumbai-400051.Ph.022-39664100. NEW DELHI: 701,7th Floor,Deep Shikha Building No.8, Rajendra Place, New Delhi-110008.Ph.011-25755783.NOIDA:C-1,Sahara India Complex, Sector 11, Noida-201301.Ph.0120-3100209. PATNA:C/o Sahara India Pariwar,Sahara India Vihar, Boring Road Chauraha, Boring Road. Patna-800001Ph.0612-3255280. PUNE: Office No.71,Shrinath Plaza, Office F.C. Road,Dnyaneshwar Paduka Chowk, Shivaji Nagar,Pune-411005.Ph-020-32934114.THANE:Shop No.-1,Santoshi Bhavan,Shivaji Path,Behind Punjab National Bank,Thane-400 601.Ph.022-25441993.

The ‘Disclaimer’ on product labelling may kindly be read by the Investor before downloading the factsheet from the website or when received through e-mail to enable the investor to take aninformed decision at the time of investing in the schemes of Sahara Mutual Fund.

SAHARA MUTUAL FUND INVESTOR SERVICE CENTRES

REGISTRAR & TRANSFER AGENTKARVY Computershare Private Limited (Unit : Sahara Mutual Fund)#59, ‘SKANDA” Puttana Raod, Basavangudi, Bengaluru-560004, Ph:080-26600785 / 26602851 Fax: 080 26600786 Toll Free No.: 18004254034/35 Email : [email protected]

KARVY INVESTOR SERVICE CENTRES

Mutual Fund investments are subject to market risks,read all Scheme related Documents Carefully.

SAHARA ASSET MANAGEMENT COMPANY PRIVATE LIMITEDCorporate Office: 2nd Floor, Parinee Crescenzo,Bandra-Kurla Complex, Bandra (East),Mumbai - 400 051 Tel.: 022-39664100Email: [email protected]

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Agra:9369918603: Ahmedabad:079-65445550:079-26402967: Ajmer : 0145-5120725:0145-2628055: Allahabad:9369918605: Ambala: 9315017301: Amritsar:0183-5053802: Anand:9662020623: Asansol: 0341-3266507: Aurangabad:0240-2343414: Balasore:06782-260503: Bangalore: 080-26600785: 080-26602852/9625: Bareilly:9369918607: Baroda:0265-6640870: 02656640871: Belgaum:0831 2402544: Berhampur (Or):0680-2228106: Bhagalpur:9386256100: Bharuch:02642-225022: Bhavnagar:0278-3004116: Bhilai:0788-2295999:0788-2295332: Bhilwara:01482-246362:01482-246364: Bhopal:0755-4092712:0755-4092715: Bhubaneswar:06746534585: Bokaro:9204061959:06542-233330/31: Burdwan:0342-2665140: Calicut:0495-4022480: Chandigarh:0172-5042279: Chennai:044-42028512:044-42028513: Cochin:0484 3000231:0484 3000232: Coimbatore:0422 - 4388011:0422 - 4388013/0422 - 4388451: Cuttack:0-9238102118 : Darbhanga:06272-220145: Dehradun:9369918608: Dhanbad:0326-6452027: Dharwad:0836-2744207:0836-2744208: Durgapur:0343-6512111: Erode:0424-4021212: Faridabad:9310448851: Gaya:0631-2220071: Ghaziabad:9310448804: Gorakhpur:9369918610: Guntur:0863-2339094: Gurgaon:9310448806: Guwahati:8811036746: Gwalior:9300004262: Hissar:9315017303: Hubli:0836-2252444: Hyderabad:040-44677075/76/77/44677348: Indore:07314266828:0731-4218902: Jabalpur:0761-3204376: Jaipur:0141-4167714:0141-4167715/17: Jalandhar:0181-5094410: Jalgaon:0257-2226761: Jammu:0191-2458820:01912458818: Jamnagar:02882558887: Jamshedpur:0657-6655000:0657-6655003/6655004: Jhansi:9369918614: Jodhpur:0291-6454590: Kanpur:9369918615/6: Karaikudi:04565-237192: Karur:04324-241755: Kolhapur:0231 2653656: Kolkata:033-40611135/ 36: 033-24659263/9267: Kota:0744-5100964: Kottayam:0481-2300868: Lucknow:9369918600: Ludhiana:0161-4648747: Madurai:0452-2605856: Mangalore:0824-2496289: Margoa:0832-2731823: Meerut:9369918619: Mehsana:02762-242950: Moradabad:9369918620: Mumbai:022-66235353:022-66235333: Mumbai:(Andheri):022-66211860: Muzaffarpur:9386256101: Mysore:0821-2438006: Nagpur:0712-2533040: Nasik:02536611395: Navsari:02637-280367:New Delhi:011-43681700/704: Noida:9310448805: Panipat:9315017304: Panjim:0832-2426873:0832-2426874: Patiala:0175-5004349: Patna:0612-6453098:7781023134: Pondicherry:0413 2220640: Pune:020-25533795:020-25539957: Raipur:0771-4052620: Rajahmundry:0883-2434468:0883-2434470: Rajkot:2816545888: Ranchi:06512331320: Rohtak:9315017305: Rourkela:0661-2500005: Salem:0427-4020300: Shillong:0364 2506106: Shimla:9318644501: Shimoga:08182-228799:08182-227485: Silchar:03842261714: Siliguri:0353-2526393: Surat:0261-3042170: Tirunelveli:04622335137: Tirupur:0421-2214221: Trichur:0487-3246231: Trichy:0431-4020227: Trivandrum:0471-2725728: Udaipur:0294-2429370: Valsad:02632-258481: Vapi:9228012909: Varanasi:9369918626: Vijayawada:0866-2475126: Visakhapatnam:0891-2714125:

Investors understand that their principal will be at medium risk (YELLOW)Note : Risk may be represented as:

Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

Long term Capital Growth.,Investment in Equity & equity related securities including equity derivatives.,High Risk (Brown).This product is suitable for investors who are seeking*:

Investors understand that their principal will be at low risk (BLUE)Investors understand that their principal will be at high risk (BROWN)

SAHARA

(An Open Ended Growth Fund)

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