saharasaharamutual.com/downloads_files/facsheets/smffacts311208.pdf · sip/stp: entry load: 2.25%...

w w w . s a h a r a m u t u a l . c o m

Sahara GROWTH FUNDAn Open-Ended Growth Fund

Load Structure: Entry Load < Rs. 1 cr : 2.25%; >= Rs. 1 cr : Nil Exit Load < Rs. 1 cr; Nil, >= Rs. 1 cr: 1% if redeemed on or before 3 months

SIP/STP: Entry Load : 2.25% Exit Load 1 % if redeemed on or before 1 year from date of allotment

SYSTEMATIC INVESTMENT PLAN (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly SIP Quarterly SIP

Initial cheque of Rs.1000/- and 5 post dated cheques for minimum of Rs.1000/- each Initial cheque of Rs.2000/- and 3 post dated cheques of minimum of Rs.2000/- each

11.52

9.59

9.547.09

6.63

6.30

4.51

3.28

3.163.06

2.121.26

Industrial Capital Goods

Auto

Petroleum Products

Power

Consumer Non Durables

Banks

Telecom - Services

Gas

Pharmaceuticals

Cement

Oil

Finance

Performance (%)Sahara Growth Fund Scheme Returns CNX Nifty Returns

1 Year (43.15) (51.79)

3 Years 9.06 1.42

5 Years 16.74 9.50

Inception 27.22 18.43Note: Annualised Returns

Industrywise Asset Distribution (%)

Minimum application Rs. 3000/- and additional investments in multiples of Rs. 500/- and in multiples of Re.1/- thereafter.

The objective of the scheme….

is to achieve capital appreciation by investing in equity and equity related instruments.

Date of Inception: 30/08/2002

Total Expense Ratio(%) 2.48

AUM Rs.471.22 lakhs

Holding in TOP 10 scrips 32.69%

Investment Option

a) Growth b) Dividend Payout & Dividend Reinvestment Option.

NAV as on December 31, 2008

Dividend - Rs. 17.2367 Growth - Rs. 45.9409

Dividend since September 2003Record Date Rate % of Div Cum Div NAV (Rs)07.09.2007 Rs. 7.50 paise per unit 75.00% 28.588813.03.2006 Rs. 7.50 paise per unit 75.00% 28.2228.01.2005 Rs. 3 per unit 30.00% 19.5725.09.2003 Rs. 3 per unit 30.00% 14.95

Dividend DeclaredDividend declared on the face value of Rs. 10/-, Past performance may or may not be sustained in future

Standard Deviation 30.590

Beta 0.918

R – Squared 0.906

Sharpe Ratio (1.590)

Portfolio Turnover Ratio (%) 274.20

Experience (yrs)

Total Fund

18 4.5

17 1.5

Chief Executive Officer : Mr. Naresh Kumar Garg

Fund Manager : Mr. A N Sridhar

Portfolio as on 31.12.2008

Industry Security Name % of GrandTotal

% of IndustryTotal

EQUITY SHARES

Industrial Capital Goods Bharat Heavy Electricals Ltd 3.76 11.52

Asea Brown Boveri Ltd 2.31

Siemens Ltd 2.13

Crompton Greaves Ltd 2.01

Larsen and Toubro Ltd 1.31

Auto Hero Honda Motors Ltd 3.41 9.59

Tata Motors Ltd 2.37

Mahindra & Mahindra Ltd 2.04

Maruti Suzuki India Ltd 1.77

Petroleum Products Bharat Petroleum Corporation Ltd 3.19 9.54

Hindustan Petroleum Corp Ltd 2.32

Reliance Industries Ltd 2.09

Reliance Petroleum Ltd 1.94

Power Tata Power Company Ltd 3.18 7.09

National Thermal Power Corp Ltd 2.68

Reliance Infrastructure Ltd 1.23


Hindustan Unilever Ltd 3.72 6.63

ITC Limited 2.91

Banks State Bank of India 3.01 6.30

ICICI Bank Ltd 1.90

Axis Bank Ltd 1.39

Telecom - Services Bharti Airtel Ltd 2.28 4.51

Idea Cellular Ltd 2.23

Gas Gas Authority of India Ltd 3.28 3.28

Pharmaceuticals Sun Pharmaceuticals Industries Ltd 3.16 3.16

Cement ACC Ltd 3.06 3.06

Oil Oil & Natural Gas Corp Ltd 2.12 2.12

Finance HDFC LTD 1.26 1.26

Equity Total 68.08 68.08

Current and other Assets

31.92 31.92

Total 100.00 100.00


Sahara TAX GAIN FUNDAn Open-Ended Equity Linked Saving Scheme (ELSS)


6 postdated cheques for minimum of Rs. 500/- each and in multiples of Rs. 500/-. 4 postdated cheques for a minimum of Rs. 500/- each and in multiples of Rs. 500/-.



% of IndustryTotal

EQUITY SHARESConsumer Non Durables Colgate-Palmolive (India) Ltd 4.35 14.20

Hindustan Unilever Ltd 3.22ITC Limited 1.84Sintex Industries Limited 1.62Shree Renuka Sugars Ltd 1.58Balrampur Chini Mills Ltd 1.49Carnation Nutra Analogue Foods Ltd

0.10


Crompton Greaves Ltd 3.18 10.91Asea Brown Boveri Ltd 1.85Siemens Ltd 1.84Larsen and Toubro Limited 1.66Bharat Heavy Electricals Ltd 1.61Thermax Ltd 0.77

Banks Punjab National Bank 2.03 10.28State Bank of India 1.93Andhra Bank Limited 2.48Canara Bank 2.22Axis Bank Ltd 1.62

Petroleum Products Bharat Petroleum Corporation Ltd 2.82 6.24Indian Oil Corporation Limited 1.83Reliance Industries Ltd 1.59

Power National Thermal Power Corp Ltd 2.32 5.42Tata Power Company Ltd 1.61Reliance Infrastructure Ltd 1.49

Auto Hero Honda Motors Ltd 2.41 4.64Maruti Suzuki India Ltd 2.23

Pharmaceuticals Glenmark Pharmaceuticals Ltd 2.92 4.34Cadila Healthcare Ltd 1.42

Consumer Durables Voltas Ltd 3.47 3.47Finance HDFC Ltd 1.75 3.03

Reliance Capital Ltd 1.28Transportation Gateway Distriparks Ltd 2.59 2.59Cement Ambuja Cements Ltd 2.10 2.10Construction Punj Lloyd Ltd 1.77 1.77Telecom - Services Idea Cellular Ltd 1.69 1.69Non - Ferrous Metals Sterlite Industries Limited 1.39 1.39Industrial Products SKF India Ltd. 1.15 1.15Equity Total 73.22 73.22Current and other Assets 26.78 26.78Total 100.00 100.00

14.20

10.91

10.286.245.42

4.64

4.34

3.47

3.03

2.59

2.101.77

1.691.39

1.15

Consumer Non DurablesIndustrial Capital GoodsBanksPetroleum ProductsPowerAutoPharmaceuticalsConsumer DurablesFinanceTransportationCementConstructionTelecom - ServicesNon - Ferrous MetalsIndustrial Products

Performance (%)Sahara Tax Gain Fund** Scheme BSE 200

1 Year (49.56) (56.46)

3 Years 1.43 (0.84)

5 Years 13.57 8.58

Inception 25.07 11.17

** Adjusted for bonus Note: Annualised returns


Minimum application Rs. 500/- and additional investments in multiples of Rs. 500/-.


is to provide immediate tax relief and long-term growth of capital by investing in equity and equity related instruments.


Load Structure: Entry Load 2.25% ; Exit Load : Nil

SIP/STP : Entry Load : 2.25% Exit Load : 1% if redeemed on or before 1 year from the date of allotment

Total Expense Ratio(%) 2.50AUM Rs.466.63 lakhsHolding in TOP 10 scrips 29.77%

Bonus Declared (Record Date - Aug 29, 2005)

Growth Plan: 7:1 Dividend Plan: 3:1

Investment Optiona) Growth b) Dividend Payout & Dividend Reinvestment Option.


Dividend: Rs. 9.8807 Growth: Rs. 17.3505

Dividend during the year 2005/2006/2008Record Date Rate % of Div Cum Div NAV (Rs)29.03.2008 Rupees 7.5 per unit* 75.00% 20.751524.03.2006 Rupees 2.50 paise per unit* 25.00% 19.404123.03.2005 Rupees 20 per unit 200.00% 66.7519.01.2005 Rupees 10 per unit 100.00% 70.61

*Post Bonus Dividend DeclaredDividend declared on the face value of Rs. 10/-

Past performance may or may not be sustained in future

Standard Deviation 31.470Beta 0.930R – Squared 0.907Sharpe Ratio (1.750)Portfolio Turnover Ratio (%) 252.97

Experience (yrs)

Total Fund

18 4.5

17 1.5




Sahara INFRASTRUCTURE FUNDAn Open-Ended Growth Fund

Load StructureEntry Load < Rs. 1 cr : 2.25% ; >= Rs. 1 cr : Nil

Exit Load < Rs. 1 cr ; Nil, >= Rs. 1 cr: 1% if redeemed on or before 3 months

SIP/STPEntry Load : 2.25% Exit Load 1 % if redeemed on or before 1

year from date of allotment




Industry Security Name % of Grand

Total

% of Industry

TotalEQUITY SHARESPower Tata Power Company Ltd 2.29 12.07

Jyoti Structures Ltd 2.07Power Grid Corporation of India Ltd 2.04National Thermal Power Corp Ltd 1.99Lanco Infratech Ltd 1.52GVK Power & Infrastructure Ltd 1.09Reliance Infrastructure Ltd 1.06

Industrial Capital Goods Bharat Heavy Electricals Ltd 2.34 11.31Asea Brown Boveri Ltd 2.22Crompton Greaves Ltd 2.15Siemens Ltd 1.69Larsen and Toubro Limited 1.23Thermax Ltd 0.96BGR Energy Systems Limited 0.72

Petroleum Products Indian Oil Corporation Limited 3.13 10.22Bharat Petroleum Corporation Ltd

2.76

Reliance Industries Ltd 1.66Reliance Petroleum Ltd 1.50Hindustan Petroleum Corp Ltd 1.17

Construction Punj Lloyd Ltd 2.34 8.69Jai Prakash Associates Ltd. 2.03GMR Infrastructure Ltd 1.60Madhucon Projects Ltd 1.47Hindustan Construction Company Ltd

1.24

Gas Gas Authority of India Ltd 2.27 3.50Gujarat State Petronet Ltd 1.23

Cement ACC Ltd 1.76 3.13Madras Cements Ltd 1.37

Consumer Non- Durables Colgate-Palmolive (India) Ltd 2.98 2.98Banks State Bank of India 1.58 2.69

Axis Bank Ltd 1.11Finance HDFC Ltd 1.46 2.46

Reliance Capital Ltd 1.00Oil Oil & Natural Gas Corp Ltd 1.55 1.55Consumer Durables Voltas Ltd 1.48 1.48Equity Total 60.09 60.09Debt Instrument State Bank of Travancore CD mat

21/09/200911.33 11.33

Current Assets 28.58 28.58TOTAL 100.00 100.00

12.07

11.31

10.22

8.69

3.50

3.13

2.98

2.692.46

1.55 1.48

PowerIndustrial Capital GoodsPetroleum Products

ConstructionGas

CementConsumer Non- Durables

Banks

FinanceOilConsumer Durables

Performance (%)Infrastructure Fund Variable Pricing Fixed Pricing CNX Nifty Returns1 year (54.20) (54.52) (51.79)Inception (2.48) (3.15) (6.04)

Annualised returns


Minimum application Rs. 1000/- under Growth Option and Rs 5000/- under Dividend Option and additional investments of Rs. 500 and in multiples of Re. 1/- thereafter.


is to provide income distribution and / or medium to long term capital gains by investing predominantly in equity/ equity related instruments of companies in the Infrastructure sector.


Investment Option(A) Fixed Pricing Option

Dividend Option incl. Dividend RI Growth Option

(B) Variable Pricing Option


NAV as on December 31, 2008Fixed Pricing (Div)- Rs. 6.6995 Varible Pricing (Div)- Rs. 6.8579Fixed Pricing (Gr)- Rs. 9.1598 Variable Pricing (Gr)- Rs. 9.3351

Variable Pricing Fixed PricingStandard Deviation 33.060 33.050Beta 0.998 0.998R – Squared 0.925 0.926Sharpe Ratio (1.810) (1.820)Portfolio Turnover Ratio (%) : 188.47

Experience (yrs)

Total Fund

18 2.5

17 1.5



DividendRecord Date Rate % of Div Cum Div NAV (Rs)

Fixed Variable30.11.2007 Rs. 5.00 per unit 50.00% 18.6112 18.8216

Dividend declared on the face value of Rs.10/- . Past Performance may or may not be sustained in future.


AUM Rs.816.36 lakhs



Sahara WEALTH PLUS FUNDAn Open-Ended Growth Fund




year from the date of allotment

PortfolioRoE 22.62%





% of IndustryTotal

EQUITY SHARES

Consumer Non Durables Colgate-Palmolive (India) Ltd. 4.06 19.07

Hindustan Unilever Ltd 3.34

Marico Limited 3.33

ITC Limited 2.75

Nestle India Limited 2.42

Jyothy Laboratories Ltd 1.75

Blue Star Ltd 1.42

Banks State Bank Of India 2.92 8.67

Punjab National Bank 2.25

Union Bank of India 2.17

HDFC Bank Ltd 1.33

Industrial Capital Goods Bharat Heavy Electricals Ltd 2.36 7.05

Crompton Greaves Ltd 1.62

HEG Ltd 1.19

Siemens Ltd 1.15

Thermax Ltd 0.72

Pharmaceuticals Glenmark Pharmaceuticals Ltd 1.78 4.32

Sun Pharmaceuticals Industries Ltd 1.42

Dishman Pharmaceuticals Ltd 1.12

Petroleum Products Bharat Petroleum Corporation Ltd 2.26 3.90

Reliance Industries Ltd 1.64

Auto Hero Honda Motors Ltd 1.82 2.52

Maruti Suzuki India Ltd 0.69

Finance Housing Development Finance Corporation Ltd.

0.99 1.86

Reliance Capital Ltd 0.87

Consumer Durables Voltas Ltd 1.77 1.77

Construction Punj Lloyd Ltd 1.77 1.77

Oil Oil & Natural Gas Corp Ltd 1.42 1.42

Industrial Products SKF India Ltd. 1.40 1.40

Textiles K P R Mill Ltd 1.24 1.24

Telecom - Services Idea Cellular Ltd 1.12 1.12

Pesticides United Phosphorous Ltd. 1.08 1.08

Equity Total 57.19 57.19

Current & Other Assets 42.81 42.81

Grand Total 100.00 100.00

19.07

8.677.05

4.32

3.90

2.52

1.86

1.77

1.771.42

1.401.24

1.121.08 Consumer Non Durables

Banks


Pharmaceuticals

Petroleum Products

Auto

Finance

Consumer Durables

Construction

Oil

Industrial Products

Textiles

Telecom - Services

Pesticides

Performance (%)Sahara Wealth Plus Variable Pricing Fixed Pricing CNX 5001 year (47.88) (48.26) (57.13)3 years (0.96) (1.63) (2.27)since inception 3.89 3.20 6.98

Note: Annualised returns


Minimum application

Rs. 1000/- and additional investments of Rs. 500/- and multiples of Re. 1/-

Return on Equity: The Equity selected is based on Return on Equity. A higher RoE may mean higher creation of Wealth.


is to invest in equity and equity related instruments of companies that would be wealth builders in the long term.


Total Expense Ratio(%) 1.58AUM Rs.749.84 lakhsHolding in TOP 10 scrips 27.86%

Investment Option(A) Fixed Pricing Option


(B) Variable Pricing Option


NAV as on December 31, 2008Fixed Pricing (Div)- Rs. 11.1009 Variable Pricing (Div)- Rs. 11.3498

Fixed Pricing (Gr)- Rs. 11.1009 Variable Pricing (Gr)- Rs. 11.3498

Variable Pricing Fixed Pricing

Standard Deviation 26.030 26.030

Beta 0.843 0.843

R – Squared 0.958 0.958

Sharpe Ratio (2.080) (2.100)

Portfolio Turnover Ratio (%) : 156.94

Experience (yrs)

Total Fund

18 3

17 1.5




Sahara POWER & NATURAL RESOURCES FUNDAn Open-Ended Growth Fund

SYSTEMATIC INVESTMENT PLAN (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLE

Monthly SIP Quarterly SIPInitial cheque of Rs.1000/- and 5 post dated cheques for minimum of Rs.1000/- each

Initial cheque of Rs.2000/- and 3 post dated cheques of minimum of Rs.2000/- each



Total

% of Industry

TotalEQUITY SHARESPower Power Grid Corporation of India Ltd 3.81 20.84

Tata Power Company Ltd 3.43Power Trading Coporation India Ltd 2.67Lanco Infratech Ltd 2.49Jyoti Structures Ltd 2.14National Thermal Power Corp Ltd 2.07Gujarat Industries Power Ltd. 1.88Reliance Infrastructrue Ltd 1.33GVK Power & Infrastructure Ltd 1.02

Industrial Capital Goods Bharat Heavy Electricals Ltd 4.05 13.02Crompton Greaves Ltd 2.47Asea Brown Boveri Ltd 2.39BGR Energy Systems Limited 1.99Thermax Ltd 1.23Larsen and Toubro Limited 0.89

Fertilisers Tata Chemicals Ltd. 3.02 7.71Gujarat Narmada Valley Fert Co. Ltd 1.87Chambal Fertilisers & Chemicals Ltd 1.53Coromandel Fertilisers Ltd 1.29

Consumer Non Durables Shree Renuka Sugars Ltd 2.52 7.21Balrampur Chini Mills Ltd 2.39Triveni Engineering and Industries Ltd 2.30

Construction Punj Lloyd Ltd. 3.03 6.85GMR Infrastructure Ltd 2.11Jai Prakash Associates Ltd 1.71

Petroleum Products Bharat Petroleum Corporation Ltd 2.15 5.16Reliance Petroleum Ltd 1.60Reliance Industries Ltd 1.41

Gas Gas Authority of India Ltd 3.54 5.08Gujarat State Petronet Ltd 1.54

Oil Oil & Natural Gas Corp Ltd 1.53 1.53Ferrous Metals Godawari Power & Ispat Ltd 1.24 1.24Non - Ferrous Metals Sterlite Industries Limited 1.13 1.13Minerals / Mining Sesa Goa Ltd 0.98 0.98Hardware Moser Baer India Ltd 0.98 0.98Equity Total 71.73 71.73Current and Other Assets 28.27 28.27Grand Total 100.00 100.00



% of IndustryTotal

EQUITY SHARESBanks State Bank of India 5.69 15.65

Oriental Bank of Commerce 3.40Andhra Bank Limited 2.44Yes Bank Ltd 2.33The Federal Bank Limited 1.79

Finance Infrastr.Development Finance Co.Ltd

2.21 2.21

Equity Total 17.86 17.86Current and Other Assets 82.14 82.14Grand Total 100.00 100.00

Performance (%)Sahara Power & NR Fund Scheme NiftyInception* (54.04) (56.77)

Note: *Annualized return

Performance (%)Sahara Banking & FS Fund Scheme Returns CNX Bank Index

Since Inception (Absolute Returns) 5.49 (18.45)

Minimum applicationOptions Minimum Amount (Rs)

Dividend including Dividend Re-investment Rs.5000/- and in multiples of Re.1/- thereafter

Growth option Rs.5000/- and in multiples of Re.1/- thereafter

The objective of the scheme….to generate long term capital appreciation through investment in equities and equity related securities of companies engaged in the business of generation, transmission, distribution of Power or in those companies that are engaged directly or indirectly in any activity associated in the power sector or principally engaged in discovery, development, production, processing or distribution of natural resources.

NAV as on December 31, 2008Dividend option: Rs. 6.5734 Growth Option: Rs. 6.5729

Date of inception: 17/06/2008 CEO : Mr. Naresh Kumar Garg



AUM Rs.437.05 lakhs



AUM Rs.226.32 lakhs

Load StructureEntry Load 2.25% ; Exit Load: For < Rs.25 lakhs : Nil ;

For >= Rs.25 lakhs : 1% if redeemed on or before 3 months from the date of allotment; if redeemed after 3 months : Nil

SIP/STPEntry Load : 2.25% Exit Load: 1 % if redeemed on or before 1


Sahara BANKING AND FINANCIAL SERVICES FUNDAn Open-Ended Sectoral Growth Fund

BANKING AND FINANCIAL SERVICES FundBANKING AND FINANCIAL SERVICES Fund


Initial cheque of Rs.1000/- and 5 post dated cheques for minimum of Rs.1000/- each

Initial cheque of Rs.2000/- and 3 post dated cheques of minimum of Rs.2000/- each

Minimum applicationOptions Minimum Amount (Rs) 1. Dividend including Dividend Re-investment: 2. Growth option

Rs 5000/- and in multiples of Re.1/- thereafter

The objective of the scheme….The investment objective would be to provide long term capital appreciation through investment in equities and equities related securities of companies whose business comprise of Banking / Financial services, either whole or in part.


NAV as on December 31, 2008Dividend - Rs. 10.5470 Growth - Rs. 10.5494

CEO : Mr. Naresh Kumar GargFund Manager : Mr. A N Sridhar

Load Structure SIP/STPEntry Load 2.25% ; Exit Load: For < Rs.25 lakhs : Nil ; For >= Rs.25 lakhs : 1% if redeemed or on before 3 months from the date of allotment; if redeemed after 3 months : Nil

Entry Load : 2.25% Exit Load: 1 % if redeemed on or before 1 year from date of allotment


Sahara MIDCAP FUNDAn Open-Ended Growth Fund

Performance (%)Sahara MidCap Fund Scheme CNX MidCap1 Year (58.69) (59.39)3 Years (4.58) (2.50)Inception 6.83 8.20

Note: Annualised returns





SYSTEMATIC INVESTMENT PLAN (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLE

Monthly SIP Quarterly SIP

6 postdated cheques for minimum of Rs. 1000/ - each. 4 postdated cheques for minimum of Rs. 2000/- each.



Total

% of IndustryTotal

EQUITY SHARESConsumer Non Durables Colgate-Palmolive (India) Ltd 4.69 19.29

Marico Limited. 3.73Balrampur Chini Mills Ltd 2.39Triveni Engineering And Industries Ltd 2.13EID Parry (India) Ltd. 1.90Ruchi Soya Industries Ltd 1.60Bata India Ltd 1.57Shree Renuka Sugars Ltd 1.13Carnation Nurtra Analoque Foods Ltd

0.15

Banks Union Bank of India 2.35 9.70Bank of India 2.21City Union Bank Limited 2.02Yes Bank Ltd 1.88State Bank of India 1.24

Industrial Capital Goods Crompton Greaves Ltd 2.86 8.66Elecon Engineering Company Limited

1.61

HEG LTD 1.18Thermax Ltd 1.04McNally Bharat Engineering Co. Ltd 0.99Voltamp Transformers Ltd 0.98

Pharmaceuticals Cadila Healthcare Ltd 2.05 5.90Glenmark Pharmaceuticals Ltd 1.99Dishman Pharmaceuticals Ltd 1.86

Industrial Products Sintex Industries Limited 2.18 5.52SKF India Ltd. 1.68Jain Irrigation Systems Ltd 1.66

Finance Infrastr.Development Finance Co.Ltd 3.47 4.93Reliance Capital Ltd 1.46

Transportation Gateway Distriparks Ltd 3.58 3.58Chemicals Rashtriya Chemicals & Fertilisers Ltd 1.77 2.88

Tata Chemicals Ltd. 1.11Consumer Durables Voltas Ltd 2.79 2.79Construction Punj Lloyd Ltd. 2.55 2.55Media Sun TV Limited 2.43 2.43Logistics Kalindee Rail Nirmal (Eng.) Ltd 2.30 2.30Fertilisers Chambal Fertilisers & Chemicals Ltd 1.29 2.20

Coromandel Fertilisers Ltd 0.91Paper Ballarpur Industries Ltd. 1.98 1.98Software Core Projects & Technologies Ltd 1.96 1.96Gas Gujarat State Petronet Ltd 1.61 1.61Ferrous Metals Godawari Power & Ispat Ltd 1.23 1.23Auto Ancillaries Bosch Ltd 0.92 0.92Equity Total 80.41 80.41Current and Other Assets 19.59 19.59Grand Total 100.00 100.00

19.29

9.70

8.665.905.52

4.93

3.58

2.88

2.79

2.55

2.43

2.302.20

1.981.96

1.611.23

0.92


Banks


Pharmaceuticals

Industrial Products

Finance

Transportation

Chemicals

Consumer Durables

Construction

Media

Logistics

Fertilisers

Paper

Software

Gas

Ferrous Metals

Auto Ancillaries


Minimum application Rs. 1000/- and additional investments of Rs. 500/- and in multiples of Re. 1/- thereafter.


is to achieve long-term capital growth at medium level of risks by investing primarily in mid-cap stocks.


Investment Option NAV as on December 31, 2008Growth Option: Rs. 12.9827 Dividend option: Rs. 8.8151Growth Auto Payout : Rs. 12.9827 Bonus Option: Rs. 12.9827

Standard Deviation 35.030

Beta 0.947

R – Squared 0.939

Sharpe Ratio (1.840)

Portfolio Turnover Ratio (%) 201.15

Experience (yrs)

Total Fund

18 3.5

17 1.5



DividendRecord Date Rate % of Div Cum Div NAV (Rs)

28.09.2007 Rs. 5.00 per unit 50% 20.9183

20.09.2005 Rs. 1.50 paise per unit 15% 14.2829Dividend Declared : Dividend declared on the face value of Rs. 10/-Past performance may or may not be sustained in future


AUM Rs.519.80 lakhs


Sahara GILT FUND

An Open-Ended Gilt Fund

CEO: Mr. Naresh Kumar Garg Fund Manager:Mr. Puneet Srivastava CEO: Mr. Naresh Kumar Garg Fund Manager:Mr. Puneet Srivastava

Portfolio as on 31.12.2008Portfolio Rating % of Portfolio

G-Sec

CG 8.33% GOI mat 07-Jun-2036 Sov 80.19%

Net Current Assets/Reverse Repo 19.81%

TOTAL 100.00%

Portfolio as on 31.12.2008Portfolio Rating % of PortfolioCertificate of Deposit State Bank of Travancore CD mat 21-Sep-2009 A1+ 97.09%Net Current Assets/Reverse Repo 2.91%TOTAL 100.00%

Portfolio as on 31.12.2008Portfolio Rating % of

PortfolioCertificate of Deposits 35.67%State Bank of Travancore CD mat 21.09.2009 A1+G-Sec 43.87%CG8.33% GOI - 07-JUN-2036 SovNet Current Assets/Reverse Repo 20.46%TOTAL 100.00%

Sahara CLASSIC FUND An Open-Ended Income Fund

CEO: Mr. Naresh Kumar Garg, FM: Mr. Puneet Srivastava, Mr. A N Sridhar

Sahara INCOME FUND

Open-ended Income Fund

Performance (%)Sahara Gilt Fund Scheme Returns I Sec Composite Index1 year 36.851 21.2913 years 14.941 11.1825 years 9.039 7.833Date of Inception (22.2.2002) 8.723 NA*

*Base date of index being 31/03/2002 Note: Annualised Returns

Performance (%)Sahara Classic Fund Scheme Returns Crisil MIPEX

Date of Inception (01.02.2008) 17.69 (1.03)

Note: Annualised Returns

Load StructureEntry Load: 0.50% Exit Load: Nil

Load StructureEntry Load: 1% Exit Load Nil

Monthly SIP Quarterly SIP5 postdated cheques for minimum of Rs. 1000/- each.

4 postdated cheques for minimum of Rs. 1250/- each.

Minimum Application Load Structure SIPRs. 5000/- and additional investments in multiples of Rs. 1000/- and in multiples of Re.1/- thereafter.

Entry Load : Nil, Exit Load : As per normal Exit Load

Minimum ApplicationDividend Option: Rs. 5000/- and additional investments in multiples of Rs. 1000/-.Growth Option: Rs. 1000/- and additional investments in multiples of Rs. 1000/-.Monthly SIP Quarterly SIP6 post dated cheques for minimum of Rs. 500/- each

4 post dated cheques for a minimum of Rs. 750/- each

Minimum ApplicationRs. 3000/- and additional investments in multiples of Rs. 1000/- and in multiples of Re.1/- thereafter.

Monthly SIP Quarterly SIP6 post dated cheques for minimum of Rs. 500/- each

4 post dated cheques for aminimum of Rs. 750/- each


is to generate reasonable returns by investing in sovereign instruments issued by Central / State governments.

The objective of the scheme….is to generate returns by investing in debt instruments including money market instruments and also to invest in equity and equity related instruments to seek capital appreciation.

The objective of the scheme….is to generate income by investing in a portfolio of corporate and sovereign debt instruments and at the same time provide continuous liquidity along with reasonable safety.

AVERAGE MATURITY TENOR : 18.68 yearsTotal Expense Ratio(%) 0.35AUM Rs.31.70 lakhs

AVERAGE MATURITY TENOR 256 daysTotal Expense Ratio(%) 0.35AUM Rs.11.19 lakhs

Investment Option NAV as on December 31, 2008Growth Option Growth - Rs. 17.7535Dividend Option Dividend - Rs. 14.8156

Load Structure Investment Option / NAV as on Dec. 31, 2008Entry Load: Nil Growth Option - Rs. 17.0789

Exit Load : Nil Dividend Option - Rs. 14.0610

Investment Option NAV as on December 31, 2008Growth Option Growth - Rs. 11.6188Dividend Option Dividend - Rs. 11.6187

Experience (yrs)

Total Fund18 4.510 2

Experience (yrs)

Total Fund18 4.510 2

Dividend during 2006-07Record Date Rate % of Div Cum Div NAV (Rs)26.03.2007 Rs. 1.00 per unit 10.00% 11.4405

Dividend declared on the face value of Rs. 10/-. Past performance may or may not be sustained in future.

Performance (%)Sahara Income Fund Scheme Returns Crisil Composite Bond Fund Index

1 year 23.112 9.030

3 Years 12.006 6.616

5 Years 7.968 4.820

Inception (22.2.2002) 8.111 NA** Base date of index being 31/03/2002 Note: Annualised Returns

AVERAGE MATURITY TENOR 12.07 years


AUM Rs.226.06 lakhs

Dividend during 2006-07Record Date Rate % of Div Cum Div NAV (Rs)

26.03.2007 Rs. 1.00 per unit 10.00% 11.7697

Dividend declared on the face value of Rs. 10/-. Past performance may or may not be sustained in future.


Sahara LIQUID FUNDAn Open-Ended Liquid Fund

CRISILRatingAAAf


Fixed Pricing - Daily Dividend Option - Rs. 1024.9045

Fixed Pricing - Weekly Dividend Option - Rs. 1026.2355

Fixed Pricing - Monthly Dividend Option - Rs. 1025.7269

Fixed Pricing - Growth Option - Rs. 1546.5535

Variable Pricing - Daily Dividend Option - Rs. 1024.9262

Variable Pricing - Weekly Dividend Option - Rs. 1025.9846

Variable Pricing - Monthly Dividend Option - Rs. 1026.0714

Variable Pricing - Growth Option - Rs. 1557.0154

The face value of the units have been changed from Rs. 10/- per unit to

Rs. 1000/- per unit by consolidation of units w.e.f. 27th October, 2005.

Also, the Variable Pricing Option has been introduced under the scheme w.e.f. 27th

October, 2005.

Rating indicates that the fund portfolio holdings provide very strong protection against

losses from credit defaults.

Disclaimer clause: The rating of CRISIL is not an opinion of the Asset Management

Company’s willingness or ability to make timely payments to the Investors. The rating is

also not an opinion on the stability of the NAV of the fund, which could vary with market

developments.


Portfolio Rating % of Portfolio

Certificate of Deposits / Commercial Papers 87.27

ICICI Bank Ltd CD mat 17/02/2009 P1+ 10.10

Axis Bank Ltd CD mat 03/09/2009 P1+ 9.80

Canara Bank CD mat 17/09/2009 P1+ 9.75

IDBI Bank Ltd CD mat 22/09/2009 P1+ 9.74

HDFC Ltd CP mat 22/09/2009 A1+ 9.72

Corporation Bank CD mat 03/08/2009 A1+ 9.66

Allahabad Bank CD mat 27/02/2009 P1+ 5.28

Canara Bank CD mat 23/03/2009 P1+ 5.18

IDBI Ltd CD mat 26/03/2009 P1+ 5.18

Punjab National Bank CD mat 05/03/2009 P1+ 5.06

Union Bank of India CD mat 24/12/2009 P1+ 4.93

State Bank of Travancore CD mat 21/09/2009 A1+ 2.87

BONDS 10.71

Power Finance Corporation Ltd AAA 10.71

Net Current Assets/Reverse Repo 2.02 2.02

TOTAL 100.00

Performance (%) as on December 31, 2008Scheme/ Index Name 7 days 14 days 1 Mth 6 Mths 1 Yr Incep.

Variable Pricing Growth Option 0.180 0.361 0.777 4.752 9.033 7.746

Fixed Pricing Growth Option 0.177 0.354 0.762 4.629 8.800 6.554

Crisil Liquid Fund Index 0.190 0.372 0.858 4.754 8.412 NA*

*Base date of index - 31/03/2002 Returns - Annualised for 1 year and above.

Inception Date.- 19-02-2002

Dividend History [per unit (in Rupees)] for last 3 months (for Monthly Dividend Option )

Fixed Pricing OptionDate Dividend (Rs.) Investor

25.10.08 7.8384 Non-Corporate



Variable Pricing OptionDate Dividend (Rs.) Investor

25.10.08 8.0197 Corporate / Non-Corporate



Investment Option Fixed Pricing Option

(a) (i) Dividend Re-investment Option-Daily Dividend / Weekly Dividend / Monthly Dividend (ii) Monthly Payout

(b) Growth Option

Variable Pricing Option

(a) (i) Dividend Re-investment Option-Daily Dividend / Weekly Dividend / Monthly Dividend (ii) Monthly Payout

(b) Growth Option

87.27

10.71

Certificate of Deposits /Commercial Papers

BONDS

Asset Allocation (%)


is to create a portfolio of debt and money market instruments with a view to provide

high liquidity and reasonable returns.

Average Maturiy of Portfolio : 179 days

Expense Ratio (%) 0.30

AUM Rs.9336.19 lakhs

Experience (yrs)

Total Fund

18 4.5

10 2

Chief Investment Officer : Mr. Naresh Kumar Garg

Fund Manager : Mr. Puneet SrivastavaLoad Structure

Entry Load: Nil Exit Load : Nil

Monthly SIP Quarterly SIP



Minimum Application Load Structure SIP

Rs. 10000/- and additional investments in multiples of Rs. 5000/- and in multiples of Re.1/- thereafter.

Entry Load : Nil for SIP/STP investments Exit Load : Nil

Global Performancesat your door step...

Global Performancesat your door step...

TAX GAIN FUNDTAX GAIN FUND

Ranked Among Global Top 10

Equity Funds on a Ten

Year Performance*

INFRASTRUCTURE FundINFRASTRUCTURE Fund Ranked Among Global Top 100 Equity Funds*

Ranked Among Global Top 5

Best Infrastructure Funds*

to 59090www.saharamutual.com

MIDCAP FundMIDCAP Fund

Ranked Among Global

Top 100 Equity Funds*

Indian Global Performance.Fund,Indian Global Performance.Fund,

Sahara Asset Management Company Private Limited

th*Data Source: Lipper, a Reuters Company (www.lipperweb.com)) World Ranking: “Sahara Tax Gain Fund – Growth has secured the 9 rank in the World over a 10 year period ( 10 year annual compounded return stof 40.29% in INR as on 31 December 07) and is among the Worlds's 10 top performing equity funds during the year ended 2007 over ten year period. Methodology:The customized report, highlighting the 100 top

performing equity funds in the world during the year 2007 is based on the study of all under the equity asset class tracked by Lipper and having a minimum track record of at least ten year as of December 2007 end. In total 6302 equity funds (primary) qualified for the study.” World Ranking : Sahara Infrastructure Fund-Variable Pricing- Growth has secured the 5th rank (one-year total return of 82.71 % in INR as on 31st Dec 07).

stSahara Infrastructure Fund – Variable Pricing – Growth has secured a rank of 74 ( one year total retrun of 82.71% in INR as on 31 Dec 2007) and Sahara Midcap Fund – Growth has secured a rank of 90 ( one – year sttotal return of 75.58% in INR as on 31 Dec 2007) among the 100 top performing equity funds in the world during the year 2007. Methodology:The customized report, highlighting the 100 top performing equity

funds in the world during the year 2007 is based on the study of all under the equity asset class tracked by Lipper and having a minimum track record of at least one year as of December 2007 end. In total 24887 equity funds (primary) qualified for the study.” Past performance is no guarantee of future results.

Scheme Classification & Objective: Sahara Tax Gain Fund is an open ended fund with an objective to provide immediate tax relief and long term growth of capital to investors.Sahara Mid-Cap Fund is an open ended Growth Fund with an objective to achieve long term capital growth at medium level of risks by investing primarily in mid –cap stocks. Sahara Infrastructure Fund: The investment objective would be to provide income distribution and/or medium to long term capital gains by investing in equity/equity related instrument of companies mainly in the Infrastructure sector. Risk Factors: Mutual Funds and securities investments are subject to market risks and the NAV of the scheme may go up or down depending upon the factors affecting the securities market. There can be no assurance or guarantee that the Scheme objectives will be achieved. The past performance of the previous scheme, sponsor or its group affiliates is not indicative of and does not guarantee future performance of the scheme. The sponsor is not responsible or liable for any loss or shortfall resulting from the operations of the scheme beyond the initial contribution of Rs. 1 lakh made by it towards setting up of the Mutual Fund. Sahara Midcap Fund, Sahara Infrastructure Fund , Sahara Tax Gain Fund are only the names of the schemes and do not in any manner indicate either the quality of the schemes, its future prospects or the returns. Please read the offer document carefully before investing. Applicable load: Sahara Midcap Fund /Sahara Infrastructure Fund : Entry Load: < Rs.1 crore: 2.25% , >= Rs.1 crore: Nil, Exit Load: < Rs. 1 cr: Nil; >= Rs. 1 crore : 1% if redeemed on or before 3 months. Sahara Tax Gain Fund : Entry Load : 2.25% Exit Laod : Nil Statutory Details: Sahara Mutual Fund has been set up as a trust under the Indian Trust Act 1882 (liability restricted to the corpus of Rs.1 lac) with Sahara India Financial Corporation Limited as sponsor and Board of Trustees as Trust and Sahara Asset Management Company Private Limited as the Investment Manager to Sahara Mutual Fund.

LiquidityAttractive

returns

Scheme Classification and Objective: Sahara Liquid Fund is an open ended liquid fund with an objective to create a portfolio of debt and money market instruments with a view to provide high liquidity and reasonable returns. Risk Factors: Mutual Funds and securities investments are subject to market risks and the NAV of the scheme may go up or down depending upon the factors affecting the securities market. There can be no assurance or guarantee that the Scheme objectives will be achieved. The past performance of the previous scheme, sponsor or its group affiliates is not indicative of and does not guarantee future performance of the scheme. The sponsor is not responsible or liable for any loss or shortfall resulting from the operations of the scheme beyond the initial contribution of Rs. 1 lakh made by it towards setting up of the Mutual Fund. Please read the offer document carefully before investing. Applicable Load: Entry / Exit load: Nil. Statutory Details: Sahara Mutual Fund has been set up as a trust under the Indian Trust Act 1882 (liability restricted to the corpus of Rs.1 lac) with Sahara India Financial Corporation Limited as sponsor and Board of Trustees as Trust and Sahara Asset Management Company Private Limited as the Investment Manager to Sahara Mutual Fund.

LIQUID FundLIQUID Fund

CRISILRatingAAAf

Disclaimer: Prospective Investors / Unit holders are requested to note that Sahara AMC / Sahara Mutual Fund is not guaranteeing or promising or forecasting any returns. In view of the individual nature of investment capacity / risk taking ability, each investor is advised to consult a professional tax advisor/ financial consultant / AMFI Certified distributor before investing.

•Ahmedabad: Tel-079-26402967,26400527; •Bangalore: Tel-080 - 25320085/86; •Baroda: Tel-0265 -6640870/72; •Bhubaneswar: Tel- 0674-2547531/32;•Chandigarh:Tel-0172-5071725/26: •Chennai: Tel-044 42028512/13; •Coimbatore: Tel-0422-4384770; •Durgapur: Tel-0343 2586376/77; •Hyderabad: Tel-040 – 23312454; •Indore: Tel-0731-3243604,3243601; •Jaipur: Tel-0141-2363321, 2375039; •Kanpur: Tel-0512-3292333,3246390. •Kolkata: Tel-033 - 24659297, 24659263; •Lucknow: Tel-0522-3213115,2236819; •Mangalore: Tel-0824 – 2494110; •Mumbai: Tel- 022-66510802, 56382666:•Nagpur: Tel-0712 - 6619382,6618581; •New Delhi: Tel-011- 43681700: •Patna: Tel- 0612-6453098,2321354; •Pune: Tel-020-25533795,25532783

(Unit: Sahara Mutual Fund)

21, Avenue 4, Street No.1,

Banjara Hills, Hyderabad-500 034.

Ph : 040 - 23312454, Email : [email protected]

BOOK-POST

Sahara Asset Management Company Private LimitedCORPORATE OFFICEMumbai : 97-98, 9th Floor, Atlanta,Nariman Point, Mumbai - 400 021.Ph : 022 - 67520121-27E-mail: [email protected]

Sahara Mutual Fund Investor Service Centres

REGISTRAR AND TRANSFER AGENT : KARVY Computershare Private Limited

KARVY Investor Service Centres

• AHMEDABAD : No. 303, 3rd Floor, Sakar V, Behind Natraj Theatre, Ashram Road, Ahmedabad- 380009. Ph - 079 - 32942935.•BANGALORE : S-202, Manipal Centre, 47, Dickenson Road, Bangalore-560042. Ph - 080 - 32928532•BHUBANESHWAR : c/o Sahara Area Office, Plot No: 04, 2nd Floor, Bada Gobindapur Palasuni , Rasulgarh, Bhubaneshwar -751010. Tel No. 0674-3257998. • CHANDIGARH: 3rd Floor, SCO No. 154-155, Sector-17C, Deepak Towers, Chandigarh-160017. Ph - 0172 - 3244010.•CHENNAI : Office No. J, 2nd Floor, Mount Chambers, 758, Anna Salai, Chennai-600 002. Ph - 044 - 32979232.•COIMBATORE : Gowtham Arcade, 3rd Floor, 208, T V Swami Road (East), R.S. Puram. Coimbatore-641 002. Ph - 0422 - 3296379.•HYDERABAD : Sahara Manzil, 2nd Floor,opp. Secretariat, Basheerbagh Hyderabad-500004. Ph - 040 - 32936958.•INDORE : 125, Bansi Trade Centre, 1st Floor, No. 581, M.G. Road, Indore. Indore-452001. Ph - 0731 - 3255735.•JAIPUR: Office No. 322, 3rd Floor, Ganapati Plaza, M.I. Road, Jaipur-302001. Ph - 0141 - 3269923.•KOLKATA : Lord's, 3rd Flr, Room No. 310, 7/1, Lord Sinha Road, Kolkata-700071. Ph - 033 - 32977674. • LUCKNOW : Office No. 8, Ground Floor, Saran Chamber-1, 5. Park Road. Lucknow-226001. Ph - 0522 - 3242899.•MUMBAI : 97/98, 9th Floor, Atlanta, Nariman Point, Mumbai-400 021. Ph - 022- 67520121 - 27. • NEW DELHI: Office No-310, 3rd Floor, Deep Shikha, 8, Rajendra Place, New Delhi- 110008. Ph - 011 - 25755783•NOIDA : C-1, Sahara India Complex, Sector 11, Noida-201301. •PATNA : C/o Sahara India Pariwar, Sahara India Vihar, Boring Road Chauraha Boring Road. Patna-800001. Ph - 0612 - 3255280.•PUNE : No. 71, Shrinath Plaza, Off F C Road, Dnyaneshwar Paduka Chowk, Shivaji Nagar, Pune-411 005. Ph - 020-32934114.

L I Q U I D

saharasaharamutual.com/downloads_files/facsheets/smffacts311208.pdf · sip/stp: entry load: 2.25%...

Documents