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business book review
Discrimination still with us Author makes case that affirmative actions is still needed but must be better targeted.
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www.w
estview
online.c
om
October
8 - 14, 20
10
Page 13
Law & G
overnm
ent
08/26/20
10, 10C33
03
James T
Collins
vs Roge
rs Group
Inc, Pltf
(s): Jam
es T Coll
ins,
Pltf Atty
(s): n/a,
Def(s):
Rogers G
roup Inc
, Def Att
y(s): Hea
ther E
Hardt, 08
/26/2010
, 10C3308
James A
Wells v
s Jenco
Constru
ction In
c, Pltf(s
): James
A
Wells, Pl
tf Atty(s)
: n/a, De
f(s): Jen
co Const
ruction I
nc, Def A
tty(s):
Jennifer
S White, 0
8/25/201
0, 10C328
2
Jessica
Grimwoo
d vs Int
repid U
SA Hea
lthcare
Services
,
Pltf(s): J
essica G
rimwood,
Pltf Atty
(s): n/a,
Def(s):
Intrepid
USA
Healthca
re Servi
ces, Def
Atty(s)
: Clifford
Wilson,
08/27/2
010,
10C3329
Judy R
Lawson
vs Nursi
ng & On
eida, Pltf
(s): Judy
R Lawso
n,
Pltf Atty
(s): Davi
d Harold
Dunawa
y, Def(s):
Nursing
& Oneid
a, Def
Atty(s):
Richard
R Clark,
08/23/2
010, 10C
3249
Jordan S
anders
vs Dillon
s Weldi
ng Inc
and Em
ployers,
Pltf(s): J
ordan Sa
nders, P
ltf Atty(s
): Donal
d D Zucc
arello, D
ef(s):
Dillons W
elding In
c and Em
ployers,
Def Atty
(s): Fred
erick Wil
liam
Hodge, 0
8/30/201
0, 10C333
9
Josh G
arrigus
vs Eds
Supply
Compan
y, Inc, H
arleysvi
lle
Mutual
Ins Com
pany, Pl
tf(s): Jo
sh Garrig
us, Pltf A
tty(s): n/
a,
Def(s): E
ds Suppl
y Compa
ny, Inc, H
arleysvil
le Mutua
l Ins Com
pany,
Def Atty
(s): Reis
ner Sara
h C, 08/2
6/2010, 1
0C3309
Kathleen
Cantrel
l vs Bow
es Pitne
y, Pltf(s)
: Kathlee
n Cantre
ll,
Pltf Atty
(s): n/a,
Def(s):
Bowes P
itney, Def
Atty(s):
Heather
E Hardt,
08/30/20
10, 10C33
45
Kathryn
J Ward
vs Publi
x Superm
arkets In
c, Pltf(s)
: Kathryn
J
Ward, Pl
tf Atty(s)
: Donald
D Zuccar
ello, Def
(s): Publix
Superm
arkets
Inc, Def
Atty(s):
Christian
Garstin,
08/24/2
010, 10C
3271
Larry Go
ldman v
s Tow O
f Smyrna
, Pltf(s):
Larry Go
ldman, Pl
tf
Atty(s):
Kimberly
A Coffey,
Def(s): T
ow Of Sm
yrna, De
f Atty(s):
Mary
Dee Alle
n, 08/25/
2010, 10C
3277
Leslie
Johnso
n vs Co
mtrak L
ogistics
Inc, Gr
eat Wes
t
Casualt
y Compa
ny, Pltf(
s): Leslie
Johnson
, Pltf Att
y(s): Gar
y
Wayne V
andever,
Def(s): C
omtrak L
ogistics
Inc, Grea
t West C
asu-
alty Com
pany, De
f Atty(s):
Rodney
D Butler,
William
Stuart S
cott,
08/30/20
10, 10C33
40
Larry S
Fleet vs
A N We
bber In
c, Pltf(s
): Larry S
Fleet, P
ltf
Atty(s):
n/a, Def
(s): A N
Webber
Inc, Def
Atty(s):
Cole B S
tinson,
08/25/20
10, 10C32
84
Leslie
Johnso
n vs Co
mtrak L
ogistics
Inc, Gr
eat Wes
t
Casualt
y Compa
ny, Pltf(
s): Leslie
Johnson
, Pltf Att
y(s): Way
ne
Vandeve
er, Def(s
): Comt
rak Logi
stics In
c, Great
West C
asu-
alty Com
pany, De
f Atty(s):
Rodney
D Butler,
William
Stuart S
cott,
08/30/20
10, 10C33
42
Michae
l Spradl
in vs Tr
oxell C
able Ba
rry, Pltf(
s): Micha
el
Spradlin,
Pltf Atty
(s): n/a,
Def(s): T
roxell Ca
ble Barry
, Def Att
y(s): J
Michael M
organ, 08
/24/2010
, 10C3268
Mary J D
avis vs R
eitter & S
chefena
cker USA
Limited
Part-
nership,
Sentry I
nsuranc
e A Mut
ual Com
pany, Pl
tf(s): Ma
ry
J Davis, P
ltf Atty(s
): n/a, De
f(s): Reit
ter & Sch
efenacke
r USA Lim
ited
Partners
hip, Sent
ry Insura
nce A Mu
tual Com
pany, Def
Atty(s): E
mily
C Herring
, Lee Ann
e Murray
, 08/26/2
010, 10C
3314
Mugdar
Meier v
s Wal-M
art Store
s Inc, Pl
tf(s): Mu
gdar Mei
er,
Pltf Atty
(s): n/a,
Def(s): W
al-Mart S
tores In
c, Def Att
y(s): Kim
berly
A Coffey,
08/23/2
010, 10C
3256
Mary Jo
hnson
vs Trave
lers Ind
emnity C
ompany,
Village
Belmont,
Pltf(s): M
ary Johns
on, Pltf A
tty(s): Ke
ith Jorda
n, Def(s)
:
Traveler
s Indemn
ity Comp
any, Villa
ge Belmo
nt, Def At
ty(s): Van
essa
R Comer
ford, 08/
30/2010,
10C3352
Nikita M
cGuire
vs Liber
ty Mutua
l Insura
nce Co
mpany,
Ymca Of
Middle T
ennesse
e, Pltf(s)
: Nikita M
cGuire, P
ltf Atty(s)
:
Marshal
l Herbert
McLarno
n, Def(s):
Liberty M
utual Ins
urance C
om-
pany, Ym
ca Of Mid
dle Tenne
ssee, De
f Atty(s):
Robert R
ankin Da
vies,
08/25/20
10, 10C32
80
Paul Co
oley vs N
ew Hamp
shire In
surance
Compan
y, West-
ern Exp
ress, Inc
, Pltf(s): P
aul Coole
y, Pltf Att
y(s): n/a
, Def(s): N
ew
Hampshi
re Insura
nce Com
pany, We
stern Ex
press, In
c, Def Att
y(s):
John W B
arringer,
08/30/20
10, 10C33
41
Patricia
McClar
ren vs S
tar Insu
rance Co
mpany, W
estwood
Church
Of Chris
t, Pltf(s)
: Patrici
a McCla
rren, Plt
f Atty(s):
n/a,
Def(s): S
tar Insur
ance Com
pany, We
stwood C
hurch Of
Christ, D
ef
Atty(s):
David Jo
hn Demin
g, 08/30/
2010, 10C
3343
Richard
Dicaire
vs Cbs
Person
nel Hol
dings In
c, Cbs
Person
nel Serv
ices LLC
, Kilgore
Group I
nc Colle
ctively
Staffma
rk, Staffm
ark Inve
stment
LLC, Pltf
(s): Richa
rd Dicair
e,
Pltf Atty
(s): n/a,
Def(s):
Cbs Pers
onnel Hol
dings Inc
, Cbs Per
sonnel
Services
LLC, Kil
gore Gro
up Inc C
ollectivel
y Staffm
ark, Sta
ffmark
Investm
ent LLC,
Def Att
y(s): St
ephen B
Morton
, 08/26/
2010,
10C3299
Roger D
Coates
vs Aqua
-Lyles U
tility Bon
, Pltf(s):
Roger D
Coates, P
ltf Atty(s
): n/a, D
ef(s): Aq
ua-Lyles
Utility B
on, Def A
tty(s):
J Michae
l Morgan
, 08/31/2
010, 10C
3364
Richard
Hallaue
r vs Mue
ller Wat
er Produ
cts Inc D
BA Hunt
Industrie
s Inc, Pl
tf(s): Ric
hard Hal
lauer, Plt
f Atty(s):
n/a, De
f(s):
Mueller
Water P
roducts I
nc DBA H
unt Indu
stries In
c, Def A
tty(s):
Amelia C
atherine
Roberts
, 08/23/2
010, 10C
3255
Randall
D Maso
n vs Sm
ith Coun
ty Comm
ission Co
, Pltf(s):
Randall D
Mason, P
ltf Atty(s
): n/a, De
f(s): Smi
th County
Commiss
ion
Co, Def A
tty(s): Ni
cholas S
Akins, 08
/31/2010
, 10C3365
Roger D
odson v
s Harrin
gton & K
ing Sou
th Inc, Pl
tf(s): Rog
er
Dodson,
Pltf Atty
(s): n/a,
Def(s):
Harringto
n & King
South In
c, Def
Atty(s):
Stephen
B Morto
n, 08/23/
2010, 10C
3252
Richard V
elasco v
s Abry B
rothers,
LP, Star
Insuranc
e Com-
pany, Pl
tf(s): Ric
hard Vela
sco, Pltf
Atty(s):
Jeffrey S
cott Stric
kland,
Def(s): A
bry Broth
ers, LP, S
tar Insur
ance Com
pany, Def
Atty(s): D
avid
John Dem
ing, 08/2
6/2010, 1
0C3304
Robert W
agonsch
utz vs M
aury Cou
nty Gov
ernment,
Pltf(s):
Robert W
agonschu
tz, Pltf A
tty(s): n/
a, Def(s):
Maury Co
unty Gov
ern-
ment, De
f Atty(s):
J Micha
el Morga
n, 08/31/
2010, 10C
3361
Roberta
Beyelia
vs Corpo
ration Ta
rget, Pltf
(s): Rober
ta Beyelia
,
Pltf Atty(s
): n/a, De
f(s): Corp
oration T
arget, De
f Atty(s):
Brent Sh
elbin
Usery, 08
/31/2010
, 10C3362
Richard
Mallard
vs Was
hington
Group I
ntl, Pltf
(s): Rich
ard
Mallard,
Pltf Atty
(s): n/a, D
ef(s): Wa
shington
Group In
tl, Def At
ty(s):
Raymond
Swen Le
athers, 0
8/26/201
0, 10C331
3
Richard
Bennett
vs Warit
o Farm I
nc, Pltf(
s): Richa
rd Benne
tt,
Pltf Atty(s
): n/a, De
f(s): War
ito Farm
Inc, Def
Atty(s): C
ourtney
Smith,
08/26/20
10, 10C32
93
Rebecc
a J Smi
th vs Fi
rstcomp
Insuran
ce Comp
any, The
Pouch P
lace Inc,
Pltf(s): R
ebecca J
Smith, Pl
tf Atty(s)
: n/a, Def
(s):
Firstcom
p Insura
nce Com
pany, The
Pouch P
lace Inc
, Def Att
y(s):
Elaine Mi
chele Yo
ungblood
, 08/25/2
010, 10C
3276
Rita L An
derson v
s Caris H
ealthca
re LP, Pl
tf(s): Rita
L Anders
on,
Pltf Atty
(s): n/a,
Def(s):
Caris He
althcare
LP, Def A
tty(s): J
Michael
Morgan,
08/24/2
010, 10C
3264
Roy Bak
er vs Fo
rward A
ir Inc, Tr
avelers
Indemni
ty Com-
pany, P
ltf(s): R
oy Baker
, Pltf At
ty(s): Ro
nald A R
ayson, D
ef(s):
Forward
Air Inc, T
ravelers
Indemnit
y Compa
ny, Def A
tty(s): Ro
dney
D Butler,
William S
tuart Sco
tt, 08/24
/2010, 10
C3263
Ricky Me
adows v
s Ameris
ure Insu
rance, S
chwarz
Partners
L P DBA
Dalton
Box, Plt
f(s): Rick
y Meadow
s, Pltf At
ty(s): n/a
,
Def(s): A
merisur
e Insura
nce, Sch
warz Pa
rtners L
P DBA D
alton
Box, Def
Atty(s): R
odney D B
utler, Wil
liam Stua
rt Scott, 0
8/30/201
0,
10C3346
Ronald
E Hinkl
e vs Key
stone A
utomotiv
e Indus
tries TN
Inc, Zur
ich Ame
rican In
surance
Compa
ny, Pltf(
s): Ronal
d
E Hinkle
, Pltf Att
y(s): n/a
, Def(s):
Keyston
e Automo
tive Indu
stries
TN Inc, Z
urich Am
erican In
surance
Company
, Def Att
y(s): Em
ily C
Herring,
John Tho
mas Fee
ney, 08/2
6/2010, 1
0C3315
Rodney
A Hall v
s Jit St
eel Tran
sport In
c, Natio
nal Fire
Insuranc
e Comp
any, Pltf
(s): Rodn
ey A Hal
l, Pltf At
ty(s): n/
a,
Def(s): J
it Steel T
ransport
Inc, Na
tional Fir
e Insura
nce Com
pany,
Def Atty
(s): J Br
ent Moore
, 08/26/2
010, 10C
3316
Sandra
Heavilo
n vs Ele
ctrolux H
ome Pro
ducts In
c, Fideli
ty
& Guara
nty Insu
rance C
ompany,
Pltf(s):
Sandra H
eavilon,
Pltf Atty
(s): n/a,
Def(s):
Electrolu
x Home
Products
Inc, Fid
elity &
Guarant
y Insura
nce Com
pany, De
f Atty(s):
Laurenn
S Dissp
ayne,
08/26/20
10, 10C33
05
Tony R S
trode vs
Ace Am
erican In
surance
Compan
y, Nissan
North A
merica
Inc, Pltf
(s): Tony
R Strode
, Pltf Att
y(s): Ste
phan
David Ka
rr, Def(s)
: Ace Ame
rican Insu
rance Co
mpany, N
issan No
rth
America
Inc, Def
Atty(s):
n/a, 08/
30/2010,
10C3336
Tafega J
amil Ba
ban vs C
orporati
on Targe
t, Pltf(s):
Tafega J
a-
mil Baban
, Pltf Atty
(s): Rober
t Preston
Bramlet
t, Def(s):
Corpora
tion
Target, D
ef Atty(s
): Brent S
helbin U
sery, 08/
30/2010,
10C3337
Tamika
Dunn v
s Ace
Americ
an Insu
rance
Compan
y,
Electrol
ux Home
Produc
ts, Inc,
Pltf(s): T
amika Du
nn, Pltf
Atty(s):
Jill T Dra
ughon, D
ef(s): Ace
America
n Insura
nce Com
pany,
Electrolu
x Home
Products
, Inc, De
f Atty(s):
Laurenn
S Dissp
ayne,
08/30/20
10, 10C33
47
Victoria
L Cope
land vs
Dillard
s Inc, G
allaghe
r Basset
t
Services
Inc, Pltf
(s): Victor
ia L Copel
and, Pltf
Atty(s): J
ohn Mitc
hell
Grissim,
Def(s):
Dillards
Inc, Gall
agher Ba
ssett Se
rvices In
c, Def
Atty(s):
Jonathan
Martin
West, Li
sa Rams
ay Cole,
08/24/20
10,
10C3269
Vada A
Troutt vs
Printin
g Mcqu
iddy, Pltf
(s): Vada
A Troutt
, Pltf
Atty(s):
n/a, Def
(s): Prin
ting Mcq
uiddy, De
f Atty(s):
Cole B S
tinson,
08/25/20
10, 10C32
81
Willie R
oberts v
s Southe
rland In
c, Pltf(s
): Willie
Roberts,
Pltf
Atty(s):
n/a, Def
(s): Sout
herland
Inc, Def
Atty(s):
Gregory
Douglas
Groninge
r, 08/30/
2010, 10C
3349
William
J McClu
skey vs
Downtow
n Memp
his Mar
riott,
Pltf(s): W
illiam J M
cCluskey
, Pltf Att
y(s): n/a
, Def(s):
Downtow
n
Memphis
Marriot
t, Def A
tty(s): N
icholas
S Akins,
08/26/20
10,
10C3295
Yohanc
e Dicks
on vs Z
axbys
Restaur
ant, Pltf
(s): Yoha
nce
Dickson,
Pltf Atty
(s): n/a,
Def(s):
Zaxbys R
estauran
t, Def Att
y(s):
Richard
R Clark,
08/26/2
010, 10C
3296
Davidso
n County
Probate
Court
Judges
Randy K
ennedy, J
udge
Bob Bra
dshaw, P
robate M
aster
Tel. 862-
5980
1 Public
Square, S
uite 303
Hours: M
-F, 8 a.m
. to 4: 30
p.m.
Estate a
dministra
tions file
d with th
e Circuit
Court Cl
erk. All m
at-
ters of e
state ad
ministra
tion are
handled
by Circu
it Court D
iv. 7.
Shown he
re: Esta
te Name
, Decede
nt (Dec),
Responde
nt
(Resp), A
ttorney, F
iling Dat
e and Ca
se Numb
er. Sorte
d by
Estate N
ame.
Conserv
atorship
In re: Ca
rol Sue R
atliff, Je
anan M
ills Stua
rt, Dec.:
Carol Sue
Ratliff, J
eanan Mi
lls Stuar
t, Resp.
: Kimberl
y Dawn W
allace, A
tty:
Mary C L
agrone, 0
8/24/201
0, 10P131
8
In re: J
eanan M
ills Stua
rt, Princ
ess Ang
ela Gate
s, Dec.:
Jeanan M
ills Stuar
t, Prince
ss Angel
a Gates,
Resp.:
Prince A
ngelo
Gates, At
ty: Monic
a D Edw
ards, 08/
25/2010,
10P1326
In re: Ke
ith Turne
r, TN Dep
t Of Cor
rection,
Dec.: Ke
ith Turne
r,
TN Dept O
f Correc
tion, Re
sp.: John
ny Moore
, Atty: Br
yce Coat
ney,
08/27/20
10, 10P13
36
In re: Kim
Patrick
, Terry P
atrick, De
c.: Kim P
atrick, Te
rry Patric
k,
Resp.: Je
well Tinn
on, Atty
: Ronald
Andre S
tewart, 0
8/24/201
0,
10P1322
In re: Me
linda L T
omlinso
n, Dec.:
Melinda
L Tomlinso
n, Resp.
:
Elizabeth
D Hale,
Atty: Wi
lliam Wa
rner Mc
Neilly, 0
8/24/201
0,
10P1321
In re: Re
gions Ba
nk, Dec.
: Region
s Bank,
Resp.: L
eigh A C
ollins,
Atty: Da
llas Blair
, 08/23/2
010, 10P
1309
In re: S
eton Co
rp DBA
Baptist
Hospita
l, Dec.: S
eton Cor
p
DBA Bap
tist Hospi
tal, Res
p.: Cyrus
Jerome
Browne
, Atty: Je
ssica
J Thoma
s, 08/25/
2010, 10P
1331
Petition
In re: A
my Lee
Johnso
n, Melvi
n Lee St
anaway
, Dec.: A
my
Lee John
son, Mel
vin Lee S
tanaway,
Resp.:
Helen A S
tanaway,
Atty:
Brian S S
helton, 08
/23/2010
, 10P1302
In re: Ali
ce Craft
s, Alice
Graves
Ball, De
c.: Alice
Crafts, A
lice
Graves B
all, Re
sp.: Hers
chel A G
raves, A
tty: Julie
A Bosw
ell,
08/24/20
10, 10P13
12
In re: All
an S Cur
tis, Dec.
: Allan S C
urtis, Re
sp.: Doro
thy S Cur
tis,
Atty: Ast
rida Rod
riguez, 0
8/30/201
0, 10P134
2
In re: A
lice M E
ssary, De
c.: Alice
M Essary
, Resp.
: Gerald
ine B
Coggin, A
tty: Robe
rt Martin
Garfinkl
e, 08/24/
2010, 10P
1317
In re: An
ita Cranf
ord, Dec
.: Anita C
ranford,
Resp.: E
lsie M Lam
pley,
Atty: Sus
an B Eva
ns, 08/25
/2010, 10
P1327
In re: Am
anda Ch
ere Kem
p, Ange
la Marie
Walker
, Carlee
n
Deanna
Young,
James T
Watts,
Dec.: Am
anda Che
re Kemp
,
Angela M
arie Wal
ker, Carl
een Dea
nna Youn
g, James
T Watts,
Resp.:
Peggy An
n Kemp,
Atty: Cin
dy Sue S
mith, 08/
23/2010,
10P1306
In re: An
ne Cieut
at Willifo
rd, Dec.:
Anne Cieu
tat Willifo
rd, Resp
.:
Linda Go
renflo Cie
utat, Att
y: Matt P
otempa, 0
8/25/201
0, 10P133
0
In re: Be
tty Cunn
ingham,
Dec.: Be
tty Cunni
ngham, R
esp.: Rob
ert
Dean Cu
nningham
, Atty: An
dy Malon
ey, 08/24
/2010, 10
P1324
In re: Ca
rol D Hor
n, Steve
R Dunk
in, Dec.:
Carol D H
orn, Stev
e
R Dunkin
, Resp.
: Nancy
G Dunkin
, Atty: C
hristina N
orton No
rris,
08/26/20
10, 10P13
33
In re: Cu
rtis Dan
e McAli
ster, Dec
.: Curtis D
ane McA
lister, R
esp.:
Ruth G M
cAlister, A
tty: John
Aaron B
eam, 08/
30/2010,
10P1340
In re: Cli
fford Sc
ott Nelso
n, Dec.:
Clifford
Scott Ne
lson, Re
sp.:
Carol Ann
Nelson,
Atty: n/a
, 08/23/2
010, 10P
1299
In re: Ch
adwick
Miguel T
easley, D
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Realty Check .......................................3Community Calendar ..........................4Newsmakers .....................................6 public Records .................. 9-14, 19-22public Notices and Foreclosures ....... 23-28 and Section BMarketplace ....................................15
Public records
inside & onlinenashvilleledger.com
The power of information.
September 27 October 3, 2013 Vol. 39 | Issue 39
www.nashvilleledger.com
NashvilleLedger
tennessee titans
18 needs a very good 13The next 13 games will likely decide Kenny Britts future as an NFL receiver.
p32
government
piling on the sequesterAs the budget gimmick continues to impact Midstate, new threats loom.
p2
DaviDson Williamson sUmnER ChEatham Wilson RUthERFoRD RoBERtson maURY DiCkson montGomERY | FoRmERlY westview s inCE 1978
Fifth-grade teacher Carolyn Allen and her friends attend Zumba classes in the building that once was a gymnasium for workers at the nearby General Motors Saturn Division plant. Not far away, the automakers former
headquarters now houses a call center and an incubator for start-up businesses.
In those ways and others, Spring Hill, the town that GM built, has reinvented itself.
No longer a company town, the city has become a thriving retail and residential center where most of the 31,000 residents have no direct association with the automaker. A growing number, in fact, arrived after Saturn ceased production and GM temporarily idled the factory in 2007.
It does seem that Spring Hill has been resilient,
says Allen, who moved from nearby Thompsons Station in 2006.
Allen and her husband, Ronnie Sowell, purchased a house in Belshire, one of the fast-growing subdivisions in Spring Hill and its neighboring communities that are home to commuters who travel I-65 to Nashville or to jobs in neighboring counties. Sowells employer is in Maury County. Spring Hill straddles the Williamson-Maury county line.
Allens friends and neighbors arrived from Indiana, Michigan, Ohio and California. A few came to work for GM, but others were attracted by the quality of life and low cost of living in southern Middle Tennessee.
This place, she says. its magical.>> page 7
Spring Hills fortunes used to ebb and flow with GMs production decisions. No more.
By Bill Lewis | CoRREsPonDEnt
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By Hollie Deese | Correspondent
Six months in, Tennesseans are dealing with sequester cuts as best they can.
To date, among those hardest hit: Head Start, food programs for the elderly and disabled, and Fort Campbell.
Most local agencies have found a way to absorb sequester cuts through the end of the fiscal year, but not without some difficulty, and predictions for next year are no better.
We were cut about $1.7 million dollars, and about $900,000 of that was in home-delivered meals, says Ryan Ellis, Tennessee Commission on Aging and Disability communications director.
That number is statewide. In the greater Nashville area, that translated to $154,100 in cuts, or nearly 25,000 meals. Were trying to figure out how to absorb that without hopefully cutting too many seniors off their meals. Its only been six months, and like any good program we were prepared for the worst. So we had a little money and reserves on the off chance that a disaster like this would happen.
Agencies and individuals who depend on government assistance have reason to be skittish.
Congress is supposed to agree on a spending bill by Sept. 30, the end of their fiscal year. If it doesnt pass a new budget, the federal government will partially shut down.
To avoid this, Congress could pass
a continuing resolution to keep the government spending at the current sequester levels for another three months until a larger deal can be reached. The full fiscal 2014 operating budget begins Oct. 1.
In addition, a bill passed last week by the U.S. House would cut $40 billion from the food stamp program, but it isnt likely to pass the Senate. There will be automatic cuts to the Supplemental Nutrition Assistance Program [SNAP, or food stamps] in November whether the House bill moves forward or not. In the beginning
Sequestration dates back to 2011 when Congress passed a law stating that if members couldnt agree on a plan to reduce the nations deficit by $4 trillion which included $2.5 trillion previously cut through a combination of spending cuts and increased tax rates then another $1 trillion in automatic, across-the-board budget cuts would start to take effect in 2013.
There was no compromise in Congress, and the impact of sequestration began in Tennessee in March of this year.
The sequester was a necessary evil, says Jeremy Rettick, NAIFA, chief marketing officer of Covenant Reliance Producers in Nashville.
The government has been on an unsustainable spending course for many years. In the 20s, U.S. spending as it relates to GDP (gross domestic product) was around 10 percent, and is now over 70 percent. This is the highest level in history other than a brief period during WWII. We have to get our financial house in order to provide a strong America to future generations.
Attempts were made by some Tennessee lawmakers to use a $100 million increase from the states rainy day fund to help those hardest hit by the cuts.
I was unsuccessful in convincing the Republicans that we needed to hold the very vulnerable citizens of Tennessee harmless from the sequestration cuts, says
Sen. Jim Kyle (D-Memphis). We had growth money. The revenue reports have come in and we were over-collecting based upon our projections. It was clear we had very conservative revenue estimates.
We have the money to hold seniors harmless and Head Start children, in particular, harmless from the sequestration cuts. What were talking about is people going to bed hungry. Senior citizens the Greatest Generation are going to bed hungry, and were making a political point. And if I sound bitter, I am.More cuts to come?
The states share of sequester cuts was not insignificant. The White House projected before the sequester kicked in that Head Start and Early Head Start services in Tennessee would be eliminated for 1,200 children.
In August, the Office of Head Start reported it was actually 2,442 Tennessee children who had been cut from the Department of Human and Health Services program that provides education and nutritional help to low-income children and their families.
Since we have more money than we need to operate the government, one cannot argue that we chose between one program or the other, Sen. Kyle says. What we did choose to do was make our savings account bigger. Its kind of like having a small child and opening up a 529 account for them, but not feeding them. Were saving for your future, but we cant worry about today.
Ellis feels things will be even worse next year. We have no hope that we are going to get the money back anytime soon, he says. Were just praying we wont get cut more.
That scenario probably isnt likely. Norma Powell, assistant director the
Greater Nashville Regional Council Area Agency on Aging and Disability, says after their initial round of cuts this year, there will need to cut an additional $124,800
Section A - Page 2 SEPTEMBER 27 OCTOBER 3, 2013www.nashvilleledger.com
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Sequester woes: From bad to worse?
>> page 29
Courtesy of Fort Campbell Soldiers from a deploying Security Force assistance Team with the 2nd Battalion, 502nd Infantry Regiment, 2nd Brigade Combat Team, 101st airborne Division (air assault), during a stress shoot training exercise at Fort Campbells Range 40a. The efficiency of deployment training at the base could be affected by continued sequester cuts.
-
The first in a two-part series
Whether youre in the for-profit or nonprofit world, you have a front-line sales team.
It doesnt matter if they are selling products, services or the benefits of donating to your organization its all sales.
There are fundamental skills that make or break all salespeople, regardless of the category they represent.
Likewise, there are often universal failures among those who dont find success in the field.
In fact, the Harvard Business Review reports that only one in three working salespeople is consistently effective, with only one out of 250 exceeding their targeted sales goals.
Based on the sales reps Ive coached throughout my career, here are five of the top reasons sales people fail.
Check back next week for the next five to round out the top 10 list.Lack of discipline:
Sales is a numbers game. The key to success is to develop an activity plan and work your plan every day.
Start your day with the toughest task you dread the most.
If that dreaded task is cold calling, start your calls as soon as you walk in the door and dont stop until you have set the number of meetings youre targeting.
After that, the rest of the day will be a piece of cake.Failure to leverage happy clients:
Every quarter, invite your happiest clients to lunch.Find out what you can do to improve their experience,
and then brainstorm about others they know that you can also assist. Fear of determining real buying intentions:
Too often, salespeople avoid asking the hard questions that ultimately qualify or disqualify a prospect, such as their intent and ability to buy.
Ask these questions early in the sales process to avoid spinning your wheels.Presenting vs. listening:
Roughly seven out of 10 salespeople kick off a new prospect meeting by diving straight into their pitch.
The better way is to start by listening asking open-ended, high-impact questions to learn whats important to a prospect, and then adapting your pitch to fit his or her needs.
A universal truth in sales is that prospects are more inclined to buy when they feel listened to.
The added benefit is that active listening affords you the opportunity to identify additional selling opportunities.Greater desire to convince than consult and solve problems:
Great salespeople dont walk into every sale assuming the prospect has a need for what theyre selling.
Instead, their objective is to ask good questions and learn whats important to them.
If your prospect is in need of your services and you qualify them as a good customer, great.
If not, see if there are other problems you can solve for that prospect which may ultimately create a loyal referral source down the road.
Lori Turner-Wilson is an award-winning columnist and managing partner of RedRover Sales & Marketing, www.redrovercompany.com, with offices in Memphis and Nashville. You can follow RedRover on Twitter (@redrovercompany and @loriturner) and Facebook (facebook.com/redrovercompany).
Real estate transactions are not fair, not even close to equitable. For the most part, sellers are not forced to sell, at least not here, not now, Nashville being the It City and all.
With all of the sales and all of the records falling, its surprising to find there exists a sect of disgruntled sellers.
Those sellers are the owners of houses that need work, be it an addition, renovation, demolition or reconstruction. Their houses are enigmatic inasmuch as that any of the aforementioned acts may or may not result in an acceptable return, if any, on the investment.
Some houses need renovation, but that comes at extreme expense and aggravation. Furthermore, the renovation may not match the market. If a house is a tear-down, why fix anything? After all, the buyers are reducing the house to mere rubble.
Heres where the inequity prevails. In a number of sales across the city, buyers purchase houses that are in need of TLC, elbow grease, sweat equity, perhaps even an architect or contractor. That being the case, the houses are usually listed for less than the market with the realization that they need work.
Along come the buyers, who offer considerably less than the already low list price due to the condition of the house and the fact that the houses have languished on the market for an exorbitant number of lengthy, lonely days and lonely nights.
The sellers are excited to hear that offers are forthcoming and dreadfully disappointed in the prices offered. Yet, they must negotiate, as there are no other buyers in sight. In the end, they must accept a lower price than the reduced list price.
At this point the inspector appears and cites all of the shortcomings that haunt the property, many of which were reasons for the lower list price and the barely acceptable contract price.
The buyers, having developed convenient cases of amnesia, insist upon repairs or money in lieu of the work apparently forgetting the reason for the remarkably low price that the sellers accepted.
The extorted sellers succumb and forfeit their money while gaining new disdain for the buyers. When the buyers take the money, or even worse, insist upon repairs, only to bulldoze the structure, the sellers are sickened. In their minds they envision the treads of Sherman tanks rolling over the recently soldered, brand new copper pipes beneath the porcelain bowl in the granite vanity top beside the recently installed GFCI outlets.
They sift through the rubble after the roars of the bulldozers engines subside. As
they pilfer through the debris, they locate the prized belongings, such as the skull of one of their daughters dolls. Alas, poor Barbie! I knew her, Horatio.
The house in need of improvement provides challenges for sellers and their Realtors in other ways. The reason for this is that when most buyers search for properties on any of the various websites, they look for the most that they can afford.
And there is the rub.Buyers are prepared to spend, for
example, $450,000. They enter a house in a $700,000 neighborhood in hopes of participating in the real estate investors dream purchasing the lowest-priced house on the street. And, it is.
Of course it is in the worst condition of any house on the street, ergo the price.
Lets assume this house requires $250,000 in order to achieve perfection. The numbers work as the list price of $450,000 plus the renovations of $250,000 would leave the owner with the best $700,000 maybe even $800,000 house on the street.
Unfortunately, for this seller, the $700,000 buyers are looking at $700,000 houses, not $450,000 homes.
Even if buyers were hoping to find a diamond in the sky, or rough, or wherever, theyd be hard-pressed to find a lender to play along.
They would need money, a whole lotta money. For, as it stands, most lenders require at least five percent down, often more, and then they will loan 95% or so of the value of the house as it sits, not what it could be.
So, sadly, the island of misfit houses awaits its Rudolph until such time as the grinches will have their way. And, remember, only 89 shopping days until Christmas.Sale of the Week
The Tennessee Titans and their future Hall of Fame quarterback Jake, not the snake, Locker pulled off the first of his soon-to-be ho-hum come-from-behind victories, snapping a 21-year losing streak to the San Diego Chargers.
The Tennessee team, once known for its consistency and ability to sustain long drives and miraculous plays, had fallen onto difficult times.
It is virtually impossible for all who witnessed, tuned into Mike and Frank, or read of the victory to fail to recall
Page 3 Section A SEPTEMBER 27 OCTOBER 3, 2013 www.nashvilleledger.com
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5608 Kendall Drive
Best intentions bulldozed
putting the squeeze on unsuspecting sellers
RealtyCheckBy RICHARD COURTNEY
GuerrillaMarketing
By LORI TURNER-WILSON
>> page 4
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wholesalers, cash buyers and deal-maker wannabes. 6 p.m., REIN Education Center, 2416 Music Valley Drive, Ste 151, Nashville.
n Oct. 14: REIN General Meeting. Breakout and general meeting sessions on various topics of interest to real estate investors. 5:30-8 p.m., Martin Professional Devel-opment Center, 2400 Fairfax Avenue, Nashville.
n Oct. 15: REIN Lunch Network meets as a small group for lunch and sharing ideas. Each first and third Tuesday of each month, 11:15 a.m. at Dalts Classic America Grill, 38 White Bridge Road, Nashville.
n Oct. 17: REIN Williamson County Lunch Meeting. Group meets on the third Thursday of each month at 11:15 a.m., at Sportsmans Lodge, 1640 Westgate Circle, Brentwood.
n Oct. 21: REIN Landlording Subgroup. Network with other landlords, 6 p.m., at the REIN Education Center, 2416 Music Valley Drive, Ste 151, Nashville.
Information: reintn.org
Live Music at the LibraryDuffy Jackson Quintet at the Nashville Pub-lic Library, 615 Church Street. Series finale: Oct. 8, Serenatta. Concerts are held in the Robinson Courtyard, second floor. 11:45 a.m.-1 p.m. Information: nashvillepublicli-brary.org/courtyardconcerts.
Sertoma Club of NashvilleFeatured speaker: Bill Rogers, Sertoma Fund Program. Weekly meetings held Tues-days at Maxwell House Hotel 2025 Rosa L Parks Blvd., Nashville, at noon. Public welcome. Information: 254-0571.
WeDNeSDaY, OCT. 2peoples Law SchoolA free program that provides an overview of legal issues that a typical person might face. Taught by Legal Aid Society attorneys and volunteer attorneys, the weekly, one-hour classes will be held 6-7 p.m. on Wednes-days at Antioch High School, 1900 Hobson Pike, and on Thursdays at Cohn Learning Center, 4805 Park Avenue.
n Oct. 2: How Power of Attorney and Con-servatorship Work (Antioch)
n Oct. 3: Renters Rights (Cohn)
n Oct. 16: How to Deal with Bill Collectors (Antioch)
n Oct. 17: Social Security Options (Cohn)
n Oct. 23: Basics of Advance Care Planning (Antioch)
n Oct. 24: Basics of Advance Care Planning (Cohn)
n Oct. 30: The New Health Care Law: Know the Latest Facts (Antioch)
n Nov. 6: Basics of U.S. Immigration (An-tioch)
n Nov. 7: The New Health Care Law: Know the Latest Facts (Cohn)
n Nov. 13: Renters Rights (Antioch)
n Nov. 14: Worried You Might Lose Your Home to Foreclosure? (Cohn)
Registration, Information: 298-8050.
Chamber east Networking CoffeeAn opportunity to join business and commu-nity leaders in East Nashville for the Cham-ber East monthly networking coffee and community update. 7:30-9 a.m., Stratford STEM Magnet High School, 1800 Stratford Avenue, Nashville. Information: nashville-chamber.com, 743-3053.
THURSDaY, OCT. 3Tennessee Real estate Investors allianceWeekly meeting, 6-8 p.m., Tennessee REIA Classrooms 5115 Maryland Way, Brent-wood. Meets every Monday. Information: tnreia.com.
Nashville Chamber Business after HoursAn opportunity to develop relationships,
walk away with new connections and market your business to more than 200 attendees. Casa Azafrn Community Center, 2195 Nolensville Pike (Between I-440 and the Fairgrounds), Nashville. Information: nashvillechamber.com, 743-3063.
FRIDaY, OCT. 4Interactive Media Meet-upLike-minded Chamber members meet to discuss trends, challenges, ideas and thoughts. These topic-driven meetings give members the opportunity to develop connections with colleagues while learning about trends and applications in web and mobile technology. 8:30-9:30 a.m., Goodwill Industries of Middle TN, Inc., 937 Herman Street, Lifsey Building, Room 120, Nash-ville. Information: nashvillechamber.com, 743-3063.
SaTURDaY, OCT. 5First Saturday art CrawlThe monthly visual arts event is presented by 5th Avenue of the Arts and takes place in that historic entertainment district of downtown Nashville. On the first Saturday of every month, 6 p.m.-9 p.m., an alliance of art galleries and museums collectively invite the public to explore the vibrant Nashville downtown art scene. More than 20 art ven-ues participate. Admission free. Information: www.nashvilledowntown.com/play/first-sat-urday-art-crawl.
River SwingA dinner, dance and auction to benefit the Harpeth River Watershed Association. Har-peth Westover Farm, 2020 Hillsboro Road, Franklin. Information: harpethriver.org.
22nd annual Nashville aIDS Walk and 5K RunAn expected 2,500-plus participants will run and walk in an attempt to raise more than $230,000. Registration begins at 10 a.m., with the 5K timed run and walk kicking off at 11. Riverfront Park. Information: nashvil-leaidswalk.com.
Nashville Cultural FestivalAn opportunity for intercultural dialogue with participants representing more than 40 cultures living in Nashville and surrounding communities. The event encourages un-derstanding, appreciation and respect. The 2013 Festival features a Parade of Cultures led through Centennial Park by Nashville Mayor Karl Dean, more than 100 perfor-mances on seven stages, over 40-plus food vendors offering exotic tastes from around the world, hands-on childrens activities and a marketplace with hand-crafted and import-ed items available for purchase. 10 a.m.-6 p.m. Information: celebratenashville.org.
24th annual aaCa Car ShowAntique and classic car show at CoolSprings Galleria, adjacent to the Sears Automotive Center. 8 a.m.-noon. Information: battle-fieldaaca.com.
The 4th annual grape Stomp FestivalThe barefoot-stomp competition will be held a tournament bracket-style competition. There will be up to five stomp heats of six teams each. The team to collect the most juice at the end of the four-minute stomp will advance to the finals, where five teams will compete to be the Grape Stomp cham-pion. 3-6 p.m., OMore College of Design, 423 S Margin St, Franklin. Information: www.avintageaffair.org/
OCT. 5-6Hermitage Fall FestA weekend of fun, music, food, art, and his-tory at The Hermitage: Home of President Andrew Jackson. The event will focus on a variety of live music acts, as well as spe-cialty foods and spirits from local artisans and handmade arts and crafts from regional artists. Information: thehermitage.com.
Section A - Page 4 SEPTEMBER 27 OCTOBER 3, 2013community calendar
Readers are invited to submit Community Calendar items to [email protected].
FRIDaY, SepT. 27MTSU economic Outlook ConferenceFinancial expert and author David Darst, managing director and chief investment strategist for Morgan Stanley Wealth Man-agement in New York, will be the luncheon speaker for this years MTSU Economic Outlook Conference. The annual half-day conference will take place in the MTSU Student Union Ballroom. Registration begins at 8:15 a.m., and the conference ends at 1:15 p.m. Registration for the general public is $50 and can be made online at mtsu.edu/econconference. The last day to register is Sept. 20.
Watkins Faculty ShowMonsters, Prophets, Sinners & Tourists ends today. This mixed-media exhibition fea-tures recent work from faculty artists Kristi Hargrove, Morgan Higby-Flowers, Christine Rogers and Terry Thacker at the Brownlee O. Currey, Jr. Gallery on campus. 9 a.m.-8 p.m. Information: www.Watkins.edu.
SepT. 27-28Southern ground Music & Food FestivalZac Brown Bands Southern Ground Music & Food Festival comes to Nashville for the second time with a two-day festival at The Lawn at Riverfront Park. The Zac Brown Band will perform both nights with addition-al performances by Kenny Chesney, Jason Mraz, Eli Young Band, Edward Sharpe and the Magnetic Zeros and many more! Con-cessions will be available from Cookie (Zac Brown Bands mobile kitchen), Southern Ground Social Club, Girl & The Goat, and more local food venues. Price: $79-$299. Information: nashville.southerngroundfesti-val.com/
SaTURDaY, SepT. 28Musicians CornerMountain Heart, Sugar and The Hi-Lows and Jeffrey James close this seasons Musi-cians Corner at Centennial Park. Noon-5 p.m., with music beginning at 1:30. Food trucks and beer garden also are featured.
Thompsons Station annual Fall FestivalThe Thompsons Station Fall Festival is a fundraising event for the Town of Thomp-sons Station Community Association. This years event is themed The Dog & Pony Show and will include some new dog and equine components, in addition to live mu-sic, food competitions, kids activities and games, arts & crafts and more. Thompsons Station Park, 1513 Thompsons Station Road West. Information: 794-4333.
Fundraising WalkYou Have the Power and the Tennessee Department of Correction are partnering to present the fourth annual Walk Off Crime for No More Victims. This years event is a 5K walk from Nashville Metro Courthouse through downtown Nashville, led by former First Lady Andrea Conte. Check In: 9:30 a.m., Walk: 10 a.m. Price: $20 registration donation per walker. To register: online at yhtp.org or call 615-292-7027.
SepT. 28-2916th annual Harvest Days at Nashville ZooCelebrate the change of seasons at Nashville Zoos Harvest Days. The annual celebration takes place Sat., Sept. 28, 10 a.m.-5 p.m., and Sunday, Sept. 29, 1-5 p.m. Harvest Days is free with Zoo admission or membership. 3777 Nolensville Pike. Infor-mation: 833-1534 nashvillezoo.org.
Healthy Living expoAttendees can learn about local and national health, fitness, nutritional, and living green initiatives and products at this family-friendly expo. Tickets are available in advance online for free, or $10 at the door. Music City Center, 9-5 p.m. Saturday, 10 a.m.-4 p.m. Sunday. Information: thehealthylivingexpo.com/Nashville.
SUNDaY, SepT. 29Nashville Chili FestivalFind out who makes the best chili in Nash-ville. Chili-eating contest also will take place. A portion of the proceeds benefits Commu-nity Shares. Yazoo Brewing Company and Tap Room, noon-3 p.m. Information: www.nashvillechilifestival.com/
TUeSDaY, OCT. 1Real estate Investors NetworkREIN Lunch Network meets as a small group for lunch and sharing ideas. Each first and third Tuesday of each month, 11:15 a.m. at Dalts Classic America Grill, 38 White Bridge Road, Nashville. Upcoming events include:
n Oct. 7: New Investor Subgroup, a month-ly discussion on how to get started as a real estate investor. 6-8 p.m., REIN Education Center, 2418 Music Valley Drive, Nashville.
n Oct. 7: Rutherford County Subgroup. Top-ics of general interest to real estate inves-tors. 6:30-8 p.m., Keller Williams Building, 450 St. Andrews Drive, Murfreesboro.
n Oct. 10: REIN Wholesaling Subgroup. Networking and net-worthing subgroup of
the same resurgence of the Brookside community that is located off of White Bridge Road near Target.
Beginning in the 1970s, the late and highly regarded Nelson Andrew gained control of all of the streets such a Kendall, Knob, Alden, Stoneway and Vine Ridge and converted scores of 1,444-square-foot duplexes into 1,444-square-foot single family homes, all with three bedrooms and two baths, plus fireplaces, a rarity in an affordable home in that area with Hillwood in its backyard.
They sold like crazy then and never stopped, almost never. Their proximity to St. Thomas Hospital, I-40 and Vanderbilt Hospital lured medical residents to the area, earning it the nickname Residents Row.
Houses appreciated 10 percent a year with the efficiency of a healthy Al Del
Greco and as steady as Eddie George and Frank Wychek. You could set your calendar by it, $10,000 per year for eons. Then, it happened. The Great Recession.
In 2010, the 1,444s sold from $207,000 to $275,000 after having plummeted to the $160,000s about the time the Titans were experiencing similar results.
This week, Jack Miller, a veteran real estate all-star, put the community of Brookside on his back and drove it the length of the field to an all-time high of $315,000 with his sale of 5608 Kendall.
Since there are no goalposts nearby, neighbors might tear down the WSMV tower in celebration of Millers Herculean accomplishment.
Richard Courtney is a partner with Christianson, Patterson, Courtney, and Associates and can be reached at [email protected].
$315K sale set new mark for White Bridge neighborhoodCONTINUeD FROM page 3
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Page 5 Section A SEPTEMBER 27 OCTOBER 3, 2013 www.nashvilleledger.com
Money&MarketsExtra
Source: Morningstar *Annualized Data through Sept. 20
Going for gold
FUND5-YR*
RETURNEXPENSE
RATIOMINIMUM INITIAL
INVESTMENT% OF ASSETS
IN JAPANYTD
RETURN
Old Westbury Global Small & Mid Cap (OWSMX) 17.2% 11.2% $1,000 1.11% 13%American Funds Global Growth (HVLBX) 19.4 9.3 0.58 10Dreyfus Global Stock (DGLAX) 14.7 8.6 1,000 1.28 11Perkins Global Value (JNGOX) 16.3 8.5 2,500 1.04 13
The worlds athletes will return to Japan in 2020. The worlds investors are already there.
Tokyo was selected earlier this month to host the 2020 summer Olympics, as it did in 1964. Japans Nikkei 225 index rose 2.5 percent the day after the selection was made on optimism that it will help the countrys construction
and tourism industries. Hosting the Olympics has also
historically correlated with a boost in exports, according to a study by researchers from the Haas School of Business at the University of California and the Federal Reserve Bank of San Francisco. Trade is about 30 percent higher for Olympics hosts, and the
researchers say it may be because it signals the country has a policy of openness.
This screen shows world stock funds that have at least 10 percent of their assets in Japanese stocks. All the funds also have four-star ratings or better from Morningstar and relatively low expense ratios.
FundScreener
Mortgage rates have hovered near historic lows in recent years, helping make homes more affordable.
Rates have remained low thanks to the Federal Reserve, which has kept short-term interest rates near zero since December 2008 and has been buying billions in mortgage and U.S. Treasury bonds to encourage more borrowing and spending in a slow-growth economy.
By buying Treasurys, the central bank drives up the government bond prices, and makes their yields fall.
But starting in May, the market saw a sell-off in bonds, after Fed Chairman Ben Bernanke said the central bank was prepared to cut back its bond-buying program if the economy looked strong enough.
In the ensuing months, the yield on the 10-year Treasury note bond has risen as prices have declined.
Higher Treasury yields tend to drive up the cost of borrowing on home loans.
Heres a look at how Treasury yields have affected mortgage rates in recent years:
Alex Veiga, Jenni Sohn AP
Home loans get pricierThe yield on the 10-year Treasury note
stood at 2.75 percent on Thursday Sept. 19, while the average weekly rate on a
fixed, 30-year mortgage was 4.50 percent. ( Also as of Sept. 19. )
Sources: FactSet, Freddie Mac
May 1, 2013 1.63% 78.5%Jan. 1, 2013 1.76% 65.3%Jan. 1, 2010 3.79% -23.2%Jan. 1, 2008 4.08% -28.7%
10-Year Treasury note yield
DATE YIELDCHANGE AS OF
Sept.12
May 1, 2013 3.35% 36.4%Jan. 1, 2013 3.34% 36.8%Jan. 1, 2010 5.09% -10.2%Jan. 1, 2008 6.07% -24.7%
30-year, xed mortgage
DATE YIELD CHANGE AS OF Sept.12
Alex Veiga, Jenni Sohn APSource: FactSet Data through Sept. 19
B E H I N D T H E B R A N D U N D E R A R M O U R ( U A )
YTD price change UA: 60% S&P 500: 23%Market value: $8.2 billion
Thursdays close: $77.64Price-earnings ratio : 63(Based on past 12 months results)
Under Armour made its name in sportswear circles by making exercise clothing for athletes.
The company, which was founded in 1996 and is based in Baltimore, has expanded its product line over the years beyond its moisture-wicking leggings and tops to T-shirts, shoes, accessories and more. It also now sells clothing to women and kids. Demand for its wares has helped increase revenue 23 percent and earnings 19 percent this year, despite competition from brands like Nike and Adidas. This summer, Under Armour raised its outlook for the year, citing momentum in its clothing business and market share gains for its shoes.COMICS-INSPIRED: Under Armour inked a deal with Marvel Entertain-ment and DC Comics to make clothing based on Superman, Batman and other superheroes.DEFENDING MARGINS: Faced with rivals selling the compression sport leggings and shirts for which Under Armour is known for less than the companys $25 price, Under Armour has raised prices on some products. Its Alter Ego line now sells for $45 and $60, up from $25.
Sweat equity
Revenue through the six months ended June 30 grew 23 percent to $926.1 million.Under Armour expects to spend $300 million next year on marketing to women, up from about $250 million this year.
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1-weekpercentchange$1,000 invested at the end of last year ... ... today is worth
Industry performance is based on the 10 sectors in the Standard & Poors 500 index. International stock performance is based on MSCI indexes. Bond returns are based on
Barclays Capital and Bank of America Merrill Lynch indexes. Source: FactSet
$1,2901,2631,2461,1991,1421,1341,1181,042
968960906791722645
1.11.81.61.3
-3.12.90.21.01.02.73.31.40.4
-1.9
$0 250 500 750 1,000 1,250Corn
SilverGold
CopperEmerging-market stocksInvestment-grade bonds
High-yield bondsNatural gas
European stocksCrude oilS&P 500
Financial stocksSmall-cap stocks
Health care stocks
Health care stocks continue to lead the pack, though small-cap stocks are catching up. Even stocks from emerging markets jumped, erasing some of their losses from earlier in the year.
$1,000Derby
Stocks Bonds Commodities
%
DELUGEInvestors rushed for the exits last month from all sorts of mutual funds that invest in bonds. They yanked a net $18.2 billion last month from intermediate-term bond mutual funds, the most popular type of bond fund, according to Morningstar. The departures were the result of fear about rising interest rates: When interest rates rise, prices of existing bonds fall, and the yield on the 10-year Treasury note rose above 2.8 percent in August from 1.6 percent in May.
But interest rates fell last week after the Federal Reserve surprised markets by holding steady on its bond-buying stimulus program, when many investors expected a paring back. The 10-year yield dropped below 2.7 percent on Wednesday.
NOT SO HEALTHY RETURNS Fewer patients are getting admitted to hospitals. While that may sound encouraging to public health officials, its discour-aging for investors in hospital stocks. Last month, inpatient hospital admissions fell between 3 percent and 4 percent, according to a survey by Citi Research. And of those who were admitted, more patients lacked insurance to pay for their bills. That means third-quarter earnings for the industry will likely depend on hospitals cutting their expenses, rather than on increases in revenue, says Citi analyst Gary Taylor.
MarketPulseCLAMPING DOWNThe rush to borrow by companies across the country slowed down last month. Companies raised $149 billion in August by issuing bonds, according to Standard & Poors Global Fixed Income Research. That may seem like a big number, but its the lowest monthly issuance since December 2011. It also comes after companies raised an average of $322 billion monthly from January through May. The reason: Borrowing became more expensive for companies after interest rates rose during the late summer.
Net withdrawals from mutual funds, Aug.in billions
World bond funds
High-yield bond funds
Intermediate-termbond funds
2.9
1.0
$18.2
Source: Morningstar AP
-
Pinnacle Financial Partners names Smith to board
Pinnacle Financial Partners has elected Reese smith iii, presi-dent of haury & smith Contractors inc., to its board.
smith is a native ten-nessean and has oper-ated his nashville-based real estate development and home-building firm since graduating from
the University of tennessee at martin in 1970.
he joins 11 other business and community leaders on Pinnacles board. smith was one of Pinnacles founders and an original direc-tor, serving on the board from 2000 to 2009.
smith serves as a senior life director of the national association of home Builders, is a member of the home Builders association of tennessee hall of Fame and serves on the executive committee of the southern league of Professional Baseball.
in addition to Pinnacle, smiths banking governance experience includes serving as a board member of First Union national Bank of nashville from 1996 to 1999. he was a founder and director of Brentwood national Bank from its inception in 1991 to 1996.
Aegis Sciences selects Meyer as medical director
aegis sciences Cor-poration has named Dr. adam meyer as medical director. overseeing laboratory medicine operations and develop-ment, meyer will manage regulatory requirements, direct strategic opera-tions of aegis technol-ogies and applications, and assist in client and
management relations.
Prior to joining aegis, meyer was a clinical pathology resident in the pathology, micro-biology and immunology departments at vanderbilt University school of medicine. Before vanderbilt, he was a clinical pathology resident at saint louis University school of medicine, where he worked in the Forensic toxicology lab.
meyer earned his m.D. from saint louis University school of medicine and his m.a. in organic chemistry from Washington University in saint louis. he earned his B.s. magna cum laude in chemistry and marine science at the University of south Carolina.
VUMCs Daves is vice chair of Pediatric Anesthesiology
vanderbilts suanne Daves, m.D., associate professor of anesthesiol-ogy and Pediatrics, has been named vice chair for Pediatric anesthesi-ology, a key leadership role for both the Depart-ment of anesthesiology and the monroe Carell Jr. Childrens hospital at vanderbilt.
Daves joined the Department of anesthesi-ology as an associate professor in December 2008. she was appointed chief of the Pedi-atric Cardiac Division in 2009, and in 2012 was named pediatric anesthesiologist-in-chief at Childrens hospital.
Pediatric anesthesiology includes both the Division of General Pediatric anesthesiology and the Division of Pediatric Cardiac anesthe-
siology.
the Division of General Pediatric anesthe-siology provides perioperative care for more than 13,000 patients a year at Childrens hospital, the regions major pediatric referral center. General pediatric anesthesiologists with specialized training in pediatric pain management also provide both acute and chronic pain management services for young patients.
Conlon named VP for Stoney River
J. alexanders llC., has appointed Chris Conlon, 43, as vice pres-ident of operations for the Companys stoney River legendary steaks concept.
Conlon joined J. alexanders in may 1994 and was promoted to general manager of
the J. alexanders restaurant in Dayton, ohio shortly thereafter.he was promoted to re-gional director of operations in august 1999 and continued in that post until being named to his new position in January 2013.
Magna Bank appoints regional mortgage manager
magna Bank has named lauri hodges as north regional manager and senior loan officer for its mortgage offices in middle tennessee.
hodges will direct hen-dersonville, mt. Juliet, Goodlettsville, hermit-age and Clarksville. she has more than 27 years
of experience in the mortgage industry. in addition to her experience as a loan officer, she has also served as a producing branch manager, which is a role where she received an award of excellence for several years.
Five physicians join Saint Thomas Rutherford
saint thomas health has announced the addition of Brannon Mangus, M.D., Brendan OHare, M.D., Marcus Owen, M.D., Kristen Lee Salter, M.D., and John Whitfield, M.D., to the saint thomas Rutherford hospital medical staff.
mangus, an otolaryngologist, attended medical school at the University of louisville, and completed his otolaryngology training at vanderbilt University hospital. mangus is a member of the american academy of otolar-yngology head and neck surgery.
ohare, a gastroenterologist, attended medical school at Drexel University College of medicine, and completed his internship and residency in internal medicine at thomas Jefferson University hospital, as well as a fellowship in gastroenterology. ohare is a member of the american Board of internal medicine.
owen, a rheumatologist, attended medical school at the University of arkansas for medi-cal sciences, and completed both his internal medicine internship and his residency at the same facility. Following residency, owen completed a Fellowship in rheumatology at the University of texas southwestern medical Center in Dallas. he is a member of several organizations, including the american Board of internal medicine and the american Board of Rheumatology.
salter specializes in obstetrics and gynecology and has conducted research on the effects of obesity during pregnancy. she attended medical school at the James h.
Quillen College of medicine at East tennes-see state University, and completed her resi-dency at the University of tennessee College of medicine-Chattanooga, where she served as chief resident of Erlanger hospital. she is a member of the american medical associa-tion, the tennessee medical association and the american Congress of obstetricians and Gynecologists.
Whitfield, who specializes in colon and rectal problems, attended medical school at the University of tennessee College of medicine. he completed residency programs at louisiana state University health sciences Center new orleans and Carolinas medical Center. he is a member of the american society of Colorectal surgeons, the american College of surgeons, the society of american Gastrointestinal and Endoscopic surgeons and the american medical association.
Burden named VP of HR for Tristar Centennial
tristar Centennial medical Center has named Jennifer Burden as its new vice president of human resources.
Burden joins the tristar Centennial leadership team with more than 20 years of progressive human re-source experience.she has held human
resource positions within the tristar health network since 2004, serving most recently as the vice president, human resources for tristar hendersonville medical Center.
Burden earned her Bachelor of Business administration from Belmont University and is working toward a masters degree in profes-sional studies in human resources leadership from austin Peay state University.
in her new role, Burden will strategically lead tristar Centennials human resource department with responsibility and oversight for recruitment, employee development, employee relations, compensation & benefits and its human Resource information sys-tems (hRis).
VUMCs Patel is new chief informatics officer
neal Patel, m.D., mPh, has been named chief medical informat-ics officer for the vander-bilt University health system.
Patel, professor of Clinical Pediatrics, Clin-ical anesthesiology and Biomedical informatics, Division of Pediatric Critical Care medicine,
has served as the inpatient chief medical information officer since 2006.
in his new role, Patel will provide lead-ership for translating vUmC health care delivery, quality and patient safety goals into informatics strategies to optimize the delivery of patient care. he will collaborate with operational and clinical leadership to foster systemic adoption and effective use of clinical applications to promote patient safety and high quality care across the continuum, and reduce the costs of care, in support of the vUmC mission.
Anderson joins Lovell Communications
lovell Communications inc., has hired amanda anderson as senior account super-visor.
anderson has almost a decade of com-
munications and media relations experience, including work in the state and local govern-ment, not-for-profit and corporate sectors. most recently, she served as communications coordi-nator for saint thomas health, one of the larg-est health care systems in middle tennessee
with more than 7,000 associates.
she has directed strategic outreach initia-tives, created an online newsroom, main-tained relationships with local and national media outlets and invigorated the social media strategy for saint thomas healths family of five hospitals.
anderson holds a degree in mass commu-nications from mtsU.
FirstBank promotes 2, adds lending veteran
FirstBank mortgage Partners has an-nounced that michael Johnson will be the companys senior vice president and director of third-party origination lending.
also, Jim house has accepted the role of vice president of third-party origination sales manager, and veteran mortgage banker Wendy miller has been hired to provide inside sales support for existing account executives and cultivate new relationships.
Prior to the promo-tion, Johnson managed sales activity in the Carolinas and virginia with FirstBank mortgage Partners. in his new role, he will oversee sales, operations, compliance, financial management and all things tPo.
Before taking on his new role, house man-
aged sales teams in tennessee, Georgia, alabama and mississippi for FirstBank mort-gage Partners. he will now be responsible for all sales and customer development for the tPo group.
miller, who has more than 17 years of experience in the financial industry, most recently working as an account executive serving customers in north Carolina and south Carolina.
CapStar adds to private banking team
steve Gebhardt has joined Capstar from Fifth third, where he most recently served as team leader for medical and Professional Banking.
kelly hayes also has moved to Capstar from Fifth third, where she was a private banker.
angie Jennings, who joined the bank in 2012 as a commercial underwriter, has been promoted to senior vice president of private banking.
Underwriter michael Young has been promot-ed to portfolio panager for Retail and Private Banking.
Section A - Page 6 SEPTEMBER 27 OCTOBER 3, 2013
Anderson
Burden
Hayes
Conlon
Patel
Gebhardt
Meyer
Hodges
Johnson
Daves
Smith
newsmakers
Readers are invited to submit newsmaker items to
-
GM is betting on the magic. The company announced in August that it would bring 1,800 additional jobs to the assembly plant and adding an additional $167 million for two new projects, both expected to be mid-size vehicles.
General Motors is a driver of the areas economy, but not the only one, says David McGowan, president of Regent Homes.Population growth
As GM went through its changes, Spring Hill and the surrounding area continued to grow. Even before the company announced its 1,800 additional jobs, Spring Hill city officials were already making plans to hold a special census.
They believe the population has grown by a couple of thousand residents, to 31,000, since the last full census in 2010. If that is confirmed, the city will receive an additional $200,000 in taxes it shares with the state.
That cash would be welcome in a city that has recently built new elementary, middle and high schools to keep up with growth, says City Administrator Victor Lay.
Homeowners looking for good values are pushing growth south along Interstate 65 from Brentwood and Franklin, he says.
Folks can have the same home for a little bit less money, Lay says.
Commercial growth has kept pace with the regions population. Major retailers including Kohls and Target have stores in Spring Hill. Maury Regional Medical Center and HCA have health care facilities there. A Super Walmart will open soon. Mars Petcare is building an $87 million innovation center in Thompsons
Station. The area has become a miniature Cool
Springs, says Peder Jensen, director of sales for the Jones Co.More affordable homes
Many Spring Hill residents are families or downsizers looking for home prices that are more affordable than Franklin or Brentwood to the north, closer to Nashville.
Take a $450,000 house in Franklin, says Tony James with the Jones Co., the company that built Allens house. You can get that same house for $350,000. Franklin is congested and theres not much developable land. People are having to go south.
Thats what Art and Susan Mann did
when they moved from Florida to be closer to their grandchildren in Franklin. The Manns decided not to return to Brentwood, where they once owned a house.
For the value, you couldnt beat Spring
Hill, said Susan Mann. When they moved away in the late
1990s, Spring Hill was only a fraction of its current size.
There wasnt much out here, says Art Mann. Now, Spring Hill has so much more to offer, a country setting and people are able to get more house for the money.
The Manns home in the Wades Grove subdivision was built by John Maher Builders. John Maher, the companys owner, says Spring Hill is attracting home owners who have no association with the General Motors factory.
Once they get here, they dont want to leave, says Maher, who is building in the Wades Grove, Spring Hill Place and Benevento subdivisions in Spring Hill and the Bridgemore Village subdivision in Thompsons Station. Home prices range from the low $200,000s to $500,000.
Most of the seven houses Maher builds each month are sold before they are finished. He expects demand for new homes to grow.
That sixth sense you have, it feels good. Im getting hit from every side by positive signs, he adds.
Other builders also are swinging hammers as fast as they can. Ole South has built more than 1,000 homes in Spring Hill since 2001, says Trey Lewis, vice president of sales and marketing.
The company is building homes on both the Williamson County and Maury County sides of Spring Hill. Starting prices range from the low $100,000s to the mid-$200,000s, well below the price range in much of Williamson County.
The average home price in Williamson County was $414,588 in August,
Page 7 Section A SEPTEMBER 27 OCTOBER 3, 2013 www.nashvilleledger.com
He was pretty sure the job was his.He successfully interviewed, passed a
background check, even met the offices other workers. Everything looked positive until you sent a were sorry, but letter. Someone else got hired and, though it wasnt the issue, youre sure he wondered if it happened that way, not because of his skills but because of his skin.
Hiring on the basis of race or gender is supposedly illegal, but it happens. And in For Discrimination by Randall Kennedy, we read why the author believes affirmative action is an idea that needs to stay.
It should come as no surprise that discussions of an early form of affirmative action came at the end of the Civil War. It may also come as no surprise that Andrew Johnson opposed a constitutional amendment on the basis that it gave the
Negro advantages that had never been given to other groups.
In 1945, New York was the first state to pass a law banning racial discrimination in the workplace. Some 20 years later, the Civil Rights Act made it illegal nationwide. Still, several powerful people then some of them black opposed any law favoring specific races or genders.
Despite wide-ranging attacks against affirmative action, Kennedy says, it has, remarkably, continued to survive. That may be, arguably, because its sometimes justified as a means of reparation, diversity and integration, and countering ongoing racial prejudice.
There are, of course, pros and cons to those arguments the single most powerful example of the former being that racial affirmative action seeks to rectify, at least partially, injuries that continue to put certain racial minorities at a competitive disadvantage with white peers.
Still, some whove benefited also complain that rectification leads to a stigma of having been hired or
admitted, not based on qualifications, but because of affirmative action itself.
And what about reverse discrimination, a scenario that affirmative action opponents purport? Kennedy says that they and the disappointed white candidate who feels hes a victim should understand that affirmative action addresses a major social problem: the continuing trauma of racial division in America.
Racial affirmative action needs to be better targeted, Kennedy says. But not having it would be a calamity.
Filled with law terms, legal precedents, and words that made my head swim, For Discrimination is very, very academic.
Author Randall Kennedy is a professor
of law at Harvard, a graduate of Princeton and a Rhodes Scholar. It shows, and that makes this book hard to read not because of what he says, but for how he says it.
And yet, this is an important book. Kennedy, who admits to having benefitted from affirmative action, will force a lot of long-needed conversations with his opinions, conversations for which he includes abundant, solid fodder.
This book is about as far as you can get from a
casual read, and should be approached with an open mind, general legal knowledge, and a good dictionary. If you can handle that, then go ahead and make For Discrimination yours.
Terri Schlichenmeyers reviews of business books are read in more than 260 publications in the U.S. and Canada.
population boom comes before gM hiring announcementCONTINUeD FROM THe COVeR
Book Review
author: affirmative action needs to stay in place
>> page 16
lyle Graves | nashville ledgerNew construction is being carved out of farm fields in many areas around Spring Hill as builders struggle to keep up with demand for single-family housing and, now, apartments.
For Discrimination: Race, Affirmative Action, and the Law by Randall Kennedyc.2013, pantheon$25.95 295 pages
Its the quality of life. And Spring Hill is one of the last sections of
Williamson County with
affordable prices.trey lewis, vice president of sales and marketing
for ole south builders
-
Section A - Page 8 SEPTEMBER 27 OCTOBER 3, 2013www.nashvilleledger.com
Top commercial real estate transactions for August
Chandler Reports has been publishing Real Estate Market Data since 1968. That year, Chandler began collecting residential sales information for the Chandler Residential Report, considered the authoritative source for residential real estate sales information. Over the next three decades, the publications have been continually refined, enhanced and expanded, growing to include lot sales data, new residential construction
and absorption information, and commercial sales. In 1987, Chandler Reports began one of the first on-line real estate market data services in the country, and is a nationally recognized leader in the industry. In 2004, Chandler Reports was purchased by The Daily News Publishing Co. In 2007, Chandler introduced RegionPlus, including property research for Nashville and Middle Tennessee. Visit online at chandlerreports.com.
a monthly record of the top-valued commercial real estate transactions.
0 Long Hollow 37075 8/14 WFC Durham Holdings VII G P Durham Farm LLC $8,500,000151 Saundersville 37075 8/5 Cornerstone Childcare Project LLC Grow & Learn LLC $3,150,0000 Preacher Robertson 37031 8/5 Riverwood Real Estate LLC Cumberland Land Holdings LLC $3,000,000841 Nashville 37066 8/14 ARC CafeUSA001 LLC CNL APF Partners LP $725,082105 Link, 106, 37148 8/2 Phillips, John A. & Julie F. Costner, Melanna & Michael $600,000 108-123, 125, 127, 129, 131, 133, 135, 137 Nestledown620 Main 37066 8/2 Priram LLC Lawrence, Charles W. & Sandra E. $435,0004306 Long Hollow 37072 8/1 Price, Mike & Shannon Brown, Betty M. & Roy A. $405,0001008 Vinings 37066 8/6 Warren, Jack L. & Karen L. Goodall Builders, Inc. $383,569128 Windmill Pointe 37075 8/6 Germer, Carol M. & David E. Goodall Builders, Inc. $332,466965 Memory 37066 8/27 Ferdowsi, Imaan Ferdowsi, Farsheed $300,000119 Cobbler 37075 8/21 Jeter, Ashley M. & William B. Phillips Builders LLC $291,310140 Cobbler 37075 8/23 Wolfington, Amber Leslie & William Kristofer Phillips Builders LLC $283,585136 Cobbler 37075 8/27 Elliott, Josh D. & Katherine Ann Phillips Builders LLC $278,655513 Tunnel 37066 8/20 Hesson, Edward B. & Nikki L. Kuhn, Jennifer & Perry $275,000455 Main 37066 8/6 Shree Nar Narayan LLC Tri Star Energy LLC $271,000138 Brierfield 37075 8/5 Magoun, Vicky Renae DB Investments LLC $270,050127 Windmill Pointe 37075 8/26 Robus, John C. & Leslie N. Goodall Builders, Inc. $266,008124 Windmill Pointe 37075 8/27 Hartle, Leonard James Goodall Builders, Inc. $258,972355 Keytown 37148 8/26 Matthews, Debbie A. & Russ L. Hamilton, Carol B. & John H. $234,0001045 Middleton 37066 8/6 Brown, Sarah R. & Sean A. Goodall Builders, Inc. $230,6041059 Middleton 37066 8/29 Bigbee, Shana Goodall Builders, Inc. $230,457380 Mutton Hollow Hill 37022 8/9 Dotson, Randy E. Aragon, Carol A. & Diego E. $224,900343 Stratford Park 37066 8/5 Mansoodi, Aryan & Wahidi, Abdul Ole South Properties, Inc. $220,990499 Buck Perry 37022 8/29 Boze, Jeremy S. & Kasey Balance, Donna Tr. & Hazel, Estate & Curran, Gay, Tr. $215,000339 Rockland 37075 8/9 FGL Investments Mid State Lenders, Inc. $210,000660 Cook 37148 8/9 Denny, J. Steven, Tr. & Judy A. Rawls, Ricky James $210,0001037, 1051, 1052, 37066 8/27 Goodall Builders, Inc. Green Trails LLC $182,160 1038 Prestwick
2615 Medical Center 37129 8/15 Hines Global Reit 2615 Med Center Parkway LLC CF Murfreesboro Assoc.; & Cousins Murfreesboro $163,000,000 LLC & Cousins Real Estate Corp220 Indian Park 37128 8/30 Hawthorne-Midway Indian Park LLC Halstead Contractors, Inc. & Indian Park Ltd. $14,905,0001905 Church 37130 8/14 ARC CafeUSA001 LLC GE Capital Franchise Finance, Corp. $1,831,316210 Almar Knot 37128 8/9 Murfreesboro Land Company LLC Peebles, Lela & Leon P., Estate & Ralph L. $1,800,000 Sulphur Spring 37129 8/12 OBrien, Loyd Venture Alsup, John II & Teresa $1,310,0001020 Highland 37130 8/21 Pinnacle Bank Kim, Nam Ko $1,019,0311893 Lascassas, 37130 8/9 Legends Carwash at Providence, Inc. 508 Investors LLC $975,000 2135 Broad Lascassas0 President NA 8/16 Slate Ridge Holdings LLC Lin, Mei-Ing Chen & Wang Ai H $885,00010891 Versailles 37153 8/28 Embry, David & Julia Randle, Jan O. & Karen N. $875,0001643 New Salem 37128 8/14 Speedway LLC Pirtle, Mark A. $822,0604750 John Bragg 37127 8/21 Zion Christian Ministries International, Inc. Olive Branch Missionary Baptist Church, Inc. $600,000790 Broad 37129 8/14 ARC CafeUSA001 LLC CNL APF GP LLC & Wood-Ridge Real $580,981 Estate Joint Venture6333, 6373 Jones 37127 8/30 Nowobielski, Edward J. & Elizabeth J. Cunefare, Arlan D. & Beverly $520,0000 Kimbro 37128 8/16 Henley, Donald & Hollingshead, Mike Southern Meadows LLC $500,0001682 Memorial 37129 8/14 ARC CafeUSA001 LLC CNL APF GP Partners L P & CNL Income Fund XII Ltd $483,796Almaville 37167 8/29 TN Smyrna Lee Victory LLC SV20P LLC $425,0002212 Main 37130 8/30 Special Kids Agnew, D. Allen & Heidi $325,0002905 Old Fort 37128 8/13 HTCB LLC RZM LLC $283,3371007 Sloan 37130 8/27 Becker, Elizabeth A. & Richard A. Reed, Belinda & James A. $270,0005198 Lee 37167 8/6 Bajpai, Mridul Ira & Millennium Barrett, Kenneth & Michael & Patsy $252,500 Trust Co. LLC, Custodian2577 Coleman Hill 37153 8/8 Duncan, Cathy N. & Joseph C., II Lafrenier, Anthony A. II & Kellie L. $162,000103 Maple 37060 8/28 Hutchens, David Bradley & Robbie Robinson Lee, Robert K. & Robert W. $160,000River 37129 8/19 Miller, Sharon K. & Wendal W. Allen, Arthur A. & Robert L. & Stegall, Kathleen A. $151,2903006 Midland Fosterville 37020 8/19 Black, Lindsay N. & Steven Andrew Young, Clarence Chadwick $151,000643 Central Valley 37129 8/1 Deck, Anna M. & Thomas E. Gulotta, Angie D. & Brian Wayne $134,9003884, 4290 37085 8/19 Myburgh, Sonnette, Tr. & Pretoria Rentals Trust & Ward, Evelyn W. $132,000 Browns Mill Myburgh, Herman, Preservation Trust
329, 330, 331, 336 37209 8/30 Nashcam LP HCRI Tennessee Properties, Inc. $13,000,000 28Th, 3000 Charlotte330 Commerce 37201 8/1 Commerce Street Nashville Partnership Wells Vaf-330 Commerce Street LLC $11,200,0001201, 1501, 1401, 37203 8/30 Park at Hillside W Tic LLC Park at Hillside LLC $6,100,000 1430, 1611 Hillside, 809 Edgehill316 Broadway 37201 8/1 LMP TR Real Estate LLC Country Music Foundation, Inc. $4,305,000604 Gallatin, 37206 8/6 Dawson, Carter M. & Christopher C. Stevenson Trust 8 & Stevenson, Wilson, Trustee $3,537,500 1035 Eastland304, 306 Due West 37115 8/19 Creekside Property Investment LLC Imperial Gardens Health and Rehabilitation LLC $2,977,4004040 Hillsboro 37215 8/27 Tri Star Energy LLC Parman Corp. $2,240,0001200, 1204 37203 8/12 DAC Properties LLC Silverrock LLP & Desrup, Inc. $1,900,000 1206 Demonbreun209, 211, 213 17th, 37203 8/6 Cooke, Charles E. Chris-More, Inc. $1,875,000 1700 Church 17th551 Donelson 37214 8/16 ARC CafeUSA001 LLC GE Capital Franchise Finance, Corp. $1,853,8795640 Franklin Pike 37027 8/15 ARC CafeUSA001 LLC GE Capital Franchise Finance, Corp. $1,853,8793129 Dickerson 37207 8/16 ARC CafeUSA001 LLC GE Capital Franchise Finance, Corp. $1,797,7756416 Nolensville Pike 37211 8/26 LSS Family Inv. Turner, Montgomery G., Sr. $1,673,5624281 Sidco 37204 8/15 Metcalfe, Mark William & Jan M