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CMYK

CMYK

Sahara GROWTH FUNDAn Open-Ended Growth Fund

The objective of the scheme….is to achieve capital appreciation by investing in equity and equity related instruments.

Minimum application Rs.3000/- and additional amount of Rs.500/- and multiples of Re.1/- thereafter.

SYSTEMATIC INVESTMENT PLAN (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly SIP Quarterly SIP

Initial cheque of Rs.1000/- and 5 post dated cheques for minimum of Rs.1000/- each Initial cheque of Rs.2000/- and 3 post dated cheques of minimum of Rs.2000/- each

Load Structure : Entry Load: NIL;

SIP/STP : Entry Load: NIL;

Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months.

Exit Load: 1%- If redeemed on or before 1 year from the date of allotment.

NAV as on January 29, 2010Dividend : Rs.27.8531 Growth : Rs.74.2904

Performance (%) of the Fund (Growth Option)Sahara Growth Fund Scheme Returns CNX Nifty1 Year 65.57 69.823 Years* 13.47 6.145 Years* 24.58 18.86Since Inception* 31.04 23.60

* Annualised

Industrywise Asset Distribution (%)

Investment Optiona) Growth b) Dividend Payout & Dividend Reinvestment Option.

Dividend since September 2003 Record Date Rate % of Div Cum Div NAV (Rs.)

07.09.2007 Rs. 7.50 paise per unit 75.00% 28.588813.03.2006 Rs. 7.50 paise per unit 75.00% 28.2228.01.2005 Rs. 3 per unit 30.00% 19.5725.09.2003 Rs. 3 per unit 30.00% 14.95

Dividend declared on the face value of Rs.10/-, Past performance may or may not be sustained in future

Name Designation Experience (Yrs)

Mr Naresh Kumar Garg Chief Executive Officer 18 (5 yrs. in Sahara Growth Fund)

Mr A N Sridhar Fund Manager 18 (3 yrs. in Sahara Growth Fund)

sms GROWTH to 59090

Holding as on 29.01.10

Industry Security Name % of Industrywise Total Total %EQUITY SHARES

Industrial Capital Goods Crompton Greaves Ltd 3.69 15.54

Siemens Ltd 3.66

Bharat Heavy Electricals Ltd 3.27

Walchandnagar Industries Ltd 2.86

Asea Brown Boveri Ltd 2.05

Banks HDFC Bank Ltd 3.40 14.13

ICICI Bank Ltd 3.39

State Bank of India 3.15

Axis Bank Ltd 2.67

Punjab National Bank 1.53

Petroleum Products Reliance Industries Ltd 4.80 9.94

Hindustan Petroleum Corp Ltd 2.84

Bharat Petroleum Corporation Ltd 2.30

Power Power Grid Corporation of India Ltd 3.83 9.58

National Thermal Power Corp Ltd 3.75

Tata Power Company Ltd 2.00

Auto Mahindra & Mahindra Ltd 3.46 7.15

Maruti Suzuki India Ltd 2.36

Hero Honda Motors Ltd 1.33

Software Infosys Technologies Ltd 3.37 5.62

Tata Consultancy Services Ltd 2.25

Consumer Non Durables ITC Limited 4.25 4.25

Diversified Hindustan Unilever Ltd 4.12 4.12

Gas Gas Authority of India Ltd 3.32 3.32

Oil Oil & Natural Gas Corp Ltd 2.80 2.80

Finance HDFC Ltd 2.43 2.43

Construction Projects Larsen and Toubro Limited 2.42 2.42

Cement ACC Ltd 2.22 2.22

Non-Ferrous Metals Sterlite Industries Limited 1.28 1.28

Ferrous Metals Jindal Steel & Power Ltd. 1.12 1.12

Equity Total 85.92 85.92

Current and other Assets 14.08 14.08

Total 100.00 100.00

Statistical Measures (For trailing 3 years Period)Standard Deviation 30.89%Beta 0.8362R Squared 0.9728Sharpe Ratio1 0.2970Portfolio Turnover Ratio 387.51

1 Risk Free rate is based on 1 year T-Bill rate.

Date of Inception: 30/08/2002; Total Expenses Ratio (%) : 2.48; AUM (Rs.): 588.08 lakhs; Holding in TOP 10 scrips : 38.36%

Value Research Rating^


CMYK

CMYK

Sahara TAX GAIN FUNDAn Open-Ended Equity Linked Saving Scheme (ELSS)

The objective of the scheme….is to provide immediate tax relief and long-term growth of capital by investing in equity and equity related instruments.

Minimum application Rs.500/- and additional amount in multiples of Rs.500/-.


6 post-dated cheques for minimum of Rs.500/- each and in multiples of Rs.500/- 4 post-dated cheques for minimum of Rs.500/- each and in multiples of Rs.500/-

Load Structure : Entry Load: NIL ; Exit Load: 1%- If redeemed on or before 36 months, NIL- If redeemed after 36 months.

SIP/STP : Entry Load: NIL ; Exit Load: 1%- If redeemed on or before 1 year from the date of allotment.

NAV as on January 29, 2010Dividend : Rs. 17.8018 Growth : Rs. 31.2412

Statistical Measures (For trailing 3 years Period)Standard Deviation 35.57%Beta 0.8868R Squared 0.9631Sharpe Ratio1 0.2831Portfolio Turnover Ratio 373.71


Performance (%) of the Scheme (Growth Option)Sahara Tax Gain Fund** Scheme Returns BSE 2001 year 88.91 86.553 years* 13.54 6.885 years* 23.83 18.91Since Inception* 28.48 15.27

** Adjusted for bonus * Annualised

Bonus Declared (Record Date - Aug 29, 2005)Growth Plan: 7:1 Dividend Plan: 3:1

Investment Optiona) Growth b) Dividend Payout & Dividend Reinvestment Option.

Dividend declared on the face value of Rs.10/-, Past performance may or may not be sustained in future.* Post Bonus

Dividend during the year 2005 / 2006 / 2008 Record Date Rate % of Div Cum Div NAV (Rs.)

29.03.2008 Rupees 7.5 per unit* 75.00% 20.7524.03.2006 Rupees 2.50 paise per unit* 25.00% 19.4023.03.2005 Rupees 20 per unit 200.00% 66.7519.01.2005 Rupees 10 per unit 100.00% 70.61



Mr Naresh Kumar Garg Chief Executive Officer 18 (5.5 yrs. in Sahara Tax-Gain Fund)

Mr A N Sridhar Fund Manager 18 (3 yrs. in Sahara Tax-Gain Fund)

sms TAX to 59090

Portfolio as on 29.01.10

Industry Security Name % of Industrywise Total Total %EQUITY SHARES

Pharmaceuticals Divis Laboratories Ltd 3.59 18.24

Biocon Ltd 3.47

Cipla Ltd 2.98

Cadila Healthcare Ltd 2.94

Bilcare Ltd 2.75

Opto Circuits (India) Ltd 2.52

Industrial Capital Goods Crompton Greaves Ltd 4.08 11.44

McNally Bharat Engineering Co. Ltd 2.82

Thermax Ltd 2.29

Bharat Heavy Electricals Ltd 2.26

Banks ICICI Bank Ltd 4.19 9.07

HDFC Bank Ltd 2.46

State Bank of India 2.41




Consumer Non Durables ITC Limited 4.46 6.67

Godrej Consumer Products Limited 2.21

Auto Mahindra & Mahindra Ltd 3.28 6.54

Maruti Suzuki India Ltd 3.26

Software Infosys Technologies Ltd 3.49 6.08

Tata Consultancy Services Ltd 2.59

Media & Entertainment Sun TV Limited 3.63 3.63


Consumer Durables Tube Investments of India Ltd 2.93 2.93

Industrial Products Tinplate Company of India Ltd. 2.73 2.73

Oil Oil & Natural Gas Corp Ltd 2.57 2.57

Construction Projects Voltas Ltd 2.40 2.40

Pesticides United Phosphorus Ltd 2.01 2.01

Power National Thermal Power Corp Ltd 1.51 1.51

Fertilizers Nagarjuna Fertilizers & Chemicals Ltd 0.80 0.80


Current and other Assets 13.48 13.48

Total 100.00 100.00

Date of Inception: 01/04/1997; Total Expenses Ratio (%) : 2.50; AUM (Rs.): Rs. 851.78 lakhs; Holding in TOP 10 scrips : 36.46%



CMYK

CMYK

Sahara INFRASTRUCTURE FUNDAn Open-Ended Growth Fund

The objective of the scheme….is to provide income distribution and / or medium to long term capital gains by investing predominantly in equity/ equity related instruments of companies in the Infrastructure sector.

Minimum application Rs.1000/- under Growth Option and Rs.5000/- under Dividend Option and additional amount in multiples of Re. 1/-.


Initial cheque of Rs.1000/- and 5 post dated cheques for minimum of Rs.1000/- each Initial cheque of Rs.2000/- and 3 post dated cheques of minimum of Rs.2000/- each

Load Structure : Entry Load: NIL;

SIP/STP : Entry Load: NIL;

Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months.

Exit Load: 1%- If redeemed on or before 1 year from the date of allotment.

NAV as on January 29, 2010Fixed Pricing - Dividend Rs. 11.6798 Variable Pricing - Dividend Rs. 12.0543

Fixed Pricing - Growth Rs. 15.9745 Variable Pricing - Growth Rs. 16.4062


Dividend declared on the face value of Rs.10/- . Past Performance may or may not be sustained in future.

Dividend Record Date Rate % of Div Cum Div NAV (Rs.) Fixed Variable

30.11.2007 Rs. 5.00 per unit 50.00% 18.6112 18.8216


Naresh Kumar Garg Chief Executive Officer 18 (3.5 yrs. in Sahara Infrastructure Fund)

A N Sridhar Fund Manager 18 (3 yrs. in Sahara Infrastructure Fund)

sms INFRA to 59090


Statistical Measures (For trailing 3 years period)Sahara Infrastructure Fund Variable Pricing Fixed Pricing Standard Deviation 38.94% 38.92%Beta 1.0286 1.0281R Squared 0.9266 0.9267Sharpe Ratio1 0.2317 0.2106Portfolio Turnover Ratio 242.03



Industry Security Name % of Industrywise Total Total %

EQUITY SHARES

Industrial Capital Goods Bharat Heavy Electricals Ltd 3.49 20.59

Thermax Ltd 3.47

Crompton Greaves Ltd 3.32

Siemens Ltd 2.87

McNally Bharat Engineering Co. Ltd 2.75

Walchandnagar Industries Ltd 2.68

Alstom Projects India Limited 2.01

Power Power Trading Corporation India Ltd 3.07 18.49

Power Grid Corporation of India Ltd 2.84

Jyoti Structures Ltd 2.79

CESC Ltd 2.38

KSK Energy Ventures Ltd 2.06

Tata Power Company Ltd 1.99

KEC International Limited 1.78

Reliance Infrastructure Ltd 1.58




Cements India Cements Ltd 2.39 4.26

Mangalam Cement Ltd 1.86

Industrial Product Mahindra Forgings Ltd 2.14 4.21

Ador Welding Ltd 2.07

Hotels EIH Ltd 2.10 4.17

Royal Orchid Hotels Ltd 2.06


Transportation Container Corporation of India Ltd 2.99 2.99

Media & Entertainments Sun TV Limited 2.95 2.95

Banks State Bank of India 2.67 2.67

Consumer Durables Voltas Ltd 2.34 2.34

Ferrous Metals Usha Martin Ltd 1.85 1.85

Construction Unitech Ltd 1.82 1.82

Construction Projects Larsen and Toubro Limited 1.63 1.63


Current Assets 20.89 20.89

TOTAL 100.00 100.00


Investment Option (Fixed Pricing Option / Variable Pricing Option)Dividend Option incl. Dividend Re-Investment Option Growth Option

Performance (%) of the Fund (Growth Option)Duration Fixed Pricing Variable Pricing CNX Nifty Option Option1 year 82.99 84.30 69.823 years* 12.05 12.86 6.14 Since Inception* 13.02 13.81 9.00

* Annualised


CMYK

CMYK

Sahara WEALTH PLUS FUNDAn Open-Ended Growth Fund

The objective of the scheme….is to invest in equity and equity related instruments of companies that would be wealth builders in the long term.

Minimum ApplicationRs. 1000/- and additional amount of Rs.500/- & multiples of Re.1/- thereafter.


Initial cheque of Rs.1000/- and 5 post dated Initial cheque of Rs.2000/- and 3 post dated cheques cheques for minimum of Rs.1000/- each of minimum of Rs.2000/- each

Load StructureEntry Load NIL; Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months.

SIP/STPEntry Load: NIL; Exit Load: 1%- If redeemed on or before 1 year from the date of allotment.

NAV as on January 29, 2010Fixed Pricing - (Div) - Rs. 17.3861 Variable Pricing - (Div) - Rs. 17.9178Fixed Pricing - (Gr) - Rs. 17.3861 Variable Pricing - (Gr) - Rs. 17.9178

Performance (%) of the Fund (Growth Option)Duration Variable Pricing Option Fixed Pricing Option CNX 5001 year 64.55 65.75 69.823 years* 5.68 6.46 6.14 Since inception* 13.38 14.15 9.00

* Annualised

Investment Option (Fixed Pricing Option / Variable Pricing Option)Dividend Option incl. Dividend RI Option Growth Option

Statistical Measures (For trailing 3 years period) Variable Pricing Fixed PricingStandard Deviation 28.57% 28.55%Beta 0.6976 0.6973R Squared 0.9531 0.9533Sharpe Ratio1 0.0648 0.0375Portfolio Turnover Ratio 251.48


Name Designation Experience (Yrs)Naresh Kumar Garg Chief Executive Officer 18 (3.5 yrs. in Sahara Wealth Plus Fund)

A N Sridhar Fund Manager 18 (3 yrs. in Sahara Wealth Plus Fund)

sms WEALTH to 59090



Industry Security Name % of Industrywise Total Total %EQUITY SHARESPharmaceuticals Biocon Ltd 3.30 21.46 Cadila Healthcare Ltd 3.19 Divis Laboratories Ltd 2.93 Glaxosmithline Consumer Healthcare Ltd 2.66 Zydus Wellness Ltd 2.45 Aurobindo Pharma Ltd 1.88 Bilcare Ltd 1.83 Glenmark Pharmaceuticals Ltd. 1.62 IPCA Laboratories Ltd 1.59 Consumer Non Durables ITC Limited 3.63 17.24 Asian Paints Ltd 3.10 Marico Limited. 2.86 Agro Tech Food Ltd 2.81 Jyothy Laboratories Ltd 2.79 Advanta India Limited 2.05

Industrial Products Bharat Electronincs Ltd 3.04 12.20 Fag Bearings India Ltd 2.59 SKF India Ltd. 2.43 Sintex Industries Limited 2.12 Mahindra Forgings Ltd 2.02 Banks Indian Bank 3.01 5.24 Karur Vysya Bank Ltd 2.23 Chemicals Bayer Cropscience Ltd 3.46 3.46Transportation Container Corporation of India Ltd 3.22 3.22Consumer Durables Bajaj Electricals Ltd 2.96 2.96Auto Mahindra & Mahindra Ltd 2.84 2.84Auto Ancillaries Motherson Sumi Systems Ltd 2.54 2.54Industrial Capital Goods Lakshmi Machine Works Ltd 2.36 2.36Petroleum Products Indian Oil Corporation Limited 2.35 2.35Software Wipro Ltd 2.33 2.33Textile Products Kewal Kiran Clothing Ltd 2.27 2.27Equity Total 80.46 80.46Current & Other Assets 19.54 19.54Grand Total 100.00 100.00

Portfolio RoE: 24.50%Return on Equity: The Equity selected is based on Return on Equity. A higher RoE may mean higher creation of Wealth.

SaharaSTAR VALUE FUNDAn Open-Ended Growth Fund

NAV as on January 29, 2010Growth Option: Rs.10.6941 Dividend Option: Rs.10.6947

Portfolio as on 29.01.10Industry Security Name % of Industrywise Total Total %EQUITY SHARESConsumer Non Durables Colgate-Palmolive (India) Ltd 4.65 12.15 Advanta India Limited 4.37 Tata Tea Ltd 3.13 Pharmaceuticals Zydus Wellness Ltd 4.69 10.19 Sun Pharama Advanced Research Co. Ltd. 2.97 Fortis Healthcare Ltd 2.52 Industrial Products Fag Bearings India Ltd 3.37 9.26 Tinplate Company Of India Ltd. 3.19 KSB Pumps Ltd. 2.70 Textile Products Raymond Ltd 3.99 7.39 Kewal Kiran Clothing Ltd 3.40 Consumer Durables Tube Investments Of India Ltd 4.07 7.39 Whirlpool Of India Ltd 3.32 Industrial Capital Goods Walchandnagar Industries Ltd 3.14 5.80 Bharat Electronincs Ltd 2.66 Ferrous Metals Ratnamani Metals & Tubes Limited 4.27 4.27Transportation Thomas Cook Ltd 3.63 3.63Auto Ancillaries Lumax Industries Ltd 3.34 3.34Chemicals Finolex Industries Ltd 3.13 3.13Construction Ion Exchange (India) Ltd 3.10 3.10Fertilizers Nagarjuna Fertilizers & Chemicals Ltd 3.02 3.02Banks Dena Bank 2.97 2.97Petroleum Products Hindustan Petroleum Corp Ltd 2.97 2.97Software 3I-Infotech Ltd 2.81 2.81Auto Rico Auto Ltd 2.68 2.68Equity Total 84.10 84.10Current and Other Assets 15.90 15.90Grand Total 100.00 100.00 Date of Inception: 14/09/2009 ; Total Expenses Ratio (%) : 2.50; AUM (Rs.): 146.10 lakhs; Holding in TOP 10 scrips : 39.78%

The objective of the scheme….Is to provide long term capital appreciation by investing predominantly in equity / equity related instruments of select companies based on value parameters.

Fund Manager: A. N. Sridhar

Load Structure: Entry Load: NIL ; Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months.SIP / STP: Entry Load: NIL ; Exit Load: 1%- If redeemed on or before 1 year from the date of allotment.



CMYK

CMYK

SaharaAn Open-Ended Growth Fund

POWER & NATURAL RESOURCES FUND

Portfolio as on 29.01.10The objective of the scheme….to generate long term capi ta l appreciat ion through investment in equi t ies and equi ty related secur i t ies of companies engaged in the business of generat ion, transmission, distr ibution of Power or in those companies that are engaged directly or indirectly in any activity associated in the power sector or principally engaged in discovery, development, production, processing or distr ibution of natural resources.

SaharaAn Open-Ended Sectoral Growth Fund

BANKING AND FINANCIAL SERVICES FUND

The objective of the scheme….The investment objective would be to provide long term capital appreciation through investment in equities and equities related securities of companies whose business comprise of Banking / Financial services, either whole or in part.

SYSTEMATIC INVESTMENT PLAN (SIP) – AUTO DEBIT / ECS FACILITY AVAILABLE Monthly SIP Quarterly SIPInitial cheque of Rs.1000/- and 5 post dated Initial cheque of Rs.2000/- and 3 post dated cheques for minimum of Rs.1000/- each cheques of minimum of Rs.2000/- each

Industry Security Name % of Industrywise Total Total %EQUITY SHARESPower Power Grid Corporation Of India Ltd 3.54 18.55 National Thermal Power Corp Ltd 3.47 Power Trading Coporation India Ltd 3.47 Jyoti Structures Ltd 3.14 Tata Power Company Ltd 2.47 KEC International Limited 2.46 Industrial Capital Goods Siemens Ltd 3.70 18.26 Crompton Greaves Ltd 3.42 Thermax Ltd 3.10 Bharat Heavy Electricals Ltd 2.66 Alstom Projects India Limited 2.49 Mcnally Bharat Engineering Co. Ltd 2.46 Wellspun Gujarat S R Ltd. 0.42 Petroleum Products Reliance Industries Ltd 3.96 12.59 Indian Oil Corporation Limited 2.95 Castrol India Ltd 2.86 Hindustan Petroleum Corp Ltd 2.81 Fertilisers Deepak Fertilizers & Petro Corp.Ltd 2.82 7.71 Nagarjuna Fertilizers & Chemicals Ltd 2.68 Coromandel International Ltd 2.21 Consumer Non Durables Balrampur Chini Mills Ltd 2.66 4.71 Dhampur Sugar Mills Ltd 2.05 Mining & Minerals Nava Bharat Ventures Ltd. 3.11 3.11Pesticides Sabero Organics Gujarat Ltd 2.95 2.95Industrial Products Tinplate Company Of India Ltd. 2.91 2.91Oil Oil & Natural Gas Corp Ltd 2.60 2.60Ferrous Non Metals Hindustan Zinc Ltd 2.55 2.55Finance Power Finance Corporation Ltd 2.48 2.48Construction Ion Exchange (India) Ltd 2.27 2.27Transportation GE Shipping Ltd 2.16 2.16Gas Petronet LNG Limited 1.99 1.99Equity Total 84.85 84.85Current and Other Assets 15.15 15.15Grand Total 100.00 100.00

NAV as on January 29, 2010Growth Option Dividend OptionRs.23.4640 Rs.14.8116

Name Designation Experience (Yrs)Naresh Kumar Garg Chief Executive Officer 18 (1 Year in Sahara Banking & FS Fund)A N Sridhar Fund Manager 17 (1 Year in Sahara Banking & FS Fund)

sms POWER to 59090

sms BANKING to 59090

Minimum applicationDividend including Dividend Re-investment; Growth option

Minimum Amount (Rs.) Rs.5000/- and in multiples of Re.1/- thereafter.

Portfolio as on 29.01.10Industry Security Name % of Industrywise Total Total %EQUITY SHARESBanks ICICI Bank Ltd 9.69 82.77 HDFC Bank Ltd 9.43 State Bank of India 9.15 Axis Bank Limited 6.59 Bank of Baroda 6.26 Allahabad Bank 4.05 The Federal Bank Limited 4.03 IndusInd Bank Limited 3.66 Punjab National Bank 3.55 South Indian Bank Ltd 3.41 The Dhanalakshmi Bank Ltd 3.37 Union Bank of India 3.28 Kotak Mahindra Bank Ltd 3.08 Dena Bank 3.07 Indian Bank 3.02 City Union Bank Limited 2.65 Central Bank of India 2.52 Yes Bank Ltd 1.97 Finance HDFC LTD 4.01 6.92 Dewan Housing Finance Corp. Ltd 2.92 Equity Total 89.70 89.70Current and Other Assets 10.30 10.30Grand Total 100.00 100.00

SYSTEMATIC INVESTMENT PLAN (SIP) – AUTO DEBIT / ECS FACILITY AVAILABLE Monthly SIP Quarterly SIPInitial cheque of Rs.1000/- and 5 post dated Initial cheque of Rs.2000/- and 3 post dated cheques for minimum of Rs.1000/- each cheques of minimum of Rs.2000/- each

Minimum applicationDividend including Dividend Re-investment; Growth option

Minimum Amount (Rs.) Rs.5000/- and in multiples of Re.1/- thereafter.

Load StructureEntry Load: NIL; Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed

after 12 months.SIP/STPEntry Load: NIL; Exit Load: 1%- If redeemed on or before 1 year from the date of

allotment.

Performance (%) of the Scheme (Growth Option)Duration Scheme NIFTY1 year 93.34 69.82Since inception* 13.44 3.00

* Annualised

NAV as on January 29, 2010Growth Option: Rs. 12.2746 Dividend Option : Rs. 12.2751

Name Designation Experience (Years)Naresh Kumar Garg Chief Executive Officer 18 (1 year in Sahara Power & NR Fund)

A N Sridhar Fund Manager 17 (1.5 years in Sahara Power & NR Fund)

Load Structure SIP/STPEntry Load: NIL ; Entry Load: NIL ;Exit Load: 1%- If redeemed on or before Exit Load: 1%- If redeemed on or before12 months, NIL- If redeemed after 12 months. 1 year from the date of allotment.

Date of Inception: 17/06/2008; Total Expenses Ratio (%) : 2.50; AUM (Rs.): 633.61 lakhs; Holding in TOP 10 scrips : 33.87%; Portfolio Turnover Ratio: 239.43

Duration Scheme CNX Bank Nifty1 Year 130.45 94.13Since inception* 86.15 28.49

* Annualised

Performance (%) of the Scheme (Growth Option)

DividendRecord Date Rate % of Dividend Cum Dividend NAV (Rs.)31.07.09 Rs 4 Per Unit 40.00% 19.705819.01.10 Rs 4 Per Unit 40.00% 19.4864

Dividend declared on the face value of Rs.10/- per unit. Past performance may or may not be sustained in future.

Date of Inception: 16/09/2008; Total Expenses Ratio (%) : 2.50; AUM (Rs.): 1011.55 lakhs; Portfolio Turnover Ratio: 244.44


CMYK

CMYK

sms MIDCAP to 59090

Sahara MIDCAP FUNDAn Open-Ended Growth Fund

The objective of the scheme….is to achieve long-term capital growth at medium level of risks by investing primarily in mid-cap stocks.

SYSTEMATIC INVESTMENT PLAN (SIP) – AUTO DEBIT / ECS FACILITY AVAILABLEMonthly SIP Quarterly SIP

6 post dated cheques for minimum of Rs.1000/- each 4 post dated cheques of minimum for Rs.2000/- each

Industry Security Name % of Industrywise Total Total %

EQUITY SHARESPharmaceuticals Zydus Wellness Ltd 3.17 14.38 Aurobindo Pharma Ltd 2.66 Divis Laboratories Ltd 2.57 Cadila Healthcare Ltd 2.32 Fortis Healthcare Ltd 1.94 Opto Circuits (India) Ltd 1.71 Industrial Products Tinplate Company Of India Ltd. 2.96 9.82 Sintex Industries Limited 2.65 Esab India Ltd 2.50 SKF India Ltd. 1.72 Industrial Capital Goods Crompton Greaves Ltd 3.65 8.93 McNally Bharat Engineering Co. Ltd 3.03 Thermax Ltd 2.25 Banks Dena Bank 2.69 7.96 Bank of Baroda 2.66 City Union Bank Limited * 2.61 Consumer Non Durables Marico Limited. 3.10 4.59 Godrej Consumer Products Limited 1.48 Pesticides Sabero Organics Gujarat Ltd 2.71 4.51 United Phosphorus Ltd 1.80 Power Power Trading Corporation of India Ltd 1.82 3.57 Jyoti Structures Ltd 1.75 Media & Entertainment Sun Tv Limited 3.25 3.25Retail Pantaloon Retail (India) Ltd 3.13 3.13Petroleum Products Hindustan Petroleum Corp Ltd 2.94 2.94Consumer Durables Tube Investments Of India Ltd 2.73 2.73Minerals & Minings Sesa Goa Ltd 2.55 2.55Transportation Thomas Cook Ltd 2.28 2.28Fertilizers Nagarjuna Fertilizers & Chemicals Ltd 2.23 2.23Cement Century Textiles & Industries Ltd 2.10 2.10Finance Dewan Housing Finance Crop. Ltd 2.07 2.07Construction Kolte Patil Developers Ltd 2.03 2.03Textile Product Raymond Ltd 1.96 1.96Auto Ancillaries Lumax Industries Ltd 1.95 1.95Fertilisers Coromandel International Ltd 1.77 1.77Construction Projects Voltas Ltd 1.65 1.65Construction Indian Hume Pipe Company Ltd 1.62 1.62Equity Total 88.03 88.03Current and Other Assets 11.97 11.97Grand Total 100.00 100.00

* Including Rights Issuse

NAV as on January 29, 2010Growth Option: Rs. 26.0059 Dividend Option: Rs. 17.6569Growth Auto Payout : Rs. 26.0059 Bonus Option: Rs. 26.0059

Statistical Measures (For trailing 3 yrs period)Standard Deviation 42.36%Beta 0.9589R Squared 0.9561Sharpe Ratio1 0.1820Portfolio Turnover Ratio 316.67


Performance (%) of the Scheme (Growth Option)Sahara Midcap Fund Scheme Returns CNX Midcap1 year 119.27 114.513 year* 12.12 10.90Since Inception 20.91 21.19

*Annualised

Dividend declared on the face value of Rs.10/-; Past performance may or may not be sustained in future

Dividend Record Date Rate % of Div Cum Div NAV (Rs.)

28.09.2007 Rs. 5.00 per unit 50% 20.918320.09.2005 Rs. 1.50 paise per unit 15% 14.2829

Name Designation Experience (Yrs)Naresh Kumar Garg Chief Executive Officer 18 (4.5 yrs in Sahara Midcap Fund)

A N Sridhar Fund Manager 18 (3 years in Sahara Midcap Fund)

Minimum Application: Rs. 1000/- & additional amount of 500/- & multiples of Re. 1/-.



TARGETED CAPITAL SEGMENT WIISE BREAKUP (As on 31st January 2010)MIDCAP : 100% LARGE CAP : 0.00

Load Structure Entry Load: NIL ; Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months.SIP/STP Entry Load: NIL ; Exit Load: 1%- If redeemed on or before 1 year from the date of allotment.

SaharaSUPER 20 FUNDAn Open-Ended Growth Fund

Portfolio as on 29.01.10Industry Security Name % of Industrywise Total Total %EQUITY SHARESBanks ICICI Bank Ltd 5.88 17.99 Punjab National Bank 4.29 HDFC Bank Ltd 4.25 State Bank of India 3.57 Software Infosys Technologies Ltd 4.84 11.97 Wipro Ltd 3.94 Tata Consultancy Services Ltd 3.20 Auto Mahindra & Mahindra Ltd 4.42 11.68 Maruti Suzuki India Ltd 4.22 Bajaj Auto Ltd 3.04 Consumer Non- Durables ITC Limited 7.60 7.60 Diversified Aditya Birla Nuvo 5.50 5.50 Gas Gas Authority of India Ltd 5.13 5.13 Industrial Capital Goods Siemens Ltd 4.75 4.75 Petroleum Products Reliance Industries Ltd 4.54 4.54 Media & Entertainment Sun TV Limited 4.20 4.20 Power Power Grid Corporation of India Ltd 3.92 3.92 Oil Oil India Ltd 2.78 2.78 Non - Ferrous Metals Sterlite Industries Limited 2.62 2.62 Ferrous Metals Jindal Steel & Power Ltd. 2.45 2.45 Equity Total 85.13 85.13 Current and Other Assets 14.87 14.87 Grand Total 100.00 100.00Date of Inception: 31/07/2009; Total Expenses Ratio (%) : 2.50; AUM (Rs.): 230.28 lakhs; Holding in TOP 10 scrips : 51.20%

Load Structure Entry Load: NIL ; Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months.SIP / STP: Entry Load: NIL ; Exit Load: 1%- If redeemed on or before 1 year from the date of allotment.

The objective of the scheme….is to provide long term capital appreciation by investing in predominantly equity and equity related securities of around 20 companies selected out of the top 100 largest market capitalization companies, at the point of investment.

Fund Manager: A. N. Sridhar

NAV as on January 29, 2010Growth Option: Rs. 10.4957 Dividend Option: Rs. 10.4952



CMYK

CMYK

SaharaThe objective of the scheme….

is to generate reasonable returns by investing in sovereign instruments issued by Central / State governments.

GILT FUND An Open-Ended Gilt Fund

Monthly SIP Quarterly SIP5 postdated cheques for minimum 4 postdated cheques for minimum of Rs.1000/- each. of Rs.1250/- each.

Minimum Application Load Structure SIPRs.5000/- & additional amt. of 1000/- & Entry Load: NilMultiples of Re. 1/- thereafter. Exit Load: Nil

Load Structure Entry Load: NilExit Load: Nil

Investment Option NAV as on January 29, 2010Growth Option Rs.16.2868Dividend Option Rs.13.5921



26.03.2007 Rs. 1.00 per unit 10.00% 11.4405

Dividend declared on the face value of Rs.10/-.Past performance may or may not be sustained in future.The performance of the dividend plan for the investor would be net of the dividend distribution tax, as applicable.

SaharaThe objective of the scheme….is to generate income by investing in a portfolio of corporate and sovereign debt instruments and at the same time provide continuous liquidity along with reasonable safety.

INCOME FUND An Open-Ended Income Fund

Monthly SIP Quarterly SIP6 post dated cheques for minimum of 4 post dated cheques for a minimum of Rs. 500/- each Rs. 750/- eachMinimum Application Rs. 3000/- and additional amt. of Rs.1000/- & multiples of Re.1/- thereafter.

Load Structure: Entry Load: / Exit Load: NilInvestment Option / NAV: Growth Option : Rs.17.4961; Dividend Option : Rs.14.4092

Portfolio Rating % of PortfolioCertificate of Deposits / Commercial Papers 82.22%Canara Bank P1+ 17.14% Federal Bank P1+ 15.90% Reliance Capital Ltd. A1+ 15.74% Bank of India P1+ 10.34% Oriental Bank of Commerce P1+ 9.91% Vijaya Bank PR1+ 6.18% Icici Bank A1+ 3.16% Allahabad Bank P1+/A1+ 1.92% IDBI Bank Ltd P1+/A1+ 0.42% Karur Vyasa Bank P1+ 0.41% South Indian Bank PR1+ 0.38% Axis Bank Ltd P1+/A1+ 0.38% ING Bank P1+ 0.34% Floating Rate NCDs 11.73%Madras Cements Ltd. A1+ 6.21% Alkem Laboratories Ltd. P1+ 3.45% Usha Martin Ltd. PR1+ 2.07% Bonds 5.04%Power Finance Corporation AAA 5.04% Net Current Assets/Reverse Repo 1.00% 1.00%Total 100.00%

SaharaCLASSIC FUND An Open-Ended Income Fund

The objective of the scheme….is to generate returns by investing in debt instruments including money market instruments and also to invest in equity and equity related instruments to seek capital appreciation.

Minimum ApplicationDividend Option: Rs.5000/- and additional investments in multiples of Rs.1000/-. Growth Option: Rs.1000/- and additional investments in multiples of Rs.1000/-.

Monthly SIP Quarterly SIP6 post dated cheques for 4 post dated cheques for a minimum of Rs.1000/- each minimum of Rs.2000/- each

Load Structure Entry Load: Nil; Exit Load: Nil

Investment Option NAV as on January 29, 2010Growth Option Growth: Rs. 12.6305Dividend Option Dividend: Rs. 12.6301

Average Maturity Tenor : 75 days ; Total Expenses Ratio (%): 0.35; AUM: 38.98 lakhs


Performance (%) of the Scheme (Growth Option)Sahara Classic Fund Scheme MIP Blended Fund Index1 year 7.778 13.620 Since Inception 13.189 8.598


26.03.2007 Rs. 1.00 per unit 10.00% 11.7697Dividend declared on the face value of Rs.10/-. Past performance may or may not be sustained in future.The performance of the dividend plan for the investor would be net of the dividend distribution tax, as applicable.

Name Designation Experience (Yrs / Months)Naresh Kumar Garg Chief Executive Officer 18 (5 yrs in Sahara Gilt Fund)

Devesh Thacker Fund Manager 9 (11 Months in Sahara Gilt Fund)

Name Designation Experience (Yrs / Months)Naresh Kumar Garg Chief Executive Officer 18 (1 yr 11 Mths in Sahara Classic Fund)

Devesh Thacker Fund Manager 9 (11 Months in Sahara Classic Fund)A N Sridhar Fund Manager 17 (1 yr 11 Mths in Sahara Classic Fund)

Name Designation Experience (Yrs / Months)Naresh Kumar Garg Chief Executive Officer 18 (5 yrs in Sahara Income Fund)

Devesh Thacker Fund Manager 9 (11 Months in Sahara Income Fund)

sms INCOME to 59090sms GILT to 59090

Performance (%) of the Scheme (Growth Option)SAHARA GILT FUND Returns I-Sec Comp Gilt Index6 Months # 1.298 1.0391 year (1.908) 0.8953 years 9.495 8.6485 years 7.530 7.380Inception 6.334 NA*

* Base date of index 31.03.2002. # Absolute Returns

Average Maturity Tenor : 1 days; Total Expenses Ratio (%): 0.34; AUM: Rs.9.63 lakhs



sms CLASSIC to 59090

Average Maturity Tenor : 69 days; Total Expenses Ratio (%): 0.35; AUM: Rs.14487.52 lakhs

Performance (%) of the Scheme (Growth Option)Sahara Income Fund Returns CRISIL Composite Bond Fund Index1 Yr 5.652 4.5613 Years 10.539 6.6165 Years 8.447 5.681Inception 7.297 NA*

* Base date of index 31.03.2002.

Portfolio Rating % of PortfolioNet Current Assets/Reverse Repo 100.00% 100.00%Total 100.00%

Portfolio Rating % of PortfolioCertificate of Deposits / Commercial Papers 96.47%Karur Vyasa Bank Ltd P1+ 12.76%South Indian Bank Ltd PR1+ 12.71%Federal Bank Ltd P1+ 12.66%Reliance Capital Ltd A1+ 12.55%Punjab & Sind Bank Ltd A1+ 10.25%ICICI Bank Ltd A1+ 10.16%Axis Bank Ltd P1+/A1+ 10.14%Bank of India P1+ 7.64%IDBI Bank Ltd P1+/A1+ 7.61%Net Current Assets/Reverse Repo 3.53% 3.53%Total 100.00%


CMYK

CMYK

Sahara LIQUID FUNDAn Open-Ended Liquid Fund

The objective of the scheme….is to create a portfolio of debt and money market instruments with a view to provide high liquidity and reasonable returns.

Performance (%) of the Scheme (Growth Option) as on 29.01.2010Scheme / Index Name 7 Days 15 Days 1 Month 3 Months 6 Months 1 Year 5 Years INCEPTIONVariable Pricing Growth 0.082 0.176 0.374 1.174 2.414 6.275 NA 7.441 OptionFixed Pricing Growth 0.080 0.172 0.366 1.150 2.385 6.184 6.969 6.540 OptionCrisil Liquid Fund Index 0.065 0.137 0.263 0.705 1.401 4.302 6.250 NA*

*Base date of index - 31/03/2002 Returns - Annualised for 1 year and aboveInception Date.- 19-02-2002

The face value of the units have been changed from Rs.10/- per unit to Rs.1000/- per unit by consolidation of units w.e.f. 27th October, 2005.Also, the Variable Pricing Option has been introduced under the scheme w.e.f. 27th October, 2005.

Asset Allocation (%)

Load StructureEntry Load : Nil Exit Load : Nil

Monthly SIP Quarterly SIP5 postdated cheques for minimum of 4 postdated cheques for minimum of Rs. 2000/- each. Rs. 2500/- each.Minimum Application Load Structure SIPRs.10000/- & additional amt. of 5000/- & Entry Load : Nil for SIP/STP investments Multiples of Re. 1/-. Exit Load : Nil

Portfolio as on 31.01.2010Portfolio Rating % of PortfolioCertificate of Deposits / Commercial Papers 75.78%ICICI Bank Ltd A1+ 11.43% Punjab National Bank PR1+ 8.23% Punjab & Sind Bank A1+ 5.90% Canara Bank P1+ 5.87% SIDBI PR1+ 5.87% Bank of India P1+ 5.82% Karur Vyasa Bank P1+ 5.71% Yes Bank Ltd A1+ 5.49% ING Bank P1+ 5.37% South Indian Bank Ltd PR1+ 5.34% Axis Bank P1+/A1+ 5.32% IDBI Bank P1+/A1+ 4.53% Allahabad Bank P1+/A1+ 0.52% Vijaya Bank PR1+ 0.24% Oriental Bank of Commerce P1+ 0.14% Floating Rate NCD’s/Bonds 23.20%Tata Motors Ltd. A1 5.92% Blue Star Ltd. PR1+ 4.50% Kotak Mahindra Prime Ltd. P1+ 3.55% Usha Martin Ltd. PR1+ 3.55% Madras Cements Ltd. A1+ 2.84% Redington India Ltd. A1+ 2.37% Mahindra & Mahindra Financial Services Ltd. P1+ 0.47% Bonds 0.64%Power Finance Corporation Ltd AAA 0.64% Net Current Assets/Reverse Repo 0.38% 0.38%TOTAL 100.00%

Cum Dividend History [per unit (in Rupees)] for last 3 months (for Monthly Dividend Option )*

Fixed Pricing OptionDate Dividend (Rs.) Investor27.11.09 3.6815 Non Corporate24.12.09 3.5671 Non Corporate29.01.10 4.3494 Non Corporate

Variable Pricing OptionDate Dividend (Rs.) Investor27.11.09 3.6878 Corporate / Non Corporate24.12.09 3.5608 Corporate / Non Corporate29.01.10 4.3401 Corporate / Non Corporate

Investment Option NAV as on January 29, 2010Fixed Pricing - Daily Dividend Option Rs. 1024.9045Fixed Pricing - Weekly Dividend Option Rs. 1026.9509Fixed Pricing - Monthly Dividend Option Rs. 1028.9194Fixed Pricing - Growth Option Rs. 1654.4829Variable Pricing - Daily Dividend Option Rs. 1024.9262Variable Pricing - Weekly Dividend Option Rs. 1025.6315Variable Pricing - Monthly Dividend Option Rs. 1029.2354Variable Pricing - Growth Option Rs. 1667.3379

SaharaSHORT TERM BOND FUNDAn Open Ended Income FundCEO: Mr. Naresh Kumar Garg FM: Mr Devesh ThackerDate of Inception: 13.04.2009

The objective of the scheme…is to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.

Load Structure (w.e.f. 12.11.09)

Entry Load: NilExit Load: Nil

Monthly SIP Quarterly SIP5 post dated cheques for a minimum of 4 post dated cheques for a minimum of Rs.2000/- each. Rs.2500/- each.

Minimum Application Invetsment Option / NAV as on January 29, 2010Rs.5000/- and in multiples of Dividend Reinvestment Option: Rs. 10.5340Re.1/- thereafter. Growth Option : Rs. 10.5345

Portfolio as on 29.01.2010Portfolio Rating % of Portfolio

Certificate of Deposits / Commercial Papers 96.36%

ING Bank Ltd A1+ 13.81%

South Indian Bank Ltd PR1+ 13.80%

Yes Bank Ltd A1+ 13.80%

ICICI Bank Ltd A1+ 13.79%

Axis Bank Ltd P1+/A1+ 13.78%

Federal Bank Ltd P1+ 13.75%

Reliance Capital Ltd A1+ 13.64%

Net Current Assets/Reverse Repo 3.64% 3.64%

TOTAL 100.00%

Average Maturity of Portfolio: 87 Days ; Total Expenses Ratio (%): 0.35 ; AUM: Rs.1148.16 lakhs

Sahara Short Term Bond Fund Scheme CRISIL LIQUIFEXSince Inception (Absolute Returns) (13.04.09) 5.345 5.381

Name Designation Experience (Yrs / Months)Naresh Kumar Garg Chief Executive Officer 18 (5 yrs in Sahara Liquid Fund)Devesh Thacker Fund Manager 9 (11 Months in Sahara Liquid Fund)

sms LIQUID to 59090


Average Maturity of Portfolio: 49 Days; Total Expenses Ratio (%): 0.32; AUM: Rs.42245.40 lakhs

Performance (%) of the Scheme (Growth Option) as on 29.01.10

* Dividend declared on the face value of Rs.1000/-. Past performance may or may not be sustained in future. The performance of the dividend plan for the investor would be net of the dividend distribution tax, as applicable.^ Value Research Rating (For Sahara Growth Fund, Sahara Infrastructure Fund, Sahara Midcap Fund, Sahara Liquid Fund, Sahara Tax Gain Fund, Sahara Wealth Plus Fund and Sahara Income Fund): For the schemes Value Research Fund Ratings are a composite measure of historical risk-adjusted returns. In the case of debt funds this rating is based on the weighted average weekly returns for the last 18 months. These ratings do not take into consideration any entry or exit load. The Value Research Ratings are published in Monthly Mutual Fund Performance Report and Mutual Fund Insight. These fund ratings are as on January 31, 2010. The ratings are subject to change every month. The rating is based on primary data provided by funds, Value Research does not guarantee accuracy. It is purely quantitative and there is no subjective component to the Fund Rating. The assessment does not reflect Value Research’s opinion of the future potential of any fund. It only gives a quick summary of how a fund has performed historically relative to its peers. Source: (www.valueresearchonline.com). CRISIL Rating indicates that the fund portfolio holdings provide very strong protection against losses from credit defaults. Disclaimer clause: The rating of CRISIL is not an opinion of the Asset Management Company’s willingness or ability to make timely payments to the Investors. The rating is also not an opinion on the stability of the NAV of the fund, which could vary with market developments.

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