hfl winter 2016 newsletter

PROMISECCelebratingelebrating112200 YearsYears

V O L U M E 9 , N O . 1 • W I N T E R 2 0 1 6

THE

HFL Receives The Jewish Fund’s Robert Sosnick Award of Excellence

INSIDE

Ruth and Sanford Winnick: Everyone should be able to celebrate

Emily Shwedel Levin: A new Board Member’s Perspective

AND: William Davidson Jewish College LoanProgram loan facts • Agency news •Thanks to our Donors • Executive

Director’s message • 2015-2016 HFLBoard members • Photo gallery

Marvin I. Danto Small Business LoanProgram: Birmingham’s Born Yoga

V O L U M E 9 , N O . 1 • W I N T E R 2 0 1 6

Hebrew Free Loan was grateful to be recognizedwith the Robert Sosnick Award of

Excellence at The Jewish Fund’s annual meeting inNovember. The award was presented in recognition ofHFL’s Project HEAL (Health EmergencyAssistance Loans) fund, which makes interest-freeloans to members of the Detroit Jewish communityfor medical, dental and related health care expenses.A grant from The Jewish Fund helped establish thisimportant program.

“We are so grateful to be recognized by TheJewish Fund,” said Hebrew Free Loan PresidentHarriet Orley. “The Jewish Fund helped launch ProjectHEAL, and it truly justified its own existence. Whenyou look at how often we have made loans throughthis fund, and how often those loans have beenrepaid and the funds loaned out again, it’s clearthere was a need to target health care loans. In theyears since the creation of Project HEAL, the recyclingfactor of this particular fund has grown to 140 percent, and HFL continues to gather those repay-ments to make new health care loans.”

Appearing on behalf of HFL, Project HEAL borrowerDolores told the annual meeting attendees the movingstory of her use of loan funds to improve her ownhealth, and the great needs of her son.

“I would not have been able to do this withoutHebrew Free Loan and Project HEAL,” Dolores said.

“My son needed significant dental work, and on topof my own needs, the cost was prohibitive. When Itell you his teeth were crumbling before my eyes, Ithink it becomes clear we were desperate for help,and this was not for the sake of vanity. There are justthe two of us, and not many options. I can’t begin tothank everyone enough for creating this fund, andusing it to help us and help the community.”

Also on hand for the award presentation wereMary Keane, who served as HFL Executive Directorwhen the fund was created, Charlotte Dubin, whowrote the original grant proposal to The Jewish Fund,current Executive Director David Contorer, past presidents Michael Berke and Peggy Daitch, and several HFL Board members.

“We join a distinguished list of previous RobertSosnick Award of Excellence winners, all of whomcontribute to the fabric of Jewish life in our area.”said David Contorer. “One of the hallmarks ofHebrew Free Loan throughout the years is that we tryto identify trends and meet the needs of our borrow-ers. The leadership team in charge of developingProject HEAL came up with a way to serve this demo-graphic, and we have seen how well it works.

“Our thanks to Karen Sosnick Schoenberg, MargoPernick and the dedicated officers of The Jewish Fundfor this honor. This is another example of a supportivecommunity partnership.” �

Hebrew Free Loan honor: Robert Sosnick Award of Excellence from The Jewish Fund

T O P S T O R Y

Project HEAL leadership team: Peggy Daitch, HarrietOrley, Charlotte Dubin, Mary Keane and David Contorer

November 2015 marked the official 120thanniversary of Hebrew Free Loan Detroit. The

years 1895 through today present a diverse story ofchallenges that mirror the history of our country.From helping hoist the early beginnings of Jewishbusinesses, through the financial devastation of theDepression, Hebrew Free Loan’s doors were open.

Hebrew Free Loan was there when the Jewishpopulation began spreading to suburban homes,needing assistance as they were returning fromWorld War II and finishing college. Our agency heldout its hand when Russian Jews were resettling inDetroit in the 1980s, and were here through the devastation of the 2007 economic downturn. HFLstepped up when floods caused mass destruction inthe Oak Park and Huntington Woods areas in the latesummer of 2014, and have been there for countlessother financial needs throughout the years.

Our archives show a wealth of history in theDetroit community: relationships between HFL andour long-ago borrowers that tell a remarkable tale ofthe times in which our community members lived. Ifyou are interested in pursuing the potential relation-ship of your family with Hebrew Free Loan in theearly 1900s, please call our office at 248.723.8184or e-mail us at [email protected].

The significance of the number 120 in the Jewishreligion refers to “Like Moses, may you live to 120.”Great rabbis of the Talmud such as Hillel, RabbiYohanan Ben Zakkai, Rabbi Akiva, and Rabbi YehudaHanasi, all lived to 120 as well. In Deuteronomy, itwas said of Moses upon his death that “his eye hadnot dimmed, and his vigor had not diminished.”

As Hebrew Free Loan passes 120, our vigor hasnot diminished, either. In fact, we are just gettingstarted! �

HFL at 120: Detroit’s rich Jewish history lives hereP R E S I D E N T ’ S M E S S A G E

HFL President Harriet Orley

“In the years since the creation ofProject HEAL, the recycling factorof this particular loan fund hasgrown to 140 percent, and we con-tinue to use those repayments tomake new health care loans.”

“The years 1895 though todaypresent a diverse story of challengesthat mirror the history of our country.”

P R O G R A M B R I E F

V O L U M E 9 , N O . 1 • W I N T E R 2 0 1 6

William DavidsonJewish College LoanProgram 2015-2016school year lendingnumbers at a glanceThese numbers represent the total forboth the early and mid-year applicationcycles. Loans are made to Jewish residentsof Michigan, attending or accepted toaccredited Michigan-based programs. Forinformation on the funds, partners orapplication process, go to our website,www.jewishcollegeloansmi.org.

Aformer preschool teacher with a master’s degreein clinical psychology, Ashley Goldberg always

enjoyed working with young children, and beganoffering short yoga classes to her students at school.“It was a way to make a gentle mind-body connection,to help them ease anxiety, self-regulate and expressthemselves creatively. I realized what I was doing inthose sessions was marrying both my passions in thatone activity, and I wanted to do it all the time. Fromthat thought came Born Yoga.”

Ashley planned a yoga studio centered aroundprograms for kids or for families to experiencetogether, a kind of play space for all, including thosewith special needs. She spent about a year refiningher ideas and her business plan before approachingHebrew Free Loan’s Marvin I. Danto SmallBusiness Loan Program, provided a significantloan and a customized mentor to help with herSeptember opening.

Far from beginning modestly, Born Yoga hastaken off from the start, and Ashley’s dream blossomed.

Born Yoga includes three other teachers and fourpeople rotating at the welcome desk, and Ashley’sparents help out occasionally when needed.

A lot of the business has been through word ofmouth, and the studio is next door to a children’s resaleshop, on the route to the swim center, and around thecorner from The Robot Garage, so the target clienteleis already in the neighborhood when they see her signs.

“Regular classes are ongoing and drop-in, sothey might change slightly in composition each week,but many people come on a schedule, and I’ve reallycome to know the students and their parents very

well,” Ashley said. “Parents stay and sit in the lobbyand watch the classes on the big screen, and I’veseen some of them become friends through seeingeach other regularly.

“Also, our aerial classes, where we do traditionalposes while slightly suspended in a hammock, havebeen quite popular. Those fill quickly. Then we have“Glow-ga” glow-in-the-dark yoga, which is a blast, parent-child classes, and classes up through teens.”

The experience is more than just stretching andposes, Ashley emphasized. “I think the most importantpart of what we do is integrating mindfulness andgratitude discussions in with the poses. For example,for very young children, it can be very simply aboutkindness to ourselves and others, and healthy bodies.For older kids we can talk about treating ourselveswell, liking ourselves, health or body image. Yogamakes you very self-aware, and many great learningopportunities come from that.”

Born Yoga also offers birthday parties, customworkouts for sports teams, and day camps for schoolbreaks that include longer sessions, crafts and lunch.Ashley is planning summer camps, and even planneda curriculum around Girl Scout patches that somearea troops have already experienced. She is considering boys-only classes and remains open towhatever the parents tell her is needed.

“Every day is something new. It’s non-stop, butin a good way. It’s very rewarding to walk in hereand know I had a hand in creating everything here.My dad and I laid the floors, I designed the retail walland the furniture. There are pieces of me everywhere,and people seem to like what we have to offer.” �

Mindfulness in motion: Birmingham’s Born YogaM A R V I N I . D A N T O S M A L L B U S I N E S S L O A N P R O G R A M

Ashley Goldberg

“Every day is something new. It’snon-stop, but in a good way. It’svery rewarding to walk in here andknow I had a hand in creatingeverything here.”

23425% INCREASEFROM 2014-2015

1,886,450 TOTAL LOANS$

STUDENTBORROWERS

112 newstudents

returningstudents122

V O L U M E 9 , N O . 1 • W I N T E R 2 0 1 6

Emily Shwedel Levin is a dentist in practice inPlymouth who helped pay for dental school

with a JELS (Jewish Educational Loan Service) loan.“What I liked so much about the JELS loan

was how easy they made it for a young personto take out a loan, handle the finances andmake the repayments. I had such a positiveexperience that when the opportunity came to bepart of Hebrew Free Loan, it was just right forme to say yes. It’s nice to give back to the community that helped me.”

Emily is a recent addition to the HFL’s AdjunctCommittee, and is learning the ropes at Boardmeetings and interviews.

“I often have to talk finance with the peoplein my dental chairs, to tell them how much aprocedure will cost, and how we can managepayment. It can be a difficult discussion. So Ithought I would be prepared to hear borrowerstories at HFL, but I was surprised how emotionalI would be. Some stories are sad, some are

amazing, some people come in for joyful reasons, like a wedding, but I’ve just felt like Iwanted to hug people. There are people whohave such great need, and we try to help.”

Emily wants more people in the communityto know that HFL gives loans for a wide spectrumof reasons. “I think perhaps people think of usas a place to go when you’re in trouble and youroptions are limited. Of course, that’s true, butthat isn’t all we are. I want people to know thatthere are so many facets to HFL, different kindsof funds dedicated to different purposes thatmake it possible for people to get help from usfor all manner of good things, too, like educationor a new business.”

Another benefit of her time at HFL is theeffect it has on Emily’s family. “I want my kids tosee giving and volunteerism, to observe me givingback in the same way I saw my parents becomeinvolved in the community. It’s important to continue the cycle.” �

Learning the ropes and setting an exampleP E R S P E C T I V E : N E W H F L B O A R D M E M B E R

Emily Shwedel Levin

“I want my kids to see giving andvolunteerism, to observe me givingback in the same way I saw myparents give.”

It all goes back to my parents, Ruth and SanfordWinnick (z’l).” said Harlene Appelman. “Growing

up, neither of them came from means, and I don’tknow if you could even call them middle class inthose days. They worked their way up. And they hadgood hearts.”

Harlene’s father worked in retail, eventuallyowning an Army and Navy store in Elmira, New York.

“My parents always wanted to help others,”Harlene said. “They recognized that there were people who were in need, and they gave what andwhen they could, but my father said that an outrightgift often made the recipient feel burdened, like thatgift was something you could never properly repay.He felt it could take away your dignity, as if you werea charity case. He also felt very strongly that every-one should be able to celebrate milestones, and thatthey were integral to appreciating life. He didn’t findit at all frivolous to gather people together for important family moments.”

Harlene says Ruth and Sanford Winnick didn‘tlive ostentatiously as adults. They raised their familyand were important role models who helped formHarlene’s character by example, much of which camefrom Jewish values. Which is how the story comesaround to Hebrew Free Loan.

Harlene, whose grounding in those Jewish valuesled her to become a Jewish family educator, won theCovenant Foundation’s Award for Outstanding Educationwhile she worked with the Detroit Federation’s J.E.F.F.(Jewish Education for Families) program. Years ofJewish education experience, as well as her time withJ.E.F.F. and Federation, exposed Harlene to the existenceand mission of HFL, so she was no stranger to howthe agency assisted the community.

Part of the financial award from the CovenantFoundation helped establish the Ruth and SanfordWinnick Fund at HFL, which ties directly to the thingsthat remind Harlene of her parents: Jewish valuesand how simchas, such as a wedding, baby naming orBar/Bat Mitzvah can enhance life and enrich theJewish experience, which is itself an education.

“Life cycle events present opportunities to meshpleasurable experiences and Judaism,” Harlene said.“Hebrew Free Loan is a good way to deliver thoseopportunities to those who need them, because HFL isa part of the moral compass of the community. For acommunity to operate with integrity, they needoptions for people to fund their life’s adventures.Those are just as much a part of who we are as thework we do. And what Hebrew Free Loan does day-to-day for the community is phenomenal.” �

Ruth and Sanford Winnick Fund for life’s celebrationsP E R S P E C T I V E : E V E R G R E E N L E G A C Y F U N D D O N O R

Ruth and Sanford Winnick

“They recognized that there werepeople who were in need, but myfather said that an outright gift oftenmade the recipient feel burdened,like that gift was something youcould never properly repay.”

“

V O L U M E 9 , N O . 1 • W I N T E R 2 0 1 6

Hebrew Free Loan participates in the AmazonSmile charitable program. AmazonSmile is a simple and automatic way for you to

support HFL every time you shop, at no cost to you. Shop online at smile.amazon.com, where you’ll find the exact same prices, selec-tion and shopping experience as Amazon.com, with the added bonusthat the AmazonSmile Foundation will donate 0.5% of the purchaseprice from your eligible selections to Hebrew Free Loan. On your firstvisit to smile.amazon.com, select Hebrew Free Loan Association ofBloomfield Hills, then shop as usual. Thank you! �

Don’t want the hassle ofwriting a check or pulling

out a credit card? Start aTribute Bank with a minimumdeposit of $100. Each timeyou wish to send a Tribute,call us with the details, andwe will deduct the amountfrom your Bank. Call Beverly Dovitz at 248.723.8184 to set up yourpersonal Tribute Bank.

Packages of five blank Tributes with envelopes may be purchasedfor $25 each, and handwritten as needed.

Online Tributes may be requested 24 hours a day by selecting the“Donate” tab and drop down to “Make a Tribute” on our secure Website, www.hfldetroit.org. �

HFL Tribute Bank and BlankTribute Packs available

We need you! Local Jews benefit from your generosity

Hebrew Free Loan welcomes your Tributes and contributions of any size to support the agency and its ability to make loans.

Money donated to HFL stays right here in the community,helping our local familes and businesses, and strengtheningJewish life in Michigan.

To ask questions about our loan funds or programs, or todonate, please call our office at 248.723.8184, or visit our Web site24 hours a day at www.hfldetroit.org. HFL is a 501(c)(3) charitableorganization, and has a four star rating from Charity Navigator.

Help HFL turn “How can I afford...?” into “Now I can.” Thank you! �

Hebrew Free Loan works directly with the full range of Jewish community agencies and groups to fill needs, resolve issues and improve Jewish lives whenever we can. If we can’t help you ourselves,

chances are we know who can.

A G E N C Y B R I E F S

Shabbat MishpatimEach year on Shabbat Mishpatim we pay homage to that portion

of the Torah which sets the foundation for Hebrew Free Loan’sexistence. It reads, in part:

When you lend money to My people,to the poor among you,

do not act toward them as a creditor; exact no interest from them.

Exodus 22:24

We are grateful to rabbis and lay leaders across our community whotook a moment out of their Shabbat services to remind others of thegood works HFL accomplishes daily, who ask us to remember HFLwhen someone we know is in need, and to support it when possible.Shabbat Mishpatim was read this year on February 6, 2016, and wehope the warmth of the message of supporting our family andfriends resonated with everyone who heard it. �

Hebrew Free Loan (HFL) is proud to have achieved a 4-star rating on Charity Navigator, based on our fiscal responsibility,

transparency, policies and procedures, and efficiencies. With a tipof our hat to our dedicated Board members and professional staff,HFL is truly a lean, well-oiled machine. �

P H O T O G A L L E R Y

V O L U M E 9 , N O . 1 • W I N T E R 2 0 1 6

Peggy Daitch, Harriet Orley, Charlotte Dubin, Mary Keane,David Contorer

Harriet Orley Project HEAL borrower

David Contorer, Harriet Orley, Dolores, Karen Sosnick Michael Berke, Charlotte Dubin, Mary Keane, David Contorer David Contorer, Michael Maddin, Michael Berke

Susie Pappas, Harriet Orley, Sue Kaufman Sherri Ketai, Harriet Orley, David Contorer Michele Bleznak

Amy Ersher Rob Schwartz David Kramer

HFL Quarterly Business Meeting

HFL’s Robert Sosnick Award of Excellence from The Jewish Fund

T H A N K Y O U - M A J O R D O N O R SThank you to the individuals, families and foundations below who support our mission. You are the backbone of HFL.

AREVIM (GUARANTORS) SOCIETY $250,000 AND MOREJewish Federation of Metropolitan DetroitMarvin and Betty Danto Family Foundation

Max M. & Marjorie S. Fisher Foundation �Nancy and Stephen GrandDr. Alden M. & Lorraine LeibMurray C. Pitt & Ina C. Pitt Charitable Trust

Murray C. & Ina Pitt Centennial FundMayer, Tillie, Harold and Miriam Sansky Education Fund

William Davidson Foundation

TZEDEK (RIGHTEOUSNESS) CIRCLE $50,000-$99,999Carolyn and James Bellinson �Susan and Sam BernsteinPenny and Harold Blumenstein �Peggy Daitch and Peter Remington �Joanne Danto and Arnold Weingarden �Audrey and William Farber �

Goodman Family Charitable TrustsClarence and Jack Himmel FoundationJudy and Mark Kahn �Keane Community Crisis FundSandy and David Kirsch �Julie and Edward Levy, Jr. FoundationCharles and Florence Milan FoundationJay Must �

Mary Must �Irving and Ethel Palman Foundation �The Rones FoundationRebecca and Gary SakwaMayer, Tillie, Harold and Miriam SanskyFund �

Allison Selko and David BrownsteinMiriam and Jack* Shenkman

Sherman Family FoundationLawrence Stocker*The Taubman Foundation �

RAHAMIM (COMPASSION) CIRCLE $25,000-$49,999Harlene and Henry Appelman �Marcia and Eugene ApplebaumEdie and Steven ArbitBar-Levav Family FoundationNancy and Richard BarrR. Edward Berman TrustMandell L. and Madeleine H. BermanFoundation

Michele and Mitchell Bleznak �Broder & Sachse Real Estate Services �Natalie and Manny CharachAnnie and Rob Cohen �Beth and David Contorer �

Sandy and James Danto �Alfred L. and Bernice Deutsch Family FundMarjory and Donald Epstein FamilyCharitable Foundation �Fran and Joseph* FetterEdward I. Fleischman FoundationAviva and Dean Friedman �Carole and Howard GoldsmithFred* and Elayne Greenspan �Paul and Francine Hack Small Business FundPeter and Shirlye Helman Philanthropic Fund �

Hermelin Family Support FoundationHoffert and Babcock Family Fund Ronna and Myles Hoffert

Hilary and Selwyn IsakowRobert B. Jacobs �Barbara and Donald Janower �Kalt Family �Brenda and Morse KaltLydia and Richard KaltPaula and Melvyn Kalt

Sue and Alan J. Kaufman �Hilary and Edan KingSusie and Scott LeemasterLisa and Hannan LisBeverly and Arthur LissStuart and Deena Lockman Philanthropic Fund �

Miriam Mondry Trust

Suretta and Alan Must �George NymanHarriet and Gregg Orley �Susie and Norm Pappas �Sylvia Pevin & George Pevin Foundation �Lori and Maurice Pogoda Philanthropic Fund �

Joyce and Donald B. Sherman Family Fund �

Susan and Howard Tapper �Barbara and David WallaceHelene Wallace*Andrea and Lawrence Wolfe

TIKVAH (HOPE) CIRCLE $10,000-$24,999Robert and Marjorie Alpern FoundationMaxine and Laurence BakerBunny and Sherwin BehrmannLinda and Michael BerkeBerko Zdanowicz Memorial Fund Rachel and Joshua OppererJulie and Allen BermanHadas and Dennis BernardBarbara and Stan BershadPhyllis and Richard BleznakSuzanne and Robert BluesteinHilary and Stuart Borman

Lisa and Richard BroderLillian and David BronerCorinne and Oren Cahlon Kathryn Cannon and Scott BerkSusie and Robert CitrinCohn/Haddow Family FundGail Danto and Arthur RoffeyDavid-Horodoker OrganizationRobert Davis FundDr. Mark Diem and Dr. Paul Forman FundOscar FeldmanNancy Glen and Ralph McDowellCathy and Michael GraubRita Haddow

Margot and Jerome HalperinStanley Imerman Memorial FoundationMichelle and Stanley JacobsonRuth KahnBabs and Herb Kaufman FundMary and Norman KeaneKaren and Michael KelmanAnessa and David KramerJodie and Steven KrasnickCarolyn and Rex LanyiEmily and Darrin LevinDonna and Michael MaddinMinkin Family FoundationJoseph and Suzanne Orley Foundation

Sally and Graham OrleySigmund and Sophie Rohlik FoundationJanie and Michael* RothRandy and Craig RubinPeggy and Mark SafferJanice and Michael SchwartzEllen and David ShermanJulie SilverLenore Deutch Singer and Alan SingerSusan and Howard SmithSusan and Robert Sovel Yan and Robert StewartLauren and Jonathan SterlingCarolyn and Laurence Tisdale

TOV (GOODNESS) CIRCLE $5,000-$9,999Marilyn AaronLinda and Allan AdelsonLaurie and Michael BanksKenneth BloomJoyce and George BlumDeRoy Testamentary FoundationDusya's Philanthropic FundMary and Jerry EllisDolores and Leonard FarberSuzanne and Jonathan FellowsMarjorie M. Fisher FundAnn and Alan FrankDale and Bruce FrankelStanley and Miriam Friedman Crisis FundDorothy and Byron* Gerson

Liz Kanter Groskind and Eric Groskind FundRose and David HandlemanDana and Ethan HoltzJill and Steven IngberDebbie and Alvin IwreyKatie and Steve JacobMarjorie and Maxwell Jospey FoundationGayle and Daniel KaplanEsther and Nathan* KatzSherri and James KetaiHarvey & Aileen Kleiman Family FoundationDiane and Emery* KleinMichal and Howard KormanLisa and Craig KrumanNancy and Larry* KushkinDouglas C. Lane & Associates, Inc.Lombardo and Palazzolo, LLC

Lutz Family FundBenard L. Maas FundDana and Scott MarcusNaomi and Lionel MargolickLiat and Ron MeislerLisa and Jeffery MeyersLinda and Douglas MossmanRose and Bruce NewmanBarbara and Irving NusbaumMeyer & Anna Prentis Family Foundation

Benjamin ReifmanMichele and Scott RosenblumKaren and Todd SachseKim and Jeff SakwaJudith and Michael Samson Fund for Board and Staff Education

Schostak Family Support FoundationKaren and Robert SchwartzSandra SeligmanMissy and Larry ShaevskyNancy and Sam ShamieNorma and Mitchell ShekStuart ShermanJanet and Stuart SniderGoldie and Harold Soble FoundationSupporting Opportunity Support FoundationLeora and Mark TapperIlene and David TechnerSusan and Robert WeissRissa and Sheldon WinkelmanHerschey WrotslavskyEsther and Neal ZalenkoJudy and Fred Zwas

HESED (KINDNESS) CIRCLE $100,000-$249,999Marlene and Paul Borman �Sandra Davis Education Trust Frankel Family Barbara Frankel and Ronald Michalak Laurie Frankel Sharon and Herman Frankel

Nancy and James GrosfeldThe Jewish FundJewish Women’s FoundationD. Dan and Betty Kahn Foundation �Barbara and Edward KlarmanMilton & Sylvia Pierce FoundationMilton M. Ratner Foundation �The Ravitz Foundation

Rosalie and Bruce Rosen �The Sinai Guild �

BOLD New Donors � Evergreen Legacy Fund Donors Education Fund Donors *of blessed memory

V O L U M E 9 , N O . 1 • W I N T E R 2 0 1 6

TZEDEK (RIGHTEOUSNESS) CIRCLE$50,000-$99,999

Louis C. and Edythe B. Blumberg FundDr. Daniel E. Cohn Fund

HFLA Centennial Endowment FundAmy Klein Charitable Fund

Edward C. Levy Family Fund

RAHAMIM (COMPASSION) CIRCLE$25,000-$49,999

Sherwin A. Behrmann Campership Loan FundRuth and Nathan Gevercer Endowment FundPeter and Shiryle Helman Endowment Fund

Chaim, Fanny, Louis, Benjamin and AnneFlorence Kaufman Endowment FundEmery and Diane Klein Business Fund

Benard L. Maas Campership Loan Fund

TIKVAH (HOPE) CIRCLE $10,000-$24,999

Nathan Bielfield Endowment FundRobert M. and Susan R. Citrin FundHarvey A. Deutch Small Business Loan FundCatherine F. Ellias Endowment FundHerbert and Adele Goldstein Family Fund

Clarence and Jack Himmel FundRuth and Irwin Kahn Educational Loan FundJulie Levy FundDr. Lawrence and Shirley Loewenthal FundNorman and Susan Pappas Transportation Fund

Jacob and Blanche Rose Endowment FundTillie, Mayer and Harold Sansky Trust FundCalvin and Ruth Simon Scholarship Fund

TOV (GOODNESS) CIRCLE $5,000-$9,999

Norman and Ann Katz Transportation FundHenry and Linda Lee FundArthur and Beverly Liss Fund

Temple Beth Jacob Celebration FundTemple Beth Jacob Crisis FundSteven and Arlene Victor Crisis Fund

Wallace Family FundSanford Winnick Fund

AREVIM (GUARANTORS) SOCIETY $250,000 AND MORE

Irving & Shirley Fader Centennial Scholarship Endowment Fund

Murray C. & Ina Pitt Centennial Fund

B E Q U E S T S

E N D O W M E N T F U N D S

We are grateful to the families, trusts and foundations honoring Hebrew Free Loan with testamentary gifts.

HESED (KINDNESS) CIRCLE$100,000 - $249,999

William M. Davidson TrustJoel E. Jacob

Amy Klein Charitable RemainderUnitrust

Pamela Torraco

TZEDEK (RIGHTEOUSNESS) CIRCLE$50,000-$99,999

Gerald H. and Caryn Acker Insurance Fund

RAHAMIM (COMPASSION) CIRCLE$25,000 - $49,999

Margot & Jerome Halperin Charitable Remainder Annuity Trust

Lisa and Richard Broder Hermelin Family Support FoundationInsurance

TOV (GOODNESS) CIRCLE$5,000 - $9,999

Anita and Dr. Harvey Zalesin

AnonymousCarolyn and James BellinsonMichele and Mitchell BleznakPenny and Harold BlumensteinMarlene and Paul BormanBroder & Sachse FundAnnie and Rob CohenBeth and David ContorerPeggy Daitch and Peter Remington

Joanne Danto and Arnold Weingarden

Sandy and James DantoAlfred L. and Bernice DeutschFamily Fund

Marjory and Donald Epstein Family Charitable Foundation

Audrey and William FarberMax M. and Marjorie S. FisherFoundation

Aviva and Dean Friedman

Fred (z’l) and Elayne GreenspanPeter and Shirlye HelmanPhilanthropic Fund

Robert B. JacobsBarbara and Donald JanowerD. Dan & Betty Kahn Older Adult Care Loan Fund

Judy and Mark KahnCharles and Pearl Kalt Memorial Fund

Sue and Alan J. KaufmanSandy and David KirschStuart and Deena LockmanPhilanthropic Fund

Alan and Suretta MustJay MustMary MustHarriet and Gregg OrleyIrving and Ethel PalmanFoundation

Susie and Norm Pappas

George Pevin FoundationMurray C. and Ina Pitt Centennial Fund

Lori and Maurice PogodaMilton M. Ratner FoundationRosalie and Bruce RosenMayer, Tillie, Harold and Miriam Sansky Fund

Joyce and Donald ShermanThe Sinai Guild Dental FundThe Sinai Guild Medical FundSusan and Howard TapperThe Taubman FoundationRuth & Sanford Winnick FundYoung Israel of Southfield

An Evergreen Legacy Fund (ELF) is aunique opportunity to contribute toHebrew Free Loan, and also have the

benefit of easy-to-digest annual reports onyour contribution, detailing where yourmoney is going. Donations of $25,000, orpledges of $5,000 per year over a five-yearperiod, give you the ability to see how HFLlends within our community, how the loansare repaid, and repackaged into new loans.

If you or someone you know would beinterested in discussing the benefits of an ELF,please contact David Contorer at248.723.8184 or [email protected].

Hebrew Free Loan gratefully acknowledgesour Evergreen Legacy Fund Donors:

V O L U M E 9 , N O . 1 • W I N T E R 2 0 1 6

T H A N K Y O U - F U N D D O N O R S

Our thanks to members of the community who support us though their contributions of $180 or more.

Judith and Joshua AdlerKaren and Allen AmberAmanda and Adam ApfelblatElaine and Robert AppelHarlene and Henry AppelmanEdie and Steve ArbitJoanne and Daniel AronovitzBeverly BakerLaurie and Michael BanksLisa and Andrew BarbasNancy Barbas and Jonathan SugarBar-Levav Family FoundationNancy and Richard BarrBunny and Mickey BehrmannCarolyn and Jim BellinsonHarriet BergLinda and Michael BerkeJulie and Allen BermanSusan and Sam BernsteinJean and Howard BleiwasMitchell & Michele Bleznak Philanthropic FundKenneth BloomNancy and Larry BluthMarlene and Paul BormanIna and Keith BornsteinEileen and Gerald BorsandNancy and Phil BortmanBroder & Sachse Real Estate Services, Inc.Stacy and Jeffrey BrodskyLily and David BronerRhonda and Morris BrownHeidi and Jeff BudajKathryn Cannon and Scott BerkDeena CanvasserRobyn and Bob CanvasserMaxine and Bob CarsonNatalie and Manny CharachLynda and Ron CharfoosRobert & Susan Citrin Philanthropic FundAnnie and Rob CohenIna CohenMarjory CohenNita and Allan CohenLois and Avern CohnMiriam ColburnDebbie and Andy ColmanMichele and Michael ColtonBeth and David ContorerLynne CooksonPeggy Daitch and Peter RemingtonGail Danto and Art RoffeyJoanne Danto and Arnold WeingardenAlfred L. and Bernice Deutsch Family FundLisa and Loren DicksteinStacy and Andrew DoctoroffBeverly and Bob DovitzJan and Marc DunnAmy and Steve DunnJoanna and Jon DwoskinNathaniel EdmandsMilton EinstandigShelley and Michael EizelmanMary and Jerry EllisRenee and Craig ErlichAmy and Eric ErsherDede and Oscar FeldmanSuzanne and Jon FellowsPam and Walter FeuereisenJoel FisherMarcy Fisher

Amy and Robert FolbergLisa and Kenneth FoxBarbara Frankel and Ronald MichalakHerman and Sharon Frankel FoundationMaxine and Stuart Frankel Foundation Aviva and Dean FriedmanHenriette and Irving Friedman Charitable Schwab Fund

Olga and Paul FriedmanHarold & Ruth Garber Family FoundationVera and Jimmy GellJanet and Vladimir GendelmanElizabeth and Mark GenettiDorothy GersonJennifer and Dan GilbertSherri and George GlassmanNancy Glen and Ralph McDowellMarilyn and Darryl GoldbergCathy and Larry GoldbergKatherine and Tom GoldbergCarole and Howard GoldsmithMargaret and Bernard GonikGoodman Family Charitable TrustsBarbara and Paul GoodmanStacy and David GordonBarbara GrantCathy and Michael GraubElayne GreenspanDavid GumenickSusan and Sam GunBarbara and Stephen GutmanFrancine and Paul HackRita C. & John M. Haddow Support FoundationSaree and Steven HantlerMiles HartMichelle and Joel HechlerHelman/Scherrer Family FundPeter & Shirlye Helman Philanthropic FundOphelia and Leonard HermanHermelin Family Support FoundationClarence and Jack Himmel FoundationJennifer HermelinSue and Ron HodessCarol and Paul HoobermanHS FoundationArthur & Helene Indianer Philanthropic FundHelen and Simon IndianerJill and Steve IngberRachel and Jerry IngberJudy and Jacob IshakisCarolyn and Howard IwreyDebbie and Alvin IwreyDana and David JacobKatie and Steve JacobDavid JacobsonNancy and Joe JacobsonSandra and Jonathan JaffaDonald & Barbara Janower DAFThe Jewish FundBernard JonasMarjorie and Maxwell Jospey FoundationTerry and David KahanBrenda and Morse KaltLydia and Richard KaltCarol KandelFaye and Austin KanterLiz Kanter Groskind and Eric Groskind FundAlexander KaplanBarbara and Alan KaplanLibby and Dave Kaplan

Babs and Herb Kaufman FundSue and Alan KaufmanSherri and Jim KetaiSandy and David KirschBarbara & Edward L. Klarman

Philanthropic FundSandra and Irving KlaskyHarvey & Aileen Kleiman Family FoundationMichelle and Robert KleimanKosins Family FoundationBonnie and Mark KowalskyAnessa and David KramerBarbara and Manus KrasmanNancy KrawitzCarol and Steve LashHenry LeeCathi and Neil LeftonCarolyn and Arie LeibovitzJoyce and Henry LeopoldDana and Joel LetvinEmily and Darrin LevinDavid LiebermanLinda and Kenneth LipsonArthur & Beverly Liss Philanthropic FundRobert LissNancy and Howard LuckoffMarsha LynnDonna and Michael MaddinLiat and Ron MeislerDebbie Metzger and Eliot ReinerLisa and Jeff MeyersJackie and Myron MilgromBobbie MillerElliot & Elyse Milstein Philanthropic FundMinkin Family FoundationJay MustAnita and Robert NaftalyNathan Family Sharing FundNusbaum Family FoundationBarbara and Irving NusbaumRobert NusbaumGeorge NymanMargi and Morry OppererDiane and Randy OrleyHarriet and Gregg OrleyIrving and Ethel Palman FoundationSusie and Norm PappasSusan and Steven ParzenSophie PearlsteinLisa PernickMarianne and Jerome PesickThe Sylvia Pevin & George Pevin FoundationEmily and Jeffrey PittMurray C. and Ina Pitt Centenial FundMurray C. Pitt & Ina C. Pitt Charitable TrustLori and Maurice PogodaThe Meyer & Anna Prentis Family FoundationMilton M. Ratner FoundationBen ReifmanNataliya and Lev ReytsmanStephen RiceAviva RobinsonSigmund and Sophie Rohlik Endowment FundThe Rones FoundationLinda and Barry RosenbaumDeborah RosenthalLinda Regina RothHelene and Ronald RothenbergYakov RozenbergBarry Rubin

Lynn and Harvey RubinMichelle and Eddie RubinRandy and Craig RubinLouise SableMarilynn and Mitchell Sabin Family Fund Karen and Todd SachsePeggy and Mark SafferDaniella SaltzTami and Danny SamsonSammy, Josh, and Miriam SapersteinJoni and Neil SatovskyBrett SchargBluma SchechterMarc and Susan Schechter Philanthropic FundSchlafer Charitable Spending AccountSchostak Family Support FoundationLiz and Steve SchubinerLorraine and Elliot I. Schubiner Family FundCathy and Charlie SchwartzSharon and Bennett SchwartzBea and Paul SchwarzbaumAllison Selko and David BrownsteinLinda and Jeffrey SermanShirley and Jerry ShagrinNorma and Mitchell ShekSherman Family FoundationEllen and David ShermanJoyce and Don ShermanRoger SiegelFranci and Larry SilverJulie SilverSimtob Family Charitable FundZach SklarLenore and Alan SingerSusan and Howard SmithJanet and Stuart SniderShelli SobleSydelle SonkinAliza and Gabriel SosneEdward SteinMarion and Bert SteinLauren and Jonathan SterlingLeora and Mark TapperIlene and David TechnerAndrea and Rob TeitelEllen TennerSandy and Marty TesslerWarren TesslerCarolyn TisdaleConnor Todd B'nai Tzedek Donor Advisor FundPamela TorracoJack M. & Rose Ullman FoundationKelly and David VictorMarilyn VictorSanford WagenbergBarbara & David Wallace Family Charitable Fund

Linda and Marty WeitzSarah Winkler and Simon LeopoldSheryl WolbergSylvia and Randall WolfAndrea and Lawrence Wolfe Family FoundationThe Woll-Yellin Family FoundationLarisa and Grigory YezerskyEsther and Carlito YoungJan and Michael ZausmerOlga and Dimitry Zavelsky

*of blessed memory

V O L U M E 9 , N O . 1 • W I N T E R 2 0 1 6

T H A N K Y O U - F R I E N D S Donations listed include those made April 13, 2015 through December 31, 2015

Estelle Babitchin honor of Ruth Miller’s 90th birthdayin honor of Dolores Fishman’s grandson,Miles Goldstein, becoming a Bar Mitzvah

in memory of Ann Schonbergin memory of Eleanor Carolin memory of Ileane Thalin memory of Lawrence Kaye

Beverly Bakerin memory of Dr. Daniel Schechter

Els and Eric Banksin memory of Martin Landay

Laurie and Michael Banksin honor of Irv Beron’s 80th birthdayin honor of Sammi and Michael Shapiro’smarriage

in memory of Dr. Michael Kentin memory of Sarah Sanfieldin memory of Marvin Sanfieldin memory of Stan Berlin

Sandra and Alvin Begelin memory of Caroline Kirsch

Elaine and Alan Belkinin memory of Thelma “Teddie” Gottliebin memory of Dr. Thomas Kovan

Alyse Belkin-Attensonin memory of David Leader

Harriet Bergin memory Carl Djerrasiin memory of Gerald Tuchowin memory of Hannah Honeymanin memory of Irene Waltin memory of Marcus Belgravein memory of Susanne Hilberryin memory of Suzanne Dibblein memory of Timothy Burton

BJ and Gary Berkowitzin honor of Jayme and Marshall Eskowitz’smarriage

Linda and Michael Berkein honor of the Danto family’s CentennialFund donation

in honor Lauren and Zach Weiss’ marriagein honor of Norm Keane’s speedy recoveryin honor of Steve Weiss’ 70th birthdayin honor of the birth of Sandy and DavidKirsch’s granddaughter, Eliana Helen Kirsch

in memory of Dr. Mayer Subrinin memory of Jack Robinsonin memory of Rachel Jacobsin memory of Stan Berlin

Cheryl and Arnie Berlinin honor of Beverly Dovitz’s speedy recovery

Julie and Allen Bermanin memory of Abe Ingberin memory of Alex Bruni

Barbara and Stan Bershadin honor of the birth of Beverly and ArthurLiss’ granddaughter, Ruby Zara Liss

in honor of Rachel Loebl and JonathanSerman’s engagement

in honor of the birth of Sherry and SteveHaffner’s grandson

in memory of Shirley Rosenberg

Hilary and Stuart Bormanin memory of Abe Ingber

Marlene and Paul Bormanin honor of D. Larry Sherman’s 80th birthdayin honor of Marlene Handler’s birthdayin memory of A. Alfred Taubmanin memory of Abe Ingber

Sharon and Donald Borsandin honor of Stewart Shear’s 80th birthdayin memory of Dr. Seymour Rapp

Nancy and Phil Bortmanin memory of Beverly Canvasserin memory of Evelyn Manessin memory of Fritzi Rottin memory of Gertrude Cohenin memory of Gladys Beznosin memory of Michael Brennerin memory of Sally Greenspanin memory of Stan Berlinin memory of Steve Frohlichin memory of Yola Davis

Marlene and Seymour Breslerin memory of Dr. Ronald Colburn

Lisa and Richard Broderin honor of Gillian Howard becoming a Bat Mitzvah

in honor of Henry Cantor becoming a Bar Mitzvah

in memory of David Eisenbergin memory of David Leaderin memory of Dr. Meyer Arbitin memory of Dr. Robert Curhanin memory of Easton Brodskyin memory of Henry Rubinin memory of Morris Efros

Ruth Broderin memory of Beverly Canvasser

Deena Canvasserin honor of Christine and David Colman’smarriage

in honor of Ashley Oleshansky and Dr. BrianAdelman’s marriage

in honor of Didi Colton’s speedy recoveryin honor of Hayley Dreyfuss and JamieSchafer’s marriage

in honor of Didi Colton’s speedy recoveryin honor of Lisa Kantor’s marriage to Billin honor of Tara Forman and Jay Hack’smarriage

in honor of the birth of David Goldburg’sgranddaughter, Bernice

in memory of David Eisenbergin memory of Newton Levinin memory of Rachel Jacobs

Susie and Bob Citrinin honor of Arthur Liss hosting the PastPresident’s luncheon

Annie and Rob Cohenin honor of Ariana and Dan Carps’ marriagein honor of Andrea and Richard Ketchel’sdaughter, Natalie’s, marriage

in honor of David Colton’s 70th birthdayin honor of Elizabeth Hauser and DaveSilverman’s marriage

in honor of Freddie and Alan Harvith’s special anniversary

in honor of Gail Young’s 70th birthdayin honor of Joseph Schwartz becoming a Bar Mitzvah

in honor of Harriet Shapack’s special birthday

in honor of Jean and Howard Dubin’s special anniversary

in honor of Josh Yaker’s 50th birthdayin honor Lisa Kantor’s marriage to Billin honor of Marcy and Michael Feldman’s45th anniversary

in honor of Pam and Mark Rosenblum’s 45th anniversary

in honor of Paul Hooberman’s 75th birthdayin honor of Renee Ishbia’s 70th birthdayin honor of Richard Kepes’ 70th birthdayin honor of Susan and Stuart Kaufman’sanniversary

in honor of Stuart Kaufman’s 75th birthdayin honor of Susan Weingarden’s 70th birthday

in honor of Susie and Jeffrey Young’snew home

in honor of the birth of Freddie and AlanHarvith’s granddaughter, Juliette Harvith

in honor of the birth of Carol and GeneZamler’s grandson

in honor of the birth of David Goldburg’sgranddaughter, Bernice

in honor of Denise and Robert Levin’s daughter’s marriage

in honor of Connie and Jim Colman’s son’smarriage

in honor of Donna Pearlman’s granddaughter,Daisy, becoming a Bat Mitzvah

in honor of Judi and Brad Schram’s son’s marriage

in memory of Albert Dubinin memory of Beverly Canvasserin memory of David Eisenbergin memory of Esther Shermanin memory of Faye Ryder

in memory of Gilberta Jacobsin memory of Ileene Levinin memory of Ilene Nemerin memory of Katie Zackin memory of Marion Serwerin memory of Maxine Goldburgin memory of Newton Levinin memory of Robert Ruskinin memory of Sharon “Sherry” Medskerin memory of Sharon Bergmanin memory of Sol Rosein memory of Stan Berlinin memory of Yola Davisin memory of Penny Krane

Nita and Allan Cohenin honor of Avery Goldstein’s 50th birthday

Beth and David Contorerin honor of Allan “Geli” Gelfond’s big birthday

in honor of Debby Landau’s many years ofcontribution to Tamarack Camps

in honor of Eli Levine becoming a Bar Mitzvah

in honor of Elyse Hoffman and KennySchecter’s engagement

in honor of Ethan Holtz, Arthur Liss,Jonathan Sterling for their legal assistance for HFL

in honor of Ethan Hurwitz becoming a Bar Mitzvah

in honor of Isabelle Zaltz becoming a Bat Mitzvah

in honor of Zoe Zaltz becoming a Bat Mitzvah

in honor of Laura Lepzinski and BenReifman’s engagement

in honor of Beth Grossman and JeffDavidson’s engagement

in honor Lauren and Zachary Weiss’ marriagein honor of Marlene Borman’s 80th birthdayin honor of Michelle Gilbert’s help with HFLsocial media

in honor of Nicole Miller and Bubba Urdan’sengagement

in honor of Norm Keane’s speedy recoveryin honor of Rabbi Eli Mayerfeld’s outstandingaccomplishments

in honor of Steve Elkus for IronMan x 2in honor Tara Forman and Jay Hack’s marriage

in honor of the birth of Amy and StuartBrody’s daughter, Evelyn Grace

in honor of the birth of Beverly and ArthurLiss’ granddaughter, Ruby Zara Liss

in honor of the birth of Robin and MichaelBerman’s son, Elliot Frederick Berman

in honor of the birth of Julie and AaronFeinberg’s daughter, Raya Gabi

in honor of Emily Orley and Jason Jacob’sengagement

in honor of Jen Kornblau and BenFriedman’s engagement

We appreciate the support and generosity of individuals and organizations in our community.

T R I B U T E S

V O L U M E 9 , N O . 1 • W I N T E R 2 0 1 6

Tributes listed were received between April 13, 2015 through December 31, 2015

in honor of Lindsey Banks and BrandonEllefson’s engagement

in honor of Meryl and Adam Bleznak’s marriage

in memory of A. Alfred Taubmanin memory of Abe Ingberin memory of Dr. Avery Milbergerin memory of Dr. Meyer Arbitin memory of Dr. Robert Curhanin memory of Hava Saliternikin memory of Joel Shapiroin memory of Mirel Rottersmanin memory of Stan Berlin

Beverly and Paul Contorerin honor of Susie and Harry Katkowsky’sanniversary

Kelli Dade and Michael Hainesin memory of Dr. Avery Milbergerin memory of Dr. Lawrence Stocker

Peggy Daitch and Peter Remingtonin honor of Felix Brodsky becoming a Bar Mitzvah

in honor of Jordan Banks’ graduation fromVanderbilt Law School

in honor of Lauren and Zachary Weiss’ marriagein honor of the birth of Julie and AllenBerman’s grandson, Elliot Frederick Berman

in honor of Lindsey Banks and BrandonEllefson’s engagement

in honor of Tara Forman and Jay Hack’smarriage

in memory of Alan Bursteinin memory of David Leaderin memory of Gilberta Jacobsin memory of Jack Robinson

Joanne Danto and Arnie Weingardenin honor of Jen Kornblau and BenFriedman’s engagement


Beverly and Bob Dovitzin honor of Robert Olender receivinghis doctorate


in honor of Irene Fox’s 95th birthdayin honor of Renee Westervelt and RyanStone’s engagement

in honor of Ryan Orley’s acceptance toHarvard’s MBA Program

in honor of the birth of Julie and AllenBerman’s grandson, Elliot FrederickBerman

in honor of the birth of Dale and JerryRubin’s grandson, Shalom Simcha Rubin

in honor of the birth of Beverly and ArthurLiss’ granddaughter, Ruby Zara Liss

in memory of Arthur Bravermanin memory of Dr. Jack Portneyin memory of Janice Mann

in memory of Lois Zussmanin memory of Martin Landayin memory of Stan Berlin

Pearl Dubinin memory of Seymour Kirsch

Shirley Ducatmanin memory of Marcia Kaplan

Jan and Marc Dunnin memory of David Leader

Cathy and Bill Eisenbergin honor of Leah and Jeff Fox’s 40th anniversaryin honor of the birth of Cheryl and RonKerwin’s granddaughter, Ella Pearl Kerwin

in honor of Caroline Levin and Rob Salter’smarriage

in memory of Alan Bursteinin memory of Alan Malbinin memory of Beverly Canvasserin memory of Estelle Makrouerin memory of Harry Lebovitzin memory of Henry Rubinin memory of Ileene Levinin memory of James “Jimmy” Manchelin memory of Michael Wiglerin memory of Murray Gittlemanin memory of Ruthe Levine

Shelley and Mickey Eizelmanin memory of Albert Ferlegerin memory of Dr. Robert Curhanin memory of Evelyn Levinein memory of Gilberta Jacobsin memory of Ilene Nemerin memory of Peggy Wrubel Morrowin memory of Sybil Meyers

Gayle Eubanksin honor of Harriet Orley

AJ and Ben Falikin memory of Abe Ingber

Suzanne and Jon Fellowsin memory of Brenda Weisbergin memory of Dr. Meyer Arbitin memory of Herbert Chadin memory of Irving Shanbomin memory of Marcel Beharin memory of Maurice Katzin memory of Morris Efros

Sue and Steve Fishmanin honor of Dr. William Kaufman’s 90thbirthday

in honor of Julie Gurwin’s 75th birthdayin memory of Harland Cohenin memory of Lenore Dunsky Weiss

Maddie and Sidney Forbesin honor of Carolyn Greenberg’s specialbirthday

in honor of Marlene Borman’s special birthday

in memory of Abe Ingber

Lisa and Ken Foxin memory of Dr. Meyer Arbit

Aviva and Dean Friedmanin honor of Doreen Hermelin’s 40 years of Rub-A-Dub

in honor of Jean and Howard Dubin’s 45th anniversary

in honor of Robert Kleiman’s special birthdayin honor of the birth of Beverly and ArthurLiss’ granddaughter, Ruby Zara Liss

in honor of Lynne and Jeffrey Obron’s newhome

in memory of Rachel Jacobs

Henriette and Irving Friedmanin memory of Charles Ruben

Roslyn Garberin memory of Ruth Stone

Vera and Jimmy Gellin honor of Jim Deutchman’s speedy recovery

in honor of Richard Zuckerman’s specialbirthday

in memory of Albert Dubinin memory of Beverly Canvasserin memory of Bob Feldmanin memory of Gertrude Cohenin memory of Sherry Medskerin memory of Shirley Rosenberg

Elizabeth and Mark Genettiin honor of Sam Bernsteinin memory of Marvin Leveyin memory of Mildred Miller

Jennifer and Dan Gilbertin honor of Carolyn Bellinson’s inspirationalleadership in the community

Margo and Michael Goldmanin honor of Bruce Milen’s speedy recovery

Iris and Stuart Goldsteinin memory of Geraldine Rosen

Barbara and Paul Goodmanin memory of Caroline Kirsch

Linda Goodmanin honor of Harriet Orley being named HFL President

Eileen and Gerald Granadierin honor of Sandy and Richard Schram’s 60th anniversary

in memory of Dr. Charles Tennerin memory of Gerald Brickner

Cathy and Michael Graubin honor of Matthew Meltzer’s graduationfrom Indiana University

in honor of Jordan Banks’ graduation fromVanderbilt Law School

in honor of Lindsey Banks and BrandonEllefson’s engagment

in memory of Anne Helmanin memory of Dr. Meyer Arbitin memory of Donald Lewisin memory of Stan Berlin

Julie and Robert Greenfieldin memory of Isabel Martin

Sandra Greenfieldin memory of Sol Lipson

Elayne Greenspanin honor of Millie and Aaron Berg’s 75th anniversary

in memory of Abe Ingber

Roberta and Emery Grosingerin honor of Louis Soverinsky’s birthday

Elissa Grossmanin honor of Cyril Moscow

Cheryl and Dan Guyerin memory of Hanania Meir Bergstein

David Gumenickin honor of Dee Lynn’s speedy recoveryin honor of Dr. and Mrs. MichaelBiederman’s grandson’s speedy recovery

in honor of Stewart Shear’s 80th birthdayin honor of Tara Forman and Jay Hack’smarriage

in memory of David Leaderin memory of Florence Feinsteinin memory of Jordan Raiderin memory of Marion Taubein memory of Morley Blankster

Karen and Rick Halbergin memory of Ruth Yarrowsin memory of Sylvia Pearlman

Margot and Jerry Halperinin honor of Marlene Borman’s special birthday

Rose and David Handlemanin honor of Evan Weiner’s speedy recoveryin honor of Linda Lutz’s speedy recoveryin memory of Burton Mahlerin memory of Gilberta Jacobsin memory Ileane Thalin memory of Sarah Weinberger

Marlene and Wallace Handlerin honor of Marlene Borman’s special birthday


T R I B U T E S

V O L U M E 9 , N O . 1 • W I N T E R 2 0 1 6


Jane and Andy Hauserin memory of Beverly Canvasser

David Ingberin honor of Steven Ingber

Rachel and Gerald Ingberin honor of Marlene Borman’s 80th birthdayin honor of Marlene and Paul Borman’s 60th anniversary

in memory of David Leaderin memory of Herbert Tyner

Roberta and Paul Ingberin honor of Shirlee Ingber’s 90th birthday

Emily and Mathew Ishbiain memory of Dr. Michael Kent

Justin Ishbiain memory of Dr. Michael Kent

Steven Kaltin honor of Jacob Kalt’s high school graduation

Nanci and Mitch Kantorin honor of Bobbie Miller’s 90th birthday

Barbara and Alan Kaplanin honor of Cathy Eisenberg’s special birthday

in honor of Rhonda Brown’s special birthdayin memory of Audree Howitzin memory of Barry Boorsteinin memory of Dr. Michael Kentin memory of Dr. Robert Feldmanin memory of Lawrence Spectorin memory of Rachel Jacobs

Susie and Harry Katkowskyin honor of David Contorer’s birthday

Sue and Alan Kaufmanin memory of Herbert Tynerin memory of Chilly Revichin memory of Esther Sherman

Fern and Brian Kepesin honor of Harriet Orley becoming HFL President

Bradly Kirschin memory of Seymour Kirsch

Cheryl and Richard Kirschin memory of Carrie Kirsch

Sandy and David Kirschin memory of David Schwartzin memory of Dr. Meyer Arbitin memory of Elaine Steinin memory of Rachel Jacobs

Sandra and Irving Klaskyin memory of Ruthe Moss

Mindy Krigelin honor of Mary Krasman’s kindness andgenerosity

in memory of Ruth Letvinin memory of Shirley Rosenberg

Ruth and Alvin Kwaselowin memory of Abe Ingber

Barbara and Sheldon Larkyin memory of Ethel Segelin memory of Rose Kaluznyin memory of Sam Simon

Cathi and Neil Leftonin honor of Ali Weitz’s speedy recoveryin honor of Donna Sternfeld’s speedy recovery

in honor of Ann Schwartz’s 100th birthdayin honor of Ariana and Dan Carps’ marriagein honor of Bunny Jacobson’s 85th birthdayin honor of Dr. Roger Fenton’s 70th birthdayin honor of Helen Kaye’s speedy recoveryin honor of Linda Lutz’s speedy recoveryin honor of Mindy Wachler’s speedy recoveryin honor of Sharon Fishman’s speedy recovery

in honor of Steven Weiss’ speedy recoveryin honor of Sharon and Larry Gursten’s 50thanniversary

in honor of Sheila Fleischer’s special birthdayin honor of the birth of Dale and JerryRubin’s grandson, Simcha Rubin

in honor of Anika and Brad Ginzler’s marriage

in honor of Lisa and Howie Migdal’s marriage

in honor of Carol and Ross Fridson’s granddaughter, Maddie, becoming a Bat Mitzvah

in honor of Beth and Dale Frost’s grandson,Benny, becoming a Bar Mitzvah

in honor of Joan and Fred LaBelle’s grandson, Julian, becoming a Bar Mitzvah

in honor of Sheila and Mark Fenton’s grandson, Parker, becoming a Bar Mitzvah

in honor of Paula and Michael Shapiro’sgranddaughter, Riley, becoming a Bat Mitzvah

in honor of Judy and Irv Blau’s grandson,Isiah, becoming a Bar Mitzvah

in memory of Basil Boraksin memory of Cheryl Kirsch’s cousin, Cindyin memory of Alan Schneiderin memory of Arthur Friedmanin memory of Barry Boorsteinin memory of Beverly Canvasserin memory of Dr. Jack Portneyin memory of Dr. Michael Kentin memory of Gertrude Cohenin memory of Gloria Stenderin memory of Harry Lebovitz

in memory of Joel Shapiroin memory of Manya Feldmanin memory of Norma Laynein memory of Susan Smith Schechterin memory of Sylvia Pearlmanin memory of Thelma “Teddie” Gottlieb

Dana and Joel Letvinin memory of Ella Shrimanin memory of James “Jimmy” Manchelin memory of Raymond Goldmanin memory of Ruth Letvinin memory of Shlomo Sperka

Nancy and John Levyin memory of Dr. S. Leonard Cohn

Samantha and Steve Lindenin memory of Abe Ingber

Bess Lipsonin memory of Scott Cranis

Linda and Ken Lipsonin memory of Albert Berlinin memory of Scott Cranis

Beverly and Arthur Lissin honor of Carolyn Greenberg’s specialbirthday

in honor of Hazzan Daniel Gross’ speedyrecovery

in honor of Linda Adelson’s speedy recoveryin honor of Linda Lutz’s speedy recoveryin honor of Maddie Forbes’ speedy recoveryin honor of Marlene Borman’s special birthday

in honor of Nancy Grosfeld receiving theButzel Award

in memory of Albert Dubinin memory of Alan Bursteinin memory of Geraldine Rosenin memory of Gilberta Jacobsin memory of Harvey Gracein memory of Henry Rubinin memory of Henry Starkmanin memory of Herbert Tynerin memory of James Ginnin memory of Lenore Dunsky Weissin memory of Rachel Jacobsin memory of Shirley Rosenbergin memory of Yola Davis

Sandra Lynessin memory of Ilene Karsonin memory of Ina Egnater

Anastasha and Bruce Lynnin memory of Stan Berlin

Rose Lyonsin honor of Sandy and David Kirschin honor of the birth of Sarah and JoelKirsch’s daughter, Eliana Helen

Dorothy Mahlinin memory of Kay Berman

Barbara Mandelbaumin honor of Ilse Roberg’s 100th birthday

Elaine and Mervyn Manningin honor of Marlene Borman’s 80th birthday

Beth and Steve Margolinin honor of Harriet Orley becoming HFLPresident

Amy and Michael Margolisin memory of Abe Ingber

Gail Mayerin memory of Dr. Larry Wolfin memory of Larry Klegman

Sharon McGladderyin memory of Howard Parven

Elizabeth and Paul McKenneyin memory of Martin Budman

Scott Mendelsohnin memory of Seymour Kirsch

Bobbie Millerin honor of Dr. George Mogill’s 98th birthdayin honor of Elaine Serman’s 90th birthdayin honor of Marty Bader’s birthdayin honor of Sally Soberman’s 90th birthdayin honor of Zenia Singer for a wonderfulevening

in honor of Iris Fynke for a wonderfulevening

in memory of Rachel Jacobs

Marsha and Neil Millmanin memory of Abe Ingber

Karen and Richard Minkinin memory of Albert Dubinin memory of Barry Boorsteinin memory of Beverly Canvasser

Patty Mitterin memory of Caroline Kirsch

Esther Morrisonin honor of Henry Lee

Jay Moskowitzin memory of Abe Ingber

Geoffrey Neimarkin honor of Harold Neimark’s birthday

Paul Nestvoldin memory of Charles Wilbur Bullock

Arlene and Rick Oppenheimin memory of Abe Ingber


T R I B U T E S

V O L U M E 9 , N O . 1 • W I N T E R 2 0 1 6


Margi and Morry Oppererin honor of Lilly Eve Gumenick

Harriet and Gregg Orleyin honor of Felix Brodsky becoming a Bar Mitzvah

in honor of Gayle Eubanks being a great trainer

in honor of Joanne Danto’s birthdayin honor of Larry Slabotsky’s special birthdayin honor of Michele Bleznak’s special birthday

in honor of Rebecca Goodman’s marriagein honor of Rina Edelson’s graduationin honor of Steve Adelson’s speedy recoveryin honor of Susan Slabotsky’s special birthday

in honor of Susie Sills’ special birthdayin honor of the birth of Julie and AllenBerman’s grandson, Elliot FrederickBerman

in honor of the birth of Kathy and TomGoldberg’s grandson, Maxwell Goldberg

in memory of Alan Bursteinin memory of Earl Eubanksin memory of Esther Shermanin memory of Lawrence Millerin memory of Maxine Goldburgin memory of Stan Berlin

Sally and Graham Orleyin honor of Marlene Borman’s 80th birthday

Renee Parkerin memory of Ruthe Moss

Susie and Norm Pappasin honor of Jean and Howard Dubin’s 45th anniversary

in honor of Marla and Doug Etkin’s marriagein honor of Michelle and Kevin Toll’s marriage

in honor of Wallace Handler receiving theRom Award

in memory of Beverly Canvasserin memory of David Leaderin memory of Gilberta Jacobsin memory of Ilene Nemerin memory of Joel Shapiroin memory of Katie Zackin memory of Martin Kellmanin memory of Norma Laynein memory of Shirley Rosenberg

Eileen and Richard Polkin memory of Sylvia PearlmanMaida Portnoyin honor of Beverly Dovitz

Judy Primakin memory of David Leader

Suzanne Prussianin honor of Paul Hack’s birthday

Iris and Fred Radnerin honor of Bruce Sitron’s special birthdayin honor of Karen Esken’s special birthdayin memory of Janice Goodmanin memory of James “Jimmy” Manchelin memory of Morrey Katzin memory of Skip Siegelin memory of Dr. Thomas Kovan

Natalyn and Alan Reinsteinin memory of Abe Ingber

Stephen Ricein memory of Ellen Rice

Gladys and Larry Rockindin honor of the birth of Jamie Craig’s granddaughter, Eleanor Charlotte Marks

in memory of Evelyn Levine

Reva and Robert Rosenin honor of Andi Wolfe’s giving spirit

Kim Rosner and Stephen Saxin honor of Margi Epstein’s birthday

Linda Regina Rothin honor of Bruce Colton’s speedy recovery

Dale and Jerry Rubinin honor of Ruthanne and Arvin Pearlman’snew home

in memory of Natana Hetherington

Rosalyn Rubinin honor of Phil Kaplan’s 90th birthday

Doreen and Nison Sabinin honor of Benji Katz as a First Prize Winnerin honor of Eva Goldman’s graduationin honor of Evie Chodock’s graduationin honor of Mara Sabin’s graduationin honor of Rachel Sabin’s graduationin honor of Lenard Zucker’s 75th birthdayin memory of Dr. Meyer Arbitin memory of Ella Shrimanin memory of Ted Talon

Karen and Todd Sachsein memory of Norma Hess

Mindy Salzberg-Siegel and Harry Siegel

in honor of Harriet Orley becoming HFL President

Myrna and Joe Salzmanin memory of Jordan Raider

Suzanne Schatzin honor of Paul Feinberg receiving theTikkun Olam Award

Howard Schlaferin honor of Lisa and Richard BroderLiz and Steve Schubinerin memory of Barbara Schubiner

Sharon and Bennett Schwartzin memory of Tony Lee

Jane and Richard Schwartzin honor of Peggy Daitch and PeterRemington

in memory of Harvey Gracein memory of James Ginn

Judith Schwartzin memory of Ruthe Moss

Bea and Paul Schwarzbaumin memory of Leon Schwarzbaum

Bonnie Seligsonin memory of Abe Ingber

Bette and Avery Shapiroin memory of Harvey Grace

Norma and Mitchell Shekin memory of Andrew Levinsonin memory of Mildred Fromcheck

Ellen and David Shermanin memory of Beverly Canvasser

David Siegelin memory of Ruthe Moss

Roger Siegelin memory of Ethel Greenwaldin memory of Lorraine Betsonin memory of Stan Berlin

Karen and Keith Simmonsin memory of Dr. Alan Green

Rudy Simonsin memory of David W. Simons

Nancy and Sam Simpsonin honor of Drs. David and Joel Kirschin honor of the birth of Sandy and DavidKirsch’s granddaughter, Eliana HelenKirsch

Lenore Deutch-Singerand Alan Singer

in honor of Debbie and Jerry Glassman’s65th anniversary

in honor of Linda Weiss’ 65th birthdayin honor of Linda Weitz’s 65th birthdayin honor of Randy and Craig Rubin receivingthe JVS Award

in honor of Ali Weitz’s speedy recoveryin honor of Nicole Lester becoming a Bat Mitzvah

in honor of Richard Pierce’s special birthday

in honor of Steve Weiss’ continued recoveryin honor of Shari and Stanley Finsilver’sgranddaughter, Reese Ben Ezra, becominga Bat Mitzvah

in memory of David Leaderin memory of Dr. Leonard Cohnin memory of Dr. Ronald Coburnin memory of Gerald Bricknerin memory of Ilene Nemerin memory of Newton Levinin memory of Barbara Schubinerin memory of Dr. Thomas Kovanin memory of Frances Blechmanin memory of Gertrude Cohenin memory of Herbert Tynerin memory of Ileane Thalin memory of Lenore Dunsky Weissin memory of Sally Flustyin memory of Shirley Rosenbergin memory of Yola Davis

Linda Singerin memory of Larry Stein

Shelli Soblein honor of Jerry Soble on Father’s Day

Carol Solein honor of Carolyn Greenberg’s specialbirthday

in honor of Marlene Borman’s special birthday

Sherrie and Norton Sternin memory of Seymour Kirsch

Wendy Stripin memory of Seymour Kirsch

Leora and Mark Tapperin memory of Dr. Charles Tenner

Susan and Howard Tapperin memory of Mildred Chad

Andrea and Rob Teitelin memory of Abe Ingberin memory of Alex Bruniin memory of Barbara Lutzin memory of Nettie Rubinstein

Alicia and Paul Tisdalein honor of Ilana and Jonathan Margolis’marriage

Vladlen Todromovichin memory of Janetta TodromovichPam Torracoin honor of Carol Kentin honor of Irma and Herb Edelsonin honor of Natan HarPazin honor of the Bar-Levav familyin honor of the Ben-Zeev familyin honor of the Edelson familyin honor of the Fogel family


T R I B U T E S

V O L U M E 9 , N O . 1 • W I N T E R 2 0 1 6


in honor of the Goldenberg familyin honor of the Gontovnik familyin honor of the Mechnikov family

Janice and Arnold Trachtin memory of Dr. Meyer Arbit

Barbara and Steve Tronsteinin memory of Chilly Revich

Gwen and Evan Weinerin honor of Meryl and Adam Bleznak’s marriage

Lois Weissin memory of Caroline Kirsch

Anna Whitein memory of Ruthe Moss

Sheryl Wolbergin honor of Henry Cantor becoming a Bar Mitzvah

Ingrid Wolfin memory of Abe Ingber

Barbara and David Wallacein memory of Gilberta Jacobs

Linda and Marty Weitzin honor of Ashley and Dr. Brian Adelman’smarriage

in honor of Helen Kaye’s speedy recoveryin honor of the birth of Cheryl and RonKerwin’s granddaughter, Ella Pearl Kerwin

in honor of Caroline and Rob Salter’s marriage

in honor of Lauren and Zachary Weiss’ marriage

in memory of Beverly Canvasserin memory of Elaine Feldmanin memory of Gertrude Cohenin memory of Manya Feldmanin memory of Michael Wiglerin memory of Myrtle Schafferin memory of BJ and Gary Berkowitz’sbrother

Susie and Jeffrey Youngin memory of Abe Ingber

Jan and Michael Zausmerin memory of Sarah Michlin’s motherin memory of Abe Ingber

Laurie and Sam Zeidmanin memory of Abe Ingber

Richard Zirkinin memory of Maxine Louise Flagg

HAROLD FORTGANGEDUCATION FUND

Harriet and Gregg Orleyin honor of Amy Margolin’s college graduation

in honor of Judy Margolin’s college graduation

in honor of Tara Forman and Jay Hack’smarriage

in memory of A. Alfred Taubmanin memory of Morrey Katz

Hilda Fortgangin honor of Faye Freeman’s 100th birthdayin honor of Goldie Topper’s 90th birthdayin honor of Joe Orley’s 95th birthdayin honor of Louise Applebaum’s birthdayin memory of Gerald Friedmanin memory of Thelma “Teddie” Gottlieb

HOFFERT AND BABCOCKFAMILY FUND

Ronna and Myles Hoffertin honor of Donna Sternfeld’s speedy recovery

in honor of Dr. and Mrs. Ronald Taylor’sgrandson, Sam, becoming a Bar Mitzvah

in memory of Audree Horwitzin memory of Esther Shermanin memory of Harry Lebovitz


T R I B U T E S

V O L U M E 9 , N O . 1 • W I N T E R 2 0 1 6


AD ME’AH V’ESRIM!Hebrew Free Loan is 120 years old, and we are celebrating all year, looking at our history and the way we’ve evolved,

at our impact on the Michigan Jewish community, and the 120 things we love about HFL. Here’s a sample of some of our favorite things about Hebrew Free Loan:

No. 17: HFL loans can improve lives so that many former borrowers later become donors, helping others and renewing thecycle.

No. 32: HFL offers hope to those in need and who have no where else to go.No. 40: HFL Board members are caring and confidential during all interviews with loan borrowers.No. 66: With the support of HFL, people in crisis find their inner strength to move forward rather than giving up.No. 83: The loan process is designed to set borrowers at ease. The Board and staff work to make it smooth from beginning

to end.No. 91: HFL helps everyone from the young to the elderly! It's great to see that couples starting out can get a loan for a

down payment on a used car, or an elderly couple can get financial assistance to get repairs done around theirhome.

No. 108: Borrowers are not the only beneficiaries of HFL. Each time Board Members conduct interviews, they are touchedby the interesting, courageous people who come to us.

Join us on Facebook (Hebrew Free Loan Detroit) and Twitter (@HFLDetroit) to keep up with us, and to suggest your own ways HFL makes Michigan’s Jewish community stronger.

V O L U M E 9 , N O . 1 • W I N T E R 2 0 1 6

PRESIDENTHarriet Orley

VICE PRESIDENTSCarolyn BellinsonDr. Allen BermanCarolyn TisdaleTREASURERDavid KramerSECRETARY

Jonathan SterlingDIRECTORSRichard Barr

Michele BleznakDavid BronerNita Cohen

Joanne DantoSandy Muskovitz Danto

Jan DunnAmy Ersher

Dr. Jonathan FellowsMichael Graub*Joel HechlerSusan HodessEthan Holtz

Steven IngberSue Ellen Kaufman

Sherri KetaiRalph McDowell

Dr. Jeffery MeyersJay Must*

Susie PappasLori Pogoda

Benjamin ReifmanKaren Sachse*

Dr. Mitchell ShekEllen ShermanAndrea Teitel

Pamela TorracoAndi Wolfe

*Executive Committee Member

PAST PRESIDENTSMichael Banks

Sherwin A. BehrmannMichael E. BerkeMarlene BormanRichard BroderRobert CitrinPeggy Daitch*Laurie FrankelPaul Hack

Graham LandauHenry P. LeeHenry LeopoldArthur Y. Liss

Robert SchwartzStuart ShermanStuart J. Snider

HONORARY LIFE MEMBERSSam BernsteinStan Bershad Mary S. KeaneDr. David Kirsch

Rex LanyiJohn Nemon

Joyce ShermanDavid Wallace

ADJUNCT COMMITTEEDebbie ColmanLoren Dickstein

Andrew DoctoroffJon Dwoskin

Vladimir GendelmanDr. Emily Shwedel Levin

Michelle RubinLeora TapperDavid TechnerSheryl WolbergBarbara Zaltz

NEXTGen LIAISONEli Golshteyn

EXECUTIVE DIRECTORDavid C. Contorer

HFL OFFICERSAND DIRECTORS

Hebrew Free Loan’sMarvin I. Danto

Small Business LoanProgram has loaned outmore than $1.6 million ininterest-free loans to 67Jewish-owned businesses inMichigan since 2012. Theseloans helped with start-upsand expansion of existingbusinesses. That, alone, isimpressive enough, but thementorship that many of these entrepreneurs havereceived is another amazing benefit of our small businessprogram. Mentorship is another tool HFL uses to go beyondthe loan paperwork and offer support to businesses thatcan make the difference between success and failure.

The mentors paired with Danto Loan borrowers aresome of our Jewish community’s most talented businessminds. They help HFL’s Danto Small Business LoanProgram recipients to launch and expand in the most

thoughtful and strategic ways. Here are some poignantexamples:

Richard has helped The Robot Garage open in twoadditional locations and to connect with grant dollarsfrom The Chase Foundation. Richard continues to helpPaper Goods Plus to greatly expand operations inefficient and effective ways.

Leora worked closely with Born Yoga before itopened, to help refine the target market, outreach andlaunch plans and to provide ongoing coaching to Ashleyin her new venture.

Jon continues to work with Jan-Pro Detroit, coachingthe leadership team as they expand their custodial fran-chises.

David brings his SCORE coaching expertise from theSmall Business Administration to help many of our DantoProgram participants in all phases of their entrepreneur-ial growth-curve.

HFL is so fortunate to have these wonderful mentorsengaged, and we thank them for helping others to betheir best in business. �

T H E L A S T W O R D

Mentorships are an important part of theMarvin I. Danto Small Business Loan Program

Executive Director David Contorer

Hebrew Free Loan’s William Davidson Jewish College Loan Program provides interest-free collegeand graduate school loans to Jewish students across the State of Michigan. For a minimum gift of

$10,000, you may establish a higher-education fund as part of this program. We are pleased to listthe following funds that have contributed:

Lili and Baruch Cahlon Education FundWilliam Davidson Foundation Education Fund

Sandra Davis Education FundHarold Fortgang Education Fund

Babs and Herb Kaufman Education FundDr. Alden M. & Lorraine Leib Medical/Dental Education Fund

Donna and Michael Maddin Education FundMayer, Tillie, Harold & Miriam Sansky Education Fund

Robert and Susan Sovel Education Fund

CCelebratingelebrating112200 YearsYears

6735 TELEGRAPH ROAD • SUITE 300

BLOOMFIELD HILLS, MI 48301-3143

NON-PROFIT ORGUS POSTAGE

PAIDPERMIT NO. 697ROYAL OAK, MI

P H O T O G A L L E R Y

Michel Berke passes the gavel to Harriet Orley Emily Shwedel Levin, David Contorer, Andi Wolfe Susie Pappas Carolyn Bellinson, Arthur Liss

Lorraine and Alden Leib and family Carolyn Bellinson, Harriet and Gregg Orley Jonathan Streling, Jay Must, Michael Graub, Nita Cohen

New Adjunct Committee members HFL Past Presidents

HFL Annual Business Meeting and Election

hfl winter 2016 newsletter

Documents