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OCTOBER 2012


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Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.

Tax Savings

Growth

(An Open ended Equity linked Saving Scheme)

• Avail Sec. 80C benefi ts on investment up to ` 1 Lakh.

• Dividends are Tax free in the hands of the investor.

• For online Investments, visit www.saharamutual.commm


Systematic Investment Plan (SIP) - AUTO DEBIT/ECS FACILITY AVAILABLEMonthly 6 post-dated cheques for minimum of ` 500 each and in multiples of ` 500Quartery 4 post-dated cheques for minimum of ` 500 each and in multiples of ` 500Load Structure (SIP)Entry Load NILExit Load 1%- If redeemed on or before 3 year from the date of allotment.

Service tax on exit load, if any, shall be paid out of the exit load proceeds and exit load net of service tax, if any, shall be credited to the scheme

FUND MANAGERName Designation Experience (Years)

Naresh Kumar Garg Chief Investment Offi cer 22 yrs (7.5 yrs in Sahara Tax Gain Fund)A N Sridhar Fund Manager 22 yrs (5.5 yrs in Sahara Tax Gain Fund)

Date Of Inception 01/04/1997 Total Expenses Ratio (%) 2.50Portfolio Turnover Ratio (%) 186.48 AUM (In ` Lakhs) 1233.96Holdings in Top 10 Scrips (%) 27.65

NAV AS ON 28.09.2012Growth Option ` 39.1938 Dividend Option ` 14.7099

DIVIDENDRecord Date Rate Face Value Cum Dividend NAV (`)01.03.2011 ` 2.50 per unit ` 10.00 15.8112.03.2010 ` 4.00 per unit ` 10.00 18.3829.03.2008 ` 7.50 per unit ` 10.00 20.7524.03.2006 ` 2.50 per unit ` 10.00 19.4023.03.2005 ` 20.00 per unit ` 10.00 66.7519.01.2005 ` 10.00 per unit ` 10.00 70.61

Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and statutory levies if any.

Bonus History (Record Date - Aug 29, 2005)Growth Option: 7:1 Dividend Option: 3:1

Statistical Measures (For trailing 3 years Period) (as on 28.09.2012)Sharpe Ratio (0.0373) Beta 0.8408STDEV (%) 17.66% Rsquare 0.90431 Risk Free rate is based on 1 year T-Bill rate.

Minimum Application Amount ` 500 and additional amount in multiples of ` 500.

OPTIONS Growth Dividend including Dividend Re-investmentLoad StructureEntry Load NILExit Load 1% If redeemed on or before 36 months, NIL If redeemed after 36 months.

INDUSTRYWISE ASSET DISTRIBUTION (%)

PORTFOLIO AS ON 28.09.2012Name of the Instrument Industry % of NAV

Ultratech Cement Ltd. Cement 3.19ICICI Bank Ltd Banks 3.00The Federal Bank Limited Banks 2.90TTK Prestige Ltd. Consumer Durables 2.72Reliance Industries Ltd Petroleum Products 2.71Union Bank of India Banks 2.70Tata Global Beverages Ltd. Consumer Non Durables 2.66HDFC Ltd Finance 2.64Bank Of Baroda Banks 2.59Cairn India Ltd. Oil 2.55Den Networks Ltd. Media & Entertainment 2.53Larsen and Toubro Limited. Construction Projects 2.33Paper Products Ltd Industrial Products 2.33Engineers India Ltd. Construction Projects 2.30Maruti Suzuki India Ltd. Auto 2.19Coal India Ltd. Minerals/Mining 2.18Voltas Ltd. Construction Projects 2.18Bata India Ltd. Consumer Durables 2.14Va Tech Wabag Ltd. Engineering Services 2.12Pidilite Industries Ltd. Chemicals 2.11V-Guard Industries Ltd Industrial Capital Goods 2.09Hindustan Unilever Ltd. Consumer Non Durables 2.08Sterlite Industries India Limited. Non - Ferrous Metals 2.02Glenmark Pharmaceuticals Ltd Pharmaceuticals 1.98Tech Mahindra Ltd Software 1.97Allahabad Bank Banks 1.96Lumax Industries Ltd. Auto Ancillaries 1.96Power Grid Corporation Of India Ltd. Power 1.95Lupin Ltd. Pharmaceuticals 1.93NTPC Ltd Power 1.91Bharat Forge Ltd. Industrial Products 1.86Alok Industries Ltd. Textile Products 1.84KPIT Cummins Infosystems Ltd. Software 1.76Tamil Nadu Newsprint & Papers Ltd. Paper 1.71United Phosphorus Ltd. Pesticides 1.71GAIL (India) Ltd Gas 1.71IVRCL Infrastructures & Projects Ltd. Construction 1.69Ranbaxy Labaratories Ltd. Pharmaceuticals 1.59Voltamp Transformers Ltd. Industrial Capital Goods 1.53Bajaj Auto Ltd. Auto 1.48ITC Limited Consumer Non Durables 1.43Rane Holdings Ltd. Finance 1.30Bharti Airtel Ltd. Telecom-Services 1.25Godrej Consumer Products Limited Consumer Non Durables 1.19BGR Energy Systems Limited. Construction Projects 1.11Whirlpool Of India Ltd Consumer Durables 1.05State Bank of India Banks 1.00Punjab National Bank Banks 0.82Praj Industries Ltd Industrial Capital Goods 0.78Equity Total 96.70Other Current Assets 3.30Grand Total 100.00

CAGR RETURNS (%)

` 10,000 CAGR RETURNS

ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS

Scheme/ Duration

SinceInception

SinceInception

30.09.2011to

30.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010

30.09.2011to

30.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010Tax Gain Fund 24.88 313550.40 14.87 (15.57) 27.38 11487.11 8443.15 12738.05

BSE 200 13.30 69327.93 13.77 (19.85) 20.79 11377.08 8015.39 12078.96

Sensex 11.59 54749.59 14.03 (18.01) 17.18 11403.31 8198.55 11717.94

SMS TAX TO 59090

Sahara TAX GAIN FUNDAn Open-Ended Equity Linked Saving Scheme (ELSS)

The objective of the scheme is to provide immediate tax relief and long-term growth of capital by investing in equity and equity related instruments.



Naresh Kumar Garg Chief Investment Offi cer 22 yrs (4 yrs in Sahara B & FS Fund)A N Sridhar Fund Manager 22 yrs (4 yrs in Sahara B & FS Fund)

DATE OF INCEPTION 16/09/2008TOTAL EXPENSES RATIO (%) 2.50AUM (` in Lakhs) 2168.26PORTFOLIO TURNOVER RATIO (%) 289.55

NAV AS ON 28.09.2012Growth Option ̀ 30.8370 Dividend Option ` 13.1369

DIVIDENDRecord Date Rate Face Value Cum Dividend NAV (`)

29.04.11 ` 2.50 Per Unit ` 10.00 15.570203.09.10 ` 4.00 Per Unit ` 10.00 19.736519.01.10 ` 4.00 Per Unit ` 10.00 19.486431.07.09 ` 4.00 Per Unit ` 10.00 19.7059


Statistical Measures (For trailing 3 years Period) (as on 28.09.2012)Sharpe Ratio 0.0919 Beta 0.8726Standard Deviation (%) 25.17% R Squared 0.94431 Risk Free rate is based on 1 year T-Bill rate.

Minimum Application Amount

` 5000 and in multiples of ` 1 thereafter.

OPTIONS : Growth Dividend including Dividend Re-investment

Load StructureEntry Load NIL

Exit Load 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months.

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLE

Monthly Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 each

Quartery Initial cheque of ` 2000 and 3 post dated cheques for minimum of ` 2000 each

Load Structure (SIP)Entry Load : NIL

Exit Load : 1%- If redeemed on or before 1 year from the date of allotment.

Service tax on exit load, if any, shall be paid out of the exit load proceeds and exit load net of service tax, if any, shall be credited to the scheme.

CAGR RETURNS (%)



Scheme/ Duration

SinceInception

SinceInception

30.09.2011to

30.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010

30.09.2011to

30.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010

B & FS Fund 32.14 28745.33 17.48 (22.59) 47.44 11748.32 7741.06 14744.44

Bank Nifty 16.72 17966.62 21.00 (23.43) 40.33 12100.17 7656.50 14032.98

Sensex 8.45 13598.12 14.03 (18.01) 17.18 11403.31 8198.55 11717.94

SMS BANKING TO 59090

PORTFOLIO AS ON 28.09.2012

Name of the Instrument Industry % of NAV

ICICI Bank Ltd. Banks 16.70

HDFC Bank Ltd Banks 13.35

State Bank of India Banks 11.94

Bank Of Baroda Banks 6.01

Axis Bank Limited Banks 5.55

HDFC Ltd Finance 5.36

City Union Bank Limited Banks 3.64

Yes Bank Ltd. Banks 3.52

LIC Housing Finance Ltd Finance 3.38

The Federal Bank Limited Banks 3.34

Mahindra & Mahindra Financial Services Ltd. Finance 3.31

Union Bank of India Banks 3.16

Canara Bank Banks 2.79

ING Vysya Bank Ltd. Banks 2.53

IndusInd Bank LImited. Banks 2.29

Power Finance Corporation Ltd Finance 2.27

Bajaj Finance Limited Finance 2.18

Indian Bank Banks 2.05

Bajaj Finserv Ltd. Finance 2.01

Punjab National Bank Banks 1.94

Bajaj Finserv Ltd.(Right offer) Finance 0.05

EQUITY TOTAL 97.37

Other Current Assets 2.63

Grand Total 100.00


SaharaAn Open-Ended Sectoral Growth Fund

BANKING AND FINANCIAL SERVICES FUND

The objective of the scheme The investment objective would be to provide long term capital appreciation through investment in equities and equities related securities of companies whose business comprise of Banking / Financial services, either whole or in part.


Systematic Investment Plan (SIP) - AUTO DEBIT/ECS FACILITY AVAILABLEMonthly 6 post-dated cheques for minimum of ` 500 each and in multiples of ` 500Quartery 4 post-dated cheques for minimum of ` 500 each and in multiples of ` 500Load Structure (SIP)Entry Load : NILExit Load : 1%- If redeemed on or before 1 year from the date of allotment.



Bharat Heavy Electricals Ltd. Industrial Capital Goods 3.62HDFC Ltd Finance 3.55Reliance Industries Ltd Petroleum Products 3.45Ultratech Cement Ltd. Cement 3.43Cairn India Ltd. Oil 3.34ICICI Bank Ltd Banks 3.25HDFC Bank Ltd. Banks 3.17Tata Power Company Ltd. Power 2.94Mahindra & Mahindra Ltd. Auto 2.77NTPC Ltd Power 2.70NMDC Ltd Minerals/Mining 2.67Larsen and Toubro Limited. Construction Project 2.63Cipla Ltd. Pharmaceuticals 2.61Whirlpool Of India Ltd Consumer Durables 2.50Maruti Suzuki India Ltd. Auto 2.48NCC Ltd Construction Project 2.36Pratibha Industries Ltd. Construction Project 2.31Coal India Ltd. Minerals/Mining 2.30DEN Networks Ltd. Media & Entertainment 2.29Sterlite Industries Limited. Non - Ferrous Metals 2.28Power Grid Corporation Of India Ltd. Power 2.21Tata Steel Ltd. Ferrous Metals 2.20Punjab National Bank Banks 2.16Hindustan Unilever Ltd. Consumer Non Durables 2.15Tech Mahindra Ltd Software 2.14Grasim Industries Ltd Cement 2.13Bharat Petroleum Corporation Ltd. Petroleum Products 2.11Ranbaxy Labaratories Ltd. Pharmaceuticals 2.09Infrastructure Development Finance Co.Ltd. Finance 1.98

Elecon Engineering Company Limited Industrial Capital Goods 1.95YES BANK LTD. Banks 1.93ABG Shipyard Ltd Industrial Capital Goods 1.89Axis Bank Limited Banks 1.87Indian Oil Corporation Limited. Petroleum Products 1.84Jyothy Laboratories Ltd. Consumer Non Durables 1.76Nagarjuna Fertilizers and Chemicals Ltd. Fertilizers 1.73DLF Ltd Construction 1.71Bajaj Auto Ltd. Auto 1.68Hindalco Industries Ltd. Non - Ferrous Metals 1.66Bharti Airtel Ltd. Telecom - Services 1.61ITC Limited Consumer Non Durables 1.25State Bank of India Banks 1.13Equity Total 97.81Other Current Assets 2.19Grand Total 100.00

CAGR RETURNS (%)



Scheme/ Duration

SinceInception

SinceInception

30.09.2011to

30.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010

30.09.2011to

30.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010Growth Fund 23.55 84555.70 15.19 (16.48) 14.80 11519.49 8351.95 11479.83CNX Nifty 18.70 56434.79 15.38 (18.02) 18.61 11537.55 8197.83 11860.76Sensex 19.22 58979.51 14.03 (18.01) 17.18 11403.31 8198.55 11717.94

Minimum Application Amount` 3000 and additional amount of ` 500 and multiples of ` 1 thereafter.


Load StructureEntry Load NILExit Load 1%- If redeemed on or before 12 months, NIL If redeemed after 12 months.

FUND MANAGER

Name Designation Experience (Years)

Naresh Kumar Garg Chief Investment Offi cer 22 yrs (4 yrs in Sahara Growth Fund)

A N Sridhar Fund Manager 22 yrs (4 yrs in Sahara Growth Fund)

Date of Inception 30/08/2002 Total Expense Ratio (%) 2.50

Portfolio Turnover Ratio (%) 209.95 AUM (` in Lakhs) 1091.14

Holdings in Top 10 Scrips (%) 32.22

NAV AS ON 28.09.2012

Growth Option ` 84.5557 Dividend Option ` 24.5434

DIVIDEND

Record Date Rate Face Value Cum Div NAV (`)

29.10.2010 ` 7.50 per unit ` 10.00 33.1549

07.09.2007 ` 7.50 per unit ` 10.00 28.5888

13.03.2006 ` 7.50 per unit ` 10.00 28.22

28.01.2005 ` 3.00 per unit ` 10.00 19.57

25.09.2003 ` 3.00 per unit ` 10.00 14.95Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and statutory levies if any.




Sahara GROWTH FUNDAn Open-Ended Growth Fund

SMS GROWTH TO 59090

The objective of the scheme is to achieve capital appreciation by investing in equity and equity related instruments.


FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Offi cer 22 yrs (7 yrs in Sahara Wealth Plus Fund)A N Sridhar Fund Manager 22 yrs (5.5 yrs in Sahara Wealth Plus Fund)

Date of Inception 01/09/2005 Total Expense Ratio (%) 2.50Portfolio Turnover Ratio (%) 121.73 AUM (` in Lakhs) 1122.27Holding In Top 10 scrips (%) 26.69

NAV AS ON 28.09.2012Fixed Pricing - (Growth) : ̀ 21.7525 Variable Pricing - (Growth) : ̀ 22.9280Fixed Pricing - (Div) : ̀ 18.0183 Variable Pricing - (Div) : ̀ 19.1380

DIVIDENDRecord Date Rate Face Value Cum Div NAV (`)

FIXED VARIABLE5.10.2010 ` 4.00 PER UNIT ` 10.00 22.6938 23.5222


Statistical Measures (For trailing 3 years Period) (as on 28.09.2012)Variable Pricing Option Fixed Pricing Option

Sharpe Ratio 0.0324 Beta 0.7281 Sharpe Ratio (0.0250) Beta 0.7274STDEV 15.77% Rsquare 0.8377 STDEV 15.75% Rsquare 0.83771 Risk Free rate is based on 1 year T-Bill rate.

Minimum Application Amount` 1000 and additional amount of ` 500 & multiples of ` 1 thereafter.OPTIONS : Growth Dividend including Dividend Re-investment



INDUSTRYWISE ASSET DISTRIBUTION

Return on Equity: The Equity selected is based on Return on Equity. A higher RoE may mean higher creation of Wealth.

Portfolio RoE : 30.00 %

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly SIP Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 eachQuartery SIP Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000 eachLoad Structure (SIP)Entry Load : NILExit Load : 1%- If redeemed on or before 1 year from the date of allotment.



Tech Mahindra Ltd Software 3.03Union Bank of India Banks 2.96Maruti Suzuki India Ltd. Auto 2.77HDFC Ltd Finance 2.76Voltas Ltd. Construction Project 2.67TTK Prestige Ltd. Consumer Durables 2.66Ultratech Cement Ltd. Cement 2.63Agro Tech Foods Ltd Consumer Non Durables 2.43Lupin Ltd. Pharmaceuticals 2.39Tata Motors Ltd Auto 2.38Talwalkars Better Value Fitness Ltd. Leisure Facilities 2.36United Phosphorus Ltd. Pesticides 2.35Mahindra & Mahindra Ltd. Auto 2.31Oil & Natural Gas Corp Ltd Oil 2.25Crompton Greaves Ltd Industrial Capital Goods 2.25Pidilite Industries Ltd. Chemicals 2.20Natco Pharma Ltd. Pharmaceuticals 2.12Petronet LNG Limited. Gas 2.11Engineers India Ltd. Construction Project 2.11Den Networks Ltd. Media & Entertainment 2.10Indian Bank Banks 2.10Sintex Industries Limited. Industrial Products 2.08Tamil Nadu Newsprint & Papers Ltd. Paper 2.07Infotech Enterprises Ltd. Software 2.05Venus Remedies Limited Pharmaceuticals 2.04Supreme Industries Ltd. Industrial Products 2.02Jyothy Laboratories Ltd. Consumer Non Durables 1.99KPIT Cummins Infosystems Ltd. Software 1.99J B Chemicals & Pharmaceuticals Ltd. Pharmaceuticals 1.98Glenmark Pharmaceuticals Ltd Pharmaceuticals 1.95NTPC Ltd Power 1.95Hindustan Unilever Ltd. Consumer Non Durables 1.95Colgate-Palmolive (India) Ltd. Consumer Non Durables 1.94Voltamp Transformers Ltd. Industrial Capital Goods 1.90Yes Bank Ltd. Banks 1.87Karur Vysya Bank Ltd. Banks 1.86Zydus Wellness Ltd Consumer Non Durables 1.84V-Guard Industries Ltd Industrial Capital Goods 1.76Gujarat State Petronet Ltd. Gas 1.73Axis Bank Limited Banks 1.72Mangalore Refi nery & Petrochem. Ltd Petroleum Products 1.63ITC Limited Consumer Non Durables 1.58Nestle India Ltd Consumer Non Durables 1.57Praj Industries Ltd Industrial Capital Goods 1.36Godrej Properties Ltd Construction 1.33Equity Total 95.10Other Current Assets 4.90Grand Total 100.00

CAGR RETURNS (%)



Scheme/ Duration

SinceInception

SinceInception

30.09.2011to

30.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010

30.09.2011to

30.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010W Plus-V Fund 12.43 22928.00 13.70 (14.42) 31.16 11370.31 8557.97 13115.98W Plus-F Fund 11.59 21752.50 12.75 (15.13) 30.07 11274.81 8487.01 13006.74CNX 500 11.05 21013.02 13.22 (19.22) 19.58 11322.16 8077.62 11958.17Sensex 13.03 23822.22 14.03 (18.01) 17.18 11403.31 8198.55 11717.94

SMS WEALTH TO 59090

Sahara WEALTH PLUS FUNDAn Open-Ended Growth Fund

The objective of the scheme is to invest in equity and equity related instruments of companies that would be wealth builders in the long term.


FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Offi cer 22 yrs (6.5 yrs in Sahara Infrastructure Fund)A N Sridhar Fund Manager 22 yrs (5.5 yrs in Sahara Infrastructure Fund)


NAV AS ON 28.09.2012Fixed Pricing - (Growth) : ̀ 14.0644 Variable Pricing - (Growth) : ̀ 14.7739Fixed Pricing - (Div) : ̀ 10.2838 Variable Pricing - (Div) : ̀ 10.8556


FIXED VARIABLE30.11.2007 ` 5.00 per unit ` 10.00 18.6112 18.8216


Statistical Measures (For trailing 3 years Period) (as on 28.09.2012)Fixed Pricing Variable Pricing

Sharpe Ratio (0.6682) Beta 0.8848 Sharpe Ratio (0.6294) Beta 0.8857

STDEV (%) 20.34% Rsquare 0.7923 STDEV (%) 20.35% Rsquare 0.79261 Risk Free rate is based on 1 year T-Bill rate.

Minimum Application Amount` 1000 under Growth Option and ` 5000 under Dividend Option and additional amount in multiples of ` 1.


Load StructureEntry Load NIL

Exit Load 1%- If redeemed on or before 12 months, NIL If redeemed after 12 months.



Monthly SIP Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 each

Quartery SIP Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000 each

Load Structure (SIP)Entry Load : NILExit Load : 1%- If redeemed on or before 1 year from the date of allotment.


PORTFOLIO AS ON 28.09.2012Name of the Instrument Industry % of NAV

Ultratech Cement Ltd. Cement 3.51PTC India Ltd Power 3.24Power Finance Corporation Ltd. Finance 3.24Larsen and Toubro Limited. Construction Project 3.19Hindustan Petroleum Corp Ltd. Petroleum Products 3.08Coal India Ltd. Minerals/Mining 3.08Voltas Ltd. Construction Project 3.04Power Grid Corporation Of India Ltd. Power 2.93Engineers India Ltd. Construction Project 2.70Kalpataru Power Transmission Ltd. Power 2.63NCC Ltd Construction Project 2.61Pratibha Industries Ltd. Construction Project 2.52L & T Finance Holdings Ltd Finance 2.48Oil & Natural Gas Corp Ltd Oil 2.41Mcnally Bharat Engineering Co. Ltd. Industrial Capital Goods 2.37Cairn India Ltd. Oil 2.37Castrol India Ltd. Petroleum Products 2.22HDFC Ltd Finance 2.21The Shipping Corp Of India Ltd. Transportation 2.21Rural Electrifi cation Corporation Ltd. Finance 2.18Bharat Forge Ltd. Industrial Products 2.18DLF Ltd Construction 2.17J K Cement Ltd Cement 2.16Indian Oil Corporation Ltd Petroleum Products 2.15Tata Power Company Ltd. Power 2.14GMR Infrastructure Ltd. Construction Project 2.13Bharat Bijlee Ltd. Industrial Capital Goods 2.09NMDC Ltd Minerals/Mining 2.08IVRCL Infrastructures & Projects Ltd. Construction 2.06Ambuja Cements Ltd Cement 2.02Action Const Equip Ltd Industrial Capital Goods 2.01Bharat Petroleum Corporation Ltd. Petroleum Products 1.99BGR Energy Systems Limited. Construction Project 1.96Ashoka Builddon Ltd Construction Project 1.96NTPC Ltd Power 1.92ABG Shipyard Ltd Industrial Capital Goods 1.88Petronet LNG Ltd Gas 1.81Crompton Greaves Ltd Industrial Capital Goods 1.80Madras Cements Ltd Cement 1.79Elecon Engineering Company Ltd. Industrial Capital Goods 1.41Praj Industries Ltd Industrial Capital Goods 1.37Equity Total 95.31Other Current Assets 4.69GRAND TOTAL 100.00

SMS INFRA TO 59090

CAGR RETURNS (%)



Scheme/ Duration

SinceInception

SinceInception

30.09.2011to

30.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010

30.09.2011to

30.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010INFRA - V Fund 6.19 14773.90 5.32 (23.73) 7.24 10532.10 7627.08 10723.96INFRA - F Fund 5.39 14064.40 4.44 (24.37) 6.41 10443.68 7563.29 10640.50Nifty 7.93 16420.41 15.38 (18.02) 18.61 11537.55 8197.83 11860.76Sensex 7.73 16224.62 14.03 (18.01) 17.18 11403.31 8198.55 11717.94

Sahara INFRASTRUCTURE FUNDAn Open-Ended Growth Fund

The objective of the schemeis to provide income distribution and / or medium to long term capital gains by investing predominantly in equity/ equity related instruments of companies in the Infrastructure sector.


FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Offi cer 22 yrs (7.5 yrs in Sahara Midcap Fund)A N Sridhar Fund Manager 22 yrs (5.5 yrs in Sahara Midcap Fund)


NAV AS ON 28.09.2012Growth Option ` 30.8681 Dividend Option ` 13.6573Growth Auto Payout Option ` 30.8681 Bonus Option ` 30.8681


24.12.2010 ` 3.00 per unit ` 10.00 17.279728.05.2010 ` 4.00 per unit ` 10.00 18.937628.09.2007 ` 5.00 per unit ` 10.00 20.918320.09.2005 ` 1.50 per unit ` 10.00 14.2829



Minimum Application Amount` 1000 & additional amount of ` 500 & multiples of ` 1.



TARGETED CAPITAL SEGMENT WIISE BREAKUP (As on 28th September, 2012)MIDCAP 100.00% LARGE CAP 0.00%



Monthly SIP 1st cheque of ` 1000 along with minimum of 5 post dated cheques of minimum ` 1000 each.

Quartery SIP 1st cheque of ` 2000 along with minimum of 3 post dated cheques of minimum of ` 2000 each

Load Structure (SIP)Entry Load NILExit Load 1%- If redeemed on or before 1 year from the date of allotment.




Tech Mahindra Ltd Software 3.00Tata Global Beverages Ltd. Consumer Non Durables 2.77Raymond Ltd. Textile Products 2.60City Union Bank Limited Banks 2.55Aditya Birla Nuvo (Indian Rayon) Finance 2.38LIC Housing Finance Ltd Finance 2.36Jubilant Life Sciences Limited Pharmaceuticals 2.24Kewal Kiran Clothing Ltd. Textile Products 2.21Tata Coffee Ltd. Consumer Non Durables 2.21Den Networks Ltd. Media & Entertainment 2.20Hindustan Petroleum Corp Ltd. Petroleum Products 2.17Talwalkars Better Value Fitness Ltd. Leisure Facilities 2.17Paper Products Ltd Industrial Products 2.12IDBI Bank Ltd Banks 2.12Sterling Holidays Resorts (India)Ltd. Hotels 2.05Coromandel International Ltd Fertilisers 2.03Lumax Industries Ltd. Auto Ancillaries 2.03Yes Bank Ltd. Banks 2.02Zydus Wellness Ltd Consumer Non Durables 2.01ABG Shipyard Ltd Industrial Capital Goods 1.99Voltas Ltd. Construction Project 1.98Tata Chemicals Ltd. Chemicals 1.98United Phosphorus Ltd. Pesticides 1.97GMR Infrastructure Ltd. Construction Project 1.97KPIT Cummins Infosystems Ltd. Software 1.97Glenmark Pharmaceuticals Ltd Pharmaceuticals 1.93IPCA Laboratories Ltd. Pharmaceuticals 1.92Arvind Ltd Textile Products 1.90Bharat Forge Ltd. Industrial Products 1.89Balrampur Chini Mills Ltd. Consumer Non Durables 1.87Lupin Ltd. Pharmaceuticals 1.84J B Chemicals & Pharmaceuticals Ltd. Pharmaceuticals 1.83BGR Energy Systems Limited. Construction Project 1.82Geometric Ltd Software 1.80Crompton Greaves Ltd Industrial Capital Goods 1.78Sun Pharama Adv. Research Co. Ltd Pharmaceuticals 1.76Jyothy Laboratories Ltd. Consumer Non Durables 1.76V-Guard Industries Ltd Industrial Capital Goods 1.75Timken India Limited Industrial Products 1.74Thermax Ltd. Industrial Capital Goods 1.73Unichem Laboratories Ltd. Pharmaceuticals 1.73Whirlpool Of India Ltd Consumer Durables 1.72Cox & Kings (India) Ltd. Transporation 1.71Engineers India Ltd. Construction Project 1.67Ballarpur Industries Ltd Paper 1.57Madras Cements Ltd Cement 1.53Vijaya Bank Banks 1.49HSIL Ltd Industrial Products 1.40Rashtriya Chemicals & Fertilisers Ltd Fertilisers 1.37DQ Entertainment (International) Ltd. Media & Entertainment 1.31Sun Pharma Advanced Research Co. Ltd (Right issue) Pharmaceuticals 0.17

Equity Total 98.09Other Current Assets Current Assets 1.91

Grand Total 100.00

SMS MIDCAP TO 59090

CAGR Returns (%)

` 10,000 CAGR Returns


Scheme/ Duration

SinceInception

SinceInception

30.09.2011to

30.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010

30.09.2011to

30.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010Midcap Fund 15.65 30868.10 9.09 (16.35) 35.38 10908.96 8364.50 13538.13CNX Midcap 13.27 26269.49 10.52 (22.59) 36.51 11052.37 7740.95 13650.89Sensex 14.42 28416.81 14.03 (18.01) 17.18 11403.31 8198.55 11717.94

Sahara MIDCAP FUNDAn Open-Ended Growth Fund

The objective of the scheme is to achieve long-term capital growth at medium level of risks by investing primarily in mid-cap stocks.



Monthly SIP Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 each

Quartery SIP Initial cheque of ` 2000 and 3 post dated cheques for minimum of ` 2000 each

Load Structure (SIP)

Entry Load : NIL

Exit Load : 1%- If redeemed on or before 1 year from the date of allotment.




NTPC Ltd Power 4.50Power Grid Corporation Of India Ltd. Power 4.48Bharat Heavy Electricals Ltd. Industrial Capital Goods 4.41Aditya Birla Nuvo (Indian Rayon) Finance 4.01PTC India Ltd Power 3.79V-Guard Industries Ltd Industrial Capital Goods 3.53Power Finance Corporation Ltd. Finance 3.37Thermax Ltd. Industrial Capital Goods 3.34Tamil Nadu Newsprint & Papers Ltd. Paper 3.30Rural Electrifi cation Corporation Ltd. Finance 3.24Tata Power Company Ltd. Power 3.18Voltas Ltd. Construction Projects 2.97Bharat Bijlee Ltd. Industrial Capital Goods 2.95Coal India Ltd. Minerals/Mining 2.88MOIL Limited Ferrous Metals 2.85Larsen and Toubro Limited. Construction Projects 2.85Lanco Infratech Ltd Construction Projects 2.69Pratibha Industries Ltd. Construction Projects 2.62Kalpataru Power Transmission Ltd. Power 2.61Castrol India Ltd. Petroleum Products 2.59Coromandel International Ltd Fertilisers 2.57Indian Oil Corporation Ltd Petroleum Products 2.53Hindalco Industries Ltd. Non-Ferrous Metals 2.51Crompton Greaves Ltd Industrial Capital Goods 2.44GMR Infrastructure Ltd. Construction Projects 2.21Rashtriya Chemicals & Fertilisers Ltd Fertilisers 2.15Century Textiles & Industries Ltd. Cement 2.14Cairn India Ltd. Oil 1.97Oil & Natural Gas Corp Ltd Oil 1.92Gujarat State Petronet Ltd. Gas 1.92Tata Chemicals Ltd. Chemicals 1.91Orient Green Power Company Ltd. Power 1.88Chambal Fertilisers & Chemicals Ltd. Fertilisers 1.54Petronet LNG Ltd Gas 1.41Zuari Holdings Ltd Fertilisers 1.39Equity Total 96.64Other Current Assets 3.36Grand Total 100.00

SMS POWER TO 59090

CAGR RETURNS (%)



Scheme/ Duration

SinceInception

SinceInception

30.09.2011to

30.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010

30.09.2011to

30.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010P & NR Fund 3.61 11645.20 1.79 (22.17) 19.59 10178.84 7782.51 11959.32Nifty 4.86 12257.25 15.38 (18.02) 18.61 11537.55 8197.83 11860.76Sensex 4.25 11953.15 14.03 (18.01) 17.18 11403.31 8198.55 11717.94

The objective of the schemeto generate long term capital appreciation through investment in equities and equity related securities of companies engaged in the business of generation, transmission, distribution of Power or in those companies that are engaged directly or indirectly in any activity associated in the power sector or principally engaged in discovery, development, production, processing or distribution of natural resources.

SaharaAn Open-Ended Growth Fund

POWER & NATURAL RESOURCES FUND

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Offi cer 22 yrs (4 yrs in Sahara Power & NR Fund)A N Sridhar Fund Manager 22 yrs (4 yrs in Sahara Power & NR Fund)

DATE OF INCEPTION 17/06/2008TOTAL EXPENSES RATIO (%) 2.50

AUM (` in Lakhs) 336.29Holdings in Top 10 Scrips (%) 37.97PORTFOLIO TURNOVER RATIO (%) 84.85


DIVIDENDRecord Date Rate Face Value Cum Dividend NAV (`)30.07.2010 ` 2.00 per unit ` 10.00 13.5352




` 5000 and in multiples of ` 1 thereafter. OPTIONS : Growth Dividend including Dividend Re-investment

Load StructureEntry Load NILExit Load 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months.



Portfolio as on 28.09.2012


Finolex Cables Ltd. Industrial Products 5.12

Voltas Ltd. Construction Projects 4.50

Kalpataru Power Transmission Ltd. Power 4.36

Tata Coffee Ltd. Consumer Non Durables 4.36

Suryalakshmi Cotton Mills Ltd. Textile -Products 4.35

Gujarat Alkalies and Chemicals Ltd. Chemicals 3.64

Tech Mahindra Ltd Software 3.62

Nagarjuna Fertilizers and Chemicals Ltd. Fertilisers 3.37

Zuari Holdings Ltd. Fertilisers 3.32

Lumax Industries Ltd. Auto Ancillaries 3.22

Sesa Goa Ltd. Minerals/Mining 3.19

McNally Bharat Engineering Co. Ltd. Industrial Capital Goods 3.17

Claris Lifescience Ltd. Pharmaceuticals 3.08

Arvind Ltd Textile -Products 2.98

Bharat Bijlee Ltd. Industrial Capital Goods 2.91

Escorts Ltd. Auto 2.78

Banco Products India Ltd. Auto Ancillaries 2.76

Praj Industries Ltd Industrial Capital Goods 2.68

Mangalore Refi nery Petrochemicals Ltd Petroleum Products 2.65

Steel Strips Wheels Ltd Auto Ancillaries 2.65

NCC Ltd Construction Projects 2.62

City Union Bank Limited Banks 2.61

Hi-Tech Gears Ltd. Auto Ancillaries 2.60

Cox & Kings (India) Ltd. Transportation 2.59

Balrampur Chini Mills Ltd. Consumer Non Durables 2.51

JOCIL Ltd Chemicals 2.51

Rane Holdings Ltd. Finance 2.22

Shree Renuka Sugars Ltd. Consumer Non Durables 1.90

DCM Shriram Consolidated Consumer Non Durables 1.64

Zuari Global Limited (Zauri Industries) Fertilisers 1.41

Equity Total 91.34

Other Current Assets 8.66

Grand Total 100.00CAGR

RETURNS (%) ` 10,000 CAGR

RETURNSABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS

Scheme/ Duration

SinceInception

SinceInception

30.09.2011to

30.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010

30.09.2011to

30.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010Star Value Fund 5.88 11902.60 10.62 (19.38) 26.24 11062.41 8062.45 12624.11BSE 200 5.10 11636.52 13.77 (19.85) 20.79 11377.08 8015.39 12078.96Sensex 4.91 11571.80 14.03 (18.01) 17.18 11403.31 8198.55 11717.94

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Offi cer 22 yrs (2.5 yrs in Sahara Star Value Fund)A N Sridhar Fund Manager 22 yrs (2.5 yrs in Sahara Star Value Fund)

Date of Inception 14/09/2009 Total Expense Ratio (%) 2.50 Portfolio Turnover Ratio (%) 102.08 AUM (` in Lakhs) 160.90Holding In Top 10 scrips (%) 39.87



16.08.2010 ` 1.00 per unit ` 10.00 12.5064Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and statutory levies if any.

Statistical Measures (For trailing 3 years Period) (as on 28.09.2012)

Sharpe Ratio (0.1870) Beta 0.9651

STDEV (%) 21.00% Rsquare 0.8432

1 Risk Free rate is based on 1 year T-Bill rate.

Minimum Application Amount` 5000 and in multiples of ` 1 thereafter.




Systematic Investment Plan (SIP) - AUTO DEBIT /

Monthly SIP 1st cheque of ` 1000 along with minimum of 5 post dated cheques of minimum of ` 1000 each.

Quartery SIP 1st cheque of ` 2000 along with minimum of 3 post dated cheques of minimum of ` 2000 each


Entry Load : NILExit Load : 1%- If redeemed on or before 1 year from the date of allotment.


SMS STARVALUE TO 59090

The objective of the scheme is to provide long term capital appreciation by investing predominantly in equity / equity related instruments of select companies based on value parameters.

SaharaAn Open-Ended Growth Fund

STAR VALUE FUND


Portfolio as on 28.09.2012Name of the Instrument Industry % of NAV

Gateway Distriparks Ltd. Transportation 5.22Raymond Ltd. Textiles - Products 4.30Indian Hotel Company Ltd. Hotels 4.02Shoppers Stop Limited. Retailing 3.98Den Networks Ltd. Media & Entertainment 3.87Steel Strips Wheels Ltd Auto Ancillaries 3.79Jagran Prakashan Ltd. Media & Entertainment 3.68Hathway Cable & Datacom Limited Media & Entertainment 3.38Kewal Kiran Clothing Ltd. Textiles - Products 3.37Suprajit Engineering Ltd. Auto Ancillaries 3.37Lumax Industries Ltd. Auto Ancillaries 3.36Wabco India Ltd Auto Ancillaries 3.22Arvind Ltd Textiles - Products 3.18Prime Focus Ltd. Media & Entertainment 3.17Talwalkars Better Value Fitness Ltd. Leisure Facilities 3.14Whirlpool Of India Ltd Consumer Durables 3.10LIC Housing Finance Ltd Finance 3.08Bombay Dyeing Ltd. Textiles - Synthetic 2.94Inox Leisure Limited Media & Entertainment 2.85Sun TV Limited. Media & Entertainment 2.78Cox & Kings (India) Ltd. Transportation 2.76Mahindra & Mahindra Ltd. Auto 2.58Sterling Holidays Resorts (India)Ltd. Hotels 2.57DQ Entertainment (International) Ltd. Media & Entertainment 2.51Ballrampur Chini Mills Ltd. Consumer Non Durables 2.14Bharat Petroleum Corporation Ltd. Petroleum Products 2.08Axis Bank Limited Banks 2.03Oriental Bank of Commerce Banks 1.80Sundaram Fasteners Ltd. Auto Ancillaries 1.77Tata Global Beverages Ltd. Consumer Non Durables 1.70Alok Industries Ltd. Textiles - Products 1.50Equity Total 93.26Other Current Assets 6.74Grand Total 100.00




Ultratech Cement Ltd. Cement 7.88NTPC Ltd Power 6.58ICICI Bank Ltd. Banks 5.53HDFC Ltd Finance 5.39Reliance Industries Ltd Petroleum Products 5.10Mahindra & Mahindra Ltd. Auto 4.89State Bank of India Banks 4.87Tata Motors Ltd Auto 4.66Grasim Industries Ltd Cement 4.33Power Grid Corporation of India Ltd. Power 4.19Coal India Ltd. Minerals/Mining 4.06Larsen and Toubro Limited. Construction Project 3.47Bank Of Baroda Banks 3.47Sterlite Industries Limited. Non - Ferrous Metals 3.47Cairn India Ltd. Oil 3.17Axis Bank Limited Banks 2.97Tata Power Company Ltd. Power 2.79Ranbaxy Labaratories Ltd. Pharmaceuticals 2.77Bharat Heavy Electricals Ltd. Industrial Capital Goods 2.69Maruti Suzuki India Ltd. Auto 2.35NMDC Ltd Minerals/Mining 2.11Bharat Petroleum Corporation Ltd. Petroleum Products 1.82Equity Total 88.55Other Current Assets 11.45Grand Total 100.00


CAGR Returns (%) ` 10,000 CAGR Returns ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS Scheme

/ DurationSince

InceptionSince

Inception30.09.2011

to 30.09.201230.09.2010

to 30.09.201130.09.2009

to 30.09.201030.09.2011

to 30.09.201230.09.2010

to 30.09.201130.09.2009

to 30.09.2010Super 20 Fund 6.01 12032.10 11.97 (12.01) 10.26 11196.71 8799.12 11026.37Nifty 6.75 12301.01 15.38 (18.02) 18.61 11537.55 8197.83 11860.76Sensex 5.85 11973.43 14.03 (18.01) 17.18 11403.31 8198.55 11717.94

R.E.A.L Fund (4.38) 8049.00 9.12 (23.49) 27.15 10911.53 7650.96 12714.66NIFTY 0.02 10009.04 15.38 (18.02) 18.61 11537.55 8197.83 11860.76Sensex (0.40) 9809.18 14.03 (18.01) 17.18 11403.31 8198.55 11717.94

The objective of the scheme : is to provide long term capital appreciation by investing in predominantly equity and equity related securities of around 20 companies selected out of the top 100 largest market capitalization companies, at the point of investment.An Open-Ended Growth Fund

The objective of the scheme : is to provide long term capital gains by investing predominantly in equity / equity related instrument of companies in the Retailing, Entertainment & Media, Auto & auto ancillaries and Logistics sector.

An Open-Ended Equity Fund

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Offi cer 22 yrs (4.5 yrs in Sahara R.E.A.L Fund)A N Sridhar Fund Manager 22 yrs (4.5 yrs in Sahara R.E.A.L Fund)


NAV AS ON 28.09.2012 Growth Option ` 8.0490 Dividend Option ` 8.0490

Statistical Measures (For trailing 3 years Period) (as on 28.09.2012)Sharpe Ratio (0.2942) STDEV (%) 20.23 Beta 0.7938 Rsquare 0.64461 Risk Free rate is based on 1 year T-Bill rate.

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Offi cer 22 yrs (2.5 yrs in Sahara Super 20 Fund)A N Sridhar Fund Manager 22 yrs (2.5 yrs in Sahara Super 20 Fund)

Date of Inception 31/07//2009 Total Expense Ratio (%) 2.50 Portfolio Turnover Ratio (%) 226.06 AUM (` in Lakhs) 114.92Holding In Top 10 scrips (%) 53.42

NAV AS ON 28.09.2012 Growth Option ` 12.0321 Dividend Option ` 12.0335

Statistical Measures (For trailing 3 years Period) (as on 28.09.2012)Sharpe Ratio 0.3045 STDEV (%) 16.95% Beta 0.7981 Rsquare 0.92761 Risk Free rate is based on 1 year T-Bill rate.

MINIMUM APPLICATION AMOUNT : ` 5000 and in multiples of ` 1 thereafter.

Load Structure Entry Load: NIL ; Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months.

SIP / STP: Entry Load: NIL ; Exit Load: 1%- If redeemed on or before 1 year from the date of allotment.

OPTION : Dividend including Dividend Re-investment Growth optionSYSTEMATIC INVESTMENT PLAN (SIP) – AUTO DEBIT / ECS FACILITY AVAILABLEMonthly Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 eachQuarterly Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000


SMS SUPER TO 59090 SMS REAL TO 59090


FUND MANAGER

Name Designation Experience (Years)Naresh Kumar Garg

Chief Investment Offi cer

22 yrs (3 yrs in Sahara Short Term Bond Fund)

Ashwini Kumar Fund Manager 10 yrs (1.5 yr in Sahara Short Term Bond Fund)

Date of Inception 13/04/2009 Total Expense Ratio (%) 0.30Average Maturity of Portfolio 27 days AUM (` in Lakhs) 788.35

NAV AS ON 28.09.2012

Growth ` 13.5220 Dividend Reinvestment Option ` 10.2307

Dividend History [(per unit (in Rupees)] for 3 months under Dividend Re investment Option (Monthly Frequency)

Date Gross Dividend (`) Investor

27.09.2012 0.0590 Corporate / Non Corporate



Dividend declared on the face value of `10.

Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and dividend Distribution tax as applicable.

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly 5 post dated cheques for a minimum of ` 2000 each.

Quartery 4 post dated cheques for a minimum of ` 2500 each.


Entry / Exit Load NIL


Name of the Instrument Rating % of NAV

Certifi cate of Deposits 50.67%

State Bank Of Travancore CRISIL A1+ 18.86%

Punjab National Bank CARE A1+ 15.91%

Indian Bank FITCH A1+ 15.90%

Reverse Repo/Cash Receivables 49.33%

TOTAL 100.00%


` 5000 and in multiples of ` 1 thereafter.

Load Structure

Entry /Exit Load NIL

CAGR Returns (%)



Scheme/ Duration

SinceInception

SinceInception

29.09.2011to

28.09.2012

30.09.2010to

30.09.2011

29.09.2011to

28.09.2012

30.09.2010to

30.09.2011

Short Term Bond Fund 9.10 13522.01 9.41 13.32 10941.37 11331.72

Liquifl ex 6.35 12378.16 8.67 7.76 10867.30 10776.39

Crisil 10 yr Gilt Index 4.04 11471.25 8.03 3.20 10802.80 10319.79

SMS MUTUAL TO 59090

Sahara SHORT TERM BOND FUNDAn Open Ended Income Fund

The objective of the scheme is to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.

Invest in...

An Open Ended Income Fund

Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.


Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly 5 postdated cheques for minimum of ` 2000 each.

Quartery 4 postdated cheques for minimum of ` 2500 each.


Entry / Exit Load NIL






State Bank Of Travancore CRISIL A1+ 16.29%Reverse Repo/CBLO & Cash Receivables 50.93%

Total 100.00%

Minimum Application Amount`10000 & additional amt. of ` 5000 & Multiples of ` 1.

Load StructureEntry /Exit Load NIL


Naresh Kumar Garg Chief Investment Offi cer

22 yrs (8 yrs in Sahara Liquid Fund)

Ashwini Kumar Fund Manager 10 yrs (1 yr in Sahara Liquid Fund)

NAV AS ON 28.09.2012Fixed Pricing Option Variable Pricing Option

Daily Dividend ` 1029.2138 Daily Dividend ` 1029.2290Weekly Dividend ` 1027.4373 Weekly Dividend ` 1031.7648Monthly Dividend ` 1033.4926 Monthly Dividend ` 1037.7387Growth ` 2034.6056 Growth Dividend ` 2051.7116The face value of the units have been changed from ` 10 per unit to ` 1000 per unit by consolidation of units w.e.f. 27th October, 2005. Also, the Variable Pricing Option has been introduced under the scheme w.e.f. 27th October, 2005.

Dividend History [per unit (in Rupees)] (for Monthly Dividend Option )*

Dividend (`)

Date Fixed Pricing Option

Variable Pricing Option Investor

28.09.2012 6.1456 6.2982 Non Corporate31.08.2012 7.8095 8.0888 Non Corporate27.07.2012 6.5114 5.4989 Non Corporate

* Dividend declared on the face value of Rs.1000. Past performance may or may not be sustained in future. The performance of the dividend plan for the investor would be net of the dividend distribution tax, as applicable.

CAGR Returns (%)



Scheme / Duration Since Inception Since Inception29.09.2011

to 28.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010

29.09.2011to

28.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010

Liquid Fund - VP 7.69 16706.44 9.51 8.64 4.97 10951.17 10864.15 10496.87

Liquifl ex NA* NA* 8.67 7.76 4.04 10867.30 10776.39 10403.92

1 year t bill 5.49 14481.23 8.14 5.38 2.42 10813.60 10538.37 10241.97

Liquid Fund - FP 6.91 20328.84 9.50 8.59 4.93 10950.12 10859.25 10493.40

Liquifl ex NA* NA* 8.67 7.76 4.04 10867.30 10776.39 10403.92

1 year t bill 5.37 17430.64 8.14 5.38 2.42 10813.60 10538.37 10241.97


Average Maturity of Portfolio 25 days AUM (` in Lakhs) 13678.83

CAGR RETURNS (%) ` 10,000 CAGR RETURNS

7 days 15 days 1 month 7 days 15 days 1 month

Liquid Fund - VP 7.78 8.02 8.10 10014.92 10032.94 10066.54

Liquifl ex 7.511 7.508 7.50 10014.40 10030.85 10061.67

1 year t bill 8.12 7.96 9.33 10015.57 10032.71 10076.71

Liquid Fund - FP 7.65 7.91 8.03 10014.67 10032.50 10066.02

Liquifl ex 7.511 7.508 7.50 10014.40 10030.85 10061.67

1 year t bill 8.12 7.96 9.33 10015.57 10032.71 10076.71

* AS INDEX INCEPTION IS 31.03.2002

The objective of the scheme is to create a portfolio of debt and money market instruments with a view to provide high liquidity and reasonable returns.

SMS MUTUAL TO 59090

Sahara LIQUID FUNDAn Open-Ended Liquid Fund


CAGR RETURNS (%)

` 10,000 CAGR RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS

Scheme/ Duration

SinceInception

SinceInception

29.09.2011to

28.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010

29.09.2011to

28.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010Classic Fund 9.83 15483.09 9.32 8.39 4.97 10932.15 10839.34 10496.88MIP Blended Index 6.30 13294.01 10.38 2.21 7.68 11038.41 10221.14 10768.38Crisil 10 yr Gilt Index 5.54 12859.34 8.03 3.20 3.95 10802.80 10319.80 10395.00

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly 6 post dated cheques for minimum of ` 1000 each.Quartery 4 post dated cheques for minimum of ` 2000 each.

Load Structure (SIP)Entry / Exit Load NIL




State Bank Of Travancore CRISIL A1+ 13.64%



Reverse Repo / Cash Receivables 59.20%

TOTAL 100.00%


Naresh Kumar Garg Chief Investment Offi cer

22 yrs (8.5 yrs in Sahara Classic Fund

Ashwini Kumar Fund Manager 10 yrs (1 yr in Sahara Classic Fund)

A N Sridhar Fund Manager 22 yrs (8.5 yrs in Sahara Classic Fund

Date of Inception 01/02/2008 Total Expense Ratio(%) 0.35Average Maturity of Portfolio 23 days AUM (` in Lakhs) 21.81


Minimum Application AmountDividend Option ` 5000 and additional investments in multiples of ` 1000.

Growth Option ` 1000 and additional investments in multiples of ` 1000.


Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly 6 post dated cheques for a minimum of ` 500 each.Quartery 4 post dated cheques for a minimum of ` 750 each.Load Structure (SIP)Entry / Exit Load NIL

Portfolio as on 28.09.2012Name of the Instrument Rating % of NAV

Certifi cate of Deposits 42.83%State Bank Of Travancore CRISIL A1+ 14.32%Punjab National Bank CARE A1+ 14.26%Indian Bank FITCH A1+ 14.25%Reverse Repo / Cash Receivables 57.17%TOTAL 100.00%

Minimum Application Amount` 3000 and additional amt. of ` 1000 & multiples of ` 1 thereafter.


FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg


22 yrs (8.5 yrs in Sahara Income Fund)

Ashwini Kumar Fund Manager 10 yrs (1.5 yrs in Sahara Income Fund)

Date of Inception 21/2/2002 Total Expense Ratio (%) 0.35 Average Maturity of Portfolio 24 days AUM (` in Lakhs) 692.42

NAV AS ON 28.09.2012Growth Option ` 21.5176

Dividend Option ` 17.7218

DividendRecord Date Rate Cum Div NAV (`)26.03.2007 ` 1.00 per unit 11.7697

Dividend declared on the face value of `10. Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and dividend Distribution tax as applicable.

CAGR RETURNS (%)



Scheme/ Duration

SinceInception

SinceInception

29.09.2011to

28.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010

29.09.2011to

28.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010Income Fund 7.49 21517.59 9.37 8.91 4.79 10936.85 10891.07 10478.67Crisil Composite Bond Fund Index NA* NA* 9.53 5.58 5.47 10952.73 10557.95 10546.65

Crisil 10 yr Gilt Index 6.16 18850.83 8.03 3.20 3.95 10802.80 10319.80 10395.00

SMS MUTUAL TO 59090

Sahara INCOME FUNDAn Open-Ended Income Fund

The objective of the scheme is to generate income by investing in a portfolio of corporate and sovereign debt instruments and at the same time provide continuous liquidity along with reasonable safety.

Sahara CLASSIC FUNDAn Open-Ended Income Fund

The objective of the scheme is to generate returns by investing in debt instruments including money market instruments and also to invest in equity and equity related instruments to seek capital appreciation.

* AS INDEX INCEPTION IS 31.03.2002


FUND MANAGER

Name Designation Experience (Years)

Naresh Kumar Garg


22 yrs (4 yrs in Sahara Interval Fund)

Ashwini Kumar Fund Manager 10 yrs (1.5 yr in Sahara Interval Fund)


Average Maturity of Portfolio 3 days AUM (` in Lakhs) 24.50

NAV AS ON 28.09.2012

Growth Option ` 13.5534 Dividend

Option ` 13.5532



Reverse Repo / Cash Receivables - 100.00%

TOTAL 100.00%


` 5000 & additional amount in Multiples of ` 1 thereafter.

Load Structure

Entry /Exit Load NIL

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly 5 post dated cheques for minimum of ` 1000 each.Quartery 4 post dated cheques for minimum of ` 1250 each.

Load Structure (SIP)Entry / Exit Load NIL

Portfolio as on 28.09.2012Name of the Instrument Rating % of NAV

Reverse Repo / Cash Receivables - 100.00%TOTAL 100.00%

DividendRecord Date Rate Cum Div NAV (`)26.03.2007 ̀ 1.00 per unit 11.4405

Dividend declared on the face value of `10. Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and dividend Distribution tax as applicable.

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg

Chief Investment Offi cer 22 yrs (8 yrs in Sahara Gilt Fund

Ashwini Kumar Fund Manager 10 yrs (1 yr in Sahara Gilt Fund)

Date of Inception 21/02/2002 Total Expense Ratio (%) 0.35Average Maturity of Portfolio 3 days AUM (` in Lakhs) 6.48

NAV AS ON 28.09.2012Growth ` 19.2469 Dividend ` 16.0623


` 5000 & additional amount of 1000 & Multiples of `1 thereafter.


CAGR Returns (%)

` 10,000 CAGR Returns ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS

Scheme/ Duration

SinceInception

SinceInception

29.09.2011to

28.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010

29.09.2011to

28.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010Gilt Fund 6.37 19246.89 8.08 6.56 3.51 10808.49 10656.17 10350.52I Sec Composite Gilt Index NA* NA* 10.07 6.30 5.65 11007.12 10629.63 10564.75Crisil 10 yr Gilt Index 6.16 18850.83 8.03 3.20 3.95 10802.80 10319.79 10395.00

SMS MUTUAL TO 59090

Sahara INTERVAL FUNDAn Debt Oriented Interval Fund

The objective of the scheme is to generate returns with low volatility through a portfolio of debt and money market instruments with a provision to offer liquidity at periodic intervals.

The objective of the scheme To generate reasonable returns by investing in sovereign instruments issued by Central / State governments.

Sahara GILT FUNDAn Open-Ended Gilt Fund

CAGR RETURNS (%)

` 10,000 CAGR RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS

Scheme/ Duration

SinceInception

SinceInception

29.09.2011to

28.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010

29.09.2011to

28.09.2012

30.09.2010to

30.09.2011

30.09.2009to

30.09.2010

Sahara Interval Fund 7.92 13553.40 9.21 8.26 4.97 10921.27 10825.66 10497.03

Liquidfex 6.81 13006.25 8.67 7.76 4.04 10867.30 10776.39 10403.92

I year t bill 5.79 12515.18 8.14 5.38 2.42 10813.60 10538.37 10241.97