Terrorism and Political Violence

Allianz Global Corporate & Specialty www.agcs.allianz.com

The nature of terrorism and political violence dictates that there is always someone who suffers. Businesses, their staff and their customers are no different. The need to protect assets and people, whilst also adequately planning for business continuity and operations, is vital, and therefore is firmly on the risk managers’ radars. Insurance has a pivotal part to play.

Although the capability of terrorist groups to launch cross border attacks akin to 9/11 has largely been dismantled, the threat of terrorism remains. The last few years has seen a significant shift in the size of engagement; from complex international terrorism plots, to an increase in localised, home-grown, focused attacks which clearly illustrate their ability and willingness to adapt.

Recent attacks in Australia, France and Tunisia indicate a rise in “lone-wolf” terrorists which target people and casualties. These types of attacks are inherently harder to intercept by over-stretched security forces and are fuelled in part by terrorist groups’ proficiency in recruitment, using social media and the internet to reach out to disenfranchised sympathisers around the world. This highlights the evolving nature of terrorism and the risks faced by our clients. Allianz is here to help ensure that these challenges are met. With our experienced and empowered underwriters, we aim to provide market solutions and innovative new coverages tailored for our clients and brokers.

February 2016

At a Glance

Contact:terrorismglobal@allianz.com

Contact DetailsChristof BenteleHead of Global Crisis Management+44 203 451 3054christof.bentele@ allianz.com

Björn ReußwigExecutive Underwriter Terrorism

Srdjan TodorovicHead of Terrorism Regional Unit London

Ian HumphriesAssistant Underwriter London Terrorism

Contacts

Advice - Support - Response

SouthAfrica

Namibia

Angola

Botswana

Zambia

Tanzania

DRCKenya

Somalia

EthiopiaCAR

Gabon

Republic of the Congo

Sao Tome and Principe

Mauritania

ChadNiger

Nigeria

Algeria

Morocco

Western Sahara

LibyaEgypt

Saudi Arabia

Oman

Yemen

22. Eritrea23. Equatorial Guinea24. Cameroon25. Benin26. Togo27. Ghana28. Cote d’ivoire29. Burkina Faso30. The Gambia31. Senegal

45.44.Cyprus

TurkeyPortugal

Gibraltar

Canary Islands

Spain

Ireland

United Kingdom

IndiaPakistan

AfghanistanIran

Norway

Sweden

Finland

GreeceAlbania

Bulgaria

Romania

Ukraine

PolandGermany

France

Italy

8. Slovenia9. Croatia10. Bosnia and Herzegovina11. Switzerland12. Macedonia13. Montenegro14. Kosovo15. Luxembourg16. Belgium17. Slovakia18. Austria19. Georgia20. Armenia21. Azerbaijan

Serb.

Netherlands

Czech Rep.

Hungary Moldova

LithuaniaLatvia

Estonia

Denmark

Belarus

Rus.

Kazakhstan

Uzbekistan

Turkmenistan

Kyrgyzstan

Tajikistan

Nepal

MyanmarLaos

Thailand

Cambodia Vietnam

ArgentinaChile

Uruguay

Brazil

Bolivia

Paraguay

Peru

Venezuela

Colombia

Ecuador

1. French Guiana2. Suriname3. Guyana4. Grenada5. Puerto Rico6. El Salvador7. Cayman Islands

Trinidad and Tobago

Panama

Costa Rica

NicaraguaGuatemala

Belize

Mexico

Bermuda

Cuba

Haiti

DominicanRepublic

Jamaica

Cape Verde

United States

Canada

Falkland Islands

Saint Helena

Maldives

Madagascar

Sri Lanka

East Timor

Solomon Islands

Vanuatu

New Caledonia

Fiji

Kiribati

Marshall Islands

Northern Mariana Islands

Papua New Guinea

MauritiusReunion

Comoros

Seychelles

Malta

25.

26.27.28.

29.

Liberia

Sierra LeoneGuinea

Guinea-Bissau30.

31.

Tunisia

32.

33.

34.

35.36.

37.

38.39.

40.

41.

42.

8. 9.10.

11.

15.16.

18.17.Liech.

GreenlandSvalbard and Jan Mayen

Iceland

Faroe Islands

1.2.3.

6.

The Bahamas

7.

4.

5.

Barbados

China

Mongolia

North Korea

South Korea

Hong Kong Taiwan

BruneiMalaysiaSingapore

Indonesia

Philippines

Samoa

New Zealand

Russia

Japan

Australia

46.

St Vincent and the Grenadines

DominicaAntigua and Barbuda

US Virgin Islands

Curacao

Saint Lucia

19.21.20.

Honduras

47.

32. Lesotho33. Swaziland34. Malawi35. Burundi36. Rwanda37. Uganda

South Sudan

SudanMali

24.

23.

38. UAE39. Qatar40. Bahrain41. Kuwait42. Lebanon

43. Israel West Bank Gaza Strip

44. Syria

45. Iraq

46. Bangladesh47. Bhutan

Monaco

Tonga

Andorra

Mozambique

Zimbabwe

22.

Djibouti

14.12.

13.

Jordan43.

Federated States of Micronesia

Macau

Website: www.red24.comTwitter: twitter.com/red24 @red24

As of 8 December 2015

Overall risk rating key

Low risk Medium risk High risk Extreme risk

Crime Terrorism Conflict Political Kidnap

Icons key

Overall risk rating changes since December 2014

Albania

Belgium

Bolivia

Comoros

French Guiana

Georgia

Germany

Italy

Kuwait

Mozambique

Namibia

Netherlands

New Caledonia

Pakistan

Philippines

Spain

Tunisia

United Kingdom

High

Medium

High

High

Medium

High

Medium

Medium

Medium

Medium

Medium

Medium

Medium

Extreme

High

Medium

Medium

Medium

Medium

Low

Medium

Medium

Low

Medium

Low

Low

Low

High

Low

Low

Low

High

Medium

Low

High

Low

red24 Global Risk Map 2016The country's overall risk rating is reflected by red24's four overall risk rating colours. The risk map includes icons representing the primary risks present in each country (High and Extreme).

Please note that similar colours do not necessarily equate to similar risk. For further information on risk levels and criteria, please visit www.red24.com.

Global Risk Map

Source: red24, December 2015

Copyright © 2015 Allianz Global Corporate & Specialty SE. All rights reserved.The material contained in this publication is designed to provide general information only. Whilst every effort has been made to ensure that the information provided is accurate, this information is provided without any representation or warranty of any kind about its accuracy and Allianz Global Corporate & Specialty SE cannot be held responsible for any mistakes or omissions. All descriptions of coverage are subject to the terms, conditions and exclusions of the individual policy. Allianz Global Corporate & Specialty SE, Fritz-Schaeffer-Strasse 9, 81737 Munich, Germany Commercial Register: Munich, HRB 208312www.agcs.allianz.com

How can AGCS help?

Coverage:Terrorism & SabotagePhysical damage, business interruption, contingent business interruption, denial of access, delay in start-up and advanced loss of profit for construction projects.

Strikes, Riots and Civil Commotion

Full Political Violence including War on LandCovering Terrorism, Sabotage, SRCC, War, Civil War, Political Subversion, Concerted Acts and Political Intimidation.

Terrorism Liability Public Liability and Employers’ Liability

Nuclear, Chemical Biological & Radiological Terrorism (NCBR)

Entertainment Including Event Cancellation and Non-appearance due to actual Terrorism and Political Violence perils and ‘Threat’ of Terrorism and Political Violence

Capacity:Terrorism, Political Violence and WarEUR 100,000,000

LiabilityEUR 50,000,000

NCBREUR 50,000,000

AGCS offer:• A truly global reach with compliant local paper• Innovative solutions• High service levels

AGCS:Allianz Global Corporate & Specialty is the Allianz Group’s dedicated brand for corporate and specialty insurance customers. The company provides insurance and risk management consultancy across the whole spectrum of marine, aviation and corporate business, including Energy, Engineering, Financial Lines (incl. D&O), Liability and Property insurance, including International Insurance Programs.

Worldwide, Allianz Global Corporate & Specialty operates in over 160 countries and territories through the Allianz Group network and through other network partners. It employs more than 3,000 people and provides insurance solutions to more than half of the Fortune Global 500® companies.

Allianz Global Corporate & Specialty has a Financial Strength Rating of AA (‘Very Strong’) from Standard & Poor’s and an A+ (‘Superior’) from A.M. Best. Allianz Global Corporate & Specialty is part of Allianz Group, one of the largest and most renowned insurance and financial services providers in the world.

For further details, see the Allianz Global Corporate & Specialty website www.agcs.alllianz.com

AGCS RUL 3260

Political Risk

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