business venture may 2011
DESCRIPTION
Business newspaper for Guelph and local areaTRANSCRIPT
LYON FINANCIALSERVICES
Investments & InsuranceFinancial Services
One Lyon Avenue, Guelph
GuelphWeather
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A fixture in downtown Guelph for over 50 years,West End Bakery gets ready to move into a largerspace in the centre of downtown.Well known for it’s Douglas Street location until
2000, and then the Wyndham Street location just twodoors down,West End Bakery was forced to move inMay of 2007 to their current Yarmouth Street loca-tion, after an Easter weekend fire damaged a largenumber of buildings on the street.In January of this year, after 32 years, the Wyndham
Lane Shoe Fashions retail store closed, passing theirprime space on to the downtown landmark business.“I had a valuable lease agreement with my landlordand a great location,” says Ron Ferraro, owner of theformer Wyndham Lane Shoe Fashions. “I wanted topass that lease over to the right business–one that willbe successful in my location.”The larger square footage at 105 Wyndham Street
North will allow West End Bakery to now combinetheir bakery with a small amount of café style seat-ing–something they have always wanted to be able tooffer their customers.Sandra and Nick Koiter took over the bakery busi-
ness from her father 27 years ago. He purchased theoriginal Quebec Street location of West End Bakeryin the early 1960’s. Shortly after, he purchased theHarry Worton Bakery on Waterloo Avenue, whichhad been operating at that location since the early1900’s. Combining the two businesses, the WaterlooAvenue location became, and still operates today, asthe baking facility for the downtown West EndBakery retail location.A full time scratch bakery, the owners still make
most of their items from scratch.West End carries afull line of breads, buns, squares, tarts, muffins, cook-ies, cakes and pies. The pastry is made with only realwhipped cream and the finest ingredients. Specialtycakes are made to order for all occasions. Nick Koiteris up every morning at 2:00 a.m., along with anotherbaker, to make fresh bread for the day. All bakingis done off-site to the retail location and truckruns supply the downtown store plus a few localrestaurants.The new space will maintain counter service, with
seating for 30 customers. The eat-in or take-outlunch menu will offer hot and savoury items includ-ing grilled sandwiches, soups, sausage rolls, plus meatand chicken pies. A wider range of specialty coffees,espresso, and cappuccinos will be available, as will allthe bakery items they are known for. Be sure to trythe handmade scones, made with real but-ter–customers can’t seem to get enough of them!Bar style window seating looks out over Wyndham
Street. Built originally in 1874 as part of theMcQuillan Block, renovations to the building haveuncovered amazing architectural elements.Customers will be drawn to the original brick walls,original hardwood flooring, the beautiful vaultedceiling, and delicate columns. Using the existing
materials, the new tenants have converted the formerstockroom shelves from Wyndham Lane ShoeFashions into wainscoting for the seating area.“We can’t wait to get back into the centre of
downtown,” says Sandra Koiter. ”We feel the movewill be good for our business, our customersand the downtown.”
Opening the new location in late May,
West End Bakery operates :
Monday to Thursday 8:00 am to 6:00 pm
Friday 8:00 am to 7:00 pm
Saturday 8:00 am to 5:30 pm
Bring this clipping to our Bell Clairfields Common location and receive an in-store credit of
$25 towards your next purchase.
(519) 826-0980
Limit one per customer, no cash value, valid only at our 5 Clair Rd Guelph location (Gordon & Clair Rd)
ventureguelph.ca May 2011
Home Equity Line of Creditpage 7
Finance
business to business | homes and lifestylesLifestyles
Health, Arts & Trendspage 9
Real Estate
Guelph Dream Home 10th Anniversarypage 3
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Chamber of Commerce
inside
West End Bakery moving back into the coreby Heather Grummett
116-355 Elmira Rd., N., Guelph email: [email protected] www.macleanfinancial.com 519-837-3880Buczek & MacLean Financial Services• Estate &Retirement Planning • Life Insurance • Critical Illness
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Sandra and Nick Koiter, owners of West End Bakery, prepare to open at their new location onWyndham Street North.
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Don’t miss out on theseUPCOMING EVENTS
Lunch & LearnWednesday, May 11, 2011
12:00 p.m. – 1:30 p.m. Grants for Business
Cutten Fields, Guelph
Guelph Chamber Pub NightMonday, May 16, 2011
5:00 p.m. to 7:00 p.m. Crabby Joe’s Tap &
Grill
261Woodlawn RoadWest, Guelph
GCC Breakfast AcademyFriday, May 20, 2011
7:00 a.m. - 9:00 a.m.Advantages of
Establishing Boards of Directors/Advisory
Boards for small business
Holiday Inn Guelph Hotel & Conference
Centre
3rd Annual Guelph SustainableSolutionsWorkshopThursday, May 26, 2011
8:00 a.m. - 12:00 noon University of Guelph,
Rozanski Hall
To register, please visit
www.guelphchamber.com
Innovation Guelph – Open HouseThursday, May 26, 2011
4:00 p.m. - 6:00 p.m.
42Wyndham Street North, Suite 402.
Guelph
Guelph Chamber Pub NightMonday, June 20, 2011
5:00 p.m. - 7:00 p.m. Red Brick Café
Downtown Guelph, 8 Douglas Street
Guelph Awards of ExcellenceThursday, June 23, 2011
Join us at the 12th annual Awards of
Excellence Gala and help celebrate individual
and company excellence in the Guelph
community.
Business After 5Tuesday, June 28, 2011
5:00 p.m. – 7:00 p.m. Greenway
Home Products
400 Southgate Drive, Guelph
For more information about events go towww.guelphchamber.com
Buy Local Is Great forAllLocal businesses make our community go. Money made in Guelph
and money spent in Guelph provides a living for people living here.
It’s called the “multiplier” effect: a dollar paid in local salaries to pur-
chase local goods and services provides income to purchase more
local goods and services. Local businesses invest in themselves to pay
more local people and the cycle continues. Local economics makes
enormous sense.
The Guelph Chamber of Commerce supports our local businesses by
Advocating for them, connecting them to each other, and providing
Education for business people to continue to learn and grow. That’s our ACE in the hand.
Wednesday,April 6th from 4pm to 8pm, local economics came alive with our 8th annual
TableTopTrade Show. Over 80 local merchants displayed what they do for many local
residents who took the time to visit their booths. With Guelph’s amazing array of talent,
you will always be surprised by what is available locally. The show was free admission, and
also gave a chance to visit the beautiful Cutten Fields, which has just undergone a renova-
tion to bring it more in line with its original design as it celebrates its 80th anniversary.
Hardly an event goes by at the Chamber of Commerce that someone does not say “I didn’t
know you could do that.” If showing up is 80% of success, our local trade show gives lots
of chances for you to improve on your success. Of the 40 events the Guelph Chamber
hosts each year, this event has the most people showing up. By that measure it is our most
successful event of the year.
TheAwards of Excellence Gala in June, or Golf Tournament in September, are favourite
events bringing local businesses together. The Breakfast Academy series, Pulse on Innovation
breakfasts, Lunch and Learn, and Business After 5 events provide excellent educational
opportunities. Guelph Chamber events are updated weekly on our website
www.guelphchamber.com, and provide outstanding value for their cost. The Business After
Five RegionalTrade Show in September provides outstanding value and is open to the
public.
Lloyd Longfield
May 2011 page 2 VENTURE GUELPH PUBLICATIONS LTD. Business Venture
St. John's-Kilmarnock School: is part-nering with the Kitchener-basedVisram
Foundation to help fund the school’s
outreach to Nepal. Since 1999, St. John's-
Kilmarnock students and staff have
travelled to Nepal to visit the mountainous
country and assist Himalayan communities
in need. For more information and full
press release visit their website
www.sjkschool.org.
Cutten Club: have changed their name to
Cutten Fields.This was the Club's name
when they first opened in 1931. For more
information on Cutten Fields go to their
website www.cuttenfields.com.
FTC Canada: have changed their name to
Speroway. For more information on
Speroway go to their website
www.speroway.com.
Buzz on Business
Selected Bioproducts Inc. has moved their new address is 6-558 Massey Road, Guelph,ON
N1K 1B4. Phone 519-824-8518, fax 519-824-4855, website: www.horseherbs.com.
Parametech I.T. Solutions has moved their new address is 121Wyndham St. Suite 202,
Guelph,ON N1H 4E9. Phone 519-823-3777, website: www.parametech.ca.
Inland Customs Brokers Limited has moved their new address is 595Woolwich Street,
Guelph,ON N1H 3Y5. Phone 519-824-7330, fax 519-824-0208 has remained the same,
email: [email protected].
Orchard House Gourmet has moved their new address is 6A-650Woodlawn RoadWest,
Guelph,ON N1K 1B8. Phone 519-835-2073 or email: [email protected].
Integrative Natural Medicine has moved their new address is 3 Badenoch Street,
Morriston,ON N0B 2C0. Phone 519-763-6340, fax 519-763-9047, email: [email protected].
Dr.PhilTheWellness Consultant has moved toTranquil Therapeutic Solutions
Health &Wellness Centre at 650 Scottsdale Drive, Unit 2-C,Guelph,ON N1G 4T7.
Phone 519-265-3799, fax 519-824-2613 and website www.ttsguelph.com.
MovingAboutTown
55 Woodlawn Road West, Guelph
Approx. 3,000 SF of storage/office space available inhigh-traffic area. Adjacent to Home Depot. Portion of fenced-in area also available. Ideal for contractor. RentalRate: $10.00/Sq.Ft. Gross!!
51 Woodlawn Road West, Guelph
Approx. 1,600 SF of commercial space for lease in high-traffic location. Conveniently located close to Home Depot and Wal-Mart development. Ideal for restaurant. Outdoorpatio possibility. Additional 400 SF in basement with office and washroom. Minimum Rent: $16.00/Sq.Ft.
485 Silvercreek Parkway North, Guelph
2,160 Sq.Ft. available in plaza located at Woodlawn Road andSivlercreek Parkway. Easy access from Hanlon Expressway. Ample free on-site parking. Minimum Rent: $11.00/Sq.Ft.
15 Surrey Street West, Guelph
Approx. 2,537 Sq.Ft. available in professional service plaza. Free on-site parking. Close to downtown amenities. On bus-route. Located next to established medical centre. Ideal for professional/medical office. Minimum Rent: $14/Sq.Ft.
30 Hayes Avenue, Guelph
+/- 3,600 SF industrial building for lease in central location. Grade level loading, 500 Volt electrical service.Centrally located with easy access to York Rd. (Hwy. 7)and Victoria Rd. Minimum Rent: $4.55/Sq.Ft.
161 Waterloo Avenue, Guelph
Professional second storey office space for lease in recently renovated building. Central location. On-site parking available. Minimum Rent: $750.00/Month.
COMMERCIAL
Park Capital Inc., Brokerage76 Dawson Rd., P.O. Box 923
Guelph, ON N1H 6M6
Tel: (519) 824-9900 - Fax: (519) 824-2471Email: [email protected]
www.parkcapital.ca
The Realtor and its agents have relied upon the owner and other sources for the information provided in this material and although we believe it to be substantially accurate, it is all subject to verification by the prospective purchaser or tenant and his/her/its respective legal, tax and other advisors. The Realtor and its agents assume no liability for the accuracy or use of this information in any manner by anyone and reliance upon or use of this information by anyone is solely at his/her/its own risk. The Realtor and its agents reserve the right to change prices, terms and other conditions or withdraw the property from sale and/or lease without notice. This material does not constitute an offer for sale or lease. Not intended to solicit properties currently listed for sale or lease, or to entice parties to breach any existing agency contracts.
May 2011 page 3 VENTURE GUELPH PUBLICATIONS LTD. Business Venture
Real Estate New Homes, Residential & Commercial
Valued at $682,000, The Rotary Club ofGuelph Dream Home has opened to the publicfor 2011. Located at 45 Sweeny Drive on aprime 60’ x 115’ south end lot, the home isclose to amenities and the 401.Built by Sloot Construction Ltd., this quality
home is an exceptional open-concept, 2,800square foot space. Vaulted ceilings in the greatroom, hardwood flooring, and a two storey-high stone fireplace, make this room an invit-ing place to sit and enjoy the view of your pro-fessionally landscaped yard.A custom gourmet kitchen is any cook’s
dream, complete with stainless steel appliances,a large island, and granite counter tops.The bungaloft style provides a spacious main
floor master bedroom with a luxurious ensuitebathroom. Climb the custom staircase to thespacious landing overlooking the great room.Here you will find two additional bedrooms,an additional luxurious bathroom, plus anentertainment room complete with a wet barand beverage fridge. The unique front balcony isthe perfect nook to escape to and relax.In addition, the Dream Home winner receives
a full year’s family membership to theYMCA/YWCA of Guelph, and a $1500 credittowards moving expenses from Mike the Mover.Proceeds support Rotary Club of Guelph
Projects and the Guelph General HospitalMedical Education Centre.Working in part-nership with McMaster Michael G. DeGrootSchool of Medicine and its Waterloo campus,the centre will provide leading-edge trainingfor medical students and eventually encouragethem to return as permanent physicians.To date the Guelph Dream Home fundraiser
has generated over 1.2 million dollars that hasgone back into the community. “The DreamHome is a huge project that wouldn’t be a real-ity without the contribution of a very largenumber of companies and individuals, as wellas the ongoing support from our local commu-nity and beyond,” stated Liz Cooney, Chair ofthe Rotary Club of Guelph 2011 Dream HomeCommittee. “The generous support we receive
every year from all those people who purchasea ticket is truly heart-warming.”Tickets offer great odds with only 8500
tickets available. On sale now for $100 each or3 for $250–purchase before the early birddeadline for a chance at over $45,000 in cashand prizes.
Visit the Rotary DreamHome weekdays from
6pm to 8pm,weekends and holidays
from 1pm to 5pm. For Tickets or information
on prizes and draw dates, visit
www.guelphdreamhome.com
or call 1-877-675-2399.
Guelph Dream Home 10th anniversary
The 10th Annual Rotary Club of Guelph Dream Home had a successful opening weekend. Visiting the professionally decorated home on the Sponsor& Donor Appreciation Evening are, l to r: Andy Goyda, Owens Corning; John Sloot, Sloot Construction; Liz Cooney, Chair, Rotary Dream Home Committee;MPP Liz Sandals; Ian Smith, President, Rotary Club of Guelph; Mayor Karen Farbridge; Susanne Bone, President & CEO of the Foundation of GuelphGeneral Hospital. Supplied photo
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Business Venture is growing to include a section on Guelph environmental initiatives. Are you
contributing to a Green Guelph? If you have green business news or advice to share, please email us at
The nationwide Commuter Challenge runsJune 5 to 11. This friendly competitionencourages employees to bus, bike, walk orcarpool to work in an effort to increase thenumber of commuters that use active and sus-tainable modes of transportation, whilereducing the number of people driving aloneto work. The event coincides with NationalEnvironment Week and Clean Air Day.
Active and sustainable transportation benefitsthe environment, personal health, theeconomy, your community and employeewell-being.
• Active and sustainable transportationenhances physical, mental, and emotionalhealth. Meet Canada’s recommended physi-cal activity guidelines and reap significanthealth benefits by walking or cycling 30-60minutes per day (Health Canada PhysicalActivity Guide, 2005).
• Healthy employee commuters are moreproductive, more relaxed at the workplace,take fewer days off sick health and havegreater overall job satisfaction.
• It takes 130 trees to produce the amount ofoxygen needed to combat the carbon diox-ide emitted from one car each year. Fewercars on the road decrease the demand formore roads and parking lots, allowing moreland for green space.
• One busload of passengers takes 40 vehiclesoff the road during rush hour, saves 70,000litres of fuel and avoids over 175 tonnes ofemissions a year.
• Driving 18,000 km per year costs an averageof $9,525 per year or 52.9 cents per kilome-tre (Canadian Automobile Association 2004national average for a 2004 ChevroletCavalier Z-24).
• It is estimated that transportation-relatedemissions will cost the health care system$11 billion to $38 billion between 1997 and2020 (Transportation Association ofCanada, 1998).
• Take the time to enjoy your community-based businesses, such as local shops,restaurants, bakeries and newsstands, whiledecreasing traffic noise. traffic jams andparking hassles.
Register as an individual participant or as anorganization. Visitwww.commuterchallenge.ca to see whichorganizations in Guelph have signed up andfor general information on how to register.Tracked impacts are emission reduction,calorie consumption, distance and fuel costsavings. Results are updated daily so you cansee which workplaces and cities have thehighest percentage of healthy commuters.
Take the Commuter Challenge
May 2011 page 4 VENTURE GUELPH PUBLICATIONS LTD. Business Venture
Third Annual Guelph Sustainable Solutions WorkshopJoin Mayor Karen Farbridge and local sustainability leaders for this free half-day workshopof business and community leaders to discuss:• How to transform your organization towards economic, environmental, and social sustainability.
• How to track and report on progress with measurement tools that work.
Participants will leave with practical, useable resources, including a tool kit developed by localsustainability champions.University of GuelphThursday,May 26, Rozanski Hall, 8:30 am - 12:00 noon. (doors open at 8:00 a.m.)
To register visit the events page at www.guelphchamber.com.
May 2011 page 5 VENTURE GUELPH PUBLICATIONS LTD. Business Venture
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Profiles, Technology, Legal, News & AnnouncementsBusiness to Business
Publisher’s message
I’m an independent businessperson–likemany of you reading this publication,purchasing ads, or submitting articles.I was recently thinking–what does
being an independent businesspersonentail?Depending on the size of one’s operationand the type of business you own, yourduties could include:Sales; Bookkeeping; Customer Service;Human Resources; Paying bills;Collecting bills; Cleaning the office; Stafftraining; Deliveries; Banking; Getting themail; Sending the mail; Dealing with theGovernment (all levels); Networking;The list goes on…I’ve seen places where they have two or
more people just to perform one of thoseduties listed.After looking at the list, I wondered…is
it worth it?You bet it is.There are many awards one may
receive as part of the business communi-ty–The Chamber’s Awards of Excellence,The Mercury’s and the Tribune’s ReadersChoice Awards to name a couple.However, I feel in many ways that thosewho are self-employed take home a littletrophy everyday for doing the many tasksthat make-up a workday.They say “variety is the spice of life” so
is self-employment. Sure some days it’smaybe too spicy and I’ll finish the day
with indigestion. However, many days Isit back and say to myself “wow I didthis” or “I’m doing that “ and I feel atremendous amount of pride andsatisfaction.Sure, extended time off is limited but I
can leave early or come in late, take longweekends, and golf with friends–all Ihave to catch up on when I return is:Sales; Bookkeeping; Customer Service;Human Resources…
Well, you get the idea.
Mike BakerPublisher.Venture Guelph Publications Ltd.Guelph, [email protected]
Bring attention to your company at Ribfest 2011For the past fourteen years Ribfest has been anintegral part of the community’s summer cele-brations. The Rotary Club of Guelph Trilliumhosts this event year after year to enormouscommunity response. The group relies on thegenerosity and strength of Guelph’s businesscommunity to provide valuable resources thatensure the event is a success.Partnering with Ribfest is a great way for your
business to be profiled at Guelph’s favourite festi-val. By joining as a sponsor of Ribfest you will betelling the community that you care about andsupport community events, and that you areproud to be part of an event that gives thousands
of dollars to charity. Plus, think of the deliciousribs you will enjoy during the event!
Ribfest has raised over a million dollars tohelp organizations in the community. As a spon-sor, your business will receive recognition as thisyear’s Ribfest event builds on those great results.By sponsoring at a Silver level or higher, you
also gain access to the VIP area and additionalfree meal tickets. You have guaranteed seatingwith exclusive bar service.As a Platinum sponsor you will have one of
three days named in your company’s honour.What a great way to impress your best clients.Corporate sponsorship gives you access and
visibility to a large number of potential cus-tomers–throughout the three days of Ribfest,thousands of visitors will walk past your compa-ny’s banner (Bronze or higher). In addition,Silver sponsors or higher will be mentioned inRibfest advertising.Count yourself in and sponsor at a level that
suits your organization. Sponsorship levels are:Amigo Sponsors - $500, Bronze Sponsors -$1,250, Silver Sponsor - $2,500, Gold Sponsor -$5,000, Platinum Sponsor - $10,000.For more information on Ribfest Sponsorshipcall 519-836-0223 or [email protected].
2011–The opinions and stories that appear in thecolumns of Business Venture are for information purposes
only. Statements and opinions within the pagesof Business Venture are those of the writers and do notnecessarily represent those of the publisher, advertisers or
Venture Guelph Publications Ltd.This issue: 12 pages without any inserts.
519-824-1595Mike Baker, Publisher
email: [email protected]
website: www.ventureguelph.ca
ventureguelph.ca
business to business | homes and lifestyles
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almost everything we do, and this change intitle reflects that reality. It also acknowledges theexpanding role of communications profession-als in higher education,” said Summerlee.“Chuck and his team have done an extraordi-nary job in leading our marketing and mediaefforts, and I am pleased to recognize that highlevel of professionalism.”
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May 2011 page 6 VENTURE GUELPH PUBLICATIONS LTD. Business Venture
Profiles, Technology, Legal, News & AnnouncementsBusiness to Business
French speaking residents of WaterlooWellington, who require mental health assis-tance, will now be able to access a psychiatristwho speaks French through the services of theOntario Telemedicine Network (OTN). As theworld’s largest telemedicine network, OTN con-nects patients by video over a secure networkconnection to health care providers located else-where in the province.Access to French-language mental health serv-
ices was identified as a health system priorityafter a series of consultations that the WaterlooWellington Local Health Integration Network(WWLHIN) held with Francophone residents.French-speaking residents of Waterloo
Wellington will be able to access care from aFrench-speaking psychiatrist at five OTN-enabled sites across the WWLHIN. Access tothis service will be through a referral from fami-ly doctors to Trellis Mental Health andDevelopmental Services.Until now, Francophone residents of Waterloo
Wellington who require mental health services
in French have had to travel to other centersoutside their local community. This creates bar-riers to access to care that include time andtransportation, and language barriers that mayaffect the quality of care received.“Trellis is proud to host this important French
language mental health initiative in partnershipwith the WWLHIN and the OntarioTelemedicine Network. Accessing help in one’sfirst language is vital to recovering from mentalhealth challenges.” Fred Wagner, ExecutiveDirector, Trellis Mental Health andDevelopmental Services.This new service will launch on May 16, 2011.
In the interim, Trellis will be finalizing theintake and referral process, securing the servicesof additional French speaking psychiatrists, andinforming family doctors and French speakingresidents of Waterloo Wellington about theservice and how to access it.Trellis has offices in Guelph,Wellington,Dufferin and Kitchener.Visit www.trellis.on.cafor more information.
Media releaseFrench Language Mental Health services available in
Waterloo Wellington
A few weeks ago the City of Guelph welcomed19 Korean Teachers from the District of Busanin the southern part of this very dynamic coun-try. They are here as the second wave of teach-ers from the Pacific Rim to work in the schoolsof the Wellington Catholic District SchoolBoard.Why?Officials at Wellington Catholic are convincedthat their current and future students are literal-ly going to be students of the world. Their col-lective concept of international affairs will be farmore enlightened than their predecessors. It isvery important that our local students come tounderstand and appreciate the cultural andlived experiences of other countries. Second,Korea is one of the fastest growing economies inthe world. It has been able to withstand the rav-ages of the international monetary meltdownand continues to have a very concentrated focuson the importance of education. Their studentresults in international testing in Mathematics
are among the top quarter in the world. Finally,this country has a relentless focus on the needto learn another language. In most cases it isEnglish.
The members of the visiting group are fluentin English and are accomplished educators froma very successful system. The students in select-ed schools in the City of Guelph have the bene-fit of learning from these professionals as a sup-plement to the Ontario program of studies.
Director of Education and CEO ofWellington Catholic, Don Drone, commentsthat "this investment of time and energy inworking with our Korean colleagues has been ofprofound mutual benefit to faculty, staff andstudents alike.” The Senior Administrative teamof the District has been working directly withthe Minister of Education for the country, Mr.Ko, whose visit to this community engagedFrank Valeriote, MP and Liz Sandals, MPP.Both of these elected officials are very support-ive of the program.
Global Education at Wellington CatholicSubmitted by the Wellington Catholic District School Board
Let’s say one day you walked into your favourite neighbourhood restaurant where the owner knowsyou by name and has for years. But let’s say on this day there is a stranger sitting behind thecash register beside your friend the owner.Wait a minute! What’s happening here?
You’re paying the bill, and, without a word, 2-3% of what you pay goes directly in to theoutstretched hand of the stranger. No please. No thank you.
But it’s not one day. This is today. Your friend - the favourite chef, reliable drycleaner, or familydentist actually does share the cash register counter with an outstretched hand: Visa, MasterCard,American Express and their partners in the banks.Every time you pay with a credit card, a percentage of your purchase goes to the credit card com-
pany and the bank. The more often you pay with a credit card, the more money goes to the creditcard companies and banks in the form of transaction fees charged to the merchant. The less incomethe merchant has available to pay staff, suppliers, sponsor the local baseball team...or even send theirown child to summer camp. The higher the price you have to pay for your favourite soup or sweater.The fix is easy, though. Just consider paying with cash or debit.Wherever you can, avoid com-
pelling the independent merchant to pay the credit card companies.Help small businesses reduce their costs. Help reduce the pressure on your prices. Consider paying
with debit or cash.Canadian Federation of Independent Business, www.cfib.ca
How does paying by cash or Interac help small business? Submitted by CFIB
Donation made to Big Brothers Big Sisters Guelph
Big Brothers Big Sisters of Guelph (BBBSG)have partnered with Skyline and the GuelphStorm to raise money for mentoring programs.Skyline recently presented BBBSG with a
donation of $4000 raised through the on-lineauction of Guelph Storm warm up jerseys spon-sored by Skyline. All proceeds from the auctionwill go directly to developing and maintainingmentoring programs that help local childrensucceed.“We are so thrilled to be partnered with such a
remarkable organization that does such impor-tant work for the youth in our community. The
incredible staff and volunteers at BBBSG are sodedicated and truly inspiring, we are happy tosupport them in their work and we do our verybest to give back in any way that we can,” saysMarissa Morettin-Teeter, Director of InvestorRelations for Skyline.“As demand for our services grows each year,
we are grateful for the support of partners likeSkyline who give so generously to BBBSG,” saysBBBSG Executive Director Rose Silvestro.“Through their support we are able to promotethe healthy development of children and youthin our community.”
75 Woolwich St., Guelph, Ontario N1H 6N6Phone: (519) 821-4600 • Fax: (519) 824-3088www.wellingtoncdsb.ca
Educating for Life
Big Brothers Big Sisters of
Guelph recently received a dona-
tion from Skyline. Left to right,
Skyline Co-founders Martin
Castellan, Jason Castellan, and
Roy Jason Ashdown, with Rose
Silvestro, BBBSG Executive
Director, and two little brothers.
Over 30 BBBSG children and vol-
unteers were hosted by Skyline
at the Guelph Storm playoff
game. Supplied photo
May 2011 page 7 VENTURE GUELPH PUBLICATIONS LTD. Business Venture
Finance Business and Personal
Monuments, Cremation, Cemetery519-822-1271
www.woodlawnmemorialpark.ca
www.gilbertmacintyreandson.com
Funeral Home and Chapel Ltd.
“Wellington County's Oldest Family Owned Funeral Home”Representing three generations of
funeral service - Established in 1933
[email protected] FAMILY MEMORIAL AREA & MEMORIAL TRAILROCKWOOD CONSERVATION AREA
Preplanning
Pre-arranging one's own funeral is now widelypracticed across Canada. Gilbert MacIntyre & Son havebeen helping individuals and families with funeralprearrangements for almost 80 years. If you would liketo make an appointment to discuss prearrangements,please contact us. Or, if you like, you can prearrangeyour funeral online. You will be asked the same basicquestions you would in a one-on-one prearrangementmeeting; but within the "comfort" of your own lifestyle.Our experience in dealing with prearranging funeralshas lead to the development of the GILBERTMACINTYRE & SON TRUST PLAN for those who wish topre-pay their funeral expenses.
The GILBERT MACINTYRE & SON TRUST PLAN retainsall the advantages of the pre-arranged funeral, but goesfurther with respect to the financial advantages.
· The GILBERT MACINTYRE & SON TRUST PLAN ishedge against inflation. The cost of the funeral willnever increase, no matter how long it is before thefuneral services are required.
· Pre-payment reduces the financial demands on thesurvivors. Costs will be paid out of income now,rather than from much needed funds of the estate.
· Like a paid-up life insurance policy, this plan is ofimmediate and far-reaching benefit to survivors.
· Interest on funds held in a GILBERT MACINTYRE &SON TRUST PLAN is tax free.
· The GGILBERT MACINTYRE & SON TRUST PLAN maybe purchased on a convenient time payment plan.Usually the prearrangment service is entirely paid forby the time it is needed, thereby relieving the familyof expense at the time of the funeral.
· Money is held in trust and fully refundable any time.
The GILBERT MACINTYRE & SON TRUST PLAN isdesigned to comply with all regulations under theFuneral Services Act of Ontario and is fully insured.
75 Years–2008
Ontario AGRICentre100 Stone Road West, Suite 301, GuelphTelephone: 519.822.4680Fax: 519.822.1583Toll-Free: 1.866.658.0092www.millerthomson.com
Bensol Consulting offerscustom employeebenefits solutions thatdeliver high employeesatisfaction while helpingyou manage yourbottom line.
15 paisley st., unit at 519-829-2860
Staying on course in one's financialplanning program is essential to ensur-ing your goals are attained within thetime frame you have established. Manyindividuals don't maximize the totalpotential of their portfolio, or evenworse have their plans come to a com-plete stop because they fail to monitorthe progress of the program. If youknow where you are headed you canstay on course as you move towardsretirement.Here are some common financial mis-takes that will take you offcourse–ensure you avoid them.• Avoid procrastination–If you wait
until you are 50 or older to begininvesting you won't have time on yourside to develop an adequate portfolio.
• Remember inflation–If you don't cal-culate the effects of inflation in yourretirement plan you may be savingless than you need for retirement.
• Not reviewing your invest-ments–Some investment choicesdon't always perform as planned.Ensure that the portfolio is reviewedregularly so that poor performingassets can be replaced with betterones.
• Timing the market–Some people tryto time the market and fail to givetheir investments time to perform.Market timing is difficult for eventhe most seasoned investors so workwith your financial planner to avoidtiming losses.
• Switching funds too often–By selling
mutual funds or segregated fundstoo often one may incur deferredsales charges or extra fees thus low-ering the potential for long termreturns.
• Overreacting to market volatili-ty–When markets go down manyinvestors bail out at exactly thewrong time. If you are satisfied thatthe reasons you made investmentchoices are still valid, hold thecourse while markets recover.
• Indifference to the need for life, crit-ical illness or disability insurance–Ifyou become sick or disabled wherewill you find the money to pay thebills and maintain your investmentprogram? Or worse if you die willyour family be provided for?
• Too much debt–Carrying high debt
requires money to service it andreduces the ability to save. Pay downthose credit cards!
There are many other considerations tobe made on a regular basis to ensurean adequate retirement nest egg isachieved.Work closely with yourfinancial planner to avoid pitfalls inyour program.
John Moran BA, EPC, President of Lyon FinancialServices, 519-766-0001 or [email protected].
Avoid these money mistakes by John Moran
How a Home Equity Line of Credit can help you by Anu Luthra
Have you been thinking of renovating your home?Are you dreaming of a holiday getaway? Perhaps you’reinterested in purchasing a cottage? Each of theseoptions can actually be easier to achieve than youmaythink. Financing your renovation project, taking awell-deserved dreamholiday or financing a vacation proper-ty doesn’t have to be a daunting challenge.Your home is a very important part of your net
worth. The equity you’ve built in it, however, does-n’t have to sit idle. Consider using your home’sequity to finance your renovations or dream pur-chase; youmay have access to more funds than youmay think.With a Home Equity Line of Credit, youmay be able to access up to 80% of the appraised
value of your home.Having ongoing access to asource of credit can also save you time as youmaynot need to apply for another loan.A TD Canada Trust Home Equity Line of Credit,
for example, allows you to set your monthly pay-ments, as low as interest only. As your outstandingbalance decreases, the credit available to youincreases–credit to use on anything you choose.Fixed and variable interest rates are available,although youmay also choose to take advantage ofboth by locking in a set amount of your outstand-ing balance at a fixed rate, while leveraging a vari-able rate for the remainder of your line of credit.If you prefer to protect yourself from interest rate
increases, then a fixed rate optionmay be the rightchoice for you. Knowing the exact payment amountevery month can provide peace of mind.Having afixed rate portion, your interest rate will not changeduring the selected term.As a result, you will alwaysknow exactly howmuch your payments will be forthat portion and howmuch of your outstandingbalance will be paid at the end the term.Establishing regular fixed payments may also helpyou plan your budget.If you don’t mind the idea of knowing your pay-
ment may fluctuate, then a variable rate could beright for you.With a variable rate option, yourinterest rate may change at any time–up or down.
Historically, when interest ratesare fairly stable variable rateshave typically been lower thenmost fixed rate options, butthis may not always hold true.Regardless of the option you choose, you also havethe option tomake lump sumpayments to your out-standing principal balance.Now that you are aware of the equity in your
home, speak to your home financing professional tolearn more. Reap the rewards of the investmentyou’ve made in your home.Anu Luthra, Manager Residential Mortgage Specialist,TD Canada Trust. 519-362-4700,[email protected]
May 2011 page 8 VENTURE GUELPH PUBLICATIONS LTD. Business Venture
Working in hot weatherby Anna Bartolomucci
1315 Bishop St., Cambridge, Ontario N1R 6Z2tel: (519) 622-6788 fax: (519) 622-9115
110-112 Woolwich St., Guelph, Ontario N1H 3V2tel: (519) 837-3896 fax: (519) 837-1916
641 King St. W., Kitchener, Ontario N2G 1C7tel: (519) 571-2099 fax: (519) 837-1916
EnhancedProductivity
Disability CaseManagement
Occupational Assessments
Return to Work Plans
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519-822-1271
Superb options forCremation Interment
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We deliver door to door. . .Flyers • Magazines • Catalogues
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Our Impressive Track Record MakesUs Guelph’s Largest Door to Door
Distributor
The Great Local Food
Chef-Off–featuring celebrity
Chef, Michael Smith
Sunrise is excited to host a new and uniqueevent at their riding and learning centre. Theevent will feature a feast of local ingredientsprepared by renowned local Chefs in a friendly,yet competitive “Chef-off”, which will be over-seen by the Food Network’s Celebrity Chef,Michael Smith.An advocate of local foods, flavour and simple
recipes, Chef Michael Smith is an award win-ning cookbook author, newspaper columnist,professional chef, and the host of TV showsChef at Home, Chef at Large and Chef Abroad.The event will host 250 guests for an after-
noon at the beautiful farm in the Township ofPuslinch. Each Chef will create their own signa-ture dish from a list of fresh, local ingredientsand the guests will judge.Proceeds will support Sunrise Therapeutic
Riding & Learning Centres’ Summer Campsand Equine Care Programs.
Meet andMingleSat. June 25 7-9pmMeet Chef Michael Smith, book signingTickets $50/$75
Chef-off EventSun. June 26 1-5pmSunrise Therapeutic riding CentreTickets $150
For more information and tickets, call Lynneat 519-837-0558 ext 31 or [email protected]
On the way to reach fundraising goal
Bowl for Kids Sake is Big Brothers Big Sisters ofGuelph’s (BBBSG) largest fundraising event of theyear. This year’s goal is to raise $90,000 in support ofthe over 600 children the agency served in the pastyear alone.At this year’s event, 500 people on 107 teams raised
over $82,000.All proceeds from the campaign godirectly to developing andmaintainingmentorshipprograms that instill children with confidence andself-esteem, and help local children succeed.“The demand for our services grows every year,”
says BBBSG Executive Director Rose Silvestro.“It isinspiring to see somanymembers of our communi-ty come out and raise pledges. Thank you to every-one who has and who will take part.Your supportmakes a big difference in the life of a child”.You can still help BBBSG reach their goal.
Donations can bemade on line atwww.guelph.kintera.org/bfks or bymailing yourdonation to the BBBSG office 2G-155 Suffolk St.W.Guelph,Ontario N1H 2J7. Tax receipts are availablefor donations of $20. or more.
TH
E
ARBORETUM
TH
E
ARBORETUM
UNIVERSITY OF G
UE
LPH
Nature Trails • Gardens • WorkshopsWedding & Conference Facilities
www.uoguelph.ca/arboretum 519-824-4120 ext. 52113
A Natural TreasureA Natural Treasure
Wedding, Banquet & Conference Facilities
for 3 to 225 people (banquets 150 people)3 unique meeting rooms with lots of windows looking
onto our spectacular grounds.
Nature & Wildlife Photography Workshop--June 4
About Trees Workshop--June 7
It is a very important time of year in theworkplace. As warmer and even hotter tem-peratures are upon us, employers andemployees should begin to review their pro-tocols for working in extreme heat bothindoors and outdoors. Working in extremeheat leads to stress on our body’s naturalcooling mechanisms–a combination of heatwith hard labour, loss of fluid, dehydration,fatigue and some underlying medical condi-tions can cause serious heat-related illnesses.Although it’s important to pass this infor-
mation onto seasoned employees, it is evenmore important to educate newer employeesand perhaps summer students who areworking in hot environments for the firsttime.In normal temperature conditions, the
body regulates itself. The heart pumps moreblood closer to the surface of the skin to dis-sipate heat. Circulation is increased andblood vessels dilate. Perspiration helps as themechanism whereby the body begins to cooldown by the process of evaporation.When it is abnormally hot and humid and
there are other stressors present such as hardphysical work, loss of fluids, and poor venti-lation, it becomes increasingly difficult forthe body to cool itself down and regulate itscore temperature. It simply overheats.Acclimatization is a very important
process whereby the body works harder as itadjusts to working in the heat. Usually thereis a period of acclimatization (7-14 days) inwhich your body adjusts itself so that youare able to work at the same intensity asbefore the heat. You may feel slightly lethar-
gic during this time.Working in physicallydemanding jobs during hotsummer months can cause heat cramps,headaches, nausea, dizziness, fatigue,confusion and weakness.Heat stress prevention is the key. Seek air
conditioning, fans or shade as much aspossible. Reduce job demands by takingrequent breaks if possible. Avoid heavy out-door activities between 11am - 4pm. Unlessheavy/protective clothing is required, wearlightweight, loosely woven cotton fabrics, inlayers.Make sure you are drinking enough! Dark
concentrated urine is a sign you need to bedrinking more. Drink cool water orbeverages throughout the day to avoiddehydration. Though water is best, juices orcaffeine free sport drinks are alsoappropriate in moderation.Enjoy more cold foods like fresh fruit,
vegetables, sandwiches, and salads in smallerand more frequent meals. Check foodexpiration dates in vending machines.Whether you spend time outdoors
recreationally, working, or you manageoutdoor employees, it’s important to prac-tice summer safety, stay cool, productive andhealthy.
Anna Bartolomucci RN, WellServe Health Care Management,519-837-3896 Ext 17, [email protected]
Lifestyles Health, Arts & Trends
May 2011 page 9 VENTURE GUELPH PUBLICATIONS LTD. Business Venture
Advertorial
99 years and still moving business forwardEstablished in 1912, The Guelph Country Club has providedGuelph and area outstanding hospitality and recreation for99 years. 2012 will mark the historic Club’s 100th Anniversary,but with the Club’s history comes great innovation and amoving business forward platform.Lorne Rubentstien, Canada’s foremost golf writer has called
the Country Club, “ the best hidden secret in SouthwesternOntario”. Competing as a nine-hole course in an 18-hole marketcan appear as a challenge in the golf market, but the CountryClub has set itself aside in the industry by promoting what theydo have, not what they do not have. The nine-hole course is oneof Ontario’s greatest layouts, and can be played in two hours,allowing for a great golf experience in today’s time crunched
lifestyles. It also provides full memberships under $1000, and anoutstanding members event line up.Where the innovation comes, is that they do not have an 18-
hole fee rate, but instead, a nine-hole rate and an all day rate–providing no limitations, and adding value to the consumer.“The response on this has been fantastic,” says GM Dave Vogel.“Today’s golf market is about time and quality. At the CountryClub we offer both. Nine holes can be played in two hours, orthe player is welcome to play all day.”On the hospitality side, the Country Club has a history of out-
standing service and product, but the innovation continues. Inlate 2010, the Country Club teamed up with three local caterers,Appetizingly Yours, Taste Fine Foods, and Jesse’s Catering, towork alongside their in house programs, to provide a widerrange of culinary offerings to the customer.The design allows the Country Club to deal with their CORE
operations–a combination of member, public, and corporateevents. The larger events such as weddings, conferences, andbanquets, are the core business of local catering companies.“This provides members, public, corporate and special eventclients, not only options, but the best of the best in their field. Inpartnering with AY, Taste, and Jesse’s, the Country Club can offerthe client what no other facility in the area can. A true choice, andthe piece of mind you are always dealing with the best at whatthey do.”To celebrate 99 years and the road to 100, the Country Club will
offer 99-cent golf days this summer. “We want to thank Guelphfor 99 years of patronage, and 99 cents seems appropriate.” Staytuned to twitter.com/GuelphGolf, and the Country Club websiteat www.theguelphcountryclub.com for 99-cent day dates.
Supplied photo
Guelph Youth Singers presents
A Rovin’!The Guelph Youth Singers (GYS) celebrate their 20th anniversaryseason with songs of travel and songs from around the world. Thespring concert A-Rovin’! features songs including the popular DollSong by Offenbach, Trolley Song, from the musical Meet Me In St.Louis, the popular African song, Shosholoza! and Arthur Hamilton’sdelightful Sing a Rainbow.Founded in 1991, GYS has reached national prominence through
provincial and national awards at the Canadian Federation ofMusic Festivals.The annual spring concert is the major event of the spring sea-
son and follows a tour in late April by Choir III to Alberta, wherethey will be hosted by the Edmonton Children’s Chorus.For more information on the organization, please contact Cathy
Meggison at 519-821-8574.
A Rovin’! May 28, 7:30 pm River Run Centre. Tickets at519-763-3000. Adults $25 / Students & Seniors $19/eyeGO.org
Money raised at Ribfest supports community
Each year the Rotary Club of Guelph Trillium presents a donationcheque to community organizations from the funds raised at theannual Ribfest. This year’s recipients were:
Action Read Community LiteracyCentre
Alzheimer Society of Guelph WellingtonChalmers Community Services CentreDunara Homes for RecoveryFood and FriendsThe Guelph Enabling GardenImmigrant Services, Guelph andWellington
Ken Danby Public School - BreakfastProgramme
Learning Disabilities of WellingtonCounty
Michael HouseSt. James the Apostle Anglican Church -Living on Less
Stroke Recovery CanadaGuelph/Wellington Chapter
Sunrise Therapeutic Riding andLearning Centre
Wellington Water WatchersWomen in Crisis Guelph/WellingtonDrop In Centre - Transportation Fund
“The best hidden secret in Southwestern Ontario.”Lorne Rubenstein, The Globe and Mail
Full PrivilegeGolf Memberships*
from $995.Experience Membership First Hand
The areas only clubwith Unlimited PlayDaily Green Fees
The areas only clubwith Unlimited PlayDaily Green Fees
$995.
May 2011 page 10 VENTURE GUELPH PUBLICATIONS LTD. Business Venture
Profiles, Technology, Legal, News & AnnouncementsBusiness to Business
• Guelph’s first hospital bed was openedin 1861 followed by:
• Guelph’s first lung resection• Guelph’s first hip replacement• Guelph’s first corneal transplant• Guelph’s first arteriogram• Guelph’s first angioplasty
• St. Joseph’s is Guelph’s only specialtyrehabilitation and complex continuing carehospital
• Guelph’s first choice for long-term care• Our region’s only clinical telemedicine site• Our adult day programs are recognized as
among the best in Canada• Guelph’s only program for survivors of
acquired brain injury• Guelph’s only rheumatologist
St. Joseph’s Health Centre Guelph 1861–2011
Yesterday
St. Joseph’s is building the next generation of health care.
Today � Tomorrow � Together
Today
New Buildings. New Technology.
Same Devotion to Care.
519-767-3424 [email protected]
St. Joseph’s is changing–growing to embrace the needs of a generation. We’re building newcapacity today to deliver the health care your community will need, the exceptional care
you’ll want–tomorrow.
Cost containment is a hot topic with most plansponsors. It’s all too common to see double digitrate increases due to increased utilization, gov-ernment offloading, ageing plan members andmore costly drugs. An effective way to managecosts is with traditional plan design cost-con-tainment but few employers are taking advantageof these tools. A recent Benefits Canada articleshows:• More than 57% of health plans do not have
deductibles;• 67% of employers still pay 100% of the premi-
um for health and dental benefits;• Only 17% of drug plans have a per-prescrip-
tion deductible; and,• The most common co-insurance percentage
for the reimbursement of drugs and basicdental expenses is 100%.
A lot of plan sponsors rely exclusively on achange in insurance carrier to lower their plancosts.While this is one strategy it doesn’t addressthe real problem of reducing the number and thecost of claims being reimbursed. Reviewing,identifying and addressing the root causes ofpremium spikes is a long-term solution–thatprovides sustainable savings compared to jump-ing from carrier to carrier.Many plan sponsors view their benefit plan as acost with the goal of reducing costs. A betterapproach would be to view the plan as an invest-ment with the opportunity for better returns.Weneed to shift the focus away from trying to
reduce the expenses chargedby the insurance carriers tomanaging the cost of theactual claim where the poten-tial return is much greater.There are many cost-contain-ment strategies that can be implemented withvarying levels of return and degrees employeedisruption.A key finding of the Sun Life Canadian HealthIndex™ for employers is that more members oftheir workforce may be at risk for health issuesthan previously thought. 60% per cent ofCanadian employees have three or moreunhealthy behaviours. These employees are morelikely to incur more in benefit costs due toabsenteeism, drug claims and disability.Investing in the right plan design and benefitoffering will improve returns. Health andWellness programs can encourage and enableemployees to adopt healthier lifestyles. The pro-grams can be tailored to each organization andcan include lifestyle coaching, screening clinics,health risk assessments and more. An emotional-ly and physically healthy workforce will impactnot only the financial success of your business byreducing premiums and improving efficiency,but will also translate into enhanced employeesatisfaction and retention.
Michele Mactaggart, RHU, Bensol Consulting Inc.519-829-2860 or www.bensolconsulting.com
Benefits: costs or investment?by Michele Mactaggart
Bill 160–an amendment to the OccupationalHealth and Safety Act in Ontario has passed sec-ond reading on March 29, 2011. The OntarioGovernment has clearly indicated that this is justthe first step in a more comprehensive overhaulof Ontario's occupational and health and safetysystem. These amendments will impact small tolarge employers through the following changes:
• Transfer responsibility for prevention from theWorkplace Safety and Insurance Board(WSIB) to the Minister of Labour (MoL).This will strengthen and align the enforcementresponsibilities of the MoL.
• Increased mandatory training requirementsfor employers.
• The MoL will now establish standards fortraining programs and approve programs thatmeet those standards.
• A newer, more extensive training program isproposed for enterprises with 20 employees ormore.
• Employers with 6-19 employees who mustappoint a Health & Safety Representative willnow be required to provide mandatorytraining.
• The changes will require revisions of existinghealth and safety policies or new policies.
• Changes to the responsibilities of theEmployer Advisor and Employee Advisor ofthe Ministry of LabourIn conjunction with Bill 160, businesses should
be aware of the changes toWSIB. The MoL has identifiedthat they will be responsiblefor Workwell Audits.WSIBLMR–Labour MarketReintegration Programs havechanged and integration of the revised LMR willbe integrated with the Return to Work Programfor a NEW Work Reintegration Program laterthis year. As outlined by WSIB elements of therevised program include:• Maintain the relationship between the worker
and the original employer.• Provide direct oversight by WSIB for
all re-training services for injured workers.• Increase worker input and choice in their
vocational goals.• Make greater use of Ontario’s public educa-
tion system for injured worker re-training.• Provide workers with marketable skills and
valid credentials.Be prepared to address these changes in the
coming weeks. In preparation, complete athorough Workwell Audit, a complete FacilityRisk & Hazard Assessment, Health and SafetySystems and Policy review as well as review ofyour Health and Safety Maintenance Programs;identify the gaps and make the necessarychanges.Lynne Bard, President/Senior Consultant forBeyond Rewards Inc. 519-821-7440 [email protected]
Overhaul of the Ontario Health and Safety System–don’t get
caught unpreparedby Lynne Bard
May 2011 page 11 VENTURE GUELPH PUBLICATIONS LTD. Business Venture
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May 2011 page 12 VENTURE GUELPH PUBLICATIONS LTD. Business Venture
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We’re building!Come see GUELPH’s only new homes downtown.
IN DOWNTOWN GUELPH
STONE-CLAD TOWN HOMES BY THE RIVER
CLOSE TO EVERYTHING YET QUIETLY REMOVED