dec business venture 2013

12
St. Joseph’s seeking help to keep the wheels of its bus on the road by Barbara Macrae 1 lyon avenue, guelph 519.766.0001 [email protected] www.premiumhrsolutions.com 519-824-2428 Staffing & Recruitment Services St. Joseph’s Health Centre Foundation is looking for community help to get its bus back on the road before winter sets in the new year. “The bus is used to get our partici- pants back and forth to St. Joseph’s Adult Day Program,” says Mary DuQuesnay, President and CEO, St. Joseph’s Health Centre Foundation. “Without the bus, frail seniors in our community could be going without the important services they need.” The bus is a vital element in St. Joseph’s nationally recognized Adult Day Programs which each day welcome seniors who are still living in the community. At St. Joseph’s they participate in stimulating activities and enjoy the many benefits of socializing with their peers–people who remem- ber the same things they do and who have lived and are living similar experi- ences. Research indicates that, given the choice, most seniors want to stay in their own homes rather than enter long-term care but modern life can make it difficult for them to maintain their independence. Not all families can be close at hand to have daily con- tact with their elderly family members and some seniors don’t have a family at all. Family members themselves can be keeping a lot of balls in the air– the demands of work coupled with the needs of growing families–so they can’t provide care and company during the day for their aging parents or grand- parents. The fear of falling on slippery sidewalks or steps can restrict seniors’ mobility and reduce their opportuni- ties to take part in community life which, in turn, can lead to loneliness and depression, significant barriers to healthy, active living. “The St. Joseph’s bus drivers escort their passengers from the bus right to their front doors,”says DuQuesnay. “The drivers are key members of the Day Program team. They know their passengers’ names as well as their unique needs–what makes them comfortable or anxious or what makes them laugh. And the passengers have the comfort of seeing their drivers’ familiar faces every day.” If the schedule has to change to accommodate someone who needs more time to get ready, the St. Joseph’s service can give them the flexibility their passengers need. The drivers are also there to ensure that the partici- pants get into their homes safely and if no one answers the door in the morn- ing as expected or if there are changes in the routine, they follow through to make sure all is okay and if it’s not, they connect with the right person who can provide appropriate help. But, according to DuQuesnay, the St. Joseph’s bus is fast approaching its final days.“Although it passed its last safety inspection we need to act now to get a new bus in place so that families dependent on St. Joseph’s Adult Day Program will be able to get their loved ones to and from this crucial service,” she says. St. Joseph’s Adult Day Programs help seniors stay active and involved–crucial factors in maintaining good physical and mental health. Participants cook, enjoy music, art and discussions together–activities that provide focus and meaning. They welcome guest speakers or share their knowledge with each other. They also participate in gentle exercise and outings into the community that keep their minds and spirits engaged. One component of the programs is especially designed to benefit partici- pants living with Alzheimer’s Disease or dementia who still reside at home. The Adult Day Programs not only help participants stay active but they also give caregivers, many of whom are spouses, the opportunity for some respite and relief from the 24/7 demands of care. Joan Cameron’s husband Don was diagnosed with Alzheimer’s Disease in 2007. “As you can imagine, it presented challenges for both of us and many days were not easy,” she says.“But when Don started attending St. Joseph’s Adult Day Program–we call it the Social Club–our lives changed for the better almost right away.” Don was introduced into a stimulat- ing social environment that presented many recreational and leisure opportunities suited to his needs and choices, she says. The program has also helped Cameron cope with the demands of care that she has shouldered. The pro- gram resource workers listen to her concerns, –continued on page 3 Bring this clipping to our Bell Clairfields Common location and receive an in-store credit of $25 towards your next purchase. (519) 826-0980 Limit one per customer, no cash value, valid only at our 5 Clair Rd Guelph location (Gordon & Clair Rd) *some conditions may apply www.rlproyalcity.com Speedvale Ave., GUELPH Waterloo Ave., GUELPH Stone Road Mall, GUELPH ROCKWOOD ventureguelph.ca 116-355 Elmira Rd., N., Guelph www.macleanfinancial.com email: [email protected] 519-837-3880 MacLean & MacLean Financial Group Inc. • Retirement Planning • Segregated Funds • Alternative Investments • Mortgages • Life Insurance Products Guarantee your retirement income even in a down market. BOOK NOW TO REVIEW YOUR INVESTMENTS PORTFOLIO WITH US Call Jorden MacLean, BSC, EPC Real Wealth Mortgage Brokerage Lic No 10318 13 Paisley St., Guelph N1H 2N5 www.holliswealth.com 519-823-2790 Mutual Funds • Retirement Counselling • Tax Investment Planning • Life & Disability Insurance* FREE CONSULTING Glen L. Barckert CFP CERTIFIED FINANCIAL PLANNER HollisWealth Advisory Services Inc. ® ® *Insurance products provided by HollisWealth are provided through HollisWealth Insurance Agency Ltd. Venture Guelph Publications Ltd. 2 Quebec St., Unit 232 Park Mall, Guelph 519-824-1595 Independently owned and operated. Truly local. Mike Baker, Publisher DECEMBER 2013 ISSUE inside: WINTER 2013 Activity & Events Guide Local business news, features & information MakingMoney ForYou.com St. Joseph’s Health Centre Adult Day Program staff and par- ticipants are hoping that generous members of the commu- nity will help St. Joe’s purchase a new bus in 2014. Seniors depend on the bus to get to and from the programs safely. The programs help seniors maintain their independence and prevent premature admission to long-term care. The old bus is nearing its last days. (supplied photo) JOHN MORAN TEL 519.766.0001 TOLL FREE 1.877.ONE.LYON FAX 519.766.1521 [email protected]

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Page 1: Dec Business Venture 2013

St. Joseph’s seeking help to keep the wheels of its bus on the road by Barbara Macrae

1 lyon avenue, guelph

519.766.0001 [email protected]

www.premiumhrsolutions.com

519-824-2428Staffing & Recruitment Services

St. Joseph’s Health Centre Foundationis looking for community help to getits bus back on the road before wintersets in the new year.“The bus is used to get our partici-

pants back and forth to St. Joseph’sAdult Day Program,” says MaryDuQuesnay, President and CEO, St.Joseph’s Health Centre Foundation.“Without the bus, frail seniors in ourcommunity could be going withoutthe important services they need.”The bus is a vital element in St.

Joseph’s nationally recognized AdultDay Programs which each daywelcome seniors who are still living inthe community. At St. Joseph’s theyparticipate in stimulating activities andenjoy the many benefits of socializingwith their peers–people who remem-ber the same things they do and whohave lived and are living similar experi-ences.Research indicates that, given the

choice, most seniors want to stay intheir own homes rather than enterlong-term care but modern life canmake it difficult for them to maintaintheir independence. Not all familiescan be close at hand to have daily con-

tact with their elderly family membersand some seniors don’t have a family atall. Family members themselves can bekeeping a lot of balls in the air–the demands of work coupled with theneeds of growing families–so they can’tprovide care and company during theday for their aging parents or grand-parents. The fear of falling on slipperysidewalks or steps can restrict seniors’mobility and reduce their opportuni-ties to take part in community lifewhich, in turn, can lead to lonelinessand depression, significant barriers tohealthy, active living.“The St. Joseph’s bus drivers escort

their passengers from the bus rightto their front doors,” says DuQuesnay.“The drivers are key members of theDay Program team. They know theirpassengers’ names as well as theirunique needs–what makes themcomfortable or anxious or what makesthem laugh. And the passengers havethe comfort of seeing their drivers’familiar faces every day.”If the schedule has to change to

accommodate someone who needsmore time to get ready, the St. Joseph’sservice can give them the flexibility

their passengers need. The drivers arealso there to ensure that the partici-pants get into their homes safely and ifno one answers the door in the morn-ing as expected or if there are changesin the routine, they follow through tomake sure all is okay and if it’s not,they connect with the right personwho can provide appropriate help.But, according to DuQuesnay, the

St. Joseph’s bus is fast approaching itsfinal days. “Although it passed its lastsafety inspection we need to act now toget a new bus in place so that familiesdependent on St. Joseph’s Adult DayProgram will be able to get their lovedones to and from this crucial service,”she says.St. Joseph’s Adult Day Programs help

seniors stay active and involved–crucialfactors in maintaining good physicaland mental health. Participants cook,enjoy music, art and discussionstogether–activities that provide focusand meaning. They welcome guestspeakers or share their knowledge witheach other. They also participate ingentle exercise and outings into thecommunity that keep their minds andspirits engaged.

One component of the programs isespecially designed to benefit partici-pants living with Alzheimer’s Diseaseor dementia who still reside at home.The Adult Day Programs not only helpparticipants stay active but they alsogive caregivers, many of whom arespouses, the opportunity for somerespite and relief from the 24/7demands of care.Joan Cameron’s husband Don wasdiagnosed with Alzheimer’s Diseasein 2007.“As you can imagine, it presentedchallenges for both of us and manydays were not easy,” she says. “Butwhen Don started attending St.Joseph’s Adult Day Program–we call itthe Social Club–our lives changed forthe better almost right away.”Don was introduced into a stimulat-

ing social environment that presentedmany recreational and leisureopportunities suited to his needs andchoices, she says.The program has also helped

Cameron cope with the demands ofcare that she has shouldered. The pro-gram resource workers listen to herconcerns, –continued on page 3

Bring this clipping to our Bell Clairfields Common location and receive an in-store credit of

$25 towards your next purchase.

(519) 826-0980

Limit one per customer, no cash value, valid only at our 5 Clair Rd Guelph location (Gordon & Clair Rd)

*some conditions may apply

www.rlproyalcity.com

Speedvale Ave., GUELPHWaterloo Ave., GUELPH

Stone Road Mall, GUELPHROCKWOOD

ventureguelph.ca 116-355 Elmira Rd., N., Guelph www.macleanfinancial.com email: [email protected] 519-837-3880

MacLean&MacLean Financial Group Inc.• Retirement Planning • Segregated Funds • Alternative Investments

•Mortgages • Life Insurance Products

Guarantee your retirement incomeeven in a down market.

BOOK NOW TO REVIEW YOUR INVESTMENTS PORTFOLIOWITH US

Call JordenMacLean, BSC, EPC Real Wealth Mortgage Brokerage Lic No 10318

13 Paisley St., Guelph N1H 2N5www.holliswealth.com 519-823-2790

• Mutual Funds• Retirement Counselling• Tax Investment Planning• Life & Disability Insurance*

FREE CONSULTINGGlen L. Barckert CFP

CERTIFIED FINANCIAL PLANNER

HollisWealth Advisory Services Inc.

®

®

*Insurance products provided by HollisWealth areprovided through HollisWealth Insurance Agency Ltd.

Venture Guelph Publications Ltd.

2 Quebec St., Unit 232 Park Mall, Guelph

519-824-1595Independently owned and operated.

Truly local.

Mike Baker, Publisher

DECEMBER 2013 ISSUE • inside: WINTER 2013 Activity & Events Guide

Local business news, features & information

MakingMoneyForYou.com

St. Joseph’s Health Centre Adult Day Program staff and par-ticipants are hoping that generous members of the commu-nity will help St. Joe’s purchase a new bus in 2014. Seniorsdepend on the bus to get to and from the programs safely.The programs help seniors maintain their independence andprevent premature admission to long-term care. The old busis nearing its last days. (supplied photo)

JOHN MORAN

TEL 519.766.0001TOLL FREE 1.877.ONE.LYON

FAX [email protected]

Page 2: Dec Business Venture 2013

There are at least two ways to“experience”Paris. One, you cango to France; or two, you can go toa hotel called Paris, Las Vegas,where you can“experience every-thing you love about Paris, right inthe heart of the LasVegas Strip.”And that includes an Effiel tower,which they describe as “the ulti-mate romantic setting,” addingthat “there's no need to travelacross the globe to capture thatfeeling.”While there, youmightalso want to check out the LeCafé Ile St. Louis where you can“experience the sights, sounds andflavors of the Parisian sidewalkcafé–in climate-controlledcomfort.”Paris, Las Vegas, has a number of

advantages over Paris, France. Firstof all, you don’t have to learnFrench so it is unlikely that youwill order snails unless you reallymean to. Second, it will be faster toget to fromGuelph, and cheaperto stay once you get there (espe-cially if you stay away from thecasinos). And third, it will becompletely devoid of any of thelegendarily grumpy Parisians–unless youmeet one who is atourist like you.And yet, even with all these

advantages, there remain somestubborn folks that hold fast to thenotion that to really experienceParis, you need to go to the one inFrance. They say you should dustoff your French-EnglishDictionary, actually order theEscargots à la Bourguignonne (Snailsin Garlic–Herb Butter), and ask alocal for directions to Les DeuxMagots. These folks will tell youthat to find the real Paris, youneed to be willing not only to

chance the weather, but also to bejostled on a packed sidewalk, getlost on theMetro, and be a littlebit annoyed (and sometimes a lit-tle bit taken aback) by the sightsand sounds and smells of the city.They say that while there arechallenges in an uncontrolledenvironment, they come withcommensurate rewards. They saythat what you get in exchange forthe possibility of rain or sidewalktraffic is a more authentic experi-ence and the chance to discoverbeauty, whimsy, fellow-feeling, andinsight into the human condition.When you apply this sort of

Paris-to-Paris comparison to theretail environment, it is easy to seethe popularity of on-line shop-ping, malls, and big boxes. In thesemost Vegas of environments youget all the goods with noneof the “bother.” It’s functional,controlled, and unsurprising; ifthat’s the sort of thing you arelooking for, it’s there in spades.But what if at its heart, or at least

in your heart, shopping is alsoabout something else?What if the“bother”was the best part of it?Consider what the American

author Kurt Vonnegut had to sayin response to his wife asking whyhe doesn't order envelopes in bulkonline: “I pretend not to hear her.And go out to get an envelopebecause I'm going to have a hell ofa good time in the process ofbuying one envelope. I meet a lotof people. And, see some greatlooking babes. And a fire enginegoes by.And I give them thethumbs up... The moral of thestory is, is we're here on Earth tofart around.”

ForVonnegut, as for a significantportion of the population, the wayyou purchase goods–and whatyou are supporting with yourdollars–is as important as the endresult. For these folks, having agood time and feeling good aboutwhat you’re doing is as importantas whatever metaphorical “enve-lope” you are shopping for. It is asearch for authenticity, which isthe core driver of the “shop local”and“eat local”movements. It’sabout tapping into a desire tomake the process of shopping anddining an experience that goesbeyond functionality. For me, thatmeans Christmas shopping as thesnow falls aroundme, saying helloto friends and acquaintances,meeting up for lunch and thenheading out for another round ofdiscovery.Downtown Guelph is a real

working, living, and playing placethat has shopping (rather than aplace where shopping is the solereason to be there). It is anauthentic city centre, cobbledtogether and varied, shaped byindividual ideas rather than an all-over design. In Downtown Guelphyou will meet the shop owner andbuyer, somebody whose personaltaste and talent–not those of adistant head office–are on display.It’s here you where you will findexpert advisors who build face-to-face relationships with customers.Shopping Downtown Guelph youuncover gems: great people, placesand products. An experience youwon’t find anywhere else–evenwithout a faux Effiel Tower orclimate controlled sidewalk cafes.

Regional Economic ProgressReport 2013In January 2013, 120 business people gathered to discuss priori-ties for our region. Five key areas were identified to improve theprosperity of Guelph Wellington. As we prepare for the upcom-ing regional economic summit on 24 January 2014, in is time totake stock on the work that has gone on over the past twelve

months so that we can look down the road ahead.1) Regional IdentityImmediately following the 2013 Regional Economic Summit the fledgling groupConnect Guelph expanded to include representatives from Wellington County andrenamed itself Connect Guelph Wellington. This group consists of representativesfrom the Guelph Chamber of Commerce, University of Guelph, Conestoga College,City of Guelph, Guelph Wellington Business Enterprise Centre, Career EducationCouncil, Innovation Guelph, County of Wellington, Ontario Ministry of EconomicDevelopment Trade and Employment, Guelph Economic Development AdvisoryCommittee, and the Workforce Planning Board. A key characteristic of GuelphWellington that has been highlighted is collaboration, and sector groups that havebeen collaborating include clean technologies, information technologies, advancedmanufacturing and the food and agriculture sector.2) Career Planning and Awareness for YouthThe Guelph Chamber of Commerce has launched the website “whoplusyou”, in whichpeople enter their skills and interests and businesses enter the skills they are lookingto employ and the website matches jobs with prospective employees. The site islocated within guelphchamber.com, under the Find tab. The Guelph ChamberWorkforce Development Committee has launched a “Closing the Gap” strategy, toprovide an overview of the programs available for each step along the way from trainingto recruiting, up skilling, and performance evaluation on both the supply and demandside of jobs. TheWorkforce Planning Board is doing a detailed survey in the year ahead.3) Regional TransportationA study team has developed a terms of reference, and is forming discussions withWaterloo Region, connecting through to Toronto on the GO Train service. Advocacywork has begun around improving the Highway 6 connection to Hamilton.

4) Small Business SupportInnovation Guelph has created a portal toconnect all business support services onone website. These include startup assis-tance, as well as connections for existingbusinesses of all types and sizes.5) TourismThe Guelph Chamber of Commerceformed a study team that prepared a pres-entation to the City of Guelph with rec-ommendations on how tourism servicescan be changed going forward. The Cityof Guelph is now performing an opera-tional review to baseline the services theyare currently providing.

Information on the upcoming January 24thRegional Economic Summit, or to register toattend visit guelphchamber.com.

DECEMBER 2013 page 2 VENTURE GUELPH PUBLICATIONS LTD. Business Venture 20 years in 2013!

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in CanadaAt ActionCOACH we work with BusinessOwners to increase their profitability usingour proven formula:(Knowledge+Planning) X Action = SuccessIf you want to Grow Revenues, Increase Profits,have better Teams and a better Work/LifeBalance then we should have a conversation.

Call or E-Mail TODAY for your free,no obligation Business Diagnostic.Tony [email protected]

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Our TeamMichael Merker, CCIMBroker of Record/President519.824.9900 [email protected]

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The Business of Downtown

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Page 3: Dec Business Venture 2013

DECEMBER 2013 page 3 VENTURE GUELPH PUBLICATIONS LTD. Business Venture 20 years in 2013!

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provide education and support, recommendresources that help her give Don the care heneeds and suggest ways for Cameron to takecare of herself, too.“I noticed the difference in him almost imme-

diately,” says Cameron.“On his Social Club dayshe returned homemore settled and alert. As forme, on those days, I’m able to have the respite Ineed – time to run errands, share coffee with afriend, read a book or catch up on the sleep Ioften miss. ““The Social Club staff members are wonder-

ful–always thinking up new ways to engage par-ticipants in interesting activities that keep theirminds active even as their illness progresses,” sheadds.“The staff believes, as I do, that everyone

has the potential for creativity and purpose ifgiven the time.As someone who always enjoyedother people,Don is able to get together regularlywith his peers who are going through the changesthat occur after a diagnosis of dementia.”St. Joseph’s Adult Day Programs are housed at

the hospital’sWestmount Road campus in a$2.6 million Community Outreach Centre builtentirely with funds donated by supporters in thecommunity. Besides programs for seniors, theCentre also offers Guelph’s only day programfor adult survivors of acquired brain injury.Anyone wishing to make a donation to the St.

Joseph’s Bus Fund can call St. Joseph’s HealthCentre Foundation at 519-767-3424 or make agift online at www.sjhcg.ca.

Bus continued from page 1

A properly drafted Will permits you to dis-tribute your estate to your desired benefici-aries, designate a guardian for any minorchildren and avoid court supervision.However, those individuals who own theirown businesses or participate in partnershipshave the potential to face significant estatefees if their estate plan is insufficient.In Ontario, the Estate Administration Tax

(“EAT”), commonly known as probate fees, ispayable when the estate administrator appliesto the court for a certificate of appointmentof estate trustee (a “Certificate”). Not allestates require such a Certificate, but there arecertain situations where a Certificate is neces-sary in order to distribute the assets of aWill:(i) if the deceased person owned real estate atthe time of their death; (ii) if the deceasedheld shares in a public company or mutualfunds; or (iii) if there is doubt as to what aWill provision actually means.The EAT is calculated at a rate of $5.00 per

thousand for the first $50,000.00 of the estateand $15.00 per thousand for the amount ofthe estate over $50,000.00. For example, foran estate valued at $60,000.00, the EAT wouldamount to only $400.00; but for an estate val-ued at $500,000.00, the EAT would be$7,000.00.A multipleWill strategy can be used to limit

the EAT on certain estate assets, where thetransfer does not require a Certificate. Forexample, a primaryWill would deal withassets that will require a Certificate, such asreal estate, bank accounts and investmentaccounts; while the secondaryWill deals withassets such as personal effects, valuable pri-vate company shares and debts owing fromprivate companies which can be transferredwithout obtaining a Certificate.The need for third and fourthWills may be

necessary as individuals owning professionalcorporations, such as doctors, dentists, veteri-narians and financial advisors, have regulato-

ry restrictions on who canown shares in their profes-sional corporation. A multi-pleWill strategy can ensurethat their business succes-sion plan complies with these restrictions.Every individual’s estate is unique requiring

distinctive planning strategies. Careful prepa-ration of multipleWills is required. Forinstance, if one asset in the secondaryWill issubject to the EAT; it can fault the entireWill,exposing all the assets within theWill to theEAT. A lawyer, often with the support of theindividual’s accountant and financial planner,can help ensure that your estate will be dis-tributed appropriately and mitigate theamount of EAT your estate will face.

Kyle Hampson is a lawyer in the Corporate CommercialGroup at Miller Thomson LLP. His practice also includescorporate governance, residential real estate and wills andestates. 519-780-4635 or [email protected]

Multiple Will strategies for business owners by Kyle Hampson50th anniversary University of Guelph

In 2014 the University of Guelph willcelebrate a 50th anniversary.Saturday, January 4The Official Opening of the 50thAnniversary Exhibit The BetterPlanetProject - Our Lives Depend On It at theGuelph Civic Museum.With 50 Years ofBuilding a Better Planet, students havecurated this special exhibit highlightingsome of the most outstanding and intrigu-ing contributions the University has madeto changing lives and improving life both inour community and around the world. Theunique thematic presentation, interactivekiosks and experiential opportunities will besure to delight all visitors.Thursday, January 23Official Campus Community Kick-offAn afternoon celebration in the UC atriumwill be followed by an evening concert inPeter Clark Hall.Thursday, May 8OnMay 8, 1964, theUniversity of Guelph Actwas passed by the Ontario Legislature,bringing the three founding collegestogether as a single institution. The 50thAnniversary of the First Board of GovernorsMeeting and Royal Assent of the Universityof Guelph Act will be acknowledged.Moredetails to follow.Saturday, June 21Conversat Ball, reviving a Guelph traditionfor AlumniWeekend. Get your dance cardready! After a 40-year hiatus, the Conversatis back. A gala evening featuring Guelph’ssignature approach to spectacular food andextraordinary entertainment in severalvenues across campus, in celebration of theUniversity of Guelph’s 50th anniversary.

Keep your eye on Business Venture through-out 2014 for regular updates on events andcelebrations taking place.

ANNOUNCEMENT

Erin M. ToshWoodlawn Memorial Park would like to extenda warm welcome to Erin M. Tosh, who joinedour team this fall.

Erin, a fourth generation Funeral Director hav-ing followed in the footsteps and traditions of hergreat-grandfather, Joseph Hillar, grandfatherThomas Dempster and father Charles Allair who’sfamily’s commitment to the funeral professiondates back to 1905.

A graduate of the Funeral Service EducationProgram, Humber College, Toronto, ON.Professional Floral Design, Algonquin College, ONwith honors.

Raised in Burk’s Falls, ON. Where her familyowned and operated Dempster - Allair FuneralHome. Erin’s understanding of the care and com-passion needed to assist bereaved families willallow her to smoothly transition into her new roleas Cemetery Counselor at Woodlawn MemorialPark. Erin’s experience and design backgroundwill enable her to assist families with all theirmemorialization needs.

e-mail: [email protected]

519-822-1271Woodlawn Memorial Park

762 Woolwich Street, Guelph, ON N1H 3Z1fax 519-822-4452

Page 4: Dec Business Venture 2013

The mission of the UnitedWay GuelphWellington Dufferin is to strive to meet existingand emerging social needs in order to improvelives and build community, which they havebeen doing for more than 70 years. Directed bya volunteer board, managed by committed staffand supported by thousands of donors, theUnitedWay works with partners in all sectorsto identify needs and raise funds to supportprograms in response to those needs.The vision of theWellington Catholic District

School Board is to build a vibrant communitycommitted to the celebration of each individualby fostering a love of learning, through qualityeducational experiences, enabling all to respondin a Christian way to the challenges of life.Like many local businesses, we have consid-

ered this campaign a priority. It is congruentwith our commitment to those in need.Many ofour current and past leaders have chaired thecampaign.Many others have served on cam-paign cabinet.In a culture of consumerism, it is critical for

educators to teach humility and discernment. Byproviding an inclusive, accepting and welcomingenvironment, educators teach students tobecome responsible citizens, collaborative con-tributors, and self-directed responsible life-long

learners. All of our school communities partici-pate in the annual UnitedWay campaign, whichteaches students the altruistic nature of givingand charity. Events such as hat days, dress downdays, bubble-chewing competitions, bake sales,and so many other fun activities engage studentsin the life of the school thereby building com-munity within the school but more importantlybeyond the school walls. The long history ofcontributions has supported UnitedWay fundedagencies to improve the lives of thousands ofindividuals, including a positive intergenera-tional impact on students.It is no coincidence that this successful part-

nership exists considering the alignment of theUnitedWay mission with that of WellingtonCatholic. Both organizations are rooted in thevalue of community.We therefore urge everyone to contribute. Therecipients may be family members or otherneighbours in our midst.

Brian Capovilla, Assistant Superintendent of HumanResources, Wellington Catholic District School Board.

Committed and caring partnership–WellingtonCatholic DSB and United Way by Brian Capovilla

It all started in a coffee shop between two peo-ple who shared the view that the City ofGuelph was not being managed well.Exchanging views, the two sought the help of

an experienced financial analyst who sharedtheir views but had the ability to dig deep intothe city’s financial management.As work proceeded, it was discovered that

there were some serious problems in the city’sofficial annual financial statement and budgetdocuments. This coupled with large capitalspending on a $33 million organic waste pro-cessing plant and a $15 million cart collectionsystem, added fuel to the concerns of the smallbut growing group of citizens.In the summer of 2012, the group formed

GrassRoots Guelph (GRG) with the intent ofchallenging Mayor Farbridge’s administration.Work began to develop data uncoveredthrough research and analysis into a document.It took another six months to pull the infor-

mation together and have it approved by ourlegal counsel, who informed the group of amethod to petition the Ministry of MunicipalAffairs and Housing (MMAH) to request anindependent audit of the City of Guelph’sfinances and operations. The caution was thatour complaints should be well documentedand contain a minimum of 50 taxpayers to signthe petition.GRG has four basic goals and it is hoping to

convince more voters to vote next October.Through its website–GrassRootsGuelph.com–the organization’s key goals include control ofcity spending; reduction of debt, taxes and userfees; control off-campus student housing andreducing the cost of waste management.A major thrust is to encourage candidates to

run for council in 2014 and introduce policiesto attract more businesses and jobs to the city.Is GRG a political organization? Yes. And it

will support those candidates that are willing tobring common sense and responsible manage-ment to the city. Most important is to stabilizean administration so that all the people benefit,not just the minority special interest groups.In just over four weeks GRG collected 162

signers supporting the MMAH petition, anumber that has since grown as more peoplejoin the group.Our steering group had grown to more than

20 and we launched our non-partisan non-profit organization August 26, 2013.On October 1, 2013, the GRG petition was

presented to the Ministry. In late November,the Ministry sent officials to Guelph to inter-view members of GRG.More discussions willbe scheduled.Today, GRG has more than 300 members and

is growing daily.Join GrassRoots Guelph today. Send your

name, full address, email address and telephoneto [email protected]. Your per-sonal information is kept in a secure databaseand is used only to communicate alerts andnewsletters to the members.

How a grass roots citizen’s movement ischanging the Royal City by Gerry Barker

DECEMBER 2013 page 4 VENTURE GUELPH PUBLICATIONS LTD. Business Venture 20 years in 2013!

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for the public to view for free.A good school is the number one factor for new parents when buying a home but there is no

website that combines real estate listings, school boundaries, and rankings in one place... until now.Previously, parents had to search for model homes by driving around looking for sales centre

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DECEMBER 2013 page 5 VENTURE GUELPH PUBLICATIONS LTD. Business Venture 20 years in 2013!

Flu and cold prevention tipsby Anna BartolomucciRespiratory etiquette and hand washing arebasic measures, which prevent ongoingspread of bacteria and viruses (germs).Alone, these may not be enough to help pre-vent aggressive active transmission ofpathogens during peak seasons of influenzaand colds. There are many other precautions,which may also help in preventing thespread of germs and in protecting yourself,so you stay as healthy as possible this season.Viruses can be spread by droplets from

infected people when they sneeze, blow theirnoses or wipe secretions from their noses oreyes. Cover your mouth and nose with a tis-sue when you cough or sneeze. Throw tissuesaway immediately and wash your hands. Notissue? Cough or sneeze into your uppersleeve, not your hands. Clean your handsoften with sanitizers or soap and warm run-ning water several times a day, and especiallybefore eating.Don’t touch your eyes, nose, or mouth

after touching commonly used surfaces.Since germs can live on hard surfaces for upto 48 hours and soft surfaces for up to 12

hours, it is important toincrease the frequency ofdisinfecting areas such asstainless steel, plastic, cloth,and similar objects. Remember other com-monly used surface areas like, ATMmachines, grocery carts or hand rails, lightswitches, computers, cell phones, remotecontrols, communal condiments, soap dis-pensers, faucets and door knobs.Keep alcohol-based sanitizer (gel or wipes)

available at work, at home and in even in thecar so you can be sure to keep your handsand surfaces as clean as possible. Stay homeif you are sick or see your health care profes-sional if symptoms become significantlyworse. Along with healthy diet, increasedwater intake, regular exercise, and adequatesleep, these tips can help you stay as healthyas possible this cold and flu season.

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A group of local investors has purchased theformer Guelph Hydro building at 104 DawsonRoad. They will be represented by one ofGuelph’s most prominent property manage-ment companies, Balnar Management.The Dawvale Group Inc, represented by

Balnar Management, announced the close ofsale on the 41,000 square foot building onFriday.The 4.5-acre site is located at the corner of

Dawson Road and Speedvale Avenue. It hous-es Habitat for Humanity’s ReStore; the PICGroup, providing third party inspection serv-ices; and Netsweeper, which offers internetcontent filtering and web threat managementsolutions. All will remain as tenants.Michael Balnar, President of Balnar

Management, says the property’s centrallocation and extensive size makes it extremelyattractive as a commercial site with numerousfuture development possibilities on theexcess land.“It is a central part of a strong commercial,

industrial and residential area, with very easy

access to main highways and potential for cre-ative growth that is highly compatible withthe neighbourhood”, he says.This is the second investment by Balnar

Management in partnership with investors inthe last two years. The company previouslypurchased the former Owen Sound Golf andCountry Club, now Legacy Ridge GolfCourse, in 2011.Balnar Management is positioning itself for

further real estate acquisitions that provideexcellent returns and growth for investors.Balnar Management is a second-generation

family business, established in 1977. It alsooffers property and asset management servic-es in 13 multi-residential properties with1,800 units, four commercial properties in theGuelph, Kitchener-Waterloo markets and twogolf courses with fitness, banquet and restau-rant facilities in Owen Sound.For more information contact

Michael Balnar at 519-836-0223 [email protected]

New owners for central commercialproperty

Home-based business owner Linda Boyle hasbeen making the finest naturally handcraftedsoaps and bath products for over two years.Previously employed with a heath and wellnesscompany, an awareness grew of the damagingeffects on our skin from the overwhelmingnumber of chemicals in our homes both inpersonal care and cleaning products.“I felt there had to be a way to provide peo-

ple with safer options to commercial prod-ucts,” said Boyle.Serenity Soaps are designed to help maintain

your skin’s balance in a natural and healthy way,

by using what Mother Nature has provided.Traditional soap making methods are observedby using cold pressed vegetable oils, plant oilsand nourishing plant butters. Soft colours arecreated from natural clays, minerals, oxides,botanicals, herbs and flowers. Essential oils orskin safe, Phthalate free fragrances are used insmall quantities.Each batch of soap is handmade in small

amounts, hand cut, and comes in both 110grambars and small 30gram guest soaps. Boyle’screative products include soaps made fromgoat’s milk, coconut milk, and wine. Plus her

beer soap combines the cast off beer from localWellington Brewery with ground malted barelyand hops, which work as an exfoliate.The natural soaps create a rich, luxurious lath-

er that cleans without stripping your skin of itsnatural moisture.When soap is made, itcontains glycerin, a natural by-product ofsaponification from fats and oils, is a naturalhumectant, which helps keep moisture on theskin.Most commercial products have the glyc-erin removed, which is then later re-sold as abi-product for making creams and lotions.“Once I became inspired that a basic daily

need like soap could also be artistic, beautifuland aromatic, my creativity began to flow,” addsBoyle “ But what I enjoy most is helping thosecustomers who suffer from skin allergies,eczema, or asthma, by providing a product thatis both soothing and healing.”Serenity Soaps are available at the Aberfoyle

Farmers’Market during the summer seasonand can be found at downtown retailers, Budd’sand Creative Edge. Beer soaps are also availableatWellington Brewery’s Retail Store. Onlineshopping is also available atwww.serenitysoaps.ca

Serenity Soaps, soaps to soothe your soul by Heather Grummett

Media release

Page 6: Dec Business Venture 2013

DECEMBER 2013 page 6 VENTURE GUELPH PUBLICATIONS LTD. Business Venture 20 years in 2013!

Being proactive with your mortgage renewalis the best way to ensure you get the mostcompetitive rate possible.Your financial institution or mortgage

lender will send you a renewal notice one totwo months prior to the mortgage renewal.My recommendation is to seek the advice ofa broker six to four months in advance. Thisis especially relevant in the current marketplace as rates are forecast to increase.Mortgage brokers work with lenders that

can hold the interest rate on a mortgage forfour to six months, which guarantees therate. Once you've submitted an applicationwe track interest rates on a weekly basis, so ifrates decrease as you get closer to your mort-gage renewal we can make a downward rateadjustment. Mortgage brokers work withmultiple lenders so if another institutionhappens to have a more competitive rate, wecan switch the rate hold to that institution.Your bank will not call you and suggest yougo see another lender because their mort-gage rate is more competitive. That's oneof the benefits of working with a mortgagebroker.Mortgage brokers are also motivated by

different factors than banks. Both parties arein the business of making money… howevermortgage brokers have the flexibility andauthority locally to make the right decisionsfor their individual clients. When I describethe difference between brokers and banks tomy clients, I term my industry as the"Walmart of the mortgage world". Let meexplain… when you buy something fromWalmart the product is often deeplydiscounted because they buy 1000's of thesame product making their unit costs lower.

Walmart deals in volume,much like a mortgagebroker does.Your bank branch is like

a mortgage boutique.Because they may only bebuying 100 mortgages per month they haveto price them accordingly (normally at ahigher rate, unless you beg them to give youa deal). Mortgage brokers don't have a post-ed mortgage rate and a discounted rate likebanks do.We only work on the discountedmarket rates, which vary slightly. Conversely,a bank has a posted rate and they decidehow much of a discount you'll get off ofyour mortgage. Clients benefit from using amortgage broker because they don't need tonegotiate the interest rate. When that's thecase you can ensure your mortgage is set-upin the most financially beneficial way possi-ble. You can plan for the liability enablingyou to pay it off within your financial goals.Remember there's more to mortgages that

just the interest rate. Getting a rate locked inby a mortgage broker four to six monthsbefore your mortgage renews will help youget the best available rate on the market.This is especially critical because we are inan increasing mortgage-rate environment.I'd love to hear your experiences on

renewing your mortgage with a bank or amortgage broker! Please e-mail me [email protected] or visit myblog at [email protected] offer your comments. If you're ontwitter you can follow me @Sandra_lastovic

Money-saving advice on your mortgagerenewal by Sandra Lastovic After a very successful VIP Preview

Event and Grand Opening, the firstphase of Arkell Lofts is now SOLDOUT! The second phase of ArkellLofts will be released in January2014!Arkell Lofts contains only

32 residences to be built on ArkellRoad just east of Gordon Street. Thisunique, urban style community fea-tures stunning exteriors of stone,glass, wood and stucco and severaldistinct bungalow and two-storey styles of unitsranging in size from 1157 to 1708 square feet.Two-bedroom, Three-bedroom and Two-bed-room + den plans are available boasting 9’ ceil-ings, huge gourmet kitchens with granite orquartz counters, modern trim and finishingdetails as well as private balconies and terraces.With prices starting in the low 300’s and con-

dominium fees ranging from approximately $160

to $240 per month, Arkell Lofts is theperfect place to enjoy a carefree, unique andaffordable lifestyle. Occupancy dates will be avail-able as early as Summer 2014.For more information on other communities byGranite Homes in Guelph and Cambridge, visitThe Granite Homes–New Homes Sales Centre,on the corner of Arkell Road and Gordon Streetin Guelph or visit the website atwww.GraniteHomes.ca

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With support from a three-year project grant from the Ontario Trillium Foundation, the ElevatorProject has officially launched, bringing the promise of awesome things to come in Guelph.The Elevator Project (originally called the Guelph Community Innovation Connection) is a collabo-

ration between 10 Carden, the City of Guelph, the Guelph Community Health Centre and InnovationGuelph. Together they are creating a new process to match great ideas that will make Guelph an evenmore amazing place to live and work, with the resources to make these ideas happen such as funding,advice, volunteers, and connections.“Guelph’s citizens have a wealth of ideas that will contribute to community well-being. This process

will help strengthen and launch many of these initiatives.” Julia Grady, Co-Founder 10 Carden.“The City’s Community Investment Strategy identified the need to partner with other sectors to

launch a new and exciting approach to building social innovation in Guelph.We are alreadyimpressed by the level of enthusiasm and commitment for the project in the community.” BarbaraPowell, City of Guelph General Manager for Community Engagement and Social Services Liaison.The Elevator Project and the collaborations that will arise through this process are founded on the

idea of cash + which means it’s not just about money. Everyone will benefit from participating withselected projects receiving mentorship support, business coaching, communications, communityengagement as well as financial funding.More details at www.10carden.ca/elevator-project

Community-benefit ideas, funding and resources

Page 7: Dec Business Venture 2013

For many investors the extreme volatility of theequity markets between 2007 and 2009 (andeven until today-although on a lesser degree)continues to dominate their minds and manyare now looking at alternatives to either elimi-nate this volatility or to mitigate risk totally.This sentiment of avoiding risk at all cost hasled to a major shift from equity funds intobond funds and liquid cash savings. But, withreturns on bonds at historic lows and bankspaying interest with minimal returns the validi-ty of this strategy is questionable. Is it reason-able to exchange short term heightened marketfluctuations for decreased long term retirementbenefits? Likely not. Having stated this itappears that many individuals are willing to

accept the long term loss of purchasing poweras an acceptable alternative to market risk.Warren Buffet puts this into perspective when

he stated that, “the risk of an investment ismeasured by the probability of that investmentcausing a loss of purchasing power over thecontemplated holding period”. The real issuenow seems to be that many investors are mak-ing decisions based only on this one risk factor.This is not prudent in the long term.Whenconsidering an investment strategy there areother risks to contend with-these include butare not limited to: inflation, liquidity, changesin income tax legislation, security, currency val-uation and even the influence of media on theeconomy. These all have to be analyzed when

making investment decisionsWhen reviewing your port-

folio keep one thing in mind-there is no such thing as norisk. Don’t make your deci-sions on only one risk factor. When one ana-lyzes and balances the various risks associatedwith a particular investment the greater thelikelihood that their financial goals will beachieved.Be informed, speak to your advisor and

understand the role that risk assessment has inyour financial plans.

John M. Moran BA., EPC., ICIA, Lyon Financial Services [email protected] 519-766-0001. www.makingmoneyforyou.com

DECEMBER 2013 page 7 VENTURE GUELPH PUBLICATIONS LTD. Business Venture 20 years in 2013!

Attention Businesses:Now Trading Gold and SilverBest Rates GuaranteedWe have:• The best rates on all trades ( guaranteed to beat

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Pre-arranging one's own funeral is now widelypracticed across Canada. Gilbert MacIntyre & Son havebeen helping individuals and families with funeralprearrangements for almost 80 years. If you would liketo make an appointment to discuss prearrangements,please contact us. Or, if you like, you can prearrangeyour funeral online. You will be asked the same basicquestions you would in a one-on-one prearrangementmeeting; but within the "comfort" of your own lifestyle.Our experience in dealing with prearranging funeralshas lead to the development of the GILBERTMACINTYRE & SON TRUST PLAN for those who wish topre-pay their funeral expenses.

The GILBERT MACINTYRE & SON TRUST PLAN retainsall the advantages of the pre-arranged funeral, but goesfurther with respect to the financial advantages.

· The GILBERT MACINTYRE & SON TRUST PLAN ishedge against inflation. The cost of the funeral willnever increase, no matter how long it is before thefuneral services are required.

· Pre-payment reduces the financial demands on thesurvivors. Costs will be paid out of income now,rather than from much needed funds of the estate.

· Like a paid-up life insurance policy, this plan is ofimmediate and far-reaching benefit to survivors.

· Interest on funds held in a GILBERT MACINTYRE &SON TRUST PLAN is tax free.

· The GGILBERT MACINTYRE & SON TRUST PLAN maybe purchased on a convenient time payment plan.Usually the prearrangment service is entirely paid forby the time it is needed, thereby relieving the familyof expense at the time of the funeral.

· Money is held in trust and fully refundable any time.

The GILBERT MACINTYRE & SON TRUST PLAN isdesigned to comply with all regulations under theFuneral Services Act of Ontario and is fully insured.

75 Years–2008

Assessing investment risk by John Moran

Finance Business and Personal

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We are all biased because of our experiences.We like to believe we have an open mind, butthese biases subconsciously play a role in our decision-making. Despite tremendous advance-ments in diversity in the workplace programs and leadership’s authentic desire to removebias, studies show that the human brain is pre-wired to make quick decisions and by exten-sion for bias. Unfortunately those biases do impact the hiring process.Most would agree that overt discrimination is easily detected, but the subtlety of bias from

well-intentioned people is more elusive. Consider a manager evaluating candidates. Duringthe evaluation process the manager selects three candidates for interview, identifying with onein particular who attended the same university. Once the process is complete, the offer ismade to the candidate the manager identified with. Even if the manager felt as though theprocess was fair, there is a chance the hiring criteria or process was altered ever so slightly tosuit the bias.Imagine a diverse pool of employees within your organization who bring together creativity,

innovation, and problem solving skills that stem from their varied academic, professional, andlife experiences.Why not retool to hire and lead this diverse workforce while creating a positive impact on

your ROI?Acknowledge hidden biases and make them visible. Envision an objective evaluation of

positions, utilizing current compensation dollars, where all applicants areconsidered, combined with the balance of mutual right-fit for employer andemployee, by employing a pay-equity process. Hire to create diversity in theworkplace.The results of a well-managed organization based on these principals, eval-

uation of job positions, fair compensation related to current total compensa-tion dollars, and diversity of employees will increase productivity, employee retention, cus-tomer service delivery and achieves ROI goal.Tapping into a diverse talent pool while removing biases, even unintentional biases, will

impact an organization’s ability to compete, innovate, and attract clients. More importantlycontributes to decreasing your overall hiring and other related costs.For more information visit www.premiumhrsolutions.com or call 519-824-2428.

Experiences often play a role in decision-making by Janet Roy

(519) [email protected]

Contact us to beincluded in

Business Venture

for 2014

NestléWaters Canada, Canada’s market share-leading manufacturer and distributor ofhealthy beverage choices, and CanadianOccupational Safety recently announced thatthe Company has been honoured with silverrecognition in the manufacturing category ofthe magazine’s 2013 Canada’s Safest EmployersAward program.The Canada’s Safest Employers Award recog-nizes employers from coast-to-coast for theiroutstanding achievements in workplace healthand safety.NestléWaters Canada was specifically recog-

nized for its commitment to OHSAS 18001, aninternational occupational health and safetymanagement system registration that requiresthe Company to establish and maintain stan-dards that control health and safety risks. TheCompany has established annual targets eversince attaining certification in 2010 that havecontinuous improvement in safety measures.“Our employees are our most valuable

resource and we are strongly committed to

their safety as they work to produce the highestquality bottled water in Canada,” said DwightCarey, Regional Environmental Health & SafetyManager, NestléWaters Canada. “We proactive-ly address hazards through strong leadershipparticipation, involve our employees and pro-vide necessary resources to control them.Weare committed to prevent workplace injuries onour premises and are very proud of what wehave achieved. The OHSAS 18001 certificationis a daily reminder of our commitment tohealth and safety at our plants.”“The NestléWaters Canada health and safety

story is an inspirational one, particularly interms of its level of employee engagement andits commitment to sustained health and safetycompliance,” said Amanda Silliker, Editor,Canadian Occupational Safety. “The Company’ssilver recognition in the manufacturing catego-ry was well-earned.We look forward to hearingabout further advances in health and safetyby the Company in the years to come.”–continued on page 9

Canadian Occupational Safety awards Nestlé Waters CanadaCanada’s Safest Employers Silver Award (Manufacturing)

Page 8: Dec Business Venture 2013

DECEMBER 2013 page 8 VENTURE GUELPH PUBLICATIONS LTD. Business Venture 20 years in 2013!

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Page 9: Dec Business Venture 2013

Thanks to fellow coach Jamie Cunningham for the follow-

ing–my experience confirms his list. Reflecting on the past

10 years of coaching, if I had to pick my top five require-

ments to achieve success, here is my list:1.TimeYour ability to plan, prioritize, know your 80/20(which 20% of your actions give you 80% of yourresults) and delegate will be key to your success.Only time spent doing valuable activities countstowards success. No one achieved their goals byfocusing on filing and bookkeeping (unless you area bookkeeper).2. EnergyPhysical, mental, emotional, spiritual. Hoursworked is not the measure. It is the effectiveness ofthose hours. Are you alert, motivated, passionateand physically energized? Knowing your limits, howand when to recharge is a personal recipe. Knowyours for best results from your hours invested.3.KnowledgeYou can only do what you know.And often whatwe ‘know’ is not always the right thing. Sometimesunlearning is the right first step. Keeping an openmind is crucial and avoid falling into the trap ofthinking you know.You are more likely to do thisthe more successful you become. Continually invest

time and money in growing your knowledge base.It is said that knowledge is power. Not quite.Knowledge is potential power.Maximize yourpotential power by growing your knowledge.4.ConfidenceGained through continuous small wins. Growingyour knowledge; being very intentional in your self-talk; being selective of who you hang around; theseare all ways to grow your confidence.Growing confi-dence is a gradual process. Be consistent and inten-tional. The payoff–an increase in confidence has anexponential effect on your results.5.Taking ActionYou could excel in the first four points but if youdon’t do anything then the results are zero. If youapply yourself in the base four then take massiveaction… results are guaranteed. Not always at first,but over the long run your path will be in the rightdirection. Remember the line to success is notstraight.When things appear to be going sidewaysdespite your work on all five points, remember tohave faith in the principles shared here. TheyALWAYS work in the long run.

Tony Roy is a Certified Business Coach for ActionCOACH.He can be contacted at 519-729-0033 [email protected]

The top five requirements for success by Tony Roy

DECEMBER 2013 page 9 VENTURE GUELPH PUBLICATIONS LTD. Business Venture 20 years in 2013!

COMMERCIAL REAL ESTATE

www.naiparkcapital.com

NAI Park Capital Inc.Brokerage76 Dawson Rd.P.O. Box 923Guelph, ONN1H 6M6

Tel: (519) 824-9900Fax: (519) 824-2471

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Season’s Greetings andBest Wishes for a happy,healthy 2014!

John Moran 519.766.0001 [email protected]

Happy HolidaysTo our

Friends and Associates

“We are honoured by this recognition,” saidDebbie Moore, President, NestléWaters Canada.“We have made great strides over the past sevenyears when it comes to building a high-perform-ance organization that safely produces high-qual-ity beverage products for Canadian consumers.This award is proof-positive that we are headedin the right direction on our journey of zero losttime incidents in our workplace.”For half a century,Canadian Occupational Safety

magazine has been the premier source of informationfor Canadian health and safety professionals. Themagazine covers a wide range of topics, from office toheavy industry, and from general safety managementto specific workplace hazards. In 2011, the magazinelaunched the prestigious Canada’s Safest EmployersAward program that recognizes outstanding Canadiancompanies that are doing an exemplary job in pro-moting the health and safety of their workers.

Dwight Carey (right), Regional Environmental Health &Safety Manager, Nestlé Waters Canada, receives 2013Canada’s Safest Employers Silver Award from EricNowlin of Canadian Occupational Safetymagazine (supplied photo)

Safest Employers Silver Award (Manufacturing)-continued from page 7

MakingMoneyForYou.com

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Page 10: Dec Business Venture 2013

DECEMBER 2013 page 10 VENTURE GUELPH PUBLICATIONS LTD. Business Venture 20 years in 2013!

Carpentry and Renovations Moving and Storage Legal

Storage Solutions Office Space Custom Gift Baskets

Appliances Plus Accounting Services Surveyors

– Connect –Business to Business Business to Business

Apartment Rental Business Solutions

Be my guest, Register today! Jayne Coburn-Osborn T: 866.880.9883 Ext 123C: 519.835.7960

[email protected] www.sentrygroup.ca

Take control, Fix your money!Mutual Funds have broken the stock market.

Learn more at the WRPCI ForumJanuary 29th 2014 Hacienda Sarria 5 - 9 pm

Conference Facility/Retreat

Host your conference or meeting at theIgnatius Jesuit Centre519-824-1250 ext 231

A Place of Peace

Careers

(519) 221-1778

Carpentry & Renovations Ltd.Carpentry & Renovations Ltd.

Complete Home Renovations | Decks | Additions | Custom Carpentry

Miller Thomson LLPOntario AgriCentre100 Stone Road West, Suite 301Guelph, ON N1G 5L3Direct Line: [email protected]

Carol S. VandenHoek B.Sc., LL.B., LL.M.PartnerEmployment Law, Estate Litigation

SITE PLANS - SEVERANCES - SEPTIC DESIGN - STORM WATER DESIGN - BOUNDARIES - PLANNING

PHONE: (519) 821-2763 FAX: (519) 821-2770 EMAIL: [email protected]

423 Woolwich St., Guelph, Ontario N1H 3X3397 Woodlawn Road W. Guelph

519-824-4925

Self-Storage

has never been simpler or more secure!

• Heated and secure indoor storage units

• Office & Commercial Space Available

• 24 hour security and video surveillance

• Controlled access 7 days a week

• Wide range of storage unit sizes

• Free use of carts and furniture dollies

• Personal property insurance coverage

• Senior, student and long term discounts

Also available:

• Boxes & moving supplies• Private mailbox rentals• Short or long term

warehousing• Document shredding

� Ontario wide, quality service� Company and executive transfers� Local and long distance� Antique and piano specialists� Professional packing� Heated storage� Last minute jobs invited� Free no obligation estimates

Please Call 519-821-6683GUELPH, FERGUS, ELORA.

Call us for prompt courteous quality service. We appreciate your business and respect your goods.

HOUSEHOLD, OFFICE & COMMERCIAL MOVINGPROMPT, COURTEOUS, QUALITY SERVICE

Call us for prompt courteous quality service.We appreciate your business and respect your goods.

Website Design

[email protected] www.ericsmallcarpentry.com337 Elmira Rd., Guelph Ontario N1K 1H3

client appreciationemployee recognition

conference & guest speaker gifts

www.creativeedgegifts.com9 Quebec St. Guelph 519-824-5350

Custom gift basketsfor all your personal and

corporate occasions

Page 11: Dec Business Venture 2013

DECEMBER 2013 page 11 VENTURE GUELPH PUBLICATIONS LTD. Business Venture 20 years in 2013!

Is your company looking for a venue for a team buildingevent, a sales meeting or just a reason to party? Want to

try something totally different but without breaking the budg-et this quarter?

JARZIE’S Indoor Simulated Golf is inviting you to play in our Business Indoor Golf Competition over the 2013-2014winter. Simply choose a date between now and April 1, 2014 for 16-20 players and reserve your spot. Cost is $35pp tax included. JARZIE’S will run a scramble tournament complete with prizes at our licensed bar and restaurant.But here’s the twist. The winning team from each tournament will be invited back in April 2014 to compete (at noextra cost) in the Indoor Golf Tournament of Champions. Winners not only have bragging rights within thebusiness community but free indoor memberships for the 2014-2015 season.

Call to reserve your timeslot today.JARZIE’S Indoor Simulated Golf, 175 Dawson Road, Guelph ON

(519) 341-4512 [email protected] www.jarzies.com

Page 12: Dec Business Venture 2013

DECEMBER 2013 page 12 VENTURE GUELPH PUBLICATIONS LTD. Business Venture 20 years in 2013!

Subject to additional terms and conditions found at saveonenergy.ca. Subject to change without notice. Funded by the Ontario Power Authority and offered by Guelph Hydro Electric Systems Inc.A mark of the Province of Ontario protected under Canadian trademark law. Used under sublicence. OMOfficial Mark of the Ontario Power Authority. Used under licence.

Visit guelphhydro.saveonenergy.cafor more information or contact us at:Tel: 519-822-3017Fax: 519-822-0960Email: [email protected]