home inventory checklist - factory warranty list...minnesota department of commerce 4 home...

24
T elevisions • VCR/DVD • video camera • CD p layer • stereo eq uip ment C CD Ds s w we er ri in ng g mach hi ine • p ones • was er • ryer • ea ers • a r con oners • f fans • vacuum c eaner • exercise equipment • carpet • rugs • drapery • blinds • shutters • bookcases • chairs • lam s • li ht xtures • clocks mirr or e e e f chair s c co of ff f e e p pi ia an no o m mu us si ic ca al l i in ns st tr ru um me en nt ts s b bu uf ff f e et t t ta ab bl le e c ch ha ai ir r s s c ch hi in na a c ca ab bi in ne et t c ch hi in na a s si il lv ve er r w wa ar r e e c cr ry ys st ta al l t ta ab bl le ec cl lo ot th h n na ap pk ki in ns s t te ea a s se et ts s s se er r v vi in ng g t ta ab bl le e carts • beds • sheets • p illowcases • comf orters • dressers • chests • dressing tables • night stands • shoes • coats • furs • suits • dresses • sweaters • sports apparel • shirts • skirts • jewelry • refrigerator f freezer • st tove • mi icrowave • oven • d di ish hwash her • cof ff f ee mak kers • small appliances • pots • pans • dishes • glasses • utensils • hair dryer • scale • shower curtains • towels • desk • computer • printer • scanner • fax • books • business supplies • luggage • trunks • sports equipment • toys • outdoor games • bicycles • small boats • trailers • lawnmower • snowblower • shovels • sprinkler • hoses • wheelbarrel ladders • work bench • carpentry tools • holiday decorations • garden furniture • umbrellas • outdoor cooking equipment • planters • jacuzzi r r r r r r r e e e e e ec c c c c c c co o o o o o or r r r r d d d d d d d ds s s s s s s r r r r r r r r r ra a a a a a a a ad d d d d d d di i i i i io o o os s s s s s s s s s s s s se e e e e e ew w w w w w wi i i i i i in n n ng g g g g g g g g m m m m m m m m ma a a a ac c c c ch h h h h h h h i i i i i i i in n n n n ne e e e e e e e e c c c c ca a a am m m m m m m m me e e e e e e e er r r r r ra a a a a a a a as s s s s s s s a a a a a a a a an n n n ns s sw w w w ne • ph hones • wash her r r d d d dr r ry er • h heat ters • ai ir cond di it ti ioners um cleaner • exercis s s s s se e e e e e e e e e e eq q q q q qu u u u u ui i i i i ip p p p p pm m m m me e e e en n n nt t t t t t c c c c c ca arpet • rugs • drap • shutters • bo o oo o o o o ok kc ca ases c ch a ai ir r s s s s s la am mp p s s lig ht xtures • c r s vases coll l le e ec ct t t ti io on ns s s p p p p i i i i i ic c ct t t tu ur r e e es s s s w w w wa al l l l l ll l l l h h h h h ha a a a a a an ng ing s sofa c e table • end t t t a a a a a a a a ab b b b b b bl l l l l l le e e e e e e e es s s s s s s e e e e e e e e en n n n n n n n nt t t t t te e e e e e e er r r r r r r rt t t t t t ta a a a a a a ai i i i in n n n n n n nm m m m m m m me e e e e en n n n n nt t t t t c c c c c c c c ce e e e e e e en n n n n n n n nt t t t t t t t t te e e e e e e e e e er r • wall units • p cal instruments b b b b b b buf f f f ff f f f f et t t t tab b b b b bl l l l l le ch h h h hai ir s c h h h h h hina • cabinet Before you need your insurance... Home Inventory Checklist Minnesota Department of Commerce, Insurance Division

Upload: others

Post on 09-Aug-2020

1 views

Category:

Documents


0 download

TRANSCRIPT

Page 1: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Televisions • VCR/DVD • video camera • CD pplayer • stereo eqquippment

• CCDDss • • • • • wweerriinngg

machhiine • p ones • was er • ryer • ea ers • a r con oners • ffans

• vacuum c eaner • exercise equipment • carpet • rugs • drapery •

blinds • shutters • bookcases • chairs • lam s • li ht fi xtures • clocks

• mirror • e • e • e • • f • chairs

• ccooffffee • • • • ppiiaannoo

• mmuussiiccaall iinnssttrruummeennttss • bbuuffffeett • ttaabbllee • cchhaaiirrss • cchhiinnaa • ccaabbiinneett • cchhiinnaa

• ssiillvveerrwwaarree • ccrryyssttaall • ttaabblleeccllootthh • nnaappkkiinnss • tteeaa sseettss • sseerrvviinngg ttaabbllee •

carts • beds • sheets • ppillowcases • comforters • dressers • chests •

dressing tables • night stands • shoes • coats • furs • suits • dresses

• sweaters • sports apparel • shirts • skirts • jewelry • refrigerator

• ffreezer • sttove • miicrowave • oven • ddiishhwashher • coffffee makkers •

small appliances • pots • pans • dishes • glasses • utensils • hair

dryer • scale • shower curtains • towels • desk • computer • printer •

scanner • fax • books • business supplies • luggage • trunks • sports

equipment • toys • outdoor games • bicycles • small boats • trailers •

lawnmower • snowblower • shovels • sprinkler • hoses • wheelbarrel •

ladders • work bench • carpentry tools • holiday decorations • garden

furniture • umbrellas • outdoor cooking equipment • planters • jacuzzi

•••• rrrrrrreeeeeeccccccccooooooorrrrrddddddddsssssss •••• rrrrrrrrrraaaaaaaaaddddddddiiiiiioooossssssss ••• sssssseeeeeeewwwwwwwiiiiiiinnnnggggggggg mmmmmmmmmaaaaaccccchhhhhhhhhiiiiiiiinnnnnneeeeeeeee ••• cccccaaaammmmmmmmmeeeeeeeeerrrrrraaaaaaaaassssssss •• aaaaaaaaannnnnssswwww

ne • phhones • washherrr • ddddrrryyyyer • hheatters • aiir conddiittiioners •

um cleaner • exercisssssseeeeee eeeeeeqqqqqquuuuuuiiiiiippppppmmmmmeeeeennnntttttt ••••• ccccccaarpet • rugs • drap

• shutters • boooooooookkccaases • cchhaaiirrsssss •• laammppppppppppppss • liggggggggght fi xtures • c

rs • vases • colllleeeccttttiioonnsss • pppppiiiiiicccttttuurreeessss ••• wwwwaallllllllll hhhhhhaaaaaaanngginggs • sofa • c

e table • end ttttaaaaaaaaabbbbbbbllllllleeeeeeeeesssssss ••••• eeeeeeeeennnnnnnnntttttteeeeeeeerrrrrrrrtttttttaaaaaaaaiiiiinnnnnnnnmmmmmmmmeeeeeennnnnnttttt ccccccccceeeeeeeennnnnnnnntttttttttteeeeeeeeeeerr • wall units • pp

cal instruments • bbbbbbbuffffffffffett • tttabbbbbblllllle • chhhhhaiirs • chhhhhhhina • cabinet •

Before you need your insurance...

Home

Inventory

Checklist

Minnesota Department of Commerce, Insurance Division

Page 2: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Putting together a home inventory... It is easier before a disaster than afterwards.

You’ve just fi nished enjoying the New Year’s Day bowl games on that big high-defi nition fl at-screen TV you got for Christ-mas. And the accompanying home entertainment system probably made it feel and sound like you were there in person.

It would be a shame if you lost these expensive new toys to a house fi re, or fl ooding, or a wind storm. Worse still, what if your insurance settlement paid you less than the value of your possessions because you didn’t know what exactly you had?

A 2008 survey by the National Association of Insurance Commissioners (NAIC) found that 48 percent of U.S. consumers did not have a list of their possessions.

It’s a lot easier to take stock of your insurance coverage and possessions now rather than after a fi re has gutted your home, or spring fl oods have set it afl oat, or a wind storm has blown it all away. There’s enough to think about without having to try to remember everything you owned once the insurance adjuster arrives. Many people also mistakenly believe their homeowners insurance will cover them in the event of a fl ood; it does not. Revisit your policy or call your insurance agent to be sure.

After a disaster, an insurance adjuster is going to hand you a piece of paper and a pencil and say write down all your possessions. This is when you will wish you had a home inventory list. Whether you rent or own, having such a list ready to hand to the adjuster can speed up the processing of your insurance claim by days. The list doesn’t have to be extremely detailed, but it helps.

Taking pictures is handy, because they can show the brand and model. Some homeowners or renters may shoot video, and as they focus on each item, they describe it. Make a note of the brand, model number, serial number and what you paid for each item. And remember those commonly overlooked belongings such as clothing, which can quickly add up to thousands of dollars.

Once you’ve made your list, don’t forget to update it when you buy that new TV or bedroom set.

Tips for taking inventory of home possessions:• Document each item as completely as possible, including brand and model number.• Include receipts and/or cancelled checks to prove what you paid for items.• Remember to include items you don’t use regularly, such as holiday decorations, sports equipment or tools.• Review your insurance policy to know what is covered and whether your possessions are insured for actual cash value

(the amount it would take to replace or repair the item minus any depreciation) or for replacement cost (the amount it would take to repair or replace the item without deducting for depreciation).

• For rare or valuable items such as jewelry, antiques or art, you may want to consider adding additional insurance—a rider—to your policy.

• Keep the completed list outside of your home. Store it at your offi ce, a family member’s house or safe-deposit box.• Update the list annually.

More Resources:• A free and simple home inventory software program is available from the Insurance Information Institute.

www.knowyourstuff.org/iii/login.html• For fl ood insurance information.

FEMA: www.fema.gov/plan/prevent/fl oodins/infocon.shtmNational Flood Insurance Program: www.fl oodsmart.gov 888-379-9531

Page 3: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Table of ContentsLiving Room and Den . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1

Home Offi ce and Family Room. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3

Kitchen . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5

Dining Room . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7

Laundry Room, Utility Room, Craft Room . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8

Master Bedroom . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9

Girl’s Bedroom . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11

Boy’s Bedroom . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13

Guest Room . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15

Bathroom 1 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16

Bathroom 2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17

Outdoor and Seasonal . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18

Miscellaneous. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19

Page 4: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Minnesota Department of Commerce 1

Living Room/Den Checklist

Item Manufacturer Model, serial number Date

bought Purchase

price

Sofa

Loveseat

Recliner

Chairs

Ottoman

Coffee table

End tables

Computer

Computer monitor

External hard drive

Computer peripherals

Television

Entertainment Center

Stereo

Stereo equipment

CDs, DVDs, tapes, records

Video game console

Video games

Sound system

Bookcases

Books

Mirrors

Page 5: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Minnesota Department of Commerce 2

Living Room/Den Checklist

Item Manufacturer Model, serial number Date

bought Purchase

price

Carpet

Area rug

Fireplace equipment

Piano, musical instruments

Curtains, blinds

Pillows, cushions

Art, wall décor

Knickknacks

Blankets

Storage/chests

Lamps

Light fixtures

Telephone

Clock

Page 6: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Minnesota Department of Commerce 3

Home Office/Family Room Checklist

Item Manufacturer Model, serial number Date

bought Purchase

price

Sofa

Loveseat

Chairs

Ottoman

Desk

Coffee table

End tables

Computer

Computer monitor

External hard drive

Computer peripherals

Laptop computer

Fax machine

Scanner

Television

Stereo

Stereo equipment

DVD player

CDs, DVDs, tapes, records

Video game console

Video games

Sound system

Page 7: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Minnesota Department of Commerce 4

Home Office/Family Room Checklist

Item Manufacturer Model, serial number Date

bought Purchase

price

Video recorder

Piano, musical instruments

Carpet

Area rugs

Curtains, blinds

Pillows, cushions

Art, wall décor

Knickknacks

Blankets

Storage/chests

Lamps

Light fixtures

Telephone

Clock

Book cases

Books

Mirrors

Entertainment Center

File cabinets

Office supplies

Fireplace equipment

Page 8: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Minnesota Department of Commerce 5

Kitchen Checklist

Item Manufacturer Model, serial number Date

bought Purchase

price

Stove

Refrigerator

Refrigerator contents

Dishwasher

Cabinets

Sink disposal

Freezer

Freezer contents

Table

Chairs, stools

Microwave

Convection oven

Electric grill

Coffee maker

Toaster

Blender, processor

Mixer

Toaster oven

Waffle iron

Clock

Television

Radio

Page 9: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Minnesota Department of Commerce 6

Kitchen Checklist

Item Manufacturer Model, serial number Date

bought Purchase

price

Dishes

Glasses

Pots and pans

Bowls

Silverware

Cooking utensils

Cookbooks

Pantry items, food

Linens

Spices

Knickknacks

Lamps

Light fixtures

Art, wall décor

Telephone

Computer

Computer monitor

Computer peripherals

Area rugs

Page 10: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Minnesota Department of Commerce 7

Dining Room Checklist

Item Manufacturer Model, serial number Date

bought Purchase

price

Table

Chairs

Buffet

China cabinet

China

Serving table, cart

Serving dishes

Crystal

Silverware

Tea, coffee sets

Linens

Liquor cabinet

Candelabra

Curtains, blinds

Art, wall décor

Carpet

Area rugs

Lamps

Light fixtures

Mirrors

Page 11: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Minnesota Department of Commerce 8

Laundry/Utility/Crafts Room Checklist

Item Manufacturer Model, serial number Date

bought Purchase

price

Clothes washer

Clothes dryer

Table

Cabinets

Vacuum cleaner

Cleaning tools

Cleaning supplies

Shelving units

Iron, ironing board

Sewing machine

Sewing supplies

Craft supplies

Storage containers

Carpet shampooer

Telephone

Art, wall décor

Knickknacks

Area rugs

Curtains, blinds

Page 12: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Minnesota Department of Commerce 9

Master Bedroom Checklist

Item Manufacturer Model, serial number Date

bought Purchase

price

Bed

Mattress, box springs

Night tables

Sofa, loveseat

Chairs

Ottoman

Dressers

Storage/chests

Armoire

Dressing table

Bed linens, pillows

Computer

Computer monitor

Computer peripherals

Entertainment center

Television

Stereo

Stereo equipment

DVD player

CDs, DVDs, tapes, records

Sound system

Telephone

Page 13: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Minnesota Department of Commerce 10

Master Bedroom Checklist

Item Manufacturer Model, serial number Date

bought Purchase

price

Alarm clock, radio

Bookcases

Books

Curtains, blinds

Art, wall décor

Knickknacks

Blankets

Lamps

Light fixtures

Female clothing

Brand Date bought

Purchase price

Male clothing Brand Date bought

Purchase price

Dresses Dress pants

Shirts, blouses Suits

Skirts Jeans, casual pants

Sweaters Sweaters

Dress pants Coats

Suits Supporting apparel

Jeans, casual pants

Ties

Coats Shoes, boots

Shoes, boots Gloves, hats

Jewelry Belts, accessories

Accessories

Page 14: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Minnesota Department of Commerce 11

Girl’s Bedroom Checklist

Item Manufacturer Model, serial number Date

bought Purchase

price

Bed

Mattress, box springs

Night tables

Dressers

Storage/chests

Armoire

Dressing table

Bed linens, pillows

Desk

Computer

Computer monitor

Computer peripherals

Entertainment center

Television

Stereo

Stereo equipment

DVD player

CDs, DVDs, tapes, records

Telephone

Alarm clock, radio

Bookcases

Books

Page 15: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Minnesota Department of Commerce 12

Girl’s Bedroom Checklist

Item Manufacturer Model, serial number Date

bought Purchase

price

Curtains, blinds

Art, wall décor

Blankets

Lamps

Light fixtures

Musical instruments

Toys

Collections

Clothing Brand Date bought

Purchase price

Clothing Brand Date bought

Purchase price

Dresses Hats, gloves

Shirts, blouses Belts

Skirts Scarves

Sweaters Purses

Dress pants Jewelry

Suits

Jeans, casual pants

Coats

Sporting apparel

Shoes

Boots

Page 16: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Minnesota Department of Commerce 13

Boy’s Bedroom Checklist

Item Manufacturer Model, serial number Date

bought Purchase

price

Bed

Mattress, box springs

Night tables

Dressers

Storage/chests

Armoire

Dressing table

Bed linens, pillows

Desk

Computer

Computer monitor

Computer peripherals

Entertainment center

Television

Stereo

Stereo equipment

DVD player

CDs, DVDs, tapes, records

Telephone

Alarm clock, radio

Bookcases

Books

Page 17: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Minnesota Department of Commerce 14

Boy’s Bedroom Checklist

Item Manufacturer Model, serial number Date

bought Purchase

price

Curtains, blinds

Art, wall décor

Blankets

Lamps

Light fixtures

Musical instruments

Toys

Collections

Clothing Brand Date bought

Purchase price

Clothing Brand Date bought

Purchase price

Jeans, casual pants

Watches, jewelry

Shirts Ties, accessories

Sweaters

Dress pants

Suits

Sporting apparel

Coats

Shoes

Boots

Hats, gloves

Belts

Page 18: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Minnesota Department of Commerce 15

Guest Bedroom Checklist

Item Manufacturer Model, serial number Date

bought Purchase

price

Bed

Mattress, box springs

Night tables

Sofa, loveseat

Chairs

Ottoman

Dressers

Storage/chests

Armoire

Dressing table

Bed linens, pillows

Computer

Television

DVD player, DVDs

Bookcases

Telephone

Alarm clock, radio

Curtains, blinds

Art, wall décor

Blankets, quilts

Lamps

Light fixtures

Page 19: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Minnesota Department of Commerce 16

Bathroom 1 Checklist

Item Manufacturer Model, serial number Date

bought Purchase

price

Dressing table

Cabinets (unattached)

Chair

Clothes hamper

Storage containers

Shelves (unattached)

Towels, linens

Clock, radio

Television

Electric razor

Curling/flat iron

Hair dryer

Toiletries

Medicine

Scale

Shower curtain

Curtains, blinds

Area rugs

Art, wall décor

Lamps

Light fixtures

Page 20: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Minnesota Department of Commerce 17

Bathroom 2 Checklist

Item Manufacturer Model, serial number Date

bought Purchase

price

Dressing table

Cabinets (unattached)

Chair

Clothes hamper

Storage containers

Shelves (unattached)

Towels, linens

Clock, radio

Television

Electric razor

Curling/flat iron

Hair dryer

Toiletries

Medicine

Scale

Shower curtain

Curtains, blinds

Area rugs

Art, wall décor

Lamps

Light fixtures

Page 21: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Minnesota Department of Commerce 18

Outdoor/Seasonal Checklist

Item Manufacturer Model, serial number Date

bought Purchase

price

Patio/porch furniture

Pillows, cushions

Bicycles, sports equipment

Holiday decorations

Garden/yard tools, containers, supplies

Planters, plants

Lawn mower, weed trimmer, leaf blower

Sprinkler, hoses

Ladders

Tool box

Tools

Tiller, shovels

Trailer, boat

Jacuzzi

Outdoor games, toys

Freezer, refrigerator, contents

Cooking equipment

Pet supplies

Dehumidifier, heater

Light fixtures

Hobby supplies

Storage, shelving units (unattached)

Page 22: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Minnesota Department of Commerce 19

Other

Item Manufacturer Model, serial number Date

bought Purchase

price

Page 23: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

Minnesota Department of Commerce 20

Other

Item Manufacturer Model, serial number Date

bought Purchase

price

Page 24: Home Inventory Checklist - factory warranty list...Minnesota Department of Commerce 4 Home Office/Family Room Checklist Item Manufacturer Model, serial number Date bought Purchase

85 7th Place East, Suite 500, St. Paul, MN 55101651-296-2488 800-657-3602 (outside Twin Cities area)www.commerce.state.mn.us www.insurance.mn.gov