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INSIDE THIS ISSUE

LEGALLY SPEAKING: CLOSING COSTS 101

CASHING IN ON STUDENT CONDO RENTALS

INSIDE YANIC SIMARD’S MIAMI RETREAT

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2 NEW CONDO GUIDE AUG 29 - SEP 12, 2015 AUG 29 - SEP 12, 2015 NEW CONDO GUIDE 3

SUSAN LEGGEEditor-in-chief

[email protected]

Follow me on Twitter atTwitter.com/SusanLegge

Like us on FacebookSearch: Condo Guide

LYDIA MCNUTTEditor

[email protected]

Follow me on Twitter atTwitter.com/LydiasTweets

EDITORS’ NOTE

BUYING BRAND NEWWhen only a new home will do, those in the market will be pleasantly surprised by the exceptional value and attention to detail a new home o� ers.

When you buy brand new, you don’t inherit somebody else’s worn carpeting, personal taste in kitchen appliances or paint colour preferences. You get a fresh, clean space that’s waiting for your personal imprint.

If you’ve always fantasized about buying a new home, here are a few tips that can help you make the process a pleasant one:

» Shop the mortgage market to see what you can a� ord before you startyour hunt;

» Find a lawyer who is willing to review your o� er and close the deal;» Don’t be persuaded by high-pressure sales tactics while you’re out shopping;» Determine which options and upgrades you want as part of your o� er and

ensure your lender will fi nance what’s required, if needed; » To save money, consider which upgrades you could purchase and install

yourself after the sale closes. Some upgrades such as rough-ins and wiring inside the walls are easier to do before construction.

Factors such as the cost of the home, neighbourhood, lot size and special features play a big role in your fi nal decision. Determining which features your new house absolutely must have, and which features you could live without, should be among your fi rst steps in the home-buying process.

THE LURE OF CONDO LIVINGA big draw to condominium living is the luxury that comes with a maintenance-free, worry-free home. The lock-and-leave lifestyle is instantly attractive to jet-setters, busy professionals, fi rst-time homebuyers who aren’t prepared for all the maintenance that comes with a freehold home, and those who just aren’t interested in mowing the lawn, shovelling snow or dragging trash to the curb.

Granted, condo dwellers pay a monthly maintenance fee, but think about what that covers.

How would you like to spend your free time swimming in your rooftop pool, working out in your home gym, relaxing in the sauna, or enjoying a quiet moment to yourself in the perfectly manicured gardens – none of which you have to maintain yourself? A concierge greets you and your guests as you come and go, and an integrated security system helps you sleep soundly at night, whether you’re at home or half-way around the world.

All of these wonderful extras contribute to the attractive condo lifestyle while you live there, and if you ever choose to sell, they can also boost your bottom line. After all, you’re not the only one who wants a rooftop pool at their disposal and a gym right under their roof.

Consider your condo an investment, and those monthly fees ensure all the elements that attracted you to condo living in the fi rst place remain attractive to prospective purchasers down the line.

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LEGALLY SPEAKINGJayson SchwarzJayson Schwarz LL.M is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit the website at schwarzlaw.ca or email [email protected].

BILD REPORTBryan TuckeyBryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta)and BILD’s official blog (bildblogs.ca).

DESIGNER ADVICEYanic SimardYanic Simard is New Condo Guide’s design editor, principal designer of the award-winning Toronto Interior Design Group (tidg.ca), and regular guest expert on City’s Cityline. Check out Yanic’s accessory line, Yanic Simard Selected, online at ysselected.com

CONDO PROBarbara LawlorBarbara Lawlor is president and CEO of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condo developments inthe GTA and overseas.

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline HillEDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan LeggeDIRECTOR OF SALES

Moe LalaniASSOCIATE PUBLISHERSWO NEW HOMES

Susan Maxwell ART DIRECTOR

Daiana GarayEDITOR

Lydia McNuttCONTRIBUTING EDITORS

Wayne KarlElisa KrovblitSara Duck (on leave)DESIGN EDITOR

Yanic Simard

SENIOR SALES MANAGER

Conni RobinsonSENIOR ACCOUNT EXECUTIVES

Dionne [email protected] [email protected]

SALES & MARKETING CO-ORDINATOR

Terry BassettADMINISTRATIVE ASSISTANT

Antoinette Jackson

NATIONAL CIRCULATION MANAGER

John Jenkins

PRODUCTION MANAGER

Bala GnanapandithanPRODUCTION CO-ORDINATOR

Sandra Hanak-VujnovicGRAPHIC DESIGNERS

Viosa Barileva, Miguel Cea, Hannah YarkonySandra Hanak-Vujnovic, Mike Terentiev

#500-401 The West MallEtobicoke, ON M9C 5J5T 416.626.4200 F 416.784.5867ypnexthome.ca

ADVERTISING Call 416.626.4200 for advertising ratesand information. CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.COPYRIGHT 2015 All rights reserved by Yellow Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law.TERMS Advertisers, editorial content and New CondoGuide are not responsible for typographical errors,mistakes or misprints. All prices are correct as of presstime and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Email to [email protected] views and data expressed by columnists do not necessarily represent those of the publication.

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

INVESTOR ADVICE Andrew la FleurAndrew la Fleur is an award-winning realtor withRe/Max. Andrew’s expertiseis in helping investors make money in the Toronto condo market. Visit TrueCondos.com/NewCondoGuide for a free gift. Contact Andrew at 416.371.2333 [email protected]

STAT CHATBen MyersBen Myers is senior vice-president of Market Research and Analytics at Fortress Real Developments. Follow his blog posts and commentary on the Canadian housing market at fortressrealdevelopments.com/news or follow him on twitter at @BenMyers29

CONTRIBUTORS NEW CONDO GUIDE

HOMEBUYERS’ HELPKara KuryllowiczKara Kuryllowicz is a Toronto-based freelance business writer with a long-term interest in real estate, as both a homeowner and a landlord with investment properties. She loves living in Toronto’s Riverdale area as well as on an island in Pointe au Baril.

MAKE YOUR MOVEChuck ResnickChuck Resnick is vice-president of marketing and operations for Two Men And a Truck - Canada, a division of Heron Capital Corp. Visit online at twomen.ca or call 416.204.0007.

FUNDAMENTALLY SPEAKINGWayne Karl Wayne Karl is an award-winning writer and editor with experience in real estate and business. Email him [email protected] follow him on Twitter at Twitter.com/WayneKarl

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Rain Condos introduces a fantastic new incentive at Oakville’s most successful condo. As a special Move-In Bonus, you are able to buy with a 5% deposit. Plus, you can call this condo home in just 5 short months. This offer is for a limited time only so act now before it is too late!

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Rain Condos introduces a fantastic new incentive at Oakville’s most successful condo. As a special Move-In Bonus, you are able to buy with a 5% deposit. Plus, you can call this condo home in just 5 short months. This offer is for a limited time only so act now before it is too late!

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Limited time offer. Additional deposit payable on occupancy. Prices, sizes and specifications are subject to change without notice. Please see sales representative for full details. Rendering is artist’s concept. Exclusive listing brokerage TFN Realty Inc. Brokers Protected. E.&O.E.

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AUGUST 29 – SEPTEMBER 12, 2015 VOLUME 19 ISSUE 16

2 Editor’s Note

12 BILD ReportCreative solutions for environmental protectionby Bryan Tuckey

14 In The NewsToronto housing market edges into high-risk territoryby Wayne Karl

16 Legally SpeakingClosing costs 101by Jayson Schwarz

17 Style FileGet the lookby Elisa Krovblit

18 In The NewsCondo inventory drops as demand rises across the GTAby Lydia McNutt

22 In The NewsGreat Gulf raises over $1 Million for The Sunnybrook Foundation

24 In The NewsGreat Gulf presents Wellspring Chinguacousy with $200,000 to support people living with cancer

30 Neighbourhood Profi leYonge and Eglintonby Elisa Krovblit

20

COLUMNS / NEWS / FEATURES

Lighthouse Tower arriving this fall A residential beacon at Daniels Waterfront – City of the Arts

COVER STORY

CONTENTS

32 Home Sweet HomeCanadians taking on more debt, but relax – it’s good debtby Lydia McNutt

34 Fundamentally SpeakingHow might foreign economic woes aff ect Canadian real estate?by Wayne Karl

38 Condo ProWhat is interim occupancy?by Barbara Lawlor

42 Stat ChatCan you buy a condo without “love money”?by Ben Myers

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CONTENTS

44 In The News New highrise prices hit record high, sizes at a low in July

46 Investor Advice Investors getting schooled on student-oriented rental condos by Andrew la Fleur

48 In The News Toronto housing starts fall for first time in five months

54 Taxing Issues Don’t try to time the market by Henry Choo Chong

58 In The News Canadian home sales slip, but still strong in July

60 Designer Advice Neutral territory by Yanic Simard

66 Homebuyers’ Help Your land in limbo: Do you need a power of attorney? by Kara Kuryllowicz

72 In The News Gemterra breaks ground at Joy Condos along the Sheppard Avenue corridor

74 In The News Ottawa’s Capital Hall answers student need for housing near Carleton University

76 In The Kitchen Fired up with Chef Roger Mooking by Stephanie MacDonald

80 Condo Watch 416 Previews, new releases and grand openings in the 416

82 In The News Lindvest launches new condo at future transit hub

84 In The News Minto Westside Block Party celebrates the west end

94 Condo Watch 905 Previews, new releases and grand openings in the 905

98 Quick Tips Four organizing myths that keep your life in disarray by Hellen Buttigieg

100 Make Your Move To pack or not to pack? by Chuck Resnick

105 Condo Buyers’ Resource Section

110 Advertiser Index

CONDO PROFILES

BRANDY LANE HOMES The Davies: Luxury living reimagined40 FRAM

Fairview Park: Enjoy life ‘a shop, skip and jump’ from a mall, TTC and an on-site park

86

010-011 CG GTA TOC_ISS 16_L.indd 13 8/25/15 3:49 PM


By Bryan Tuckey

BILD REPORT

Bryan Tuckey is president and CEO of the Building Industry

and Land Development Association and a land-use planner who has worked for

municipal, regional and provincial governments. Follow

him on Twitter @bildgta, facebook.com/bildgta and

bildblogs.ca

Creative solutions for environmental protection

This fall, 185 families will be moving into one of the most environmentally sustainable communities in the GTA.

Located in the Town of Newmarket, the water-conscious and energy-saving community is called The Vales of Glenway and it is raising the bar for innovation, and overall environmental performance and sustainability for new homes.

BILD members Bazil Developments Inc. and Mosaik Homes are transforming what was a 30-acre farm into a community featuring innovative technology and building techniques that have received nods from local, regional and conservation authority officials.

Bazil principal Paul Bailey says they didn’t set out to be an example, but rose to the challenge presented by town officials as part of a pilot project aimed at speeding up approvals for low-impact development.

The project team included staff from the Town, York Region, Lake Simcoe and Toronto Region Conservation Authorities, and everyone worked together to come up with innovative solutions to conserve energy and water inside and outside the homes and throughout the overall development. It wasn’t always easy, Bailey says, but they overcame a number of obstacles and learned a lot. The project has since been recognized by the Lake Simcoe Conservation Authority as a model of environmental sustainability.

For indoor water and energy conservation, every Vales of Glenway home is designed to exceed Ontario Building Code requirements by at least 25 per cent. The homes will be outfitted with newly designed low-flow toilets, Energy Star appliances, water-saving whole-home furnace-mount humidifiers, programmable thermostats, additional insulation and more. The team also undertook a seed-and-sod study on the site to determine the best way to use soil and plants to help conserve water, and participated in Enbridge’s Savings by Design program, a Green building initiative that helps builders design and construct homes that will help homeowners save on energy costs.

The team is also working to reduce the phosphorus that is going into Lake Simcoe by more than required by provincial regulation. Two fascinating strategies used to accomplish this are bioswales and rain gardens, which will look like nice landscaping, but functionally will be doing amazing things to capture roof rain runoff and eliminate the need for storm sewers.

When the community at the corner of Bathurst Street and Davis Drive is complete, it will be the first of its kind within the Lake Simcoe watershed to use these water and energy conservation measures, according to the Conservation Authority. For the innovation and incorporation of Green infrastructure, the Conservation Authority presented Bailey with a Conservation Award of Merit in 2013 for his leadership.

Across the GTA, BILD members and community builders take the environment into account every day when making planning, design and construction decisions. The industry is meeting strict regulations, like the

Building Code and others, and many exceed them.

For those who are pushing to have their teams do things differently than they have in the past, they know that new homebuyers will reap the benefits and as a greater region, we all will too.

012 BILD Report-Environmental protection_L.indd 18 8/25/15 12:14 PM


IN THE NEWS

Toronto housing market edges into high-risk territory

The Toronto housing market, until now one of Canada’s hottest but also one of only moderate risk, has officially moved into high-risk territory,

according to Canada Mortgage and Housing Corp. (CMHC).

CMHC’s latest House Price Analysis and Assessment (HPAA) framework, designed to identify problematic conditions, says the national overview is still low-risk.

A significant change, however, is that Toronto has joined Winnipeg and Regina as the country’s high-risk markets.

“Nationally, CMHC continues to detect a modest risk of overvaluation,” says Bob Dugan, CMHC’s chief economist. “However, our overall assessment of the risk of problematic conditions varies from centre to centre due to regional differences in housing markets. Imbalances in local housing markets could be resolved with further moderation in house prices or improving economic conditions.”

In Toronto, the high-risk rating – up from moderate risk in April’s HPAA – reflects a combination of price acceleration and overvaluation.

“In the case of Toronto, strong price acceleration in 2015 reflects a larger share of sales of pricier homes,” he says. “The rise in house prices has not been matched by growth in personal disposable income, giving rise to a modest risk of overvaluation.”

The number of completed and unsold units – notably in the highrise category – has risen significantly from the last quarter and is now above its historical average, CMHC says. However, the situation is not yet problematic because the number of condo units under construction has slowed due to rising completions. In addition, condominium resale and rental markets remain tight, suggesting unsold inventories could be steadily absorbed provided that builders manage inventories well.

“Toronto is a dichotomy of housing markets,” says Dana Senagama, CMHC’s senior market analyst for the GTA. “Lowrise inventories are very, very low, while highrise supply growing, and price growth is slowing.”

Toronto has seen average price growth of about 10

per cent year-over-year in the lowrise category, “and less than half that in the condo sector.”

Vancouver – Canada’s most expensive market – has so far managed to escape rising risk factors, and remains in the low-risk category. This is somewhat surprising, given the price of housing in the city, and the rapid price growth.

“There’s a high degree of segmentation in this market,” Dugan says. “There’s quite a variety, a significant segment of the market that is more closely tied to incomes.”

Despite high home prices in Vancouver, demand for housing across the price spectrum is supported by a growing population and growth in personal disposable income, as well as by the limited supply of land. First-time homebuyers focus on lower-priced options in suburban locales, whereas at the high end of the price spectrum, demand is supported by high net-worth residents or repeat buyers with significant equity in their homes.

MAJOR CENTRES IN CANADAThe HPAA is a comprehensive framework designed to assess housing market conditions by taking into consideration the economic, financial and demographic drivers of housing markets. Risk factors are: overheating, acceleration in house prices, overvaluation, overbuilding.

» Calgary: Low risk

» Edmonton: Low risk

» Halifax: Low risk

» Hamilton: Low risk

» Moncton: Low risk

» Ottawa: Low risk

» St. John’s: Low risk

» Vancouver: Low risk

» Montreal: Moderate risk

» Regina: High risk

» Toronto: High risk

» Winnipeg: High risk

By Wayne Karl

014 News-Toronto housing market edges into high risk territory_MC_L.indd 18 8/25/15 12:14 PM


By Jayson Schwarz

When you close on your new home, there are three groups who will come a-knocking, looking for payment – the builder, the government and

the lawyer.Your lawyer generally collects all of the necessary

money from you and your mortgage company, doles it out to the builder and government, and keeps his cut.

The builder will get paid the purchase price of the property from your mortgage company, less the deposit – which you’ve already paid. You may even get a credit for certain items, called “adjustments” which will be reflected on a document called the Statement of Adjustments, like HST payable, the original purchase price on the property, real estate taxes, hydro expenses, common expenses and maintenance fees (as applicable), connection costs, levies and charges, to name but a few. Review this document carefully and ensure you understand all the charges that you are required to pay. This is the final figure owed to the builder.

The Ontario and City of Toronto governments also want their share, in the form of Land Transfer Taxes and sales tax. There are many other items, but they usually show up on your lawyer’s disbursement account or trust reconciliation, as do many of the municipal compliance request charges.

Speaking of the lawyer’s account... First of all, you have to pay the legal fee, whatever the amount you agreed to. You did have a pre-agreed fee, didn’t you? Then come disbursements, those monies expended by your lawyer on your behalf necessary to close the transaction, like registration charges, title insurance,

LEGALLY SPEAKING

Jayson Schwarz LL.M. is a Toronto real estate lawyer and

partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email [email protected]

and give us your questions, concerns, critiques

and quandaries.

Closing costs 101

couriers and searches. Be careful – it is here that someone may try to take advantage of you by charging large fax, mail and photocopy fees. Have your lawyer justify all expenditures that don’t make sense.

Remember, a large part of your closing costs is based on what you negotiate at the beginning of the purchase process.

When you close on your new home, there are three groups who will come a-knocking, looking for payment – the builder, the government and the lawyer

016 Jayson Schwarz-Closing costs 101_VB_L.indd 18 8/25/15 12:14 PM

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MATHIRES - All Sites Due: 26/08/2015

File Name: MATHIRISE-NCG_Short Gatefold_Fall 2015 Publication: HIRES

Trim: 11.25” x 10.5” Safety/V.O.: .25” *see additional guides DPI: 300

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File Name: MATHIRISE-NCG_Short Gatefold_Fall 2015 Publication: HIRES

Trim: 11.25” x 10.5” Safety/V.O.: .25” *see additional guides DPI: 300

Bleed: .125” Colours: CMYK Built: 19/08/2015 – SS


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IN THE NEWS

Condo inventory drops as demand rises across the GTA

Those fearing a wave of unsold condo inventory in the GTA can breathe a little easier, with supply down 13 per cent year-over-year according to

Urbanation’s latest condo data released recently. A total of 17,709 units were up for grabs in the second quarter of 2015, which would take 10.2 months to sell o� – a drop from 13.5 months a year earlier, and fi gures that Urbanation classifi es as “balanced market conditions.”

Completed and unsold condo inventory fell from a high of 1,647 at the end of March, down to 1,425 units by the end of June.

» Units at the occupancy stage: 94% sold

» Units under construction: 87% sold

» Units in the pre-construction phase: 67% sold

Between April and June, 6,297 new condominium apartments were sold across the GTA, an 11-per-cent year-over-year increase attributed to a spike in sales of units under construction or those recently completed.

New projects that launched sales in the second quarter were also in high demand, with 56 per cent of the 5,737 new units scooped up in the period, compared with 54 per cent during the same period a year ago.

“The Toronto condo market remains highly absorbed as demand is showing strength across the board. From higher-end product in the core to more entry-level units in the 905 region, sales and rentals are trending higher,” says Shaun Hildebrand, Urbanation’s senior vice-president.

While new condo sales swelled, price growth remained slim, showing year-over-year growth of two per cent to an average of $566 per sq. ft.

Meanwhile, the resale condo sector saw meatier gains in sales and prices, with sales up 21 per cent to a record of 6,443 units in the second quarter, and price increases of 6.8 per cent to an average of $453 per sq. ft.

The condo rental market echoed its resale counterparts, showing leases up 22 per cent from a year earlier to a new high of 8,200 units, and average rents increased by 4.6 per cent annually to $2.48 per sq. ft.

By Lydia McNutt

hose fearing a wave of unsold condo inventory “The Toronto condo market

018 News-Urbanation-Condo inventory down Q2-2015_MC_L.indd 18 8/25/15 12:15 PM


WATERFRONTFOREVER

ARRIVING THIS FALL!

FOREVER

INNER CIRCLE MEMBERS RECEIVE SPECIAL PERKS AND PRIVILEGES AT LIGHTHOUSE TOWER

• First choice of suites, fl oors and views before the general public

• Your invitation to the fi rst advance sale

• Members only invitations to Daniels events

• Access to insider information Becoming an Inner Circle member is easy. To take advantage of Inner Circle privileges, a one-time $500 membership fee is required. This fee can be applied to the purchase of any Lighthouse Tower suite. Should you decide not to purchase at Lighthouse Tower, your $500 will be fully refunded. It’s a win-win!

The Inner Circle is open for a limited time only, and will close prior to the Inner Circle sale.

REGISTER NOW!DANIELSWATERFRONT.COM 416.221.3939

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Get an inside look at an arts-inspired life on the waterfront.Visit our presentation centre for a sneak peek!

Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artist’s concept. Prices and specifi cations are subject to change without notice. E.&.O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited.

This fall, The Daniels Corporation will unveil Lighthouse Tower at Daniels Waterfront – City of the Arts, a master-planned, mixed-use community surrounded by creativity, inspired by arts and culture, and driven by innovation. This visionary gateway to the East Bayfront, where Lower Jarvis meets Queens

Quay, will introduce a new era of living, offering residents panoramic lake and city views, exceptional amenities, luxurious suites, and endless conveniences at your doorstep, including Sugar Beach North, a beautiful promenade featuring retail and public art, linking to Canada’s iconic sandy Sugar Beach to the south.

WATF 41983 Condo Guide ad.indd 1 2015-08-20 10:41 AM



COVER STORY

Lighthouse Tower arriving this fall A RESIDENTIAL BEACON AT DANIELS WATERFRONT –

CITY OF THE ARTS

DANIELS WATERFRONT – City of the Arts is a master-planned, mixed-use community that will become the gateway to Toronto’s East Bayfront. The community is bordered by Lake Shore Boulevard, Richardson Street, Queens Quay East and Lower Jarvis, and next to Lake Ontario, Canada’s Sugar Beach, the Water’s Edge Promenade, Sherbourne Common and St. Lawrence Market. It’s steps to dedicated bike lanes, TTC, Union Station, the Gardiner Expressway and the DVP, and only minutes from the Entertainment, Financial and Distillery Districts.

This live-work-play-learn-create community will combine residential, office and retail components, including The Yard, a charming

pedestrian laneway linking Jarvis and Richardson streets, with retail venues, cafés and eateries. The neighbourhood also includes Sugar Beach North, a prominent public amenity for outdoor gatherings, music, dance and celebration.

The 45-storey Lighthouse Tower is the first condominium residence that will go on sale this fall with suites priced from $279,900. Lighthouse Tower combines a stylish welcome with smart suite layouts; contemporary finishes and Miele kitchen appliances. Residents will have exclusive use of amenities within the 25,000-sq.-ft. Lakeside Club located on two levels. The Lower Deck on 3 includes an outdoor tennis/basketball court, bocce, gardening plots, a fitness centre, a fully equipped kitchen library, gardening prep studio, and art and jam studios. The Upper Deck on 11 includes a sports lounge and billiards studio, fireside lounge, and an outdoor cocktail pool and sun deck overlooking the city skyline, cabana suites, barbecue area and much more. A recreational coordinator will also be on hand to set up personal training sessions for residents, book the party room and more.

Enhancing the “City of the Arts” component of this incredible neighbourhood is an exclusive Interconnectivity Package. Residents will receive special access to arts organizations within the community, plus some of the city’s prominent cultural organizations such as Artscape, TIFF and NXNE. The ability to select from artist talks, curator-led gallery tours,

Sugar Beach North

020-021 CVR Daniels-Waterfront_VB_L.indd 46 8/25/15 12:15 PM


To register for Lighthouse Tower and join the Inner Circle, visit

Daniels’ Waterfront presentation Centre at 162 Queens Quay

East, call 416.221.3939 or visit DanielsWaterfront.com.

Follow @DanielsWtrFront on Twitter for the latest updates on everything Daniels Waterfront – City of the Arts.

arts workshops, access to premium priority screenings during TIFF, and platinum passes to NXNE events means cultural mavens can tailor their artistic experiences to their personal aesthetic.

Suites range from studio to two-bedroom layouts, topping off with distinguished Gallery suites and Penthouses featuring expansive views of Lake Ontario and the city skyline.

To ensure the very best chance to purchase a suite in this incredible location, registrants can join the Lighthouse Tower Inner Circle. Inner Circle members will receive an invitation to attend the First Advance Sale before the general public and will have the most comprehensive selection of suites, floors and views to choose from. To join, a $500 registration fee is required, which will be applied toward the purchase of your suite, or fully refunded if you choose not to purchase.

The Daniels Corporation (danielshomes.ca) is one of Canada’s pre-eminent builders/developers, building more than 25,000 new homes across

the GTA for 33 years. Daniels has been named Tarion Warranty Corporation’s ‘Ontario High Rise Builder of the Year,’ and is a recipient of the Toronto Arts and Business Award presented by the Toronto Arts Foundation. Among its many initiatives, Daniels was chosen to partner with Toronto Community Housing to revitalize Regent Park in Toronto’s Downtown East. Committed to community, Daniels offers innovative programs that help people achieve home ownership, champion’s neighbourhood initiatives that enhance residents’ quality of life, and supports numerous charities and non-profit organizations.

The Yard

Daniels Waterfront – City of the Arts

020-021 CVR Daniels-Waterfront_VB_L.indd 47 8/25/15 12:15 PM


IN THE NEWS

Great Gulf raises over $1 Million for The Sunnybrook Foundation

The 20th Annual Great Gulf Invitational presented by Formacon Construction, held at the Cardinal Golf Club in Kettleby on Aug. 14 raised more

than $154,000 bringing the total funds donated to Sunnybrook’s Centre for Youth Bipolar Disorder (CYBD) to over $1 million. With a Wild Wild West theme, 375 golfers also had an opportunity to participate in the Mechanical Bull competition in true western spirit.

“Since 2006, Great Gulf has been committed to supporting the important work of Dr. Benjamin Goldstein at Sunnybrook’s CYBD and the need to remove barriers for those struggling with mental illness so that they do not face prejudice or discrimination,” said Great Gulf’s president Christopher Wein. “It is especially gratifying that all those involved in the tournament – including our sponsors, golfers, employees and organizing committee – embraced the importance of this cause. We extend a heartfelt thank you for their continued support and generosity in making this annual tournament an outstanding success and in helping bring awareness to youth bipolar disorders.”

Dr. Benjamin Goldstein, associate professor of Psychiatry and Pharmacology at the University of Toronto, director of the Centre for Youth Bipolar Disorder, Sunnybrook Health Sciences Centre and a scientist at the Sunnybrook Research Institute, was on hand for the cheque presentation.

“Sunnybrook’s CYBD came into existence on the strength of Great Gulf’s support, and since that time has become a hub of clinical care, education, and research on the topic of youth bipolar disorder. In recent years, teenage patients from CYBD and their parents have attended and spoken during the tournament dinner. You can see the impact of these personal perspectives in the eyes of attendees, and you can hear it in their applause.

“Teens with bipolar disorder, and their families, need hope and they need a place that they can turn to when it matters most. CYBD is dedicated to making scientific discoveries that will invent a better future for youth with bipolar disorder. CYBD is also dedicated to providing timely assessments and care, and to expanding the scope of our services to span both the physical and mental health needs of our patients,” said Dr. Goldstein.

About Great GulfEstablished in 1975, the Great Gulf Group of companies including Great Gulf, Ashton Woods Homes, First Gulf Corporation, Tucker HiRise Construction, H+ME Technology and Taboo Resort Golf and Spa, is one of North America’s premier real estate organizations. With major projects in Canada and the United States, the company’s fully integrated activities span the entire real estate spectrum. For more information, visit online at greatgulf.com

022 News-Great Gulf raises over $1M for Sunnybrook Foundation_L.indd 18 8/25/15 12:15 PM

YONGE & BLOOR QUEENS QUAY & SHERBOURNE YONGE & RICHMOND

$580,000s $470,000s$330,000s• Only 10% down• Direct access to subway lines• Now under contruction• Move in next year!

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LOCATION IS EVERYTHING.

For 40 years Great Gulf has been building homes. Over 40,000 families acrossOntario are now living in a Great Gulf community. Visit our sales centres today.

Illustrations are artist’s impression. Prices, sizes and specifications subject to change without notice. E.&O.E.Exclusive Listing: Backer Real Estate Incorperated, Brokerage, Brokers protected. Offers valid on select suites only and are limited time only.Offer subject to change or withdrawal without notice. See sales representative for details.

By appointment

62896_GG-New Condo Guide_FINAL.pdf 1 2015-08-19 2:46 PM


IN THE NEWS

Great Gulf presents Wellspring Chinguacousy with $200,000 to support people living with cancer

Great Gulf presented Wellspring Chinguacousy with $200,000 to support people living with cancer in Brampton and the surrounding

communities. Participating in the cheque presentation at Wellspring Chinguacousy was Mayor Linda Jeffrey; regional councillor Gael Miles; CEO of Wellspring Cancer Support Foundation Christina Smith; and Christopher Wein, president, Great Gulf.

“We are so thankful for the corporate support we receive from companies like Great Gulf,” said Smith. “With no core government funding, Wellspring Chinguacousy relies on donations from the generous Brampton community to continue to provide cancer support programs and services to people living with cancer and their loved ones, free of charge. Last year, Wellspring Chinguacousy had 6,721 program visits and since opening its doors in 2008, it has provided support to over 3,400 people living with cancer.”

“Great Gulf has been building master-planned communities for four decades in Canada and the U.S. With a deep commitment to corporate social responsibility, we stay connected to the communities we build by participating in local initiatives,” said Wein. “We are proud to be involved in Wellspring

Chinguacousy knowing that this community-based support centre plays a significant role in providing important programs to improve the physical and psychological well-being of those and their families touched by cancer.”

About Wellspring Cancer Support Foundation Wellspring Cancer Support Foundation is a network of community-based cancer support centres offering programs and services for people living with cancer, as well as for those who care for them, free of charge.

Wellspring has four centres in the GTA. Last year, Wellspring Chinguacousy saw over 6,721 visits to its programs and services. About Great Gulf Established in 1975, the Great Gulf Group of companies including Great Gulf, Ashton Woods Homes, First Gulf Corporation, Tucker HiRise Construction, H+ME Technology and Taboo Resort Golf and Spa, is one of North America’s premier real estate organizations. With major projects in Canada and the United States, the company’s fully integrated activities span the entire real estate spectrum.

From left to right: Mayor Linda Jeffrey; Christopher Wein, president of Great Gulf; CEO of Wellspring Cancer Support Foundation Christina Smith; regional councillor Gael Miles

024 News-Great Gulf donates to Wellspring_L.indd 18 8/25/15 12:15 PM

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By Elisa Krovblit

NEIGHBOURHOOD PROFILE

Yonge & Eglinton

The heart of mid-town, Yonge and Eglinton is a vibrant community with a little bit of everything, like a financial centre, nightlife, businesses,

entertainment, parks, dining – plus lots of upscale shopping. It’s also a great neighbourhood for strolling, as well as a perfect place to live if you are reliant on public transit.

The vibe The vibe of this neighbourhood is a busy pace in the hub – right at Yonge and Eglinton – but the side streets are quiet and tranquil, with large, old trees and well-kept homes boasting manicured lawns. It’s a cool part of town, definitely attracting active and outdoorsy residents. Meet the neighbours Sometimes referred to as “Yonge and Eligible,” the neighbourhood definitely has its share of young, single professionals out to enjoy their community. There’s a wide range of pubs, lounges and shopping to meet that demand. There are also older, active adults on the move, who call the upscale and posh residences in the area “home.” Affluence is definitely notable in this ‘hood. In the area The area has a large shopping centre and business complex at Yonge and Eglinton. The library and several schools – both public and private – are in the area, including the prestigious Havergal College for girls and Upper Canada College for boys. Eglinton Park is massive, with everything from tennis and baseball diamonds to a playground and winter ice skating. Planes, trains and automobiles Yonge and Eglinton offers it all, but it can be a bear to navigate at rush hour.

With one-way streets and no turns, the area is best traveled without a car, and it’s a neighbourhood that is easy to navigate by foot or bike. And thanks to the subway, a car isn’t a necessity here.

Yonge and Eglinton is right on the Yonge subway line and the station is a really busy one. The area is well served by public transit for those who don’t have a car. Mount Pleasant and Avenue Road are also great access routes to the city when Yonge Street is too busy. The good, the bad and the rest While there are still some deals and budget dining, the area is known for its upscale shopping and five-star restos. If you’re going to live here, be prepared for lots of traffic, bustle and noise – both vehicular and pedestrian. On the up side, it’s been rated very highly as a walker’s paradise. Visit YPNextHome.ca for more photos and neighbourhood profiles.

Average household income: $102,433 Cheers! The majority of residents prefers red wine Own or rent? 71% rent versus 29% own What’s on? The most-watched TV shows in the ‘hood are documentaries

FAST FACTS

Source: Environics

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About 80 per cent of Canadians are carrying some kind of debt – and given today’s low lending rate environment, it’s not surprising that the amount of debt we’re taking on is on the rise. The results of the

2015 annual debt poll released recently by BMO and conducted by Pollara show Canadians owe on average $93,000 – up from $76,140 in 2014, and $72,045 in 2013.

While this sounds like a hefty number, particularly compared to just two years ago, Sal Guatieri, senior economist at BMO Capital Markets, notes that it is “good debt” – investment debt that creates value. Topping the list were home purchases, home renovations and education expenses.

By Lydia McNutt

Canadians taking on more debt, but relax – it’s “good debt”

HOME SWEET HOME

Lydia McNutt is an award-winning writer and editor of New Condo

Guide. Lydia’s love of architecture, interior design and the written

word have landed her happily at home at Yellow Pages NextHome,

where real estate rules. Email [email protected],

and follow her on Twitter@LydiasTweets

“Given the angst about high debt burdens, it’s somewhat comforting to know that Canadians are generally accumulating good debt to fi nance investments in their homes and educations, as opposed to bad debt such as discretionary spending on vacations and entertainment,” says Guatieri.

Can Canadians handle their debt?Half of Canadians (49 per cent) said buying a home was a major contributor to their debt. Thirty-four per cent said it was the main factor.

Indeed, home sales have been up across the country, with the Canadian Real Estate Association recently reporting a 3.4-per-cent increase in sales in July year-over-year, marking the second-highest July sales stat on record since 2009. Activity stood 12.6 per cent above the 10-year average for July.

Today’s low interest rates have prompted many who have been sitting on the sidelines to jump into home ownership, while those who weren’t able to carry a mortgage at a higher rate can now do so with the hard-to-resist rates o� ered by mortgage lenders today. And therein lies the potential problem.

“Rapidly rising house prices in [Toronto and Vancouver] could encourage some households to take on larger mortgages than they can handle when

interest rates rise,” Guatieri says. Note he said “when,” not “if.”So, what can you do to insulate

yourself from this looming threat?It comes down to common sense. Here are some tips:

» Stress-test your mortgage against a higher rate. If you can’t afford an interest rate hike of two or three per cent, then decrease your home-buying budget.

» Don’t spend the maximum you get approved for by your mortgage lender. This will be the top end of your budget.

» Factor your other debts and lifestyle into your budget. You want to live in your house, not live foryour house.

Biggest debt contributors by region SOURCE OF DEBT National ATL QC ON MB/SK AB BC

Buying a house 49% 41% 55% 46% 45% 55% 51%

Buying a car 46% 52% 47% 49% 43% 37% 42%

Home renovations 33% 32% 35% 37% 23% 21% 31%

Education 32% 27% 31% 29% 22% 18% 32%

Vacation 28% 28% 27% 32% 17% 14% 33%

Health Care / Drugs 25% 24% 28% 26% 17% 17% 28%

Entertainment 22% 19% 24% 25% 15% 18% 20%

Home electronics 20% 18% 24% 25% 12% 11% 13%

Stocks/investments 15% 10% 16% 20% 8% 9% 13%

032 Home Sweet Home-BMO-Canadians taking on more debt, good debt_L.indd 16 8/25/15 12:15 PM

T O D AY ’ S L I F E S T O R E Y S TA R T S

H E R E

L O V EL o v e h a p p e n s a t h o m e . I n s i g n a t u r e s p a c e s t h a t b e c o m e c e n t r a l t o y o u r e v e r y d a y .

L o c a t e d i n t h e h e a r t o f N o r t h Yo r k , a t G i b s o n S q u a r e y o u r l i f e s t o r e y c a n b e g i n t o u n f o l d ,

t e l l i n g a t a l e t h a t ’ s r i c h i n c u l t u r e , a d v e n t u r e a n d e x c i t e m e n t .

See sales representative for details. Prices and specifications are subject to change. E.&O.E. August 2015.

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Facebook.com/MenkesLifeSee sales representative for details. Prices and specifications are subject to change. E.&O.E. August 2015.

@MenkesLife

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C O M I N G S O O N Y O N G E & E G L I N T O N , T O R O N T OR E G I S T E R N O W A T M E N K E S . C O M

U N D E R C O N S T R U C T I O NR I C H M O N D & S P A D I N A , T O R O N T OS T A R T I N G F R O M T H E M I D $ 3 0 0 ’ S 4 1 6 . 5 9 1 . 7 7 0 0

C O N S T R U C T I O N S T A R T I N GP E T E R & K I N G , T O R O N T OS T A R T I N G F R O M $ 3 4 4 , 9 9 0 4 1 6 . 5 9 1 . 7 7 0 0

M O V E I N N O WA V E N U E & D A V E N P O R T, T O R O N T OS T A R T I N G F R O M $ 4 2 0 , 0 0 0 4 1 6 . 3 2 3 . 0 1 0 0

C O N S T R U C T I O N S T A R T I N GC H U R C H & C A R L T O N , T O R O N T OS T A R T I N G F R O M $ 2 4 8 , 9 9 0 4 1 6 . 5 9 1 . 7 7 0 0

U N D E R C O N S T R U C T I O NY O R K & H A R B O U R , T O R O N T OS T A R T I N G F R O M T H E M I D $ 3 0 0 ’ S 4 1 6 . 5 9 1 . 7 7 0 0

M O V E I N N O WY O N G E & P A R K H O M E , N O R T H Y O R KS T A R T I N G F R O M $ 6 4 0 , 9 9 0 4 1 6 . 7 3 0 . 9 7 2 2


Facebook.com/MenkesLife @MenkesLife

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150988_SmartHouse_CondoGuide_AP_FL.pdf 1 15-08-18 1:59 PM


How might foreign economic woes aff ect Canadian real estate?

By Wayne Karl

FUNDAMENTALLY SPEAKING

Wayne Karl is an award-winning writer and editor with experience

in real estate and business. In Fundamentally Speaking, Wayne explores the basics

of buying property. He can be reached at

[email protected] follow him on Twitter atTwitter.com/WayneKarl

The recent collapse of the Chinese stock market and subsequent economic woes may seem like a world away, but the e� ects are being felt globally – including here in Canada.

What might it all mean for the Canadian housing market?It’s early days yet, and the assumption is that ongoing woes in China will

hurt us. True, a troubled Chinese economy hurts Canadian shipments to that increasingly important export market, particularly from BC and Alberta. But when it comes to Canadian housing, there may actually be a benefi t.

It’s well known that Canada is a popular destination for Chinese real estate investors, and Canada Mortgage and Housing Corp. (CMHC) has said the number of foreign investors in Canada may be higher than documented – meaning there is continued strong interest in the Canadian housing market.

“We know it is common for foreign nationals to invest in Canadian real estate,” Alyssa Richard, founder and CEO of ratehub.ca told YP NextHome. “Because Canada’s market is more stable than China’s, it has become common in large cities, especially Vancouver, for Chinese nationals to invest.”

The economic downturn in China could a� ect Canadian real estate in a few ways, Richard says. “Because investment in China is uncertain at best, sometimes yielding only losses, Chinese investment in Canadian real estate could increase.

“If these Chinese investments in Canada are short-term, however, that could cause signifi cant corrections if there is a collective divestment in the future when the Chinese economy turns around.”

It is also possible, Richard says, that Chinese investment in the Canadian housing market will not see much change. “Chinese investors will not likely withdraw investments here right away, as there’s no real alternative back home to supplant their assets. Many investors will also be hurting back in China, not allowing them to further invest overseas. With no funds for new investments, the Canadian market could stay relatively level.”

CMHC’s deputy chief economist Je� rey Harris told YP NextHome that it is “di� cult to determine the e� ect foreign buyers may be having on the price of housing, as the available information on foreign buyers is largely anecdotal. Immigrant demand for housing should not be confused with sales to foreign residents.”

CMHC’s October 2014 Rental Market Survey included questions on foreign ownership of Canadian condominiums. Specifi cally, property managers were asked to provide information on the total condominium apartment units owned by people whose permanent residence is outside of Canada.

“Foreign condominium investors represent just 1.7 per cent of owners across the eleven centres surveyed,” Harris says. “The CMAs with the highest percentage of foreign investment in condominiums are Toronto at 2.4 per cent, Vancouver at 2.3 per cent and Montreal at 1.5 per cent.”

The CMAs with the smallest percentage of foreign investment in condominiums are Edmonton, Regina and Winnipeg, all at 0.1 per cent, followed by Calgary at 0.2 per cent and Saskatoon at 0.3 per cent. In theory, this could mean these markets are less exposed to risks associated with any divestment by foreign owners.

034 Fundamentally Speaking-Chinese economy_L.indd 18 8/25/15 12:16 PM

*All prices, figures, sizes, specifications and information are subject to change without notice. E.&O.E. All i l lustrations are artist’s concept only. ©2015 Liberty Development Corporation. Brokers Protected. All rights reserved.

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By Barbara Lawlor

CONDO PRO

What is interim occupancy?

Condominium ownership differs from lowrise homes in many ways – especially where fees are concerned. Those entering into condo ownership for the first time will do well to understand exactly what

these costs are, and what they cover.One of the most misunderstood expenses is the interim occupancy fee.

When your lowrise home closes and you move in, you officially own it. With a condominium, depending on when in the sales and construction process you purchase, you will most likely enjoy occupancy long before you receive title to your suite.

Unless you move in after the condo is registered, you will not yet own your suite outright. You enter into what is referred to as “interim occupancy.” This is the gap between the occupancy date given to you once roof-topping has occurred, and when the condominium is registered and you receive title. Until that time, the suite is still owned by the seller (the developer).

In Ontario, a “condominium” is not formed until construction is completed and passes the approval processes that enable it to be registered with the Land Registry Office. In highrise condos, the lower floors are finished long before the upper levels, but the approvals process begins once the first suite is occupied. It typically takes up to six months, although sometimes it can be quicker. During this time, you will pay an occupancy fee to the developer.

The occupancy fee encompasses three elements. First, it is determined by the interest portion of the balance owing on the purchase price (usually payable on the registration date) based on a one-year mortgage rate of the Bank of Canada. Second, it includes the estimated maintenance fees for the suite, and third, its portion of the estimated real estate taxes. There are also other fees such as the enrollment of your suite with Tarion Warranty Corp.

You may think of it as rent, but it’s not rent, nor is it money that can be applied toward your mortgage. Once the title is transferred, you take out your mortgage and the builder/developer receives the money. The benefit to the

suite owners is that you get to move in sooner and not have to wait until registration. You will get substantial notice before your occupancy date.

Remember that during interim occupancy, you must have your homeowner’s insurance in place, and you have to arrange for utility hook-ups as if you own the home. Your appliance warranties kick in upon occupancy because you are actually using them, and your Tarion warranty is officially in place.

Barbara Lawlor is president and CEO of Baker Real Estate Inc.,

and an in-demand columnist and speaker. A member of the Baker

team since 1993, Barbara oversees the marketing and sale of condominium developments

in the GTA and overseas.

Unless you move in after the condo is registered, you will not yet own your suite outright. You enter into what is referred to as “interim occupancy.”

038 Barbara Lawlor-Understand your condo fees_VB_L.indd 1 8/25/15 2:21 PM

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39


CONDO PROFILE

THE DAVIES Luxury living reimagined

Brandy Lane Homes understands that true luxury living is achieved when elegant design, superb

finishes and chic amenities combine to create the lifestyle that sophisticated condominium buyers want to embrace. Coming this fall to a coveted Toronto neighbourhood at Avenue Road and Cottingham, the company’s newest community, The Davies, will offer gracious condominium living with unique amenities at surprisingly affordable prices.

The intimate nine-storey building has been thoughtfully positioned to capture views of adjacent Robertson Davies Park. Named for one of Canada’s preeminent authors, the park will be enhanced with new plantings and furnishings by Brandy Lane to benefit the community as a whole.

The outdoor lounge with wet bar is framed by the picturesque skyline

The Avenue Room will function as the building’s at-home entertaining centre

040-041 CP Brandy Lane-The Davies_VB_L.indd 18 8/25/15 12:16 PM


Prices will begin from the $800,000s. For more information

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“The rooftop terrace will have a series of garden reading rooms, a partitioned sunbathing area, plus a social lounge with informal seating and a wet bar framed by a picturesque skyline”

Creating a perfect fusion between indoor and outdoor living, all suites will open onto a continuous expanse of large balconies and/or grand terraces. The rooftop terrace will have a series of garden reading rooms, a partitioned sunbathing area, plus a social lounge with informal seating and a wet bar framed by a picturesque skyline.

Inside, The Davies experience begins in the stylish lobby where the welcoming environment is characterized by 24/7 concierge service, understated opulence, custom finishes and fine art. The Avenue Room with its

catering kitchen will function as the building’s entertaining centre, and there will be a conference centre, fitness facilities and a dog wash station.

Direct elevator access in each suite’s foyer will allow for an unparalleled level of privacy and convenience. The open-concept suite interiors have been artfully curated to be ideal for entertaining friends and family alike, from a seated dinner for 12, to a cocktail party for 50. Brandy Lane will even combine suites to create your ultimate dream home.

The Davies will overlook Robertson Davies Park

All suites open onto a continuous expanse of large balconies and/or grand terraces

040-041 CP Brandy Lane-The Davies_VB_L.indd 19 8/25/15 12:16 PM


STAT CHAT

Fortress Real Developments partners with builders across Canada, and Ben assists in

evaluating the market and projects that Fortress engages in. Follow

his blog posts and commentary on the Canadian Housing Market at

fortressrealdevelopments.com/news or follow him on twitter

at @BenMyers29

Can you buy a condo without “love money”?

The term “love money” is typically defi ned as seed money or capital given by family or friends to an entrepreneur to start a business. I’ve adopted the term in a real estate context – giving cash to your o� spring

to buy a home. We are seeing a lot of parents assist their adult children with down payments on homes and condominiums, a fi gure as high as 25 per cent in Canada overall, 35 per cent in Toronto and 40 per cent in Vancouver.

Ten years ago by grandmother gave me $10,000 toward my fi rst condo. Without it, I wouldn’t have been able to get into the market. However, perhaps your family is not so fortunate and doesn’t have that kind of money to gift, or maybe they do but they are just not giving it to you! Can you make it happen without love money?

The answer is “yes,” but you have to get creative. It may involve renting out a room to help o� set your monthly carrying costs. For those who are tired of the “roommate thing,” I wouldn’t compromise on location, I’d compromise on size. Live in your neighbourhood, not your suite. There are tons of space-saving and condo-e� cient furniture designs, appliances and storage systems. Put your winter clothes in your locker, or your parents’ basement. Small spaces require constant decluttering. Take stock of what you really need. You might fi nd the purge refreshing. Live on transit and get rid of your car. Buy in a building with a fi tness centre and don’t bother with the gym membership. Forget cable and Internet, get free WIFI at the local co� ee shop! Get on your condo building’s social network, share transportation, share dog-walking duties, set up play dates for the kids, borrow a pair of shoes, or fi nd someone with that missing ingredient for your meal.

If you think you’ll save money by waiting for the market to correct, well, get in the long line. People that have been waiting for this to happen since 2003. Some say Canada is on the brink of a recession; record condo units have completed over the last 12 months; investor-held units are at an all-time high. Yet the Toronto condo market continues to defy sceptics. The 6,297 new condominium sales in Q2-2015 was the third-highest quarterly sales on record for the GTA market according to Urbanation, and highrise prices have increased for both new and resale condos. If you can get in the market, get into now, as there appears to be no break in sight.

Buying a new condominium can be daunting without fi nancial assistance, but don’t let a lack of love money stop your dream of home ownership. You will have to get very creative, and make a lot of sacrifi ces, but once you grab the bottom rung of the property ladder, the climb is much easier from there.

By Ben Myers

042 Ben Myers_Stat Chat-Can you buy a condo without love money_L.indd 18 8/25/15 12:16 PM

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IN THE NEWS

New highrise prices hit record high, sizes at a low in July

The cost of homes in the GTA keeps rising. Both brand new lowrise and highrise prices hit an all-time high in July. What’s trending downward,

however, is the size of new condos, which hit a record low, according to the latest figures released by the Building Industry and Land Development Association (BILD).

The average price of a new lowrise home in the GTA hit an unprecedented $806,391 in July, according to the RealNet New Home Price Index. Prices in the lowrise market, which include detached and semi-detached homes as well as townhomes, have increased by 109 per cent in the last decade.

“In July 2005, the average price of a ground-related home in the GTA was $386,133. Today it is more than double that,” says BILD president and CEO Bryan Tuckey. “This means that many first-time buyers have been priced out of the lowrise market.”

New highrise prices have also increased 57 per cent since July 2005, when the average price was $284,598. In July 2015, it was $446,398.

The price per sq. ft. for highrise homes reached a record high $570 in July, while average unit size fell to a record-low 783 sq. ft.

“The industry is using innovating architectural design to make new homes more affordable,” Tuckey explains. “By maximizing living space and reducing overall suite size, our

members are able to keep prices within reach for many first-time buyers.”

The price gap between brand new highrise and lowrise homes has grown to $359,997, which BILD attributes to limited supply of new ground-related homes due to lack of development-ready, serviced land across the region.

“Homes are being purchased faster than they can be brought to market,” Tuckey says. “Sales have been strong but a lot of them are coming from older, unsold inventory because new project launches can’t satisfy demand.”

There were 13,259 lowrise homes sold across the GTA so far this year, while remaining inventory of lowrise homes fell to 4,550 – a new record low.

“Lowrise inventory has fallen below record low levels several times this year and will continue to do so until we have an adequate supply of serviced land designated for development.”

July ’15 Lowrise Highrise Total

Region 2013 2014 2015 2013 2014 2015 2013 2014 2015Durham 209 251 186 6 25 21 215 276 207

Halton 55 229 177 73 282 78 128 511 255

Peel 228 391 473 65 47 87 293 438 560

Toronto 26 82 41 876 925 854 902 1,007 895

York 299 354 428 75 271 296 374 625 724

GTA 817 1,307 1,305 1,095 1,550 1,336 1,912 2,857 2,641

Jan-July 6,872 11,199 13,259 8,477 12,712 12,269 15,349 23,911 25,528

Monthly new-home sales by municipality

044 News-BILD-Home prices hit record high in July_VB_L.indd 18 8/25/15 12:16 PM

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By Andrew La Fleur

INVESTOR ADVICE

Investors getting schooled on student-oriented rental condos

Student-oriented rental condos are booming. Should you consider adding one to your portfolio?

I’m getting more and more requests these days from my clients for student-oriented investment opportunities. The fact is that student rental condos are very hot right now.

Projects like University Suites in Kingston (Queen’s University), The Academy Condos in Scarborough (University of Toronto Scarborough Campus) and more recently Grid Condos in Toronto (Ryerson) were among the best-selling condos in the country over the last year, and many of my investor clients took advantage of these opportunities.

4 reasons why investing in student rental condos has never been more popular:

1. Student housing can provide great monthly cash flow. Students are more inclined to share space and therefore, as a landlord, you can charge by the room instead of by the size or the unit type.2. Student housing gives you a very predictable and steady rental pool – especially if your property is located in close proximity to a major university campus.3. Students actually make very good tenants from a rental payment standpoint because 90 per cent of the time, it’s not the student who is paying the rent - it’s mom and dad. And mom and dad are increasingly wealthy, and want to put their children in the best possible environment for success.4. Higher education is a booming industry in Canada. University enrolments are up exponentially over the last decade and they continue to grow every year. Demand for student housing is far exceeding the current supply in cities across Canada, and the current housing stock in most University areas is aging and woefully inadequate. Student rental condos are filling in this gap. The future of student housingThe old stereotype of student housing being dilapidated old houses with six to eight students sharing four bedrooms and one shower is slowly going away, as students are more discerning and are paying more than ever for their education.

Andrew la Fleur is an award-winning realtor with Re/Max.

Andrew’s expertise is in helping investors make money in the

Toronto Condo Market. Visit TrueCondos.com/

NewCondoGuide for a free gift. Contact Andrew at 416.371.2333

or [email protected]

Just like anyone else, students prefer to live in beautiful spaces that are clean and modern, with great amenities and located as close as possible from where they need to be every day – their school campus.

Upon graduation, students are entering a marketplace more competitive than ever before and having just an undergraduate degree is no longer good enough to get a good job. As a result, graduate schools are seeing huge growth too, as students are staying in school longer and longer.

This is why student-oriented rental condos are so popular. They address the growing need for high-end accommodation for the discerning student looking for every advantage they can get, and this is why every condo investor should consider adding some of this product type to their portfolio.

046 Andrew la Fleur-Investors get schoole on student oriented rental condos_MC_L.indd 18 8/25/15 12:16 PM

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IN THE NEWS

Toronto housing starts fall for first time in five months

Housing starts in the Toronto Census Metropolitan Area (CMA) trended lower at 36,810 units in July compared to 39,108 in June, according to

Canada Mortgage and Housing Corp. (CMHC). The trend is a six-month moving average of the monthly seasonally adjusted annual rates (SAAR) of housing starts.

“Toronto housing starts decreased for the first time in five months, due to contracting apartment starts. However, strong sales of pre-construction condominium apartments over the past two years will convert to more starts as the year progresses,” says Dana Senagama, CMHC’s principal market analyst for the GTA. “Lowrise starts remained robust. A tighter resale market also resulted in demand spilling over into the new-home market.”

CMHC uses the trend measure as a complement to the monthly SAAR of housing starts to account for considerable swings in monthly estimates and obtain a more complete picture of the state of the housing market.

In some situations, analysing only SAAR data can be misleading in some markets, which are largely driven by the multiples segment of the markets, and can be quite variable from one month to the next.

The stand-alone monthly SAAR was 23,657 units in July, down from 30,623 units in June. This was the result of a decrease in apartment starts this month.

The City of Toronto maintained the highest number of starts, most of which were apartment units, but also a large number of single-detached and row starts. The City of Vaughan and Brampton had the next highest number of starts, which was made up of mostly single-detached homes.

048 News-CMHC July housing starts_MC_L.indd 18 8/25/15 12:16 PM

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By Henry Choo Chong

TAXING ISSUES

Henry Choo Chong, CGA, sits on many committees and

provides accounting and tax services to individuals and

businesses in the GTA. He can be reached at

416.485.5225. Questions to Taxing Issues can be emailed to

[email protected]

Don’t try to time the market...

The opinions and views expressed herein are those of the author and not those of New Condo Guide. New Condo Guide does not necessarily endorse or encourage any specific tax strategies. Please consult a tax professional for advice specific to your particular situation.

Q This year, my wife and I would like to get into our first home. We have saved almost $65,000 for a down payment. This was three years of

eating mac and cheese, and no vacations. Is now the right time to buy? -Steve and Kathy, North York

A First-time homebuyers should not try to time the market, but buy when they are ready and able. Remember: a home used as your primary

residence is always a great investment. First of all, in Canada, the sale of a family home is tax-free. When you

sell your principal residence at a profit, that income is tax-exempt. Secondly, through home ownership, you pay yourself first – not a landlord! Mortgage payments are a way of “forced savings.” Thirdly, you can decorate and enjoy the home as you please. No money saved, but gratifying to the soul.

Before venturing into the land of home ownership, do some homework:» Buy what you can afford. Many times, the heart is bigger than the

pocketbook. Know what price range is comfortable and try not to deviate.

» Get the best interest rate and terms. Shop for the best rate and terms. A half point rate differential can cost you thousands. So can a mortgage that is closed or not portable.

» Put down as much as possible to avoid a high-ratio mortgage.» Ensure your monthly mortgage payments are manageable and will

continue to be so even if interest rates rise as early as next year and payments increase.

›› Consider closing costs Set aside an additional two to three per cent of the purchase price of the home to cover closing costs like Land Transfer Tax, legal costs and moving expenses. You do not want get caught short several thousand dollars on closing day in order to complete the deal. Speak to a real estate lawyer and he or she will give you some ideas.

›› HST, Land Transfer Tax Under certain circumstances, first-time homebuyers can qualify for Toronto Land Transfer Tax and HST rebates. Remember, you pay 13 per cent HST on new homes, not resale. If you’re buying a new home, check if HST is included in price quoted. What happens to the HST rebate? Who gets it?

» Use your RRSP as part of the down payment. Under the federal government’s Home Buyers Plan (HBP), an individual and their spouse, provided they qualify, may withdraw up to $25,000 each, tax-free, from their RRSPs. You then have 15 years to repay the amounts to your RRSP, starting after the second year of your withdrawal.

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IN THE NEWS

Canadian home sales dip, but still strong in July

National home sales dipped slightly month-over-month in July, down by 0.4 per cent according to the Canadian Real Estate Association (CREA).

While this marks the second consecutive month showing sales declines, activity in May, June and July reached its highest monthly levels in more than five years.

Sales statsYear-over-year, national sales were up 3.4 per cent, marking the second-highest July sales figure on record after 2009. Activity stood 12.6 per cent above the 10-year average for July.

Sales were up from July 2014 in just over half of all local markets, led by B.C.’s Lower Mainland and the Greater Toronto Area. While Calgary continued to post the largest annual declines in sales compared to last year’s record levels, activity there is still in line with five- and 10-year averages for sales during the month of July.

“National sales activity remains solid, fuelled by strength in British Columbia and the Greater Toronto Area, where listings are in short supply or trending that way,” says CREA president Pauline Aunger.

“It’s fair to say that the strength of national sales is still a story about two cities, but it’s equally about how trends there are spreading out in their respective provinces,” adds Gregory Klump, CREA’s chief economist. “Trends in British Columbia and Ontario have a big influence on the national figures, since they account for about 60 per cent of national housing activity. As a result, the national picture reflects how demand is running high for the short supply of single-family homes in and around the GTA while the balance between supply and demand is tightening in B.C.’s Lower Mainland. These remain the only places in Canada where home prices are growing strongly.”

Talking dollars The national average sale price was $437,699, up 8.9 per cent year-over-year in July. The jump was largely attributed to increases in Toronto and Vancouver. Excluding these two markets, prices were up 4.1 per cent to an average of $341,438.

Year-over-year price growth picked up in July for all home types. Two-storey single-family homes

continued to post the biggest year-over-year price gains (up 8.16 per cent), with comparatively more modest increases for one-storey single-family homes (up 4.88 per cent), townhouse/row units (up 4.49 per cent) and apartments (up 2.96 per cent).

Greater Vancouver and Greater Toronto continue to post the biggest year-over-year price increases, up 11.23 and 9.39 per cent respectively.

Price gains in Calgary continued to slow, with a year-over-year increase of just 0.14 per cent in July. This was the smallest gain in nearly four years, with July’s reading down about 0.7 per cent from the peak reached in November 2014 and up by about an equal percentage compared to the recent low point reached in April 2015. Prices continued running roughly even with year-ago levels in Saskatoon.

Elsewhere, home prices were up from July 2014 levels by just under two per cent in Greater Montreal and by just under one per cent in Ottawa. By comparison, prices fell by about three and a half per cent in Regina and by about one and a half per cent in Greater Moncton.

Sales versus new listingsThe number of newly listed homes has been sitting steady for the fourth consecutive month now, New supply was up in a little more than half of all local markets, led by rebounds in Calgary and Edmonton which offset a small step down in the GTA.

The national sales-to-new-listings ratio was 56.8 per cent in July, down slightly from June but on trend for sales this year as new supply has remained stable.

A sales-to-new-listings ratio between 40 and 60 per cent is generally consistent with balanced housing market conditions. Readings above and below this level indicate sellers’ and buyers’ markets, respectively.

The ratio was within the balanced range in about half of local housing markets in July. One-third of all local markets breached the 60-per-cent threshold, mostly in B.C. and the GTA.

There were 5.6 months of inventory on a national basis at the end of July 2015, unchanged from the previous two months and at a three-year low. The figure represents the number of months it would take to liquidate the current inventory of homes for sale.

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DESIGNER ADVICE

By Yanic Simard • Photos by Robin Hill

NEUTRAL territory

I recently had the pleasure of designing my own relaxing Miami retreat! With the mercury soon going south in Canada, you too can reap the rewards of some South Beach style with a neutral tone-on-tone interior. Here are some ideas for a total overhaul or a quick refreshing update.

continued on pg. 62

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ONE STEP CLOSER TO EVERYTHINGStill in pre-construction, One is the fi rst, landmark residential tower of The Kip District community and your opportunity to make the investment of a lifetime. Located at Kipling and Dundas, this new community of fi vesleek towers will share a central park, shopping and The Kip Club, amembers only, truly awesome amenity centre! All just minutes from some of Etobicoke’s nicest parks, shopping, schools, groceries and transit.

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1 / Picture perfect paletteSometimes the best colour scheme is no colour at all! To capture the South Beach spirit and keep this space feeling open and fresh, I used a white-on-white palette based around Benjamin Moore’s #OC-65 Chantilly Lace, and then added pops of other neutrals for variety.

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2 / Lively lodgingsSpeaking of cool tones, it’s important to add some warmth into a white-on-white space if you don’t want it to feel too chilly. This is why this space primarily consists of warm woods and beige accents, over cooler grey tones, and comforting accents such as the sheepskin rug in the bedroom (and exposed storage for extra bedding).

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3 / Tasteful textureA minimal palette puts the focus on texture, so it’s key to have contrast between soft and hard, smooth and rough, shiny and matte. The sleek glossy fl oors practically demanded a soft cowhide, but other furnishings use leather, ceramic and fabric upholstery (with mix-and-match pillows) for tons of tactile sensations.

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DESIGNER ADVICE continued


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4 / Tried and trueTaking the texture even further is the combination of wood and metal. Blended with white, they form a timeless trio. Balancing all three in roughly equal proportions helps the galley kitchen look coordinated despite combining so many materials – and each is picked up again throughout the space for a harmonious vibe.

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5 / Crystal clearFinally, to keep the space feeling open, I balanced some of the heavier items with light touches, such as clear acrylic nesting tables and transparent ghost chairs on the balcony. Beachy sea glass vases finished off the look for a perfect retreat in paradise!

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HOMEBUYERS’ HELP

By Kara Kuryllowicz

Do you need a power of attorney? YOUR LAND IN LIMBO

The term “power of attorney” isn’t something typically on the mind of the young and

the restless. But if you have assets and debts, and don’t have a power of attorney, the results can be frustrating and financially crippling.

People mistakenly assume that a spouse, parent, sibling or trusted friend can act on your behalf if you were incapacitated due to an accident, suffered a medical mishap or otherwise. But legally, nobody has the authority to access your funds to pay your bills, or sell your investments and real estate in order to care for you.

“We don’t think anything bad will happen, but catastrophic accidents and illnesses can and do happen at any age,” says Natalie Schernitzki, an associate lawyer specializing in wills and estates/commercial litigation, Morrison Brown Sosnovitch LLP. “If you haven’t assigned a power of attorney for property, which includes assets such as real estate, bank accounts and investments, the results can be pretty catastrophic on a number of levels.”

A power of attorney of property may be appointed for a limited purpose or on a continuing basis. A “limited power of attorney” becomes effective as soon as it is signed, and can save you cost and inconvenience. For example, you live overseas. A limited power of attorney could give the appointed person (“the attorney”) the ability to sign property purchase documents on your behalf, and you never have to get on a plane. However, a “continuing power of attorney” becomes effective in the

continued on pg. 68

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event that you are incapacitated, and allows the attorney to manage your assets during your incapacity.

Is not having a continuing power of attorney for property really that big a deal? Yes! In dire circumstances, it could render your estate in limbo, leaving your loved ones to pay your expenses out of their own pockets until you regain consciousness, or until they are granted guardianship by the court – both scenarios posing a potentially long waiting period.

Power of attorney versus guardianshipGuardianship provides the same authority as power of attorney, but the attorney is selected by the individual while they are still capable whereas a guardian, for example a family member or friend, must apply to the court for guardianship after the individual has been deemed incapable by a government-certified capacity assessor.

“In my experience, nine out of 10 people don’t have a power of attorney and without one, if something goes wrong it’s an absolute horror show,” says Gerry Miller, managing partner of Toronto law firm Gardiner Miller Arnold.

Your attorney for property has the power and freedom to make decisions on your behalf and take actions concerning your property and financial affairs. This can include everything from collecting debts to paying bills, buying goods and services, selling, storing or disposing of personal belongings, and maintaining or selling property or conversely, buying it.

Lawyers will typically charge about $350 for a single Power of Attorney and about $450 for spousal POAs that essentially mirror one another. Gardner Miller Arnold offers

a will package, for a straightforward will, that includes the power of attorney for $500, while a single POA will cost $150. MBS also offers a package of wills and powers of attorney for property – $1,000 for one person and $1,200 for a couple. Is it worth the price? The capacity assessor’s fee will likely be $1,000 or more, while having a lawyer prepare and present the guardianship application will typically start at $5,000 and can be double or even triple that price.

If you have assets and bills to be paid, you need a power of attorney for property, whether you’re in your 20s or your 60s, are single, married or in a long-term, committed relationship. As both Miller and Schernitzki point out, if you’re incapacitated, the people who care about you are already facing significant emotional and even practical challenges without adding the psychological and financial burden of your land in limbo.

A power of attorney of property may be appointed for a limited purpose or on a continuing basis

HOMEBUYERS’ HELP continued

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IN THE NEWS

Gemterra breaks ground at Joy Condos along the Sheppard Avenue corridor

Gemterra celebrated the official ground breaking of Joy Condos, an impressive

22-storey tower located next to Love Condominiums along the Sheppard Avenue corridor at 195 Bonis Ave.

Following the successful completion of Love, this latest development will become an outstanding addition to the Gemterra-built community that is anchored by a glass-enclosed amenities building.

A communal courtyard with barbecue patio, state-of-the-art fitness centre, aerobics/yoga room, indoor swimming pool and hot tub featuring change rooms with saunas are meant to bring residents together to build relationships and positive interactions.

Gemterra also unveiled the core of this vibrant community – a sustainably landscaped Green roof terrace offering over 4,000 sq. ft. dedicated to enjoying the outdoors. An active track borders the large urban garden and open space for group exercise and activities.

“Today’s ground breaking marks our commitment to continue with our high-quality projects in this bustling pocket of Scarborough. Once complete, Joy and Love will be home to hundreds of new families and residents establishing their roots in this area, which we are very proud to be a part of,” says Yan Wang, vice-president of Gemterra Developments Corp.

Many community leaders were on hand for the ground breaking. They were joined by Baker Real Estate’s president, Barbara Lawlor, and Norm Kelly, councillor of Scarborough-Agincourt Ward 40.

“The Scarborough community is continually evolving and Joy Condos plays a key role in shaping its future. With developers like Gemterra bringing modern and affordable residential options in our area, we are building communities for the next generation,” says Councillor Kelly.

The completion date for this project is scheduled for fall 2018. For more information, visit joycondos.com.

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IN THE NEWS

Ottawa’s Capital Hall answers student need for housing near Carleton University

Real estate investing is a tried and true method of simple math: what is the actual investment and what is the anticipated rate of return over time?

That basic equation has never made more sense than at Capital Hall Condominiums, now being developed by Ottawa’s Ashcroft Homes. The two-tower, 500-plus unit project in the heart of Little Italy, one subway stop from Carleton University, will deliver first-class affordable residences while filling a need for student housing in one of the country’s fastest-growing metropolitan areas.

One of the towers, Capital Hall, will be a stunning 26-storey brick and stone tower overlooking Dow’s Lake, downtown Ottawa and Carleton University. The residences are just two minutes from the Carling Station subway stop, and a four-minute ride on the newly expanded O-Train to Carleton University. The condos will also be near restaurants, bars, bistros and shopping, as well as fitness-friendly greenspace with jogging and bike trails, along with the recreational amenities of Dow’s Lake.

While the Ottawa-Gatineau National Capital Region is home to more than one million people, with population growth of 8.8 per cent well above the Canadian average, student housing at world-renowned Carleton University has failed to keep pace with the growth of this vibrant and diversified metropolitan area, which now boasts the highest median income in the country.

Carleton University has enjoyed 18-per-cent growth in its student population over the past 10 years (including a 43-per-cent increase in international student enrollment) with a current total student population of close to 28,000.

Capital Hall will benefit by this continuing stream of new students attracted to the prestige and reputation of Carleton, and will supply furnished condominiums and amenities specifically designed to appeal to students, and their parents.

The project represents an income-driven investment with the security of real estate, and provides a positive cash flow opportunity in addition to the steady growth in Ottawa real estate prices.

Suites at Capital Hall range from studios to two-bedroom units with two washrooms, and are thoughtfully designed with livability in mind, with functional and

flexible floor plans for efficiency in everyday living.The fully furnished suites at Capital Hall make this

turn-key ownership and ready to rent, including beds, side tables and lamps, living room and dining room furniture, chairs and television. Capital Hall also features 8,000 sq. ft. of student-friendly amenities designed to promote a socially engaged lifestyle, including a fully equipped fitness centre, party room, lounge with secluded study areas and a landscaped outdoor courtyard.

“Most important, Capital Hall has been designed as an environment where students will thrive in a safe and secure atmosphere,” Says Ashcroft Homes’ CEO David Choo. “Ashcroft Homes’ ‘Envie Brand’ is a lifestyle-focused approach to student condos designed the way students wish to live. Envie features a lifestyle program manager to help students balance university work and social lives, and Capital Hall also features 24-hour security, closed circuit cameras, on-site housekeeping services, and 4,000 sq. ft. of ground-floor retail featuring a grocery store and coffee shop.“

The real estate investment formula at Capital Hall speaks for itself – a safe and secure, first-class environment that addresses the significant shortage of housing for a burgeoning student population.

For more information, visit ashcroft-homes.com

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IN THE KITCHEN

FIRED UPwith Chef Roger Mooking

He can enlighten and entertain you with original music, inspire your appetites with exotic fl avours or sit in judgement of culinary failures

on TV. He’s Roger Mooking, and he’s got a lot on his plate.

He has four young kids, a gig as a judge on Canada’s most popular Food Network show, and an ambitious new restaurant venture that aims to make airport food fresh, delicious and fast – Roger Mooking

IN THE KITCHEN

By Stephanie MacDonald • Photos of Roger Mooking by Dave Krovblit

is a very busy man. The Trinidad-born and Edmonton-raised chef has an impressively varied résumé, including: as MC Mystic in the Juno award-winning R&B trio Bass is Base; as a solo recording artist; cookbook author; third-generation restaurateur, and star of popular Food Network shows such as Everyday Exotic, Heat Seekers, Man Fire Food; and now as a recurring judge on Chopped Canada.

So how does the celebrated chef and television

076-077 Special Feature-Roger Mooking_MC_L.indd 18 8/25/15 3:50 PM


personality deal with the sometimes-questionably prepared and strangely flavoured concoctions presented by the contestants of Chopped Canada? “People come into the Chopped Canada kitchen and they think, ‘Oh, I’ve seen a hundred episodes of this show, I know what to do with pop rocks and beef tenderloin…’ but when they actually get there, they have 20 finite minutes, and everything changes. It is a very hard challenge, and, as a result, we do sometimes have to put some fairly frightening things past our lips.”

Airport food is also a scary thing sometimes, and the task of serving rushed, often stressed out passengers equally so. This daunting challenge has proven to be no problem for Mooking’s latest eatery, Twist, located in Terminal 1 of Pearson International Airport in Toronto.

“I go through a lot of airports, and as someone who loves and works in the food industry, I know the airport presents unique challenges. I also know that it could be better. When the opportunity was given to me, I knew what I would like to see, and I did those things.”

Being located in the airport means serving a broad spectrum of people, from a three-year old to a 93-year-old, vegans, gluten-intolerant people and so on. This led to the design of a kitchen and serving process with significant changes from the typical airport kitchen, allowing Twist to serve fresh, made-to-order meals from an innovative mix-and-match menu, all in a very short amount of time. “Everything from the décor, the suppliers to the pacing of the service was examined to make an experience that I think is really much better, one that matches the standards I have for myself.”

One thing that’s not a challenge for Mooking – putting fire and meat together with delicious results. Though he never cooks the same thing twice, the host of Man, Fire, Food has some good advice on how to put on the perfect patio party this summer.

A self-confessed barbecue addict whose backyard is home to a plethora of fire-based cooking contraptions, Mooking explains, “I’ve got a Green Egg, a big steel keg, I have a propane barbecue, every now and then I’ll build a little fire on some stones in the backyard and cook on that, I’ll have a broiler going…sometimes they’re all going at once. I have a little bit of a fire obsession.

“I like to cook a variety of things and present it to my guests. I let them serve themselves.” Sometimes

this extends to even cooking the food. “One time I threw a pizza party, where I made a lot of dough, fired up the Green Egg outside, and let everyone make their own pizzas. The kids loved it. There were 30 different toppings, including spicy béchamel, six different cheeses – everyone gets exactly what they want.”

The theme of the perfect party at the Mooking residence usually revolves around the food itself. “I like to go to the store and see what looks good, and then take it from there. My perfect party is pretty casual.”

At the home of a professional musician you know the music is going to be good, but Mooking says he just takes care of the delicious food and lets the kids be the DJs. “I have a couple of iPods kicking around, one with kids’ music, as well as good old party classics like Duran Duran and Bob Marley. I put it on shuffle and you often hear Frozen followed by No Woman No Cry. It’s pretty eclectic.”

With all this much fun and fabulous food going on, how do you ever manage to get anyone to leave? “Well, with our four little kids and all their friends and cousins running around, early bedtimes usually bring the night to a close. We’re all exhausted.”

“ ...every now and then I’ll build a little fire on some stones in the backyard and cook on that. I’ll have a broiler going…sometimes they’re all going at once. I have a little bit of a fire obsession.”

Watch Chopped Canada season 2 on Food Network Canada, Saturdays at 9 p.m.

076-077 Special Feature-Roger Mooking_MC_L.indd 19 8/25/15 3:50 PM

M O V E I N N O W

*Prices, specs and availability correct at press time. **Promotion is valid to completed homes & inventory of 12 homes or less.

For advertising details please call Dionne Fraser at 416.540.8819

Now Available!A new Inventory Condos section: a guide to builders with quick

move-in dates for newly constructed and nearly completed condos.

2015-05-05 5:53 PM

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IN THIS SECTION Maps and listings for new condo communities in the 416 region Builder news and the latest in condos in the 416

Your complete source for condos, lofts and townhomes in the GTA

GTA EditionAug 29 - Sept 12, 2015

079 Tor Sec_VB_L.indd 81 8/25/15 12:18 PM


SONIC CONDOSBy LindvestRegister now to stay up to date on the newest condo coming to Eglinton and Don Mills.Web: Lindvest.com

VIDABy Castle Group DevelopmentCondos coming soon to the luxe Bayview Village area, steps from the subway.Register today.Web: VidaCondos.com

150 REDPATHBy Freed Dev./Capital Dev.Coming this fall to Yonge and Eglinton. Register today to stay in the know.Web: RedpathCondos.com

STANLEYBy Tribute CommunitiesRegister now to live at one of Toronto’s most iconic locations, at Church and Carlton.Web: MyTribute.ca

previews & registrations

new releases & grand openingsJAMESBy Lamb Development Corp.Tall, dark and handsome. Rising just west of Spadina Ave. on Richmond St. W. This tall thin tower of 18 stories represents the best of modern architecture and design. Register now. Web: JamesToronto.ca

ISLINGTON TERRACEBy TridelGrand opening continues at this master-planned community minutes from Islington Village and Kingsway on Bloor.Web: Tridel.com

BLUE DIAMOND AT IMPERIAL PLAZA By Camrost FelcorpThe sales centre is now open for thisdazzling new condo coming soon toAvenue and St. Clair.Web: BlueDiamondCondos.ca/cg

THE BOND CONDOMINIUMSBy Lifetime DevelopmentsFinal release of The Bond’s Connected Collection offers suites on the two top floors, plus a limited number terrace suites.Web: TheBond.ca

THE SOUTHWOODBy StreetcarPhase 2 now open – the Ravine Collection, minutes from downtown on the water’s edge, in The Upper Beach. Web: TheSouthwood.com

EAST FIFTY FIVEBy Lamb Dev. Corp. & Hyde Park HomesNow open. Spectacular modern residences coming soon to Toronto’s lower east side. Web: East55condos.ca

THE RAVINEBy Urban Capital & ALIT DevelopmentsModel suite now open in North York, where city and nature come together.Web: TheRavine.ca

TEAHOUSEBy Lanterra DevelopmentsPhase 2 now open at 501 Yonge St., where east meets west in this new Asian-inspired condominium.Web: TeaHouseCondos.com

AQUALINA AT BAYSIDEBy TridelConstruction has started on the Toronto waterfront. Visit the presentation centre and two model suites, now open.Web: Tridel.com/aqualina


CONDO WATCH

DANIELS WATERFRONTBy The Daniels Corp.Dive into an arts-inspired life on Toronto’s waterfront. Register today.Web: DanielsWaterfront.com

BRIAR HILL CITY TOWNSBy Madison HomesRegister now for Briar Hill City Towns – bungalow and two-storey urban townscoming in fall 2015.Web: MadisonHomes.ca

SAIL CONDOMINIUMSBy Opearl DevelopmentsThe new wave of design is here! Modern urban condos coming soon to Victoria Park and Sheppard. Register for priority preview.Web: SailCondos.ca

GRID CONDOSBy CentreCourt DevelopmentsGet schooled on smart condo living inToronto’s “Learning District.” Register now.Web: GridCondos.com

MARQUETTEBy Kubo DevelopmentsNow previewing, boutique urban townsnear Bathurst and Wilson. Visit the salescentre today.Web: Marquette.ca

CONNEXIONBy North Star HomesPreviews continue in this prime Bloor and Islington community. Register now for first priority preview.Web: NorthStarHomesInc.com

LIBERTY CENTRAL TWOBy CanAlfaPresentation centre now open. The sequelto Liberty Central By The Lake showcases spectacular lake and city views in the popular Liberty Village neighbourhood.Web: LiveInLiberty.com

EAST UNITED By SigNature CommunitiesRegister now to be part of Toronto’s vibrant east end. Condos coming to the corner of Berkeley and King.Web: EastUnitedCondos.com

JOY CONDOSBy GemterraComing soon to this prime Scarborough location, near Kennedy and Sheppard.Register now to stay up to date.Web: JoyCondos.com

Builders: If you would like toinclude your preview registration,new release or site opening in thisfeature, just email the details [email protected]

416

080 Condo Watch-416_L.indd 92 8/25/15 3:50 PM

new condos from the low $300s. move in spring 2016.register at oneeleven.ca or call 647 351 4111

for promotions + upcoming events.

CONDOMINIUMS + LOFTS

Exclusive Listing Brokerage: Baker Real Estate Incorporated. Brokers Protected. Rendering is an artist’s impression. Prices and specifications are subject to change without notice. E.&O.E. July 2015.

two-storey penthousedesigned by internationally renowned

II BY IV Design Associates, each unit features 9-foot ceilingsin all principal rooms, designer european-style kitchens,engineered hardwood floors, exposed concrete ceilings,

floor-to-ceiling windows and soaker tubs.

the best deal at king + bathurst

oneeleven condos from harhay developments + carttera

111_NCG_08-19_ad4.indd 1 2015-08-21 9:13 PM



IN THE NEWS

Lindvest launches new condo at future transit hub

Hot on the heels of its successful B.Streets Condos, Toronto-based developer

Lindvest has just announced a new condo coming soon to Eglinton and Don Mills. Dubbed Sonic, the highrise is already making a boom among real estate watchers and condo buyers, with promises to infuse new life into this future transit hub.

So, what’s in the works? The initial release is a 28-storey tower in a park-like setting boasting 25,000 sq. ft. of amenities.

“It’s a fantastic location at a major city hub, that is poised for incredible growth,” says Joseph Alberga, director of sales and marketing at Lindvest. “Steps away from the upcoming Metrolinx Eglinton Crosstown Station and next door to

the DVP, it makes it an unbelievable opportunity to be well connected to the downtown core and all that Toronto has to offer, minus the congestion.”

About the developer Toronto-based Lindvest is part of the well-respected, award-winning H&R family of companies, which has been building with excellence for more than 60 years. Lindvest was founded in 1998, and since that time has built successful communities across the GTA, all designed with beauty and function in mind. Over the years, Lindvest has been recognized for excellence in planning, progressive urban design and superb construction standards. Attentive customer service is a cornerstone of the company’s corporate philosophy, which embodies approachability, honesty and integrity. The firm is known for selecting established, up-and-coming locations that appreciate in value over time.

Sonic is set to release later this fall. For more information and to register, visit lindvest.com

082 News-Lindvest-Sonic Condos_L.indd 18 8/25/15 12:18 PM

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Sonic. The future of a new community. Eglinton and Don Mills. Future Eglinton Crosstown. The D.V.P.Over 25,000 sq. ft. of amenity space. Fresh, modern, design savvy. Commit to your future.

Priced from the low $200s.

15-0513_SONIC_CONDO-GUIDE_AUG29.pdf 1 15-08-19 9:36 AM


IN THE NEWS

Minto Westside Block Party celebrates the west end

Minto Westside in partnership with Scadding Court Community Centre, recently

invited the public out for a massive celebration of Toronto’s west side with the Minto Westside Block Party.

Hosted at the Westside Market, a collection of bright and bold shipping containers at the corner of Front and Bathurst, the event treated guests to a taste of life on the west side with live music, gourmet urban food fare, local crafts and vendors, all locally sourced from the neighbourhood, as well as an interactive pop-up Minto #WestsideTO photo booth.

Hosted during the Toronto 2015 games, guests also had the opportunity to meet and mingle with star Team Canada who were honoured on stage during the evening. The Pan Am Team Canada athletes included Mandy Bujold, gold medal winner, Pan AM 2015 Women’s Flyweight Boxing and Sasha Gollish, bronze medal winner, Pan AM 2015 Women’s 1500m Running.

“The games ignited a phenomenal energy in this city,” says Amanda Wilson Watkins, vice-president of marketing and sales for Minto. “We wanted to bring the community together to celebrate that true Toronto culture and spirit.”

Elected politicians, MP Adam Vaughan and MPP Han Dong were also on site to address the crowd about the importance of initiatives like the Minto Westside Block Party for celebrating the unique culture and community of Toronto’s neighbourhoods.

Starting from the high $200,000s, Minto Westside offers design-forward condos from a price point seldom seen in the downtown market, with units ranging from one- to three-bedroom layouts.

Strategically situated close to

both the city’s Financial District and King West’s Entertainment District, Minto Westside appeals to urban residents with busy work and play schedules.

Raising the design bar for the lower-Bathurst corridor, Minto Westside’s striking white facades stand apart from anything in the downtown core. A dynamic public art piece at street level features towering pickup sticks as a 3D element against bands of vibrant colour.

“With such phenomenal design and an unparalleled neighbourhood experience, you won’t find a downtown residence come along like this again,” says Wilson Watkins. “Minto Westside is the new benchmark in the Toronto condo market.”

Minto Westside is located at 25 Bathurst St., with prices from the high $200’s. The first phase includes 345 suites in an 18-storey tower, with one- to three-bedroom suites ranging in size from 501 to 950 sq. ft. The sales centre is open Monday to Thursday from noon to 7 p.m.; and Saturday and Sunday from noon to 5 p.m. To book an appointment contact [email protected] or 437.836.8586. For more information visit mintowestside.com

MPP Han Dong with Pan AM Athletes, Minto’s Amanda Wilson Watkins, MP Adam Vaughan, Kevin Lee. Photo by: Arthur Mola

Guests enjoy the interactive pop-up Minto #WestsideTO photo booth. Photo by: Arthur Mola

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#ARAGONFORWARD Aragon Properties Ltd.

Enigma on the Park is now 70% sold! As we prepare for construction to start, our Presentation Centre has moved to Bloor St & St. Helen’s. Enigma represents more than a subtle shift in urban planning and architectural design practices. It’s a revolution that begins with these 86 parkside condos and townhomes located in the heart of the connected

Bloordale neighbourhood. With direct access to the Go Train, expressway and metro lines, the opportunity to be a part of the best in urban design won’t last long—homes range from studio suites at $233,900 to penthouses starting at $439,900. Register today at aragon.ca/enigmalo� s. Call or visit: 1346 Bloor St. West, 416.516.1551.

ENIGMA ON THE PARK

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CONDO PROFILE

ENJOY LIFE AT FAIRVIEW PARKA shop, skip and jump from a mall,

TTC and an on-site park

Soul Condos, the first phase of Fairview Park, is now under construction. This master-planned community by FRAM Building Group is situated

in one of the most desired areas of North York. Fairview Park is steps away from Fairview Mall and the TTC subway and bus system. Residents of Fairview Park also enjoy convenient access to Hwys. 401, 404 and the DVP, in addition to a smorgasbord of dining options, live and movie theatres, as well as community centres, schools and parks – it’s all within easy reach.

The on-site park One of the most valued features of this development will be the brand new on-site, one-acre park. Situated at the heart of Fairview Park, this exceptionally designed park will provide an opportunity for people to stretch their legs

on the walking paths or at the fitness stations, or simply relax in the beautifully landscaped gardens. Kids will have fun at the playgrounds or cooling off in the splash pad. And not to be forgotten, four-legged family members have their own off-leash dog park. Generational influences Dedicated to superior craftsmanship, the FRAM family continues to foster the quality standards implemented by the Giannone legacy.

“It all starts with family,” says Frank Giannone, president of FRAM. “We’ve been building quality homes for five generations in Canada, the United States and Europe. For us, it’s about creating something special, and Fairview Park is special.”

Fairview Park is the result of a broader vision. Not only

The on-site one-acre park situated at the heart of Fairview Park

086-087 CP Fram-Fairview Park_L.indd 18 8/25/15 12:18 PM


To fi nd out more, visit the sales centre at 245 Fairview Mall Dr., call 416.773.1066 or go online

fairviewparkcondos.ca

is it well thought out and well planned by Toronto-based Core Architects, but also Giannone adds, “It was designed to bring people together.”

The communityFairview Park will include a combination of fi ve condominium towers and a collection of townhomes, as well as the revered one-acre park. A celebration of cultural infl uences, lifestyles and preferences are refl ected in the on-site amenities. The Soul building will include a welcoming lobby, a party room, a private dining room and a barbecue area for larger gatherings and special occasions. Attending friends or family members can always book the guest suite for overnight stays. A games room, a Wi-Fi lounge, a yoga room and a gym provide wonderful leisure time outlets.

Union31 has considered every detail on the interior suite designs. Tasteful kitchen inclusions consist of under-mount sinks in granite countertops, two-toned textured cabinets with an integrated cabinet-fronted dishwasher and a pullout garbage drawer, plus a ceramic backsplash, a full stainless steel

Connect Condos at Fairview ParkSoul Condos at Fairview Park

appliance package and built-in USB chargers. Additional fi nishes include pre-fi nished, engineered strip fl ooring, nine-ft. ceiling heights, stackable washer and dryer, and a luxurious, deep soaker tub.

Home ownership made easy at Fairview ParkAt Fairview Park, prices start fromthe low $200’s. To help make owning a home a whole lot easier, for a limited time, homebuyers can purchase a stunning suite for only 10 per cent down.

Expected occupancy of the fi rst phase is next summer, 2017. Sales are now being accepted on the second phase, aptly named Connect. Extra bonuses in the Connect building will include a featured screening room, and a pet grooming area to keep Rover looking his best.

Soul searching for a better way to Connect? Check out Fairview Park.

086-087 CP Fram-Fairview Park_L.indd 19 8/25/15 12:18 PM

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

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Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

1 BRANDY LANE HOMES The Davies 416-873-0862 • from $800,000 39 14I2 GREAT GuLF Yonge+Richmond 416-499-8883 • from $470,000 23 16K7 THE DANIELS CORPORATION High Park Condominiums 416-351-1844 • from $300,000 15 8L11 MENKES DEvELOPMENTS INC. Pears on the Avenue 416-323-0100 • from $420,000 Insert 14I11 MENKES DEvELOPMENTS INC. 365 Church 416-591-7700 • from $249,000 Insert 14I12 NORTH DRIvE INvESTMENT Picnic 416-670-3699 • from $400,000 67 8L16 FREED 150 REDPATH redpathcondos.com • from $200,000 31 14D16 CAPITAL DEvELOPMENTS 150 REDPATH redpathcondos.com • from $200,000 31 14D17 ROCKPORT GROuP The Nest 416-223-0003 • from $250,000 59 11H18 MONARCH CORPORATION Riva del Lago 647-347-5930 • from $350,000 Insert 24C18 uRBAN CAPITAL RC3 416-862-0505 • • from $220,000 45 18L18 MATTAMY HOMES Riva del Lago 416-495-3544 • from $350,000 Insert 24C20 MENKES DEvELOPMENTS INC. Fabrik 416-591-7700 • from $350,000 Insert 14M22 MONARCH CORPORATION Picasso on Richmond 416-495-3549 • from $590,000 Insert 14M22 MATTAMY HOMES Picasso on Richmond 416-495-3549 • from $590,000 Insert 14M25 TRIDEL CORPORATION SQ2 416-661-1949 • IFC 15D35 MENKES DEvELOPMENTS INC. 87 Peter 416-591-7700 • from $345,000 Insert 15M 35 MENKES DEvELOPMENTS INC. The Eglinton Yonge at Heart menkes.com • Insert 15D 48 MADISON HOMES Zigg St.Clair West 416-545-0223 • • from $320,000 51 14J48 FIELDGATE HOMES Zigg St.Clair West 416-545-0223 • • from $320,000 51 14J50 CRESFORD DEvELOPMENT CORP. VOX 416-485-3000 • 43 15J52 CRESFORD DEvELOPMENT CORP. CASA 2 416-486-2272 • from $390,000 43 & 112 15L52 CRESFORD DEvELOPMENT CORP. CASA III 416-486-2272 • from $390,000 43 15L58 GREAT GuLF Monde 416-466-8885 • from $330,000 23 17M60 CANALFA GROuP Liberty Central by the Lake - Phase One 416-537-0047 • from $409,000 69 11F65 ARAGON PROPERTIES Enigma on the Park 416-516-1551 • from $234,000 85 9L67 PEMBERTON GROuP Citylights on Broadway 416-546-6605 • from $200,000 8 14D75 CANALFA GROuP Liberty Central by the Lake Two 416-537-0047 • • from $250,000 47 12N77 ANDIEL HOMES INC. East United Toronto Condos 416-642-7870 • from $200,000 55 18L77 BERKSHIRE AxIS DEvELOPMENT East United Toronto Condos 416-642-7870 • from $200,000 55 18L77 SIGNATuRE COMMuNITIES East United Toronto Condos 416-642-7870 • from $200,000 55 18L85 HARHAY DEvELOPMENTS One Eleven Condominiums & Lofts 647-351-4111 • from $320,000 81 13M99 GREAT GuLF One Bloor Residences 416-922-0081 • from $580,000 23 15I104 CRESFORD DEvELOPMENT CORP. The Clover on Yonge 416-485-3000 • from $390,000 43 & IBC 14J114 FERNBROOK HOMES/CITYzEN DEv. 158 Front Condominiums 158front.com • 65 17L118 PEMBERTON GROuP The Urban Townhome Collection 416-546-6605 • from $2200,000 8 15K140 EDEN SHAW Chaz Yorkville Condos 416-922-0045 • from $400,000 25 16J149 CAMROST - FELCORP Blue Diamond at Imperial Plaza 416-925-2501 • from $300,000 1 15I150 ASPEN RIDGE HOMES Studio on Richmond 647-352-7736 • from $300,000 49 15M199 BRAD J. LAMB REALTY James 416-214-9900 from $280,000 13 14O201 SOLOTEx Upper Beach Townes 416-693-7500 • from $551,000 78 24G215 DuNDEE KILMER DEvELOPMENTS Canary Park Condominiums 416-603-7576 • from $200,000 52 18L217 PEMBERTON GROuP TEN93 Queen West 416-546-6355 • from $280,000 8 12F218 MALIBu INvESTMENTS INC. Smart House 416-292-0219 • from $442,000 33 15L218 uRBAN CAPITAL Smart House 416-292-0219 • from $442,000 33 15L222 LAMB DEvELOPMENT CORP. The Harlowe 416-363-1771 • from $330,000 53 15M2 CONCORD ADEx FWD at Concord CityPlace 416-813-0999 • • 13F3 CONCORD ADEx Quartz at Concord CityPlace 416-813-2999 • • 15M3 CONCORD ADEx Spectra at Concord CityPlace 416-813-0999 • • 15N3 CONCORD ADEx Grand Parade 2 at Concord CityPlace 416-813-0999 • 15M3 CONCORD ADEx Parade TWO Park Collection at Concord CityPlace 416-813-0999 • from $308,000 15M4 GAIRLOCH INvESTMENTS 383 Sorauren 383sorauren.com from $265,000 9M4 CENTRESTONE uRBAN DEvELOPMENTS INC. 383 Sorauren 416-588-0383 from $265,000 9L5 ONNI GROuP OF COMPANIES Garrison at the Yards 416-260-2600 • from $190,000 14N5 ONNI GROuP OF COMPANIES West Lake 416-260-2600 • from $240,000 14N5 CONCORD ADEx Newton at Concord CityPlace 416-813-0999 • 12F6 CRESFORD DEvELOPMENT CORP. Merton Yonge Condominiums 416-484-1900 • from $450,000 14E6 CRESFORD DEvELOPMENT CORP. NxT2/Phase Two 416-977-5300 • • from $210,000 5F6 CRESFORD DEvELOPMENT CORP. NxT at Windermere By the Lake 416-977-5300 • • from $350,000 5F7 THE DANIELS CORPORATION The Parkside Collection 416-351-1844 • from $700,000 8L8 CRESFORD DEvELOPMENT CORP. NxT 2 416-977-5300 • • from $300,000 8N9 ASPEN RIDGE HOMES vu 416-970-9500 • • from $370,000 16L9 CITYzEN Riverside in Pine Grove 416-746-1234 3F10 EMPIRE COMMuNITIES The HuB 416-784-3482 • from $250,000 9F11 TRIDEL CORPORATION Sherwood at Huntington 416-485-1900 • from $1000,000 18G12 NORTH DRIvE INvESTMENT The High Park 416-670-3699 • from $300,000 8L12 STREETCAR DEvELOPMENT RC3 416-750-7506 • from $300,000 23D13 STREETCAR DEvELOPMENT Trinity Lofts 416-690-2988 • from $330,000 19L14 CANALFA GROuP Liberty Place 416-537-0047 • • from $170,000 12N15 TRIDEL CORPORATION 101 Erskine 416-480-0700 • from $286,000 14D16 FREED 155 REDPATH 416-996-5428 • from $210,000 14D18 uRBAN CAPITAL River City 416-862-0505 • • from $250,000 18L18 uRBAN CAPITAL River City 2 416-862-0505 • • from $500,000 18L19 KINGSTONE ROAD DEvELOPMENT The Glen 416-694-3333 • from $255,000 23H19 STREETCAR DEvELOPMENT The Southwood 416-750-7506 • from $300,000 23H

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Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information. 89

21 GREENLAND GROuP King Blue Condos 416-599-1355 • from $215,000 12N22 TRIDEL CORPORATION Ten York 416-596-9888 • from $1020,000 12F23 TRIBuTE COMMuNITIES The College 416-363-4800 • from $350,000 M1424 GREENPARK HOMES Axiom Condominiums 647-352-4077 • from $225,000 17L25 TRIDEL CORPORATION Spadina Queen 416-661-1949 • from $350,000 15D26 BAzIS INC. One Yorkville 416-519-2911 • from $475,000 15I26 BAzIS INC. No1 Yorkville 416-519-2911 • from $408,000 15I27 THE DANIELS CORPORATION One Park Place South Tower 416-955-0559 • from $320,000 18K28 EMPIRE COMMuNITIES Water Tower at Eau Du Soleil 416-503-3328 • from $350,000 25B28 EMPIRE COMMuNITIES Eau Du Soleil Waterfront Condominiums 416-503-3328 • from $350,000 25B29 PINNACLE INTERNATIONAL Success Tower at Pinnacle Centre 416-360-0673 • from $750,000 17M29 PINNACLE INTERNATIONAL 33 Bay Residences at Pinnacle Centre 416-925-3325 • from $375,000 17M31 WORSLEY uRBAN PARTNERS Totem Condominium 416-792-1877 • from $320,000 15H32 MADISON HOMES The Madison 416-482-8090 • from $420,000 14E33 LAMB DEvELOPMENT CORP. Riverside Towns 416-368-5262 • from $460,000 19L36 NEuDORFER CORPORATION Fuse Condos 416-534-4444 from $220,000 9K37 CRESFORD DEvELOPMENT CORP. Lofts 399 416-867-3999 • from $590,000 14L38 GREAT GuLF Pace 416-928-2223 • from $310,000 16L38 EASTON’S GROuP Dundas Square Gardens 416-645-8575 • from $200,000 17K38 CENTRE COuRT DEvELOPMENT Grid Condos 416-477-4743 • from $250,000 17K39 GREAT GuLF Brocton Commons greatgulf.com/brocton • from $370,000 11L40 FERNBROOK HOMES/CITYzEN DEv. Garrison Point garrisonpoint.ca • from $250,000 13N41 LASH GROuP OF COMPANIES The Barrington Condominiums Flats 416-410-4444 • from $333,000 12H42 TRIuMPH DEvELOPMENTS Howard Park 2 416-873-0989 • 9L43 K-CAP LAIRD INC. The upper House Condos in Leaside 416-425-1800 from $350,000 18D44 TRIDEL CORPORATION Alter 416-645-4599 • from $250,000 16J45 PINNACLE INTERNATIONAL Palatial Collection 416-925-3325 • from $800,000 16M46 CONSERvATORY GROuP Milan 416-928-7409 • from $520,000 15I47 PINNACLE INTERNATIONAL The PJ pinnacleinternational.ca • from $300,000 15L48 MINTO COMMuNITIES INC. Yorkville Park mintoyorkvillepark.com • • from $420,000 14J49 LANTERRA DEvELOPMENTS Teahouse 416-861-1111 • from $281,000 16K49 TRIBuTE COMMuNITIES Stanley mytribute.ca • from $200,000 16K51 TRIDEL CORPORATION Aqualina at Bayside 416-514-2710 • from $350,000 18N51 TRIDEL CORPORATION Aquavista at Bayside Toronto 416-514-2710 • from $1000,000 18N53 LANTERRA DEvELOPMENTS 11 Wellesley 416-861-1111 • from $250,000 15J54 TIMES DEvELOPMENTS INC. The 500 Condos + Lofts 416-960-0606 • from $400,000 17I55 MINTOuRBAN COMMuNITIES INC. King West 416-367-5464 • from $210,000 14M55 MINTOuRBAN COMMuNITIES INC. 775 King West 416-367-5464 • from $330,000 14M56 STREETCAR DEvELOPMENT Riverside Square 416-466-4466 • from $200,000 19L57 LANTERRA DEvELOPMENTS 3018 Yonge In Lawrence Park 416-787-8882 • from $390,000 14B59 LINDvEST B Streets 416-532-6636 from $635,000 13J61 MINTO COMMuNITIES INC. West Side mintowestside.com • • from $220,000 13M62 PEMBERTON GROuP The uptown Residences 416-987-3500 • from $950,000 16J63 FERNBROOK HOMES/CITYzEN DEv. The Selby theselbycondos.com • 16J64 LAMB DEvELOPMENT CORP. The Brant Park 416-368-5262 • from $262,000 14M66 E-PARK DEvELOPMENT Foundry Lofts 416-531-7760 from $399,000 9I66 EMSATEC CANADA INC The Brownstones 5 416-531-7760 • from $350,000 9I66 NEuDORFER CORPORATION Brownstones 416-531-7760 • from $305,000 9I68 LAMB DEvELOPMENT CORP. East Fiftyfive 416-861-9559 • from $280,000 17L69 SHIu PONG DEvELOPMENT LTD. Design Haus mydesignhaus.ca • from $250,000 14K70 MADISON HOMES The upper Canada Condominium 416-489-5194 • from $1800,000 14G70 STATE BuILDING GROuP The upper Canada Condominiums 416-489-5194 • from $1.8,000 14G71 TOWER HILL DEvELOPMENT CORPORATION 2221 Yonge 647-350-2221 • from $320,000 14D72 HARHAY DEvELOPMENTS East Condos & Lofts 416-368-5262 • from $310,000 16M73 DIAM DEvELOPMENTS On The Danforth onthedanforthcondo.com • from $250,000 23G74 THE DANIELS CORPORATION The Bartholomew Downtown East 416-955-0559 • from $300,000 18K76 THE DANIELS CORPORATION RC3 416-221-3939 • from $280,000 17M78 EMPIRE COMMuNITIES Schoolhouse 416-979-1333 • from $595,000 13I79 FREED Art Shoppe Condos artshoppecondos.com • from $200,000 14D81 LAMB DEvELOPMENT CORP. Flatiron Lofts 416-368-5262 from $243,000 20J83 TRIDEL CORPORATION 300 Front Street West 416-217-0300 • from $324,000 15M84 TRIDEL CORPORATION Atmosphere 416-217-0300 • from $1200,000 15M85 CARTTERA One Eleven Condominiums & Lofts 647-351-4111 • from $320,000 13M88 FERNBROOK HOMES/CITYzEN DEv. Pier 27 Waterlink 416-367-3456 • from $800,000 17N94 DHD DEvELOPMENTS Gooderham Condos at The Distillery 416-361-1322 • from $390,000 18L101 LAMB DEvELOPMENT CORP. The King East 416-368-5262 • from $435,000 18L102 PLAzA King West 647-341-1731 • from $346,000 13N103 MENKES DEvELOPMENTS INC. Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 15I103 LIFETIME DEvELOPMENTS Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 15I104 ASPEN RIDGE HOMES Seventy Seven Charles Yorkville 416-203-7034 • from $2100,000 14J106 CONTExT DEvELOPMENT INC. Market Wharf 416-861-8181 • from $260,000 17M106 CONTExT DEvELOPMENT INC. Library District Condominiums 416-861-8181 • from $222,000 17M109 THE BROWNSTONE GROuP OF COMPANIES Brownstones in Davenport village 416-531-7760 from $245,000 9J109 THE BROWNSTONE GROuP OF COMPANIES Brownstones on the Park 416-531-7760 • from $260,000 9J110 GREAT GuLF Charlie 416-927-9772 • from $960,000 14M114 PLAzA Ivory On Adelaide 647-341-1731 • from $279,000 17L117 BAzIS INC. Exhibit 416-967-7778 • 14I117 METROPIA Exhibit 416-967-7778 • 14I117 PLAzA Exhibit 416-967-7778 • 14I118 PEMBERTON GROuP u Condominiums 416-546-6605 • from $750,000 15K120 THE DANIELS CORPORATION One Park West 416-955-0559 • from $406,000 18J120 THE DANIELS CORPORATION One Park Place Condominiums 416-955-0559 • from $200,000 18J122 THE DANIELS CORPORATION Festival Tower 416-203-2020 • from $350,000 M14124 PINNACLE INTERNATIONAL The Pinnacle on Adelaide 416-596-1600 • from $350,000 15M126 GREAT GuLF x2 416-927-0080 • from $500,000 16J126 LIFETIME DEvELOPMENTS x2 416-927-0080 • from $303,000 16J128 LIFETIME DEvELOPMENTS Bisha Hotel & Residences 416-637-2211 • from $274,000 16M129 CONCERT PROPERTIES 88 Scott 416-216-8588 • 17M130 TRIANGLE WEST DEvELOPMENT Art Condos 416-535-7775 • from $530,000 12N131 LANTERRA DEvELOPMENTS Riverhouse at the Old Mill 416-766-7343 • from $1592,000 5L131 TRIDEL CORPORATION Two Old Mill 416-645-7022 • from $356,000 5L131 TRIDEL CORPORATION Old Mill 416-645-7022 • from $450,000 5L133 TRIBuTE COMMuNITIES RCM I on university 647-351-9247 • from $393,000 14M134 TRIBuTE COMMuNITIES Queen & Portland 416-363-4800 • from $315,000 15I135 GRAYWOOD DEvELOPMENTS 5 St. Joseph 416-928-0555 • • from $250,000 16J135 MOD DEvELOPMENTS INC. 5 St. Joseph 416-928-0555 • • from $250,000 16J137 ALTERRA HOMES/FINER SPACE Post House Condominium 416-964-2777 • from $350,000 16L140 45 CHARLES LTD. Chaz Yorkville Condos 416-922-0045 • from $400,000 16J141 BSAR LTD 12 Degrees 416-408-1200 • from $350,000 15L142 ANDRIN HOMES The Berwick 416-922-9425 from $280,000 14E148 GRAYWOOD/BEAvERHALL DEvELOPMENT The Mercer 416-597-6940 • from $350,000 15M149 CAMROST - FELCORP Imperial Plaza 647-346-3799 • from $450,000 15I149 CAMROST - FELCORP Yorkville Plaza 416-966-3003 • from $350,000 15I149 CAMROST - FELCORP Cumberland Tower - Yorkville Plaza II 416-966-3003 • from $350,000 15I151 CITYzEN Backstage on the Esplanade 416-777-2533 17M151 FERNBROOK HOMES Backstage on the Esplanade 416-777-2533 17M151 FERNBROOK HOMES vero 416-798-7070 from $250,000 17M153 uRBAN CAPITAL Tableau Condominiums 416-591-8887 • • from $450,000 15L153 MALIBu INvESTMENTS INC. Tableau Condominiums 416-591-8887 • • from $350,000 15L153 ALIT DEvELOPMENTS Tableau Condominiums 416-591-8887 • • from $350,000 15L154 TRE MEMOvIA DEvELOPMENTS Carmelina 416-423-8500 • from $325,000 23J155 LIFETIME DEvELOPMENTS The Yorkville Condominiums 416-987-3344 • • from $550,000 15G155 LIFETIME DEvELOPMENTS The Bond Condominiums 416-546-7525 • • 15G157 CASTLEPOINT/CITYzEN/FERNBROOK L Tower 416-777-2533 • from $410,000 17L162 PIANOSI DEvELOPMENTS Perspective Condos 416-242-3500 from $300,000 4H165 SORBARA GROuP thirtytwo Camden 416-860-0060 • from $240,000 14L170 STREETCAR DEvELOPMENT 8 Gladstone 416-690-9009 • from $335,000 M12173 MIzRAHI | KHALILI DEvELOPMENTS 133 Hazelton Residence 416-926-9900 • 14I175 SORBARA GROuP 210 Simcoe 416-217-0210 • from $420,000 15M179 GRAYWOOD DEvELOPMENTS Five Condos 416-928-0555 • • from $375,000 15J179 MOD DEvELOPMENTS INC. Five Condos 416-928-0555 • • from $375,000 15J184 RESERvE PROPERTIES Rise 416-546-7399 • • from $290,000 12H184 RESERvE PROPERTIES Model Suite of the Month • 12H185 PEMBERTON GROuP Neon 416-987-7878 • from $470,000 14D186 STREETCAR DEvELOPMENT The Carlaw 416-690-8588 • from $200,000 19K188 GREENPARK HOMES Allure Condominiums 416-487-7600 • from $350,000 14F189 THE DANIELS CORPORATION Cinema Tower Condominiums 416-203-2020 • from $450,000 14M190 CRESFORD DEvELOPMENT CORP. 1000 Bay 416-485-3000 • from $390,000 15J191 TRI-WIN DEvELOPMENTS INC FAD Condos 416-815-1818 • from $250,000 14M192 MINTOuRBAN COMMuNITIES INC. 30 Roe 416-915-3812 • from $397,000 14E195 LIFETIME DEvELOPMENTS INDx 416-987-4639 • 16M195 CENTRE COuRT DEvELOPMENT INDx 416-987-4639 • 16M197 STREETCAR DEvELOPMENT The Carnaby 416-690-9009 • from $250,000 12M198 MENKES DEvELOPMENTS INC. Noir 416-977-8780 • from $250,000 15M199 FIELDGATE HOMES 90 Niagara 416-981-0036 from $347,000 14O200 FREED SIxTY Colborne 416-601-0060 • from $300,000 16L200 CARTTERA SIxTY Colborne 416-598-7775 • from $300,000 16L206 MOD DEvELOPMENTS INC. The Massey Tower 416-966-0197 • • from $320,000 16L207 RESERvE PROPERTIES 109Oz 416-531-4844 • from $300,000 12M210 CASTLEPOINT/NuMA The Sterling 416-777-2533 • • from $230,000 9L215 DuNDEE KILMER DEvELOPMENTS Canary District Condominiums 416-603-7576 • from $250,000 18L217 TORBEL GROuP Wallace Walk 416-531-1818 • from $210,000 9L217 BAYWOOD HOMES TEN93 Queen West 905-326-4100 • from $280,000 12F219 TAS DESIGNBuILD Duke Condos junctionlife.ca 8K220 LAMB DEvELOPMENT CORP. King Charlotte 416-368-5262 • from $416,000 15M221 LAMB DEvELOPMENT CORP. Theatre Park 416-368-5262 • from $537,000 16M223 CONCORD ADEx FWD at Concord CityPlace 416-813-0999 • • 15M

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90

6 CONCORD ADEx Omega On The Park 416-813-2999 • • 26-27 22C13 LIBERTY DEvELOPMENT CORP. The Village Residences 647-622-8408 • 35 20D19 MADISON HOMES Briar Hill madisonhomes.ca • • from $350,000 57 12F40 MENKES DEvELOPMENTS INC. Gibson Square 416-730-9722 • from $641,000 Insert 17C95 LINDvEST Sonic lindvest.com • from $220,000 83 23G96 ELAD CANADA Fifth on the Park 416-492-0001 • from $250,000 63 24C121 LIBERTY DEvELOPMENT CORP. World on Yonge CondoHomeShow.ca • from $284,000 37 18A1 CONCORD ADEx Opus 416-813-2999 • • 22C1 FRAM BuILDING GROuP 128 Connect Condos connectfairview.com 24C2 TORBEL GROuP The Avanti Condominiums 416-636-0400 from $390,000 17C3 YYzED PROJECT MANAGEMENT vISTO vistocondos.ca from $220,000 8E3 TIFFANY PARK HOMES Westhaven 416-792-6655 • from $633,000 23G4 TRIDEL CORPORATION Hullmark Centre 416-733-2883 • from $524,000 18D4 TRIDEL CORPORATION Aristo at Avonshire 416-730-0300 • from $383,000 18D5 LINDvEST The Brownstones at Westown lindvest.com from $330,000 4C6 CONCORD ADEx Tango at Concord Park Place 416-813-2999 • • from $236,000 22C6 CONCORD ADEx Discovery at Concord Park Place 416-813-2999 • 22C6 CONCORD ADEx Discovery II at Concord Park Place 416-813-2999 • • from $210,000 22C6 CONCORD ADEx Tango2 at Concord Park Place 416-813-2999 • from $265,000 22C7 FRAM BuILDING GROuP SOuL mysoulcondos.ca from $250,000 25C8 CONSERvATORY GROuP Pearl 2 Condominiums 416-512-1818 • 17C9 SORBARA GROuP Beacon beaconcondos.ca • from $290,000 17C10 BAzIS INC. Emerald Park 416-221-8802 • from $188,000 17C10 METROPIA Emerald Park 416-221-8802 • from $188,000 17C10 PLAzA Emerald Park 416-221-8802 • from $188,000 17C11 CASTLE GROuP Insignia Residences at Bayview village 416-304-1212 from $350,000 20C12 GHODS BuILDERS INC. 5959 Yonge Street 416-222-5959 • from $289,000 18A13 CASTLE GROuP DEvELOPMENTS vida at Bayview village 416-304-1212 from $200,000 20D14 TORBEL GROuP Diva Condo DivaCondo.com from $225,000 11C15 PHANTOM DEvELOPMENTS Tea Garden Condos teagardencondos.com • from $250,000 19C16 uRBAN CAPITAL The Ravine 416-850-2489 • • from $250,000 25E16 ALIT DEvELOPMENTS The Ravine 416-850-2489 • • from $250,000 25E17 CHESTNuT HILL DEvELOPMENT Lotus Condominiums 416-222-8338 • from $299,000 19C18 KuBO DEvELOPMENTS Marquette urban Towns 416-551-9767 • from $300,000 14E21 TRIDEL CORPORATION Argento 416-663-1818 • from $562,000 22E25 CONTExT DEvELOPMENT INC. The Yorkdale Condominiums 416-781-9990 • from $170,000 12E25 METROPIA The Yorkdale Condominiums 416-781-9990 • from $170,000 12E28 TRIDEL CORPORATION Alto at Atria 416-645-8866 • from $288,000 25D33 CASTLE ROYALE DEvELOPMENT The Palm Condominium Residences 416-306-1000 • from $400,000 17B37 NORSTAR GROuP OF COMPANIES Portrait Condominiums 416-282-9600 • from $300,000 13C50 MINTOuRBAN COMMuNITIES INC. 88 416-915-3805 • from $330,000 18C50 DEvRON DEvELOPMENTS Flo Condominiums 647-799-0356 • from $250,000 18C95 ASPEN RIDGE HOMES Scenic on Eglinton 416-805-1781 • 23G96 ELAD CANADA Emerald City Condominiums 416-492-0001 • from $250,000 24C96 ELAD CANADA Dreamtower At Emerald City 416-492-0001 • from $248,000 24C96 ELAD CANADA Biyu Emerald City biyucondos.com • from $250,000 24C96 ELAD CANADA The Colours of Emerald City coloursofemeraldcity.com • from $250,000 24C101 KANTIuM DEvELOPMENT Posh Condominiums 905-771-0134 • from $544,000 16A122 LANTERRA DEvELOPMENTS Treviso Condominiums 416-787-8882 • from $203,000 12F122 LANTERRA DEvELOPMENTS Treviso II 416-787-8882 • from $250,000 12F122 LANTERRA DEvELOPMENTS Treviso III 416-787-8882 • from $250,000 12F123 BRANDY LANE HOMES The Station 416-398-9777 • from $305,000 12D124 TRIDEL CORPORATION Trio at Atria 416-645-8866 from $255,000 24C125 FRAM BuILDING GROuP LIv Lofts 416-445-5638 • from $250,000 22F128 THE DANIELS CORPORATION NY Place 416-221-3939 • from $250,000 19C128 THE DANIELS CORPORATION NY2 416-221-3939 from $250,000 19C130 TRIBuTE COMMuNITIES Canterbury 647-352-2130 • • from $700,000 19F132 FRAM BuILDING GROuP/CADILLAC FAIRvIEW Flaire Condos 416-445-8868 • from $320,000 22F

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8 TRIDEL CORPORATION Islington Terrace 416-645-8862 • from $250,000 BC 23F16 CONCERT PROPERTIES The KIP District thekipdistrict.com • from $233,000 61 22F18 MONARCH CORPORATION Lago 647-347-5930 • from $220,000 Insert 25C18 MATTAMY HOMES Lago 416-495-3544 • from $220,000 Insert 25C26 GEMTERRA Joy Condos joycondos.com • from $220,000 73 4C28 LIBERTY DEvELOPMENT CORP. Terrace on Danforth CondoHomeShow.ca • from $253,000 37 2G50 PEMBERTON GROuP Vivid Condos 416-239-8200 • from $320,000 8 23F1 INSOHO DEvELOPMENTS Imagine Condos 416-367-7303 from $235,000 4F2 STANTON RENAISSANCE On The Go Mimico 647-692-8417 • from $250,000 23H3 DEvRON DEvELOPMENTS The Academy academycondos.com • from $220,000 10D3 LEMINE INvESTMENT GROuP The Academy academycondos.com • from $220,000 10D4 MONARCH CORPORATION Nautilus at Waterview 416-203-6636 • from $400,000 25H5 MONARCH CORPORATION The Epicurean 416-495-3530 • from $250,000 24F6 CONSERvATORY GROuP Altitude 416-321-1659 • from $230,000 25H7 GREAT GuLF One Sherway Condominiums 416-695-3535 • from $280,000 20G7 MENKES DEvELOPMENTS INC. One Sherway Condominiums 416-695-3535 • 20G9 WILKINSON DEvELOPMENTS Hunt Club Terrace 416-698-3020 • 2H10 LASH GROuP OF COMPANIES Cloud 9 Condominiums 416-747-0199 • from $230,000 22B10 CARTTERA Cloud 9 Condominiums 416-800-0812 • from $230,000 22B11 SCOLLARD DEvELOPMENT Guildwood 416-266-3655 • from $200,000 8F12 NATIONAL HOMES Richview 416-746-1234 • from $570,000 23D13 AvERTON HOMES Jasmine Condominiums 416-702-1234 • from $250,000 2C13 OPEARL DEvELOPMENTS Sail Condominiums sailcondos.ca • from $200,000 2C14 INFINITY DEvELOPMENTS Residences at The Hunt Club 416-699-1711 • from $300,000 2G15 ESQuIRE HOMES Three Seven Condos & Lofts esquirehomes.ca • from $210,000 12D17 TIMES GROuP CORP. Key West Condominium keywesttorontocondo.com from $320,000 25H19 ICON HOMES Royal York urban Towns 416-901-0206 • from $220,000 24H20 HENDERSON DEvELOPMENT LIMITED Centro 416-296-1898 • from $185,000 5D21 MENKES DEvELOPMENTS INC. Dwell City Towns 416-259-2525 • from $390,000 20F22 MENKES DEvELOPMENTS INC. Humber Mews 416-259-2525 • from $550,000 20H23 CITYCORE Harmony village 416-493-0123 • 2C24 DAvIES SMITH Eleven Superior 416-259-8882 • from $300,000 24H25 QuEENSCORP RESIDENCES Watermark 416-354-2221 • from $350,000 23H27 GLOBAL KINGDOM MINISTRIES Trinity Ravine Towers 647-876-5433 • from $270,000 7D29 MONARCH CORPORATION Encore 416-495-3544 • 6D34 EDILCAN DEvELOPMENT CORP. Triumph at valhalla 416-233-5554 • from $250,000 21F35 TRIDEL CORPORATION Parc Nuvo at Essex 416-231-0999 • from $456,000 22G39 MONARCH CORPORATION Waterscapes 416-495-3544 • from $400,000 26H39 MATTAMY HOMES Waterscapes 416-495-3544 • from $400,000 26H44 TRIDEL CORPORATION West village 416-620-1887 • from $290,000 20F46 REMINGTON GROuP IQ Condos Phase 2 416-253-5838 • from $170,000 23G50 NORTH STAR HOMES Connexion at Islington northstarhomesinc.com • from $320,000 23F51 ALTERRA HOMES/FINER SPACE Westwood Condominiums 416-239-9888 • from $250,000 23F55 TRIDEL CORPORATION Avani At Metrogate 416-293-5535 • from $240,000 4C55 TRIDEL CORPORATION Avani 2 At Metrogate 416-293-5535 • from $220,000 4C56 PHANTOM DEvELOPMENTS Jade Condominiums 416-762-8818 • from $293,000 25G60 YOuR HOME DEvELOPMENTS Nature’s Path 416-745-6686 • • from $270,000 11E61 vHL DEvELOPMENTS LTD. 2150 Condos 416-750-2150 • 3E61 vHL DEvELOPMENTS LTD. Haven On The Bluffs 416-2611-9555 • from $160,000 3E62 ROYALE GRAND WOODBINE DEvELOPMENTS Lexington 416-638-8444 • from $240,000 21C65 MINTOuRBAN COMMuNITIES INC. South Shore 416-913-2136 • from $350,000 22H70 FIRST AvENuE PROPERTIES Qube Condos 647-351-7823 • from $200,000 24G71 LASH GROuP OF COMPANIES Me Condos 416-430-0003 • from $250,000 8D

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g

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1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26

Toronto Waterfront

# builder Site Telephone Th* c* Price range Page finder

Attention builders - Want to add your community to our maps? need to update existing information? Please fax the details to 416-789-9554

*Th: Townhomes, c: condo

highlighted listings are advertised in this issue of condo guide. Please refer to page number for complete information.92


1 MenkeS develoPMenTS Inc. Harbour plaza 416-591-7700 • from$350,000 Insert 14f

15 The dAnIelS corPorATIon Daniels Waterfront 416-221-3939 • from$280,000 19 16f

18 UrbAn cAPITAl RC3 416-862-0505 • from$220,000 4516F

58 greAT gUlf Monde 416-466-8885 • • from$320,000 23 17E

60 cAnAlfA groUP Liberty Central by the Lake Two 416-537-0047 • from$250,000 47 11f

2 concord Adex FWDatConcordCityPlace 416-813-0999 • • 13F

3 concord Adex QuartzatConcordCityPlace 416-813-0999 • • 12f

3 concord Adex ParadeTWo Park collection at concord cityPlace 416-813-0999 • from$308,000 15M

4 MonArch corPorATIon NautilusatWaterview- 416-203-6636 • from$400,000 25H

4 TrIdel corPorATIon AqualinaatBaysideToronto 416-514-2710 • 16e

4 TrIdel corPorATIon Aquavista at bayside Toronto 416-514-2710 • from$1,000,000 16e

5 creSford develoPMenT corP. NXTatWindermereByTheLake 416-977-5300 • • from$350,000 11f

5 creSford develoPMenT corP. NXT2/PhaseTwo 416-977-5300 • • from$210,000 4E

8 concord Adex SpectraatConcordCityPlace 416-813-0999 • • 14f

10 greAT gUlf TwentyLombard 416-499-8883 • from$492,000 16k

11 CAMROSTFELCORP CaliforniaCondominiums sunsetcondos.ca • from$242,000 25G

18 URBANCAPITAL RiverCity2 416-862-0505 • from$276,000 16F

29 PInnAcle InTernATIonAl 33 bay residences at Pinnacle centre 416-925-3325 • from$375,000 15f

401

409

QEW

Horner Ave

Queensw ay

Royal Yo

rk Rd

Evans AveGardiner Expressw ay

Lakeshore Blvd E

Park Lawn

Mill Rd

Ranforth

Dr

Dundas St W

Bloor St W

Rathburn Rd

Scarlett Rd

Martin

Grove R

d

Albion Rd

Humberlin

e Dr

Finch Ave W

Rexdale Bv

Kipling Ave

Islington Ave

Dixon Rd

W estw ay

27

25

28

23

5

18

wate

rfro

ntm

aps: g

TA

A

b

c

d

e

f

g

h

I

k

J

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26

Brampton

Torbram Rd

Goreway Dr

Dixie Rd

Bramalea Rd

McVean Dr

Clarkway Dr

Gore Rd

Bovaird Dr.

Countryside Dr

Airport Rd

Winston Churchill Blvd

Wanless Drive/Conservation Dr

Embleton Rd

Sandalwood Pkwy

Queen St W

Queen St W

Main St N

East Dr

Hwy 10

Steeles Ave W

Kennedy Rd S

McMurchy Ave SH

wy 7

Torbram Rd

Goreway Dr

Dixie Rd

Bramalea Rd

McVean Dr

Clarkway Dr

Gore Rd

Bovaird Dr.

Countryside Dr

Airport Rd


Wanless Drive/Conservation Dr

Embleton Rd

Sandalwood Pkwy

Queen St W

Queen St W

Main St N

East Dr

Hwy 10

Steeles Ave W

Kennedy Rd S

McMurchy Ave SH

wy 7

Morning Star Dr

Drew Rd

Derry Rd E

Airport Rd

Courtney Park Dr

Britannia Rd E

Kennedy Rd Tomken Rd

Matheson Blvd E

Eglinton Ave

Britannia Rd W

Hurontario St

M athe

son Blvd E

Ceremonial Dr

Central Pkw y E

Burnhamthorpe Rd W

Rathburn Rd E

Dundas St E

Fieldgate Dr

The Queensway

Dixie Rd

Q EW

Speakman Dr

Sheridan Park Dr

Truscott Dr

Lakeshore Rd W

Royal W

indsor Dr

Queen St W

Indian

Rd

Caw thra Rd

Queen St E

Ridgew ay Dr

Colonial Dr

The Collegeway

Erindale Station Rd

Mavis Rd

Wolfedale Rd


Rathburn Rd W

Hurontario St10 Line Rd

Edenwood Dr

Derry Rd W

M illcreek Dr

Erin Mills Pkw

y

Mississauga Rd

Erin Mills Pkw

y

Creditview Rd

4 Line Rd

Burnhamthorpe Rd W

Bronte Rd

6 Line Rd

Burnhamthorpe Rd E

Dundas St W

Upper M

iddle Rd

Tremaine Rd

Nottinghill Gate

9 Line Rd

Lakeshore Rd E

4 Line Rd

Speers Rd

Lakeshore Rd W

Burloak Rd

MacDonald Rd

Kerr St

Trafalgar Rd

8 Line RdFord Dr

Devon Rd

Cornwall Rd

Bridge Rd

410

401

QEW

QEW

403

401

403

25

Mississauga

11

6

912

Oakville

1

4

etobicoke Waterfront

WhitbyWaterfront

East Gwillimbury

Bradford

Uxbridge

Scugog

Lindsay

Manvers

Newcastle

Georgina Island 33

AngusLisle

Everett

Lake Scugog

Bobcaygeon

Georgina

Sunnidale

VespraWasaga Beach

Mara

Orillia

Bracebridge

Schomberg

Tecumseth and Tottenham

Adjala

MonoShelburne

King

Essa

Tosorontio

Thornbury

Lake Si

mcoe

Cannington

Barrie

Georgian Bay

Midland Tay

Oro

OshawaWhitby

Alliston,

Beeton,

Hw

y 50Keswick

400

11

11

400

400

400

48

401

48

7

69

69

93

27

27

9

910

24

89

90

oakvilleWaterfront

further north Waterfront

Mississauga Waterfront

# builder Site Telephone Th* c* Price range Page finder

Attention builders - Want to add your community to our maps? need to update existing information? Please fax the details to 416-789-9554

*Th: Townhomes, c: condo

highlighted listings are advertised in this issue of condo guide. Please refer to page number for complete information. 93


18 MonArch corPorATIon Riva Del Lago 416-495-3544 • from $300,000 INSERT 24C

1 WIndcATcher develoPMenT corP. Atwater condos 905-271-5038 • from$280,000 12c

2 STAnTon renAISSAnce on The go 647-692-8417 • from$250,000 23c

3 dAvIeS SMITh eleven Superior 416-259-8882 • from$300,000 23c

4 dUnSIre develoPMenTS Anchors at lakeview 905-990-1745 • from$420,000 13b

5 dAvIeS SMITh hearthstone by the bay 416-259-4466 • 24C

8 cheSTnUT hIll develoPMenT SanFranciscoByTheBay 905-831-3631 • • from$180,000 23J

11 MonArch corP. Waterscapes 416-495-3544 • from $400,000 13B

25 qUeenScorP reSIdenceS Watermark 416-354-2221 • from$350,000 19D

28 eMPIre coMMUnITIeS Eau Du Soleil - Waterfront Condominiums 416-503-3328 • from$320,000 6-7 25B

401401

401

4 Sideline R

9 Concession

12 Sideline

8 Concession

6 Sideline

4 Sideline

Lake Ridge R

Brawley Rd

Myrtle Rd W

Cochrane

Columbus Rd

Ashburn Rd

Halls Rd N

Country Lane

7 Concession

4 Sideline R6 Concession

20 Sideline

16 Sideline

Central StBrock Rd

16 Sideline

Paddock Rd

7

Brock Rd

28 Sideline

30 Sideline

9 Concession

24 Sideline

North Rd

7 Conncession

32 Sideline

Whitevale Rd

32 Sideline

North Rd

5 Concession

16 Sideline

Brock Rd

Greenwood Rd

Church St N

Fifth Conces

Lakeridge Rd

Salem Rd

Audley Rd

Westney Rd N

Coronation R Country Lane

Salem Rd

Taunton Rd E

Rosebank Rd

Altona Rd

Whites Rd

4 Concession4 Concession

Altona Rd

3 Concession

Fairport Rd

Dixie Rd

Liverpool Rd

Major Oaks R

Valley Farm

Brock Rd

Rossland Rd

Riverside Dr Notion Rd

Brock Rd

Squires Beach Rd

Sandy Beach

Montgomery F

Highview Rd

Appleview Rd

Stroud'sGlenanna Rd

Liverpool RdBa

yly

Granite CourtWhites Rd

Rougemount D

Lake Drivewa

HarwoodAve

W estney Rd S

FinleyAve

Delaney Dr

Magill Dr

Kingston Rd

Ravenscroft

Bayly St E

Townline Rd Dundas St E

Audley Rd

Ajax-Whitby

Taunton Rd W

McQuay Bv

Rossland Rd

Garden St

Baldwin St S

Thornton Rd

Thickson RdConlin Rd

Stevenson RdTaunton Rd W

Conlin Rd

Ritson Rd N

Townline Rd.Mary St N

Beatrice St

Central Park

Grandeview S

AdelaideAve

King St EHarmony Rd S

Grandeview S

W entworth St

Park Rd S

AdelaideAve

Bond St W

Centre St.

OliveAve

Bloor St.

Garrard Rd King St W

Rossland Rd

Kendalwood R

Gibb St

Manning Rd

Anderson StGarden St

Hopkins St

Phillip Murr

Stevenson Rd

Park Rd S

Bloor St

Simcoe St S

Wilson Rd S

Brock St S

W entworth St

Blair St

Thornton Rd

Henry St

Brock St N

Blair St

Cedarbrook T

Baldwin St N

Duffs Rd

12

Garrard Rd

Harmony Rd N

Wilson Rd N

Stevenson Rd

Garrard Rd Grandeview S

8 Concession

Rossland/Winchester R

Church St E

7

FinchAve

Gordon St

Shoal Point Rd

Pickering Beach Rd

Church St S

Spruce Hill

Kingst

on Rd

SheppardAve

Ritson Rd S

Dryden Bv

Simcoe St N

Cochrane St

8

City ofPickering

Town ofAjax

Town ofWhitby

Village ofBrooklin

Town ofOshawa


PACE ON MAINBy Geranium HomesNow open: one-, two- and three-bedroom suites in Stouffville’s only boutique condominium just 10 minutes north ofMarkham. Web: PaceOnMain.com

OAKVILLAGE By Minto, Branthaven and EmshihNow open: master-planned townhome community coming to Dundas Street East and Trafalgar Road.Web: Oakvillage.ca

LEGACY PARK By Liberty Development Corp.Live in Thornhill’s most connected community at Bathurst and Centre Street. Web: LegacyParkCondos.com

THE CRAFTSMAN CONDOMINIUMBy VandykSales centre and model suite now open.Check out these artisan-inspired condo residences, coming to Clarkson Village.Web: CraftsmanCondo.com

PINNACLE GRAND PARK 2 By Pinnacle International Brand new suites are now on sale at Pinnacle Grand Park 2, the newest addition to Mississauga’s skyline. Web: PinnacleGrandPark.ca

new releases & grand openings


HAMPTON MANORBy Royal Pine HomesRegister now for an intimate condominium residence in Stouffville, rising seven storeys and backing onto adjacent conservation lands.Web: RoyalPineHomes.com

NAUTIQUEBy ADI Development GroupComing soon to downtown Burlington’s waterfront, steps from restaurants, shopsand the bustling pier. Register now.Web: ADIDevelopments.com

INDIGOBy Pemberton GroupRegister now for Indigo, Pemberton’s newest master-planned condominium community coming to Maple.Web: PembertonGroup.com

SENSES CONDOMINIUMS By Empire CommunitiesSenses is the latest release at Empire’s successful Rain community at the bustling intersection of Speers Road and Kerr Streetin Oakville. Register for VIP access. Web: SensesCondos.com

THE ARBORS CONDOMINIUMSBy Brookfield ResidentialLive an A-list lifestyle in an A-list location in Aurora. Register now for A-List Access to exclusive updates and your VIP Preview Invitation.Web: LiveArborsCondos.ca

AMBERBy Pinnacle InternationalCondominium residences coming soon to Pinnacle Uptown, in Mississauga’s Hurontario and Eglinton neighbourhood. Register today. Web: PinnacleUptown.com

VILLE CONDOMINIUMS By Forest Green HomesRegister now for the best of urban livingand small-town charm, right in the heartof Streetsville in Mississauga.Web: VilleCondos.ca

CONDO WATCH

9 5Builders: If you would like toinclude your preview registration,new release or site opening in thisfeature, just email the details [email protected]

094 Condo Watch 905_L.indd 92 8/25/15 2:22 PM


IN THIS SECTION Maps and listings for new condo communities in the 905 region Builder news and the latest in condos in the 905

Your complete source for condos, lofts and townhomes in the GTA

GTA EditionAug 29 - Sept 12, 2015

095 905 Sec_VB_L.indd 81 8/25/15 12:18 PM

NOW OPEN

905-637-3885 • theberkeleycondo.com

IN THE HEART OF DOWNTOWN BURLINGTON

Prices and specifi cations are subject to change without notice. E. & O.E. Rendering is artist’s concept.

BURLINGTON

SALES CENTRE: 2107 OLD LAKESHORE ROAD, L7R 1A4SALES CENTRE HOURS:MON-THURS 4 PM-8 PMSAT & SUN 1 PM-5 PM

CLOSED FRIDAYS

Located on Maria Street, a nice quiet residential tree-lined neighbourhood area right downtown, The Berkeley is away from the

hustle and bustle of the lakeshore yet within easy walking distance of all downtown Burlington’s shops, restaurants and entertainment.

HOTEL INSPIRED CONDO LIVING

CARR-BER-A-AD-CONDOGUIDE-JUNE29-5.indd 1 6/29/15 11:42 AM

HOW WOULD YOU SPEND$20,000?*

BUY NOW AND RECEIVE $20,000*

VISIT OUR SALES CENTRE: 9612 YONGE STREET 905.907.4370 www.grandpalace.ca

MAJOR MACKENZIE DR.

WELDRICK RD.

HILLCREST MALL YO

NG

E ST

.

BAYV

IEW

AVE

.

16TH AVE.

407

9612 Yonge Street

Prices & specifications subject to change without notice, E. & O. E. *Limited Time offer. See Sales Representatives for full details.

Under construction with Winter 2015 occupancy

WINTER GARDEN GRAND SUITE

LUXURY CONDOMINIUMS FROM $306,990

FOR A LIMITED TIME:




MAJOR MACKENZIE DR.

WELDRICK RD.

HILLCREST MALL YO

NG

E ST

.

BAYV

IEW

AVE

.

16TH AVE.

407

9612 Yonge Street





FOR A LIMITED TIME:




MAJOR MACKENZIE DR.

WELDRICK RD.

HILLCREST MALL YO

NG

E ST

.

BAYV

IEW

AVE

.

16TH AVE.

407

9612 Yonge Street





FOR A LIMITED TIME:



By Hellen Buttigieg

QUICK TIPS

Hellen Buttigieg is a certified professional organizer, life coach, TV host and

owner of We Organize U. Visit her website,

WeOrganizeU.com, or email Hellen at

[email protected]

Four organizing myths that keep your life in disarray

It’s time to dispel some organizing myths that may be keeping you stuck in your mess:

1. Multi-tasking is always productive. False. Although useful in some situations, multi-tasking can cause you to lose your focus and make costly and time-consuming mistakes. When working on important tasks, multi-tasking is probably not a good idea. Some things require your undivided attention.

Multi-tasking distracts us from being in the present moment, which can drain our energy and leave us feeling exhausted and unfulfilled. Next time you are participating in an activity, be with that activity rather than thinking about all the things you should be doing instead, or have to do later. Resist the habit of trying to do two things at once.

2. Being messy automatically means you are disorganized. False. Organizing is not about how it looks, it’s about how it works. Visual, creative types need to have things out where they can see them, because out-of-sight is out-of-mind for them. This may cause their spaces to appear disorganized to others, but they probably know exactly where everything is. The flip side of this though is that visual types lose focus when there is too much to look at, so they need to find products that will allow them to contain their stuff to keep down the visual clutter. For example, a literature sorter allows them to contain their papers while still keeping them within view.

3. You have to toss everything to get organized. False. I often hear people say to me, “There’s no way I could get organized because I am too sentimental. I don’t want to get rid of everything.” Although you shouldn’t keep things you don’t like or will never use, there’s always a way to either display or store the things that matter. For example, shadow boxes or display cases allow you to protect as well as showcase the possessions that truly mean something to you.

4. If you write it on a to-do list, it will get done. False. I had a client who was so proud of her to-do list. It was prioritized, colour-coded and categorized, yet she

was frustrated and overwhelmed at how many things on the list were not getting done. To get anything done, you have to actually schedule time to do the things on your list. Simply putting a task on a list is not a commitment. Blocking time on your calendar to do it is.

098 Quick Tips-Hellen-5 myths_VB_L.indd 16 8/25/15 12:19 PM

REGISTER NOW FOR EXCLUSIVE PREVIEW PRICING AND SELECTION

royalpinecondos.comRendering is artist’s concept. Prices and specifi cations are subject to change without notice. E. & O. E.

A C R O W N I N G A C H I E V E M E N T I N S T O U F F V I L L E

COMING SOON

Rising 7 storeys in height and backing onto the country meadows of

the adjacent conservation lands. A wide range of 1 bedroom,

2 bedroom, and 2 bedroom with dens - 157 suites in total - are yours

to choose from, ranging in size from 700 to 1,900 sq. ft. and all

with balconies and terraces o� ering fabulous views.

Luxury Condominium Residences from the mid

$300’s

REGISTER N

OW

STOUFFVILLE

ROYA-HAM-A-AD-CONDOGUIDE-AUG20-1.indd 1 8/20/15 12:33 PM


By Chuck Resnick

MAKE YOUR MOVE

Chuck Resnick is vice-president of marketing and operations,

Two Men and a Truck Canada. twomenandatruck.ca

To pack or not to pack?

With moving comes packing, and with packing come decisions. Some people want to pack their own items, while others prefer to leave the task to a pro. There are, of course, advantages to each approach, so

it is important to weigh the pros and cons.

The Professional PackerMost who choose to pack themselves do so because it saves money. This is true only if your items make it from Point A to B in one piece. Moving companies will not be responsible for items damaged due to your poor packing skills.

The most critical element in packing is taking into consideration how far and long the items will remain in the boxes during transit. Consumers often underestimate just how much jostling their items will endure on the road. Accessories like lamps may seem to be packed well, but may shift inside the carton and break or chip as a result.

Professional packers make it their business to know what is best for various categories of items, depending on the size and distance of the move, and they pack accordingly. They can also provide tips on how to mark your boxes for ease of unpacking, and advise on the items to pack last and therefore, unpack first.

Having your mover pack your stuff offers the peace of mind in knowing that if the damage happens, your possessions will be repaired or replaced.

The DIY Packer If you are willing and able to pack yourself, ensure you have the proper materials and containers to help with a successful move. Although you can obtain boxes from places like grocery stores, check with your mover, who may sell proper packing materials that will save you work and worry.

There are also significant considerations to keep in mind, such as not packing explosive or flammable items.

Your list of essentials will include tape dispensers, packing paper, markers, pads/blankets and bubble wrap, and or course, there are many sizes and strengths of boxes available.

A 1.5-cu.-ft. box that is often referred to as a book or record box. It’s fairly small and is designed to hold small, heavy items like food jars or cans, flatware, CDs and the like. The next size up is a lamp or lamp shade box, which is three cu. ft. in size. The sizes go up from there, to 4.5 and six cu. ft. for lighter objects like pillows.

Whether you choose to pack your own items or have your mover do it, be sure you choose a company with a solid track record for providing top-notch service.

100 Chuck Resnick- To pack or no_VB_L.indd 18 8/25/15 12:20 PM

Prices and specifications subject to change without notice. Exclusive Listing: Baker Real Estate Incorporated, Brokerage. Brokers Protected. E. & O.E.

ARRIVING SOONOn Downtown Burlington’s Waterfront

Inspired by Water.Imagined by Adi.

Presenting a rare opportunity to own at a most coveted downtown

Burlington address. Design-infused waterfront condominium residences

coupled with indulgent amenities from the high $200,000s.REGISTER NOWAdiDevelopments.com

Nautique_NHC_CG_Aug11_Nautique_NHC_CG_Aug11 2015-08-11 11:48 AM Page 1

905

regio

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aps:

Bur

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1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26

Brampton

Mississauga

Oakville

Caledon

Bolton

Hurontario St

25th

Sid

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d


1st Line W

Fork

s of t

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Bramalea Rd

Wal

ker R

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4th Line

Heart Lake Rd

McLaughlin Rd

Bost

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ills R

d

10th

Side

road

Old

Sch

ool R

d

Heritage Rd

Mississauga Rd

Creditview Rd

Chinguacousy Rd

Heart Lake Rd

50

20th

Sid

eroa

d

Sixth Line

9th Line

10th Line

3rd Line2nd Line

5th Line4th Line

King

St E

Airport Rd

Torbram Rd

Goreway Dr

Dixie Rd

Bramalea Rd

McVean Dr

Clarkway Dr

Gore Rd

Bova

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Coun

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ide

Dr

Airport Rd


Wan

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Driv

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Embleton Rd

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Que

en S

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Que

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Stee

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Kennedy Rd S

McM

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7

Mor

ning

Sta

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Drew

Rd

Derry

Rd

E

Airport Rd

Cour

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Par

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Brita

nnia

Rd

E

Kennedy Rd Tomken Rd

Mat

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Eglin

ton

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nnia

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Matheson Blvd E

CC

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Burn

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thor

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Cawthra RdQ

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St E

Ridgeway Dr

Colonial Dr

The

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Erindale Station Rd

Mavis Rd

Wolfedale Rd


Rath

burn

Rd

W

Hurontario St10 Line Rd

Edenwood Dr

Derry

Rd

W

Millcreek Dr

Erin Mills Pkwy

Mississauga Rd

Erin Mills Pkwy

Creditview Rd

38

4 Line Rd

Burn

ham

thor

pe R

d W

Bronte Rd

6 Line Rd

Burn

ham

thor

pe R

d E

Dunda

s St W

Upper

Mid

dle

Rd

Tremaine Rd

Nottinghill Gate

9 Line Rd

Lake

shor

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E

4 Line Rd

Spee

rs Rd

Lake

shor

e Rd

W

Burloak Rd

Mac

Donal

d Rd

Kerr St

Trafalgar Rd

8 Line RdFord Dr

Devon Rd

Corn

wal

l Rd

Brid

ge R

d410

401

QEW

QEW

403

401

403

25

2712

14

3

32

34446

30

3

8

2

10

35

5

7

9

6

47

17

1618

45

1


East Gwillimbury

Bradford

Uxbridge

Scugog

Lindsay

Manvers

Newcastle

Georgina Island 33

AngusLisle

Everett

Lake Scugog

Bobcaygeon

Georgina

Sunnidale

Vespra

Wasaga Beach

Mara

Orillia

Bracebridge

Schomberg

Tecumseth and Tottenham

Adjala

MonoShelburne

King

Essa

Tosorontio

Thornbury

Lake Si

mcoe

Cannington

Barrie

Georgian Bay

Midland Tay

Oro

OshawaWhitby

Alliston,

Beeton,

Hw

y 50

Keswick

400

11

11

400

400

400

48

401

48

7

69

69

93

27

27

9

910

24

89

90

21

Key Maps

North

LAKE ONTARIOLAKE ONTARIO

HaldimandHaldimand

401

401

QEW

QEW

QEW

7

403

403

CAMBRIDGE

Puslinch

Guelph

Ayr

6

68

6

3

3

3

Oakville

Milton

BurlingtonCarlisle

Flamborough

ParisStoney Creek

Dundas

Grimsby

Port Dover

Glanbrook

Ancaster

West Lincoln

Virgil

Niagara-on-the-Lake

Beamsville Vineland

Port Dalhousie

Lincoln

Thorold

Chippawa

Scotland

St. George

Fonthill

Fort Erie

Welland

Nanticoke

New Credit

Dunnville Port Colborne

Halton Hills

HAMILTON

ST. CATHARINES

NIAGARA FALLS

BRANTFORD

To LONDON

MISSISSAUGA

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15 20

Key Maps

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17 PEMBERTON GROuP Downtown Erin Mills Condominiums 905-630-6300 • from $300,000 8 18M

20 CARRIAGE GATE HOMES The Berkley Downtown Burlington theberkeleycondo.com • 96 5M

34 PINNACLE INTERNATIONAL Pinnacle Uptown 905-568-9000 • from $250,000 5 19K

45 EMPIRE COMMuNITIES Rain Condominiums 905-845-7246 • from $200,000 6-7 17Q

1 vANDYK COMMuNITIES The Craftsman craftsmancondos.com from $310,000 21N

2 WINDCATCHER DEvELOPMENT CORPORATION Atwater Condos 905-271-5038 • from $280,000 24L

3 CASTLERIDGE HOMES The Clairington 905-793-0002 • from $230,000 16E

3 PINNACLE INTERNATIONAL The Marquee Townhomes on the Park 905-568-9000 • from $700,000 20K

4 CONSERvATORY GROuP Mirage 905-232-2400 • from $270,000 20K

5 AMACON Block Nine 905-273-9333 • 20L

6 FOREST GREEN HOMES ville Condominiums villecondos.ca • from $220,000 16L

7 GREAT GuLF HOT 905-828-4257 • from $330,000 16M

8 FERNBROOK HOMES Absolute World 416-869-6057 • • from $188,000 21K

8 CITYzEN Absolute World 416-869-6057 from $188,000 21K

9 EMPIRE COMMuNITIES Senses Condominiums 905-845-7246 • from $230,000 17Q

10 AMACON The Residences at Parkside village 905-273-9333 • 21K

12 ALTERRA HOMES Renaissance in Olde Brampton 416-710-1010 • from $490,000 13H

14 PEMBERTON GROuP Rosedale village Golf & Country Club 905-799-5000 • • from $346,000 13F

15 ADI DEvELOPMENT GROuP Link2 Condos+Lofts 905-592-2028 • from $218,000 5M

15 ADI DEvELOPMENT GROuP Mod’rn Condos 905-592-2144 • from $339,000 5M

16 vANDYK COMMuNITIES Windows on the Green 905-822-3333 from $300,000 19N

18 RETIREMENT LIFESTYLE COMMuNITIES Palisades on the Glen 905-820-8210 • from $290,000 18N

21 CASINO BAY DEv. CORP./TODDGLEN Panoramic Point at Brewery Bay 1-866-611-5525 • from $264,000 7Q

27 INzOLA GROuP Park Place 905-451-7001 • from $310,000 14H

30 PINNACLE INTERNATIONAL Pinnacle Grand Park 2 905-276-3981 • from $200,000 20L

30 PINNACLE INTERNATIONAL Pinnacle Grand Park 905-276-3981 • from $300,000 20L

32 ARMOuR HEIGHTS DEvELOPMENTS River’s Edge 905-533-2400 • from $285,000 14A

35 ASHLEY OAKS GROuP Emporium at Joshua Creek 905-618-0660 • from $200,000 17O

38 TRIDEL CORPORATION Metrogate - ventus 2 416-293-5535 • • from $302,000 19J

38 TRIDEL CORPORATION ventus at Metrogate 416-293-5535 • • from $344,000 19J

46 MATTAMY HOMES The Mount Pleasant village mattamyhomes.com • from $200,000 20K

47 THE DANIELS CORPORATION Daniels Erin Mills 905-306-6996 • from $250,000 17M

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Key MapsEast

104

9 PEMBERTON GROuP Indigo Condiminiums 905-326-4100 • 9 9E

31 PEMBERTON GROuP Sky City 2 905-709-5700 • from $320,000 8 12F

32 LIBERTY DEvELOPMENT CORP. Royal Gardens CondoHomeShow.ca • from $303,000 37 15F

43 GuIzzETTI DEvELOPMENTS Grand Palace 905-907-4370 • from $307,000 97 12E

44 LIBERTY DEvELOPMENT CORP. Centro Square Condos 905-851-8877 • from $289,000 36 5F

1 MONARCH CORPORATION Garden Court 416-495-3595 • from $400,000 16D

2 FLATO DEvELOPMENT Arthouse Condos 905-554-8722 from $200,000 22D

3 TRIBuTE COMMuNITIES varley 905-604-1477 • from $520,000 19F

4 TRIDEL CORPORATION Renaissance of Richmond Hill 416-736-9500 • from $740,000 14E

5 LINDvEST Grand Cornell Brownstones in Markham 905-294-6161 from $340,000 23F

6 ARMOuR HEIGHTS DEvELOPMENTS The Sorrento 289-637-1777 • from $390,000 13B

7 MINTOuRBAN COMMuNITIES INC. WaterGarden 416-915-3800 • from $369,000 12F

8 WYvIEW GROuP unionville gardens unionvillegardens.com • 18F

10 GREAT LANDS CORP. The Beverly Hills Resort Residences 905-882-6636 • from $250,000 12E

11 TRIAxIS DEvELOPMENT INC/MARINO DEvELOPMENTS Courtyards of Maple 416-798-7070 • from $390,000 7D

12 GREENPARK HOMES uv2 905-554-6501 • from $253,000 22F

13 LIBERTY DEvELOPMENT CORP. Legacy Park 905-731-8302 • from $265,000 10G

14 REMINGTON GROuP The Signature Condominium 905-948-9900 • from $300,000 18F

14 REMINGTON GROuP Model Suite of the Month 905-948-9900 • from $300,000 18F

20 SOLMAR DEvELOPMENT CORP Bellaria Residences 905-417-8482 • from $240,000 7E

22 QuADRA MGT. & SCEPTRE DEvS. Renaissance Court at Woodbridge Gates 905-851-4220 • from $505,000 2F

22 WYCLIFFE HOMES Fairground Lofts 905-605-5900 • from $340,000 2F

24 LIBERTY DEvELOPMENT CORP. The Fountains 905-731-8302 • from $272,000 10F

26 RICE DEvELOPMENT Ambria 905-796-3630 • from $340,000 3F

28 CHESTNuT HILL HOMES San Francisco by the Bay 905-831-3631 • • from $200,000 22C

31 PEMBERTON GROuP Sky City 905-709-5700 • from $350,000 12F

32 SIGNATuRE COMMuNITIES TAO Boutique Condos 905-597-2535 • from $200,000 15F

33 PEMBERTON GROuP Miracle at Yonge 905-709-5700 • from $280,000 12F

34 SIERRA HOMES 68 Main Street 905-305-0822 • from $250,000 21E

40 NOvA TRIMAx Allegra 905-850-6866 • from $250,000 1F

41 QuADCAM DEvELOPMENT GROuP INC vista Parc Condominiums 905-850-8883 • from $260,000 3F

44 LIBERTY DEvELOPMENT CORP. Centro Square Condos 2 905-851-8877 • from $289,000 5F

45 KYLEMORE COMMuNITIES The 6th Angus Glen 905-887-9950 • 19E

46 EMPIRE COMMuNITIES The Mark 905-554-5015 • from $250,000 22E


condo buyers’ resource section

YOU LOVE THE CONDO, SEE WHAT YOU CAN AFFORD!

HOMEBUYERS’ HELP

Compare mortgage rates for your best deal

Calculate your mortgage payments

105-107_109 Homebuyers Resource_MC_L.indd 113 8/25/15 12:20 PM


Calculate your mortgage payments

01 Determine the appropriate five-year fixed mortgage rate, which is easiest to qualify for.

02 Look down the left column of the table on the opposite page to find the rate (rounded to the nearest 1/4 per cent).

03 Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time homebuyers).

04 At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.

interest rate

EXAMPLE: 5%

chart figure

5.82

mortgage amount ÷ 1,000

125 (MORTGAGE AMOUNT $125,000)

monthly payment

$25 YEARS

amortization period

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

Follow these steps to see if you’ll qualify for a mortgage on your dream condo

HOMEBUYERS’ HELP



2.50% $666 $529 $448 $394

2.75% $678 $541 $461 $407

3.00% $690 $554 $473 $421

3.25% $702 $566 $486 $434

3.50% $714 $579 $499 $448

3.75% $726 $591 $513 $461

4.00% $738 $604 $526 $476

4.25% $750 $617 $540 $490

4.50% $763 $630 $553 $504

4.75% $775 $644 $567 $519

5.00% $788 $657 $582 $534

5.25% $801 $671 $596 $549

5.50% $814 $684 $610 $564

5.75% $827 $698 $625 $579

6.00% $840 $712 $640 $595

6.25% $853 $726 $655 $611

6.50% $866 $741 $670 $626

6.75% $880 $755 $685 $642

7.00% $893 $769 $700 $659

Table provided by Calum Ross, owner, president and principal broker at Calum Ross Mortgage. He can be reached at 416.410.9905, [email protected] and calumross.com

% Amortization Periods

INTEREST RATES

15 YEARS

20 YEARS

25 YEARS

30 YEARS

Mortgage payment calculation chart


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EXPERT ADVICE Top tips to guide you through the homebuying process THE ALLURE OF LUXURY CONDO LIVING

HIGHLIGHTING THE top builders & new-home

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Why pre-construction condo investments pay off

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Highlighting the top builders and developers across the GTA

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YOUR 5 STAR HOME BUILDER

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CREATIVE SOLUTIONS FORENVIRONMENTAL PROTECTION

10 TIPS FOR CREATINGTHE PERFECT GUEST ROOM

HOME SALES CONTINUESTRONG PERFORMANCE


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July 4 - Aug 1, 2015 Volume 18 Issue 13

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SHAPING THE FUTUREIN BRANTFORD

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Eastern Ontario Edition

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ALWAYS A BEAUTIFULLY INVITING PRESENCE IN OTTAWA

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Ontario’s best source of real estate information to

buy, rent, sell or renovate


CHARTERED BANKS Variable 6 Months 1 Year 2 years 3 years 4 years 5 years

Compare mortgage rates for your best deal

Notes **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.R.O.R. = RATES ON REQUEST OP = OPEN ----- = NOT QUOTING N/A = NOT AVAILABLEPrepared by http://www.FiscalAgents.com/mortgage/rates

TRUST COMPANIES

OTHER FINANCIAL INSTITUTIONS

HOMEBUYERS’ HELP

ATB Financial 2.2 4 2.94 2.64 2.59 2.69 2.79

4.00op 4.00op 4.00op

Alterna Svgs/Alterna Bk 2.55 4 2.85 2.85 2.59 2.94 2.68

6.30op 5.30op

Bank of Montreal 2.7 4 2.89 2.84 3.39 3.89 2.69

6.30op 6.30op

Bank of Nova Scotia 2.7 4.55 3.29 3.09 3.39 3.89 4.49

6.45op 6.50op

Canadian Western Bank 4 3.14 3.04 3.65 4.2 4.74

6.45op 6.30op

CFF Bank 2.69 2.69 2.79 2.89 2.99

CIBC 2.7 1.99 2.84 3.4 2.69 4.79

6.70op 6.35op

ICICI Bank Canada 2.75 3.15 3.65 3.64 3.69 3.69

Manulife Bank 2.4 4.45 3 2.94 2.84 2.79 2.69

3.20op

National Bank n/a 4.4 2.89 2.84 3.39 2.69 2.79

6.70op 6.70op

President’s Choice Financial 2.7 2.84 3.34 4.04 4.44

Royal Bank 2.7 3.14 3.04 3.65 4.39 4.64

6.30op 6.30op

TD Canada Trust 2.7 2.89 2.09 3.39 3.89 2.69

6.30op

Tangerine 2.7 3.19 3.24 3.49 3.69 3.79

Community Trust n/a 6.5 3.14 3.25 3.95 4.39 4.64

Concentra Financial n/a 5 2.89 2.59 3.39 3.89 4.64

6.70op 6.30op

Effort Trust n/a 4.45 3.35 3.5 3.7 4.3 4.35

6.30op 6.30op

Home Trust Company 2.05 3.95 2.69 2.35 2.39 2.59 2.59

Investors Group Trust n/a 4.2 3.14 3.09 3.39 3.89 2.99

6.50op 6.30op

MTCC 2.7 4.55 3.29 3.09 3.39 3.89 4.49

6.45op 6.50op

Comtech Credit Union 2.45 6.2 2.89 2.89 2.95 2.99 2.69

6.40op 6.30op

First National Fin. LP 3.1 2.29 2.19 2.34 2.54 2.69

First Ontario C.U. 2.7 2.79 2.45 2.49 2.69 2.69

6.34op 6.34op

IC Savings 2.7 6.15 2.89 2.89 2.89 2.79 2.89

6.50op 6.50op

London Life n/a 4.2 3.14 3.09 3.39 3.89 4.74

6.50op 6.30op

Luminus Financial 2.8 2.95 2.9 3.4 3.9 4.45

6.25op

Meridian Credit Union 2.5 4 3.09 3.09 3.55 2.49 2.67

6.30op

Parama Credit Union 2.65 2.8 2.85 2.95 3.05 3.15

2.95op

Steinbach Credit Union 2.25 2.45 2.55 2.55 2.65 2.65


ADI Development Group - Nautique Lakefront Residences 101

Andiel Homes Inc. - East United Toronto Condos 55

Aragon Properties - Enigma on the Park 85

Ashcroft Homes - Capital Hall 75

Aspen Ridge Homes - Studio on Richmond 49

Berkshire Axis Development - East United Toronto Condos 55

Brad J. Lamb Realty - James 13

Brandy Lane Homes - The Davies 39

Brookfield Homes - The Arbors 71

Camrost - Felcorp - Blue Diamond at Imperial Plaza 1

Canalfa Group - Liberty Central by the Lake - Phase One 69

Canalfa Group - Liberty Central by the Lake Two 47

Capital Developments - 150 REDPATH 31

Carriage Gate Homes - The Berkley Downtown Burlington 96

Concert Properties - The KIP District 61

Concord Adex - Omega On The Park 26-27

Cresford Development Corp. - 1000 Bay 43

Cresford Development Corp. - CASA 2 43 & 112

Cresford Development Corp. - CASA III 43

Cresford Development Corp. - The Clover on Yonge 43 & IBC

Cresford Development Corp. - VOX 43

Dundee Kilmer Developments - Canary Park Condominiums 52

Eden Shaw - Chaz Yorkville Condos 25

ELAD Canada - Fifth on the Park 63

Empire Communities - Model Suite of the Month 111

Empire Communities - Rain Condominiums 6-7

Family of magazines - Promo 108

Fernbrook Homes/Cityzen Dev. - 158 Front Condominiums 65

Fieldgate Homes - Zigg St.Clair West 51

Freed - 150 REDPATH 31

Gemterra - Joy Condos 73

Great Gulf - Monde 23

Geranium Homes - Pace on Main 70

Great Gulf - One Bloor Residences 23

Great Gulf - Yonge+Richmond 23

Guizzetti Developments - Grand Palace 97

Harhay Developments - One Eleven Condominiums & Lofts 81

Lamb Development Corp. - The Harlowe 53

Lanterra Developments - Corporate 3

Liberty Development Corp. - Centro Square Condos 36

Liberty Development Corp. - Royal Gardens 37

Liberty Development Corp. - Terrace on Danforth 37

Liberty Development Corp. - The Village Residences 35

Liberty Development Corp. - World on Yonge 37

Lindvest - Sonic 83

Luxury Living Magazine - Promo 56

Madison Homes - Briar Hill 57

Madison Homes - Zigg St.Clair West 51

Malibu Investments Inc. - Smart House 33

Mattamy Homes - Lago Insert

Mattamy Homes - Picasso on Richmond Insert

Mattamy Homes - Riva del Lago Insert

Menkes Developments Inc. - 365 Church Insert

Menkes Developments Inc. - 87 Peter Insert

Menkes Developments Inc. - Fabrik Insert

Menkes Developments Inc. - Gibson Square Insert

Menkes Developments Inc. - Harbour Plaza Insert

Menkes Developments Inc. - Pears on the Avenue Insert

Menkes Developments Inc. - The Eglinton Yonge at Heart Insert

Monarch Corporation - Lago Insert

Monarch Corporation - Picasso on Richmond Insert

Monarch Corporation - Riva del Lago Insert

North Drive Investment - Picnic 67

Pemberton Group - Citylights on Broadway 8

Pemberton Group - Downtown Erin Mills Condominiums 8

Pemberton Group - Indigo Condiminiums 9

Pemberton Group - Sky City 2 8

Pemberton Group - TEN93 Queen West 8

Pemberton Group - The Urban Townhome Collection 8

Pemberton Group - Vivid Condos 8

Pinnacle International - Pinnacle Uptown 5

Plaza - Corporate 28-29

Rockport Group - The Nest 59

Royal Pine Homes - Hampton Place 99

Signature Communities - East United Toronto Condos 55

Solotex - Upper Beach Townes 78

The Daniels Corporation - Daniels Waterfront 19

The Daniels Corporation - High Park Condominiums 15

The Franchise Expo 50

Tridel Corporation - Islington Terrace BC

Tridel Corporation - SQ2 IFC

Urban Capital - RC3 45

Urban Capital - Smart House 33

index of advertisers

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tridel.comEight dEcadEs of homE building. ovEr 80,000 homEs built. tridEl communitiEs arE built grEEn. built for lifE.®*Price and specifications are subject to change without notice. Illustrations are artist’s concept only. Building and view not to scale. Tridel Built for Life®, Tridel Built Green. Built for Life.® are registered trademarks of Tridel and used under license. ©Tridel 2015. All rights reserved. E.&O.E. August 2015.

Built to diSQover.grand oPEning

SQ2 is master planned condominium living, reimagined. ideally located at Spadina

and Queen, one of toronto’s most iconic cultural landscapes in the heart of Queen

West. From the right blend of amenities to keep you entertained, to cityscape views

and new green spaces – SQ2 is your ideal home.

Discover why Vogue selected Queen West as one of the 15 coolest neighbourhoods

in the world. Yes, the world. grand oPEning

Visit the Presentation Centre

519 Queen Street West

toronto, Ontario

416.661.1949

fold out ifc insidE ifcfoldTRI 27538 Condo Guide SQ2 (IFC & GF) + IT OBC Aug 15.indd 2-3 2015-08-20 2:51 PM

7.5" x 10.5" obc

Eight dEcadEs of homE building. ovEr 80,000 homEs built. tridEl communitiEs arE built grEEn. built for lifE.®

*Price and specifications are subject to change without notice. Illustrations are artist’s concept only. Building and view not to scale. Tridel Built for Life®, Tridel Built Green. Built for Life.® are registered trademarks of Tridel and used under license. ©Tridel 2015. All rights reserved. E.&O.E. August 2015.

Built to make a statement.bloor strEEt WEst at islington subWaY station

Discover islington terrace, tridel’s new master planned condominium community just steps from the subway and minutes from islington Village plus the Kingsway on Bloor. Join us at our new Presentation Centre and tour the stunning designer model suite. Embrace the new spirit of living at Bloor and islington. Suites priced from the mid $200’s*

Visit the New Presentation Centre

3326 Bloor Street West, Etobicoke

416.645.8862

tridel.com

TRI 27538 Condo Guide SQ2 (IFC & GF) + IT OBC Aug 15.indd 4 2015-08-20 2:51 PM

gta new condo guide - aug 29, 2015

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