businessweek mindanao (dec 19-20,2012)

12
Market Indicators US$1 = P41.04 5,623.85 points X X FOREX PHISIX AS OF 5:57 PM DEC. 17, 2012 (Monday) 5 cents 83.26 points Briefly Rice harvest PALAY production in Northern Mindanao grew by about five percent in the third quarter of 2012, the National Economic and Development Authority (NEDA) said. A total production of 151,278 metric tons was posted during the quarter compared to the 144,805 metric tons produced in the same quarter last year, said Engr. Cecilio Clarete, chief economic development special- ist of NEDA in the region in a media forum last Thursday. He said the average yield for the quarter also increased by 0.17 percentage points to 4.30 metric tons per hectare from the 4.13 metric tons recorded last year. Coco export EXPORT of coconut commodi- ties has earned for the region US$117.72 million during the third quarter of 2012. Records from the Philip- pine Coconut Authority (PCA) region 10 show that the value of export sales during the period was higher by two percent from the US$115.29 million earned in the same period in 2011. The volume of coconut commodities exported during the quarter, on the other hand, grew remarkably by 56 percent to 113,203 metric tons, totally recovering from a 27 percent reduction in the first quarter of the year. Corn produce THE province of Bukidnon is still the biggest corn producer in Northern Mindanao contributing 64 percent to the overall corn production in the region during the third quarter of 2012. Data gathered by the Na- tional Economic and Develop- ment Authority (NEDA) from the Bureau of Agricultural Statistics (BAS) in the region shows that Bukidnon produced 286,465 metric tons of corn during the quarter lifting the region’s pro- duction output by almost six percent to 448,855 metric tons. The province’s output was primarily due to the planting of white corn to some sugarcane areas, as well as, additional planting of yellow corn in hilly and mountainous areas of Ma- laybalay and Cabanglasan, Engr. Cecilio Clarete, NEDA-10 Chief Economic and Develop- ment Specialist said. P15.00 Issue No. 138, Volume III December 19-20, 2012 Wednesday-Thursday Cagayan de Oro City Editorial and advertising email : [email protected] • Cell Number : 0917-7121424 • 0947-8935776 NOW every Mondays, Wednesdays, & Fridays BusinessWeek www.businessweekmindanao.com YOUR LOCAL ONLINE BUSINESS PAPER MINDANAO By IRENE DOMINGO, Reporter T HE Philippine Deposit In- surance Corp. (PDIC) said the Philippine Postal Corp. (PPC) started mailing the payment for valid savings deposit accounts with balances of P15,000 and below maintained with the closed Siam Bank on Friday, 21 days after the bank’s closure on Nov. 23, 2012. The payments are in the form of postal money orders (PMOs) sent through registered mails which may be encashed either with the local postal of- fice or the nearest branch of the Land Bank of the Philippines. According to the PDIC, postal money order payments were made to 2,510 accounts or 55% of the 4,550 accounts maintained with Siam Bank. Under this automatic payment scheme, deposi- tors who have savings accounts with balances of P15,000 and below, who have no outstanding loans or obligations with Siam Bank; and who have complete and updated addresses in the bank’s records or have updated their addresses using the PDIC Depositor Update Forms are not required to file their deposit insurance claims. The waiver of the requisite filing of claim provided convenience to these small depositors by providing them immediate access to their deposit insurance. Meanwhile, the PDIC announced that it will Las Piñas marks 7th Parol Fest • Recycled and indigenous materials used to reflect Christmas spirit LAS Piñas once again proved that it is ‘the lantern capital of Metro Manila’ as residents of its barangays showed their ingenuity in creating the best Christmas parols (lanterns) using recycled and indigenous materials at the 7th Parol Fes- tival’s lantern-making com- petition. “We are pleased that the Parol Festival is becoming popular not only here in Metro Manila but in other parts of the country as well. I always promote the festival when I attend festivals in other prov- inces. This is a big boost to our three-generation parol-making industry,” said Cynthia Vil- lar, Managing Director of the Villar Foundation, which is in charge of the yearly festival. The festival is the brainchild of the Former Congresswoman of Las Piñas. In 2007, she encouraged the city’s mag- paparols (lantern-makers) to Former Las Piñas Rep. Cynthia Villar and husband Sen. Manny Villar giving the award for the winner of the 7th Parol Festival. ADVERTORIAL organize themselves into the ‘Samahang Magpaparol ng Las Piñas’. And to support them, the then Congresswoman Villar set up the Las Piñas Parol Cen- ter, which serves as a training area for the lantern-makers. “We want this unique tra- dition of parol-making to be continued carried on by the younger generations, so we support the industry as much as we can,” said Mrs. Villar. This year, the Parol Fes- tival will be held at its new venue—the Villar Social In- stitute of Poverty Alleviation JV surges on top in latest SWS survey By ALLAN MEDIANTE showed Rep. JV Ejercito Estrada among the top five winning senatoriables with 49 percent. The SWS reports used face- THE latest Social Weather Stations survey conducted November 29, 2012 to December 3, 2012 PDIC/PAGE 7 PAROL/PAGE 7 SURVEY/PAGE 7

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Page 1: BUSINESSWEEK MINDANAO (Dec 19-20,2012)

Market Indicators

US$1 = P41.04 5,623.85 pointsX

X

FOREX PHISIX

AS of 5:57 Pm dec. 17, 2012 (monday)

5 cents

83.26points

BrieflyRice harvestPALAY production in Northern Mindanao grew by about five percent in the third quarter of 2012, the National Economic and Development Authority (NEDA) said. A total production of 151,278 metric tons was posted during the quarter compared to the 144,805 metric tons produced in the same quarter last year, said Engr. Cecilio Clarete, chief economic development special-ist of NEDA in the region in a media forum last Thursday. He said the average yield for the quarter also increased by 0.17 percentage points to 4.30 metric tons per hectare from the 4.13 metric tons recorded last year.

Coco exportEXPORT of coconut commodi-ties has earned for the region US$117.72 million during the third quarter of 2012. Records from the Philip-pine Coconut Authority (PCA) region 10 show that the value of export sales during the period was higher by two percent from the US$115.29 million earned in the same period in 2011. The volume of coconut commodities exported during the quarter, on the other hand, grew remarkably by 56 percent to 113,203 metric tons, totally recovering from a 27 percent reduction in the first quarter of the year.

Corn produceTHE province of Bukidnon is still the biggest corn producer in Northern Mindanao contributing 64 percent to the overall corn production in the region during the third quarter of 2012. Data gathered by the Na-tional Economic and Develop-ment Authority (NEDA) from the Bureau of Agricultural Statistics (BAS) in the region shows that Bukidnon produced 286,465 metric tons of corn during the quarter lifting the region’s pro-duction output by almost six percent to 448,855 metric tons. The province’s output was primarily due to the planting of white corn to some sugarcane areas, as well as, additional planting of yellow corn in hilly and mountainous areas of Ma-laybalay and Cabanglasan, Engr. Cecilio Clarete, NEDA-10 Chief Economic and Develop-ment Specialist said.

P15.00Issue No. 138, Volume III • December 19-20, 2012Wednesday-ThursdayCagayan de Oro City

Editorial and advertising email : [email protected] • Cell Number : 0917-7121424 • 0947-8935776

Now

every Mondays,

wednesdays, & Fridays

BusinessWeek www.businessweekmindanao.com

YOUR LOCAL ONLINE BUSINESS PAPERMINDANAO

By IRENE DOMINGO, Reporter

THE Philippine Deposit In-surance Corp. (PDIC) said the Philippine Postal Corp.

(PPC) started mailing the payment for valid savings deposit accounts with balances of P15,000 and below maintained with the closed Siam Bank on Friday, 21 days after the bank’s closure on Nov. 23, 2012. The payments are in the form of postal money orders (PMOs) sent through registered mails which may be encashed either with the local postal of-fice or the nearest branch of the Land Bank of the Philippines. According to the PDIC, postal money order payments were made to 2,510 accounts or 55% of the 4,550 accounts maintained with Siam Bank. Under this automatic payment scheme, deposi-tors who have savings accounts with balances of P15,000 and below, who have no outstanding loans or obligations with Siam Bank; and who have complete and updated addresses in the bank’s records or have updated their addresses using the PDIC Depositor Update Forms are not required to file their deposit insurance claims. The waiver of the requisite filing of claim provided convenience to these small depositors by providing them immediate access to their deposit insurance. Meanwhile, the PDIC announced that it will

Las Piñas marks 7th Parol Fest• Recycled and indigenous materials used to reflect Christmas spiritLAS Piñas once again proved that it is ‘the lantern capital of Metro Manila’ as residents of its barangays showed their ingenuity in creating the best Christmas parols (lanterns) using recycled and indigenous materials at the 7th Parol Fes-tival’s lantern-making com-petition. “We are pleased that the Parol Festival is becoming popular not only here in Metro Manila but in other parts of the country as well. I always promote the festival when I attend festivals in other prov-inces. This is a big boost to our three-generation parol-making industry,” said Cynthia Vil-lar, Managing Director of the Villar Foundation, which is in charge of the yearly festival. The festival is the brainchild of the Former Congresswoman of Las Piñas. In 2007, she encouraged the city’s mag-paparols (lantern-makers) to

Former Las Piñas Rep. Cynthia Villar and husband Sen. Manny Villar giving the award for the winner of the 7th Parol Festival. advertorial

organize themselves into the ‘Samahang Magpaparol ng Las Piñas’. And to support them, the then Congresswoman Villar set up the Las Piñas Parol Cen-ter, which serves as a training area for the lantern-makers. “We want this unique tra-dition of parol-making to be

continued carried on by the younger generations, so we support the industry as much as we can,” said Mrs. Villar. This year, the Parol Fes-tival will be held at its new venue—the Villar Social In-stitute of Poverty Alleviation

JV surges on top in latest SWS surveyBy ALLAN MEDIANTE showed Rep. JV Ejercito Estrada

among the top five winning senatoriables with 49 percent. The SWS reports used face-

THE latest Social Weather Stations survey conducted November 29, 2012 to December 3, 2012

pdiC/PAGE 7paRol/PAGE 7

suRvey/PAGE 7

Page 2: BUSINESSWEEK MINDANAO (Dec 19-20,2012)

0917-7154399088-856-8562/63

aMeNiTies : ZORBIT * ATV * TREE TOP ADVENTURE BUGGY * BUNGEE

* PICNIC GROUNDS PLAYGROUND * CAFE * LUGE * MINI GOLF ROOM

ACCOMODATIONS

Economy2 Wednesday - Thursday I Dec. 19-20, 2012 BusinessWeek www.businessweekmindanao.com

YOUR LOCAL ONLINE BUSINESS PAPERMINDANAO

RDC-10 urges PAL to resume operations in Northern MindanaoBy APIPA P. BAGUMBARAN, Contributor

THE Regional Development Council (RDC) – Region 10 has asked the management of Philippine AirLines (PAL) to continue its operation in Northern Mindanao.

Leon M. Dacanay Jr. said Northern Mindanao is being promoted as a good invest-ment destination and the pull-out of PAL will have a negative impact on the image of the region. He said there could be doubts relative to the in-vestment friendliness of the region once a major invest-ment is pulling-out. Although its sister com-pany, Airphil Express, took over PAL’s f light, Dacanay

The RDC-10 Executive Committee passed a reso-lution during its October meeting requesting PAL management to sustain its operation in the region, the National Economic and De-velopment Authority (NEDA) revealed in a media forum

held Thursday at the RDC-10 building. NEDA-10 said the same request was reiterated by the RDC-10 Advisory Commit-tee during its meeting last month in Batasan Pambansa, Quezon City. NEDA Regional Director

said RDC is keen in urging PAL to resume operations because the Council wants to project that investments in Region 10 should be main-tained and added not with-drawing. We honor this private sec-tor decision but at least what we are saying is for them to reconsider coming back to the region especially with the opening of the Laguindingan Airport next year, Dacanay added.

6 strife-torn towns in Caraga to benefit from peace projectBUTUAN City -- The Re-gional Office XIII (Caraga) of the Department of Social Welfare and Development (DSWD) will extend its peace and development project to six strife-torn municipali-ties in the region, a senior regional social welfare of-ficial said. The KC-Pamana integrates peace and social framework of the DSWD’s Kapit-Bisig Laban sa Kahirapan-Com-prehensive and Integrated Delivery of Social Services (Kalahi-CIDSS), Ester V. Vil-lamor, regional community development specialist of the Kalahi-CIDSS, said. The project is funded by

the Office of the Presidential Adviser on Peace Process (Opapp) under the Payapa at Masaganang Pamayanan (Pamana) funds. Villamor said that the Department of Social Welfare and Development (DSWD) implements the “Pillar 2” of the Pamana program. This may refer to the “micro-level interventions to promote the convergent delivery of services and goods focused on households and com-munities by both national and local agencies.” The project started in 2011 and may extend until 2015. The peace and devel-opment project will cover

the 6 municipalities of San Miguel and its 4 barangays; Tagbina and its 8 barangays and Gigaquit and its 3 baran-gays, all in the province of Surigao del Sur as well as the municipalities of Esperanza and its 28 barangays; Veruela and its 18 barangays and Lapaz and its 3 barangays, all in the province of Agusan del Sur. The municipalities were identified by the Opapp as conflict-affected areas (CAAs) and their respective baran-gays sa Conf lict-affected barangays (CABs) because of the sightings, influence or presence of the Maoist guerillas in the area.

Davao City meat supply normal: city vetBy RUDOLF IAN G. ALAMA

Contributormains adequate for the rising demand this holi-day season and despite the onslaught of typhoon

DAVAO City -- The meat supply in Davao City re-

Pablo in the region. Dr. Cherrie Rayos, act-ing assistant City Veteri-narian said that the meat supply for Davao City has not been affected by the devastating effects of ty-phoon Pablo which struck Davao Region December 4. Rayos sa id t hat t he typhoon had no damaging effect in the meat, live-stock and poultry industry in the city, she cited that it was only in Marilog there was the reported loss of about six heads of goats during the typhoon. Davao Cit y gets it s pork supply from General Santos, beef from Digos City, and livestock from Bukidnon of which the production is still normal as they were not hit by the typhoon. According to Rallos, t he c it y vet inspected 11.7 million kilograms of meat this month; the meat represented pork, beef, carabao and other kinds of meat. It also inspected 22.2 million kilograms of poultry meat. The num-ber a lone is more than sufficient to feed the 1.7 million residents of Davao City. She said the meat supply also covers the incoming high demand during the Christmas season. Rayos also added that they moni-tored no abrupt hikes in the prices of meat in the City.

Page 3: BUSINESSWEEK MINDANAO (Dec 19-20,2012)

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MyPhone and PBA To Spread Christmas Cheers through Charity

QUEZON CITY, Philippines—MyPhone, in cooperation with the Philippine Bas-ketball Association (PBA) and the local city government of Quezon City will be joining hands in sharing the joy of Christ-mas with indigent Filipino children from Quezon City through the “100, 000 Toys for 100, 000 Kids,” – a mini-concert and toy gift-giving activity which will be held at the Liwasang Aurora, Quezon Memorial Circle on Tuesday, December 18, 2012. According to Mr. Richie de Quina, Vice President for Marketing and Business Development of MyPhone, the initiative is the Filipino mobile phone company’s way of sharing the spirit of Christmas with the less fortunate. “It is MyPhone’s fifth Christmas as the first and leading Filipino mobile phone brand in the country this year. We feel

that we have been blessed so much; we ought to somehow share it. We wanted to take this chance to make Christmas more fun for those who have less in life and I believe the indigent children are the perfect beneficiaries because Christmas is still for the children,” he said. MyPhone paired up with PBA and the Office of Quezon City Vice Mayor Josephine Belmonte to mount the event. Aside from having PBA players hand the 100, 000 toy gifts to children age seven to twelve, former Rivermaya vo-calist Jayson Fernandez and MyPhone celebrity endorsers will also perform a mini-concert at the charity event.

A history of helping Charity is not a new for MyPhone. Since its establishment in 2007, MyPhone

MyphoNe/PAGE 7

BPI, PNB merger talks endMerger talks between the owners of Philip-pine National Bank (PNB) and Bank of the Philippine Islands (BPI) have lapsed, giving BDO Unibank Inc a chance to maintain its top position as the biggest lender in the country.

Henry Sy-owned BDO also disclosed that the bank is not in talks with PNB for an acquisition or merger. BDO earlier said it in-tends to grow its business organically as it expects 2013 to be a challenging year for the industry. Nestor Tan, BDO president, had said the bank ’s growth plans will be “less dependent” on acquisition, as the lender rolls out 45 branches by the first quarter of 2013. Thirty of those branches came from Rural Bank of San Juan, which BDO pur-chased last May.

In a disclosure to the Philippine Stock Exchange (PSE), Lucio Tan-owned PNB said it has not received any official communication about its merger deal with BPI, but confirmed that the merger talks have lapsed. “We note that the exclu-sivity period for the talks between the shareholders of BPI and PNB lapsed De-cember 15, 2012. We will

immediately inform the exchange should there be any new deals. We would like to inform the exchange that to date, we have not received any official com-munication on the matter,” PNB said. Ayala-owned BPI refused to comment on the matter, as no further developments were reported on its talks with PNB.

Pag-Ibig Fund eyeing for more branches in M’nao

By BEN D. ARCHECorrespondent

Sta. Teresa said they will put up a branch office in Digos City, Davao del Sur and an office in the southern part of Davao City. With this development, he said the additional office will decongest the Pag-Ibig central office in the city. The present number of members in Davao could reach at least 288,381. Initially, Sta. Teresa said they are planning to put up the extension office within downtown area, preferably in a mall in Toril District. Other branches will be

DAVAO City – At least seven more branch offices of the Home Development Mutual Fund (Pag-Ibig) in Mindanao are in the shelf for opening next year to reach its members and ensure fast delivery of ser-vices. Fermin A. Sta. Teresa Jr., Pag-Ibig vice president for Northern Mindanao Group and officer-in-charge for Southern Mindanao Group said that there will be an additional two branches in Davao Region.

set up in Cotabato, Dipolog, Surigao, Malaybalay City in Bukidnon and Koronadal City in South Cotabato. Pag-Ibig will also es-tablish service desks, par-ticularly in Cagayan de Oro, Camiguin, Osamis, Bislig, Tandang, Sulu and Basilan. The service desks are eyed to be built near payment centers for easy payment of contributions and loans. At present, some of the payment centers of Pag-Ibig Fund are banks, SM collection desk and Bayad Centers.

Page 4: BUSINESSWEEK MINDANAO (Dec 19-20,2012)

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Villar donates money to the Iligan City govern-ment to help build the Sendong Memorial. She was joined in the ground-breaking ceremony at the Serate Property on Hina-planon Highway by Rep. Vicente Belmonte, Mayor Lawrence Cruz, and other local government officials. “We will build this memorial, not to prolong our sadness for losing our loved ones or our hard-ships for having lost our homes and livelihood. Rather, we will build this memorial so that we – and the future generations – will always remember those whom we lost and those who risked their own lives to help others survive,” Villar said in her speech during the ceremony. Sendong was one of the worst natural calamities that ever hit Mindanao

Villar helps Iligan Government to build memorial for Typhoon Sendong Victims

Second memorial marker, first one in Cagayan de OroILIgAN CITy – Cynthia Villar, Managing Director of the Villar Foundation, attended the groundbreaking ceremony of a memo-rial that will be built to honor the memory of those who died and went missing when typhoon Sendong ravaged Iligan on Decem-ber 17 last year.

and one of the deadliest cy-clones to hit the Philippines in the last 12 years. It claimed the lives of more than 1,200 people and hundreds went missing. Nearly 150,000 people were affected and caused P1.3-billion damage to agriculture and property. Villar also emphasized in her speech the urgent need for the people to help in environment protection. “This memorial will also serve to remind us of our important role as stewards of our environment… many lives were lost because of some people’s utter disrespect of the environment,” the former representative of Las Piñas cited. This is the second Send-ong Memorial that the Villar Foundation is building for typhoon Sendong’s victims and their family members. The first one now stands at Golden Haven in Bulua, Cagayan de Oro City. It was

recently inaugurated on October 25. To further help the residents of Iligan City, Villar will also donate a coconet decorticating machine and provide technical training to the 40 families. Coconet weaving is among the livelihood enterprises of the Vil-lar Foundation. Coconets, which are cheaper alternative to cement, are

weaved using the fiber produced by decorticating machine from waste coconut husks. The coconets that the families will produce will be used as rip raps or slope protection for roads and highways that will be developed in Northern Mindanao. It can provide them with sustainable income,” cited Villar. photo by shaun alejandrae yap uy

Binugao officials expel AboitizPower, in basketballOFFICIALS of barangay Binugao in Davao City held off a late rally by officers of Therma South Inc. to reclaim the AboitizPower Friendship Cup, 44-42. The basketball friendly is held for the second year to commemorate the part-nership between the com-munity of Binugao and Therma South – builders of the 300-MW clean coal-power plant in the barangay. The Binugao Volts led as many as 10 several minutes to go in the fourth quarter but a late rally by Therma South Watts narrowed the game. But the Watts wasted

three chances down the stretch including one open put-back in the dying sec-onds of the game. Leading the Binugao Volts team was barangay captain Antonio Saniel, kagawads Espiridion Al-gabre, Alfredo Comiso and Medel Duran. The team was joined by baraangay tanods and barangay functionaries. The Therma South Watts team was led by team man-ager Bobby Orig. He was joined by officers, including expats, from AboitizPower, contractors Black and Ve-atch, Leighton Philippines and First Balfour.

“This is a great time for us to bond with our host community as we celebrate Araw ng Binugao,” Orig said. “We are happy top officers of our contractors took time off their work to meet our community.” Barangay Captain Saniel for his part said the bas-ketball game highlights the partnership between the community and the project. “We know and we feel we are part of this project and we are happy AboitizPower also feels they are part of the Binugao community,” Saniel said.

Page 5: BUSINESSWEEK MINDANAO (Dec 19-20,2012)

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CiMagala/PAGE 10

Use It or Lose It

The bankers of ancient Rome

THINK a minute… Have you ever owned something quite valuable and useful, yet you ended up not using it much? There’s a story about a preacher who was talking with the owner of a factory that made soap. The soap maker said to the preacher: “This message about Jesus Christ that you preach cannot be very good, because there are still many bad people around.” The preacher saw a child nearby covered with dirt. So he said to the soap maker: “Your soap cannot be very good, because there are still a lot of dirty people.” The soap maker replied: “Well, my soap can only clean when a person uses it!”

IT is interesting how a word develops and acquires new meaning through time. Take for example, the word bank. Do you know that it actually originated from a very ancient term from a very ancient time? According to sources compiled by the Bangko Sentral ng Pilipinas (BSP), the word bank traces its roots to the Ancient Roman term for bench. The word, bancu, referred to a long bench used by the

The preacher said: “Yes, you’re right. It’s the same way with the Bible and Mes-sage about Jesus Christ.” You see, just like soap is not worth having if we don’t actually use it, it ’s the same with the Message about Jesus Christ and new life He gives us who ask Him. Unless we then live it every day, it’s useless to us. The Bible is our Maker’s manual to show us how to live the right, successful way He designed it to work. So we not only must read and understand Jesus’ Message every day, we must follow it every day to start changing and living the satisfying life He plans for us to enjoy.

Jesus said that even if we go to church, give money, and pray, but in our heart we’ve not started changing and becoming more like Him in our character, then we don’t really belong to Him and have His new life. For example, if we’re not honest, or we won’t obey Jesus’ command to forgive people who have wronged and hurt us, then we’re prov-ing we do not truly know Him personally and have a relationship with Him. So i f Je su s ’ w r it ten Manual for our life is not His living Message in our life, then we’re completely wasting the Bible and mak-ing it useless to us. So why not start actually using and

living the new life Jesus died to give you. Everyday read and obey His Message to you, so you can know that you have His eternal life. If you don’t use it, you’ll lose it—forever. Just think a minute…

Bumps, setbacks, defeats

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Think a minute

FR. ROY CIMAGALA

Hints and traces

Speaking out

IGNACIO BUNYE

Roman Empire’s money changers who customarily placed the wooden seat in the middle of an enclosed courtyard. Historians said the money changers sitting on the bancu exchanged foreign money with the currency produced by the imperial mint, which was responsible for the pro-duction of the sole legal tender in Rome. An interesting sidelight: Ancient Roman bankers, including those who plied their trade during the time of Jesus Christ, were known to be very notorious. “We know that the banker of Roman antiquity was not so highly respected….. In fact, the ancient financier was a rather highly despised member of the economic community by reason of his usurious practices,” said Benjamin Bromberg, who wrote an article for The Economic History Review entitled “Temple Banking

in Rome.” Bromberg further ex-pla ined that usur y was synonymous to the “mean employment of banking” during the Roman times. The Latin bancu later evolved into the Italian word banco, which also meant bench. The revitalized term referred to “the bench, desk, counter, shelf, or table on which moneychangers in Italy conducted business during the Middle Ages.” According to Gregorio Miranda’s “Essentials of Money, Credit, and Bank-ing” and the Encyclopedia Americana, “money chang-ers were needed at that time because of their skill in as-sessing the metal value of the several currencies churned out by all major lords across Europe who all had the right to mint coins.” These moneychangers of medieval Italy soon ventured into lending and soliciting of deposits with interest. To

We have to learn how to cope with these situations. They are unavoidable in life. As the Book of Ecclesiastes says: “There is a time to weep, and a time to laugh. A time to mourn, and a time to dance...a time to get, and a time to lose...All things have their season, and in their times all things pass under heaven.” So, let’s just take it easy, and avoid getting upset or afraid or desperate unnec-essarily. God is in control. What we have to do is to carry out what clearly is incumbent on us—our ordinary work, our daily duties that should be done with love for God and others. We should avoid ex-trapolating things out of a misplaced zeal, or self-righteousness, or simply out of fear to lose and desire to win and dominate. God’s all-abiding providence is driven solely out of love and mercy. His justice is included there. And while we can not

fully decipher the mystery of God’s ways and providence, we have to see to it that we too are driven by love and mercy in our attitude and reactions to anything that happens in our life. Our sense of just ice should be subordinated to love and mercy. Our plans and strategies, the moves that we have to make, should be animated solely by love and mercy. This is God’s way as shown clearly by Christ and the saints who followed him. Remember that time when the disciples told Christ to rain fire on those who did not receive them? (Lk 9,51ff) Christ rebuked his disciples, saying: “You know not of what spirit you are. The Son of man came not to destroy souls, but to save.” It’s good to meditate on the passion and death of Christ, for from there we can get the clear idea of how to face trials, insults and mockeries, setbacks and apparent defeats and losses in our life.

Why did Christ for the most part simply keep quiet during his trial? What is the significance of his reply to Pilate, “My kingdom is not of this world...?” Why did he allow himself to be buf-feted, crowned with thorns, crucified, pierced by a spear, and finally to die? Let’s consider the lives of some saints. St. John of the Cross, for example. He was really badly treated even by his own confreres who imprisoned him in a dark dungeon for 6 months. If he was not a man of God, he would have gone crazy and died. But instead, he found light in darkness, and a certain freedom of soul in his forced physical confinement. And from that experience, he produced a very lyrical set of poems that savored exquisitely of the spiritual, mystical and supernatural. Now that we are into the RH Bill debate, and it seems that the pro-RH side is gain-ing headway, we should learn

how to keep our cool not just out of tactic but rather out of love and complete trust in the providence of God. But it should not be the cool of not doing anything. We need to intensify our prayers and sacrifices, and launch into a more ardent campaign of evangelization about human life and sexu-ality, marriage and family, etc. The idea is not to defeat opponents to the faith. It is to convert them. For this, we need to study the doctrine of our faith very

attract customers, histori-ans said that the merchants heaped coins on the banco, which was usually covered by a green cloth and set up in a marketplace. “A disgruntled customer, however, may overturn the banco; the term bankruptcy stemmed from this prac-tice,” the Bangko Sentral explained. Interestingly, according to the BSP, even the Filipino word bangkó (with a stress on the second syllable) pertains to a seat. “Remove the accent and the word refers to a financial institution,” the BSP pointed out.

*** In an effort to support the ongoing relief opera-tions in areas devastated by typhoon “Pablo,” the Me-trobank Foundation, Inc. (MBFI) and GT Foundation have allocated a total of R5 million to address the im-

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Your brand and 5 legal issues

WHEN you run a business, one of the crucial decisions you will ever have to make is choosing a name or a brand. You conduct brainstorming sessions with both loved ones and business partners. You scour the market for customer’s preferences and your competitors’ names. Some even conduct surveys on what name is best given to a product or service. Eventually, the name of your product or service must be given legal protection. When you move in this direc-tion, keep two things in mind: you must protect your brand aggressively and you must do so at the soonest possible time. Your competition may be just around the corner waiting to pounce on your precious business secrets or your brand’s reputation, so don’t wait and act at once. So, how do you go about protecting your brand? Here are five guidelines to legal issues: 1. File your patents and trademarks. If you are in the business of offering a form of invention or tech-nology, you must secure a patent application at once. Do note that you will need a skilled patent lawyer or a patent paralegal for this to ensure that your claims are patentable. Bear in mind that patent applications take at least twenty months and require drafting of technical documents and drawings. Trademarks refer to brand names and must also be

filed as soon as possible. Register not only the brand that you will be using but all the variations, taglines and logos that are derived from your brand. 2. Keep trade secrets. Keep quiet about your pend-ing applications. Don’t be in a rush to divulge your research and development just to anyone. You never know who will copy your inventions and innovations which you yourself unwittingly told to a stranger. Intellectual prop-erty is normally protected on a first-to-file basis. If one gets ahead of you, filing will be for naught. If you are to make a presentation to investors, be careful that you don’t give away all your secrets. If it can’t be helped, present it to them verbally but do not give them a copy of the formula or secret in-gredient of your product. 3. Prepare your licens-ing or standard contracts.

buNye/PAGE 10

So the publicmay know

ATTY SARAH JANEA. SUGUITAN

Page 7: BUSINESSWEEK MINDANAO (Dec 19-20,2012)

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PDIC...from page 1

P1,000 cash subsidy each to all those who fielded entries in the contests.

Parol...from page 1

to-face interviews among respondents in Metro-Ma-nila, Luzon, Visayas and Mindanao. The survey has a a margin of error of plus or minus 3 for national percentage and plus or minus 6 for area percentage. In the 1st slot is reelec-tionist Loren Legarda fol-lowed by Francis Escudero with 68 percent and 61 per-cent, respectively, 3rd place is Sen. Alan Peter Cayetano with 58 percent and Rep. Cynthia Villar’s 51 percent. Other candidates’ show-ing in the survey were as follows: (6th – 7th) Senator Aquilino Martin Pimentel III and Cagayan Rep. Juan Ponce Enrile, Jr., 46 percent; (8th) Senator Gregorio Honasan, 43 percent; In (9 t h-10t h) Ma r ia Lourdes Nancy Binay, and former Senator Juan Miguel Zubiri, 41 percent; (11th) Senator Antonio Trillanes IV, 40 percent; (12th) Former Senator Richard Gordon, 37 percent; (14th) former Senator Maria Ana Consuelo Madrigal, 30 per-cent; (15th) former Senator Ramon Magsaysay, Jr., 29 percent; At 16th place is former Senator Ernesto Maceda, 25 percent; (17th) Paolo Be-nigno Aquino IV, 24 percent; (18th) Riza Hontiveros, 21

Survey...from page 1

start receiving and servicing deposit insurance claims from the rest of the deposi-tors of Siam Bank in the 2nd week of January 2013 in all the bank’s branches. Servicing of claims will be conducted at the bank’s Head Office located at the Ground Floor, Executive Centrum Bldg., J.R. Borja St., Cagayan de Oro City, Misamis Oriental, and at its four branches in Iligan City (Lanao del Norte), Valencia City (Bukidnon), Lugait and Villanueva (Misamis Oriental), all in Northern Mindanao. Those who are required to file their deposit insur-ance claims are the follow-ing: 1) Depositors whose savings accounts have bal-ances of more than P15,000; 2) All depositors who are holders of Certificates of Time Deposits regardless of the deposit balance; and 3) Depositors who have outstanding obligations with Siam Bank regardless of type of account. Details of the claims settlement operations as well as requirements for the filing of claims may be accessed at the PDIC website, www.pdic.gov.ph. For more information, depositors may contact the Public Assistance Depart-ment at telephone numbers (02) 841-4630 to 31, or e-mail at [email protected]. (PNA)

nance (SIPAG) along C-5 Extension in Pulang Lupa Uno. In the last six years, it was held at the St. Joseph Bamboo Organ Church . Meanwhile, the younger Villar—Las Piñas Repre-sentative Mark Villar—is pleased with the entries in this year’s parol-making competition. “The residents of our barangays are really looking forward to the con-test and eagerly participate every year. The entries are becoming more and more artistic and creative, reflect-ing Las Piñeros’ skills and craftsmanship in making traditional lanterns,” he cited. The lantern-making com-petition also highlights en-vironmental protection as participants can only use recycled materials such as shampoo sachets/bottles, cans, bottles, tetra packs, newspapers etc. and natu-ral or indigenous materials such as coconut husk, dried leaves, feathers, shells etc. The frame of the lantern should be made of bamboo. Entries will be judged according to ingenuity and resourcefulness, 30%; cre-ativity, 25%; impact, 30% and technical skills, 15%. The grand prize winner will get P45,000 and the three runners-up will get P20,000; P15,000; and P10,000 respec-tively. Consolation prizes of P2,000 will be given to all participants. The Vil-lar Foundation extended a

percent; (19th) Rep. Mila-gros Magsaysay, 14 percent; and (20th) Mary Grace Poe-Llamanzares, 13 percent. The Social Weather Sta-tion results were published in several newspapers based in Metro-Manila. (Adverto-rial)

has always prided itself as a Filipino company for the Filipinos, committed to pro-viding quality products and services that uplift Filipino pride and way of life. The company’s corporate social responsibility (CSR) arm called MyHeart has been actively mobilizing its networks and resources to support worthy advoca-cies that are in line with its corporate philosophy. In 2010, the company launched the MyPhone My-Lotto campaign—a raff le contest that doubles as a CSR program. The campaign gives MyPhone patrons a chance to win up to Php 1, 000, 000 cash prize while enabling them to make a donation of the same amount to the charity of their choice. A year after, the company launched the “My School House, My Teacher, My Hero” in partnership with the Department of Education (DepEd) through which it pledged to donate one school house every month for the next five years. The campaign aims to help alleviate the quality of education in the country through increasing

MyPhone...from page 3

the number of schools while recognizing the heroic efforts of local school teachers. To date, MyPhone has already donated schools in Taguig, Iligan, Capiz, Quezon City, Siquijor and Cagayan de Oro through the “My School House, My Teacher, My Hero” project. All CSR efforts of the company are centered on either promoting Filipino pride or alleviating lives of Filipinos. This is because Mr. David Lim, founder and CEO of MySolid Technolo-gies and Devices Corp. which distributes MyPhone is a firm believer of the Philippines and the Filipinos.

Partnership with PBA In fact, among the recent endeavors of MyPhone is a partnership with PBA. The mobile phone company showed support to the Fili-pino athletes of the basketball league by coming up with specially-made PBA phones which contains exclusive statistics, information and various other contents about PBA and its players. The partnership aims to raise pride for our country’s pro-fessional basketball playersby promoting them through the MyPhone handsets. It is also through this MyPhone-PBA partnership that the initial agreements regarding the joint charity event were made. Very soon after making MyPhone the “official phone of PBA,” Mr. de Quina of MyPhone and Ms. Rose Montreal of PBA were already scheduling the

gift-giving activity. “MyPhone, PBA also does charity projects through our ALAGANG PBA and we believe that the best way to stage a project as big as this [100, 000 toys for 100, 000 kids] is to partner with the MyPhone. MyPhone is perhaps the best partner PBA ever had and it shares the same big heart [as PBA],” shares Ms Montreal of PBA.

Local government sup-port

The search for beneficia-ries led MyPhone and PBA to the off ice of QC Vice Mayor Belmonte who gladly and quickly mobilized her people to search and gather potential beneficiaries for the toys from the different areas in Quezon City. Vice Mayor Belmonte also arranged for logistics and manpower sup-port for the“100, 000 Toys for 100, 000 Kids”. “I truly feel the Christmas spirit ablaze as we –MyPhone, PBA and the Quezon City government –work hard to-gether for this event to hap-pen. And this is why I know we can make this Christmas so much better for the kids,” concludes Mr. de Quina.

Ribbon Cutting - Senator Manny Villar and Cynthia Villar, chairman and manag-ing director of the Villar Foundation, together with Imelda Aguilar, Bishop Jessie Mercado, Senator Antonio Trillanes, Ariel Querubin and Congressman Mark Vil-lar led the ribbon cutting ceremony to formally open to public the Villar Sipag (Social Institute for poverty Alleviation and Governance).

susi sa pag-ahon ng isang tao mula sa kahirapan. Sipag at tiyaga—iyan ang mga ka-tangian na pinahahalagahan namin at naging malaking bahagi rin ng aming pag-angat sa buhay—personal man o publiko. Ang Villar SIPAG ay magsisilbing tahanan ng masipag na pagpupunyagi ng ating mga mahihirap na mga kababayan—ang mga out-of-school youths, ang mga kababaihan, ang mga OFWs, ang mga walang ng trabaho at kahit sino pa man na nangangailangan ng kaalaman, impormasyon, pagsasanay, oportunidad, patnubay at inspirasyon upang makaahon sa kahi-rapan. Marami sa atin ang nan-gangarap at umaasa na ang kahirapan, pagdating nga panahon, ay makikita na lamang sa mga museo. At sana ay hindi na makaka-ranas ang mga darating na henerasyon ng kahirapan. Ngunit hindi tayo pwede maghintay lang na dumating na lang ang pinakaasam na panahon na yan. Kailangan natin kumilos upang maka-mit iyan. Kung kaya ang Villar SIPAG ay hindi lamang museo ng mga larawan, dokumento, libro at iba pa.

Villar Social Institute for Poverty Alleviation and Governance Inauguration

Mrs Cynthia Villar led the inauguration of the Villar Social Institute for Poverty Alleviation and governance (Villar Sipag) December 14 which will serve as a home for Filipinos especially for Las Piñas City residents to raise them out of poverty. It was truly a great day for Sen. Manny Villar who is celebrating his birthday today. Timed with the celebration is the inauguration of the Villar SIPAG Center. Accord-ing to former Las Pinas Representative (and likely future Senator) Cynthia Villar, who is chair and managing director of the Villar Foundation, the Villar Social Institute for Poverty Alleviation and Governance will serve as home of all their efforts and endeavors to help people rise out of poverty. Villar SIPAG Center will feature among oth-ers: Poverty Alleviation Museum, SIPAG Poverty Knowledge Management Center, Nacionalista Party Museum, Reception Hall, Mini-Theater, Offices, Archives and Training Rooms. The Villar Founda-tion, through its various livelihood-generation and skills training initiatives, has played an active role

in poverty alleviation for 20 years already, says Cyn-thia. Its barangay-based livelihood enterprises now provide income to over 500 families and other parts of the country, where it has established more than 50 pilot projects. Villar said the institution was set up in their effort to reach out to even more people who need guidance, training, information, in-spiration and skills to lift them out of poverty. The inauguration was followed with the celebration of the 7th parol festival.

CyNTHIA VILLAR MESSAgE

Magandang umaga sa in-yong lahat! Natutuwa ka-ming makasama kayong lahat sa inauguration ng ating Villar Social Institute for Poverty Alleviation and Governance o SIPAG. Bakit SIPAG? Kami— si Senador Manny Villar at ang aming pamilya, ay nanini-wala na ang kasipagan ay

Ngunit meron din naman ng mga iyan dito—sa ating Poverty Alleviation Museum dahil ito ay magiging sentro rin ng pananaliksik tungkol sa iba’t ibang aspeto ng kahirapan. Dahil ang ating kaalaman ukol sa kahirapan ang magiging gabay natin sa paghanap ng solusyon. Ang Villar SIPAG ay ma-giging sentro ng mga aksyon at aktibidad na konektado sa pagsugpo sa kahirapan.

Katulad ng binanggit ko kanina, magiging tahanan ito ng ating pagpupunyagi laban sa kahirapan. Bukas ang pinto ng gusaling ito sa lahat ng ating mga masisipag na kababayan na gustong magpursigi na iangat ang antas ng kanilang pamu-muhay. Tutulungan namin sila dito. Ang lahat ng bahagi ng gusaling ito ay pinag-isipan at itinayo upang maging

kapakina-pakinabang sa ating layunin na labanan ang kahirapan. Ang SIPAG Poverty Knowledge Management Center ay magsisilbing library kung saan iipunin ang mga reference at read-ing materials na maaaring gamitin ng publiko, lalong lalo na ng mga estudyante, iskolar, mamamahayag (press people) at iba pang

villaR/PAGE 10

Page 8: BUSINESSWEEK MINDANAO (Dec 19-20,2012)

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Supplier sa G-Melina nga kahoy para sa TARIMA

nga pididos-nakdawon.TAWAG LANG SA :

0923-574-6103VILLAR donates decorticating machine to Sendong survivors in Iligan

-provides livelihood training to 40 familiesBy SHAUN ALEJANDRAE YAP UY of The Cagayan de Oro TIMES

CYNTHIA VILLAR, Managing Director of the Villar Foundation joins in the ceremo-nial groundbreaking for the construction of the Coconet Weaving Factory in Sta. Elena, Iligan City, December 17. Iligan city government is represented by several local & barangay officials lead by the project head City Councilor Marlene Young. Villar also donates a decorticating machine for use in the said factory.

Sta. Elena, Iligan City – Cynthia Villar, Managing Director of the Vil lar Foundation donates a coconet decorticating machine and will provide technical training to 40 families affected by last year’s typhoon Sendong who are now relocated to Sta. Elena. Coconet weaving is among the l ivel ihood enterprises of the Villar Foundation. Coconets are a cheaper alterna-tive to cement; these are weaved using the fiber produced by decorticat-ing machine from waste coconut husks. According to Mrs. Villar, “ako po ay naga-galak na finally maibi-build natin itong coconet weaving factory dito sa iligan city... sa amin po sa Las Piñas, nagsimula po itong livelihood proj-ects 10 years ago dahil nagsimula pong bumaha sa lugar namin... sabi po nang aking kakabayan sa Las Piñas, [ako po’y Congresswoman noon] na we should take care of our river, kailangang palalimin ang ilog para di umapaw ang tubig...” I am very happy that

we can finally build the coconet weaving factory here in Iligan City… in Las Piñas, we started our liveli-hood projects 10 years ago because it started f looding in our area… people from Las Piñas [I was congress-woman then] told me that we should take care of our river, we need to make it deeper so that it will not overf low… Villar further states that the problem was deeper than expected, as they be-gan to dig on the river – they found that residents throw their garbage on the river. Villar said “kung pag-bawalan kaya sila, sumunod kaya sila? I don’t think so, kaya nagiba kami nang strategy, sabi ko, kailangan itong mga basura na ‘to, ipaprocess na pagkabu-hayan nang tao... nagsimula kami sa journey namin sa pag-gawa nang liveli-hood projects na galing sa basura...” If we tell them not to [throw garbage], would they listen? I don’t think so, we changed our strategy, I told them that we should process these garbage and turn them into a source of livelihood… we started our

journey in giving livelihood projects with garbage. This venture lead into several more livelihood projects over the years, and the most recent is coconet weaving. Vil lar enthused that “isa pong inventor, dating propesor sa bicol university ang nakaimbento nyang decorticating machine, pag ipi nasok mo dya n yung waste coconut husks, naghihiwalay po yung fiber, yun ay ma-weweave niyo into coconet” The inventor of the de-corticating machine is a former professor of Bicol University, when you put waste coconut husks; it separates the fiber [from the husk] and that’s what you weave into coconet. “The coconets that the families will produce will be used as rip raps or slope protection for roads and highways that will be de-veloped in Northern Min-danao. It can provide them with sustainable income,” Villar further states. Coconet is an alternative for use in rip raps instead of cement and is 80% cheaper than cement. One decorticating ma-chine can employ 40 fami-

lies and Mrs. Villar says that when the families start producing income, that income can also lead to the buying of yet another decor t icat ing machine thus employing another 40 families. Mrs. Villar also mused to the housewives that: “maraming nagtatanong sa akin, bakit daw ako mahal na mahal ni Senator Manny Villar, wala naman

hindi naman ako beauty queen, tuwang-tuwa siya sa akin... kasi tinutulungan ko siyang maghanapbu-hay... kaya kayo tulungan niyo ang mga asawa niyong maghanapbuhay para lalo kayong mahalin nang in-yong mga asawa...” Many are asking why Senator Manny Villar loves me very much, I’m not even a beauty queen, and yet he’s very happy with me…

that’s because I help him make a living... that’s why you should help your husbands in making a living so that they will love you even more. According to Villar, coconet weaving is the easiest source of income in Las Piñas and that she finds no reason that the beneficiaries of Sta. Elena in Iligan will not succeed in this venture.

Experience Corner by Desmark, the exclusive distributor of new generation entertainment showcase by Sony, opens its store at Ayala Centrio Mall on December 15.

MAKE BELIEVE. This writer (right, seated), with Sunstar reporter Nicole Banagbanag (left), are getting a “make-believe” ultimate experience on a 84-inches Sony Bravia 3D television screen worth P1.2-million.

Turn your dreams into reality with SonyTexts By CHRISTINE H. CABIASA, Reporter

Photos by ROSELYN PAGLINAWAN

PAVINg their way through opening Experience Corner by Desmark- the second exclusive store in the City of golden Friendship on December 15 at Ayala’s Centrio Mall, Sony never fails in inspiring people and enabling them to turn dreams into reality with a unique combina-tion of technology and entertainment with a call “Make Believe- believe that anything you can imagine, you can make real”.

flux on LED televisions with high-end features. According to Yashushi Asaoka, President and Man-aging Director of Sony Phil-ippines, they continue to innovate new techs that suites the taste not only of the Japa-nese but the Filipinos also. When Sony was established in Japan on 1946, it reached the Philippines after 50 years in which durability checks on products is of security. Sony has 25 exclusive stores and 5 VAIO stores na-tionwide with its new branch in Iligan and Butuan which attests of Sony’s mark on the hearts of the Filipino people. “People who bought our products increases self-con-fidence through words of mouth”, Fe Socorro Rosales Du, Corporate Treasurer of

Sony is an offshoot Japan-signatured home appliance center that has entered Phil-ippines in 1996 and contin-ued their claim on giving

Sony Philippines said. Ac-cording to her, they don’t have marketing representa-tives to sell their products but it is just through words of the people having bought Sony signatures. “That’s how we value our customers, we do keep in touch with each other and that we guarantee an eye-to-eye contact with the employees to see their loyalty plus personal com-munication so that our valued customers can realize and see it also from the staff ”, she added. They pioneer for Desmark also securing value for their customers. “We do have skilled en-gineers worldwide also to ensure very good quality on products and we do have two years warranty for it”,

quality entertainment at home with an assurance to quality products as well. Sony is pillared on major home appliances. High Definition Televi-sions are the biggest portion of Sony product parameters that has yielded home spree with a comfy ambiance which is as best as watching movies in cinemas (even better) plus soNy/PAGE 10

Page 9: BUSINESSWEEK MINDANAO (Dec 19-20,2012)

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ences, conventions, perfor-mances o symposium) na tumatalakay pa rin sa isyu ng kahirapan. Maaari tayo magkaroon diyan ng mga film-showing at iba pang events o gatherings. Samantala, may itinayo rin tayo na Nacionalista Party Museum na magpa-pakita ng mga memora-bilia, dokumento, larawan at iba pa ng itinuturing na ‘oldest political party’ ng ating bansa. Napaka-gandang pagbabalik-tanaw iyan sa mga naging lider ng partido—ang kanilang mga accomplishments—at syempre ang mga naging pagpupunyagi rin ng mga miyembro nito. “Ang Bayan Higit sa La-hat’ ang popular na motto ng

Villar...from page 7

grupo na nais manaliksik tungkol sa paglaban sa kahi-rapan (poverty reduction), usaping pangkabuhayan (livelihood generation), pagnenegosyo at iba pang katulad na mga paksa. Ang mga Training Rooms ay gagamitin upang magbigay na kaukulang kaalaman at pagsasanay sa ating mga ka-babayan tungkol sa oportuni-dad na pang-hanapbuhay, pagnenegosyo at iba pang pagkakakitaan nila. Mag-iimbita tayo ng mga eksperto upang turuan sila. Ang Mini Theater at Reception Hall ay magiging venue ng mga pagtitipon at mga programa (confer-

Nacionalista Party, naayon sa paninindigan na ipa-glaban ang kapakanan ng bayan, higit sa ano pa man na interest, ay ang pagnanais din na palayain mula sa kahirapan ang ating kapwa Pilipino. Iyang kalayaan na yan ang kinakailangan natin sa panahon na ito at matagal ng minimithi ng marami sa atin. Ang Villar SIPAG ay tahanan nating lahat—ang mga mahihirap na gustong makalaya mula sa kahirapan; ang mga indibidwal at mga organisasyon na gusto tu-lungan ang mga mahihirap; ang mga public servants na layunin at tungkulin na ia-hon sa kahirapan ang ating mga naghihikahos na mga kababayan. Lahat kayo ay

welcome dito… Hangad namin na ang Villar SIPAG magiging saksi rin sa tagumpay ng lahat ng ating mga pagpu-pursigi at pagpupunyagi upang labanan at tapusin ang kahirapan, pagdating ng panahon. At ang mga nagsipagtagumpay na sa buhay dahil sa Villar SIPAG ay sila naman ang aakay at gagabay sa iba na makaahon din sa hirap. Kapag mas maraming tao ang nagtu-tulungan, ang tanikala ng kahirapan na pumapatay sa pangarap ng marami nating mga kababayan ay magiging tanikala ng pagtutulungan na muling magbibigay sa kanila ng pag-asa. Magandang umaga sa inyong lahat!

Republic of the PhilippinesREGIONAL TRIAL COURT OF LANAO DEL NORTE

12THJudicial RegionOFFICE OF THE CLERK OF COURT EX-OFFICIO SHERIFF

Tubod, Lanao del Norte

NoTiCe oF eXTRa-JudiCial saleEJF No.: 172-07-2012

Upon the Extra Judicial Petition for Sale under Act 3135/1508, as amended, filed by the 1st Valley Bank Inc., Baroy, Lanao del Norte against DIOSDADO CABANLIT, Maranding, Lala, Lanao del Norte to satisfy the indebtedness which as of February 28,2011 amounting to EIGHT HUNDRED THOUSAND PESOS (Php 800,000.00) excluding penalties, changes, attorney’s fee and expenses of foreclosure, the undersigned or his duly authorized deputy will see at public auction on 5th day of February 2013 at 10:00 AM or soon thereafter at the Regional Trial Court, Branch 07, POblacion, Tubod, Lanao del Norte, to the highest bidder for cash or manager’s check and in Philippine Currency, the following Property with all its improvements, to wit:

lisT oF MoRTgaged pRopeRTies A parcel of residential lot, situated in Barrio of Maranding, Municipality of Lala, and Pob. Tubod, Province of Lanao del Norte, containing total area of NINE HUNDRED EIGHTY TWO (982) SQUARE METERS, more or less, including all the improvement found thereon on such as; santol, macopa, res. House and more particularly described and bounded as follows;

LOT NO. 451-I-7-E, T-15,467 Bounded on the North along line 3-4-5, by road (Road lot No. 451-I-7-1 of the subd.Plan) East along line 5-1 by Lot no. 451-E-7-F of the subd. Plan. South along line 1-2, by Lot no. 451-I-7-D of the subd. Plan . west along line2-3, by road (Road Lot No. 451-I-2 of the subd. Plan).

LOT NO. 451-I-7-D, T-15,468 Bounded on the North along line 6-1 , by Lot 451-I-7-E Psd-12-016694 of the subd. Plan; East along line 1-2 by Lot 451-I-7-C, Psd-12-016694, of the subd. Plan: South along line 2-3, by lot 451-I-2, Psd-12-015787, Road (Exist-ing); West along line 5-6, by lot 451-I-2, Psd-12-015787,Road (existing);

LOT 13-A, PSD-12-001974, T-11456 Bounded on the E., along line 1-2 by Lot 6, Blk 3, Psd-128678; on the S., along line 2-3 by Road; on the E., along 3-4 by Lot 13-B of the subd. Plan; and on the N., line 4-1 by Lot 5, Blk-3, Psd-12878.

Under the TRANSFER CERTIFICATE OF TITLE NO. T-15,467, T-15,468 and T-11456 in the name of DIOS DADO CABANLIT. “All sealed bids must be submitted to the undersigned on the above stated time and date. Tubod, Lanao del Norte, Philippines, this December 4,2012.

For the Clerk of Court and Ex-Officio Sheriff

CONRADO V. HINGCO, JR Sheriff IVBWM: Dec 19, 27, 2012 & Jan 3, 2013

the 84-inch 4K TV with a 3840 vertical resolution and 2140 horizontal resolution. It has eight million (8M) pixels and full high-definition. It shows off details of the movie you are watching at any distance with 3D glasses. This so called “immersive experience” you can really grip. It is as if you are part of the movie. “Wow!” That was the first word that came out from my mouth. Honestly, I don’t want to leave the couch. That amazing homey 84-inch 4K TV experience made my day complete! To complement their store opening and the coming yule-tide season, they do offer pro-mos and packages for patrons, just visit any Sony store in the city and turn your dreams into reality. Make believe!

Sony...from page 8Asaoka added. “As you can see, Sony is everywhere”, he stressed. As to Sony’s market in the Philippines, according to Asaoka, it’s growing and even growing so far having catered not only the upper class of the society but those who belong in the middle class as well. Not only focusing on home appliance business like televisions, Sony has indirectly hit the digital camera industry also by reengineering eminent cameras plus the advent of lap-tops and mobile phones alike. “We have planned to launch Sony tablet next month”, he revealed. Their latest innovation is

Suguitan...from page 6

eration: Damayan of the Philippine Star; ABS-CBN Foundation; GMA Kapuso Foundation; TV5 Kapatid Foundation; and to the Phil-ippine Red Cross. Metrobank Foundation Chairman and GT Founda-tion Chairman Emeritus, Dr. George S. K. Ty, said the donation “is the Metrobank Group and our family’s way of showing solidarity with our fellow Filipinos who were badly affected by ‘Pablo’s’ onslaught.” For more than 30 years, the Metrobank Foundation has been continuously giving financial support to calamity victims — both locally and internationally — as part of its humanitarian initiatives. On the other hand, GT Foundation (the Ty family foundation), recently an-nounced an allocation for its Calamity Assistance Fund in response to the continu-ing need for humanitarian assistance for victims of natural calamities.

* * * My book, Central Bank-ing for Every Juan and Maria is now available at Fully Booked, Bonifacio High Street, Bonifacio Global City. To reserve your copy, please contact 858-7000 or 858-7036. You may e-mail us at [email protected].

Bunye...from page 6

and not through the noise of the world, we transmit the saving truths of our faith relevant to the RH Bill. Let’s not waste time judg-ing the motives of those who are pro-RH. That’s not our task. And in the gospel, we already know the possible motives of those who killed Christ. There was pride, hatred, envy, articulated in a variety of ways that ultimately led to Christ’s crucifixion. But in the end, Christ asked his Father to forgive

Cimagala...from page 6

ing your technology to some-body else entitles you to pay-ment of royalties. However, you must be strict to enforce your intellectual property rights against all those who will come in contact with your product or service. That includes employees and sales agents who may have a tendency to steal your techniques and set up shop as your competition. 4. Do a brand or trade-mark search. Trademarks are protected on a first-to-file basis. Make sure that your trademark has not yet been registered for the same product by another person or company. Hire an IP lawyer or agent to conduct a trade-mark search for you or do it yourself through the Bureau of Trademarks. 5. Stake out your claim. If you wrote articles, op-erations manuals, advertise-ments, posters and other printed material for your brand, put the © sign on them. Stake out your claim and write “All rights reserved. © 2012 by Your Company” in your company’s written materials. Write to me and send it to [email protected]

mediate needs of victims of the recent calamity. The donation was coursed through the Department of Social Welfare and Develop-ment; Federation of Chinese Chambers of Commerce and Industry (to be distributed through the affected local chapters in Mindanao); Op-

well, assimilating them to the extent of making it the f lesh of our f lesh, and then quietly and continuously go-ing into a personal apostolate of friendship and confidence where from heart to heart,

them—for they know not what they were doing. This is the extreme of charity to which we are also called. But for all that, we have to realize also that we need to defend our faith, the truth in charity. And so, we can also go through the human means available for this purpose without losing the spirit proper of a child of God. Yes, we can enter into debates, join rallies, do all sorts of political maneuvers, but in charity.

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Page 11: BUSINESSWEEK MINDANAO (Dec 19-20,2012)

Misor Updates 11Wednesday-Thursday I Dec. 19-20, 2012BusinessWeek www.businessweekmindanao.com

YOUR LOCAL ONLINE BUSINESS PAPERMINDANAO

Feature 11 www.businessweekmindanao.com MINDANAO

Supreme Court of the Philippines Judicial and Bar Council

Manila

ANNOUNCEMENT

The Judicial and Bar Council (JBC) makes it known to the public that the following are applicants for judicial positions in Judicial Regions IX to XII:

REGIONAL TRIAL COURT: IPIL, ZAMBOANGA SIBUGAY (BR.24): DIPOLOG CITY,ZAMBOANGA DEL NORTE (BR.10): ZAMBOANGA CITY, ZAMBOANGA DEL SUR (BR.16): PAGADIAN CITY, ZAMBOANGA DEL NORTE (BR.18), BONGAO, TAWI-TAWI.(BR.5): DAPA, SURIGAO DEL NORTE(BR.31): ALABEL, SARANGANI (BR.38): CANTILAN, SURIGAO DEL SUR (BR.41): DIGOS CITY, DAVAO DEL SUR (BR.20); and/or BAGANGA, DAVAO OREINTAL (BR.7): ALABA, Jude Erwin U.; ALCONCEL-DAYANGHIRANG, Melinda; ANDRES, Mario D.; BAJAN, Julieto N.; BASTASA, Ric S.; BERMEJO, Renato D.; BORDALBA, Cesar P.; CABERTE, Jaime B.; CONCHA-AGEAS, Cherry Joy C.; DALMAN, Vittorbio D.; DAMAYO, Ivy F.; DIABO, Arnold M.;DONDOYANO, Jose Rene G.; FABIAN, Catherine C.; FILOTEO, Roncesvalles B.; GONZAGA,Victoriano B.; GORGOLAN-LICUAN, Leonila P.; ISAW, Anthony D.; JOCSON, Jocam Joseph C.; MACARAMBON, Mosleme T.; PAKAM, Abdulmoin M.; PALMONES, Francis Jr. E.; QUIANZON, Emilio Jr. O.; REYES, Jordan H.; RODRIGUEZ, Felix Jr.; SALADAGA, Ruelo A.; SANTIAGO, Lorna B.; TRIMOR, Pastor Jr.; VELEZ, Magnolia C.; YARRA, Alexander B.; YBARLEY, Bill L.

MUNICIPAL TRIAL COURT: LAAK, COMPOSTELA VALLEY: GIL-TORREJOS, Maria

Sophia P.; LABTIC, Alona T.; MAGLANA, Maria Eloisa A.; NEMENZO-AGNO, Joynalyn A.; VILLANUEVA, Ferdinand R.; CALANOGAS, LANAO DEL SUR: ABBAS, Osop MP.; MACADATO, Macacuna B.; SARIP, Tago R.

MUNICIPAL CIRCUIT TRIAL COURT: KATIPUNAN-SERGIO OSMEÑA (5TH);

DUMALINAO-SAN PABLO TIGBAO, ZAMBOANGA DEL SUR (8TH); MCTC KUMALARANG-LUKEWOOD-BAYOG, ZAMBOANG DEL SUR (13TH); MAGALLANES-LAS NIEVES, AGUSAN DEL NORTE (1ST); JABONGA-KITCHARO,AGUSAN DEL NORTE (3RD); CALAMBA-BALIANGAO, MISAMIS OCCIDENTAL (1ST); ALORAN-PANAOAN, MISAMIS OCCIDENTAL (3RD): IMPASUGONG-SUMILAO, BUKIDNON (3RD); KIBAWE-DAMULOG-KADINGILAN, BUKIDNON (6TH); LANTAPAN- CABANGLASAN, BUKIDNON (7TH); INITAO- LIBERTAD, MISAMIS ORIENTAL (8TH); GLAN-MALAPATAN, , SARANGGANI; MALITA-STA, MARIA-DON MARCELINO, DAVAO DEL SUR (5TH); and/or WAO-BUMBARAN, LANAO DEL SUR (9TH): ABBAS, Osop MP.; ADAZA, Eileen D.; AMANTE-DESCALLAR, Norlinda R.; AQUINO, Rainier Eusebio D.; CAÑEDA, Antonio G.; CARDINO-SAMSON, Cathy D.; CARREON-PADAO,Nimfa B.; CASIÑO-BALURAN, Anabel Carmen S.; CIMAFRANCA, Pacifico Jr.; CONCHA-AGEAS, Cherry Joy C.; CORDERO, Fracisco Jr. J.; GIL-TORREJOS, Maria Sophia P.; GOZAGA, Victoriano B.; GONZAGA-MORONG, Jihan Gift C.; HASSIMAN, Alnaiza T.; JULIANO, Ma. Lourdes R.; LAGAMON, Sabrina B.; LEGASPI, Marisol D.; LIMJOCO, Carlo Franco Thomas C.; LOPENA, Alvyn R.; LUIS-LEQUERME, Jerlie P.; MACADATO, Macacuna B.; MACARAYA, Rakimah B.; MAGLANA, Maria Eloisa A.; MAGTULIS-ARIÑO, Renie G.; MORALES-AVILA, Maria C.; NEMENZO-AGNO, Jonalyn A.; PAJARILLO-SALCEDO, Nelison U.; PEREZ, Hazel O.; PORE, QUIANZON, Emilio Jr. O.; ROSAL, Benneth P.; SABIO, Jeane Marie A.; SAJULGA-CAÑA, Leah M.;SALADAGA, Ruelo A.; SARIP, TAgo R.; TANCINCO, Eugene David R.; TENEBRO,Tristram C.; TORIBIO, Carluo Mae; TRIBACO, Karyn Lee A.; TRIMOR, Pastor Jr.; VELASCO, Felipe Vicente A.; VITOR, Anthony P.; YBARLEY, Bill L.; ZAPATOS, Arnel A.

MUNICIPAL TRIAL COURT IN CITIES: SURIGAO CITY DEL NORTE (BR.2): DAVAO

CITY, DAVAO DEL SUR (BR.6); and/or MTCC. GEN. SANTOS CITY, SOUTH COTABATO (BR.2): ADAZA, Eileen D.; ALAS-ESMERO, Joan Francis S.; AMOR, Dolores Ll.; BAJAN, Julieto N.; COVARRUBIAS, Jose III V.; GIL-TORREJOS, Maria Sophia P.; LABTIC, Alona T.; LEMANA, Nanette G.; MAGLANA, Maria Eloisa A.; PLATIL, Rosalie D.; PORE, Nathaniel C.; QUIAZON, Emilio Jr. O.; SAJULGA-CAÑA, Leah M.; TRIBACO, Karyn Lee A.; TRIMOR, Pastor Jr.; VELASCO, Felipe Vicente A.; VILLANUEVA, Ferdinand R.; YARRA, Alexander B.

The public may submit to the JBC sworn complaint, report, or opposition (in ten legible

copies) against any of the aforementioned applicants for judgeship not later than 19, November 2012 (Monday).

APPLICANTS WITH INCOMPLETE OR OUT OF DATE DOCUMENTARY

REQUIREMENTS WILL NOT BE INTERVIEWED OR CONSIDERED FOR NOMINATION. 7 November 2012

ENRIQUETA E. VIDAL Clerk of Court &

JBC Ex Officio Secretary

BWM: DEC. 19, 2012

Republic of the PhilippinesREGIONAL TRIAL COURT OF LANAO DEL NORTE

12THJudicial RegionOFFICE OF THE CLERK OF COURT EX-OFFICIO SHERIFF

Tubod, Lanao del Norte

NoTiCe oF eXTRa-JudiCial saleEJF No.: 173-07-2012

Upon the Extra Judicial Petition for Sale Under Act 3135/1508, as amended, filed by the 1st Valley Bank Inc., Baroy, Lanao del Norte against LEMUEL L. yap, Maranding , Lala, Lanao del Norte to satisfy the indebtedness which as of February 24, 2011 amounting to ONE MILLION ONE HUNDRED FIFTY FIVE THOUSAND ( Php 1,155,000.00) excluding penalties , changes, attorney’s fee and expenses of foreclosure, the undersigned or his duly authorized deputy will sell at public auction on 5th day of February 2013 at 10:00 AM or soon thereafter at the Regional Trial Court, Branch 07, Poblacion, Tubod, Lanao del Norte, to the highest bidder for cash or manager’s check and in Philippine Currency, the following property with all its improvements, to wit:

lisT oF MoRTgaged pRopeRTiesA parcel of Commercial land, situated in the Barrio of Maranding, Municipality of Lala, Province of LANAO DEL NORTE, containing an area of FIVE HUNDRED TWENTY FIVE (525) SQM., more or less. Including all improvements found hereon and more particularly described and bounded as follows:

LOT NO. 22-B-8, PsD-10-060959Bounded on the NE., E., and S., along lines 6-7-1-2-3 by Lot 22-B09 of the subdivision plan Psd-10-060959; on the NW., along line 3-4 by National (30.00m wide); along line 4-5-6 by Lot 24. Pcs-123509-00688

Under the TRANSFER CERTIFICATE OF TITLE NO. T-26,484 in the name of LEMUEL YAP.

“All sealed bids must be submitted to the undersigned on the above stated time and date.

Tubod, Lanao del Norte, Philippines, this December 4,2012.

For the Clerk of Court and Ex-Officio Sheriff

CONRADO V. HINGCO, JR Sheriff IVBWM: Dec 19, 27, 2012 & Jan 3, 2013

Misor Health Office scores Awards Grand Slam with TOFPBy MIKE BANOS, Correspondent

MISAMIS Oriental’s Provincial Health Office does it again. For the third straight year, the PHO under the stewardship of Dr. Ignacio Moreno has been cited with a national award for excellence in health services.

Mary Ann Yasay Luis (oph-thalmologist from Laoag City). A common thread that binds this year’s awardees is the fact that they have chosen to practice their medical profession in the country, despite great and very promising possibili-ties of attaining wealth and stature overseas. A num-ber of this year’s TOFP awardees have even shared their expertise and medi-cal services for free. The Board of Judges for this year’s TOFP awards was headed by Hea lt h Secretary Enrique T. Ona as chairman, Dr. Rom-mel Cariño (the country’s miracle heart surgeon and 2008 TOFP awardee), Phil-ippine Medical Associa-t ion Secretary Genera l Dr. Ma r ia nne Dobles , SMC Advocacy Manager Charles Owen and JCI Senate Phi l ippines Im-mediate Past President Nelson Tan. Dr. Moreno a lso ex-tended this thanks and grat itude to the ent ire work force of the Provin-cial Government for their cooperation and support to the Provincial Health Office. Misamis Oriental was awarded its first Galing Pook Award last March 17, 2011 by President Aquino in Malacañang in recog-nition of its outstanding health services program dubbed “Strategic Inno-vations for Government Hospitals”. The LGU came up with Provincial and Munici-pal Investment Plans for Hea lt h t hrough which surgeons are detailed to provincial-managed hos-

For its third straight award in as many years, the Misamis Oriental Pro-vincial Government cited Provincial Health Officer Dr. Ignacio B. Moreno for his selection as one of The Outstanding Fili-pino Physicians (TOFP) awardees for 2012. TOFP is organized by the Junior Chamber International (JCI) Senate Philippines and San Miguel Corpora-tion. “I am very happy for Dr. Sonny and for our PHO! Proud of him too!” said Gov. Oscar S. More-no. “This special award, coming as it does after a string of awards to the province and Dr. Nery, our hospital operations head, reinforces our resolve to upgrade both our hospital services and our public health initiatives.” TOFP aims to instill patriotism among medical professionals by recogniz-ing those who chose to serve their fellow Filipinos and offer their expertise to the needy. The search is anchored on the Jaycee tenet: “Serving and caring for our countrymen is the best works of life.” TOFP 2012 Executive Director and TOFP 2008 Chairman Melandrew T. Velasco said that the ma-jor thrust for this year’s search was to st r ike a mix among outstanding physicians from Metro Manila and the rural or community doctors who are sacrificing and serv-ing our countrymen who have been neglected in terms of proper hea lth care due to the lack of medical practitioners. Vice Gov. Norris C. Babiera presented Dr. Moreno w it h a n Orl i-na-designed trophy for his selection as “Health Guardian of Mindanao”. “Sonny Moreno has long served as the man behind and prime mover on hea lt h innovat ions program that earned the prestigious 2010 Galing Pook Award for Misor and choosing to serve his country f irst, as a true rural doctor,” Mr. Babiera noted. “He rightfully de-ser ves this prest ig ious award.” T he 2012 awa rd i ng ceremony for TOFP was held December 5 at the Centennial Ballroom of the Mani la Hotel with Vice-President Jejomar Binay as keynote speak-er and Health Secretary Enrique Ona (himself a 2007 TOFP awardee), JCI Senate President Antonio H. Cerilles, San Miguel

Corporat ion President and CEO Ramon S. Ang, and TOFP 2012 National Cha i rma n Gonz a lo T. Duque were also present. Leading the 2012 TOFP awardees is former Health Secretary Jaime Galvez Tan who was recognized as an “eminent Filipino physician” along with no-nagenarian physician, Dr. Thelma N. Clemente of the Capitol Medical Hospital. Tan is being recognized for his unselfish efforts and dedication to serve and improve the lives of his countrymen with his personal tenet: “Country first. Self later.” Other awardees and their citations included Dr. Julius Lecciones (Child-hood Cancer Warrior), Dr. Edmyr M. Macabulos( Hall of Famer Service Doc-tor from Pampanga), Dr. Rosendo Roque (Prenatal Birth Care Advocate from Quezon City), Dr. Romulo Lacson (Champion Doctor of Indigenous People in Pampanga), Dr. Erlinda de los Reyes (Heroine Anes-thesiologist of Negrenses), Dr. Josephine Jabonillo (gender-inclusive Bohola-nos Fighter for Sustain-able Reproductive Health), Dr.Yul Raquintan (Urban Rural Doctor of Quezon City who established a community clinic in Rizal province), Dr. Astom A. Fernando (general sur-geon from San Fernando City, La Union) and Dr.

pita ls. A Memorandum of Agreement with the Mindanao Consort ium on Surg ica l Residenc y Training Program tapped the expertise of 31 multi-specialist staff from hos-pitals in Cagayan de Oro. The program substantially addressed the problems on hospital services and facilities faced by the prov-ince. Among the innovative strategies the province ad-opted under the program were the outsourcing of supplemental funds from public and private sources for facility development, established network con-nectivity to improve refer-rals and communications, tapped medical societies, int roduced a consign-ment scheme for medical suppl ies , establ ished a pharmacy enterprise and logical work f lows. The Galing Pook Award is conferred to a pre-screened local government unit (LGU) as recognition of innovative practices in loca l governance. This was followed in 2011 by the selection of Dr. Ra-mon M. Nery, M.D., Chief of Hospital of the Misa-mis Oriental Provincial Hospital-Balingasag and Executive Director of the Misamis Oriental Hospital Operations & Management

Service (HOMS), Misamis Oriental Provincial Health Office as the TOFIL 2011 Awardee for Government and Public Service. The Outstanding Fili-pino (TOFIL) Award is also a project of Junior Cham-ber International (JCI) Senate Philippines with the Insular Life Assurance Co., Limited. which aims to recognize outstanding men and women 41 years of age and over whose exemplary achievements are worthy of emulation and whose self less dedi-cation to their profession or vocation has resulted in signif icant contribu-t ions to the welfare of t heir countr y men and the country, as wel l as to the advancement of their respective fields of endeavor. Dr. Nery heeded Gov. Moreno’s call to help the ailing healthcare system of Misamis Oriental in 2008. In 2010, the prov-ince won a Galing Pook Award for ‘Strategic In-novations’ instituted in its provincia l hospita ls including innovations to address the chronic lack of funds, medical specialists, medicines, and ancillary services in the province’s seven LGU-managed hos-pitals. Foremost among these

were the Surgicare Project which provided the servic-es of trained surgeons and medical specialists; the Telehealth Project which enabled real-time online consultation and referrals through the internet; the Reagent Tie-Up Project which made laboratory services available 24/7 and generated much needed revenues for the hospitals; the Pharmacy Enterprise Project which augmented the provincial hospitals budgets and made quality drugs and medicines more accessible and affordable through consignment; and the OWWA MisOrPH-Alu-bijid Provincial Hospital, a pioneering endeavor which a ims to prov ide hospital services not only to patients from the west-ern part of the province but also to OFWs from all over Mindanao. The t wo prov incia l hospitals in Gingoog City and Balingasag directly managed by Dr. Nery since 2008 were consistent ly the top performing hos-pita ls among the seven hospitals in the province in terms of services ren-dered and revenue gener-ated. In recognition of his administrative savvy he was designated Head of Hospital Operations for the province in 2011.

Page 12: BUSINESSWEEK MINDANAO (Dec 19-20,2012)